Bbva Usa 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bbva Usa 15 South 20Th St Birmingham, AL 35233 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 30,751 |
| Total Mortgage Loan Application Amount | $8,843,209,000 |
| Average Mortgage Loan Application Amount | $217,333 |
| Highest Mortgage Loan Application Amount | $5,950,000 |
| Average Applicant Income | $154,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Bbva Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bbva Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Bbva Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bbva Usa serves its applicants.
Each category highlights the total number of mortgage applications processed by Bbva Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bbva Usa's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 2,351 | $ 769,347,000 | $ 327,000 | $ 197,000 |
| Maricopa County Arizona | 1,886 | $ 769,378,000 | $ 407,000 | $ 209,000 |
| Dallas County Texas | 1,333 | $ 395,403,000 | $ 296,000 | $ 176,000 |
| Bexar County Texas | 1,226 | $ 293,792,000 | $ 239,000 | $ 176,000 |
| Tarrant County Texas | 1,181 | $ 262,521,000 | $ 222,000 | $ 143,000 |
| Jefferson County Alabama | 1,115 | $ 260,756,000 | $ 233,000 | $ 123,000 |
| Travis County Texas | 1,099 | $ 386,886,000 | $ 352,000 | $ 209,000 |
| Hidalgo County Texas | 938 | $ 129,505,000 | $ 138,000 | $ 104,000 |
| Collin County Texas | 687 | $ 175,608,000 | $ 255,000 | $ 167,000 |
| San Diego County California | 587 | $ 415,463,000 | $ 707,000 | $ 341,000 |
| Pima County Arizona | 571 | $ 135,736,000 | $ 237,000 | $ 137,000 |
| Cameron County Texas | 560 | $ 71,490,000 | $ 127,000 | $ 111,000 |
| Denver County Colorado | 550 | $ 184,746,000 | $ 335,000 | $ 154,000 |
| Denton County Texas | 519 | $ 109,728,000 | $ 211,000 | $ 139,000 |
| Montgomery County Texas | 488 | $ 139,232,000 | $ 285,000 | $ 189,000 |
| Duval County Florida | 477 | $ 127,461,000 | $ 267,000 | $ 160,000 |
| Orange County Florida | 455 | $ 107,056,000 | $ 235,000 | $ 173,000 |
| Shelby County Alabama | 439 | $ 103,214,000 | $ 235,000 | $ 126,000 |
| Fort Bend County Texas | 414 | $ 100,044,000 | $ 241,000 | $ 163,000 |
| Los Angeles County California | 395 | $ 349,450,000 | $ 884,000 | $ 406,000 |
| El Paso County Colorado | 393 | $ 151,701,000 | $ 386,000 | $ 177,000 |
| Bernalillo County New Mexico | 387 | $ 105,103,000 | $ 271,000 | $ 134,000 |
| Webb County Texas | 381 | $ 50,599,000 | $ 132,000 | $ 93,000 |
| Mobile County Alabama | 347 | $ 47,137,000 | $ 135,000 | $ 89,000 |
| Williamson County Texas | 339 | $ 57,450,000 | $ 169,000 | $ 118,000 |
| El Paso County Texas | 333 | $ 48,710,000 | $ 146,000 | $ 89,000 |
| Riverside County California | 317 | $ 74,133,000 | $ 233,000 | $ 129,000 |
| Madison County Alabama | 297 | $ 74,907,000 | $ 252,000 | $ 166,000 |
| Arapahoe County Colorado | 297 | $ 97,581,000 | $ 328,000 | $ 161,000 |
| Montgomery County Alabama | 276 | $ 41,818,000 | $ 151,000 | $ 91,000 |
| Baldwin County Alabama | 249 | $ 47,317,000 | $ 190,000 | $ 106,000 |
| Parker County Texas | 222 | $ 35,762,000 | $ 161,000 | $ 119,000 |
| Larimer County Colorado | 206 | $ 54,122,000 | $ 262,000 | $ 126,000 |
| Bell County Texas | 204 | $ 34,149,000 | $ 167,000 | $ 117,000 |
| St. Johns County Florida | 194 | $ 80,528,000 | $ 415,000 | $ 210,000 |
| Osceola County Florida | 190 | $ 32,570,000 | $ 171,000 | $ 194,000 |
| Alachua County Florida | 185 | $ 47,400,000 | $ 256,000 | $ 199,000 |
| Tuscaloosa County Alabama | 184 | $ 48,806,000 | $ 265,000 | $ 169,000 |
| Orange County California | 184 | $ 138,871,000 | $ 754,000 | $ 344,000 |
| Douglas County Colorado | 183 | $ 69,131,000 | $ 377,000 | $ 186,000 |
| Jefferson County Colorado | 183 | $ 52,787,000 | $ 288,000 | $ 122,000 |
| Brazoria County Texas | 179 | $ 29,511,000 | $ 164,000 | $ 126,000 |
| Galveston County Texas | 179 | $ 32,644,000 | $ 182,000 | $ 139,000 |
| Adams County Colorado | 178 | $ 34,757,000 | $ 195,000 | $ 81,000 |
| Nueces County Texas | 149 | $ 29,752,000 | $ 199,000 | $ 174,000 |
| McLennan County Texas | 142 | $ 18,400,000 | $ 129,000 | $ 88,000 |
| Boulder County Colorado | 139 | $ 60,673,000 | $ 436,000 | $ 179,000 |
| San Joaquin County California | 137 | $ 21,405,000 | $ 156,000 | $ 81,000 |
| Okaloosa County Florida | 137 | $ 41,514,000 | $ 303,000 | $ 185,000 |
| Jefferson County Texas | 128 | $ 25,448,000 | $ 198,000 | $ 146,000 |
| Clay County Florida | 123 | $ 23,876,000 | $ 194,000 | $ 114,000 |
| Santa Clara County California | 121 | $ 95,486,000 | $ 789,000 | $ 272,000 |
| Brazos County Texas | 116 | $ 30,882,000 | $ 266,000 | $ 209,000 |
| Etowah County Alabama | 114 | $ 17,949,000 | $ 157,000 | $ 104,000 |
| St. Clair County Alabama | 110 | $ 19,861,000 | $ 180,000 | $ 94,000 |
| Houston County Alabama | 107 | $ 19,278,000 | $ 180,000 | $ 112,000 |
| Yavapai County Arizona | 106 | $ 26,362,000 | $ 248,000 | $ 113,000 |
| Stanislaus County California | 104 | $ 19,496,000 | $ 187,000 | $ 97,000 |
| Weld County Colorado | 103 | $ 24,855,000 | $ 241,000 | $ 118,000 |
| Smith County Texas | 101 | $ 18,344,000 | $ 181,000 | $ 93,000 |
| Mohave County Arizona | 100 | $ 15,060,000 | $ 150,000 | $ 65,000 |
| San Mateo County California | 99 | $ 78,650,000 | $ 794,000 | $ 282,000 |
| Walton County Florida | 98 | $ 47,336,000 | $ 483,000 | $ 242,000 |
| Contra Costa County California | 97 | $ 77,423,000 | $ 798,000 | $ 318,000 |
| Sandoval County New Mexico | 96 | $ 21,829,000 | $ 227,000 | $ 112,000 |
| Morgan County Alabama | 95 | $ 12,917,000 | $ 135,000 | $ 74,000 |
| Lee County Alabama | 93 | $ 19,423,000 | $ 208,000 | $ 145,000 |
| Coconino County Arizona | 88 | $ 25,734,000 | $ 292,000 | $ 174,000 |
| Cochise County Arizona | 87 | $ 12,105,000 | $ 139,000 | $ 82,000 |
| Pinal County Arizona | 86 | $ 8,687,000 | $ 101,000 | $ 70,000 |
| Sacramento County California | 85 | $ 43,553,000 | $ 512,000 | $ 395,000 |
| San Bernardino County California | 85 | $ 28,310,000 | $ 333,000 | $ 182,000 |
| DeKalb County Alabama | 84 | $ 13,677,000 | $ 162,000 | $ 84,000 |
| Limestone County Alabama | 83 | $ 13,707,000 | $ 165,000 | $ 96,000 |
| Fresno County California | 83 | $ 31,024,000 | $ 373,000 | $ 210,000 |
| Escambia County Florida | 82 | $ 17,414,000 | $ 212,000 | $ 154,000 |
| Hood County Texas | 79 | $ 15,302,000 | $ 193,000 | $ 99,000 |
| Barbour County Alabama | 78 | $ 11,249,000 | $ 144,000 | $ 86,000 |
| Calhoun County Alabama | 78 | $ 9,619,000 | $ 123,000 | $ 89,000 |
| Hays County Texas | 76 | $ 15,604,000 | $ 205,000 | $ 153,000 |
| Lauderdale County Alabama | 74 | $ 12,200,000 | $ 164,000 | $ 114,000 |
| Ellis County Texas | 74 | $ 10,739,000 | $ 145,000 | $ 111,000 |
| Alameda County California | 70 | $ 43,111,000 | $ 615,000 | $ 227,000 |
| Comal County Texas | 70 | $ 25,293,000 | $ 361,000 | $ 177,000 |
| Maverick County Texas | 70 | $ 8,149,000 | $ 116,000 | $ 105,000 |
| Dona Ana County New Mexico | 66 | $ 13,572,000 | $ 205,000 | $ 100,000 |
| Nassau County Florida | 65 | $ 17,008,000 | $ 261,000 | $ 173,000 |
| Val Verde County Texas | 62 | $ 6,899,000 | $ 111,000 | $ 70,000 |
| Cullman County Alabama | 60 | $ 16,271,000 | $ 271,000 | $ 138,000 |
| Placer County California | 59 | $ 36,144,000 | $ 612,000 | $ 314,000 |
| Elmore County Alabama | 51 | $ 14,264,000 | $ 279,000 | $ 165,000 |
| Walker County Alabama | 51 | $ 7,610,000 | $ 149,000 | $ 78,000 |
| Marion County Florida | 51 | $ 15,963,000 | $ 313,000 | $ 434,000 |
| Santa Rosa County Florida | 47 | $ 13,637,000 | $ 290,000 | $ 235,000 |
| Polk County Florida | 46 | $ 5,847,000 | $ 127,000 | $ 161,000 |
| Gregg County Texas | 46 | $ 5,594,000 | $ 121,000 | $ 82,000 |
| Johnson County Texas | 46 | $ 7,354,000 | $ 159,000 | $ 180,000 |
| Hardin County Texas | 45 | $ 6,156,000 | $ 136,000 | $ 115,000 |
| Lubbock County Texas | 45 | $ 7,135,000 | $ 158,000 | $ 201,000 |
| Bay County Florida | 44 | $ 12,449,000 | $ 282,000 | $ 222,000 |
| Guadalupe County Texas | 44 | $ 6,896,000 | $ 156,000 | $ 111,000 |
| Marshall County Alabama | 41 | $ 7,956,000 | $ 194,000 | $ 158,000 |
| Rockwall County Texas | 41 | $ 11,364,000 | $ 277,000 | $ 146,000 |
| Colbert County Alabama | 39 | $ 7,364,000 | $ 188,000 | $ 116,000 |
| Ector County Texas | 39 | $ 5,001,000 | $ 128,000 | $ 84,000 |
| San Francisco County California | 37 | $ 31,399,000 | $ 848,000 | $ 374,000 |
| Kaufman County Texas | 36 | $ 4,055,000 | $ 112,000 | $ 79,000 |
| Kendall County Texas | 36 | $ 17,516,000 | $ 486,000 | $ 161,000 |
| Starr County Texas | 36 | $ 3,237,000 | $ 89,000 | $ 66,000 |
| Blount County Alabama | 34 | $ 4,682,000 | $ 137,000 | $ 78,000 |
| Seminole County Florida | 31 | $ 8,507,000 | $ 274,000 | $ 185,000 |
| Willacy County Texas | 31 | $ 2,832,000 | $ 91,000 | $ 69,000 |
| Hillsborough County Florida | 30 | $ 10,755,000 | $ 358,000 | $ 179,000 |
| Navajo County Arizona | 29 | $ 6,735,000 | $ 232,000 | $ 303,000 |
| Ventura County California | 29 | $ 23,192,000 | $ 799,000 | $ 288,000 |
| Hernando County Florida | 29 | $ 3,624,000 | $ 124,000 | $ 73,000 |
| Otero County New Mexico | 29 | $ 3,705,000 | $ 127,000 | $ 89,000 |
| Eagle County Colorado | 28 | $ 24,958,000 | $ 891,000 | $ 452,000 |
| Jackson County Alabama | 26 | $ 6,104,000 | $ 234,000 | $ 140,000 |
| Gila County Arizona | 25 | $ 5,119,000 | $ 204,000 | $ 109,000 |
| Burnet County Texas | 25 | $ 5,613,000 | $ 224,000 | $ 182,000 |
| Jasper County Texas | 25 | $ 2,981,000 | $ 119,000 | $ 93,000 |
| El Dorado County California | 24 | $ 12,863,000 | $ 535,000 | $ 266,000 |
| Tallapoosa County Alabama | 23 | $ 10,102,000 | $ 439,000 | $ 269,000 |
| Santa Fe County New Mexico | 23 | $ 15,021,000 | $ 653,000 | $ 266,000 |
| Taylor County Texas | 23 | $ 2,839,000 | $ 123,000 | $ 97,000 |
| Autauga County Alabama | 22 | $ 3,024,000 | $ 137,000 | $ 65,000 |
| Talladega County Alabama | 22 | $ 2,750,000 | $ 125,000 | $ 64,000 |
| Merced County California | 22 | $ 3,191,000 | $ 145,000 | $ 92,000 |
| Marin County California | 21 | $ 22,235,000 | $ 1,058,000 | $ 392,000 |
| Broomfield County Colorado | 21 | $ 8,986,000 | $ 427,000 | $ 231,000 |
| Miami-Dade County Florida | 21 | $ 20,555,000 | $ 978,000 | $ 752,000 |
| Kerr County Texas | 21 | $ 4,510,000 | $ 214,000 | $ 132,000 |
| Washington County Texas | 20 | $ 4,206,000 | $ 210,000 | $ 58,000 |
| Summit County Colorado | 19 | $ 10,853,000 | $ 571,000 | $ 594,000 |
| Amador County California | 18 | $ 4,037,000 | $ 224,000 | $ 85,000 |
| Lincoln County New Mexico | 18 | $ 3,562,000 | $ 197,000 | $ 264,000 |
| Midland County Texas | 18 | $ 3,870,000 | $ 215,000 | $ 143,000 |
| Calaveras County California | 17 | $ 3,087,000 | $ 181,000 | $ 94,000 |
| Sierra County New Mexico | 17 | $ 1,952,000 | $ 114,000 | $ 59,000 |
| Clark County Nevada | 16 | $ 11,260,000 | $ 703,000 | $ 500,000 |
| Grayson County Texas | 16 | $ 3,565,000 | $ 222,000 | $ 223,000 |
| Tyler County Texas | 16 | $ 1,668,000 | $ 104,000 | $ 74,000 |
| Citrus County Florida | 15 | $ 3,314,000 | $ 220,000 | $ 153,000 |
| Howard County Texas | 15 | $ 1,424,000 | $ 94,000 | $ 64,000 |
| Orange County Texas | 15 | $ 1,945,000 | $ 129,000 | $ 60,000 |
| Manatee County Florida | 14 | $ 3,388,000 | $ 242,000 | $ 239,000 |
| Luna County New Mexico | 14 | $ 1,521,000 | $ 108,000 | $ 55,000 |
| Henderson County Texas | 14 | $ 4,494,000 | $ 321,000 | $ 402,000 |
| Liberty County Texas | 14 | $ 1,004,000 | $ 71,000 | $ 74,000 |
| Chilton County Alabama | 13 | $ 1,918,000 | $ 147,000 | $ 93,000 |
| Henry County Alabama | 13 | $ 2,317,000 | $ 178,000 | $ 184,000 |
| Pinellas County Florida | 13 | $ 4,112,000 | $ 316,000 | $ 222,000 |
| Putnam County Florida | 13 | $ 2,028,000 | $ 156,000 | $ 113,000 |
| Hunt County Texas | 13 | $ 1,599,000 | $ 123,000 | $ 74,000 |
| Rusk County Texas | 13 | $ 1,372,000 | $ 105,000 | $ 56,000 |
| Upshur County Texas | 13 | $ 2,745,000 | $ 211,000 | $ 87,000 |
| Winston County Alabama | 12 | $ 2,170,000 | $ 180,000 | $ 149,000 |
| Brevard County Florida | 12 | $ 5,155,000 | $ 429,000 | $ 303,000 |
| Bastrop County Texas | 12 | $ 1,811,000 | $ 150,000 | $ 104,000 |
| Limestone County Texas | 12 | $ 1,152,000 | $ 96,000 | $ 67,000 |
| Waller County Texas | 12 | $ 2,102,000 | $ 175,000 | $ 181,000 |
| Wise County Texas | 12 | $ 1,560,000 | $ 130,000 | $ 244,000 |
| Lake County Florida | 11 | $ 3,791,000 | $ 344,000 | $ 229,000 |
| Bandera County Texas | 11 | $ 2,205,000 | $ 200,000 | $ 102,000 |
| Coryell County Texas | 11 | $ 1,058,000 | $ 96,000 | $ 83,000 |
| San Patricio County Texas | 11 | $ 2,217,000 | $ 201,000 | $ 103,000 |
| Wilson County Texas | 11 | $ 1,103,000 | $ 100,000 | $ 91,000 |
| Santa Cruz County California | 10 | $ 6,332,000 | $ 633,000 | $ 453,000 |
| La Plata County Colorado | 10 | $ 5,599,000 | $ 559,000 | $ 361,000 |
| Pasco County Florida | 10 | $ 1,630,000 | $ 163,000 | $ 108,000 |
| Aransas County Texas | 10 | $ 2,149,000 | $ 214,000 | $ 215,000 |
| Gillespie County Texas | 10 | $ 3,606,000 | $ 360,000 | $ 210,000 |
| Tom Green County Texas | 10 | $ 1,431,000 | $ 143,000 | $ 85,000 |
| Walker County Texas | 10 | $ 1,426,000 | $ 142,000 | $ 89,000 |
| Cherokee County Alabama | 9 | $ 1,454,000 | $ 161,000 | $ 81,000 |
| Dale County Alabama | 9 | $ 1,508,000 | $ 167,000 | $ 87,000 |
| Mesa County Colorado | 9 | $ 5,075,000 | $ 563,000 | $ 433,000 |
| San Miguel County Colorado | 9 | $ 12,409,000 | $ 1,378,000 | $ 722,000 |
| Volusia County Florida | 9 | $ 1,378,000 | $ 153,000 | $ 210,000 |
| Milam County Texas | 9 | $ 1,841,000 | $ 204,000 | $ 82,000 |
| Palo Pinto County Texas | 9 | $ 2,520,000 | $ 280,000 | $ 272,000 |
| Polk County Texas | 9 | $ 842,000 | $ 93,000 | $ 76,000 |
| Lawrence County Alabama | 8 | $ 1,093,000 | $ 136,000 | $ 52,000 |
| Santa Cruz County Arizona | 8 | $ 1,460,000 | $ 182,000 | $ 94,000 |
| Kern County California | 8 | $ 2,559,000 | $ 319,000 | $ 205,000 |
| San Luis Obispo County California | 8 | $ 5,149,000 | $ 643,000 | $ 448,000 |
| Solano County California | 8 | $ 3,921,000 | $ 490,000 | $ 266,000 |
| Tulare County California | 8 | $ 1,823,000 | $ 227,000 | $ 190,000 |
| Teller County Colorado | 8 | $ 2,842,000 | $ 355,000 | $ 163,000 |
| Caldwell County Texas | 8 | $ 918,000 | $ 114,000 | $ 110,000 |
| Grimes County Texas | 8 | $ 1,352,000 | $ 169,000 | $ 183,000 |
| Hale County Texas | 8 | $ 714,000 | $ 89,000 | $ 77,000 |
| Harrison County Texas | 8 | $ 1,345,000 | $ 168,000 | $ 79,000 |
| Llano County Texas | 8 | $ 4,299,000 | $ 537,000 | $ 427,000 |
| Medina County Texas | 8 | $ 1,166,000 | $ 145,000 | $ 85,000 |
| Sonoma County California | 7 | $ 9,160,000 | $ 1,308,000 | $ 211,000 |
| Tuolumne County California | 7 | $ 1,537,000 | $ 219,000 | $ 140,000 |
| Yolo County California | 7 | $ 3,556,000 | $ 508,000 | $ 294,000 |
| Park County Colorado | 7 | $ 890,000 | $ 127,000 | $ 66,000 |
| Broward County Florida | 7 | $ 3,528,000 | $ 504,000 | $ 552,000 |
| Palm Beach County Florida | 7 | $ 3,839,000 | $ 548,000 | $ 201,000 |
| Fulton County Georgia | 7 | $ 12,363,000 | $ 1,766,000 | $ 998,000 |
| Chambers County Texas | 7 | $ 1,206,000 | $ 172,000 | $ 113,000 |
| Navarro County Texas | 7 | $ 1,079,000 | $ 154,000 | $ 93,000 |
| Van Zandt County Texas | 7 | $ 1,203,000 | $ 171,000 | $ 105,000 |
| King County Washington | 7 | $ 6,231,000 | $ 890,000 | $ 377,000 |
| Bibb County Alabama | 6 | $ 820,000 | $ 136,000 | $ 63,000 |
| Geneva County Alabama | 6 | $ 583,000 | $ 97,000 | $ 30,000 |
| Santa Barbara County California | 6 | $ 5,735,000 | $ 955,000 | $ 433,000 |
| Flagler County Florida | 6 | $ 1,553,000 | $ 258,000 | $ 283,000 |
| Taos County New Mexico | 6 | $ 2,400,000 | $ 400,000 | $ 500,000 |
| Valencia County New Mexico | 6 | $ 1,066,000 | $ 177,000 | $ 67,000 |
| Burleson County Texas | 6 | $ 471,000 | $ 78,000 | $ 52,000 |
| Dallas County Alabama | 5 | $ 470,000 | $ 94,000 | $ 78,000 |
| Fayette County Alabama | 5 | $ 405,000 | $ 81,000 | $ 159,000 |
| Monterey County California | 5 | $ 2,874,000 | $ 574,000 | $ 235,000 |
| Archuleta County Colorado | 5 | $ 1,317,000 | $ 263,000 | $ 200,000 |
| Grand County Colorado | 5 | $ 1,724,000 | $ 344,000 | $ 257,000 |
| Gunnison County Colorado | 5 | $ 1,548,000 | $ 309,000 | $ 236,000 |
| Bradford County Florida | 5 | $ 794,000 | $ 158,000 | $ 62,000 |
| Cobb County Georgia | 5 | $ 1,116,000 | $ 223,000 | $ 140,000 |
| Orleans County Louisiana | 5 | $ 1,148,000 | $ 229,000 | $ 243,000 |
| Oklahoma County Oklahoma | 5 | $ 2,626,000 | $ 525,000 | $ 422,000 |
| Sevier County Tennessee | 5 | $ 773,000 | $ 154,000 | $ 157,000 |
| Shelby County Tennessee | 5 | $ 1,151,000 | $ 230,000 | $ 309,000 |
| Falls County Texas | 5 | $ 253,000 | $ 50,000 | $ 42,000 |
| Zapata County Texas | 5 | $ 282,000 | $ 56,000 | $ 85,000 |
| Butler County Alabama | 4 | $ 367,000 | $ 91,000 | $ 98,000 |
| Chambers County Alabama | 4 | $ 258,000 | $ 64,000 | $ 42,000 |
| Coffee County Alabama | 4 | $ 400,000 | $ 100,000 | $ 95,000 |
| Imperial County California | 4 | $ 498,000 | $ 124,000 | $ 47,000 |
| Madera County California | 4 | $ 784,000 | $ 196,000 | $ 101,000 |
| Napa County California | 4 | $ 2,861,000 | $ 715,000 | $ 269,000 |
| Elbert County Colorado | 4 | $ 1,207,000 | $ 301,000 | $ 166,000 |
| Pueblo County Colorado | 4 | $ 673,000 | $ 168,000 | $ 119,000 |
| Routt County Colorado | 4 | $ 2,609,000 | $ 652,000 | $ 380,000 |
| Levy County Florida | 4 | $ 685,000 | $ 171,000 | $ 102,000 |
| Sarasota County Florida | 4 | $ 894,000 | $ 223,000 | $ 316,000 |
| DeKalb County Georgia | 4 | $ 1,111,000 | $ 277,000 | $ 153,000 |
| Quitman County Georgia | 4 | $ 562,000 | $ 140,000 | $ 65,000 |
| Flathead County Montana | 4 | $ 3,705,000 | $ 926,000 | $ 970,000 |
| San Juan County New Mexico | 4 | $ 1,573,000 | $ 393,000 | $ 30,000 |
| New York County New York | 4 | $ 4,404,000 | $ 1,101,000 | $ 470,000 |
| Cooke County Texas | 4 | $ 707,000 | $ 176,000 | $ 100,000 |
| Erath County Texas | 4 | $ 403,000 | $ 100,000 | $ 53,000 |
| Fayette County Texas | 4 | $ 1,393,000 | $ 348,000 | $ 177,000 |
| Jim Wells County Texas | 4 | $ 886,000 | $ 221,000 | $ 141,000 |
| Jones County Texas | 4 | $ 192,000 | $ 48,000 | $ 48,000 |
| Kleberg County Texas | 4 | $ 791,000 | $ 197,000 | $ 150,000 |
| Matagorda County Texas | 4 | $ 479,000 | $ 119,000 | $ 283,000 |
| Randall County Texas | 4 | $ 710,000 | $ 177,000 | $ 248,000 |
| San Jacinto County Texas | 4 | $ 1,597,000 | $ 399,000 | $ 418,000 |
| Franklin County Alabama | 3 | $ 313,000 | $ 104,000 | $ 58,000 |
| Greene County Alabama | 3 | $ 239,000 | $ 79,000 | $ 61,000 |
| Hale County Alabama | 3 | $ 432,000 | $ 144,000 | $ 92,000 |
| Macon County Alabama | 3 | $ 242,000 | $ 80,000 | $ 69,000 |
| Pike County Alabama | 3 | $ 529,000 | $ 176,000 | $ 103,000 |
| Apache County Arizona | 3 | $ 711,000 | $ 237,000 | $ 417,000 |
| Mariposa County California | 3 | $ 621,000 | $ 207,000 | $ 61,000 |
| Clear Creek County Colorado | 3 | $ 2,148,000 | $ 716,000 | $ 566,000 |
| Logan County Colorado | 3 | $ 221,000 | $ 73,000 | $ 45,000 |
| Pitkin County Colorado | 3 | $ 6,603,000 | $ 2,201,000 | $ 1,279,000 |
| Collier County Florida | 3 | $ 998,000 | $ 332,000 | $ 184,000 |
| Columbia County Florida | 3 | $ 600,000 | $ 200,000 | $ 85,000 |
| Lee County Florida | 3 | $ 1,650,000 | $ 550,000 | $ 281,000 |
| Sumter County Florida | 3 | $ 588,000 | $ 196,000 | $ 54,000 |
| Middlesex County Massachusetts | 3 | $ 3,321,000 | $ 1,107,000 | $ 349,000 |
| Deschutes County Oregon | 3 | $ 1,073,000 | $ 357,000 | $ 395,000 |
| Davidson County Tennessee | 3 | $ 277,000 | $ 92,000 | $ 182,000 |
| Hamilton County Tennessee | 3 | $ 889,000 | $ 296,000 | $ 307,000 |
| Atascosa County Texas | 3 | $ 121,000 | $ 40,000 | $ 101,000 |
| Austin County Texas | 3 | $ 551,000 | $ 183,000 | $ 80,000 |
| Cherokee County Texas | 3 | $ 951,000 | $ 317,000 | $ 127,000 |
| Comanche County Texas | 3 | $ 358,000 | $ 119,000 | $ 85,000 |
| Franklin County Texas | 3 | $ 1,354,000 | $ 451,000 | $ 581,000 |
| Freestone County Texas | 3 | $ 265,000 | $ 88,000 | $ 95,000 |
| Lavaca County Texas | 3 | $ 178,000 | $ 59,000 | $ 92,000 |
| Nacogdoches County Texas | 3 | $ 301,000 | $ 100,000 | $ 133,000 |
| Newton County Texas | 3 | $ 203,000 | $ 67,000 | $ 51,000 |
| Potter County Texas | 3 | $ 520,000 | $ 173,000 | $ 171,000 |
| Rains County Texas | 3 | $ 247,000 | $ 82,000 | $ 75,000 |
| Wood County Texas | 3 | $ 400,000 | $ 133,000 | $ 113,000 |
| Bullock County Alabama | 2 | $ 430,000 | $ 215,000 | $ 206,000 |
| Covington County Alabama | 2 | $ 307,000 | $ 153,000 | $ 89,000 |
| Lowndes County Alabama | 2 | $ 65,000 | $ 32,000 | $ 27,000 |
| Pickens County Alabama | 2 | $ 160,000 | $ 80,000 | $ 51,000 |
| Russell County Alabama | 2 | $ 248,000 | $ 124,000 | $ 58,000 |
| Butte County California | 2 | $ 1,531,000 | $ 765,000 | $ 489,000 |
| Mendocino County California | 2 | $ 1,273,000 | $ 636,000 | $ 232,000 |
| Shasta County California | 2 | $ 58,000 | $ 29,000 | $ 73,000 |
| Charlotte County Florida | 2 | $ 473,000 | $ 236,000 | $ 148,000 |
| Dougherty County Georgia | 2 | $ 140,000 | $ 70,000 | $ 35,000 |
| Gwinnett County Georgia | 2 | $ 242,000 | $ 121,000 | $ 63,000 |
| Norfolk County Massachusetts | 2 | $ 1,663,000 | $ 831,000 | $ 311,000 |
| Plymouth County Massachusetts | 2 | $ 1,207,000 | $ 603,000 | $ 135,000 |
| Suffolk County Massachusetts | 2 | $ 848,000 | $ 424,000 | $ 1,216,000 |
| Worcester County Massachusetts | 2 | $ 929,000 | $ 464,000 | $ 108,000 |
| Douglas County Nevada | 2 | $ 632,000 | $ 316,000 | $ 170,000 |
| Colfax County New Mexico | 2 | $ 100,000 | $ 50,000 | $ 29,000 |
| McKinley County New Mexico | 2 | $ 138,000 | $ 69,000 | $ 27,000 |
| Torrance County New Mexico | 2 | $ 345,000 | $ 172,000 | $ 17,000 |
| Suffolk County New York | 2 | $ 2,034,000 | $ 1,017,000 | $ 210,000 |
| Westchester County New York | 2 | $ 997,000 | $ 498,000 | $ 329,000 |
| Carter County Oklahoma | 2 | $ 384,000 | $ 192,000 | $ 237,000 |
| Clackamas County Oregon | 2 | $ 771,000 | $ 385,000 | $ 404,000 |
| Blount County Tennessee | 2 | $ 834,000 | $ 417,000 | $ 650,000 |
| Blanco County Texas | 2 | $ 1,471,000 | $ 735,000 | $ 315,000 |
| Borden County Texas | 2 | $ 324,000 | $ 162,000 | $ 119,000 |
| Bosque County Texas | 2 | $ 175,000 | $ 87,000 | $ 63,000 |
| Brewster County Texas | 2 | $ 335,000 | $ 167,000 | $ 57,000 |
| Calhoun County Texas | 2 | $ 384,000 | $ 192,000 | $ 143,000 |
| Coleman County Texas | 2 | $ 436,000 | $ 218,000 | $ 472,000 |
| Crane County Texas | 2 | $ 187,000 | $ 93,000 | $ 68,000 |
| Fannin County Texas | 2 | $ 276,000 | $ 138,000 | $ 78,000 |
| Jack County Texas | 2 | $ 256,000 | $ 128,000 | $ 93,000 |
| Kinney County Texas | 2 | $ 128,000 | $ 64,000 | $ 72,000 |
| Lampasas County Texas | 2 | $ 412,000 | $ 206,000 | $ 340,000 |
| Marion County Texas | 2 | $ 276,000 | $ 138,000 | $ 91,000 |
| Runnels County Texas | 2 | $ 236,000 | $ 118,000 | $ 85,000 |
| Shackelford County Texas | 2 | $ 374,000 | $ 187,000 | $ 79,000 |
| Somervell County Texas | 2 | $ 414,000 | $ 207,000 | $ 115,000 |
| Uvalde County Texas | 2 | $ 272,000 | $ 136,000 | $ 88,000 |
| Clark County Washington | 2 | $ 1,231,000 | $ 615,000 | $ 395,000 |
| Choctaw County Alabama | 1 | $ 247,000 | $ 247,000 | $ 212,000 |
| Clarke County Alabama | 1 | $ 96,000 | $ 96,000 | $ 32,000 |
| Clay County Alabama | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
| Cleburne County Alabama | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Escambia County Alabama | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| Marion County Alabama | 1 | $ 108,000 | $ 108,000 | $ 51,000 |
| Monroe County Alabama | 1 | $ 34,000 | $ 34,000 | $ 54,000 |
| Randolph County Alabama | 1 | $ 203,000 | $ 203,000 | $ 96,000 |
| Sumter County Alabama | 1 | $ 68,000 | $ 68,000 | $ 29,000 |
| Washington County Alabama | 1 | $ 92,000 | $ 92,000 | $ 47,000 |
| Wilcox County Alabama | 1 | $ 118,000 | $ 118,000 | $ 95,000 |
| Benton County Arkansas | 1 | $ 417,000 | $ 417,000 | $ 325,000 |
| Carroll County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 163,000 |
| Craighead County Arkansas | 1 | $ 500,000 | $ 500,000 | $ 870,000 |
| Johnson County Arkansas | 1 | $ 352,000 | $ 352,000 | $ 1,573,000 |
| Inyo County California | 1 | $ 618,000 | $ 618,000 | $ 377,000 |
| Kings County California | 1 | $ 525,000 | $ 525,000 | $ 210,000 |
| Mono County California | 1 | $ 255,000 | $ 255,000 | $ 79,000 |
| Nevada County California | 1 | $ 594,000 | $ 594,000 | $ 464,000 |
| San Benito County California | 1 | $ 224,000 | $ 224,000 | $ 98,000 |
| Siskiyou County California | 1 | $ 132,000 | $ 132,000 | $ 75,000 |
| Alamosa County Colorado | 1 | $ 380,000 | $ 380,000 | $ 132,000 |
| Chaffee County Colorado | 1 | $ 248,000 | $ 248,000 | $ 183,000 |
| Costilla County Colorado | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Garfield County Colorado | 1 | $ 51,000 | $ 51,000 | $ 42,000 |
| Gilpin County Colorado | 1 | $ 230,000 | $ 230,000 | $ 214,000 |
| Hinsdale County Colorado | 1 | $ 181,000 | $ 181,000 | $ 189,000 |
| Lake County Colorado | 1 | $ 134,000 | $ 134,000 | $ 226,000 |
| Las Animas County Colorado | 1 | $ 238,000 | $ 238,000 | $ 91,000 |
| Montezuma County Colorado | 1 | $ 347,000 | $ 347,000 | $ 98,000 |
| Montrose County Colorado | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Morgan County Colorado | 1 | $ 27,000 | $ 27,000 | $ 37,000 |
| Otero County Colorado | 1 | $ 51,000 | $ 51,000 | $ 97,000 |
| Rio Grande County Colorado | 1 | $ 402,000 | $ 402,000 | $ 348,000 |
| Fairfield County Connecticut | 1 | $ 824,000 | $ 824,000 | $ 220,000 |
| Baker County Florida | 1 | $ 59,000 | $ 59,000 | $ 45,000 |
| Gadsden County Florida | 1 | $ 256,000 | $ 256,000 | $ 195,000 |
| Gilchrist County Florida | 1 | $ 92,000 | $ 92,000 | $ 40,000 |
| Jackson County Florida | 1 | $ 128,000 | $ 128,000 | $ 82,000 |
| Jefferson County Florida | 1 | $ 33,000 | $ 33,000 | $ 37,000 |
| Leon County Florida | 1 | $ 50,000 | $ 50,000 | $ 85,000 |
| Martin County Florida | 1 | $ 119,000 | $ 119,000 | $ 45,000 |
| St. Lucie County Florida | 1 | $ 40,000 | $ 40,000 | $ 34,000 |
| Barrow County Georgia | 1 | $ 43,000 | $ 43,000 | $ 23,000 |
| Bibb County Georgia | 1 | $ 148,000 | $ 148,000 | $ 107,000 |
| Chatham County Georgia | 1 | $ 208,000 | $ 208,000 | $ 170,000 |
| Clayton County Georgia | 1 | $ 33,000 | $ 33,000 | $ 55,000 |
| Coffee County Georgia | 1 | $ 303,000 | $ 303,000 | $ 693,000 |
| Columbia County Georgia | 1 | $ 196,000 | $ 196,000 | $ 138,000 |
| Douglas County Georgia | 1 | $ 194,000 | $ 194,000 | $ 292,000 |
| Early County Georgia | 1 | $ 73,000 | $ 73,000 | $ 44,000 |
| Harris County Georgia | 1 | $ 164,000 | $ 164,000 | $ 46,000 |
| Muscogee County Georgia | 1 | $ 138,000 | $ 138,000 | $ 49,000 |
| Kauai County Hawaii | 1 | $ 1,872,000 | $ 1,872,000 | $ 0 |
| Ada County Idaho | 1 | $ 760,000 | $ 760,000 | $ 323,000 |
| Kootenai County Idaho | 1 | $ 630,000 | $ 630,000 | $ 256,000 |
| Teton County Idaho | 1 | $ 528,000 | $ 528,000 | $ 414,000 |
| Thomas County Kansas | 1 | $ 66,000 | $ 66,000 | $ 39,000 |
| Caddo County Louisiana | 1 | $ 209,000 | $ 209,000 | $ 96,000 |
| Calcasieu County Louisiana | 1 | $ 60,000 | $ 60,000 | $ 82,000 |
| Jefferson County Louisiana | 1 | $ 276,000 | $ 276,000 | $ 393,000 |
| St. Tammany County Louisiana | 1 | $ 221,000 | $ 221,000 | $ 378,000 |
| Essex County Massachusetts | 1 | $ 828,000 | $ 828,000 | $ 350,000 |
| Montcalm County Michigan | 1 | $ 49,000 | $ 49,000 | $ 90,000 |
| Chaves County New Mexico | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Eddy County New Mexico | 1 | $ 151,000 | $ 151,000 | $ 56,000 |
| Rio Arriba County New Mexico | 1 | $ 200,000 | $ 200,000 | $ 140,000 |
| Erie County New York | 1 | $ 576,000 | $ 576,000 | $ 400,000 |
| Otsego County New York | 1 | $ 604,000 | $ 604,000 | $ 400,000 |
| Lawrence County Ohio | 1 | $ 232,000 | $ 232,000 | $ 163,000 |
| Medina County Ohio | 1 | $ 988,000 | $ 988,000 | $ 500,000 |
| Cleveland County Oklahoma | 1 | $ 247,000 | $ 247,000 | $ 80,000 |
| Jackson County Oregon | 1 | $ 603,000 | $ 603,000 | $ 375,000 |
| Josephine County Oregon | 1 | $ 237,000 | $ 237,000 | $ 200,000 |
| Klamath County Oregon | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Multnomah County Oregon | 1 | $ 292,000 | $ 292,000 | $ 311,000 |
| Allegheny County Pennsylvania | 1 | $ 879,000 | $ 879,000 | $ 540,000 |
| Delaware County Pennsylvania | 1 | $ 637,000 | $ 637,000 | $ 244,000 |
| Lehigh County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Montgomery County Pennsylvania | 1 | $ 270,000 | $ 270,000 | $ 165,000 |
| Philadelphia County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 745,000 |
| Beaufort County South Carolina | 1 | $ 928,000 | $ 928,000 | $ 1,023,000 |
| Bradley County Tennessee | 1 | $ 353,000 | $ 353,000 | $ 88,000 |
| Franklin County Tennessee | 1 | $ 358,000 | $ 358,000 | $ 511,000 |
| Giles County Tennessee | 1 | $ 254,000 | $ 254,000 | $ 168,000 |
| Lewis County Tennessee | 1 | $ 62,000 | $ 62,000 | $ 35,000 |
| Monroe County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Williamson County Tennessee | 1 | $ 323,000 | $ 323,000 | $ 135,000 |
| Andrews County Texas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Angelina County Texas | 1 | $ 185,000 | $ 185,000 | $ 164,000 |
| Bee County Texas | 1 | $ 323,000 | $ 323,000 | $ 134,000 |
| Bowie County Texas | 1 | $ 768,000 | $ 768,000 | $ 609,000 |
| Brown County Texas | 1 | $ 97,000 | $ 97,000 | $ 283,000 |
| Colorado County Texas | 1 | $ 196,000 | $ 196,000 | $ 463,000 |
| Concho County Texas | 1 | $ 350,000 | $ 350,000 | $ 71,000 |
| Dawson County Texas | 1 | $ 12,000 | $ 12,000 | $ 25,000 |
| Dimmit County Texas | 1 | $ 86,000 | $ 86,000 | $ 70,000 |
| Eastland County Texas | 1 | $ 200,000 | $ 200,000 | $ 155,000 |
| Frio County Texas | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Gonzales County Texas | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Gray County Texas | 1 | $ 71,000 | $ 71,000 | $ 60,000 |
| Hamilton County Texas | 1 | $ 128,000 | $ 128,000 | $ 49,000 |
| Hill County Texas | 1 | $ 100,000 | $ 100,000 | $ 479,000 |
| Hockley County Texas | 1 | $ 74,000 | $ 74,000 | $ 22,000 |
| Lee County Texas | 1 | $ 183,000 | $ 183,000 | $ 76,000 |
| Leon County Texas | 1 | $ 93,000 | $ 93,000 | $ 74,000 |
| Mason County Texas | 1 | $ 51,000 | $ 51,000 | $ 33,000 |
| Morris County Texas | 1 | $ 34,000 | $ 34,000 | $ 23,000 |
| Panola County Texas | 1 | $ 67,000 | $ 67,000 | $ 135,000 |
| Reagan County Texas | 1 | $ 63,000 | $ 63,000 | $ 73,000 |
| Robertson County Texas | 1 | $ 360,000 | $ 360,000 | $ 141,000 |
| San Augustine County Texas | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Shelby County Texas | 1 | $ 37,000 | $ 37,000 | $ 83,000 |
| Trinity County Texas | 1 | $ 80,000 | $ 80,000 | $ 99,000 |
| Ward County Texas | 1 | $ 121,000 | $ 121,000 | $ 50,000 |
| Wharton County Texas | 1 | $ 55,000 | $ 55,000 | $ 265,000 |
| Wichita County Texas | 1 | $ 725,000 | $ 725,000 | $ 362,000 |
| Young County Texas | 1 | $ 205,000 | $ 205,000 | $ 210,000 |
| Zavala County Texas | 1 | $ 15,000 | $ 15,000 | $ 58,000 |
| Uintah County Utah | 1 | $ 800,000 | $ 800,000 | $ 901,000 |
| Fairfax County Virginia | 1 | $ 680,000 | $ 680,000 | $ 252,000 |
| Spokane County Washington | 1 | $ 784,000 | $ 784,000 | $ 406,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 17,033 | $4,635,297,000 | $272,000 | $5,639,000 | $159,000 | $9,999,000 |
| Home Purchase | 12,428 | $4,146,587,000 | $333,000 | $5,950,000 | $183,000 | $6,791,000 |
| Home Improvement | 1,290 | $61,325,000 | $47,000 | $2,795,000 | $120,000 | $2,424,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 18,319 | $5,487,312,000 | $299,000 | $5,950,000 | $173,000 | $9,999,000 |
| Hispanic | 6,330 | $1,134,614,000 | $179,000 | $4,410,000 | $126,000 | $6,000,000 |
| Not Provided | 2,571 | $1,091,392,000 | $424,000 | $4,875,000 | $243,000 | $9,999,000 |
| Asian | 1,862 | $766,373,000 | $411,000 | $2,723,000 | $207,000 | $1,522,000 |
| Black or African American | 1,377 | $233,578,000 | $169,000 | $2,800,000 | $102,000 | $6,791,000 |
| Not applicable | 124 | $93,422,000 | $753,000 | $5,639,000 | $0 | $0 |
| American Indian or Alaskan Native | 108 | $23,340,000 | $216,000 | $960,000 | $139,000 | $1,502,000 |
| Native Hawaiian or Other Pacific Islander | 60 | $13,178,000 | $219,000 | $1,226,000 | $113,000 | $483,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 29,290 | $8,625,466,000 | $294,000 | $5,950,000 | $172,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 1,221 | $175,543,000 | $143,000 | $687,000 | $72,000 | $3,038,000 |
| VA-guaranteed (Veterans Administration) | 201 | $36,745,000 | $182,000 | $431,000 | $89,000 | $2,349,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 39 | $5,455,000 | $139,000 | $423,000 | $43,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 15,677 | $5,183,461,000 | $330,000 | $5,639,000 | $193,000 | $9,999,000 |
| Application Denied By Financial Institution | 6,422 | $1,224,830,000 | $190,000 | $5,950,000 | $99,000 | $9,999,000 |
| File Closed For Incompleteness | 3,086 | $808,139,000 | $261,000 | $4,000,000 | $164,000 | $7,541,000 |
| Application Approved But Not Accepted | 2,976 | $920,074,000 | $309,000 | $4,030,000 | $182,000 | $4,086,000 |
| Application Withdrawn By Applicant | 2,316 | $614,619,000 | $265,000 | $4,500,000 | $168,000 | $4,200,000 |
| Preapproval Approved but not Accepted | 170 | $62,853,000 | $369,000 | $1,400,000 | $178,000 | $1,740,000 |
| Preapproval Denied by Financial Institution | 104 | $29,233,000 | $281,000 | $1,080,000 | $89,000 | $464,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,269 | $280,687,000 | $123,000 | $2,500,000 | $83,000 | $4,130,000 |
| Debt-To-Income Ratio | 1,862 | $427,668,000 | $229,000 | $3,570,000 | $68,000 | $921,000 |
| Collateral | 913 | $239,475,000 | $262,000 | $5,950,000 | $164,000 | $1,481,000 |
| Other | 904 | $175,985,000 | $194,000 | $4,200,000 | $134,000 | $9,999,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 298 | $65,785,000 | $220,000 | $4,500,000 | $104,000 | $1,453,000 |
| Unverifiable Information | 199 | $45,778,000 | $230,000 | $1,730,000 | $83,000 | $1,209,000 |
| Employment History | 40 | $7,805,000 | $195,000 | $725,000 | $100,000 | $347,000 |
| Credit Application Incomplete | 26 | $8,563,000 | $329,000 | $1,100,000 | $238,000 | $1,221,000 |
| Mortgage Insurance Denied | 15 | $2,317,000 | $154,000 | $380,000 | $110,000 | $319,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bbva Usa's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
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