Bbva Usa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Bbva Usa 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Bbva Usa
15 South 20Th St
Birmingham, AL 35233
Tel #: available with data download
Federal Regulator * available with data download
Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 30,751
Total Mortgage Loan Application Amount $8,843,209,000
Average Mortgage Loan Application Amount $217,333
Highest Mortgage Loan Application Amount $5,950,000
Average Applicant Income $154,000
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Bbva Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bbva Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2012 breaks down Bbva Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bbva Usa serves its applicants.

Each category highlights the total number of mortgage applications processed by Bbva Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bbva Usa's mortgage activity for 2012.

Mortgage Loan Application Totals for Bbva Usa by Metropolitan Area in 2012

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
HOUSTON-SUGAR LAND-BAYTOWN, TX 3,651 $ 1,077,238,000 $ 295,000 $ 185,000
DALLAS-PLANO-IRVING, TX 2,703 $ 708,496,000 $ 262,000 $ 163,000
PHOENIX-MESA-GLENDALE, AZ 1,972 $ 778,065,000 $ 394,000 $ 203,000
BIRMINGHAM-HOOVER, AL 1,768 $ 398,861,000 $ 225,000 $ 119,000
AUSTIN-ROUND ROCK-SAN MARCOS, TX 1,534 $ 462,669,000 $ 301,000 $ 184,000
FORT WORTH-ARLINGTON, TX 1,461 $ 307,197,000 $ 210,000 $ 141,000
DENVER-AURORA-BROOMFIELD, CO 1,427 $ 452,463,000 $ 317,000 $ 148,000
SAN ANTONIO-NEW BRAUNFELS, TX 1,409 $ 348,092,000 $ 247,000 $ 172,000
MCALLEN-EDINBURG-MISSION, TX 938 $ 129,505,000 $ 138,000 $ 104,000
JACKSONVILLE, FL 860 $ 248,932,000 $ 289,000 $ 166,000
ORLANDO-KISSIMMEE-SANFORD, FL 687 $ 151,924,000 $ 221,000 $ 180,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 587 $ 415,463,000 $ 707,000 $ 341,000
TUCSON, AZ 571 $ 135,736,000 $ 237,000 $ 137,000
BROWNSVILLE-HARLINGEN, TX 560 $ 71,490,000 $ 127,000 $ 111,000
ALBUQUERQUE, NM 491 $ 128,343,000 $ 261,000 $ 128,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 402 $ 102,443,000 $ 254,000 $ 140,000
COLORADO SPRINGS, CO 401 $ 154,543,000 $ 385,000 $ 177,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 395 $ 349,450,000 $ 884,000 $ 406,000
LAREDO, TX 381 $ 50,599,000 $ 132,000 $ 93,000
HUNTSVILLE, AL 380 $ 88,614,000 $ 233,000 $ 151,000
MONTGOMERY, AL 351 $ 59,171,000 $ 168,000 $ 100,000
MOBILE, AL 347 $ 47,137,000 $ 135,000 $ 89,000
EL PASO, TX 333 $ 48,710,000 $ 146,000 $ 89,000
KILLEEN-TEMPLE-FORT HOOD, TX 217 $ 35,619,000 $ 164,000 $ 117,000
FORT COLLINS-LOVELAND, CO 206 $ 54,122,000 $ 262,000 $ 126,000
TUSCALOOSA, AL 190 $ 49,477,000 $ 260,000 $ 166,000
BEAUMONT-PORT ARTHUR, TX 188 $ 33,549,000 $ 178,000 $ 132,000
GAINESVILLE, FL 186 $ 47,492,000 $ 255,000 $ 198,000
SANTA ANA-ANAHEIM-IRVINE, CA 184 $ 138,871,000 $ 754,000 $ 344,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 175 $ 96,116,000 $ 549,000 $ 346,000
CORPUS CHRISTI, TX 170 $ 34,118,000 $ 200,000 $ 172,000
OAKLAND-FREMONT-HAYWARD, CA 167 $ 120,534,000 $ 721,000 $ 280,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 157 $ 132,284,000 $ 842,000 $ 318,000
WACO, TX 142 $ 18,400,000 $ 129,000 $ 88,000
BOULDER, CO 139 $ 60,673,000 $ 436,000 $ 179,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 137 $ 41,514,000 $ 303,000 $ 185,000
STOCKTON, CA 137 $ 21,405,000 $ 156,000 $ 81,000
PENSACOLA-FERRY PASS-BRENT, FL 129 $ 31,051,000 $ 240,000 $ 183,000
DOTHAN, AL 126 $ 22,178,000 $ 176,000 $ 115,000
COLLEGE STATION-BRYAN, TX 123 $ 31,713,000 $ 257,000 $ 201,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 122 $ 95,710,000 $ 784,000 $ 270,000
GADSDEN, AL 114 $ 17,949,000 $ 157,000 $ 104,000
FLORENCE-MUSCLE SHOALS, AL 113 $ 19,564,000 $ 173,000 $ 115,000
PRESCOTT, AZ 106 $ 26,362,000 $ 248,000 $ 113,000
MODESTO, CA 104 $ 19,496,000 $ 187,000 $ 97,000
DECATUR, AL 103 $ 14,010,000 $ 136,000 $ 72,000
GREELEY, CO 103 $ 24,855,000 $ 241,000 $ 118,000
TYLER, TX 101 $ 18,344,000 $ 181,000 $ 93,000
LAKE HAVASU CITY-KINGMAN, AZ 100 $ 15,060,000 $ 150,000 $ 65,000
AUBURN-OPELIKA, AL 93 $ 19,423,000 $ 208,000 $ 145,000
FLAGSTAFF, AZ 88 $ 25,734,000 $ 292,000 $ 174,000
FRESNO, CA 83 $ 31,024,000 $ 373,000 $ 210,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 82 $ 20,121,000 $ 245,000 $ 140,000
ANNISTON-OXFORD, AL 78 $ 9,619,000 $ 123,000 $ 89,000
LONGVIEW, TX 72 $ 9,711,000 $ 134,000 $ 78,000
LAS CRUCES, NM 66 $ 13,572,000 $ 205,000 $ 100,000
OCALA, FL 51 $ 15,963,000 $ 313,000 $ 434,000
LAKELAND-WINTER HAVEN, FL 46 $ 5,847,000 $ 127,000 $ 161,000
LUBBOCK, TX 45 $ 7,135,000 $ 158,000 $ 201,000
PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL 44 $ 12,449,000 $ 282,000 $ 222,000
ODESSA, TX 39 $ 5,001,000 $ 128,000 $ 84,000
OXNARD-THOUSAND OAKS-VENTURA, CA 29 $ 23,192,000 $ 799,000 $ 288,000
ABILENE, TX 27 $ 3,031,000 $ 112,000 $ 90,000
SANTA FE, NM 23 $ 15,021,000 $ 653,000 $ 266,000
MERCED, CA 22 $ 3,191,000 $ 145,000 $ 92,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 21 $ 15,102,000 $ 719,000 $ 419,000
MIAMI-MIAMI BEACH-KENDALL, FL 21 $ 20,555,000 $ 978,000 $ 752,000
MIDLAND, TX 18 $ 3,870,000 $ 215,000 $ 143,000
NORTH PORT-BRADENTON-SARASOTA, FL 18 $ 4,282,000 $ 237,000 $ 256,000
LAS VEGAS-PARADISE, NV 16 $ 11,260,000 $ 703,000 $ 500,000
SHERMAN-DENISON, TX 16 $ 3,565,000 $ 222,000 $ 223,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 12 $ 5,155,000 $ 429,000 $ 303,000
SAN ANGELO, TX 10 $ 1,431,000 $ 143,000 $ 85,000
SANTA CRUZ-WATSONVILLE, CA 10 $ 6,332,000 $ 633,000 $ 453,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 9 $ 1,378,000 $ 153,000 $ 210,000
GRAND JUNCTION, CO 9 $ 5,075,000 $ 563,000 $ 433,000
BAKERSFIELD-DELANO, CA 8 $ 2,559,000 $ 319,000 $ 205,000
SAN LUIS OBISPO-PASO ROBLES, CA 8 $ 5,149,000 $ 643,000 $ 448,000
VALLEJO-FAIRFIELD, CA 8 $ 3,921,000 $ 490,000 $ 266,000
VISALIA-PORTERVILLE, CA 8 $ 1,823,000 $ 227,000 $ 190,000
AMARILLO, TX 7 $ 1,230,000 $ 175,000 $ 215,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 7 $ 3,528,000 $ 504,000 $ 552,000
NEW ORLEANS-METAIRIE-KENNER, LA 7 $ 1,645,000 $ 235,000 $ 284,000
SANTA ROSA-PETALUMA, CA 7 $ 9,160,000 $ 1,308,000 $ 211,000
SEATTLE-BELLEVUE-EVERETT, WA 7 $ 6,231,000 $ 890,000 $ 377,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 7 $ 3,839,000 $ 548,000 $ 201,000
BOSTON-QUINCY, MA 6 $ 3,718,000 $ 619,000 $ 554,000
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 6 $ 5,401,000 $ 900,000 $ 423,000
OKLAHOMA CITY, OK 6 $ 2,873,000 $ 478,000 $ 365,000
PALM COAST, FL 6 $ 1,553,000 $ 258,000 $ 283,000
SANTA BARBARA-SANTA MARIA-GOLETA, CA 6 $ 5,735,000 $ 955,000 $ 433,000
MEMPHIS, TN-MS-AR 5 $ 1,151,000 $ 230,000 $ 309,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 5 $ 2,294,000 $ 484,500 $ 384,000
SALINAS, CA 5 $ 2,874,000 $ 574,000 $ 235,000
COLUMBUS, GA-AL 4 $ 550,000 $ 137,500 $ 52,500
EL CENTRO, CA 4 $ 498,000 $ 124,000 $ 47,000
FARMINGTON, NM 4 $ 1,573,000 $ 393,000 $ 30,000
MADERA-CHOWCHILLA, CA 4 $ 784,000 $ 196,000 $ 101,000
NAPA, CA 4 $ 2,861,000 $ 715,000 $ 269,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 4 $ 600,000 $ 150,000 $ 170,000
PUEBLO, CO 4 $ 673,000 $ 168,000 $ 119,000
BEND, OR 3 $ 1,073,000 $ 357,000 $ 395,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 3 $ 3,321,000 $ 1,107,000 $ 349,000
CAPE CORAL-FORT MYERS, FL 3 $ 1,650,000 $ 550,000 $ 281,000
CHATTANOOGA, TN-GA 3 $ 889,000 $ 296,000 $ 307,000
NAPLES-MARCO ISLAND, FL 3 $ 998,000 $ 332,000 $ 184,000
PHILADELPHIA, PA 3 $ 1,242,000 $ 414,000 $ 384,000
TALLAHASSEE, FL 3 $ 339,000 $ 113,000 $ 105,000
ALBANY, GA 2 $ 140,000 $ 70,000 $ 35,000
CHICO, CA 2 $ 1,531,000 $ 765,000 $ 489,000
KNOXVILLE, TN 2 $ 834,000 $ 417,000 $ 650,000
NASSAU-SUFFOLK, NY 2 $ 2,034,000 $ 1,017,000 $ 210,000
PORT ST. LUCIE, FL 2 $ 159,000 $ 79,000 $ 39,000
PUNTA GORDA, FL 2 $ 473,000 $ 236,000 $ 148,000
REDDING, CA 2 $ 58,000 $ 29,000 $ 73,000
VICTORIA, TX 2 $ 384,000 $ 192,000 $ 143,000
WORCESTER, MA 2 $ 929,000 $ 464,000 $ 108,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 1 $ 135,000 $ 135,000 $ 61,000
AUGUSTA-RICHMOND COUNTY, GA-SC 1 $ 196,000 $ 196,000 $ 138,000
BOISE CITY-NAMPA, ID 1 $ 760,000 $ 760,000 $ 323,000
BRIDGEPORT-STAMFORD-NORWALK, CT 1 $ 824,000 $ 824,000 $ 220,000
BUFFALO-NIAGARA FALLS, NY 1 $ 576,000 $ 576,000 $ 400,000
CLEVELAND, TN 1 $ 353,000 $ 353,000 $ 88,000
CLEVELAND-ELYRIA-MENTOR, OH 1 $ 988,000 $ 988,000 $ 500,000
COEUR D'ALENE, ID 1 $ 630,000 $ 630,000 $ 256,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 1 $ 417,000 $ 417,000 $ 325,000
HANFORD-CORCORAN, CA 1 $ 525,000 $ 525,000 $ 210,000
HUNTINGTON-ASHLAND, WV-KY-OH 1 $ 232,000 $ 232,000 $ 163,000
JONESBORO, AR 1 $ 500,000 $ 500,000 $ 870,000
LAKE CHARLES, LA 1 $ 60,000 $ 60,000 $ 82,000
MACON, GA 1 $ 148,000 $ 148,000 $ 107,000
MEDFORD, OR 1 $ 603,000 $ 603,000 $ 375,000
PEABODY, MA 1 $ 828,000 $ 828,000 $ 350,000
PITTSBURGH, PA 1 $ 879,000 $ 879,000 $ 540,000
SAVANNAH, GA 1 $ 208,000 $ 208,000 $ 170,000
SHREVEPORT-BOSSIER CITY, LA 1 $ 209,000 $ 209,000 $ 96,000
SPOKANE, WA 1 $ 784,000 $ 784,000 $ 406,000
TEXARKANA, TX-TEXARKANA, AR 1 $ 768,000 $ 768,000 $ 609,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 1 $ 680,000 $ 680,000 $ 252,000
WICHITA FALLS, TX 1 $ 725,000 $ 725,000 $ 362,000

Mortgage Loan Application Detail Totals for Bbva Usa in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 17,033 $4,635,297,000 $272,000 $5,639,000 $159,000 $9,999,000
Home Purchase 12,428 $4,146,587,000 $333,000 $5,950,000 $183,000 $6,791,000
Home Improvement 1,290 $61,325,000 $47,000 $2,795,000 $120,000 $2,424,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 18,319 $5,487,312,000 $299,000 $5,950,000 $173,000 $9,999,000
Hispanic 6,330 $1,134,614,000 $179,000 $4,410,000 $126,000 $6,000,000
Not Provided 2,571 $1,091,392,000 $424,000 $4,875,000 $243,000 $9,999,000
Asian 1,862 $766,373,000 $411,000 $2,723,000 $207,000 $1,522,000
Black or African American 1,377 $233,578,000 $169,000 $2,800,000 $102,000 $6,791,000
Not applicable 124 $93,422,000 $753,000 $5,639,000 $0 $0
American Indian or Alaskan Native 108 $23,340,000 $216,000 $960,000 $139,000 $1,502,000
Native Hawaiian or Other Pacific Islander 60 $13,178,000 $219,000 $1,226,000 $113,000 $483,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 29,290 $8,625,466,000 $294,000 $5,950,000 $172,000 $9,999,000
FHA-insured (Federal Housing Administration) 1,221 $175,543,000 $143,000 $687,000 $72,000 $3,038,000
VA-guaranteed (Veterans Administration) 201 $36,745,000 $182,000 $431,000 $89,000 $2,349,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 39 $5,455,000 $139,000 $423,000 $43,000 $85,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 15,677 $5,183,461,000 $330,000 $5,639,000 $193,000 $9,999,000
Application Denied By Financial Institution 6,422 $1,224,830,000 $190,000 $5,950,000 $99,000 $9,999,000
File Closed For Incompleteness 3,086 $808,139,000 $261,000 $4,000,000 $164,000 $7,541,000
Application Approved But Not Accepted 2,976 $920,074,000 $309,000 $4,030,000 $182,000 $4,086,000
Application Withdrawn By Applicant 2,316 $614,619,000 $265,000 $4,500,000 $168,000 $4,200,000
Preapproval Approved but not Accepted 170 $62,853,000 $369,000 $1,400,000 $178,000 $1,740,000
Preapproval Denied by Financial Institution 104 $29,233,000 $281,000 $1,080,000 $89,000 $464,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,269 $280,687,000 $123,000 $2,500,000 $83,000 $4,130,000
Debt-To-Income Ratio 1,862 $427,668,000 $229,000 $3,570,000 $68,000 $921,000
Collateral 913 $239,475,000 $262,000 $5,950,000 $164,000 $1,481,000
Other 904 $175,985,000 $194,000 $4,200,000 $134,000 $9,999,000
Insufficient Cash (Downpayment, Closing Cost) 298 $65,785,000 $220,000 $4,500,000 $104,000 $1,453,000
Unverifiable Information 199 $45,778,000 $230,000 $1,730,000 $83,000 $1,209,000
Employment History 40 $7,805,000 $195,000 $725,000 $100,000 $347,000
Credit Application Incomplete 26 $8,563,000 $329,000 $1,100,000 $238,000 $1,221,000
Mortgage Insurance Denied 15 $2,317,000 $154,000 $380,000 $110,000 $319,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bbva Usa's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bbva Usa's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet with aggregated HMDA statistics today.

Download the Alabama Lender List