BBVA USA Mortgage Lending & HMDA Data, 2009

In 2009, BBVA USA of Birmingham, AL reported 22,677 mortgage applications totaling $4.7 billion, up 29% from 2008. The average application was for $207,329, and applicants reported an average income of $120,073. 40% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (2,274), Dallas-Plano-Irving, TX (1,443) and Phoenix-Mesa-Scottsdale, AZ (1,226) (applications in parentheses).

Mortgage Company & Address BBVA USA
15 South 20th Street
Birmingham, AL 35233
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 22,677
Total Mortgage Loan Application Amount $4,701,617,000
Average Mortgage Loan Application Amount $207,329
Highest Mortgage Loan Application Amount $5,000,000
Average Applicant Income $120,073
Highest Applicant Income $9,630,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BBVA USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for BBVA USA by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 1,365 $ 290,205,000 $ 212,604 $ 155,000
Maricopa, Arizona 1,156 $ 370,319,000 $ 320,345 $ 149,000
Bexar, Texas 873 $ 188,424,000 $ 215,835 $ 152,000
Tarrant, Texas 749 $ 130,412,000 $ 174,114 $ 118,000
Dallas, Texas 672 $ 137,466,000 $ 204,562 $ 124,000
Jefferson, Alabama 630 $ 125,964,000 $ 199,942 $ 108,000
Hidalgo, Texas 567 $ 62,038,000 $ 109,414 $ 86,000
Webb, Texas 483 $ 56,201,000 $ 116,358 $ 78,000
Travis, Texas 480 $ 132,759,000 $ 276,581 $ 164,000
Duval, Florida 449 $ 92,320,000 $ 205,612 $ 101,000
Denver, Colorado 414 $ 119,517,000 $ 288,688 $ 114,000
Pima, Arizona 395 $ 76,428,000 $ 193,488 $ 92,000
Mobile, Alabama 379 $ 53,804,000 $ 141,963 $ 83,000
Collin, Texas 367 $ 74,954,000 $ 204,234 $ 131,000
Montgomery, Texas 362 $ 71,614,000 $ 197,828 $ 141,000
Denton, Texas 317 $ 60,153,000 $ 189,757 $ 144,000
Bernalillo, New Mexico 313 $ 76,973,000 $ 245,920 $ 109,000
Cameron, Texas 308 $ 34,799,000 $ 112,983 $ 85,000
Montgomery, Alabama 298 $ 48,639,000 $ 163,218 $ 92,000
Fort Bend, Texas 285 $ 46,039,000 $ 161,540 $ 140,000
Madison, Alabama 255 $ 62,486,000 $ 245,043 $ 164,000
El Paso, Texas 255 $ 40,455,000 $ 158,647 $ 98,000
Los Angeles, California 236 $ 57,649,000 $ 244,275 $ 90,000
Williamson, Texas 215 $ 38,003,000 $ 176,758 $ 122,000
Riverside, California 211 $ 20,331,000 $ 96,355 $ 100,000
Shelby, Alabama 206 $ 49,039,000 $ 238,053 $ 121,000
Douglas, Colorado 194 $ 59,272,000 $ 305,525 $ 139,000
Arapahoe, Colorado 183 $ 48,127,000 $ 262,989 $ 114,000
Baldwin, Alabama 170 $ 40,036,000 $ 235,505 $ 136,000
Tuscaloosa, Alabama 165 $ 34,464,000 $ 208,872 $ 117,000
San Bernardino, California 157 $ 18,267,000 $ 116,350 $ 97,000
Jefferson, Colorado 150 $ 44,028,000 $ 293,520 $ 123,000
Boulder, Colorado 145 $ 41,047,000 $ 283,082 $ 117,000
St. Johns, Florida 145 $ 48,875,000 $ 337,068 $ 212,000
Clay, Florida 142 $ 26,606,000 $ 187,366 $ 87,000
Brazoria, Texas 142 $ 16,296,000 $ 114,760 $ 99,000
Multnomah, Oregon 138 $ 37,182,000 $ 269,434 $ 106,000
Cochise, Arizona 132 $ 18,274,000 $ 138,439 $ 79,000
Bell, Texas 132 $ 17,532,000 $ 132,818 $ 116,000
Nueces, Texas 132 $ 21,719,000 $ 164,537 $ 125,000
El Paso, Colorado 126 $ 53,923,000 $ 427,960 $ 243,000
Parker, Texas 122 $ 22,485,000 $ 184,303 $ 144,000
Adams, Colorado 119 $ 24,528,000 $ 206,117 $ 92,000
Lee, Alabama 116 $ 27,621,000 $ 238,112 $ 110,000
Alachua, Florida 113 $ 20,061,000 $ 177,530 $ 122,000
Brazos, Texas 113 $ 25,975,000 $ 229,867 $ 133,000
Washington, Oregon 107 $ 29,782,000 $ 278,336 $ 116,000
DeKalb, Alabama 105 $ 12,048,000 $ 114,742 $ 60,000
Escambia, Florida 105 $ 26,550,000 $ 252,857 $ 147,000
Yavapai, Arizona 102 $ 26,809,000 $ 262,833 $ 107,000
King, Washington 100 $ 29,775,000 $ 297,750 $ 114,000
Houston, Alabama 96 $ 15,324,000 $ 159,625 $ 101,000
Sandoval, New Mexico 92 $ 24,635,000 $ 267,771 $ 111,000
Orange, California 89 $ 29,922,000 $ 336,202 $ 132,000
Calhoun, Alabama 88 $ 9,008,000 $ 102,363 $ 57,000
Coconino, Arizona 88 $ 24,600,000 $ 279,545 $ 108,000
Galveston, Texas 87 $ 10,039,000 $ 115,390 $ 136,000
Okaloosa, Florida 86 $ 22,015,000 $ 255,988 $ 177,000
Mohave, Arizona 83 $ 11,683,000 $ 140,759 $ 63,000
Jefferson, Texas 83 $ 9,005,000 $ 108,493 $ 96,000
Cullman, Alabama 79 $ 10,914,000 $ 138,151 $ 63,000
Lauderdale, Alabama 79 $ 13,547,000 $ 171,481 $ 98,000
Dona Ana, New Mexico 79 $ 17,518,000 $ 221,746 $ 87,000
Larimer, Colorado 77 $ 19,792,000 $ 257,038 $ 121,000
San Diego, California 75 $ 15,539,000 $ 207,186 $ 146,000
Mecklenburg, North Carolina 74 $ 13,498,000 $ 182,405 $ 73,000
Maverick, Texas 73 $ 4,982,000 $ 68,246 $ 54,000
Etowah, Alabama 72 $ 6,713,000 $ 93,236 $ 60,000
Contra Costa, California 71 $ 19,463,000 $ 274,126 $ 117,000
Pinal, Arizona 70 $ 10,294,000 $ 147,057 $ 72,000
Morgan, Alabama 69 $ 9,200,000 $ 133,333 $ 69,000
Nassau, Florida 67 $ 18,475,000 $ 275,746 $ 142,000
Limestone, Alabama 63 $ 10,307,000 $ 163,603 $ 108,000
Sonoma, California 63 $ 17,385,000 $ 275,952 $ 130,000
Marion, Florida 60 $ 8,220,000 $ 137,000 $ 75,000
Weld, Colorado 59 $ 12,072,000 $ 204,610 $ 82,000
Walton, Florida 59 $ 24,037,000 $ 407,406 $ 377,000
Colbert, Alabama 57 $ 7,027,000 $ 123,280 $ 86,000
Comal, Texas 57 $ 17,606,000 $ 308,877 $ 189,000
Walker, Alabama 53 $ 7,029,000 $ 132,622 $ 94,000
Alameda, California 51 $ 17,242,000 $ 338,078 $ 125,000
Tulare, California 51 $ 1,828,000 $ 35,843 $ 96,000
Jackson, Alabama 48 $ 5,197,000 $ 108,270 $ 63,000
Santa Clara, California 48 $ 13,530,000 $ 281,875 $ 104,000
Clackamas, Oregon 47 $ 13,175,000 $ 280,319 $ 111,000
Hood, Texas 47 $ 7,837,000 $ 166,744 $ 108,000
Montgomery, Maryland 46 $ 16,129,000 $ 350,630 $ 153,000
McLennan, Texas 46 $ 5,157,000 $ 112,108 $ 154,000
St. Clair, Alabama 45 $ 7,527,000 $ 167,266 $ 64,000
Fresno, California 45 $ 1,866,000 $ 41,466 $ 121,000
Fulton, Georgia 45 $ 11,097,000 $ 246,600 $ 117,000
Hays, Texas 45 $ 7,684,000 $ 170,755 $ 119,000
Sacramento, California 44 $ 6,625,000 $ 150,568 $ 118,000
Cobb, Georgia 44 $ 8,943,000 $ 203,250 $ 77,000
Johnson, Texas 44 $ 7,287,000 $ 165,613 $ 134,000
Val Verde, Texas 44 $ 4,359,000 $ 99,068 $ 71,000
Barbour, Alabama 42 $ 7,074,000 $ 168,428 $ 100,000
San Joaquin, California 42 $ 5,427,000 $ 129,214 $ 105,000
Hernando, Florida 42 $ 4,477,000 $ 106,595 $ 52,000
Gwinnett, Georgia 41 $ 6,898,000 $ 168,243 $ 72,000
Blount, Alabama 40 $ 4,903,000 $ 122,575 $ 64,000
Hardin, Texas 40 $ 3,826,000 $ 95,650 $ 86,000
Pierce, Washington 40 $ 11,113,000 $ 277,825 $ 102,000
Philadelphia, Pennsylvania 39 $ 9,500,000 $ 243,589 $ 119,000
Ellis, Texas 37 $ 3,911,000 $ 105,702 $ 80,000
Stanislaus, California 35 $ 2,853,000 $ 81,514 $ 87,000
Fairfax, Virginia 35 $ 11,543,000 $ 329,800 $ 126,000
DeKalb, Georgia 34 $ 7,723,000 $ 227,147 $ 87,000
Elmore, Alabama 33 $ 6,814,000 $ 206,484 $ 105,000
Wake, North Carolina 32 $ 7,102,000 $ 221,937 $ 89,000
Guadalupe, Texas 32 $ 3,809,000 $ 119,031 $ 155,000
Guilford, North Carolina 31 $ 4,963,000 $ 160,096 $ 68,000
Davidson, Tennessee 31 $ 6,126,000 $ 197,612 $ 114,000
Marshall, Alabama 30 $ 5,458,000 $ 181,933 $ 148,000
Santa Rosa, Florida 30 $ 8,327,000 $ 277,566 $ 153,000
Placer, California 29 $ 3,793,000 $ 130,793 $ 148,000
Rockwall, Texas 29 $ 6,165,000 $ 212,586 $ 135,000
Clark, Washington 29 $ 6,992,000 $ 241,103 $ 90,000
New Castle, Delaware 28 $ 6,216,000 $ 222,000 $ 76,000
Lincoln, New Mexico 27 $ 5,311,000 $ 196,703 $ 143,000
Lane, Oregon 26 $ 5,115,000 $ 196,730 $ 95,000
Grayson, Texas 26 $ 3,084,000 $ 118,615 $ 79,000
Gila, Arizona 25 $ 5,986,000 $ 239,440 $ 95,000
Lubbock, Texas 25 $ 2,622,000 $ 104,880 $ 94,000
Salt Lake, Utah 25 $ 6,141,000 $ 245,640 $ 81,000
Marin, California 24 $ 8,699,000 $ 362,458 $ 171,000
Broomfield, Colorado 24 $ 9,468,000 $ 394,500 $ 196,000
Deschutes, Oregon 24 $ 5,714,000 $ 238,083 $ 106,000
Montgomery, Pennsylvania 24 $ 6,789,000 $ 282,875 $ 127,000
Kendall, Texas 24 $ 10,188,000 $ 424,500 $ 194,000
Orange, Texas 24 $ 2,434,000 $ 101,416 $ 88,000
Talladega, Alabama 23 $ 4,348,000 $ 189,043 $ 93,000
Tallapoosa, Alabama 23 $ 8,394,000 $ 364,956 $ 248,000
Cook, Illinois 23 $ 6,928,000 $ 301,217 $ 103,000
Smith, Texas 23 $ 4,582,000 $ 199,217 $ 183,000
Kitsap, Washington 23 $ 6,313,000 $ 274,478 $ 80,000
Navajo, Arizona 22 $ 5,043,000 $ 229,227 $ 130,000
Kern, California 22 $ 1,147,000 $ 52,136 $ 101,000
Summit, Colorado 22 $ 7,129,000 $ 324,045 $ 243,000
Orange, Florida 22 $ 5,237,000 $ 238,045 $ 144,000
Prince George's, Maryland 22 $ 5,941,000 $ 270,045 $ 91,000
Oklahoma, Oklahoma 21 $ 3,468,000 $ 165,142 $ 92,000
Starr, Texas 21 $ 1,525,000 $ 72,619 $ 47,000
East Baton Rouge, Louisiana 20 $ 3,831,000 $ 191,550 $ 98,000
Johnston, North Carolina 20 $ 3,580,000 $ 179,000 $ 73,000
Chester, Pennsylvania 20 $ 5,556,000 $ 277,800 $ 110,000
Tyler, Texas 20 $ 3,118,000 $ 155,900 $ 164,000
Ventura, California 19 $ 4,605,000 $ 242,368 $ 105,000
Citrus, Florida 19 $ 2,406,000 $ 126,631 $ 58,000
Miami-Dade, Florida 19 $ 7,730,000 $ 406,842 $ 562,000
Clark, Nevada 19 $ 4,725,000 $ 248,684 $ 247,000
New Hanover, North Carolina 19 $ 4,164,000 $ 219,157 $ 90,000
San Francisco, California 18 $ 6,646,000 $ 369,222 $ 127,000
Solano, California 18 $ 2,761,000 $ 153,388 $ 76,000
Howard, Maryland 18 $ 5,507,000 $ 305,944 $ 107,000
Cumberland, North Carolina 18 $ 2,335,000 $ 129,722 $ 52,000
Ector, Texas 18 $ 2,411,000 $ 133,944 $ 89,000
Prince William, Virginia 18 $ 3,633,000 $ 201,833 $ 67,000
Autauga, Alabama 17 $ 2,811,000 $ 165,352 $ 58,000
Forsyth, Georgia 17 $ 4,387,000 $ 258,058 $ 91,000
Jasper, Texas 17 $ 1,085,000 $ 63,823 $ 67,000
Kaufman, Texas 17 $ 2,312,000 $ 136,000 $ 88,000
San Patricio, Texas 17 $ 2,883,000 $ 169,588 $ 97,000
Garfield, Colorado 16 $ 5,810,000 $ 363,125 $ 166,000
Bay, Florida 16 $ 3,339,000 $ 208,687 $ 208,000
Baltimore, Maryland 16 $ 3,834,000 $ 239,625 $ 90,000
Cabarrus, North Carolina 16 $ 2,979,000 $ 186,187 $ 58,000
Rutherford, Tennessee 16 $ 2,983,000 $ 186,437 $ 75,000
Polk, Texas 16 $ 315,000 $ 19,687 $ 76,000
Snohomish, Washington 16 $ 4,608,000 $ 288,000 $ 118,000
St. Louis, Missouri 15 $ 3,759,000 $ 250,600 $ 132,000
Cuyahoga, Ohio 15 $ 3,617,000 $ 241,133 $ 115,000
Burnet, Texas 15 $ 1,698,000 $ 113,200 $ 116,000
Merced, California 14 $ 1,187,000 $ 84,785 $ 64,000
Napa, California 14 $ 4,605,000 $ 328,928 $ 135,000
Hillsborough, Florida 14 $ 6,050,000 $ 432,142 $ 196,000
Anne Arundel, Maryland 14 $ 4,376,000 $ 312,571 $ 124,000
Forsyth, North Carolina 14 $ 2,103,000 $ 150,214 $ 71,000
Iredell, North Carolina 14 $ 2,518,000 $ 179,857 $ 122,000
Marion, Oregon 14 $ 2,895,000 $ 206,785 $ 74,000
Bucks, Pennsylvania 14 $ 3,859,000 $ 275,642 $ 103,000
Delaware, Pennsylvania 14 $ 3,839,000 $ 274,214 $ 115,000
Grimes, Texas 14 $ 1,562,000 $ 111,571 $ 81,000
Taylor, Texas 14 $ 3,119,000 $ 222,785 $ 131,000
Yakima, Washington 14 $ 2,327,000 $ 166,214 $ 60,000
Chilton, Alabama 13 $ 3,202,000 $ 246,307 $ 114,000
Kings, California 13 $ 646,000 $ 49,692 $ 101,000
Grand, Colorado 13 $ 3,466,000 $ 266,615 $ 231,000
Cherokee, Georgia 13 $ 2,323,000 $ 178,692 $ 72,000
Burlington, New Jersey 13 $ 3,198,000 $ 246,000 $ 134,000
Gaston, North Carolina 13 $ 1,573,000 $ 121,000 $ 45,000
Williamson, Tennessee 13 $ 3,535,000 $ 271,923 $ 110,000
Henderson, Texas 13 $ 2,423,000 $ 186,384 $ 173,000
Willacy, Texas 12 $ 655,000 $ 54,583 $ 56,000
El Dorado, California 11 $ 672,000 $ 61,090 $ 181,000
District of Columbia, District Of Columbia 11 $ 4,466,000 $ 406,000 $ 120,000
Palm Beach, Florida 11 $ 3,536,000 $ 321,454 $ 210,000
Pasco, Florida 11 $ 1,767,000 $ 160,636 $ 106,000
Bibb, Georgia 11 $ 1,236,000 $ 112,363 $ 85,000
Frederick, Maryland 11 $ 3,418,000 $ 310,727 $ 89,000
Sierra, New Mexico 11 $ 930,000 $ 84,545 $ 79,000
Union, North Carolina 11 $ 2,433,000 $ 221,181 $ 103,000
Yamhill, Oregon 11 $ 2,748,000 $ 249,818 $ 76,000
York, South Carolina 11 $ 1,909,000 $ 173,545 $ 57,000
Monterey, California 10 $ 2,235,000 $ 223,500 $ 136,000
Hartford, Connecticut 10 $ 2,552,000 $ 255,200 $ 112,000
Bradford, Florida 10 $ 1,641,000 $ 164,100 $ 87,000
Broward, Florida 10 $ 2,337,000 $ 233,700 $ 292,000
Middlesex, New Jersey 10 $ 2,052,000 $ 205,200 $ 87,000
Santa Fe, New Mexico 10 $ 3,989,000 $ 398,900 $ 142,000
Allegheny, Pennsylvania 10 $ 1,170,000 $ 117,000 $ 48,000
Bastrop, Texas 10 $ 779,000 $ 77,900 $ 72,000
Gregg, Texas 10 $ 702,000 $ 70,200 $ 71,000
Wise, Texas 10 $ 1,681,000 $ 168,100 $ 98,000
Lawrence, Alabama 9 $ 1,260,000 $ 140,000 $ 51,000
San Mateo, California 9 $ 4,146,000 $ 460,666 $ 129,000
Yuba, California 9 $ 942,000 $ 104,666 $ 78,000
Elbert, Colorado 9 $ 2,354,000 $ 261,555 $ 87,000
Osceola, Florida 9 $ 1,707,000 $ 189,666 $ 148,000
Coweta, Georgia 9 $ 1,518,000 $ 168,666 $ 77,000
Paulding, Georgia 9 $ 1,271,000 $ 141,222 $ 56,000
McCracken, Kentucky 9 $ 1,200,000 $ 133,333 $ 69,000
Carroll, Maryland 9 $ 2,732,000 $ 303,555 $ 126,000
Middlesex, Massachusetts 9 $ 3,633,000 $ 403,666 $ 175,000
Camden, New Jersey 9 $ 1,971,000 $ 219,000 $ 78,000
Luna, New Mexico 9 $ 970,000 $ 107,777 $ 54,000
Catawba, North Carolina 9 $ 795,000 $ 88,333 $ 35,000
Austin, Texas 9 $ 1,813,000 $ 201,444 $ 111,000
Bowie, Texas 9 $ 1,163,000 $ 129,222 $ 79,000
Chambers, Texas 9 $ 1,020,000 $ 113,333 $ 107,000
Walker, Texas 9 $ 918,000 $ 102,000 $ 67,000
Loudoun, Virginia 9 $ 3,309,000 $ 367,666 $ 132,000
Grant, Washington 9 $ 1,503,000 $ 167,000 $ 65,000
Macon, Alabama 8 $ 867,000 $ 108,375 $ 51,000
Santa Cruz, Arizona 8 $ 1,528,000 $ 191,000 $ 91,000
Eagle, Colorado 8 $ 4,513,000 $ 564,125 $ 200,000
Putnam, Florida 8 $ 1,183,000 $ 147,875 $ 62,000
Baltimore City, Maryland 8 $ 1,547,000 $ 193,375 $ 85,000
Valencia, New Mexico 8 $ 1,150,000 $ 143,750 $ 68,000
Brunswick, North Carolina 8 $ 1,995,000 $ 249,375 $ 77,000
Buncombe, North Carolina 8 $ 1,626,000 $ 203,250 $ 74,000
Montgomery, Ohio 8 $ 1,047,000 $ 130,875 $ 82,000
Columbia, Oregon 8 $ 1,733,000 $ 216,625 $ 70,000
Jackson, Oregon 8 $ 1,442,000 $ 180,250 $ 64,000
Horry, South Carolina 8 $ 1,314,000 $ 164,250 $ 95,000
Howard, Texas 8 $ 857,000 $ 107,125 $ 79,000
Llano, Texas 8 $ 3,521,000 $ 440,125 $ 353,000
Geneva, Alabama 7 $ 1,124,000 $ 160,571 $ 54,000
Nevada, California 7 $ 1,871,000 $ 267,285 $ 166,000
San Luis Obispo, California 7 $ 1,565,000 $ 223,571 $ 121,000
Santa Cruz, California 7 $ 2,476,000 $ 353,714 $ 122,000
Shasta, California 7 $ 901,000 $ 128,714 $ 133,000
Pinellas, Florida 7 $ 1,530,000 $ 218,571 $ 133,000
Sarasota, Florida 7 $ 1,102,000 $ 157,428 $ 65,000
Ada, Idaho 7 $ 1,377,000 $ 196,714 $ 92,000
Calvert, Maryland 7 $ 2,571,000 $ 367,285 $ 91,000
Harford, Maryland 7 $ 1,694,000 $ 242,000 $ 103,000
Oakland, Michigan 7 $ 1,465,000 $ 209,285 $ 113,000
Bergen, New Jersey 7 $ 2,082,000 $ 297,428 $ 89,000
Ocean, New Jersey 7 $ 1,454,000 $ 207,714 $ 74,000
Hamilton, Ohio 7 $ 1,326,000 $ 189,428 $ 79,000
Charleston, South Carolina 7 $ 1,636,000 $ 233,714 $ 66,000
Hamilton, Tennessee 7 $ 866,000 $ 123,714 $ 83,000
Knox, Tennessee 7 $ 931,000 $ 133,000 $ 94,000
Shelby, Tennessee 7 $ 1,185,000 $ 169,285 $ 97,000
Cooke, Texas 7 $ 1,154,000 $ 164,857 $ 169,000
Fannin, Texas 7 $ 684,000 $ 97,714 $ 51,000
Hale, Texas 7 $ 941,000 $ 134,428 $ 212,000
San Jacinto, Texas 7 $ 347,000 $ 49,571 $ 114,000
Tom Green, Texas 7 $ 1,363,000 $ 194,714 $ 159,000
Washington, Texas 7 $ 402,000 $ 57,428 $ 137,000
Chambers, Alabama 6 $ 927,000 $ 154,500 $ 67,000
Cherokee, Alabama 6 $ 691,000 $ 115,166 $ 89,000
Henry, Alabama 6 $ 1,376,000 $ 229,333 $ 97,000
Winston, Alabama 6 $ 1,316,000 $ 219,333 $ 169,000
La Plata, Colorado 6 $ 2,833,000 $ 472,166 $ 462,000
Collier, Florida 6 $ 2,271,000 $ 378,500 $ 456,000
Hall, Georgia 6 $ 1,388,000 $ 231,333 $ 1,089,000
Henry, Georgia 6 $ 802,000 $ 133,666 $ 67,000
Shiawassee, Michigan 6 $ 597,000 $ 99,500 $ 56,000
Atlantic, New Jersey 6 $ 1,224,000 $ 204,000 $ 98,000
Sussex, New Jersey 6 $ 1,390,000 $ 231,666 $ 80,000
Otero, New Mexico 6 $ 502,000 $ 83,666 $ 40,000
Suffolk, New York 6 $ 2,126,000 $ 354,333 $ 140,000
Harnett, North Carolina 6 $ 1,300,000 $ 216,666 $ 72,000
Greenville, South Carolina 6 $ 916,000 $ 152,666 $ 85,000
Aransas, Texas 6 $ 1,321,000 $ 220,166 $ 158,000
Jones, Texas 6 $ 99,000 $ 16,500 $ 27,000
Midland, Texas 6 $ 806,000 $ 134,333 $ 95,000
Wilson, Texas 6 $ 924,000 $ 154,000 $ 98,000
Summit, Utah 6 $ 3,779,000 $ 629,833 $ 718,000
Utah, Utah 6 $ 2,898,000 $ 483,000 $ 259,000
Virginia Beach, Virginia 6 $ 1,610,000 $ 268,333 $ 87,000
Spokane, Washington 6 $ 1,477,000 $ 246,166 $ 135,000
Thurston, Washington 6 $ 1,314,000 $ 219,000 $ 78,000
Dale, Alabama 5 $ 435,000 $ 87,000 $ 186,000
Madera, California 5 $ 414,000 $ 82,800 $ 99,000
Sutter, California 5 $ 802,000 $ 160,400 $ 71,000
Yolo, California 5 $ 914,000 $ 182,800 $ 79,000
New Haven, Connecticut 5 $ 1,198,000 $ 239,600 $ 58,000
Lee, Florida 5 $ 772,000 $ 154,400 $ 154,000
Bartow, Georgia 5 $ 847,000 $ 169,400 $ 71,000
Chatham, Georgia 5 $ 1,110,000 $ 222,000 $ 112,000
Fayette, Georgia 5 $ 1,217,000 $ 243,400 $ 118,000
Walton, Georgia 5 $ 750,000 $ 150,000 $ 67,000
Honolulu, Hawaii 5 $ 2,714,000 $ 542,800 $ 144,000
DeSoto, Mississippi 5 $ 830,000 $ 166,000 $ 73,000
Union, New Jersey 5 $ 1,493,000 $ 298,600 $ 83,000
Carteret, North Carolina 5 $ 738,000 $ 147,600 $ 52,000
Davidson, North Carolina 5 $ 789,000 $ 157,800 $ 84,000
Rowan, North Carolina 5 $ 563,000 $ 112,600 $ 63,000
Butler, Ohio 5 $ 627,000 $ 125,400 $ 94,000
Linn, Oregon 5 $ 705,000 $ 141,000 $ 51,000
Wilson, Tennessee 5 $ 966,000 $ 193,200 $ 73,000
Angelina, Texas 5 $ 332,000 $ 66,400 $ 54,000
Gillespie, Texas 5 $ 1,014,000 $ 202,800 $ 193,000
Kerr, Texas 5 $ 1,359,000 $ 271,800 $ 145,000
Liberty, Texas 5 $ 906,000 $ 181,200 $ 207,000
Trinity, Texas 5 $ 1,007,000 $ 201,400 $ 152,000
Victoria, Texas 5 $ 852,000 $ 170,400 $ 132,000
Arlington, Virginia 5 $ 2,197,000 $ 439,400 $ 152,000
Chesterfield, Virginia 5 $ 991,000 $ 198,200 $ 72,000
Henrico, Virginia 5 $ 1,337,000 $ 267,400 $ 125,000
Lowndes, Alabama 4 $ 267,000 $ 66,750 $ 41,000
Tuolumne, California 4 $ 508,000 $ 127,000 $ 193,000
Park, Colorado 4 $ 689,000 $ 172,250 $ 115,000
Pitkin, Colorado 4 $ 7,906,000 $ 1,976,500 $ 1,782,000
Pueblo, Colorado 4 $ 523,000 $ 130,750 $ 53,000
Brevard, Florida 4 $ 749,000 $ 187,250 $ 125,000
Flagler, Florida 4 $ 692,000 $ 173,000 $ 47,000
Levy, Florida 4 $ 780,000 $ 195,000 $ 91,000
Manatee, Florida 4 $ 2,011,000 $ 502,750 $ 476,000
Monroe, Florida 4 $ 2,052,000 $ 513,000 $ 482,000
Seminole, Florida 4 $ 1,589,000 $ 397,250 $ 229,000
Baldwin, Georgia 4 $ 761,000 $ 190,250 $ 74,000
Carroll, Georgia 4 $ 1,111,000 $ 277,750 $ 108,000
Houston, Georgia 4 $ 474,000 $ 118,500 $ 53,000
Jones, Georgia 4 $ 499,000 $ 124,750 $ 50,000
Madison, Georgia 4 $ 553,000 $ 138,250 $ 54,000
Richmond, Georgia 4 $ 659,000 $ 164,750 $ 69,000
Rockdale, Georgia 4 $ 653,000 $ 163,250 $ 55,000
Johnson, Kansas 4 $ 603,000 $ 150,750 $ 80,000
Livingston, Louisiana 4 $ 679,000 $ 169,750 $ 99,000
Queen Anne's, Maryland 4 $ 1,321,000 $ 330,250 $ 114,000
Kent, Michigan 4 $ 515,000 $ 128,750 $ 57,000
Ottawa, Michigan 4 $ 848,000 $ 212,000 $ 95,000
Washtenaw, Michigan 4 $ 637,000 $ 159,250 $ 84,000
Wayne, Michigan 4 $ 757,000 $ 189,250 $ 95,000
Cape May, New Jersey 4 $ 1,322,000 $ 330,500 $ 215,000
Gloucester, New Jersey 4 $ 966,000 $ 241,500 $ 72,000
Morris, New Jersey 4 $ 1,461,000 $ 365,250 $ 92,000
Passaic, New Jersey 4 $ 1,090,000 $ 272,500 $ 86,000
Warren, New Jersey 4 $ 681,000 $ 170,250 $ 62,000
Durham, North Carolina 4 $ 758,000 $ 189,500 $ 89,000
Hoke, North Carolina 4 $ 446,000 $ 111,500 $ 66,000
Lincoln, North Carolina 4 $ 756,000 $ 189,000 $ 49,000
McDowell, North Carolina 4 $ 1,124,000 $ 281,000 $ 76,000
Crook, Oregon 4 $ 648,000 $ 162,000 $ 81,000
Klamath, Oregon 4 $ 819,000 $ 204,750 $ 105,000
Lincoln, Oregon 4 $ 936,000 $ 234,000 $ 61,000
Polk, Oregon 4 $ 647,000 $ 161,750 $ 67,000
Lehigh, Pennsylvania 4 $ 712,000 $ 178,000 $ 61,000
Providence, Rhode Island 4 $ 806,000 $ 201,500 $ 82,000
Richland, South Carolina 4 $ 603,000 $ 150,750 $ 51,000
Sumner, Tennessee 4 $ 736,000 $ 184,000 $ 85,000
Bandera, Texas 4 $ 713,000 $ 178,250 $ 81,000
Blanco, Texas 4 $ 1,088,000 $ 272,000 $ 91,000
Hunt, Texas 4 $ 238,000 $ 59,500 $ 87,000
Jim Wells, Texas 4 $ 431,000 $ 107,750 $ 72,000
Medina, Texas 4 $ 661,000 $ 165,250 $ 105,000
Randall, Texas 4 $ 1,391,000 $ 347,750 $ 190,000
Somervell, Texas 4 $ 673,000 $ 168,250 $ 68,000
Zapata, Texas 4 $ 893,000 $ 223,250 $ 335,000
Davis, Utah 4 $ 969,000 $ 242,250 $ 83,000
Weber, Utah 4 $ 588,000 $ 147,000 $ 44,000
Chesapeake, Virginia 4 $ 821,000 $ 205,250 $ 77,000
Mason, Washington 4 $ 894,000 $ 223,500 $ 74,000
Coffee, Alabama 3 $ 614,000 $ 204,666 $ 208,000
Fayette, Alabama 3 $ 573,000 $ 191,000 $ 99,000
Marion, Alabama 3 $ 274,000 $ 91,333 $ 56,000
Pickens, Alabama 3 $ 238,000 $ 79,333 $ 78,000
Washington, Alabama 3 $ 250,000 $ 83,333 $ 63,000
Miller, Arkansas 3 $ 288,000 $ 96,000 $ 44,000
Pulaski, Arkansas 3 $ 406,000 $ 135,333 $ 99,000
Sebastian, Arkansas 3 $ 373,000 $ 124,333 $ 69,000
Butte, California 3 $ 503,000 $ 167,666 $ 49,000
Clear Creek, Colorado 3 $ 720,000 $ 240,000 $ 52,000
Mesa, Colorado 3 $ 1,041,000 $ 347,000 $ 153,000
Fairfield, Connecticut 3 $ 716,000 $ 238,666 $ 78,000
Sussex, Delaware 3 $ 563,000 $ 187,666 $ 130,000
Leon, Florida 3 $ 381,000 $ 127,000 $ 36,000
Camden, Georgia 3 $ 321,000 $ 107,000 $ 45,000
Clayton, Georgia 3 $ 243,000 $ 81,000 $ 63,000
Douglas, Georgia 3 $ 433,000 $ 144,333 $ 47,000
Fannin, Georgia 3 $ 525,000 $ 175,000 $ 80,000
Spalding, Georgia 3 $ 331,000 $ 110,333 $ 38,000
Towns, Georgia 3 $ 637,000 $ 212,333 $ 53,000
Maui, Hawaii 3 $ 3,776,000 $ 1,258,666 $ 1,891,000
Bannock, Idaho 3 $ 452,000 $ 150,666 $ 89,000
Tazewell, Illinois 3 $ 476,000 $ 158,666 $ 83,000
Lake, Indiana 3 $ 243,000 $ 81,000 $ 51,000
Marion, Indiana 3 $ 436,000 $ 145,333 $ 57,000
Ripley, Indiana 3 $ 462,000 $ 154,000 $ 77,000
Fayette, Kentucky 3 $ 624,000 $ 208,000 $ 129,000
Ascension, Louisiana 3 $ 663,000 $ 221,000 $ 116,000
Caddo, Louisiana 3 $ 499,000 $ 166,333 $ 49,000
Cumberland, Maine 3 $ 681,000 $ 227,000 $ 64,000
Allegany, Maryland 3 $ 455,000 $ 151,666 $ 74,000
Cecil, Maryland 3 $ 739,000 $ 246,333 $ 126,000
Charles, Maryland 3 $ 942,000 $ 314,000 $ 88,000
Hampden, Massachusetts 3 $ 490,000 $ 163,333 $ 74,000
St. Clair, Michigan 3 $ 301,000 $ 100,333 $ 73,000
Hennepin, Minnesota 3 $ 628,000 $ 209,333 $ 202,000
Ramsey, Minnesota 3 $ 590,000 $ 196,666 $ 53,000
Hinds, Mississippi 3 $ 905,000 $ 301,666 $ 161,000
St. Louis City, Missouri 3 $ 571,000 $ 190,333 $ 49,000
Douglas, Nebraska 3 $ 334,000 $ 111,333 $ 67,000
Essex, New Jersey 3 $ 1,704,000 $ 568,000 $ 199,000
Hudson, New Jersey 3 $ 1,152,000 $ 384,000 $ 96,000
Mercer, New Jersey 3 $ 616,000 $ 205,333 $ 73,000
Erie, New York 3 $ 231,000 $ 77,000 $ 64,000
Monroe, New York 3 $ 228,000 $ 76,000 $ 35,000
New York, New York 3 $ 872,000 $ 290,666 $ 123,000
Onondaga, New York 3 $ 757,000 $ 252,333 $ 85,000
Franklin, Ohio 3 $ 777,000 $ 259,000 $ 274,000
Cleveland, Oklahoma 3 $ 441,000 $ 147,000 $ 61,000
Benton, Oregon 3 $ 659,000 $ 219,666 $ 65,000
Josephine, Oregon 3 $ 288,000 $ 96,000 $ 38,000
Butler, Pennsylvania 3 $ 760,000 $ 253,333 $ 123,000
Aiken, South Carolina 3 $ 353,000 $ 117,666 $ 40,000
Beaufort, South Carolina 3 $ 614,000 $ 204,666 $ 61,000
Franklin, Tennessee 3 $ 801,000 $ 267,000 $ 522,000
Atascosa, Texas 3 $ 251,000 $ 83,666 $ 72,000
Caldwell, Texas 3 $ 328,000 $ 109,333 $ 72,000
Coryell, Texas 3 $ 153,000 $ 51,000 $ 111,000
Dimmit, Texas 3 $ 208,000 $ 69,333 $ 47,000
Palo Pinto, Texas 3 $ 743,000 $ 247,666 $ 127,000
Waller, Texas 3 $ 504,000 $ 168,000 $ 105,000
Box Elder, Utah 3 $ 682,000 $ 227,333 $ 79,000
Albemarle, Virginia 3 $ 625,000 $ 208,333 $ 56,000
Bedford, Virginia 3 $ 680,000 $ 226,666 $ 77,000
Halifax, Virginia 3 $ 1,085,000 $ 361,666 $ 163,000
Lynchburg, Virginia 3 $ 506,000 $ 168,666 $ 59,000
Newport News, Virginia 3 $ 709,000 $ 236,333 $ 71,000
Richmond City, Virginia 3 $ 825,000 $ 275,000 $ 250,000
Cowlitz, Washington 3 $ 584,000 $ 194,666 $ 69,000
Waukesha, Wisconsin 3 $ 1,238,000 $ 412,666 $ 175,000
Bibb, Alabama 2 $ 124,000 $ 62,000 $ 101,000
Cleburne, Alabama 2 $ 141,000 $ 70,500 $ 31,000
Covington, Alabama 2 $ 166,000 $ 83,000 $ 79,000
Crenshaw, Alabama 2 $ 243,000 $ 121,500 $ 33,000
Hale, Alabama 2 $ 192,000 $ 96,000 $ 74,000
Randolph, Alabama 2 $ 206,000 $ 103,000 $ 47,000
Russell, Alabama 2 $ 136,000 $ 68,000 $ 35,000
Howard, Arkansas 2 $ 239,000 $ 119,500 $ 42,000
Pope, Arkansas 2 $ 137,000 $ 68,500 $ 49,000
Calaveras, California 2 $ 198,000 $ 99,000 $ 27,000
Humboldt, California 2 $ 965,000 $ 482,500 $ 139,000
Imperial, California 2 $ 373,000 $ 186,500 $ 43,000
Lake, California 2 $ 262,000 $ 131,000 $ 63,000
Mendocino, California 2 $ 319,000 $ 159,500 $ 82,000
San Benito, California 2 $ 682,000 $ 341,000 $ 93,000
Santa Barbara, California 2 $ 348,000 $ 174,000 $ 84,000
Tehama, California 2 $ 82,000 $ 41,000 $ 70,000
Archuleta, Colorado 2 $ 512,000 $ 256,000 $ 308,000
Fremont, Colorado 2 $ 514,000 $ 257,000 $ 88,000
Gunnison, Colorado 2 $ 1,164,000 $ 582,000 $ 258,000
Routt, Colorado 2 $ 1,337,000 $ 668,500 $ 181,000
Teller, Colorado 2 $ 438,000 $ 219,000 $ 88,000
Charlotte, Florida 2 $ 834,000 $ 417,000 $ 149,000
Volusia, Florida 2 $ 241,000 $ 120,500 $ 62,000
Bulloch, Georgia 2 $ 253,000 $ 126,500 $ 42,000
Floyd, Georgia 2 $ 183,000 $ 91,500 $ 34,000
Gilmer, Georgia 2 $ 347,000 $ 173,500 $ 76,000
Glynn, Georgia 2 $ 234,000 $ 117,000 $ 64,000
Jackson, Georgia 2 $ 525,000 $ 262,500 $ 72,000
Liberty, Georgia 2 $ 251,000 $ 125,500 $ 43,000
Mitchell, Georgia 2 $ 278,000 $ 139,000 $ 48,000
Monroe, Georgia 2 $ 452,000 $ 226,000 $ 98,000
Muscogee, Georgia 2 $ 245,000 $ 122,500 $ 47,000
Newton, Georgia 2 $ 436,000 $ 218,000 $ 130,000
Screven, Georgia 2 $ 137,000 $ 68,500 $ 54,000
Troup, Georgia 2 $ 223,000 $ 111,500 $ 45,000
Union, Georgia 2 $ 249,000 $ 124,500 $ 50,000
Wilkinson, Georgia 2 $ 244,000 $ 122,000 $ 46,000
Blaine, Idaho 2 $ 2,015,000 $ 1,007,500 $ 339,000
Nez Perce, Idaho 2 $ 280,000 $ 140,000 $ 44,000
Kankakee, Illinois 2 $ 114,000 $ 57,000 $ 28,000
Lake, Illinois 2 $ 577,000 $ 288,500 $ 87,000
Massac, Illinois 2 $ 201,000 $ 100,500 $ 57,000
St. Clair, Illinois 2 $ 209,000 $ 104,500 $ 47,000
Will, Illinois 2 $ 370,000 $ 185,000 $ 94,000
Winnebago, Illinois 2 $ 222,000 $ 111,000 $ 76,000
Dearborn, Indiana 2 $ 245,000 $ 122,500 $ 57,000
Delaware, Indiana 2 $ 164,000 $ 82,000 $ 40,000
Franklin, Indiana 2 $ 538,000 $ 269,000 $ 103,000
Hamilton, Indiana 2 $ 1,019,000 $ 509,500 $ 216,000
St. Joseph, Indiana 2 $ 308,000 $ 154,000 $ 521,000
Tippecanoe, Indiana 2 $ 305,000 $ 152,500 $ 80,000
Vigo, Indiana 2 $ 243,000 $ 121,500 $ 72,000
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Mortgage Loan Application Detail Totals for BBVA USA in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 12,588 $2,714,484,000 $215,000 $5,000,000 $116,000 $7,620,000
Home Purchase 7,465 $1,897,935,000 $254,000 $5,000,000 $134,000 $9,630,000
Home Improvement 2,624 $89,198,000 $33,000 $1,247,000 $100,000 $1,928,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14,239 $3,231,867,000 $226,000 $5,000,000 $130,000 $7,620,000
Hispanic 3,957 $560,387,000 $141,000 $2,795,000 $88,000 $1,928,000
Not Provided 2,353 $505,537,000 $214,000 $2,200,000 $130,000 $3,746,000
Black or African American 1,154 $171,567,000 $148,000 $1,170,000 $86,000 $9,630,000
Asian 842 $212,771,000 $252,000 $2,000,000 $128,000 $1,942,000
Native Hawaiian or Other Pacific Islander 73 $10,962,000 $150,000 $650,000 $95,000 $455,000
American Indian or Alaskan Native 58 $8,151,000 $140,000 $1,750,000 $95,000 $618,000
Not applicable 1 $375,000 $375,000 $375,000 $122,000 $122,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 18,149 $3,982,704,000 $219,000 $5,000,000 $134,000 $9,630,000
FHA-insured (Federal Housing Administration) 4,157 $650,547,000 $156,000 $636,000 $64,000 $811,000
VA-guaranteed (Veterans Administration) 356 $66,686,000 $187,000 $554,000 $73,000 $322,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 15 $1,680,000 $112,000 $273,000 $40,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,977 $2,108,016,000 $234,000 $4,000,000 $140,000 $6,144,000
Loan Purchased By The Institution 4,876 $1,067,779,000 $218,000 $676,000 $92,000 $1,966,000
Application Denied By Financial Institution 3,496 $375,426,000 $107,000 $5,000,000 $95,000 $9,630,000
Application Withdrawn By Applicant 3,323 $724,234,000 $217,000 $5,000,000 $128,000 $7,620,000
File Closed For Incompleteness 1,159 $239,719,000 $206,000 $2,833,000 $115,000 $3,120,000
Application Approved But Not Accepted 846 $186,443,000 $220,000 $3,044,000 $143,000 $2,352,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,206 $59,154,000 $49,000 $757,000 $75,000 $1,928,000
Debt-To-Income Ratio 914 $127,773,000 $139,000 $2,000,000 $74,000 $1,417,000
Collateral 797 $111,044,000 $139,000 $1,800,000 $133,000 $9,630,000
Other 392 $53,003,000 $135,000 $5,000,000 $128,000 $2,000,000
Unverifiable Information 88 $9,680,000 $110,000 $2,700,000 $131,000 $819,000
Employment History 61 $8,170,000 $133,000 $520,000 $65,000 $384,000
Insufficient Cash (Downpayment, Closing Cost) 24 $4,247,000 $176,000 $641,000 $79,000 $377,000
Mortgage Insurance Denied 13 $2,320,000 $178,000 $326,000 $79,000 $151,000
Credit Application Incomplete 1 $35,000 $35,000 $35,000 $78,000 $78,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into BBVA USA's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess BBVA USA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet with aggregated HMDA statistics today.

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