BBVA USA Mortgage Lending & HMDA Data, 2009
In 2009, BBVA USA of Birmingham, AL reported 22,677 mortgage applications totaling $4.7 billion, up 29% from 2008. The average application was for $207,329, and applicants reported an average income of $120,073. 40% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (2,274), Dallas-Plano-Irving, TX (1,443) and Phoenix-Mesa-Scottsdale, AZ (1,226) (applications in parentheses).
| Mortgage Company & Address | BBVA USA 15 South 20th Street Birmingham, AL 35233 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 22,677 |
| Total Mortgage Loan Application Amount | $4,701,617,000 |
| Average Mortgage Loan Application Amount | $207,329 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $120,073 |
| Highest Applicant Income | $9,630,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BBVA USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston-Sugar Land-Baytown, TX | 2,274 | $ 438,783,000 | $ 192,956 | $ 146,000 |
| Dallas-Plano-Irving, TX | 1,443 | $ 285,199,000 | $ 197,643 | $ 129,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1,226 | $ 380,613,000 | $ 310,451 | $ 144,000 |
| Denver-Aurora-Broomfield, CO | 1,100 | $ 308,703,000 | $ 280,639 | $ 118,000 |
| San Antonio, TX | 1,003 | $ 222,576,000 | $ 221,910 | $ 154,000 |
| Birmingham-Hoover, AL | 989 | $ 197,788,000 | $ 199,987 | $ 106,000 |
| Fort Worth-Arlington, TX | 925 | $ 161,865,000 | $ 174,989 | $ 122,000 |
| Jacksonville, FL | 804 | $ 186,356,000 | $ 231,786 | $ 122,000 |
| Austin-Round Rock, TX | 753 | $ 179,553,000 | $ 238,450 | $ 148,000 |
| McAllen-Edinburg-Mission, TX | 567 | $ 62,038,000 | $ 109,414 | $ 86,000 |
| Laredo, TX | 483 | $ 56,201,000 | $ 116,358 | $ 78,000 |
| Albuquerque, NM | 414 | $ 102,985,000 | $ 248,756 | $ 109,000 |
| Tucson, AZ | 395 | $ 76,428,000 | $ 193,488 | $ 92,000 |
| Mobile, AL | 379 | $ 53,804,000 | $ 141,963 | $ 83,000 |
| Riverside-San Bernardino-Ontario, CA | 368 | $ 38,598,000 | $ 104,885 | $ 99,000 |
| Montgomery, AL | 352 | $ 58,531,000 | $ 166,281 | $ 91,000 |
| Portland-Vancouver-Beaverton, OR-WA | 340 | $ 91,612,000 | $ 269,447 | $ 106,464 |
| Huntsville, AL | 318 | $ 72,793,000 | $ 228,908 | $ 153,000 |
| Brownsville-Harlingen, TX | 308 | $ 34,799,000 | $ 112,983 | $ 85,000 |
| Atlanta-Sandy Springs-Marietta, GA | 255 | $ 51,565,000 | $ 202,215 | $ 84,000 |
| El Paso, TX | 255 | $ 40,455,000 | $ 158,647 | $ 98,000 |
| Los Angeles-Long Beach-Glendale, CA | 236 | $ 57,649,000 | $ 244,275 | $ 90,000 |
| Tuscaloosa, AL | 167 | $ 34,656,000 | $ 207,520 | $ 117,000 |
| Corpus Christi, TX | 155 | $ 25,923,000 | $ 167,245 | $ 123,000 |
| Beaumont-Port Arthur, TX | 147 | $ 15,265,000 | $ 103,843 | $ 92,000 |
| Boulder, CO | 145 | $ 41,047,000 | $ 283,082 | $ 117,000 |
| Killeen-Temple-Fort Hood, TX | 137 | $ 17,782,000 | $ 129,795 | $ 116,000 |
| Florence-Muscle Shoals, AL | 136 | $ 20,574,000 | $ 151,279 | $ 93,000 |
| Pensacola-Ferry Pass-Brent, FL | 135 | $ 34,877,000 | $ 258,348 | $ 148,000 |
| Colorado Springs, CO | 128 | $ 54,361,000 | $ 424,695 | $ 240,000 |
| Charlotte-Gastonia-Concord, NC-SC | 125 | $ 22,392,000 | $ 179,136 | $ 69,768 |
| Oakland-Fremont-Hayward, CA | 122 | $ 36,705,000 | $ 300,860 | $ 120,000 |
| Auburn-Opelika, AL | 116 | $ 27,621,000 | $ 238,112 | $ 110,000 |
| Seattle-Bellevue-Everett, WA | 116 | $ 34,383,000 | $ 296,405 | $ 114,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 116 | $ 36,354,000 | $ 313,396 | $ 108,853 |
| College Station-Bryan, TX | 114 | $ 26,008,000 | $ 228,140 | $ 132,000 |
| Gainesville, FL | 113 | $ 20,061,000 | $ 177,530 | $ 122,000 |
| Philadelphia, PA | 111 | $ 29,543,000 | $ 266,153 | $ 117,000 |
| Dothan, AL | 109 | $ 17,824,000 | $ 163,522 | $ 97,000 |
| Prescott, AZ | 102 | $ 26,809,000 | $ 262,833 | $ 107,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 89 | $ 12,004,000 | $ 134,876 | $ 134,000 |
| Santa Ana-Anaheim-Irvine, CA | 89 | $ 29,922,000 | $ 336,202 | $ 132,000 |
| Anniston-Oxford, AL | 88 | $ 9,008,000 | $ 102,363 | $ 57,000 |
| Flagstaff, AZ | 88 | $ 24,600,000 | $ 279,545 | $ 108,000 |
| Fort Walton Beach-Crestview-Destin, FL | 86 | $ 22,015,000 | $ 255,988 | $ 177,000 |
| Lake Havasu City-Kingman, AZ | 83 | $ 11,683,000 | $ 140,759 | $ 63,000 |
| Las Cruces, NM | 79 | $ 17,518,000 | $ 221,746 | $ 87,000 |
| Decatur, AL | 78 | $ 10,460,000 | $ 134,102 | $ 67,000 |
| Fort Collins-Loveland, CO | 77 | $ 19,792,000 | $ 257,038 | $ 121,000 |
| Baltimore-Towson, MD | 76 | $ 21,011,000 | $ 276,460 | $ 106,000 |
| San Diego-Carlsbad-San Marcos, CA | 75 | $ 15,539,000 | $ 207,186 | $ 146,000 |
| Tampa-St. Petersburg-Clearwater, FL | 74 | $ 13,824,000 | $ 186,810 | $ 95,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 73 | $ 15,684,000 | $ 214,849 | $ 100,000 |
| Gadsden, AL | 72 | $ 6,713,000 | $ 93,236 | $ 60,000 |
| Santa Rosa-Petaluma, CA | 63 | $ 17,385,000 | $ 275,952 | $ 130,000 |
| Ocala, FL | 60 | $ 8,220,000 | $ 137,000 | $ 75,000 |
| Greeley, CO | 59 | $ 12,072,000 | $ 204,610 | $ 82,000 |
| Bethesda-Frederick-Rockville, MD | 57 | $ 19,547,000 | $ 342,929 | $ 141,000 |
| Raleigh-Cary, NC | 52 | $ 10,682,000 | $ 205,423 | $ 83,000 |
| San Francisco-San Mateo-Redwood City, CA | 51 | $ 19,491,000 | $ 382,176 | $ 148,000 |
| Visalia-Porterville, CA | 51 | $ 1,828,000 | $ 35,843 | $ 96,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 50 | $ 14,212,000 | $ 284,240 | $ 103,000 |
| Waco, TX | 46 | $ 5,157,000 | $ 112,108 | $ 154,000 |
| Fresno, CA | 45 | $ 1,866,000 | $ 41,466 | $ 121,000 |
| Stockton, CA | 42 | $ 5,427,000 | $ 129,214 | $ 105,000 |
| Tacoma, WA | 40 | $ 11,113,000 | $ 277,825 | $ 102,000 |
| Orlando-Kissimmee, FL | 36 | $ 8,644,000 | $ 240,111 | $ 151,000 |
| Modesto, CA | 35 | $ 2,853,000 | $ 81,514 | $ 87,000 |
| Greensboro-High Point, NC | 33 | $ 5,330,000 | $ 161,515 | $ 66,000 |
| Salt Lake City, UT | 33 | $ 10,215,000 | $ 309,545 | $ 194,000 |
| Wilmington, DE-MD-NJ | 33 | $ 7,355,000 | $ 222,878 | $ 79,272 |
| Baton Rouge, LA | 28 | $ 5,439,000 | $ 194,250 | $ 101,000 |
| Oklahoma City, OK | 28 | $ 4,615,000 | $ 164,821 | $ 83,000 |
| Wilmington, NC | 27 | $ 6,159,000 | $ 228,111 | $ 86,000 |
| Camden, NJ | 26 | $ 6,135,000 | $ 235,961 | $ 105,000 |
| Chicago-Naperville-Joliet, IL | 26 | $ 7,357,000 | $ 282,961 | $ 99,000 |
| Eugene-Springfield, OR | 26 | $ 5,115,000 | $ 196,730 | $ 95,000 |
| Sherman-Denison, TX | 26 | $ 3,084,000 | $ 118,615 | $ 79,000 |
| Lubbock, TX | 25 | $ 2,622,000 | $ 104,880 | $ 94,000 |
| Bend, OR | 24 | $ 5,714,000 | $ 238,083 | $ 106,000 |
| Bremerton-Silverdale, WA | 23 | $ 6,313,000 | $ 274,478 | $ 80,000 |
| Tyler, TX | 23 | $ 4,582,000 | $ 199,217 | $ 183,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 23 | $ 5,137,000 | $ 223,347 | $ 69,000 |
| Bakersfield, CA | 22 | $ 1,147,000 | $ 52,136 | $ 101,000 |
| Fayetteville, NC | 22 | $ 2,781,000 | $ 126,409 | $ 54,000 |
| Abilene, TX | 21 | $ 3,248,000 | $ 154,666 | $ 98,000 |
| New York-White Plains-Wayne, NY-NJ | 21 | $ 5,967,000 | $ 284,142 | $ 95,000 |
| Edison-New Brunswick, NJ | 20 | $ 4,137,000 | $ 206,850 | $ 81,000 |
| St. Louis, MO-IL | 20 | $ 4,539,000 | $ 226,950 | $ 110,900 |
| Cincinnati-Middletown, OH-KY-IN | 19 | $ 3,164,000 | $ 166,526 | $ 80,789 |
| Cleveland-Elyria-Mentor, OH | 19 | $ 4,783,000 | $ 251,736 | $ 114,000 |
| Las Vegas-Paradise, NV | 19 | $ 4,725,000 | $ 248,684 | $ 247,000 |
| Miami-Miami Beach-Kendall, FL | 19 | $ 7,730,000 | $ 406,842 | $ 562,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 19 | $ 4,605,000 | $ 242,368 | $ 105,000 |
| Newark-Union, NJ-PA | 18 | $ 6,048,000 | $ 336,000 | $ 103,000 |
| Odessa, TX | 18 | $ 2,411,000 | $ 133,944 | $ 89,000 |
| Salem, OR | 18 | $ 3,542,000 | $ 196,777 | $ 72,000 |
| Vallejo-Fairfield, CA | 18 | $ 2,761,000 | $ 153,388 | $ 76,000 |
| Macon, GA | 17 | $ 2,187,000 | $ 128,647 | $ 78,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 16 | $ 3,339,000 | $ 208,687 | $ 208,000 |
| Pittsburgh, PA | 15 | $ 2,247,000 | $ 149,800 | $ 64,000 |
| Richmond, VA | 15 | $ 3,807,000 | $ 253,800 | $ 128,000 |
| Winston-Salem, NC | 15 | $ 2,298,000 | $ 153,200 | $ 71,000 |
| Merced, CA | 14 | $ 1,187,000 | $ 84,785 | $ 64,000 |
| Napa, CA | 14 | $ 4,605,000 | $ 328,928 | $ 135,000 |
| Warren-Troy-Farmington Hills, MI | 14 | $ 2,750,000 | $ 196,428 | $ 98,000 |
| Yakima, WA | 14 | $ 2,327,000 | $ 166,214 | $ 60,000 |
| Yuba City, CA | 14 | $ 1,744,000 | $ 124,571 | $ 76,000 |
| Hanford-Corcoran, CA | 13 | $ 646,000 | $ 49,692 | $ 101,000 |
| Memphis, TN-MS-AR | 12 | $ 2,015,000 | $ 167,916 | $ 87,000 |
| Texarkana, Tx-Texarkana, AR | 12 | $ 1,451,000 | $ 120,916 | $ 70,250 |
| Asheville, NC | 11 | $ 2,236,000 | $ 203,272 | $ 71,000 |
| Bradenton-Sarasota-Venice, FL | 11 | $ 3,113,000 | $ 283,000 | $ 214,000 |
| Hickory-Lenoir-Morganton, NC | 11 | $ 962,000 | $ 87,454 | $ 34,000 |
| Longview, TX | 11 | $ 712,000 | $ 64,727 | $ 67,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 11 | $ 3,536,000 | $ 321,454 | $ 210,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 10 | $ 1,723,000 | $ 172,300 | $ 64,400 |
| Dayton, OH | 10 | $ 1,407,000 | $ 140,700 | $ 85,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 10 | $ 2,337,000 | $ 233,700 | $ 292,000 |
| Hartford-West Hartford-East Hartford, CT | 10 | $ 2,552,000 | $ 255,200 | $ 112,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 10 | $ 1,818,000 | $ 181,800 | $ 101,000 |
| Salinas, CA | 10 | $ 2,235,000 | $ 223,500 | $ 136,000 |
| Santa Fe, NM | 10 | $ 3,989,000 | $ 398,900 | $ 142,000 |
| Augusta-Richmond County, GA-SC | 9 | $ 1,246,000 | $ 138,444 | $ 57,666 |
| Cambridge-Newton-Framingham, MA | 9 | $ 3,633,000 | $ 403,666 | $ 175,000 |
| Knoxville, TN | 9 | $ 1,095,000 | $ 121,666 | $ 80,000 |
| Boise City-Nampa, ID | 8 | $ 1,615,000 | $ 201,875 | $ 96,000 |
| Charleston-North Charleston-Summerville, SC | 8 | $ 1,764,000 | $ 220,500 | $ 64,000 |
| Chattanooga, TN-GA | 8 | $ 1,283,000 | $ 160,375 | $ 91,000 |
| Columbia, SC | 8 | $ 1,155,000 | $ 144,375 | $ 56,000 |
| Kansas City, MO-KS | 8 | $ 1,090,000 | $ 136,250 | $ 66,000 |
| Medford, OR | 8 | $ 1,442,000 | $ 180,250 | $ 64,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 8 | $ 1,314,000 | $ 164,250 | $ 95,000 |
| Ogden-Clearfield, UT | 8 | $ 1,557,000 | $ 194,625 | $ 63,000 |
| Lynchburg, VA | 7 | $ 1,327,000 | $ 189,571 | $ 69,000 |
| Nassau-Suffolk, NY | 7 | $ 2,489,000 | $ 355,571 | $ 150,000 |
| Redding, CA | 7 | $ 901,000 | $ 128,714 | $ 133,000 |
| San Angelo, TX | 7 | $ 1,363,000 | $ 194,714 | $ 159,000 |
| San Luis Obispo-Paso Robles, CA | 7 | $ 1,565,000 | $ 223,571 | $ 121,000 |
| Santa Cruz-Watsonville, CA | 7 | $ 2,476,000 | $ 353,714 | $ 122,000 |
| Amarillo, TX | 6 | $ 1,802,000 | $ 300,333 | $ 229,000 |
| Atlantic City-Hammonton, NJ | 6 | $ 1,224,000 | $ 204,000 | $ 98,000 |
| Gainesville, GA | 6 | $ 1,388,000 | $ 231,333 | $ 1,089,000 |
| Greenville-Mauldin-Easley, SC | 6 | $ 916,000 | $ 152,666 | $ 85,000 |
| Indianapolis-Carmel, IN | 6 | $ 1,553,000 | $ 258,833 | $ 112,000 |
| Lexington-Fayette, KY | 6 | $ 1,492,000 | $ 248,666 | $ 123,000 |
| Midland, TX | 6 | $ 806,000 | $ 134,333 | $ 95,000 |
| Naples-Marco Island, FL | 6 | $ 2,271,000 | $ 378,500 | $ 456,000 |
| Olympia, WA | 6 | $ 1,314,000 | $ 219,000 | $ 78,000 |
| Providence-New Bedford-Fall River, RI-MA | 6 | $ 1,206,000 | $ 201,000 | $ 75,333 |
| Provo-Orem, UT | 6 | $ 2,898,000 | $ 483,000 | $ 259,000 |
| Savannah, GA | 6 | $ 1,304,000 | $ 217,333 | $ 107,000 |
| Spokane, WA | 6 | $ 1,477,000 | $ 246,166 | $ 135,000 |
| Athens-Clarke County, GA | 5 | $ 643,000 | $ 128,600 | $ 48,000 |
| Cape Coral-Fort Myers, FL | 5 | $ 772,000 | $ 154,400 | $ 154,000 |
| Columbus, OH | 5 | $ 1,378,000 | $ 275,600 | $ 222,000 |
| Durham-Chapel Hill, NC | 5 | $ 914,000 | $ 182,800 | $ 85,000 |
| Honolulu, HI | 5 | $ 2,714,000 | $ 542,800 | $ 144,000 |
| Little Rock-North Little Rock-Conway, AR | 5 | $ 662,000 | $ 132,400 | $ 84,000 |
| Madera-Chowchilla, CA | 5 | $ 414,000 | $ 82,800 | $ 99,000 |
| Milwaukee-Waukesha-West Allis, WI | 5 | $ 1,508,000 | $ 301,600 | $ 120,000 |
| New Haven-Milford, CT | 5 | $ 1,198,000 | $ 239,600 | $ 58,000 |
| Portland-South Portland-Biddeford, ME | 5 | $ 1,303,000 | $ 260,600 | $ 58,000 |
| Victoria, TX | 5 | $ 852,000 | $ 170,400 | $ 132,000 |
| Ann Arbor, MI | 4 | $ 637,000 | $ 159,250 | $ 84,000 |
| Boston-Quincy, MA | 4 | $ 1,601,000 | $ 400,250 | $ 164,000 |
| Charlottesville, VA | 4 | $ 849,000 | $ 212,250 | $ 54,000 |
| Columbus, GA-AL | 4 | $ 381,000 | $ 95,250 | $ 41,000 |
| Detroit-Livonia-Dearborn, MI | 4 | $ 757,000 | $ 189,250 | $ 95,000 |
| Fort Smith, AR-OK | 4 | $ 556,000 | $ 139,000 | $ 113,000 |
| Gary, IN | 4 | $ 363,000 | $ 90,750 | $ 54,000 |
| Grand Rapids-Wyoming, MI | 4 | $ 515,000 | $ 128,750 | $ 57,000 |
| Holland-Grand Haven, MI | 4 | $ 848,000 | $ 212,000 | $ 95,000 |
| Jackson, MS | 4 | $ 970,000 | $ 242,500 | $ 129,000 |
| Ocean City, NJ | 4 | $ 1,322,000 | $ 330,500 | $ 215,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 749,000 | $ 187,250 | $ 125,000 |
| Palm Coast, FL | 4 | $ 692,000 | $ 173,000 | $ 47,000 |
| Pueblo, CO | 4 | $ 523,000 | $ 130,750 | $ 53,000 |
| Rochester, NY | 4 | $ 334,000 | $ 83,500 | $ 43,000 |
| Syracuse, NY | 4 | $ 887,000 | $ 221,750 | $ 70,000 |
| Warner Robins, GA | 4 | $ 474,000 | $ 118,500 | $ 53,000 |
| Akron, OH | 3 | $ 691,000 | $ 230,333 | $ 78,000 |
| Albany-Schenectady-Troy, NY | 3 | $ 530,000 | $ 176,666 | $ 89,000 |
| Bridgeport-Stamford-Norwalk, CT | 3 | $ 716,000 | $ 238,666 | $ 78,000 |
| Buffalo-Niagara Falls, NY | 3 | $ 231,000 | $ 77,000 | $ 64,000 |
| Chico, CA | 3 | $ 503,000 | $ 167,666 | $ 49,000 |
| Corvallis, OR | 3 | $ 659,000 | $ 219,666 | $ 65,000 |
| Cumberland, MD-WV | 3 | $ 455,000 | $ 151,666 | $ 74,000 |
| Grand Junction, CO | 3 | $ 1,041,000 | $ 347,000 | $ 153,000 |
| Harrisburg-Carlisle, PA | 3 | $ 531,000 | $ 177,000 | $ 64,000 |
| Longview, WA | 3 | $ 584,000 | $ 194,666 | $ 69,000 |
| Omaha-Council Bluffs, NE-IA | 3 | $ 334,000 | $ 111,333 | $ 67,000 |
| Peoria, IL | 3 | $ 476,000 | $ 158,666 | $ 83,000 |
| Pocatello, ID | 3 | $ 452,000 | $ 150,666 | $ 89,000 |
| Roanoke, VA | 3 | $ 855,000 | $ 285,000 | $ 79,000 |
| Shreveport-Bossier City, LA | 3 | $ 499,000 | $ 166,333 | $ 49,000 |
| Springfield, MA | 3 | $ 490,000 | $ 163,333 | $ 74,000 |
| Springfield, MO | 3 | $ 633,000 | $ 211,000 | $ 74,000 |
| Tallahassee, FL | 3 | $ 381,000 | $ 127,000 | $ 36,000 |
| Toledo, OH | 3 | $ 382,000 | $ 127,333 | $ 79,000 |
| Trenton-Ewing, NJ | 3 | $ 616,000 | $ 205,333 | $ 73,000 |
| Utica-Rome, NY | 3 | $ 373,000 | $ 124,333 | $ 55,000 |
| Wenatchee-East Wenatchee, WA | 3 | $ 551,000 | $ 183,666 | $ 57,000 |
| Wichita, KS | 3 | $ 411,000 | $ 137,000 | $ 85,000 |
| Barnstable Town, MA | 2 | $ 635,000 | $ 317,500 | $ 157,000 |
| Brunswick, GA | 2 | $ 234,000 | $ 117,000 | $ 64,000 |
| Burlington-South Burlington, VT | 2 | $ 580,000 | $ 290,000 | $ 164,000 |
| Cheyenne, WY | 2 | $ 492,000 | $ 246,000 | $ 303,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 232,000 | $ 116,000 | $ 48,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 241,000 | $ 120,500 | $ 62,000 |
| Eau Claire, WI | 2 | $ 330,000 | $ 165,000 | $ 237,000 |
| El Centro, CA | 2 | $ 373,000 | $ 186,500 | $ 43,000 |
| Erie, PA | 2 | $ 245,000 | $ 122,500 | $ 43,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 302,000 | $ 151,000 | $ 74,000 |
| Hinesville-Fort Stewart, GA | 2 | $ 251,000 | $ 125,500 | $ 43,000 |
| Houma-Bayou Cane-Thibodaux, LA | 2 | $ 326,000 | $ 163,000 | $ 91,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 205,000 | $ 102,500 | $ 36,000 |
| Kankakee-Bradley, IL | 2 | $ 114,000 | $ 57,000 | $ 28,000 |
| Lafayette, IN | 2 | $ 305,000 | $ 152,500 | $ 80,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 577,000 | $ 288,500 | $ 87,000 |
| Lancaster, PA | 2 | $ 504,000 | $ 252,000 | $ 69,000 |
| Lewiston, ID-WA | 2 | $ 280,000 | $ 140,000 | $ 44,000 |
| Louisville-Jefferson County, KY-IN | 2 | $ 137,000 | $ 68,500 | $ 448,000 |
| Manchester-Nashua, NH | 2 | $ 426,000 | $ 213,000 | $ 68,000 |
| Muncie, IN | 2 | $ 164,000 | $ 82,000 | $ 40,000 |
| Niles-Benton Harbor, MI | 2 | $ 287,000 | $ 143,500 | $ 56,000 |
| Peabody, MA | 2 | $ 618,000 | $ 309,000 | $ 78,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 2 | $ 616,000 | $ 308,000 | $ 80,000 |
| Punta Gorda, FL | 2 | $ 834,000 | $ 417,000 | $ 149,000 |
| Reno-Sparks, NV | 2 | $ 586,000 | $ 293,000 | $ 337,000 |
| Rockford, IL | 2 | $ 222,000 | $ 111,000 | $ 76,000 |
| Rocky Mount, NC | 2 | $ 253,000 | $ 126,500 | $ 40,000 |
| Rome, GA | 2 | $ 183,000 | $ 91,500 | $ 34,000 |
| Salisbury, MD | 2 | $ 359,000 | $ 179,500 | $ 60,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 2 | $ 348,000 | $ 174,000 | $ 84,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 308,000 | $ 154,000 | $ 521,000 |
| Spartanburg, SC | 2 | $ 372,000 | $ 186,000 | $ 47,000 |
| Springfield, OH | 2 | $ 218,000 | $ 109,000 | $ 68,000 |
| St. George, UT | 2 | $ 767,000 | $ 383,500 | $ 168,000 |
| Sumter, SC | 2 | $ 309,000 | $ 154,500 | $ 56,000 |
| Terre Haute, IN | 2 | $ 243,000 | $ 121,500 | $ 72,000 |
| Tulsa, OK | 2 | $ 434,000 | $ 217,000 | $ 103,000 |
| Wausau, WI | 2 | $ 362,000 | $ 181,000 | $ 75,000 |
| Weirton-Steubenville, WV-OH | 2 | $ 157,000 | $ 78,500 | $ 53,000 |
| Worcester, MA | 2 | $ 390,000 | $ 195,000 | $ 98,000 |
| Anchorage, AK | 1 | $ 122,000 | $ 122,000 | $ 91,000 |
| Appleton, WI | 1 | $ 469,000 | $ 469,000 | $ 320,000 |
| Bangor, ME | 1 | $ 101,000 | $ 101,000 | $ 33,000 |
| Binghamton, NY | 1 | $ 111,000 | $ 111,000 | $ 34,000 |
| Bloomington-Normal, IL | 1 | $ 77,000 | $ 77,000 | $ 44,000 |
| Bowling Green, KY | 1 | $ 164,000 | $ 164,000 | $ 47,000 |
| Burlington, NC | 1 | $ 76,000 | $ 76,000 | $ 40,000 |
| Canton-Massillon, OH | 1 | $ 180,000 | $ 180,000 | $ 87,000 |
| Casper, WY | 1 | $ 340,000 | $ 340,000 | $ 185,000 |
| Cedar Rapids, IA | 1 | $ 172,000 | $ 172,000 | $ 71,000 |
| Champaign-Urbana, IL | 1 | $ 193,000 | $ 193,000 | $ 67,000 |
| Columbus, IN | 1 | $ 86,000 | $ 86,000 | $ 14,000 |
| Danville, IL | 1 | $ 74,000 | $ 74,000 | $ 52,000 |
| Des Moines-West Des Moines, IA | 1 | $ 200,000 | $ 200,000 | $ 49,000 |
| Dover, DE | 1 | $ 224,000 | $ 224,000 | $ 74,000 |
| Evansville, IN-KY | 1 | $ 109,000 | $ 109,000 | $ 70,000 |
| Fairbanks, AK | 1 | $ 193,000 | $ 193,000 | $ 58,000 |
| Flint, MI | 1 | $ 237,000 | $ 237,000 | $ 111,000 |
| Fond Du Lac, WI | 1 | $ 79,000 | $ 79,000 | $ 33,000 |
| Fort Wayne, IN | 1 | $ 110,000 | $ 110,000 | $ 75,000 |
| Grand Forks, ND-MN | 1 | $ 194,000 | $ 194,000 | $ 48,000 |
| Gulfport-Biloxi, MS | 1 | $ 380,000 | $ 380,000 | $ 249,000 |
| Idaho Falls, ID | 1 | $ 325,000 | $ 325,000 | $ 153,000 |
| Ithaca, NY | 1 | $ 203,000 | $ 203,000 | $ 53,000 |
| Jacksonville, NC | 1 | $ 114,000 | $ 114,000 | $ 100,000 |
| Janesville, WI | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Jefferson City, MO | 1 | $ 58,000 | $ 58,000 | $ 42,000 |
| Johnstown, PA | 1 | $ 90,000 | $ 90,000 | $ 51,000 |
| Kalamazoo-Portage, MI | 1 | $ 324,000 | $ 324,000 | $ 87,000 |
| Kokomo, IN | 1 | $ 64,000 | $ 64,000 | $ 32,000 |
| La Crosse, WI-MN | 1 | $ 124,000 | $ 124,000 | $ 64,000 |
| Lafayette, LA | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Lakeland-Winter Haven, FL | 1 | $ 68,000 | $ 68,000 | $ 35,000 |
| Lawrence, KS | 1 | $ 795,000 | $ 795,000 | $ 579,000 |
| Lawton, OK | 1 | $ 92,000 | $ 92,000 | $ 67,000 |
| Lebanon, PA | 1 | $ 134,000 | $ 134,000 | $ 87,000 |
| Lewiston-Auburn, ME | 1 | $ 119,000 | $ 119,000 | $ 80,000 |
| Madison, WI | 1 | $ 245,000 | $ 245,000 | $ 127,000 |
| Manhattan, KS | 1 | $ 219,000 | $ 219,000 | $ 71,000 |
| Mankato-North Mankato, MN | 1 | $ 111,000 | $ 111,000 | $ 52,000 |
| Morgantown, WV | 1 | $ 170,000 | $ 170,000 | $ 36,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 234,000 | $ 234,000 | $ 67,000 |
| Oshkosh-Neenah, WI | 1 | $ 114,000 | $ 114,000 | $ 91,000 |
| Owensboro, KY | 1 | $ 245,000 | $ 245,000 | $ 494,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 62,000 | $ 62,000 | $ 70,000 |
| Pittsfield, MA | 1 | $ 287,000 | $ 287,000 | $ 117,000 |
| Port St. Lucie, FL | 1 | $ 120,000 | $ 120,000 | $ 25,000 |
| Racine, WI | 1 | $ 212,000 | $ 212,000 | $ 59,000 |
| Reading, PA | 1 | $ 357,000 | $ 357,000 | $ 162,000 |
| Rochester, MN | 1 | $ 120,000 | $ 120,000 | $ 445,000 |
| Rockingham County-Strafford County, NH | 1 | $ 423,000 | $ 423,000 | $ 120,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
| Sebastian-Vero Beach, FL | 1 | $ 289,000 | $ 289,000 | $ 140,000 |
| Sheboygan, WI | 1 | $ 47,000 | $ 47,000 | $ 19,000 |
| Springfield, IL | 1 | $ 161,000 | $ 161,000 | $ 62,000 |
| St. Cloud, MN | 1 | $ 218,000 | $ 218,000 | $ 100,000 |
| State College, PA | 1 | $ 713,000 | $ 713,000 | $ 329,000 |
| Topeka, KS | 1 | $ 50,000 | $ 50,000 | $ 35,000 |
| Wheeling, WV-OH | 1 | $ 53,000 | $ 53,000 | $ 44,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Yuma, AZ | 1 | $ 113,000 | $ 113,000 | $ 22,000 |
Mortgage Loan Application Detail Totals for BBVA USA in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 12,588 | $2,714,484,000 | $215,000 | $5,000,000 | $116,000 | $7,620,000 |
| Home Purchase | 7,465 | $1,897,935,000 | $254,000 | $5,000,000 | $134,000 | $9,630,000 |
| Home Improvement | 2,624 | $89,198,000 | $33,000 | $1,247,000 | $100,000 | $1,928,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,239 | $3,231,867,000 | $226,000 | $5,000,000 | $130,000 | $7,620,000 |
| Hispanic | 3,957 | $560,387,000 | $141,000 | $2,795,000 | $88,000 | $1,928,000 |
| Not Provided | 2,353 | $505,537,000 | $214,000 | $2,200,000 | $130,000 | $3,746,000 |
| Black or African American | 1,154 | $171,567,000 | $148,000 | $1,170,000 | $86,000 | $9,630,000 |
| Asian | 842 | $212,771,000 | $252,000 | $2,000,000 | $128,000 | $1,942,000 |
| Native Hawaiian or Other Pacific Islander | 73 | $10,962,000 | $150,000 | $650,000 | $95,000 | $455,000 |
| American Indian or Alaskan Native | 58 | $8,151,000 | $140,000 | $1,750,000 | $95,000 | $618,000 |
| Not applicable | 1 | $375,000 | $375,000 | $375,000 | $122,000 | $122,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 18,149 | $3,982,704,000 | $219,000 | $5,000,000 | $134,000 | $9,630,000 |
| FHA-insured (Federal Housing Administration) | 4,157 | $650,547,000 | $156,000 | $636,000 | $64,000 | $811,000 |
| VA-guaranteed (Veterans Administration) | 356 | $66,686,000 | $187,000 | $554,000 | $73,000 | $322,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $1,680,000 | $112,000 | $273,000 | $40,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,977 | $2,108,016,000 | $234,000 | $4,000,000 | $140,000 | $6,144,000 |
| Loan Purchased By The Institution | 4,876 | $1,067,779,000 | $218,000 | $676,000 | $92,000 | $1,966,000 |
| Application Denied By Financial Institution | 3,496 | $375,426,000 | $107,000 | $5,000,000 | $95,000 | $9,630,000 |
| Application Withdrawn By Applicant | 3,323 | $724,234,000 | $217,000 | $5,000,000 | $128,000 | $7,620,000 |
| File Closed For Incompleteness | 1,159 | $239,719,000 | $206,000 | $2,833,000 | $115,000 | $3,120,000 |
| Application Approved But Not Accepted | 846 | $186,443,000 | $220,000 | $3,044,000 | $143,000 | $2,352,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,206 | $59,154,000 | $49,000 | $757,000 | $75,000 | $1,928,000 |
| Debt-To-Income Ratio | 914 | $127,773,000 | $139,000 | $2,000,000 | $74,000 | $1,417,000 |
| Collateral | 797 | $111,044,000 | $139,000 | $1,800,000 | $133,000 | $9,630,000 |
| Other | 392 | $53,003,000 | $135,000 | $5,000,000 | $128,000 | $2,000,000 |
| Unverifiable Information | 88 | $9,680,000 | $110,000 | $2,700,000 | $131,000 | $819,000 |
| Employment History | 61 | $8,170,000 | $133,000 | $520,000 | $65,000 | $384,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 24 | $4,247,000 | $176,000 | $641,000 | $79,000 | $377,000 |
| Mortgage Insurance Denied | 13 | $2,320,000 | $178,000 | $326,000 | $79,000 | $151,000 |
| Credit Application Incomplete | 1 | $35,000 | $35,000 | $35,000 | $78,000 | $78,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into BBVA USA's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess BBVA USA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.
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