Forbright Bank Mortgage Lending & HMDA Data, 2019

In 2019, Forbright Bank of Chevy Chase, MD reported 1,603 mortgage applications totaling $408.2 million, down 56% from 2018. The average application was for $254,631, and applicants reported an average income of $73,893. 27% of its applications resulted in an originated loan and 39% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (122), Atlanta-Sandy Springs-Roswell, GA (62) and Columbus, OH (37) (applications in parentheses).

Mortgage Company & Address Forbright Bank
6701 Democracy Blvd, Suite 400
Chevy Chase, MD 20815
Tel #: available with data download
Federal Regulator * available with data download
Years 2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 1,603
Total Mortgage Loan Application Amount $408,175,000
Average Mortgage Loan Application Amount $254,631
Highest Mortgage Loan Application Amount $8,155,000
Average Applicant Income $73,893
Highest Applicant Income $2,600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Forbright Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Forbright Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
District of Columbia, District Of Columbia 58 $ 60,210,000 $ 1,038,103 $ 206,000
Montgomery, Maryland 26 $ 16,810,000 $ 646,538 $ 155,000
Franklin, Ohio 26 $ 3,430,000 $ 131,923 $ 62,000
Prince George's, Maryland 25 $ 5,845,000 $ 233,800 $ 89,000
Broward, Florida 21 $ 5,085,000 $ 242,142 $ 82,000
Fairfax, Virginia 18 $ 9,870,000 $ 548,333 $ 73,000
Clark, Nevada 17 $ 3,825,000 $ 225,000 $ 67,000
Los Angeles, California 16 $ 5,540,000 $ 346,250 $ 76,000
Cuyahoga, Ohio 15 $ 1,985,000 $ 132,333 $ 60,000
San Diego, California 13 $ 4,385,000 $ 337,307 $ 75,000
Duval, Florida 13 $ 3,215,000 $ 247,307 $ 72,000
Mecklenburg, North Carolina 13 $ 2,255,000 $ 173,461 $ 60,000
Salt Lake, Utah 13 $ 3,455,000 $ 265,769 $ 90,000
Hillsborough, Florida 12 $ 2,490,000 $ 207,500 $ 64,000
Gwinnett, Georgia 12 $ 2,320,000 $ 193,333 $ 56,000
Lee, Florida 11 $ 2,755,000 $ 250,454 $ 109,000
Miami-Dade, Florida 11 $ 3,115,000 $ 283,181 $ 39,000
Palm Beach, Florida 11 $ 2,225,000 $ 202,272 $ 62,000
Fulton, Georgia 11 $ 3,105,000 $ 282,272 $ 100,000
Hennepin, Minnesota 11 $ 2,135,000 $ 194,090 $ 69,000
Maricopa, Arizona 10 $ 2,180,000 $ 218,000 $ 65,000
Volusia, Florida 10 $ 1,840,000 $ 184,000 $ 59,000
Orange, Florida 9 $ 1,235,000 $ 137,222 $ 49,000
Pinellas, Florida 9 $ 1,955,000 $ 217,222 $ 362,000
DeKalb, Georgia 9 $ 1,615,000 $ 179,444 $ 52,000
Greenville, South Carolina 9 $ 1,405,000 $ 156,111 $ 75,000
Davidson, Tennessee 9 $ 1,875,000 $ 208,333 $ 58,000
King, Washington 9 $ 2,925,000 $ 325,000 $ 116,000
Pasco, Florida 8 $ 1,310,000 $ 163,750 $ 56,000
Polk, Florida 8 $ 1,420,000 $ 177,500 $ 75,000
Oakland, Michigan 8 $ 1,410,000 $ 176,250 $ 52,000
Queens, New York 8 $ 3,200,000 $ 400,000 $ 77,000
Montgomery, Ohio 8 $ 980,000 $ 122,500 $ 57,000
Alameda, California 7 $ 2,465,000 $ 352,142 $ 86,000
Riverside, California 7 $ 1,905,000 $ 272,142 $ 95,000
Osceola, Florida 7 $ 1,475,000 $ 210,714 $ 86,000
Honolulu, Hawaii 7 $ 2,625,000 $ 375,000 $ 71,000
Cook, Illinois 7 $ 1,125,000 $ 160,714 $ 43,000
Dakota, Minnesota 7 $ 1,485,000 $ 212,142 $ 81,000
Butler, Ohio 7 $ 965,000 $ 137,857 $ 77,000
Hamilton, Ohio 7 $ 975,000 $ 139,285 $ 68,000
Lane, Oregon 7 $ 1,435,000 $ 205,000 $ 80,000
Loudoun, Virginia 7 $ 2,965,000 $ 423,571 $ 185,000
Snohomish, Washington 7 $ 2,295,000 $ 327,857 $ 66,000
Sacramento, California 6 $ 1,730,000 $ 288,333 $ 75,000
Adams, Colorado 6 $ 1,200,000 $ 200,000 $ 51,000
Brevard, Florida 6 $ 950,000 $ 158,333 $ 62,000
Lake, Florida 6 $ 1,430,000 $ 238,333 $ 65,000
Marion, Florida 6 $ 680,000 $ 113,333 $ 39,000
Sarasota, Florida 6 $ 1,130,000 $ 188,333 $ 61,000
St. Lucie, Florida 6 $ 1,260,000 $ 210,000 $ 62,000
Hamilton, Indiana 6 $ 1,310,000 $ 218,333 $ 118,000
Jefferson, Kentucky 6 $ 1,140,000 $ 190,000 $ 35,000
Frederick, Maryland 6 $ 1,900,000 $ 316,666 $ 90,000
Norfolk, Massachusetts 6 $ 2,560,000 $ 426,666 $ 136,000
Ramsey, Minnesota 6 $ 1,340,000 $ 223,333 $ 60,000
Hillsborough, New Hampshire 6 $ 1,380,000 $ 230,000 $ 64,000
Wake, North Carolina 6 $ 1,100,000 $ 183,333 $ 62,000
Portage, Ohio 6 $ 880,000 $ 146,666 $ 63,000
Stark, Ohio 6 $ 730,000 $ 121,666 $ 56,000
Beaufort, South Carolina 6 $ 1,410,000 $ 235,000 $ 64,000
San Bernardino, California 5 $ 1,235,000 $ 247,000 $ 75,000
Kent, Delaware 5 $ 1,015,000 $ 203,000 $ 40,000
Anne Arundel, Maryland 5 $ 1,715,000 $ 343,000 $ 110,000
Baltimore, Maryland 5 $ 1,435,000 $ 287,000 $ 135,000
Charles, Maryland 5 $ 1,485,000 $ 297,000 $ 96,000
Bristol, Massachusetts 5 $ 1,275,000 $ 255,000 $ 59,000
Middlesex, Massachusetts 5 $ 4,275,000 $ 855,000 $ 223,000
St. Louis, Missouri 5 $ 1,635,000 $ 327,000 $ 140,000
Douglas, Nebraska 5 $ 845,000 $ 169,000 $ 65,000
Rockingham, New Hampshire 5 $ 1,145,000 $ 229,000 $ 77,000
Licking, Ohio 5 $ 1,035,000 $ 207,000 $ 87,000
Summit, Ohio 5 $ 635,000 $ 127,000 $ 63,000
Multnomah, Oregon 5 $ 1,295,000 $ 259,000 $ 53,000
Horry, South Carolina 5 $ 1,165,000 $ 233,000 $ 57,000
Richland, South Carolina 5 $ 775,000 $ 155,000 $ 85,000
York, South Carolina 5 $ 905,000 $ 181,000 $ 49,000
Rutherford, Tennessee 5 $ 1,015,000 $ 203,000 $ 60,000
Harris, Texas 5 $ 1,105,000 $ 221,000 $ 117,000
Pierce, Washington 5 $ 1,345,000 $ 269,000 $ 65,000
Jefferson, Alabama 4 $ 570,000 $ 142,500 $ 67,000
Contra Costa, California 4 $ 1,740,000 $ 435,000 $ 121,000
Orange, California 4 $ 1,430,000 $ 357,500 $ 100,000
Fairfield, Connecticut 4 $ 980,000 $ 245,000 $ 73,000
Clay, Florida 4 $ 320,000 $ 80,000 $ 29,000
Collier, Florida 4 $ 880,000 $ 220,000 $ 61,000
Seminole, Florida 4 $ 930,000 $ 232,500 $ 50,000
St. Johns, Florida 4 $ 770,000 $ 192,500 $ 71,000
Cherokee, Georgia 4 $ 760,000 $ 190,000 $ 81,000
Cobb, Georgia 4 $ 830,000 $ 207,500 $ 67,000
Douglas, Georgia 4 $ 640,000 $ 160,000 $ 76,000
Ada, Idaho 4 $ 940,000 $ 235,000 $ 46,000
St. Clair, Illinois 4 $ 630,000 $ 157,500 $ 37,000
Hendricks, Indiana 4 $ 700,000 $ 175,000 $ 42,000
Marion, Indiana 4 $ 540,000 $ 135,000 $ 44,000
Sedgwick, Kansas 4 $ 680,000 $ 170,000 $ 105,000
Plymouth, Massachusetts 4 $ 940,000 $ 235,000 $ 62,000
Worcester, Massachusetts 4 $ 700,000 $ 175,000 $ 67,000
Kent, Michigan 4 $ 530,000 $ 132,500 $ 48,000
Wayne, Michigan 4 $ 400,000 $ 100,000 $ 58,000
Todd, Minnesota 4 $ 830,000 $ 207,500 $ 75,000
Wright, Minnesota 4 $ 810,000 $ 202,500 $ 49,000
Jackson, Missouri 4 $ 940,000 $ 235,000 $ 103,000
Yellowstone, Montana 4 $ 610,000 $ 152,500 $ 53,000
Middlesex, New Jersey 4 $ 1,100,000 $ 275,000 $ 120,000
Forsyth, North Carolina 4 $ 500,000 $ 125,000 $ 51,000
Clermont, Ohio 4 $ 1,050,000 $ 262,500 $ 75,000
Lorain, Ohio 4 $ 550,000 $ 137,500 $ 47,000
Medina, Ohio 4 $ 790,000 $ 197,500 $ 77,000
Deschutes, Oregon 4 $ 1,390,000 $ 347,500 $ 98,000
Marion, Oregon 4 $ 1,030,000 $ 257,500 $ 52,000
Allegheny, Pennsylvania 4 $ 1,130,000 $ 282,500 $ 99,000
Philadelphia, Pennsylvania 4 $ 440,000 $ 110,000 $ 45,000
York, Pennsylvania 4 $ 880,000 $ 220,000 $ 61,000
Providence, Rhode Island 4 $ 630,000 $ 157,500 $ 41,000
Maury, Tennessee 4 $ 650,000 $ 162,500 $ 51,000
Shelby, Tennessee 4 $ 710,000 $ 177,500 $ 72,000
Sumner, Tennessee 4 $ 800,000 $ 200,000 $ 75,000
Clark, Washington 4 $ 1,470,000 $ 367,500 $ 94,000
Yavapai, Arizona 3 $ 945,000 $ 315,000 $ 58,000
Benton, Arkansas 3 $ 495,000 $ 165,000 $ 39,000
San Mateo, California 3 $ 1,745,000 $ 581,666 $ 156,000
Santa Clara, California 3 $ 2,035,000 $ 678,333 $ 189,000
Sonoma, California 3 $ 1,465,000 $ 488,333 $ 108,000
El Paso, Colorado 3 $ 705,000 $ 235,000 $ 71,000
Middlesex, Connecticut 3 $ 695,000 $ 231,666 $ 98,000
New Haven, Connecticut 3 $ 535,000 $ 178,333 $ 55,000
New Castle, Delaware 3 $ 885,000 $ 295,000 $ 83,000
Charlotte, Florida 3 $ 375,000 $ 125,000 $ 37,000
Hernando, Florida 3 $ 585,000 $ 195,000 $ 62,000
Clayton, Georgia 3 $ 415,000 $ 138,333 $ 81,000
Fayette, Georgia 3 $ 965,000 $ 321,666 $ 92,000
Paulding, Georgia 3 $ 885,000 $ 295,000 $ 92,000
Canyon, Idaho 3 $ 455,000 $ 151,666 $ 32,000
Kootenai, Idaho 3 $ 595,000 $ 198,333 $ 52,000
Will, Illinois 3 $ 505,000 $ 168,333 $ 58,000
Lake, Indiana 3 $ 545,000 $ 181,666 $ 71,000
Jefferson, Louisiana 3 $ 445,000 $ 148,333 $ 61,000
York, Maine 3 $ 645,000 $ 215,000 $ 62,000
Howard, Maryland 3 $ 875,000 $ 291,666 $ 72,000
Macomb, Michigan 3 $ 285,000 $ 95,000 $ 37,000
Washington, Minnesota 3 $ 385,000 $ 128,333 $ 32,000
Monroe, Mississippi 3 $ 395,000 $ 131,666 $ 42,000
Cape Girardeau, Missouri 3 $ 435,000 $ 145,000 $ 52,000
Clay, Missouri 3 $ 575,000 $ 191,666 $ 95,000
St. Charles, Missouri 3 $ 585,000 $ 195,000 $ 61,000
Lewis and Clark, Montana 3 $ 675,000 $ 225,000 $ 63,000
Burlington, New Jersey 3 $ 715,000 $ 238,333 $ 83,000
Bernalillo, New Mexico 3 $ 755,000 $ 251,666 $ 93,000
Erie, New York 3 $ 415,000 $ 138,333 $ 60,000
Nassau, New York 3 $ 1,115,000 $ 371,666 $ 116,000
Suffolk, New York 3 $ 1,225,000 $ 408,333 $ 110,000
Durham, North Carolina 3 $ 525,000 $ 175,000 $ 37,000
Clinton, Ohio 3 $ 435,000 $ 145,000 $ 50,000
Columbiana, Ohio 3 $ 415,000 $ 138,333 $ 37,000
Fairfield, Ohio 3 $ 735,000 $ 245,000 $ 101,000
Trumbull, Ohio 3 $ 435,000 $ 145,000 $ 46,000
Comanche, Oklahoma 3 $ 525,000 $ 175,000 $ 82,000
Oklahoma, Oklahoma 3 $ 585,000 $ 195,000 $ 94,000
Washington, Oregon 3 $ 705,000 $ 235,000 $ 50,000
Delaware, Pennsylvania 3 $ 595,000 $ 198,333 $ 68,000
Erie, Pennsylvania 3 $ 415,000 $ 138,333 $ 46,000
Georgetown, South Carolina 3 $ 475,000 $ 158,333 $ 42,000
Hamilton, Tennessee 3 $ 635,000 $ 211,666 $ 100,000
Montgomery, Tennessee 3 $ 495,000 $ 165,000 $ 73,000
Sevier, Tennessee 3 $ 375,000 $ 125,000 $ 74,000
Williamson, Tennessee 3 $ 1,085,000 $ 361,666 $ 93,000
Burnet, Texas 3 $ 685,000 $ 228,333 $ 77,000
El Paso, Texas 3 $ 285,000 $ 95,000 $ 118,000
Windsor, Vermont 3 $ 615,000 $ 205,000 $ 79,000
Prince William, Virginia 3 $ 775,000 $ 258,333 $ 74,000
Spokane, Washington 3 $ 545,000 $ 181,666 $ 65,000
Dane, Wisconsin 3 $ 545,000 $ 181,666 $ 52,000
Milwaukee, Wisconsin 3 $ 445,000 $ 148,333 $ 57,000
Baldwin, Alabama 2 $ 310,000 $ 155,000 $ 53,000
Mobile, Alabama 2 $ 190,000 $ 95,000 $ 30,000
Montgomery, Alabama 2 $ 270,000 $ 135,000 $ 68,000
Shelby, Alabama 2 $ 370,000 $ 185,000 $ 70,000
Matanuska-Susitna, Alaska 2 $ 400,000 $ 200,000 $ 24,000
Pinal, Arizona 2 $ 370,000 $ 185,000 $ 54,000
Yuma, Arizona 2 $ 280,000 $ 140,000 $ 68,000
Butte, California 2 $ 650,000 $ 325,000 $ 54,000
Kern, California 2 $ 440,000 $ 220,000 $ 66,000
Nevada, California 2 $ 520,000 $ 260,000 $ 35,000
Placer, California 2 $ 640,000 $ 320,000 $ 116,000
Arapahoe, Colorado 2 $ 640,000 $ 320,000 $ 47,000
Boulder, Colorado 2 $ 710,000 $ 355,000 $ 91,000
Denver, Colorado 2 $ 410,000 $ 205,000 $ 70,000
Jefferson, Colorado 2 $ 500,000 $ 250,000 $ 84,000
Larimer, Colorado 2 $ 430,000 $ 215,000 $ 74,000
Sussex, Delaware 2 $ 280,000 $ 140,000 $ 53,000
Bradford, Florida 2 $ 180,000 $ 90,000 $ 39,000
Escambia, Florida 2 $ 240,000 $ 120,000 $ 120,000
Flagler, Florida 2 $ 450,000 $ 225,000 $ 67,000
Highlands, Florida 2 $ 270,000 $ 135,000 $ 34,000
Leon, Florida 2 $ 280,000 $ 140,000 $ 37,000
Levy, Florida 2 $ 210,000 $ 105,000 $ 49,000
Manatee, Florida 2 $ 480,000 $ 240,000 $ 44,000
Martin, Florida 2 $ 530,000 $ 265,000 $ 101,000
Sumter, Florida 2 $ 230,000 $ 115,000 $ 48,000
Bartow, Georgia 2 $ 330,000 $ 165,000 $ 67,000
Bryan, Georgia 2 $ 540,000 $ 270,000 $ 150,000
Coweta, Georgia 2 $ 630,000 $ 315,000 $ 72,000
Jackson, Georgia 2 $ 530,000 $ 265,000 $ 68,000
Richmond, Georgia 2 $ 220,000 $ 110,000 $ 21,000
Rockdale, Georgia 2 $ 260,000 $ 130,000 $ 52,000
Hawaii, Hawaii 2 $ 910,000 $ 455,000 $ 133,000
Twin Falls, Idaho 2 $ 390,000 $ 195,000 $ 92,000
Kane, Illinois 2 $ 410,000 $ 205,000 $ 91,000
Boone, Indiana 2 $ 410,000 $ 205,000 $ 96,000
LaPorte, Indiana 2 $ 250,000 $ 125,000 $ 33,000
Washington, Indiana 2 $ 340,000 $ 170,000 $ 108,000
Polk, Iowa 2 $ 370,000 $ 185,000 $ 89,000
Johnson, Kansas 2 $ 550,000 $ 275,000 $ 91,000
Orleans, Louisiana 2 $ 210,000 $ 105,000 $ 112,000
Carroll, Maryland 2 $ 430,000 $ 215,000 $ 61,000
Berkshire, Massachusetts 2 $ 400,000 $ 200,000 $ 60,000
Essex, Massachusetts 2 $ 370,000 $ 185,000 $ 56,000
Muskegon, Michigan 2 $ 220,000 $ 110,000 $ 54,000
Anoka, Minnesota 2 $ 370,000 $ 185,000 $ 83,000
Beltrami, Minnesota 2 $ 370,000 $ 185,000 $ 48,000
Goodhue, Minnesota 2 $ 250,000 $ 125,000 $ 62,000
Otter Tail, Minnesota 2 $ 370,000 $ 185,000 $ 51,000
Scott, Minnesota 2 $ 530,000 $ 265,000 $ 76,000
Forrest, Mississippi 2 $ 380,000 $ 190,000 $ 70,000
Jackson, Mississippi 2 $ 450,000 $ 225,000 $ 54,000
Lee, Mississippi 2 $ 340,000 $ 170,000 $ 65,000
Oktibbeha, Mississippi 2 $ 320,000 $ 160,000 $ 63,000
Christian, Missouri 2 $ 350,000 $ 175,000 $ 214,000
Dunklin, Missouri 2 $ 330,000 $ 165,000 $ 49,000
Morgan, Missouri 2 $ 330,000 $ 165,000 $ 50,000
Platte, Missouri 2 $ 400,000 $ 200,000 $ 150,000
Stone, Missouri 2 $ 390,000 $ 195,000 $ 49,000
Cascade, Montana 2 $ 380,000 $ 190,000 $ 67,000
Adams, Nebraska 2 $ 370,000 $ 185,000 $ 72,000
Lancaster, Nebraska 2 $ 360,000 $ 180,000 $ 51,000
Belknap, New Hampshire 2 $ 400,000 $ 200,000 $ 69,000
Strafford, New Hampshire 2 $ 410,000 $ 205,000 $ 114,000
Essex, New Jersey 2 $ 490,000 $ 245,000 $ 73,000
Morris, New Jersey 2 $ 1,300,000 $ 650,000 $ 219,000
Ocean, New Jersey 2 $ 310,000 $ 155,000 $ 50,000
Union, New Jersey 2 $ 560,000 $ 280,000 $ 82,000
Ulster, New York 2 $ 480,000 $ 240,000 $ 61,000
Yates, New York 2 $ 220,000 $ 110,000 $ 60,000
Alamance, North Carolina 2 $ 300,000 $ 150,000 $ 40,000
Buncombe, North Carolina 2 $ 340,000 $ 170,000 $ 107,000
Cabarrus, North Carolina 2 $ 330,000 $ 165,000 $ 36,000
Catawba, North Carolina 2 $ 470,000 $ 235,000 $ 104,000
Guilford, North Carolina 2 $ 480,000 $ 240,000 $ 88,000
Pender, North Carolina 2 $ 420,000 $ 210,000 $ 74,000
Union, North Carolina 2 $ 600,000 $ 300,000 $ 82,000
Wayne, North Carolina 2 $ 280,000 $ 140,000 $ 130,000
Stark, North Dakota 2 $ 430,000 $ 215,000 $ 86,000
Lake, Ohio 2 $ 400,000 $ 200,000 $ 34,000
Logan, Ohio 2 $ 280,000 $ 140,000 $ 62,000
Lucas, Ohio 2 $ 290,000 $ 145,000 $ 79,000
Union, Ohio 2 $ 590,000 $ 295,000 $ 155,000
Cleveland, Oklahoma 2 $ 350,000 $ 175,000 $ 63,000
Logan, Oklahoma 2 $ 420,000 $ 210,000 $ 80,000
Tulsa, Oklahoma 2 $ 240,000 $ 120,000 $ 38,000
Clackamas, Oregon 2 $ 650,000 $ 325,000 $ 78,000
Umatilla, Oregon 2 $ 420,000 $ 210,000 $ 60,000
Bedford, Pennsylvania 2 $ 560,000 $ 280,000 $ 66,000
Berks, Pennsylvania 2 $ 320,000 $ 160,000 $ 62,000
Lancaster, Pennsylvania 2 $ 470,000 $ 235,000 $ 78,000
Luzerne, Pennsylvania 2 $ 280,000 $ 140,000 $ 41,000
Montgomery, Pennsylvania 2 $ 420,000 $ 210,000 $ 48,000
Washington, Pennsylvania 2 $ 180,000 $ 90,000 $ 37,000
Kent, Rhode Island 2 $ 350,000 $ 175,000 $ 65,000
Washington, Rhode Island 2 $ 520,000 $ 260,000 $ 81,000
Charleston, South Carolina 2 $ 570,000 $ 285,000 $ 71,000
Dorchester, South Carolina 2 $ 470,000 $ 235,000 $ 61,000
Lexington, South Carolina 2 $ 300,000 $ 150,000 $ 40,000
Coffee, Tennessee 2 $ 230,000 $ 115,000 $ 45,000
Knox, Tennessee 2 $ 250,000 $ 125,000 $ 27,000
Cache, Utah 2 $ 310,000 $ 155,000 $ 25,000
Franklin, Vermont 2 $ 530,000 $ 265,000 $ 56,000
Chesterfield, Virginia 2 $ 500,000 $ 250,000 $ 52,000
King George, Virginia 2 $ 440,000 $ 220,000 $ 76,000
Montgomery, Virginia 2 $ 290,000 $ 145,000 $ 80,000
Petersburg, Virginia 2 $ 180,000 $ 90,000 $ 50,000
Virginia Beach, Virginia 2 $ 530,000 $ 265,000 $ 90,000
Grays Harbor, Washington 2 $ 310,000 $ 155,000 $ 45,000
Thurston, Washington 2 $ 540,000 $ 270,000 $ 82,000
Berkeley, West Virginia 2 $ 620,000 $ 310,000 $ 51,000
Monongalia, West Virginia 2 $ 320,000 $ 160,000 $ 76,000
Wood, West Virginia 2 $ 490,000 $ 245,000 $ 77,000
Marinette, Wisconsin 2 $ 300,000 $ 150,000 $ 34,000
Outagamie, Wisconsin 2 $ 250,000 $ 125,000 $ 45,000
Washington, Wisconsin 2 $ 330,000 $ 165,000 $ 50,000
Winnebago, Wisconsin 2 $ 390,000 $ 195,000 $ 106,000
Laramie, Wyoming 2 $ 460,000 $ 230,000 $ 70,000
Autauga, Alabama 1 $ 135,000 $ 135,000 $ 35,000
Calhoun, Alabama 1 $ 145,000 $ 145,000 $ 44,000
Cullman, Alabama 1 $ 135,000 $ 135,000 $ 82,000
Morgan, Alabama 1 $ 145,000 $ 145,000 $ 62,000
Russell, Alabama 1 $ 185,000 $ 185,000 $ 62,000
Tuscaloosa, Alabama 1 $ 205,000 $ 205,000 $ 38,000
Fairbanks North Star, Alaska 1 $ 305,000 $ 305,000 $ 118,000
Mohave, Arizona 1 $ 185,000 $ 185,000 $ 34,000
Pima, Arizona 1 $ 205,000 $ 205,000 $ 30,000
Baxter, Arkansas 1 $ 95,000 $ 95,000 $ 16,000
Craighead, Arkansas 1 $ 165,000 $ 165,000 $ 103,000
Faulkner, Arkansas 1 $ 85,000 $ 85,000 $ 53,000
Lonoke, Arkansas 1 $ 195,000 $ 195,000 $ 65,000
Polk, Arkansas 1 $ 105,000 $ 105,000 $ 18,000
Pulaski, Arkansas 1 $ 125,000 $ 125,000 $ 55,000
White, Arkansas 1 $ 115,000 $ 115,000 $ 29,000
Calaveras, California 1 $ 435,000 $ 435,000 $ 109,000
Fresno, California 1 $ 355,000 $ 355,000 $ 128,000
Imperial, California 1 $ 125,000 $ 125,000 $ 30,000
Lake, California 1 $ 205,000 $ 205,000 $ 99,000
Lassen, California 1 $ 185,000 $ 185,000 $ 50,000
Madera, California 1 $ 215,000 $ 215,000 $ 65,000
Merced, California 1 $ 195,000 $ 195,000 $ 74,000
San Joaquin, California 1 $ 305,000 $ 305,000 $ 56,000
Santa Cruz, California 1 $ 405,000 $ 405,000 $ 96,000
Solano, California 1 $ 305,000 $ 305,000 $ 46,000
Stanislaus, California 1 $ 275,000 $ 275,000 $ 78,000
Sutter, California 1 $ 275,000 $ 275,000 $ 45,000
Ventura, California 1 $ 165,000 $ 165,000 $ 44,000
Douglas, Colorado 1 $ 405,000 $ 405,000 $ 80,000
Weld, Colorado 1 $ 395,000 $ 395,000 $ 99,000
Hartford, Connecticut 1 $ 105,000 $ 105,000 $ 37,000
Bay, Florida 1 $ 325,000 $ 325,000 $ 94,000
Citrus, Florida 1 $ 175,000 $ 175,000 $ 38,000
Columbia, Florida 1 $ 125,000 $ 125,000 $ 22,000
Monroe, Florida 1 $ 545,000 $ 545,000 $ 146,000
Nassau, Florida 1 $ 245,000 $ 245,000 $ 0
Okaloosa, Florida 1 $ 125,000 $ 125,000 $ 29,000
Washington, Florida 1 $ 105,000 $ 105,000 $ 63,000
Barrow, Georgia 1 $ 135,000 $ 135,000 $ 63,000
Camden, Georgia 1 $ 245,000 $ 245,000 $ 74,000
Clarke, Georgia 1 $ 215,000 $ 215,000 $ 77,000
Columbia, Georgia 1 $ 585,000 $ 585,000 $ 329,000
Floyd, Georgia 1 $ 155,000 $ 155,000 $ 76,000
Forsyth, Georgia 1 $ 195,000 $ 195,000 $ 85,000
Glynn, Georgia 1 $ 135,000 $ 135,000 $ 53,000
Hart, Georgia 1 $ 125,000 $ 125,000 $ 54,000
Houston, Georgia 1 $ 105,000 $ 105,000 $ 37,000
Lamar, Georgia 1 $ 145,000 $ 145,000 $ 24,000
Lowndes, Georgia 1 $ 145,000 $ 145,000 $ 26,000
Muscogee, Georgia 1 $ 145,000 $ 145,000 $ 26,000
Walker, Georgia 1 $ 135,000 $ 135,000 $ 57,000
Bannock, Idaho 1 $ 275,000 $ 275,000 $ 75,000
Latah, Idaho 1 $ 145,000 $ 145,000 $ 48,000
Kendall, Illinois 1 $ 305,000 $ 305,000 $ 183,000
Lake, Illinois 1 $ 175,000 $ 175,000 $ 70,000
Montgomery, Illinois 1 $ 55,000 $ 55,000 $ 16,000
Rock Island, Illinois 1 $ 125,000 $ 125,000 $ 58,000
Stephenson, Illinois 1 $ 155,000 $ 155,000 $ 56,000
Tazewell, Illinois 1 $ 115,000 $ 115,000 $ 48,000
Vermilion, Illinois 1 $ 175,000 $ 175,000 $ 70,000
Williamson, Illinois 1 $ 315,000 $ 315,000 $ 76,000
Allen, Indiana 1 $ 145,000 $ 145,000 $ 63,000
Clark, Indiana 1 $ 115,000 $ 115,000 $ 107,000
Decatur, Indiana 1 $ 215,000 $ 215,000 $ 68,000
Floyd, Indiana 1 $ 175,000 $ 175,000 $ 73,000
Fountain, Indiana 1 $ 305,000 $ 305,000 $ 136,000
Jackson, Indiana 1 $ 165,000 $ 165,000 $ 42,000
Johnson, Indiana 1 $ 125,000 $ 125,000 $ 27,000
Morgan, Indiana 1 $ 335,000 $ 335,000 $ 0
Ripley, Indiana 1 $ 145,000 $ 145,000 $ 53,000
Jasper, Iowa 1 $ 215,000 $ 215,000 $ 49,000
Cowley, Kansas 1 $ 145,000 $ 145,000 $ 110,000
Harvey, Kansas 1 $ 315,000 $ 315,000 $ 74,000
Leavenworth, Kansas 1 $ 135,000 $ 135,000 $ 45,000
Boone, Kentucky 1 $ 245,000 $ 245,000 $ 48,000
Bracken, Kentucky 1 $ 175,000 $ 175,000 $ 0
Carter, Kentucky 1 $ 145,000 $ 145,000 $ 70,000
Christian, Kentucky 1 $ 215,000 $ 215,000 $ 48,000
Crittenden, Kentucky 1 $ 65,000 $ 65,000 $ 48,000
Daviess, Kentucky 1 $ 105,000 $ 105,000 $ 42,000
Hardin, Kentucky 1 $ 95,000 $ 95,000 $ 76,000
Henry, Kentucky 1 $ 185,000 $ 185,000 $ 79,000
Laurel, Kentucky 1 $ 125,000 $ 125,000 $ 24,000
Lincoln, Kentucky 1 $ 85,000 $ 85,000 $ 63,000
Perry, Kentucky 1 $ 205,000 $ 205,000 $ 64,000
Taylor, Kentucky 1 $ 105,000 $ 105,000 $ 39,000
Avoyelles, Louisiana 1 $ 135,000 $ 135,000 $ 37,000
Bossier, Louisiana 1 $ 195,000 $ 195,000 $ 32,000
Caddo, Louisiana 1 $ 135,000 $ 135,000 $ 101,000
East Baton Rouge, Louisiana 1 $ 185,000 $ 185,000 $ 37,000
Jefferson Davis, Louisiana 1 $ 145,000 $ 145,000 $ 61,000
Livingston, Louisiana 1 $ 155,000 $ 155,000 $ 82,000
Franklin, Maine 1 $ 125,000 $ 125,000 $ 37,000
Penobscot, Maine 1 $ 115,000 $ 115,000 $ 63,000
Piscataquis, Maine 1 $ 185,000 $ 185,000 $ 59,000
Somerset, Maine 1 $ 145,000 $ 145,000 $ 46,000
Baltimore City, Maryland 1 $ 135,000 $ 135,000 $ 50,000
Calvert, Maryland 1 $ 185,000 $ 185,000 $ 75,000
Kent, Maryland 1 $ 215,000 $ 215,000 $ 45,000
Queen Anne's, Maryland 1 $ 255,000 $ 255,000 $ 40,000
Washington, Maryland 1 $ 325,000 $ 325,000 $ 143,000
Hampden, Massachusetts 1 $ 165,000 $ 165,000 $ 70,000
Suffolk, Massachusetts 1 $ 425,000 $ 425,000 $ 117,000
Allegan, Michigan 1 $ 65,000 $ 65,000 $ 25,000
Bay, Michigan 1 $ 255,000 $ 255,000 $ 71,000
Clinton, Michigan 1 $ 295,000 $ 295,000 $ 149,000
Gladwin, Michigan 1 $ 185,000 $ 185,000 $ 48,000
Hillsdale, Michigan 1 $ 125,000 $ 125,000 $ 22,000
Jackson, Michigan 1 $ 305,000 $ 305,000 $ 78,000
Lenawee, Michigan 1 $ 225,000 $ 225,000 $ 65,000
Monroe, Michigan 1 $ 145,000 $ 145,000 $ 44,000
Newaygo, Michigan 1 $ 165,000 $ 165,000 $ 76,000
St. Joseph, Michigan 1 $ 125,000 $ 125,000 $ 43,000
Becker, Minnesota 1 $ 175,000 $ 175,000 $ 31,000
Carlton, Minnesota 1 $ 205,000 $ 205,000 $ 59,000
Chisago, Minnesota 1 $ 185,000 $ 185,000 $ 65,000
Houston, Minnesota 1 $ 345,000 $ 345,000 $ 116,000
Lake of the Woods, Minnesota 1 $ 165,000 $ 165,000 $ 42,000
St. Louis, Minnesota 1 $ 405,000 $ 405,000 $ 155,000
Wabasha, Minnesota 1 $ 165,000 $ 165,000 $ 70,000
Waseca, Minnesota 1 $ 175,000 $ 175,000 $ 53,000
Adams, Mississippi 1 $ 165,000 $ 165,000 $ 90,000
Clarke, Mississippi 1 $ 165,000 $ 165,000 $ 45,000
DeSoto, Mississippi 1 $ 175,000 $ 175,000 $ 67,000
Hancock, Mississippi 1 $ 105,000 $ 105,000 $ 41,000
Lamar, Mississippi 1 $ 145,000 $ 145,000 $ 34,000
Lauderdale, Mississippi 1 $ 175,000 $ 175,000 $ 0
Pearl River, Mississippi 1 $ 495,000 $ 495,000 $ 78,000
Simpson, Mississippi 1 $ 355,000 $ 355,000 $ 90,000
Warren, Mississippi 1 $ 135,000 $ 135,000 $ 56,000
Butler, Missouri 1 $ 165,000 $ 165,000 $ 57,000
Camden, Missouri 1 $ 195,000 $ 195,000 $ 41,000
Cass, Missouri 1 $ 235,000 $ 235,000 $ 83,000
Cooper, Missouri 1 $ 165,000 $ 165,000 $ 66,000
Greene, Missouri 1 $ 125,000 $ 125,000 $ 28,000
Howell, Missouri 1 $ 115,000 $ 115,000 $ 75,000
Jefferson, Missouri 1 $ 115,000 $ 115,000 $ 32,000
Johnson, Missouri 1 $ 255,000 $ 255,000 $ 72,000
Lawrence, Missouri 1 $ 135,000 $ 135,000 $ 25,000
Pulaski, Missouri 1 $ 155,000 $ 155,000 $ 38,000
Ralls, Missouri 1 $ 125,000 $ 125,000 $ 109,000
Saline, Missouri 1 $ 175,000 $ 175,000 $ 81,000
Webster, Missouri 1 $ 195,000 $ 195,000 $ 77,000
Carbon, Montana 1 $ 335,000 $ 335,000 $ 107,000
Gallatin, Montana 1 $ 365,000 $ 365,000 $ 133,000
Missoula, Montana 1 $ 155,000 $ 155,000 $ 55,000
Fillmore, Nebraska 1 $ 55,000 $ 55,000 $ 33,000
Knox, Nebraska 1 $ 105,000 $ 105,000 $ 97,000
Madison, Nebraska 1 $ 255,000 $ 255,000 $ 89,000
Churchill, Nevada 1 $ 215,000 $ 215,000 $ 81,000
Washoe, Nevada 1 $ 225,000 $ 225,000 $ 36,000
Merrimack, New Hampshire 1 $ 175,000 $ 175,000 $ 33,000
Camden, New Jersey 1 $ 235,000 $ 235,000 $ 68,000
Hudson, New Jersey 1 $ 225,000 $ 225,000 $ 0
Mercer, New Jersey 1 $ 375,000 $ 375,000 $ 206,000
Monmouth, New Jersey 1 $ 375,000 $ 375,000 $ 165,000
Warren, New Jersey 1 $ 375,000 $ 375,000 $ 108,000
Cibola, New Mexico 1 $ 115,000 $ 115,000 $ 103,000
Lincoln, New Mexico 1 $ 155,000 $ 155,000 $ 52,000
McKinley, New Mexico 1 $ 95,000 $ 95,000 $ 32,000
Roosevelt, New Mexico 1 $ 115,000 $ 115,000 $ 41,000
Sandoval, New Mexico 1 $ 145,000 $ 145,000 $ 62,000
Socorro, New Mexico 1 $ 155,000 $ 155,000 $ 72,000
Albany, New York 1 $ 135,000 $ 135,000 $ 27,000
Dutchess, New York 1 $ 125,000 $ 125,000 $ 56,000
Kings, New York 1 $ 655,000 $ 655,000 $ 114,000
Niagara, New York 1 $ 265,000 $ 265,000 $ 101,000
Oneida, New York 1 $ 135,000 $ 135,000 $ 53,000
Orange, New York 1 $ 355,000 $ 355,000 $ 98,000
Oswego, New York 1 $ 75,000 $ 75,000 $ 33,000
Rockland, New York 1 $ 175,000 $ 175,000 $ 37,000
Saratoga, New York 1 $ 245,000 $ 245,000 $ 158,000
Schenectady, New York 1 $ 275,000 $ 275,000 $ 82,000
Wayne, New York 1 $ 155,000 $ 155,000 $ 43,000
Westchester, New York 1 $ 305,000 $ 305,000 $ 93,000
Bladen, North Carolina 1 $ 335,000 $ 335,000 $ 76,000
Burke, North Carolina 1 $ 145,000 $ 145,000 $ 47,000
Cumberland, North Carolina 1 $ 195,000 $ 195,000 $ 58,000
Gaston, North Carolina 1 $ 215,000 $ 215,000 $ 74,000
Gates, North Carolina 1 $ 175,000 $ 175,000 $ 175,000
Graham, North Carolina 1 $ 125,000 $ 125,000 $ 42,000
Granville, North Carolina 1 $ 125,000 $ 125,000 $ 34,000
Iredell, North Carolina 1 $ 135,000 $ 135,000 $ 52,000
Johnston, North Carolina 1 $ 135,000 $ 135,000 $ 67,000
Moore, North Carolina 1 $ 175,000 $ 175,000 $ 79,000
Randolph, North Carolina 1 $ 55,000 $ 55,000 $ 10,000
Rowan, North Carolina 1 $ 65,000 $ 65,000 $ 17,000
Transylvania, North Carolina 1 $ 225,000 $ 225,000 $ 39,000
Grand Forks, North Dakota 1 $ 125,000 $ 125,000 $ 46,000
Ashtabula, Ohio 1 $ 135,000 $ 135,000 $ 109,000
Belmont, Ohio 1 $ 65,000 $ 65,000 $ 50,000
Brown, Ohio 1 $ 75,000 $ 75,000 $ 44,000
Carroll, Ohio 1 $ 135,000 $ 135,000 $ 86,000
Clark, Ohio 1 $ 105,000 $ 105,000 $ 53,000
Darke, Ohio 1 $ 165,000 $ 165,000 $ 70,000
Fayette, Ohio 1 $ 125,000 $ 125,000 $ 32,000
Gallia, Ohio 1 $ 85,000 $ 85,000 $ 32,000
Greene, Ohio 1 $ 235,000 $ 235,000 $ 63,000
Hancock, Ohio 1 $ 105,000 $ 105,000 $ 55,000
Jackson, Ohio 1 $ 115,000 $ 115,000 $ 64,000
Jefferson, Ohio 1 $ 155,000 $ 155,000 $ 73,000
Knox, Ohio 1 $ 55,000 $ 55,000 $ 21,000
Lawrence, Ohio 1 $ 75,000 $ 75,000 $ 59,000
Madison, Ohio 1 $ 145,000 $ 145,000 $ 60,000
Mahoning, Ohio 1 $ 125,000 $ 125,000 $ 67,000
Miami, Ohio 1 $ 135,000 $ 135,000 $ 48,000
Muskingum, Ohio 1 $ 125,000 $ 125,000 $ 58,000
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Mortgage Loan Application Detail Totals for Forbright Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 853 $215,635,000 $252,000 $8,155,000 $67,000 $334,000
Refinancing 356 $84,340,000 $236,000 $1,625,000 $83,000 $919,000
Home Purchase 340 $87,990,000 $258,000 $3,475,000 $73,000 $435,000
Other Purpose 28 $6,660,000 $237,000 $1,695,000 $168,000 $2,600,000
Not Applicable 20 $9,590,000 $479,000 $1,445,000 $0 $0
Home Improvement 6 $3,960,000 $660,000 $2,545,000 $125,000 $387,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 893 $190,405,000 $213,000 $1,695,000 $75,000 $2,600,000
Not Provided 282 $65,850,000 $233,000 $1,095,000 $76,000 $919,000
Black or African American 230 $45,530,000 $197,000 $595,000 $70,000 $338,000
Not applicable 88 $80,570,000 $915,000 $8,155,000 $0 $0
Hispanic 64 $13,610,000 $212,000 $675,000 $65,000 $204,000
Asian 33 $9,465,000 $286,000 $685,000 $75,000 $212,000
Native Hawaiian or Other Pacific Islander 8 $1,910,000 $238,000 $485,000 $53,000 $84,000
American Indian or Alaskan Native 5 $835,000 $167,000 $295,000 $46,000 $73,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 680 $221,890,000 $326,000 $8,155,000 $84,000 $919,000
FHA-insured (Federal Housing Administration) 514 $98,930,000 $192,000 $695,000 $64,000 $334,000
VA-guaranteed (Veterans Administration) 389 $84,545,000 $217,000 $675,000 $73,000 $2,600,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 20 $2,810,000 $140,000 $235,000 $59,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 632 $135,470,000 $214,000 $1,695,000 $69,000 $2,600,000
Loan Originated 433 $145,155,000 $335,000 $8,155,000 $82,000 $919,000
Application Withdrawn By Applicant 261 $56,195,000 $215,000 $1,095,000 $76,000 $435,000
File Closed For Incompleteness 221 $49,535,000 $224,000 $675,000 $72,000 $364,000
Loan Purchased By The Institution 38 $17,820,000 $468,000 $1,445,000 $0 $0
Application Approved But Not Accepted 18 $4,000,000 $222,000 $385,000 $78,000 $165,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 971 $272,705,000 $280,000 $8,155,000 $78,000 $919,000
Credit Application Incomplete 330 $70,380,000 $213,000 $695,000 $65,000 $329,000
Credit History 126 $27,100,000 $215,000 $505,000 $86,000 $2,600,000
Debt-To-Income Ratio 73 $17,115,000 $234,000 $1,695,000 $53,000 $242,000
Collateral 46 $7,820,000 $170,000 $455,000 $64,000 $265,000
Other 29 $6,725,000 $231,000 $1,455,000 $91,000 $624,000
Unverifiable Information 15 $2,965,000 $197,000 $845,000 $61,000 $152,000
Insufficient Cash (Downpayment, Closing Cost) 11 $2,595,000 $235,000 $455,000 $82,000 $212,000
Employment History 2 $770,000 $385,000 $455,000 $115,000 $156,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Forbright Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Forbright Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet with aggregated HMDA statistics today.

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