Discover Bank Mortgage Lending & HMDA Data, 2017

In 2017, Discover Bank of Greenwood, DE reported 18,790 mortgage applications totaling $1.1 billion, up 153% from 2016. The average application was for $58,873, and applicants reported an average income of $98,965. 12% of its applications resulted in an originated loan and 58% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (692), Atlanta-Sandy Springs-Roswell, GA (640) and Chicago-Naperville-Arlington Heights, IL (588) (applications in parentheses).

Mortgage Company & Address Discover Bank
12 Reads Way
Greenwood, DE 19950
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 18,790
Total Mortgage Loan Application Amount $1,106,239,000
Average Mortgage Loan Application Amount $58,873
Highest Mortgage Loan Application Amount $150,000
Average Applicant Income $98,965
Highest Applicant Income $9,300,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Discover Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Discover Bank by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 692 $ 48,163,000 $ 69,599 $ 117,000
Cook, Illinois 379 $ 23,015,000 $ 60,725 $ 97,000
Maricopa, Arizona 378 $ 22,124,000 $ 58,529 $ 101,000
Clark, Nevada 286 $ 16,392,000 $ 57,314 $ 93,000
Riverside, California 279 $ 16,586,000 $ 59,448 $ 108,000
San Diego, California 264 $ 18,792,000 $ 71,181 $ 125,000
Broward, Florida 263 $ 16,139,000 $ 61,365 $ 104,000
Orange, California 248 $ 19,099,000 $ 77,012 $ 149,000
Miami-Dade, Florida 225 $ 14,872,000 $ 66,097 $ 96,000
San Bernardino, California 219 $ 12,801,000 $ 58,452 $ 112,000
Palm Beach, Florida 210 $ 12,634,000 $ 60,161 $ 104,000
Sacramento, California 141 $ 7,981,000 $ 56,602 $ 111,000
Gwinnett, Georgia 132 $ 7,579,000 $ 57,416 $ 103,000
Hillsborough, Florida 130 $ 7,419,000 $ 57,069 $ 87,000
King, Washington 129 $ 9,198,000 $ 71,302 $ 112,000
Orange, Florida 123 $ 6,756,000 $ 54,926 $ 91,000
Contra Costa, California 114 $ 7,429,000 $ 65,166 $ 132,000
Alameda, California 110 $ 8,823,000 $ 80,209 $ 184,000
Fulton, Georgia 110 $ 6,695,000 $ 60,863 $ 126,000
Wayne, Michigan 108 $ 5,711,000 $ 52,879 $ 72,000
Santa Clara, California 107 $ 9,547,000 $ 89,224 $ 137,000
Salt Lake, Utah 102 $ 6,008,000 $ 58,901 $ 90,000
Cuyahoga, Ohio 101 $ 5,389,000 $ 53,356 $ 73,000
Fairfax, Virginia 100 $ 7,163,000 $ 71,630 $ 160,000
Pinellas, Florida 98 $ 5,940,000 $ 60,612 $ 82,000
Oakland, Michigan 98 $ 5,820,000 $ 59,387 $ 112,000
DuPage, Illinois 96 $ 6,442,000 $ 67,104 $ 115,000
Middlesex, Massachusetts 96 $ 6,783,000 $ 70,656 $ 115,000
Cobb, Georgia 95 $ 6,233,000 $ 65,610 $ 128,000
Philadelphia, Pennsylvania 89 $ 5,012,000 $ 56,314 $ 72,000
Bergen, New Jersey 85 $ 5,722,000 $ 67,317 $ 130,000
Allegheny, Pennsylvania 84 $ 4,773,000 $ 56,821 $ 87,000
Middlesex, New Jersey 83 $ 5,180,000 $ 62,409 $ 117,000
Mecklenburg, North Carolina 82 $ 4,533,000 $ 55,280 $ 93,000
Arapahoe, Colorado 81 $ 4,726,000 $ 58,345 $ 97,000
Pima, Arizona 79 $ 4,658,000 $ 58,962 $ 99,000
San Joaquin, California 76 $ 4,509,000 $ 59,328 $ 95,000
Jefferson, Colorado 76 $ 4,590,000 $ 60,394 $ 107,000
Lee, Florida 75 $ 4,550,000 $ 60,666 $ 68,000
Fairfield, Connecticut 72 $ 4,489,000 $ 62,347 $ 145,000
Hennepin, Minnesota 72 $ 4,180,000 $ 58,055 $ 113,000
Wake, North Carolina 72 $ 3,885,000 $ 53,958 $ 99,000
Will, Illinois 71 $ 4,157,000 $ 58,549 $ 102,000
Ventura, California 70 $ 5,430,000 $ 77,571 $ 121,000
Pasco, Florida 70 $ 3,916,000 $ 55,942 $ 83,000
St. Louis, Missouri 70 $ 4,187,000 $ 59,814 $ 100,000
El Paso, Colorado 69 $ 4,382,000 $ 63,507 $ 104,000
Seminole, Florida 69 $ 4,252,000 $ 61,623 $ 90,000
Oklahoma, Oklahoma 68 $ 4,203,000 $ 61,808 $ 101,000
Shelby, Tennessee 64 $ 3,394,000 $ 53,031 $ 94,000
Kern, California 63 $ 3,676,000 $ 58,349 $ 108,000
Brevard, Florida 63 $ 3,319,000 $ 52,682 $ 78,000
Lake, Illinois 63 $ 4,369,000 $ 69,349 $ 132,000
Montgomery, Pennsylvania 63 $ 4,083,000 $ 64,809 $ 108,000
Denver, Colorado 62 $ 3,974,000 $ 64,096 $ 103,000
Volusia, Florida 62 $ 3,520,000 $ 56,774 $ 68,000
Johnson, Kansas 62 $ 3,375,000 $ 54,435 $ 109,000
Washoe, Nevada 62 $ 3,321,000 $ 53,564 $ 96,000
Burlington, New Jersey 62 $ 3,418,000 $ 55,129 $ 117,000
Multnomah, Oregon 62 $ 3,871,000 $ 62,435 $ 125,000
Snohomish, Washington 61 $ 3,703,000 $ 60,704 $ 92,000
Fresno, California 60 $ 3,783,000 $ 63,050 $ 127,000
Marion, Indiana 60 $ 2,994,000 $ 49,900 $ 74,000
Monmouth, New Jersey 60 $ 3,955,000 $ 65,916 $ 134,000
Adams, Colorado 59 $ 3,230,000 $ 54,745 $ 93,000
DeKalb, Georgia 59 $ 3,713,000 $ 62,932 $ 87,000
Macomb, Michigan 59 $ 3,328,000 $ 56,406 $ 84,000
Sarasota, Florida 58 $ 4,274,000 $ 73,689 $ 121,000
Ocean, New Jersey 57 $ 3,422,000 $ 60,035 $ 277,000
Franklin, Ohio 56 $ 2,631,000 $ 46,982 $ 94,000
Davidson, Tennessee 56 $ 3,422,000 $ 61,107 $ 89,000
Douglas, Colorado 55 $ 3,491,000 $ 63,472 $ 142,000
New Haven, Connecticut 55 $ 3,154,000 $ 57,345 $ 83,000
Polk, Florida 55 $ 3,125,000 $ 56,818 $ 66,000
Essex, Massachusetts 55 $ 3,039,000 $ 55,254 $ 104,000
Hartford, Connecticut 54 $ 3,631,000 $ 67,240 $ 83,000
Pierce, Washington 54 $ 2,755,000 $ 51,018 $ 97,000
New Castle, Delaware 52 $ 3,328,000 $ 64,000 $ 117,000
Lake, Florida 52 $ 2,780,000 $ 53,461 $ 89,000
Loudoun, Virginia 52 $ 3,629,000 $ 69,788 $ 148,000
Solano, California 51 $ 2,907,000 $ 57,000 $ 123,000
Bristol, Massachusetts 50 $ 2,871,000 $ 57,420 $ 277,000
Tulsa, Oklahoma 50 $ 3,326,000 $ 66,520 $ 70,000
Duval, Florida 49 $ 2,501,000 $ 51,040 $ 70,000
Worcester, Massachusetts 49 $ 2,643,000 $ 53,938 $ 105,000
Bucks, Pennsylvania 49 $ 3,179,000 $ 64,877 $ 132,000
Chester, Pennsylvania 49 $ 3,329,000 $ 67,938 $ 127,000
St. Lucie, Florida 48 $ 2,230,000 $ 46,458 $ 70,000
Jackson, Missouri 48 $ 2,935,000 $ 61,145 $ 97,000
Placer, California 47 $ 2,882,000 $ 61,319 $ 129,000
Forsyth, Georgia 47 $ 2,906,000 $ 61,829 $ 130,000
Camden, New Jersey 46 $ 2,481,000 $ 53,934 $ 95,000
Washington, Oregon 46 $ 2,736,000 $ 59,478 $ 98,000
Collier, Florida 45 $ 3,027,000 $ 67,266 $ 110,000
Morris, New Jersey 45 $ 2,807,000 $ 62,377 $ 147,000
Pinal, Arizona 43 $ 2,384,000 $ 55,441 $ 84,000
Norfolk, Massachusetts 42 $ 2,344,000 $ 55,809 $ 117,000
San Mateo, California 41 $ 3,481,000 $ 84,902 $ 125,000
Stanislaus, California 41 $ 2,057,000 $ 50,170 $ 102,000
Plymouth, Massachusetts 41 $ 2,323,000 $ 56,658 $ 113,000
Essex, New Jersey 41 $ 2,523,000 $ 61,536 $ 150,000
Jefferson, Alabama 40 $ 2,162,000 $ 54,050 $ 78,000
Honolulu, Hawaii 40 $ 2,956,000 $ 73,900 $ 95,000
Jefferson, Kentucky 40 $ 2,072,000 $ 51,800 $ 63,000
Dakota, Minnesota 40 $ 2,301,000 $ 57,525 $ 109,000
Hamilton, Ohio 40 $ 2,423,000 $ 60,575 $ 102,000
Delaware, Pennsylvania 40 $ 2,174,000 $ 54,350 $ 106,000
Manatee, Florida 38 $ 1,823,000 $ 47,973 $ 73,000
Kane, Illinois 38 $ 2,196,000 $ 57,789 $ 103,000
Providence, Rhode Island 38 $ 2,261,000 $ 59,500 $ 99,000
Utah, Utah 38 $ 2,040,000 $ 53,684 $ 100,000
Clark, Washington 38 $ 1,876,000 $ 49,368 $ 88,000
Sonoma, California 37 $ 2,217,000 $ 59,918 $ 112,000
Horry, South Carolina 37 $ 1,918,000 $ 51,837 $ 72,000
Prince William, Virginia 37 $ 1,776,000 $ 48,000 $ 109,000
Douglas, Nebraska 36 $ 1,602,000 $ 44,500 $ 86,000
Somerset, New Jersey 36 $ 2,154,000 $ 59,833 $ 129,000
Bernalillo, New Mexico 36 $ 2,171,000 $ 60,305 $ 84,000
District of Columbia, District Of Columbia 35 $ 2,518,000 $ 71,942 $ 103,000
Lake, Indiana 34 $ 1,458,000 $ 42,882 $ 66,000
Union, New Jersey 34 $ 2,511,000 $ 73,852 $ 135,000
Luzerne, Pennsylvania 34 $ 1,760,000 $ 51,764 $ 79,000
York, Pennsylvania 34 $ 1,879,000 $ 55,264 $ 79,000
Greenville, South Carolina 34 $ 1,851,000 $ 54,441 $ 85,000
Hamilton, Tennessee 34 $ 1,793,000 $ 52,735 $ 74,000
Milwaukee, Wisconsin 34 $ 1,923,000 $ 56,558 $ 87,000
Osceola, Florida 33 $ 1,768,000 $ 53,575 $ 60,000
Rockingham, New Hampshire 33 $ 1,916,000 $ 58,060 $ 113,000
Clackamas, Oregon 33 $ 2,117,000 $ 64,151 $ 106,000
Tulare, California 32 $ 1,762,000 $ 55,062 $ 106,000
Hampden, Massachusetts 32 $ 1,615,000 $ 50,468 $ 92,000
St. Charles, Missouri 32 $ 1,667,000 $ 52,093 $ 130,000
Knox, Tennessee 32 $ 1,741,000 $ 54,406 $ 75,000
Sedgwick, Kansas 31 $ 1,625,000 $ 52,419 $ 64,000
Kent, Michigan 31 $ 1,807,000 $ 58,290 $ 87,000
Washtenaw, Michigan 31 $ 1,792,000 $ 57,806 $ 133,000
Atlantic, New Jersey 31 $ 1,856,000 $ 59,870 $ 75,000
Gloucester, New Jersey 31 $ 1,917,000 $ 61,838 $ 122,000
Hudson, New Jersey 31 $ 1,854,000 $ 59,806 $ 87,000
Hillsborough, New Hampshire 30 $ 1,319,000 $ 43,966 $ 106,000
Passaic, New Jersey 30 $ 1,986,000 $ 66,200 $ 133,000
Summit, Ohio 30 $ 1,958,000 $ 65,266 $ 77,000
Spokane, Washington 30 $ 1,831,000 $ 61,033 $ 97,000
Monterey, California 29 $ 1,788,000 $ 61,655 $ 117,000
Hernando, Florida 29 $ 1,610,000 $ 55,517 $ 64,000
Lehigh, Pennsylvania 29 $ 1,780,000 $ 61,379 $ 77,000
San Francisco, California 28 $ 2,482,000 $ 88,642 $ 150,000
Anoka, Minnesota 28 $ 1,681,000 $ 60,035 $ 101,000
Sussex, New Jersey 28 $ 2,140,000 $ 76,428 $ 104,000
Spartanburg, South Carolina 28 $ 1,622,000 $ 57,928 $ 54,000
Cherokee, Georgia 27 $ 1,304,000 $ 48,296 $ 90,000
Henry, Georgia 27 $ 1,271,000 $ 47,074 $ 74,000
Ada, Idaho 27 $ 1,442,000 $ 53,407 $ 79,000
Allen, Indiana 27 $ 1,374,000 $ 50,888 $ 79,000
Hamilton, Indiana 27 $ 1,300,000 $ 48,148 $ 122,000
Cumberland, Maine 27 $ 1,702,000 $ 63,037 $ 88,000
El Dorado, California 26 $ 1,376,000 $ 52,923 $ 105,000
Boulder, Colorado 26 $ 1,701,000 $ 65,423 $ 108,000
Paulding, Georgia 26 $ 1,299,000 $ 49,961 $ 89,000
Washington, Minnesota 26 $ 1,634,000 $ 62,846 $ 128,000
Delaware, Ohio 26 $ 1,614,000 $ 62,076 $ 115,000
Montgomery, Ohio 26 $ 1,314,000 $ 50,538 $ 77,000
Charleston, South Carolina 26 $ 1,668,000 $ 64,153 $ 101,000
Richland, South Carolina 26 $ 1,393,000 $ 53,576 $ 87,000
Virginia Beach, Virginia 26 $ 1,355,000 $ 52,115 $ 81,000
San Luis Obispo, California 25 $ 1,638,000 $ 65,520 $ 145,000
Larimer, Colorado 25 $ 1,583,000 $ 63,320 $ 93,000
Weld, Colorado 25 $ 1,370,000 $ 54,800 $ 97,000
McHenry, Illinois 25 $ 1,561,000 $ 62,440 $ 99,000
Genesee, Michigan 25 $ 1,329,000 $ 53,160 $ 82,000
Greene, Missouri 25 $ 1,368,000 $ 54,720 $ 64,000
Butler, Ohio 25 $ 1,193,000 $ 47,720 $ 80,000
Lorain, Ohio 25 $ 1,519,000 $ 60,760 $ 121,000
Stark, Ohio 25 $ 1,227,000 $ 49,080 $ 88,000
Northampton, Pennsylvania 25 $ 1,555,000 $ 62,200 $ 93,000
Santa Barbara, California 24 $ 1,735,000 $ 72,291 $ 124,000
Martin, Florida 24 $ 1,437,000 $ 59,875 $ 111,000
East Baton Rouge, Louisiana 24 $ 1,526,000 $ 63,583 $ 81,000
Jefferson, Louisiana 24 $ 1,233,000 $ 51,375 $ 70,000
St. Tammany, Louisiana 24 $ 1,471,000 $ 61,291 $ 119,000
DeSoto, Mississippi 24 $ 1,290,000 $ 53,750 $ 83,000
Mercer, New Jersey 24 $ 1,577,000 $ 65,708 $ 126,000
Guilford, North Carolina 24 $ 1,395,000 $ 58,125 $ 74,000
Deschutes, Oregon 24 $ 1,363,000 $ 56,791 $ 75,000
Kitsap, Washington 24 $ 1,278,000 $ 53,250 $ 84,000
St. Johns, Florida 23 $ 1,049,000 $ 45,608 $ 103,000
St. Louis City, Missouri 23 $ 1,265,000 $ 55,000 $ 62,000
Lancaster, Pennsylvania 23 $ 1,217,000 $ 52,913 $ 85,000
Chesterfield, Virginia 23 $ 1,228,000 $ 53,391 $ 112,000
New London, Connecticut 22 $ 1,340,000 $ 60,909 $ 90,000
Charlotte, Florida 22 $ 1,250,000 $ 56,818 $ 68,000
Barnstable, Massachusetts 22 $ 1,298,000 $ 59,000 $ 96,000
Suffolk, Massachusetts 22 $ 1,382,000 $ 62,818 $ 90,000
York, South Carolina 22 $ 1,288,000 $ 58,545 $ 104,000
Henrico, Virginia 22 $ 1,255,000 $ 57,045 $ 70,000
Sussex, Delaware 21 $ 1,132,000 $ 53,904 $ 85,000
Caddo, Louisiana 21 $ 1,267,000 $ 60,333 $ 86,000
Orleans, Louisiana 21 $ 1,443,000 $ 68,714 $ 99,000
Iredell, North Carolina 21 $ 1,409,000 $ 67,095 $ 117,000
Lucas, Ohio 21 $ 930,000 $ 44,285 $ 85,000
Berks, Pennsylvania 21 $ 1,058,000 $ 50,380 $ 82,000
Rutherford, Tennessee 21 $ 908,000 $ 43,238 $ 76,000
Sumner, Tennessee 21 $ 1,138,000 $ 54,190 $ 84,000
Mohave, Arizona 20 $ 960,000 $ 48,000 $ 51,000
Marin, California 20 $ 1,694,000 $ 84,700 $ 166,000
Litchfield, Connecticut 20 $ 1,211,000 $ 60,550 $ 85,000
Hall, Georgia 20 $ 988,000 $ 49,400 $ 87,000
Durham, North Carolina 20 $ 1,379,000 $ 68,950 $ 85,000
Union, North Carolina 20 $ 1,087,000 $ 54,350 $ 89,000
Medina, Ohio 20 $ 1,048,000 $ 52,400 $ 113,000
Monroe, Pennsylvania 20 $ 1,017,000 $ 50,850 $ 77,000
Davis, Utah 20 $ 1,186,000 $ 59,300 $ 114,000
Thurston, Washington 20 $ 1,041,000 $ 52,050 $ 137,000
Shelby, Alabama 19 $ 904,000 $ 47,578 $ 115,000
Pulaski, Arkansas 19 $ 1,166,000 $ 61,368 $ 111,000
Canyon, Idaho 19 $ 941,000 $ 49,526 $ 76,000
Williamson, Tennessee 19 $ 1,223,000 $ 64,368 $ 116,000
Mobile, Alabama 18 $ 938,000 $ 52,111 $ 71,000
Anchorage, Alaska 18 $ 1,205,000 $ 66,944 $ 143,000
Benton, Arkansas 18 $ 1,048,000 $ 58,222 $ 97,000
Kent, Delaware 18 $ 1,150,000 $ 63,888 $ 87,000
Escambia, Florida 18 $ 1,235,000 $ 68,611 $ 58,000
Indian River, Florida 18 $ 1,084,000 $ 60,222 $ 90,000
Marion, Florida 18 $ 912,000 $ 50,666 $ 65,000
Douglas, Georgia 18 $ 1,089,000 $ 60,500 $ 70,000
Cumberland, North Carolina 18 $ 1,103,000 $ 61,277 $ 63,000
Mahoning, Ohio 18 $ 1,004,000 $ 55,777 $ 77,000
Warren, Ohio 18 $ 1,019,000 $ 56,611 $ 118,000
Chesapeake, Virginia 18 $ 1,303,000 $ 72,388 $ 116,000
Waukesha, Wisconsin 18 $ 1,151,000 $ 63,944 $ 117,000
Santa Cruz, California 17 $ 1,108,000 $ 65,176 $ 108,000
Clayton, Georgia 17 $ 1,005,000 $ 59,117 $ 86,000
St. Clair, Illinois 17 $ 911,000 $ 53,588 $ 77,000
St. Joseph, Indiana 17 $ 728,000 $ 42,823 $ 51,000
Livingston, Michigan 17 $ 829,000 $ 48,764 $ 98,000
Buncombe, North Carolina 17 $ 800,000 $ 47,058 $ 72,000
Lake, Ohio 17 $ 855,000 $ 50,294 $ 110,000
Cleveland, Oklahoma 17 $ 876,000 $ 51,529 $ 68,000
Marion, Oregon 17 $ 849,000 $ 49,941 $ 67,000
Madison, Alabama 16 $ 1,050,000 $ 65,625 $ 123,000
Yavapai, Arizona 16 $ 901,000 $ 56,312 $ 151,000
Washington, Arkansas 16 $ 982,000 $ 61,375 $ 83,000
Madera, California 16 $ 713,000 $ 44,562 $ 100,000
Yolo, California 16 $ 1,020,000 $ 63,750 $ 143,000
Hendricks, Indiana 16 $ 712,000 $ 44,500 $ 77,000
Boone, Missouri 16 $ 749,000 $ 46,812 $ 63,000
Sarpy, Nebraska 16 $ 738,000 $ 46,125 $ 94,000
Hunterdon, New Jersey 16 $ 1,067,000 $ 66,687 $ 125,000
Weber, Utah 16 $ 970,000 $ 60,625 $ 123,000
Baldwin, Alabama 15 $ 847,000 $ 56,466 $ 82,000
Shasta, California 15 $ 758,000 $ 50,533 $ 77,000
Fayette, Georgia 15 $ 908,000 $ 60,533 $ 118,000
Jackson, Georgia 15 $ 746,000 $ 49,733 $ 94,000
Hawaii, Hawaii 15 $ 997,000 $ 66,466 $ 107,000
Fayette, Kentucky 15 $ 927,000 $ 61,800 $ 95,000
Rankin, Mississippi 15 $ 925,000 $ 61,666 $ 84,000
Clay, Missouri 15 $ 682,000 $ 45,466 $ 75,000
Jefferson, Missouri 15 $ 676,000 $ 45,066 $ 81,000
Santa Fe, New Mexico 15 $ 716,000 $ 47,733 $ 141,000
Cabarrus, North Carolina 15 $ 852,000 $ 56,800 $ 84,000
Dauphin, Pennsylvania 15 $ 1,043,000 $ 69,533 $ 87,000
Schuylkill, Pennsylvania 15 $ 743,000 $ 49,533 $ 59,000
Westmoreland, Pennsylvania 15 $ 784,000 $ 52,266 $ 76,000
Minnehaha, South Dakota 15 $ 774,000 $ 51,600 $ 116,000
Kings, California 14 $ 893,000 $ 63,785 $ 89,000
Merced, California 14 $ 907,000 $ 64,785 $ 91,000
Alachua, Florida 14 $ 717,000 $ 51,214 $ 77,000
Clay, Florida 14 $ 802,000 $ 57,285 $ 72,000
Leon, Florida 14 $ 608,000 $ 43,428 $ 67,000
Maui, Hawaii 14 $ 1,107,000 $ 79,071 $ 72,000
Sangamon, Illinois 14 $ 910,000 $ 65,000 $ 90,000
Calcasieu, Louisiana 14 $ 753,000 $ 53,785 $ 71,000
Livingston, Louisiana 14 $ 700,000 $ 50,000 $ 85,000
Ramsey, Minnesota 14 $ 812,000 $ 58,000 $ 91,000
Harrison, Mississippi 14 $ 664,000 $ 47,428 $ 75,000
Forsyth, North Carolina 14 $ 696,000 $ 49,714 $ 63,000
Licking, Ohio 14 $ 597,000 $ 42,642 $ 80,000
Canadian, Oklahoma 14 $ 896,000 $ 64,000 $ 119,000
Lane, Oregon 14 $ 659,000 $ 47,071 $ 90,000
Erie, Pennsylvania 14 $ 934,000 $ 66,714 $ 87,000
Lackawanna, Pennsylvania 14 $ 690,000 $ 49,285 $ 104,000
Washington, Pennsylvania 14 $ 581,000 $ 41,500 $ 62,000
Lexington, South Carolina 14 $ 765,000 $ 54,642 $ 105,000
Wilson, Tennessee 14 $ 955,000 $ 68,214 $ 91,000
Benton, Washington 14 $ 913,000 $ 65,214 $ 107,000
Laramie, Wyoming 14 $ 695,000 $ 49,642 $ 120,000
Tuscaloosa, Alabama 13 $ 625,000 $ 48,076 $ 61,000
Butte, California 13 $ 792,000 $ 60,923 $ 82,000
Pueblo, Colorado 13 $ 662,000 $ 50,923 $ 76,000
Citrus, Florida 13 $ 658,000 $ 50,615 $ 75,000
Flagler, Florida 13 $ 656,000 $ 50,461 $ 71,000
Carroll, Georgia 13 $ 791,000 $ 60,846 $ 66,000
Elkhart, Indiana 13 $ 669,000 $ 51,461 $ 59,000
Shawnee, Kansas 13 $ 690,000 $ 53,076 $ 69,000
Lafayette, Louisiana 13 $ 674,000 $ 51,846 $ 104,000
Ottawa, Michigan 13 $ 695,000 $ 53,461 $ 84,000
Saginaw, Michigan 13 $ 617,000 $ 47,461 $ 68,000
Scott, Minnesota 13 $ 714,000 $ 54,923 $ 116,000
Warren, New Jersey 13 $ 584,000 $ 44,923 $ 58,000
Sandoval, New Mexico 13 $ 621,000 $ 47,769 $ 95,000
Jackson, Oregon 13 $ 659,000 $ 50,692 $ 91,000
Yamhill, Oregon 13 $ 963,000 $ 74,076 $ 89,000
Berkeley, South Carolina 13 $ 715,000 $ 55,000 $ 62,000
Washington, Utah 13 $ 594,000 $ 45,692 $ 92,000
Dane, Wisconsin 13 $ 631,000 $ 48,538 $ 78,000
Coconino, Arizona 12 $ 570,000 $ 47,500 $ 77,000
Middlesex, Connecticut 12 $ 612,000 $ 51,000 $ 120,000
Chatham, Georgia 12 $ 841,000 $ 70,083 $ 65,000
Kootenai, Idaho 12 $ 699,000 $ 58,250 $ 119,000
Kendall, Illinois 12 $ 473,000 $ 39,416 $ 97,000
Winnebago, Illinois 12 $ 616,000 $ 51,333 $ 83,000
Porter, Indiana 12 $ 500,000 $ 41,666 $ 82,000
Platte, Missouri 12 $ 561,000 $ 46,750 $ 76,000
Yellowstone, Montana 12 $ 643,000 $ 53,583 $ 92,000
Lancaster, Nebraska 12 $ 684,000 $ 57,000 $ 85,000
Cape May, New Jersey 12 $ 681,000 $ 56,750 $ 103,000
Dona Ana, New Mexico 12 $ 563,000 $ 46,916 $ 87,000
Brunswick, North Carolina 12 $ 661,000 $ 55,083 $ 58,000
Gaston, North Carolina 12 $ 545,000 $ 45,416 $ 57,000
New Hanover, North Carolina 12 $ 788,000 $ 65,666 $ 100,000
Burleigh, North Dakota 12 $ 585,000 $ 48,750 $ 84,000
Cass, North Dakota 12 $ 640,000 $ 53,333 $ 160,000
Butler, Pennsylvania 12 $ 841,000 $ 70,083 $ 68,000
Cumberland, Pennsylvania 12 $ 665,000 $ 55,416 $ 69,000
Anderson, South Carolina 12 $ 672,000 $ 56,000 $ 74,000
Beaufort, South Carolina 12 $ 530,000 $ 44,166 $ 81,000
Stafford, Virginia 12 $ 535,000 $ 44,583 $ 108,000
Yakima, Washington 12 $ 849,000 $ 70,750 $ 142,000
Berkeley, West Virginia 12 $ 485,000 $ 40,416 $ 89,000
Mesa, Colorado 11 $ 729,000 $ 66,272 $ 55,000
Bay, Florida 11 $ 551,000 $ 50,090 $ 71,000
Monroe, Florida 11 $ 787,000 $ 71,545 $ 80,000
Santa Rosa, Florida 11 $ 811,000 $ 73,727 $ 757,000
Madison, Illinois 11 $ 477,000 $ 43,363 $ 88,000
Terrebonne, Louisiana 11 $ 458,000 $ 41,636 $ 59,000
Kennebec, Maine 11 $ 607,000 $ 55,181 $ 64,000
York, Maine 11 $ 776,000 $ 70,545 $ 76,000
Gallatin, Montana 11 $ 671,000 $ 61,000 $ 85,000
Lewis and Clark, Montana 11 $ 514,000 $ 46,727 $ 80,000
Johnston, North Carolina 11 $ 671,000 $ 61,000 $ 64,000
Pitt, North Carolina 11 $ 627,000 $ 57,000 $ 85,000
Fairfield, Ohio 11 $ 467,000 $ 42,454 $ 81,000
Franklin, Pennsylvania 11 $ 689,000 $ 62,636 $ 70,000
Kent, Rhode Island 11 $ 684,000 $ 62,181 $ 94,000
Dorchester, South Carolina 11 $ 509,000 $ 46,272 $ 97,000
Whatcom, Washington 11 $ 749,000 $ 68,090 $ 105,000
Kanawha, West Virginia 11 $ 490,000 $ 44,545 $ 79,000
Racine, Wisconsin 11 $ 547,000 $ 49,727 $ 109,000
Walworth, Wisconsin 11 $ 776,000 $ 70,545 $ 96,000
Imperial, California 10 $ 521,000 $ 52,100 $ 99,000
Sutter, California 10 $ 537,000 $ 53,700 $ 126,000
Walton, Florida 10 $ 610,000 $ 61,000 $ 92,000
Oconee, Georgia 10 $ 562,000 $ 56,200 $ 103,000
Bonneville, Idaho 10 $ 495,000 $ 49,500 $ 98,000
Delaware, Indiana 10 $ 458,000 $ 45,800 $ 62,000
Vanderburgh, Indiana 10 $ 540,000 $ 54,000 $ 51,000
Wyandotte, Kansas 10 $ 440,000 $ 44,000 $ 64,000
Berkshire, Massachusetts 10 $ 607,000 $ 60,700 $ 73,000
Jackson, Michigan 10 $ 423,000 $ 42,300 $ 77,000
Kalamazoo, Michigan 10 $ 536,000 $ 53,600 $ 76,000
Sherburne, Minnesota 10 $ 393,000 $ 39,300 $ 103,000
Wright, Minnesota 10 $ 455,000 $ 45,500 $ 98,000
Lawrence, Missouri 10 $ 409,000 $ 40,900 $ 57,000
Flathead, Montana 10 $ 501,000 $ 50,100 $ 63,000
Missoula, Montana 10 $ 650,000 $ 65,000 $ 65,000
San Juan, New Mexico 10 $ 413,000 $ 41,300 $ 83,000
Geauga, Ohio 10 $ 607,000 $ 60,700 $ 107,000
Logan, Oklahoma 10 $ 458,000 $ 45,800 $ 90,000
Josephine, Oregon 10 $ 627,000 $ 62,700 $ 78,000
Adams, Pennsylvania 10 $ 599,000 $ 59,900 $ 54,000
Cambria, Pennsylvania 10 $ 613,000 $ 61,300 $ 81,000
Aiken, South Carolina 10 $ 492,000 $ 49,200 $ 95,000
Montgomery, Tennessee 10 $ 631,000 $ 63,100 $ 56,000
Hanover, Virginia 10 $ 533,000 $ 53,300 $ 57,000
Franklin, Washington 10 $ 425,000 $ 42,500 $ 112,000
Monongalia, West Virginia 10 $ 490,000 $ 49,000 $ 89,000
Brown, Wisconsin 10 $ 578,000 $ 57,800 $ 77,000
Lee, Alabama 9 $ 694,000 $ 77,111 $ 87,000
Montgomery, Alabama 9 $ 609,000 $ 67,666 $ 86,000
Yuma, Arizona 9 $ 319,000 $ 35,444 $ 118,000
Yuba, California 9 $ 521,000 $ 57,888 $ 84,000
Broomfield, Colorado 9 $ 790,000 $ 87,777 $ 154,000
Highlands, Florida 9 $ 471,000 $ 52,333 $ 63,000
Sumter, Florida 9 $ 502,000 $ 55,777 $ 71,000
Columbia, Georgia 9 $ 646,000 $ 71,777 $ 61,000
McLean, Illinois 9 $ 612,000 $ 68,000 $ 73,000
Douglas, Kansas 9 $ 440,000 $ 48,888 $ 85,000
Boone, Kentucky 9 $ 340,000 $ 37,777 $ 79,000
Hampshire, Massachusetts 9 $ 509,000 $ 56,555 $ 117,000
Muskegon, Michigan 9 $ 443,000 $ 49,222 $ 119,000
St. Clair, Michigan 9 $ 502,000 $ 55,777 $ 63,000
Lee, Mississippi 9 $ 466,000 $ 51,777 $ 62,000
Madison, Mississippi 9 $ 706,000 $ 78,444 $ 132,000
Cass, Missouri 9 $ 697,000 $ 77,444 $ 112,000
Hall, Nebraska 9 $ 513,000 $ 57,000 $ 55,000
Cumberland, New Jersey 9 $ 512,000 $ 56,888 $ 83,000
Rowan, North Carolina 9 $ 323,000 $ 35,888 $ 44,000
Clermont, Ohio 9 $ 432,000 $ 48,000 $ 160,000
Washington, Rhode Island 9 $ 488,000 $ 54,222 $ 141,000
Washington, Tennessee 9 $ 563,000 $ 62,555 $ 69,000
Tooele, Utah 9 $ 435,000 $ 48,333 $ 114,000
Albemarle, Virginia 9 $ 466,000 $ 51,777 $ 101,000
Norfolk, Virginia 9 $ 591,000 $ 65,666 $ 89,000
Grays Harbor, Washington 9 $ 458,000 $ 50,888 $ 53,000
Santa Cruz, Arizona 8 $ 391,000 $ 48,875 $ 80,000
Tehama, California 8 $ 480,000 $ 60,000 $ 87,000
Tolland, Connecticut 8 $ 394,000 $ 49,250 $ 102,000
Okaloosa, Florida 8 $ 607,000 $ 75,875 $ 78,000
Houston, Georgia 8 $ 535,000 $ 66,875 $ 88,000
Richmond, Georgia 8 $ 358,000 $ 44,750 $ 58,000
Whitfield, Georgia 8 $ 362,000 $ 45,250 $ 59,000
Bonner, Idaho 8 $ 728,000 $ 91,000 $ 100,000
Peoria, Illinois 8 $ 384,000 $ 48,000 $ 55,000
Hancock, Indiana 8 $ 328,000 $ 41,000 $ 95,000
LaPorte, Indiana 8 $ 551,000 $ 68,875 $ 62,000
Madison, Indiana 8 $ 297,000 $ 37,125 $ 59,000
Morgan, Indiana 8 $ 481,000 $ 60,125 $ 86,000
Vigo, Indiana 8 $ 346,000 $ 43,250 $ 83,000
Berrien, Michigan 8 $ 367,000 $ 45,875 $ 63,000
Calhoun, Michigan 8 $ 342,000 $ 42,750 $ 62,000
Hinds, Mississippi 8 $ 339,000 $ 42,375 $ 53,000
Buchanan, Missouri 8 $ 393,000 $ 49,125 $ 97,000
Christian, Missouri 8 $ 451,000 $ 56,375 $ 99,000
Cascade, Montana 8 $ 553,000 $ 69,125 $ 65,000
Grafton, New Hampshire 8 $ 475,000 $ 59,375 $ 79,000
Merrimack, New Hampshire 8 $ 385,000 $ 48,125 $ 95,000
Alamance, North Carolina 8 $ 360,000 $ 45,000 $ 59,000
Burke, North Carolina 8 $ 380,000 $ 47,500 $ 61,000
Catawba, North Carolina 8 $ 498,000 $ 62,250 $ 65,000
Henderson, North Carolina 8 $ 465,000 $ 58,125 $ 61,000
Onslow, North Carolina 8 $ 418,000 $ 52,250 $ 49,000
Orange, North Carolina 8 $ 468,000 $ 58,500 $ 132,000
Ashtabula, Ohio 8 $ 552,000 $ 69,000 $ 62,000
Greene, Ohio 8 $ 402,000 $ 50,250 $ 79,000
Hancock, Ohio 8 $ 380,000 $ 47,500 $ 53,000
Portage, Ohio 8 $ 437,000 $ 54,625 $ 73,000
Columbia, Oregon 8 $ 438,000 $ 54,750 $ 72,000
Beaver, Pennsylvania 8 $ 555,000 $ 69,375 $ 103,000
Centre, Pennsylvania 8 $ 631,000 $ 78,875 $ 82,000
Columbia, Pennsylvania 8 $ 368,000 $ 46,000 $ 46,000
Pike, Pennsylvania 8 $ 544,000 $ 68,000 $ 112,000
Oconee, South Carolina 8 $ 450,000 $ 56,250 $ 82,000
Maury, Tennessee 8 $ 537,000 $ 67,125 $ 81,000
Box Elder, Utah 8 $ 404,000 $ 50,500 $ 77,000
Richmond City, Virginia 8 $ 513,000 $ 64,125 $ 122,000
Spotsylvania, Virginia 8 $ 384,000 $ 48,000 $ 104,000
Skagit, Washington 8 $ 474,000 $ 59,250 $ 71,000
Jefferson, West Virginia 8 $ 584,000 $ 73,000 $ 92,000
Kenosha, Wisconsin 8 $ 380,000 $ 47,500 $ 119,000
Houston, Alabama 7 $ 282,000 $ 40,285 $ 79,000
Faulkner, Arkansas 7 $ 489,000 $ 69,857 $ 69,000
Calaveras, California 7 $ 286,000 $ 40,857 $ 114,000
Elbert, Colorado 7 $ 498,000 $ 71,142 $ 111,000
Barrow, Georgia 7 $ 430,000 $ 61,428 $ 54,000
Coweta, Georgia 7 $ 329,000 $ 47,000 $ 78,000
Hart, Georgia 7 $ 510,000 $ 72,857 $ 57,000
Newton, Georgia 7 $ 396,000 $ 56,571 $ 62,000
Rockdale, Georgia 7 $ 472,000 $ 67,428 $ 84,000
Champaign, Illinois 7 $ 278,000 $ 39,714 $ 99,000
Clark, Indiana 7 $ 377,000 $ 53,857 $ 93,000
Kenton, Kentucky 7 $ 373,000 $ 53,285 $ 89,000
Ascension, Louisiana 7 $ 430,000 $ 61,428 $ 91,000
Ingham, Michigan 7 $ 244,000 $ 34,857 $ 80,000
Lapeer, Michigan 7 $ 355,000 $ 50,714 $ 90,000
Lenawee, Michigan 7 $ 360,000 $ 51,428 $ 75,000
Monroe, Michigan 7 $ 314,000 $ 44,857 $ 69,000
Pearl River, Mississippi 7 $ 352,000 $ 50,285 $ 61,000
Belknap, New Hampshire 7 $ 317,000 $ 45,285 $ 71,000
Haywood, North Carolina 7 $ 330,000 $ 47,142 $ 60,000
Trumbull, Ohio 7 $ 337,000 $ 48,142 $ 68,000
Comanche, Oklahoma 7 $ 375,000 $ 53,571 $ 87,000
Rogers, Oklahoma 7 $ 327,000 $ 46,714 $ 82,000
Polk, Oregon 7 $ 296,000 $ 42,285 $ 116,000
Lawrence, Pennsylvania 7 $ 348,000 $ 49,714 $ 49,000
Northumberland, Pennsylvania 7 $ 334,000 $ 47,714 $ 53,000
Sevier, Tennessee 7 $ 299,000 $ 42,714 $ 57,000
Frederick, Virginia 7 $ 300,000 $ 42,857 $ 98,000
Newport News, Virginia 7 $ 377,000 $ 53,857 $ 101,000
Pittsylvania, Virginia 7 $ 354,000 $ 50,571 $ 60,000
Roanoke City, Virginia 7 $ 424,000 $ 60,571 $ 61,000
Suffolk, Virginia 7 $ 296,000 $ 42,285 $ 96,000
Columbia, Wisconsin 7 $ 397,000 $ 56,714 $ 61,000
Sheboygan, Wisconsin 7 $ 377,000 $ 53,857 $ 86,000
St. Croix, Wisconsin 7 $ 330,000 $ 47,142 $ 111,000
Washington, Wisconsin 7 $ 412,000 $ 58,857 $ 121,000
Limestone, Alabama 6 $ 267,000 $ 44,500 $ 86,000
Russell, Alabama 6 $ 278,000 $ 46,333 $ 55,000
Navajo, Arizona 6 $ 405,000 $ 67,500 $ 102,000
Jefferson, Arkansas 6 $ 269,000 $ 44,833 $ 73,000
Lonoke, Arkansas 6 $ 385,000 $ 64,166 $ 61,000
Sebastian, Arkansas 6 $ 362,000 $ 60,333 $ 56,000
Napa, California 6 $ 453,000 $ 75,500 $ 186,000
Nevada, California 6 $ 455,000 $ 75,833 $ 54,000
Windham, Connecticut 6 $ 333,000 $ 55,500 $ 96,000
Nassau, Florida 6 $ 265,000 $ 44,166 $ 93,000
Spalding, Georgia 6 $ 344,000 $ 57,333 $ 88,000
Kankakee, Illinois 6 $ 422,000 $ 70,333 $ 85,000
Lee, Illinois 6 $ 289,000 $ 48,166 $ 92,000
Bartholomew, Indiana 6 $ 283,000 $ 47,166 $ 71,000
Lawrence, Indiana 6 $ 303,000 $ 50,500 $ 89,000
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Mortgage Loan Application Detail Totals for Discover Bank in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 15,818 $878,939,000 $55,000 $150,000 $101,000 $9,300,000
Refinancing 2,834 $216,746,000 $76,000 $150,000 $88,000 $700,000
Home Purchase 138 $10,554,000 $76,000 $150,000 $91,000 $559,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,508 $664,970,000 $57,000 $150,000 $99,000 $9,300,000
Not Provided 2,206 $139,488,000 $63,000 $150,000 $110,000 $8,750,000
Hispanic 1,847 $103,820,000 $56,000 $150,000 $93,000 $714,000
Black or African American 1,487 $81,454,000 $54,000 $150,000 $79,000 $700,000
Asian 1,422 $98,190,000 $69,000 $150,000 $110,000 $2,470,000
American Indian or Alaskan Native 209 $11,322,000 $54,000 $150,000 $87,000 $559,000
Native Hawaiian or Other Pacific Islander 111 $6,995,000 $63,000 $150,000 $112,000 $360,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 18,790 $1,106,239,000 $58,000 $150,000 $99,000 $9,300,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 10,956 $623,043,000 $56,000 $150,000 $90,000 $6,901,000
Application Withdrawn By Applicant 4,538 $278,229,000 $61,000 $150,000 $108,000 $8,750,000
Loan Originated 2,202 $137,594,000 $62,000 $150,000 $111,000 $537,000
File Closed For Incompleteness 1,017 $62,178,000 $61,000 $150,000 $119,000 $9,300,000
Application Approved But Not Accepted 77 $5,195,000 $67,000 $150,000 $109,000 $418,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 3,154 $151,843,000 $48,000 $150,000 $101,000 $930,000
Credit History 3,125 $172,267,000 $55,000 $150,000 $91,000 $6,901,000
Debt-To-Income Ratio 2,562 $166,103,000 $64,000 $150,000 $62,000 $464,000
Unverifiable Information 1,504 $94,118,000 $62,000 $150,000 $107,000 $1,258,000
Other 321 $21,895,000 $68,000 $150,000 $110,000 $2,000,000
Credit Application Incomplete 269 $15,519,000 $57,000 $150,000 $110,000 $850,000
Employment History 21 $1,298,000 $61,000 $150,000 $74,000 $240,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Discover Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Discover Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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