Discover Bank Mortgage Lending & HMDA Data, 2017
In 2017, Discover Bank of Greenwood, DE reported 18,790 mortgage applications totaling $1.1 billion, up 153% from 2016. The average application was for $58,873, and applicants reported an average income of $98,965. 12% of its applications resulted in an originated loan and 58% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (692), Atlanta-Sandy Springs-Roswell, GA (640) and Chicago-Naperville-Arlington Heights, IL (588) (applications in parentheses).
| Mortgage Company & Address | Discover Bank 12 Reads Way Greenwood, DE 19950 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 18,790 |
| Total Mortgage Loan Application Amount | $1,106,239,000 |
| Average Mortgage Loan Application Amount | $58,873 |
| Highest Mortgage Loan Application Amount | $150,000 |
| Average Applicant Income | $98,965 |
| Highest Applicant Income | $9,300,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Discover Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 692 | $ 48,163,000 | $ 69,599 | $ 117,000 |
| Atlanta-Sandy Springs-Roswell, GA | 640 | $ 37,996,000 | $ 59,368 | $ 105,000 |
| Chicago-Naperville-Arlington Heights, IL | 588 | $ 35,868,000 | $ 61,000 | $ 101,000 |
| Riverside-San Bernardino-Ontario, CA | 498 | $ 29,387,000 | $ 59,010 | $ 110,000 |
| Phoenix-Mesa-Scottsdale, AZ | 421 | $ 24,508,000 | $ 58,213 | $ 99,000 |
| Denver-Aurora-Lakewood, CO | 357 | $ 21,801,000 | $ 61,067 | $ 108,000 |
| New York-Jersey City-White Plains, NY-NJ | 346 | $ 22,119,000 | $ 63,927 | $ 148,000 |
| Tampa-St. Petersburg-Clearwater, FL | 327 | $ 18,885,000 | $ 57,752 | $ 83,000 |
| Las Vegas-Henderson-Paradise, NV | 286 | $ 16,392,000 | $ 57,314 | $ 93,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 280 | $ 18,336,000 | $ 65,485 | $ 134,850 |
| Orlando-Kissimmee-Sanford, FL | 277 | $ 15,556,000 | $ 56,158 | $ 87,000 |
| San Diego-Carlsbad, CA | 264 | $ 18,792,000 | $ 71,181 | $ 125,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 263 | $ 16,139,000 | $ 61,365 | $ 104,000 |
| Anaheim-Santa Ana-Irvine, CA | 248 | $ 19,099,000 | $ 77,012 | $ 149,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 239 | $ 13,569,000 | $ 56,774 | $ 109,058 |
| Sacramento--Roseville--Arden-Arcade, CA | 230 | $ 13,259,000 | $ 57,647 | $ 116,000 |
| Miami-Miami Beach-Kendall, FL | 225 | $ 14,872,000 | $ 66,097 | $ 96,000 |
| Oakland-Hayward-Berkeley, CA | 224 | $ 16,252,000 | $ 72,553 | $ 157,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 210 | $ 12,634,000 | $ 60,161 | $ 104,000 |
| Newark, NJ-PA | 208 | $ 13,746,000 | $ 66,086 | $ 133,153 |
| Portland-Vancouver-Hillsboro, OR-WA | 203 | $ 12,191,000 | $ 60,054 | $ 104,162 |
| Charlotte-Concord-Gastonia, NC-SC | 192 | $ 10,648,000 | $ 55,458 | $ 91,770 |
| Seattle-Bellevue-Everett, WA | 190 | $ 12,901,000 | $ 67,900 | $ 105,000 |
| Warren-Troy-Farmington Hills, MI | 190 | $ 10,834,000 | $ 57,021 | $ 99,000 |
| St. Louis, MO-IL | 183 | $ 10,122,000 | $ 55,311 | $ 94,278 |
| Kansas City, MO-KS | 174 | $ 9,634,000 | $ 55,367 | $ 95,120 |
| Cleveland-Elyria, OH | 173 | $ 9,418,000 | $ 54,439 | $ 90,000 |
| Montgomery County-Bucks County-Chester County, PA | 161 | $ 10,591,000 | $ 65,782 | $ 121,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 156 | $ 9,081,000 | $ 58,211 | $ 87,000 |
| Cambridge-Newton-Framingham, MA | 151 | $ 9,822,000 | $ 65,046 | $ 111,000 |
| Pittsburgh, PA | 141 | $ 7,930,000 | $ 56,241 | $ 80,000 |
| Indianapolis-Carmel-Anderson, IN | 140 | $ 6,708,000 | $ 47,914 | $ 85,000 |
| Camden, NJ | 139 | $ 7,816,000 | $ 56,230 | $ 111,000 |
| Philadelphia, PA | 129 | $ 7,186,000 | $ 55,705 | $ 83,000 |
| Columbus, OH | 126 | $ 6,143,000 | $ 48,753 | $ 98,000 |
| Cincinnati, OH-KY-IN | 123 | $ 6,456,000 | $ 52,487 | $ 96,585 |
| Providence-Warwick, RI-MA | 118 | $ 7,050,000 | $ 59,745 | $ 177,305 |
| Oklahoma City, OK | 113 | $ 6,627,000 | $ 58,646 | $ 96,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 112 | $ 9,824,000 | $ 87,714 | $ 137,000 |
| Salt Lake City, UT | 111 | $ 6,443,000 | $ 58,045 | $ 92,000 |
| Detroit-Dearborn-Livonia, MI | 108 | $ 5,711,000 | $ 52,879 | $ 72,000 |
| Boston, MA | 105 | $ 6,049,000 | $ 57,609 | $ 110,000 |
| Memphis, TN-MS-AR | 99 | $ 5,188,000 | $ 52,404 | $ 90,787 |
| North Port-Sarasota-Bradenton, FL | 96 | $ 6,097,000 | $ 63,510 | $ 102,000 |
| Jacksonville, FL | 92 | $ 4,617,000 | $ 50,184 | $ 80,000 |
| Raleigh, NC | 84 | $ 4,706,000 | $ 56,023 | $ 94,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 83 | $ 4,955,000 | $ 59,698 | $ 93,385 |
| Tucson, AZ | 79 | $ 4,658,000 | $ 58,962 | $ 99,000 |
| New Orleans-Metairie, LA | 76 | $ 4,663,000 | $ 61,355 | $ 95,000 |
| Richmond, VA | 76 | $ 4,280,000 | $ 56,315 | $ 91,000 |
| Stockton-Lodi, CA | 76 | $ 4,509,000 | $ 59,328 | $ 95,000 |
| Cape Coral-Fort Myers, FL | 75 | $ 4,550,000 | $ 60,666 | $ 68,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 75 | $ 4,176,000 | $ 55,680 | $ 69,000 |
| Hartford-West Hartford-East Hartford, CT | 74 | $ 4,637,000 | $ 62,662 | $ 91,000 |
| Tulsa, OK | 74 | $ 4,747,000 | $ 64,148 | $ 73,000 |
| Colorado Springs, CO | 73 | $ 4,592,000 | $ 62,904 | $ 105,000 |
| Louisville/Jefferson County, KY-IN | 73 | $ 3,666,000 | $ 50,219 | $ 75,232 |
| Bridgeport-Stamford-Norwalk, CT | 72 | $ 4,489,000 | $ 62,347 | $ 145,000 |
| Port St. Lucie, FL | 72 | $ 3,667,000 | $ 50,930 | $ 84,000 |
| Lake County-Kenosha County, IL-WI | 71 | $ 4,749,000 | $ 66,887 | $ 130,535 |
| Allentown-Bethlehem-Easton, PA-NJ | 70 | $ 4,049,000 | $ 57,842 | $ 80,800 |
| Birmingham-Hoover, AL | 70 | $ 3,504,000 | $ 50,057 | $ 86,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 70 | $ 5,430,000 | $ 77,571 | $ 121,000 |
| San Francisco-Redwood City-South San Francisco, CA | 69 | $ 5,963,000 | $ 86,420 | $ 135,000 |
| Bakersfield, CA | 63 | $ 3,676,000 | $ 58,349 | $ 108,000 |
| Milwaukee-Waukesha-West Allis, WI | 63 | $ 3,626,000 | $ 57,555 | $ 99,000 |
| Palm Bay-Melbourne-Titusville, FL | 63 | $ 3,319,000 | $ 52,682 | $ 78,000 |
| Reno, NV | 62 | $ 3,321,000 | $ 53,564 | $ 96,000 |
| Fresno, CA | 60 | $ 3,783,000 | $ 63,050 | $ 127,000 |
| Wilmington, DE-MD-NJ | 57 | $ 3,498,000 | $ 61,368 | $ 117,789 |
| Omaha-Council Bluffs, NE-IA | 56 | $ 2,589,000 | $ 46,232 | $ 88,000 |
| Albuquerque, NM | 55 | $ 3,145,000 | $ 57,181 | $ 83,000 |
| Lakeland-Winter Haven, FL | 55 | $ 3,125,000 | $ 56,818 | $ 66,000 |
| New Haven-Milford, CT | 55 | $ 3,154,000 | $ 57,345 | $ 83,000 |
| Worcester, MA-CT | 55 | $ 2,976,000 | $ 54,109 | $ 104,018 |
| Tacoma-Lakewood, WA | 54 | $ 2,755,000 | $ 51,018 | $ 97,000 |
| Gary, IN | 52 | $ 2,253,000 | $ 43,326 | $ 75,000 |
| Greenville-Anderson-Mauldin, SC | 52 | $ 2,804,000 | $ 53,923 | $ 80,000 |
| Knoxville, TN | 51 | $ 2,572,000 | $ 50,431 | $ 76,000 |
| Vallejo-Fairfield, CA | 51 | $ 2,907,000 | $ 57,000 | $ 123,000 |
| Charleston-North Charleston, SC | 50 | $ 2,892,000 | $ 57,840 | $ 90,000 |
| Baton Rouge, LA | 49 | $ 2,786,000 | $ 56,857 | $ 84,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 49 | $ 2,579,000 | $ 52,632 | $ 68,571 |
| Scranton--Wilkes-Barre--Hazleton, PA | 49 | $ 2,485,000 | $ 50,714 | $ 86,000 |
| Boise City, ID | 48 | $ 2,555,000 | $ 53,229 | $ 77,000 |
| Grand Rapids-Wyoming, MI | 47 | $ 2,616,000 | $ 55,659 | $ 85,000 |
| Columbia, SC | 46 | $ 2,413,000 | $ 52,456 | $ 92,000 |
| Naples-Immokalee-Marco Island, FL | 45 | $ 3,027,000 | $ 67,266 | $ 110,000 |
| Ogden-Clearfield, UT | 44 | $ 2,560,000 | $ 58,181 | $ 110,000 |
| Wichita, KS | 42 | $ 2,235,000 | $ 53,214 | $ 72,000 |
| Chattanooga, TN-GA | 41 | $ 2,200,000 | $ 53,658 | $ 70,926 |
| Modesto, CA | 41 | $ 2,057,000 | $ 50,170 | $ 102,000 |
| Springfield, MA | 41 | $ 2,124,000 | $ 51,804 | $ 97,000 |
| Elgin, IL | 40 | $ 2,271,000 | $ 56,775 | $ 100,000 |
| Urban Honolulu, HI | 40 | $ 2,956,000 | $ 73,900 | $ 95,000 |
| Portland-South Portland, ME | 39 | $ 2,513,000 | $ 64,435 | $ 85,000 |
| Provo-Orem, UT | 39 | $ 2,080,000 | $ 53,333 | $ 100,000 |
| Springfield, MO | 39 | $ 2,117,000 | $ 54,282 | $ 72,000 |
| Akron, OH | 38 | $ 2,395,000 | $ 63,026 | $ 76,000 |
| Rockingham County-Strafford County, NH | 38 | $ 2,129,000 | $ 56,026 | $ 110,000 |
| Dayton, OH | 37 | $ 1,917,000 | $ 51,810 | $ 78,000 |
| Santa Rosa, CA | 37 | $ 2,217,000 | $ 59,918 | $ 112,000 |
| Little Rock-North Little Rock-Conway, AR | 36 | $ 2,299,000 | $ 63,861 | $ 95,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 35 | $ 2,101,000 | $ 60,028 | $ 88,771 |
| Jackson, MS | 35 | $ 2,080,000 | $ 59,428 | $ 85,000 |
| Spokane-Spokane Valley, WA | 35 | $ 2,059,000 | $ 58,828 | $ 92,000 |
| Augusta-Richmond County, GA-SC | 34 | $ 1,798,000 | $ 52,882 | $ 73,441 |
| Greensboro-High Point, NC | 34 | $ 1,845,000 | $ 54,264 | $ 74,000 |
| York-Hanover, PA | 34 | $ 1,879,000 | $ 55,264 | $ 79,000 |
| Durham-Chapel Hill, NC | 33 | $ 2,134,000 | $ 64,666 | $ 91,000 |
| Asheville, NC | 32 | $ 1,595,000 | $ 49,843 | $ 67,000 |
| Visalia-Porterville, CA | 32 | $ 1,762,000 | $ 55,062 | $ 106,000 |
| Ann Arbor, MI | 31 | $ 1,792,000 | $ 57,806 | $ 133,000 |
| Atlantic City-Hammonton, NJ | 31 | $ 1,856,000 | $ 59,870 | $ 75,000 |
| Fort Wayne, IN | 31 | $ 1,599,000 | $ 51,580 | $ 76,000 |
| Manchester-Nashua, NH | 30 | $ 1,319,000 | $ 43,966 | $ 106,000 |
| Harrisburg-Carlisle, PA | 29 | $ 1,778,000 | $ 61,310 | $ 80,000 |
| Lexington-Fayette, KY | 29 | $ 1,532,000 | $ 52,827 | $ 91,000 |
| Pensacola-Ferry Pass-Brent, FL | 29 | $ 2,046,000 | $ 70,551 | $ 323,000 |
| Salinas, CA | 29 | $ 1,788,000 | $ 61,655 | $ 117,000 |
| Toledo, OH | 29 | $ 1,320,000 | $ 45,517 | $ 85,000 |
| Youngstown-Warren-Boardman, OH-PA | 29 | $ 1,486,000 | $ 51,241 | $ 71,517 |
| Spartanburg, SC | 28 | $ 1,622,000 | $ 57,928 | $ 54,000 |
| Shreveport-Bossier City, LA | 27 | $ 1,522,000 | $ 56,370 | $ 82,000 |
| Boulder, CO | 26 | $ 1,701,000 | $ 65,423 | $ 108,000 |
| Canton-Massillon, OH | 26 | $ 1,262,000 | $ 48,538 | $ 88,000 |
| Flint, MI | 25 | $ 1,329,000 | $ 53,160 | $ 82,000 |
| Fort Collins, CO | 25 | $ 1,583,000 | $ 63,320 | $ 93,000 |
| Greeley, CO | 25 | $ 1,370,000 | $ 54,800 | $ 97,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 25 | $ 1,638,000 | $ 65,520 | $ 145,000 |
| Bend-Redmond, OR | 24 | $ 1,363,000 | $ 56,791 | $ 75,000 |
| Bremerton-Silverdale, WA | 24 | $ 1,278,000 | $ 53,250 | $ 84,000 |
| Kennewick-Richland, WA | 24 | $ 1,338,000 | $ 55,750 | $ 109,000 |
| Salem, OR | 24 | $ 1,145,000 | $ 47,708 | $ 81,000 |
| Santa Maria-Santa Barbara, CA | 24 | $ 1,735,000 | $ 72,291 | $ 124,000 |
| Trenton, NJ | 24 | $ 1,577,000 | $ 65,708 | $ 126,000 |
| Lancaster, PA | 23 | $ 1,217,000 | $ 52,913 | $ 85,000 |
| Madison, WI | 23 | $ 1,252,000 | $ 54,434 | $ 82,000 |
| South Bend-Mishawaka, IN-MI | 23 | $ 947,000 | $ 41,173 | $ 59,608 |
| Barnstable Town, MA | 22 | $ 1,298,000 | $ 59,000 | $ 96,000 |
| Huntsville, AL | 22 | $ 1,317,000 | $ 59,863 | $ 113,000 |
| Norwich-New London, CT | 22 | $ 1,340,000 | $ 60,909 | $ 90,000 |
| Punta Gorda, FL | 22 | $ 1,250,000 | $ 56,818 | $ 68,000 |
| Winston-Salem, NC | 22 | $ 1,267,000 | $ 57,590 | $ 73,000 |
| Anchorage, AK | 21 | $ 1,373,000 | $ 65,380 | $ 132,000 |
| Gulfport-Biloxi-Pascagoula, MS | 21 | $ 1,069,000 | $ 50,904 | $ 69,000 |
| Huntington-Ashland, WV-KY-OH | 21 | $ 826,000 | $ 39,333 | $ 69,857 |
| Reading, PA | 21 | $ 1,058,000 | $ 50,380 | $ 82,000 |
| Salisbury, MD-DE | 21 | $ 1,132,000 | $ 53,904 | $ 85,000 |
| East Stroudsburg, PA | 20 | $ 1,017,000 | $ 50,850 | $ 77,000 |
| Gainesville, GA | 20 | $ 988,000 | $ 49,400 | $ 87,000 |
| Lake Havasu City-Kingman, AZ | 20 | $ 960,000 | $ 48,000 | $ 51,000 |
| Olympia-Tumwater, WA | 20 | $ 1,041,000 | $ 52,050 | $ 137,000 |
| San Rafael, CA | 20 | $ 1,694,000 | $ 84,700 | $ 166,000 |
| Fayetteville, NC | 19 | $ 1,153,000 | $ 60,684 | $ 62,000 |
| Lafayette, LA | 19 | $ 954,000 | $ 50,210 | $ 107,000 |
| Sioux Falls, SD | 19 | $ 930,000 | $ 48,947 | $ 113,000 |
| Yuba City, CA | 19 | $ 1,058,000 | $ 55,684 | $ 107,000 |
| Crestview-Fort Walton Beach-Destin, FL | 18 | $ 1,217,000 | $ 67,611 | $ 86,000 |
| Dover, DE | 18 | $ 1,150,000 | $ 63,888 | $ 87,000 |
| Hickory-Lenoir-Morganton, NC | 18 | $ 973,000 | $ 54,055 | $ 138,000 |
| Mobile, AL | 18 | $ 938,000 | $ 52,111 | $ 71,000 |
| Ocala, FL | 18 | $ 912,000 | $ 50,666 | $ 65,000 |
| Roanoke, VA | 18 | $ 1,069,000 | $ 59,388 | $ 74,000 |
| Savannah, GA | 18 | $ 1,105,000 | $ 61,388 | $ 94,000 |
| Sebastian-Vero Beach, FL | 18 | $ 1,084,000 | $ 60,222 | $ 90,000 |
| Tallahassee, FL | 18 | $ 932,000 | $ 51,777 | $ 64,000 |
| Evansville, IN-KY | 17 | $ 887,000 | $ 52,176 | $ 70,823 |
| Hilton Head Island-Bluffton-Beaufort, SC | 17 | $ 949,000 | $ 55,823 | $ 88,000 |
| Houma-Thibodaux, LA | 17 | $ 832,000 | $ 48,941 | $ 71,000 |
| Santa Cruz-Watsonville, CA | 17 | $ 1,108,000 | $ 65,176 | $ 108,000 |
| Topeka, KS | 17 | $ 853,000 | $ 50,176 | $ 69,000 |
| Wilmington, NC | 17 | $ 1,096,000 | $ 64,470 | $ 99,000 |
| Athens-Clarke County, GA | 16 | $ 967,000 | $ 60,437 | $ 95,000 |
| Columbia, MO | 16 | $ 749,000 | $ 46,812 | $ 63,000 |
| Lansing-East Lansing, MI | 16 | $ 594,000 | $ 37,125 | $ 89,000 |
| Madera, CA | 16 | $ 713,000 | $ 44,562 | $ 100,000 |
| Montgomery, AL | 16 | $ 929,000 | $ 58,062 | $ 82,000 |
| Prescott, AZ | 16 | $ 901,000 | $ 56,312 | $ 151,000 |
| Bismarck, ND | 15 | $ 711,000 | $ 47,400 | $ 86,000 |
| Daphne-Fairhope-Foley, AL | 15 | $ 847,000 | $ 56,466 | $ 82,000 |
| Duluth, MN-WI | 15 | $ 637,000 | $ 42,466 | $ 81,666 |
| Redding, CA | 15 | $ 758,000 | $ 50,533 | $ 77,000 |
| Rockford, IL | 15 | $ 850,000 | $ 56,666 | $ 87,000 |
| Santa Fe, NM | 15 | $ 716,000 | $ 47,733 | $ 141,000 |
| Billings, MT | 14 | $ 734,000 | $ 52,428 | $ 92,000 |
| Charleston, WV | 14 | $ 708,000 | $ 50,571 | $ 77,000 |
| Charlottesville, VA | 14 | $ 673,000 | $ 48,071 | $ 103,000 |
| Cheyenne, WY | 14 | $ 695,000 | $ 49,642 | $ 120,000 |
| Columbus, GA-AL | 14 | $ 755,000 | $ 53,928 | $ 60,714 |
| Erie, PA | 14 | $ 934,000 | $ 66,714 | $ 87,000 |
| Eugene, OR | 14 | $ 659,000 | $ 47,071 | $ 90,000 |
| Fargo, ND-MN | 14 | $ 755,000 | $ 53,928 | $ 145,142 |
| Gainesville, FL | 14 | $ 717,000 | $ 51,214 | $ 77,000 |
| Hanford-Corcoran, CA | 14 | $ 893,000 | $ 63,785 | $ 89,000 |
| Kahului-Wailuku-Lahaina, HI | 14 | $ 1,107,000 | $ 79,071 | $ 72,000 |
| Lake Charles, LA | 14 | $ 753,000 | $ 53,785 | $ 71,000 |
| Merced, CA | 14 | $ 907,000 | $ 64,785 | $ 91,000 |
| Springfield, IL | 14 | $ 910,000 | $ 65,000 | $ 90,000 |
| Tuscaloosa, AL | 14 | $ 685,000 | $ 48,928 | $ 60,000 |
| Chico, CA | 13 | $ 792,000 | $ 60,923 | $ 82,000 |
| Elkhart-Goshen, IN | 13 | $ 669,000 | $ 51,461 | $ 59,000 |
| Green Bay, WI | 13 | $ 716,000 | $ 55,076 | $ 76,000 |
| Homosassa Springs, FL | 13 | $ 658,000 | $ 50,615 | $ 75,000 |
| Medford, OR | 13 | $ 659,000 | $ 50,692 | $ 91,000 |
| Pueblo, CO | 13 | $ 662,000 | $ 50,923 | $ 76,000 |
| Saginaw, MI | 13 | $ 617,000 | $ 47,461 | $ 68,000 |
| St. George, UT | 13 | $ 594,000 | $ 45,692 | $ 92,000 |
| Terre Haute, IN | 13 | $ 531,000 | $ 40,846 | $ 68,000 |
| Coeur D'Alene, ID | 12 | $ 699,000 | $ 58,250 | $ 119,000 |
| Dalton, GA | 12 | $ 579,000 | $ 48,250 | $ 59,000 |
| Flagstaff, AZ | 12 | $ 570,000 | $ 47,500 | $ 77,000 |
| Hagerstown-Martinsburg, MD-WV | 12 | $ 485,000 | $ 40,416 | $ 89,000 |
| Kalamazoo-Portage, MI | 12 | $ 636,000 | $ 53,000 | $ 75,000 |
| Las Cruces, NM | 12 | $ 563,000 | $ 46,916 | $ 87,000 |
| Lincoln, NE | 12 | $ 684,000 | $ 57,000 | $ 85,000 |
| Ocean City, NJ | 12 | $ 681,000 | $ 56,750 | $ 103,000 |
| Panama City, FL | 12 | $ 591,000 | $ 49,250 | $ 67,000 |
| Peoria, IL | 12 | $ 613,000 | $ 51,083 | $ 52,000 |
| Winchester, VA-WV | 12 | $ 560,000 | $ 46,666 | $ 89,250 |
| Yakima, WA | 12 | $ 849,000 | $ 70,750 | $ 142,000 |
| Bellingham, WA | 11 | $ 749,000 | $ 68,090 | $ 105,000 |
| Chambersburg-Waynesboro, PA | 11 | $ 689,000 | $ 62,636 | $ 70,000 |
| Clarksville, TN-KY | 11 | $ 706,000 | $ 64,181 | $ 51,272 |
| Fort Smith, AR-OK | 11 | $ 547,000 | $ 49,727 | $ 55,454 |
| Grand Island, NE | 11 | $ 593,000 | $ 53,909 | $ 63,000 |
| Grand Junction, CO | 11 | $ 729,000 | $ 66,272 | $ 55,000 |
| Greenville, NC | 11 | $ 627,000 | $ 57,000 | $ 85,000 |
| Idaho Falls, ID | 11 | $ 535,000 | $ 48,636 | $ 103,000 |
| Johnson City, TN | 11 | $ 639,000 | $ 58,090 | $ 73,000 |
| Morgantown, WV | 11 | $ 580,000 | $ 52,727 | $ 89,000 |
| Racine, WI | 11 | $ 547,000 | $ 49,727 | $ 109,000 |
| St. Joseph, MO-KS | 11 | $ 498,000 | $ 45,272 | $ 92,000 |
| Weirton-Steubenville, WV-OH | 11 | $ 438,000 | $ 39,818 | $ 54,727 |
| Bloomington, IL | 10 | $ 647,000 | $ 64,700 | $ 68,000 |
| El Centro, CA | 10 | $ 521,000 | $ 52,100 | $ 99,000 |
| Farmington, NM | 10 | $ 413,000 | $ 41,300 | $ 83,000 |
| Gettysburg, PA | 10 | $ 599,000 | $ 59,900 | $ 54,000 |
| Grand Forks, ND-MN | 10 | $ 551,000 | $ 55,100 | $ 81,200 |
| Grants Pass, OR | 10 | $ 627,000 | $ 62,700 | $ 78,000 |
| Jackson, MI | 10 | $ 423,000 | $ 42,300 | $ 77,000 |
| Johnstown, PA | 10 | $ 613,000 | $ 61,300 | $ 81,000 |
| Kingsport-Bristol-Bristol, TN-VA | 10 | $ 611,000 | $ 61,100 | $ 100,000 |
| Macon-Bibb County, GA | 10 | $ 494,000 | $ 49,400 | $ 61,000 |
| Missoula, MT | 10 | $ 650,000 | $ 65,000 | $ 65,000 |
| Muncie, IN | 10 | $ 458,000 | $ 45,800 | $ 62,000 |
| Pittsfield, MA | 10 | $ 607,000 | $ 60,700 | $ 73,000 |
| Auburn-Opelika, AL | 9 | $ 694,000 | $ 77,111 | $ 87,000 |
| Bloomsburg-Berwick, PA | 9 | $ 454,000 | $ 50,444 | $ 55,000 |
| Champaign-Urbana, IL | 9 | $ 418,000 | $ 46,444 | $ 93,000 |
| Joplin, MO | 9 | $ 403,000 | $ 44,777 | $ 63,000 |
| Lawrence, KS | 9 | $ 440,000 | $ 48,888 | $ 85,000 |
| Muskegon, MI | 9 | $ 443,000 | $ 49,222 | $ 119,000 |
| Sebring, FL | 9 | $ 471,000 | $ 52,333 | $ 63,000 |
| The Villages, FL | 9 | $ 502,000 | $ 55,777 | $ 71,000 |
| Vineland-Bridgeton, NJ | 9 | $ 512,000 | $ 56,888 | $ 83,000 |
| Yuma, AZ | 9 | $ 319,000 | $ 35,444 | $ 118,000 |
| Battle Creek, MI | 8 | $ 342,000 | $ 42,750 | $ 62,000 |
| Burlington, NC | 8 | $ 360,000 | $ 45,000 | $ 59,000 |
| Eau Claire, WI | 8 | $ 427,000 | $ 53,375 | $ 89,000 |
| Great Falls, MT | 8 | $ 553,000 | $ 69,125 | $ 65,000 |
| Jacksonville, NC | 8 | $ 418,000 | $ 52,250 | $ 49,000 |
| Michigan City-La Porte, IN | 8 | $ 551,000 | $ 68,875 | $ 62,000 |
| Mount Vernon-Anacortes, WA | 8 | $ 474,000 | $ 59,250 | $ 71,000 |
| Niles-Benton Harbor, MI | 8 | $ 367,000 | $ 45,875 | $ 63,000 |
| St. Cloud, MN | 8 | $ 453,000 | $ 56,625 | $ 92,000 |
| State College, PA | 8 | $ 631,000 | $ 78,875 | $ 82,000 |
| Warner Robins, GA | 8 | $ 535,000 | $ 66,875 | $ 88,000 |
| Dothan, AL | 7 | $ 282,000 | $ 40,285 | $ 79,000 |
| Lawton, OK | 7 | $ 375,000 | $ 53,571 | $ 87,000 |
| Logan, UT-ID | 7 | $ 354,000 | $ 50,571 | $ 98,142 |
| Lynchburg, VA | 7 | $ 449,000 | $ 64,142 | $ 70,000 |
| Monroe, MI | 7 | $ 314,000 | $ 44,857 | $ 69,000 |
| Parkersburg-Vienna, WV | 7 | $ 524,000 | $ 74,857 | $ 70,000 |
| Sheboygan, WI | 7 | $ 377,000 | $ 53,857 | $ 86,000 |
| Wheeling, WV-OH | 7 | $ 351,000 | $ 50,142 | $ 47,000 |
| Albany, OR | 6 | $ 340,000 | $ 56,666 | $ 92,000 |
| Bay City, MI | 6 | $ 394,000 | $ 65,666 | $ 60,000 |
| Beckley, WV | 6 | $ 258,000 | $ 43,000 | $ 61,000 |
| Columbus, IN | 6 | $ 283,000 | $ 47,166 | $ 71,000 |
| Corvallis, OR | 6 | $ 305,000 | $ 50,833 | $ 100,000 |
| Enid, OK | 6 | $ 444,000 | $ 74,000 | $ 159,000 |
| Florence, SC | 6 | $ 338,000 | $ 56,333 | $ 72,000 |
| Janesville-Beloit, WI | 6 | $ 333,000 | $ 55,500 | $ 45,000 |
| Kankakee, IL | 6 | $ 422,000 | $ 70,333 | $ 85,000 |
| Lafayette-West Lafayette, IN | 6 | $ 220,000 | $ 36,666 | $ 64,000 |
| Lewiston-Auburn, ME | 6 | $ 319,000 | $ 53,166 | $ 26,000 |
| Lima, OH | 6 | $ 245,000 | $ 40,833 | $ 40,000 |
| Monroe, LA | 6 | $ 270,000 | $ 45,000 | $ 92,000 |
| Napa, CA | 6 | $ 453,000 | $ 75,500 | $ 186,000 |
| New Bern, NC | 6 | $ 475,000 | $ 79,166 | $ 59,000 |
| Pine Bluff, AR | 6 | $ 269,000 | $ 44,833 | $ 73,000 |
| Springfield, OH | 6 | $ 249,000 | $ 41,500 | $ 41,000 |
| Williamsport, PA | 6 | $ 245,000 | $ 40,833 | $ 95,000 |
| Albany, GA | 5 | $ 226,000 | $ 45,200 | $ 122,000 |
| Alexandria, LA | 5 | $ 209,000 | $ 41,800 | $ 85,000 |
| Altoona, PA | 5 | $ 341,000 | $ 68,200 | $ 73,000 |
| Appleton, WI | 5 | $ 241,000 | $ 48,200 | $ 89,000 |
| Blacksburg-Christiansburg-Radford, VA | 5 | $ 202,000 | $ 40,400 | $ 67,000 |
| Bowling Green, KY | 5 | $ 214,000 | $ 42,800 | $ 78,000 |
| Brunswick, GA | 5 | $ 339,000 | $ 67,800 | $ 63,000 |
| Cape Girardeau, MO-IL | 5 | $ 311,000 | $ 62,200 | $ 107,000 |
| Carbondale-Marion, IL | 5 | $ 333,000 | $ 66,600 | $ 56,000 |
| Carson City, NV | 5 | $ 312,000 | $ 62,400 | $ 71,000 |
| Florence-Muscle Shoals, AL | 5 | $ 302,000 | $ 60,400 | $ 76,000 |
| Fond Du Lac, WI | 5 | $ 268,000 | $ 53,600 | $ 68,000 |
| Hinesville, GA | 5 | $ 207,000 | $ 41,400 | $ 34,000 |
| Jonesboro, AR | 5 | $ 346,000 | $ 69,200 | $ 75,000 |
| Kokomo, IN | 5 | $ 257,000 | $ 51,400 | $ 81,000 |
| Mankato-North Mankato, MN | 5 | $ 356,000 | $ 71,200 | $ 97,000 |
| Mansfield, OH | 5 | $ 284,000 | $ 56,800 | $ 76,000 |
| Morristown, TN | 5 | $ 188,000 | $ 37,600 | $ 80,000 |
| Oshkosh-Neenah, WI | 5 | $ 200,000 | $ 40,000 | $ 69,000 |
| Pocatello, ID | 5 | $ 160,000 | $ 32,000 | $ 68,000 |
| Rapid City, SD | 5 | $ 240,000 | $ 48,000 | $ 70,000 |
| Rochester, MN | 5 | $ 291,000 | $ 58,200 | $ 150,000 |
| Walla Walla, WA | 5 | $ 261,000 | $ 52,200 | $ 64,000 |
| Anniston-Oxford-Jacksonville, AL | 4 | $ 271,000 | $ 67,750 | $ 59,000 |
| Bloomington, IN | 4 | $ 165,000 | $ 41,250 | $ 53,000 |
| Casper, WY | 4 | $ 168,000 | $ 42,000 | $ 84,000 |
| Cleveland, TN | 4 | $ 291,000 | $ 72,750 | $ 90,000 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 178,000 | $ 44,500 | $ 77,000 |
| Goldsboro, NC | 4 | $ 210,000 | $ 52,500 | $ 54,000 |
| Hammond, LA | 4 | $ 165,000 | $ 41,250 | $ 59,000 |
| Hot Springs, AR | 4 | $ 234,000 | $ 58,500 | $ 87,000 |
| Lebanon, PA | 4 | $ 249,000 | $ 62,250 | $ 83,000 |
| Longview, WA | 4 | $ 320,000 | $ 80,000 | $ 68,000 |
| Rome, GA | 4 | $ 245,000 | $ 61,250 | $ 80,000 |
| Staunton-Waynesboro, VA | 4 | $ 245,000 | $ 61,250 | $ 63,000 |
| Valdosta, GA | 4 | $ 199,000 | $ 49,750 | $ 26,000 |
| Wausau, WI | 4 | $ 163,000 | $ 40,750 | $ 77,000 |
| Wenatchee, WA | 4 | $ 273,000 | $ 68,250 | $ 92,000 |
| Bangor, ME | 3 | $ 181,000 | $ 60,333 | $ 76,000 |
| Burlington-South Burlington, VT | 3 | $ 109,000 | $ 36,333 | $ 102,000 |
| Elizabethtown-Fort Knox, KY | 3 | $ 165,000 | $ 55,000 | $ 55,000 |
| Fairbanks, AK | 3 | $ 180,000 | $ 60,000 | $ 46,000 |
| Harrisonburg, VA | 3 | $ 106,000 | $ 35,333 | $ 76,000 |
| Hattiesburg, MS | 3 | $ 166,000 | $ 55,333 | $ 123,000 |
| Jackson, TN | 3 | $ 105,000 | $ 35,000 | $ 65,000 |
| Jefferson City, MO | 3 | $ 135,000 | $ 45,000 | $ 96,000 |
| La Crosse-Onalaska, WI-MN | 3 | $ 110,000 | $ 36,666 | $ 48,000 |
| Manhattan, KS | 3 | $ 265,000 | $ 88,333 | $ 98,000 |
| Rocky Mount, NC | 3 | $ 135,000 | $ 45,000 | $ 60,000 |
| Sierra Vista-Douglas, AZ | 3 | $ 108,000 | $ 36,000 | $ 32,000 |
| Sioux City, IA-NE-SD | 3 | $ 152,000 | $ 50,666 | $ 65,666 |
| Sumter, SC | 3 | $ 110,000 | $ 36,666 | $ 60,000 |
| Danville, IL | 2 | $ 75,000 | $ 37,500 | $ 50,000 |
| Decatur, IL | 2 | $ 73,000 | $ 36,500 | $ 63,000 |
| Gadsden, AL | 2 | $ 75,000 | $ 37,500 | $ 97,000 |
| Lewiston, ID-WA | 2 | $ 95,000 | $ 47,500 | $ 102,000 |
| Owensboro, KY | 2 | $ 165,000 | $ 82,500 | $ 89,000 |
| Silver Spring-Frederick-Rockville, MD | 2 | $ 86,000 | $ 43,000 | $ 191,000 |
| Baltimore-Columbia-Towson, MD | 1 | $ 35,000 | $ 35,000 | $ 108,000 |
| Cumberland, MD-WV | 1 | $ 42,000 | $ 42,000 | $ 54,000 |
| Dallas-Plano-Irving, TX | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Decatur, AL | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Fort Worth-Arlington, TX | 1 | $ 35,000 | $ 35,000 | $ 59,000 |
| Nassau County-Suffolk County, NY | 1 | $ 150,000 | $ 150,000 | $ 372,000 |
| Texarkana, TX-AR | 1 | $ 37,000 | $ 37,000 | $ 23,000 |
Mortgage Loan Application Detail Totals for Discover Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 15,818 | $878,939,000 | $55,000 | $150,000 | $101,000 | $9,300,000 |
| Refinancing | 2,834 | $216,746,000 | $76,000 | $150,000 | $88,000 | $700,000 |
| Home Purchase | 138 | $10,554,000 | $76,000 | $150,000 | $91,000 | $559,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,508 | $664,970,000 | $57,000 | $150,000 | $99,000 | $9,300,000 |
| Not Provided | 2,206 | $139,488,000 | $63,000 | $150,000 | $110,000 | $8,750,000 |
| Hispanic | 1,847 | $103,820,000 | $56,000 | $150,000 | $93,000 | $714,000 |
| Black or African American | 1,487 | $81,454,000 | $54,000 | $150,000 | $79,000 | $700,000 |
| Asian | 1,422 | $98,190,000 | $69,000 | $150,000 | $110,000 | $2,470,000 |
| American Indian or Alaskan Native | 209 | $11,322,000 | $54,000 | $150,000 | $87,000 | $559,000 |
| Native Hawaiian or Other Pacific Islander | 111 | $6,995,000 | $63,000 | $150,000 | $112,000 | $360,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 18,790 | $1,106,239,000 | $58,000 | $150,000 | $99,000 | $9,300,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 10,956 | $623,043,000 | $56,000 | $150,000 | $90,000 | $6,901,000 |
| Application Withdrawn By Applicant | 4,538 | $278,229,000 | $61,000 | $150,000 | $108,000 | $8,750,000 |
| Loan Originated | 2,202 | $137,594,000 | $62,000 | $150,000 | $111,000 | $537,000 |
| File Closed For Incompleteness | 1,017 | $62,178,000 | $61,000 | $150,000 | $119,000 | $9,300,000 |
| Application Approved But Not Accepted | 77 | $5,195,000 | $67,000 | $150,000 | $109,000 | $418,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 3,154 | $151,843,000 | $48,000 | $150,000 | $101,000 | $930,000 |
| Credit History | 3,125 | $172,267,000 | $55,000 | $150,000 | $91,000 | $6,901,000 |
| Debt-To-Income Ratio | 2,562 | $166,103,000 | $64,000 | $150,000 | $62,000 | $464,000 |
| Unverifiable Information | 1,504 | $94,118,000 | $62,000 | $150,000 | $107,000 | $1,258,000 |
| Other | 321 | $21,895,000 | $68,000 | $150,000 | $110,000 | $2,000,000 |
| Credit Application Incomplete | 269 | $15,519,000 | $57,000 | $150,000 | $110,000 | $850,000 |
| Employment History | 21 | $1,298,000 | $61,000 | $150,000 | $74,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Discover Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Discover Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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