Discover Bank Mortgage Lending & HMDA Data, 2018
In 2018, Discover Bank of Greenwood, DE reported 70,860 mortgage applications totaling $4.3 billion, up 277% from 2017. The average application was for $60,480, and applicants reported an average income of $115,455. 10% of its applications resulted in an originated loan and 65% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (2,391), Los Angeles-Long Beach-Glendale, CA (2,276) and New York-Jersey City-White Plains, NY-NJ (2,130) (applications in parentheses).
| Mortgage Company & Address | Discover Bank 12 Reads Way Greenwood, DE 19950 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 70,860 |
| Total Mortgage Loan Application Amount | $4,285,620,000 |
| Average Mortgage Loan Application Amount | $60,480 |
| Highest Mortgage Loan Application Amount | $355,000 |
| Average Applicant Income | $115,455 |
| Highest Applicant Income | $9,760,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Discover Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 2,276 | $ 169,560,000 | $ 74,499 | $ 128,000 |
| Maricopa, Arizona | 1,436 | $ 83,220,000 | $ 57,952 | $ 119,000 |
| Cook, Illinois | 1,185 | $ 71,425,000 | $ 60,274 | $ 112,000 |
| Clark, Nevada | 1,100 | $ 64,020,000 | $ 58,200 | $ 106,000 |
| Riverside, California | 1,020 | $ 64,410,000 | $ 63,147 | $ 120,000 |
| San Diego, California | 876 | $ 64,030,000 | $ 73,093 | $ 131,000 |
| Miami-Dade, Florida | 842 | $ 57,210,000 | $ 67,945 | $ 135,000 |
| Broward, Florida | 807 | $ 51,775,000 | $ 64,157 | $ 117,000 |
| San Bernardino, California | 701 | $ 42,615,000 | $ 60,791 | $ 107,000 |
| Orange, California | 669 | $ 54,815,000 | $ 81,935 | $ 164,000 |
| Palm Beach, Florida | 615 | $ 40,915,000 | $ 66,528 | $ 124,000 |
| Sacramento, California | 517 | $ 31,415,000 | $ 60,764 | $ 117,000 |
| Orange, Florida | 475 | $ 29,425,000 | $ 61,947 | $ 111,000 |
| Gwinnett, Georgia | 444 | $ 25,910,000 | $ 58,355 | $ 125,000 |
| Hillsborough, Florida | 428 | $ 25,740,000 | $ 60,140 | $ 108,000 |
| Salt Lake, Utah | 423 | $ 25,365,000 | $ 59,964 | $ 101,000 |
| Contra Costa, California | 408 | $ 30,800,000 | $ 75,490 | $ 162,000 |
| Pinellas, Florida | 393 | $ 23,645,000 | $ 60,165 | $ 90,000 |
| Oakland, Michigan | 379 | $ 22,425,000 | $ 59,168 | $ 142,000 |
| Wayne, Michigan | 364 | $ 19,520,000 | $ 53,626 | $ 89,000 |
| Alameda, California | 363 | $ 31,475,000 | $ 86,707 | $ 168,000 |
| King, Washington | 359 | $ 29,755,000 | $ 82,883 | $ 125,000 |
| Wake, North Carolina | 354 | $ 21,370,000 | $ 60,367 | $ 117,000 |
| Bergen, New Jersey | 350 | $ 25,610,000 | $ 73,171 | $ 145,000 |
| Cobb, Georgia | 346 | $ 22,230,000 | $ 64,248 | $ 125,000 |
| Fairfax, Virginia | 336 | $ 23,910,000 | $ 71,160 | $ 159,000 |
| Fulton, Georgia | 329 | $ 22,065,000 | $ 67,066 | $ 128,000 |
| Santa Clara, California | 327 | $ 28,465,000 | $ 87,048 | $ 143,000 |
| Will, Illinois | 325 | $ 17,905,000 | $ 55,092 | $ 141,000 |
| Cuyahoga, Ohio | 324 | $ 17,550,000 | $ 54,166 | $ 123,000 |
| Mecklenburg, North Carolina | 319 | $ 19,115,000 | $ 59,921 | $ 111,000 |
| Hennepin, Minnesota | 309 | $ 18,395,000 | $ 59,530 | $ 110,000 |
| Middlesex, Massachusetts | 301 | $ 21,705,000 | $ 72,109 | $ 130,000 |
| Middlesex, New Jersey | 300 | $ 20,510,000 | $ 68,366 | $ 145,000 |
| Arapahoe, Colorado | 296 | $ 18,080,000 | $ 61,081 | $ 114,000 |
| DuPage, Illinois | 295 | $ 19,225,000 | $ 65,169 | $ 152,000 |
| Monmouth, New Jersey | 289 | $ 19,415,000 | $ 67,179 | $ 188,000 |
| Suffolk, New York | 287 | $ 19,225,000 | $ 66,986 | $ 156,000 |
| Philadelphia, Pennsylvania | 287 | $ 17,215,000 | $ 59,982 | $ 89,000 |
| Franklin, Ohio | 277 | $ 13,585,000 | $ 49,043 | $ 95,000 |
| Ventura, California | 276 | $ 20,090,000 | $ 72,789 | $ 151,000 |
| Allegheny, Pennsylvania | 272 | $ 15,680,000 | $ 57,647 | $ 118,000 |
| Ocean, New Jersey | 268 | $ 15,310,000 | $ 57,126 | $ 104,000 |
| San Joaquin, California | 261 | $ 16,945,000 | $ 64,923 | $ 105,000 |
| Snohomish, Washington | 259 | $ 18,015,000 | $ 69,555 | $ 150,000 |
| Lee, Florida | 255 | $ 15,155,000 | $ 59,431 | $ 125,000 |
| El Paso, Colorado | 253 | $ 14,195,000 | $ 56,106 | $ 127,000 |
| Johnson, Kansas | 248 | $ 14,480,000 | $ 58,387 | $ 131,000 |
| Jefferson, Colorado | 243 | $ 15,605,000 | $ 64,218 | $ 108,000 |
| Volusia, Florida | 242 | $ 13,790,000 | $ 56,983 | $ 89,000 |
| Worcester, Massachusetts | 240 | $ 13,350,000 | $ 55,625 | $ 122,000 |
| Douglas, Colorado | 237 | $ 17,085,000 | $ 72,088 | $ 209,000 |
| Adams, Colorado | 236 | $ 14,940,000 | $ 63,305 | $ 98,000 |
| DeKalb, Georgia | 234 | $ 14,100,000 | $ 60,256 | $ 117,000 |
| Macomb, Michigan | 233 | $ 12,195,000 | $ 52,339 | $ 91,000 |
| Duval, Florida | 232 | $ 13,200,000 | $ 56,896 | $ 102,000 |
| Pima, Arizona | 231 | $ 12,675,000 | $ 54,870 | $ 107,000 |
| Nassau, New York | 230 | $ 18,330,000 | $ 79,695 | $ 149,000 |
| Fairfield, Connecticut | 229 | $ 16,015,000 | $ 69,934 | $ 155,000 |
| Lake, Illinois | 227 | $ 14,845,000 | $ 65,396 | $ 138,000 |
| Ada, Idaho | 226 | $ 12,330,000 | $ 54,557 | $ 144,000 |
| Hartford, Connecticut | 224 | $ 13,040,000 | $ 58,214 | $ 123,000 |
| Essex, Massachusetts | 224 | $ 14,800,000 | $ 66,071 | $ 119,000 |
| Shelby, Tennessee | 219 | $ 12,485,000 | $ 57,009 | $ 109,000 |
| New Haven, Connecticut | 218 | $ 13,020,000 | $ 59,724 | $ 135,000 |
| Fresno, California | 217 | $ 12,785,000 | $ 58,917 | $ 119,000 |
| Montgomery, Pennsylvania | 216 | $ 13,190,000 | $ 61,064 | $ 131,000 |
| Brevard, Florida | 215 | $ 13,225,000 | $ 61,511 | $ 107,000 |
| Pierce, Washington | 214 | $ 12,960,000 | $ 60,560 | $ 114,000 |
| Norfolk, Massachusetts | 210 | $ 14,880,000 | $ 70,857 | $ 167,000 |
| New Castle, Delaware | 209 | $ 11,765,000 | $ 56,291 | $ 115,000 |
| Polk, Florida | 209 | $ 11,405,000 | $ 54,569 | $ 107,000 |
| Marion, Indiana | 209 | $ 10,475,000 | $ 50,119 | $ 84,000 |
| Washoe, Nevada | 209 | $ 13,735,000 | $ 65,717 | $ 101,000 |
| Pasco, Florida | 203 | $ 10,415,000 | $ 51,305 | $ 88,000 |
| Denver, Colorado | 202 | $ 13,930,000 | $ 68,960 | $ 112,000 |
| Oklahoma, Oklahoma | 202 | $ 11,480,000 | $ 56,831 | $ 119,000 |
| Davidson, Tennessee | 201 | $ 13,005,000 | $ 64,701 | $ 109,000 |
| Loudoun, Virginia | 201 | $ 14,585,000 | $ 72,562 | $ 167,000 |
| St. Louis, Missouri | 200 | $ 10,640,000 | $ 53,200 | $ 109,000 |
| Seminole, Florida | 198 | $ 11,280,000 | $ 56,969 | $ 106,000 |
| Utah, Utah | 198 | $ 11,570,000 | $ 58,434 | $ 105,000 |
| Bristol, Massachusetts | 193 | $ 10,855,000 | $ 56,243 | $ 112,000 |
| Essex, New Jersey | 193 | $ 13,775,000 | $ 71,373 | $ 132,000 |
| Placer, California | 192 | $ 14,040,000 | $ 73,125 | $ 137,000 |
| Honolulu, Hawaii | 187 | $ 14,805,000 | $ 79,171 | $ 116,000 |
| Bucks, Pennsylvania | 187 | $ 12,235,000 | $ 65,427 | $ 108,000 |
| Burlington, New Jersey | 186 | $ 10,580,000 | $ 56,881 | $ 113,000 |
| Queens, New York | 184 | $ 15,680,000 | $ 85,217 | $ 107,000 |
| Stanislaus, California | 183 | $ 10,115,000 | $ 55,273 | $ 106,000 |
| Morris, New Jersey | 182 | $ 11,860,000 | $ 65,164 | $ 189,000 |
| Union, New Jersey | 182 | $ 11,170,000 | $ 61,373 | $ 127,000 |
| Washington, Oregon | 177 | $ 11,775,000 | $ 66,525 | $ 117,000 |
| Plymouth, Massachusetts | 174 | $ 10,580,000 | $ 60,804 | $ 125,000 |
| Multnomah, Oregon | 174 | $ 11,500,000 | $ 66,091 | $ 109,000 |
| Kern, California | 173 | $ 9,685,000 | $ 55,982 | $ 177,000 |
| Tulsa, Oklahoma | 173 | $ 8,975,000 | $ 51,878 | $ 115,000 |
| Summit, Ohio | 167 | $ 8,425,000 | $ 50,449 | $ 104,000 |
| Prince William, Virginia | 165 | $ 10,335,000 | $ 62,636 | $ 141,000 |
| Solano, California | 164 | $ 10,770,000 | $ 65,670 | $ 122,000 |
| Jackson, Missouri | 160 | $ 8,450,000 | $ 52,812 | $ 116,000 |
| Sarasota, Florida | 159 | $ 9,615,000 | $ 60,471 | $ 109,000 |
| Chester, Pennsylvania | 159 | $ 10,835,000 | $ 68,144 | $ 131,000 |
| Cherokee, Georgia | 156 | $ 9,370,000 | $ 60,064 | $ 161,000 |
| Greenville, South Carolina | 155 | $ 8,185,000 | $ 52,806 | $ 131,000 |
| Lake, Florida | 154 | $ 8,880,000 | $ 57,662 | $ 94,000 |
| Jefferson, Kentucky | 154 | $ 9,210,000 | $ 59,805 | $ 133,000 |
| Camden, New Jersey | 152 | $ 9,260,000 | $ 60,921 | $ 131,000 |
| Forsyth, Georgia | 149 | $ 9,605,000 | $ 64,463 | $ 133,000 |
| Douglas, Nebraska | 149 | $ 8,075,000 | $ 54,194 | $ 107,000 |
| Providence, Rhode Island | 149 | $ 7,825,000 | $ 52,516 | $ 117,000 |
| Weld, Colorado | 148 | $ 8,900,000 | $ 60,135 | $ 166,000 |
| San Mateo, California | 145 | $ 13,275,000 | $ 91,551 | $ 148,000 |
| Hamilton, Ohio | 144 | $ 8,100,000 | $ 56,250 | $ 100,000 |
| Jefferson, Louisiana | 143 | $ 8,375,000 | $ 58,566 | $ 108,000 |
| Delaware, Pennsylvania | 143 | $ 8,595,000 | $ 60,104 | $ 118,000 |
| Pinal, Arizona | 142 | $ 6,850,000 | $ 48,239 | $ 85,000 |
| St. Charles, Missouri | 142 | $ 8,050,000 | $ 56,690 | $ 126,000 |
| Hillsborough, New Hampshire | 142 | $ 8,230,000 | $ 57,957 | $ 108,000 |
| Lake, Indiana | 141 | $ 7,015,000 | $ 49,751 | $ 182,000 |
| Rockingham, New Hampshire | 141 | $ 9,485,000 | $ 67,269 | $ 116,000 |
| Larimer, Colorado | 139 | $ 8,155,000 | $ 58,669 | $ 104,000 |
| Davis, Utah | 139 | $ 8,445,000 | $ 60,755 | $ 105,000 |
| Hudson, New Jersey | 137 | $ 9,915,000 | $ 72,372 | $ 133,000 |
| Knox, Tennessee | 137 | $ 7,475,000 | $ 54,562 | $ 116,000 |
| Clackamas, Oregon | 136 | $ 9,350,000 | $ 68,750 | $ 129,000 |
| Passaic, New Jersey | 135 | $ 9,215,000 | $ 68,259 | $ 117,000 |
| Milwaukee, Wisconsin | 134 | $ 7,010,000 | $ 52,313 | $ 96,000 |
| Osceola, Florida | 133 | $ 7,585,000 | $ 57,030 | $ 96,000 |
| Gloucester, New Jersey | 133 | $ 7,505,000 | $ 56,428 | $ 107,000 |
| Northampton, Pennsylvania | 132 | $ 7,660,000 | $ 58,030 | $ 102,000 |
| Rutherford, Tennessee | 132 | $ 7,370,000 | $ 55,833 | $ 88,000 |
| Clark, Washington | 132 | $ 8,230,000 | $ 62,348 | $ 93,000 |
| Kane, Illinois | 130 | $ 7,380,000 | $ 56,769 | $ 117,000 |
| Erie, New York | 128 | $ 6,820,000 | $ 53,281 | $ 85,000 |
| St. Lucie, Florida | 127 | $ 7,595,000 | $ 59,803 | $ 93,000 |
| Kent, Michigan | 127 | $ 7,495,000 | $ 59,015 | $ 90,000 |
| Sedgwick, Kansas | 126 | $ 6,270,000 | $ 49,761 | $ 108,000 |
| Hampden, Massachusetts | 124 | $ 6,330,000 | $ 51,048 | $ 85,000 |
| Jefferson, Alabama | 122 | $ 7,430,000 | $ 60,901 | $ 128,000 |
| Somerset, New Jersey | 122 | $ 9,370,000 | $ 76,803 | $ 172,000 |
| Charleston, South Carolina | 121 | $ 7,495,000 | $ 61,942 | $ 104,000 |
| Horry, South Carolina | 120 | $ 7,020,000 | $ 58,500 | $ 96,000 |
| Hamilton, Tennessee | 120 | $ 6,170,000 | $ 51,416 | $ 102,000 |
| Westchester, New York | 118 | $ 9,530,000 | $ 80,762 | $ 158,000 |
| Collier, Florida | 117 | $ 7,945,000 | $ 67,905 | $ 107,000 |
| Manatee, Florida | 117 | $ 7,555,000 | $ 64,572 | $ 126,000 |
| McHenry, Illinois | 116 | $ 6,950,000 | $ 59,913 | $ 116,000 |
| York, Pennsylvania | 114 | $ 6,770,000 | $ 59,385 | $ 102,000 |
| Dakota, Minnesota | 113 | $ 6,315,000 | $ 55,884 | $ 118,000 |
| Spokane, Washington | 110 | $ 6,320,000 | $ 57,454 | $ 130,000 |
| Hamilton, Indiana | 108 | $ 6,770,000 | $ 62,685 | $ 131,000 |
| Bernalillo, New Mexico | 107 | $ 6,505,000 | $ 60,794 | $ 102,000 |
| District of Columbia, District Of Columbia | 105 | $ 7,575,000 | $ 72,142 | $ 148,000 |
| Ramsey, Minnesota | 105 | $ 6,585,000 | $ 62,714 | $ 94,000 |
| Williamson, Tennessee | 105 | $ 7,445,000 | $ 70,904 | $ 139,000 |
| Pulaski, Arkansas | 104 | $ 5,260,000 | $ 50,576 | $ 166,000 |
| Santa Barbara, California | 104 | $ 7,220,000 | $ 69,423 | $ 123,000 |
| Suffolk, Massachusetts | 104 | $ 7,860,000 | $ 75,576 | $ 109,000 |
| Atlantic, New Jersey | 104 | $ 5,550,000 | $ 53,365 | $ 88,000 |
| Lancaster, Pennsylvania | 104 | $ 6,480,000 | $ 62,307 | $ 89,000 |
| Lehigh, Pennsylvania | 102 | $ 5,940,000 | $ 58,235 | $ 96,000 |
| Tulare, California | 100 | $ 5,630,000 | $ 56,300 | $ 97,000 |
| Montgomery, Ohio | 100 | $ 5,090,000 | $ 50,900 | $ 88,000 |
| Marion, Oregon | 99 | $ 5,375,000 | $ 54,292 | $ 121,000 |
| Paulding, Georgia | 98 | $ 4,620,000 | $ 47,142 | $ 86,000 |
| Guilford, North Carolina | 98 | $ 5,530,000 | $ 56,428 | $ 101,000 |
| Marion, Florida | 97 | $ 5,165,000 | $ 53,247 | $ 72,000 |
| Lorain, Ohio | 97 | $ 5,165,000 | $ 53,247 | $ 104,000 |
| Anoka, Minnesota | 94 | $ 5,170,000 | $ 55,000 | $ 97,000 |
| York, South Carolina | 94 | $ 5,210,000 | $ 55,425 | $ 114,000 |
| Waukesha, Wisconsin | 94 | $ 5,480,000 | $ 58,297 | $ 128,000 |
| Kings, New York | 93 | $ 8,385,000 | $ 90,161 | $ 129,000 |
| Luzerne, Pennsylvania | 93 | $ 4,875,000 | $ 52,419 | $ 78,000 |
| Chesterfield, Virginia | 92 | $ 4,670,000 | $ 50,760 | $ 106,000 |
| St. Tammany, Louisiana | 91 | $ 4,955,000 | $ 54,450 | $ 151,000 |
| Virginia Beach, Virginia | 91 | $ 4,935,000 | $ 54,230 | $ 90,000 |
| Hernando, Florida | 90 | $ 5,310,000 | $ 59,000 | $ 89,000 |
| St. Johns, Florida | 90 | $ 5,900,000 | $ 65,555 | $ 124,000 |
| Richmond, New York | 90 | $ 6,410,000 | $ 71,222 | $ 128,000 |
| Berks, Pennsylvania | 89 | $ 5,075,000 | $ 57,022 | $ 101,000 |
| Union, North Carolina | 88 | $ 5,430,000 | $ 61,704 | $ 120,000 |
| Henrico, Virginia | 88 | $ 4,790,000 | $ 54,431 | $ 87,000 |
| Henry, Georgia | 87 | $ 4,955,000 | $ 56,954 | $ 88,000 |
| Cumberland, Maine | 87 | $ 5,225,000 | $ 60,057 | $ 108,000 |
| Lucas, Ohio | 87 | $ 4,295,000 | $ 49,367 | $ 100,000 |
| Sonoma, California | 85 | $ 6,435,000 | $ 75,705 | $ 126,000 |
| Washington, Minnesota | 85 | $ 5,335,000 | $ 62,764 | $ 123,000 |
| Mercer, New Jersey | 85 | $ 5,765,000 | $ 67,823 | $ 142,000 |
| Delaware, Ohio | 85 | $ 5,455,000 | $ 64,176 | $ 149,000 |
| East Baton Rouge, Louisiana | 84 | $ 4,760,000 | $ 56,666 | $ 82,000 |
| Monterey, California | 83 | $ 5,855,000 | $ 70,542 | $ 110,000 |
| Canyon, Idaho | 83 | $ 4,305,000 | $ 51,867 | $ 76,000 |
| Spartanburg, South Carolina | 83 | $ 4,115,000 | $ 49,578 | $ 70,000 |
| Boulder, Colorado | 82 | $ 5,610,000 | $ 68,414 | $ 128,000 |
| Allen, Indiana | 82 | $ 4,340,000 | $ 52,926 | $ 97,000 |
| Washtenaw, Michigan | 82 | $ 5,310,000 | $ 64,756 | $ 133,000 |
| Clay, Missouri | 82 | $ 4,460,000 | $ 54,390 | $ 101,000 |
| Butler, Ohio | 82 | $ 4,690,000 | $ 57,195 | $ 98,000 |
| Lake, Ohio | 82 | $ 4,100,000 | $ 50,000 | $ 77,000 |
| Stark, Ohio | 81 | $ 4,175,000 | $ 51,543 | $ 149,000 |
| El Dorado, California | 78 | $ 5,110,000 | $ 65,512 | $ 135,000 |
| Barnstable, Massachusetts | 78 | $ 4,800,000 | $ 61,538 | $ 97,000 |
| San Francisco, California | 77 | $ 7,295,000 | $ 94,740 | $ 153,000 |
| Clayton, Georgia | 77 | $ 4,055,000 | $ 52,662 | $ 77,000 |
| Greene, Missouri | 77 | $ 3,715,000 | $ 48,246 | $ 89,000 |
| Sussex, New Jersey | 77 | $ 4,795,000 | $ 62,272 | $ 146,000 |
| Mobile, Alabama | 75 | $ 3,915,000 | $ 52,200 | $ 69,000 |
| Martin, Florida | 75 | $ 4,905,000 | $ 65,400 | $ 100,000 |
| Weber, Utah | 75 | $ 4,045,000 | $ 53,933 | $ 125,000 |
| Benton, Arkansas | 74 | $ 3,850,000 | $ 52,027 | $ 113,000 |
| Cabarrus, North Carolina | 74 | $ 4,190,000 | $ 56,621 | $ 101,000 |
| Durham, North Carolina | 74 | $ 4,450,000 | $ 60,135 | $ 94,000 |
| Monroe, Pennsylvania | 74 | $ 4,320,000 | $ 58,378 | $ 79,000 |
| Coweta, Georgia | 73 | $ 4,185,000 | $ 57,328 | $ 115,000 |
| York, Maine | 73 | $ 4,285,000 | $ 58,698 | $ 121,000 |
| Buncombe, North Carolina | 73 | $ 4,495,000 | $ 61,575 | $ 155,000 |
| Berkeley, South Carolina | 73 | $ 3,875,000 | $ 53,082 | $ 117,000 |
| Medina, Ohio | 72 | $ 4,130,000 | $ 57,361 | $ 113,000 |
| Lexington, South Carolina | 72 | $ 4,030,000 | $ 55,972 | $ 86,000 |
| Shelby, Alabama | 71 | $ 3,805,000 | $ 53,591 | $ 134,000 |
| Madison, Illinois | 71 | $ 3,745,000 | $ 52,746 | $ 86,000 |
| Westmoreland, Pennsylvania | 71 | $ 3,895,000 | $ 54,859 | $ 91,000 |
| Sumner, Tennessee | 71 | $ 3,965,000 | $ 55,845 | $ 106,000 |
| St. Joseph, Indiana | 70 | $ 3,310,000 | $ 47,285 | $ 90,000 |
| Lancaster, Nebraska | 70 | $ 3,990,000 | $ 57,000 | $ 97,000 |
| Monroe, New York | 70 | $ 3,630,000 | $ 51,857 | $ 90,000 |
| Cleveland, Oklahoma | 70 | $ 3,770,000 | $ 53,857 | $ 95,000 |
| Lane, Oregon | 70 | $ 4,250,000 | $ 60,714 | $ 92,000 |
| Lackawanna, Pennsylvania | 70 | $ 4,070,000 | $ 58,142 | $ 79,000 |
| Richland, South Carolina | 70 | $ 3,440,000 | $ 49,142 | $ 95,000 |
| Forsyth, North Carolina | 69 | $ 3,595,000 | $ 52,101 | $ 90,000 |
| Yavapai, Arizona | 68 | $ 4,210,000 | $ 61,911 | $ 88,000 |
| Marin, California | 67 | $ 6,095,000 | $ 90,970 | $ 174,000 |
| San Luis Obispo, California | 67 | $ 4,445,000 | $ 66,343 | $ 194,000 |
| Kent, Rhode Island | 67 | $ 4,065,000 | $ 60,671 | $ 103,000 |
| Porter, Indiana | 65 | $ 2,875,000 | $ 44,230 | $ 99,000 |
| Orleans, Louisiana | 65 | $ 4,165,000 | $ 64,076 | $ 95,000 |
| Thurston, Washington | 65 | $ 3,815,000 | $ 58,692 | $ 104,000 |
| Sussex, Delaware | 64 | $ 3,670,000 | $ 57,343 | $ 101,000 |
| Flagler, Florida | 64 | $ 3,950,000 | $ 61,718 | $ 81,000 |
| Hall, Georgia | 64 | $ 3,910,000 | $ 61,093 | $ 119,000 |
| Genesee, Michigan | 64 | $ 3,230,000 | $ 50,468 | $ 94,000 |
| Mesa, Colorado | 63 | $ 3,285,000 | $ 52,142 | $ 95,000 |
| Alachua, Florida | 63 | $ 3,575,000 | $ 56,746 | $ 101,000 |
| Kendall, Illinois | 63 | $ 3,205,000 | $ 50,873 | $ 146,000 |
| Hendricks, Indiana | 63 | $ 3,435,000 | $ 54,523 | $ 107,000 |
| Johnston, North Carolina | 63 | $ 3,035,000 | $ 48,174 | $ 175,000 |
| Warren, Ohio | 63 | $ 3,205,000 | $ 50,873 | $ 121,000 |
| Madison, Alabama | 62 | $ 3,610,000 | $ 58,225 | $ 102,000 |
| Charlotte, Florida | 62 | $ 3,610,000 | $ 58,225 | $ 77,000 |
| DeSoto, Mississippi | 62 | $ 3,370,000 | $ 54,354 | $ 96,000 |
| Jackson, Oregon | 62 | $ 3,830,000 | $ 61,774 | $ 103,000 |
| Beaufort, South Carolina | 62 | $ 3,850,000 | $ 62,096 | $ 105,000 |
| Kitsap, Washington | 62 | $ 4,440,000 | $ 71,612 | $ 116,000 |
| Anchorage, Alaska | 61 | $ 3,685,000 | $ 60,409 | $ 154,000 |
| Santa Rosa, Florida | 60 | $ 3,620,000 | $ 60,333 | $ 110,000 |
| Livingston, Michigan | 60 | $ 3,410,000 | $ 56,833 | $ 167,000 |
| Mahoning, Ohio | 60 | $ 3,080,000 | $ 51,333 | $ 80,000 |
| Stafford, Virginia | 60 | $ 3,510,000 | $ 58,500 | $ 140,000 |
| Mohave, Arizona | 59 | $ 3,485,000 | $ 59,067 | $ 93,000 |
| Litchfield, Connecticut | 59 | $ 3,515,000 | $ 59,576 | $ 210,000 |
| Jefferson, Missouri | 59 | $ 2,925,000 | $ 49,576 | $ 126,000 |
| Dorchester, South Carolina | 59 | $ 3,235,000 | $ 54,830 | $ 101,000 |
| Indian River, Florida | 58 | $ 3,540,000 | $ 61,034 | $ 65,000 |
| Scott, Minnesota | 58 | $ 3,610,000 | $ 62,241 | $ 167,000 |
| Orange, New York | 58 | $ 3,560,000 | $ 61,379 | $ 111,000 |
| St. Clair, Illinois | 57 | $ 2,975,000 | $ 52,192 | $ 101,000 |
| Licking, Ohio | 57 | $ 2,635,000 | $ 46,228 | $ 99,000 |
| Douglas, Georgia | 56 | $ 3,370,000 | $ 60,178 | $ 97,000 |
| Cass, Missouri | 56 | $ 3,110,000 | $ 55,535 | $ 230,000 |
| Warren, New Jersey | 56 | $ 3,420,000 | $ 61,071 | $ 111,000 |
| Gaston, North Carolina | 56 | $ 2,640,000 | $ 47,142 | $ 81,000 |
| Anderson, South Carolina | 56 | $ 2,740,000 | $ 48,928 | $ 71,000 |
| Winnebago, Illinois | 55 | $ 2,825,000 | $ 51,363 | $ 91,000 |
| Hunterdon, New Jersey | 55 | $ 3,745,000 | $ 68,090 | $ 160,000 |
| Chesapeake, Virginia | 55 | $ 3,215,000 | $ 58,454 | $ 98,000 |
| Kent, Delaware | 54 | $ 3,160,000 | $ 58,518 | $ 91,000 |
| Johnson, Indiana | 54 | $ 2,750,000 | $ 50,925 | $ 105,000 |
| Merrimack, New Hampshire | 54 | $ 3,250,000 | $ 60,185 | $ 121,000 |
| Baldwin, Alabama | 53 | $ 3,025,000 | $ 57,075 | $ 179,000 |
| Escambia, Florida | 53 | $ 3,025,000 | $ 57,075 | $ 80,000 |
| Elkhart, Indiana | 53 | $ 2,775,000 | $ 52,358 | $ 82,000 |
| Santa Cruz, California | 52 | $ 4,260,000 | $ 81,923 | $ 159,000 |
| Lafayette, Louisiana | 52 | $ 2,910,000 | $ 55,961 | $ 97,000 |
| Sarpy, Nebraska | 52 | $ 2,410,000 | $ 46,346 | $ 102,000 |
| Clermont, Ohio | 52 | $ 2,470,000 | $ 47,500 | $ 101,000 |
| Deschutes, Oregon | 52 | $ 2,920,000 | $ 56,153 | $ 105,000 |
| Wilson, Tennessee | 52 | $ 3,110,000 | $ 59,807 | $ 140,000 |
| New London, Connecticut | 51 | $ 2,985,000 | $ 58,529 | $ 103,000 |
| Fayette, Kentucky | 51 | $ 2,995,000 | $ 58,725 | $ 100,000 |
| Cumberland, New Jersey | 51 | $ 2,755,000 | $ 54,019 | $ 81,000 |
| Iredell, North Carolina | 51 | $ 2,675,000 | $ 52,450 | $ 103,000 |
| Erie, Pennsylvania | 51 | $ 3,255,000 | $ 63,823 | $ 191,000 |
| Merced, California | 50 | $ 2,860,000 | $ 57,200 | $ 89,000 |
| Citrus, Florida | 50 | $ 2,800,000 | $ 56,000 | $ 93,000 |
| Trumbull, Ohio | 50 | $ 2,540,000 | $ 50,800 | $ 71,000 |
| Dane, Wisconsin | 50 | $ 2,640,000 | $ 52,800 | $ 118,000 |
| Washington, Arkansas | 49 | $ 2,655,000 | $ 54,183 | $ 87,000 |
| Yolo, California | 49 | $ 3,405,000 | $ 69,489 | $ 147,000 |
| Chatham, Georgia | 49 | $ 2,885,000 | $ 58,877 | $ 88,000 |
| Hawaii, Hawaii | 49 | $ 3,275,000 | $ 66,836 | $ 93,000 |
| Kalamazoo, Michigan | 49 | $ 2,605,000 | $ 53,163 | $ 123,000 |
| Dauphin, Pennsylvania | 49 | $ 3,045,000 | $ 62,142 | $ 86,000 |
| Washington, Utah | 49 | $ 2,725,000 | $ 55,612 | $ 95,000 |
| Shasta, California | 48 | $ 2,640,000 | $ 55,000 | $ 129,000 |
| Leon, Florida | 48 | $ 3,030,000 | $ 63,125 | $ 120,000 |
| Walton, Georgia | 48 | $ 2,430,000 | $ 50,625 | $ 96,000 |
| Kootenai, Idaho | 48 | $ 2,740,000 | $ 57,083 | $ 94,000 |
| Yellowstone, Montana | 48 | $ 2,480,000 | $ 51,666 | $ 88,000 |
| New Hanover, North Carolina | 48 | $ 2,670,000 | $ 55,625 | $ 101,000 |
| Canadian, Oklahoma | 48 | $ 2,590,000 | $ 53,958 | $ 113,000 |
| Cumberland, Pennsylvania | 48 | $ 2,660,000 | $ 55,416 | $ 82,000 |
| Minnehaha, South Dakota | 48 | $ 2,630,000 | $ 54,791 | $ 316,000 |
| Butte, California | 47 | $ 2,655,000 | $ 56,489 | $ 117,000 |
| Pueblo, Colorado | 47 | $ 2,145,000 | $ 45,638 | $ 95,000 |
| Fayette, Georgia | 47 | $ 3,055,000 | $ 65,000 | $ 123,000 |
| Rockdale, Georgia | 47 | $ 2,515,000 | $ 53,510 | $ 291,000 |
| Cumberland, North Carolina | 47 | $ 2,505,000 | $ 53,297 | $ 146,000 |
| Berkeley, West Virginia | 47 | $ 2,355,000 | $ 50,106 | $ 85,000 |
| Tolland, Connecticut | 46 | $ 2,380,000 | $ 51,739 | $ 113,000 |
| Sangamon, Illinois | 46 | $ 2,270,000 | $ 49,347 | $ 124,000 |
| Bay, Florida | 45 | $ 2,875,000 | $ 63,888 | $ 106,000 |
| Clay, Florida | 45 | $ 2,625,000 | $ 58,333 | $ 124,000 |
| Caddo, Louisiana | 45 | $ 2,195,000 | $ 48,777 | $ 88,000 |
| Ingham, Michigan | 45 | $ 2,295,000 | $ 51,000 | $ 96,000 |
| St. Clair, Michigan | 45 | $ 2,295,000 | $ 51,000 | $ 74,000 |
| Gallatin, Montana | 45 | $ 2,965,000 | $ 65,888 | $ 126,000 |
| Bronx, New York | 45 | $ 2,515,000 | $ 55,888 | $ 105,000 |
| Portage, Ohio | 45 | $ 2,635,000 | $ 58,555 | $ 88,000 |
| Richmond City, Virginia | 45 | $ 2,395,000 | $ 53,222 | $ 221,000 |
| Kenosha, Wisconsin | 45 | $ 2,585,000 | $ 57,444 | $ 87,000 |
| Cass, North Dakota | 44 | $ 2,490,000 | $ 56,590 | $ 99,000 |
| Brown, Wisconsin | 44 | $ 2,490,000 | $ 56,590 | $ 111,000 |
| Maui, Hawaii | 43 | $ 3,605,000 | $ 83,837 | $ 100,000 |
| Boone, Kentucky | 43 | $ 2,335,000 | $ 54,302 | $ 124,000 |
| Ottawa, Michigan | 43 | $ 2,125,000 | $ 49,418 | $ 95,000 |
| Tooele, Utah | 43 | $ 1,975,000 | $ 45,930 | $ 221,000 |
| Columbia, Georgia | 42 | $ 2,200,000 | $ 52,380 | $ 98,000 |
| Muscogee, Georgia | 42 | $ 2,100,000 | $ 50,000 | $ 82,000 |
| Strafford, New Hampshire | 42 | $ 2,400,000 | $ 57,142 | $ 115,000 |
| Dona Ana, New Mexico | 42 | $ 2,150,000 | $ 51,190 | $ 77,000 |
| Onondaga, New York | 42 | $ 2,100,000 | $ 50,000 | $ 95,000 |
| Davidson, North Carolina | 42 | $ 2,540,000 | $ 60,476 | $ 88,000 |
| Spotsylvania, Virginia | 42 | $ 2,500,000 | $ 59,523 | $ 109,000 |
| Madera, California | 41 | $ 2,225,000 | $ 54,268 | $ 79,000 |
| Windham, Connecticut | 41 | $ 2,325,000 | $ 56,707 | $ 83,000 |
| Cape May, New Jersey | 41 | $ 2,565,000 | $ 62,560 | $ 379,000 |
| Saline, Arkansas | 40 | $ 1,850,000 | $ 46,250 | $ 92,000 |
| Kenton, Kentucky | 40 | $ 1,990,000 | $ 49,750 | $ 123,000 |
| Ascension, Louisiana | 40 | $ 1,950,000 | $ 48,750 | $ 156,000 |
| Calcasieu, Louisiana | 40 | $ 2,150,000 | $ 53,750 | $ 108,000 |
| Olmsted, Minnesota | 40 | $ 2,400,000 | $ 60,000 | $ 95,000 |
| Champaign, Illinois | 39 | $ 2,085,000 | $ 53,461 | $ 82,000 |
| Missoula, Montana | 39 | $ 2,385,000 | $ 61,153 | $ 97,000 |
| Sandoval, New Mexico | 39 | $ 2,205,000 | $ 56,538 | $ 96,000 |
| Butler, Pennsylvania | 39 | $ 2,425,000 | $ 62,179 | $ 79,000 |
| Tuscaloosa, Alabama | 38 | $ 1,880,000 | $ 49,473 | $ 132,000 |
| Newton, Georgia | 38 | $ 2,250,000 | $ 59,210 | $ 78,000 |
| Catawba, North Carolina | 38 | $ 2,170,000 | $ 57,105 | $ 106,000 |
| Schuylkill, Pennsylvania | 38 | $ 1,830,000 | $ 48,157 | $ 70,000 |
| Washington, Pennsylvania | 38 | $ 2,360,000 | $ 62,105 | $ 90,000 |
| Kanawha, West Virginia | 38 | $ 1,870,000 | $ 49,210 | $ 62,000 |
| Sumter, Florida | 37 | $ 2,345,000 | $ 63,378 | $ 74,000 |
| Muskegon, Michigan | 37 | $ 1,825,000 | $ 49,324 | $ 74,000 |
| Greene, Ohio | 37 | $ 1,925,000 | $ 52,027 | $ 96,000 |
| Miami, Ohio | 37 | $ 2,205,000 | $ 59,594 | $ 104,000 |
| Washington, Rhode Island | 37 | $ 2,385,000 | $ 64,459 | $ 145,000 |
| Lee, Alabama | 36 | $ 1,850,000 | $ 51,388 | $ 101,000 |
| Rankin, Mississippi | 36 | $ 2,050,000 | $ 56,944 | $ 84,000 |
| Santa Fe, New Mexico | 36 | $ 2,370,000 | $ 65,833 | $ 88,000 |
| Aiken, South Carolina | 36 | $ 1,890,000 | $ 52,500 | $ 88,000 |
| Bradley, Tennessee | 36 | $ 2,160,000 | $ 60,000 | $ 111,000 |
| Rock, Wisconsin | 36 | $ 1,830,000 | $ 50,833 | $ 86,000 |
| Winnebago, Wisconsin | 36 | $ 1,960,000 | $ 54,444 | $ 84,000 |
| Montgomery, Alabama | 35 | $ 1,725,000 | $ 49,285 | $ 83,000 |
| Bartow, Georgia | 35 | $ 2,005,000 | $ 57,285 | $ 119,000 |
| Jackson, Georgia | 35 | $ 1,745,000 | $ 49,857 | $ 90,000 |
| Bossier, Louisiana | 35 | $ 2,015,000 | $ 57,571 | $ 145,000 |
| Jackson, Michigan | 35 | $ 1,715,000 | $ 49,000 | $ 90,000 |
| Rockland, New York | 35 | $ 2,585,000 | $ 73,857 | $ 259,000 |
| Brunswick, North Carolina | 35 | $ 2,055,000 | $ 58,714 | $ 119,000 |
| Yamhill, Oregon | 35 | $ 1,885,000 | $ 53,857 | $ 99,000 |
| Beaver, Pennsylvania | 35 | $ 1,785,000 | $ 51,000 | $ 66,000 |
| Benton, Washington | 35 | $ 2,225,000 | $ 63,571 | $ 214,000 |
| Madison, Indiana | 34 | $ 1,520,000 | $ 44,705 | $ 69,000 |
| Lafourche, Louisiana | 34 | $ 1,700,000 | $ 50,000 | $ 96,000 |
| Monroe, Michigan | 34 | $ 1,810,000 | $ 53,235 | $ 333,000 |
| Wright, Minnesota | 34 | $ 1,810,000 | $ 53,235 | $ 222,000 |
| Hinds, Mississippi | 34 | $ 1,550,000 | $ 45,588 | $ 72,000 |
| St. Louis City, Missouri | 34 | $ 1,810,000 | $ 53,235 | $ 68,000 |
| Randolph, North Carolina | 34 | $ 1,700,000 | $ 50,000 | $ 70,000 |
| Fairfield, Ohio | 34 | $ 1,600,000 | $ 47,058 | $ 109,000 |
| Richmond, Georgia | 33 | $ 1,755,000 | $ 53,181 | $ 119,000 |
| Clark, Indiana | 33 | $ 1,625,000 | $ 49,242 | $ 102,000 |
| Hancock, Indiana | 33 | $ 1,515,000 | $ 45,909 | $ 99,000 |
| Sherburne, Minnesota | 33 | $ 1,845,000 | $ 55,909 | $ 92,000 |
| Saratoga, New York | 33 | $ 2,235,000 | $ 67,727 | $ 94,000 |
| Rowan, North Carolina | 33 | $ 1,835,000 | $ 55,606 | $ 107,000 |
| Cochise, Arizona | 32 | $ 1,930,000 | $ 60,312 | $ 104,000 |
| Middlesex, Connecticut | 32 | $ 1,960,000 | $ 61,250 | $ 112,000 |
| Barrow, Georgia | 32 | $ 2,000,000 | $ 62,500 | $ 100,000 |
| Shawnee, Kansas | 32 | $ 1,660,000 | $ 51,875 | $ 92,000 |
| Madison, Kentucky | 32 | $ 1,340,000 | $ 41,875 | $ 100,000 |
| Harrison, Mississippi | 32 | $ 1,950,000 | $ 60,937 | $ 81,000 |
| Platte, Missouri | 32 | $ 1,690,000 | $ 52,812 | $ 98,000 |
| Linn, Oregon | 32 | $ 1,870,000 | $ 58,437 | $ 100,000 |
| Robertson, Tennessee | 32 | $ 1,930,000 | $ 60,312 | $ 88,000 |
| Arlington, Virginia | 32 | $ 2,740,000 | $ 85,625 | $ 249,000 |
| Norfolk, Virginia | 32 | $ 1,610,000 | $ 50,312 | $ 83,000 |
| Racine, Wisconsin | 32 | $ 1,810,000 | $ 56,562 | $ 251,000 |
| Houston, Georgia | 31 | $ 1,535,000 | $ 49,516 | $ 72,000 |
| McLean, Illinois | 31 | $ 1,595,000 | $ 51,451 | $ 82,000 |
| Flathead, Montana | 31 | $ 1,705,000 | $ 55,000 | $ 105,000 |
| Alamance, North Carolina | 31 | $ 1,585,000 | $ 51,129 | $ 94,000 |
| Henderson, North Carolina | 31 | $ 1,655,000 | $ 53,387 | $ 77,000 |
| Orange, North Carolina | 31 | $ 2,095,000 | $ 67,580 | $ 143,000 |
| Pickens, South Carolina | 31 | $ 1,585,000 | $ 51,129 | $ 89,000 |
| Frederick, Virginia | 31 | $ 1,885,000 | $ 60,806 | $ 90,000 |
| Bonneville, Idaho | 30 | $ 1,780,000 | $ 59,333 | $ 97,000 |
| Livingston, Louisiana | 30 | $ 1,640,000 | $ 54,666 | $ 95,000 |
| Washington, Tennessee | 30 | $ 1,680,000 | $ 56,000 | $ 98,000 |
| Cache, Utah | 30 | $ 1,580,000 | $ 52,666 | $ 91,000 |
| Hanover, Virginia | 30 | $ 1,890,000 | $ 63,000 | $ 121,000 |
| Skagit, Washington | 30 | $ 2,020,000 | $ 67,333 | $ 118,000 |
| Okaloosa, Florida | 29 | $ 2,015,000 | $ 69,482 | $ 87,000 |
| Dutchess, New York | 29 | $ 2,175,000 | $ 75,000 | $ 149,000 |
| Wood, Ohio | 29 | $ 1,595,000 | $ 55,000 | $ 100,000 |
| Franklin, Pennsylvania | 29 | $ 1,535,000 | $ 52,931 | $ 125,000 |
| Lancaster, South Carolina | 29 | $ 1,725,000 | $ 59,482 | $ 83,000 |
| Montgomery, Tennessee | 29 | $ 1,445,000 | $ 49,827 | $ 70,000 |
| Sevier, Tennessee | 29 | $ 1,555,000 | $ 53,620 | $ 95,000 |
| Yuma, Arizona | 28 | $ 1,370,000 | $ 48,928 | $ 83,000 |
| Craighead, Arkansas | 28 | $ 1,640,000 | $ 58,571 | $ 71,000 |
| Humboldt, California | 28 | $ 1,680,000 | $ 60,000 | $ 103,000 |
| Napa, California | 28 | $ 2,100,000 | $ 75,000 | $ 165,000 |
| Broomfield, Colorado | 28 | $ 1,900,000 | $ 67,857 | $ 142,000 |
| Rock Island, Illinois | 28 | $ 1,400,000 | $ 50,000 | $ 88,000 |
| Warren, Kentucky | 28 | $ 1,640,000 | $ 58,571 | $ 74,000 |
| Carver, Minnesota | 28 | $ 1,850,000 | $ 66,071 | $ 136,000 |
| Boone, Missouri | 28 | $ 1,290,000 | $ 46,071 | $ 90,000 |
| Albany, New York | 28 | $ 1,490,000 | $ 53,214 | $ 97,000 |
| New York, New York | 28 | $ 2,270,000 | $ 81,071 | $ 216,000 |
| Sullivan, Tennessee | 28 | $ 1,390,000 | $ 49,642 | $ 72,000 |
| Alexandria, Virginia | 28 | $ 2,170,000 | $ 77,500 | $ 165,000 |
| Bedford, Virginia | 28 | $ 1,550,000 | $ 55,357 | $ 75,000 |
| Newport News, Virginia | 28 | $ 1,310,000 | $ 46,785 | $ 92,000 |
| Roanoke, Virginia | 28 | $ 1,610,000 | $ 57,500 | $ 99,000 |
| Whatcom, Washington | 28 | $ 1,570,000 | $ 56,071 | $ 92,000 |
| Outagamie, Wisconsin | 28 | $ 1,260,000 | $ 45,000 | $ 84,000 |
| Ozaukee, Wisconsin | 28 | $ 1,880,000 | $ 67,142 | $ 148,000 |
| Washington, Wisconsin | 28 | $ 1,400,000 | $ 50,000 | $ 99,000 |
| Laramie, Wyoming | 28 | $ 1,560,000 | $ 55,714 | $ 87,000 |
| Whitfield, Georgia | 27 | $ 1,495,000 | $ 55,370 | $ 204,000 |
| Floyd, Indiana | 27 | $ 1,395,000 | $ 51,666 | $ 88,000 |
| Moore, North Carolina | 27 | $ 1,325,000 | $ 49,074 | $ 110,000 |
| Columbiana, Ohio | 27 | $ 1,195,000 | $ 44,259 | $ 80,000 |
| Josephine, Oregon | 27 | $ 1,815,000 | $ 67,222 | $ 81,000 |
| Polk, Oregon | 27 | $ 1,775,000 | $ 65,740 | $ 136,000 |
| Blair, Pennsylvania | 27 | $ 1,195,000 | $ 44,259 | $ 121,000 |
| Carroll, Georgia | 26 | $ 1,770,000 | $ 68,076 | $ 118,000 |
| Clarke, Georgia | 26 | $ 1,350,000 | $ 51,923 | $ 86,000 |
| Wyandotte, Kansas | 26 | $ 1,270,000 | $ 48,846 | $ 80,000 |
| Kennebec, Maine | 26 | $ 1,510,000 | $ 58,076 | $ 81,000 |
| Penobscot, Maine | 26 | $ 1,390,000 | $ 53,461 | $ 138,000 |
| Lapeer, Michigan | 26 | $ 1,250,000 | $ 48,076 | $ 89,000 |
| Belknap, New Hampshire | 26 | $ 1,750,000 | $ 67,307 | $ 82,000 |
| Niagara, New York | 26 | $ 1,220,000 | $ 46,923 | $ 88,000 |
| Ulster, New York | 26 | $ 1,500,000 | $ 57,692 | $ 84,000 |
| Pitt, North Carolina | 26 | $ 1,220,000 | $ 46,923 | $ 112,000 |
| Allen, Ohio | 26 | $ 1,360,000 | $ 52,307 | $ 76,000 |
| Geauga, Ohio | 26 | $ 1,420,000 | $ 54,615 | $ 83,000 |
| Rogers, Oklahoma | 26 | $ 1,320,000 | $ 50,769 | $ 84,000 |
| Centre, Pennsylvania | 26 | $ 1,890,000 | $ 72,692 | $ 167,000 |
| Fayette, Pennsylvania | 26 | $ 1,320,000 | $ 50,769 | $ 239,000 |
| Mercer, Pennsylvania | 26 | $ 1,480,000 | $ 56,923 | $ 277,000 |
| Nassau, Florida | 25 | $ 1,485,000 | $ 59,400 | $ 113,000 |
| Glynn, Georgia | 25 | $ 1,315,000 | $ 52,600 | $ 110,000 |
| Peoria, Illinois | 25 | $ 1,265,000 | $ 50,600 | $ 117,000 |
| Tippecanoe, Indiana | 25 | $ 1,115,000 | $ 44,600 | $ 80,000 |
| Oldham, Kentucky | 25 | $ 1,415,000 | $ 56,600 | $ 132,000 |
| Ouachita, Louisiana | 25 | $ 1,195,000 | $ 47,800 | $ 96,000 |
| Berrien, Michigan | 25 | $ 1,465,000 | $ 58,600 | $ 116,000 |
| Chisago, Minnesota | 25 | $ 1,815,000 | $ 72,600 | $ 86,000 |
| Lyon, Nevada | 25 | $ 1,405,000 | $ 56,200 | $ 80,000 |
| Pike, Pennsylvania | 25 | $ 1,335,000 | $ 53,400 | $ 80,000 |
| Suffolk, Virginia | 25 | $ 1,385,000 | $ 55,400 | $ 107,000 |
| Cowlitz, Washington | 25 | $ 1,375,000 | $ 55,000 | $ 85,000 |
| Yakima, Washington | 25 | $ 1,295,000 | $ 51,800 | $ 94,000 |
| Marathon, Wisconsin | 25 | $ 1,285,000 | $ 51,400 | $ 89,000 |
| Sutter, California | 24 | $ 1,410,000 | $ 58,750 | $ 116,000 |
| Walton, Florida | 24 | $ 1,770,000 | $ 73,750 | $ 108,000 |
| Kankakee, Illinois | 24 | $ 1,310,000 | $ 54,583 | $ 80,000 |
| LaPorte, Indiana | 24 | $ 1,420,000 | $ 59,166 | $ 103,000 |
| St. Charles, Louisiana | 24 | $ 1,350,000 | $ 56,250 | $ 83,000 |
| Berkshire, Massachusetts | 24 | $ 1,360,000 | $ 56,666 | $ 78,000 |
| Salem, New Jersey | 24 | $ 1,540,000 | $ 64,166 | $ 88,000 |
| Oneida, New York | 24 | $ 1,340,000 | $ 55,833 | $ 68,000 |
| Burleigh, North Dakota | 24 | $ 1,400,000 | $ 58,333 | $ 90,000 |
| Cambria, Pennsylvania | 24 | $ 1,130,000 | $ 47,083 | $ 71,000 |
Mortgage Loan Application Detail Totals for Discover Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 40,059 | $2,250,855,000 | $56,000 | $355,000 | $116,000 | $9,760,000 |
| Home Improvement | 23,990 | $1,469,930,000 | $61,000 | $155,000 | $117,000 | $9,595,000 |
| Refinancing | 6,307 | $519,365,000 | $82,000 | $255,000 | $106,000 | $9,046,000 |
| Home Purchase | 504 | $45,470,000 | $90,000 | $155,000 | $117,000 | $650,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 43,164 | $2,548,260,000 | $59,000 | $255,000 | $115,000 | $9,700,000 |
| Not Provided | 11,454 | $716,030,000 | $62,000 | $155,000 | $123,000 | $9,760,000 |
| Hispanic | 5,800 | $344,830,000 | $59,000 | $155,000 | $110,000 | $9,345,000 |
| Asian | 4,007 | $290,565,000 | $72,000 | $155,000 | $117,000 | $2,860,000 |
| Black or African American | 3,948 | $222,010,000 | $56,000 | $355,000 | $101,000 | $9,046,000 |
| American Indian or Alaskan Native | 952 | $55,260,000 | $58,000 | $155,000 | $113,000 | $6,522,000 |
| Native Hawaiian or Other Pacific Islander | 158 | $10,360,000 | $65,000 | $155,000 | $109,000 | $1,296,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 70,860 | $4,285,620,000 | $60,000 | $355,000 | $115,000 | $9,760,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 46,262 | $2,687,560,000 | $58,000 | $355,000 | $111,000 | $9,760,000 |
| Application Withdrawn By Applicant | 12,349 | $779,705,000 | $63,000 | $155,000 | $124,000 | $9,595,000 |
| Loan Originated | 7,301 | $502,005,000 | $68,000 | $155,000 | $126,000 | $1,150,000 |
| File Closed For Incompleteness | 4,757 | $302,975,000 | $63,000 | $155,000 | $124,000 | $9,516,000 |
| Application Approved But Not Accepted | 191 | $13,375,000 | $70,000 | $155,000 | $120,000 | $505,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 24,598 | $1,598,060,000 | $64,000 | $155,000 | $124,000 | $9,595,000 |
| Collateral | 13,200 | $687,610,000 | $52,000 | $155,000 | $117,000 | $9,760,000 |
| Credit History | 12,358 | $680,640,000 | $55,000 | $355,000 | $112,000 | $9,000,000 |
| Unverifiable Information | 9,982 | $622,420,000 | $62,000 | $155,000 | $125,000 | $9,700,000 |
| Debt-To-Income Ratio | 7,803 | $501,265,000 | $64,000 | $155,000 | $71,000 | $493,000 |
| Credit Application Incomplete | 1,953 | $124,335,000 | $63,000 | $155,000 | $131,000 | $8,500,000 |
| Other | 909 | $67,425,000 | $74,000 | $155,000 | $141,000 | $4,400,000 |
| Employment History | 57 | $3,865,000 | $67,000 | $155,000 | $73,000 | $272,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Discover Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Discover Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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