Discover Bank Mortgage Lending & HMDA Data, 2018
In 2018, Discover Bank of Greenwood, DE reported 70,860 mortgage applications totaling $4.3 billion, up 277% from 2017. The average application was for $60,480, and applicants reported an average income of $115,455. 10% of its applications resulted in an originated loan and 65% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (2,391), Los Angeles-Long Beach-Glendale, CA (2,276) and New York-Jersey City-White Plains, NY-NJ (2,130) (applications in parentheses).
| Mortgage Company & Address | Discover Bank 12 Reads Way Greenwood, DE 19950 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 70,860 |
| Total Mortgage Loan Application Amount | $4,285,620,000 |
| Average Mortgage Loan Application Amount | $60,480 |
| Highest Mortgage Loan Application Amount | $355,000 |
| Average Applicant Income | $115,455 |
| Highest Applicant Income | $9,760,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Discover Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 7,461 | $ 405,475,000 | $ 54,345 | $ 91,310 |
| Atlanta-Sandy Springs-Roswell, GA | 2,391 | $ 144,595,000 | $ 60,474 | $ 123,000 |
| Los Angeles-Long Beach-Glendale, CA | 2,276 | $ 169,560,000 | $ 74,499 | $ 128,000 |
| New York-Jersey City-White Plains, NY-NJ | 2,130 | $ 150,910,000 | $ 70,849 | $ 139,860 |
| Chicago-Naperville-Arlington Heights, IL | 2,005 | $ 119,805,000 | $ 59,753 | $ 124,000 |
| Riverside-San Bernardino-Ontario, CA | 1,721 | $ 107,025,000 | $ 62,187 | $ 115,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1,578 | $ 90,070,000 | $ 57,078 | $ 116,000 |
| Denver-Aurora-Lakewood, CO | 1,285 | $ 84,545,000 | $ 65,793 | $ 128,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,114 | $ 65,110,000 | $ 58,447 | $ 97,000 |
| Las Vegas-Henderson-Paradise, NV | 1,100 | $ 64,020,000 | $ 58,200 | $ 106,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,074 | $ 73,440,000 | $ 68,379 | $ 153,394 |
| Orlando-Kissimmee-Sanford, FL | 960 | $ 57,170,000 | $ 59,552 | $ 105,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 935 | $ 55,435,000 | $ 59,288 | $ 117,269 |
| San Diego-Carlsbad, CA | 876 | $ 64,030,000 | $ 73,093 | $ 131,000 |
| Miami-Miami Beach-Kendall, FL | 842 | $ 57,210,000 | $ 67,945 | $ 135,000 |
| Newark, NJ-PA | 836 | $ 56,050,000 | $ 67,045 | $ 150,816 |
| Sacramento--Roseville--Arden-Arcade, CA | 836 | $ 53,970,000 | $ 64,557 | $ 125,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 807 | $ 51,775,000 | $ 64,157 | $ 117,000 |
| Charlotte-Concord-Gastonia, NC-SC | 771 | $ 44,305,000 | $ 57,464 | $ 106,833 |
| Oakland-Hayward-Berkeley, CA | 771 | $ 62,275,000 | $ 80,771 | $ 165,000 |
| Warren-Troy-Farmington Hills, MI | 743 | $ 41,575,000 | $ 55,955 | $ 122,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 675 | $ 43,855,000 | $ 64,970 | $ 110,365 |
| Anaheim-Santa Ana-Irvine, CA | 669 | $ 54,815,000 | $ 81,935 | $ 164,000 |
| Kansas City, MO-KS | 665 | $ 36,735,000 | $ 55,240 | $ 126,371 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 655 | $ 40,115,000 | $ 61,244 | $ 109,000 |
| St. Louis, MO-IL | 622 | $ 33,430,000 | $ 53,745 | $ 107,514 |
| Seattle-Bellevue-Everett, WA | 618 | $ 47,770,000 | $ 77,297 | $ 136,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 615 | $ 40,915,000 | $ 66,528 | $ 124,000 |
| Cleveland-Elyria, OH | 601 | $ 32,365,000 | $ 53,851 | $ 111,000 |
| Montgomery County-Bucks County-Chester County, PA | 562 | $ 36,260,000 | $ 64,519 | $ 123,000 |
| Indianapolis-Carmel-Anderson, IN | 558 | $ 29,490,000 | $ 52,849 | $ 97,000 |
| Cambridge-Newton-Framingham, MA | 525 | $ 36,505,000 | $ 69,533 | $ 125,000 |
| Columbus, OH | 522 | $ 27,160,000 | $ 52,030 | $ 106,000 |
| Nassau County-Suffolk County, NY | 517 | $ 37,555,000 | $ 72,640 | $ 153,000 |
| Pittsburgh, PA | 499 | $ 28,575,000 | $ 57,264 | $ 110,000 |
| Boston, MA | 488 | $ 33,320,000 | $ 68,278 | $ 140,000 |
| Providence-Warwick, RI-MA | 478 | $ 27,410,000 | $ 57,343 | $ 114,384 |
| Cincinnati, OH-KY-IN | 473 | $ 25,365,000 | $ 53,625 | $ 131,964 |
| Camden, NJ | 471 | $ 27,345,000 | $ 58,057 | $ 117,000 |
| Salt Lake City, UT | 466 | $ 27,340,000 | $ 58,669 | $ 112,000 |
| Raleigh, NC | 440 | $ 25,720,000 | $ 58,454 | $ 123,000 |
| Philadelphia, PA | 430 | $ 25,810,000 | $ 60,023 | $ 99,000 |
| Jacksonville, FL | 397 | $ 23,505,000 | $ 59,206 | $ 110,000 |
| Oklahoma City, OK | 368 | $ 20,800,000 | $ 56,521 | $ 114,000 |
| Detroit-Dearborn-Livonia, MI | 364 | $ 19,520,000 | $ 53,626 | $ 89,000 |
| New Orleans-Metairie, LA | 362 | $ 21,220,000 | $ 58,618 | $ 113,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 349 | $ 30,145,000 | $ 86,375 | $ 144,000 |
| Memphis, TN-MS-AR | 330 | $ 18,690,000 | $ 56,636 | $ 101,981 |
| Richmond, VA | 324 | $ 17,620,000 | $ 54,382 | $ 115,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 322 | $ 17,680,000 | $ 54,906 | $ 100,559 |
| Boise City, ID | 316 | $ 17,010,000 | $ 53,829 | $ 124,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 313 | $ 18,185,000 | $ 58,099 | $ 99,504 |
| Deltona-Daytona Beach-Ormond Beach, FL | 306 | $ 17,740,000 | $ 57,973 | $ 87,000 |
| Hartford-West Hartford-East Hartford, CT | 302 | $ 17,380,000 | $ 57,549 | $ 120,000 |
| Louisville/Jefferson County, KY-IN | 286 | $ 15,700,000 | $ 54,895 | $ 116,321 |
| Milwaukee-Waukesha-West Allis, WI | 284 | $ 15,770,000 | $ 55,528 | $ 112,000 |
| Worcester, MA-CT | 281 | $ 15,675,000 | $ 55,782 | $ 116,309 |
| North Port-Sarasota-Bradenton, FL | 276 | $ 17,170,000 | $ 62,210 | $ 116,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 276 | $ 20,090,000 | $ 72,789 | $ 151,000 |
| Lake County-Kenosha County, IL-WI | 272 | $ 17,430,000 | $ 64,080 | $ 129,562 |
| Colorado Springs, CO | 265 | $ 14,875,000 | $ 56,132 | $ 127,000 |
| Stockton-Lodi, CA | 261 | $ 16,945,000 | $ 64,923 | $ 105,000 |
| Cape Coral-Fort Myers, FL | 255 | $ 15,155,000 | $ 59,431 | $ 125,000 |
| Charleston-North Charleston, SC | 253 | $ 14,605,000 | $ 57,727 | $ 107,000 |
| Greenville-Anderson-Mauldin, SC | 251 | $ 12,955,000 | $ 51,613 | $ 110,000 |
| Tulsa, OK | 249 | $ 12,965,000 | $ 52,068 | $ 110,000 |
| Birmingham-Hoover, AL | 244 | $ 13,560,000 | $ 55,573 | $ 149,000 |
| Wilmington, DE-MD-NJ | 233 | $ 13,305,000 | $ 57,103 | $ 112,218 |
| Tucson, AZ | 231 | $ 12,675,000 | $ 54,870 | $ 107,000 |
| Ogden-Clearfield, UT | 230 | $ 13,670,000 | $ 59,434 | $ 110,000 |
| Bridgeport-Stamford-Norwalk, CT | 229 | $ 16,015,000 | $ 69,934 | $ 155,000 |
| Knoxville, TN | 229 | $ 12,435,000 | $ 54,301 | $ 99,000 |
| San Francisco-Redwood City-South San Francisco, CA | 222 | $ 20,570,000 | $ 92,657 | $ 150,000 |
| New Haven-Milford, CT | 218 | $ 13,020,000 | $ 59,724 | $ 135,000 |
| Fresno, CA | 217 | $ 12,785,000 | $ 58,917 | $ 119,000 |
| Gary, IN | 215 | $ 10,255,000 | $ 47,697 | $ 153,000 |
| Omaha-Council Bluffs, NE-IA | 215 | $ 11,205,000 | $ 52,116 | $ 105,000 |
| Palm Bay-Melbourne-Titusville, FL | 215 | $ 13,225,000 | $ 61,511 | $ 107,000 |
| Tacoma-Lakewood, WA | 214 | $ 12,960,000 | $ 60,560 | $ 114,000 |
| Akron, OH | 212 | $ 11,060,000 | $ 52,169 | $ 101,000 |
| Reno, NV | 212 | $ 13,890,000 | $ 65,518 | $ 101,000 |
| Lakeland-Winter Haven, FL | 209 | $ 11,405,000 | $ 54,569 | $ 107,000 |
| Grand Rapids-Wyoming, MI | 202 | $ 11,020,000 | $ 54,554 | $ 115,000 |
| Port St. Lucie, FL | 202 | $ 12,500,000 | $ 61,881 | $ 96,000 |
| Provo-Orem, UT | 200 | $ 11,700,000 | $ 58,500 | $ 104,000 |
| Little Rock-North Little Rock-Conway, AR | 192 | $ 9,260,000 | $ 48,229 | $ 129,000 |
| Urban Honolulu, HI | 187 | $ 14,805,000 | $ 79,171 | $ 116,000 |
| Modesto, CA | 183 | $ 10,115,000 | $ 55,273 | $ 106,000 |
| Rockingham County-Strafford County, NH | 183 | $ 11,885,000 | $ 64,945 | $ 116,000 |
| Dayton, OH | 174 | $ 9,220,000 | $ 52,988 | $ 93,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 174 | $ 9,500,000 | $ 54,597 | $ 90,000 |
| Bakersfield, CA | 173 | $ 9,685,000 | $ 55,982 | $ 177,000 |
| Baton Rouge, LA | 171 | $ 9,395,000 | $ 54,941 | $ 106,000 |
| Chattanooga, TN-GA | 164 | $ 8,170,000 | $ 49,817 | $ 97,945 |
| Portland-South Portland, ME | 164 | $ 9,680,000 | $ 59,024 | $ 113,000 |
| Vallejo-Fairfield, CA | 164 | $ 10,770,000 | $ 65,670 | $ 122,000 |
| Albuquerque, NM | 163 | $ 9,665,000 | $ 59,294 | $ 97,000 |
| Columbia, SC | 161 | $ 8,345,000 | $ 51,832 | $ 88,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 155 | $ 9,075,000 | $ 58,548 | $ 101,193 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 154 | $ 8,040,000 | $ 52,207 | $ 85,000 |
| Wichita, KS | 150 | $ 7,580,000 | $ 50,533 | $ 104,000 |
| Greeley, CO | 148 | $ 8,900,000 | $ 60,135 | $ 166,000 |
| Springfield, MA | 146 | $ 7,540,000 | $ 51,643 | $ 89,000 |
| Winston-Salem, NC | 144 | $ 7,990,000 | $ 55,486 | $ 92,000 |
| Greensboro-High Point, NC | 143 | $ 7,875,000 | $ 55,069 | $ 90,000 |
| Manchester-Nashua, NH | 142 | $ 8,230,000 | $ 57,957 | $ 108,000 |
| Elgin, IL | 139 | $ 7,905,000 | $ 56,870 | $ 115,000 |
| Fort Collins, CO | 139 | $ 8,155,000 | $ 58,669 | $ 104,000 |
| Youngstown-Warren-Boardman, OH-PA | 136 | $ 7,100,000 | $ 52,205 | $ 114,426 |
| Augusta-Richmond County, GA-SC | 130 | $ 6,650,000 | $ 51,153 | $ 97,638 |
| Durham-Chapel Hill, NC | 129 | $ 7,885,000 | $ 61,124 | $ 105,000 |
| Asheville, NC | 128 | $ 7,590,000 | $ 59,296 | $ 125,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 127 | $ 6,715,000 | $ 52,874 | $ 101,039 |
| Salem, OR | 126 | $ 7,150,000 | $ 56,746 | $ 124,000 |
| Toledo, OH | 125 | $ 6,295,000 | $ 50,360 | $ 98,000 |
| Springfield, MO | 123 | $ 6,445,000 | $ 52,398 | $ 164,000 |
| Spokane-Spokane Valley, WA | 120 | $ 7,010,000 | $ 58,416 | $ 127,000 |
| Naples-Immokalee-Marco Island, FL | 117 | $ 7,945,000 | $ 67,905 | $ 107,000 |
| York-Hanover, PA | 114 | $ 6,770,000 | $ 59,385 | $ 102,000 |
| Pensacola-Ferry Pass-Brent, FL | 113 | $ 6,645,000 | $ 58,805 | $ 96,000 |
| Jackson, MS | 109 | $ 5,565,000 | $ 51,055 | $ 82,000 |
| Rochester, NY | 108 | $ 5,700,000 | $ 52,777 | $ 86,000 |
| Lexington-Fayette, KY | 107 | $ 6,205,000 | $ 57,990 | $ 101,000 |
| Harrisburg-Carlisle, PA | 105 | $ 6,095,000 | $ 58,047 | $ 88,000 |
| Atlantic City-Hammonton, NJ | 104 | $ 5,550,000 | $ 53,365 | $ 88,000 |
| Lancaster, PA | 104 | $ 6,480,000 | $ 62,307 | $ 89,000 |
| Santa Maria-Santa Barbara, CA | 104 | $ 7,220,000 | $ 69,423 | $ 123,000 |
| Visalia-Porterville, CA | 100 | $ 5,630,000 | $ 56,300 | $ 97,000 |
| Ocala, FL | 97 | $ 5,165,000 | $ 53,247 | $ 72,000 |
| Albany-Schenectady-Troy, NY | 95 | $ 5,755,000 | $ 60,578 | $ 98,000 |
| Fort Wayne, IN | 95 | $ 4,875,000 | $ 51,315 | $ 189,000 |
| Reading, PA | 89 | $ 5,075,000 | $ 57,022 | $ 101,000 |
| Shreveport-Bossier City, LA | 87 | $ 4,625,000 | $ 53,160 | $ 110,000 |
| Spartanburg, SC | 87 | $ 4,315,000 | $ 49,597 | $ 69,000 |
| South Bend-Mishawaka, IN-MI | 86 | $ 4,020,000 | $ 46,744 | $ 87,023 |
| Santa Rosa, CA | 85 | $ 6,435,000 | $ 75,705 | $ 126,000 |
| Trenton, NJ | 85 | $ 5,765,000 | $ 67,823 | $ 142,000 |
| Canton-Massillon, OH | 84 | $ 4,280,000 | $ 50,952 | $ 146,000 |
| Salinas, CA | 83 | $ 5,855,000 | $ 70,542 | $ 110,000 |
| Ann Arbor, MI | 82 | $ 5,310,000 | $ 64,756 | $ 133,000 |
| Boulder, CO | 82 | $ 5,610,000 | $ 68,414 | $ 128,000 |
| Anchorage, AK | 80 | $ 4,830,000 | $ 60,375 | $ 142,000 |
| Lafayette, LA | 80 | $ 4,420,000 | $ 55,250 | $ 92,000 |
| Barnstable Town, MA | 78 | $ 4,800,000 | $ 61,538 | $ 97,000 |
| Huntsville, AL | 76 | $ 4,550,000 | $ 59,868 | $ 105,000 |
| Lincoln, NE | 75 | $ 4,265,000 | $ 56,866 | $ 98,000 |
| Mobile, AL | 75 | $ 3,915,000 | $ 52,200 | $ 69,000 |
| East Stroudsburg, PA | 74 | $ 4,320,000 | $ 58,378 | $ 79,000 |
| Savannah, GA | 73 | $ 4,135,000 | $ 56,643 | $ 166,000 |
| Hickory-Lenoir-Morganton, NC | 72 | $ 4,040,000 | $ 56,111 | $ 103,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 71 | $ 4,355,000 | $ 61,338 | $ 100,000 |
| Huntington-Ashland, WV-KY-OH | 71 | $ 3,355,000 | $ 47,253 | $ 82,140 |
| Roanoke, VA | 71 | $ 4,065,000 | $ 57,253 | $ 79,000 |
| Eugene, OR | 70 | $ 4,250,000 | $ 60,714 | $ 92,000 |
| Madison, WI | 70 | $ 3,630,000 | $ 51,857 | $ 111,000 |
| Lansing-East Lansing, MI | 69 | $ 3,345,000 | $ 48,478 | $ 86,000 |
| Sioux Falls, SD | 69 | $ 3,845,000 | $ 55,724 | $ 257,000 |
| Kalamazoo-Portage, MI | 68 | $ 3,850,000 | $ 56,617 | $ 106,000 |
| Lynchburg, VA | 68 | $ 3,380,000 | $ 49,705 | $ 71,000 |
| Prescott, AZ | 68 | $ 4,210,000 | $ 61,911 | $ 88,000 |
| Rockford, IL | 68 | $ 3,630,000 | $ 53,382 | $ 95,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 67 | $ 4,445,000 | $ 66,343 | $ 194,000 |
| San Rafael, CA | 67 | $ 6,095,000 | $ 90,970 | $ 174,000 |
| Gainesville, FL | 66 | $ 3,720,000 | $ 56,363 | $ 99,000 |
| Syracuse, NY | 66 | $ 3,400,000 | $ 51,515 | $ 91,000 |
| Olympia-Tumwater, WA | 65 | $ 3,815,000 | $ 58,692 | $ 104,000 |
| Salisbury, MD-DE | 65 | $ 3,705,000 | $ 57,000 | $ 100,876 |
| Flint, MI | 64 | $ 3,230,000 | $ 50,468 | $ 94,000 |
| Gainesville, GA | 64 | $ 3,910,000 | $ 61,093 | $ 119,000 |
| Columbus, GA-AL | 63 | $ 3,345,000 | $ 53,095 | $ 140,761 |
| Grand Junction, CO | 63 | $ 3,285,000 | $ 52,142 | $ 95,000 |
| Gulfport-Biloxi-Pascagoula, MS | 63 | $ 3,795,000 | $ 60,238 | $ 94,000 |
| Bremerton-Silverdale, WA | 62 | $ 4,440,000 | $ 71,612 | $ 116,000 |
| Medford, OR | 62 | $ 3,830,000 | $ 61,774 | $ 103,000 |
| Montgomery, AL | 62 | $ 3,350,000 | $ 54,032 | $ 82,000 |
| Punta Gorda, FL | 62 | $ 3,610,000 | $ 58,225 | $ 77,000 |
| Tallahassee, FL | 60 | $ 3,490,000 | $ 58,166 | $ 108,000 |
| Fargo, ND-MN | 59 | $ 3,245,000 | $ 55,000 | $ 97,474 |
| Lake Havasu City-Kingman, AZ | 59 | $ 3,485,000 | $ 59,067 | $ 93,000 |
| Sebastian-Vero Beach, FL | 58 | $ 3,540,000 | $ 61,034 | $ 65,000 |
| Wilmington, NC | 57 | $ 3,075,000 | $ 53,947 | $ 103,000 |
| Peoria, IL | 56 | $ 2,720,000 | $ 48,571 | $ 105,000 |
| Houma-Thibodaux, LA | 55 | $ 3,025,000 | $ 55,000 | $ 106,000 |
| Dover, DE | 54 | $ 3,160,000 | $ 58,518 | $ 91,000 |
| Green Bay, WI | 54 | $ 3,010,000 | $ 55,740 | $ 104,000 |
| Crestview-Fort Walton Beach-Destin, FL | 53 | $ 3,785,000 | $ 71,415 | $ 96,000 |
| Daphne-Fairhope-Foley, AL | 53 | $ 3,025,000 | $ 57,075 | $ 179,000 |
| Elkhart-Goshen, IN | 53 | $ 2,775,000 | $ 52,358 | $ 82,000 |
| Fayetteville, NC | 53 | $ 2,795,000 | $ 52,735 | $ 137,000 |
| Rochester, MN | 53 | $ 3,075,000 | $ 58,018 | $ 90,000 |
| Bend-Redmond, OR | 52 | $ 2,920,000 | $ 56,153 | $ 105,000 |
| Kennewick-Richland, WA | 52 | $ 3,090,000 | $ 59,423 | $ 177,000 |
| Santa Cruz-Watsonville, CA | 52 | $ 4,260,000 | $ 81,923 | $ 159,000 |
| Erie, PA | 51 | $ 3,255,000 | $ 63,823 | $ 191,000 |
| Fort Smith, AR-OK | 51 | $ 2,575,000 | $ 50,490 | $ 99,000 |
| Norwich-New London, CT | 51 | $ 2,985,000 | $ 58,529 | $ 103,000 |
| Vineland-Bridgeton, NJ | 51 | $ 2,755,000 | $ 54,019 | $ 81,000 |
| Athens-Clarke County, GA | 50 | $ 2,620,000 | $ 52,400 | $ 108,000 |
| Homosassa Springs, FL | 50 | $ 2,800,000 | $ 56,000 | $ 93,000 |
| Merced, CA | 50 | $ 2,860,000 | $ 57,200 | $ 89,000 |
| Dutchess County-Putnam County, NY | 49 | $ 3,505,000 | $ 71,530 | $ 139,000 |
| Evansville, IN-KY | 49 | $ 2,265,000 | $ 46,224 | $ 94,938 |
| St. George, UT | 49 | $ 2,725,000 | $ 55,612 | $ 95,000 |
| Billings, MT | 48 | $ 2,480,000 | $ 51,666 | $ 88,000 |
| Coeur D'Alene, ID | 48 | $ 2,740,000 | $ 57,083 | $ 94,000 |
| Redding, CA | 48 | $ 2,640,000 | $ 55,000 | $ 129,000 |
| Chico, CA | 47 | $ 2,655,000 | $ 56,489 | $ 117,000 |
| Hagerstown-Martinsburg, MD-WV | 47 | $ 2,355,000 | $ 50,106 | $ 85,000 |
| Panama City, FL | 47 | $ 3,015,000 | $ 64,148 | $ 104,000 |
| Pueblo, CO | 47 | $ 2,145,000 | $ 45,638 | $ 95,000 |
| Springfield, IL | 47 | $ 2,315,000 | $ 49,255 | $ 123,000 |
| Tuscaloosa, AL | 47 | $ 2,375,000 | $ 50,531 | $ 119,000 |
| Yuba City, CA | 47 | $ 2,685,000 | $ 57,127 | $ 115,000 |
| Kingsport-Bristol-Bristol, TN-VA | 45 | $ 2,395,000 | $ 53,222 | $ 96,511 |
| Champaign-Urbana, IL | 44 | $ 2,300,000 | $ 52,272 | $ 84,000 |
| Topeka, KS | 44 | $ 2,430,000 | $ 55,227 | $ 87,000 |
| Kahului-Wailuku-Lahaina, HI | 43 | $ 3,605,000 | $ 83,837 | $ 100,000 |
| Winchester, VA-WV | 43 | $ 2,575,000 | $ 59,883 | $ 87,209 |
| Bismarck, ND | 42 | $ 2,360,000 | $ 56,190 | $ 92,000 |
| Johnson City, TN | 42 | $ 2,330,000 | $ 55,476 | $ 90,000 |
| Las Cruces, NM | 42 | $ 2,150,000 | $ 51,190 | $ 77,000 |
| Charleston, WV | 41 | $ 2,115,000 | $ 51,585 | $ 63,000 |
| Cleveland, TN | 41 | $ 2,455,000 | $ 59,878 | $ 109,000 |
| Madera, CA | 41 | $ 2,225,000 | $ 54,268 | $ 79,000 |
| Ocean City, NJ | 41 | $ 2,565,000 | $ 62,560 | $ 379,000 |
| Bloomington, IL | 40 | $ 1,940,000 | $ 48,500 | $ 82,000 |
| Lake Charles, LA | 40 | $ 2,150,000 | $ 53,750 | $ 108,000 |
| Idaho Falls, ID | 39 | $ 2,355,000 | $ 60,384 | $ 100,000 |
| Missoula, MT | 39 | $ 2,385,000 | $ 61,153 | $ 97,000 |
| Clarksville, TN-KY | 38 | $ 2,020,000 | $ 53,157 | $ 203,815 |
| Muskegon, MI | 37 | $ 1,825,000 | $ 49,324 | $ 74,000 |
| The Villages, FL | 37 | $ 2,345,000 | $ 63,378 | $ 74,000 |
| Auburn-Opelika, AL | 36 | $ 1,850,000 | $ 51,388 | $ 101,000 |
| Janesville-Beloit, WI | 36 | $ 1,830,000 | $ 50,833 | $ 86,000 |
| Oshkosh-Neenah, WI | 36 | $ 1,960,000 | $ 54,444 | $ 84,000 |
| Santa Fe, NM | 36 | $ 2,370,000 | $ 65,833 | $ 88,000 |
| Appleton, WI | 35 | $ 1,565,000 | $ 44,714 | $ 88,000 |
| Jackson, MI | 35 | $ 1,715,000 | $ 49,000 | $ 90,000 |
| Warner Robins, GA | 35 | $ 1,855,000 | $ 53,000 | $ 76,000 |
| Davenport-Moline-Rock Island, IA-IL | 34 | $ 1,710,000 | $ 50,294 | $ 107,000 |
| Monroe, MI | 34 | $ 1,810,000 | $ 53,235 | $ 333,000 |
| Wheeling, WV-OH | 34 | $ 1,550,000 | $ 45,588 | $ 71,500 |
| Charlottesville, VA | 33 | $ 1,975,000 | $ 59,848 | $ 101,000 |
| Dalton, GA | 33 | $ 1,945,000 | $ 58,939 | $ 175,000 |
| Duluth, MN-WI | 33 | $ 1,835,000 | $ 55,606 | $ 65,363 |
| Albany, OR | 32 | $ 1,870,000 | $ 58,437 | $ 100,000 |
| Brunswick, GA | 32 | $ 1,660,000 | $ 51,875 | $ 101,000 |
| Logan, UT-ID | 32 | $ 1,660,000 | $ 51,875 | $ 88,500 |
| Racine, WI | 32 | $ 1,810,000 | $ 56,562 | $ 251,000 |
| Sierra Vista-Douglas, AZ | 32 | $ 1,930,000 | $ 60,312 | $ 104,000 |
| Bowling Green, KY | 31 | $ 1,785,000 | $ 57,580 | $ 71,000 |
| Burlington, NC | 31 | $ 1,585,000 | $ 51,129 | $ 94,000 |
| Florence, SC | 31 | $ 1,735,000 | $ 55,967 | $ 61,000 |
| Terre Haute, IN | 31 | $ 1,555,000 | $ 50,161 | $ 83,000 |
| Beckley, WV | 30 | $ 1,520,000 | $ 50,666 | $ 93,000 |
| Blacksburg-Christiansburg-Radford, VA | 30 | $ 1,810,000 | $ 60,333 | $ 109,000 |
| Jonesboro, AR | 30 | $ 1,750,000 | $ 58,333 | $ 69,000 |
| Lafayette-West Lafayette, IN | 30 | $ 1,340,000 | $ 44,666 | $ 77,000 |
| Macon-Bibb County, GA | 30 | $ 1,410,000 | $ 47,000 | $ 68,000 |
| Mount Vernon-Anacortes, WA | 30 | $ 2,020,000 | $ 67,333 | $ 118,000 |
| Utica-Rome, NY | 30 | $ 1,720,000 | $ 57,333 | $ 81,000 |
| Bloomington, IN | 29 | $ 1,545,000 | $ 53,275 | $ 79,000 |
| Chambersburg-Waynesboro, PA | 29 | $ 1,535,000 | $ 52,931 | $ 125,000 |
| Jefferson City, MO | 29 | $ 1,885,000 | $ 65,000 | $ 117,000 |
| Monroe, LA | 29 | $ 1,395,000 | $ 48,103 | $ 87,000 |
| Morgantown, WV | 29 | $ 1,695,000 | $ 58,448 | $ 110,000 |
| Bellingham, WA | 28 | $ 1,570,000 | $ 56,071 | $ 92,000 |
| Cheyenne, WY | 28 | $ 1,560,000 | $ 55,714 | $ 87,000 |
| Columbia, MO | 28 | $ 1,290,000 | $ 46,071 | $ 90,000 |
| Napa, CA | 28 | $ 2,100,000 | $ 75,000 | $ 165,000 |
| Weirton-Steubenville, WV-OH | 28 | $ 1,570,000 | $ 56,071 | $ 88,000 |
| Yuma, AZ | 28 | $ 1,370,000 | $ 48,928 | $ 83,000 |
| Altoona, PA | 27 | $ 1,195,000 | $ 44,259 | $ 121,000 |
| Decatur, AL | 27 | $ 1,675,000 | $ 62,037 | $ 100,000 |
| Eau Claire, WI | 27 | $ 1,685,000 | $ 62,407 | $ 86,000 |
| Grants Pass, OR | 27 | $ 1,815,000 | $ 67,222 | $ 81,000 |
| Joplin, MO | 27 | $ 1,535,000 | $ 56,851 | $ 76,000 |
| Bangor, ME | 26 | $ 1,390,000 | $ 53,461 | $ 138,000 |
| Elizabethtown-Fort Knox, KY | 26 | $ 1,370,000 | $ 52,692 | $ 91,000 |
| Greenville, NC | 26 | $ 1,220,000 | $ 46,923 | $ 112,000 |
| Kingston, NY | 26 | $ 1,500,000 | $ 57,692 | $ 84,000 |
| Lima, OH | 26 | $ 1,360,000 | $ 52,307 | $ 76,000 |
| State College, PA | 26 | $ 1,890,000 | $ 72,692 | $ 167,000 |
| Longview, WA | 25 | $ 1,375,000 | $ 55,000 | $ 85,000 |
| Niles-Benton Harbor, MI | 25 | $ 1,465,000 | $ 58,600 | $ 116,000 |
| Twin Falls, ID | 25 | $ 1,285,000 | $ 51,400 | $ 101,000 |
| Wausau, WI | 25 | $ 1,285,000 | $ 51,400 | $ 89,000 |
| Yakima, WA | 25 | $ 1,295,000 | $ 51,800 | $ 94,000 |
| Casper, WY | 24 | $ 1,100,000 | $ 45,833 | $ 89,000 |
| Dothan, AL | 24 | $ 1,410,000 | $ 58,750 | $ 78,000 |
| Hattiesburg, MS | 24 | $ 1,130,000 | $ 47,083 | $ 80,000 |
| Johnstown, PA | 24 | $ 1,130,000 | $ 47,083 | $ 71,000 |
| Kankakee, IL | 24 | $ 1,310,000 | $ 54,583 | $ 80,000 |
| Lawton, OK | 24 | $ 1,360,000 | $ 56,666 | $ 114,000 |
| Lebanon, PA | 24 | $ 1,720,000 | $ 71,666 | $ 84,000 |
| Michigan City-La Porte, IN | 24 | $ 1,420,000 | $ 59,166 | $ 103,000 |
| Pittsfield, MA | 24 | $ 1,360,000 | $ 56,666 | $ 78,000 |
| Cape Girardeau, MO-IL | 23 | $ 1,105,000 | $ 48,043 | $ 96,695 |
| Grand Forks, ND-MN | 23 | $ 1,195,000 | $ 51,956 | $ 90,913 |
| Hanford-Corcoran, CA | 23 | $ 995,000 | $ 43,260 | $ 80,000 |
| Morristown, TN | 23 | $ 1,275,000 | $ 55,434 | $ 93,000 |
| Owensboro, KY | 23 | $ 1,145,000 | $ 49,782 | $ 62,000 |
| Parkersburg-Vienna, WV | 23 | $ 1,325,000 | $ 57,608 | $ 83,000 |
| Sebring, FL | 23 | $ 1,285,000 | $ 55,869 | $ 64,000 |
| Springfield, OH | 23 | $ 1,255,000 | $ 54,565 | $ 89,000 |
| Danville, IL | 22 | $ 1,050,000 | $ 47,727 | $ 82,000 |
| Flagstaff, AZ | 22 | $ 1,160,000 | $ 52,727 | $ 115,000 |
| Great Falls, MT | 22 | $ 930,000 | $ 42,272 | $ 114,000 |
| Kokomo, IN | 22 | $ 1,110,000 | $ 50,454 | $ 85,000 |
| Rapid City, SD | 22 | $ 1,200,000 | $ 54,545 | $ 118,000 |
| Burlington-South Burlington, VT | 21 | $ 1,175,000 | $ 55,952 | $ 75,000 |
| Jacksonville, NC | 21 | $ 1,145,000 | $ 54,523 | $ 77,000 |
| Mansfield, OH | 21 | $ 975,000 | $ 46,428 | $ 81,000 |
| Albany, GA | 20 | $ 980,000 | $ 49,000 | $ 112,000 |
| Binghamton, NY | 20 | $ 880,000 | $ 44,000 | $ 84,000 |
| El Centro, CA | 20 | $ 1,090,000 | $ 54,500 | $ 102,000 |
| Glens Falls, NY | 20 | $ 1,220,000 | $ 61,000 | $ 118,000 |
| Hot Springs, AR | 20 | $ 1,130,000 | $ 56,500 | $ 102,000 |
| Jackson, TN | 20 | $ 1,050,000 | $ 52,500 | $ 90,000 |
| Saginaw, MI | 20 | $ 1,030,000 | $ 51,500 | $ 99,000 |
| Sheboygan, WI | 20 | $ 970,000 | $ 48,500 | $ 91,000 |
| Alexandria, LA | 19 | $ 1,055,000 | $ 55,526 | $ 77,000 |
| Carbondale-Marion, IL | 19 | $ 1,025,000 | $ 53,947 | $ 85,000 |
| Rome, GA | 19 | $ 1,245,000 | $ 65,526 | $ 117,000 |
| St. Cloud, MN | 19 | $ 995,000 | $ 52,368 | $ 93,000 |
| Valdosta, GA | 19 | $ 1,235,000 | $ 65,000 | $ 106,000 |
| Corvallis, OR | 18 | $ 1,240,000 | $ 68,888 | $ 124,000 |
| Decatur, IL | 18 | $ 870,000 | $ 48,333 | $ 117,000 |
| Farmington, NM | 18 | $ 1,380,000 | $ 76,666 | $ 144,000 |
| Florence-Muscle Shoals, AL | 18 | $ 850,000 | $ 47,222 | $ 85,000 |
| Lewiston-Auburn, ME | 18 | $ 950,000 | $ 52,777 | $ 76,000 |
| Mankato-North Mankato, MN | 18 | $ 890,000 | $ 49,444 | $ 103,000 |
| Staunton-Waynesboro, VA | 18 | $ 950,000 | $ 52,777 | $ 64,000 |
| Wenatchee, WA | 18 | $ 1,230,000 | $ 68,333 | $ 104,000 |
| Anniston-Oxford-Jacksonville, AL | 17 | $ 735,000 | $ 43,235 | $ 56,000 |
| Carson City, NV | 17 | $ 1,135,000 | $ 66,764 | $ 100,000 |
| Gadsden, AL | 17 | $ 985,000 | $ 57,941 | $ 79,000 |
| Grand Island, NE | 17 | $ 1,045,000 | $ 61,470 | $ 70,000 |
| Lawrence, KS | 17 | $ 795,000 | $ 46,764 | $ 130,000 |
| Muncie, IN | 17 | $ 755,000 | $ 44,411 | $ 60,000 |
| St. Joseph, MO-KS | 17 | $ 905,000 | $ 53,235 | $ 88,823 |
| Battle Creek, MI | 16 | $ 840,000 | $ 52,500 | $ 66,000 |
| Pocatello, ID | 16 | $ 760,000 | $ 47,500 | $ 69,000 |
| Texarkana, TX-AR | 16 | $ 910,000 | $ 56,875 | $ 85,000 |
| Williamsport, PA | 16 | $ 920,000 | $ 57,500 | $ 76,000 |
| Enid, OK | 15 | $ 595,000 | $ 39,666 | $ 79,000 |
| Goldsboro, NC | 15 | $ 865,000 | $ 57,666 | $ 68,000 |
| Hammond, LA | 15 | $ 785,000 | $ 52,333 | $ 79,000 |
| Rocky Mount, NC | 15 | $ 785,000 | $ 52,333 | $ 159,000 |
| Bloomsburg-Berwick, PA | 14 | $ 690,000 | $ 49,285 | $ 69,000 |
| Columbus, IN | 14 | $ 750,000 | $ 53,571 | $ 81,000 |
| Harrisonburg, VA | 14 | $ 750,000 | $ 53,571 | $ 70,000 |
| Lewiston, ID-WA | 14 | $ 800,000 | $ 57,142 | $ 91,571 |
| Midland, MI | 14 | $ 700,000 | $ 50,000 | $ 101,000 |
| New Bern, NC | 14 | $ 800,000 | $ 57,142 | $ 64,000 |
| Gettysburg, PA | 13 | $ 735,000 | $ 56,538 | $ 68,000 |
| La Crosse-Onalaska, WI-MN | 12 | $ 650,000 | $ 54,166 | $ 123,333 |
| Fairbanks, AK | 11 | $ 605,000 | $ 55,000 | $ 102,000 |
| Fond Du Lac, WI | 11 | $ 485,000 | $ 44,090 | $ 97,000 |
| Bay City, MI | 10 | $ 510,000 | $ 51,000 | $ 129,000 |
| Manhattan, KS | 10 | $ 430,000 | $ 43,000 | $ 104,000 |
| Hinesville, GA | 9 | $ 585,000 | $ 65,000 | $ 84,000 |
| Sumter, SC | 9 | $ 365,000 | $ 40,555 | $ 71,000 |
| Elmira, NY | 8 | $ 380,000 | $ 47,500 | $ 74,000 |
| Walla Walla, WA | 8 | $ 410,000 | $ 51,250 | $ 91,000 |
| Watertown-Fort Drum, NY | 8 | $ 430,000 | $ 53,750 | $ 81,000 |
| Pine Bluff, AR | 7 | $ 335,000 | $ 47,857 | $ 42,000 |
| Cumberland, MD-WV | 6 | $ 260,000 | $ 43,333 | $ 66,000 |
| Ithaca, NY | 6 | $ 560,000 | $ 93,333 | $ 129,000 |
| Sioux City, IA-NE-SD | 5 | $ 225,000 | $ 45,000 | $ 68,800 |
| San Juan-Carolina-Caguas, PR | 3 | $ 345,000 | $ 115,000 | $ 34,000 |
| Houston-The Woodlands-Sugar Land, TX | 2 | $ 290,000 | $ 145,000 | $ 3,439,000 |
| Baltimore-Columbia-Towson, MD | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Dallas-Plano-Irving, TX | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Guayama, PR | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Killeen-Temple, TX | 1 | $ 45,000 | $ 45,000 | $ 12,000 |
| San Antonio-New Braunfels, TX | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Silver Spring-Frederick-Rockville, MD | 1 | $ 105,000 | $ 105,000 | $ 110,000 |
Mortgage Loan Application Detail Totals for Discover Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 40,059 | $2,250,855,000 | $56,000 | $355,000 | $116,000 | $9,760,000 |
| Home Improvement | 23,990 | $1,469,930,000 | $61,000 | $155,000 | $117,000 | $9,595,000 |
| Refinancing | 6,307 | $519,365,000 | $82,000 | $255,000 | $106,000 | $9,046,000 |
| Home Purchase | 504 | $45,470,000 | $90,000 | $155,000 | $117,000 | $650,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 43,164 | $2,548,260,000 | $59,000 | $255,000 | $115,000 | $9,700,000 |
| Not Provided | 11,454 | $716,030,000 | $62,000 | $155,000 | $123,000 | $9,760,000 |
| Hispanic | 5,800 | $344,830,000 | $59,000 | $155,000 | $110,000 | $9,345,000 |
| Asian | 4,007 | $290,565,000 | $72,000 | $155,000 | $117,000 | $2,860,000 |
| Black or African American | 3,948 | $222,010,000 | $56,000 | $355,000 | $101,000 | $9,046,000 |
| American Indian or Alaskan Native | 952 | $55,260,000 | $58,000 | $155,000 | $113,000 | $6,522,000 |
| Native Hawaiian or Other Pacific Islander | 158 | $10,360,000 | $65,000 | $155,000 | $109,000 | $1,296,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 70,860 | $4,285,620,000 | $60,000 | $355,000 | $115,000 | $9,760,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 46,262 | $2,687,560,000 | $58,000 | $355,000 | $111,000 | $9,760,000 |
| Application Withdrawn By Applicant | 12,349 | $779,705,000 | $63,000 | $155,000 | $124,000 | $9,595,000 |
| Loan Originated | 7,301 | $502,005,000 | $68,000 | $155,000 | $126,000 | $1,150,000 |
| File Closed For Incompleteness | 4,757 | $302,975,000 | $63,000 | $155,000 | $124,000 | $9,516,000 |
| Application Approved But Not Accepted | 191 | $13,375,000 | $70,000 | $155,000 | $120,000 | $505,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 24,598 | $1,598,060,000 | $64,000 | $155,000 | $124,000 | $9,595,000 |
| Collateral | 13,200 | $687,610,000 | $52,000 | $155,000 | $117,000 | $9,760,000 |
| Credit History | 12,358 | $680,640,000 | $55,000 | $355,000 | $112,000 | $9,000,000 |
| Unverifiable Information | 9,982 | $622,420,000 | $62,000 | $155,000 | $125,000 | $9,700,000 |
| Debt-To-Income Ratio | 7,803 | $501,265,000 | $64,000 | $155,000 | $71,000 | $493,000 |
| Credit Application Incomplete | 1,953 | $124,335,000 | $63,000 | $155,000 | $131,000 | $8,500,000 |
| Other | 909 | $67,425,000 | $74,000 | $155,000 | $141,000 | $4,400,000 |
| Employment History | 57 | $3,865,000 | $67,000 | $155,000 | $73,000 | $272,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Discover Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Discover Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About