Dollar Bank, FSB Mortgage Lending & HMDA Data, 2003

In 2003, Dollar Bank, FSB of Pittsburgh, PA reported 9,988 mortgage applications totaling $1.3 billion. The average application was for $126,105, and applicants reported an average income of $83,865. 76% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Pittsburgh, PA (5,651), Cleveland-Lorain-Elyria, OH (2,303) and Chicago, IL (191) (applications in parentheses).

Mortgage Company & Address Dollar Bank, FSB
#3 Gateway Center
Pittsburgh, PA 15222
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 9,988
Total Mortgage Loan Application Amount $1,259,544,000
Average Mortgage Loan Application Amount $126,105
Highest Mortgage Loan Application Amount $3,510,000
Average Applicant Income $83,865
Highest Applicant Income $9,811,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Dollar Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Dollar Bank, FSB by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Allegheny, Pennsylvania 3,984 $ 404,546,000 $ 101,542 $ 71,000
Cuyahoga, Ohio 1,573 $ 135,678,000 $ 86,254 $ 59,000
Westmoreland, Pennsylvania 691 $ 62,324,000 $ 90,193 $ 68,000
Butler, Pennsylvania 474 $ 60,016,000 $ 126,616 $ 80,000
Washington, Pennsylvania 316 $ 36,623,000 $ 115,895 $ 78,000
Lake, Ohio 313 $ 28,718,000 $ 91,750 $ 52,000
Lorain, Ohio 242 $ 26,818,000 $ 110,818 $ 62,000
Summit, Ohio 152 $ 19,639,000 $ 129,203 $ 96,000
Beaver, Pennsylvania 141 $ 11,078,000 $ 78,567 $ 65,000
Stark, Ohio 110 $ 10,796,000 $ 98,145 $ 53,000
Franklin, Ohio 108 $ 22,336,000 $ 206,814 $ 105,000
Medina, Ohio 108 $ 13,455,000 $ 124,583 $ 68,000
Cook, Illinois 94 $ 42,023,000 $ 447,053 $ 221,000
Hamilton, Ohio 94 $ 26,358,000 $ 280,404 $ 133,000
Oakland, Michigan 77 $ 34,116,000 $ 443,064 $ 146,000
Hamilton, Indiana 76 $ 20,404,000 $ 268,473 $ 115,000
Marion, Indiana 74 $ 16,412,000 $ 221,783 $ 105,000
Lake, Illinois 62 $ 26,156,000 $ 421,870 $ 224,000
Mahoning, Ohio 49 $ 6,403,000 $ 130,673 $ 68,000
Ozaukee, Wisconsin 48 $ 20,838,000 $ 434,125 $ 368,000
Geauga, Ohio 46 $ 6,778,000 $ 147,347 $ 78,000
Mecklenburg, North Carolina 45 $ 6,975,000 $ 155,000 $ 84,000
Fayette, Pennsylvania 45 $ 2,953,000 $ 65,622 $ 64,000
Butler, Ohio 38 $ 6,887,000 $ 181,236 $ 74,000
Warren, Ohio 36 $ 8,750,000 $ 243,055 $ 106,000
Portage, Ohio 32 $ 3,853,000 $ 120,406 $ 71,000
Milwaukee, Wisconsin 31 $ 12,338,000 $ 398,000 $ 209,000
Armstrong, Pennsylvania 29 $ 1,585,000 $ 54,655 $ 56,000
Delaware, Ohio 27 $ 7,479,000 $ 277,000 $ 128,000
Trumbull, Ohio 26 $ 4,807,000 $ 184,884 $ 70,000
DuPage, Illinois 24 $ 10,012,000 $ 417,166 $ 264,000
Ashtabula, Ohio 21 $ 1,950,000 $ 92,857 $ 85,000
Montgomery, Ohio 20 $ 3,310,000 $ 165,500 $ 63,000
Erie, Ohio 19 $ 1,991,000 $ 104,789 $ 84,000
Columbiana, Ohio 18 $ 1,829,000 $ 101,611 $ 69,000
Somerset, Pennsylvania 18 $ 2,760,000 $ 153,333 $ 186,000
Henrico, Virginia 18 $ 3,140,000 $ 174,444 $ 57,000
Clermont, Ohio 16 $ 3,590,000 $ 224,375 $ 108,000
Lawrence, Pennsylvania 16 $ 2,077,000 $ 129,812 $ 75,000
Ottawa, Michigan 15 $ 4,714,000 $ 314,266 $ 98,000
Greene, Ohio 15 $ 3,029,000 $ 201,933 $ 74,000
Erie, Pennsylvania 15 $ 1,976,000 $ 131,733 $ 98,000
Charlevoix, Michigan 14 $ 3,989,000 $ 284,928 $ 144,000
Emmet, Michigan 14 $ 3,804,000 $ 271,714 $ 256,000
Boone, Kentucky 13 $ 3,592,000 $ 276,307 $ 102,000
Cumberland, Pennsylvania 13 $ 1,056,000 $ 81,230 $ 56,000
Dauphin, Pennsylvania 13 $ 923,000 $ 71,000 $ 61,000
Mercer, Pennsylvania 13 $ 1,679,000 $ 129,153 $ 88,000
Loudoun, Virginia 13 $ 4,773,000 $ 367,153 $ 123,000
Prince William, Virginia 13 $ 4,141,000 $ 318,538 $ 101,000
Waukesha, Wisconsin 13 $ 5,457,000 $ 419,769 $ 158,000
Kenton, Kentucky 12 $ 2,310,000 $ 192,500 $ 89,000
Indiana, Pennsylvania 12 $ 887,000 $ 73,916 $ 51,000
Washtenaw, Michigan 10 $ 4,077,000 $ 407,700 $ 146,000
Chester, Pennsylvania 10 $ 2,985,000 $ 298,500 $ 158,000
Wayne, Pennsylvania 10 $ 581,000 $ 58,100 $ 49,000
York, South Carolina 10 $ 1,554,000 $ 155,400 $ 95,000
Licking, Ohio 9 $ 1,194,000 $ 132,666 $ 69,000
Wayne, Michigan 8 $ 3,246,000 $ 405,750 $ 157,000
Carroll, Ohio 8 $ 731,000 $ 91,375 $ 75,000
Lee, Florida 7 $ 1,202,000 $ 171,714 $ 503,000
Boone, Indiana 7 $ 2,573,000 $ 367,571 $ 164,000
Allegan, Michigan 7 $ 2,155,000 $ 307,857 $ 116,000
Hennepin, Minnesota 7 $ 1,836,000 $ 262,285 $ 77,000
Iredell, North Carolina 7 $ 1,272,000 $ 181,714 $ 61,000
Wayne, Ohio 7 $ 750,000 $ 107,142 $ 67,000
Crawford, Pennsylvania 7 $ 673,000 $ 96,142 $ 108,000
Franklin, Pennsylvania 7 $ 352,000 $ 50,285 $ 80,000
Greene, Pennsylvania 7 $ 422,000 $ 60,285 $ 70,000
Lycoming, Pennsylvania 7 $ 307,000 $ 43,857 $ 49,000
York, Pennsylvania 7 $ 860,000 $ 122,857 $ 77,000
Fairfax, Virginia 7 $ 2,616,000 $ 373,714 $ 264,000
Hendricks, Indiana 6 $ 1,054,000 $ 175,666 $ 67,000
Livingston, Michigan 6 $ 2,979,000 $ 496,500 $ 128,000
Crow Wing, Minnesota 6 $ 1,181,000 $ 196,833 $ 115,000
Cabarrus, North Carolina 6 $ 872,000 $ 145,333 $ 65,000
Huron, Ohio 6 $ 339,000 $ 56,500 $ 65,000
Cambria, Pennsylvania 6 $ 664,000 $ 110,666 $ 105,000
Collier, Florida 5 $ 519,000 $ 103,800 $ 165,000
Miami-Dade, Florida 5 $ 801,000 $ 160,200 $ 83,000
Will, Illinois 5 $ 2,035,000 $ 407,000 $ 189,000
Anne Arundel, Maryland 5 $ 902,000 $ 180,400 $ 78,000
Harford, Maryland 5 $ 866,000 $ 173,200 $ 70,000
Ottawa, Ohio 5 $ 577,000 $ 115,400 $ 85,000
Centre, Pennsylvania 5 $ 505,000 $ 101,000 $ 122,000
Lebanon, Pennsylvania 5 $ 136,000 $ 27,200 $ 44,000
Northumberland, Pennsylvania 5 $ 43,000 $ 8,600 $ 33,000
Philadelphia, Pennsylvania 5 $ 996,000 $ 199,200 $ 113,000
Fauquier, Virginia 5 $ 1,856,000 $ 371,200 $ 118,000
Palm Beach, Florida 4 $ 954,000 $ 238,500 $ 243,000
McHenry, Illinois 4 $ 1,471,000 $ 367,750 $ 178,000
Johnson, Indiana 4 $ 979,000 $ 244,750 $ 229,000
Campbell, Kentucky 4 $ 813,000 $ 203,250 $ 71,000
Cheboygan, Michigan 4 $ 1,087,000 $ 271,750 $ 474,000
Macomb, Michigan 4 $ 1,334,000 $ 333,500 $ 133,000
Atlantic, New Jersey 4 $ 1,040,000 $ 260,000 $ 86,000
Fairfield, Ohio 4 $ 758,000 $ 189,500 $ 104,000
Tuscarawas, Ohio 4 $ 515,000 $ 128,750 $ 75,000
Clarion, Pennsylvania 4 $ 229,000 $ 57,250 $ 80,000
Montgomery, Pennsylvania 4 $ 1,061,000 $ 265,250 $ 155,000
Venango, Pennsylvania 4 $ 427,000 $ 106,750 $ 91,000
Greenville, South Carolina 4 $ 833,000 $ 208,250 $ 96,000
Maricopa, Arizona 3 $ 480,000 $ 160,000 $ 281,000
Monroe, Indiana 3 $ 1,260,000 $ 420,000 $ 259,000
Frederick, Maryland 3 $ 877,000 $ 292,333 $ 81,000
Garrett, Maryland 3 $ 1,097,000 $ 365,666 $ 333,000
Montgomery, Maryland 3 $ 1,317,000 $ 439,000 $ 154,000
Prince George's, Maryland 3 $ 1,148,000 $ 382,666 $ 141,000
Kent, Michigan 3 $ 503,000 $ 167,666 $ 87,000
Union, North Carolina 3 $ 443,000 $ 147,666 $ 60,000
Athens, Ohio 3 $ 206,000 $ 68,666 $ 100,000
Lucas, Ohio 3 $ 340,000 $ 113,333 $ 67,000
Williamson, Tennessee 3 $ 1,045,000 $ 348,333 $ 127,000
Brevard, Florida 2 $ 174,000 $ 87,000 $ 64,000
Broward, Florida 2 $ 236,000 $ 118,000 $ 144,000
Lake, Florida 2 $ 195,000 $ 97,500 $ 62,000
Orange, Florida 2 $ 227,000 $ 113,500 $ 91,000
Pinellas, Florida 2 $ 343,000 $ 171,500 $ 80,000
Sarasota, Florida 2 $ 526,000 $ 263,000 $ 303,000
Walton, Florida 2 $ 606,000 $ 303,000 $ 121,000
Kane, Illinois 2 $ 1,200,000 $ 600,000 $ 387,000
Madison, Indiana 2 $ 456,000 $ 228,000 $ 94,000
Shelby, Indiana 2 $ 185,000 $ 92,500 $ 28,000
Eaton, Michigan 2 $ 450,000 $ 225,000 $ 83,000
Hubbard, Minnesota 2 $ 183,000 $ 91,500 $ 28,000
Burlington, New Jersey 2 $ 281,000 $ 140,500 $ 155,000
Camden, New Jersey 2 $ 321,000 $ 160,500 $ 60,000
Gloucester, New Jersey 2 $ 399,000 $ 199,500 $ 91,000
Gaston, North Carolina 2 $ 324,000 $ 162,000 $ 74,000
Pitt, North Carolina 2 $ 363,000 $ 181,500 $ 98,000
Guernsey, Ohio 2 $ 131,000 $ 65,500 $ 24,000
Holmes, Ohio 2 $ 184,000 $ 92,000 $ 35,000
Richland, Ohio 2 $ 247,000 $ 123,500 $ 73,000
Union, Ohio 2 $ 237,000 $ 118,500 $ 62,000
Adams, Pennsylvania 2 $ 310,000 $ 155,000 $ 52,000
Clearfield, Pennsylvania 2 $ 204,000 $ 102,000 $ 85,000
Jefferson, Pennsylvania 2 $ 11,000 $ 5,500 $ 15,000
Lackawanna, Pennsylvania 2 $ 131,000 $ 65,500 $ 95,000
Perry, Pennsylvania 2 $ 188,000 $ 94,000 $ 63,000
Newport, Rhode Island 2 $ 1,000,000 $ 500,000 $ 1,365,000
Alexandria, Virginia 2 $ 618,000 $ 309,000 $ 134,000
Hanover, Virginia 2 $ 505,000 $ 252,500 $ 97,000
Spotsylvania, Virginia 2 $ 269,000 $ 134,500 $ 84,000
Jefferson, West Virginia 2 $ 615,000 $ 307,500 $ 134,000
Monongalia, West Virginia 2 $ 163,000 $ 81,500 $ 118,000
Dane, Wisconsin 2 $ 370,000 $ 185,000 $ 72,000
Washington, Wisconsin 2 $ 955,000 $ 477,500 $ 170,000
Mobile, Alabama 1 $ 350,000 $ 350,000 $ 142,000
Arapahoe, Colorado 1 $ 60,000 $ 60,000 $ 32,000
Delta, Colorado 1 $ 170,000 $ 170,000 $ 228,000
Douglas, Colorado 1 $ 454,000 $ 454,000 $ 206,000
El Paso, Colorado 1 $ 151,000 $ 151,000 $ 192,000
Jefferson, Colorado 1 $ 118,000 $ 118,000 $ 68,000
Hillsborough, Florida 1 $ 120,000 $ 120,000 $ 37,000
Indian River, Florida 1 $ 203,000 $ 203,000 $ 122,000
Leon, Florida 1 $ 80,000 $ 80,000 $ 18,000
Manatee, Florida 1 $ 416,000 $ 416,000 $ 250,000
Okaloosa, Florida 1 $ 237,000 $ 237,000 $ 221,000
Polk, Florida 1 $ 95,000 $ 95,000 $ 499,000
Sumter, Florida 1 $ 150,000 $ 150,000 $ 41,000
Volusia, Florida 1 $ 151,000 $ 151,000 $ 114,000
DeKalb, Georgia 1 $ 200,000 $ 200,000 $ 140,000
Allen, Indiana 1 $ 55,000 $ 55,000 $ 42,000
Brown, Indiana 1 $ 408,000 $ 408,000 $ 367,000
Clinton, Indiana 1 $ 151,000 $ 151,000 $ 179,000
Dearborn, Indiana 1 $ 299,000 $ 299,000 $ 100,000
Delaware, Indiana 1 $ 80,000 $ 80,000 $ 61,000
Hancock, Indiana 1 $ 125,000 $ 125,000 $ 54,000
Henry, Indiana 1 $ 133,000 $ 133,000 $ 42,000
Kosciusko, Indiana 1 $ 224,000 $ 224,000 $ 70,000
LaPorte, Indiana 1 $ 348,000 $ 348,000 $ 98,000
Marshall, Indiana 1 $ 334,000 $ 334,000 $ 513,000
St. Joseph, Indiana 1 $ 172,000 $ 172,000 $ 71,000
Steuben, Indiana 1 $ 356,000 $ 356,000 $ 144,000
Vigo, Indiana 1 $ 80,000 $ 80,000 $ 116,000
Pulaski, Kentucky 1 $ 54,000 $ 54,000 $ 142,000
Wayne, Kentucky 1 $ 78,000 $ 78,000 $ 99,000
Baltimore, Maryland 1 $ 328,000 $ 328,000 $ 122,000
Howard, Maryland 1 $ 150,000 $ 150,000 $ 0
Dukes, Massachusetts 1 $ 550,000 $ 550,000 $ 440,000
Essex, Massachusetts 1 $ 400,000 $ 400,000 $ 118,000
Suffolk, Massachusetts 1 $ 325,000 $ 325,000 $ 281,000
Barry, Michigan 1 $ 280,000 $ 280,000 $ 164,000
Ingham, Michigan 1 $ 340,000 $ 340,000 $ 92,000
Cass, Minnesota 1 $ 121,000 $ 121,000 $ 39,000
Itasca, Minnesota 1 $ 186,000 $ 186,000 $ 54,000
Scott, Minnesota 1 $ 187,000 $ 187,000 $ 54,000
Sherburne, Minnesota 1 $ 189,000 $ 189,000 $ 58,000
Wadena, Minnesota 1 $ 247,000 $ 247,000 $ 105,000
Washington, Minnesota 1 $ 420,000 $ 420,000 $ 146,000
Cape May, New Jersey 1 $ 376,000 $ 376,000 $ 244,000
Essex, New Jersey 1 $ 176,000 $ 176,000 $ 34,000
Monmouth, New Jersey 1 $ 360,000 $ 360,000 $ 130,000
Morris, New Jersey 1 $ 323,000 $ 323,000 $ 101,000
Ocean, New Jersey 1 $ 398,000 $ 398,000 $ 145,000
Somerset, New Jersey 1 $ 280,000 $ 280,000 $ 78,000
Santa Fe, New Mexico 1 $ 323,000 $ 323,000 $ 127,000
New York, New York 1 $ 300,000 $ 300,000 $ 0
Durham, North Carolina 1 $ 210,000 $ 210,000 $ 60,000
Johnston, North Carolina 1 $ 181,000 $ 181,000 $ 85,000
Lincoln, North Carolina 1 $ 98,000 $ 98,000 $ 72,000
Moore, North Carolina 1 $ 160,000 $ 160,000 $ 67,000
Wake, North Carolina 1 $ 389,000 $ 389,000 $ 225,000
Allen, Ohio 1 $ 70,000 $ 70,000 $ 61,000
Ashland, Ohio 1 $ 88,000 $ 88,000 $ 4,000
Gallia, Ohio 1 $ 52,000 $ 52,000 $ 70,000
Harrison, Ohio 1 $ 65,000 $ 65,000 $ 101,000
Highland, Ohio 1 $ 78,000 $ 78,000 $ 154,000
Jefferson, Ohio 1 $ 149,000 $ 149,000 $ 49,000
Morgan, Ohio 1 $ 95,000 $ 95,000 $ 70,000
Sandusky, Ohio 1 $ 60,000 $ 60,000 $ 18,000
Bedford, Pennsylvania 1 $ 25,000 $ 25,000 $ 56,000
Berks, Pennsylvania 1 $ 186,000 $ 186,000 $ 82,000
Bradford, Pennsylvania 1 $ 116,000 $ 116,000 $ 101,000
Cameron, Pennsylvania 1 $ 61,000 $ 61,000 $ 23,000
Delaware, Pennsylvania 1 $ 165,000 $ 165,000 $ 102,000
Elk, Pennsylvania 1 $ 134,000 $ 134,000 $ 67,000
Forest, Pennsylvania 1 $ 80,000 $ 80,000 $ 38,000
Lancaster, Pennsylvania 1 $ 176,000 $ 176,000 $ 99,000
Mifflin, Pennsylvania 1 $ 12,000 $ 12,000 $ 11,000
Montour, Pennsylvania 1 $ 18,000 $ 18,000 $ 67,000
Northampton, Pennsylvania 1 $ 87,000 $ 87,000 $ 98,000
Pike, Pennsylvania 1 $ 63,000 $ 63,000 $ 24,000
Schuylkill, Pennsylvania 1 $ 69,000 $ 69,000 $ 105,000
Union, Pennsylvania 1 $ 498,000 $ 498,000 $ 169,000
Anderson, South Carolina 1 $ 251,000 $ 251,000 $ 53,000
Georgetown, South Carolina 1 $ 204,000 $ 204,000 $ 324,000
Lancaster, South Carolina 1 $ 352,000 $ 352,000 $ 155,000
Tarrant, Texas 1 $ 276,000 $ 276,000 $ 143,000
Summit, Utah 1 $ 600,000 $ 600,000 $ 9,811,000
Culpeper, Virginia 1 $ 341,000 $ 341,000 $ 191,000
Stafford, Virginia 1 $ 262,000 $ 262,000 $ 95,000
Brooke, West Virginia 1 $ 191,000 $ 191,000 $ 120,000
Hancock, West Virginia 1 $ 92,000 $ 92,000 $ 54,000
Kanawha, West Virginia 1 $ 86,000 $ 86,000 $ 102,000
Ohio, West Virginia 1 $ 185,000 $ 185,000 $ 99,000
Raleigh, West Virginia 1 $ 65,000 $ 65,000 $ 34,000
Brown, Wisconsin 1 $ 465,000 $ 465,000 $ 250,000
Dodge, Wisconsin 1 $ 185,000 $ 185,000 $ 164,000
Marinette, Wisconsin 1 $ 350,000 $ 350,000 $ 87,000
Racine, Wisconsin 1 $ 540,000 $ 540,000 $ 168,000
Vilas, Wisconsin 1 $ 437,000 $ 437,000 $ 165,000
Walworth, Wisconsin 1 $ 500,000 $ 500,000 $ 309,000

Mortgage Loan Application Detail Totals for Dollar Bank, FSB in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 6,483 $890,862,000 $270,916 $1,000,000 $544,333 $9,811,000
Home Purchase (one-to-four family) 1,947 $324,018,000 $244,555 $1,350,000 $143,500 $2,586,000
Home Improvement (one-to-four family) 1,552 $36,834,000 $161,000 $800,000 $719,500 $1,400,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 6 $7,830,000 $1,605,000 $3,510,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,574 $1,132,794,000 $277,520 $1,350,000 $576,840 $9,811,000
Black 578 $38,378,000 $225,700 $600,000 $118,800 $2,300,000
Information not provided by applicant in mail or telephone application 513 $30,278,000 $175,000 $600,000 $77,000 $580,000
Asian or Pacific Islander 156 $33,524,000 $254,100 $612,000 $101,800 $455,000
Hispanic 74 $6,368,000 $212,000 $600,000 $70,666 $385,000
Other 72 $6,796,000 $223,000 $440,000 $104,600 $720,000
Not applicable 11 $9,319,000 $772,333 $3,510,000 $19,000 $456,000
American Indian or Alaskan Native 10 $2,087,000 $302,600 $600,000 $190,200 $575,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,842 $1,247,467,000 $280,076 $3,510,000 $554,846 $9,811,000
FHA-insured (Federal Housing Administration) 115 $8,795,000 $87,500 $205,000 $41,000 $98,000
VA-guaranteed (Veterans Administration) 31 $3,282,000 $108,500 $196,000 $58,500 $115,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,610 $1,052,484,000 $282,400 $3,510,000 $572,120 $9,811,000
Application Denied By Financial Institution 1,143 $58,334,000 $216,777 $1,520,000 $66,666 $524,000
Application Withdrawn By Applicant 788 $77,015,000 $168,272 $875,000 $81,272 $1,453,000
Application Approved But Not Accepted 316 $55,244,000 $246,437 $800,000 $136,562 $900,000
File Closed For Incompleteness 131 $16,467,000 $142,666 $333,000 $165,666 $516,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 542 $27,226,000 $212,875 $504,000 $54,375 $251,000
Credit History 371 $12,076,000 $194,800 $600,000 $64,200 $398,000
Other 109 $8,872,000 $196,333 $1,350,000 $110,666 $524,000
Collateral 77 $4,308,000 $56,000 $270,000 $69,000 $220,000
Employment History 26 $2,964,000 $249,800 $639,000 $79,400 $166,000
Credit Application Incomplete 9 $640,000 $67,500 $300,000 $56,500 $100,000
Unverifiable Information 7 $479,000 $71,500 $125,000 $61,500 $118,000
Insufficient Cash (Downpayment, Closing Cost) 2 $1,769,000 $884,000 $1,520,000 $40,000 $80,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Dollar Bank, FSB's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Dollar Bank, FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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