Dollar Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Dollar Bank, Fsb 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Dollar Bank, Fsb #3 Gateway Center Pittsburgh, PA 15222 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,579 |
| Total Mortgage Loan Application Amount | $1,016,389,000 |
| Average Mortgage Loan Application Amount | $254,315 |
| Highest Mortgage Loan Application Amount | $1,412,000 |
| Average Applicant Income | $145,684 |
| Highest Applicant Income | $2,598,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Dollar Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Dollar Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Dollar Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Dollar Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Dollar Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Dollar Bank, Fsb's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 2,672 | $ 202,675,000 | $ 75,000 | $ 62,000 |
| Cuyahoga County Ohio | 1,728 | $ 133,976,000 | $ 77,000 | $ 59,000 |
| Westmoreland County Pennsylvania | 500 | $ 43,640,000 | $ 87,000 | $ 62,000 |
| Lake County Ohio | 321 | $ 26,232,000 | $ 81,000 | $ 64,000 |
| Butler County Pennsylvania | 293 | $ 27,379,000 | $ 93,000 | $ 78,000 |
| Washington County Pennsylvania | 278 | $ 32,429,000 | $ 116,000 | $ 74,000 |
| Lorain County Ohio | 237 | $ 22,747,000 | $ 95,000 | $ 65,000 |
| Summit County Ohio | 191 | $ 22,353,000 | $ 117,000 | $ 82,000 |
| Cook County Illinois | 107 | $ 42,401,000 | $ 396,000 | $ 190,000 |
| Beaver County Pennsylvania | 105 | $ 6,755,000 | $ 64,000 | $ 53,000 |
| Medina County Ohio | 104 | $ 11,877,000 | $ 114,000 | $ 85,000 |
| Franklin County Ohio | 101 | $ 20,946,000 | $ 207,000 | $ 116,000 |
| Stark County Ohio | 93 | $ 12,312,000 | $ 132,000 | $ 54,000 |
| Lake County Illinois | 71 | $ 28,743,000 | $ 404,000 | $ 250,000 |
| Hamilton County Indiana | 59 | $ 14,109,000 | $ 239,000 | $ 134,000 |
| Geauga County Ohio | 58 | $ 9,713,000 | $ 167,000 | $ 94,000 |
| Marion County Indiana | 54 | $ 10,023,000 | $ 185,000 | $ 92,000 |
| Mahoning County Ohio | 51 | $ 5,895,000 | $ 115,000 | $ 47,000 |
| Oakland County Michigan | 47 | $ 17,467,000 | $ 371,000 | $ 134,000 |
| Mecklenburg County North Carolina | 42 | $ 8,452,000 | $ 201,000 | $ 103,000 |
| DuPage County Illinois | 41 | $ 12,271,000 | $ 299,000 | $ 121,000 |
| Hennepin County Minnesota | 37 | $ 9,587,000 | $ 259,000 | $ 200,000 |
| Johnson County Kansas | 31 | $ 6,466,000 | $ 208,000 | $ 96,000 |
| Portage County Ohio | 31 | $ 3,072,000 | $ 99,000 | $ 82,000 |
| Trumbull County Ohio | 30 | $ 3,713,000 | $ 123,000 | $ 86,000 |
| Hamilton County Ohio | 28 | $ 7,305,000 | $ 260,000 | $ 150,000 |
| Warren County Ohio | 28 | $ 6,837,000 | $ 244,000 | $ 116,000 |
| Armstrong County Pennsylvania | 27 | $ 1,391,000 | $ 51,000 | $ 51,000 |
| Fayette County Pennsylvania | 26 | $ 1,566,000 | $ 60,000 | $ 57,000 |
| Henrico County Virginia | 25 | $ 5,315,000 | $ 212,000 | $ 102,000 |
| Delaware County Ohio | 24 | $ 7,005,000 | $ 291,000 | $ 114,000 |
| Waukesha County Wisconsin | 23 | $ 7,883,000 | $ 342,000 | $ 147,000 |
| Ozaukee County Wisconsin | 22 | $ 7,776,000 | $ 353,000 | $ 243,000 |
| Milwaukee County Wisconsin | 21 | $ 7,372,000 | $ 351,000 | $ 177,000 |
| Jackson County Missouri | 18 | $ 1,957,000 | $ 108,000 | $ 48,000 |
| Greenville County South Carolina | 18 | $ 2,562,000 | $ 142,000 | $ 83,000 |
| Clermont County Ohio | 17 | $ 3,923,000 | $ 230,000 | $ 90,000 |
| Ottawa County Michigan | 16 | $ 3,617,000 | $ 226,000 | $ 111,000 |
| Butler County Ohio | 16 | $ 3,542,000 | $ 221,000 | $ 109,000 |
| Columbiana County Ohio | 16 | $ 1,433,000 | $ 89,000 | $ 49,000 |
| Erie County Ohio | 16 | $ 1,918,000 | $ 119,000 | $ 79,000 |
| Prince George's County Maryland | 15 | $ 6,978,000 | $ 465,000 | $ 137,000 |
| Tuscarawas County Ohio | 13 | $ 1,709,000 | $ 131,000 | $ 71,000 |
| Dakota County Minnesota | 12 | $ 3,508,000 | $ 292,000 | $ 181,000 |
| Ashtabula County Ohio | 12 | $ 1,385,000 | $ 115,000 | $ 101,000 |
| Lawrence County Pennsylvania | 12 | $ 971,000 | $ 80,000 | $ 53,000 |
| Collier County Florida | 11 | $ 3,425,000 | $ 311,000 | $ 156,000 |
| Will County Illinois | 11 | $ 2,972,000 | $ 270,000 | $ 101,000 |
| Middlesex County Massachusetts | 11 | $ 4,523,000 | $ 411,000 | $ 170,000 |
| Indiana County Pennsylvania | 11 | $ 831,000 | $ 75,000 | $ 65,000 |
| Kane County Illinois | 10 | $ 2,662,000 | $ 266,000 | $ 104,000 |
| Emmet County Michigan | 10 | $ 3,464,000 | $ 346,000 | $ 223,000 |
| Ottawa County Ohio | 10 | $ 1,244,000 | $ 124,000 | $ 108,000 |
| Somerset County Pennsylvania | 10 | $ 940,000 | $ 94,000 | $ 133,000 |
| New Castle County Delaware | 9 | $ 2,313,000 | $ 257,000 | $ 71,000 |
| Lee County Florida | 9 | $ 2,265,000 | $ 251,000 | $ 117,000 |
| Boone County Indiana | 9 | $ 2,993,000 | $ 332,000 | $ 143,000 |
| Anne Arundel County Maryland | 9 | $ 2,548,000 | $ 283,000 | $ 111,000 |
| St. Louis County Missouri | 9 | $ 3,518,000 | $ 390,000 | $ 155,000 |
| Union County North Carolina | 9 | $ 1,893,000 | $ 210,000 | $ 82,000 |
| Montgomery County Ohio | 9 | $ 1,348,000 | $ 149,000 | $ 93,000 |
| Chester County Pennsylvania | 9 | $ 2,897,000 | $ 321,000 | $ 112,000 |
| Erie County Pennsylvania | 9 | $ 1,141,000 | $ 126,000 | $ 86,000 |
| York County South Carolina | 9 | $ 1,621,000 | $ 180,000 | $ 84,000 |
| Charlevoix County Michigan | 8 | $ 2,948,000 | $ 368,000 | $ 320,000 |
| Ramsey County Minnesota | 8 | $ 2,134,000 | $ 266,000 | $ 70,000 |
| Iredell County North Carolina | 8 | $ 2,207,000 | $ 275,000 | $ 128,000 |
| Fairfield County Ohio | 8 | $ 1,385,000 | $ 173,000 | $ 85,000 |
| Licking County Ohio | 8 | $ 1,876,000 | $ 234,000 | $ 147,000 |
| Wayne County Ohio | 8 | $ 1,135,000 | $ 141,000 | $ 52,000 |
| Boulder County Colorado | 7 | $ 1,949,000 | $ 278,000 | $ 94,000 |
| Hartford County Connecticut | 7 | $ 2,173,000 | $ 310,000 | $ 185,000 |
| Frederick County Maryland | 7 | $ 2,474,000 | $ 353,000 | $ 154,000 |
| Hillsborough County New Hampshire | 7 | $ 1,895,000 | $ 270,000 | $ 154,000 |
| Mercer County Pennsylvania | 7 | $ 725,000 | $ 103,000 | $ 77,000 |
| Loudoun County Virginia | 7 | $ 3,453,000 | $ 493,000 | $ 153,000 |
| Washington County Maryland | 6 | $ 1,053,000 | $ 175,000 | $ 106,000 |
| Wayne County Michigan | 6 | $ 2,022,000 | $ 337,000 | $ 150,000 |
| Atlantic County New Jersey | 6 | $ 1,205,000 | $ 200,000 | $ 93,000 |
| Broward County Florida | 5 | $ 1,476,000 | $ 295,000 | $ 338,000 |
| Hillsborough County Florida | 5 | $ 1,450,000 | $ 290,000 | $ 159,000 |
| Hendricks County Indiana | 5 | $ 1,535,000 | $ 307,000 | $ 119,000 |
| Johnson County Indiana | 5 | $ 1,357,000 | $ 271,000 | $ 103,000 |
| Kenton County Kentucky | 5 | $ 1,037,000 | $ 207,000 | $ 152,000 |
| Norfolk County Massachusetts | 5 | $ 1,583,000 | $ 316,000 | $ 74,000 |
| Scott County Minnesota | 5 | $ 1,370,000 | $ 274,000 | $ 76,000 |
| Ashland County Ohio | 5 | $ 605,000 | $ 121,000 | $ 79,000 |
| Crawford County Pennsylvania | 5 | $ 431,000 | $ 86,000 | $ 93,000 |
| Montgomery County Pennsylvania | 5 | $ 1,824,000 | $ 364,000 | $ 136,000 |
| Beaufort County South Carolina | 5 | $ 2,870,000 | $ 574,000 | $ 347,000 |
| Prince William County Virginia | 5 | $ 1,904,000 | $ 380,000 | $ 119,000 |
| Maricopa County Arizona | 4 | $ 1,370,000 | $ 342,000 | $ 185,000 |
| Denver County Colorado | 4 | $ 1,123,000 | $ 280,000 | $ 81,000 |
| New London County Connecticut | 4 | $ 1,409,000 | $ 352,000 | $ 88,000 |
| Madison County Illinois | 4 | $ 684,000 | $ 171,000 | $ 73,000 |
| Suffolk County Massachusetts | 4 | $ 1,159,000 | $ 289,000 | $ 85,000 |
| Allegan County Michigan | 4 | $ 1,073,000 | $ 268,000 | $ 193,000 |
| Anoka County Minnesota | 4 | $ 786,000 | $ 196,000 | $ 83,000 |
| Gaston County North Carolina | 4 | $ 632,000 | $ 158,000 | $ 89,000 |
| Carroll County Ohio | 4 | $ 337,000 | $ 84,000 | $ 45,000 |
| Greene County Ohio | 4 | $ 900,000 | $ 225,000 | $ 100,000 |
| Huron County Ohio | 4 | $ 296,000 | $ 74,000 | $ 84,000 |
| Bucks County Pennsylvania | 4 | $ 965,000 | $ 241,000 | $ 80,000 |
| Lancaster County South Carolina | 4 | $ 551,000 | $ 137,000 | $ 49,000 |
| Chesterfield County Virginia | 4 | $ 1,030,000 | $ 257,000 | $ 100,000 |
| Middlesex County Connecticut | 3 | $ 703,000 | $ 234,000 | $ 203,000 |
| Sussex County Delaware | 3 | $ 1,071,000 | $ 357,000 | $ 148,000 |
| Pinellas County Florida | 3 | $ 476,000 | $ 158,000 | $ 243,000 |
| McHenry County Illinois | 3 | $ 866,000 | $ 288,000 | $ 98,000 |
| Wyandotte County Kansas | 3 | $ 301,000 | $ 100,000 | $ 48,000 |
| Boone County Kentucky | 3 | $ 527,000 | $ 175,000 | $ 93,000 |
| Cumberland County Maine | 3 | $ 853,000 | $ 284,000 | $ 121,000 |
| Essex County Massachusetts | 3 | $ 1,112,000 | $ 370,000 | $ 156,000 |
| Kent County Michigan | 3 | $ 668,000 | $ 222,000 | $ 74,000 |
| Washtenaw County Michigan | 3 | $ 1,161,000 | $ 387,000 | $ 142,000 |
| Carver County Minnesota | 3 | $ 925,000 | $ 308,000 | $ 177,000 |
| Crow Wing County Minnesota | 3 | $ 1,167,000 | $ 389,000 | $ 65,000 |
| Cass County Missouri | 3 | $ 613,000 | $ 204,000 | $ 81,000 |
| Burlington County New Jersey | 3 | $ 1,145,000 | $ 381,000 | $ 145,000 |
| Cabarrus County North Carolina | 3 | $ 413,000 | $ 137,000 | $ 40,000 |
| Belmont County Ohio | 3 | $ 147,000 | $ 49,000 | $ 142,000 |
| Union County Ohio | 3 | $ 462,000 | $ 154,000 | $ 59,000 |
| Cumberland County Pennsylvania | 3 | $ 553,000 | $ 184,000 | $ 105,000 |
| Horry County South Carolina | 3 | $ 268,000 | $ 89,000 | $ 383,000 |
| Fairfax County Virginia | 3 | $ 1,007,000 | $ 335,000 | $ 75,000 |
| Fauquier County Virginia | 3 | $ 1,120,000 | $ 373,000 | $ 94,000 |
| King County Washington | 3 | $ 878,000 | $ 292,000 | $ 92,000 |
| Jefferson County West Virginia | 3 | $ 914,000 | $ 304,000 | $ 81,000 |
| Adams County Colorado | 2 | $ 347,000 | $ 173,000 | $ 93,000 |
| Fairfield County Connecticut | 2 | $ 930,000 | $ 465,000 | $ 185,000 |
| Kent County Delaware | 2 | $ 255,000 | $ 127,000 | $ 56,000 |
| Escambia County Florida | 2 | $ 210,000 | $ 105,000 | $ 134,000 |
| Martin County Florida | 2 | $ 529,000 | $ 264,000 | $ 79,000 |
| Pasco County Florida | 2 | $ 323,000 | $ 161,000 | $ 61,000 |
| Sumter County Florida | 2 | $ 254,000 | $ 127,000 | $ 91,000 |
| Hancock County Indiana | 2 | $ 765,000 | $ 382,000 | $ 150,000 |
| Lake County Indiana | 2 | $ 147,000 | $ 73,000 | $ 82,000 |
| Douglas County Kansas | 2 | $ 251,000 | $ 125,000 | $ 94,000 |
| Baltimore City County Maryland | 2 | $ 520,000 | $ 260,000 | $ 201,000 |
| Montgomery County Maryland | 2 | $ 816,000 | $ 408,000 | $ 98,000 |
| Plymouth County Massachusetts | 2 | $ 614,000 | $ 307,000 | $ 119,000 |
| Worcester County Massachusetts | 2 | $ 735,000 | $ 367,000 | $ 98,000 |
| Barry County Michigan | 2 | $ 510,000 | $ 255,000 | $ 100,000 |
| Macomb County Michigan | 2 | $ 447,000 | $ 223,000 | $ 81,000 |
| Muskegon County Michigan | 2 | $ 741,000 | $ 370,000 | $ 230,000 |
| Olmsted County Minnesota | 2 | $ 246,000 | $ 123,000 | $ 49,000 |
| Otter Tail County Minnesota | 2 | $ 537,000 | $ 268,000 | $ 54,000 |
| Washington County Minnesota | 2 | $ 436,000 | $ 218,000 | $ 65,000 |
| Clay County Missouri | 2 | $ 226,000 | $ 113,000 | $ 57,000 |
| St. Charles County Missouri | 2 | $ 268,000 | $ 134,000 | $ 69,000 |
| Monmouth County New Jersey | 2 | $ 584,000 | $ 292,000 | $ 131,000 |
| Brunswick County North Carolina | 2 | $ 254,000 | $ 127,000 | $ 110,000 |
| Lincoln County North Carolina | 2 | $ 215,000 | $ 107,000 | $ 109,000 |
| Jefferson County Ohio | 2 | $ 260,000 | $ 130,000 | $ 62,000 |
| Lucas County Ohio | 2 | $ 310,000 | $ 155,000 | $ 253,000 |
| Richland County Ohio | 2 | $ 99,000 | $ 49,000 | $ 51,000 |
| Washington County Ohio | 2 | $ 174,000 | $ 87,000 | $ 95,000 |
| Cambria County Pennsylvania | 2 | $ 142,000 | $ 71,000 | $ 81,000 |
| Clarion County Pennsylvania | 2 | $ 108,000 | $ 54,000 | $ 52,000 |
| Clearfield County Pennsylvania | 2 | $ 163,000 | $ 81,000 | $ 112,000 |
| Forest County Pennsylvania | 2 | $ 95,000 | $ 47,000 | $ 45,000 |
| Franklin County Pennsylvania | 2 | $ 306,000 | $ 153,000 | $ 38,000 |
| York County Pennsylvania | 2 | $ 88,000 | $ 44,000 | $ 65,000 |
| Charleston County South Carolina | 2 | $ 1,750,000 | $ 875,000 | $ 331,000 |
| Davidson County Tennessee | 2 | $ 282,000 | $ 141,000 | $ 47,000 |
| Louisa County Virginia | 2 | $ 713,000 | $ 356,000 | $ 168,000 |
| Brown County Wisconsin | 2 | $ 796,000 | $ 398,000 | $ 317,000 |
| Washington County Wisconsin | 2 | $ 862,000 | $ 431,000 | $ 306,000 |
| Mobile County Alabama | 1 | $ 400,000 | $ 400,000 | $ 73,000 |
| Pima County Arizona | 1 | $ 100,000 | $ 100,000 | $ 97,000 |
| Arapahoe County Colorado | 1 | $ 209,000 | $ 209,000 | $ 126,000 |
| Broomfield County Colorado | 1 | $ 252,000 | $ 252,000 | $ 106,000 |
| Chaffee County Colorado | 1 | $ 152,000 | $ 152,000 | $ 53,000 |
| Larimer County Colorado | 1 | $ 180,000 | $ 180,000 | $ 60,000 |
| New Haven County Connecticut | 1 | $ 233,000 | $ 233,000 | $ 65,000 |
| District of Columbia County District Of Columbia | 1 | $ 750,000 | $ 750,000 | $ 963,000 |
| Brevard County Florida | 1 | $ 614,000 | $ 614,000 | $ 112,000 |
| Charlotte County Florida | 1 | $ 128,000 | $ 128,000 | $ 45,000 |
| Highlands County Florida | 1 | $ 80,000 | $ 80,000 | $ 47,000 |
| Manatee County Florida | 1 | $ 428,000 | $ 428,000 | $ 91,000 |
| Miami-Dade County Florida | 1 | $ 180,000 | $ 180,000 | $ 49,000 |
| Monroe County Florida | 1 | $ 340,000 | $ 340,000 | $ 112,000 |
| Nassau County Florida | 1 | $ 308,000 | $ 308,000 | $ 264,000 |
| Orange County Florida | 1 | $ 210,000 | $ 210,000 | $ 43,000 |
| Osceola County Florida | 1 | $ 125,000 | $ 125,000 | $ 505,000 |
| Palm Beach County Florida | 1 | $ 252,000 | $ 252,000 | $ 92,000 |
| Polk County Florida | 1 | $ 142,000 | $ 142,000 | $ 45,000 |
| Volusia County Florida | 1 | $ 235,000 | $ 235,000 | $ 66,000 |
| DeKalb County Illinois | 1 | $ 220,000 | $ 220,000 | $ 95,000 |
| McLean County Illinois | 1 | $ 169,000 | $ 169,000 | $ 109,000 |
| Brown County Indiana | 1 | $ 248,000 | $ 248,000 | $ 419,000 |
| Monroe County Indiana | 1 | $ 360,000 | $ 360,000 | $ 153,000 |
| Porter County Indiana | 1 | $ 156,000 | $ 156,000 | $ 62,000 |
| Putnam County Indiana | 1 | $ 124,000 | $ 124,000 | $ 73,000 |
| Shelby County Indiana | 1 | $ 566,000 | $ 566,000 | $ 317,000 |
| St. Joseph County Indiana | 1 | $ 206,000 | $ 206,000 | $ 113,000 |
| Vermillion County Indiana | 1 | $ 153,000 | $ 153,000 | $ 81,000 |
| Wayne County Indiana | 1 | $ 348,000 | $ 348,000 | $ 300,000 |
| Leavenworth County Kansas | 1 | $ 124,000 | $ 124,000 | $ 55,000 |
| Miami County Kansas | 1 | $ 99,000 | $ 99,000 | $ 90,000 |
| Kennebec County Maine | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Baltimore County Maryland | 1 | $ 59,000 | $ 59,000 | $ 34,000 |
| Calvert County Maryland | 1 | $ 327,000 | $ 327,000 | $ 116,000 |
| Cecil County Maryland | 1 | $ 259,000 | $ 259,000 | $ 119,000 |
| Garrett County Maryland | 1 | $ 360,000 | $ 360,000 | $ 152,000 |
| Howard County Maryland | 1 | $ 515,000 | $ 515,000 | $ 190,000 |
| Worcester County Maryland | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 203,000 | $ 203,000 | $ 544,000 |
| Bristol County Massachusetts | 1 | $ 269,000 | $ 269,000 | $ 49,000 |
| Hampshire County Massachusetts | 1 | $ 375,000 | $ 375,000 | $ 140,000 |
| Berrien County Michigan | 1 | $ 474,000 | $ 474,000 | $ 269,000 |
| Cheboygan County Michigan | 1 | $ 297,000 | $ 297,000 | $ 399,000 |
| Genesee County Michigan | 1 | $ 387,000 | $ 387,000 | $ 123,000 |
| Grand Traverse County Michigan | 1 | $ 226,000 | $ 226,000 | $ 95,000 |
| Ingham County Michigan | 1 | $ 220,000 | $ 220,000 | $ 77,000 |
| Jackson County Michigan | 1 | $ 412,000 | $ 412,000 | $ 233,000 |
| Kalamazoo County Michigan | 1 | $ 500,000 | $ 500,000 | $ 850,000 |
| Kalkaska County Michigan | 1 | $ 117,000 | $ 117,000 | $ 153,000 |
| Livingston County Michigan | 1 | $ 320,000 | $ 320,000 | $ 149,000 |
| Newaygo County Michigan | 1 | $ 72,000 | $ 72,000 | $ 38,000 |
| Oceana County Michigan | 1 | $ 243,000 | $ 243,000 | $ 100,000 |
| Otsego County Michigan | 1 | $ 116,000 | $ 116,000 | $ 99,000 |
| St. Clair County Michigan | 1 | $ 380,000 | $ 380,000 | $ 149,000 |
| Van Buren County Michigan | 1 | $ 545,000 | $ 545,000 | $ 400,000 |
| Douglas County Minnesota | 1 | $ 400,000 | $ 400,000 | $ 99,000 |
| Itasca County Minnesota | 1 | $ 74,000 | $ 74,000 | $ 119,000 |
| Sherburne County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 70,000 |
| Wabasha County Minnesota | 1 | $ 152,000 | $ 152,000 | $ 32,000 |
| Wadena County Minnesota | 1 | $ 143,000 | $ 143,000 | $ 20,000 |
| St. Louis City County Missouri | 1 | $ 184,000 | $ 184,000 | $ 60,000 |
| Strafford County New Hampshire | 1 | $ 340,000 | $ 340,000 | $ 207,000 |
| Camden County New Jersey | 1 | $ 208,000 | $ 208,000 | $ 70,000 |
| Cape May County New Jersey | 1 | $ 350,000 | $ 350,000 | $ 411,000 |
| Gloucester County New Jersey | 1 | $ 334,000 | $ 334,000 | $ 75,000 |
| Hunterdon County New Jersey | 1 | $ 501,000 | $ 501,000 | $ 171,000 |
| Mercer County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 140,000 |
| Somerset County New Jersey | 1 | $ 688,000 | $ 688,000 | $ 183,000 |
| Erie County New York | 1 | $ 208,000 | $ 208,000 | $ 60,000 |
| Nassau County New York | 1 | $ 54,000 | $ 54,000 | $ 575,000 |
| Beaufort County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 209,000 |
| Currituck County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 56,000 |
| New Hanover County North Carolina | 1 | $ 320,000 | $ 320,000 | $ 148,000 |
| Orange County North Carolina | 1 | $ 550,000 | $ 550,000 | $ 300,000 |
| Rowan County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 13,000 |
| Wake County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 85,000 |
| Clinton County Ohio | 1 | $ 3,000 | $ 3,000 | $ 11,000 |
| Guernsey County Ohio | 1 | $ 166,000 | $ 166,000 | $ 52,000 |
| Hancock County Ohio | 1 | $ 21,000 | $ 21,000 | $ 62,000 |
| Holmes County Ohio | 1 | $ 162,000 | $ 162,000 | $ 77,000 |
| Knox County Ohio | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Logan County Ohio | 1 | $ 73,000 | $ 73,000 | $ 53,000 |
| Madison County Ohio | 1 | $ 200,000 | $ 200,000 | $ 76,000 |
| Morrow County Ohio | 1 | $ 130,000 | $ 130,000 | $ 40,000 |
| Pickaway County Ohio | 1 | $ 136,000 | $ 136,000 | $ 78,000 |
| Scioto County Ohio | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Shelby County Ohio | 1 | $ 604,000 | $ 604,000 | $ 194,000 |
| Adams County Pennsylvania | 1 | $ 332,000 | $ 332,000 | $ 84,000 |
| Blair County Pennsylvania | 1 | $ 18,000 | $ 18,000 | $ 72,000 |
| Clinton County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Delaware County Pennsylvania | 1 | $ 384,000 | $ 384,000 | $ 98,000 |
| Elk County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 119,000 |
| Greene County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Lehigh County Pennsylvania | 1 | $ 323,000 | $ 323,000 | $ 83,000 |
| Philadelphia County Pennsylvania | 1 | $ 800,000 | $ 800,000 | $ 845,000 |
| Schuylkill County Pennsylvania | 1 | $ 400,000 | $ 400,000 | $ 190,000 |
| Union County Pennsylvania | 1 | $ 498,000 | $ 498,000 | $ 202,000 |
| Venango County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 67,000 |
| Georgetown County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 57,000 |
| Sumner County Tennessee | 1 | $ 230,000 | $ 230,000 | $ 269,000 |
| Northumberland County Virginia | 1 | $ 494,000 | $ 494,000 | $ 128,000 |
| Spotsylvania County Virginia | 1 | $ 400,000 | $ 400,000 | $ 64,000 |
| Brooke County West Virginia | 1 | $ 86,000 | $ 86,000 | $ 56,000 |
| Monongalia County West Virginia | 1 | $ 191,000 | $ 191,000 | $ 72,000 |
| Ohio County West Virginia | 1 | $ 53,000 | $ 53,000 | $ 46,000 |
| Taylor County West Virginia | 1 | $ 43,000 | $ 43,000 | $ 46,000 |
| Dane County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 89,000 |
| Green Lake County Wisconsin | 1 | $ 620,000 | $ 620,000 | $ 300,000 |
| Rock County Wisconsin | 1 | $ 116,000 | $ 116,000 | $ 52,000 |
| Sheboygan County Wisconsin | 1 | $ 520,000 | $ 520,000 | $ 436,000 |
| Waushara County Wisconsin | 1 | $ 497,000 | $ 497,000 | $ 253,000 |
Mortgage Loan Application Detail Totals for Dollar Bank, Fsb in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,215 | $460,662,000 | $291,160 | $1,200,000 | $165,320 | $1,122,000 |
| Home Improvement | 2,788 | $82,981,000 | $34,500 | $500,000 | $180,250 | $915,000 |
| Home Purchase | 2,576 | $472,746,000 | $252,821 | $1,412,000 | $123,214 | $2,598,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,603 | $840,932,000 | $260,033 | $1,300,000 | $165,533 | $2,598,000 |
| Not Provided | 926 | $55,647,000 | $231,095 | $680,000 | $113,857 | $437,000 |
| Black or African American | 640 | $51,760,000 | $260,416 | $700,000 | $86,666 | $1,560,000 |
| Asian | 190 | $40,640,000 | $232,375 | $650,000 | $140,500 | $1,044,000 |
| Hispanic | 138 | $13,734,000 | $272,923 | $650,000 | $113,692 | $364,000 |
| American Indian or Alaskan Native | 44 | $4,272,000 | $201,666 | $364,000 | $81,166 | $204,000 |
| Native Hawaiian or Other Pacific Islander | 31 | $6,680,000 | $297,875 | $480,000 | $105,250 | $240,000 |
| Not applicable | 7 | $2,724,000 | $457,666 | $1,412,000 | $30,000 | $129,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,393 | $1,000,125,000 | $266,533 | $1,412,000 | $153,533 | $2,598,000 |
| FHA-insured (Federal Housing Administration) | 167 | $14,348,000 | $88,000 | $220,000 | $44,000 | $131,000 |
| VA-guaranteed (Veterans Administration) | 19 | $1,916,000 | $100,000 | $166,000 | $43,000 | $75,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,669 | $766,832,000 | $274,275 | $1,412,000 | $164,586 | $2,598,000 |
| Application Denied By Financial Institution | 1,216 | $50,667,000 | $375,444 | $688,000 | $97,555 | $500,000 |
| Application Withdrawn By Applicant | 889 | $76,580,000 | $173,375 | $640,000 | $82,500 | $540,000 |
| Application Approved But Not Accepted | 330 | $60,911,000 | $218,818 | $650,000 | $93,136 | $832,000 |
| File Closed For Incompleteness | 242 | $30,521,000 | $124,000 | $630,000 | $68,000 | $893,000 |
| Preapproval Approved but not Accepted | 203 | $28,233,000 | $139,000 | $750,000 | $45,000 | $258,000 |
| Preapproval Denied by Financial Institution | 30 | $2,645,000 | $88,000 | $221,000 | $43,000 | $83,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 646 | $20,283,000 | $44,666 | $360,000 | $46,000 | $500,000 |
| Debt-To-Income Ratio | 377 | $22,224,000 | $374,100 | $688,000 | $91,500 | $384,000 |
| Other | 114 | $4,402,000 | $38,000 | $430,000 | $68,000 | $244,000 |
| Collateral | 84 | $4,154,000 | $69,333 | $318,000 | $53,000 | $195,000 |
| Unverifiable Information | 12 | $1,542,000 | $177,200 | $360,000 | $109,600 | $240,000 |
| Credit Application Incomplete | 10 | $538,000 | $54,500 | $132,000 | $53,500 | $110,000 |
| Employment History | 3 | $169,000 | $56,000 | $108,000 | $37,000 | $71,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dollar Bank, Fsb's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dollar Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.