Dubuque Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Dubuque Bank And Trust Company 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Dubuque Bank And Trust Company
1398 Central Avenue
Dubuque, IA 52001
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,860
Total Mortgage Loan Application Amount $1,357,212,000
Average Mortgage Loan Application Amount $159,000
Highest Mortgage Loan Application Amount $6,825,000
Average Applicant Income $83,333
Highest Applicant Income $2,537,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Dubuque Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Dubuque Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2016 breaks down Dubuque Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Dubuque Bank And Trust Company serves its applicants.

Each category highlights the total number of mortgage applications processed by Dubuque Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Dubuque Bank And Trust Company's mortgage activity for 2016.

Mortgage Loan Application Totals for Dubuque Bank And Trust Company by Metropolitan Area in 2016

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
MADISON, WI 577 $ 120,430,000 $ 208,000 $ 95,000
DUBUQUE, IA 551 $ 79,097,000 $ 143,000 $ 60,000
ALBUQUERQUE, NM 397 $ 76,327,000 $ 192,000 $ 90,000
DENVER-AURORA-LAKEWOOD, CO 341 $ 95,292,000 $ 279,000 $ 108,000
PHOENIX-MESA-SCOTTSDALE, AZ 264 $ 65,048,000 $ 246,000 $ 108,000
BILLINGS, MT 249 $ 54,888,000 $ 220,000 $ 90,000
ROCKFORD, IL 239 $ 31,554,000 $ 132,000 $ 91,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 208 $ 39,713,000 $ 164,500 $ 77,500
RENO, NV 207 $ 55,728,000 $ 269,000 $ 128,000
SANTA FE, NM 160 $ 39,409,000 $ 246,000 $ 95,000
KANSAS CITY, MO-KS 154 $ 30,930,000 $ 200,000 $ 98,500
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 145 $ 34,666,000 $ 235,500 $ 90,000
GREAT FALLS, MT 137 $ 24,614,000 $ 179,000 $ 72,000
SHEBOYGAN, WI 115 $ 14,394,000 $ 125,000 $ 61,000
MISSOULA, MT 108 $ 26,480,000 $ 245,000 $ 135,000
TOPEKA, KS 80 $ 10,522,000 $ 131,000 $ 61,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 75 $ 14,775,000 $ 197,000 $ 86,000
BOULDER, CO 53 $ 16,853,000 $ 317,000 $ 145,000
JANESVILLE-BELOIT, WI 52 $ 6,157,000 $ 118,000 $ 58,000
APPLETON, WI 48 $ 6,211,000 $ 129,000 $ 56,000
DALLAS-PLANO-IRVING, TX 48 $ 8,436,000 $ 175,000 $ 27,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 47 $ 20,952,000 $ 445,000 $ 190,000
GREELEY, CO 46 $ 12,096,000 $ 262,000 $ 109,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 42 $ 5,142,000 $ 122,000 $ 46,000
CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL 34 $ 8,501,000 $ 250,000 $ 143,000
BOISE CITY, ID 32 $ 7,175,000 $ 224,000 $ 118,000
FORT WORTH-ARLINGTON, TX 27 $ 3,376,000 $ 125,000 $ 16,000
SAN ANTONIO-NEW BRAUNFELS, TX 19 $ 1,725,000 $ 90,000 $ 18,000
ST. JOSEPH, MO-KS 18 $ 1,700,000 $ 94,500 $ 55,000
AUSTIN-ROUND ROCK, TX 17 $ 2,489,000 $ 146,000 $ 35,000
FORT COLLINS, CO 14 $ 3,356,000 $ 239,000 $ 86,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 14 $ 2,864,000 $ 191,500 $ 72,000
SAN DIEGO-CARLSBAD, CA 14 $ 5,228,000 $ 373,000 $ 154,000
FRESNO, CA 13 $ 2,308,000 $ 177,000 $ 82,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 13 $ 3,675,000 $ 279,000 $ 81,333
COLORADO SPRINGS, CO 10 $ 2,401,000 $ 240,000 $ 79,000
JACKSONVILLE, FL 10 $ 1,094,000 $ 109,000 $ 10,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 10 $ 1,026,000 $ 102,000 $ 7,000
CEDAR RAPIDS, IA 9 $ 1,434,000 $ 159,000 $ 78,000
DES MOINES-WEST DES MOINES, IA 9 $ 1,606,000 $ 178,000 $ 129,000
ELGIN, IL 9 $ 1,498,000 $ 166,000 $ 110,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 9 $ 2,998,000 $ 333,000 $ 106,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 8 $ 1,153,000 $ 144,000 $ 19,000
GREEN BAY, WI 8 $ 1,644,000 $ 205,000 $ 91,000
FOND DU LAC, WI 7 $ 1,116,000 $ 159,000 $ 156,000
LAS VEGAS-HENDERSON-PARADISE, NV 7 $ 1,238,000 $ 176,000 $ 108,000
ORLANDO-KISSIMMEE-SANFORD, FL 7 $ 1,011,000 $ 144,000 $ 40,000
LAWRENCE, KS 6 $ 796,000 $ 132,000 $ 77,000
LUBBOCK, TX 6 $ 592,000 $ 98,000 $ 79,000
OSHKOSH-NEENAH, WI 6 $ 1,159,000 $ 193,000 $ 123,000
ANCHORAGE, AK 5 $ 801,000 $ 160,000 $ 0
COEUR D'ALENE, ID 5 $ 974,000 $ 194,000 $ 105,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 5 $ 1,497,000 $ 299,000 $ 52,000
MADERA, CA 5 $ 854,000 $ 170,000 $ 92,000
OMAHA-COUNCIL BLUFFS, NE-IA 5 $ 640,000 $ 164,000 $ 49,500
WICHITA, KS 5 $ 979,000 $ 195,000 $ 48,000
CARSON CITY, NV 4 $ 573,000 $ 143,000 $ 113,000
CASPER, WY 4 $ 735,000 $ 183,000 $ 18,000
EL PASO, TX 4 $ 388,000 $ 97,000 $ 0
KILLEEN-TEMPLE, TX 4 $ 476,000 $ 119,000 $ 0
PRESCOTT, AZ 4 $ 920,000 $ 230,000 $ 110,000
SEATTLE-BELLEVUE-EVERETT, WA 4 $ 1,069,000 $ 267,000 $ 88,000
STOCKTON-LODI, CA 4 $ 758,000 $ 189,000 $ 35,000
TUCSON, AZ 4 $ 771,000 $ 192,000 $ 55,000
WACO, TX 4 $ 547,000 $ 136,000 $ 40,000
ANAHEIM-SANTA ANA-IRVINE, CA 3 $ 1,796,000 $ 598,000 $ 186,000
BEND-REDMOND, OR 3 $ 612,000 $ 204,000 $ 62,000
GRAND JUNCTION, CO 3 $ 754,000 $ 251,000 $ 180,000
LAREDO, TX 3 $ 425,000 $ 141,000 $ 0
MANHATTAN, KS 3 $ 764,000 $ 254,000 $ 76,000
MCALLEN-EDINBURG-MISSION, TX 3 $ 227,000 $ 75,000 $ 0
PITTSBURGH, PA 3 $ 1,249,000 $ 416,000 $ 157,000
RICHMOND, VA 3 $ 304,000 $ 101,000 $ 89,000
ROANOKE, VA 3 $ 253,000 $ 84,000 $ 49,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 3 $ 1,325,000 $ 441,000 $ 173,000
BAKERSFIELD, CA 2 $ 683,000 $ 341,000 $ 133,000
CAPE CORAL-FORT MYERS, FL 2 $ 240,000 $ 120,000 $ 223,000
COLLEGE STATION-BRYAN, TX 2 $ 181,000 $ 90,000 $ 0
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 2 $ 184,000 $ 92,000 $ 0
FLAGSTAFF, AZ 2 $ 570,000 $ 285,000 $ 567,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 2 $ 237,000 $ 118,000 $ 0
INDIANAPOLIS-CARMEL-ANDERSON, IN 2 $ 488,000 $ 244,000 $ 109,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 2 $ 191,000 $ 95,000 $ 147,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 2 $ 274,000 $ 137,000 $ 99,000
NORTH PORT-SARASOTA-BRADENTON, FL 2 $ 515,000 $ 257,000 $ 144,000
OAKLAND-HAYWARD-BERKELEY, CA 2 $ 817,000 $ 408,000 $ 0
PENSACOLA-FERRY PASS-BRENT, FL 2 $ 239,000 $ 119,000 $ 88,000
PEORIA, IL 2 $ 504,000 $ 252,000 $ 167,000
PHILADELPHIA, PA 2 $ 453,000 $ 226,000 $ 0
RACINE, WI 2 $ 274,000 $ 137,000 $ 72,000
SAN ANGELO, TX 2 $ 160,000 $ 80,000 $ 40,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 2 $ 680,000 $ 340,000 $ 80,000
SHERMAN-DENISON, TX 2 $ 190,000 $ 95,000 $ 69,000
TULSA, OK 2 $ 348,000 $ 174,000 $ 68,000
VALLEJO-FAIRFIELD, CA 2 $ 1,324,000 $ 662,000 $ 176,000
VISALIA-PORTERVILLE, CA 2 $ 266,000 $ 133,000 $ 28,000
WATERLOO-CEDAR FALLS, IA 2 $ 510,000 $ 255,000 $ 137,000
WAUSAU, WI 2 $ 590,000 $ 295,000 $ 100,000
YUBA CITY, CA 2 $ 502,000 $ 251,000 $ 26,000
AMARILLO, TX 1 $ 217,000 $ 217,000 $ 0
ASHEVILLE, NC 1 $ 350,000 $ 350,000 $ 362,000
BREMERTON-SILVERDALE, WA 1 $ 622,000 $ 622,000 $ 176,000
CHARLESTON-NORTH CHARLESTON, SC 1 $ 268,000 $ 268,000 $ 147,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 1 $ 143,000 $ 143,000 $ 45,000
CHATTANOOGA, TN-GA 1 $ 186,000 $ 186,000 $ 64,000
CLEVELAND-ELYRIA, OH 1 $ 390,000 $ 390,000 $ 90,000
COLUMBUS, OH 1 $ 209,000 $ 209,000 $ 161,000
CORPUS CHRISTI, TX 1 $ 90,000 $ 90,000 $ 42,000
DETROIT-DEARBORN-LIVONIA, MI 1 $ 99,000 $ 99,000 $ 36,000
DULUTH, MN-WI 1 $ 98,000 $ 98,000 $ 29,000
FAYETTEVILLE, NC 1 $ 180,000 $ 180,000 $ 0
GAINESVILLE, FL 1 $ 225,000 $ 225,000 $ 58,000
GARY, IN 1 $ 170,000 $ 170,000 $ 0
GRAND FORKS, ND-MN 1 $ 310,000 $ 310,000 $ 59,000
GRAND RAPIDS-WYOMING, MI 1 $ 221,000 $ 221,000 $ 119,000
GREENVILLE-ANDERSON-MAULDIN, SC 1 $ 169,000 $ 169,000 $ 0
HARRISBURG-CARLISLE, PA 1 $ 116,000 $ 116,000 $ 0
HARRISONBURG, VA 1 $ 350,000 $ 350,000 $ 330,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 1 $ 159,000 $ 159,000 $ 0
HICKORY-LENOIR-MORGANTON, NC 1 $ 139,000 $ 139,000 $ 0
IOWA CITY, IA 1 $ 177,000 $ 177,000 $ 97,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 1 $ 77,000 $ 77,000 $ 0
KNOXVILLE, TN 1 $ 110,000 $ 110,000 $ 0
LA CROSSE-ONALASKA, WI-MN 1 $ 105,000 $ 105,000 $ 27,000
LAKELAND-WINTER HAVEN, FL 1 $ 94,000 $ 94,000 $ 0
LANCASTER, PA 1 $ 181,000 $ 181,000 $ 72,000
LAS CRUCES, NM 1 $ 185,000 $ 185,000 $ 189,000
LEBANON, PA 1 $ 170,000 $ 170,000 $ 91,000
LEWISTON, ID-WA 1 $ 115,000 $ 115,000 $ 114,000
LONGVIEW, TX 1 $ 90,000 $ 90,000 $ 0
MIAMI-MIAMI BEACH-KENDALL, FL 1 $ 101,000 $ 101,000 $ 0
MIDLAND, TX 1 $ 83,000 $ 83,000 $ 0
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 1 $ 369,000 $ 369,000 $ 0
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 1 $ 136,000 $ 136,000 $ 214,000
NORWICH-NEW LONDON, CT 1 $ 184,000 $ 184,000 $ 0
ODESSA, TX 1 $ 100,000 $ 100,000 $ 62,000
OKLAHOMA CITY, OK 1 $ 195,000 $ 195,000 $ 35,000
OXNARD-THOUSAND OAKS-VENTURA, CA 1 $ 288,000 $ 288,000 $ 0
PALM BAY-MELBOURNE-TITUSVILLE, FL 1 $ 274,000 $ 274,000 $ 110,000
PANAMA CITY, FL 1 $ 98,000 $ 98,000 $ 50,000
POCATELLO, ID 1 $ 126,000 $ 126,000 $ 94,000
PORTLAND-SOUTH PORTLAND, ME 1 $ 313,000 $ 313,000 $ 213,000
PUEBLO, CO 1 $ 88,000 $ 88,000 $ 0
PUNTA GORDA, FL 1 $ 184,000 $ 184,000 $ 137,000
ROCHESTER, MN 1 $ 172,000 $ 172,000 $ 69,000
SALINAS, CA 1 $ 255,000 $ 255,000 $ 140,000
SALT LAKE CITY, UT 1 $ 273,000 $ 273,000 $ 81,000
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA 1 $ 417,000 $ 417,000 $ 202,000
SAN RAFAEL, CA 1 $ 870,000 $ 870,000 $ 36,000
SANTA ROSA, CA 1 $ 978,000 $ 978,000 $ 198,000
SIOUX FALLS, SD 1 $ 28,000 $ 28,000 $ 15,000
SPOKANE-SPOKANE VALLEY, WA 1 $ 91,000 $ 91,000 $ 39,000
ST. CLOUD, MN 1 $ 212,000 $ 212,000 $ 102,000
TALLAHASSEE, FL 1 $ 271,000 $ 271,000 $ 0
TEXARKANA, TX-AR 1 $ 85,000 $ 85,000 $ 0
TYLER, TX 1 $ 74,000 $ 74,000 $ 0
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 1 $ 140,000 $ 140,000 $ 0
WALLA WALLA, WA 1 $ 176,000 $ 176,000 $ 52,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 1 $ 86,000 $ 86,000 $ 57,000
YORK-HANOVER, PA 1 $ 165,000 $ 165,000 $ 50,000

Mortgage Loan Application Detail Totals for Dubuque Bank And Trust Company in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,064 $817,669,000 $201,000 $6,825,000 $86,000 $1,505,000
Refinancing 2,672 $529,801,000 $198,000 $1,625,000 $89,000 $2,537,000
Home Improvement 124 $9,742,000 $78,000 $417,000 $75,000 $554,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,521 $1,097,498,000 $198,000 $1,625,000 $90,000 $2,537,000
Not Provided 607 $126,275,000 $208,000 $1,400,000 $92,000 $954,000
Hispanic 370 $59,533,000 $160,000 $693,000 $64,000 $550,000
Asian 121 $27,170,000 $224,000 $1,425,000 $103,000 $522,000
Black or African American 112 $16,557,000 $147,000 $452,000 $63,000 $284,000
Not applicable 97 $24,218,000 $249,000 $6,825,000 $0 $0
American Indian or Alaskan Native 24 $4,673,000 $194,000 $407,000 $70,000 $179,000
Native Hawaiin or Other Pacific Islander 8 $1,288,000 $161,000 $249,000 $81,000 $196,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,912 $1,025,142,000 $208,000 $6,825,000 $103,000 $2,537,000
FHA-insured (Federal Housing Administration) 1,282 $196,148,000 $153,000 $575,000 $43,000 $272,000
VA-guaranteed (Veterans Administration) 447 $100,097,000 $223,000 $693,000 $55,000 $220,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 219 $35,825,000 $163,000 $1,400,000 $51,000 $521,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,533 $1,103,761,000 $199,000 $2,000,000 $90,000 $2,537,000
Application Denied By Financial Institution 647 $122,278,000 $188,000 $6,825,000 $73,000 $1,447,000
Application Approved But Not Accepted 380 $79,266,000 $208,000 $1,013,000 $100,000 $905,000
Application Withdrawn By Applicant 175 $34,619,000 $197,000 $1,500,000 $89,000 $1,162,000
Loan Purchased By The Institution 69 $10,631,000 $154,000 $375,000 $0 $0
File Closed For Incompleteness 56 $6,657,000 $118,000 $475,000 $22,000 $269,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Dubuque Bank And Trust Company's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Dubuque Bank And Trust Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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