E*Trade Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

E*Trade Savings Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address E*Trade Savings Bank
671 N. Glebe Rd 12Th Floor
Arlington, VA 22203
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  
Total Number of Mortgage Applications 3,770
Total Mortgage Loan Application Amount $952,392,000
Average Mortgage Loan Application Amount $257,333
Highest Mortgage Loan Application Amount $1,336,000
Average Applicant Income $144,000
Highest Applicant Income $3,335,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with E*Trade Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing E*Trade Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2012 breaks down E*Trade Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how E*Trade Savings Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by E*Trade Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at E*Trade Savings Bank's mortgage activity for 2012.

Mortgage Loan Application Totals for E*Trade Savings Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 140 $ 48,301,000 $ 345,000 $ 154,000
San Diego County California 107 $ 33,249,000 $ 310,000 $ 144,000
Santa Clara County California 98 $ 38,416,000 $ 392,000 $ 150,000
Cook County Illinois 79 $ 18,377,000 $ 232,000 $ 151,000
Orange County California 65 $ 21,093,000 $ 324,000 $ 180,000
Maricopa County Arizona 62 $ 12,648,000 $ 204,000 $ 104,000
Fairfax County Virginia 56 $ 16,984,000 $ 303,000 $ 156,000
King County Washington 53 $ 16,487,000 $ 311,000 $ 159,000
Alameda County California 44 $ 16,954,000 $ 385,000 $ 147,000
Middlesex County Massachusetts 39 $ 10,343,000 $ 265,000 $ 163,000
Westchester County New York 39 $ 12,852,000 $ 329,000 $ 180,000
San Mateo County California 38 $ 16,132,000 $ 424,000 $ 161,000
Wake County North Carolina 37 $ 7,473,000 $ 201,000 $ 119,000
San Francisco County California 36 $ 16,108,000 $ 447,000 $ 200,000
Harris County Texas 35 $ 7,678,000 $ 219,000 $ 120,000
Riverside County California 31 $ 6,359,000 $ 205,000 $ 95,000
Monmouth County New Jersey 31 $ 8,255,000 $ 266,000 $ 176,000
Broward County Florida 30 $ 8,118,000 $ 270,000 $ 251,000
New York County New York 30 $ 16,646,000 $ 554,000 $ 202,000
Contra Costa County California 29 $ 11,390,000 $ 392,000 $ 146,000
Nassau County New York 28 $ 10,466,000 $ 373,000 $ 209,000
Travis County Texas 28 $ 5,392,000 $ 192,000 $ 134,000
District of Columbia County District Of Columbia 26 $ 8,331,000 $ 320,000 $ 116,000
Montgomery County Pennsylvania 26 $ 5,946,000 $ 228,000 $ 134,000
Jefferson County Colorado 25 $ 5,338,000 $ 213,000 $ 95,000
Hennepin County Minnesota 25 $ 5,599,000 $ 223,000 $ 135,000
Hudson County New Jersey 25 $ 7,487,000 $ 299,000 $ 165,000
Boulder County Colorado 24 $ 7,550,000 $ 314,000 $ 117,000
Montgomery County Maryland 24 $ 6,487,000 $ 270,000 $ 228,000
Loudoun County Virginia 23 $ 7,079,000 $ 307,000 $ 243,000
Sacramento County California 22 $ 5,754,000 $ 261,000 $ 134,000
Hillsborough County Florida 22 $ 4,407,000 $ 200,000 $ 162,000
Miami-Dade County Florida 22 $ 4,496,000 $ 204,000 $ 268,000
Fulton County Georgia 22 $ 5,579,000 $ 253,000 $ 139,000
Ventura County California 21 $ 5,279,000 $ 251,000 $ 107,000
Denver County Colorado 21 $ 5,459,000 $ 259,000 $ 122,000
Cobb County Georgia 21 $ 4,734,000 $ 225,000 $ 105,000
Bergen County New Jersey 21 $ 6,746,000 $ 321,000 $ 168,000
Suffolk County New York 21 $ 6,781,000 $ 322,000 $ 188,000
Orange County Florida 20 $ 4,751,000 $ 237,000 $ 117,000
Palm Beach County Florida 20 $ 4,944,000 $ 247,000 $ 168,000
Kings County New York 20 $ 8,057,000 $ 402,000 $ 198,000
Queens County New York 20 $ 7,222,000 $ 361,000 $ 195,000
Philadelphia County Pennsylvania 20 $ 4,641,000 $ 232,000 $ 110,000
Hartford County Connecticut 19 $ 3,956,000 $ 208,000 $ 127,000
Oakland County Michigan 19 $ 3,654,000 $ 192,000 $ 124,000
Bernalillo County New Mexico 19 $ 3,389,000 $ 178,000 $ 106,000
Multnomah County Oregon 19 $ 3,597,000 $ 189,000 $ 128,000
San Bernardino County California 18 $ 4,519,000 $ 251,000 $ 197,000
Fairfield County Connecticut 18 $ 6,599,000 $ 366,000 $ 146,000
Ocean County New Jersey 18 $ 3,885,000 $ 215,000 $ 164,000
Allegheny County Pennsylvania 18 $ 4,593,000 $ 255,000 $ 221,000
Lake County Illinois 17 $ 4,416,000 $ 259,000 $ 235,000
Essex County New Jersey 17 $ 4,930,000 $ 290,000 $ 234,000
Mecklenburg County North Carolina 16 $ 3,309,000 $ 206,000 $ 125,000
Douglas County Colorado 15 $ 4,220,000 $ 281,000 $ 111,000
Pinellas County Florida 15 $ 3,498,000 $ 233,000 $ 105,000
Bucks County Pennsylvania 15 $ 3,423,000 $ 228,000 $ 115,000
Salt Lake County Utah 15 $ 2,677,000 $ 178,000 $ 88,000
Santa Cruz County California 14 $ 4,661,000 $ 332,000 $ 149,000
New Haven County Connecticut 14 $ 3,132,000 $ 223,000 $ 126,000
Lee County Florida 14 $ 2,810,000 $ 200,000 $ 276,000
DuPage County Illinois 14 $ 4,125,000 $ 294,000 $ 124,000
St. Louis County Missouri 14 $ 2,949,000 $ 210,000 $ 112,000
Middlesex County New Jersey 14 $ 3,744,000 $ 267,000 $ 138,000
Williamson County Texas 14 $ 2,270,000 $ 162,000 $ 133,000
Pima County Arizona 13 $ 3,253,000 $ 250,000 $ 137,000
Placer County California 13 $ 3,110,000 $ 239,000 $ 136,000
Gwinnett County Georgia 13 $ 1,987,000 $ 152,000 $ 92,000
Baltimore County Maryland 13 $ 3,915,000 $ 301,000 $ 148,000
Clark County Nevada 13 $ 2,749,000 $ 211,000 $ 150,000
Morris County New Jersey 13 $ 2,990,000 $ 230,000 $ 183,000
Shelby County Tennessee 13 $ 2,169,000 $ 166,000 $ 107,000
Arapahoe County Colorado 12 $ 2,779,000 $ 231,000 $ 141,000
Sarasota County Florida 12 $ 1,811,000 $ 150,000 $ 168,000
DeKalb County Georgia 12 $ 2,898,000 $ 241,000 $ 155,000
Howard County Maryland 12 $ 3,914,000 $ 326,000 $ 136,000
Essex County Massachusetts 12 $ 2,884,000 $ 240,000 $ 144,000
Worcester County Massachusetts 12 $ 2,541,000 $ 211,000 $ 131,000
Chester County Pennsylvania 12 $ 2,676,000 $ 223,000 $ 141,000
Solano County California 11 $ 2,693,000 $ 244,000 $ 84,000
Sonoma County California 11 $ 2,986,000 $ 271,000 $ 165,000
Adams County Colorado 11 $ 1,554,000 $ 141,000 $ 96,000
Ramsey County Minnesota 11 $ 2,848,000 $ 258,000 $ 112,000
Washington County Oregon 11 $ 2,339,000 $ 212,000 $ 116,000
Beaufort County South Carolina 11 $ 2,951,000 $ 268,000 $ 124,000
Prince William County Virginia 11 $ 2,576,000 $ 234,000 $ 115,000
El Dorado County California 10 $ 1,811,000 $ 181,000 $ 165,000
Larimer County Colorado 10 $ 2,142,000 $ 214,000 $ 182,000
Honolulu County Hawaii 10 $ 3,452,000 $ 345,000 $ 137,000
Kane County Illinois 10 $ 1,907,000 $ 190,000 $ 103,000
Will County Illinois 10 $ 2,183,000 $ 218,000 $ 155,000
Suffolk County Massachusetts 10 $ 2,562,000 $ 256,000 $ 110,000
Douglas County Nebraska 10 $ 2,515,000 $ 251,000 $ 161,000
Mercer County New Jersey 10 $ 3,097,000 $ 309,000 $ 197,000
Richmond County New York 10 $ 2,702,000 $ 270,000 $ 129,000
Durham County North Carolina 10 $ 1,747,000 $ 174,000 $ 91,000
Cuyahoga County Ohio 10 $ 1,584,000 $ 158,000 $ 165,000
Tulsa County Oklahoma 10 $ 1,855,000 $ 185,000 $ 118,000
Deschutes County Oregon 10 $ 2,933,000 $ 293,000 $ 133,000
Denton County Texas 10 $ 1,810,000 $ 181,000 $ 131,000
San Luis Obispo County California 9 $ 2,209,000 $ 245,000 $ 99,000
Collier County Florida 9 $ 2,175,000 $ 241,000 $ 151,000
Norfolk County Massachusetts 9 $ 2,578,000 $ 286,000 $ 121,000
Plymouth County Massachusetts 9 $ 2,832,000 $ 314,000 $ 176,000
Wayne County Michigan 9 $ 1,458,000 $ 162,000 $ 87,000
Rockingham County New Hampshire 9 $ 3,204,000 $ 356,000 $ 171,000
Burlington County New Jersey 9 $ 2,142,000 $ 238,000 $ 119,000
Iredell County North Carolina 9 $ 1,872,000 $ 208,000 $ 111,000
Greenville County South Carolina 9 $ 1,828,000 $ 203,000 $ 96,000
Madison County Alabama 8 $ 1,684,000 $ 210,000 $ 141,000
Marin County California 8 $ 3,219,000 $ 402,000 $ 174,000
El Paso County Colorado 8 $ 1,948,000 $ 243,000 $ 154,000
Brevard County Florida 8 $ 1,169,000 $ 146,000 $ 120,000
Forsyth County Georgia 8 $ 1,581,000 $ 197,000 $ 112,000
Ada County Idaho 8 $ 2,065,000 $ 258,000 $ 132,000
East Baton Rouge County Louisiana 8 $ 1,414,000 $ 176,000 $ 92,000
Anne Arundel County Maryland 8 $ 1,739,000 $ 217,000 $ 163,000
Dakota County Minnesota 8 $ 1,612,000 $ 201,000 $ 100,000
Hillsborough County New Hampshire 8 $ 1,854,000 $ 231,000 $ 126,000
Atlantic County New Jersey 8 $ 1,638,000 $ 204,000 $ 168,000
Cape May County New Jersey 8 $ 1,859,000 $ 232,000 $ 165,000
Somerset County New Jersey 8 $ 2,748,000 $ 343,000 $ 197,000
Union County New Jersey 8 $ 2,477,000 $ 309,000 $ 156,000
Erie County New York 8 $ 1,374,000 $ 171,000 $ 85,000
Guilford County North Carolina 8 $ 1,528,000 $ 191,000 $ 105,000
Franklin County Ohio 8 $ 1,214,000 $ 151,000 $ 110,000
Northampton County Pennsylvania 8 $ 1,665,000 $ 208,000 $ 172,000
Davidson County Tennessee 8 $ 1,457,000 $ 182,000 $ 146,000
Williamson County Tennessee 8 $ 2,132,000 $ 266,000 $ 102,000
Collin County Texas 8 $ 1,778,000 $ 222,000 $ 126,000
Dallas County Texas 8 $ 1,203,000 $ 150,000 $ 118,000
Tarrant County Texas 8 $ 1,564,000 $ 195,000 $ 215,000
Arlington County Virginia 8 $ 2,815,000 $ 351,000 $ 152,000
Snohomish County Washington 8 $ 2,030,000 $ 253,000 $ 121,000
Baldwin County Alabama 7 $ 2,269,000 $ 324,000 $ 219,000
San Joaquin County California 7 $ 974,000 $ 139,000 $ 91,000
Yolo County California 7 $ 2,491,000 $ 355,000 $ 142,000
Manatee County Florida 7 $ 1,397,000 $ 199,000 $ 126,000
Carroll County Maryland 7 $ 2,096,000 $ 299,000 $ 145,000
Washtenaw County Michigan 7 $ 1,410,000 $ 201,000 $ 146,000
Monroe County New York 7 $ 1,165,000 $ 166,000 $ 103,000
Clackamas County Oregon 7 $ 1,089,000 $ 155,000 $ 136,000
Lancaster County Pennsylvania 7 $ 1,029,000 $ 147,000 $ 90,000
Fort Bend County Texas 7 $ 1,485,000 $ 212,000 $ 153,000
Montgomery County Alabama 6 $ 955,000 $ 159,000 $ 149,000
Pinal County Arizona 6 $ 683,000 $ 113,000 $ 45,000
Humboldt County California 6 $ 965,000 $ 160,000 $ 62,000
New Castle County Delaware 6 $ 1,485,000 $ 247,000 $ 119,000
Walton County Florida 6 $ 1,882,000 $ 313,000 $ 190,000
Marion County Indiana 6 $ 880,000 $ 146,000 $ 136,000
Johnson County Kansas 6 $ 915,000 $ 152,000 $ 135,000
Camden County New Jersey 6 $ 1,065,000 $ 177,000 $ 103,000
Ulster County New York 6 $ 1,288,000 $ 214,000 $ 123,000
Hamilton County Ohio 6 $ 996,000 $ 166,000 $ 101,000
Oklahoma County Oklahoma 6 $ 931,000 $ 155,000 $ 125,000
Delaware County Pennsylvania 6 $ 1,096,000 $ 182,000 $ 127,000
Providence County Rhode Island 6 $ 884,000 $ 147,000 $ 93,000
Virginia Beach County Virginia 6 $ 1,430,000 $ 238,000 $ 161,000
Clark County Washington 6 $ 1,429,000 $ 238,000 $ 78,000
Kitsap County Washington 6 $ 968,000 $ 161,000 $ 108,000
Fresno County California 5 $ 811,000 $ 162,000 $ 101,000
Kern County California 5 $ 770,000 $ 154,000 $ 101,000
Santa Barbara County California 5 $ 1,523,000 $ 304,000 $ 108,000
Tulare County California 5 $ 1,202,000 $ 240,000 $ 125,000
Broomfield County Colorado 5 $ 1,075,000 $ 215,000 $ 145,000
Summit County Colorado 5 $ 833,000 $ 166,000 $ 124,000
Middlesex County Connecticut 5 $ 1,536,000 $ 307,000 $ 201,000
New London County Connecticut 5 $ 1,598,000 $ 319,000 $ 116,000
Sussex County Delaware 5 $ 1,374,000 $ 274,000 $ 184,000
Bay County Florida 5 $ 903,000 $ 180,000 $ 118,000
Martin County Florida 5 $ 920,000 $ 184,000 $ 92,000
St. Tammany County Louisiana 5 $ 1,253,000 $ 250,000 $ 118,000
Baltimore City County Maryland 5 $ 1,121,000 $ 224,000 $ 122,000
Prince George's County Maryland 5 $ 841,000 $ 168,000 $ 44,000
Strafford County New Hampshire 5 $ 703,000 $ 140,000 $ 136,000
Passaic County New Jersey 5 $ 1,042,000 $ 208,000 $ 110,000
Santa Fe County New Mexico 5 $ 1,727,000 $ 345,000 $ 122,000
Rockland County New York 5 $ 2,059,000 $ 411,000 $ 180,000
Delaware County Ohio 5 $ 1,093,000 $ 218,000 $ 143,000
Lane County Oregon 5 $ 1,095,000 $ 219,000 $ 165,000
Luzerne County Pennsylvania 5 $ 1,143,000 $ 228,000 $ 176,000
Richland County South Carolina 5 $ 717,000 $ 143,000 $ 130,000
Bexar County Texas 5 $ 683,000 $ 136,000 $ 84,000
Henrico County Virginia 5 $ 738,000 $ 147,000 $ 120,000
Waukesha County Wisconsin 5 $ 1,214,000 $ 242,000 $ 615,000
Jefferson County Alabama 4 $ 608,000 $ 152,000 $ 99,000
Pulaski County Arkansas 4 $ 568,000 $ 142,000 $ 113,000
Nevada County California 4 $ 1,454,000 $ 363,000 $ 122,000
Eagle County Colorado 4 $ 1,012,000 $ 253,000 $ 113,000
Weld County Colorado 4 $ 776,000 $ 194,000 $ 164,000
Duval County Florida 4 $ 647,000 $ 161,000 $ 51,000
Polk County Florida 4 $ 1,192,000 $ 298,000 $ 193,000
St. Johns County Florida 4 $ 845,000 $ 211,000 $ 99,000
Sumter County Florida 4 $ 790,000 $ 197,000 $ 91,000
Madison County Illinois 4 $ 822,000 $ 205,000 $ 145,000
Polk County Iowa 4 $ 1,089,000 $ 272,000 $ 108,000
Jefferson County Louisiana 4 $ 526,000 $ 131,000 $ 82,000
Frederick County Maryland 4 $ 1,358,000 $ 339,000 $ 205,000
Hampden County Massachusetts 4 $ 539,000 $ 134,000 $ 64,000
Carver County Minnesota 4 $ 1,042,000 $ 260,000 $ 132,000
Sarpy County Nebraska 4 $ 809,000 $ 202,000 $ 120,000
Merrimack County New Hampshire 4 $ 928,000 $ 232,000 $ 147,000
Gloucester County New Jersey 4 $ 1,047,000 $ 261,000 $ 134,000
Sussex County New Jersey 4 $ 387,000 $ 96,000 $ 84,000
Dutchess County New York 4 $ 836,000 $ 209,000 $ 90,000
Orange County New York 4 $ 625,000 $ 156,000 $ 144,000
Buncombe County North Carolina 4 $ 764,000 $ 191,000 $ 76,000
New Hanover County North Carolina 4 $ 1,270,000 $ 317,000 $ 155,000
Lorain County Ohio 4 $ 503,000 $ 125,000 $ 71,000
Dauphin County Pennsylvania 4 $ 795,000 $ 198,000 $ 157,000
York County Pennsylvania 4 $ 838,000 $ 209,000 $ 178,000
Horry County South Carolina 4 $ 546,000 $ 136,000 $ 41,000
Hamilton County Tennessee 4 $ 907,000 $ 226,000 $ 79,000
Knox County Tennessee 4 $ 750,000 $ 187,000 $ 129,000
Brazoria County Texas 4 $ 748,000 $ 187,000 $ 181,000
Montgomery County Texas 4 $ 1,301,000 $ 325,000 $ 159,000
Utah County Utah 4 $ 499,000 $ 124,000 $ 70,000
Pierce County Washington 4 $ 742,000 $ 185,000 $ 81,000
Spokane County Washington 4 $ 681,000 $ 170,000 $ 121,000
Thurston County Washington 4 $ 963,000 $ 240,000 $ 104,000
Whatcom County Washington 4 $ 780,000 $ 195,000 $ 121,000
Dane County Wisconsin 4 $ 751,000 $ 187,000 $ 140,000
Mobile County Alabama 3 $ 310,000 $ 103,000 $ 56,000
Coconino County Arizona 3 $ 543,000 $ 181,000 $ 166,000
Benton County Arkansas 3 $ 1,090,000 $ 363,000 $ 138,000
Washington County Arkansas 3 $ 544,000 $ 181,000 $ 74,000
Mendocino County California 3 $ 906,000 $ 302,000 $ 287,000
Elbert County Colorado 3 $ 753,000 $ 251,000 $ 117,000
La Plata County Colorado 3 $ 1,006,000 $ 335,000 $ 99,000
Tolland County Connecticut 3 $ 532,000 $ 177,000 $ 42,000
Flagler County Florida 3 $ 698,000 $ 232,000 $ 72,000
Hernando County Florida 3 $ 337,000 $ 112,000 $ 25,000
Seminole County Florida 3 $ 651,000 $ 217,000 $ 96,000
Cherokee County Georgia 3 $ 561,000 $ 187,000 $ 112,000
Columbia County Georgia 3 $ 762,000 $ 254,000 $ 174,000
Hamilton County Indiana 3 $ 465,000 $ 155,000 $ 129,000
Lake County Indiana 3 $ 503,000 $ 167,000 $ 111,000
Sedgwick County Kansas 3 $ 273,000 $ 91,000 $ 62,000
Jefferson County Kentucky 3 $ 514,000 $ 171,000 $ 108,000
Orleans County Louisiana 3 $ 715,000 $ 238,000 $ 175,000
Tangipahoa County Louisiana 3 $ 491,000 $ 163,000 $ 65,000
Harford County Maryland 3 $ 973,000 $ 324,000 $ 222,000
Berrien County Michigan 3 $ 328,000 $ 109,000 $ 86,000
Ingham County Michigan 3 $ 445,000 $ 148,000 $ 85,000
Macomb County Michigan 3 $ 822,000 $ 274,000 $ 89,000
St. Louis County Minnesota 3 $ 694,000 $ 231,000 $ 60,000
Washington County Minnesota 3 $ 564,000 $ 188,000 $ 74,000
St. Charles County Missouri 3 $ 470,000 $ 156,000 $ 103,000
Washoe County Nevada 3 $ 1,056,000 $ 352,000 $ 142,000
Grafton County New Hampshire 3 $ 352,000 $ 117,000 $ 120,000
Hunterdon County New Jersey 3 $ 739,000 $ 246,000 $ 183,000
Albany County New York 3 $ 661,000 $ 220,000 $ 73,000
Saratoga County New York 3 $ 577,000 $ 192,000 $ 82,000
Brunswick County North Carolina 3 $ 434,000 $ 144,000 $ 132,000
Catawba County North Carolina 3 $ 827,000 $ 275,000 $ 232,000
Craven County North Carolina 3 $ 266,000 $ 88,000 $ 123,000
Davidson County North Carolina 3 $ 773,000 $ 257,000 $ 57,000
Gaston County North Carolina 3 $ 591,000 $ 197,000 $ 118,000
Orange County North Carolina 3 $ 782,000 $ 260,000 $ 147,000
Summit County Ohio 3 $ 341,000 $ 113,000 $ 81,000
Benton County Oregon 3 $ 825,000 $ 275,000 $ 139,000
Douglas County Oregon 3 $ 503,000 $ 167,000 $ 92,000
Marion County Oregon 3 $ 430,000 $ 143,000 $ 50,000
Berks County Pennsylvania 3 $ 626,000 $ 208,000 $ 121,000
Lehigh County Pennsylvania 3 $ 720,000 $ 240,000 $ 401,000
Pike County Pennsylvania 3 $ 449,000 $ 149,000 $ 75,000
Somerset County Pennsylvania 3 $ 593,000 $ 197,000 $ 164,000
Kent County Rhode Island 3 $ 398,000 $ 132,000 $ 67,000
Washington County Rhode Island 3 $ 732,000 $ 244,000 $ 69,000
Aiken County South Carolina 3 $ 483,000 $ 161,000 $ 99,000
Charleston County South Carolina 3 $ 573,000 $ 191,000 $ 84,000
Lexington County South Carolina 3 $ 367,000 $ 122,000 $ 69,000
York County South Carolina 3 $ 669,000 $ 223,000 $ 80,000
Loudon County Tennessee 3 $ 1,060,000 $ 353,000 $ 130,000
Madison County Tennessee 3 $ 443,000 $ 147,000 $ 58,000
Maury County Tennessee 3 $ 358,000 $ 119,000 $ 73,000
Sumner County Tennessee 3 $ 465,000 $ 155,000 $ 98,000
Galveston County Texas 3 $ 606,000 $ 202,000 $ 55,000
Hays County Texas 3 $ 373,000 $ 124,000 $ 111,000
Alexandria County Virginia 3 $ 713,000 $ 237,000 $ 91,000
Louisa County Virginia 3 $ 1,245,000 $ 415,000 $ 122,000
Island County Washington 3 $ 778,000 $ 259,000 $ 107,000
Milwaukee County Wisconsin 3 $ 449,000 $ 149,000 $ 63,000
Cullman County Alabama 2 $ 368,000 $ 184,000 $ 198,000
Cochise County Arizona 2 $ 278,000 $ 139,000 $ 125,000
Gila County Arizona 2 $ 315,000 $ 157,000 $ 29,000
Alpine County California 2 $ 206,000 $ 103,000 $ 265,000
Amador County California 2 $ 453,000 $ 226,000 $ 79,000
Del Norte County California 2 $ 278,000 $ 139,000 $ 115,000
Inyo County California 2 $ 676,000 $ 338,000 $ 92,000
Kings County California 2 $ 354,000 $ 177,000 $ 207,000
Merced County California 2 $ 140,000 $ 70,000 $ 38,000
Stanislaus County California 2 $ 834,000 $ 417,000 $ 44,000
Tuolumne County California 2 $ 546,000 $ 273,000 $ 104,000
Delta County Colorado 2 $ 318,000 $ 159,000 $ 35,000
Gilpin County Colorado 2 $ 390,000 $ 195,000 $ 96,000
Ouray County Colorado 2 $ 463,000 $ 231,000 $ 82,000
Litchfield County Connecticut 2 $ 541,000 $ 270,000 $ 149,000
Indian River County Florida 2 $ 407,000 $ 203,000 $ 91,000
Lake County Florida 2 $ 117,000 $ 58,000 $ 86,000
Leon County Florida 2 $ 151,000 $ 75,000 $ 34,000
Okaloosa County Florida 2 $ 323,000 $ 161,000 $ 191,000
Pasco County Florida 2 $ 366,000 $ 183,000 $ 87,000
St. Lucie County Florida 2 $ 174,000 $ 87,000 $ 85,000
Volusia County Florida 2 $ 192,000 $ 96,000 $ 62,000
Fayette County Georgia 2 $ 393,000 $ 196,000 $ 179,000
Hall County Georgia 2 $ 574,000 $ 287,000 $ 155,000
Henry County Georgia 2 $ 200,000 $ 100,000 $ 54,000
Rockdale County Georgia 2 $ 243,000 $ 121,000 $ 34,000
Canyon County Idaho 2 $ 230,000 $ 115,000 $ 91,000
Grundy County Illinois 2 $ 298,000 $ 149,000 $ 82,000
McHenry County Illinois 2 $ 535,000 $ 267,000 $ 67,000
Winnebago County Illinois 2 $ 250,000 $ 125,000 $ 96,000
Elkhart County Indiana 2 $ 166,000 $ 83,000 $ 97,000
Hancock County Indiana 2 $ 269,000 $ 134,000 $ 85,000
Linn County Iowa 2 $ 298,000 $ 149,000 $ 124,000
Fayette County Kentucky 2 $ 223,000 $ 111,000 $ 67,000
Kenton County Kentucky 2 $ 311,000 $ 155,000 $ 117,000
Oldham County Kentucky 2 $ 394,000 $ 197,000 $ 121,000
Ascension County Louisiana 2 $ 598,000 $ 299,000 $ 144,000
Ouachita County Louisiana 2 $ 669,000 $ 334,000 $ 147,000
Penobscot County Maine 2 $ 320,000 $ 160,000 $ 138,000
York County Maine 2 $ 393,000 $ 196,000 $ 149,000
Charles County Maryland 2 $ 449,000 $ 224,000 $ 134,000
Barnstable County Massachusetts 2 $ 629,000 $ 314,000 $ 185,000
Bristol County Massachusetts 2 $ 210,000 $ 105,000 $ 30,000
Houghton County Michigan 2 $ 171,000 $ 85,000 $ 130,000
Ottawa County Michigan 2 $ 260,000 $ 130,000 $ 178,000
Scott County Minnesota 2 $ 400,000 $ 200,000 $ 72,000
Jackson County Missouri 2 $ 277,000 $ 138,000 $ 71,000
Gallatin County Montana 2 $ 535,000 $ 267,000 $ 169,000
Lancaster County Nebraska 2 $ 187,000 $ 93,000 $ 89,000
Carson City County Nevada 2 $ 451,000 $ 225,000 $ 87,000
Douglas County Nevada 2 $ 267,000 $ 133,000 $ 138,000
Belknap County New Hampshire 2 $ 385,000 $ 192,000 $ 92,000
Warren County New Jersey 2 $ 338,000 $ 169,000 $ 94,000
Bronx County New York 2 $ 506,000 $ 253,000 $ 121,000
Columbia County New York 2 $ 804,000 $ 402,000 $ 325,000
Putnam County New York 2 $ 493,000 $ 246,000 $ 116,000
Alexander County North Carolina 2 $ 324,000 $ 162,000 $ 81,000
Cabarrus County North Carolina 2 $ 633,000 $ 316,000 $ 102,000
Carteret County North Carolina 2 $ 517,000 $ 258,000 $ 96,000
Forsyth County North Carolina 2 $ 229,000 $ 114,000 $ 60,000
Moore County North Carolina 2 $ 513,000 $ 256,000 $ 149,000
Erie County Ohio 2 $ 276,000 $ 138,000 $ 57,000
Greene County Ohio 2 $ 276,000 $ 138,000 $ 118,000
Lake County Ohio 2 $ 194,000 $ 97,000 $ 81,000
Lucas County Ohio 2 $ 244,000 $ 122,000 $ 92,000
Cleveland County Oklahoma 2 $ 165,000 $ 82,000 $ 53,000
Payne County Oklahoma 2 $ 272,000 $ 136,000 $ 76,000
Clatsop County Oregon 2 $ 610,000 $ 305,000 $ 102,000
Cambria County Pennsylvania 2 $ 368,000 $ 184,000 $ 106,000
Centre County Pennsylvania 2 $ 424,000 $ 212,000 $ 113,000
Cumberland County Pennsylvania 2 $ 437,000 $ 218,000 $ 120,000
Franklin County Pennsylvania 2 $ 455,000 $ 227,000 $ 86,000
Lackawanna County Pennsylvania 2 $ 375,000 $ 187,000 $ 143,000
Lawrence County Pennsylvania 2 $ 96,000 $ 48,000 $ 27,000
Monroe County Pennsylvania 2 $ 250,000 $ 125,000 $ 106,000
Newport County Rhode Island 2 $ 685,000 $ 342,000 $ 190,000
Jasper County South Carolina 2 $ 580,000 $ 290,000 $ 163,000
Cumberland County Tennessee 2 $ 203,000 $ 101,000 $ 48,000
Sevier County Tennessee 2 $ 214,000 $ 107,000 $ 95,000
Stewart County Tennessee 2 $ 271,000 $ 135,000 $ 161,000
Bastrop County Texas 2 $ 534,000 $ 267,000 $ 119,000
Bell County Texas 2 $ 325,000 $ 162,000 $ 91,000
Comal County Texas 2 $ 245,000 $ 122,000 $ 99,000
El Paso County Texas 2 $ 216,000 $ 108,000 $ 118,000
Kaufman County Texas 2 $ 213,000 $ 106,000 $ 40,000
Davis County Utah 2 $ 504,000 $ 252,000 $ 111,000
Summit County Utah 2 $ 798,000 $ 399,000 $ 208,000
Washington County Utah 2 $ 240,000 $ 120,000 $ 54,000
Bedford County Virginia 2 $ 241,000 $ 120,000 $ 88,000
Charlottesville County Virginia 2 $ 218,000 $ 109,000 $ 96,000
Chesapeake County Virginia 2 $ 275,000 $ 137,000 $ 65,000
Fauquier County Virginia 2 $ 372,000 $ 186,000 $ 147,000
Hanover County Virginia 2 $ 350,000 $ 175,000 $ 85,000
Roanoke City County Virginia 2 $ 247,000 $ 123,000 $ 82,000
Spotsylvania County Virginia 2 $ 336,000 $ 168,000 $ 154,000
Stafford County Virginia 2 $ 548,000 $ 274,000 $ 121,000
Westmoreland County Virginia 2 $ 640,000 $ 320,000 $ 222,000
Benton County Washington 2 $ 532,000 $ 266,000 $ 137,000
Kittitas County Washington 2 $ 785,000 $ 392,000 $ 298,000
San Juan County Washington 2 $ 600,000 $ 300,000 $ 57,000
Barron County Wisconsin 2 $ 310,000 $ 155,000 $ 130,000
Brown County Wisconsin 2 $ 303,000 $ 151,000 $ 115,000
Outagamie County Wisconsin 2 $ 271,000 $ 135,000 $ 73,000
St. Croix County Wisconsin 2 $ 476,000 $ 238,000 $ 117,000
Albany County Wyoming 2 $ 170,000 $ 85,000 $ 125,000
Fremont County Wyoming 2 $ 411,000 $ 205,000 $ 121,000
Etowah County Alabama 1 $ 189,000 $ 189,000 $ 140,000
Lee County Alabama 1 $ 253,000 $ 253,000 $ 86,000
Shelby County Alabama 1 $ 135,000 $ 135,000 $ 196,000
St. Clair County Alabama 1 $ 90,000 $ 90,000 $ 50,000
Tuscaloosa County Alabama 1 $ 136,000 $ 136,000 $ 78,000
Anchorage County Alaska 1 $ 131,000 $ 131,000 $ 250,000
Juneau County Alaska 1 $ 257,000 $ 257,000 $ 83,000
Yuma County Arizona 1 $ 71,000 $ 71,000 $ 75,000
Cleburne County Arkansas 1 $ 53,000 $ 53,000 $ 113,000
Lonoke County Arkansas 1 $ 221,000 $ 221,000 $ 61,000
Saline County Arkansas 1 $ 163,000 $ 163,000 $ 49,000
Sebastian County Arkansas 1 $ 202,000 $ 202,000 $ 95,000
Calaveras County California 1 $ 100,000 $ 100,000 $ 135,000
Glenn County California 1 $ 152,000 $ 152,000 $ 56,000
Madera County California 1 $ 173,000 $ 173,000 $ 71,000
Mono County California 1 $ 119,000 $ 119,000 $ 119,000
Napa County California 1 $ 591,000 $ 591,000 $ 166,000
San Benito County California 1 $ 388,000 $ 388,000 $ 111,000
Shasta County California 1 $ 109,000 $ 109,000 $ 290,000
Yuba County California 1 $ 150,000 $ 150,000 $ 61,000
Fremont County Colorado 1 $ 385,000 $ 385,000 $ 475,000
Mesa County Colorado 1 $ 300,000 $ 300,000 $ 120,000
San Miguel County Colorado 1 $ 467,000 $ 467,000 $ 75,000
Alachua County Florida 1 $ 70,000 $ 70,000 $ 31,000
Charlotte County Florida 1 $ 202,000 $ 202,000 $ 43,000
Citrus County Florida 1 $ 176,000 $ 176,000 $ 55,000
Escambia County Florida 1 $ 84,000 $ 84,000 $ 16,000
Marion County Florida 1 $ 78,000 $ 78,000 $ 31,000
Monroe County Florida 1 $ 382,000 $ 382,000 $ 127,000
Nassau County Florida 1 $ 1,261,000 $ 1,261,000 $ 1,200,000
Osceola County Florida 1 $ 279,000 $ 279,000 $ 125,000
Santa Rosa County Florida 1 $ 164,000 $ 164,000 $ 88,000
Bartow County Georgia 1 $ 183,000 $ 183,000 $ 121,000
Camden County Georgia 1 $ 233,000 $ 233,000 $ 118,000
Clarke County Georgia 1 $ 60,000 $ 60,000 $ 250,000
Coweta County Georgia 1 $ 134,000 $ 134,000 $ 41,000
Dade County Georgia 1 $ 185,000 $ 185,000 $ 175,000
Dougherty County Georgia 1 $ 58,000 $ 58,000 $ 100,000
Douglas County Georgia 1 $ 250,000 $ 250,000 $ 119,000
Floyd County Georgia 1 $ 56,000 $ 56,000 $ 71,000
Glynn County Georgia 1 $ 138,000 $ 138,000 $ 36,000
Habersham County Georgia 1 $ 104,000 $ 104,000 $ 48,000
Lumpkin County Georgia 1 $ 110,000 $ 110,000 $ 72,000
Pickens County Georgia 1 $ 320,000 $ 320,000 $ 304,000
Stephens County Georgia 1 $ 289,000 $ 289,000 $ 96,000
Walker County Georgia 1 $ 58,000 $ 58,000 $ 42,000
Walton County Georgia 1 $ 93,000 $ 93,000 $ 23,000
White County Georgia 1 $ 65,000 $ 65,000 $ 244,000
Kauai County Hawaii 1 $ 335,000 $ 335,000 $ 120,000
Maui County Hawaii 1 $ 296,000 $ 296,000 $ 4,000
Blaine County Idaho 1 $ 211,000 $ 211,000 $ 79,000
Kootenai County Idaho 1 $ 411,000 $ 411,000 $ 0
Nez Perce County Idaho 1 $ 170,000 $ 170,000 $ 52,000
Champaign County Illinois 1 $ 390,000 $ 390,000 $ 135,000
Clinton County Illinois 1 $ 140,000 $ 140,000 $ 87,000
Kendall County Illinois 1 $ 140,000 $ 140,000 $ 137,000
Lawrence County Illinois 1 $ 158,000 $ 158,000 $ 78,000
Livingston County Illinois 1 $ 92,000 $ 92,000 $ 64,000
Ogle County Illinois 1 $ 280,000 $ 280,000 $ 131,000
Peoria County Illinois 1 $ 49,000 $ 49,000 $ 92,000
Rock Island County Illinois 1 $ 125,000 $ 125,000 $ 90,000
Fulton County Indiana 1 $ 82,000 $ 82,000 $ 71,000
Hendricks County Indiana 1 $ 111,000 $ 111,000 $ 134,000
Johnson County Indiana 1 $ 62,000 $ 62,000 $ 121,000
Marshall County Indiana 1 $ 640,000 $ 640,000 $ 300,000
Montgomery County Indiana 1 $ 97,000 $ 97,000 $ 96,000
Morgan County Indiana 1 $ 240,000 $ 240,000 $ 166,000
Porter County Indiana 1 $ 142,000 $ 142,000 $ 60,000
Shelby County Indiana 1 $ 84,000 $ 84,000 $ 268,000
Union County Indiana 1 $ 90,000 $ 90,000 $ 143,000
Vanderburgh County Indiana 1 $ 78,000 $ 78,000 $ 20,000
Warrick County Indiana 1 $ 263,000 $ 263,000 $ 85,000
Black Hawk County Iowa 1 $ 200,000 $ 200,000 $ 67,000
Dallas County Iowa 1 $ 160,000 $ 160,000 $ 50,000
Jasper County Iowa 1 $ 73,000 $ 73,000 $ 55,000
Johnson County Iowa 1 $ 94,000 $ 94,000 $ 39,000
Marshall County Iowa 1 $ 122,000 $ 122,000 $ 125,000
Leavenworth County Kansas 1 $ 218,000 $ 218,000 $ 114,000
Miami County Kansas 1 $ 51,000 $ 51,000 $ 123,000
Shawnee County Kansas 1 $ 160,000 $ 160,000 $ 109,000
Sherman County Kansas 1 $ 92,000 $ 92,000 $ 139,000
Wyandotte County Kansas 1 $ 92,000 $ 92,000 $ 55,000
Allen County Kentucky 1 $ 137,000 $ 137,000 $ 100,000
Boone County Kentucky 1 $ 97,000 $ 97,000 $ 50,000
Carroll County Kentucky 1 $ 67,000 $ 67,000 $ 122,000
Logan County Kentucky 1 $ 114,000 $ 114,000 $ 24,000
Jefferson Davis County Louisiana 1 $ 174,000 $ 174,000 $ 122,000
Lafourche County Louisiana 1 $ 207,000 $ 207,000 $ 286,000
Androscoggin County Maine 1 $ 76,000 $ 76,000 $ 49,000
Cumberland County Maine 1 $ 302,000 $ 302,000 $ 196,000
Hancock County Maine 1 $ 185,000 $ 185,000 $ 152,000
Kennebec County Maine 1 $ 177,000 $ 177,000 $ 70,000
Knox County Maine 1 $ 213,000 $ 213,000 $ 138,000
Oxford County Maine 1 $ 128,000 $ 128,000 $ 228,000
Cecil County Maryland 1 $ 146,000 $ 146,000 $ 95,000
Washington County Maryland 1 $ 230,000 $ 230,000 $ 98,000
Wicomico County Maryland 1 $ 102,000 $ 102,000 $ 111,000
Worcester County Maryland 1 $ 203,000 $ 203,000 $ 147,000
Berkshire County Massachusetts 1 $ 215,000 $ 215,000 $ 156,000
Franklin County Massachusetts 1 $ 202,000 $ 202,000 $ 61,000
Allegan County Michigan 1 $ 508,000 $ 508,000 $ 240,000
Antrim County Michigan 1 $ 361,000 $ 361,000 $ 162,000
Bay County Michigan 1 $ 143,000 $ 143,000 $ 58,000
Calhoun County Michigan 1 $ 101,000 $ 101,000 $ 76,000
Clinton County Michigan 1 $ 349,000 $ 349,000 $ 104,000
Dickinson County Michigan 1 $ 75,000 $ 75,000 $ 58,000
Grand Traverse County Michigan 1 $ 129,000 $ 129,000 $ 51,000
Isabella County Michigan 1 $ 131,000 $ 131,000 $ 170,000
Jackson County Michigan 1 $ 219,000 $ 219,000 $ 149,000
Lapeer County Michigan 1 $ 404,000 $ 404,000 $ 64,000
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Mortgage Loan Application Detail Totals for E*Trade Savings Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,237 $807,124,000 $249,000 $1,336,000 $137,000 $3,335,000
Home Purchase 487 $133,775,000 $274,000 $1,261,000 $165,000 $3,200,000
Home Improvement 46 $11,493,000 $249,000 $1,000,000 $130,000 $326,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,564 $643,803,000 $251,000 $1,336,000 $146,000 $3,335,000
Not Provided 569 $144,861,000 $254,000 $1,096,000 $134,000 $620,000
Asian 336 $100,516,000 $299,000 $1,279,000 $143,000 $875,000
Hispanic 141 $32,870,000 $233,000 $1,080,000 $147,000 $3,200,000
Not applicable 98 $16,429,000 $167,000 $390,000 $36,000 $110,000
Black or African American 42 $8,328,000 $198,000 $466,000 $123,000 $500,000
Native Hawaiian or Other Pacific Islander 10 $3,051,000 $305,000 $601,000 $117,000 $272,000
American Indian or Alaskan Native 10 $2,534,000 $253,000 $426,000 $225,000 $1,371,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,768 $952,117,000 $252,000 $1,336,000 $141,000 $3,335,000
FHA-insured (Federal Housing Administration) 1 $171,000 $171,000 $171,000 $53,000 $53,000
VA-guaranteed (Veterans Administration) 1 $104,000 $104,000 $104,000 $21,000 $21,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,397 $309,544,000 $221,000 $1,279,000 $136,000 $2,520,000
Application Approved But Not Accepted 1,317 $341,081,000 $258,000 $1,225,000 $152,000 $3,335,000
Application Denied By Financial Institution 810 $233,552,000 $288,000 $1,336,000 $143,000 $3,200,000
Application Withdrawn By Applicant 111 $41,819,000 $376,000 $1,306,000 $149,000 $1,200,000
Loan Purchased By The Institution 98 $16,429,000 $167,000 $390,000 $36,000 $110,000
File Closed For Incompleteness 37 $9,967,000 $269,000 $675,000 $146,000 $375,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 292 $81,552,000 $279,000 $1,336,000 $174,000 $2,100,000
Debt-To-Income Ratio 276 $81,974,000 $297,000 $1,200,000 $81,000 $493,000
Other 74 $17,548,000 $237,000 $700,000 $134,000 $470,000
Credit Application Incomplete 72 $22,600,000 $313,000 $936,000 $176,000 $848,000
Credit History 58 $19,635,000 $338,000 $1,080,000 $213,000 $3,200,000
Unverifiable Information 14 $3,574,000 $255,000 $626,000 $177,000 $587,000
Insufficient Cash (Downpayment, Closing Cost) 13 $4,501,000 $346,000 $1,000,000 $320,000 $2,340,000
Employment History 11 $2,168,000 $197,000 $548,000 $70,000 $191,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into E*Trade Savings Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess E*Trade Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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