E*Trade Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
E*Trade Savings Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | E*Trade Savings Bank 671 N. Glebe Rd 12Th Floor Arlington, VA 22203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 |
| Total Number of Mortgage Applications | 3,770 |
| Total Mortgage Loan Application Amount | $952,392,000 |
| Average Mortgage Loan Application Amount | $257,333 |
| Highest Mortgage Loan Application Amount | $1,336,000 |
| Average Applicant Income | $144,000 |
| Highest Applicant Income | $3,335,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with E*Trade Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing E*Trade Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down E*Trade Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how E*Trade Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by E*Trade Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at E*Trade Savings Bank's mortgage activity for 2012.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 179 | $ 65,812,000 | $ 346,500 | $ 173,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 142 | $ 41,698,000 | $ 266,000 | $ 118,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 140 | $ 48,301,000 | $ 345,000 | $ 154,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 118 | $ 27,565,000 | $ 233,000 | $ 141,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 107 | $ 33,249,000 | $ 310,000 | $ 144,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 99 | $ 38,804,000 | $ 391,000 | $ 149,000 |
| DENVER-AURORA-BROOMFIELD, CO | 94 | $ 21,568,000 | $ 229,000 | $ 113,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 90 | $ 19,156,000 | $ 212,000 | $ 119,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 82 | $ 35,459,000 | $ 432,000 | $ 179,000 |
| PHILADELPHIA, PA | 79 | $ 17,782,000 | $ 225,000 | $ 125,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 73 | $ 28,344,000 | $ 388,000 | $ 146,000 |
| EDISON-NEW BRUNSWICK, NJ | 71 | $ 18,632,000 | $ 262,000 | $ 168,000 |
| PHOENIX-MESA-GLENDALE, AZ | 68 | $ 13,331,000 | $ 196,000 | $ 98,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 65 | $ 21,093,000 | $ 324,000 | $ 180,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 61 | $ 18,517,000 | $ 303,000 | $ 154,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 58 | $ 13,043,000 | $ 231,000 | $ 117,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 54 | $ 12,115,000 | $ 224,000 | $ 129,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 52 | $ 13,166,000 | $ 253,000 | $ 142,000 |
| NASSAU-SUFFOLK, NY | 49 | $ 17,247,000 | $ 351,000 | $ 200,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 49 | $ 10,878,000 | $ 222,000 | $ 132,000 |
| BALTIMORE-TOWSON, MD | 48 | $ 13,758,000 | $ 286,000 | $ 149,000 |
| NEWARK-UNION, NJ-PA | 48 | $ 11,972,000 | $ 202,500 | $ 132,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 47 | $ 8,569,000 | $ 182,000 | $ 132,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 45 | $ 8,806,000 | $ 208,000 | $ 105,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 42 | $ 8,608,000 | $ 204,000 | $ 128,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 39 | $ 10,343,000 | $ 265,000 | $ 163,000 |
| RALEIGH-CARY, NC | 38 | $ 7,628,000 | $ 200,000 | $ 117,000 |
| DALLAS-PLANO-IRVING, TX | 30 | $ 5,399,000 | $ 179,000 | $ 123,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 30 | $ 8,118,000 | $ 270,000 | $ 251,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 28 | $ 7,845,000 | $ 280,000 | $ 225,000 |
| BOSTON-QUINCY, MA | 28 | $ 7,972,000 | $ 284,000 | $ 135,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 27 | $ 6,024,000 | $ 223,000 | $ 131,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 26 | $ 5,798,000 | $ 223,000 | $ 112,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 25 | $ 5,419,000 | $ 219,000 | $ 101,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 25 | $ 5,491,000 | $ 219,000 | $ 122,000 |
| BOULDER, CO | 24 | $ 7,550,000 | $ 314,000 | $ 117,000 |
| ST. LOUIS, MO-IL | 23 | $ 4,480,000 | $ 193,500 | $ 119,500 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 22 | $ 4,496,000 | $ 204,000 | $ 268,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 21 | $ 5,279,000 | $ 251,000 | $ 107,000 |
| PITTSBURGH, PA | 21 | $ 5,090,000 | $ 242,000 | $ 204,000 |
| ALBUQUERQUE, NM | 20 | $ 3,708,000 | $ 185,000 | $ 106,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 20 | $ 4,122,000 | $ 206,000 | $ 115,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 20 | $ 4,944,000 | $ 247,000 | $ 168,000 |
| CAMDEN, NJ | 19 | $ 4,254,000 | $ 223,000 | $ 117,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 19 | $ 3,208,000 | $ 168,000 | $ 152,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 18 | $ 6,599,000 | $ 366,000 | $ 146,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 18 | $ 4,618,000 | $ 230,500 | $ 146,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 17 | $ 2,392,000 | $ 140,000 | $ 128,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 17 | $ 3,109,000 | $ 149,000 | $ 70,000 |
| SALT LAKE CITY, UT | 17 | $ 3,475,000 | $ 204,000 | $ 102,000 |
| INDIANAPOLIS-CARMEL, IN | 15 | $ 2,111,000 | $ 140,000 | $ 137,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 15 | $ 3,556,000 | $ 237,000 | $ 147,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 14 | $ 2,885,000 | $ 190,500 | $ 159,000 |
| CAPE CORAL-FORT MYERS, FL | 14 | $ 2,810,000 | $ 200,000 | $ 276,000 |
| DURHAM-CHAPEL HILL, NC | 14 | $ 2,764,000 | $ 197,000 | $ 108,000 |
| MEMPHIS, TN-MS-AR | 14 | $ 2,209,000 | $ 103,000 | $ 62,000 |
| NEW HAVEN-MILFORD, CT | 14 | $ 3,132,000 | $ 223,000 | $ 126,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 14 | $ 3,907,000 | $ 279,000 | $ 158,000 |
| SANTA CRUZ-WATSONVILLE, CA | 14 | $ 4,661,000 | $ 332,000 | $ 149,000 |
| COLUMBUS, OH | 13 | $ 2,307,000 | $ 177,000 | $ 123,000 |
| LAS VEGAS-PARADISE, NV | 13 | $ 2,749,000 | $ 211,000 | $ 150,000 |
| TUCSON, AZ | 13 | $ 3,253,000 | $ 250,000 | $ 137,000 |
| KANSAS CITY, MO-KS | 12 | $ 1,650,000 | $ 132,500 | $ 100,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 12 | $ 2,494,000 | $ 207,000 | $ 120,000 |
| PEABODY, MA | 12 | $ 2,884,000 | $ 240,000 | $ 144,000 |
| WORCESTER, MA | 12 | $ 2,541,000 | $ 211,000 | $ 131,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 11 | $ 1,840,000 | $ 157,500 | $ 129,000 |
| RICHMOND, VA | 11 | $ 2,408,000 | $ 218,000 | $ 111,000 |
| SANTA ROSA-PETALUMA, CA | 11 | $ 2,986,000 | $ 271,000 | $ 165,000 |
| TULSA, OK | 11 | $ 2,139,000 | $ 194,000 | $ 123,000 |
| VALLEJO-FAIRFIELD, CA | 11 | $ 2,693,000 | $ 244,000 | $ 84,000 |
| BATON ROUGE, LA | 10 | $ 2,012,000 | $ 201,000 | $ 102,000 |
| BEND, OR | 10 | $ 2,933,000 | $ 293,000 | $ 133,000 |
| BOISE CITY-NAMPA, ID | 10 | $ 2,295,000 | $ 229,000 | $ 124,000 |
| FORT COLLINS-LOVELAND, CO | 10 | $ 2,142,000 | $ 214,000 | $ 182,000 |
| HONOLULU, HI | 10 | $ 3,452,000 | $ 345,000 | $ 137,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 10 | $ 2,076,000 | $ 207,000 | $ 338,000 |
| OKLAHOMA CITY, OK | 10 | $ 1,302,000 | $ 130,000 | $ 93,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 10 | $ 1,337,000 | $ 133,000 | $ 102,000 |
| TRENTON-EWING, NJ | 10 | $ 3,097,000 | $ 309,000 | $ 197,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 10 | $ 2,014,000 | $ 201,000 | $ 135,000 |
| BUFFALO-NIAGARA FALLS, NY | 9 | $ 1,550,000 | $ 172,000 | $ 88,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 9 | $ 1,458,000 | $ 162,000 | $ 87,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 9 | $ 1,828,000 | $ 203,000 | $ 96,000 |
| JACKSONVILLE, FL | 9 | $ 2,753,000 | $ 305,000 | $ 200,000 |
| NAPLES-MARCO ISLAND, FL | 9 | $ 2,175,000 | $ 241,000 | $ 151,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 9 | $ 2,209,000 | $ 245,000 | $ 99,000 |
| ALBANY-SCHENECTADY-TROY, NY | 8 | $ 1,739,000 | $ 217,000 | $ 98,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 8 | $ 1,638,000 | $ 204,000 | $ 168,000 |
| COLORADO SPRINGS, CO | 8 | $ 1,948,000 | $ 243,000 | $ 154,000 |
| COLUMBIA, SC | 8 | $ 1,084,000 | $ 135,000 | $ 107,000 |
| FORT WORTH-ARLINGTON, TX | 8 | $ 1,564,000 | $ 195,000 | $ 215,000 |
| GREENSBORO-HIGH POINT, NC | 8 | $ 1,528,000 | $ 191,000 | $ 105,000 |
| HUNTSVILLE, AL | 8 | $ 1,684,000 | $ 210,000 | $ 141,000 |
| MANCHESTER-NASHUA, NH | 8 | $ 1,854,000 | $ 231,000 | $ 126,000 |
| OCEAN CITY, NJ | 8 | $ 1,859,000 | $ 232,000 | $ 165,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 8 | $ 1,169,000 | $ 146,000 | $ 120,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 8 | $ 1,461,000 | $ 182,000 | $ 117,000 |
| ROCHESTER, NY | 8 | $ 1,281,000 | $ 160,000 | $ 104,000 |
| ANN ARBOR, MI | 7 | $ 1,410,000 | $ 201,000 | $ 146,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 7 | $ 1,380,000 | $ 204,000 | $ 127,000 |
| CHATTANOOGA, TN-GA | 7 | $ 1,197,000 | $ 155,500 | $ 89,500 |
| KNOXVILLE, TN | 7 | $ 1,810,000 | $ 258,000 | $ 129,000 |
| LANCASTER, PA | 7 | $ 1,029,000 | $ 147,000 | $ 90,000 |
| PORT ST. LUCIE, FL | 7 | $ 1,094,000 | $ 156,000 | $ 90,000 |
| SCRANTON--WILKES-BARRE, PA | 7 | $ 1,518,000 | $ 216,000 | $ 166,000 |
| STOCKTON, CA | 7 | $ 974,000 | $ 139,000 | $ 91,000 |
| WILMINGTON, DE-MD-NJ | 7 | $ 1,631,000 | $ 196,500 | $ 107,000 |
| WILMINGTON, NC | 7 | $ 1,704,000 | $ 243,000 | $ 145,000 |
| BIRMINGHAM-HOOVER, AL | 6 | $ 833,000 | $ 138,000 | $ 107,000 |
| BREMERTON-SILVERDALE, WA | 6 | $ 968,000 | $ 161,000 | $ 108,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 6 | $ 1,634,000 | $ 272,000 | $ 106,000 |
| HARRISBURG-CARLISLE, PA | 6 | $ 1,232,000 | $ 205,000 | $ 145,000 |
| KINGSTON, NY | 6 | $ 1,288,000 | $ 214,000 | $ 123,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 6 | $ 952,000 | $ 158,000 | $ 94,000 |
| MONTGOMERY, AL | 6 | $ 955,000 | $ 159,000 | $ 149,000 |
| BAKERSFIELD-DELANO, CA | 5 | $ 770,000 | $ 154,000 | $ 101,000 |
| DES MOINES-WEST DES MOINES, IA | 5 | $ 1,249,000 | $ 249,000 | $ 96,000 |
| EUGENE-SPRINGFIELD, OR | 5 | $ 1,095,000 | $ 219,000 | $ 165,000 |
| FRESNO, CA | 5 | $ 811,000 | $ 162,000 | $ 101,000 |
| HICKORY-LENOIR-MORGANTON, NC | 5 | $ 1,151,000 | $ 230,000 | $ 172,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 5 | $ 908,000 | $ 181,000 | $ 113,000 |
| NORWICH-NEW LONDON, CT | 5 | $ 1,598,000 | $ 319,000 | $ 116,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 5 | $ 903,000 | $ 180,000 | $ 118,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 5 | $ 1,523,000 | $ 304,000 | $ 108,000 |
| SANTA FE, NM | 5 | $ 1,727,000 | $ 345,000 | $ 122,000 |
| SPRINGFIELD, MA | 5 | $ 741,000 | $ 148,000 | $ 63,000 |
| VISALIA-PORTERVILLE, CA | 5 | $ 1,202,000 | $ 240,000 | $ 125,000 |
| AKRON, OH | 4 | $ 622,000 | $ 155,000 | $ 88,000 |
| ASHEVILLE, NC | 4 | $ 764,000 | $ 191,000 | $ 76,000 |
| BELLINGHAM, WA | 4 | $ 780,000 | $ 195,000 | $ 121,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 4 | $ 725,000 | $ 181,000 | $ 82,000 |
| CHARLOTTESVILLE, VA | 4 | $ 816,000 | $ 204,000 | $ 168,000 |
| DULUTH, MN-WI | 4 | $ 798,000 | $ 199,000 | $ 53,000 |
| GARY, IN | 4 | $ 645,000 | $ 161,000 | $ 98,000 |
| GREELEY, CO | 4 | $ 776,000 | $ 194,000 | $ 164,000 |
| LAKELAND-WINTER HAVEN, FL | 4 | $ 1,192,000 | $ 298,000 | $ 193,000 |
| LANSING-EAST LANSING, MI | 4 | $ 794,000 | $ 198,000 | $ 90,000 |
| MADISON, WI | 4 | $ 751,000 | $ 187,000 | $ 140,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 4 | $ 546,000 | $ 136,000 | $ 41,000 |
| OLYMPIA, WA | 4 | $ 963,000 | $ 240,000 | $ 104,000 |
| PROVO-OREM, UT | 4 | $ 499,000 | $ 124,000 | $ 70,000 |
| SALEM, OR | 4 | $ 760,000 | $ 190,000 | $ 64,000 |
| SPOKANE, WA | 4 | $ 681,000 | $ 170,000 | $ 121,000 |
| TACOMA, WA | 4 | $ 742,000 | $ 185,000 | $ 81,000 |
| YORK-HANOVER, PA | 4 | $ 838,000 | $ 209,000 | $ 178,000 |
| CLARKSVILLE, TN-KY | 3 | $ 378,000 | $ 126,000 | $ 126,000 |
| CORVALLIS, OR | 3 | $ 825,000 | $ 275,000 | $ 139,000 |
| DAYTON, OH | 3 | $ 430,000 | $ 143,000 | $ 134,000 |
| FLAGSTAFF, AZ | 3 | $ 543,000 | $ 181,000 | $ 166,000 |
| JACKSON, TN | 3 | $ 443,000 | $ 147,000 | $ 58,000 |
| LYNCHBURG, VA | 3 | $ 330,000 | $ 110,000 | $ 76,000 |
| MOBILE, AL | 3 | $ 310,000 | $ 103,000 | $ 56,000 |
| NILES-BENTON HARBOR, MI | 3 | $ 328,000 | $ 109,000 | $ 86,000 |
| PALM COAST, FL | 3 | $ 698,000 | $ 232,000 | $ 72,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 3 | $ 695,000 | $ 231,000 | $ 165,000 |
| READING, PA | 3 | $ 626,000 | $ 208,000 | $ 121,000 |
| RENO-SPARKS, NV | 3 | $ 1,056,000 | $ 352,000 | $ 142,000 |
| WICHITA, KS | 3 | $ 273,000 | $ 91,000 | $ 62,000 |
| APPLETON, WI | 2 | $ 271,000 | $ 135,000 | $ 73,000 |
| BANGOR, ME | 2 | $ 320,000 | $ 160,000 | $ 138,000 |
| BARNSTABLE TOWN, MA | 2 | $ 629,000 | $ 314,000 | $ 185,000 |
| BINGHAMTON, NY | 2 | $ 152,000 | $ 76,000 | $ 37,000 |
| CARSON CITY, NV | 2 | $ 451,000 | $ 225,000 | $ 87,000 |
| CEDAR RAPIDS, IA | 2 | $ 298,000 | $ 149,000 | $ 124,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 2 | $ 323,000 | $ 161,000 | $ 191,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2 | $ 192,000 | $ 96,000 | $ 62,000 |
| EL PASO, TX | 2 | $ 216,000 | $ 108,000 | $ 118,000 |
| ELKHART-GOSHEN, IN | 2 | $ 166,000 | $ 83,000 | $ 97,000 |
| EVANSVILLE, IN-KY | 2 | $ 341,000 | $ 170,000 | $ 52,000 |
| GAINESVILLE, GA | 2 | $ 574,000 | $ 287,000 | $ 155,000 |
| GREEN BAY, WI | 2 | $ 303,000 | $ 151,000 | $ 115,000 |
| HANFORD-CORCORAN, CA | 2 | $ 354,000 | $ 177,000 | $ 207,000 |
| HOLLAND-GRAND HAVEN, MI | 2 | $ 260,000 | $ 130,000 | $ 178,000 |
| JOHNSTOWN, PA | 2 | $ 368,000 | $ 184,000 | $ 106,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 2 | $ 532,000 | $ 266,000 | $ 137,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 2 | $ 325,000 | $ 162,000 | $ 91,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 433,000 | $ 216,500 | $ 139,500 |
| LEXINGTON-FAYETTE, KY | 2 | $ 223,000 | $ 111,000 | $ 67,000 |
| LINCOLN, NE | 2 | $ 187,000 | $ 93,000 | $ 89,000 |
| MERCED, CA | 2 | $ 140,000 | $ 70,000 | $ 38,000 |
| MODESTO, CA | 2 | $ 834,000 | $ 417,000 | $ 44,000 |
| MONROE, LA | 2 | $ 669,000 | $ 334,000 | $ 147,000 |
| OGDEN-CLEARFIELD, UT | 2 | $ 504,000 | $ 252,000 | $ 111,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 248,000 | $ 124,000 | $ 52,000 |
| ROANOKE, VA | 2 | $ 247,000 | $ 123,000 | $ 82,000 |
| ROCHESTER, MN | 2 | $ 225,000 | $ 112,000 | $ 93,000 |
| ROCKFORD, IL | 2 | $ 250,000 | $ 125,000 | $ 96,000 |
| SANDUSKY, OH | 2 | $ 276,000 | $ 138,000 | $ 57,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 407,000 | $ 203,000 | $ 91,000 |
| ST. GEORGE, UT | 2 | $ 240,000 | $ 120,000 | $ 54,000 |
| STATE COLLEGE, PA | 2 | $ 424,000 | $ 212,000 | $ 113,000 |
| TALLAHASSEE, FL | 2 | $ 151,000 | $ 75,000 | $ 34,000 |
| TOLEDO, OH | 2 | $ 244,000 | $ 122,000 | $ 92,000 |
| WINSTON-SALEM, NC | 2 | $ 229,000 | $ 114,000 | $ 60,000 |
| ABILENE, TX | 1 | $ 81,000 | $ 81,000 | $ 191,000 |
| ALBANY, GA | 1 | $ 58,000 | $ 58,000 | $ 100,000 |
| ANCHORAGE, AK | 1 | $ 131,000 | $ 131,000 | $ 250,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 60,000 | $ 60,000 | $ 250,000 |
| AUBURN-OPELIKA, AL | 1 | $ 253,000 | $ 253,000 | $ 86,000 |
| BATTLE CREEK, MI | 1 | $ 101,000 | $ 101,000 | $ 76,000 |
| BAY CITY, MI | 1 | $ 143,000 | $ 143,000 | $ 58,000 |
| BISMARCK, ND | 1 | $ 246,000 | $ 246,000 | $ 45,000 |
| BRUNSWICK, GA | 1 | $ 138,000 | $ 138,000 | $ 36,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 1 | $ 164,000 | $ 164,000 | $ 77,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 390,000 | $ 390,000 | $ 135,000 |
| CHARLESTON, WV | 1 | $ 269,000 | $ 269,000 | $ 432,000 |
| CLEVELAND, TN | 1 | $ 160,000 | $ 160,000 | $ 90,000 |
| COEUR D'ALENE, ID | 1 | $ 411,000 | $ 411,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 123,000 | $ 123,000 | $ 190,000 |
| COLUMBIA, MO | 1 | $ 237,000 | $ 237,000 | $ 200,000 |
| CORPUS CHRISTI, TX | 1 | $ 179,000 | $ 179,000 | $ 120,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| FARGO, ND-MN | 1 | $ 136,000 | $ 136,000 | $ 56,000 |
| FAYETTEVILLE, NC | 1 | $ 62,000 | $ 62,000 | $ 103,000 |
| FLORENCE, SC | 1 | $ 125,000 | $ 125,000 | $ 140,000 |
| FORT SMITH, AR-OK | 1 | $ 202,000 | $ 202,000 | $ 95,000 |
| GADSDEN, AL | 1 | $ 189,000 | $ 189,000 | $ 140,000 |
| GAINESVILLE, FL | 1 | $ 70,000 | $ 70,000 | $ 31,000 |
| GLENS FALLS, NY | 1 | $ 300,000 | $ 300,000 | $ 181,000 |
| GRAND JUNCTION, CO | 1 | $ 300,000 | $ 300,000 | $ 120,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 114,000 | $ 114,000 | $ 67,000 |
| GREENVILLE, NC | 1 | $ 200,000 | $ 200,000 | $ 116,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 230,000 | $ 230,000 | $ 98,000 |
| HATTIESBURG, MS | 1 | $ 402,000 | $ 402,000 | $ 187,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 1 | $ 207,000 | $ 207,000 | $ 286,000 |
| IOWA CITY, IA | 1 | $ 94,000 | $ 94,000 | $ 39,000 |
| JACKSON, MI | 1 | $ 219,000 | $ 219,000 | $ 149,000 |
| JACKSON, MS | 1 | $ 236,000 | $ 236,000 | $ 37,000 |
| JOHNSON CITY, TN | 1 | $ 137,000 | $ 137,000 | $ 124,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 219,000 | $ 219,000 | $ 165,000 |
| LEWISTON, ID-WA | 1 | $ 170,000 | $ 170,000 | $ 52,000 |
| LEWISTON-AUBURN, ME | 1 | $ 76,000 | $ 76,000 | $ 49,000 |
| LONGVIEW, WA | 1 | $ 140,000 | $ 140,000 | $ 77,000 |
| MADERA-CHOWCHILLA, CA | 1 | $ 173,000 | $ 173,000 | $ 71,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 221,000 | $ 221,000 | $ 97,000 |
| MEDFORD, OR | 1 | $ 203,000 | $ 203,000 | $ 61,000 |
| MIDLAND, TX | 1 | $ 79,000 | $ 79,000 | $ 29,000 |
| MISSOULA, MT | 1 | $ 96,000 | $ 96,000 | $ 19,000 |
| MONROE, MI | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| NAPA, CA | 1 | $ 591,000 | $ 591,000 | $ 166,000 |
| OCALA, FL | 1 | $ 78,000 | $ 78,000 | $ 31,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 123,000 | $ 123,000 | $ 35,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 1 | $ 80,000 | $ 80,000 | $ 38,000 |
| PEORIA, IL | 1 | $ 49,000 | $ 49,000 | $ 92,000 |
| PITTSFIELD, MA | 1 | $ 215,000 | $ 215,000 | $ 156,000 |
| PUNTA GORDA, FL | 1 | $ 202,000 | $ 202,000 | $ 43,000 |
| RACINE, WI | 1 | $ 150,000 | $ 150,000 | $ 81,000 |
| REDDING, CA | 1 | $ 109,000 | $ 109,000 | $ 290,000 |
| ROME, GA | 1 | $ 56,000 | $ 56,000 | $ 71,000 |
| SALISBURY, MD | 1 | $ 102,000 | $ 102,000 | $ 111,000 |
| SHEBOYGAN, WI | 1 | $ 823,000 | $ 823,000 | $ 200,000 |
| SPARTANBURG, SC | 1 | $ 356,000 | $ 356,000 | $ 0 |
| SPRINGFIELD, MO | 1 | $ 102,000 | $ 102,000 | $ 87,000 |
| ST. JOSEPH, MO-KS | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| SYRACUSE, NY | 1 | $ 90,000 | $ 90,000 | $ 120,000 |
| TOPEKA, KS | 1 | $ 160,000 | $ 160,000 | $ 109,000 |
| TUSCALOOSA, AL | 1 | $ 136,000 | $ 136,000 | $ 78,000 |
| TYLER, TX | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 200,000 | $ 200,000 | $ 67,000 |
| YAKIMA, WA | 1 | $ 56,000 | $ 56,000 | $ 51,000 |
| YUBA CITY, CA | 1 | $ 150,000 | $ 150,000 | $ 61,000 |
| YUMA, AZ | 1 | $ 71,000 | $ 71,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for E*Trade Savings Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,237 | $807,124,000 | $249,000 | $1,336,000 | $137,000 | $3,335,000 |
| Home Purchase | 487 | $133,775,000 | $274,000 | $1,261,000 | $165,000 | $3,200,000 |
| Home Improvement | 46 | $11,493,000 | $249,000 | $1,000,000 | $130,000 | $326,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,564 | $643,803,000 | $251,000 | $1,336,000 | $146,000 | $3,335,000 |
| Not Provided | 569 | $144,861,000 | $254,000 | $1,096,000 | $134,000 | $620,000 |
| Asian | 336 | $100,516,000 | $299,000 | $1,279,000 | $143,000 | $875,000 |
| Hispanic | 141 | $32,870,000 | $233,000 | $1,080,000 | $147,000 | $3,200,000 |
| Not applicable | 98 | $16,429,000 | $167,000 | $390,000 | $36,000 | $110,000 |
| Black or African American | 42 | $8,328,000 | $198,000 | $466,000 | $123,000 | $500,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $3,051,000 | $305,000 | $601,000 | $117,000 | $272,000 |
| American Indian or Alaskan Native | 10 | $2,534,000 | $253,000 | $426,000 | $225,000 | $1,371,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,768 | $952,117,000 | $252,000 | $1,336,000 | $141,000 | $3,335,000 |
| FHA-insured (Federal Housing Administration) | 1 | $171,000 | $171,000 | $171,000 | $53,000 | $53,000 |
| VA-guaranteed (Veterans Administration) | 1 | $104,000 | $104,000 | $104,000 | $21,000 | $21,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,397 | $309,544,000 | $221,000 | $1,279,000 | $136,000 | $2,520,000 |
| Application Approved But Not Accepted | 1,317 | $341,081,000 | $258,000 | $1,225,000 | $152,000 | $3,335,000 |
| Application Denied By Financial Institution | 810 | $233,552,000 | $288,000 | $1,336,000 | $143,000 | $3,200,000 |
| Application Withdrawn By Applicant | 111 | $41,819,000 | $376,000 | $1,306,000 | $149,000 | $1,200,000 |
| Loan Purchased By The Institution | 98 | $16,429,000 | $167,000 | $390,000 | $36,000 | $110,000 |
| File Closed For Incompleteness | 37 | $9,967,000 | $269,000 | $675,000 | $146,000 | $375,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 292 | $81,552,000 | $279,000 | $1,336,000 | $174,000 | $2,100,000 |
| Debt-To-Income Ratio | 276 | $81,974,000 | $297,000 | $1,200,000 | $81,000 | $493,000 |
| Other | 74 | $17,548,000 | $237,000 | $700,000 | $134,000 | $470,000 |
| Credit Application Incomplete | 72 | $22,600,000 | $313,000 | $936,000 | $176,000 | $848,000 |
| Credit History | 58 | $19,635,000 | $338,000 | $1,080,000 | $213,000 | $3,200,000 |
| Unverifiable Information | 14 | $3,574,000 | $255,000 | $626,000 | $177,000 | $587,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $4,501,000 | $346,000 | $1,000,000 | $320,000 | $2,340,000 |
| Employment History | 11 | $2,168,000 | $197,000 | $548,000 | $70,000 | $191,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into E*Trade Savings Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess E*Trade Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.