Equity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Equity Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity Bank 7701 E Kellogg Ste 100 Andover, KS 67207 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 2,169 |
| Total Mortgage Loan Application Amount | $577,295,000 |
| Average Mortgage Loan Application Amount | $206,166 |
| Highest Mortgage Loan Application Amount | $3,725,000 |
| Average Applicant Income | $82,833 |
| Highest Applicant Income | $1,342,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Equity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Equity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Boone County Arkansas | 112 | $ 14,920,000 | $ 133,000 | $ 67,000 |
| Texas County Oklahoma | 110 | $ 10,820,000 | $ 98,000 | $ 68,000 |
| Jackson County Missouri | 97 | $ 21,885,000 | $ 225,000 | $ 118,000 |
| Carroll County Arkansas | 91 | $ 16,525,000 | $ 181,000 | $ 84,000 |
| Sedgwick County Kansas | 86 | $ 16,740,000 | $ 194,000 | $ 127,000 |
| Kay County Oklahoma | 74 | $ 7,840,000 | $ 105,000 | $ 108,000 |
| Monroe County Michigan | 56 | $ 8,530,000 | $ 152,000 | $ 0 |
| Travis County Texas | 46 | $ 42,170,000 | $ 916,000 | $ 0 |
| Madison County Indiana | 43 | $ 4,915,000 | $ 114,000 | $ 0 |
| Johnson County Missouri | 40 | $ 7,420,000 | $ 185,000 | $ 109,000 |
| Johnson County Kansas | 39 | $ 10,355,000 | $ 265,000 | $ 97,000 |
| Hennepin County Minnesota | 38 | $ 35,170,000 | $ 925,000 | $ 0 |
| Crawford County Kansas | 37 | $ 6,585,000 | $ 177,000 | $ 92,000 |
| Tulsa County Oklahoma | 37 | $ 12,585,000 | $ 340,000 | $ 170,000 |
| Hamilton County Indiana | 36 | $ 5,940,000 | $ 165,000 | $ 0 |
| Henry County Indiana | 36 | $ 3,190,000 | $ 88,000 | $ 0 |
| Franklin County Ohio | 36 | $ 5,270,000 | $ 146,000 | $ 0 |
| Benton County Arkansas | 33 | $ 8,485,000 | $ 257,000 | $ 113,000 |
| Lake County Indiana | 33 | $ 3,695,000 | $ 111,000 | $ 0 |
| Harris County Texas | 33 | $ 28,025,000 | $ 849,000 | $ 0 |
| Allen County Indiana | 32 | $ 3,710,000 | $ 115,000 | $ 0 |
| Tippecanoe County Indiana | 31 | $ 3,995,000 | $ 128,000 | $ 0 |
| Hendricks County Indiana | 29 | $ 2,825,000 | $ 97,000 | $ 0 |
| Henry County Missouri | 29 | $ 4,875,000 | $ 168,000 | $ 64,000 |
| Benton County Missouri | 28 | $ 4,060,000 | $ 145,000 | $ 76,000 |
| Ellis County Kansas | 26 | $ 3,690,000 | $ 141,000 | $ 74,000 |
| Pettis County Missouri | 26 | $ 3,390,000 | $ 130,000 | $ 87,000 |
| Cook County Illinois | 24 | $ 7,030,000 | $ 292,000 | $ 0 |
| Seward County Kansas | 24 | $ 2,140,000 | $ 89,000 | $ 84,000 |
| Marion County Indiana | 22 | $ 2,560,000 | $ 116,000 | $ 0 |
| Lafayette County Missouri | 22 | $ 3,670,000 | $ 166,000 | $ 100,000 |
| Shawnee County Kansas | 21 | $ 2,135,000 | $ 101,000 | $ 87,000 |
| Dallas County Texas | 21 | $ 22,195,000 | $ 1,056,000 | $ 0 |
| Wayne County Michigan | 19 | $ 2,755,000 | $ 145,000 | $ 0 |
| Newton County Arkansas | 18 | $ 2,320,000 | $ 128,000 | $ 64,000 |
| Hancock County Indiana | 18 | $ 2,070,000 | $ 115,000 | $ 0 |
| Delaware County Indiana | 17 | $ 1,805,000 | $ 106,000 | $ 0 |
| Montgomery County Kansas | 16 | $ 1,800,000 | $ 112,000 | $ 68,000 |
| Cass County Missouri | 15 | $ 3,755,000 | $ 250,000 | $ 117,000 |
| Adams County Indiana | 14 | $ 1,660,000 | $ 118,000 | $ 0 |
| Wells County Indiana | 14 | $ 1,460,000 | $ 104,000 | $ 0 |
| Butler County Kansas | 14 | $ 2,210,000 | $ 157,000 | $ 172,000 |
| Washington County Arkansas | 13 | $ 2,675,000 | $ 205,000 | $ 129,000 |
| White County Indiana | 13 | $ 1,515,000 | $ 116,000 | $ 0 |
| Carroll County Indiana | 11 | $ 1,005,000 | $ 91,000 | $ 0 |
| Johnson County Indiana | 11 | $ 1,225,000 | $ 111,000 | $ 0 |
| Denton County Texas | 11 | $ 7,435,000 | $ 675,000 | $ 0 |
| Tarrant County Texas | 11 | $ 9,745,000 | $ 885,000 | $ 47,000 |
| Clay County Missouri | 10 | $ 1,780,000 | $ 178,000 | $ 105,000 |
| Montgomery County Texas | 10 | $ 7,670,000 | $ 767,000 | $ 0 |
| Sheridan County Kansas | 9 | $ 1,415,000 | $ 157,000 | $ 115,000 |
| Searcy County Arkansas | 8 | $ 700,000 | $ 87,000 | $ 60,000 |
| Jasper County Indiana | 8 | $ 910,000 | $ 113,000 | $ 0 |
| Shelby County Indiana | 8 | $ 1,100,000 | $ 137,000 | $ 0 |
| Norton County Kansas | 8 | $ 630,000 | $ 78,000 | $ 79,000 |
| Stevens County Kansas | 8 | $ 540,000 | $ 67,000 | $ 75,000 |
| Platte County Missouri | 8 | $ 3,250,000 | $ 406,000 | $ 144,000 |
| Bexar County Texas | 7 | $ 5,485,000 | $ 783,000 | $ 0 |
| Collin County Texas | 7 | $ 5,065,000 | $ 723,000 | $ 0 |
| Porter County Indiana | 6 | $ 690,000 | $ 115,000 | $ 0 |
| Douglas County Kansas | 6 | $ 1,930,000 | $ 321,000 | $ 341,000 |
| Jefferson County Kansas | 6 | $ 940,000 | $ 156,000 | $ 90,000 |
| Rogers County Oklahoma | 6 | $ 1,690,000 | $ 281,000 | $ 458,000 |
| Maricopa County Arizona | 5 | $ 4,585,000 | $ 917,000 | $ 0 |
| DuPage County Illinois | 5 | $ 955,000 | $ 191,000 | $ 0 |
| Blackford County Indiana | 5 | $ 555,000 | $ 111,000 | $ 0 |
| Jay County Indiana | 5 | $ 405,000 | $ 81,000 | $ 0 |
| Harvey County Kansas | 5 | $ 785,000 | $ 157,000 | $ 69,000 |
| Wilson County Kansas | 5 | $ 675,000 | $ 135,000 | $ 59,000 |
| Wyandotte County Kansas | 5 | $ 845,000 | $ 169,000 | $ 98,000 |
| Stone County Missouri | 5 | $ 1,115,000 | $ 223,000 | $ 210,000 |
| Taney County Missouri | 5 | $ 1,005,000 | $ 201,000 | $ 171,000 |
| Delaware County Ohio | 5 | $ 465,000 | $ 93,000 | $ 0 |
| Delaware County Oklahoma | 5 | $ 2,215,000 | $ 443,000 | $ 446,000 |
| Oklahoma County Oklahoma | 5 | $ 2,205,000 | $ 441,000 | $ 141,000 |
| King County Washington | 5 | $ 4,895,000 | $ 979,000 | $ 0 |
| Marion County Arkansas | 4 | $ 490,000 | $ 122,000 | $ 47,000 |
| Larimer County Colorado | 4 | $ 1,960,000 | $ 490,000 | $ 83,000 |
| Sarasota County Florida | 4 | $ 4,180,000 | $ 1,045,000 | $ 1,045,000 |
| Will County Illinois | 4 | $ 360,000 | $ 90,000 | $ 0 |
| DeKalb County Indiana | 4 | $ 660,000 | $ 165,000 | $ 0 |
| Marshall County Indiana | 4 | $ 430,000 | $ 107,000 | $ 0 |
| Gove County Kansas | 4 | $ 440,000 | $ 110,000 | $ 40,000 |
| Sumner County Kansas | 4 | $ 570,000 | $ 142,000 | $ 130,000 |
| Washington County Minnesota | 4 | $ 3,340,000 | $ 835,000 | $ 0 |
| Greene County Missouri | 4 | $ 2,250,000 | $ 562,000 | $ 168,000 |
| McDonald County Missouri | 4 | $ 820,000 | $ 205,000 | $ 44,000 |
| Butler County Ohio | 4 | $ 570,000 | $ 142,000 | $ 0 |
| Osage County Oklahoma | 4 | $ 440,000 | $ 110,000 | $ 29,000 |
| Washington County Oklahoma | 4 | $ 490,000 | $ 122,000 | $ 77,000 |
| Williamson County Texas | 4 | $ 2,910,000 | $ 727,000 | $ 0 |
| Baxter County Arkansas | 3 | $ 385,000 | $ 128,000 | $ 46,000 |
| Denver County Colorado | 3 | $ 2,425,000 | $ 808,000 | $ 0 |
| Douglas County Colorado | 3 | $ 2,765,000 | $ 921,000 | $ 0 |
| Jefferson County Colorado | 3 | $ 2,195,000 | $ 731,000 | $ 0 |
| Lake County Illinois | 3 | $ 3,555,000 | $ 1,185,000 | $ 0 |
| Brown County Indiana | 3 | $ 385,000 | $ 128,000 | $ 0 |
| Clinton County Indiana | 3 | $ 355,000 | $ 118,000 | $ 0 |
| Huntington County Indiana | 3 | $ 305,000 | $ 101,000 | $ 0 |
| Morgan County Indiana | 3 | $ 865,000 | $ 288,000 | $ 0 |
| Randolph County Indiana | 3 | $ 275,000 | $ 91,000 | $ 0 |
| Rush County Indiana | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Steuben County Indiana | 3 | $ 745,000 | $ 248,000 | $ 0 |
| Wabash County Indiana | 3 | $ 275,000 | $ 91,000 | $ 0 |
| Oakland County Michigan | 3 | $ 265,000 | $ 88,000 | $ 0 |
| Barry County Missouri | 3 | $ 335,000 | $ 111,000 | $ 99,000 |
| Camden County Missouri | 3 | $ 405,000 | $ 135,000 | $ 114,000 |
| Jasper County Missouri | 3 | $ 765,000 | $ 255,000 | $ 107,000 |
| Latimer County Oklahoma | 3 | $ 185,000 | $ 61,000 | $ 65,000 |
| Washita County Oklahoma | 3 | $ 165,000 | $ 55,000 | $ 77,000 |
| Bucks County Pennsylvania | 3 | $ 1,995,000 | $ 665,000 | $ 0 |
| Fort Bend County Texas | 3 | $ 1,615,000 | $ 538,000 | $ 0 |
| Hays County Texas | 3 | $ 2,475,000 | $ 825,000 | $ 0 |
| San Diego County California | 2 | $ 3,800,000 | $ 1,900,000 | $ 0 |
| Santa Barbara County California | 2 | $ 2,380,000 | $ 1,190,000 | $ 0 |
| Boulder County Colorado | 2 | $ 1,610,000 | $ 805,000 | $ 0 |
| Summit County Colorado | 2 | $ 1,040,000 | $ 520,000 | $ 0 |
| District of Columbia County District Of Columbia | 2 | $ 1,910,000 | $ 955,000 | $ 0 |
| Collier County Florida | 2 | $ 1,560,000 | $ 780,000 | $ 0 |
| Greene County Georgia | 2 | $ 1,550,000 | $ 775,000 | $ 95,000 |
| LaGrange County Indiana | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Newton County Indiana | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Noble County Indiana | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Cloud County Kansas | 2 | $ 70,000 | $ 35,000 | $ 34,000 |
| Miami County Kansas | 2 | $ 450,000 | $ 225,000 | $ 152,000 |
| Osage County Kansas | 2 | $ 160,000 | $ 80,000 | $ 75,000 |
| Phillips County Kansas | 2 | $ 250,000 | $ 125,000 | $ 68,000 |
| Reno County Kansas | 2 | $ 500,000 | $ 250,000 | $ 94,000 |
| Saline County Kansas | 2 | $ 450,000 | $ 225,000 | $ 152,000 |
| Kent County Michigan | 2 | $ 1,350,000 | $ 675,000 | $ 0 |
| Washtenaw County Michigan | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Carver County Minnesota | 2 | $ 1,440,000 | $ 720,000 | $ 0 |
| Ramsey County Minnesota | 2 | $ 1,700,000 | $ 850,000 | $ 0 |
| Bates County Missouri | 2 | $ 600,000 | $ 300,000 | $ 162,000 |
| Boone County Missouri | 2 | $ 230,000 | $ 115,000 | $ 130,000 |
| Cole County Missouri | 2 | $ 430,000 | $ 215,000 | $ 185,000 |
| Morgan County Missouri | 2 | $ 320,000 | $ 160,000 | $ 139,000 |
| St. Clair County Missouri | 2 | $ 270,000 | $ 135,000 | $ 86,000 |
| Clark County Nevada | 2 | $ 2,490,000 | $ 1,245,000 | $ 0 |
| Licking County Ohio | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Deschutes County Oregon | 2 | $ 1,110,000 | $ 555,000 | $ 0 |
| Washington County Oregon | 2 | $ 1,190,000 | $ 595,000 | $ 0 |
| Williamson County Tennessee | 2 | $ 3,480,000 | $ 1,740,000 | $ 0 |
| Burnet County Texas | 2 | $ 3,260,000 | $ 1,630,000 | $ 0 |
| Grayson County Texas | 2 | $ 1,280,000 | $ 640,000 | $ 0 |
| Parker County Texas | 2 | $ 1,490,000 | $ 745,000 | $ 0 |
| Randall County Texas | 2 | $ 150,000 | $ 75,000 | $ 56,000 |
| Rockwall County Texas | 2 | $ 1,770,000 | $ 885,000 | $ 0 |
| Shelby County Alabama | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Pinal County Arizona | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Clark County Arkansas | 1 | $ 445,000 | $ 445,000 | $ 401,000 |
| Garland County Arkansas | 1 | $ 285,000 | $ 285,000 | $ 107,000 |
| Johnson County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Madison County Arkansas | 1 | $ 305,000 | $ 305,000 | $ 255,000 |
| Pope County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 165,000 |
| Pulaski County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 219,000 |
| Randolph County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 103,000 |
| Saline County Arkansas | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Los Angeles County California | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Riverside County California | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Santa Clara County California | 1 | $ 1,535,000 | $ 1,535,000 | $ 0 |
| Stanislaus County California | 1 | $ 315,000 | $ 315,000 | $ 152,000 |
| Ventura County California | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Broomfield County Colorado | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Grand County Colorado | 1 | $ 1,965,000 | $ 1,965,000 | $ 0 |
| Hinsdale County Colorado | 1 | $ 205,000 | $ 205,000 | $ 1,342,000 |
| Mesa County Colorado | 1 | $ 225,000 | $ 225,000 | $ 324,000 |
| San Miguel County Colorado | 1 | $ 1,805,000 | $ 1,805,000 | $ 0 |
| Weld County Colorado | 1 | $ 535,000 | $ 535,000 | $ 331,000 |
| Sussex County Delaware | 1 | $ 1,805,000 | $ 1,805,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 1,495,000 | $ 1,495,000 | $ 0 |
| Monroe County Florida | 1 | $ 545,000 | $ 545,000 | $ 308,000 |
| Palm Beach County Florida | 1 | $ 975,000 | $ 975,000 | $ 1,177,000 |
| Walton County Florida | 1 | $ 835,000 | $ 835,000 | $ 0 |
| Floyd County Georgia | 1 | $ 515,000 | $ 515,000 | $ 203,000 |
| Ada County Idaho | 1 | $ 1,415,000 | $ 1,415,000 | $ 0 |
| Blaine County Idaho | 1 | $ 1,895,000 | $ 1,895,000 | $ 0 |
| Calhoun County Illinois | 1 | $ 215,000 | $ 215,000 | $ 148,000 |
| Sangamon County Illinois | 1 | $ 305,000 | $ 305,000 | $ 284,000 |
| Bartholomew County Indiana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Benton County Indiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Boone County Indiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Howard County Indiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Kosciusko County Indiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| LaPorte County Indiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Montgomery County Indiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Wayne County Indiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Woodbury County Iowa | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Cherokee County Kansas | 1 | $ 35,000 | $ 35,000 | $ 129,000 |
| Coffey County Kansas | 1 | $ 85,000 | $ 85,000 | $ 93,000 |
| Edwards County Kansas | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Elk County Kansas | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| Ellsworth County Kansas | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Finney County Kansas | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| Jackson County Kansas | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Kearny County Kansas | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Labette County Kansas | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Leavenworth County Kansas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Meade County Kansas | 1 | $ 285,000 | $ 285,000 | $ 71,000 |
| Morton County Kansas | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Neosho County Kansas | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Republic County Kansas | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Riley County Kansas | 1 | $ 175,000 | $ 175,000 | $ 135,000 |
| Rooks County Kansas | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Rush County Kansas | 1 | $ 85,000 | $ 85,000 | $ 73,000 |
| Russell County Kansas | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Smith County Kansas | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Thomas County Kansas | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Wichita County Kansas | 1 | $ 165,000 | $ 165,000 | $ 357,000 |
| Caddo County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| St. Tammany County Louisiana | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Howard County Maryland | 1 | $ 895,000 | $ 895,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 1,115,000 | $ 1,115,000 | $ 0 |
| Clare County Michigan | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Grand Traverse County Michigan | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Hillsdale County Michigan | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Livingston County Michigan | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Ottawa County Michigan | 1 | $ 145,000 | $ 145,000 | $ 140,000 |
| Dakota County Minnesota | 1 | $ 865,000 | $ 865,000 | $ 0 |
| Kandiyohi County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 17,000 |
| Otter Tail County Minnesota | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Scott County Minnesota | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Wright County Minnesota | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Clinton County Missouri | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| DeKalb County Missouri | 1 | $ 185,000 | $ 185,000 | $ 113,000 |
| Newton County Missouri | 1 | $ 105,000 | $ 105,000 | $ 241,000 |
| Pulaski County Missouri | 1 | $ 405,000 | $ 405,000 | $ 189,000 |
| Saline County Missouri | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Shannon County Missouri | 1 | $ 35,000 | $ 35,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 385,000 | $ 385,000 | $ 148,000 |
| Lancaster County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Douglas County Nevada | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Washoe County Nevada | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 385,000 |
| Erie County New York | 1 | $ 925,000 | $ 925,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Morrow County Ohio | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Muskingum County Ohio | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Ottawa County Ohio | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Summit County Ohio | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Union County Ohio | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Warren County Ohio | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Beaver County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Blaine County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 165,000 |
| Canadian County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Cleveland County Oklahoma | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Comanche County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 152,000 |
| Custer County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 279,000 |
| Harper County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 95,000 |
| Marshall County Oklahoma | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Payne County Oklahoma | 1 | $ 695,000 | $ 695,000 | $ 348,000 |
| Wagoner County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Providence County Rhode Island | 1 | $ 165,000 | $ 165,000 | $ 159,000 |
| Davidson County Tennessee | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Comal County Texas | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Deaf Smith County Texas | 1 | $ 1,365,000 | $ 1,365,000 | $ 0 |
| Galveston County Texas | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Hansford County Texas | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Hidalgo County Texas | 1 | $ 245,000 | $ 245,000 | $ 172,000 |
| Llano County Texas | 1 | $ 1,195,000 | $ 1,195,000 | $ 0 |
| Wichita County Texas | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Wilson County Texas | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Albemarle County Virginia | 1 | $ 2,935,000 | $ 2,935,000 | $ 0 |
| Henrico County Virginia | 1 | $ 815,000 | $ 815,000 | $ 0 |
| Clark County Washington | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Cowlitz County Washington | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Kitsap County Washington | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Mason County Washington | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Pierce County Washington | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Greenbrier County West Virginia | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Monongalia County West Virginia | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Sawyer County Wisconsin | 1 | $ 1,265,000 | $ 1,265,000 | $ 0 |
| St. Croix County Wisconsin | 1 | $ 625,000 | $ 625,000 | $ 0 |
Mortgage Loan Application Detail Totals for Equity Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 750 | $228,280,000 | $304,000 | $3,725,000 | $101,000 | $1,148,000 |
| Refinancing | 661 | $201,785,000 | $305,000 | $2,745,000 | $117,000 | $1,342,000 |
| Not Applicable | 359 | $38,905,000 | $108,000 | $775,000 | $0 | $0 |
| Cash-out Refinancing | 357 | $103,705,000 | $290,000 | $2,935,000 | $90,000 | $462,000 |
| Home Improvement | 24 | $1,860,000 | $77,000 | $195,000 | $89,000 | $279,000 |
| Other Purpose | 18 | $2,760,000 | $153,000 | $545,000 | $100,000 | $308,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,123 | $406,155,000 | $361,000 | $2,935,000 | $0 | $0 |
| White | 790 | $130,490,000 | $165,000 | $1,635,000 | $107,000 | $1,342,000 |
| Hispanic | 145 | $15,485,000 | $106,000 | $535,000 | $70,000 | $331,000 |
| Not Provided | 76 | $18,160,000 | $238,000 | $3,725,000 | $127,000 | $1,045,000 |
| American Indian or Alaskan Native | 14 | $2,660,000 | $190,000 | $545,000 | $85,000 | $240,000 |
| Asian | 14 | $3,260,000 | $232,000 | $485,000 | $141,000 | $500,000 |
| Black or African American | 5 | $805,000 | $161,000 | $225,000 | $120,000 | $174,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,147 | $573,315,000 | $267,000 | $3,725,000 | $104,000 | $1,342,000 |
| FHA-insured (Federal Housing Administration) | 10 | $1,640,000 | $164,000 | $365,000 | $76,000 | $159,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,260,000 | $126,000 | $225,000 | $55,000 | $99,000 |
| VA-guaranteed (Veterans Administration) | 2 | $1,080,000 | $540,000 | $765,000 | $139,000 | $206,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 981 | $172,095,000 | $175,000 | $3,725,000 | $107,000 | $1,342,000 |
| Loan Purchased By The Institution | 926 | $358,920,000 | $387,000 | $2,935,000 | $0 | $0 |
| Application Withdrawn By Applicant | 131 | $21,995,000 | $167,000 | $765,000 | $97,000 | $397,000 |
| Application Denied By Financial Institution | 99 | $17,765,000 | $179,000 | $1,425,000 | $68,000 | $388,000 |
| File Closed For Incompleteness | 23 | $4,675,000 | $203,000 | $765,000 | $139,000 | $462,000 |
| Application Approved But Not Accepted | 9 | $1,845,000 | $205,000 | $675,000 | $215,000 | $1,148,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,070 | $559,530,000 | $270,000 | $3,725,000 | $108,000 | $1,342,000 |
| Debt-To-Income Ratio | 56 | $11,100,000 | $198,000 | $1,425,000 | $52,000 | $147,000 |
| Credit History | 29 | $3,985,000 | $137,000 | $545,000 | $86,000 | $388,000 |
| Other | 8 | $1,900,000 | $237,000 | $405,000 | $122,000 | $255,000 |
| Collateral | 3 | $425,000 | $141,000 | $215,000 | $65,000 | $97,000 |
| Employment History | 2 | $240,000 | $120,000 | $155,000 | $33,000 | $34,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $115,000 | $115,000 | $115,000 | $50,000 | $50,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.