Equity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Equity Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Equity Bank
7701 E Kellogg Ste 100
Andover, KS 67207
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 1,890
Total Mortgage Loan Application Amount $326,240,000
Average Mortgage Loan Application Amount $153,200
Highest Mortgage Loan Application Amount $12,305,000
Average Applicant Income $116,400
Highest Applicant Income $2,924,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Equity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2022 breaks down Equity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Equity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Bank's mortgage activity for 2022.

Mortgage Loan Application Totals for Equity Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Boone County Arkansas 151 $ 20,925,000 $ 138,000 $ 78,000
Kay County Oklahoma 133 $ 13,415,000 $ 100,000 $ 120,000
Jackson County Missouri 127 $ 33,335,000 $ 262,000 $ 179,000
Texas County Oklahoma 122 $ 10,790,000 $ 88,000 $ 75,000
Carroll County Arkansas 110 $ 18,030,000 $ 163,000 $ 110,000
Sedgwick County Kansas 108 $ 19,970,000 $ 184,000 $ 119,000
Johnson County Missouri 75 $ 12,735,000 $ 169,000 $ 116,000
Henry County Missouri 59 $ 5,695,000 $ 96,000 $ 81,000
Tulsa County Oklahoma 59 $ 23,745,000 $ 402,000 $ 164,000
Benton County Arkansas 57 $ 8,975,000 $ 157,000 $ 112,000
Pettis County Missouri 47 $ 4,315,000 $ 91,000 $ 152,000
Crawford County Kansas 44 $ 7,490,000 $ 170,000 $ 79,000
Johnson County Kansas 43 $ 9,925,000 $ 230,000 $ 195,000
Shawnee County Kansas 40 $ 6,070,000 $ 151,000 $ 71,000
Benton County Missouri 39 $ 5,975,000 $ 153,000 $ 62,000
Montgomery County Kansas 35 $ 1,705,000 $ 48,000 $ 63,000
Butler County Kansas 31 $ 4,665,000 $ 150,000 $ 99,000
Ellis County Kansas 29 $ 4,045,000 $ 139,000 $ 113,000
Seward County Kansas 25 $ 2,405,000 $ 96,000 $ 65,000
Stevens County Kansas 21 $ 1,675,000 $ 79,000 $ 107,000
Clay County Missouri 19 $ 5,305,000 $ 279,000 $ 106,000
Buchanan County Missouri 17 $ 1,555,000 $ 91,000 $ 98,000
Wyandotte County Kansas 16 $ 2,920,000 $ 182,000 $ 64,000
Lafayette County Missouri 16 $ 1,440,000 $ 90,000 $ 105,000
Newton County Arkansas 15 $ 1,605,000 $ 107,000 $ 65,000
Saline County Kansas 15 $ 1,925,000 $ 128,000 $ 76,000
Washington County Oklahoma 15 $ 2,275,000 $ 151,000 $ 290,000
Wilson County Kansas 14 $ 890,000 $ 63,000 $ 60,000
Cass County Missouri 13 $ 1,815,000 $ 139,000 $ 146,000
Platte County Missouri 13 $ 7,765,000 $ 597,000 $ 193,000
Finney County Kansas 12 $ 1,170,000 $ 97,000 $ 82,000
Osage County Oklahoma 12 $ 1,000,000 $ 83,000 $ 112,000
Washita County Oklahoma 12 $ 1,100,000 $ 91,000 $ 89,000
Jefferson County Kansas 10 $ 1,320,000 $ 132,000 $ 95,000
Oklahoma County Oklahoma 10 $ 2,410,000 $ 241,000 $ 193,000
Rogers County Oklahoma 10 $ 2,120,000 $ 212,000 $ 362,000
Gove County Kansas 9 $ 875,000 $ 97,000 $ 112,000
Miami County Kansas 9 $ 1,275,000 $ 141,000 $ 283,000
Norton County Kansas 9 $ 1,275,000 $ 141,000 $ 87,000
Barry County Missouri 9 $ 2,255,000 $ 250,000 $ 93,000
Marion County Arkansas 8 $ 920,000 $ 115,000 $ 78,000
Washington County Arkansas 8 $ 4,780,000 $ 597,000 $ 134,000
Sheridan County Kansas 8 $ 750,000 $ 93,000 $ 218,000
Taney County Missouri 8 $ 1,130,000 $ 141,000 $ 59,000
Beaver County Oklahoma 8 $ 500,000 $ 62,000 $ 100,000
Barton County Kansas 6 $ 440,000 $ 73,000 $ 115,000
Stafford County Kansas 6 $ 210,000 $ 35,000 $ 64,000
Wagoner County Oklahoma 6 $ 660,000 $ 110,000 $ 131,000
Maricopa County Arizona 5 $ 4,605,000 $ 921,000 $ 506,000
Cowley County Kansas 5 $ 265,000 $ 53,000 $ 46,000
Saline County Missouri 5 $ 465,000 $ 93,000 $ 89,000
Stone County Missouri 5 $ 1,105,000 $ 221,000 $ 126,000
Douglas County Kansas 4 $ 1,300,000 $ 325,000 $ 363,000
Leavenworth County Kansas 4 $ 740,000 $ 185,000 $ 0
St. Charles County Missouri 4 $ 820,000 $ 205,000 $ 95,000
Delaware County Oklahoma 4 $ 800,000 $ 200,000 $ 154,000
Greer County Oklahoma 4 $ 590,000 $ 147,000 $ 243,000
Baxter County Arkansas 3 $ 285,000 $ 95,000 $ 48,000
Madison County Arkansas 3 $ 375,000 $ 125,000 $ 165,000
Searcy County Arkansas 3 $ 355,000 $ 118,000 $ 109,000
Chautauqua County Kansas 3 $ 255,000 $ 85,000 $ 94,000
Cloud County Kansas 3 $ 105,000 $ 35,000 $ 109,000
Neosho County Kansas 3 $ 205,000 $ 68,000 $ 57,000
Rooks County Kansas 3 $ 345,000 $ 115,000 $ 143,000
Rush County Kansas 3 $ 355,000 $ 118,000 $ 77,000
Boone County Missouri 3 $ 735,000 $ 245,000 $ 60,000
St. Clair County Missouri 3 $ 335,000 $ 111,000 $ 50,000
Caddo County Oklahoma 3 $ 265,000 $ 88,000 $ 0
Collin County Texas 3 $ 1,145,000 $ 381,000 $ 311,000
Grant County Arkansas 2 $ 350,000 $ 175,000 $ 112,000
Lonoke County Arkansas 2 $ 490,000 $ 245,000 $ 281,000
Sharp County Arkansas 2 $ 510,000 $ 255,000 $ 68,000
Clear Creek County Colorado 2 $ 360,000 $ 180,000 $ 197,000
Denver County Colorado 2 $ 680,000 $ 340,000 $ 93,000
Summit County Colorado 2 $ 890,000 $ 445,000 $ 290,000
Palm Beach County Florida 2 $ 1,560,000 $ 780,000 $ 866,000
Cherokee County Kansas 2 $ 150,000 $ 75,000 $ 109,000
Jackson County Kansas 2 $ 170,000 $ 85,000 $ 56,000
Labette County Kansas 2 $ 180,000 $ 90,000 $ 99,000
Logan County Kansas 2 $ 50,000 $ 25,000 $ 47,000
Meade County Kansas 2 $ 190,000 $ 95,000 $ 47,000
Russell County Kansas 2 $ 50,000 $ 25,000 $ 51,000
Andrew County Missouri 2 $ 510,000 $ 255,000 $ 36,000
Camden County Missouri 2 $ 670,000 $ 335,000 $ 0
Jasper County Missouri 2 $ 200,000 $ 100,000 $ 16,000
McDonald County Missouri 2 $ 180,000 $ 90,000 $ 55,000
Miller County Missouri 2 $ 120,000 $ 60,000 $ 0
Morgan County Missouri 2 $ 400,000 $ 200,000 $ 111,000
Ray County Missouri 2 $ 70,000 $ 35,000 $ 64,000
St. Louis City County Missouri 2 $ 1,260,000 $ 630,000 $ 0
Cimarron County Oklahoma 2 $ 100,000 $ 50,000 $ 79,000
Cleveland County Oklahoma 2 $ 420,000 $ 210,000 $ 109,000
Comanche County Oklahoma 2 $ 350,000 $ 175,000 $ 0
Craig County Oklahoma 2 $ 210,000 $ 105,000 $ 36,000
Creek County Oklahoma 2 $ 170,000 $ 85,000 $ 26,000
Mayes County Oklahoma 2 $ 350,000 $ 175,000 $ 0
Nowata County Oklahoma 2 $ 370,000 $ 185,000 $ 108,000
Pottawatomie County Oklahoma 2 $ 770,000 $ 385,000 $ 120,000
Deschutes County Oregon 2 $ 2,340,000 $ 1,170,000 $ 662,000
Cherokee County Alabama 1 $ 405,000 $ 405,000 $ 359,000
Russell County Alabama 1 $ 305,000 $ 305,000 $ 112,000
Santa Cruz County Arizona 1 $ 575,000 $ 575,000 $ 198,000
Bradley County Arkansas 1 $ 35,000 $ 35,000 $ 129,000
Conway County Arkansas 1 $ 95,000 $ 95,000 $ 217,000
Cross County Arkansas 1 $ 115,000 $ 115,000 $ 139,000
Independence County Arkansas 1 $ 125,000 $ 125,000 $ 0
Ouachita County Arkansas 1 $ 195,000 $ 195,000 $ 0
Pope County Arkansas 1 $ 255,000 $ 255,000 $ 53,000
Pulaski County Arkansas 1 $ 195,000 $ 195,000 $ 0
Saline County Arkansas 1 $ 165,000 $ 165,000 $ 48,000
White County Arkansas 1 $ 125,000 $ 125,000 $ 384,000
Napa County California 1 $ 605,000 $ 605,000 $ 2,142,000
Santa Clara County California 1 $ 405,000 $ 405,000 $ 360,000
Boulder County Colorado 1 $ 45,000 $ 45,000 $ 56,000
Larimer County Colorado 1 $ 355,000 $ 355,000 $ 0
Bay County Florida 1 $ 645,000 $ 645,000 $ 847,000
Monroe County Florida 1 $ 545,000 $ 545,000 $ 777,000
Osceola County Florida 1 $ 245,000 $ 245,000 $ 199,000
Sarasota County Florida 1 $ 10,005,000 $ 10,005,000 $ 0
Anderson County Kansas 1 $ 75,000 $ 75,000 $ 91,000
Atchison County Kansas 1 $ 65,000 $ 65,000 $ 258,000
Bourbon County Kansas 1 $ 65,000 $ 65,000 $ 124,000
Decatur County Kansas 1 $ 105,000 $ 105,000 $ 59,000
Dickinson County Kansas 1 $ 605,000 $ 605,000 $ 0
Doniphan County Kansas 1 $ 45,000 $ 45,000 $ 69,000
Edwards County Kansas 1 $ 25,000 $ 25,000 $ 34,000
Franklin County Kansas 1 $ 35,000 $ 35,000 $ 128,000
Grant County Kansas 1 $ 115,000 $ 115,000 $ 77,000
Kearny County Kansas 1 $ 125,000 $ 125,000 $ 83,000
Kiowa County Kansas 1 $ 115,000 $ 115,000 $ 40,000
Linn County Kansas 1 $ 25,000 $ 25,000 $ 58,000
Marshall County Kansas 1 $ 135,000 $ 135,000 $ 32,000
Osage County Kansas 1 $ 15,000 $ 15,000 $ 75,000
Pawnee County Kansas 1 $ 275,000 $ 275,000 $ 0
Pratt County Kansas 1 $ 75,000 $ 75,000 $ 78,000
Rawlins County Kansas 1 $ 75,000 $ 75,000 $ 1,000
Riley County Kansas 1 $ 2,445,000 $ 2,445,000 $ 0
Scott County Kansas 1 $ 75,000 $ 75,000 $ 227,000
Smith County Kansas 1 $ 25,000 $ 25,000 $ 21,000
Sumner County Kansas 1 $ 55,000 $ 55,000 $ 90,000
Thomas County Kansas 1 $ 65,000 $ 65,000 $ 0
Caldwell County Missouri 1 $ 25,000 $ 25,000 $ 161,000
Christian County Missouri 1 $ 2,005,000 $ 2,005,000 $ 2,924,000
Cooper County Missouri 1 $ 25,000 $ 25,000 $ 102,000
DeKalb County Missouri 1 $ 25,000 $ 25,000 $ 31,000
Hickory County Missouri 1 $ 165,000 $ 165,000 $ 383,000
Moniteau County Missouri 1 $ 545,000 $ 545,000 $ 0
Newton County Missouri 1 $ 205,000 $ 205,000 $ 77,000
Pike County Missouri 1 $ 15,000 $ 15,000 $ 26,000
Pulaski County Missouri 1 $ 265,000 $ 265,000 $ 111,000
Randolph County Missouri 1 $ 105,000 $ 105,000 $ 218,000
St. Louis County Missouri 1 $ 295,000 $ 295,000 $ 0
Vernon County Missouri 1 $ 235,000 $ 235,000 $ 110,000
Warren County Missouri 1 $ 75,000 $ 75,000 $ 106,000
Harlan County Nebraska 1 $ 205,000 $ 205,000 $ 91,000
Ocean County New Jersey 1 $ 25,000 $ 25,000 $ 72,000
Colfax County New Mexico 1 $ 465,000 $ 465,000 $ 908,000
Bryan County Oklahoma 1 $ 625,000 $ 625,000 $ 196,000
Canadian County Oklahoma 1 $ 35,000 $ 35,000 $ 99,000
Custer County Oklahoma 1 $ 35,000 $ 35,000 $ 210,000
Garfield County Oklahoma 1 $ 35,000 $ 35,000 $ 40,000
Jackson County Oklahoma 1 $ 25,000 $ 25,000 $ 149,000
McClain County Oklahoma 1 $ 85,000 $ 85,000 $ 218,000
Muskogee County Oklahoma 1 $ 35,000 $ 35,000 $ 169,000
Payne County Oklahoma 1 $ 85,000 $ 85,000 $ 0
Sequoyah County Oklahoma 1 $ 305,000 $ 305,000 $ 156,000
Curry County Oregon 1 $ 255,000 $ 255,000 $ 78,000
Beaufort County South Carolina 1 $ 885,000 $ 885,000 $ 292,000
Bell County Texas 1 $ 435,000 $ 435,000 $ 125,000
Bexar County Texas 1 $ 305,000 $ 305,000 $ 98,000
Donley County Texas 1 $ 195,000 $ 195,000 $ 0
Hansford County Texas 1 $ 35,000 $ 35,000 $ 116,000
Hidalgo County Texas 1 $ 205,000 $ 205,000 $ 69,000
Upshur County Texas 1 $ 55,000 $ 55,000 $ 325,000
Van Zandt County Texas 1 $ 305,000 $ 305,000 $ 0
Portage County Wisconsin 1 $ 55,000 $ 55,000 $ 11,000

Mortgage Loan Application Detail Totals for Equity Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 695 $165,665,000 $238,000 $10,005,000 $123,000 $2,924,000
Refinancing 436 $79,430,000 $182,000 $2,445,000 $157,000 $2,142,000
Home Improvement 400 $42,650,000 $106,000 $12,305,000 $103,000 $826,000
Other Purpose 242 $19,820,000 $81,000 $2,005,000 $106,000 $1,389,000
Cash-out Refinancing 117 $18,675,000 $159,000 $645,000 $93,000 $847,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,246 $174,780,000 $140,000 $3,325,000 $125,000 $2,924,000
Not applicable 335 $116,525,000 $347,000 $12,305,000 $0 $0
Hispanic 171 $15,105,000 $88,000 $335,000 $79,000 $675,000
Not Provided 87 $12,945,000 $148,000 $535,000 $135,000 $908,000
American Indian or Alaskan Native 21 $2,835,000 $135,000 $465,000 $93,000 $221,000
Black or African American 15 $1,275,000 $85,000 $285,000 $75,000 $228,000
Asian 11 $1,705,000 $155,000 $355,000 $107,000 $258,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,866 $322,060,000 $172,000 $12,305,000 $120,000 $2,924,000
FHA-insured (Federal Housing Administration) 14 $2,520,000 $180,000 $375,000 $73,000 $204,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $1,535,000 $170,000 $355,000 $52,000 $96,000
VA-guaranteed (Veterans Administration) 1 $125,000 $125,000 $125,000 $84,000 $84,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,393 $259,515,000 $186,000 $12,305,000 $130,000 $2,924,000
Application Denied By Financial Institution 279 $26,065,000 $93,000 $1,105,000 $77,000 $791,000
Application Withdrawn By Applicant 177 $36,295,000 $205,000 $3,405,000 $130,000 $1,371,000
File Closed For Incompleteness 21 $2,085,000 $99,000 $215,000 $99,000 $406,000
Loan Purchased By The Institution 13 $1,465,000 $112,000 $185,000 $0 $0
Application Approved But Not Accepted 7 $815,000 $116,000 $235,000 $69,000 $128,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,611 $300,175,000 $186,000 $12,305,000 $129,000 $2,924,000
Debt-To-Income Ratio 117 $14,305,000 $122,000 $1,105,000 $65,000 $384,000
Credit History 97 $5,965,000 $61,000 $285,000 $79,000 $325,000
Collateral 37 $2,595,000 $70,000 $465,000 $106,000 $791,000
Credit Application Incomplete 18 $1,570,000 $87,000 $335,000 $71,000 $365,000
Other 4 $770,000 $192,000 $405,000 $158,000 $360,000
Employment History 4 $490,000 $122,000 $255,000 $25,000 $54,000
Insufficient Cash (Downpayment, Closing Cost) 1 $205,000 $205,000 $205,000 $53,000 $53,000
Unverifiable Information 1 $165,000 $165,000 $165,000 $144,000 $144,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Equity Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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