Everbank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Everbank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Everbank 8100 Nations Way Jacksonville, FL 32256 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 35,539 |
| Total Mortgage Loan Application Amount | $8,371,983,000 |
| Average Mortgage Loan Application Amount | $240,000 |
| Highest Mortgage Loan Application Amount | $8,800,000 |
| Average Applicant Income | $87,333 |
| Highest Applicant Income | $4,992,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Everbank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Everbank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Everbank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Everbank serves its applicants.
Each category highlights the total number of mortgage applications processed by Everbank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Everbank's mortgage activity for 2007.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DENVER-AURORA, CO | 1,938 | $ 418,333,000 | $ 215,000 | $ 85,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 1,897 | $ 492,820,000 | $ 259,000 | $ 94,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 1,419 | $ 481,375,000 | $ 335,500 | $ 111,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,150 | $ 301,754,000 | $ 262,000 | $ 101,000 |
| JACKSONVILLE, FL | 924 | $ 199,223,000 | $ 215,000 | $ 95,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 898 | $ 187,365,000 | $ 208,000 | $ 67,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 859 | $ 255,663,000 | $ 278,000 | $ 92,250 |
| DALLAS-PLANO-IRVING, TX | 720 | $ 127,741,000 | $ 177,000 | $ 81,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 644 | $ 114,412,000 | $ 159,000 | $ 37,000 |
| DES MOINES-WEST DES MOINES, IA | 642 | $ 102,039,000 | $ 158,000 | $ 80,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 629 | $ 187,175,000 | $ 297,000 | $ 104,000 |
| PHILADELPHIA, PA | 613 | $ 145,940,000 | $ 238,000 | $ 102,000 |
| EDISON, NJ | 568 | $ 168,988,000 | $ 297,000 | $ 110,000 |
| ST. LOUIS, MO-IL | 567 | $ 87,042,000 | $ 127,000 | $ 45,000 |
| BALTIMORE-TOWSON, MD | 552 | $ 134,513,000 | $ 243,000 | $ 87,000 |
| NASSAU-SUFFOLK, NY | 478 | $ 155,842,000 | $ 326,000 | $ 112,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 453 | $ 262,365,000 | $ 579,000 | $ 161,000 |
| GREELEY, CO | 403 | $ 81,593,000 | $ 202,000 | $ 86,000 |
| ORLANDO-KISSIMMEE, FL | 402 | $ 87,218,000 | $ 216,000 | $ 55,000 |
| BOULDER, CO | 400 | $ 111,173,000 | $ 277,000 | $ 111,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 394 | $ 143,860,000 | $ 365,000 | $ 101,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 383 | $ 42,934,000 | $ 112,000 | $ 49,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 375 | $ 174,156,000 | $ 464,000 | $ 130,000 |
| SALT LAKE CITY, UT | 365 | $ 89,903,000 | $ 246,000 | $ 93,000 |
| TUCSON, AZ | 335 | $ 76,627,000 | $ 228,000 | $ 100,000 |
| NEWARK-UNION, NJ-PA | 332 | $ 99,839,000 | $ 248,500 | $ 98,000 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 325 | $ 99,387,000 | $ 305,000 | $ 96,000 |
| KANSAS CITY, MO-KS | 310 | $ 37,882,000 | $ 133,000 | $ 33,500 |
| LAS VEGAS-PARADISE, NV | 296 | $ 64,336,000 | $ 217,000 | $ 63,000 |
| BOSTON-QUINCY, MA | 281 | $ 74,448,000 | $ 264,000 | $ 74,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 280 | $ 169,180,000 | $ 604,000 | $ 179,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 279 | $ 71,018,000 | $ 216,000 | $ 92,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 275 | $ 50,954,000 | $ 185,000 | $ 47,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 268 | $ 60,600,000 | $ 215,500 | $ 82,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 253 | $ 56,206,000 | $ 187,500 | $ 66,000 |
| FORT WORTH-ARLINGTON, TX | 241 | $ 37,537,000 | $ 155,000 | $ 90,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 239 | $ 53,559,000 | $ 224,000 | $ 98,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 238 | $ 93,001,000 | $ 390,000 | $ 120,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 235 | $ 44,378,000 | $ 152,000 | $ 87,000 |
| PRESCOTT, AZ | 230 | $ 61,849,000 | $ 268,000 | $ 100,000 |
| FORT COLLINS-LOVELAND, CO | 222 | $ 46,087,000 | $ 207,000 | $ 81,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 215 | $ 51,064,000 | $ 237,000 | $ 51,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 210 | $ 33,223,000 | $ 158,000 | $ 24,000 |
| COLORADO SPRINGS, CO | 203 | $ 41,456,000 | $ 204,000 | $ 79,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 199 | $ 55,600,000 | $ 279,000 | $ 87,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 196 | $ 48,027,000 | $ 245,000 | $ 87,000 |
| SIOUX FALLS, SD | 192 | $ 31,415,000 | $ 163,000 | $ 80,000 |
| AUSTIN-ROUND ROCK, TX | 191 | $ 40,536,000 | $ 212,000 | $ 116,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 181 | $ 65,873,000 | $ 363,000 | $ 102,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 163 | $ 36,839,000 | $ 226,000 | $ 73,000 |
| ALBUQUERQUE, NM | 161 | $ 26,897,000 | $ 167,000 | $ 77,000 |
| WORCESTER, MA | 161 | $ 32,893,000 | $ 204,000 | $ 74,000 |
| STOCKTON, CA | 160 | $ 45,195,000 | $ 282,000 | $ 84,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 155 | $ 65,467,000 | $ 422,000 | $ 112,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 154 | $ 48,191,000 | $ 312,000 | $ 79,000 |
| INDIANAPOLIS-CARMEL, IN | 153 | $ 17,921,000 | $ 117,000 | $ 26,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 145 | $ 17,417,000 | $ 120,000 | $ 15,000 |
| NEW HAVEN-MILFORD, CT | 144 | $ 30,614,000 | $ 212,000 | $ 71,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 140 | $ 31,363,000 | $ 224,000 | $ 64,000 |
| CAMDEN, NJ | 133 | $ 26,503,000 | $ 199,000 | $ 71,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 129 | $ 29,677,000 | $ 217,000 | $ 82,500 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 121 | $ 11,890,000 | $ 82,333 | $ 13,000 |
| SAN ANTONIO, TX | 121 | $ 14,869,000 | $ 122,000 | $ 50,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 114 | $ 37,179,000 | $ 326,000 | $ 96,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 111 | $ 18,199,000 | $ 398,500 | $ 259,500 |
| RICHMOND, VA | 106 | $ 21,651,000 | $ 204,000 | $ 57,000 |
| OGDEN-CLEARFIELD, UT | 105 | $ 23,093,000 | $ 219,000 | $ 71,000 |
| PROVO-OREM, UT | 105 | $ 31,619,000 | $ 301,000 | $ 108,000 |
| COLUMBUS, OH | 102 | $ 18,653,000 | $ 182,000 | $ 47,000 |
| KNOXVILLE, TN | 101 | $ 22,402,000 | $ 221,000 | $ 103,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 99 | $ 29,632,000 | $ 299,000 | $ 92,000 |
| PEABODY, MA | 92 | $ 23,210,000 | $ 252,000 | $ 59,000 |
| SANTA FE, NM | 86 | $ 30,123,000 | $ 350,000 | $ 155,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 84 | $ 21,928,000 | $ 261,000 | $ 93,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 82 | $ 12,849,000 | $ 156,000 | $ 90,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 79 | $ 13,244,000 | $ 167,000 | $ 48,000 |
| PITTSBURGH, PA | 78 | $ 9,617,000 | $ 123,000 | $ 52,000 |
| SPRINGFIELD, MO | 78 | $ 8,623,000 | $ 110,000 | $ 32,000 |
| CAPE CORAL-FORT MYERS, FL | 72 | $ 18,300,000 | $ 254,000 | $ 66,000 |
| RALEIGH-CARY, NC | 70 | $ 11,745,000 | $ 167,000 | $ 41,000 |
| BIRMINGHAM-HOOVER, AL | 69 | $ 6,897,000 | $ 99,000 | $ 32,000 |
| VALLEJO-FAIRFIELD, CA | 66 | $ 18,559,000 | $ 281,000 | $ 87,000 |
| BARNSTABLE TOWN, MA | 65 | $ 18,841,000 | $ 289,000 | $ 89,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 64 | $ 13,232,000 | $ 206,000 | $ 62,000 |
| MEMPHIS, TN-MS-AR | 63 | $ 9,381,000 | $ 144,666 | $ 40,000 |
| MANCHESTER-NASHUA, NH | 62 | $ 13,440,000 | $ 216,000 | $ 66,000 |
| GARY, IN | 59 | $ 8,994,000 | $ 152,000 | $ 51,000 |
| WILMINGTON, DE-MD-NJ | 58 | $ 12,209,000 | $ 197,666 | $ 77,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 56 | $ 9,604,000 | $ 172,500 | $ 55,500 |
| OKLAHOMA CITY, OK | 56 | $ 8,728,000 | $ 155,000 | $ 52,000 |
| TRENTON-EWING, NJ | 56 | $ 15,303,000 | $ 273,000 | $ 119,000 |
| LINCOLN, NE | 54 | $ 2,280,000 | $ 42,000 | $ 17,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 53 | $ 12,058,000 | $ 230,500 | $ 88,500 |
| TACOMA, WA | 51 | $ 10,169,000 | $ 199,000 | $ 60,000 |
| YORK-HANOVER, PA | 50 | $ 9,038,000 | $ 180,000 | $ 51,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 49 | $ 8,107,000 | $ 165,000 | $ 30,000 |
| BILLINGS, MT | 48 | $ 9,755,000 | $ 203,000 | $ 77,000 |
| PORT ST. LUCIE, FL | 48 | $ 10,867,000 | $ 226,000 | $ 40,000 |
| SARASOTA-BRADENTON-VENICE, FL | 47 | $ 13,882,000 | $ 295,000 | $ 191,000 |
| ATLANTIC CITY, NJ | 45 | $ 11,732,000 | $ 260,000 | $ 96,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 45 | $ 8,873,000 | $ 197,000 | $ 142,000 |
| LAKELAND, FL | 45 | $ 8,583,000 | $ 190,000 | $ 31,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 45 | $ 13,591,000 | $ 526,000 | $ 37,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 45 | $ 7,891,000 | $ 175,000 | $ 53,000 |
| BOISE CITY-NAMPA, ID | 44 | $ 9,087,000 | $ 206,000 | $ 67,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 44 | $ 7,655,000 | $ 173,000 | $ 54,000 |
| SPRINGFIELD, MA | 44 | $ 6,303,000 | $ 143,000 | $ 42,000 |
| FRESNO, CA | 42 | $ 7,988,000 | $ 190,000 | $ 64,000 |
| MODESTO, CA | 42 | $ 10,333,000 | $ 246,000 | $ 79,000 |
| TULSA, OK | 42 | $ 4,856,000 | $ 115,000 | $ 37,000 |
| HARRISBURG-CARLISLE, PA | 41 | $ 6,341,000 | $ 154,000 | $ 82,000 |
| NORWICH-NEW LONDON, CT | 41 | $ 9,287,000 | $ 226,000 | $ 65,000 |
| EVANSVILLE, IN-KY | 40 | $ 3,779,000 | $ 109,500 | $ 44,000 |
| GRAND RAPIDS-WYOMING, MI | 40 | $ 5,610,000 | $ 140,000 | $ 40,000 |
| AKRON, OH | 39 | $ 5,751,000 | $ 147,000 | $ 67,000 |
| CEDAR RAPIDS, IA | 39 | $ 4,956,000 | $ 127,000 | $ 65,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 38 | $ 13,808,000 | $ 363,000 | $ 89,000 |
| SALINAS, CA | 37 | $ 14,287,000 | $ 386,000 | $ 113,000 |
| BUFFALO-NIAGARA FALLS, NY | 36 | $ 4,220,000 | $ 117,000 | $ 66,000 |
| DURHAM, NC | 36 | $ 6,044,000 | $ 167,000 | $ 54,000 |
| HICKORY-LENOIR-MORGANTON, NC | 34 | $ 6,952,000 | $ 204,000 | $ 93,000 |
| BAKERSFIELD, CA | 32 | $ 5,838,000 | $ 182,000 | $ 124,000 |
| HUNTSVILLE, AL | 32 | $ 2,021,000 | $ 63,000 | $ 10,000 |
| NAPLES-MARCO ISLAND, FL | 32 | $ 9,167,000 | $ 286,000 | $ 84,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 31 | $ 7,111,000 | $ 229,000 | $ 73,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 31 | $ 2,777,000 | $ 88,000 | $ 44,500 |
| FLAGSTAFF, AZ | 31 | $ 10,371,000 | $ 334,000 | $ 183,000 |
| ROCKFORD, IL | 31 | $ 3,899,000 | $ 125,000 | $ 60,000 |
| SANTA CRUZ-WATSONVILLE, CA | 31 | $ 14,721,000 | $ 474,000 | $ 168,000 |
| BATON ROUGE, LA | 30 | $ 2,558,000 | $ 85,000 | $ 25,000 |
| IOWA CITY, IA | 30 | $ 4,714,000 | $ 157,000 | $ 61,000 |
| KINGSTON, NY | 30 | $ 7,114,000 | $ 237,000 | $ 97,000 |
| OCEAN CITY, NJ | 30 | $ 7,854,000 | $ 261,000 | $ 128,000 |
| RAPID CITY, SD | 30 | $ 3,456,000 | $ 115,000 | $ 65,000 |
| ANN ARBOR, MI | 29 | $ 5,036,000 | $ 173,000 | $ 17,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 29 | $ 7,176,000 | $ 247,000 | $ 76,000 |
| DAYTON, OH | 29 | $ 3,141,000 | $ 108,000 | $ 17,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 29 | $ 6,233,000 | $ 195,500 | $ 87,000 |
| FAYETTEVILLE, NC | 28 | $ 1,380,000 | $ 49,000 | $ 9,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 28 | $ 9,769,000 | $ 348,000 | $ 121,000 |
| HONOLULU, HI | 27 | $ 9,143,000 | $ 338,000 | $ 100,000 |
| JACKSON, MS | 27 | $ 2,027,000 | $ 75,000 | $ 27,000 |
| PUNTA GORDA, FL | 27 | $ 7,119,000 | $ 263,000 | $ 95,000 |
| SCRANTON--WILKES-BARRE, PA | 27 | $ 3,367,000 | $ 124,000 | $ 61,000 |
| YUBA CITY, CA | 27 | $ 6,008,000 | $ 222,000 | $ 67,000 |
| COLUMBIA, SC | 26 | $ 3,349,000 | $ 128,000 | $ 20,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 26 | $ 4,843,000 | $ 186,000 | $ 91,000 |
| PEORIA, IL | 26 | $ 2,360,000 | $ 90,000 | $ 44,000 |
| SANTA ROSA-PETALUMA, CA | 26 | $ 10,948,000 | $ 421,000 | $ 148,000 |
| WICHITA, KS | 26 | $ 2,280,000 | $ 87,000 | $ 52,000 |
| AMES, IA | 25 | $ 3,168,000 | $ 126,000 | $ 69,000 |
| OCALA, FL | 25 | $ 3,618,000 | $ 144,000 | $ 44,000 |
| COLUMBIA, MO | 24 | $ 2,802,000 | $ 116,000 | $ 37,000 |
| GREENSBORO-HIGH POINT, NC | 24 | $ 3,917,000 | $ 163,000 | $ 41,000 |
| MERCED, CA | 24 | $ 5,991,000 | $ 249,000 | $ 79,000 |
| SYRACUSE, NY | 24 | $ 2,137,000 | $ 89,000 | $ 47,000 |
| WILMINGTON, NC | 24 | $ 5,704,000 | $ 237,000 | $ 56,000 |
| ASHEVILLE, NC | 23 | $ 3,598,000 | $ 156,000 | $ 49,000 |
| CHICO, CA | 23 | $ 5,634,000 | $ 244,000 | $ 60,000 |
| CORPUS CHRISTI, TX | 23 | $ 3,494,000 | $ 151,000 | $ 87,000 |
| CHEYENNE, WY | 22 | $ 4,051,000 | $ 184,000 | $ 90,000 |
| CANTON-MASSILLON, OH | 21 | $ 3,839,000 | $ 182,000 | $ 43,000 |
| GRAND JUNCTION, CO | 21 | $ 4,533,000 | $ 215,000 | $ 80,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 21 | $ 2,726,000 | $ 129,000 | $ 41,000 |
| LANCASTER, PA | 21 | $ 2,683,000 | $ 127,000 | $ 46,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 21 | $ 2,061,000 | $ 98,000 | $ 85,000 |
| MOBILE, AL | 21 | $ 1,476,000 | $ 70,000 | $ 28,000 |
| ROCHESTER, NY | 21 | $ 2,048,000 | $ 97,000 | $ 40,000 |
| DULUTH, MN-WI | 20 | $ 1,828,000 | $ 74,500 | $ 14,500 |
| LAWRENCE, KS | 20 | $ 837,000 | $ 41,000 | $ 4,000 |
| MONTGOMERY, AL | 20 | $ 1,622,000 | $ 81,000 | $ 19,000 |
| PALM COAST, FL | 20 | $ 3,735,000 | $ 186,000 | $ 42,000 |
| SEBASTIAN-VERO BEACH, FL | 20 | $ 3,231,000 | $ 161,000 | $ 65,000 |
| TOLEDO, OH | 20 | $ 2,228,000 | $ 111,000 | $ 52,000 |
| READING, PA | 19 | $ 3,022,000 | $ 159,000 | $ 70,000 |
| SHREVEPORT-BOSSIER CITY, LA | 19 | $ 1,048,000 | $ 55,000 | $ 9,000 |
| YUMA, AZ | 19 | $ 3,154,000 | $ 166,000 | $ 68,000 |
| ALBANY-SCHENECTADY-TROY, NY | 18 | $ 3,551,000 | $ 197,000 | $ 106,000 |
| AUBURN-OPELIKA, AL | 18 | $ 2,053,000 | $ 114,000 | $ 20,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 18 | $ 3,888,000 | $ 216,000 | $ 76,000 |
| PUEBLO, CO | 18 | $ 2,534,000 | $ 140,000 | $ 59,000 |
| RENO-SPARKS, NV | 18 | $ 5,410,000 | $ 300,000 | $ 97,000 |
| SPOKANE, WA | 18 | $ 5,571,000 | $ 309,000 | $ 29,000 |
| ANCHORAGE, AK | 17 | $ 3,126,000 | $ 183,000 | $ 57,000 |
| ATHENS-CLARKE COUNTY, GA | 17 | $ 2,203,000 | $ 129,000 | $ 93,000 |
| BRUNSWICK, GA | 17 | $ 3,089,000 | $ 181,000 | $ 100,000 |
| CHATTANOOGA, TN-GA | 17 | $ 1,966,000 | $ 97,500 | $ 37,000 |
| GAINESVILLE, FL | 17 | $ 1,828,000 | $ 107,000 | $ 11,000 |
| GULFPORT-BILOXI, MS | 16 | $ 2,172,000 | $ 135,000 | $ 87,000 |
| LAFAYETTE, LA | 16 | $ 1,715,000 | $ 107,000 | $ 64,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 16 | $ 1,688,000 | $ 180,500 | $ 55,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 16 | $ 1,351,000 | $ 84,000 | $ 1,000 |
| COLUMBUS, GA-AL | 15 | $ 2,341,000 | $ 173,500 | $ 64,500 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 15 | $ 3,361,000 | $ 224,000 | $ 80,000 |
| JOPLIN, MO | 15 | $ 878,000 | $ 58,000 | $ 22,000 |
| LANSING-EAST LANSING, MI | 15 | $ 1,734,000 | $ 115,000 | $ 30,000 |
| MUNCIE, IN | 15 | $ 1,039,000 | $ 69,000 | $ 38,000 |
| BLOOMINGTON, IN | 14 | $ 1,422,000 | $ 101,000 | $ 50,000 |
| LEXINGTON-FAYETTE, KY | 14 | $ 1,753,000 | $ 125,000 | $ 32,000 |
| MADISON, WI | 14 | $ 2,489,000 | $ 177,000 | $ 36,000 |
| MCALLEN-EDINBURG-MISSION, TX | 14 | $ 3,255,000 | $ 232,000 | $ 59,000 |
| TALLAHASSEE, FL | 14 | $ 1,785,000 | $ 127,000 | $ 34,000 |
| VISALIA-PORTERVILLE, CA | 14 | $ 2,429,000 | $ 173,000 | $ 60,000 |
| FORT WAYNE, IN | 13 | $ 1,091,000 | $ 83,000 | $ 35,000 |
| GAINESVILLE, GA | 13 | $ 3,449,000 | $ 265,000 | $ 57,000 |
| LYNCHBURG, VA | 13 | $ 2,714,000 | $ 208,000 | $ 81,000 |
| ST. CLOUD, MN | 13 | $ 1,117,000 | $ 85,000 | $ 22,000 |
| TOPEKA, KS | 13 | $ 502,000 | $ 38,000 | $ 14,000 |
| WATERLOO-CEDAR FALLS, IA | 13 | $ 1,256,000 | $ 96,000 | $ 32,000 |
| WINCHESTER, VA-WV | 13 | $ 2,853,000 | $ 219,000 | $ 70,000 |
| WINSTON-SALEM, NC | 13 | $ 2,999,000 | $ 230,000 | $ 51,000 |
| EUGENE-SPRINGFIELD, OR | 12 | $ 2,332,000 | $ 194,000 | $ 74,000 |
| HOLLAND-GRAND HAVEN, MI | 12 | $ 1,739,000 | $ 144,000 | $ 17,000 |
| SIOUX CITY, IA-NE-SD | 12 | $ 1,305,000 | $ 121,500 | $ 62,500 |
| ST. GEORGE, UT | 12 | $ 2,835,000 | $ 236,000 | $ 133,000 |
| EL PASO, TX | 11 | $ 1,238,000 | $ 112,000 | $ 44,000 |
| FLINT, MI | 11 | $ 1,322,000 | $ 120,000 | $ 28,000 |
| IDAHO FALLS, ID | 11 | $ 1,507,000 | $ 137,000 | $ 55,000 |
| KANKAKEE-BRADLEY, IL | 11 | $ 1,757,000 | $ 159,000 | $ 68,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 11 | $ 13,536,000 | $ 1,230,000 | $ 147,000 |
| SAVANNAH, GA | 11 | $ 2,617,000 | $ 237,000 | $ 136,000 |
| ST. JOSEPH, MO-KS | 11 | $ 1,052,000 | $ 95,000 | $ 44,000 |
| CLARKSVILLE, TN-KY | 10 | $ 1,045,000 | $ 94,500 | $ 41,500 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 10 | $ 1,179,000 | $ 99,500 | $ 86,500 |
| LAKE CHARLES, LA | 10 | $ 372,000 | $ 37,000 | $ 9,000 |
| LAS CRUCES, NM | 10 | $ 2,475,000 | $ 247,000 | $ 110,000 |
| LUBBOCK, TX | 10 | $ 1,051,000 | $ 105,000 | $ 28,000 |
| MISSOULA, MT | 10 | $ 1,624,000 | $ 162,000 | $ 79,000 |
| APPLETON, WI | 9 | $ 508,000 | $ 56,000 | $ 20,000 |
| BEND, OR | 9 | $ 2,029,000 | $ 225,000 | $ 83,000 |
| CHARLESTON, WV | 9 | $ 717,000 | $ 79,000 | $ 26,000 |
| CHARLOTTESVILLE, VA | 9 | $ 3,034,000 | $ 337,000 | $ 142,000 |
| GREENVILLE, NC | 9 | $ 2,943,000 | $ 327,000 | $ 36,000 |
| KALAMAZOO-PORTAGE, MI | 9 | $ 1,336,000 | $ 148,000 | $ 49,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 9 | $ 788,000 | $ 87,000 | $ 30,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 9 | $ 1,008,000 | $ 112,000 | $ 38,000 |
| NAPA, CA | 9 | $ 3,986,000 | $ 442,000 | $ 120,000 |
| ROANOKE, VA | 9 | $ 2,008,000 | $ 223,000 | $ 97,000 |
| ROCHESTER, MN | 9 | $ 915,000 | $ 101,000 | $ 41,000 |
| UTICA-ROME, NY | 9 | $ 1,222,000 | $ 135,000 | $ 65,000 |
| ALEXANDRIA, LA | 8 | $ 753,000 | $ 94,000 | $ 38,000 |
| BREMERTON-SILVERDALE, WA | 8 | $ 1,235,000 | $ 154,000 | $ 58,000 |
| CHAMPAIGN-URBANA, IL | 8 | $ 915,000 | $ 114,000 | $ 50,000 |
| CLEVELAND, TN | 8 | $ 1,103,000 | $ 137,000 | $ 53,000 |
| COLUMBUS, IN | 8 | $ 946,000 | $ 118,000 | $ 37,000 |
| DANVILLE, IL | 8 | $ 594,000 | $ 74,000 | $ 49,000 |
| ELKHART-GOSHEN, IN | 8 | $ 785,000 | $ 98,000 | $ 38,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 8 | $ 771,000 | $ 96,000 | $ 62,000 |
| JOHNSON CITY, TN | 8 | $ 9,584,000 | $ 1,198,000 | $ 47,000 |
| MORRISTOWN, TN | 8 | $ 878,000 | $ 109,000 | $ 54,000 |
| SHERMAN-DENISON, TX | 8 | $ 3,333,000 | $ 416,000 | $ 53,000 |
| STATE COLLEGE, PA | 8 | $ 1,417,000 | $ 177,000 | $ 45,000 |
| TERRE HAUTE, IN | 8 | $ 634,000 | $ 79,000 | $ 14,000 |
| WARNER ROBINS, GA | 8 | $ 369,000 | $ 46,000 | $ 7,000 |
| ABILENE, TX | 7 | $ 671,000 | $ 95,000 | $ 47,000 |
| AMARILLO, TX | 7 | $ 759,000 | $ 108,000 | $ 64,000 |
| BATTLE CREEK, MI | 7 | $ 1,070,000 | $ 152,000 | $ 20,000 |
| COLLEGE STATION-BRYAN, TX | 7 | $ 1,720,000 | $ 245,000 | $ 22,000 |
| DECATUR, AL | 7 | $ 337,000 | $ 48,000 | $ 2,000 |
| DOVER, DE | 7 | $ 1,429,000 | $ 204,000 | $ 57,000 |
| FARGO, ND-MN | 7 | $ 813,000 | $ 110,500 | $ 28,500 |
| FORT SMITH, AR-OK | 7 | $ 582,000 | $ 81,000 | $ 21,500 |
| GREAT FALLS, MT | 7 | $ 1,167,000 | $ 166,000 | $ 50,000 |
| MADERA, CA | 7 | $ 1,831,000 | $ 261,000 | $ 87,000 |
| MICHIGAN CITY-LA PORTE, IN | 7 | $ 780,000 | $ 111,000 | $ 47,000 |
| PANAMA CITY-LYNN HAVEN, FL | 7 | $ 2,098,000 | $ 299,000 | $ 165,000 |
| SALEM, OR | 7 | $ 1,022,000 | $ 146,000 | $ 37,000 |
| SALISBURY, MD | 7 | $ 1,637,000 | $ 233,000 | $ 72,000 |
| WAUSAU, WI | 7 | $ 629,000 | $ 89,000 | $ 52,000 |
| WHEELING, WV-OH | 7 | $ 597,000 | $ 90,500 | $ 120,000 |
| ALBANY, GA | 6 | $ 753,000 | $ 125,000 | $ 32,000 |
| ANDERSON, SC | 6 | $ 779,000 | $ 129,000 | $ 29,000 |
| BINGHAMTON, NY | 6 | $ 721,000 | $ 120,000 | $ 152,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 6 | $ 387,000 | $ 64,000 | $ 24,000 |
| GRAND FORKS, ND-MN | 6 | $ 576,000 | $ 96,000 | $ 116,000 |
| HANFORD-CORCORAN, CA | 6 | $ 964,000 | $ 160,000 | $ 38,000 |
| ROCKY MOUNT, NC | 6 | $ 407,000 | $ 67,000 | $ 43,000 |
| ROME, GA | 6 | $ 831,000 | $ 138,000 | $ 21,000 |
| TUSCALOOSA, AL | 6 | $ 784,000 | $ 130,000 | $ 135,000 |
| TYLER, TX | 6 | $ 1,443,000 | $ 240,000 | $ 8,000 |
| VALDOSTA, GA | 6 | $ 742,000 | $ 123,000 | $ 50,000 |
| ANDERSON, IN | 5 | $ 598,000 | $ 119,000 | $ 25,000 |
| BEAUMONT-PORT ARTHUR, TX | 5 | $ 970,000 | $ 194,000 | $ 43,000 |
| BISMARCK, ND | 5 | $ 102,000 | $ 20,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 5 | $ 254,000 | $ 50,000 | $ 32,000 |
| DOTHAN, AL | 5 | $ 529,000 | $ 105,000 | $ 22,000 |
| HARRISONBURG, VA | 5 | $ 1,152,000 | $ 230,000 | $ 177,000 |
| JACKSON, TN | 5 | $ 182,000 | $ 36,000 | $ 6,000 |
| JACKSONVILLE, NC | 5 | $ 197,000 | $ 39,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 5 | $ 919,000 | $ 168,500 | $ 50,500 |
| LONGVIEW, TX | 5 | $ 442,000 | $ 88,000 | $ 52,000 |
| MEDFORD, OR | 5 | $ 774,000 | $ 154,000 | $ 34,000 |
| MUSKEGON-NORTON SHORES, MI | 5 | $ 337,000 | $ 67,000 | $ 0 |
| PASCAGOULA, MS | 5 | $ 674,000 | $ 134,000 | $ 29,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 5 | $ 426,000 | $ 85,000 | $ 24,000 |
| SPARTANBURG, SC | 5 | $ 680,000 | $ 136,000 | $ 46,000 |
| WACO, TX | 5 | $ 380,000 | $ 76,000 | $ 30,000 |
| YAKIMA, WA | 5 | $ 383,000 | $ 76,000 | $ 43,000 |
| BLOOMINGTON-NORMAL, IL | 4 | $ 507,000 | $ 126,000 | $ 48,000 |
| BURLINGTON, NC | 4 | $ 466,000 | $ 116,000 | $ 61,000 |
| DUBUQUE, IA | 4 | $ 404,000 | $ 101,000 | $ 51,000 |
| GOLDSBORO, NC | 4 | $ 183,000 | $ 45,000 | $ 10,000 |
| HATTIESBURG, MS | 4 | $ 243,000 | $ 60,000 | $ 31,000 |
| JEFFERSON CITY, MO | 4 | $ 275,000 | $ 68,000 | $ 30,000 |
| MACON, GA | 4 | $ 256,000 | $ 64,000 | $ 18,000 |
| NILES-BENTON HARBOR, MI | 4 | $ 1,257,000 | $ 314,000 | $ 84,000 |
| OLYMPIA, WA | 4 | $ 713,000 | $ 178,000 | $ 262,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 4 | $ 224,000 | $ 56,000 | $ 35,000 |
| SANDUSKY, OH | 4 | $ 537,000 | $ 134,000 | $ 0 |
| SPRINGFIELD, IL | 4 | $ 279,000 | $ 69,000 | $ 37,000 |
| SUMTER, SC | 4 | $ 351,000 | $ 87,000 | $ 14,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 4 | $ 418,000 | $ 104,000 | $ 56,000 |
| ALTOONA, PA | 3 | $ 374,000 | $ 124,000 | $ 43,000 |
| BELLINGHAM, WA | 3 | $ 248,000 | $ 82,000 | $ 66,000 |
| CASPER, WY | 3 | $ 482,000 | $ 160,000 | $ 77,000 |
| COEUR D'ALENE, ID | 3 | $ 526,000 | $ 175,000 | $ 83,000 |
| DANVILLE, VA | 3 | $ 502,000 | $ 167,000 | $ 92,000 |
| ELMIRA, NY | 3 | $ 191,000 | $ 63,000 | $ 10,000 |
| ERIE, PA | 3 | $ 324,000 | $ 108,000 | $ 9,000 |
| FARMINGTON, NM | 3 | $ 529,000 | $ 176,000 | $ 81,000 |
| FLORENCE, SC | 3 | $ 262,000 | $ 87,000 | $ 76,000 |
| GREEN BAY, WI | 3 | $ 636,000 | $ 212,000 | $ 80,000 |
| HOT SPRINGS, AR | 3 | $ 759,000 | $ 253,000 | $ 64,000 |
| ITHACA, NY | 3 | $ 2,430,000 | $ 810,000 | $ 33,000 |
| JACKSON, MI | 3 | $ 354,000 | $ 118,000 | $ 10,000 |
| JANESVILLE, WI | 3 | $ 205,000 | $ 68,000 | $ 26,000 |
| JONESBORO, AR | 3 | $ 198,000 | $ 66,000 | $ 31,000 |
| KOKOMO, IN | 3 | $ 198,000 | $ 66,000 | $ 18,000 |
| LA CROSSE, WI-MN | 3 | $ 876,000 | $ 320,000 | $ 612,500 |
| LAFAYETTE, IN | 3 | $ 350,000 | $ 116,000 | $ 24,000 |
| MONROE, MI | 3 | $ 307,000 | $ 102,000 | $ 47,000 |
| MORGANTOWN, WV | 3 | $ 368,000 | $ 122,000 | $ 694,000 |
| MOUNT VERNON-ANACORTES, WA | 3 | $ 507,000 | $ 169,000 | $ 63,000 |
| PINE BLUFF, AR | 3 | $ 141,000 | $ 47,000 | $ 32,000 |
| PITTSFIELD, MA | 3 | $ 442,000 | $ 147,000 | $ 74,000 |
| SAN ANGELO, TX | 3 | $ 2,307,000 | $ 769,000 | $ 130,000 |
| DALTON, GA | 2 | $ 258,000 | $ 129,000 | $ 28,000 |
| DECATUR, IL | 2 | $ 363,000 | $ 181,000 | $ 77,000 |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $ 46,000 | $ 23,000 | $ 0 |
| HINESVILLE-FORT STEWART, GA | 2 | $ 221,000 | $ 110,000 | $ 30,000 |
| JOHNSTOWN, PA | 2 | $ 160,000 | $ 80,000 | $ 77,000 |
| LAREDO, TX | 2 | $ 265,000 | $ 132,000 | $ 0 |
| LAWTON, OK | 2 | $ 82,000 | $ 41,000 | $ 23,000 |
| LEWISTON-AUBURN, ME | 2 | $ 139,000 | $ 69,000 | $ 22,000 |
| LOGAN, UT-ID | 2 | $ 834,000 | $ 417,000 | $ 131,000 |
| LONGVIEW, WA | 2 | $ 542,000 | $ 271,000 | $ 52,000 |
| MANSFIELD, OH | 2 | $ 182,000 | $ 91,000 | $ 0 |
| MONROE, LA | 2 | $ 126,000 | $ 63,000 | $ 0 |
| ODESSA, TX | 2 | $ 153,000 | $ 76,000 | $ 36,000 |
| OSHKOSH-NEENAH, WI | 2 | $ 281,000 | $ 140,000 | $ 0 |
| OWENSBORO, KY | 2 | $ 154,000 | $ 77,000 | $ 0 |
| RACINE, WI | 2 | $ 133,000 | $ 66,000 | $ 18,000 |
| REDDING, CA | 2 | $ 438,000 | $ 219,000 | $ 72,000 |
| TEXARKANA, TX-TEXARKANA, AR | 2 | $ 138,000 | $ 69,000 | $ 19,500 |
| WENATCHEE, WA | 2 | $ 395,000 | $ 197,000 | $ 69,000 |
| ANNISTON-OXFORD, AL | 1 | $ 32,000 | $ 32,000 | $ 0 |
| BANGOR, ME | 1 | $ 210,000 | $ 210,000 | $ 41,000 |
| BAY CITY, MI | 1 | $ 12,000 | $ 12,000 | $ 0 |
| CARSON CITY, NV | 1 | $ 84,000 | $ 84,000 | $ 38,000 |
| CORVALLIS, OR | 1 | $ 23,000 | $ 23,000 | $ 0 |
| EAU CLAIRE, WI | 1 | $ 133,000 | $ 133,000 | $ 45,000 |
| EL CENTRO, CA | 1 | $ 239,000 | $ 239,000 | $ 46,000 |
| ELIZABETHTOWN, KY | 1 | $ 266,000 | $ 266,000 | $ 0 |
| FAIRBANKS, AK | 1 | $ 276,000 | $ 276,000 | $ 142,000 |
| GLENS FALLS, NY | 1 | $ 1,000,000 | $ 1,000,000 | $ 504,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 120,000 | $ 120,000 | $ 75,000 |
| LEBANON, PA | 1 | $ 200,000 | $ 200,000 | $ 102,000 |
| LIMA, OH | 1 | $ 189,000 | $ 189,000 | $ 0 |
| SHEBOYGAN, WI | 1 | $ 83,000 | $ 83,000 | $ 0 |
| SPRINGFIELD, OH | 1 | $ 66,000 | $ 66,000 | $ 0 |
| WICHITA FALLS, TX | 1 | $ 81,000 | $ 81,000 | $ 0 |
| WILLIAMSPORT, PA | 1 | $ 111,000 | $ 111,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for Everbank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 18,772 | $4,646,698,000 | $247,000 | $8,760,000 | $83,000 | $2,927,000 |
| Home Purchase | 16,568 | $3,674,962,000 | $221,000 | $8,800,000 | $87,000 | $4,992,000 |
| Home Improvement | 199 | $50,323,000 | $252,000 | $1,000,000 | $92,000 | $899,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,833 | $5,104,464,000 | $257,000 | $3,780,000 | $113,000 | $4,494,000 |
| Not applicable | 7,870 | $1,134,973,000 | $144,000 | $8,800,000 | $0 | $33,000 |
| Not Provided | 2,526 | $683,667,000 | $270,000 | $2,000,000 | $104,000 | $1,876,000 |
| Hispanic | 2,283 | $565,674,000 | $247,000 | $2,174,000 | $83,000 | $2,400,000 |
| Black or African American | 1,434 | $313,676,000 | $218,000 | $1,980,000 | $81,000 | $4,992,000 |
| Asian | 1,376 | $515,714,000 | $374,000 | $2,494,000 | $134,000 | $1,852,000 |
| Native Hawaiian or Other Pacific Islander | 121 | $33,472,000 | $276,000 | $1,260,000 | $105,000 | $540,000 |
| American Indian or Alaskan Native | 96 | $20,343,000 | $211,000 | $1,000,000 | $68,000 | $309,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 33,043 | $8,018,718,000 | $242,000 | $8,800,000 | $89,000 | $4,992,000 |
| FHA-insured (Federal Housing Administration) | 2,177 | $322,149,000 | $147,000 | $5,998,000 | $22,000 | $354,000 |
| VA-guaranteed (Veterans Administration) | 319 | $31,116,000 | $97,000 | $417,000 | $20,000 | $228,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 15,962 | $4,240,475,000 | $265,000 | $3,250,000 | $111,000 | $3,500,000 |
| Loan Purchased By The Institution | 12,425 | $1,927,523,000 | $155,000 | $8,800,000 | $29,000 | $1,089,000 |
| Application Denied By Financial Institution | 3,641 | $1,159,962,000 | $318,000 | $8,760,000 | $124,000 | $4,992,000 |
| Application Approved But Not Accepted | 2,698 | $805,263,000 | $298,000 | $3,780,000 | $123,000 | $4,494,000 |
| Application Withdrawn By Applicant | 664 | $198,058,000 | $298,000 | $5,250,000 | $127,000 | $2,088,000 |
| File Closed For Incompleteness | 149 | $40,702,000 | $273,000 | $1,000,000 | $121,000 | $696,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1,010 | $328,435,000 | $325,000 | $8,760,000 | $135,000 | $1,556,000 |
| Other | 942 | $333,695,000 | $354,000 | $6,000,000 | $153,000 | $1,337,000 |
| Debt-To-Income Ratio | 656 | $213,330,000 | $325,000 | $2,000,000 | $93,000 | $1,345,000 |
| Credit History | 650 | $163,631,000 | $251,000 | $1,950,000 | $99,000 | $4,992,000 |
| Unverifiable Information | 154 | $51,599,000 | $335,000 | $1,500,000 | $128,000 | $1,550,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 104 | $33,680,000 | $323,000 | $1,440,000 | $129,000 | $1,114,000 |
| Employment History | 93 | $25,481,000 | $273,000 | $961,000 | $92,000 | $285,000 |
| Credit Application Incomplete | 31 | $9,843,000 | $317,000 | $1,112,000 | $102,000 | $333,000 |
| Mortgage Insurance Denied | 1 | $268,000 | $268,000 | $268,000 | $69,000 | $69,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Everbank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Everbank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.