Everett Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Everett Financial, Inc. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Everett Financial, Inc. 14801 Quorum Drive, Suite 300 Austin, TX 75254 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 25,036 |
| Total Mortgage Loan Application Amount | $4,713,610,000 |
| Average Mortgage Loan Application Amount | $184,000 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $91,500 |
| Highest Applicant Income | $3,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Everett Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Everett Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Everett Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Everett Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Everett Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Everett Financial, Inc.'s mortgage activity for 2012.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DALLAS-PLANO-IRVING, TX | 4,975 | $ 933,343,000 | $ 187,000 | $ 102,000 |
| FORT WORTH-ARLINGTON, TX | 2,209 | $ 383,971,000 | $ 173,000 | $ 99,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 1,784 | $ 335,947,000 | $ 188,000 | $ 114,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 1,733 | $ 328,522,000 | $ 189,000 | $ 91,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 1,660 | $ 338,839,000 | $ 204,000 | $ 105,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1,020 | $ 125,132,000 | $ 122,000 | $ 62,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 929 | $ 186,266,000 | $ 195,500 | $ 51,500 |
| HUNTSVILLE, AL | 800 | $ 135,994,000 | $ 169,000 | $ 78,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 788 | $ 151,791,000 | $ 192,000 | $ 91,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 496 | $ 99,262,000 | $ 200,000 | $ 61,000 |
| DENVER-AURORA-BROOMFIELD, CO | 355 | $ 89,970,000 | $ 253,000 | $ 102,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 331 | $ 73,445,000 | $ 221,000 | $ 115,000 |
| AUBURN-OPELIKA, AL | 317 | $ 52,602,000 | $ 165,000 | $ 81,000 |
| BIRMINGHAM-HOOVER, AL | 302 | $ 45,818,000 | $ 151,000 | $ 71,000 |
| MONTGOMERY, AL | 255 | $ 36,025,000 | $ 141,000 | $ 66,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 207 | $ 65,669,000 | $ 298,666 | $ 125,666 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 207 | $ 39,239,000 | $ 189,000 | $ 103,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 203 | $ 45,401,000 | $ 223,000 | $ 90,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 181 | $ 41,146,000 | $ 210,500 | $ 90,000 |
| BEAUMONT-PORT ARTHUR, TX | 135 | $ 22,320,000 | $ 165,000 | $ 90,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 131 | $ 37,861,000 | $ 289,000 | $ 107,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 124 | $ 25,090,000 | $ 199,000 | $ 96,500 |
| DOTHAN, AL | 111 | $ 13,818,000 | $ 124,000 | $ 55,000 |
| LONGVIEW, TX | 101 | $ 16,977,000 | $ 168,000 | $ 80,000 |
| EL PASO, TX | 97 | $ 16,846,000 | $ 173,000 | $ 92,000 |
| CORPUS CHRISTI, TX | 96 | $ 17,914,000 | $ 186,000 | $ 103,000 |
| LAWTON, OK | 92 | $ 13,979,000 | $ 151,000 | $ 56,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 86 | $ 14,106,000 | $ 164,000 | $ 85,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 85 | $ 13,541,000 | $ 159,000 | $ 88,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 81 | $ 10,778,000 | $ 154,000 | $ 42,000 |
| EUGENE-SPRINGFIELD, OR | 72 | $ 15,402,000 | $ 213,000 | $ 81,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 70 | $ 19,805,000 | $ 282,000 | $ 124,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 70 | $ 13,525,000 | $ 193,000 | $ 94,000 |
| COLORADO SPRINGS, CO | 69 | $ 18,827,000 | $ 272,000 | $ 99,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 69 | $ 16,858,000 | $ 297,000 | $ 87,000 |
| AMARILLO, TX | 68 | $ 9,933,000 | $ 146,000 | $ 75,000 |
| TYLER, TX | 63 | $ 10,420,000 | $ 165,000 | $ 74,000 |
| MCALLEN-EDINBURG-MISSION, TX | 60 | $ 9,526,000 | $ 158,000 | $ 81,000 |
| HINESVILLE-FORT STEWART, GA | 59 | $ 8,236,000 | $ 139,000 | $ 56,000 |
| FLORENCE-MUSCLE SHOALS, AL | 58 | $ 7,066,000 | $ 121,000 | $ 57,000 |
| EVANSVILLE, IN-KY | 57 | $ 7,578,000 | $ 129,000 | $ 58,500 |
| BROWNSVILLE-HARLINGEN, TX | 55 | $ 9,017,000 | $ 163,000 | $ 104,000 |
| WACO, TX | 53 | $ 9,479,000 | $ 178,000 | $ 99,000 |
| BOULDER, CO | 52 | $ 15,480,000 | $ 297,000 | $ 108,000 |
| ST. CLOUD, MN | 51 | $ 8,326,000 | $ 163,000 | $ 57,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 48 | $ 12,468,000 | $ 259,000 | $ 98,000 |
| LUBBOCK, TX | 47 | $ 7,402,000 | $ 157,000 | $ 88,000 |
| GAINESVILLE, GA | 46 | $ 8,342,000 | $ 181,000 | $ 84,000 |
| SHERMAN-DENISON, TX | 44 | $ 7,229,000 | $ 164,000 | $ 102,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 43 | $ 8,859,000 | $ 206,000 | $ 117,000 |
| MEMPHIS, TN-MS-AR | 43 | $ 6,849,000 | $ 155,000 | $ 72,000 |
| SAVANNAH, GA | 42 | $ 8,957,000 | $ 213,000 | $ 64,000 |
| TACOMA, WA | 42 | $ 10,755,000 | $ 256,000 | $ 99,000 |
| COLLEGE STATION-BRYAN, TX | 41 | $ 6,451,000 | $ 157,000 | $ 75,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 41 | $ 8,075,000 | $ 161,000 | $ 54,500 |
| OKLAHOMA CITY, OK | 41 | $ 7,019,000 | $ 171,000 | $ 91,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 40 | $ 14,308,000 | $ 357,000 | $ 119,000 |
| DES MOINES-WEST DES MOINES, IA | 38 | $ 7,045,000 | $ 185,000 | $ 81,000 |
| FORT COLLINS-LOVELAND, CO | 38 | $ 9,609,000 | $ 252,000 | $ 80,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 38 | $ 9,488,000 | $ 249,000 | $ 110,000 |
| BALTIMORE-TOWSON, MD | 37 | $ 9,796,000 | $ 264,000 | $ 82,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 36 | $ 15,384,000 | $ 427,000 | $ 138,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 35 | $ 6,983,000 | $ 199,000 | $ 115,000 |
| RICHMOND, VA | 35 | $ 8,310,000 | $ 237,000 | $ 76,000 |
| DULUTH, MN-WI | 31 | $ 5,411,000 | $ 158,000 | $ 90,000 |
| TULSA, OK | 31 | $ 5,033,000 | $ 162,000 | $ 81,000 |
| BATON ROUGE, LA | 30 | $ 5,518,000 | $ 183,000 | $ 91,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 30 | $ 5,536,000 | $ 184,000 | $ 97,000 |
| ROCHESTER, MN | 29 | $ 4,279,000 | $ 147,000 | $ 61,000 |
| KNOXVILLE, TN | 28 | $ 6,161,000 | $ 220,000 | $ 87,000 |
| MIDLAND, TX | 28 | $ 5,111,000 | $ 182,000 | $ 87,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 27 | $ 5,411,000 | $ 200,000 | $ 103,000 |
| SALEM, OR | 27 | $ 6,182,000 | $ 228,000 | $ 130,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 27 | $ 4,524,000 | $ 167,000 | $ 90,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 25 | $ 6,930,000 | $ 277,000 | $ 115,000 |
| ABILENE, TX | 24 | $ 3,386,000 | $ 141,000 | $ 79,000 |
| CHATTANOOGA, TN-GA | 24 | $ 4,690,000 | $ 200,500 | $ 91,500 |
| DECATUR, AL | 24 | $ 3,336,000 | $ 139,000 | $ 65,000 |
| BREMERTON-SILVERDALE, WA | 23 | $ 5,863,000 | $ 254,000 | $ 90,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 23 | $ 3,901,000 | $ 169,000 | $ 85,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 23 | $ 8,812,000 | $ 383,000 | $ 100,000 |
| INDIANAPOLIS-CARMEL, IN | 22 | $ 4,492,000 | $ 204,000 | $ 87,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 22 | $ 7,777,000 | $ 353,000 | $ 149,000 |
| SAN ANGELO, TX | 21 | $ 2,804,000 | $ 133,000 | $ 78,000 |
| ATHENS-CLARKE COUNTY, GA | 20 | $ 3,659,000 | $ 182,000 | $ 112,000 |
| LAREDO, TX | 20 | $ 3,337,000 | $ 166,000 | $ 71,000 |
| JACKSONVILLE, FL | 19 | $ 3,250,000 | $ 171,000 | $ 74,000 |
| BEND, OR | 18 | $ 3,525,000 | $ 195,000 | $ 103,000 |
| COLUMBUS, GA-AL | 18 | $ 2,165,000 | $ 126,500 | $ 50,500 |
| VICTORIA, TX | 18 | $ 2,826,000 | $ 157,000 | $ 77,000 |
| GREELEY, CO | 17 | $ 4,164,000 | $ 244,000 | $ 94,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 17 | $ 4,065,000 | $ 239,000 | $ 80,000 |
| RALEIGH-CARY, NC | 16 | $ 3,639,000 | $ 227,000 | $ 59,000 |
| WICHITA FALLS, TX | 16 | $ 2,565,000 | $ 160,000 | $ 99,000 |
| SEBASTIAN-VERO BEACH, FL | 15 | $ 1,980,000 | $ 132,000 | $ 53,000 |
| CHARLOTTESVILLE, VA | 14 | $ 4,413,000 | $ 315,000 | $ 106,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 14 | $ 6,837,000 | $ 488,000 | $ 167,000 |
| ST. LOUIS, MO-IL | 14 | $ 2,783,000 | $ 211,500 | $ 26,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 13 | $ 2,868,000 | $ 211,000 | $ 95,000 |
| MADISON, WI | 13 | $ 2,826,000 | $ 217,000 | $ 107,000 |
| MANKATO-NORTH MANKATO, MN | 13 | $ 2,392,000 | $ 184,000 | $ 61,000 |
| PORT ST. LUCIE, FL | 13 | $ 1,946,000 | $ 149,000 | $ 70,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 12 | $ 2,423,000 | $ 201,000 | $ 81,000 |
| MEDFORD, OR | 12 | $ 2,138,000 | $ 178,000 | $ 65,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 12 | $ 5,331,000 | $ 444,000 | $ 295,000 |
| SPOKANE, WA | 12 | $ 3,273,000 | $ 272,000 | $ 95,000 |
| STOCKTON, CA | 12 | $ 2,698,000 | $ 224,000 | $ 66,000 |
| BAKERSFIELD-DELANO, CA | 11 | $ 1,733,000 | $ 157,000 | $ 61,000 |
| CAPE CORAL-FORT MYERS, FL | 11 | $ 1,825,000 | $ 165,000 | $ 232,000 |
| GARY, IN | 11 | $ 1,474,000 | $ 134,000 | $ 24,000 |
| OLYMPIA, WA | 11 | $ 2,047,000 | $ 186,000 | $ 73,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 11 | $ 2,368,000 | $ 215,000 | $ 83,000 |
| CLARKSVILLE, TN-KY | 10 | $ 1,676,000 | $ 167,000 | $ 66,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 10 | $ 1,724,000 | $ 172,000 | $ 87,000 |
| GRAND JUNCTION, CO | 10 | $ 2,405,000 | $ 240,000 | $ 70,000 |
| IOWA CITY, IA | 10 | $ 2,184,000 | $ 218,000 | $ 87,000 |
| KANKAKEE-BRADLEY, IL | 10 | $ 1,428,000 | $ 142,000 | $ 49,000 |
| LAFAYETTE, LA | 10 | $ 1,764,000 | $ 176,000 | $ 92,000 |
| MODESTO, CA | 10 | $ 2,241,000 | $ 224,000 | $ 98,000 |
| ROANOKE, VA | 10 | $ 2,478,000 | $ 247,000 | $ 130,000 |
| ANDERSON, SC | 9 | $ 2,388,000 | $ 265,000 | $ 112,000 |
| CORVALLIS, OR | 9 | $ 1,968,000 | $ 218,000 | $ 91,000 |
| GRAND FORKS, ND-MN | 9 | $ 1,040,000 | $ 115,000 | $ 69,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 8 | $ 1,661,000 | $ 207,000 | $ 75,000 |
| LAKELAND-WINTER HAVEN, FL | 8 | $ 1,087,000 | $ 135,000 | $ 70,000 |
| MORRISTOWN, TN | 8 | $ 1,715,000 | $ 214,000 | $ 71,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 8 | $ 2,117,000 | $ 264,000 | $ 129,000 |
| ODESSA, TX | 8 | $ 1,354,000 | $ 169,000 | $ 99,000 |
| OWENSBORO, KY | 8 | $ 1,421,000 | $ 177,000 | $ 63,000 |
| SHREVEPORT-BOSSIER CITY, LA | 8 | $ 1,418,000 | $ 177,000 | $ 83,000 |
| WATERLOO-CEDAR FALLS, IA | 8 | $ 1,449,000 | $ 181,000 | $ 63,000 |
| WINSTON-SALEM, NC | 8 | $ 1,429,000 | $ 178,000 | $ 72,000 |
| FORT SMITH, AR-OK | 7 | $ 1,299,000 | $ 179,000 | $ 81,000 |
| FRESNO, CA | 7 | $ 1,589,000 | $ 227,000 | $ 91,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 7 | $ 1,428,000 | $ 204,000 | $ 71,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 7 | $ 1,083,000 | $ 159,000 | $ 42,000 |
| LONGVIEW, WA | 7 | $ 1,575,000 | $ 225,000 | $ 85,000 |
| MADERA-CHOWCHILLA, CA | 7 | $ 1,722,000 | $ 246,000 | $ 65,000 |
| SANTA ROSA-PETALUMA, CA | 7 | $ 1,708,000 | $ 244,000 | $ 89,000 |
| TEXARKANA, TX-TEXARKANA, AR | 7 | $ 1,129,000 | $ 161,000 | $ 122,000 |
| TUSCALOOSA, AL | 7 | $ 1,221,000 | $ 174,000 | $ 75,000 |
| WENATCHEE-EAST WENATCHEE, WA | 7 | $ 1,468,000 | $ 209,000 | $ 72,000 |
| ALBUQUERQUE, NM | 6 | $ 1,088,000 | $ 181,000 | $ 68,000 |
| CEDAR RAPIDS, IA | 6 | $ 913,000 | $ 152,000 | $ 59,000 |
| COLUMBIA, SC | 6 | $ 1,348,000 | $ 224,000 | $ 149,000 |
| GREEN BAY, WI | 6 | $ 882,000 | $ 147,000 | $ 21,000 |
| GREENSBORO-HIGH POINT, NC | 6 | $ 1,019,000 | $ 169,000 | $ 4,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 6 | $ 714,000 | $ 119,000 | $ 113,000 |
| LAKE CHARLES, LA | 6 | $ 995,000 | $ 165,000 | $ 124,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 6 | $ 1,032,000 | $ 172,000 | $ 77,000 |
| PUEBLO, CO | 6 | $ 1,441,000 | $ 240,000 | $ 70,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 6 | $ 2,345,000 | $ 390,000 | $ 189,000 |
| WARNER ROBINS, GA | 6 | $ 834,000 | $ 139,000 | $ 63,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 5 | $ 922,000 | $ 184,000 | $ 85,000 |
| BRUNSWICK, GA | 5 | $ 925,000 | $ 185,000 | $ 105,000 |
| CHEYENNE, WY | 5 | $ 1,160,000 | $ 232,000 | $ 82,000 |
| CHICO, CA | 5 | $ 847,000 | $ 169,000 | $ 66,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 5 | $ 1,049,000 | $ 209,000 | $ 103,000 |
| JOHNSON CITY, TN | 5 | $ 726,000 | $ 145,000 | $ 63,000 |
| KANSAS CITY, MO-KS | 5 | $ 811,000 | $ 155,000 | $ 39,000 |
| MOBILE, AL | 5 | $ 938,000 | $ 187,000 | $ 73,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 5 | $ 609,000 | $ 121,000 | $ 101,000 |
| RACINE, WI | 5 | $ 952,000 | $ 190,000 | $ 74,000 |
| SPARTANBURG, SC | 5 | $ 944,000 | $ 188,000 | $ 82,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 5 | $ 1,054,000 | $ 210,000 | $ 101,000 |
| YAKIMA, WA | 5 | $ 1,168,000 | $ 233,000 | $ 97,000 |
| ASHEVILLE, NC | 4 | $ 912,000 | $ 228,000 | $ 167,000 |
| BELLINGHAM, WA | 4 | $ 848,000 | $ 212,000 | $ 92,000 |
| CASPER, WY | 4 | $ 785,000 | $ 196,000 | $ 74,000 |
| CLEVELAND, TN | 4 | $ 604,000 | $ 151,000 | $ 68,000 |
| DALTON, GA | 4 | $ 722,000 | $ 180,000 | $ 151,000 |
| EAU CLAIRE, WI | 4 | $ 482,000 | $ 120,000 | $ 51,000 |
| JONESBORO, AR | 4 | $ 832,000 | $ 208,000 | $ 97,000 |
| OSHKOSH-NEENAH, WI | 4 | $ 712,000 | $ 178,000 | $ 94,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 4 | $ 1,313,000 | $ 328,000 | $ 76,000 |
| SANTA FE, NM | 4 | $ 984,000 | $ 246,000 | $ 60,000 |
| SHEBOYGAN, WI | 4 | $ 455,000 | $ 113,000 | $ 34,000 |
| VALLEJO-FAIRFIELD, CA | 4 | $ 976,000 | $ 244,000 | $ 91,000 |
| WILMINGTON, NC | 4 | $ 680,000 | $ 170,000 | $ 92,000 |
| WINCHESTER, VA-WV | 4 | $ 809,000 | $ 202,000 | $ 78,000 |
| AMES, IA | 3 | $ 449,000 | $ 149,000 | $ 80,000 |
| APPLETON, WI | 3 | $ 546,000 | $ 182,000 | $ 42,000 |
| DURHAM-CHAPEL HILL, NC | 3 | $ 600,000 | $ 200,000 | $ 148,000 |
| FARGO, ND-MN | 3 | $ 346,000 | $ 115,000 | $ 30,000 |
| FORT WAYNE, IN | 3 | $ 355,000 | $ 118,000 | $ 43,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 3 | $ 403,000 | $ 134,000 | $ 57,000 |
| HOT SPRINGS, AR | 3 | $ 594,000 | $ 198,000 | $ 51,000 |
| JANESVILLE, WI | 3 | $ 430,000 | $ 143,000 | $ 105,000 |
| LA CROSSE, WI-MN | 3 | $ 584,000 | $ 194,000 | $ 65,000 |
| MONROE, LA | 3 | $ 392,000 | $ 130,000 | $ 55,000 |
| PEORIA, IL | 3 | $ 456,000 | $ 152,000 | $ 31,000 |
| ROCKFORD, IL | 3 | $ 311,000 | $ 103,000 | $ 47,000 |
| ROME, GA | 3 | $ 480,000 | $ 160,000 | $ 68,000 |
| SANTA CRUZ-WATSONVILLE, CA | 3 | $ 955,000 | $ 318,000 | $ 72,000 |
| WILMINGTON, DE-MD-NJ | 3 | $ 916,000 | $ 305,000 | $ 101,000 |
| BOWLING GREEN, KY | 2 | $ 302,000 | $ 151,000 | $ 61,000 |
| BURLINGTON, NC | 2 | $ 267,000 | $ 133,000 | $ 72,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 386,000 | $ 193,000 | $ 33,000 |
| DANVILLE, VA | 2 | $ 308,000 | $ 154,000 | $ 88,000 |
| ELKHART-GOSHEN, IN | 2 | $ 240,000 | $ 120,000 | $ 95,000 |
| FAYETTEVILLE, NC | 2 | $ 199,000 | $ 99,000 | $ 96,000 |
| FLORENCE, SC | 2 | $ 451,000 | $ 225,000 | $ 91,000 |
| GADSDEN, AL | 2 | $ 308,000 | $ 154,000 | $ 55,000 |
| HANFORD-CORCORAN, CA | 2 | $ 526,000 | $ 263,000 | $ 136,000 |
| HARRISONBURG, VA | 2 | $ 834,000 | $ 417,000 | $ 112,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 451,000 | $ 225,000 | $ 83,000 |
| MACON, GA | 2 | $ 360,000 | $ 180,000 | $ 60,000 |
| MERCED, CA | 2 | $ 411,000 | $ 205,000 | $ 64,000 |
| MICHIGAN CITY-LA PORTE, IN | 2 | $ 279,000 | $ 139,000 | $ 13,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 329,000 | $ 164,000 | $ 96,000 |
| NAPA, CA | 2 | $ 1,011,000 | $ 505,000 | $ 153,000 |
| NAPLES-MARCO ISLAND, FL | 2 | $ 623,000 | $ 311,000 | $ 162,000 |
| OCALA, FL | 2 | $ 150,000 | $ 75,000 | $ 44,000 |
| PALM COAST, FL | 2 | $ 397,000 | $ 198,000 | $ 118,000 |
| REDDING, CA | 2 | $ 465,000 | $ 232,000 | $ 85,000 |
| SPRINGFIELD, IL | 2 | $ 319,000 | $ 159,000 | $ 0 |
| SPRINGFIELD, MO | 2 | $ 278,000 | $ 139,000 | $ 104,000 |
| TERRE HAUTE, IN | 2 | $ 186,000 | $ 93,000 | $ 73,000 |
| VALDOSTA, GA | 2 | $ 481,000 | $ 240,000 | $ 97,000 |
| WICHITA, KS | 2 | $ 244,000 | $ 122,000 | $ 69,000 |
| ALBANY, GA | 1 | $ 382,000 | $ 382,000 | $ 440,000 |
| ALEXANDRIA, LA | 1 | $ 143,000 | $ 143,000 | $ 0 |
| ANDERSON, IN | 1 | $ 88,000 | $ 88,000 | $ 110,000 |
| BATTLE CREEK, MI | 1 | $ 40,000 | $ 40,000 | $ 156,000 |
| CUMBERLAND, MD-WV | 1 | $ 103,000 | $ 103,000 | $ 70,000 |
| DECATUR, IL | 1 | $ 82,000 | $ 82,000 | $ 26,000 |
| DUBUQUE, IA | 1 | $ 228,000 | $ 228,000 | $ 92,000 |
| FOND DU LAC, WI | 1 | $ 136,000 | $ 136,000 | $ 300,000 |
| GREENVILLE, NC | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| JACKSON, MS | 1 | $ 139,000 | $ 139,000 | $ 144,000 |
| JACKSONVILLE, NC | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| JOPLIN, MO | 1 | $ 70,000 | $ 70,000 | $ 118,000 |
| KOKOMO, IN | 1 | $ 200,000 | $ 200,000 | $ 1,668,000 |
| LAFAYETTE, IN | 1 | $ 202,000 | $ 202,000 | $ 122,000 |
| LYNCHBURG, VA | 1 | $ 110,000 | $ 110,000 | $ 180,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 1 | $ 246,000 | $ 246,000 | $ 26,000 |
| PUNTA GORDA, FL | 1 | $ 92,000 | $ 92,000 | $ 38,000 |
| SALINAS, CA | 1 | $ 276,000 | $ 276,000 | $ 64,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 191,000 | $ 191,000 | $ 0 |
| TOPEKA, KS | 1 | $ 280,000 | $ 280,000 | $ 106,000 |
| WAUSAU, WI | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| YUBA CITY, CA | 1 | $ 319,000 | $ 319,000 | $ 125,000 |
Mortgage Loan Application Detail Totals for Everett Financial, Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 15,318 | $3,083,514,000 | $201,000 | $2,000,000 | $99,000 | $3,600,000 |
| Home Purchase | 9,718 | $1,630,096,000 | $167,000 | $1,499,000 | $84,000 | $1,643,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 16,831 | $3,218,792,000 | $191,000 | $1,499,000 | $93,000 | $3,078,000 |
| Not Provided | 4,672 | $924,810,000 | $197,000 | $2,000,000 | $106,000 | $3,600,000 |
| Hispanic | 1,670 | $255,339,000 | $152,000 | $660,000 | $70,000 | $1,231,000 |
| Black or African American | 1,260 | $198,120,000 | $157,000 | $850,000 | $66,000 | $588,000 |
| Asian | 530 | $103,273,000 | $194,000 | $824,000 | $97,000 | $828,000 |
| American Indian or Alaskan Native | 40 | $7,660,000 | $191,000 | $417,000 | $80,000 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 33 | $5,616,000 | $170,000 | $338,000 | $71,000 | $207,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 16,234 | $3,275,780,000 | $201,000 | $2,000,000 | $111,000 | $3,600,000 |
| FHA-insured (Federal Housing Administration) | 6,869 | $1,096,099,000 | $159,000 | $850,000 | $59,000 | $2,580,000 |
| VA-guaranteed (Veterans Administration) | 1,368 | $268,553,000 | $196,000 | $700,000 | $68,000 | $505,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 565 | $73,178,000 | $129,000 | $414,000 | $47,000 | $275,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 14,733 | $2,658,701,000 | $180,000 | $976,000 | $87,000 | $2,841,000 |
| Application Withdrawn By Applicant | 9,708 | $1,953,431,000 | $201,000 | $2,000,000 | $102,000 | $3,600,000 |
| Application Denied By Financial Institution | 503 | $83,807,000 | $166,000 | $1,085,000 | $84,000 | $2,520,000 |
| Application Approved But Not Accepted | 54 | $10,464,000 | $193,000 | $1,474,000 | $99,000 | $1,089,000 |
| File Closed For Incompleteness | 38 | $7,207,000 | $189,000 | $516,000 | $147,000 | $642,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 144 | $25,745,000 | $178,000 | $1,085,000 | $65,000 | $490,000 |
| Credit History | 117 | $18,601,000 | $158,000 | $680,000 | $96,000 | $2,520,000 |
| Collateral | 96 | $15,413,000 | $160,000 | $494,000 | $116,000 | $1,086,000 |
| Other | 63 | $9,710,000 | $154,000 | $596,000 | $70,000 | $397,000 |
| Unverifiable Information | 38 | $7,017,000 | $184,000 | $424,000 | $86,000 | $279,000 |
| Employment History | 24 | $3,571,000 | $148,000 | $326,000 | $51,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $2,353,000 | $168,000 | $453,000 | $70,000 | $192,000 |
| Credit Application Incomplete | 5 | $1,201,000 | $240,000 | $417,000 | $117,000 | $256,000 |
| Mortgage Insurance Denied | 2 | $196,000 | $98,000 | $152,000 | $74,000 | $87,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Everett Financial, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Everett Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.