Farmers Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Farmers Bank & Trust 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Farmers Bank & Trust 1017 Harrison Great Bend, KS 67530 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 2,822 |
| Total Mortgage Loan Application Amount | $1,217,830,000 |
| Average Mortgage Loan Application Amount | $262,400 |
| Highest Mortgage Loan Application Amount | $1,525,000 |
| Average Applicant Income | $147,400 |
| Highest Applicant Income | $3,894,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Farmers Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Farmers Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Farmers Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Farmers Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Farmers Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Farmers Bank & Trust's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 221 | $ 117,195,000 | $ 530,000 | $ 216,000 |
| Los Angeles County California | 159 | $ 81,795,000 | $ 514,000 | $ 193,000 |
| Orange County California | 132 | $ 68,520,000 | $ 519,000 | $ 205,000 |
| Johnson County Kansas | 89 | $ 26,905,000 | $ 302,000 | $ 154,000 |
| Alameda County California | 86 | $ 47,700,000 | $ 554,000 | $ 229,000 |
| San Diego County California | 82 | $ 41,080,000 | $ 500,000 | $ 186,000 |
| Fairfax County Virginia | 78 | $ 40,420,000 | $ 518,000 | $ 246,000 |
| Santa Clara County California | 77 | $ 41,215,000 | $ 535,000 | $ 212,000 |
| Loudoun County Virginia | 61 | $ 28,025,000 | $ 459,000 | $ 207,000 |
| Barton County Kansas | 55 | $ 6,845,000 | $ 124,000 | $ 95,000 |
| Snohomish County Washington | 53 | $ 25,535,000 | $ 481,000 | $ 166,000 |
| Middlesex County Massachusetts | 51 | $ 25,845,000 | $ 506,000 | $ 220,000 |
| Contra Costa County California | 49 | $ 27,695,000 | $ 565,000 | $ 197,000 |
| Clark County Nevada | 35 | $ 12,775,000 | $ 365,000 | $ 151,000 |
| Ventura County California | 33 | $ 16,045,000 | $ 486,000 | $ 172,000 |
| Williamson County Tennessee | 32 | $ 12,850,000 | $ 401,000 | $ 168,000 |
| Maricopa County Arizona | 31 | $ 12,575,000 | $ 405,000 | $ 160,000 |
| District of Columbia County District Of Columbia | 30 | $ 16,460,000 | $ 548,000 | $ 205,000 |
| Jackson County Missouri | 30 | $ 8,680,000 | $ 289,000 | $ 106,000 |
| Riverside County California | 25 | $ 9,795,000 | $ 391,000 | $ 128,000 |
| Wake County North Carolina | 25 | $ 8,805,000 | $ 352,000 | $ 143,000 |
| San Mateo County California | 24 | $ 12,470,000 | $ 519,000 | $ 212,000 |
| Norfolk County Massachusetts | 24 | $ 11,080,000 | $ 461,000 | $ 220,000 |
| Bergen County New Jersey | 24 | $ 11,880,000 | $ 495,000 | $ 248,000 |
| Cook County Illinois | 23 | $ 8,845,000 | $ 384,000 | $ 189,000 |
| Collin County Texas | 22 | $ 8,270,000 | $ 375,000 | $ 167,000 |
| San Bernardino County California | 21 | $ 8,865,000 | $ 422,000 | $ 195,000 |
| Boulder County Colorado | 20 | $ 10,020,000 | $ 501,000 | $ 189,000 |
| Pawnee County Kansas | 20 | $ 1,750,000 | $ 87,000 | $ 120,000 |
| Middlesex County New Jersey | 20 | $ 8,210,000 | $ 410,000 | $ 273,000 |
| Washington County Oregon | 20 | $ 8,290,000 | $ 414,000 | $ 150,000 |
| Sacramento County California | 19 | $ 7,355,000 | $ 387,000 | $ 301,000 |
| Monmouth County New Jersey | 19 | $ 7,665,000 | $ 403,000 | $ 269,000 |
| Denver County Colorado | 18 | $ 7,780,000 | $ 432,000 | $ 169,000 |
| Edwards County Kansas | 18 | $ 1,710,000 | $ 95,000 | $ 120,000 |
| San Francisco County California | 17 | $ 9,655,000 | $ 567,000 | $ 216,000 |
| Hennepin County Minnesota | 17 | $ 7,195,000 | $ 423,000 | $ 192,000 |
| Sonoma County California | 16 | $ 7,440,000 | $ 465,000 | $ 116,000 |
| Broward County Florida | 16 | $ 5,920,000 | $ 370,000 | $ 163,000 |
| Clark County Washington | 16 | $ 5,950,000 | $ 371,000 | $ 100,000 |
| Placer County California | 15 | $ 6,745,000 | $ 449,000 | $ 166,000 |
| Ada County Idaho | 15 | $ 6,185,000 | $ 412,000 | $ 125,000 |
| Douglas County Colorado | 14 | $ 5,690,000 | $ 406,000 | $ 154,000 |
| Harris County Texas | 14 | $ 5,040,000 | $ 360,000 | $ 177,000 |
| Jefferson County Colorado | 13 | $ 5,935,000 | $ 456,000 | $ 186,000 |
| Bucks County Pennsylvania | 13 | $ 4,955,000 | $ 381,000 | $ 198,000 |
| Travis County Texas | 13 | $ 5,925,000 | $ 455,000 | $ 177,000 |
| Multnomah County Oregon | 12 | $ 5,000,000 | $ 416,000 | $ 173,000 |
| Miami-Dade County Florida | 11 | $ 4,515,000 | $ 410,000 | $ 498,000 |
| Fulton County Georgia | 11 | $ 4,695,000 | $ 426,000 | $ 176,000 |
| Rush County Kansas | 11 | $ 945,000 | $ 85,000 | $ 72,000 |
| Essex County Massachusetts | 11 | $ 5,045,000 | $ 458,000 | $ 178,000 |
| Oakland County Michigan | 11 | $ 4,405,000 | $ 400,000 | $ 323,000 |
| Somerset County New Jersey | 11 | $ 5,435,000 | $ 494,000 | $ 247,000 |
| Pierce County Washington | 11 | $ 4,315,000 | $ 392,000 | $ 203,000 |
| San Luis Obispo County California | 10 | $ 5,270,000 | $ 527,000 | $ 147,000 |
| Cobb County Georgia | 10 | $ 4,000,000 | $ 400,000 | $ 144,000 |
| Forsyth County Georgia | 10 | $ 3,810,000 | $ 381,000 | $ 152,000 |
| St. Louis County Missouri | 10 | $ 3,060,000 | $ 306,000 | $ 165,000 |
| Hudson County New Jersey | 10 | $ 4,510,000 | $ 451,000 | $ 269,000 |
| Morris County New Jersey | 10 | $ 4,620,000 | $ 462,000 | $ 239,000 |
| Mecklenburg County North Carolina | 10 | $ 4,040,000 | $ 404,000 | $ 158,000 |
| Philadelphia County Pennsylvania | 10 | $ 3,820,000 | $ 382,000 | $ 181,000 |
| Prince William County Virginia | 10 | $ 4,840,000 | $ 484,000 | $ 159,000 |
| El Dorado County California | 9 | $ 3,995,000 | $ 443,000 | $ 187,000 |
| San Joaquin County California | 9 | $ 3,475,000 | $ 386,000 | $ 161,000 |
| St. Johns County Florida | 9 | $ 3,665,000 | $ 407,000 | $ 170,000 |
| DuPage County Illinois | 9 | $ 4,215,000 | $ 468,000 | $ 206,000 |
| Wyandotte County Kansas | 9 | $ 1,485,000 | $ 165,000 | $ 88,000 |
| Cass County Missouri | 9 | $ 2,905,000 | $ 322,000 | $ 92,000 |
| Allegheny County Pennsylvania | 9 | $ 3,525,000 | $ 391,000 | $ 198,000 |
| Fort Bend County Texas | 9 | $ 3,515,000 | $ 390,000 | $ 159,000 |
| Whatcom County Washington | 9 | $ 3,825,000 | $ 425,000 | $ 125,000 |
| Arapahoe County Colorado | 8 | $ 3,410,000 | $ 426,000 | $ 215,000 |
| Orange County Florida | 8 | $ 3,150,000 | $ 393,000 | $ 185,000 |
| Stafford County Kansas | 8 | $ 1,240,000 | $ 155,000 | $ 111,000 |
| Washoe County Nevada | 8 | $ 3,460,000 | $ 432,000 | $ 152,000 |
| Tarrant County Texas | 8 | $ 3,250,000 | $ 406,000 | $ 288,000 |
| Fresno County California | 7 | $ 2,565,000 | $ 366,000 | $ 107,000 |
| Marin County California | 7 | $ 3,965,000 | $ 566,000 | $ 280,000 |
| Duval County Florida | 7 | $ 2,035,000 | $ 290,000 | $ 130,000 |
| Wayne County Michigan | 7 | $ 3,055,000 | $ 436,000 | $ 232,000 |
| Montgomery County Pennsylvania | 7 | $ 2,655,000 | $ 379,000 | $ 164,000 |
| Dallas County Texas | 7 | $ 2,475,000 | $ 353,000 | $ 200,000 |
| Salt Lake County Utah | 7 | $ 2,405,000 | $ 343,000 | $ 186,000 |
| Chesterfield County Virginia | 7 | $ 2,415,000 | $ 345,000 | $ 129,000 |
| Fairfield County Connecticut | 6 | $ 2,580,000 | $ 430,000 | $ 175,000 |
| Hillsborough County Florida | 6 | $ 2,270,000 | $ 378,000 | $ 161,000 |
| Palm Beach County Florida | 6 | $ 2,700,000 | $ 450,000 | $ 263,000 |
| Suffolk County Massachusetts | 6 | $ 2,370,000 | $ 395,000 | $ 140,000 |
| Essex County New Jersey | 6 | $ 2,790,000 | $ 465,000 | $ 360,000 |
| Cumberland County Pennsylvania | 6 | $ 1,690,000 | $ 281,000 | $ 104,000 |
| Denton County Texas | 6 | $ 2,580,000 | $ 430,000 | $ 151,000 |
| Utah County Utah | 6 | $ 2,600,000 | $ 433,000 | $ 185,000 |
| Benton County Arkansas | 5 | $ 705,000 | $ 141,000 | $ 208,000 |
| Solano County California | 5 | $ 2,205,000 | $ 441,000 | $ 136,000 |
| El Paso County Colorado | 5 | $ 1,815,000 | $ 363,000 | $ 149,000 |
| Hamilton County Indiana | 5 | $ 1,685,000 | $ 337,000 | $ 161,000 |
| Douglas County Kansas | 5 | $ 1,215,000 | $ 243,000 | $ 93,000 |
| Leavenworth County Kansas | 5 | $ 805,000 | $ 161,000 | $ 77,000 |
| Miami County Kansas | 5 | $ 1,595,000 | $ 319,000 | $ 248,000 |
| Ness County Kansas | 5 | $ 365,000 | $ 73,000 | $ 69,000 |
| Worcester County Massachusetts | 5 | $ 2,235,000 | $ 447,000 | $ 193,000 |
| Scott County Minnesota | 5 | $ 1,975,000 | $ 395,000 | $ 119,000 |
| Washington County Minnesota | 5 | $ 2,085,000 | $ 417,000 | $ 190,000 |
| Clay County Missouri | 5 | $ 765,000 | $ 153,000 | $ 64,000 |
| Union County North Carolina | 5 | $ 1,905,000 | $ 381,000 | $ 159,000 |
| Cuyahoga County Ohio | 5 | $ 2,185,000 | $ 437,000 | $ 187,000 |
| Hamilton County Ohio | 5 | $ 2,115,000 | $ 423,000 | $ 221,000 |
| Chester County Pennsylvania | 5 | $ 1,965,000 | $ 393,000 | $ 110,000 |
| Davis County Utah | 5 | $ 2,035,000 | $ 407,000 | $ 198,000 |
| Alexandria County Virginia | 5 | $ 2,875,000 | $ 575,000 | $ 215,000 |
| Arlington County Virginia | 5 | $ 2,625,000 | $ 525,000 | $ 295,000 |
| Adams County Colorado | 4 | $ 1,210,000 | $ 302,000 | $ 116,000 |
| Brevard County Florida | 4 | $ 1,550,000 | $ 387,000 | $ 137,000 |
| Pinellas County Florida | 4 | $ 1,370,000 | $ 342,000 | $ 351,000 |
| Sarasota County Florida | 4 | $ 1,640,000 | $ 410,000 | $ 231,000 |
| Plymouth County Massachusetts | 4 | $ 1,740,000 | $ 435,000 | $ 139,000 |
| Carver County Minnesota | 4 | $ 1,750,000 | $ 437,000 | $ 198,000 |
| Ramsey County Minnesota | 4 | $ 1,490,000 | $ 372,000 | $ 149,000 |
| Wright County Minnesota | 4 | $ 1,350,000 | $ 337,000 | $ 92,000 |
| Douglas County Nevada | 4 | $ 1,400,000 | $ 350,000 | $ 121,000 |
| Mercer County New Jersey | 4 | $ 1,860,000 | $ 465,000 | $ 195,000 |
| Passaic County New Jersey | 4 | $ 1,740,000 | $ 435,000 | $ 370,000 |
| Franklin County Ohio | 4 | $ 1,640,000 | $ 410,000 | $ 188,000 |
| Deschutes County Oregon | 4 | $ 1,550,000 | $ 387,000 | $ 166,000 |
| Washington County Rhode Island | 4 | $ 1,580,000 | $ 395,000 | $ 239,000 |
| Albemarle County Virginia | 4 | $ 1,800,000 | $ 450,000 | $ 345,000 |
| Henrico County Virginia | 4 | $ 1,600,000 | $ 400,000 | $ 145,000 |
| Waukesha County Wisconsin | 4 | $ 1,720,000 | $ 430,000 | $ 233,000 |
| Shelby County Alabama | 3 | $ 1,005,000 | $ 335,000 | $ 139,000 |
| Santa Cruz County California | 3 | $ 1,535,000 | $ 511,000 | $ 168,000 |
| Broomfield County Colorado | 3 | $ 1,255,000 | $ 418,000 | $ 228,000 |
| Larimer County Colorado | 3 | $ 1,225,000 | $ 408,000 | $ 164,000 |
| New London County Connecticut | 3 | $ 865,000 | $ 288,000 | $ 166,000 |
| New Castle County Delaware | 3 | $ 1,085,000 | $ 361,000 | $ 206,000 |
| Manatee County Florida | 3 | $ 965,000 | $ 321,000 | $ 171,000 |
| Fayette County Georgia | 3 | $ 1,315,000 | $ 438,000 | $ 173,000 |
| Canyon County Idaho | 3 | $ 1,135,000 | $ 378,000 | $ 254,000 |
| Kane County Illinois | 3 | $ 985,000 | $ 328,000 | $ 202,000 |
| Sedgwick County Kansas | 3 | $ 575,000 | $ 191,000 | $ 66,000 |
| Acadia County Louisiana | 3 | $ 1,115,000 | $ 371,000 | $ 237,000 |
| Hampden County Massachusetts | 3 | $ 765,000 | $ 255,000 | $ 191,000 |
| St. Charles County Missouri | 3 | $ 1,225,000 | $ 408,000 | $ 145,000 |
| Lancaster County Nebraska | 3 | $ 455,000 | $ 151,000 | $ 138,000 |
| Rockingham County New Hampshire | 3 | $ 645,000 | $ 215,000 | $ 162,000 |
| Strafford County New Hampshire | 3 | $ 475,000 | $ 158,000 | $ 241,000 |
| Cape May County New Jersey | 3 | $ 1,285,000 | $ 428,000 | $ 206,000 |
| Union County New Jersey | 3 | $ 1,715,000 | $ 571,000 | $ 235,000 |
| Cabarrus County North Carolina | 3 | $ 555,000 | $ 185,000 | $ 122,000 |
| Clackamas County Oregon | 3 | $ 1,405,000 | $ 468,000 | $ 207,000 |
| Providence County Rhode Island | 3 | $ 1,235,000 | $ 411,000 | $ 208,000 |
| Charleston County South Carolina | 3 | $ 1,405,000 | $ 468,000 | $ 395,000 |
| York County South Carolina | 3 | $ 1,305,000 | $ 435,000 | $ 217,000 |
| Davidson County Tennessee | 3 | $ 1,285,000 | $ 428,000 | $ 132,000 |
| Knox County Tennessee | 3 | $ 1,315,000 | $ 438,000 | $ 169,000 |
| Shelby County Tennessee | 3 | $ 1,285,000 | $ 428,000 | $ 115,000 |
| Williamson County Texas | 3 | $ 1,055,000 | $ 351,000 | $ 160,000 |
| Summit County Utah | 3 | $ 1,195,000 | $ 398,000 | $ 185,000 |
| Stafford County Virginia | 3 | $ 1,115,000 | $ 371,000 | $ 136,000 |
| Chelan County Washington | 3 | $ 1,185,000 | $ 395,000 | $ 152,000 |
| Kitsap County Washington | 3 | $ 1,535,000 | $ 511,000 | $ 214,000 |
| Yakima County Washington | 3 | $ 725,000 | $ 241,000 | $ 94,000 |
| Jefferson County Alabama | 2 | $ 930,000 | $ 465,000 | $ 232,000 |
| Coconino County Arizona | 2 | $ 890,000 | $ 445,000 | $ 125,000 |
| Washington County Arkansas | 2 | $ 980,000 | $ 490,000 | $ 296,000 |
| Kern County California | 2 | $ 590,000 | $ 295,000 | $ 140,000 |
| Monterey County California | 2 | $ 1,190,000 | $ 595,000 | $ 322,000 |
| Napa County California | 2 | $ 830,000 | $ 415,000 | $ 155,000 |
| Santa Barbara County California | 2 | $ 820,000 | $ 410,000 | $ 103,000 |
| Stanislaus County California | 2 | $ 830,000 | $ 415,000 | $ 73,000 |
| Yolo County California | 2 | $ 1,020,000 | $ 510,000 | $ 281,000 |
| Mesa County Colorado | 2 | $ 960,000 | $ 480,000 | $ 320,000 |
| Weld County Colorado | 2 | $ 720,000 | $ 360,000 | $ 292,000 |
| Sussex County Delaware | 2 | $ 750,000 | $ 375,000 | $ 211,000 |
| Lake County Florida | 2 | $ 510,000 | $ 255,000 | $ 100,000 |
| Lee County Florida | 2 | $ 730,000 | $ 365,000 | $ 321,000 |
| Leon County Florida | 2 | $ 750,000 | $ 375,000 | $ 183,000 |
| Chatham County Georgia | 2 | $ 840,000 | $ 420,000 | $ 169,000 |
| Clarke County Georgia | 2 | $ 760,000 | $ 380,000 | $ 186,000 |
| Clayton County Georgia | 2 | $ 170,000 | $ 85,000 | $ 226,000 |
| Columbia County Georgia | 2 | $ 560,000 | $ 280,000 | $ 311,000 |
| Hall County Georgia | 2 | $ 980,000 | $ 490,000 | $ 156,000 |
| Honolulu County Hawaii | 2 | $ 950,000 | $ 475,000 | $ 138,000 |
| Kootenai County Idaho | 2 | $ 870,000 | $ 435,000 | $ 210,000 |
| Twin Falls County Idaho | 2 | $ 500,000 | $ 250,000 | $ 110,000 |
| Lake County Illinois | 2 | $ 640,000 | $ 320,000 | $ 300,000 |
| Will County Illinois | 2 | $ 820,000 | $ 410,000 | $ 144,000 |
| Ellis County Kansas | 2 | $ 290,000 | $ 145,000 | $ 46,000 |
| Orleans County Louisiana | 2 | $ 960,000 | $ 480,000 | $ 161,000 |
| Cumberland County Maine | 2 | $ 890,000 | $ 445,000 | $ 932,000 |
| Dukes County Massachusetts | 2 | $ 1,130,000 | $ 565,000 | $ 166,000 |
| Kent County Michigan | 2 | $ 830,000 | $ 415,000 | $ 195,000 |
| Macomb County Michigan | 2 | $ 700,000 | $ 350,000 | $ 177,000 |
| Ottawa County Michigan | 2 | $ 230,000 | $ 115,000 | $ 129,000 |
| Dakota County Minnesota | 2 | $ 850,000 | $ 425,000 | $ 163,000 |
| Madison County Mississippi | 2 | $ 520,000 | $ 260,000 | $ 215,000 |
| Camden County Missouri | 2 | $ 440,000 | $ 220,000 | $ 211,000 |
| Johnson County Missouri | 2 | $ 350,000 | $ 175,000 | $ 33,000 |
| Yellowstone County Montana | 2 | $ 830,000 | $ 415,000 | $ 334,000 |
| Carson City County Nevada | 2 | $ 670,000 | $ 335,000 | $ 63,000 |
| Atlantic County New Jersey | 2 | $ 640,000 | $ 320,000 | $ 214,000 |
| Bernalillo County New Mexico | 2 | $ 370,000 | $ 185,000 | $ 115,000 |
| Dona Ana County New Mexico | 2 | $ 940,000 | $ 470,000 | $ 220,000 |
| Kings County New York | 2 | $ 890,000 | $ 445,000 | $ 138,000 |
| Richmond County New York | 2 | $ 780,000 | $ 390,000 | $ 114,000 |
| Suffolk County New York | 2 | $ 810,000 | $ 405,000 | $ 263,000 |
| Westchester County New York | 2 | $ 1,100,000 | $ 550,000 | $ 326,000 |
| Orange County North Carolina | 2 | $ 780,000 | $ 390,000 | $ 176,000 |
| Polk County Oregon | 2 | $ 710,000 | $ 355,000 | $ 145,000 |
| Centre County Pennsylvania | 2 | $ 1,030,000 | $ 515,000 | $ 304,000 |
| Delaware County Pennsylvania | 2 | $ 960,000 | $ 480,000 | $ 128,000 |
| Wilson County Tennessee | 2 | $ 820,000 | $ 410,000 | $ 135,000 |
| Bexar County Texas | 2 | $ 670,000 | $ 335,000 | $ 205,000 |
| Parker County Texas | 2 | $ 650,000 | $ 325,000 | $ 138,000 |
| Washington County Utah | 2 | $ 880,000 | $ 440,000 | $ 104,000 |
| Windham County Vermont | 2 | $ 510,000 | $ 255,000 | $ 284,000 |
| Charlottesville County Virginia | 2 | $ 720,000 | $ 360,000 | $ 72,000 |
| Falls Church County Virginia | 2 | $ 1,140,000 | $ 570,000 | $ 253,000 |
| Virginia Beach County Virginia | 2 | $ 860,000 | $ 430,000 | $ 137,000 |
| Warren County Virginia | 2 | $ 820,000 | $ 410,000 | $ 187,000 |
| Baldwin County Alabama | 1 | $ 325,000 | $ 325,000 | $ 131,000 |
| Elmore County Alabama | 1 | $ 515,000 | $ 515,000 | $ 261,000 |
| Houston County Alabama | 1 | $ 425,000 | $ 425,000 | $ 139,000 |
| Lauderdale County Alabama | 1 | $ 365,000 | $ 365,000 | $ 445,000 |
| Lee County Alabama | 1 | $ 515,000 | $ 515,000 | $ 300,000 |
| Kenai Peninsula County Alaska | 1 | $ 495,000 | $ 495,000 | $ 518,000 |
| Mohave County Arizona | 1 | $ 505,000 | $ 505,000 | $ 225,000 |
| Pima County Arizona | 1 | $ 175,000 | $ 175,000 | $ 364,000 |
| Pinal County Arizona | 1 | $ 335,000 | $ 335,000 | $ 125,000 |
| Yuma County Arizona | 1 | $ 395,000 | $ 395,000 | $ 190,000 |
| Saline County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 27,000 |
| Butte County California | 1 | $ 265,000 | $ 265,000 | $ 121,000 |
| Sutter County California | 1 | $ 425,000 | $ 425,000 | $ 210,000 |
| Yuba County California | 1 | $ 245,000 | $ 245,000 | $ 261,000 |
| Eagle County Colorado | 1 | $ 365,000 | $ 365,000 | $ 100,000 |
| Garfield County Colorado | 1 | $ 515,000 | $ 515,000 | $ 148,000 |
| Routt County Colorado | 1 | $ 465,000 | $ 465,000 | $ 167,000 |
| Hartford County Connecticut | 1 | $ 435,000 | $ 435,000 | $ 182,000 |
| Litchfield County Connecticut | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| New Haven County Connecticut | 1 | $ 365,000 | $ 365,000 | $ 175,000 |
| Tolland County Connecticut | 1 | $ 375,000 | $ 375,000 | $ 186,000 |
| Collier County Florida | 1 | $ 515,000 | $ 515,000 | $ 360,000 |
| Indian River County Florida | 1 | $ 235,000 | $ 235,000 | $ 498,000 |
| Nassau County Florida | 1 | $ 515,000 | $ 515,000 | $ 180,000 |
| Okaloosa County Florida | 1 | $ 375,000 | $ 375,000 | $ 279,000 |
| Osceola County Florida | 1 | $ 515,000 | $ 515,000 | $ 193,000 |
| Pasco County Florida | 1 | $ 485,000 | $ 485,000 | $ 85,000 |
| Santa Rosa County Florida | 1 | $ 515,000 | $ 515,000 | $ 179,000 |
| Seminole County Florida | 1 | $ 415,000 | $ 415,000 | $ 107,000 |
| Sumter County Florida | 1 | $ 425,000 | $ 425,000 | $ 102,000 |
| Camden County Georgia | 1 | $ 205,000 | $ 205,000 | $ 124,000 |
| Cherokee County Georgia | 1 | $ 365,000 | $ 365,000 | $ 89,000 |
| Fannin County Georgia | 1 | $ 325,000 | $ 325,000 | $ 165,000 |
| Newton County Georgia | 1 | $ 505,000 | $ 505,000 | $ 212,000 |
| Blaine County Idaho | 1 | $ 455,000 | $ 455,000 | $ 165,000 |
| Bonner County Idaho | 1 | $ 515,000 | $ 515,000 | $ 84,000 |
| Payette County Idaho | 1 | $ 415,000 | $ 415,000 | $ 186,000 |
| Valley County Idaho | 1 | $ 205,000 | $ 205,000 | $ 137,000 |
| St. Clair County Illinois | 1 | $ 425,000 | $ 425,000 | $ 195,000 |
| Lake County Indiana | 1 | $ 515,000 | $ 515,000 | $ 389,000 |
| Marion County Indiana | 1 | $ 425,000 | $ 425,000 | $ 200,000 |
| Lincoln County Kansas | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| McPherson County Kansas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Pottawatomie County Kansas | 1 | $ 215,000 | $ 215,000 | $ 107,000 |
| Saline County Kansas | 1 | $ 195,000 | $ 195,000 | $ 99,000 |
| Seward County Kansas | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Sumner County Kansas | 1 | $ 315,000 | $ 315,000 | $ 152,000 |
| Boyd County Kentucky | 1 | $ 325,000 | $ 325,000 | $ 148,000 |
| Jefferson County Kentucky | 1 | $ 425,000 | $ 425,000 | $ 115,000 |
| East Baton Rouge County Louisiana | 1 | $ 365,000 | $ 365,000 | $ 301,000 |
| Jefferson County Louisiana | 1 | $ 505,000 | $ 505,000 | $ 180,000 |
| St. Tammany County Louisiana | 1 | $ 505,000 | $ 505,000 | $ 139,000 |
| Howard County Maryland | 1 | $ 505,000 | $ 505,000 | $ 176,000 |
| Montgomery County Maryland | 1 | $ 315,000 | $ 315,000 | $ 86,000 |
| Ingham County Michigan | 1 | $ 475,000 | $ 475,000 | $ 440,000 |
| Livingston County Michigan | 1 | $ 265,000 | $ 265,000 | $ 98,000 |
| Midland County Michigan | 1 | $ 515,000 | $ 515,000 | $ 412,000 |
| St. Clair County Michigan | 1 | $ 445,000 | $ 445,000 | $ 88,000 |
| Chisago County Minnesota | 1 | $ 445,000 | $ 445,000 | $ 127,000 |
| Douglas County Minnesota | 1 | $ 455,000 | $ 455,000 | $ 162,000 |
| Stearns County Minnesota | 1 | $ 405,000 | $ 405,000 | $ 158,000 |
| Lamar County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 114,000 |
| Jefferson County Missouri | 1 | $ 305,000 | $ 305,000 | $ 163,000 |
| New Madrid County Missouri | 1 | $ 245,000 | $ 245,000 | $ 142,000 |
| Gallatin County Montana | 1 | $ 485,000 | $ 485,000 | $ 116,000 |
| Hillsborough County New Hampshire | 1 | $ 255,000 | $ 255,000 | $ 164,000 |
| Burlington County New Jersey | 1 | $ 465,000 | $ 465,000 | $ 439,000 |
| Gloucester County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 343,000 |
| Hunterdon County New Jersey | 1 | $ 725,000 | $ 725,000 | $ 495,000 |
| Ocean County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 380,000 |
| Sussex County New Jersey | 1 | $ 425,000 | $ 425,000 | $ 345,000 |
| Los Alamos County New Mexico | 1 | $ 245,000 | $ 245,000 | $ 350,000 |
| Broome County New York | 1 | $ 305,000 | $ 305,000 | $ 271,000 |
| Brunswick County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 99,000 |
| Buncombe County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 110,000 |
| Carteret County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 127,000 |
| Clay County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 153,000 |
| Cumberland County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 303,000 |
| Dare County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Guilford County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 444,000 |
| New Hanover County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 140,000 |
| Onslow County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 117,000 |
| Sampson County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 270,000 |
| Grand Forks County North Dakota | 1 | $ 375,000 | $ 375,000 | $ 153,000 |
| Columbiana County Ohio | 1 | $ 235,000 | $ 235,000 | $ 126,000 |
| Delaware County Ohio | 1 | $ 365,000 | $ 365,000 | $ 84,000 |
| Medina County Ohio | 1 | $ 405,000 | $ 405,000 | $ 150,000 |
| Canadian County Oklahoma | 1 | $ 445,000 | $ 445,000 | $ 195,000 |
| Benton County Oregon | 1 | $ 365,000 | $ 365,000 | $ 130,000 |
| Columbia County Oregon | 1 | $ 515,000 | $ 515,000 | $ 194,000 |
| Jackson County Oregon | 1 | $ 255,000 | $ 255,000 | $ 220,000 |
| Lane County Oregon | 1 | $ 345,000 | $ 345,000 | $ 126,000 |
| Marion County Oregon | 1 | $ 285,000 | $ 285,000 | $ 167,000 |
| Yamhill County Oregon | 1 | $ 475,000 | $ 475,000 | $ 93,000 |
| Dauphin County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 140,000 |
| Lehigh County Pennsylvania | 1 | $ 485,000 | $ 485,000 | $ 120,000 |
| Northampton County Pennsylvania | 1 | $ 445,000 | $ 445,000 | $ 124,000 |
| Bristol County Rhode Island | 1 | $ 465,000 | $ 465,000 | $ 302,000 |
| Newport County Rhode Island | 1 | $ 365,000 | $ 365,000 | $ 229,000 |
| Beaufort County South Carolina | 1 | $ 465,000 | $ 465,000 | $ 264,000 |
| Berkeley County South Carolina | 1 | $ 475,000 | $ 475,000 | $ 213,000 |
| Georgetown County South Carolina | 1 | $ 485,000 | $ 485,000 | $ 264,000 |
| Greenville County South Carolina | 1 | $ 515,000 | $ 515,000 | $ 127,000 |
| Lexington County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
| Oconee County South Carolina | 1 | $ 495,000 | $ 495,000 | $ 105,000 |
| Cheatham County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Hamilton County Tennessee | 1 | $ 475,000 | $ 475,000 | $ 113,000 |
| Maury County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 113,000 |
| Sumner County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 109,000 |
| Washington County Tennessee | 1 | $ 515,000 | $ 515,000 | $ 443,000 |
| Bosque County Texas | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Brazoria County Texas | 1 | $ 475,000 | $ 475,000 | $ 84,000 |
| El Paso County Texas | 1 | $ 485,000 | $ 485,000 | $ 230,000 |
| Hill County Texas | 1 | $ 245,000 | $ 245,000 | $ 141,000 |
| Lamar County Texas | 1 | $ 455,000 | $ 455,000 | $ 444,000 |
| Tom Green County Texas | 1 | $ 375,000 | $ 375,000 | $ 141,000 |
| Wichita County Texas | 1 | $ 45,000 | $ 45,000 | $ 235,000 |
| Weber County Utah | 1 | $ 475,000 | $ 475,000 | $ 150,000 |
| Fairfax City County Virginia | 1 | $ 365,000 | $ 365,000 | $ 132,000 |
| Fauquier County Virginia | 1 | $ 535,000 | $ 535,000 | $ 213,000 |
| Goochland County Virginia | 1 | $ 425,000 | $ 425,000 | $ 106,000 |
| Isle of Wight County Virginia | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Poquoson County Virginia | 1 | $ 395,000 | $ 395,000 | $ 124,000 |
| Spotsylvania County Virginia | 1 | $ 505,000 | $ 505,000 | $ 180,000 |
| Suffolk County Virginia | 1 | $ 275,000 | $ 275,000 | $ 41,000 |
| Clallam County Washington | 1 | $ 315,000 | $ 315,000 | $ 146,000 |
| Cowlitz County Washington | 1 | $ 475,000 | $ 475,000 | $ 222,000 |
| Island County Washington | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Spokane County Washington | 1 | $ 485,000 | $ 485,000 | $ 133,000 |
| Stevens County Washington | 1 | $ 205,000 | $ 205,000 | $ 130,000 |
| Hardy County West Virginia | 1 | $ 355,000 | $ 355,000 | $ 269,000 |
| Jefferson County West Virginia | 1 | $ 455,000 | $ 455,000 | $ 417,000 |
| Kenosha County Wisconsin | 1 | $ 445,000 | $ 445,000 | $ 294,000 |
| Winnebago County Wisconsin | 1 | $ 445,000 | $ 445,000 | $ 197,000 |
| Goshen County Wyoming | 1 | $ 135,000 | $ 135,000 | $ 109,000 |
Mortgage Loan Application Detail Totals for Farmers Bank & Trust in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,031 | $921,335,000 | $453,000 | $1,205,000 | $197,000 | $3,894,000 |
| Cash-out Refinancing | 592 | $250,880,000 | $423,000 | $875,000 | $184,000 | $3,264,000 |
| Home Purchase | 190 | $44,300,000 | $233,000 | $1,525,000 | $134,000 | $1,041,000 |
| Home Improvement | 8 | $1,270,000 | $158,000 | $505,000 | $222,000 | $340,000 |
| Other Purpose | 1 | $45,000 | $45,000 | $45,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,281 | $522,535,000 | $407,000 | $1,525,000 | $178,000 | $1,041,000 |
| Not Provided | 736 | $337,010,000 | $457,000 | $855,000 | $195,000 | $1,896,000 |
| Asian | 382 | $183,540,000 | $480,000 | $1,085,000 | $220,000 | $3,894,000 |
| Hispanic | 95 | $40,475,000 | $426,000 | $955,000 | $224,000 | $3,840,000 |
| Not applicable | 44 | $11,740,000 | $266,000 | $1,365,000 | $0 | $0 |
| Black or African American | 41 | $14,885,000 | $363,000 | $665,000 | $147,000 | $408,000 |
| American Indian or Alaskan Native | 8 | $2,410,000 | $301,000 | $485,000 | $84,000 | $124,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $1,230,000 | $615,000 | $655,000 | $157,000 | $160,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,811 | $1,216,895,000 | $432,000 | $1,525,000 | $191,000 | $3,894,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $935,000 | $85,000 | $185,000 | $49,000 | $85,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,570 | $682,140,000 | $434,000 | $1,505,000 | $182,000 | $1,041,000 |
| Application Withdrawn By Applicant | 881 | $386,775,000 | $439,000 | $1,085,000 | $212,000 | $3,894,000 |
| File Closed For Incompleteness | 213 | $94,135,000 | $441,000 | $875,000 | $197,000 | $1,380,000 |
| Application Denied By Financial Institution | 123 | $38,705,000 | $314,000 | $1,525,000 | $141,000 | $1,620,000 |
| Application Approved But Not Accepted | 35 | $16,075,000 | $459,000 | $745,000 | $169,000 | $418,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 2,822 | $1,217,830,000 | $431,000 | $1,525,000 | $191,000 | $3,894,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Bank & Trust's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farmers Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.