Farmers Bank & Trust Mortgage Lending & HMDA Data, 2020

In 2020, Farmers Bank & Trust of Great Bend, KS reported 2,822 mortgage applications totaling $1.2 billion, up 1550% from 2019. The average application was for $431,548, and applicants reported an average income of $190,099. 56% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (274), Washington-Arlington-Alexandria, DC-VA-MD-WV (200) and Los Angeles-Long Beach-Glendale, CA (159) (applications in parentheses).

Mortgage Company & Address Farmers Bank & Trust
1017 Harrison
Great Bend, KS 67530
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 2,822
Total Mortgage Loan Application Amount $1,217,830,000
Average Mortgage Loan Application Amount $431,548
Highest Mortgage Loan Application Amount $1,525,000
Average Applicant Income $190,099
Highest Applicant Income $3,894,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farmers Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Farmers Bank & Trust by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
King, Washington 221 $ 117,195,000 $ 530,294 $ 216,000
Los Angeles, California 159 $ 81,795,000 $ 514,433 $ 193,000
Orange, California 132 $ 68,520,000 $ 519,090 $ 205,000
Johnson, Kansas 89 $ 26,905,000 $ 302,303 $ 154,000
Alameda, California 86 $ 47,700,000 $ 554,651 $ 229,000
San Diego, California 82 $ 41,080,000 $ 500,975 $ 186,000
Fairfax, Virginia 78 $ 40,420,000 $ 518,205 $ 246,000
Santa Clara, California 77 $ 41,215,000 $ 535,259 $ 212,000
Loudoun, Virginia 61 $ 28,025,000 $ 459,426 $ 207,000
Barton, Kansas 55 $ 6,845,000 $ 124,454 $ 95,000
Snohomish, Washington 53 $ 25,535,000 $ 481,792 $ 166,000
Middlesex, Massachusetts 51 $ 25,845,000 $ 506,764 $ 220,000
Contra Costa, California 49 $ 27,695,000 $ 565,204 $ 197,000
Clark, Nevada 35 $ 12,775,000 $ 365,000 $ 151,000
Ventura, California 33 $ 16,045,000 $ 486,212 $ 172,000
Williamson, Tennessee 32 $ 12,850,000 $ 401,562 $ 168,000
Maricopa, Arizona 31 $ 12,575,000 $ 405,645 $ 160,000
District of Columbia, District Of Columbia 30 $ 16,460,000 $ 548,666 $ 205,000
Jackson, Missouri 30 $ 8,680,000 $ 289,333 $ 106,000
Riverside, California 25 $ 9,795,000 $ 391,800 $ 128,000
Wake, North Carolina 25 $ 8,805,000 $ 352,200 $ 143,000
San Mateo, California 24 $ 12,470,000 $ 519,583 $ 212,000
Norfolk, Massachusetts 24 $ 11,080,000 $ 461,666 $ 220,000
Bergen, New Jersey 24 $ 11,880,000 $ 495,000 $ 248,000
Cook, Illinois 23 $ 8,845,000 $ 384,565 $ 189,000
Collin, Texas 22 $ 8,270,000 $ 375,909 $ 167,000
San Bernardino, California 21 $ 8,865,000 $ 422,142 $ 195,000
Boulder, Colorado 20 $ 10,020,000 $ 501,000 $ 189,000
Pawnee, Kansas 20 $ 1,750,000 $ 87,500 $ 120,000
Middlesex, New Jersey 20 $ 8,210,000 $ 410,500 $ 273,000
Washington, Oregon 20 $ 8,290,000 $ 414,500 $ 150,000
Sacramento, California 19 $ 7,355,000 $ 387,105 $ 301,000
Monmouth, New Jersey 19 $ 7,665,000 $ 403,421 $ 269,000
Denver, Colorado 18 $ 7,780,000 $ 432,222 $ 169,000
Edwards, Kansas 18 $ 1,710,000 $ 95,000 $ 120,000
San Francisco, California 17 $ 9,655,000 $ 567,941 $ 216,000
Hennepin, Minnesota 17 $ 7,195,000 $ 423,235 $ 192,000
Sonoma, California 16 $ 7,440,000 $ 465,000 $ 116,000
Broward, Florida 16 $ 5,920,000 $ 370,000 $ 163,000
Clark, Washington 16 $ 5,950,000 $ 371,875 $ 100,000
Placer, California 15 $ 6,745,000 $ 449,666 $ 166,000
Ada, Idaho 15 $ 6,185,000 $ 412,333 $ 125,000
Douglas, Colorado 14 $ 5,690,000 $ 406,428 $ 154,000
Harris, Texas 14 $ 5,040,000 $ 360,000 $ 177,000
Jefferson, Colorado 13 $ 5,935,000 $ 456,538 $ 186,000
Bucks, Pennsylvania 13 $ 4,955,000 $ 381,153 $ 198,000
Travis, Texas 13 $ 5,925,000 $ 455,769 $ 177,000
Multnomah, Oregon 12 $ 5,000,000 $ 416,666 $ 173,000
Miami-Dade, Florida 11 $ 4,515,000 $ 410,454 $ 498,000
Fulton, Georgia 11 $ 4,695,000 $ 426,818 $ 176,000
Rush, Kansas 11 $ 945,000 $ 85,909 $ 72,000
Essex, Massachusetts 11 $ 5,045,000 $ 458,636 $ 178,000
Oakland, Michigan 11 $ 4,405,000 $ 400,454 $ 323,000
Somerset, New Jersey 11 $ 5,435,000 $ 494,090 $ 247,000
Pierce, Washington 11 $ 4,315,000 $ 392,272 $ 203,000
San Luis Obispo, California 10 $ 5,270,000 $ 527,000 $ 147,000
Cobb, Georgia 10 $ 4,000,000 $ 400,000 $ 144,000
Forsyth, Georgia 10 $ 3,810,000 $ 381,000 $ 152,000
St. Louis, Missouri 10 $ 3,060,000 $ 306,000 $ 165,000
Hudson, New Jersey 10 $ 4,510,000 $ 451,000 $ 269,000
Morris, New Jersey 10 $ 4,620,000 $ 462,000 $ 239,000
Mecklenburg, North Carolina 10 $ 4,040,000 $ 404,000 $ 158,000
Philadelphia, Pennsylvania 10 $ 3,820,000 $ 382,000 $ 181,000
Prince William, Virginia 10 $ 4,840,000 $ 484,000 $ 159,000
El Dorado, California 9 $ 3,995,000 $ 443,888 $ 187,000
San Joaquin, California 9 $ 3,475,000 $ 386,111 $ 161,000
St. Johns, Florida 9 $ 3,665,000 $ 407,222 $ 170,000
DuPage, Illinois 9 $ 4,215,000 $ 468,333 $ 206,000
Wyandotte, Kansas 9 $ 1,485,000 $ 165,000 $ 88,000
Cass, Missouri 9 $ 2,905,000 $ 322,777 $ 92,000
Allegheny, Pennsylvania 9 $ 3,525,000 $ 391,666 $ 198,000
Fort Bend, Texas 9 $ 3,515,000 $ 390,555 $ 159,000
Whatcom, Washington 9 $ 3,825,000 $ 425,000 $ 125,000
Arapahoe, Colorado 8 $ 3,410,000 $ 426,250 $ 215,000
Orange, Florida 8 $ 3,150,000 $ 393,750 $ 185,000
Stafford, Kansas 8 $ 1,240,000 $ 155,000 $ 111,000
Washoe, Nevada 8 $ 3,460,000 $ 432,500 $ 152,000
Tarrant, Texas 8 $ 3,250,000 $ 406,250 $ 288,000
Fresno, California 7 $ 2,565,000 $ 366,428 $ 107,000
Marin, California 7 $ 3,965,000 $ 566,428 $ 280,000
Duval, Florida 7 $ 2,035,000 $ 290,714 $ 130,000
Wayne, Michigan 7 $ 3,055,000 $ 436,428 $ 232,000
Montgomery, Pennsylvania 7 $ 2,655,000 $ 379,285 $ 164,000
Dallas, Texas 7 $ 2,475,000 $ 353,571 $ 200,000
Salt Lake, Utah 7 $ 2,405,000 $ 343,571 $ 186,000
Chesterfield, Virginia 7 $ 2,415,000 $ 345,000 $ 129,000
Fairfield, Connecticut 6 $ 2,580,000 $ 430,000 $ 175,000
Hillsborough, Florida 6 $ 2,270,000 $ 378,333 $ 161,000
Palm Beach, Florida 6 $ 2,700,000 $ 450,000 $ 263,000
Suffolk, Massachusetts 6 $ 2,370,000 $ 395,000 $ 140,000
Essex, New Jersey 6 $ 2,790,000 $ 465,000 $ 360,000
Cumberland, Pennsylvania 6 $ 1,690,000 $ 281,666 $ 104,000
Denton, Texas 6 $ 2,580,000 $ 430,000 $ 151,000
Utah, Utah 6 $ 2,600,000 $ 433,333 $ 185,000
Benton, Arkansas 5 $ 705,000 $ 141,000 $ 208,000
Solano, California 5 $ 2,205,000 $ 441,000 $ 136,000
El Paso, Colorado 5 $ 1,815,000 $ 363,000 $ 149,000
Hamilton, Indiana 5 $ 1,685,000 $ 337,000 $ 161,000
Douglas, Kansas 5 $ 1,215,000 $ 243,000 $ 93,000
Leavenworth, Kansas 5 $ 805,000 $ 161,000 $ 77,000
Miami, Kansas 5 $ 1,595,000 $ 319,000 $ 248,000
Ness, Kansas 5 $ 365,000 $ 73,000 $ 69,000
Worcester, Massachusetts 5 $ 2,235,000 $ 447,000 $ 193,000
Scott, Minnesota 5 $ 1,975,000 $ 395,000 $ 119,000
Washington, Minnesota 5 $ 2,085,000 $ 417,000 $ 190,000
Clay, Missouri 5 $ 765,000 $ 153,000 $ 64,000
Union, North Carolina 5 $ 1,905,000 $ 381,000 $ 159,000
Cuyahoga, Ohio 5 $ 2,185,000 $ 437,000 $ 187,000
Hamilton, Ohio 5 $ 2,115,000 $ 423,000 $ 221,000
Chester, Pennsylvania 5 $ 1,965,000 $ 393,000 $ 110,000
Davis, Utah 5 $ 2,035,000 $ 407,000 $ 198,000
Alexandria, Virginia 5 $ 2,875,000 $ 575,000 $ 215,000
Arlington, Virginia 5 $ 2,625,000 $ 525,000 $ 295,000
Adams, Colorado 4 $ 1,210,000 $ 302,500 $ 116,000
Brevard, Florida 4 $ 1,550,000 $ 387,500 $ 137,000
Pinellas, Florida 4 $ 1,370,000 $ 342,500 $ 351,000
Sarasota, Florida 4 $ 1,640,000 $ 410,000 $ 231,000
Plymouth, Massachusetts 4 $ 1,740,000 $ 435,000 $ 139,000
Carver, Minnesota 4 $ 1,750,000 $ 437,500 $ 198,000
Ramsey, Minnesota 4 $ 1,490,000 $ 372,500 $ 149,000
Wright, Minnesota 4 $ 1,350,000 $ 337,500 $ 92,000
Douglas, Nevada 4 $ 1,400,000 $ 350,000 $ 121,000
Mercer, New Jersey 4 $ 1,860,000 $ 465,000 $ 195,000
Passaic, New Jersey 4 $ 1,740,000 $ 435,000 $ 370,000
Franklin, Ohio 4 $ 1,640,000 $ 410,000 $ 188,000
Deschutes, Oregon 4 $ 1,550,000 $ 387,500 $ 166,000
Washington, Rhode Island 4 $ 1,580,000 $ 395,000 $ 239,000
Albemarle, Virginia 4 $ 1,800,000 $ 450,000 $ 345,000
Henrico, Virginia 4 $ 1,600,000 $ 400,000 $ 145,000
Waukesha, Wisconsin 4 $ 1,720,000 $ 430,000 $ 233,000
Shelby, Alabama 3 $ 1,005,000 $ 335,000 $ 139,000
Santa Cruz, California 3 $ 1,535,000 $ 511,666 $ 168,000
Broomfield, Colorado 3 $ 1,255,000 $ 418,333 $ 228,000
Larimer, Colorado 3 $ 1,225,000 $ 408,333 $ 164,000
New London, Connecticut 3 $ 865,000 $ 288,333 $ 166,000
New Castle, Delaware 3 $ 1,085,000 $ 361,666 $ 206,000
Manatee, Florida 3 $ 965,000 $ 321,666 $ 171,000
Fayette, Georgia 3 $ 1,315,000 $ 438,333 $ 173,000
Canyon, Idaho 3 $ 1,135,000 $ 378,333 $ 254,000
Kane, Illinois 3 $ 985,000 $ 328,333 $ 202,000
Sedgwick, Kansas 3 $ 575,000 $ 191,666 $ 66,000
Acadia, Louisiana 3 $ 1,115,000 $ 371,666 $ 237,000
Hampden, Massachusetts 3 $ 765,000 $ 255,000 $ 191,000
St. Charles, Missouri 3 $ 1,225,000 $ 408,333 $ 145,000
Lancaster, Nebraska 3 $ 455,000 $ 151,666 $ 138,000
Rockingham, New Hampshire 3 $ 645,000 $ 215,000 $ 162,000
Strafford, New Hampshire 3 $ 475,000 $ 158,333 $ 241,000
Cape May, New Jersey 3 $ 1,285,000 $ 428,333 $ 206,000
Union, New Jersey 3 $ 1,715,000 $ 571,666 $ 235,000
Cabarrus, North Carolina 3 $ 555,000 $ 185,000 $ 122,000
Clackamas, Oregon 3 $ 1,405,000 $ 468,333 $ 207,000
Providence, Rhode Island 3 $ 1,235,000 $ 411,666 $ 208,000
Charleston, South Carolina 3 $ 1,405,000 $ 468,333 $ 395,000
York, South Carolina 3 $ 1,305,000 $ 435,000 $ 217,000
Davidson, Tennessee 3 $ 1,285,000 $ 428,333 $ 132,000
Knox, Tennessee 3 $ 1,315,000 $ 438,333 $ 169,000
Shelby, Tennessee 3 $ 1,285,000 $ 428,333 $ 115,000
Williamson, Texas 3 $ 1,055,000 $ 351,666 $ 160,000
Summit, Utah 3 $ 1,195,000 $ 398,333 $ 185,000
Stafford, Virginia 3 $ 1,115,000 $ 371,666 $ 136,000
Chelan, Washington 3 $ 1,185,000 $ 395,000 $ 152,000
Kitsap, Washington 3 $ 1,535,000 $ 511,666 $ 214,000
Yakima, Washington 3 $ 725,000 $ 241,666 $ 94,000
Jefferson, Alabama 2 $ 930,000 $ 465,000 $ 232,000
Coconino, Arizona 2 $ 890,000 $ 445,000 $ 125,000
Washington, Arkansas 2 $ 980,000 $ 490,000 $ 296,000
Kern, California 2 $ 590,000 $ 295,000 $ 140,000
Monterey, California 2 $ 1,190,000 $ 595,000 $ 322,000
Napa, California 2 $ 830,000 $ 415,000 $ 155,000
Santa Barbara, California 2 $ 820,000 $ 410,000 $ 103,000
Stanislaus, California 2 $ 830,000 $ 415,000 $ 73,000
Yolo, California 2 $ 1,020,000 $ 510,000 $ 281,000
Mesa, Colorado 2 $ 960,000 $ 480,000 $ 320,000
Weld, Colorado 2 $ 720,000 $ 360,000 $ 292,000
Sussex, Delaware 2 $ 750,000 $ 375,000 $ 211,000
Lake, Florida 2 $ 510,000 $ 255,000 $ 100,000
Lee, Florida 2 $ 730,000 $ 365,000 $ 321,000
Leon, Florida 2 $ 750,000 $ 375,000 $ 183,000
Chatham, Georgia 2 $ 840,000 $ 420,000 $ 169,000
Clarke, Georgia 2 $ 760,000 $ 380,000 $ 186,000
Clayton, Georgia 2 $ 170,000 $ 85,000 $ 226,000
Columbia, Georgia 2 $ 560,000 $ 280,000 $ 311,000
Hall, Georgia 2 $ 980,000 $ 490,000 $ 156,000
Honolulu, Hawaii 2 $ 950,000 $ 475,000 $ 138,000
Kootenai, Idaho 2 $ 870,000 $ 435,000 $ 210,000
Twin Falls, Idaho 2 $ 500,000 $ 250,000 $ 110,000
Lake, Illinois 2 $ 640,000 $ 320,000 $ 300,000
Will, Illinois 2 $ 820,000 $ 410,000 $ 144,000
Ellis, Kansas 2 $ 290,000 $ 145,000 $ 46,000
Orleans, Louisiana 2 $ 960,000 $ 480,000 $ 161,000
Cumberland, Maine 2 $ 890,000 $ 445,000 $ 932,000
Dukes, Massachusetts 2 $ 1,130,000 $ 565,000 $ 166,000
Kent, Michigan 2 $ 830,000 $ 415,000 $ 195,000
Macomb, Michigan 2 $ 700,000 $ 350,000 $ 177,000
Ottawa, Michigan 2 $ 230,000 $ 115,000 $ 129,000
Dakota, Minnesota 2 $ 850,000 $ 425,000 $ 163,000
Madison, Mississippi 2 $ 520,000 $ 260,000 $ 215,000
Camden, Missouri 2 $ 440,000 $ 220,000 $ 211,000
Johnson, Missouri 2 $ 350,000 $ 175,000 $ 33,000
Yellowstone, Montana 2 $ 830,000 $ 415,000 $ 334,000
Carson City, Nevada 2 $ 670,000 $ 335,000 $ 63,000
Atlantic, New Jersey 2 $ 640,000 $ 320,000 $ 214,000
Bernalillo, New Mexico 2 $ 370,000 $ 185,000 $ 115,000
Dona Ana, New Mexico 2 $ 940,000 $ 470,000 $ 220,000
Kings, New York 2 $ 890,000 $ 445,000 $ 138,000
Richmond, New York 2 $ 780,000 $ 390,000 $ 114,000
Suffolk, New York 2 $ 810,000 $ 405,000 $ 263,000
Westchester, New York 2 $ 1,100,000 $ 550,000 $ 326,000
Orange, North Carolina 2 $ 780,000 $ 390,000 $ 176,000
Polk, Oregon 2 $ 710,000 $ 355,000 $ 145,000
Centre, Pennsylvania 2 $ 1,030,000 $ 515,000 $ 304,000
Delaware, Pennsylvania 2 $ 960,000 $ 480,000 $ 128,000
Wilson, Tennessee 2 $ 820,000 $ 410,000 $ 135,000
Bexar, Texas 2 $ 670,000 $ 335,000 $ 205,000
Parker, Texas 2 $ 650,000 $ 325,000 $ 138,000
Washington, Utah 2 $ 880,000 $ 440,000 $ 104,000
Windham, Vermont 2 $ 510,000 $ 255,000 $ 284,000
Charlottesville, Virginia 2 $ 720,000 $ 360,000 $ 72,000
Falls Church, Virginia 2 $ 1,140,000 $ 570,000 $ 253,000
Virginia Beach, Virginia 2 $ 860,000 $ 430,000 $ 137,000
Warren, Virginia 2 $ 820,000 $ 410,000 $ 187,000
Baldwin, Alabama 1 $ 325,000 $ 325,000 $ 131,000
Elmore, Alabama 1 $ 515,000 $ 515,000 $ 261,000
Houston, Alabama 1 $ 425,000 $ 425,000 $ 139,000
Lauderdale, Alabama 1 $ 365,000 $ 365,000 $ 445,000
Lee, Alabama 1 $ 515,000 $ 515,000 $ 300,000
Kenai Peninsula, Alaska 1 $ 495,000 $ 495,000 $ 518,000
Mohave, Arizona 1 $ 505,000 $ 505,000 $ 225,000
Pima, Arizona 1 $ 175,000 $ 175,000 $ 364,000
Pinal, Arizona 1 $ 335,000 $ 335,000 $ 125,000
Yuma, Arizona 1 $ 395,000 $ 395,000 $ 190,000
Saline, Arkansas 1 $ 135,000 $ 135,000 $ 27,000
Butte, California 1 $ 265,000 $ 265,000 $ 121,000
Sutter, California 1 $ 425,000 $ 425,000 $ 210,000
Yuba, California 1 $ 245,000 $ 245,000 $ 261,000
Eagle, Colorado 1 $ 365,000 $ 365,000 $ 100,000
Garfield, Colorado 1 $ 515,000 $ 515,000 $ 148,000
Routt, Colorado 1 $ 465,000 $ 465,000 $ 167,000
Hartford, Connecticut 1 $ 435,000 $ 435,000 $ 182,000
Litchfield, Connecticut 1 $ 155,000 $ 155,000 $ 74,000
New Haven, Connecticut 1 $ 365,000 $ 365,000 $ 175,000
Tolland, Connecticut 1 $ 375,000 $ 375,000 $ 186,000
Collier, Florida 1 $ 515,000 $ 515,000 $ 360,000
Indian River, Florida 1 $ 235,000 $ 235,000 $ 498,000
Nassau, Florida 1 $ 515,000 $ 515,000 $ 180,000
Okaloosa, Florida 1 $ 375,000 $ 375,000 $ 279,000
Osceola, Florida 1 $ 515,000 $ 515,000 $ 193,000
Pasco, Florida 1 $ 485,000 $ 485,000 $ 85,000
Santa Rosa, Florida 1 $ 515,000 $ 515,000 $ 179,000
Seminole, Florida 1 $ 415,000 $ 415,000 $ 107,000
Sumter, Florida 1 $ 425,000 $ 425,000 $ 102,000
Camden, Georgia 1 $ 205,000 $ 205,000 $ 124,000
Cherokee, Georgia 1 $ 365,000 $ 365,000 $ 89,000
Fannin, Georgia 1 $ 325,000 $ 325,000 $ 165,000
Newton, Georgia 1 $ 505,000 $ 505,000 $ 212,000
Blaine, Idaho 1 $ 455,000 $ 455,000 $ 165,000
Bonner, Idaho 1 $ 515,000 $ 515,000 $ 84,000
Payette, Idaho 1 $ 415,000 $ 415,000 $ 186,000
Valley, Idaho 1 $ 205,000 $ 205,000 $ 137,000
St. Clair, Illinois 1 $ 425,000 $ 425,000 $ 195,000
Lake, Indiana 1 $ 515,000 $ 515,000 $ 389,000
Marion, Indiana 1 $ 425,000 $ 425,000 $ 200,000
Lincoln, Kansas 1 $ 35,000 $ 35,000 $ 24,000
McPherson, Kansas 1 $ 215,000 $ 215,000 $ 0
Pottawatomie, Kansas 1 $ 215,000 $ 215,000 $ 107,000
Saline, Kansas 1 $ 195,000 $ 195,000 $ 99,000
Seward, Kansas 1 $ 245,000 $ 245,000 $ 120,000
Sumner, Kansas 1 $ 315,000 $ 315,000 $ 152,000
Boyd, Kentucky 1 $ 325,000 $ 325,000 $ 148,000
Jefferson, Kentucky 1 $ 425,000 $ 425,000 $ 115,000
East Baton Rouge, Louisiana 1 $ 365,000 $ 365,000 $ 301,000
Jefferson, Louisiana 1 $ 505,000 $ 505,000 $ 180,000
St. Tammany, Louisiana 1 $ 505,000 $ 505,000 $ 139,000
Howard, Maryland 1 $ 505,000 $ 505,000 $ 176,000
Montgomery, Maryland 1 $ 315,000 $ 315,000 $ 86,000
Ingham, Michigan 1 $ 475,000 $ 475,000 $ 440,000
Livingston, Michigan 1 $ 265,000 $ 265,000 $ 98,000
Midland, Michigan 1 $ 515,000 $ 515,000 $ 412,000
St. Clair, Michigan 1 $ 445,000 $ 445,000 $ 88,000
Chisago, Minnesota 1 $ 445,000 $ 445,000 $ 127,000
Douglas, Minnesota 1 $ 455,000 $ 455,000 $ 162,000
Stearns, Minnesota 1 $ 405,000 $ 405,000 $ 158,000
Lamar, Mississippi 1 $ 195,000 $ 195,000 $ 114,000
Jefferson, Missouri 1 $ 305,000 $ 305,000 $ 163,000
New Madrid, Missouri 1 $ 245,000 $ 245,000 $ 142,000
Gallatin, Montana 1 $ 485,000 $ 485,000 $ 116,000
Hillsborough, New Hampshire 1 $ 255,000 $ 255,000 $ 164,000
Burlington, New Jersey 1 $ 465,000 $ 465,000 $ 439,000
Gloucester, New Jersey 1 $ 345,000 $ 345,000 $ 343,000
Hunterdon, New Jersey 1 $ 725,000 $ 725,000 $ 495,000
Ocean, New Jersey 1 $ 505,000 $ 505,000 $ 380,000
Sussex, New Jersey 1 $ 425,000 $ 425,000 $ 345,000
Los Alamos, New Mexico 1 $ 245,000 $ 245,000 $ 350,000
Broome, New York 1 $ 305,000 $ 305,000 $ 271,000
Brunswick, North Carolina 1 $ 275,000 $ 275,000 $ 99,000
Buncombe, North Carolina 1 $ 365,000 $ 365,000 $ 110,000
Carteret, North Carolina 1 $ 485,000 $ 485,000 $ 127,000
Clay, North Carolina 1 $ 385,000 $ 385,000 $ 153,000
Cumberland, North Carolina 1 $ 275,000 $ 275,000 $ 303,000
Dare, North Carolina 1 $ 105,000 $ 105,000 $ 39,000
Guilford, North Carolina 1 $ 465,000 $ 465,000 $ 444,000
New Hanover, North Carolina 1 $ 365,000 $ 365,000 $ 140,000
Onslow, North Carolina 1 $ 245,000 $ 245,000 $ 117,000
Sampson, North Carolina 1 $ 435,000 $ 435,000 $ 270,000
Grand Forks, North Dakota 1 $ 375,000 $ 375,000 $ 153,000
Columbiana, Ohio 1 $ 235,000 $ 235,000 $ 126,000
Delaware, Ohio 1 $ 365,000 $ 365,000 $ 84,000
Medina, Ohio 1 $ 405,000 $ 405,000 $ 150,000
Canadian, Oklahoma 1 $ 445,000 $ 445,000 $ 195,000
Benton, Oregon 1 $ 365,000 $ 365,000 $ 130,000
Columbia, Oregon 1 $ 515,000 $ 515,000 $ 194,000
Jackson, Oregon 1 $ 255,000 $ 255,000 $ 220,000
Lane, Oregon 1 $ 345,000 $ 345,000 $ 126,000
Marion, Oregon 1 $ 285,000 $ 285,000 $ 167,000
Yamhill, Oregon 1 $ 475,000 $ 475,000 $ 93,000
Dauphin, Pennsylvania 1 $ 405,000 $ 405,000 $ 140,000
Lehigh, Pennsylvania 1 $ 485,000 $ 485,000 $ 120,000
Northampton, Pennsylvania 1 $ 445,000 $ 445,000 $ 124,000
Bristol, Rhode Island 1 $ 465,000 $ 465,000 $ 302,000
Newport, Rhode Island 1 $ 365,000 $ 365,000 $ 229,000
Beaufort, South Carolina 1 $ 465,000 $ 465,000 $ 264,000
Berkeley, South Carolina 1 $ 475,000 $ 475,000 $ 213,000
Georgetown, South Carolina 1 $ 485,000 $ 485,000 $ 264,000
Greenville, South Carolina 1 $ 515,000 $ 515,000 $ 127,000
Lexington, South Carolina 1 $ 295,000 $ 295,000 $ 110,000
Oconee, South Carolina 1 $ 495,000 $ 495,000 $ 105,000
Cheatham, Tennessee 1 $ 215,000 $ 215,000 $ 59,000
Hamilton, Tennessee 1 $ 475,000 $ 475,000 $ 113,000
Maury, Tennessee 1 $ 295,000 $ 295,000 $ 113,000
Sumner, Tennessee 1 $ 295,000 $ 295,000 $ 109,000
Washington, Tennessee 1 $ 515,000 $ 515,000 $ 443,000
Bosque, Texas 1 $ 165,000 $ 165,000 $ 71,000
Brazoria, Texas 1 $ 475,000 $ 475,000 $ 84,000
El Paso, Texas 1 $ 485,000 $ 485,000 $ 230,000
Hill, Texas 1 $ 245,000 $ 245,000 $ 141,000
Lamar, Texas 1 $ 455,000 $ 455,000 $ 444,000
Tom Green, Texas 1 $ 375,000 $ 375,000 $ 141,000
Wichita, Texas 1 $ 45,000 $ 45,000 $ 235,000
Weber, Utah 1 $ 475,000 $ 475,000 $ 150,000
Fairfax City, Virginia 1 $ 365,000 $ 365,000 $ 132,000
Fauquier, Virginia 1 $ 535,000 $ 535,000 $ 213,000
Goochland, Virginia 1 $ 425,000 $ 425,000 $ 106,000
Isle of Wight, Virginia 1 $ 115,000 $ 115,000 $ 34,000
Poquoson, Virginia 1 $ 395,000 $ 395,000 $ 124,000
Spotsylvania, Virginia 1 $ 505,000 $ 505,000 $ 180,000
Suffolk, Virginia 1 $ 275,000 $ 275,000 $ 41,000
Clallam, Washington 1 $ 315,000 $ 315,000 $ 146,000
Cowlitz, Washington 1 $ 475,000 $ 475,000 $ 222,000
Island, Washington 1 $ 305,000 $ 305,000 $ 80,000
Spokane, Washington 1 $ 485,000 $ 485,000 $ 133,000
Stevens, Washington 1 $ 205,000 $ 205,000 $ 130,000
Hardy, West Virginia 1 $ 355,000 $ 355,000 $ 269,000
Jefferson, West Virginia 1 $ 455,000 $ 455,000 $ 417,000
Kenosha, Wisconsin 1 $ 445,000 $ 445,000 $ 294,000
Winnebago, Wisconsin 1 $ 445,000 $ 445,000 $ 197,000
Goshen, Wyoming 1 $ 135,000 $ 135,000 $ 109,000

Mortgage Loan Application Detail Totals for Farmers Bank & Trust in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,031 $921,335,000 $453,000 $1,205,000 $197,000 $3,894,000
Cash-out Refinancing 592 $250,880,000 $423,000 $875,000 $184,000 $3,264,000
Home Purchase 190 $44,300,000 $233,000 $1,525,000 $134,000 $1,041,000
Home Improvement 8 $1,270,000 $158,000 $505,000 $222,000 $340,000
Other Purpose 1 $45,000 $45,000 $45,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,281 $522,535,000 $407,000 $1,525,000 $178,000 $1,041,000
Not Provided 736 $337,010,000 $457,000 $855,000 $195,000 $1,896,000
Asian 382 $183,540,000 $480,000 $1,085,000 $220,000 $3,894,000
Hispanic 95 $40,475,000 $426,000 $955,000 $224,000 $3,840,000
Not applicable 44 $11,740,000 $266,000 $1,365,000 $0 $0
Black or African American 41 $14,885,000 $363,000 $665,000 $147,000 $408,000
American Indian or Alaskan Native 8 $2,410,000 $301,000 $485,000 $84,000 $124,000
Native Hawaiian or Other Pacific Islander 2 $1,230,000 $615,000 $655,000 $157,000 $160,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,811 $1,216,895,000 $432,000 $1,525,000 $191,000 $3,894,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11 $935,000 $85,000 $185,000 $49,000 $85,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,570 $682,140,000 $434,000 $1,505,000 $182,000 $1,041,000
Application Withdrawn By Applicant 881 $386,775,000 $439,000 $1,085,000 $212,000 $3,894,000
File Closed For Incompleteness 213 $94,135,000 $441,000 $875,000 $197,000 $1,380,000
Application Denied By Financial Institution 123 $38,705,000 $314,000 $1,525,000 $141,000 $1,620,000
Application Approved But Not Accepted 35 $16,075,000 $459,000 $745,000 $169,000 $418,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 2,822 $1,217,830,000 $431,000 $1,525,000 $191,000 $3,894,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Bank & Trust's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farmers Bank & Trust's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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