Farmers Bank & Trust Mortgage Lending & HMDA Data, 2020
In 2020, Farmers Bank & Trust of Great Bend, KS reported 2,822 mortgage applications totaling $1.2 billion, up 1550% from 2019. The average application was for $431,548, and applicants reported an average income of $190,099. 56% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (274), Washington-Arlington-Alexandria, DC-VA-MD-WV (200) and Los Angeles-Long Beach-Glendale, CA (159) (applications in parentheses).
| Mortgage Company & Address | Farmers Bank & Trust 1017 Harrison Great Bend, KS 67530 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 2,822 |
| Total Mortgage Loan Application Amount | $1,217,830,000 |
| Average Mortgage Loan Application Amount | $431,548 |
| Highest Mortgage Loan Application Amount | $1,525,000 |
| Average Applicant Income | $190,099 |
| Highest Applicant Income | $3,894,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farmers Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Seattle-Bellevue-Everett, WA | 274 | $ 142,730,000 | $ 520,912 | $ 207,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 200 | $ 100,180,000 | $ 500,900 | $ 222,115 |
| Outside any metro area | 167 | $ 29,005,000 | $ 173,682 | $ 115,772 |
| Los Angeles-Long Beach-Glendale, CA | 159 | $ 81,795,000 | $ 514,433 | $ 193,000 |
| Kansas City, MO-KS | 152 | $ 43,140,000 | $ 283,815 | $ 134,236 |
| Oakland-Hayward-Berkeley, CA | 135 | $ 75,395,000 | $ 558,481 | $ 217,000 |
| Anaheim-Santa Ana-Irvine, CA | 132 | $ 68,520,000 | $ 519,090 | $ 205,000 |
| San Diego-Carlsbad, CA | 82 | $ 41,080,000 | $ 500,975 | $ 186,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 77 | $ 41,215,000 | $ 535,259 | $ 212,000 |
| Cambridge-Newton-Framingham, MA | 62 | $ 30,890,000 | $ 498,225 | $ 212,000 |
| Denver-Aurora-Lakewood, CO | 60 | $ 25,280,000 | $ 421,333 | $ 175,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 53 | $ 21,635,000 | $ 408,207 | $ 143,283 |
| New York-Newark, NY | 51 | $ 21,815,000 | $ 427,745 | $ 268,000 |
| Riverside-San Bernardino-Ontario, CA | 46 | $ 18,660,000 | $ 405,652 | $ 158,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 45 | $ 19,115,000 | $ 424,777 | $ 232,000 |
| New York-Jersey City-White Plains, NY-NJ | 44 | $ 20,900,000 | $ 475,000 | $ 256,909 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 42 | $ 17,140,000 | $ 408,095 | $ 167,000 |
| San Francisco-Redwood City-South San Francisco, CA | 41 | $ 22,125,000 | $ 539,634 | $ 214,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 40 | $ 15,760,000 | $ 394,000 | $ 158,000 |
| Atlanta-Sandy Springs-Roswell, GA | 38 | $ 14,860,000 | $ 391,052 | $ 162,000 |
| Dallas-Plano-Irving, TX | 35 | $ 13,325,000 | $ 380,714 | $ 171,000 |
| Las Vegas-Henderson-Paradise, NV | 35 | $ 12,775,000 | $ 365,000 | $ 151,000 |
| Boston, MA | 34 | $ 15,190,000 | $ 446,764 | $ 196,000 |
| Chicago-Naperville, IL | 34 | $ 13,880,000 | $ 408,235 | $ 191,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 33 | $ 16,045,000 | $ 486,212 | $ 172,000 |
| Phoenix-Mesa-Scottsdale, AZ | 32 | $ 12,910,000 | $ 403,437 | $ 159,000 |
| Montgomery County-Bucks County-Chester County, PA | 25 | $ 9,575,000 | $ 383,000 | $ 171,000 |
| Raleigh, NC | 25 | $ 8,805,000 | $ 352,200 | $ 143,000 |
| Houston-The Woodlands-Sugar Land, TX | 24 | $ 9,030,000 | $ 376,250 | $ 166,000 |
| Charlotte-Concord-Gastonia, NC-SC | 21 | $ 7,805,000 | $ 371,666 | $ 161,285 |
| Newark, NJ-PA | 21 | $ 10,275,000 | $ 489,285 | $ 290,000 |
| Boulder, CO | 20 | $ 10,020,000 | $ 501,000 | $ 189,000 |
| Boise City, ID | 18 | $ 7,320,000 | $ 406,666 | $ 147,000 |
| Jacksonville, FL | 17 | $ 6,215,000 | $ 365,588 | $ 154,000 |
| Austin-Round Rock, TX | 16 | $ 6,980,000 | $ 436,250 | $ 174,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 16 | $ 5,920,000 | $ 370,000 | $ 163,000 |
| Santa Rosa, CA | 16 | $ 7,440,000 | $ 465,000 | $ 116,000 |
| St. Louis, MO-IL | 15 | $ 5,015,000 | $ 334,333 | $ 162,333 |
| Warren-Troy-Farmington Hills, MI | 15 | $ 5,815,000 | $ 387,666 | $ 273,000 |
| Orlando-Kissimmee-Sanford, FL | 12 | $ 4,590,000 | $ 382,500 | $ 165,000 |
| Philadelphia, PA | 12 | $ 4,780,000 | $ 398,333 | $ 172,000 |
| Richmond, VA | 12 | $ 4,440,000 | $ 370,000 | $ 132,000 |
| Miami-Miami Beach-Kendall, FL | 11 | $ 4,515,000 | $ 410,454 | $ 498,000 |
| Tacoma-Lakewood, WA | 11 | $ 4,315,000 | $ 392,272 | $ 203,000 |
| Tampa-St. Petersburg-Clearwater, FL | 11 | $ 4,125,000 | $ 375,000 | $ 210,000 |
| Fort Worth-Arlington, TX | 10 | $ 3,900,000 | $ 390,000 | $ 258,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 10 | $ 5,270,000 | $ 527,000 | $ 147,000 |
| Bellingham, WA | 9 | $ 3,825,000 | $ 425,000 | $ 125,000 |
| Pittsburgh, PA | 9 | $ 3,525,000 | $ 391,666 | $ 198,000 |
| Providence-Warwick, RI-MA | 9 | $ 3,645,000 | $ 405,000 | $ 234,000 |
| Stockton-Lodi, CA | 9 | $ 3,475,000 | $ 386,111 | $ 161,000 |
| Reno, NV | 8 | $ 3,460,000 | $ 432,500 | $ 152,000 |
| Detroit-Dearborn-Livonia, MI | 7 | $ 3,055,000 | $ 436,428 | $ 232,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 7 | $ 1,685,000 | $ 240,714 | $ 233,000 |
| Fresno, CA | 7 | $ 2,565,000 | $ 366,428 | $ 107,000 |
| Harrisburg-Carlisle, PA | 7 | $ 2,095,000 | $ 299,285 | $ 109,000 |
| North Port-Sarasota-Bradenton, FL | 7 | $ 2,605,000 | $ 372,142 | $ 205,000 |
| Salt Lake City, UT | 7 | $ 2,405,000 | $ 343,571 | $ 186,000 |
| San Rafael, CA | 7 | $ 3,965,000 | $ 566,428 | $ 280,000 |
| Bridgeport-Stamford-Norwalk, CT | 6 | $ 2,580,000 | $ 430,000 | $ 175,000 |
| Charlottesville, VA | 6 | $ 2,520,000 | $ 420,000 | $ 254,000 |
| Cleveland-Elyria, OH | 6 | $ 2,590,000 | $ 431,666 | $ 181,000 |
| Indianapolis-Carmel-Anderson, IN | 6 | $ 2,110,000 | $ 351,666 | $ 168,000 |
| Ogden-Clearfield, UT | 6 | $ 2,510,000 | $ 418,333 | $ 190,000 |
| Provo-Orem, UT | 6 | $ 2,600,000 | $ 433,333 | $ 185,000 |
| Rockingham County-Strafford County, NH | 6 | $ 1,120,000 | $ 186,666 | $ 201,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 6 | $ 2,700,000 | $ 450,000 | $ 263,000 |
| Birmingham-Hoover, AL | 5 | $ 1,935,000 | $ 387,000 | $ 176,000 |
| Cincinnati, OH-KY-IN | 5 | $ 2,115,000 | $ 423,000 | $ 221,000 |
| Colorado Springs, CO | 5 | $ 1,815,000 | $ 363,000 | $ 149,000 |
| Columbus, OH | 5 | $ 2,005,000 | $ 401,000 | $ 167,000 |
| Lawrence, KS | 5 | $ 1,215,000 | $ 243,000 | $ 93,000 |
| Vallejo-Fairfield, CA | 5 | $ 2,205,000 | $ 441,000 | $ 136,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 5 | $ 1,645,000 | $ 329,000 | $ 94,000 |
| Worcester, MA-CT | 5 | $ 2,235,000 | $ 447,000 | $ 193,000 |
| Bend-Redmond, OR | 4 | $ 1,550,000 | $ 387,500 | $ 166,000 |
| Charleston-North Charleston, SC | 4 | $ 1,880,000 | $ 470,000 | $ 350,000 |
| Grand Rapids-Wyoming, MI | 4 | $ 1,060,000 | $ 265,000 | $ 162,000 |
| Milwaukee-Waukesha-West Allis, WI | 4 | $ 1,720,000 | $ 430,000 | $ 233,000 |
| New Orleans-Metairie, LA | 4 | $ 1,970,000 | $ 492,500 | $ 160,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 1,550,000 | $ 387,500 | $ 137,000 |
| Trenton, NJ | 4 | $ 1,860,000 | $ 465,000 | $ 195,000 |
| Wichita, KS | 4 | $ 890,000 | $ 222,500 | $ 87,000 |
| Bremerton-Silverdale, WA | 3 | $ 1,535,000 | $ 511,666 | $ 214,000 |
| Elgin, IL | 3 | $ 985,000 | $ 328,333 | $ 202,000 |
| Fort Collins, CO | 3 | $ 1,225,000 | $ 408,333 | $ 164,000 |
| Knoxville, TN | 3 | $ 1,315,000 | $ 438,333 | $ 169,000 |
| Lafayette, LA | 3 | $ 1,115,000 | $ 371,666 | $ 237,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 1,085,000 | $ 361,666 | $ 298,000 |
| Lincoln, NE | 3 | $ 455,000 | $ 151,666 | $ 138,000 |
| Memphis, TN-MS-AR | 3 | $ 1,285,000 | $ 428,333 | $ 115,000 |
| Norwich-New London, CT | 3 | $ 865,000 | $ 288,333 | $ 166,000 |
| Ocean City, NJ | 3 | $ 1,285,000 | $ 428,333 | $ 206,000 |
| Salem, OR | 3 | $ 995,000 | $ 331,666 | $ 152,000 |
| Santa Cruz-Watsonville, CA | 3 | $ 1,535,000 | $ 511,666 | $ 168,000 |
| Springfield, MA | 3 | $ 765,000 | $ 255,000 | $ 191,000 |
| Wenatchee, WA | 3 | $ 1,185,000 | $ 395,000 | $ 152,000 |
| Wilmington, DE-MD-NJ | 3 | $ 1,085,000 | $ 361,666 | $ 206,000 |
| Yakima, WA | 3 | $ 725,000 | $ 241,666 | $ 94,000 |
| Albuquerque, NM | 2 | $ 370,000 | $ 185,000 | $ 115,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 930,000 | $ 465,000 | $ 122,000 |
| Athens-Clarke County, GA | 2 | $ 760,000 | $ 380,000 | $ 186,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 640,000 | $ 320,000 | $ 214,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 560,000 | $ 280,000 | $ 311,000 |
| Bakersfield, CA | 2 | $ 590,000 | $ 295,000 | $ 140,000 |
| Billings, MT | 2 | $ 830,000 | $ 415,000 | $ 334,000 |
| Camden, NJ | 2 | $ 810,000 | $ 405,000 | $ 391,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 730,000 | $ 365,000 | $ 321,000 |
| Carson City, NV | 2 | $ 670,000 | $ 335,000 | $ 63,000 |
| Coeur D'Alene, ID | 2 | $ 870,000 | $ 435,000 | $ 210,000 |
| Durham-Chapel Hill, NC | 2 | $ 780,000 | $ 390,000 | $ 176,000 |
| Flagstaff, AZ | 2 | $ 890,000 | $ 445,000 | $ 125,000 |
| Gainesville, GA | 2 | $ 980,000 | $ 490,000 | $ 156,000 |
| Grand Junction, CO | 2 | $ 960,000 | $ 480,000 | $ 320,000 |
| Greeley, CO | 2 | $ 720,000 | $ 360,000 | $ 292,000 |
| Hartford-West Hartford-East Hartford, CT | 2 | $ 810,000 | $ 405,000 | $ 184,000 |
| Jackson, MS | 2 | $ 520,000 | $ 260,000 | $ 215,000 |
| Las Cruces, NM | 2 | $ 940,000 | $ 470,000 | $ 220,000 |
| Modesto, CA | 2 | $ 830,000 | $ 415,000 | $ 73,000 |
| Napa, CA | 2 | $ 830,000 | $ 415,000 | $ 155,000 |
| Nassau County-Suffolk County, NY | 2 | $ 810,000 | $ 405,000 | $ 263,000 |
| Portland-South Portland, ME | 2 | $ 890,000 | $ 445,000 | $ 932,000 |
| Salinas, CA | 2 | $ 1,190,000 | $ 595,000 | $ 322,000 |
| Salisbury, MD-DE | 2 | $ 750,000 | $ 375,000 | $ 211,000 |
| San Antonio-New Braunfels, TX | 2 | $ 670,000 | $ 335,000 | $ 205,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 820,000 | $ 410,000 | $ 103,000 |
| Savannah, GA | 2 | $ 840,000 | $ 420,000 | $ 169,000 |
| Spokane-Spokane Valley, WA | 2 | $ 690,000 | $ 345,000 | $ 131,000 |
| St. George, UT | 2 | $ 880,000 | $ 440,000 | $ 104,000 |
| State College, PA | 2 | $ 1,030,000 | $ 515,000 | $ 304,000 |
| Tallahassee, FL | 2 | $ 750,000 | $ 375,000 | $ 183,000 |
| Twin Falls, ID | 2 | $ 500,000 | $ 250,000 | $ 110,000 |
| Urban Honolulu, HI | 2 | $ 950,000 | $ 475,000 | $ 138,000 |
| Yuba City, CA | 2 | $ 670,000 | $ 335,000 | $ 235,000 |
| Asheville, NC | 1 | $ 365,000 | $ 365,000 | $ 110,000 |
| Auburn-Opelika, AL | 1 | $ 515,000 | $ 515,000 | $ 300,000 |
| Baltimore-Columbia-Towson, MD | 1 | $ 505,000 | $ 505,000 | $ 176,000 |
| Baton Rouge, LA | 1 | $ 365,000 | $ 365,000 | $ 301,000 |
| Binghamton, NY | 1 | $ 305,000 | $ 305,000 | $ 271,000 |
| Chattanooga, TN-GA | 1 | $ 475,000 | $ 475,000 | $ 113,000 |
| Chico, CA | 1 | $ 265,000 | $ 265,000 | $ 121,000 |
| Columbia, SC | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
| Corvallis, OR | 1 | $ 365,000 | $ 365,000 | $ 130,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 375,000 | $ 375,000 | $ 279,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 325,000 | $ 325,000 | $ 131,000 |
| Dothan, AL | 1 | $ 425,000 | $ 425,000 | $ 139,000 |
| El Paso, TX | 1 | $ 485,000 | $ 485,000 | $ 230,000 |
| Eugene, OR | 1 | $ 345,000 | $ 345,000 | $ 126,000 |
| Fayetteville, NC | 1 | $ 275,000 | $ 275,000 | $ 303,000 |
| Florence-Muscle Shoals, AL | 1 | $ 365,000 | $ 365,000 | $ 445,000 |
| Gary, IN | 1 | $ 515,000 | $ 515,000 | $ 389,000 |
| Grand Forks, ND-MN | 1 | $ 375,000 | $ 375,000 | $ 153,000 |
| Greensboro-High Point, NC | 1 | $ 465,000 | $ 465,000 | $ 444,000 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 515,000 | $ 515,000 | $ 127,000 |
| Hattiesburg, MS | 1 | $ 195,000 | $ 195,000 | $ 114,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 465,000 | $ 465,000 | $ 264,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 325,000 | $ 325,000 | $ 148,000 |
| Jacksonville, NC | 1 | $ 245,000 | $ 245,000 | $ 117,000 |
| Johnson City, TN | 1 | $ 515,000 | $ 515,000 | $ 443,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 505,000 | $ 505,000 | $ 225,000 |
| Lansing-East Lansing, MI | 1 | $ 475,000 | $ 475,000 | $ 440,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 135,000 | $ 135,000 | $ 27,000 |
| Longview, WA | 1 | $ 475,000 | $ 475,000 | $ 222,000 |
| Louisville/Jefferson County, KY-IN | 1 | $ 425,000 | $ 425,000 | $ 115,000 |
| Manchester-Nashua, NH | 1 | $ 255,000 | $ 255,000 | $ 164,000 |
| Manhattan, KS | 1 | $ 215,000 | $ 215,000 | $ 107,000 |
| Medford, OR | 1 | $ 255,000 | $ 255,000 | $ 220,000 |
| Midland, MI | 1 | $ 515,000 | $ 515,000 | $ 412,000 |
| Montgomery, AL | 1 | $ 515,000 | $ 515,000 | $ 261,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 275,000 | $ 275,000 | $ 99,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 515,000 | $ 515,000 | $ 360,000 |
| New Haven-Milford, CT | 1 | $ 365,000 | $ 365,000 | $ 175,000 |
| Oklahoma City, OK | 1 | $ 445,000 | $ 445,000 | $ 195,000 |
| Oshkosh-Neenah, WI | 1 | $ 445,000 | $ 445,000 | $ 197,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 515,000 | $ 515,000 | $ 179,000 |
| San Angelo, TX | 1 | $ 375,000 | $ 375,000 | $ 141,000 |
| Sebastian-Vero Beach, FL | 1 | $ 235,000 | $ 235,000 | $ 498,000 |
| St. Cloud, MN | 1 | $ 405,000 | $ 405,000 | $ 158,000 |
| The Villages, FL | 1 | $ 425,000 | $ 425,000 | $ 102,000 |
| Tucson, AZ | 1 | $ 175,000 | $ 175,000 | $ 364,000 |
| Washington-Baltimore-Arlington, DC | 1 | $ 315,000 | $ 315,000 | $ 86,000 |
| Wichita Falls, TX | 1 | $ 45,000 | $ 45,000 | $ 235,000 |
| Wilmington, NC | 1 | $ 365,000 | $ 365,000 | $ 140,000 |
| Yuma, AZ | 1 | $ 395,000 | $ 395,000 | $ 190,000 |
Mortgage Loan Application Detail Totals for Farmers Bank & Trust in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,031 | $921,335,000 | $453,000 | $1,205,000 | $197,000 | $3,894,000 |
| Cash-out Refinancing | 592 | $250,880,000 | $423,000 | $875,000 | $184,000 | $3,264,000 |
| Home Purchase | 190 | $44,300,000 | $233,000 | $1,525,000 | $134,000 | $1,041,000 |
| Home Improvement | 8 | $1,270,000 | $158,000 | $505,000 | $222,000 | $340,000 |
| Other Purpose | 1 | $45,000 | $45,000 | $45,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,281 | $522,535,000 | $407,000 | $1,525,000 | $178,000 | $1,041,000 |
| Not Provided | 736 | $337,010,000 | $457,000 | $855,000 | $195,000 | $1,896,000 |
| Asian | 382 | $183,540,000 | $480,000 | $1,085,000 | $220,000 | $3,894,000 |
| Hispanic | 95 | $40,475,000 | $426,000 | $955,000 | $224,000 | $3,840,000 |
| Not applicable | 44 | $11,740,000 | $266,000 | $1,365,000 | $0 | $0 |
| Black or African American | 41 | $14,885,000 | $363,000 | $665,000 | $147,000 | $408,000 |
| American Indian or Alaskan Native | 8 | $2,410,000 | $301,000 | $485,000 | $84,000 | $124,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $1,230,000 | $615,000 | $655,000 | $157,000 | $160,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,811 | $1,216,895,000 | $432,000 | $1,525,000 | $191,000 | $3,894,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $935,000 | $85,000 | $185,000 | $49,000 | $85,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,570 | $682,140,000 | $434,000 | $1,505,000 | $182,000 | $1,041,000 |
| Application Withdrawn By Applicant | 881 | $386,775,000 | $439,000 | $1,085,000 | $212,000 | $3,894,000 |
| File Closed For Incompleteness | 213 | $94,135,000 | $441,000 | $875,000 | $197,000 | $1,380,000 |
| Application Denied By Financial Institution | 123 | $38,705,000 | $314,000 | $1,525,000 | $141,000 | $1,620,000 |
| Application Approved But Not Accepted | 35 | $16,075,000 | $459,000 | $745,000 | $169,000 | $418,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 2,822 | $1,217,830,000 | $431,000 | $1,525,000 | $191,000 | $3,894,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Bank & Trust's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farmers Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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