First Federal Bank of Kansas City Mortgage Lending & HMDA Data, 2020

In 2020, First Federal Bank of Kansas City of Kansas City, MO reported 3,515 mortgage applications totaling $1.1 billion, up 33% from 2019. The average application was for $326,098, and applicants reported an average income of $138,835. 74% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Kansas City, MO-KS (1,202), Washington-Arlington-Alexandria, DC-VA-MD-WV (125) and Atlanta-Sandy Springs-Roswell, GA (76) (applications in parentheses).

Mortgage Company & Address First Federal Bank of Kansas City
6900 Executive Dr
Kansas City, MO 64120
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 3,515
Total Mortgage Loan Application Amount $1,146,235,000
Average Mortgage Loan Application Amount $326,098
Highest Mortgage Loan Application Amount $1,535,000
Average Applicant Income $138,835
Highest Applicant Income $3,480,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Federal Bank of Kansas City filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Federal Bank of Kansas City by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jackson, Missouri 356 $ 84,850,000 $ 238,342 $ 112,000
Clay, Missouri 274 $ 74,880,000 $ 273,284 $ 136,000
Johnson, Kansas 271 $ 83,095,000 $ 306,623 $ 147,000
Platte, Missouri 143 $ 42,695,000 $ 298,566 $ 149,000
Cass, Missouri 64 $ 20,740,000 $ 324,062 $ 130,000
Clark, Nevada 58 $ 19,370,000 $ 333,965 $ 99,000
Middlesex, Massachusetts 53 $ 25,545,000 $ 481,981 $ 162,000
Wyandotte, Kansas 50 $ 8,900,000 $ 178,000 $ 68,000
Hillsborough, Florida 47 $ 14,075,000 $ 299,468 $ 100,000
Maricopa, Arizona 41 $ 13,325,000 $ 325,000 $ 141,000
Bexar, Texas 40 $ 13,150,000 $ 328,750 $ 124,000
Los Angeles, California 30 $ 15,740,000 $ 524,666 $ 135,000
San Diego, California 26 $ 12,980,000 $ 499,230 $ 138,000
Douglas, Nebraska 25 $ 10,725,000 $ 429,000 $ 141,000
El Paso, Colorado 24 $ 10,360,000 $ 431,666 $ 125,000
Harris, Texas 23 $ 7,055,000 $ 306,739 $ 142,000
Montgomery, Maryland 22 $ 10,950,000 $ 497,727 $ 203,000
Worcester, Massachusetts 22 $ 6,810,000 $ 309,545 $ 135,000
Wake, North Carolina 22 $ 7,000,000 $ 318,181 $ 156,000
Fairfield, Connecticut 19 $ 11,525,000 $ 606,578 $ 188,000
Fairfax, Virginia 19 $ 7,845,000 $ 412,894 $ 165,000
Loudoun, Virginia 18 $ 9,050,000 $ 502,777 $ 143,000
Bristol, Massachusetts 17 $ 6,865,000 $ 403,823 $ 153,000
Plymouth, Massachusetts 17 $ 8,275,000 $ 486,764 $ 194,000
Pima, Arizona 16 $ 3,920,000 $ 245,000 $ 122,000
Riverside, California 16 $ 6,120,000 $ 382,500 $ 122,000
Anne Arundel, Maryland 16 $ 7,190,000 $ 449,375 $ 168,000
Prince William, Virginia 16 $ 7,860,000 $ 491,250 $ 178,000
Miami, Kansas 15 $ 4,545,000 $ 303,000 $ 145,000
Lancaster, Nebraska 15 $ 5,715,000 $ 381,000 $ 45,000
Broward, Florida 14 $ 4,990,000 $ 356,428 $ 103,000
Prince George's, Maryland 14 $ 6,840,000 $ 488,571 $ 178,000
Essex, Massachusetts 14 $ 5,730,000 $ 409,285 $ 97,000
Mecklenburg, North Carolina 14 $ 5,270,000 $ 376,428 $ 153,000
Orange, California 13 $ 7,255,000 $ 558,076 $ 172,000
Snohomish, Washington 13 $ 6,175,000 $ 475,000 $ 183,000
Pasco, Florida 12 $ 2,830,000 $ 235,833 $ 94,000
Pinellas, Florida 12 $ 4,220,000 $ 351,666 $ 103,000
Leavenworth, Kansas 12 $ 3,530,000 $ 294,166 $ 105,000
Collin, Texas 12 $ 3,690,000 $ 307,500 $ 129,000
Stafford, Virginia 12 $ 4,530,000 $ 377,500 $ 101,000
Thurston, Washington 12 $ 4,010,000 $ 334,166 $ 350,000
Denver, Colorado 11 $ 5,605,000 $ 509,545 $ 144,000
Gwinnett, Georgia 11 $ 3,545,000 $ 322,272 $ 127,000
Sedgwick, Kansas 11 $ 2,505,000 $ 227,727 $ 116,000
Suffolk, Massachusetts 11 $ 4,165,000 $ 378,636 $ 149,000
Clinton, Missouri 11 $ 2,515,000 $ 228,636 $ 101,000
Johnson, Missouri 11 $ 1,315,000 $ 119,545 $ 89,000
Newport, Rhode Island 11 $ 7,455,000 $ 677,727 $ 101,000
Travis, Texas 11 $ 4,045,000 $ 367,727 $ 1,085,000
Virginia Beach, Virginia 11 $ 3,895,000 $ 354,090 $ 109,000
Sacramento, California 10 $ 3,010,000 $ 301,000 $ 124,000
Jefferson, Colorado 10 $ 4,370,000 $ 437,000 $ 157,000
Charles, Maryland 10 $ 3,240,000 $ 324,000 $ 201,000
Norfolk, Massachusetts 10 $ 4,430,000 $ 443,000 $ 126,000
Boone, Missouri 10 $ 2,320,000 $ 232,000 $ 141,000
Galveston, Texas 10 $ 3,030,000 $ 303,000 $ 478,000
Tarrant, Texas 10 $ 3,650,000 $ 365,000 $ 62,000
Palm Beach, Florida 9 $ 2,865,000 $ 318,333 $ 127,000
St. Louis, Missouri 9 $ 3,245,000 $ 360,555 $ 270,000
Rockingham, New Hampshire 9 $ 3,195,000 $ 355,000 $ 165,000
Bucks, Pennsylvania 9 $ 3,595,000 $ 399,444 $ 130,000
Baldwin, Alabama 8 $ 1,960,000 $ 245,000 $ 126,000
Hartford, Connecticut 8 $ 2,420,000 $ 302,500 $ 172,000
Brevard, Florida 8 $ 2,240,000 $ 280,000 $ 157,000
Volusia, Florida 8 $ 1,790,000 $ 223,750 $ 127,000
Cherokee, Georgia 8 $ 2,680,000 $ 335,000 $ 88,000
Ada, Idaho 8 $ 2,760,000 $ 345,000 $ 87,000
Camden, Missouri 8 $ 2,160,000 $ 270,000 $ 176,000
Chester, Pennsylvania 8 $ 3,080,000 $ 385,000 $ 251,000
Philadelphia, Pennsylvania 8 $ 2,490,000 $ 311,250 $ 130,000
Fort Bend, Texas 8 $ 2,380,000 $ 297,500 $ 205,000
Williamson, Texas 8 $ 2,210,000 $ 276,250 $ 181,000
Spotsylvania, Virginia 8 $ 2,500,000 $ 312,500 $ 113,000
Pierce, Washington 8 $ 3,030,000 $ 378,750 $ 114,000
Madison, Alabama 7 $ 2,365,000 $ 337,857 $ 125,000
Ventura, California 7 $ 2,965,000 $ 423,571 $ 87,000
Chatham, Georgia 7 $ 2,615,000 $ 373,571 $ 72,000
Cobb, Georgia 7 $ 2,515,000 $ 359,285 $ 181,000
Fulton, Georgia 7 $ 2,115,000 $ 302,142 $ 129,000
Calvert, Maryland 7 $ 3,275,000 $ 467,857 $ 149,000
Charleston, South Carolina 7 $ 4,405,000 $ 629,285 $ 462,000
Richland, South Carolina 7 $ 1,665,000 $ 237,857 $ 75,000
El Paso, Texas 7 $ 1,305,000 $ 186,428 $ 75,000
King, Washington 7 $ 4,105,000 $ 586,428 $ 205,000
Yavapai, Arizona 6 $ 2,290,000 $ 381,666 $ 67,000
Contra Costa, California 6 $ 2,380,000 $ 396,666 $ 382,000
Fresno, California 6 $ 2,910,000 $ 485,000 $ 113,000
Placer, California 6 $ 2,690,000 $ 448,333 $ 155,000
Boulder, Colorado 6 $ 3,160,000 $ 526,666 $ 178,000
Manatee, Florida 6 $ 2,990,000 $ 498,333 $ 140,000
Okaloosa, Florida 6 $ 1,680,000 $ 280,000 $ 113,000
Polk, Florida 6 $ 1,810,000 $ 301,666 $ 117,000
Coweta, Georgia 6 $ 1,410,000 $ 235,000 $ 94,000
Forsyth, Georgia 6 $ 1,560,000 $ 260,000 $ 128,000
Hall, Georgia 6 $ 1,900,000 $ 316,666 $ 207,000
Douglas, Kansas 6 $ 1,330,000 $ 221,666 $ 92,000
Frederick, Maryland 6 $ 2,200,000 $ 366,666 $ 202,000
Harford, Maryland 6 $ 2,270,000 $ 378,333 $ 126,000
Howard, Maryland 6 $ 2,400,000 $ 400,000 $ 112,000
Barnstable, Massachusetts 6 $ 2,070,000 $ 345,000 $ 185,000
Hillsborough, New Hampshire 6 $ 2,240,000 $ 373,333 $ 176,000
Union, North Carolina 6 $ 1,340,000 $ 223,333 $ 102,000
Providence, Rhode Island 6 $ 1,820,000 $ 303,333 $ 138,000
Williamson, Tennessee 6 $ 3,360,000 $ 560,000 $ 0
Dallas, Texas 6 $ 1,710,000 $ 285,000 $ 155,000
Denton, Texas 6 $ 2,530,000 $ 421,666 $ 88,000
Salt Lake, Utah 6 $ 2,800,000 $ 466,666 $ 155,000
Weber, Utah 6 $ 1,940,000 $ 323,333 $ 115,000
Berkeley, West Virginia 6 $ 1,870,000 $ 311,666 $ 90,000
Elmore, Alabama 5 $ 1,305,000 $ 261,000 $ 0
Pinal, Arizona 5 $ 1,215,000 $ 243,000 $ 116,000
Pulaski, Arkansas 5 $ 1,735,000 $ 347,000 $ 84,000
Alameda, California 5 $ 2,845,000 $ 569,000 $ 233,000
New Haven, Connecticut 5 $ 1,365,000 $ 273,000 $ 121,000
Tolland, Connecticut 5 $ 1,605,000 $ 321,000 $ 196,000
Sussex, Delaware 5 $ 1,265,000 $ 253,000 $ 141,000
District of Columbia, District Of Columbia 5 $ 2,115,000 $ 423,000 $ 189,000
Collier, Florida 5 $ 1,595,000 $ 319,000 $ 101,000
Miami-Dade, Florida 5 $ 1,935,000 $ 387,000 $ 86,000
Orange, Florida 5 $ 1,975,000 $ 395,000 $ 155,000
Sarasota, Florida 5 $ 1,565,000 $ 313,000 $ 242,000
Paulding, Georgia 5 $ 1,355,000 $ 271,000 $ 90,000
St. Tammany, Louisiana 5 $ 1,665,000 $ 333,000 $ 349,000
St. Charles, Missouri 5 $ 1,565,000 $ 313,000 $ 124,000
Monmouth, New Jersey 5 $ 2,255,000 $ 451,000 $ 68,000
Carteret, North Carolina 5 $ 1,205,000 $ 241,000 $ 73,000
Cumberland, North Carolina 5 $ 2,035,000 $ 407,000 $ 187,000
Guilford, North Carolina 5 $ 1,485,000 $ 297,000 $ 132,000
Franklin, Ohio 5 $ 1,845,000 $ 369,000 $ 189,000
Jackson, Oregon 5 $ 1,185,000 $ 237,000 $ 69,000
Berkeley, South Carolina 5 $ 1,845,000 $ 369,000 $ 122,000
York, South Carolina 5 $ 1,445,000 $ 289,000 $ 158,000
Guadalupe, Texas 5 $ 1,435,000 $ 287,000 $ 75,000
Montgomery, Texas 5 $ 2,195,000 $ 439,000 $ 210,000
Davis, Utah 5 $ 1,795,000 $ 359,000 $ 170,000
York, Virginia 5 $ 1,925,000 $ 385,000 $ 115,000
Kitsap, Washington 5 $ 1,855,000 $ 371,000 $ 133,000
Washington, Arkansas 4 $ 1,070,000 $ 267,500 $ 123,000
San Bernardino, California 4 $ 1,320,000 $ 330,000 $ 87,000
Yuba, California 4 $ 1,540,000 $ 385,000 $ 101,000
Arapahoe, Colorado 4 $ 1,670,000 $ 417,500 $ 0
Weld, Colorado 4 $ 1,120,000 $ 280,000 $ 97,000
New Castle, Delaware 4 $ 1,240,000 $ 310,000 $ 240,000
Citrus, Florida 4 $ 1,010,000 $ 252,500 $ 64,000
Nassau, Florida 4 $ 1,610,000 $ 402,500 $ 151,000
Douglas, Georgia 4 $ 970,000 $ 242,500 $ 101,000
Fayette, Georgia 4 $ 1,650,000 $ 412,500 $ 161,000
Cook, Illinois 4 $ 1,490,000 $ 372,500 $ 93,000
Vigo, Indiana 4 $ 990,000 $ 247,500 $ 152,000
Jefferson, Kentucky 4 $ 970,000 $ 242,500 $ 245,000
Bossier, Louisiana 4 $ 1,190,000 $ 297,500 $ 119,000
Macomb, Michigan 4 $ 1,030,000 $ 257,500 $ 67,000
Wayne, Michigan 4 $ 1,440,000 $ 360,000 $ 179,000
Madison, Mississippi 4 $ 1,890,000 $ 472,500 $ 0
Daviess, Missouri 4 $ 800,000 $ 200,000 $ 141,000
Stone, Missouri 4 $ 940,000 $ 235,000 $ 131,000
Sarpy, Nebraska 4 $ 1,510,000 $ 377,500 $ 239,000
Burlington, New Jersey 4 $ 1,230,000 $ 307,500 $ 207,000
Bernalillo, New Mexico 4 $ 840,000 $ 210,000 $ 84,000
Sandoval, New Mexico 4 $ 1,140,000 $ 285,000 $ 64,000
Harnett, North Carolina 4 $ 710,000 $ 177,500 $ 140,000
Lincoln, North Carolina 4 $ 1,320,000 $ 330,000 $ 93,000
New Hanover, North Carolina 4 $ 1,250,000 $ 312,500 $ 183,000
Butler, Ohio 4 $ 940,000 $ 235,000 $ 110,000
Knox, Ohio 4 $ 820,000 $ 205,000 $ 29,000
Warren, Ohio 4 $ 1,190,000 $ 297,500 $ 65,000
Oklahoma, Oklahoma 4 $ 1,230,000 $ 307,500 $ 0
Deschutes, Oregon 4 $ 1,440,000 $ 360,000 $ 114,000
Multnomah, Oregon 4 $ 1,540,000 $ 385,000 $ 95,000
Washington, Oregon 4 $ 1,890,000 $ 472,500 $ 54,000
Montgomery, Pennsylvania 4 $ 920,000 $ 230,000 $ 130,000
Beaufort, South Carolina 4 $ 1,220,000 $ 305,000 $ 90,000
Colleton, South Carolina 4 $ 1,600,000 $ 400,000 $ 0
Greenville, South Carolina 4 $ 1,450,000 $ 362,500 $ 133,000
Hamilton, Tennessee 4 $ 850,000 $ 212,500 $ 75,000
Rutherford, Tennessee 4 $ 1,210,000 $ 302,500 $ 124,000
Brazoria, Texas 4 $ 1,130,000 $ 282,500 $ 107,000
Comal, Texas 4 $ 1,320,000 $ 330,000 $ 160,000
Washington, Utah 4 $ 2,070,000 $ 517,500 $ 77,000
Albemarle, Virginia 4 $ 2,170,000 $ 542,500 $ 171,000
Fauquier, Virginia 4 $ 1,970,000 $ 492,500 $ 171,000
Milwaukee, Wisconsin 4 $ 1,750,000 $ 437,500 $ 200,000
Montgomery, Alabama 3 $ 1,015,000 $ 338,333 $ 82,000
Shelby, Alabama 3 $ 845,000 $ 281,666 $ 90,000
Benton, Arkansas 3 $ 685,000 $ 228,333 $ 112,000
Saline, Arkansas 3 $ 995,000 $ 331,666 $ 39,000
San Joaquin, California 3 $ 945,000 $ 315,000 $ 159,000
Solano, California 3 $ 1,855,000 $ 618,333 $ 0
Douglas, Colorado 3 $ 1,275,000 $ 425,000 $ 130,000
Middlesex, Connecticut 3 $ 805,000 $ 268,333 $ 222,000
Lee, Florida 3 $ 1,205,000 $ 401,666 $ 183,000
Santa Rosa, Florida 3 $ 945,000 $ 315,000 $ 179,000
Seminole, Florida 3 $ 745,000 $ 248,333 $ 165,000
St. Lucie, Florida 3 $ 655,000 $ 218,333 $ 56,000
Barrow, Georgia 3 $ 785,000 $ 261,666 $ 77,000
Bartow, Georgia 3 $ 775,000 $ 258,333 $ 103,000
Carroll, Georgia 3 $ 865,000 $ 288,333 $ 84,000
Columbia, Georgia 3 $ 975,000 $ 325,000 $ 109,000
Kootenai, Idaho 3 $ 1,535,000 $ 511,666 $ 71,000
Kane, Illinois 3 $ 1,125,000 $ 375,000 $ 0
Dallas, Iowa 3 $ 1,055,000 $ 351,666 $ 176,000
Polk, Iowa 3 $ 1,285,000 $ 428,333 $ 749,000
Hardin, Kentucky 3 $ 405,000 $ 135,000 $ 44,000
Oldham, Kentucky 3 $ 975,000 $ 325,000 $ 290,000
Cumberland, Maine 3 $ 995,000 $ 331,666 $ 142,000
York, Maine 3 $ 825,000 $ 275,000 $ 66,000
Baltimore, Maryland 3 $ 705,000 $ 235,000 $ 81,000
Carroll, Maryland 3 $ 1,295,000 $ 431,666 $ 0
Washington, Maryland 3 $ 695,000 $ 231,666 $ 47,000
Kent, Michigan 3 $ 825,000 $ 275,000 $ 136,000
Oakland, Michigan 3 $ 775,000 $ 258,333 $ 0
Wright, Minnesota 3 $ 575,000 $ 191,666 $ 59,000
DeSoto, Mississippi 3 $ 845,000 $ 281,666 $ 84,000
Lafayette, Missouri 3 $ 725,000 $ 241,666 $ 111,000
St. Louis City, Missouri 3 $ 715,000 $ 238,333 $ 115,000
Taney, Missouri 3 $ 455,000 $ 151,666 $ 36,000
Saunders, Nebraska 3 $ 1,355,000 $ 451,666 $ 0
Washoe, Nevada 3 $ 1,315,000 $ 438,333 $ 416,000
Ocean, New Jersey 3 $ 865,000 $ 288,333 $ 0
Union, New Jersey 3 $ 1,005,000 $ 335,000 $ 195,000
Santa Fe, New Mexico 3 $ 1,295,000 $ 431,666 $ 148,000
Nassau, New York 3 $ 1,145,000 $ 381,666 $ 127,000
Chatham, North Carolina 3 $ 1,345,000 $ 448,333 $ 0
Greene, Ohio 3 $ 905,000 $ 301,666 $ 191,000
Tulsa, Oklahoma 3 $ 1,195,000 $ 398,333 $ 335,000
Westmoreland, Pennsylvania 3 $ 985,000 $ 328,333 $ 184,000
Bristol, Rhode Island 3 $ 2,035,000 $ 678,333 $ 0
Horry, South Carolina 3 $ 475,000 $ 158,333 $ 62,000
Spartanburg, South Carolina 3 $ 1,205,000 $ 401,666 $ 85,000
Blount, Tennessee 3 $ 995,000 $ 331,666 $ 168,000
Loudon, Tennessee 3 $ 1,075,000 $ 358,333 $ 44,000
Midland, Texas 3 $ 1,465,000 $ 488,333 $ 0
Utah, Utah 3 $ 1,595,000 $ 531,666 $ 0
Alexandria, Virginia 3 $ 1,145,000 $ 381,666 $ 82,000
Arlington, Virginia 3 $ 1,885,000 $ 628,333 $ 162,000
Chesterfield, Virginia 3 $ 1,335,000 $ 445,000 $ 131,000
Hampton, Virginia 3 $ 835,000 $ 278,333 $ 0
James City, Virginia 3 $ 1,185,000 $ 395,000 $ 116,000
Warren, Virginia 3 $ 945,000 $ 315,000 $ 160,000
Benton, Washington 3 $ 1,395,000 $ 465,000 $ 115,000
Dane, Wisconsin 3 $ 645,000 $ 215,000 $ 78,000
Ozaukee, Wisconsin 3 $ 635,000 $ 211,666 $ 54,000
Laramie, Wyoming 3 $ 1,005,000 $ 335,000 $ 124,000
Lee, Alabama 2 $ 950,000 $ 475,000 $ 199,000
Limestone, Alabama 2 $ 880,000 $ 440,000 $ 0
Coconino, Arizona 2 $ 790,000 $ 395,000 $ 0
Cleburne, Arkansas 2 $ 690,000 $ 345,000 $ 113,000
Monterey, California 2 $ 600,000 $ 300,000 $ 198,000
Santa Clara, California 2 $ 1,360,000 $ 680,000 $ 128,000
Tulare, California 2 $ 490,000 $ 245,000 $ 95,000
Adams, Colorado 2 $ 860,000 $ 430,000 $ 189,000
La Plata, Colorado 2 $ 1,230,000 $ 615,000 $ 0
Larimer, Colorado 2 $ 510,000 $ 255,000 $ 133,000
Morgan, Colorado 2 $ 740,000 $ 370,000 $ 0
Saguache, Colorado 2 $ 570,000 $ 285,000 $ 0
Teller, Colorado 2 $ 920,000 $ 460,000 $ 156,000
Kent, Delaware 2 $ 470,000 $ 235,000 $ 79,000
Bay, Florida 2 $ 650,000 $ 325,000 $ 0
Duval, Florida 2 $ 660,000 $ 330,000 $ 0
Escambia, Florida 2 $ 550,000 $ 275,000 $ 235,000
Flagler, Florida 2 $ 510,000 $ 255,000 $ 148,000
Lake, Florida 2 $ 380,000 $ 190,000 $ 103,000
Marion, Florida 2 $ 530,000 $ 265,000 $ 0
Osceola, Florida 2 $ 670,000 $ 335,000 $ 216,000
St. Johns, Florida 2 $ 630,000 $ 315,000 $ 0
Walton, Florida 2 $ 570,000 $ 285,000 $ 260,000
Bryan, Georgia 2 $ 1,030,000 $ 515,000 $ 131,000
Camden, Georgia 2 $ 350,000 $ 175,000 $ 28,000
Clayton, Georgia 2 $ 310,000 $ 155,000 $ 132,000
Glynn, Georgia 2 $ 670,000 $ 335,000 $ 130,000
Grady, Georgia 2 $ 600,000 $ 300,000 $ 65,000
Liberty, Georgia 2 $ 560,000 $ 280,000 $ 0
Rockdale, Georgia 2 $ 680,000 $ 340,000 $ 0
Spalding, Georgia 2 $ 320,000 $ 160,000 $ 84,000
Troup, Georgia 2 $ 390,000 $ 195,000 $ 127,000
Canyon, Idaho 2 $ 620,000 $ 310,000 $ 0
Lake, Illinois 2 $ 670,000 $ 335,000 $ 0
Monroe, Illinois 2 $ 890,000 $ 445,000 $ 168,000
St. Clair, Illinois 2 $ 440,000 $ 220,000 $ 116,000
Lake, Indiana 2 $ 480,000 $ 240,000 $ 93,000
Marion, Indiana 2 $ 540,000 $ 270,000 $ 0
Pottawattamie, Iowa 2 $ 980,000 $ 490,000 $ 0
Ellsworth, Kansas 2 $ 270,000 $ 135,000 $ 103,000
Lyon, Kansas 2 $ 320,000 $ 160,000 $ 37,000
Shawnee, Kansas 2 $ 330,000 $ 165,000 $ 107,000
Boone, Kentucky 2 $ 600,000 $ 300,000 $ 70,000
Campbell, Kentucky 2 $ 730,000 $ 365,000 $ 0
Lincoln, Maine 2 $ 310,000 $ 155,000 $ 0
Baltimore City, Maryland 2 $ 480,000 $ 240,000 $ 0
Hampden, Massachusetts 2 $ 650,000 $ 325,000 $ 233,000
Dakota, Minnesota 2 $ 710,000 $ 355,000 $ 93,000
Hennepin, Minnesota 2 $ 620,000 $ 310,000 $ 84,000
Rice, Minnesota 2 $ 450,000 $ 225,000 $ 60,000
Stearns, Minnesota 2 $ 560,000 $ 280,000 $ 0
Lamar, Mississippi 2 $ 510,000 $ 255,000 $ 125,000
Christian, Missouri 2 $ 490,000 $ 245,000 $ 111,000
Franklin, Missouri 2 $ 520,000 $ 260,000 $ 132,000
Linn, Missouri 2 $ 250,000 $ 125,000 $ 96,000
Marion, Missouri 2 $ 380,000 $ 190,000 $ 101,000
Morgan, Missouri 2 $ 400,000 $ 200,000 $ 84,000
Pettis, Missouri 2 $ 480,000 $ 240,000 $ 80,000
Phelps, Missouri 2 $ 330,000 $ 165,000 $ 84,000
Yellowstone, Montana 2 $ 560,000 $ 280,000 $ 0
Merrick, Nebraska 2 $ 360,000 $ 180,000 $ 199,000
Cape May, New Jersey 2 $ 680,000 $ 340,000 $ 149,000
Essex, New Jersey 2 $ 780,000 $ 390,000 $ 132,000
Orange, New York 2 $ 250,000 $ 125,000 $ 84,000
Bladen, North Carolina 2 $ 710,000 $ 355,000 $ 105,000
Buncombe, North Carolina 2 $ 580,000 $ 290,000 $ 54,000
Craven, North Carolina 2 $ 570,000 $ 285,000 $ 181,000
Currituck, North Carolina 2 $ 990,000 $ 495,000 $ 0
Davie, North Carolina 2 $ 700,000 $ 350,000 $ 141,000
Durham, North Carolina 2 $ 690,000 $ 345,000 $ 0
Granville, North Carolina 2 $ 800,000 $ 400,000 $ 0
Henderson, North Carolina 2 $ 810,000 $ 405,000 $ 0
Moore, North Carolina 2 $ 710,000 $ 355,000 $ 0
Nash, North Carolina 2 $ 500,000 $ 250,000 $ 116,000
Pender, North Carolina 2 $ 650,000 $ 325,000 $ 0
Rowan, North Carolina 2 $ 660,000 $ 330,000 $ 124,000
Delaware, Ohio 2 $ 1,030,000 $ 515,000 $ 263,000
Fairfield, Ohio 2 $ 570,000 $ 285,000 $ 0
Montgomery, Ohio 2 $ 560,000 $ 280,000 $ 0
Cleveland, Oklahoma 2 $ 550,000 $ 275,000 $ 0
Clackamas, Oregon 2 $ 640,000 $ 320,000 $ 0
Clatsop, Oregon 2 $ 920,000 $ 460,000 $ 0
Lane, Oregon 2 $ 500,000 $ 250,000 $ 146,000
Allegheny, Pennsylvania 2 $ 800,000 $ 400,000 $ 0
Delaware, Pennsylvania 2 $ 600,000 $ 300,000 $ 71,000
Lehigh, Pennsylvania 2 $ 250,000 $ 125,000 $ 92,000
Northampton, Pennsylvania 2 $ 470,000 $ 235,000 $ 79,000
York, Pennsylvania 2 $ 450,000 $ 225,000 $ 38,000
Washington, Rhode Island 2 $ 910,000 $ 455,000 $ 158,000
Dorchester, South Carolina 2 $ 580,000 $ 290,000 $ 129,000
Pickens, South Carolina 2 $ 1,170,000 $ 585,000 $ 126,000
Anderson, Tennessee 2 $ 870,000 $ 435,000 $ 177,000
Davidson, Tennessee 2 $ 670,000 $ 335,000 $ 147,000
Dickson, Tennessee 2 $ 530,000 $ 265,000 $ 39,000
Montgomery, Tennessee 2 $ 450,000 $ 225,000 $ 0
Robertson, Tennessee 2 $ 660,000 $ 330,000 $ 0
Shelby, Tennessee 2 $ 430,000 $ 215,000 $ 153,000
Washington, Tennessee 2 $ 340,000 $ 170,000 $ 0
Wilson, Tennessee 2 $ 520,000 $ 260,000 $ 71,000
Atascosa, Texas 2 $ 380,000 $ 190,000 $ 211,000
Bandera, Texas 2 $ 600,000 $ 300,000 $ 78,000
Hood, Texas 2 $ 790,000 $ 395,000 $ 0
Kendall, Texas 2 $ 550,000 $ 275,000 $ 73,000
Lubbock, Texas 2 $ 830,000 $ 415,000 $ 0
McLennan, Texas 2 $ 660,000 $ 330,000 $ 169,000
Parker, Texas 2 $ 740,000 $ 370,000 $ 150,000
Taylor, Texas 2 $ 610,000 $ 305,000 $ 0
Bedford, Virginia 2 $ 1,400,000 $ 700,000 $ 240,000
Charlottesville, Virginia 2 $ 880,000 $ 440,000 $ 150,000
Chesapeake, Virginia 2 $ 530,000 $ 265,000 $ 187,000
Henrico, Virginia 2 $ 950,000 $ 475,000 $ 0
Louisa, Virginia 2 $ 420,000 $ 210,000 $ 205,000
Poquoson, Virginia 2 $ 810,000 $ 405,000 $ 122,000
Portsmouth, Virginia 2 $ 420,000 $ 210,000 $ 0
Jefferson, Washington 2 $ 570,000 $ 285,000 $ 114,000
Skagit, Washington 2 $ 850,000 $ 425,000 $ 0
Ritchie, West Virginia 2 $ 950,000 $ 475,000 $ 213,000
Kenosha, Wisconsin 2 $ 1,250,000 $ 625,000 $ 452,000
Pierce, Wisconsin 2 $ 390,000 $ 195,000 $ 66,000
Natrona, Wyoming 2 $ 1,200,000 $ 600,000 $ 0
Autauga, Alabama 1 $ 245,000 $ 245,000 $ 0
Calhoun, Alabama 1 $ 185,000 $ 185,000 $ 0
Dale, Alabama 1 $ 245,000 $ 245,000 $ 115,000
Jefferson, Alabama 1 $ 285,000 $ 285,000 $ 0
Lauderdale, Alabama 1 $ 235,000 $ 235,000 $ 0
Lawrence, Alabama 1 $ 205,000 $ 205,000 $ 137,000
Sumter, Alabama 1 $ 215,000 $ 215,000 $ 0
Talladega, Alabama 1 $ 285,000 $ 285,000 $ 0
Tallapoosa, Alabama 1 $ 455,000 $ 455,000 $ 125,000
Matanuska-Susitna, Alaska 1 $ 295,000 $ 295,000 $ 0
La Paz, Arizona 1 $ 195,000 $ 195,000 $ 101,000
Mohave, Arizona 1 $ 245,000 $ 245,000 $ 0
Crittenden, Arkansas 1 $ 465,000 $ 465,000 $ 0
Garland, Arkansas 1 $ 345,000 $ 345,000 $ 0
Lawrence, Arkansas 1 $ 175,000 $ 175,000 $ 0
Lonoke, Arkansas 1 $ 215,000 $ 215,000 $ 0
Sebastian, Arkansas 1 $ 155,000 $ 155,000 $ 49,000
Humboldt, California 1 $ 265,000 $ 265,000 $ 0
Inyo, California 1 $ 275,000 $ 275,000 $ 0
Kern, California 1 $ 375,000 $ 375,000 $ 0
Kings, California 1 $ 305,000 $ 305,000 $ 0
Merced, California 1 $ 405,000 $ 405,000 $ 0
Santa Barbara, California 1 $ 625,000 $ 625,000 $ 104,000
Santa Cruz, California 1 $ 205,000 $ 205,000 $ 0
Sonoma, California 1 $ 855,000 $ 855,000 $ 0
Broomfield, Colorado 1 $ 575,000 $ 575,000 $ 182,000
Chaffee, Colorado 1 $ 775,000 $ 775,000 $ 0
Costilla, Colorado 1 $ 155,000 $ 155,000 $ 131,000
Custer, Colorado 1 $ 525,000 $ 525,000 $ 0
Eagle, Colorado 1 $ 715,000 $ 715,000 $ 0
Huerfano, Colorado 1 $ 95,000 $ 95,000 $ 357,000
Montezuma, Colorado 1 $ 495,000 $ 495,000 $ 0
Ouray, Colorado 1 $ 545,000 $ 545,000 $ 0
Pueblo, Colorado 1 $ 395,000 $ 395,000 $ 0
Summit, Colorado 1 $ 1,015,000 $ 1,015,000 $ 0
New London, Connecticut 1 $ 305,000 $ 305,000 $ 0
Windham, Connecticut 1 $ 165,000 $ 165,000 $ 0
Charlotte, Florida 1 $ 365,000 $ 365,000 $ 0
Clay, Florida 1 $ 475,000 $ 475,000 $ 417,000
Indian River, Florida 1 $ 235,000 $ 235,000 $ 40,000
Dawson, Georgia 1 $ 425,000 $ 425,000 $ 94,000
DeKalb, Georgia 1 $ 345,000 $ 345,000 $ 261,000
Franklin, Georgia 1 $ 425,000 $ 425,000 $ 306,000
Gordon, Georgia 1 $ 125,000 $ 125,000 $ 50,000
Houston, Georgia 1 $ 305,000 $ 305,000 $ 0
Jackson, Georgia 1 $ 175,000 $ 175,000 $ 184,000
Lowndes, Georgia 1 $ 285,000 $ 285,000 $ 168,000
Muscogee, Georgia 1 $ 145,000 $ 145,000 $ 81,000
Peach, Georgia 1 $ 105,000 $ 105,000 $ 0
Putnam, Georgia 1 $ 235,000 $ 235,000 $ 55,000
Richmond, Georgia 1 $ 215,000 $ 215,000 $ 0
Upson, Georgia 1 $ 265,000 $ 265,000 $ 140,000
Walton, Georgia 1 $ 215,000 $ 215,000 $ 40,000
Whitfield, Georgia 1 $ 205,000 $ 205,000 $ 0
Blaine, Idaho 1 $ 385,000 $ 385,000 $ 0
Elmore, Idaho 1 $ 325,000 $ 325,000 $ 118,000
Oneida, Idaho 1 $ 135,000 $ 135,000 $ 87,000
Teton, Idaho 1 $ 475,000 $ 475,000 $ 0
DuPage, Illinois 1 $ 395,000 $ 395,000 $ 0
Jackson, Illinois 1 $ 155,000 $ 155,000 $ 150,000
Kankakee, Illinois 1 $ 375,000 $ 375,000 $ 88,000
Madison, Illinois 1 $ 335,000 $ 335,000 $ 0
Will, Illinois 1 $ 225,000 $ 225,000 $ 58,000
Elkhart, Indiana 1 $ 465,000 $ 465,000 $ 0
Floyd, Indiana 1 $ 925,000 $ 925,000 $ 290,000
Hancock, Indiana 1 $ 165,000 $ 165,000 $ 81,000
Huntington, Indiana 1 $ 175,000 $ 175,000 $ 0
Steuben, Indiana 1 $ 225,000 $ 225,000 $ 325,000
Vanderburgh, Indiana 1 $ 165,000 $ 165,000 $ 75,000
Black Hawk, Iowa 1 $ 435,000 $ 435,000 $ 0
Henry, Iowa 1 $ 145,000 $ 145,000 $ 104,000
Lyon, Iowa 1 $ 335,000 $ 335,000 $ 0
Marion, Iowa 1 $ 135,000 $ 135,000 $ 123,000
Marshall, Iowa 1 $ 275,000 $ 275,000 $ 171,000
Plymouth, Iowa 1 $ 235,000 $ 235,000 $ 116,000
Anderson, Kansas 1 $ 315,000 $ 315,000 $ 135,000
Atchison, Kansas 1 $ 125,000 $ 125,000 $ 51,000
Norton, Kansas 1 $ 95,000 $ 95,000 $ 122,000
Pottawatomie, Kansas 1 $ 255,000 $ 255,000 $ 0
Seward, Kansas 1 $ 55,000 $ 55,000 $ 63,000
Grant, Kentucky 1 $ 265,000 $ 265,000 $ 127,000
Kenton, Kentucky 1 $ 165,000 $ 165,000 $ 48,000
Larue, Kentucky 1 $ 255,000 $ 255,000 $ 115,000
Meade, Kentucky 1 $ 275,000 $ 275,000 $ 0
Pulaski, Kentucky 1 $ 495,000 $ 495,000 $ 127,000
Spencer, Kentucky 1 $ 305,000 $ 305,000 $ 0
Warren, Kentucky 1 $ 165,000 $ 165,000 $ 39,000
Ascension, Louisiana 1 $ 315,000 $ 315,000 $ 0
Calcasieu, Louisiana 1 $ 375,000 $ 375,000 $ 124,000
East Baton Rouge, Louisiana 1 $ 215,000 $ 215,000 $ 0
Jefferson, Louisiana 1 $ 395,000 $ 395,000 $ 0
Orleans, Louisiana 1 $ 425,000 $ 425,000 $ 0
Ouachita, Louisiana 1 $ 465,000 $ 465,000 $ 100,000
St. Charles, Louisiana 1 $ 375,000 $ 375,000 $ 0
St. Landry, Louisiana 1 $ 245,000 $ 245,000 $ 67,000
Tangipahoa, Louisiana 1 $ 315,000 $ 315,000 $ 129,000
Union, Louisiana 1 $ 405,000 $ 405,000 $ 0
Sagadahoc, Maine 1 $ 175,000 $ 175,000 $ 89,000
Cecil, Maryland 1 $ 265,000 $ 265,000 $ 0
Garrett, Maryland 1 $ 805,000 $ 805,000 $ 0
St. Mary's, Maryland 1 $ 305,000 $ 305,000 $ 0
Franklin, Massachusetts 1 $ 255,000 $ 255,000 $ 74,000
Hampshire, Massachusetts 1 $ 225,000 $ 225,000 $ 28,000
Allegan, Michigan 1 $ 405,000 $ 405,000 $ 0
Antrim, Michigan 1 $ 245,000 $ 245,000 $ 93,000
Barry, Michigan 1 $ 305,000 $ 305,000 $ 196,000
Bay, Michigan 1 $ 185,000 $ 185,000 $ 79,000
Ingham, Michigan 1 $ 555,000 $ 555,000 $ 0
Jackson, Michigan 1 $ 235,000 $ 235,000 $ 77,000
Lapeer, Michigan 1 $ 235,000 $ 235,000 $ 125,000
Livingston, Michigan 1 $ 375,000 $ 375,000 $ 0
Monroe, Michigan 1 $ 245,000 $ 245,000 $ 0
St. Clair, Michigan 1 $ 165,000 $ 165,000 $ 0
Carver, Minnesota 1 $ 85,000 $ 85,000 $ 69,000
Cass, Minnesota 1 $ 1,105,000 $ 1,105,000 $ 0
Chisago, Minnesota 1 $ 215,000 $ 215,000 $ 0
Fillmore, Minnesota 1 $ 245,000 $ 245,000 $ 70,000
Itasca, Minnesota 1 $ 225,000 $ 225,000 $ 85,000
Pine, Minnesota 1 $ 215,000 $ 215,000 $ 0
Ramsey, Minnesota 1 $ 235,000 $ 235,000 $ 0
Sherburne, Minnesota 1 $ 155,000 $ 155,000 $ 117,000
St. Louis, Minnesota 1 $ 395,000 $ 395,000 $ 0
Washington, Minnesota 1 $ 355,000 $ 355,000 $ 131,000
Adams, Mississippi 1 $ 345,000 $ 345,000 $ 0
Lauderdale, Mississippi 1 $ 205,000 $ 205,000 $ 0
Rankin, Mississippi 1 $ 175,000 $ 175,000 $ 0
Adair, Missouri 1 $ 275,000 $ 275,000 $ 84,000
Andrew, Missouri 1 $ 205,000 $ 205,000 $ 0
Bates, Missouri 1 $ 505,000 $ 505,000 $ 65,000
Buchanan, Missouri 1 $ 165,000 $ 165,000 $ 72,000
Caldwell, Missouri 1 $ 285,000 $ 285,000 $ 101,000
Callaway, Missouri 1 $ 265,000 $ 265,000 $ 114,000
Cape Girardeau, Missouri 1 $ 185,000 $ 185,000 $ 102,000
Carroll, Missouri 1 $ 155,000 $ 155,000 $ 160,000
Cole, Missouri 1 $ 255,000 $ 255,000 $ 0
Greene, Missouri 1 $ 135,000 $ 135,000 $ 28,000
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Mortgage Loan Application Detail Totals for First Federal Bank of Kansas City in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,159 $711,095,000 $329,000 $1,495,000 $145,000 $2,889,000
Home Purchase 781 $266,335,000 $341,000 $1,535,000 $122,000 $725,000
Cash-out Refinancing 551 $162,155,000 $294,000 $1,225,000 $139,000 $3,480,000
Home Improvement 14 $4,220,000 $301,000 $585,000 $121,000 $257,000
Not Applicable 10 $2,430,000 $243,000 $505,000 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,483 $779,475,000 $313,000 $1,535,000 $137,000 $2,889,000
Not Provided 508 $176,350,000 $347,000 $1,235,000 $151,000 $3,480,000
Hispanic 174 $48,510,000 $278,000 $885,000 $90,000 $309,000
Black or African American 139 $45,095,000 $324,000 $725,000 $116,000 $260,000
Not applicable 95 $57,965,000 $610,000 $1,225,000 $0 $0
Asian 70 $23,680,000 $338,000 $1,185,000 $146,000 $370,000
American Indian or Alaskan Native 20 $4,900,000 $245,000 $475,000 $106,000 $197,000
Native Hawaiian or Other Pacific Islander 1 $455,000 $455,000 $455,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,846 $551,620,000 $298,000 $1,495,000 $142,000 $3,480,000
VA-guaranteed (Veterans Administration) 1,546 $570,070,000 $368,000 $1,535,000 $128,000 $635,000
FHA-insured (Federal Housing Administration) 118 $23,880,000 $202,000 $575,000 $77,000 $257,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $665,000 $133,000 $195,000 $43,000 $48,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,606 $832,590,000 $319,000 $1,535,000 $134,000 $1,746,000
Application Withdrawn By Applicant 489 $151,035,000 $308,000 $1,065,000 $151,000 $3,480,000
Application Denied By Financial Institution 215 $67,835,000 $315,000 $1,495,000 $108,000 $436,000
Loan Purchased By The Institution 95 $57,965,000 $610,000 $1,225,000 $0 $0
File Closed For Incompleteness 57 $17,285,000 $303,000 $645,000 $138,000 $820,000
Application Approved But Not Accepted 53 $19,525,000 $368,000 $1,075,000 $144,000 $435,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,300 $1,078,400,000 $326,000 $1,535,000 $137,000 $3,480,000
Credit Application Incomplete 80 $24,120,000 $301,000 $795,000 $135,000 $285,000
Collateral 46 $15,350,000 $333,000 $1,495,000 $104,000 $240,000
Credit History 37 $11,735,000 $317,000 $1,185,000 $257,000 $401,000
Debt-To-Income Ratio 37 $12,295,000 $332,000 $1,205,000 $84,000 $261,000
Employment History 5 $1,515,000 $303,000 $515,000 $171,000 $314,000
Other 5 $1,995,000 $399,000 $675,000 $436,000 $436,000
Insufficient Cash (Downpayment, Closing Cost) 4 $730,000 $182,000 $255,000 $0 $0
Unverifiable Information 1 $95,000 $95,000 $95,000 $37,000 $37,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Federal Bank of Kansas City's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Federal Bank of Kansas City's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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