First Federal Bank of Kansas City Mortgage Lending & HMDA Data, 2020
In 2020, First Federal Bank of Kansas City of Kansas City, MO reported 3,515 mortgage applications totaling $1.1 billion, up 33% from 2019. The average application was for $326,098, and applicants reported an average income of $138,835. 74% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Kansas City, MO-KS (1,202), Washington-Arlington-Alexandria, DC-VA-MD-WV (125) and Atlanta-Sandy Springs-Roswell, GA (76) (applications in parentheses).
| Mortgage Company & Address | First Federal Bank of Kansas City 6900 Executive Dr Kansas City, MO 64120 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,515 |
| Total Mortgage Loan Application Amount | $1,146,235,000 |
| Average Mortgage Loan Application Amount | $326,098 |
| Highest Mortgage Loan Application Amount | $1,535,000 |
| Average Applicant Income | $138,835 |
| Highest Applicant Income | $3,480,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Federal Bank of Kansas City filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kansas City, MO-KS | 1,202 | $ 327,450,000 | $ 272,420 | $ 129,026 |
| Outside any metro area | 218 | $ 60,850,000 | $ 279,128 | $ 136,236 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 125 | $ 54,055,000 | $ 432,440 | $ 155,656 |
| Atlanta-Sandy Springs-Roswell, GA | 76 | $ 22,520,000 | $ 296,315 | $ 117,000 |
| Tampa-St. Petersburg-Clearwater, FL | 71 | $ 21,125,000 | $ 297,535 | $ 99,000 |
| Cambridge-Newton-Framingham, MA | 67 | $ 31,275,000 | $ 466,791 | $ 149,000 |
| Las Vegas-Henderson-Paradise, NV | 58 | $ 19,370,000 | $ 333,965 | $ 99,000 |
| San Antonio-New Braunfels, TX | 57 | $ 18,025,000 | $ 316,228 | $ 122,000 |
| Houston-The Woodlands-Sugar Land, TX | 51 | $ 16,075,000 | $ 315,196 | $ 224,000 |
| Phoenix-Mesa-Scottsdale, AZ | 46 | $ 14,540,000 | $ 316,086 | $ 140,000 |
| Providence-Warwick, RI-MA | 40 | $ 19,750,000 | $ 493,750 | $ 142,075 |
| Boston, MA | 38 | $ 16,870,000 | $ 443,947 | $ 162,000 |
| Baltimore-Columbia-Towson, MD | 36 | $ 14,340,000 | $ 398,333 | $ 140,000 |
| Omaha-Council Bluffs, NE-IA | 35 | $ 14,905,000 | $ 425,857 | $ 158,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 35 | $ 11,875,000 | $ 339,285 | $ 114,000 |
| Charlotte-Concord-Gastonia, NC-SC | 32 | $ 10,670,000 | $ 333,437 | $ 129,312 |
| Denver-Aurora-Lakewood, CO | 31 | $ 14,355,000 | $ 463,064 | $ 152,000 |
| Los Angeles-Long Beach-Glendale, CA | 30 | $ 15,740,000 | $ 524,666 | $ 135,000 |
| Washington-Baltimore-Arlington, DC | 28 | $ 13,150,000 | $ 469,642 | $ 203,000 |
| Colorado Springs, CO | 26 | $ 11,280,000 | $ 433,846 | $ 131,000 |
| San Diego-Carlsbad, CA | 26 | $ 12,980,000 | $ 499,230 | $ 138,000 |
| St. Louis, MO-IL | 26 | $ 8,300,000 | $ 319,230 | $ 170,269 |
| Dallas-Plano-Irving, TX | 25 | $ 8,315,000 | $ 332,600 | $ 129,000 |
| Raleigh, NC | 23 | $ 7,365,000 | $ 320,217 | $ 156,000 |
| Worcester, MA-CT | 23 | $ 6,975,000 | $ 303,260 | $ 135,000 |
| Montgomery County-Bucks County-Chester County, PA | 21 | $ 7,595,000 | $ 361,666 | $ 163,000 |
| Riverside-San Bernardino-Ontario, CA | 20 | $ 7,440,000 | $ 372,000 | $ 112,000 |
| Seattle-Bellevue-Everett, WA | 20 | $ 10,280,000 | $ 514,000 | $ 196,000 |
| Austin-Round Rock, TX | 19 | $ 6,255,000 | $ 329,210 | $ 633,000 |
| Bridgeport-Stamford-Norwalk, CT | 19 | $ 11,525,000 | $ 606,578 | $ 188,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 18 | $ 6,950,000 | $ 386,111 | $ 101,000 |
| Hartford-West Hartford-East Hartford, CT | 16 | $ 4,830,000 | $ 301,875 | $ 189,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 16 | $ 5,700,000 | $ 356,250 | $ 141,000 |
| Tucson, AZ | 16 | $ 3,920,000 | $ 245,000 | $ 122,000 |
| Cincinnati, OH-KY-IN | 15 | $ 4,055,000 | $ 270,333 | $ 95,400 |
| Lincoln, NE | 15 | $ 5,715,000 | $ 381,000 | $ 45,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 15 | $ 3,605,000 | $ 240,333 | $ 90,000 |
| Charleston-North Charleston, SC | 14 | $ 6,830,000 | $ 487,857 | $ 237,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 14 | $ 4,990,000 | $ 356,428 | $ 103,000 |
| Anaheim-Santa Ana-Irvine, CA | 13 | $ 7,255,000 | $ 558,076 | $ 172,000 |
| Fort Worth-Arlington, TX | 13 | $ 4,905,000 | $ 377,307 | $ 139,000 |
| Olympia-Tumwater, WA | 12 | $ 4,010,000 | $ 334,166 | $ 350,000 |
| Orlando-Kissimmee-Sanford, FL | 12 | $ 3,770,000 | $ 314,166 | $ 159,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 12 | $ 4,820,000 | $ 401,666 | $ 85,000 |
| Columbus, OH | 11 | $ 3,995,000 | $ 363,181 | $ 226,000 |
| New York-Newark, NY | 11 | $ 3,645,000 | $ 331,363 | $ 110,181 |
| North Port-Sarasota-Bradenton, FL | 11 | $ 4,555,000 | $ 414,090 | $ 174,000 |
| Oakland-Hayward-Berkeley, CA | 11 | $ 5,225,000 | $ 475,000 | $ 339,000 |
| Ogden-Clearfield, UT | 11 | $ 3,735,000 | $ 339,545 | $ 142,000 |
| Wichita, KS | 11 | $ 2,505,000 | $ 227,727 | $ 116,000 |
| Boise City, ID | 10 | $ 3,380,000 | $ 338,000 | $ 87,000 |
| Columbia, MO | 10 | $ 2,320,000 | $ 232,000 | $ 141,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 10 | $ 2,300,000 | $ 230,000 | $ 130,000 |
| Philadelphia, PA | 10 | $ 3,090,000 | $ 309,000 | $ 115,000 |
| Warren-Troy-Farmington Hills, MI | 10 | $ 2,580,000 | $ 258,000 | $ 86,000 |
| Columbia, SC | 9 | $ 2,335,000 | $ 259,444 | $ 75,000 |
| Fayetteville, NC | 9 | $ 2,745,000 | $ 305,000 | $ 168,000 |
| Hagerstown-Martinsburg, MD-WV | 9 | $ 2,565,000 | $ 285,000 | $ 75,666 |
| Huntsville, AL | 9 | $ 3,245,000 | $ 360,555 | $ 125,000 |
| Jacksonville, FL | 9 | $ 3,375,000 | $ 375,000 | $ 284,000 |
| Little Rock-North Little Rock-Conway, AR | 9 | $ 2,945,000 | $ 327,222 | $ 69,000 |
| Louisville/Jefferson County, KY-IN | 9 | $ 3,175,000 | $ 352,777 | $ 263,333 |
| Montgomery, AL | 9 | $ 2,565,000 | $ 285,000 | $ 82,000 |
| Rockingham County-Strafford County, NH | 9 | $ 3,195,000 | $ 355,000 | $ 165,000 |
| Savannah, GA | 9 | $ 3,645,000 | $ 405,000 | $ 84,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 9 | $ 2,865,000 | $ 318,333 | $ 127,000 |
| Albuquerque, NM | 8 | $ 1,980,000 | $ 247,500 | $ 76,000 |
| Crestview-Fort Walton Beach-Destin, FL | 8 | $ 2,250,000 | $ 281,250 | $ 155,000 |
| Daphne-Fairhope-Foley, AL | 8 | $ 1,960,000 | $ 245,000 | $ 126,000 |
| Knoxville, TN | 8 | $ 2,940,000 | $ 367,500 | $ 147,000 |
| Memphis, TN-MS-AR | 8 | $ 2,070,000 | $ 258,750 | $ 98,857 |
| Milwaukee-Waukesha-West Allis, WI | 8 | $ 2,590,000 | $ 323,750 | $ 141,000 |
| New Orleans-Metairie, LA | 8 | $ 2,860,000 | $ 357,500 | $ 349,000 |
| Oklahoma City, OK | 8 | $ 2,320,000 | $ 290,000 | $ 143,000 |
| Palm Bay-Melbourne-Titusville, FL | 8 | $ 2,240,000 | $ 280,000 | $ 157,000 |
| Richmond, VA | 8 | $ 3,420,000 | $ 427,500 | $ 125,000 |
| Tacoma-Lakewood, WA | 8 | $ 3,030,000 | $ 378,750 | $ 114,000 |
| Charlottesville, VA | 7 | $ 3,365,000 | $ 480,714 | $ 162,000 |
| Durham-Chapel Hill, NC | 7 | $ 2,835,000 | $ 405,000 | $ 0 |
| El Paso, TX | 7 | $ 1,305,000 | $ 186,428 | $ 75,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 7 | $ 1,755,000 | $ 250,714 | $ 118,000 |
| Greenville-Anderson-Mauldin, SC | 7 | $ 2,905,000 | $ 415,000 | $ 137,000 |
| Newark, NJ-PA | 7 | $ 2,485,000 | $ 355,000 | $ 162,428 |
| Oxnard-Thousand Oaks-Ventura, CA | 7 | $ 2,965,000 | $ 423,571 | $ 87,000 |
| Portland-South Portland, ME | 7 | $ 1,995,000 | $ 285,000 | $ 108,000 |
| Barnstable Town, MA | 6 | $ 2,070,000 | $ 345,000 | $ 185,000 |
| Boulder, CO | 6 | $ 3,160,000 | $ 526,666 | $ 178,000 |
| Chicago-Naperville, IL | 6 | $ 2,110,000 | $ 351,666 | $ 81,000 |
| Des Moines-West Des Moines, IA | 6 | $ 2,340,000 | $ 390,000 | $ 462,000 |
| Fresno, CA | 6 | $ 2,910,000 | $ 485,000 | $ 113,000 |
| Gainesville, GA | 6 | $ 1,900,000 | $ 316,666 | $ 207,000 |
| Lakeland-Winter Haven, FL | 6 | $ 1,810,000 | $ 301,666 | $ 117,000 |
| Lawrence, KS | 6 | $ 1,330,000 | $ 221,666 | $ 92,000 |
| Manchester-Nashua, NH | 6 | $ 2,240,000 | $ 373,333 | $ 176,000 |
| Pittsburgh, PA | 6 | $ 2,070,000 | $ 345,000 | $ 157,000 |
| Prescott Valley-Prescott, AZ | 6 | $ 2,290,000 | $ 381,666 | $ 67,000 |
| Salt Lake City, UT | 6 | $ 2,800,000 | $ 466,666 | $ 155,000 |
| Wilmington, DE-MD-NJ | 6 | $ 1,700,000 | $ 283,333 | $ 240,000 |
| Wilmington, NC | 6 | $ 1,900,000 | $ 316,666 | $ 183,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 5 | $ 1,035,000 | $ 207,000 | $ 88,000 |
| Asheville, NC | 5 | $ 1,745,000 | $ 349,000 | $ 54,000 |
| Bremerton-Silverdale, WA | 5 | $ 1,855,000 | $ 371,000 | $ 133,000 |
| Camden, NJ | 5 | $ 1,455,000 | $ 291,000 | $ 207,000 |
| Dayton-Springfield-Kettering, OH | 5 | $ 1,465,000 | $ 293,000 | $ 191,000 |
| Elizabethtown-Fort Knox, KY | 5 | $ 935,000 | $ 187,000 | $ 79,000 |
| Greensboro-High Point, NC | 5 | $ 1,485,000 | $ 297,000 | $ 132,000 |
| Jackson, MS | 5 | $ 2,065,000 | $ 413,000 | $ 0 |
| Medford, OR | 5 | $ 1,185,000 | $ 237,000 | $ 69,000 |
| Miami-Miami Beach-Kendall, FL | 5 | $ 1,935,000 | $ 387,000 | $ 86,000 |
| Naples-Immokalee-Marco Island, FL | 5 | $ 1,595,000 | $ 319,000 | $ 101,000 |
| New Haven-Milford, CT | 5 | $ 1,365,000 | $ 273,000 | $ 121,000 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 1,495,000 | $ 299,000 | $ 197,000 |
| Salisbury, MD-DE | 5 | $ 1,265,000 | $ 253,000 | $ 141,000 |
| Augusta-Richmond County, GA-SC | 4 | $ 1,190,000 | $ 297,500 | $ 109,000 |
| Bend-Redmond, OR | 4 | $ 1,440,000 | $ 360,000 | $ 114,000 |
| Birmingham-Hoover, AL | 4 | $ 1,130,000 | $ 282,500 | $ 90,000 |
| Chattanooga, TN-GA | 4 | $ 850,000 | $ 212,500 | $ 75,000 |
| Cleveland-Elyria, OH | 4 | $ 1,160,000 | $ 290,000 | $ 227,000 |
| Detroit-Dearborn-Livonia, MI | 4 | $ 1,440,000 | $ 360,000 | $ 179,000 |
| Greeley, CO | 4 | $ 1,120,000 | $ 280,000 | $ 97,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 4 | $ 1,220,000 | $ 305,000 | $ 90,000 |
| Homosassa Springs, FL | 4 | $ 1,010,000 | $ 252,500 | $ 64,000 |
| Lake County-Kenosha County, IL-WI | 4 | $ 1,920,000 | $ 480,000 | $ 452,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 4 | $ 800,000 | $ 200,000 | $ 64,000 |
| Nassau County-Suffolk County, NY | 4 | $ 1,730,000 | $ 432,500 | $ 127,000 |
| Shreveport-Bossier City, LA | 4 | $ 1,190,000 | $ 297,500 | $ 119,000 |
| Springfield, MA | 4 | $ 1,130,000 | $ 282,500 | $ 111,000 |
| St. George, UT | 4 | $ 2,070,000 | $ 517,500 | $ 77,000 |
| Terre Haute, IN | 4 | $ 990,000 | $ 247,500 | $ 152,000 |
| Tulsa, OK | 4 | $ 1,610,000 | $ 402,500 | $ 335,000 |
| Yuba City, CA | 4 | $ 1,540,000 | $ 385,000 | $ 101,000 |
| Cape Coral-Fort Myers, FL | 3 | $ 1,205,000 | $ 401,666 | $ 183,000 |
| Cheyenne, WY | 3 | $ 1,005,000 | $ 335,000 | $ 124,000 |
| Coeur D'Alene, ID | 3 | $ 1,535,000 | $ 511,666 | $ 71,000 |
| Elgin, IL | 3 | $ 1,125,000 | $ 375,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 3 | $ 825,000 | $ 275,000 | $ 136,000 |
| Indianapolis-Carmel-Anderson, IN | 3 | $ 705,000 | $ 235,000 | $ 81,000 |
| Kennewick-Richland, WA | 3 | $ 1,395,000 | $ 465,000 | $ 115,000 |
| Madison, WI | 3 | $ 645,000 | $ 215,000 | $ 78,000 |
| Midland, TX | 3 | $ 1,465,000 | $ 488,333 | $ 0 |
| New Bern, NC | 3 | $ 1,005,000 | $ 335,000 | $ 181,000 |
| Port St. Lucie, FL | 3 | $ 655,000 | $ 218,333 | $ 56,000 |
| Provo-Orem, UT | 3 | $ 1,595,000 | $ 531,666 | $ 0 |
| Reno, NV | 3 | $ 1,315,000 | $ 438,333 | $ 416,000 |
| Santa Fe, NM | 3 | $ 1,295,000 | $ 431,666 | $ 148,000 |
| Spartanburg, SC | 3 | $ 1,205,000 | $ 401,666 | $ 85,000 |
| Springfield, MO | 3 | $ 625,000 | $ 208,333 | $ 69,000 |
| Stockton-Lodi, CA | 3 | $ 945,000 | $ 315,000 | $ 159,000 |
| Vallejo-Fairfield, CA | 3 | $ 1,855,000 | $ 618,333 | $ 0 |
| Winston-Salem, NC | 3 | $ 1,115,000 | $ 371,666 | $ 141,000 |
| Abilene, TX | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Auburn-Opelika, AL | 2 | $ 950,000 | $ 475,000 | $ 199,000 |
| Baton Rouge, LA | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Billings, MT | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Brunswick, GA | 2 | $ 670,000 | $ 335,000 | $ 130,000 |
| Casper, WY | 2 | $ 1,200,000 | $ 600,000 | $ 0 |
| Clarksville, TN-KY | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Dover, DE | 2 | $ 470,000 | $ 235,000 | $ 79,000 |
| Eau Claire, WI | 2 | $ 580,000 | $ 290,000 | $ 118,000 |
| Eugene, OR | 2 | $ 500,000 | $ 250,000 | $ 146,000 |
| Flagstaff, AZ | 2 | $ 790,000 | $ 395,000 | $ 0 |
| Fort Collins, CO | 2 | $ 510,000 | $ 255,000 | $ 133,000 |
| Gary, IN | 2 | $ 480,000 | $ 240,000 | $ 93,000 |
| Grand Island, NE | 2 | $ 360,000 | $ 180,000 | $ 199,000 |
| Hattiesburg, MS | 2 | $ 510,000 | $ 255,000 | $ 125,000 |
| Hinesville, GA | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Jefferson City, MO | 2 | $ 520,000 | $ 260,000 | $ 114,000 |
| Johnson City, TN | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Lubbock, TX | 2 | $ 830,000 | $ 415,000 | $ 0 |
| Lynchburg, VA | 2 | $ 1,400,000 | $ 700,000 | $ 240,000 |
| Monroe, LA | 2 | $ 870,000 | $ 435,000 | $ 100,000 |
| Morgantown, WV | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 2 | $ 850,000 | $ 425,000 | $ 0 |
| Ocala, FL | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Ocean City, NJ | 2 | $ 680,000 | $ 340,000 | $ 149,000 |
| Panama City, FL | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Rocky Mount, NC | 2 | $ 500,000 | $ 250,000 | $ 116,000 |
| Salem, OR | 2 | $ 710,000 | $ 355,000 | $ 197,000 |
| Salinas, CA | 2 | $ 600,000 | $ 300,000 | $ 198,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 1,360,000 | $ 680,000 | $ 128,000 |
| St. Cloud, MN | 2 | $ 560,000 | $ 280,000 | $ 0 |
| St. Joseph, MO-KS | 2 | $ 370,000 | $ 185,000 | $ 72,000 |
| Topeka, KS | 2 | $ 330,000 | $ 165,000 | $ 107,000 |
| Visalia-Porterville, CA | 2 | $ 490,000 | $ 245,000 | $ 95,000 |
| Waco, TX | 2 | $ 660,000 | $ 330,000 | $ 169,000 |
| Warner Robins, GA | 2 | $ 410,000 | $ 205,000 | $ 0 |
| York-Hanover, PA | 2 | $ 450,000 | $ 225,000 | $ 38,000 |
| Akron, OH | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Amarillo, TX | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Anchorage, AK | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Atlantic City-Hammonton, NJ | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Bakersfield, CA | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Bay City, MI | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Beaumont-Port Arthur, TX | 1 | $ 165,000 | $ 165,000 | $ 233,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 325,000 | $ 325,000 | $ 133,000 |
| Bowling Green, KY | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 265,000 | $ 265,000 | $ 154,000 |
| California-Lexington Park, MD | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Cape Girardeau, MO-IL | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| Carbondale-Marion, IL | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| College Station-Bryan, TX | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Columbus, GA-AL | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Dalton, GA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Decatur, AL | 1 | $ 205,000 | $ 205,000 | $ 137,000 |
| Duluth, MN-WI | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Erie, PA | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| Evansville, IN-KY | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Florence, SC | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Florence-Muscle Shoals, AL | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Fort Smith, AR-OK | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Goldsboro, NC | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Grants Pass, OR | 1 | $ 335,000 | $ 335,000 | $ 64,000 |
| Hammond, LA | 1 | $ 315,000 | $ 315,000 | $ 129,000 |
| Hanford-Corcoran, CA | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Harrisburg-Carlisle, PA | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 435,000 | $ 435,000 | $ 91,000 |
| Hot Springs, AR | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Jackson, MI | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Jacksonville, NC | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Janesville-Beloit, WI | 1 | $ 195,000 | $ 195,000 | $ 121,000 |
| Kankakee, IL | 1 | $ 375,000 | $ 375,000 | $ 88,000 |
| Killeen-Temple, TX | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Lake Charles, LA | 1 | $ 375,000 | $ 375,000 | $ 124,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Lancaster, PA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Lansing-East Lansing, MI | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Lawton, OK | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Longview, WA | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Manhattan, KS | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Merced, CA | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Missoula, MT | 1 | $ 235,000 | $ 235,000 | $ 120,000 |
| Monroe, MI | 1 | $ 245,000 | $ 245,000 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Norwich-New London, CT | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Odessa, TX | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Pueblo, CO | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Punta Gorda, FL | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Roanoke, VA | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Rochester, MN | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| San Angelo, TX | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Santa Maria-Santa Barbara, CA | 1 | $ 625,000 | $ 625,000 | $ 104,000 |
| Santa Rosa, CA | 1 | $ 855,000 | $ 855,000 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 205,000 | $ 205,000 | $ 109,000 |
| Sebastian-Vero Beach, FL | 1 | $ 235,000 | $ 235,000 | $ 40,000 |
| Sioux Falls, SD | 1 | $ 205,000 | $ 205,000 | $ 36,000 |
| Spokane-Spokane Valley, WA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| State College, PA | 1 | $ 175,000 | $ 175,000 | $ 165,000 |
| Sumter, SC | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Syracuse, NY | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Toledo, OH | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Trenton, NJ | 1 | $ 415,000 | $ 415,000 | $ 118,000 |
| Tyler, TX | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Valdosta, GA | 1 | $ 285,000 | $ 285,000 | $ 168,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Wausau, WI | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Wenatchee, WA | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Yakima, WA | 1 | $ 495,000 | $ 495,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Federal Bank of Kansas City in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,159 | $711,095,000 | $329,000 | $1,495,000 | $145,000 | $2,889,000 |
| Home Purchase | 781 | $266,335,000 | $341,000 | $1,535,000 | $122,000 | $725,000 |
| Cash-out Refinancing | 551 | $162,155,000 | $294,000 | $1,225,000 | $139,000 | $3,480,000 |
| Home Improvement | 14 | $4,220,000 | $301,000 | $585,000 | $121,000 | $257,000 |
| Not Applicable | 10 | $2,430,000 | $243,000 | $505,000 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,483 | $779,475,000 | $313,000 | $1,535,000 | $137,000 | $2,889,000 |
| Not Provided | 508 | $176,350,000 | $347,000 | $1,235,000 | $151,000 | $3,480,000 |
| Hispanic | 174 | $48,510,000 | $278,000 | $885,000 | $90,000 | $309,000 |
| Black or African American | 139 | $45,095,000 | $324,000 | $725,000 | $116,000 | $260,000 |
| Not applicable | 95 | $57,965,000 | $610,000 | $1,225,000 | $0 | $0 |
| Asian | 70 | $23,680,000 | $338,000 | $1,185,000 | $146,000 | $370,000 |
| American Indian or Alaskan Native | 20 | $4,900,000 | $245,000 | $475,000 | $106,000 | $197,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $455,000 | $455,000 | $455,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,846 | $551,620,000 | $298,000 | $1,495,000 | $142,000 | $3,480,000 |
| VA-guaranteed (Veterans Administration) | 1,546 | $570,070,000 | $368,000 | $1,535,000 | $128,000 | $635,000 |
| FHA-insured (Federal Housing Administration) | 118 | $23,880,000 | $202,000 | $575,000 | $77,000 | $257,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $665,000 | $133,000 | $195,000 | $43,000 | $48,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,606 | $832,590,000 | $319,000 | $1,535,000 | $134,000 | $1,746,000 |
| Application Withdrawn By Applicant | 489 | $151,035,000 | $308,000 | $1,065,000 | $151,000 | $3,480,000 |
| Application Denied By Financial Institution | 215 | $67,835,000 | $315,000 | $1,495,000 | $108,000 | $436,000 |
| Loan Purchased By The Institution | 95 | $57,965,000 | $610,000 | $1,225,000 | $0 | $0 |
| File Closed For Incompleteness | 57 | $17,285,000 | $303,000 | $645,000 | $138,000 | $820,000 |
| Application Approved But Not Accepted | 53 | $19,525,000 | $368,000 | $1,075,000 | $144,000 | $435,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,300 | $1,078,400,000 | $326,000 | $1,535,000 | $137,000 | $3,480,000 |
| Credit Application Incomplete | 80 | $24,120,000 | $301,000 | $795,000 | $135,000 | $285,000 |
| Collateral | 46 | $15,350,000 | $333,000 | $1,495,000 | $104,000 | $240,000 |
| Credit History | 37 | $11,735,000 | $317,000 | $1,185,000 | $257,000 | $401,000 |
| Debt-To-Income Ratio | 37 | $12,295,000 | $332,000 | $1,205,000 | $84,000 | $261,000 |
| Employment History | 5 | $1,515,000 | $303,000 | $515,000 | $171,000 | $314,000 |
| Other | 5 | $1,995,000 | $399,000 | $675,000 | $436,000 | $436,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $730,000 | $182,000 | $255,000 | $0 | $0 |
| Unverifiable Information | 1 | $95,000 | $95,000 | $95,000 | $37,000 | $37,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Federal Bank of Kansas City's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Federal Bank of Kansas City's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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