First Financial Services, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
First Financial Services, Inc. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Services, Inc. 6230 Fairview Rd, 450 Charlotte, NC 28210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 6,245 |
| Total Mortgage Loan Application Amount | $1,683,644,000 |
| Average Mortgage Loan Application Amount | $267,000 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $121,000 |
| Highest Applicant Income | $1,796,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with First Financial Services, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Services, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down First Financial Services, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Services, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Services, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Services, Inc.'s mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 300 | $ 102,833,000 | $ 342,000 | $ 121,000 |
| Wake County North Carolina | 171 | $ 42,408,000 | $ 248,000 | $ 116,000 |
| Mecklenburg County North Carolina | 169 | $ 36,433,000 | $ 215,000 | $ 106,000 |
| San Diego County California | 147 | $ 48,955,000 | $ 333,000 | $ 129,000 |
| Orange County California | 134 | $ 51,132,000 | $ 381,000 | $ 129,000 |
| King County Washington | 119 | $ 40,868,000 | $ 343,000 | $ 137,000 |
| Fairfax County Virginia | 111 | $ 39,116,000 | $ 352,000 | $ 149,000 |
| District of Columbia County District Of Columbia | 108 | $ 42,749,000 | $ 395,000 | $ 145,000 |
| Putnam County Tennessee | 107 | $ 14,046,000 | $ 131,000 | $ 56,000 |
| Harris County Texas | 97 | $ 24,843,000 | $ 256,000 | $ 146,000 |
| Santa Clara County California | 90 | $ 35,989,000 | $ 399,000 | $ 152,000 |
| Montgomery County Maryland | 76 | $ 26,795,000 | $ 352,000 | $ 157,000 |
| Cook County Illinois | 75 | $ 19,799,000 | $ 263,000 | $ 147,000 |
| Riverside County California | 74 | $ 19,278,000 | $ 260,000 | $ 139,000 |
| Alameda County California | 73 | $ 28,897,000 | $ 395,000 | $ 125,000 |
| Sacramento County California | 58 | $ 15,382,000 | $ 265,000 | $ 114,000 |
| Dallas County Texas | 58 | $ 14,562,000 | $ 251,000 | $ 138,000 |
| Loudoun County Virginia | 57 | $ 20,903,000 | $ 366,000 | $ 140,000 |
| Philadelphia County Pennsylvania | 55 | $ 10,468,000 | $ 190,000 | $ 86,000 |
| Union County North Carolina | 54 | $ 11,053,000 | $ 204,000 | $ 79,000 |
| Travis County Texas | 54 | $ 14,384,000 | $ 266,000 | $ 142,000 |
| San Bernardino County California | 51 | $ 14,309,000 | $ 280,000 | $ 100,000 |
| Fort Bend County Texas | 51 | $ 12,612,000 | $ 247,000 | $ 127,000 |
| Hennepin County Minnesota | 50 | $ 12,308,000 | $ 246,000 | $ 103,000 |
| Camden County New Jersey | 50 | $ 7,341,000 | $ 146,000 | $ 59,000 |
| Broward County Florida | 48 | $ 13,366,000 | $ 278,000 | $ 117,000 |
| Collin County Texas | 48 | $ 13,632,000 | $ 284,000 | $ 136,000 |
| Burlington County New Jersey | 46 | $ 10,391,000 | $ 225,000 | $ 99,000 |
| Multnomah County Oregon | 45 | $ 12,512,000 | $ 278,000 | $ 124,000 |
| Florence County South Carolina | 45 | $ 6,231,000 | $ 138,000 | $ 72,000 |
| Oakland County Michigan | 44 | $ 11,111,000 | $ 252,000 | $ 126,000 |
| Ventura County California | 42 | $ 15,714,000 | $ 374,000 | $ 137,000 |
| Monmouth County New Jersey | 42 | $ 13,954,000 | $ 332,000 | $ 160,000 |
| Denton County Texas | 42 | $ 10,676,000 | $ 254,000 | $ 122,000 |
| San Mateo County California | 40 | $ 16,727,000 | $ 418,000 | $ 183,000 |
| Montgomery County Pennsylvania | 40 | $ 10,469,000 | $ 261,000 | $ 115,000 |
| Bucks County Pennsylvania | 38 | $ 10,923,000 | $ 287,000 | $ 122,000 |
| Tarrant County Texas | 38 | $ 10,076,000 | $ 265,000 | $ 136,000 |
| Middlesex County New Jersey | 37 | $ 10,857,000 | $ 293,000 | $ 125,000 |
| Durham County North Carolina | 36 | $ 7,231,000 | $ 200,000 | $ 83,000 |
| Lancaster County South Carolina | 36 | $ 6,094,000 | $ 169,000 | $ 59,000 |
| Contra Costa County California | 35 | $ 12,994,000 | $ 371,000 | $ 138,000 |
| Buncombe County North Carolina | 34 | $ 7,256,000 | $ 213,000 | $ 114,000 |
| Placer County California | 32 | $ 10,526,000 | $ 328,000 | $ 215,000 |
| Snohomish County Washington | 32 | $ 10,116,000 | $ 316,000 | $ 129,000 |
| Palm Beach County Florida | 31 | $ 9,128,000 | $ 294,000 | $ 124,000 |
| Howard County Maryland | 30 | $ 9,595,000 | $ 319,000 | $ 145,000 |
| Williamson County Tennessee | 30 | $ 9,172,000 | $ 305,000 | $ 110,000 |
| Chester County Pennsylvania | 29 | $ 7,789,000 | $ 268,000 | $ 114,000 |
| Prince William County Virginia | 29 | $ 9,860,000 | $ 340,000 | $ 133,000 |
| Washington County Oregon | 28 | $ 7,670,000 | $ 273,000 | $ 118,000 |
| Fulton County Georgia | 27 | $ 7,089,000 | $ 262,000 | $ 134,000 |
| Denver County Colorado | 26 | $ 7,421,000 | $ 285,000 | $ 115,000 |
| Cobb County Georgia | 26 | $ 7,233,000 | $ 278,000 | $ 141,000 |
| Bergen County New Jersey | 25 | $ 8,340,000 | $ 333,000 | $ 151,000 |
| Anne Arundel County Maryland | 24 | $ 7,678,000 | $ 319,000 | $ 117,000 |
| Cabarrus County North Carolina | 24 | $ 5,099,000 | $ 212,000 | $ 95,000 |
| Horry County South Carolina | 24 | $ 4,008,000 | $ 167,000 | $ 91,000 |
| Davidson County Tennessee | 24 | $ 5,203,000 | $ 216,000 | $ 122,000 |
| San Francisco County California | 23 | $ 9,798,000 | $ 426,000 | $ 193,000 |
| Gaston County North Carolina | 22 | $ 3,847,000 | $ 174,000 | $ 82,000 |
| Sonoma County California | 21 | $ 7,674,000 | $ 365,000 | $ 107,000 |
| Arapahoe County Colorado | 21 | $ 5,486,000 | $ 261,000 | $ 104,000 |
| Douglas County Colorado | 21 | $ 6,419,000 | $ 305,000 | $ 124,000 |
| Miami-Dade County Florida | 21 | $ 6,271,000 | $ 298,000 | $ 150,000 |
| DeKalb County Georgia | 21 | $ 5,586,000 | $ 266,000 | $ 141,000 |
| Gwinnett County Georgia | 21 | $ 4,191,000 | $ 199,000 | $ 112,000 |
| Fairfield County Connecticut | 20 | $ 7,057,000 | $ 352,000 | $ 161,000 |
| Baltimore County Maryland | 20 | $ 5,090,000 | $ 254,000 | $ 141,000 |
| Wayne County Michigan | 20 | $ 4,743,000 | $ 237,000 | $ 123,000 |
| Somerset County New Jersey | 20 | $ 6,340,000 | $ 317,000 | $ 156,000 |
| Delaware County Pennsylvania | 20 | $ 4,050,000 | $ 202,000 | $ 113,000 |
| York County South Carolina | 20 | $ 4,272,000 | $ 213,000 | $ 78,000 |
| Shelby County Tennessee | 20 | $ 4,625,000 | $ 231,000 | $ 123,000 |
| Hillsborough County Florida | 19 | $ 4,666,000 | $ 245,000 | $ 133,000 |
| Prince George's County Maryland | 19 | $ 4,111,000 | $ 216,000 | $ 97,000 |
| Hudson County New Jersey | 19 | $ 5,905,000 | $ 310,000 | $ 168,000 |
| Charleston County South Carolina | 19 | $ 5,419,000 | $ 285,000 | $ 110,000 |
| Williamson County Texas | 19 | $ 4,578,000 | $ 240,000 | $ 119,000 |
| San Luis Obispo County California | 18 | $ 6,158,000 | $ 342,000 | $ 89,000 |
| New Castle County Delaware | 18 | $ 4,521,000 | $ 251,000 | $ 108,000 |
| Iredell County North Carolina | 18 | $ 4,560,000 | $ 253,000 | $ 163,000 |
| Jefferson County Colorado | 17 | $ 4,149,000 | $ 244,000 | $ 110,000 |
| New Haven County Connecticut | 17 | $ 3,843,000 | $ 226,000 | $ 163,000 |
| Lexington County South Carolina | 17 | $ 3,253,000 | $ 191,000 | $ 91,000 |
| Bexar County Texas | 17 | $ 4,392,000 | $ 258,000 | $ 130,000 |
| Pierce County Washington | 17 | $ 4,106,000 | $ 241,000 | $ 97,000 |
| San Joaquin County California | 16 | $ 4,308,000 | $ 269,000 | $ 103,000 |
| Essex County New Jersey | 16 | $ 5,929,000 | $ 370,000 | $ 179,000 |
| Morris County New Jersey | 16 | $ 5,691,000 | $ 355,000 | $ 144,000 |
| Guilford County North Carolina | 16 | $ 3,761,000 | $ 235,000 | $ 98,000 |
| Johnston County North Carolina | 16 | $ 3,045,000 | $ 190,000 | $ 78,000 |
| Adams County Colorado | 15 | $ 3,609,000 | $ 240,000 | $ 127,000 |
| Larimer County Colorado | 15 | $ 3,673,000 | $ 244,000 | $ 100,000 |
| Lake County Illinois | 15 | $ 4,566,000 | $ 304,000 | $ 142,000 |
| Montgomery County Texas | 15 | $ 4,439,000 | $ 295,000 | $ 170,000 |
| Arlington County Virginia | 15 | $ 6,499,000 | $ 433,000 | $ 148,000 |
| Solano County California | 14 | $ 3,472,000 | $ 248,000 | $ 129,000 |
| Yolo County California | 14 | $ 4,198,000 | $ 299,000 | $ 134,000 |
| Boulder County Colorado | 14 | $ 4,385,000 | $ 313,000 | $ 153,000 |
| Forsyth County Georgia | 14 | $ 4,051,000 | $ 289,000 | $ 141,000 |
| Frederick County Maryland | 14 | $ 3,217,000 | $ 229,000 | $ 115,000 |
| Ocean County New Jersey | 14 | $ 3,155,000 | $ 225,000 | $ 115,000 |
| Knox County Tennessee | 14 | $ 2,708,000 | $ 193,000 | $ 90,000 |
| Overton County Tennessee | 14 | $ 1,413,000 | $ 100,000 | $ 63,000 |
| White County Tennessee | 14 | $ 1,585,000 | $ 113,000 | $ 44,000 |
| Virginia Beach County Virginia | 14 | $ 3,714,000 | $ 265,000 | $ 109,000 |
| Clark County Washington | 14 | $ 3,424,000 | $ 244,000 | $ 117,000 |
| Santa Barbara County California | 13 | $ 4,796,000 | $ 368,000 | $ 111,000 |
| Duval County Florida | 13 | $ 3,426,000 | $ 263,000 | $ 128,000 |
| Orange County Florida | 13 | $ 4,527,000 | $ 348,000 | $ 160,000 |
| Baltimore City County Maryland | 13 | $ 3,402,000 | $ 261,000 | $ 130,000 |
| Gloucester County New Jersey | 13 | $ 2,782,000 | $ 214,000 | $ 105,000 |
| Orange County North Carolina | 13 | $ 3,769,000 | $ 289,000 | $ 145,000 |
| Allegheny County Pennsylvania | 13 | $ 2,837,000 | $ 218,000 | $ 116,000 |
| El Dorado County California | 12 | $ 3,685,000 | $ 307,000 | $ 117,000 |
| Santa Cruz County California | 12 | $ 4,631,000 | $ 385,000 | $ 134,000 |
| Ramsey County Minnesota | 12 | $ 2,961,000 | $ 246,000 | $ 128,000 |
| Atlantic County New Jersey | 12 | $ 2,394,000 | $ 199,000 | $ 118,000 |
| New Hanover County North Carolina | 12 | $ 2,927,000 | $ 243,000 | $ 195,000 |
| Kern County California | 11 | $ 2,779,000 | $ 252,000 | $ 125,000 |
| Marin County California | 11 | $ 4,809,000 | $ 437,000 | $ 135,000 |
| El Paso County Colorado | 11 | $ 2,030,000 | $ 184,000 | $ 91,000 |
| Hartford County Connecticut | 11 | $ 2,732,000 | $ 248,000 | $ 110,000 |
| Lee County Florida | 11 | $ 1,669,000 | $ 151,000 | $ 114,000 |
| DuPage County Illinois | 11 | $ 2,924,000 | $ 265,000 | $ 136,000 |
| Hamilton County Indiana | 11 | $ 3,287,000 | $ 298,000 | $ 133,000 |
| Dakota County Minnesota | 11 | $ 2,628,000 | $ 238,000 | $ 113,000 |
| Forsyth County North Carolina | 11 | $ 1,786,000 | $ 162,000 | $ 133,000 |
| Beaufort County South Carolina | 11 | $ 2,791,000 | $ 253,000 | $ 86,000 |
| Rutherford County Tennessee | 11 | $ 2,246,000 | $ 204,000 | $ 72,000 |
| Alexandria County Virginia | 11 | $ 4,116,000 | $ 374,000 | $ 148,000 |
| Thurston County Washington | 11 | $ 2,993,000 | $ 272,000 | $ 110,000 |
| Fresno County California | 10 | $ 2,494,000 | $ 249,000 | $ 107,000 |
| Sarasota County Florida | 10 | $ 2,098,000 | $ 209,000 | $ 86,000 |
| East Baton Rouge County Louisiana | 10 | $ 2,065,000 | $ 206,000 | $ 127,000 |
| Union County New Jersey | 10 | $ 3,363,000 | $ 336,000 | $ 160,000 |
| Pitt County North Carolina | 10 | $ 1,235,000 | $ 123,000 | $ 84,000 |
| Greenville County South Carolina | 10 | $ 2,115,000 | $ 211,000 | $ 119,000 |
| Spartanburg County South Carolina | 10 | $ 1,957,000 | $ 195,000 | $ 84,000 |
| Pinellas County Florida | 9 | $ 2,382,000 | $ 264,000 | $ 104,000 |
| Jefferson County Kentucky | 9 | $ 2,015,000 | $ 223,000 | $ 117,000 |
| Carroll County Maryland | 9 | $ 2,314,000 | $ 257,000 | $ 221,000 |
| Macomb County Michigan | 9 | $ 1,780,000 | $ 197,000 | $ 107,000 |
| Franklin County Ohio | 9 | $ 1,981,000 | $ 220,000 | $ 140,000 |
| Clackamas County Oregon | 9 | $ 2,297,000 | $ 255,000 | $ 93,000 |
| Wilson County Tennessee | 9 | $ 1,606,000 | $ 178,000 | $ 67,000 |
| Chesterfield County Virginia | 9 | $ 2,461,000 | $ 273,000 | $ 121,000 |
| Benton County Arkansas | 8 | $ 1,888,000 | $ 236,000 | $ 108,000 |
| Brevard County Florida | 8 | $ 2,009,000 | $ 251,000 | $ 158,000 |
| Collier County Florida | 8 | $ 2,280,000 | $ 285,000 | $ 117,000 |
| Seminole County Florida | 8 | $ 1,858,000 | $ 232,000 | $ 93,000 |
| Cherokee County Georgia | 8 | $ 1,738,000 | $ 217,000 | $ 91,000 |
| Fayette County Georgia | 8 | $ 1,753,000 | $ 219,000 | $ 121,000 |
| Washington County Minnesota | 8 | $ 2,452,000 | $ 306,000 | $ 152,000 |
| Passaic County New Jersey | 8 | $ 2,516,000 | $ 314,000 | $ 146,000 |
| Cumberland County North Carolina | 8 | $ 1,222,000 | $ 152,000 | $ 89,000 |
| Hamilton County Ohio | 8 | $ 1,444,000 | $ 180,000 | $ 85,000 |
| Warren County Ohio | 8 | $ 1,808,000 | $ 226,000 | $ 87,000 |
| Richland County South Carolina | 8 | $ 1,570,000 | $ 196,000 | $ 76,000 |
| Jackson County Tennessee | 8 | $ 779,000 | $ 97,000 | $ 58,000 |
| Sumner County Tennessee | 8 | $ 2,344,000 | $ 293,000 | $ 107,000 |
| Ellis County Texas | 8 | $ 1,674,000 | $ 209,000 | $ 80,000 |
| Henrico County Virginia | 8 | $ 2,302,000 | $ 287,000 | $ 100,000 |
| Spokane County Washington | 8 | $ 1,792,000 | $ 224,000 | $ 98,000 |
| Kent County Delaware | 7 | $ 1,519,000 | $ 217,000 | $ 92,000 |
| Sussex County Delaware | 7 | $ 1,619,000 | $ 231,000 | $ 148,000 |
| Alachua County Florida | 7 | $ 1,577,000 | $ 225,000 | $ 108,000 |
| Okaloosa County Florida | 7 | $ 1,803,000 | $ 257,000 | $ 95,000 |
| St. Johns County Florida | 7 | $ 1,867,000 | $ 266,000 | $ 125,000 |
| Kane County Illinois | 7 | $ 1,951,000 | $ 278,000 | $ 134,000 |
| Kent County Michigan | 7 | $ 1,704,000 | $ 243,000 | $ 106,000 |
| Mercer County New Jersey | 7 | $ 2,086,000 | $ 298,000 | $ 123,000 |
| Brunswick County North Carolina | 7 | $ 1,681,000 | $ 240,000 | $ 143,000 |
| Catawba County North Carolina | 7 | $ 1,924,000 | $ 274,000 | $ 148,000 |
| Davidson County North Carolina | 7 | $ 1,220,000 | $ 174,000 | $ 54,000 |
| Moore County North Carolina | 7 | $ 1,220,000 | $ 174,000 | $ 65,000 |
| Cumberland County Pennsylvania | 7 | $ 1,829,000 | $ 261,000 | $ 79,000 |
| Kitsap County Washington | 7 | $ 2,333,000 | $ 333,000 | $ 204,000 |
| Manatee County Florida | 6 | $ 1,659,000 | $ 276,000 | $ 156,000 |
| Volusia County Florida | 6 | $ 1,562,000 | $ 260,000 | $ 142,000 |
| Will County Illinois | 6 | $ 1,809,000 | $ 301,000 | $ 116,000 |
| Jefferson County Louisiana | 6 | $ 1,254,000 | $ 209,000 | $ 167,000 |
| St. Tammany County Louisiana | 6 | $ 1,310,000 | $ 218,000 | $ 115,000 |
| Harford County Maryland | 6 | $ 1,457,000 | $ 242,000 | $ 101,000 |
| Washtenaw County Michigan | 6 | $ 1,340,000 | $ 223,000 | $ 110,000 |
| Warren County New Jersey | 6 | $ 1,642,000 | $ 273,000 | $ 118,000 |
| Bernalillo County New Mexico | 6 | $ 1,455,000 | $ 242,000 | $ 154,000 |
| Alamance County North Carolina | 6 | $ 950,000 | $ 158,000 | $ 80,000 |
| Cleveland County North Carolina | 6 | $ 1,050,000 | $ 175,000 | $ 66,000 |
| Currituck County North Carolina | 6 | $ 1,638,000 | $ 273,000 | $ 145,000 |
| Onslow County North Carolina | 6 | $ 1,527,000 | $ 254,000 | $ 93,000 |
| Cuyahoga County Ohio | 6 | $ 1,568,000 | $ 261,000 | $ 141,000 |
| Summit County Ohio | 6 | $ 1,340,000 | $ 223,000 | $ 108,000 |
| Oklahoma County Oklahoma | 6 | $ 1,584,000 | $ 264,000 | $ 195,000 |
| Tulsa County Oklahoma | 6 | $ 1,180,000 | $ 196,000 | $ 123,000 |
| Lane County Oregon | 6 | $ 1,512,000 | $ 252,000 | $ 162,000 |
| Lancaster County Pennsylvania | 6 | $ 1,529,000 | $ 254,000 | $ 591,000 |
| Luzerne County Pennsylvania | 6 | $ 1,228,000 | $ 204,000 | $ 105,000 |
| Chester County South Carolina | 6 | $ 611,000 | $ 101,000 | $ 40,000 |
| Oconee County South Carolina | 6 | $ 1,561,000 | $ 260,000 | $ 125,000 |
| Milwaukee County Wisconsin | 6 | $ 1,318,000 | $ 219,000 | $ 133,000 |
| Merced County California | 5 | $ 1,177,000 | $ 235,000 | $ 98,000 |
| Napa County California | 5 | $ 1,835,000 | $ 367,000 | $ 151,000 |
| Stanislaus County California | 5 | $ 1,346,000 | $ 269,000 | $ 80,000 |
| Middlesex County Connecticut | 5 | $ 1,275,000 | $ 255,000 | $ 75,000 |
| Clay County Florida | 5 | $ 1,072,000 | $ 214,000 | $ 100,000 |
| Osceola County Florida | 5 | $ 1,062,000 | $ 212,000 | $ 129,000 |
| Chatham County Georgia | 5 | $ 1,710,000 | $ 342,000 | $ 287,000 |
| Marion County Indiana | 5 | $ 1,049,000 | $ 209,000 | $ 142,000 |
| Polk County Iowa | 5 | $ 867,000 | $ 173,000 | $ 90,000 |
| Johnson County Kansas | 5 | $ 1,000,000 | $ 200,000 | $ 118,000 |
| Cape May County New Jersey | 5 | $ 1,446,000 | $ 289,000 | $ 191,000 |
| Dare County North Carolina | 5 | $ 1,153,000 | $ 230,000 | $ 116,000 |
| Harnett County North Carolina | 5 | $ 505,000 | $ 101,000 | $ 38,000 |
| Delaware County Ohio | 5 | $ 1,196,000 | $ 239,000 | $ 133,000 |
| Polk County Oregon | 5 | $ 991,000 | $ 198,000 | $ 70,000 |
| Adams County Pennsylvania | 5 | $ 1,150,000 | $ 230,000 | $ 135,000 |
| Monroe County Pennsylvania | 5 | $ 701,000 | $ 140,000 | $ 86,000 |
| Northampton County Pennsylvania | 5 | $ 1,254,000 | $ 250,000 | $ 157,000 |
| Darlington County South Carolina | 5 | $ 603,000 | $ 120,000 | $ 51,000 |
| Bradley County Tennessee | 5 | $ 851,000 | $ 170,000 | $ 57,000 |
| Hamilton County Tennessee | 5 | $ 864,000 | $ 172,000 | $ 150,000 |
| Bell County Texas | 5 | $ 1,072,000 | $ 214,000 | $ 140,000 |
| Brazoria County Texas | 5 | $ 896,000 | $ 179,000 | $ 108,000 |
| El Paso County Texas | 5 | $ 1,069,000 | $ 213,000 | $ 101,000 |
| Galveston County Texas | 5 | $ 866,000 | $ 173,000 | $ 112,000 |
| Fauquier County Virginia | 5 | $ 1,635,000 | $ 327,000 | $ 128,000 |
| Stafford County Virginia | 5 | $ 1,299,000 | $ 259,000 | $ 102,000 |
| Whatcom County Washington | 5 | $ 1,165,000 | $ 233,000 | $ 96,000 |
| Dane County Wisconsin | 5 | $ 1,541,000 | $ 308,000 | $ 142,000 |
| Butte County California | 4 | $ 992,000 | $ 248,000 | $ 112,000 |
| Nevada County California | 4 | $ 959,000 | $ 239,000 | $ 107,000 |
| Tulare County California | 4 | $ 1,359,000 | $ 339,000 | $ 145,000 |
| Weld County Colorado | 4 | $ 1,011,000 | $ 252,000 | $ 109,000 |
| Tolland County Connecticut | 4 | $ 570,000 | $ 142,000 | $ 82,000 |
| Charlotte County Florida | 4 | $ 1,168,000 | $ 292,000 | $ 142,000 |
| Flagler County Florida | 4 | $ 695,000 | $ 173,000 | $ 136,000 |
| Columbia County Georgia | 4 | $ 764,000 | $ 191,000 | $ 77,000 |
| Muscogee County Georgia | 4 | $ 886,000 | $ 221,000 | $ 141,000 |
| Champaign County Illinois | 4 | $ 930,000 | $ 232,000 | $ 137,000 |
| Sedgwick County Kansas | 4 | $ 910,000 | $ 227,000 | $ 143,000 |
| Fayette County Kentucky | 4 | $ 695,000 | $ 173,000 | $ 74,000 |
| Ascension County Louisiana | 4 | $ 846,000 | $ 211,000 | $ 119,000 |
| Lafayette County Louisiana | 4 | $ 961,000 | $ 240,000 | $ 107,000 |
| Orleans County Louisiana | 4 | $ 1,034,000 | $ 258,000 | $ 85,000 |
| Livingston County Michigan | 4 | $ 762,000 | $ 190,000 | $ 124,000 |
| Anoka County Minnesota | 4 | $ 836,000 | $ 209,000 | $ 120,000 |
| Carver County Minnesota | 4 | $ 874,000 | $ 218,000 | $ 84,000 |
| Scott County Minnesota | 4 | $ 1,131,000 | $ 282,000 | $ 107,000 |
| Chatham County North Carolina | 4 | $ 1,248,000 | $ 312,000 | $ 144,000 |
| Franklin County North Carolina | 4 | $ 796,000 | $ 199,000 | $ 73,000 |
| Henderson County North Carolina | 4 | $ 1,057,000 | $ 264,000 | $ 73,000 |
| Jackson County North Carolina | 4 | $ 1,309,000 | $ 327,000 | $ 393,000 |
| Lincoln County North Carolina | 4 | $ 1,373,000 | $ 343,000 | $ 125,000 |
| Rowan County North Carolina | 4 | $ 888,000 | $ 222,000 | $ 79,000 |
| Butler County Ohio | 4 | $ 961,000 | $ 240,000 | $ 147,000 |
| Lorain County Ohio | 4 | $ 791,000 | $ 197,000 | $ 98,000 |
| Medina County Ohio | 4 | $ 1,049,000 | $ 262,000 | $ 116,000 |
| Portage County Ohio | 4 | $ 402,000 | $ 100,000 | $ 64,000 |
| Berks County Pennsylvania | 4 | $ 704,000 | $ 176,000 | $ 55,000 |
| Dauphin County Pennsylvania | 4 | $ 787,000 | $ 196,000 | $ 79,000 |
| Franklin County Pennsylvania | 4 | $ 946,000 | $ 236,000 | $ 90,000 |
| York County Pennsylvania | 4 | $ 703,000 | $ 175,000 | $ 87,000 |
| Dorchester County South Carolina | 4 | $ 903,000 | $ 225,000 | $ 188,000 |
| Cumberland County Tennessee | 4 | $ 684,000 | $ 171,000 | $ 51,000 |
| Robertson County Tennessee | 4 | $ 464,000 | $ 116,000 | $ 38,000 |
| Washington County Tennessee | 4 | $ 1,066,000 | $ 266,000 | $ 175,000 |
| Bowie County Texas | 4 | $ 807,000 | $ 201,000 | $ 88,000 |
| Hidalgo County Texas | 4 | $ 864,000 | $ 216,000 | $ 73,000 |
| Nueces County Texas | 4 | $ 1,085,000 | $ 271,000 | $ 104,000 |
| Albemarle County Virginia | 4 | $ 1,188,000 | $ 297,000 | $ 111,000 |
| Chesapeake County Virginia | 4 | $ 1,149,000 | $ 287,000 | $ 150,000 |
| Hanover County Virginia | 4 | $ 1,008,000 | $ 252,000 | $ 83,000 |
| Baldwin County Alabama | 3 | $ 896,000 | $ 298,000 | $ 169,000 |
| Jefferson County Alabama | 3 | $ 976,000 | $ 325,000 | $ 139,000 |
| Washington County Arkansas | 3 | $ 473,000 | $ 157,000 | $ 94,000 |
| Calaveras County California | 3 | $ 865,000 | $ 288,000 | $ 99,000 |
| Madera County California | 3 | $ 594,000 | $ 198,000 | $ 116,000 |
| Broomfield County Colorado | 3 | $ 745,000 | $ 248,000 | $ 70,000 |
| Chaffee County Colorado | 3 | $ 748,000 | $ 249,000 | $ 128,000 |
| Elbert County Colorado | 3 | $ 856,000 | $ 285,000 | $ 71,000 |
| La Plata County Colorado | 3 | $ 1,007,000 | $ 335,000 | $ 110,000 |
| Mesa County Colorado | 3 | $ 780,000 | $ 260,000 | $ 76,000 |
| Pueblo County Colorado | 3 | $ 729,000 | $ 243,000 | $ 134,000 |
| Litchfield County Connecticut | 3 | $ 880,000 | $ 293,000 | $ 201,000 |
| New London County Connecticut | 3 | $ 888,000 | $ 296,000 | $ 506,000 |
| Windham County Connecticut | 3 | $ 554,000 | $ 184,000 | $ 65,000 |
| Bay County Florida | 3 | $ 869,000 | $ 289,000 | $ 216,000 |
| Indian River County Florida | 3 | $ 552,000 | $ 184,000 | $ 90,000 |
| Lake County Florida | 3 | $ 588,000 | $ 196,000 | $ 101,000 |
| Leon County Florida | 3 | $ 575,000 | $ 191,000 | $ 118,000 |
| Martin County Florida | 3 | $ 608,000 | $ 202,000 | $ 81,000 |
| St. Lucie County Florida | 3 | $ 655,000 | $ 218,000 | $ 75,000 |
| Clarke County Georgia | 3 | $ 596,000 | $ 198,000 | $ 172,000 |
| Henry County Georgia | 3 | $ 702,000 | $ 234,000 | $ 74,000 |
| Winnebago County Illinois | 3 | $ 578,000 | $ 192,000 | $ 108,000 |
| Allen County Indiana | 3 | $ 894,000 | $ 298,000 | $ 258,000 |
| Lake County Indiana | 3 | $ 431,000 | $ 143,000 | $ 128,000 |
| Porter County Indiana | 3 | $ 514,000 | $ 171,000 | $ 99,000 |
| St. Joseph County Indiana | 3 | $ 504,000 | $ 168,000 | $ 86,000 |
| Oldham County Kentucky | 3 | $ 921,000 | $ 307,000 | $ 161,000 |
| Ouachita County Louisiana | 3 | $ 604,000 | $ 201,000 | $ 118,000 |
| Cecil County Maryland | 3 | $ 1,011,000 | $ 337,000 | $ 138,000 |
| Queen Anne's County Maryland | 3 | $ 755,000 | $ 251,000 | $ 83,000 |
| Washington County Maryland | 3 | $ 576,000 | $ 192,000 | $ 109,000 |
| Clinton County Michigan | 3 | $ 549,000 | $ 183,000 | $ 103,000 |
| Ottawa County Michigan | 3 | $ 1,041,000 | $ 347,000 | $ 282,000 |
| Hunterdon County New Jersey | 3 | $ 1,197,000 | $ 399,000 | $ 198,000 |
| Santa Fe County New Mexico | 3 | $ 544,000 | $ 181,000 | $ 107,000 |
| Alexander County North Carolina | 3 | $ 427,000 | $ 142,000 | $ 56,000 |
| Carteret County North Carolina | 3 | $ 820,000 | $ 273,000 | $ 111,000 |
| Craven County North Carolina | 3 | $ 345,000 | $ 115,000 | $ 47,000 |
| Pender County North Carolina | 3 | $ 614,000 | $ 204,000 | $ 91,000 |
| Randolph County North Carolina | 3 | $ 318,000 | $ 106,000 | $ 67,000 |
| Licking County Ohio | 3 | $ 930,000 | $ 310,000 | $ 171,000 |
| Lucas County Ohio | 3 | $ 440,000 | $ 146,000 | $ 74,000 |
| Deschutes County Oregon | 3 | $ 848,000 | $ 282,000 | $ 159,000 |
| Jackson County Oregon | 3 | $ 655,000 | $ 218,000 | $ 110,000 |
| Lehigh County Pennsylvania | 3 | $ 657,000 | $ 219,000 | $ 77,000 |
| Westmoreland County Pennsylvania | 3 | $ 621,000 | $ 207,000 | $ 110,000 |
| Berkeley County South Carolina | 3 | $ 980,000 | $ 326,000 | $ 187,000 |
| Dillon County South Carolina | 3 | $ 449,000 | $ 149,000 | $ 106,000 |
| Blount County Tennessee | 3 | $ 518,000 | $ 172,000 | $ 72,000 |
| Fayette County Tennessee | 3 | $ 534,000 | $ 178,000 | $ 60,000 |
| Johnson County Tennessee | 3 | $ 493,000 | $ 164,000 | $ 52,000 |
| Madison County Tennessee | 3 | $ 379,000 | $ 126,000 | $ 203,000 |
| Warren County Tennessee | 3 | $ 428,000 | $ 142,000 | $ 116,000 |
| Comal County Texas | 3 | $ 880,000 | $ 293,000 | $ 89,000 |
| Lubbock County Texas | 3 | $ 560,000 | $ 186,000 | $ 107,000 |
| Parker County Texas | 3 | $ 465,000 | $ 155,000 | $ 83,000 |
| Botetourt County Virginia | 3 | $ 698,000 | $ 232,000 | $ 133,000 |
| Norfolk County Virginia | 3 | $ 579,000 | $ 193,000 | $ 53,000 |
| Richmond City County Virginia | 3 | $ 893,000 | $ 297,000 | $ 148,000 |
| Roanoke County Virginia | 3 | $ 423,000 | $ 141,000 | $ 54,000 |
| York County Virginia | 3 | $ 953,000 | $ 317,000 | $ 100,000 |
| Benton County Washington | 3 | $ 793,000 | $ 264,000 | $ 130,000 |
| Jefferson County Washington | 3 | $ 565,000 | $ 188,000 | $ 57,000 |
| Ozaukee County Wisconsin | 3 | $ 710,000 | $ 236,000 | $ 138,000 |
| Waukesha County Wisconsin | 3 | $ 733,000 | $ 244,000 | $ 128,000 |
| Madison County Alabama | 2 | $ 693,000 | $ 346,000 | $ 98,000 |
| Pulaski County Arkansas | 2 | $ 448,000 | $ 224,000 | $ 70,000 |
| Randolph County Arkansas | 2 | $ 272,000 | $ 136,000 | $ 60,000 |
| Kings County California | 2 | $ 443,000 | $ 221,000 | $ 77,000 |
| Mendocino County California | 2 | $ 464,000 | $ 232,000 | $ 91,000 |
| Mono County California | 2 | $ 527,000 | $ 263,000 | $ 408,000 |
| Shasta County California | 2 | $ 500,000 | $ 250,000 | $ 84,000 |
| Siskiyou County California | 2 | $ 541,000 | $ 270,000 | $ 145,000 |
| Sutter County California | 2 | $ 330,000 | $ 165,000 | $ 106,000 |
| Garfield County Colorado | 2 | $ 522,000 | $ 261,000 | $ 595,000 |
| Escambia County Florida | 2 | $ 457,000 | $ 228,000 | $ 167,000 |
| Hernando County Florida | 2 | $ 267,000 | $ 133,000 | $ 100,000 |
| Marion County Florida | 2 | $ 269,000 | $ 134,000 | $ 79,000 |
| Monroe County Florida | 2 | $ 658,000 | $ 329,000 | $ 111,000 |
| Pasco County Florida | 2 | $ 305,000 | $ 152,000 | $ 70,000 |
| Sumter County Florida | 2 | $ 456,000 | $ 228,000 | $ 143,000 |
| Barrow County Georgia | 2 | $ 330,000 | $ 165,000 | $ 69,000 |
| Floyd County Georgia | 2 | $ 230,000 | $ 115,000 | $ 356,000 |
| Gordon County Georgia | 2 | $ 259,000 | $ 129,000 | $ 61,000 |
| Harris County Georgia | 2 | $ 530,000 | $ 265,000 | $ 149,000 |
| Walton County Georgia | 2 | $ 814,000 | $ 407,000 | $ 132,000 |
| Boone County Illinois | 2 | $ 504,000 | $ 252,000 | $ 128,000 |
| Tazewell County Illinois | 2 | $ 202,000 | $ 101,000 | $ 32,000 |
| Dearborn County Indiana | 2 | $ 335,000 | $ 167,000 | $ 47,000 |
| Marshall County Indiana | 2 | $ 269,000 | $ 134,000 | $ 39,000 |
| Morgan County Indiana | 2 | $ 268,000 | $ 134,000 | $ 85,000 |
| Tippecanoe County Indiana | 2 | $ 656,000 | $ 328,000 | $ 90,000 |
| Vanderburgh County Indiana | 2 | $ 446,000 | $ 223,000 | $ 760,000 |
| Cerro Gordo County Iowa | 2 | $ 536,000 | $ 268,000 | $ 105,000 |
| Dubuque County Iowa | 2 | $ 530,000 | $ 265,000 | $ 151,000 |
| Butler County Kansas | 2 | $ 379,000 | $ 189,000 | $ 73,000 |
| Boone County Kentucky | 2 | $ 419,000 | $ 209,000 | $ 119,000 |
| Jessamine County Kentucky | 2 | $ 335,000 | $ 167,000 | $ 116,000 |
| Bossier County Louisiana | 2 | $ 398,000 | $ 199,000 | $ 80,000 |
| Calcasieu County Louisiana | 2 | $ 610,000 | $ 305,000 | $ 107,000 |
| St. Charles County Louisiana | 2 | $ 497,000 | $ 248,000 | $ 105,000 |
| Terrebonne County Louisiana | 2 | $ 428,000 | $ 214,000 | $ 90,000 |
| Cumberland County Maine | 2 | $ 481,000 | $ 240,000 | $ 99,000 |
| Dorchester County Maryland | 2 | $ 581,000 | $ 290,000 | $ 168,000 |
| Berrien County Michigan | 2 | $ 591,000 | $ 295,000 | $ 106,000 |
| Grand Traverse County Michigan | 2 | $ 348,000 | $ 174,000 | $ 104,000 |
| Hillsdale County Michigan | 2 | $ 475,000 | $ 237,000 | $ 118,000 |
| Kalamazoo County Michigan | 2 | $ 497,000 | $ 248,000 | $ 176,000 |
| Goodhue County Minnesota | 2 | $ 346,000 | $ 173,000 | $ 68,000 |
| Rice County Minnesota | 2 | $ 347,000 | $ 173,000 | $ 70,000 |
| St. Louis County Minnesota | 2 | $ 330,000 | $ 165,000 | $ 113,000 |
| Cumberland County New Jersey | 2 | $ 348,000 | $ 174,000 | $ 49,000 |
| Sussex County New Jersey | 2 | $ 330,000 | $ 165,000 | $ 81,000 |
| Ashe County North Carolina | 2 | $ 429,000 | $ 214,000 | $ 86,000 |
| Avery County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 137,000 |
| Lee County North Carolina | 2 | $ 296,000 | $ 148,000 | $ 60,000 |
| Lenoir County North Carolina | 2 | $ 123,000 | $ 61,000 | $ 79,000 |
| Nash County North Carolina | 2 | $ 507,000 | $ 253,000 | $ 53,000 |
| Perquimans County North Carolina | 2 | $ 401,000 | $ 200,000 | $ 47,000 |
| Polk County North Carolina | 2 | $ 477,000 | $ 238,000 | $ 72,000 |
| Robeson County North Carolina | 2 | $ 172,000 | $ 86,000 | $ 50,000 |
| Rockingham County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 40,000 |
| Rutherford County North Carolina | 2 | $ 516,000 | $ 258,000 | $ 968,000 |
| Sampson County North Carolina | 2 | $ 341,000 | $ 170,000 | $ 68,000 |
| Stanly County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 162,000 |
| Swain County North Carolina | 2 | $ 620,000 | $ 310,000 | $ 132,000 |
| Transylvania County North Carolina | 2 | $ 576,000 | $ 288,000 | $ 212,000 |
| Washington County North Carolina | 2 | $ 843,000 | $ 421,000 | $ 78,000 |
| Watauga County North Carolina | 2 | $ 1,122,000 | $ 561,000 | $ 119,000 |
| Wayne County North Carolina | 2 | $ 187,000 | $ 93,000 | $ 67,000 |
| Wilkes County North Carolina | 2 | $ 501,000 | $ 250,000 | $ 48,000 |
| Wilson County North Carolina | 2 | $ 687,000 | $ 343,000 | $ 70,000 |
| Belmont County Ohio | 2 | $ 227,000 | $ 113,000 | $ 70,000 |
| Clermont County Ohio | 2 | $ 462,000 | $ 231,000 | $ 86,000 |
| Geauga County Ohio | 2 | $ 530,000 | $ 265,000 | $ 149,000 |
| Greene County Ohio | 2 | $ 306,000 | $ 153,000 | $ 93,000 |
| Lake County Ohio | 2 | $ 456,000 | $ 228,000 | $ 130,000 |
| Cleveland County Oklahoma | 2 | $ 289,000 | $ 144,000 | $ 46,000 |
| Curry County Oregon | 2 | $ 549,000 | $ 274,000 | $ 86,000 |
| Lincoln County Oregon | 2 | $ 490,000 | $ 245,000 | $ 111,000 |
| Marion County Oregon | 2 | $ 458,000 | $ 229,000 | $ 86,000 |
| Butler County Pennsylvania | 2 | $ 656,000 | $ 328,000 | $ 166,000 |
| Carbon County Pennsylvania | 2 | $ 337,000 | $ 168,000 | $ 132,000 |
| Columbia County Pennsylvania | 2 | $ 416,000 | $ 208,000 | $ 76,000 |
| Lackawanna County Pennsylvania | 2 | $ 404,000 | $ 202,000 | $ 56,000 |
| Lebanon County Pennsylvania | 2 | $ 303,000 | $ 151,000 | $ 78,000 |
| Schuylkill County Pennsylvania | 2 | $ 473,000 | $ 236,000 | $ 50,000 |
| Anderson County South Carolina | 2 | $ 439,000 | $ 219,000 | $ 80,000 |
| Marion County South Carolina | 2 | $ 294,000 | $ 147,000 | $ 108,000 |
| Williamsburg County South Carolina | 2 | $ 205,000 | $ 102,000 | $ 87,000 |
| Cheatham County Tennessee | 2 | $ 203,000 | $ 101,000 | $ 114,000 |
| Clay County Tennessee | 2 | $ 208,000 | $ 104,000 | $ 52,000 |
| Lincoln County Tennessee | 2 | $ 409,000 | $ 204,000 | $ 84,000 |
| Maury County Tennessee | 2 | $ 426,000 | $ 213,000 | $ 67,000 |
| Pickett County Tennessee | 2 | $ 218,000 | $ 109,000 | $ 92,000 |
| Sevier County Tennessee | 2 | $ 430,000 | $ 215,000 | $ 103,000 |
| Sullivan County Tennessee | 2 | $ 504,000 | $ 252,000 | $ 37,000 |
| Tipton County Tennessee | 2 | $ 380,000 | $ 190,000 | $ 58,000 |
| Van Buren County Tennessee | 2 | $ 206,000 | $ 103,000 | $ 81,000 |
| Aransas County Texas | 2 | $ 397,000 | $ 198,000 | $ 112,000 |
| Brazos County Texas | 2 | $ 423,000 | $ 211,000 | $ 86,000 |
| Cameron County Texas | 2 | $ 294,000 | $ 147,000 | $ 213,000 |
| Chambers County Texas | 2 | $ 411,000 | $ 205,000 | $ 98,000 |
| Hunt County Texas | 2 | $ 596,000 | $ 298,000 | $ 115,000 |
| Jefferson County Texas | 2 | $ 277,000 | $ 138,000 | $ 144,000 |
| Johnson County Texas | 2 | $ 521,000 | $ 260,000 | $ 95,000 |
| Wise County Texas | 2 | $ 224,000 | $ 112,000 | $ 70,000 |
| Clarke County Virginia | 2 | $ 682,000 | $ 341,000 | $ 99,000 |
| Fairfax City County Virginia | 2 | $ 629,000 | $ 314,000 | $ 155,000 |
| James City County Virginia | 2 | $ 715,000 | $ 357,000 | $ 148,000 |
| Louisa County Virginia | 2 | $ 447,000 | $ 223,000 | $ 87,000 |
| Pulaski County Virginia | 2 | $ 630,000 | $ 315,000 | $ 152,000 |
| Shenandoah County Virginia | 2 | $ 554,000 | $ 277,000 | $ 72,000 |
| Island County Washington | 2 | $ 470,000 | $ 235,000 | $ 71,000 |
| Klickitat County Washington | 2 | $ 646,000 | $ 323,000 | $ 121,000 |
| San Juan County Washington | 2 | $ 645,000 | $ 322,000 | $ 118,000 |
| Outagamie County Wisconsin | 2 | $ 535,000 | $ 267,000 | $ 96,000 |
| Walworth County Wisconsin | 2 | $ 411,000 | $ 205,000 | $ 72,000 |
| Colbert County Alabama | 1 | $ 250,000 | $ 250,000 | $ 145,000 |
| Cullman County Alabama | 1 | $ 382,000 | $ 382,000 | $ 168,000 |
| Lawrence County Alabama | 1 | $ 385,000 | $ 385,000 | $ 117,000 |
| Lee County Alabama | 1 | $ 108,000 | $ 108,000 | $ 85,000 |
| Shelby County Alabama | 1 | $ 238,000 | $ 238,000 | $ 83,000 |
| Craighead County Arkansas | 1 | $ 323,000 | $ 323,000 | $ 380,000 |
| Lonoke County Arkansas | 1 | $ 217,000 | $ 217,000 | $ 124,000 |
| Nevada County Arkansas | 1 | $ 174,000 | $ 174,000 | $ 73,000 |
| Saline County Arkansas | 1 | $ 172,000 | $ 172,000 | $ 173,000 |
| Sharp County Arkansas | 1 | $ 154,000 | $ 154,000 | $ 191,000 |
| Humboldt County California | 1 | $ 383,000 | $ 383,000 | $ 174,000 |
| Lake County California | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Monterey County California | 1 | $ 390,000 | $ 390,000 | $ 111,000 |
| San Benito County California | 1 | $ 241,000 | $ 241,000 | $ 214,000 |
| Tehama County California | 1 | $ 237,000 | $ 237,000 | $ 52,000 |
| Yuba County California | 1 | $ 173,000 | $ 173,000 | $ 33,000 |
| Baca County Colorado | 1 | $ 158,000 | $ 158,000 | $ 59,000 |
| Delta County Colorado | 1 | $ 137,000 | $ 137,000 | $ 66,000 |
| Eagle County Colorado | 1 | $ 385,000 | $ 385,000 | $ 190,000 |
| Fremont County Colorado | 1 | $ 229,000 | $ 229,000 | $ 33,000 |
| Montezuma County Colorado | 1 | $ 393,000 | $ 393,000 | $ 53,000 |
| Montrose County Colorado | 1 | $ 265,000 | $ 265,000 | $ 99,000 |
| Park County Colorado | 1 | $ 195,000 | $ 195,000 | $ 109,000 |
| Teller County Colorado | 1 | $ 293,000 | $ 293,000 | $ 115,000 |
| Highlands County Florida | 1 | $ 123,000 | $ 123,000 | $ 25,000 |
| Polk County Florida | 1 | $ 250,000 | $ 250,000 | $ 52,000 |
| Putnam County Florida | 1 | $ 250,000 | $ 250,000 | $ 218,000 |
| Colquitt County Georgia | 1 | $ 146,000 | $ 146,000 | $ 74,000 |
| Cook County Georgia | 1 | $ 234,000 | $ 234,000 | $ 48,000 |
| Coweta County Georgia | 1 | $ 304,000 | $ 304,000 | $ 116,000 |
| Crawford County Georgia | 1 | $ 180,000 | $ 180,000 | $ 91,000 |
| Dawson County Georgia | 1 | $ 238,000 | $ 238,000 | $ 67,000 |
| Douglas County Georgia | 1 | $ 128,000 | $ 128,000 | $ 49,000 |
| Evans County Georgia | 1 | $ 70,000 | $ 70,000 | $ 44,000 |
| Fannin County Georgia | 1 | $ 229,000 | $ 229,000 | $ 357,000 |
| Gilmer County Georgia | 1 | $ 230,000 | $ 230,000 | $ 75,000 |
| Glynn County Georgia | 1 | $ 253,000 | $ 253,000 | $ 165,000 |
| Jackson County Georgia | 1 | $ 140,000 | $ 140,000 | $ 56,000 |
| Newton County Georgia | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| Walker County Georgia | 1 | $ 242,000 | $ 242,000 | $ 75,000 |
| Carroll County Illinois | 1 | $ 130,000 | $ 130,000 | $ 36,000 |
| Kendall County Illinois | 1 | $ 164,000 | $ 164,000 | $ 100,000 |
| Madison County Illinois | 1 | $ 154,000 | $ 154,000 | $ 73,000 |
| Mason County Illinois | 1 | $ 101,000 | $ 101,000 | $ 105,000 |
| McLean County Illinois | 1 | $ 343,000 | $ 343,000 | $ 124,000 |
| Menard County Illinois | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Monroe County Illinois | 1 | $ 223,000 | $ 223,000 | $ 125,000 |
Mortgage Loan Application Detail Totals for First Financial Services, Inc. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,486 | $1,219,393,000 | $271,000 | $1,500,000 | $124,000 | $1,766,000 |
| Home Purchase | 1,759 | $464,251,000 | $263,000 | $1,200,000 | $118,000 | $1,796,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,442 | $899,285,000 | $261,000 | $1,500,000 | $122,000 | $1,796,000 |
| Not Provided | 1,700 | $478,712,000 | $281,000 | $1,200,000 | $123,000 | $1,440,000 |
| Asian | 699 | $213,720,000 | $305,000 | $660,000 | $131,000 | $1,320,000 |
| Hispanic | 195 | $49,163,000 | $252,000 | $744,000 | $112,000 | $500,000 |
| Black or African American | 187 | $37,425,000 | $200,000 | $513,000 | $92,000 | $904,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $3,389,000 | $242,000 | $417,000 | $91,000 | $190,000 |
| American Indian or Alaskan Native | 8 | $1,950,000 | $243,000 | $435,000 | $98,000 | $295,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,459 | $1,531,157,000 | $280,000 | $1,500,000 | $129,000 | $1,796,000 |
| FHA-insured (Federal Housing Administration) | 539 | $105,631,000 | $195,000 | $743,000 | $77,000 | $435,000 |
| VA-guaranteed (Veterans Administration) | 147 | $34,318,000 | $233,000 | $735,000 | $86,000 | $255,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 100 | $12,538,000 | $125,000 | $291,000 | $43,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,649 | $1,023,249,000 | $280,000 | $1,155,000 | $125,000 | $1,773,000 |
| Application Withdrawn By Applicant | 1,703 | $440,298,000 | $258,000 | $1,500,000 | $120,000 | $1,766,000 |
| Application Denied By Financial Institution | 798 | $196,434,000 | $246,000 | $925,000 | $113,000 | $1,796,000 |
| File Closed For Incompleteness | 95 | $23,663,000 | $249,000 | $625,000 | $114,000 | $575,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 203 | $39,826,000 | $196,000 | $540,000 | $119,000 | $1,320,000 |
| Debt-To-Income Ratio | 190 | $51,963,000 | $273,000 | $712,000 | $82,000 | $429,000 |
| Credit Application Incomplete | 146 | $36,179,000 | $247,000 | $830,000 | $127,000 | $1,796,000 |
| Collateral | 131 | $36,346,000 | $277,000 | $925,000 | $138,000 | $508,000 |
| Other | 76 | $17,935,000 | $235,000 | $620,000 | $100,000 | $367,000 |
| Unverifiable Information | 31 | $9,513,000 | $306,000 | $600,000 | $130,000 | $312,000 |
| Employment History | 13 | $2,795,000 | $215,000 | $396,000 | $111,000 | $252,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,333,000 | $333,000 | $520,000 | $93,000 | $116,000 |
| Mortgage Insurance Denied | 3 | $350,000 | $116,000 | $143,000 | $54,000 | $62,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Services, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.