Rbc Bank (Georgia), N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Rbc Bank (Georgia), N.A. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Rbc Bank (Georgia), N.A. 8081 Arco Corporate Drive Raleigh, NC 27617 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 914 |
| Total Mortgage Loan Application Amount | $261,513,000 |
| Average Mortgage Loan Application Amount | $270,500 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $212,000 |
| Highest Applicant Income | $3,846,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Rbc Bank (Georgia), N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Rbc Bank (Georgia), N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Rbc Bank (Georgia), N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Rbc Bank (Georgia), N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Rbc Bank (Georgia), N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Rbc Bank (Georgia), N.A.'s mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 80 | $ 19,741,000 | $ 246,000 | $ 294,000 |
| Lee County Florida | 36 | $ 6,812,000 | $ 189,000 | $ 192,000 |
| Riverside County California | 35 | $ 11,499,000 | $ 328,000 | $ 235,000 |
| Collier County Florida | 31 | $ 7,900,000 | $ 254,000 | $ 244,000 |
| Palm Beach County Florida | 27 | $ 11,281,000 | $ 417,000 | $ 253,000 |
| Harris County Texas | 27 | $ 9,576,000 | $ 354,000 | $ 174,000 |
| Broward County Florida | 26 | $ 7,475,000 | $ 287,000 | $ 259,000 |
| Orange County Florida | 22 | $ 5,359,000 | $ 243,000 | $ 165,000 |
| Manatee County Florida | 21 | $ 4,638,000 | $ 220,000 | $ 143,000 |
| Miami-Dade County Florida | 21 | $ 5,705,000 | $ 271,000 | $ 205,000 |
| Polk County Florida | 19 | $ 3,066,000 | $ 161,000 | $ 175,000 |
| Pinal County Arizona | 17 | $ 2,557,000 | $ 150,000 | $ 148,000 |
| Osceola County Florida | 15 | $ 2,909,000 | $ 193,000 | $ 163,000 |
| Los Angeles County California | 14 | $ 9,782,000 | $ 698,000 | $ 275,000 |
| Sarasota County Florida | 13 | $ 3,679,000 | $ 283,000 | $ 217,000 |
| DeKalb County Georgia | 13 | $ 2,706,000 | $ 208,000 | $ 103,000 |
| Fulton County Georgia | 13 | $ 3,098,000 | $ 238,000 | $ 112,000 |
| Pinellas County Florida | 12 | $ 3,141,000 | $ 261,000 | $ 211,000 |
| Clark County Nevada | 12 | $ 2,730,000 | $ 227,000 | $ 130,000 |
| King County Washington | 11 | $ 4,349,000 | $ 395,000 | $ 130,000 |
| San Diego County California | 10 | $ 6,744,000 | $ 674,000 | $ 295,000 |
| Gwinnett County Georgia | 9 | $ 1,337,000 | $ 148,000 | $ 55,000 |
| Cook County Illinois | 9 | $ 2,787,000 | $ 309,000 | $ 172,000 |
| Wake County North Carolina | 9 | $ 2,282,000 | $ 253,000 | $ 155,000 |
| Fort Bend County Texas | 9 | $ 2,830,000 | $ 314,000 | $ 144,000 |
| Whatcom County Washington | 9 | $ 2,587,000 | $ 287,000 | $ 207,000 |
| Hillsborough County Florida | 8 | $ 1,219,000 | $ 152,000 | $ 86,000 |
| Maui County Hawaii | 8 | $ 5,498,000 | $ 687,000 | $ 593,000 |
| Wayne County Michigan | 8 | $ 1,567,000 | $ 195,000 | $ 132,000 |
| Orange County California | 7 | $ 7,058,000 | $ 1,008,000 | $ 709,000 |
| Lake County Florida | 7 | $ 971,000 | $ 138,000 | $ 86,000 |
| Volusia County Florida | 7 | $ 1,709,000 | $ 244,000 | $ 157,000 |
| Cobb County Georgia | 7 | $ 724,000 | $ 103,000 | $ 38,000 |
| Pima County Arizona | 6 | $ 1,096,000 | $ 182,000 | $ 103,000 |
| Santa Clara County California | 6 | $ 4,080,000 | $ 680,000 | $ 306,000 |
| Clayton County Georgia | 6 | $ 598,000 | $ 99,000 | $ 33,000 |
| Forsyth County Georgia | 6 | $ 936,000 | $ 156,000 | $ 89,000 |
| Allegheny County Pennsylvania | 6 | $ 1,458,000 | $ 243,000 | $ 112,000 |
| Montgomery County Texas | 6 | $ 1,458,000 | $ 243,000 | $ 137,000 |
| Oakland County Michigan | 5 | $ 908,000 | $ 181,000 | $ 93,000 |
| Horry County South Carolina | 5 | $ 545,000 | $ 109,000 | $ 102,000 |
| Denton County Texas | 5 | $ 1,930,000 | $ 386,000 | $ 210,000 |
| Alameda County California | 4 | $ 1,808,000 | $ 452,000 | $ 167,000 |
| Contra Costa County California | 4 | $ 2,348,000 | $ 587,000 | $ 177,000 |
| San Bernardino County California | 4 | $ 907,000 | $ 226,000 | $ 122,000 |
| Arapahoe County Colorado | 4 | $ 1,423,000 | $ 355,000 | $ 197,000 |
| Denver County Colorado | 4 | $ 1,188,000 | $ 297,000 | $ 139,000 |
| St. Johns County Florida | 4 | $ 785,000 | $ 196,000 | $ 83,000 |
| Bartow County Georgia | 4 | $ 563,000 | $ 140,000 | $ 61,000 |
| Hawaii County Hawaii | 4 | $ 2,281,000 | $ 570,000 | $ 283,000 |
| Bonner County Idaho | 4 | $ 1,093,000 | $ 273,000 | $ 296,000 |
| Macomb County Michigan | 4 | $ 756,000 | $ 189,000 | $ 69,000 |
| Washtenaw County Michigan | 4 | $ 922,000 | $ 230,000 | $ 164,000 |
| Flathead County Montana | 4 | $ 1,390,000 | $ 347,000 | $ 162,000 |
| Mecklenburg County North Carolina | 4 | $ 1,051,000 | $ 262,000 | $ 138,000 |
| Beaufort County South Carolina | 4 | $ 1,199,000 | $ 299,000 | $ 238,000 |
| Collin County Texas | 4 | $ 1,184,000 | $ 296,000 | $ 185,000 |
| Douglas County Colorado | 3 | $ 1,348,000 | $ 449,000 | $ 172,000 |
| Charlotte County Florida | 3 | $ 379,000 | $ 126,000 | $ 109,000 |
| Duval County Florida | 3 | $ 307,000 | $ 102,000 | $ 69,000 |
| Flagler County Florida | 3 | $ 559,000 | $ 186,000 | $ 292,000 |
| Monroe County Florida | 3 | $ 1,810,000 | $ 603,000 | $ 963,000 |
| Montgomery County Maryland | 3 | $ 779,000 | $ 259,000 | $ 282,000 |
| Essex County Massachusetts | 3 | $ 2,992,000 | $ 997,000 | $ 582,000 |
| Hennepin County Minnesota | 3 | $ 714,000 | $ 238,000 | $ 288,000 |
| Erie County New York | 3 | $ 769,000 | $ 256,000 | $ 202,000 |
| St. Lawrence County New York | 3 | $ 416,000 | $ 138,000 | $ 121,000 |
| Dallas County Texas | 3 | $ 1,118,000 | $ 372,000 | $ 453,000 |
| Mohave County Arizona | 2 | $ 416,000 | $ 208,000 | $ 266,000 |
| San Francisco County California | 2 | $ 2,025,000 | $ 1,012,000 | $ 456,000 |
| Santa Barbara County California | 2 | $ 2,039,000 | $ 1,019,000 | $ 286,000 |
| Ventura County California | 2 | $ 841,000 | $ 420,000 | $ 137,000 |
| El Paso County Colorado | 2 | $ 540,000 | $ 270,000 | $ 100,000 |
| St. Lucie County Florida | 2 | $ 300,000 | $ 150,000 | $ 71,000 |
| Fayette County Georgia | 2 | $ 641,000 | $ 320,000 | $ 76,000 |
| Henry County Georgia | 2 | $ 217,000 | $ 108,000 | $ 26,000 |
| Paulding County Georgia | 2 | $ 216,000 | $ 108,000 | $ 51,000 |
| Rockdale County Georgia | 2 | $ 298,000 | $ 149,000 | $ 69,000 |
| Walton County Georgia | 2 | $ 215,000 | $ 107,000 | $ 46,000 |
| Honolulu County Hawaii | 2 | $ 1,167,000 | $ 583,000 | $ 279,000 |
| Hamilton County Indiana | 2 | $ 587,000 | $ 293,000 | $ 93,000 |
| Jefferson County Kentucky | 2 | $ 450,000 | $ 225,000 | $ 105,000 |
| York County Maine | 2 | $ 376,000 | $ 188,000 | $ 101,000 |
| Baltimore City County Maryland | 2 | $ 368,000 | $ 184,000 | $ 63,000 |
| St. Louis County Minnesota | 2 | $ 532,000 | $ 266,000 | $ 109,000 |
| Lincoln County Montana | 2 | $ 348,000 | $ 174,000 | $ 189,000 |
| Douglas County Nebraska | 2 | $ 602,000 | $ 301,000 | $ 122,000 |
| Washoe County Nevada | 2 | $ 499,000 | $ 249,000 | $ 337,000 |
| Essex County New York | 2 | $ 414,000 | $ 207,000 | $ 141,000 |
| New York County New York | 2 | $ 1,532,000 | $ 766,000 | $ 348,000 |
| Suffolk County New York | 2 | $ 764,000 | $ 382,000 | $ 145,000 |
| Buncombe County North Carolina | 2 | $ 640,000 | $ 320,000 | $ 186,000 |
| Forsyth County North Carolina | 2 | $ 772,000 | $ 386,000 | $ 225,000 |
| Hamilton County Ohio | 2 | $ 422,000 | $ 211,000 | $ 105,000 |
| Medina County Ohio | 2 | $ 158,000 | $ 79,000 | $ 120,000 |
| Charleston County South Carolina | 2 | $ 900,000 | $ 450,000 | $ 131,000 |
| Richland County South Carolina | 2 | $ 192,000 | $ 96,000 | $ 40,000 |
| Clay County South Dakota | 2 | $ 307,000 | $ 153,000 | $ 78,000 |
| Tarrant County Texas | 2 | $ 343,000 | $ 171,000 | $ 82,000 |
| Travis County Texas | 2 | $ 1,606,000 | $ 803,000 | $ 432,000 |
| Summit County Utah | 2 | $ 563,000 | $ 281,000 | $ 214,000 |
| Utah County Utah | 2 | $ 513,000 | $ 256,000 | $ 78,000 |
| Orleans County Vermont | 2 | $ 349,000 | $ 174,000 | $ 278,000 |
| Albemarle County Virginia | 2 | $ 526,000 | $ 263,000 | $ 69,000 |
| Clark County Washington | 2 | $ 932,000 | $ 466,000 | $ 295,000 |
| Kitsap County Washington | 2 | $ 323,000 | $ 161,000 | $ 167,000 |
| Spokane County Washington | 2 | $ 241,000 | $ 120,000 | $ 111,000 |
| Green Lake County Wisconsin | 2 | $ 150,000 | $ 75,000 | $ 45,000 |
| Madison County Alabama | 1 | $ 288,000 | $ 288,000 | $ 120,000 |
| Yavapai County Arizona | 1 | $ 109,000 | $ 109,000 | $ 131,000 |
| Yuma County Arizona | 1 | $ 240,000 | $ 240,000 | $ 170,000 |
| Washington County Arkansas | 1 | $ 86,000 | $ 86,000 | $ 145,000 |
| San Luis Obispo County California | 1 | $ 264,000 | $ 264,000 | $ 134,000 |
| Broomfield County Colorado | 1 | $ 410,000 | $ 410,000 | $ 118,000 |
| Jefferson County Colorado | 1 | $ 416,000 | $ 416,000 | $ 126,000 |
| New Haven County Connecticut | 1 | $ 177,000 | $ 177,000 | $ 454,000 |
| New Castle County Delaware | 1 | $ 287,000 | $ 287,000 | $ 95,000 |
| District of Columbia County District Of Columbia | 1 | $ 450,000 | $ 450,000 | $ 89,000 |
| Brevard County Florida | 1 | $ 100,000 | $ 100,000 | $ 156,000 |
| Hernando County Florida | 1 | $ 120,000 | $ 120,000 | $ 202,000 |
| Marion County Florida | 1 | $ 518,000 | $ 518,000 | $ 135,000 |
| Pasco County Florida | 1 | $ 247,000 | $ 247,000 | $ 98,000 |
| Walton County Florida | 1 | $ 417,000 | $ 417,000 | $ 239,000 |
| Carroll County Georgia | 1 | $ 86,000 | $ 86,000 | $ 74,000 |
| Chatham County Georgia | 1 | $ 242,000 | $ 242,000 | $ 111,000 |
| Cherokee County Georgia | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Coweta County Georgia | 1 | $ 119,000 | $ 119,000 | $ 31,000 |
| Douglas County Georgia | 1 | $ 102,000 | $ 102,000 | $ 35,000 |
| Jasper County Georgia | 1 | $ 99,000 | $ 99,000 | $ 28,000 |
| Spalding County Georgia | 1 | $ 107,000 | $ 107,000 | $ 40,000 |
| Champaign County Illinois | 1 | $ 252,000 | $ 252,000 | $ 282,000 |
| Lake County Illinois | 1 | $ 367,000 | $ 367,000 | $ 116,000 |
| Allen County Indiana | 1 | $ 359,000 | $ 359,000 | $ 115,000 |
| Boone County Indiana | 1 | $ 239,000 | $ 239,000 | $ 150,000 |
| Elkhart County Indiana | 1 | $ 106,000 | $ 106,000 | $ 41,000 |
| Marshall County Indiana | 1 | $ 122,000 | $ 122,000 | $ 138,000 |
| Poweshiek County Iowa | 1 | $ 112,000 | $ 112,000 | $ 66,000 |
| Johnson County Kansas | 1 | $ 332,000 | $ 332,000 | $ 145,000 |
| Fayette County Kentucky | 1 | $ 124,000 | $ 124,000 | $ 73,000 |
| Jefferson County Louisiana | 1 | $ 400,000 | $ 400,000 | $ 197,000 |
| Lafourche County Louisiana | 1 | $ 176,000 | $ 176,000 | $ 55,000 |
| Anne Arundel County Maryland | 1 | $ 388,000 | $ 388,000 | $ 115,000 |
| Baltimore County Maryland | 1 | $ 228,000 | $ 228,000 | $ 127,000 |
| Prince George's County Maryland | 1 | $ 75,000 | $ 75,000 | $ 110,000 |
| Hampden County Massachusetts | 1 | $ 148,000 | $ 148,000 | $ 215,000 |
| Norfolk County Massachusetts | 1 | $ 488,000 | $ 488,000 | $ 182,000 |
| Crawford County Michigan | 1 | $ 264,000 | $ 264,000 | $ 57,000 |
| Livingston County Michigan | 1 | $ 364,000 | $ 364,000 | $ 243,000 |
| Saginaw County Michigan | 1 | $ 128,000 | $ 128,000 | $ 205,000 |
| St. Clair County Michigan | 1 | $ 64,000 | $ 64,000 | $ 141,000 |
| Cook County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 172,000 |
| Crow Wing County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 203,000 |
| Lafayette County Mississippi | 1 | $ 160,000 | $ 160,000 | $ 65,000 |
| Clay County Missouri | 1 | $ 194,000 | $ 194,000 | $ 110,000 |
| St. Charles County Missouri | 1 | $ 235,000 | $ 235,000 | $ 175,000 |
| St. Louis City County Missouri | 1 | $ 244,000 | $ 244,000 | $ 108,000 |
| Big Horn County Montana | 1 | $ 64,000 | $ 64,000 | $ 64,000 |
| Cascade County Montana | 1 | $ 150,000 | $ 150,000 | $ 93,000 |
| Hillsborough County New Hampshire | 1 | $ 364,000 | $ 364,000 | $ 135,000 |
| Bergen County New Jersey | 1 | $ 552,000 | $ 552,000 | $ 110,000 |
| Essex County New Jersey | 1 | $ 342,000 | $ 342,000 | $ 80,000 |
| Hudson County New Jersey | 1 | $ 572,000 | $ 572,000 | $ 150,000 |
| Morris County New Jersey | 1 | $ 712,000 | $ 712,000 | $ 210,000 |
| Passaic County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 130,000 |
| Bernalillo County New Mexico | 1 | $ 158,000 | $ 158,000 | $ 71,000 |
| Valencia County New Mexico | 1 | $ 172,000 | $ 172,000 | $ 228,000 |
| Broome County New York | 1 | $ 60,000 | $ 60,000 | $ 95,000 |
| Kings County New York | 1 | $ 339,000 | $ 339,000 | $ 66,000 |
| Monroe County New York | 1 | $ 112,000 | $ 112,000 | $ 150,000 |
| Richmond County New York | 1 | $ 280,000 | $ 280,000 | $ 114,000 |
| Westchester County New York | 1 | $ 400,000 | $ 400,000 | $ 231,000 |
| Iredell County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Moore County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 289,000 |
| New Hanover County North Carolina | 1 | $ 319,000 | $ 319,000 | $ 99,000 |
| Scotland County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 138,000 |
| Union County North Carolina | 1 | $ 271,000 | $ 271,000 | $ 147,000 |
| Butler County Ohio | 1 | $ 294,000 | $ 294,000 | $ 93,000 |
| Champaign County Ohio | 1 | $ 105,000 | $ 105,000 | $ 160,000 |
| Portage County Ohio | 1 | $ 107,000 | $ 107,000 | $ 45,000 |
| Stark County Ohio | 1 | $ 217,000 | $ 217,000 | $ 150,000 |
| Warren County Ohio | 1 | $ 306,000 | $ 306,000 | $ 113,000 |
| Oklahoma County Oklahoma | 1 | $ 652,000 | $ 652,000 | $ 275,000 |
| Payne County Oklahoma | 1 | $ 150,000 | $ 150,000 | $ 146,000 |
| Benton County Oregon | 1 | $ 345,000 | $ 345,000 | $ 78,000 |
| Deschutes County Oregon | 1 | $ 641,000 | $ 641,000 | $ 336,000 |
| Multnomah County Oregon | 1 | $ 102,000 | $ 102,000 | $ 101,000 |
| Centre County Pennsylvania | 1 | $ 251,000 | $ 251,000 | $ 126,000 |
| Delaware County Pennsylvania | 1 | $ 520,000 | $ 520,000 | $ 163,000 |
| Lancaster County Pennsylvania | 1 | $ 190,000 | $ 190,000 | $ 73,000 |
| Philadelphia County Pennsylvania | 1 | $ 350,000 | $ 350,000 | $ 833,000 |
| Washington County Pennsylvania | 1 | $ 440,000 | $ 440,000 | $ 103,000 |
| Anderson County South Carolina | 1 | $ 252,000 | $ 252,000 | $ 143,000 |
| Georgetown County South Carolina | 1 | $ 141,000 | $ 141,000 | $ 382,000 |
| Lancaster County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 98,000 |
| York County South Carolina | 1 | $ 182,000 | $ 182,000 | $ 77,000 |
| Cheatham County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 161,000 |
| Davidson County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 85,000 |
| Gibson County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 89,000 |
| Hamblen County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 50,000 |
| Knox County Tennessee | 1 | $ 182,000 | $ 182,000 | $ 111,000 |
| Sevier County Tennessee | 1 | $ 178,000 | $ 178,000 | $ 157,000 |
| Sumner County Tennessee | 1 | $ 201,000 | $ 201,000 | $ 80,000 |
| Williamson County Tennessee | 1 | $ 500,000 | $ 500,000 | $ 306,000 |
| Wilson County Tennessee | 1 | $ 202,000 | $ 202,000 | $ 67,000 |
| Bexar County Texas | 1 | $ 269,000 | $ 269,000 | $ 120,000 |
| Brazoria County Texas | 1 | $ 300,000 | $ 300,000 | $ 86,000 |
| Brazos County Texas | 1 | $ 278,000 | $ 278,000 | $ 100,000 |
| Hays County Texas | 1 | $ 204,000 | $ 204,000 | $ 130,000 |
| Midland County Texas | 1 | $ 179,000 | $ 179,000 | $ 140,000 |
| Nueces County Texas | 1 | $ 154,000 | $ 154,000 | $ 49,000 |
| Williamson County Texas | 1 | $ 312,000 | $ 312,000 | $ 89,000 |
| Uintah County Utah | 1 | $ 292,000 | $ 292,000 | $ 92,000 |
| Weber County Utah | 1 | $ 324,000 | $ 324,000 | $ 102,000 |
| Franklin County Vermont | 1 | $ 135,000 | $ 135,000 | $ 3,846,000 |
| Washington County Vermont | 1 | $ 280,000 | $ 280,000 | $ 170,000 |
| Fairfax County Virginia | 1 | $ 380,000 | $ 380,000 | $ 223,000 |
| James City County Virginia | 1 | $ 116,000 | $ 116,000 | $ 480,000 |
| Virginia Beach County Virginia | 1 | $ 133,000 | $ 133,000 | $ 107,000 |
| Wise County Virginia | 1 | $ 76,000 | $ 76,000 | $ 102,000 |
| Pierce County Washington | 1 | $ 360,000 | $ 360,000 | $ 141,000 |
| Snohomish County Washington | 1 | $ 300,000 | $ 300,000 | $ 152,000 |
| Whitman County Washington | 1 | $ 308,000 | $ 308,000 | $ 76,000 |
| Morgan County West Virginia | 1 | $ 134,000 | $ 134,000 | $ 57,000 |
| Wood County West Virginia | 1 | $ 190,000 | $ 190,000 | $ 102,000 |
| La Crosse County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 85,000 |
| Milwaukee County Wisconsin | 1 | $ 188,000 | $ 188,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for Rbc Bank (Georgia), N.A. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 743 | $219,317,000 | $295,000 | $3,000,000 | $191,000 | $3,397,000 |
| Refinancing | 171 | $42,196,000 | $246,000 | $2,000,000 | $233,000 | $3,846,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 584 | $177,530,000 | $303,000 | $3,000,000 | $209,000 | $3,397,000 |
| Not Provided | 189 | $52,606,000 | $278,000 | $2,500,000 | $218,000 | $3,846,000 |
| Asian | 75 | $18,931,000 | $252,000 | $1,000,000 | $148,000 | $705,000 |
| Black or African American | 42 | $6,866,000 | $163,000 | $1,125,000 | $97,000 | $1,000,000 |
| Hispanic | 20 | $4,116,000 | $205,000 | $496,000 | $122,000 | $361,000 |
| American Indian or Alaskan Native | 3 | $719,000 | $239,000 | $526,000 | $154,000 | $331,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $745,000 | $745,000 | $745,000 | $166,000 | $166,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 913 | $260,999,000 | $285,000 | $3,000,000 | $199,000 | $3,846,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $514,000 | $514,000 | $514,000 | $165,000 | $165,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 525 | $159,412,000 | $303,000 | $2,500,000 | $208,000 | $3,397,000 |
| Application Denied By Financial Institution | 172 | $42,262,000 | $245,000 | $2,000,000 | $172,000 | $3,846,000 |
| Application Withdrawn By Applicant | 115 | $35,494,000 | $308,000 | $2,000,000 | $231,000 | $2,556,000 |
| Application Approved But Not Accepted | 47 | $11,372,000 | $241,000 | $750,000 | $209,000 | $932,000 |
| Loan Purchased By The Institution | 41 | $5,751,000 | $140,000 | $308,000 | $61,000 | $217,000 |
| File Closed For Incompleteness | 14 | $7,222,000 | $515,000 | $3,000,000 | $256,000 | $782,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 51 | $10,673,000 | $209,000 | $720,000 | $104,000 | $511,000 |
| Credit Application Incomplete | 32 | $9,907,000 | $309,000 | $1,215,000 | $239,000 | $994,000 |
| Credit History | 29 | $7,417,000 | $255,000 | $720,000 | $300,000 | $3,846,000 |
| Collateral | 24 | $4,058,000 | $169,000 | $925,000 | $107,000 | $203,000 |
| Other | 23 | $7,155,000 | $311,000 | $2,000,000 | $173,000 | $900,000 |
| Unverifiable Information | 6 | $1,097,000 | $182,000 | $555,000 | $116,000 | $390,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,455,000 | $291,000 | $500,000 | $134,000 | $306,000 |
| Employment History | 2 | $500,000 | $250,000 | $405,000 | $51,000 | $72,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Rbc Bank (Georgia), N.A.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Rbc Bank (Georgia), N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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