First Indiana Bank Mortgage Lending & HMDA Data, 2005

In 2005, First Indiana Bank of Indianapolis, IN reported 5,915 mortgage applications totaling $668.6 million, up 38% from 2004. The average application was for $113,042, and applicants reported an average income of $73,412. 42% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Indianapolis, IN (1,061), Denver-Aurora, CO (319) and Salt Lake City, UT (234) (applications in parentheses).

Mortgage Company & Address First Indiana Bank
135 North Pennsylvania
Indianapolis, IN 46204
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,915
Total Mortgage Loan Application Amount $668,647,000
Average Mortgage Loan Application Amount $113,042
Highest Mortgage Loan Application Amount $1,200,000
Average Applicant Income $73,412
Highest Applicant Income $8,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Indiana Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Indiana Bank by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Marion, Indiana 481 $ 47,076,000 $ 97,871 $ 68,000
Hamilton, Indiana 260 $ 37,465,000 $ 144,096 $ 86,000
Salt Lake, Utah 211 $ 15,578,000 $ 73,829 $ 67,000
Maricopa, Arizona 137 $ 18,943,000 $ 138,270 $ 77,000
Clark, Nevada 98 $ 12,486,000 $ 127,408 $ 79,000
Hendricks, Indiana 92 $ 9,267,000 $ 100,728 $ 70,000
Johnson, Indiana 91 $ 9,058,000 $ 99,538 $ 68,000
Wayne, Michigan 87 $ 8,889,000 $ 102,172 $ 69,000
Franklin, Ohio 86 $ 6,956,000 $ 80,883 $ 70,000
Adams, Colorado 76 $ 9,392,000 $ 123,578 $ 62,000
Utah, Utah 76 $ 6,025,000 $ 79,276 $ 75,000
Hamilton, Ohio 69 $ 7,356,000 $ 106,608 $ 67,000
Jefferson, Colorado 64 $ 8,393,000 $ 131,140 $ 90,000
Cuyahoga, Ohio 63 $ 5,464,000 $ 86,730 $ 54,000
Allegheny, Pennsylvania 63 $ 4,718,000 $ 74,888 $ 76,000
Denver, Colorado 62 $ 7,393,000 $ 119,241 $ 67,000
King, Washington 61 $ 8,559,000 $ 140,311 $ 93,000
Arapahoe, Colorado 58 $ 6,241,000 $ 107,603 $ 72,000
Davis, Utah 55 $ 4,389,000 $ 79,800 $ 73,000
Snohomish, Washington 54 $ 5,946,000 $ 110,111 $ 78,000
Morgan, Indiana 51 $ 4,083,000 $ 80,058 $ 54,000
Hennepin, Minnesota 48 $ 5,676,000 $ 118,250 $ 86,000
Jefferson, Kentucky 47 $ 4,904,000 $ 104,340 $ 56,000
Douglas, Colorado 46 $ 7,207,000 $ 156,673 $ 82,000
Pierce, Washington 46 $ 6,080,000 $ 132,173 $ 94,000
Boone, Indiana 45 $ 6,863,000 $ 152,511 $ 110,000
Weber, Utah 41 $ 3,118,000 $ 76,048 $ 56,000
Lucas, Ohio 38 $ 3,508,000 $ 92,315 $ 61,000
Hillsborough, Florida 37 $ 4,733,000 $ 127,918 $ 105,000
Butler, Ohio 37 $ 2,966,000 $ 80,162 $ 58,000
Summit, Ohio 37 $ 3,527,000 $ 95,324 $ 69,000
Multnomah, Oregon 35 $ 2,723,000 $ 77,800 $ 75,000
El Paso, Colorado 32 $ 3,489,000 $ 109,031 $ 73,000
Clark, Washington 32 $ 2,013,000 $ 62,906 $ 77,000
Anoka, Minnesota 31 $ 3,786,000 $ 122,129 $ 74,000
Allen, Indiana 30 $ 2,521,000 $ 84,033 $ 53,000
Oakland, Michigan 30 $ 4,296,000 $ 143,200 $ 94,000
St. Louis, Missouri 29 $ 4,479,000 $ 154,448 $ 501,000
Baltimore, Maryland 27 $ 4,522,000 $ 167,481 $ 78,000
Prince George's, Maryland 27 $ 5,037,000 $ 186,555 $ 91,000
Dakota, Minnesota 27 $ 3,838,000 $ 142,148 $ 82,000
Clermont, Ohio 27 $ 2,929,000 $ 108,481 $ 69,000
Pima, Arizona 26 $ 2,657,000 $ 102,192 $ 96,000
Clark, Indiana 26 $ 2,370,000 $ 91,153 $ 47,000
Anne Arundel, Maryland 26 $ 5,484,000 $ 210,923 $ 95,000
Warren, Ohio 26 $ 2,786,000 $ 107,153 $ 74,000
Hancock, Indiana 25 $ 3,138,000 $ 125,520 $ 87,000
Genesee, Michigan 24 $ 2,464,000 $ 102,666 $ 53,000
Washington, Oregon 24 $ 2,052,000 $ 85,500 $ 85,000
St. Joseph, Indiana 23 $ 1,811,000 $ 78,739 $ 63,000
Montgomery, Ohio 23 $ 1,890,000 $ 82,173 $ 63,000
Wood, Ohio 23 $ 2,472,000 $ 107,478 $ 55,000
Orange, Florida 22 $ 2,352,000 $ 106,909 $ 77,000
Pinellas, Florida 22 $ 2,740,000 $ 124,545 $ 69,000
Cook, Illinois 22 $ 3,144,000 $ 142,909 $ 101,000
Ramsey, Minnesota 22 $ 2,631,000 $ 119,590 $ 59,000
Madison, Indiana 21 $ 2,331,000 $ 111,000 $ 53,000
Jackson, Missouri 21 $ 1,956,000 $ 93,142 $ 62,000
Kalamazoo, Michigan 20 $ 2,194,000 $ 109,700 $ 46,000
Delaware, Ohio 20 $ 2,651,000 $ 132,550 $ 113,000
St. Johns, Florida 19 $ 2,984,000 $ 157,052 $ 68,000
Lorain, Ohio 19 $ 2,302,000 $ 121,157 $ 74,000
Westmoreland, Pennsylvania 19 $ 1,446,000 $ 76,105 $ 53,000
Tooele, Utah 19 $ 1,056,000 $ 55,578 $ 57,000
Weld, Colorado 18 $ 2,213,000 $ 122,944 $ 76,000
Fairfax, Virginia 18 $ 4,349,000 $ 241,611 $ 126,000
Boulder, Colorado 17 $ 2,564,000 $ 150,823 $ 112,000
St. Clair, Illinois 17 $ 2,594,000 $ 152,588 $ 87,000
Rush, Indiana 17 $ 1,301,000 $ 76,529 $ 56,000
Macomb, Michigan 17 $ 2,105,000 $ 123,823 $ 67,000
Washtenaw, Michigan 17 $ 2,310,000 $ 135,882 $ 88,000
Virginia Beach, Virginia 17 $ 2,046,000 $ 120,352 $ 80,000
Lake, Ohio 16 $ 1,491,000 $ 93,187 $ 75,000
Trumbull, Ohio 16 $ 1,107,000 $ 69,187 $ 54,000
Larimer, Colorado 15 $ 1,423,000 $ 94,866 $ 77,000
Lake, Indiana 15 $ 1,143,000 $ 76,200 $ 52,000
Charles, Maryland 15 $ 1,812,000 $ 120,800 $ 86,000
Ingham, Michigan 15 $ 1,677,000 $ 111,800 $ 57,000
St. Charles, Missouri 15 $ 1,703,000 $ 113,533 $ 75,000
Hancock, Ohio 15 $ 1,519,000 $ 101,266 $ 83,000
Montgomery, Maryland 14 $ 4,462,000 $ 318,714 $ 129,000
Jefferson, Missouri 14 $ 1,038,000 $ 74,142 $ 66,000
Stark, Ohio 14 $ 1,053,000 $ 75,214 $ 59,000
Clackamas, Oregon 14 $ 1,699,000 $ 121,357 $ 89,000
York, Pennsylvania 14 $ 2,710,000 $ 193,571 $ 87,000
Chesapeake, Virginia 14 $ 1,157,000 $ 82,642 $ 73,000
Berrien, Michigan 13 $ 1,468,000 $ 112,923 $ 53,000
Washington, Utah 13 $ 875,000 $ 67,307 $ 69,000
Bonneville, Idaho 12 $ 903,000 $ 75,250 $ 61,000
Johnson, Kansas 12 $ 1,721,000 $ 143,416 $ 119,000
Harford, Maryland 12 $ 1,444,000 $ 120,333 $ 78,000
Sherburne, Minnesota 12 $ 1,234,000 $ 102,833 $ 62,000
Licking, Ohio 12 $ 1,571,000 $ 130,916 $ 90,000
Pasco, Florida 11 $ 1,163,000 $ 105,727 $ 97,000
Ada, Idaho 11 $ 780,000 $ 70,909 $ 98,000
LaPorte, Indiana 11 $ 996,000 $ 90,545 $ 61,000
St. Clair, Michigan 11 $ 1,084,000 $ 98,545 $ 89,000
Wright, Minnesota 11 $ 1,708,000 $ 155,272 $ 82,000
Columbiana, Ohio 11 $ 676,000 $ 61,454 $ 48,000
Bucks, Pennsylvania 11 $ 2,033,000 $ 184,818 $ 81,000
Butler, Pennsylvania 11 $ 1,251,000 $ 113,727 $ 71,000
Chesterfield, Virginia 11 $ 1,126,000 $ 102,363 $ 72,000
Henrico, Virginia 11 $ 1,179,000 $ 107,181 $ 52,000
Brevard, Florida 10 $ 840,000 $ 84,000 $ 51,000
Broward, Florida 10 $ 1,513,000 $ 151,300 $ 108,000
Polk, Florida 10 $ 904,000 $ 90,400 $ 65,000
Madison, Illinois 10 $ 941,000 $ 94,100 $ 62,000
Elkhart, Indiana 10 $ 1,086,000 $ 108,600 $ 89,000
Sedgwick, Kansas 10 $ 936,000 $ 93,600 $ 52,000
Kenton, Kentucky 10 $ 731,000 $ 73,100 $ 55,000
Mecklenburg, North Carolina 10 $ 1,420,000 $ 142,000 $ 93,000
Mahoning, Ohio 10 $ 1,190,000 $ 119,000 $ 78,000
Medina, Ohio 10 $ 1,405,000 $ 140,500 $ 76,000
Chester, Pennsylvania 10 $ 1,322,000 $ 132,200 $ 130,000
Crawford, Pennsylvania 10 $ 668,000 $ 66,800 $ 37,000
Lawrence, Pennsylvania 10 $ 982,000 $ 98,200 $ 73,000
Stafford, Virginia 10 $ 1,786,000 $ 178,600 $ 133,000
Suffolk, Virginia 10 $ 2,521,000 $ 252,100 $ 86,000
Seminole, Florida 9 $ 851,000 $ 94,555 $ 78,000
Monroe, Indiana 9 $ 629,000 $ 69,888 $ 76,000
Porter, Indiana 9 $ 883,000 $ 98,111 $ 65,000
Baltimore City, Maryland 9 $ 1,241,000 $ 137,888 $ 58,000
Calhoun, Michigan 9 $ 1,244,000 $ 138,222 $ 70,000
Eaton, Michigan 9 $ 1,020,000 $ 113,333 $ 50,000
Jackson, Michigan 9 $ 877,000 $ 97,444 $ 60,000
Kent, Michigan 9 $ 1,437,000 $ 159,666 $ 69,000
Lane, Oregon 9 $ 1,370,000 $ 152,222 $ 80,000
Marion, Oregon 9 $ 876,000 $ 97,333 $ 79,000
Northampton, Pennsylvania 9 $ 1,031,000 $ 114,555 $ 77,000
Prince William, Virginia 9 $ 2,256,000 $ 250,666 $ 116,000
Whatcom, Washington 9 $ 844,000 $ 93,777 $ 96,000
Milwaukee, Wisconsin 9 $ 551,000 $ 61,222 $ 78,000
Jefferson, Alabama 8 $ 1,119,000 $ 139,875 $ 61,000
Los Angeles, California 8 $ 1,594,000 $ 199,250 $ 134,000
New Castle, Delaware 8 $ 1,145,000 $ 143,125 $ 65,000
Palm Beach, Florida 8 $ 1,344,000 $ 168,000 $ 110,000
Canyon, Idaho 8 $ 287,000 $ 35,875 $ 65,000
Frederick, Maryland 8 $ 1,340,000 $ 167,500 $ 80,000
Monroe, Michigan 8 $ 1,333,000 $ 166,625 $ 93,000
Van Buren, Michigan 8 $ 725,000 $ 90,625 $ 50,000
Bernalillo, New Mexico 8 $ 624,000 $ 78,000 $ 59,000
Delaware, Pennsylvania 8 $ 1,932,000 $ 241,500 $ 75,000
Pinal, Arizona 7 $ 656,000 $ 93,714 $ 94,000
San Joaquin, California 7 $ 955,000 $ 136,428 $ 99,000
Solano, California 7 $ 1,280,000 $ 182,857 $ 76,000
Broomfield, Colorado 7 $ 1,147,000 $ 163,857 $ 80,000
Fremont, Colorado 7 $ 598,000 $ 85,428 $ 44,000
New Haven, Connecticut 7 $ 1,057,000 $ 151,000 $ 83,000
Duval, Florida 7 $ 1,062,000 $ 151,714 $ 62,000
Putnam, Indiana 7 $ 658,000 $ 94,000 $ 75,000
Cecil, Maryland 7 $ 721,000 $ 103,000 $ 71,000
Queen Anne's, Maryland 7 $ 890,000 $ 127,142 $ 71,000
Lenawee, Michigan 7 $ 900,000 $ 128,571 $ 74,000
Livingston, Michigan 7 $ 974,000 $ 139,142 $ 89,000
Mille Lacs, Minnesota 7 $ 1,061,000 $ 151,571 $ 76,000
Washington, Minnesota 7 $ 1,739,000 $ 248,428 $ 104,000
DeSoto, Mississippi 7 $ 843,000 $ 120,428 $ 68,000
Erie, Ohio 7 $ 542,000 $ 77,428 $ 64,000
Ottawa, Ohio 7 $ 522,000 $ 74,571 $ 51,000
Sandusky, Ohio 7 $ 812,000 $ 116,000 $ 57,000
Columbia, Oregon 7 $ 818,000 $ 116,857 $ 84,000
Berks, Pennsylvania 7 $ 654,000 $ 93,428 $ 61,000
Washington, Pennsylvania 7 $ 812,000 $ 116,000 $ 86,000
Loudoun, Virginia 7 $ 1,140,000 $ 162,857 $ 108,000
Norfolk, Virginia 7 $ 774,000 $ 110,571 $ 55,000
Spotsylvania, Virginia 7 $ 740,000 $ 105,714 $ 97,000
Riverside, California 6 $ 605,000 $ 100,833 $ 74,000
Pueblo, Colorado 6 $ 607,000 $ 101,166 $ 65,000
Escambia, Florida 6 $ 739,000 $ 123,166 $ 56,000
Cobb, Georgia 6 $ 980,000 $ 163,333 $ 86,000
Floyd, Indiana 6 $ 435,000 $ 72,500 $ 50,000
Howard, Indiana 6 $ 398,000 $ 66,333 $ 67,000
Marshall, Indiana 6 $ 422,000 $ 70,333 $ 61,000
Shelby, Indiana 6 $ 488,000 $ 81,333 $ 58,000
Carroll, Maryland 6 $ 540,000 $ 90,000 $ 83,000
Howard, Maryland 6 $ 3,151,000 $ 525,166 $ 144,000
Cass, Michigan 6 $ 649,000 $ 108,166 $ 38,000
Muskegon, Michigan 6 $ 607,000 $ 101,166 $ 54,000
Scott, Minnesota 6 $ 495,000 $ 82,500 $ 94,000
Greene, Missouri 6 $ 751,000 $ 125,166 $ 59,000
St. Louis City, Missouri 6 $ 462,000 $ 77,000 $ 56,000
Wake, North Carolina 6 $ 1,807,000 $ 301,166 $ 168,000
Greene, Ohio 6 $ 433,000 $ 72,166 $ 67,000
Madison, Ohio 6 $ 838,000 $ 139,666 $ 74,000
Seneca, Ohio 6 $ 279,000 $ 46,500 $ 40,000
Beaver, Pennsylvania 6 $ 597,000 $ 99,500 $ 61,000
Mercer, Pennsylvania 6 $ 388,000 $ 64,666 $ 56,000
Montgomery, Pennsylvania 6 $ 843,000 $ 140,500 $ 87,000
Philadelphia, Pennsylvania 6 $ 849,000 $ 141,500 $ 66,000
Shelby, Tennessee 6 $ 589,000 $ 98,166 $ 41,000
Newport News, Virginia 6 $ 475,000 $ 79,166 $ 45,000
Portsmouth, Virginia 6 $ 978,000 $ 163,000 $ 65,000
Waukesha, Wisconsin 6 $ 775,000 $ 129,166 $ 84,000
Sacramento, California 5 $ 956,000 $ 191,200 $ 78,000
Hartford, Connecticut 5 $ 808,000 $ 161,600 $ 108,000
Middlesex, Connecticut 5 $ 975,000 $ 195,000 $ 85,000
Sussex, Delaware 5 $ 624,000 $ 124,800 $ 41,000
Collier, Florida 5 $ 705,000 $ 141,000 $ 53,000
Hernando, Florida 5 $ 587,000 $ 117,400 $ 59,000
Lake, Florida 5 $ 323,000 $ 64,600 $ 55,000
Manatee, Florida 5 $ 425,000 $ 85,000 $ 63,000
Osceola, Florida 5 $ 643,000 $ 128,600 $ 69,000
Blackford, Indiana 5 $ 627,000 $ 125,400 $ 72,000
Cass, Indiana 5 $ 270,000 $ 54,000 $ 52,000
Clinton, Indiana 5 $ 758,000 $ 151,600 $ 64,000
Montgomery, Indiana 5 $ 474,000 $ 94,800 $ 60,000
Noble, Indiana 5 $ 432,000 $ 86,400 $ 38,000
Owen, Indiana 5 $ 483,000 $ 96,600 $ 58,000
Tippecanoe, Indiana 5 $ 358,000 $ 71,600 $ 50,000
White, Indiana 5 $ 465,000 $ 93,000 $ 73,000
Fayette, Kentucky 5 $ 580,000 $ 116,000 $ 77,000
Nelson, Kentucky 5 $ 521,000 $ 104,200 $ 64,000
Washington, Maryland 5 $ 677,000 $ 135,400 $ 90,000
Ottawa, Michigan 5 $ 599,000 $ 119,800 $ 81,000
Shiawassee, Michigan 5 $ 526,000 $ 105,200 $ 69,000
Carver, Minnesota 5 $ 990,000 $ 198,000 $ 103,000
Chisago, Minnesota 5 $ 1,077,000 $ 215,400 $ 65,000
Clay, Missouri 5 $ 473,000 $ 94,600 $ 69,000
Franklin, Missouri 5 $ 490,000 $ 98,000 $ 70,000
Jasper, Missouri 5 $ 403,000 $ 80,600 $ 44,000
Hardin, Ohio 5 $ 198,000 $ 39,600 $ 36,000
Perry, Ohio 5 $ 260,000 $ 52,000 $ 57,000
Tuscarawas, Ohio 5 $ 492,000 $ 98,400 $ 44,000
Wyandot, Ohio 5 $ 620,000 $ 124,000 $ 79,000
Deschutes, Oregon 5 $ 1,432,000 $ 286,400 $ 74,000
Linn, Oregon 5 $ 715,000 $ 143,000 $ 40,000
Centre, Pennsylvania 5 $ 416,000 $ 83,200 $ 56,000
Lehigh, Pennsylvania 5 $ 899,000 $ 179,800 $ 102,000
Greenville, South Carolina 5 $ 456,000 $ 91,200 $ 70,000
Cache, Utah 5 $ 387,000 $ 77,400 $ 67,000
Bedford, Virginia 5 $ 512,000 $ 102,400 $ 63,000
Hampton, Virginia 5 $ 340,000 $ 68,000 $ 60,000
Kitsap, Washington 5 $ 303,000 $ 60,600 $ 86,000
Dane, Wisconsin 5 $ 584,000 $ 116,800 $ 93,000
Laramie, Wyoming 5 $ 438,000 $ 87,600 $ 63,000
Coffee, Alabama 4 $ 468,000 $ 117,000 $ 70,000
Elmore, Alabama 4 $ 461,000 $ 115,250 $ 65,000
Yavapai, Arizona 4 $ 1,226,000 $ 306,500 $ 134,000
Orange, California 4 $ 438,000 $ 109,500 $ 124,000
Clay, Florida 4 $ 444,000 $ 111,000 $ 48,000
Volusia, Florida 4 $ 136,000 $ 34,000 $ 58,000
Lake, Illinois 4 $ 882,000 $ 220,500 $ 128,000
DeKalb, Indiana 4 $ 311,000 $ 77,750 $ 34,000
Delaware, Indiana 4 $ 224,000 $ 56,000 $ 62,000
Jennings, Indiana 4 $ 275,000 $ 68,750 $ 62,000
Scott, Indiana 4 $ 170,000 $ 42,500 $ 38,000
Tipton, Indiana 4 $ 382,000 $ 95,500 $ 53,000
Shawnee, Kansas 4 $ 524,000 $ 131,000 $ 61,000
Wyandotte, Kansas 4 $ 423,000 $ 105,750 $ 58,000
Boone, Kentucky 4 $ 342,000 $ 85,500 $ 80,000
Bullitt, Kentucky 4 $ 366,000 $ 91,500 $ 49,000
Campbell, Kentucky 4 $ 302,000 $ 75,500 $ 46,000
Madison, Kentucky 4 $ 405,000 $ 101,250 $ 61,000
Calvert, Maryland 4 $ 1,139,000 $ 284,750 $ 90,000
Allegan, Michigan 4 $ 390,000 $ 97,500 $ 61,000
Ionia, Michigan 4 $ 436,000 $ 109,000 $ 48,000
Saginaw, Michigan 4 $ 397,000 $ 99,250 $ 59,000
St. Louis, Minnesota 4 $ 446,000 $ 111,500 $ 49,000
Nye, Nevada 4 $ 593,000 $ 148,250 $ 76,000
Suffolk, New York 4 $ 883,000 $ 220,750 $ 97,000
Ashtabula, Ohio 4 $ 464,000 $ 116,000 $ 45,000
Brown, Ohio 4 $ 208,000 $ 52,000 $ 54,000
Darke, Ohio 4 $ 386,000 $ 96,500 $ 83,000
Defiance, Ohio 4 $ 502,000 $ 125,500 $ 108,000
Marion, Ohio 4 $ 388,000 $ 97,000 $ 49,000
Morrow, Ohio 4 $ 600,000 $ 150,000 $ 86,000
Portage, Ohio 4 $ 339,000 $ 84,750 $ 74,000
Ross, Ohio 4 $ 553,000 $ 138,250 $ 55,000
Union, Ohio 4 $ 535,000 $ 133,750 $ 94,000
Yamhill, Oregon 4 $ 229,000 $ 57,250 $ 64,000
Emery, Utah 4 $ 395,000 $ 98,750 $ 41,000
Sevier, Utah 4 $ 236,000 $ 59,000 $ 41,000
Summit, Utah 4 $ 287,000 $ 71,750 $ 95,000
Manassas, Virginia 4 $ 667,000 $ 166,750 $ 60,000
Roanoke, Virginia 4 $ 514,000 $ 128,500 $ 58,000
Benton, Washington 4 $ 495,000 $ 123,750 $ 240,000
Island, Washington 4 $ 397,000 $ 99,250 $ 97,000
Spokane, Washington 4 $ 448,000 $ 112,000 $ 62,000
Thurston, Washington 4 $ 301,000 $ 75,250 $ 58,000
St. Croix, Wisconsin 4 $ 420,000 $ 105,000 $ 57,000
Baldwin, Alabama 3 $ 304,000 $ 101,333 $ 47,000
Houston, Alabama 3 $ 224,000 $ 74,666 $ 75,000
Montgomery, Alabama 3 $ 192,000 $ 64,000 $ 45,000
Morgan, Alabama 3 $ 274,000 $ 91,333 $ 110,000
Cochise, Arizona 3 $ 321,000 $ 107,000 $ 49,000
Gila, Arizona 3 $ 643,000 $ 214,333 $ 168,000
Faulkner, Arkansas 3 $ 120,000 $ 40,000 $ 31,000
Jefferson, Arkansas 3 $ 186,000 $ 62,000 $ 62,000
Contra Costa, California 3 $ 935,000 $ 311,666 $ 118,000
San Bernardino, California 3 $ 622,000 $ 207,333 $ 124,000
Tehama, California 3 $ 193,000 $ 64,333 $ 49,000
Elbert, Colorado 3 $ 361,000 $ 120,333 $ 76,000
Litchfield, Connecticut 3 $ 341,000 $ 113,666 $ 92,000
Miami-Dade, Florida 3 $ 366,000 $ 122,000 $ 71,000
Gwinnett, Georgia 3 $ 379,000 $ 126,333 $ 56,000
Kendall, Illinois 3 $ 247,000 $ 82,333 $ 78,000
Brown, Indiana 3 $ 387,000 $ 129,000 $ 171,000
Dearborn, Indiana 3 $ 276,000 $ 92,000 $ 53,000
Grant, Indiana 3 $ 327,000 $ 109,000 $ 55,000
Huntington, Indiana 3 $ 175,000 $ 58,333 $ 48,000
Lawrence, Indiana 3 $ 119,000 $ 39,666 $ 111,000
Orange, Indiana 3 $ 268,000 $ 89,333 $ 41,000
Parke, Indiana 3 $ 668,000 $ 222,666 $ 139,000
Starke, Indiana 3 $ 222,000 $ 74,000 $ 53,000
Sullivan, Indiana 3 $ 194,000 $ 64,666 $ 51,000
Union, Indiana 3 $ 223,000 $ 74,333 $ 71,000
Vanderburgh, Indiana 3 $ 246,000 $ 82,000 $ 39,000
Calloway, Kentucky 3 $ 278,000 $ 92,666 $ 93,000
Hardin, Kentucky 3 $ 357,000 $ 119,000 $ 65,000
Kennebec, Maine 3 $ 429,000 $ 143,000 $ 74,000
Penobscot, Maine 3 $ 304,000 $ 101,333 $ 68,000
St. Mary's, Maryland 3 $ 899,000 $ 299,666 $ 86,000
Wicomico, Maryland 3 $ 385,000 $ 128,333 $ 91,000
Barry, Michigan 3 $ 448,000 $ 149,333 $ 65,000
Clinton, Michigan 3 $ 469,000 $ 156,333 $ 82,000
Delta, Michigan 3 $ 155,000 $ 51,666 $ 33,000
Lapeer, Michigan 3 $ 417,000 $ 139,000 $ 71,000
Manistee, Michigan 3 $ 246,000 $ 82,000 $ 103,000
St. Joseph, Michigan 3 $ 251,000 $ 83,666 $ 36,000
Olmsted, Minnesota 3 $ 377,000 $ 125,666 $ 64,000
Bates, Missouri 3 $ 315,000 $ 105,000 $ 85,000
Cass, Missouri 3 $ 416,000 $ 138,666 $ 70,000
Christian, Missouri 3 $ 285,000 $ 95,000 $ 85,000
Lincoln, Missouri 3 $ 206,000 $ 68,666 $ 65,000
Douglas, Nebraska 3 $ 206,000 $ 68,666 $ 180,000
Guilford, North Carolina 3 $ 410,000 $ 136,666 $ 158,000
Clinton, Ohio 3 $ 300,000 $ 100,000 $ 82,000
Crawford, Ohio 3 $ 183,000 $ 61,000 $ 67,000
Fulton, Ohio 3 $ 278,000 $ 92,666 $ 79,000
Highland, Ohio 3 $ 335,000 $ 111,666 $ 46,000
Miami, Ohio 3 $ 378,000 $ 126,000 $ 65,000
Shelby, Ohio 3 $ 401,000 $ 133,666 $ 76,000
Wayne, Ohio 3 $ 235,000 $ 78,333 $ 40,000
Williams, Ohio 3 $ 229,000 $ 76,333 $ 54,000
Lincoln, Oregon 3 $ 144,000 $ 48,000 $ 54,000
Dauphin, Pennsylvania 3 $ 177,000 $ 59,000 $ 74,000
Franklin, Pennsylvania 3 $ 267,000 $ 89,000 $ 49,000
Lancaster, Pennsylvania 3 $ 436,000 $ 145,333 $ 63,000
Georgetown, South Carolina 3 $ 382,000 $ 127,333 $ 66,000
Knox, Tennessee 3 $ 268,000 $ 89,333 $ 44,000
Montgomery, Tennessee 3 $ 81,000 $ 27,000 $ 48,000
Box Elder, Utah 3 $ 136,000 $ 45,333 $ 67,000
Dinwiddie, Virginia 3 $ 588,000 $ 196,000 $ 54,000
Roanoke City, Virginia 3 $ 406,000 $ 135,333 $ 94,000
Warren, Virginia 3 $ 628,000 $ 209,333 $ 73,000
Washington, Virginia 3 $ 337,000 $ 112,333 $ 52,000
Skagit, Washington 3 $ 355,000 $ 118,333 $ 70,000
Fond du Lac, Wisconsin 3 $ 809,000 $ 269,666 $ 84,000
Chambers, Alabama 2 $ 103,000 $ 51,500 $ 58,000
Clarke, Alabama 2 $ 360,000 $ 180,000 $ 102,000
Colbert, Alabama 2 $ 99,000 $ 49,500 $ 97,000
Dale, Alabama 2 $ 113,000 $ 56,500 $ 92,000
DeKalb, Alabama 2 $ 270,000 $ 135,000 $ 63,000
Etowah, Alabama 2 $ 192,000 $ 96,000 $ 48,000
Lee, Alabama 2 $ 312,000 $ 156,000 $ 104,000
Madison, Alabama 2 $ 227,000 $ 113,500 $ 52,000
Marion, Alabama 2 $ 130,000 $ 65,000 $ 54,000
Mobile, Alabama 2 $ 151,000 $ 75,500 $ 40,000
Randolph, Alabama 2 $ 121,000 $ 60,500 $ 70,000
Tuscaloosa, Alabama 2 $ 304,000 $ 152,000 $ 56,000
Mohave, Arizona 2 $ 62,000 $ 31,000 $ 116,000
Boone, Arkansas 2 $ 174,000 $ 87,000 $ 62,000
Pulaski, Arkansas 2 $ 150,000 $ 75,000 $ 32,000
Washington, Arkansas 2 $ 219,000 $ 109,500 $ 92,000
Kern, California 2 $ 219,000 $ 109,500 $ 97,000
Nevada, California 2 $ 381,000 $ 190,500 $ 85,000
Placer, California 2 $ 227,000 $ 113,500 $ 87,000
Shasta, California 2 $ 160,000 $ 80,000 $ 85,000
Sonoma, California 2 $ 455,000 $ 227,500 $ 123,000
Stanislaus, California 2 $ 320,000 $ 160,000 $ 65,000
Gilpin, Colorado 2 $ 290,000 $ 145,000 $ 87,000
Lake, Colorado 2 $ 176,000 $ 88,000 $ 61,000
Kent, Delaware 2 $ 200,000 $ 100,000 $ 76,000
Citrus, Florida 2 $ 214,000 $ 107,000 $ 50,000
Flagler, Florida 2 $ 224,000 $ 112,000 $ 93,000
Lee, Florida 2 $ 260,000 $ 130,000 $ 132,000
Monroe, Florida 2 $ 299,000 $ 149,500 $ 168,000
Okaloosa, Florida 2 $ 584,000 $ 292,000 $ 115,000
Santa Rosa, Florida 2 $ 271,000 $ 135,500 $ 49,000
Sarasota, Florida 2 $ 353,000 $ 176,500 $ 71,000
Taylor, Florida 2 $ 218,000 $ 109,000 $ 30,000
DeKalb, Georgia 2 $ 340,000 $ 170,000 $ 39,000
Fulton, Georgia 2 $ 658,000 $ 329,000 $ 123,000
Hall, Georgia 2 $ 270,000 $ 135,000 $ 62,000
Henry, Georgia 2 $ 239,000 $ 119,500 $ 46,000
Lumpkin, Georgia 2 $ 403,000 $ 201,500 $ 80,000
Muscogee, Georgia 2 $ 137,000 $ 68,500 $ 56,000
Bannock, Idaho 2 $ 174,000 $ 87,000 $ 57,000
DuPage, Illinois 2 $ 448,000 $ 224,000 $ 71,000
Grundy, Illinois 2 $ 428,000 $ 214,000 $ 53,000
McHenry, Illinois 2 $ 230,000 $ 115,000 $ 73,000
Monroe, Illinois 2 $ 266,000 $ 133,000 $ 47,000
Sangamon, Illinois 2 $ 86,000 $ 43,000 $ 31,000
Vermilion, Illinois 2 $ 127,000 $ 63,500 $ 34,000
Will, Illinois 2 $ 294,000 $ 147,000 $ 78,000
Bartholomew, Indiana 2 $ 128,000 $ 64,000 $ 59,000
Clay, Indiana 2 $ 40,000 $ 20,000 $ 25,000
Decatur, Indiana 2 $ 117,000 $ 58,500 $ 40,000
Henry, Indiana 2 $ 163,000 $ 81,500 $ 44,000
LaGrange, Indiana 2 $ 224,000 $ 112,000 $ 61,000
Miami, Indiana 2 $ 115,000 $ 57,500 $ 48,000
Ripley, Indiana 2 $ 159,000 $ 79,500 $ 70,000
Steuben, Indiana 2 $ 101,000 $ 50,500 $ 34,000
Switzerland, Indiana 2 $ 173,000 $ 86,500 $ 35,000
Vigo, Indiana 2 $ 137,000 $ 68,500 $ 40,000
Warren, Indiana 2 $ 187,000 $ 93,500 $ 65,000
Warrick, Indiana 2 $ 81,000 $ 40,500 $ 25,000
Wells, Indiana 2 $ 184,000 $ 92,000 $ 50,000
Johnson, Iowa 2 $ 161,000 $ 80,500 $ 43,000
Linn, Iowa 2 $ 109,000 $ 54,500 $ 46,000
Franklin, Kansas 2 $ 212,000 $ 106,000 $ 78,000
Miami, Kansas 2 $ 230,000 $ 115,000 $ 58,000
Bath, Kentucky 2 $ 103,000 $ 51,500 $ 53,000
Daviess, Kentucky 2 $ 200,000 $ 100,000 $ 38,000
Henderson, Kentucky 2 $ 50,000 $ 25,000 $ 91,000
Laurel, Kentucky 2 $ 226,000 $ 113,000 $ 62,000
Spencer, Kentucky 2 $ 401,000 $ 200,500 $ 80,000
Whitley, Kentucky 2 $ 65,000 $ 32,500 $ 46,000
Bossier, Louisiana 2 $ 186,000 $ 93,000 $ 58,000
Somerset, Maryland 2 $ 176,000 $ 88,000 $ 39,000
Clare, Michigan 2 $ 182,000 $ 91,000 $ 28,000
Gratiot, Michigan 2 $ 70,000 $ 35,000 $ 32,000
Hillsdale, Michigan 2 $ 161,000 $ 80,500 $ 38,000
Iosco, Michigan 2 $ 108,000 $ 54,000 $ 29,000
Marquette, Michigan 2 $ 143,000 $ 71,500 $ 50,000
Ogemaw, Michigan 2 $ 490,000 $ 245,000 $ 78,000
Osceola, Michigan 2 $ 208,000 $ 104,000 $ 91,000
Sanilac, Michigan 2 $ 204,000 $ 102,000 $ 73,000
Hubbard, Minnesota 2 $ 293,000 $ 146,500 $ 69,000
Isanti, Minnesota 2 $ 217,000 $ 108,500 $ 49,000
Lyon, Minnesota 2 $ 221,000 $ 110,500 $ 47,000
McLeod, Minnesota 2 $ 312,000 $ 156,000 $ 55,000
Meeker, Minnesota 2 $ 140,000 $ 70,000 $ 40,000
Sibley, Minnesota 2 $ 253,000 $ 126,500 $ 48,000
Boone, Missouri 2 $ 285,000 $ 142,500 $ 61,000
Marion, Missouri 2 $ 72,000 $ 36,000 $ 51,000
Ray, Missouri 2 $ 288,000 $ 144,000 $ 65,000
St. Francois, Missouri 2 $ 237,000 $ 118,500 $ 48,000
Taney, Missouri 2 $ 195,000 $ 97,500 $ 29,000
Gallatin, Montana 2 $ 349,000 $ 174,500 $ 137,000
Lancaster, Nebraska 2 $ 291,000 $ 145,500 $ 68,000
Washoe, Nevada 2 $ 150,000 $ 75,000 $ 116,000
Onondaga, New York 2 $ 447,000 $ 223,500 $ 110,000
Schoharie, New York 2 $ 181,000 $ 90,500 $ 51,000
Cabarrus, North Carolina 2 $ 171,000 $ 85,500 $ 41,000
Rowan, North Carolina 2 $ 115,000 $ 57,500 $ 51,000
Cass, North Dakota 2 $ 138,000 $ 69,000 $ 52,000
Allen, Ohio 2 $ 162,000 $ 81,000 $ 62,000
Carroll, Ohio 2 $ 249,000 $ 124,500 $ 51,000
Champaign, Ohio 2 $ 55,000 $ 27,500 $ 52,000
Fairfield, Ohio 2 $ 390,000 $ 195,000 $ 66,000
Henry, Ohio 2 $ 200,000 $ 100,000 $ 49,000
Logan, Ohio 2 $ 174,000 $ 87,000 $ 41,000
Mercer, Ohio 2 $ 250,000 $ 125,000 $ 66,000
Muskingum, Ohio 2 $ 179,000 $ 89,500 $ 39,000
Putnam, Ohio 2 $ 350,000 $ 175,000 $ 46,000
Richland, Ohio 2 $ 180,000 $ 90,000 $ 65,000
Kingfisher, Oklahoma 2 $ 94,000 $ 47,000 $ 67,000
Oklahoma, Oklahoma 2 $ 179,000 $ 89,500 $ 72,000
Tulsa, Oklahoma 2 $ 98,000 $ 49,000 $ 84,000
Adams, Pennsylvania 2 $ 175,000 $ 87,500 $ 48,000
Clarion, Pennsylvania 2 $ 150,000 $ 75,000 $ 29,000
Erie, Pennsylvania 2 $ 244,000 $ 122,000 $ 63,000
Fayette, Pennsylvania 2 $ 116,000 $ 58,000 $ 36,000
Luzerne, Pennsylvania 2 $ 215,000 $ 107,500 $ 54,000
Lycoming, Pennsylvania 2 $ 281,000 $ 140,500 $ 123,000
Monroe, Pennsylvania 2 $ 178,000 $ 89,000 $ 65,000
Perry, Pennsylvania 2 $ 231,000 $ 115,500 $ 36,000
Wayne, Pennsylvania 2 $ 224,000 $ 112,000 $ 40,000
Charleston, South Carolina 2 $ 138,000 $ 69,000 $ 59,000
Minnehaha, South Dakota 2 $ 330,000 $ 165,000 $ 61,000
Fayette, Tennessee 2 $ 323,000 $ 161,500 $ 63,000
Rutherford, Tennessee 2 $ 344,000 $ 172,000 $ 60,000
Tipton, Tennessee 2 $ 94,000 $ 47,000 $ 95,000
Williamson, Tennessee 2 $ 250,000 $ 125,000 $ 121,000
Sanpete, Utah 2 $ 74,000 $ 37,000 $ 128,000
Albemarle, Virginia 2 $ 402,000 $ 201,000 $ 90,000
Alexandria, Virginia 2 $ 710,000 $ 355,000 $ 104,000
Alleghany, Virginia 2 $ 159,000 $ 79,500 $ 63,000
Arlington, Virginia 2 $ 483,000 $ 241,500 $ 126,000
Augusta, Virginia 2 $ 152,000 $ 76,000 $ 67,000
Fauquier, Virginia 2 $ 304,000 $ 152,000 $ 167,000
Henry, Virginia 2 $ 245,000 $ 122,500 $ 111,000
Isle of Wight, Virginia 2 $ 340,000 $ 170,000 $ 77,000
Louisa, Virginia 2 $ 228,000 $ 114,000 $ 60,000
Pittsylvania, Virginia 2 $ 182,000 $ 91,000 $ 46,000
Rockbridge, Virginia 2 $ 273,000 $ 136,500 $ 47,000
Salem, Virginia 2 $ 202,000 $ 101,000 $ 137,000
Southampton, Virginia 2 $ 176,000 $ 88,000 $ 37,000
Staunton, Virginia 2 $ 135,000 $ 67,500 $ 58,000
York, Virginia 2 $ 342,000 $ 171,000 $ 166,000
Stevens, Washington 2 $ 542,000 $ 271,000 $ 89,000
Berkeley, West Virginia 2 $ 486,000 $ 243,000 $ 80,000
Columbia, Wisconsin 2 $ 422,000 $ 211,000 $ 82,000
Eau Claire, Wisconsin 2 $ 308,000 $ 154,000 $ 35,000
Winnebago, Wisconsin 2 $ 88,000 $ 44,000 $ 103,000
Autauga, Alabama 1 $ 65,000 $ 65,000 $ 72,000
Blount, Alabama 1 $ 125,000 $ 125,000 $ 56,000
Calhoun, Alabama 1 $ 129,000 $ 129,000 $ 102,000
Clay, Alabama 1 $ 196,000 $ 196,000 $ 35,000
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Mortgage Loan Application Detail Totals for First Indiana Bank in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,985 $462,503,000 $124,674 $1,150,000 $72,627 $1,039,000
Home Purchase 1,682 $192,329,000 $111,589 $1,200,000 $83,307 $8,000,000
Home Improvement 248 $13,815,000 $46,150 $1,050,000 $77,100 $1,187,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,489 $507,113,000 $115,681 $1,200,000 $79,840 $8,000,000
Not Provided 613 $72,163,000 $123,225 $680,000 $73,875 $420,000
Black or African American 462 $52,196,000 $114,800 $675,000 $63,700 $288,000
Hispanic 230 $25,956,000 $115,181 $468,000 $65,000 $384,000
Asian 87 $8,492,000 $93,833 $448,000 $88,111 $222,000
Native Hawaiian or Other Pacific Islander 20 $1,752,000 $78,888 $175,000 $77,777 $125,000
American Indian or Alaskan Native 14 $975,000 $70,000 $155,000 $81,333 $182,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,912 $668,348,000 $120,068 $1,200,000 $76,545 $8,000,000
FHA-insured (Federal Housing Administration) 3 $299,000 $99,000 $123,000 $38,000 $64,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,501 $272,005,000 $123,488 $1,200,000 $83,000 $8,000,000
Application Approved But Not Accepted 1,446 $160,937,000 $110,026 $659,000 $73,842 $540,000
Application Denied By Financial Institution 1,191 $133,898,000 $126,947 $900,000 $68,263 $420,000
Application Withdrawn By Applicant 612 $69,511,000 $119,432 $550,000 $79,621 $447,000
Loan Purchased By The Institution 165 $32,296,000 $195,000 $1,150,000 $104,000 $552,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 653 $73,802,000 $123,916 $680,000 $69,638 $420,000
Credit History 242 $23,661,000 $109,166 $468,000 $65,125 $351,000
Debt-To-Income Ratio 157 $18,428,000 $138,260 $625,000 $56,913 $197,000
Collateral 79 $9,629,000 $133,541 $500,000 $76,875 $252,000
Employment History 25 $2,652,000 $119,400 $340,000 $70,866 $175,000
Unverifiable Information 24 $3,749,000 $149,428 $900,000 $93,214 $345,000
Credit Application Incomplete 11 $1,977,000 $177,250 $404,000 $88,250 $167,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Indiana Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Indiana Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet with aggregated HMDA statistics today.

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