First Interstate Bank Mortgage Lending & HMDA Data, 2022

In 2022, First Interstate Bank of Billings, MT reported 9,091 mortgage applications totaling $3.2 billion. The average application was for $349,061, and applicants reported an average income of $152,290. 72% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Missoula, MT (421), Billings, MT (420) and Cheyenne, WY (413) (applications in parentheses).

Mortgage Company & Address First Interstate Bank
Po Box 30918
Billings, MT 59101
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 9,091
Total Mortgage Loan Application Amount $3,173,315,000
Average Mortgage Loan Application Amount $349,061
Highest Mortgage Loan Application Amount $51,125,000
Average Applicant Income $152,290
Highest Applicant Income $5,241,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Interstate Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Interstate Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Missoula, Montana 421 $ 119,095,000 $ 282,885 $ 178,000
Laramie, Wyoming 413 $ 106,685,000 $ 258,317 $ 123,000
Flathead, Montana 341 $ 151,395,000 $ 443,973 $ 229,000
Yellowstone, Montana 321 $ 85,755,000 $ 267,149 $ 133,000
Kootenai, Idaho 308 $ 199,960,000 $ 649,220 $ 196,000
Minnehaha, South Dakota 288 $ 64,050,000 $ 222,395 $ 118,000
Deschutes, Oregon 282 $ 121,480,000 $ 430,780 $ 189,000
Gallatin, Montana 279 $ 167,385,000 $ 599,946 $ 184,000
Spokane, Washington 260 $ 228,240,000 $ 877,846 $ 145,000
Natrona, Wyoming 253 $ 58,035,000 $ 229,387 $ 126,000
Sheridan, Wyoming 230 $ 50,870,000 $ 221,173 $ 126,000
Ada, Idaho 224 $ 52,610,000 $ 234,866 $ 190,000
Lewis and Clark, Montana 217 $ 60,655,000 $ 279,516 $ 135,000
Lawrence, South Dakota 163 $ 42,125,000 $ 258,435 $ 202,000
Jackson, Oregon 158 $ 20,520,000 $ 129,873 $ 161,000
Pennington, South Dakota 151 $ 58,045,000 $ 384,403 $ 157,000
Fremont, Wyoming 135 $ 23,065,000 $ 170,851 $ 107,000
Park, Montana 129 $ 36,895,000 $ 286,007 $ 151,000
Canyon, Idaho 123 $ 51,535,000 $ 418,983 $ 112,000
Douglas, Nebraska 119 $ 16,675,000 $ 140,126 $ 126,000
Campbell, Wyoming 112 $ 17,570,000 $ 156,875 $ 101,000
Brown, South Dakota 108 $ 15,510,000 $ 143,611 $ 113,000
Lancaster, Nebraska 104 $ 21,540,000 $ 207,115 $ 85,000
Lincoln, South Dakota 104 $ 42,760,000 $ 411,153 $ 136,000
Ravalli, Montana 97 $ 29,555,000 $ 304,690 $ 176,000
Albany, Wyoming 95 $ 24,395,000 $ 256,789 $ 163,000
Teton, Wyoming 85 $ 52,265,000 $ 614,882 $ 285,000
Codington, South Dakota 84 $ 9,190,000 $ 109,404 $ 119,000
Cascade, Montana 79 $ 14,215,000 $ 179,936 $ 139,000
Webster, Iowa 75 $ 19,365,000 $ 258,200 $ 67,000
Johnson, Wyoming 75 $ 12,315,000 $ 164,200 $ 119,000
Meade, South Dakota 71 $ 11,315,000 $ 159,366 $ 125,000
Lake, Montana 66 $ 17,770,000 $ 269,242 $ 180,000
Story, Iowa 65 $ 9,535,000 $ 146,692 $ 95,000
Josephine, Oregon 64 $ 8,790,000 $ 137,343 $ 101,000
Carbon, Montana 63 $ 14,615,000 $ 231,984 $ 124,000
Polk, Iowa 60 $ 27,870,000 $ 464,500 $ 260,000
Elmore, Idaho 57 $ 8,615,000 $ 151,140 $ 154,000
Sarpy, Nebraska 54 $ 36,680,000 $ 679,259 $ 120,000
Maricopa, Arizona 53 $ 64,845,000 $ 1,223,490 $ 264,000
Jefferson, Montana 51 $ 14,845,000 $ 291,078 $ 204,000
Custer, Montana 48 $ 7,550,000 $ 157,291 $ 91,000
Fall River, South Dakota 48 $ 6,270,000 $ 130,625 $ 81,000
Larimer, Colorado 46 $ 15,250,000 $ 331,521 $ 198,000
Bonner, Idaho 42 $ 22,080,000 $ 525,714 $ 205,000
Gem, Idaho 42 $ 10,290,000 $ 245,000 $ 133,000
Teton, Idaho 42 $ 21,410,000 $ 509,761 $ 275,000
Butte, South Dakota 42 $ 8,140,000 $ 193,809 $ 105,000
Marshall, Iowa 41 $ 3,585,000 $ 87,439 $ 68,000
Boulder, Colorado 40 $ 12,370,000 $ 309,250 $ 234,000
Stillwater, Montana 36 $ 7,100,000 $ 197,222 $ 124,000
Crook, Oregon 36 $ 15,850,000 $ 440,277 $ 215,000
Weld, Colorado 35 $ 34,365,000 $ 981,857 $ 182,000
Lincoln, Montana 35 $ 8,215,000 $ 234,714 $ 140,000
Madison, Montana 34 $ 13,530,000 $ 397,941 $ 339,000
Brookings, South Dakota 34 $ 6,340,000 $ 186,470 $ 132,000
Lincoln, Wyoming 33 $ 10,015,000 $ 303,484 $ 186,000
Des Moines, Iowa 32 $ 1,970,000 $ 61,562 $ 50,000
Dallas, Iowa 29 $ 5,765,000 $ 198,793 $ 207,000
Pottawattamie, Iowa 28 $ 2,960,000 $ 105,714 $ 97,000
Broadwater, Montana 28 $ 8,640,000 $ 308,571 $ 106,000
Klamath, Oregon 28 $ 3,640,000 $ 130,000 $ 133,000
Payette, Idaho 27 $ 4,105,000 $ 152,037 $ 164,000
Pinal, Arizona 26 $ 7,150,000 $ 275,000 $ 111,000
Lake, South Dakota 26 $ 2,570,000 $ 98,846 $ 85,000
Lincoln, Nebraska 25 $ 2,705,000 $ 108,200 $ 92,000
Marion, Oregon 25 $ 4,765,000 $ 190,600 $ 160,000
Jasper, Iowa 24 $ 3,300,000 $ 137,500 $ 144,000
Johnson, Iowa 24 $ 12,300,000 $ 512,500 $ 165,000
Montgomery, Iowa 24 $ 1,350,000 $ 56,250 $ 70,000
Big Horn, Montana 24 $ 1,690,000 $ 70,416 $ 57,000
Douglas, Oregon 23 $ 3,195,000 $ 138,913 $ 80,000
Walworth, South Dakota 22 $ 3,610,000 $ 164,090 $ 148,000
Yankton, South Dakota 22 $ 3,530,000 $ 160,454 $ 100,000
Clarke, Iowa 21 $ 2,335,000 $ 111,190 $ 78,000
Lucas, Iowa 21 $ 1,945,000 $ 92,619 $ 57,000
Buffalo, Nebraska 21 $ 6,245,000 $ 297,380 $ 101,000
Lincoln, Oregon 21 $ 3,855,000 $ 183,571 $ 126,000
Custer, South Dakota 21 $ 4,275,000 $ 203,571 $ 94,000
Crook, Wyoming 21 $ 2,925,000 $ 139,285 $ 80,000
Wayne, Iowa 20 $ 1,140,000 $ 57,000 $ 80,000
Coos, Oregon 20 $ 3,840,000 $ 192,000 $ 92,000
Silver Bow, Montana 19 $ 3,095,000 $ 162,894 $ 177,000
Day, South Dakota 19 $ 3,095,000 $ 162,894 $ 128,000
Converse, Wyoming 19 $ 3,955,000 $ 208,157 $ 82,000
Black Hawk, Iowa 17 $ 17,825,000 $ 1,048,529 $ 94,000
Fremont, Iowa 17 $ 1,785,000 $ 105,000 $ 63,000
Ringgold, Iowa 17 $ 1,725,000 $ 101,470 $ 63,000
Rosebud, Montana 17 $ 3,165,000 $ 186,176 $ 97,000
Custer, Nebraska 17 $ 1,645,000 $ 96,764 $ 66,000
Dawson, Nebraska 17 $ 3,175,000 $ 186,764 $ 73,000
Hall, Nebraska 17 $ 1,785,000 $ 105,000 $ 45,000
Pima, Arizona 16 $ 9,910,000 $ 619,375 $ 233,000
Brule, South Dakota 16 $ 1,600,000 $ 100,000 $ 80,000
Potter, South Dakota 16 $ 1,260,000 $ 78,750 $ 61,000
Page, Iowa 15 $ 1,185,000 $ 79,000 $ 63,000
Turner, South Dakota 15 $ 2,185,000 $ 145,666 $ 74,000
Grant, Washington 15 $ 3,785,000 $ 252,333 $ 163,000
El Paso, Colorado 14 $ 33,800,000 $ 2,414,285 $ 117,000
Warren, Iowa 14 $ 2,650,000 $ 189,285 $ 193,000
Glacier, Montana 14 $ 2,080,000 $ 148,571 $ 126,000
Holt, Nebraska 14 $ 1,200,000 $ 85,714 $ 128,000
Pacific, Washington 14 $ 1,770,000 $ 126,428 $ 92,000
Cass, Iowa 13 $ 955,000 $ 73,461 $ 107,000
Decatur, Iowa 13 $ 1,045,000 $ 80,384 $ 60,000
Jefferson, Colorado 12 $ 27,810,000 $ 2,317,500 $ 146,000
Lyon, Minnesota 12 $ 1,100,000 $ 91,666 $ 140,000
Mineral, Montana 12 $ 1,340,000 $ 111,666 $ 120,000
Scotts Bluff, Nebraska 12 $ 1,050,000 $ 87,500 $ 107,000
Lane, Oregon 12 $ 4,990,000 $ 415,833 $ 132,000
King, Washington 12 $ 7,910,000 $ 659,166 $ 190,000
Valley, Idaho 11 $ 3,415,000 $ 310,454 $ 281,000
Adams, Nebraska 11 $ 1,325,000 $ 120,454 $ 85,000
Gage, Nebraska 11 $ 575,000 $ 52,272 $ 48,000
Phelps, Nebraska 11 $ 535,000 $ 48,636 $ 514,000
Clackamas, Oregon 11 $ 7,665,000 $ 696,818 $ 513,000
Klickitat, Washington 11 $ 3,725,000 $ 338,636 $ 141,000
Sublette, Wyoming 11 $ 3,095,000 $ 281,363 $ 164,000
Boone, Iowa 10 $ 910,000 $ 91,000 $ 89,000
Poweshiek, Iowa 10 $ 1,220,000 $ 122,000 $ 104,000
Platte, Nebraska 10 $ 540,000 $ 54,000 $ 83,000
Valley, Nebraska 10 $ 600,000 $ 60,000 $ 65,000
Malheur, Oregon 10 $ 1,220,000 $ 122,000 $ 123,000
Polk, Oregon 10 $ 1,560,000 $ 156,000 $ 139,000
Wasco, Oregon 10 $ 2,230,000 $ 223,000 $ 170,000
Spink, South Dakota 10 $ 1,130,000 $ 113,000 $ 82,000
Blaine, Idaho 9 $ 9,545,000 $ 1,060,555 $ 452,000
Henry, Iowa 9 $ 655,000 $ 72,777 $ 86,000
Box Butte, Nebraska 9 $ 565,000 $ 62,777 $ 68,000
Hood River, Oregon 9 $ 2,755,000 $ 306,111 $ 193,000
Arapahoe, Colorado 8 $ 1,890,000 $ 236,250 $ 131,000
Washington, Idaho 8 $ 1,170,000 $ 146,250 $ 124,000
Calhoun, Iowa 8 $ 430,000 $ 53,750 $ 63,000
Hardin, Iowa 8 $ 550,000 $ 68,750 $ 34,000
Beaverhead, Montana 8 $ 4,060,000 $ 507,500 $ 108,000
Cass, Nebraska 8 $ 690,000 $ 86,250 $ 105,000
Saunders, Nebraska 8 $ 520,000 $ 65,000 $ 80,000
Multnomah, Oregon 8 $ 3,650,000 $ 456,250 $ 109,000
Grant, South Dakota 8 $ 670,000 $ 83,750 $ 96,000
Hutchinson, South Dakota 8 $ 850,000 $ 106,250 $ 84,000
Grays Harbor, Washington 8 $ 2,100,000 $ 262,500 $ 78,000
Stevens, Washington 8 $ 1,650,000 $ 206,250 $ 140,000
Denver, Colorado 7 $ 3,375,000 $ 482,142 $ 197,000
Mills, Iowa 7 $ 1,035,000 $ 147,857 $ 161,000
Johnson, Kansas 7 $ 10,655,000 $ 1,522,142 $ 462,000
Harrison, Missouri 7 $ 685,000 $ 97,857 $ 54,000
Jackson, Missouri 7 $ 11,945,000 $ 1,706,428 $ 363,000
Sullivan, Missouri 7 $ 555,000 $ 79,285 $ 83,000
Deer Lodge, Montana 7 $ 2,005,000 $ 286,428 $ 76,000
Granite, Montana 7 $ 1,615,000 $ 230,714 $ 146,000
Powell, Montana 7 $ 785,000 $ 112,142 $ 88,000
Cheyenne, Nebraska 7 $ 745,000 $ 106,428 $ 81,000
Madison, Nebraska 7 $ 325,000 $ 46,428 $ 98,000
Saline, Nebraska 7 $ 895,000 $ 127,857 $ 69,000
Cass, North Dakota 7 $ 16,685,000 $ 2,383,571 $ 77,000
Jefferson, Oregon 7 $ 1,165,000 $ 166,428 $ 87,000
Washington, Oregon 7 $ 18,865,000 $ 2,695,000 $ 628,000
Moody, South Dakota 7 $ 815,000 $ 116,428 $ 138,000
Union, South Dakota 7 $ 895,000 $ 127,857 $ 117,000
Broomfield, Colorado 6 $ 1,160,000 $ 193,333 $ 169,000
Gentry, Missouri 6 $ 480,000 $ 80,000 $ 63,000
Worth, Missouri 6 $ 220,000 $ 36,666 $ 72,000
Musselshell, Montana 6 $ 1,180,000 $ 196,666 $ 140,000
Garfield, Nebraska 6 $ 410,000 $ 68,333 $ 89,000
Davison, South Dakota 6 $ 760,000 $ 126,666 $ 103,000
Roberts, South Dakota 6 $ 450,000 $ 75,000 $ 66,000
Wahkiakum, Washington 6 $ 910,000 $ 151,666 $ 71,000
Adams, Colorado 5 $ 645,000 $ 129,000 $ 141,000
Dickinson, Iowa 5 $ 1,245,000 $ 249,000 $ 138,000
Tama, Iowa 5 $ 365,000 $ 73,000 $ 46,000
Pondera, Montana 5 $ 2,245,000 $ 449,000 $ 78,000
Sanders, Montana 5 $ 835,000 $ 167,000 $ 91,000
Sweet Grass, Montana 5 $ 1,515,000 $ 303,000 $ 103,000
Dodge, Nebraska 5 $ 485,000 $ 97,000 $ 252,000
Clark, Nevada 5 $ 1,515,000 $ 303,000 $ 196,000
Clatsop, Oregon 5 $ 795,000 $ 159,000 $ 74,000
Bon Homme, South Dakota 5 $ 915,000 $ 183,000 $ 126,000
Deuel, South Dakota 5 $ 425,000 $ 85,000 $ 101,000
Hamlin, South Dakota 5 $ 2,225,000 $ 445,000 $ 204,000
Hughes, South Dakota 5 $ 655,000 $ 131,000 $ 135,000
McCook, South Dakota 5 $ 525,000 $ 105,000 $ 196,000
Benton, Washington 5 $ 1,325,000 $ 265,000 $ 791,000
Kittitas, Washington 5 $ 5,295,000 $ 1,059,000 $ 566,000
Platte, Wyoming 5 $ 865,000 $ 173,000 $ 165,000
Yavapai, Arizona 4 $ 31,100,000 $ 7,775,000 $ 107,000
Placer, California 4 $ 8,750,000 $ 2,187,500 $ 895,000
Fremont, Colorado 4 $ 560,000 $ 140,000 $ 52,000
Adams, Idaho 4 $ 510,000 $ 127,500 $ 79,000
Bonneville, Idaho 4 $ 980,000 $ 245,000 $ 30,000
Latah, Idaho 4 $ 12,510,000 $ 3,127,500 $ 0
Owyhee, Idaho 4 $ 300,000 $ 75,000 $ 118,000
Twin Falls, Idaho 4 $ 20,680,000 $ 5,170,000 $ 85,000
Douglas, Kansas 4 $ 2,970,000 $ 742,500 $ 0
Linn, Missouri 4 $ 160,000 $ 40,000 $ 59,000
Putnam, Missouri 4 $ 540,000 $ 135,000 $ 62,000
Fergus, Montana 4 $ 900,000 $ 225,000 $ 73,000
Hill, Montana 4 $ 1,200,000 $ 300,000 $ 248,000
Howard, Nebraska 4 $ 340,000 $ 85,000 $ 77,000
Jefferson, Nebraska 4 $ 550,000 $ 137,500 $ 85,000
Red Willow, Nebraska 4 $ 140,000 $ 35,000 $ 24,000
Hot Springs, Wyoming 4 $ 360,000 $ 90,000 $ 53,000
Mohave, Arizona 3 $ 985,000 $ 328,333 $ 212,000
Douglas, Colorado 3 $ 1,215,000 $ 405,000 $ 155,000
Grand, Colorado 3 $ 1,655,000 $ 551,666 $ 630,000
Benewah, Idaho 3 $ 1,425,000 $ 475,000 $ 122,000
Boise, Idaho 3 $ 785,000 $ 261,666 $ 101,000
Adair, Iowa 3 $ 215,000 $ 71,666 $ 34,000
Hamilton, Iowa 3 $ 545,000 $ 181,666 $ 82,000
Linn, Iowa 3 $ 235,000 $ 78,333 $ 96,000
Madison, Iowa 3 $ 145,000 $ 48,333 $ 100,000
Marion, Iowa 3 $ 225,000 $ 75,000 $ 49,000
Taylor, Iowa 3 $ 195,000 $ 65,000 $ 44,000
Union, Iowa 3 $ 195,000 $ 65,000 $ 47,000
Riley, Kansas 3 $ 725,000 $ 241,666 $ 1,606,000
Lincoln, Minnesota 3 $ 245,000 $ 81,666 $ 101,000
Grundy, Missouri 3 $ 245,000 $ 81,666 $ 35,000
Morgan, Missouri 3 $ 565,000 $ 188,333 $ 590,000
Carter, Montana 3 $ 185,000 $ 61,666 $ 114,000
Teton, Montana 3 $ 465,000 $ 155,000 $ 49,000
Toole, Montana 3 $ 395,000 $ 131,666 $ 103,000
Boone, Nebraska 3 $ 135,000 $ 45,000 $ 67,000
Clay, Nebraska 3 $ 255,000 $ 85,000 $ 99,000
Hamilton, Nebraska 3 $ 225,000 $ 75,000 $ 55,000
Kearney, Nebraska 3 $ 495,000 $ 165,000 $ 122,000
Washington, Nebraska 3 $ 365,000 $ 121,666 $ 86,000
Benton, Oregon 3 $ 645,000 $ 215,000 $ 119,000
Curry, Oregon 3 $ 1,725,000 $ 575,000 $ 158,000
Lake, Oregon 3 $ 645,000 $ 215,000 $ 271,000
Clay, South Dakota 3 $ 385,000 $ 128,333 $ 116,000
Tripp, South Dakota 3 $ 205,000 $ 68,333 $ 48,000
Salt Lake, Utah 3 $ 745,000 $ 248,333 $ 238,000
Clark, Washington 3 $ 1,105,000 $ 368,333 $ 222,000
Pierce, Washington 3 $ 3,405,000 $ 1,135,000 $ 142,000
Whitman, Washington 3 $ 685,000 $ 228,333 $ 97,000
Park, Wyoming 3 $ 385,000 $ 128,333 $ 95,000
Sweetwater, Wyoming 3 $ 5,325,000 $ 1,775,000 $ 90,000
Weston, Wyoming 3 $ 365,000 $ 121,666 $ 103,000
Cochise, Arizona 2 $ 160,000 $ 80,000 $ 79,000
Santa Cruz, Arizona 2 $ 400,000 $ 200,000 $ 938,000
Nevada, California 2 $ 3,030,000 $ 1,515,000 $ 482,000
Riverside, California 2 $ 3,360,000 $ 1,680,000 $ 2,454,000
Routt, Colorado 2 $ 1,940,000 $ 970,000 $ 329,000
Fremont, Idaho 2 $ 850,000 $ 425,000 $ 248,000
Shoshone, Idaho 2 $ 790,000 $ 395,000 $ 157,000
Adams, Iowa 2 $ 130,000 $ 65,000 $ 29,000
Grundy, Iowa 2 $ 310,000 $ 155,000 $ 84,000
Guthrie, Iowa 2 $ 120,000 $ 60,000 $ 29,000
Harrison, Iowa 2 $ 200,000 $ 100,000 $ 54,000
Humboldt, Iowa 2 $ 130,000 $ 65,000 $ 63,000
Lee, Iowa 2 $ 100,000 $ 50,000 $ 38,000
Lyon, Iowa 2 $ 110,000 $ 55,000 $ 109,000
Plymouth, Iowa 2 $ 480,000 $ 240,000 $ 92,000
Wright, Iowa 2 $ 430,000 $ 215,000 $ 70,000
Sedgwick, Kansas 2 $ 740,000 $ 370,000 $ 157,000
Big Stone, Minnesota 2 $ 140,000 $ 70,000 $ 68,000
Hennepin, Minnesota 2 $ 430,000 $ 215,000 $ 107,000
Kandiyohi, Minnesota 2 $ 240,000 $ 120,000 $ 157,000
Lake, Minnesota 2 $ 410,000 $ 205,000 $ 45,000
Nobles, Minnesota 2 $ 650,000 $ 325,000 $ 30,000
Otter Tail, Minnesota 2 $ 890,000 $ 445,000 $ 145,000
Rock, Minnesota 2 $ 250,000 $ 125,000 $ 44,000
Traverse, Minnesota 2 $ 340,000 $ 170,000 $ 127,000
Mercer, Missouri 2 $ 60,000 $ 30,000 $ 68,000
Nodaway, Missouri 2 $ 320,000 $ 160,000 $ 145,000
Stone, Missouri 2 $ 460,000 $ 230,000 $ 157,000
Fallon, Montana 2 $ 410,000 $ 205,000 $ 106,000
Powder River, Montana 2 $ 220,000 $ 110,000 $ 58,000
Kimball, Nebraska 2 $ 270,000 $ 135,000 $ 75,000
Knox, Nebraska 2 $ 730,000 $ 365,000 $ 161,000
Nemaha, Nebraska 2 $ 170,000 $ 85,000 $ 81,000
Otoe, Nebraska 2 $ 130,000 $ 65,000 $ 72,000
Richardson, Nebraska 2 $ 270,000 $ 135,000 $ 104,000
Seward, Nebraska 2 $ 450,000 $ 225,000 $ 103,000
Douglas, Nevada 2 $ 3,280,000 $ 1,640,000 $ 866,000
Burleigh, North Dakota 2 $ 390,000 $ 195,000 $ 54,000
Stutsman, North Dakota 2 $ 510,000 $ 255,000 $ 97,000
Williams, North Dakota 2 $ 450,000 $ 225,000 $ 79,000
Linn, Oregon 2 $ 710,000 $ 355,000 $ 226,000
Wheeler, Oregon 2 $ 230,000 $ 115,000 $ 45,000
Yamhill, Oregon 2 $ 370,000 $ 185,000 $ 209,000
Aurora, South Dakota 2 $ 410,000 $ 205,000 $ 86,000
Beadle, South Dakota 2 $ 210,000 $ 105,000 $ 100,000
Campbell, South Dakota 2 $ 110,000 $ 55,000 $ 92,000
Charles Mix, South Dakota 2 $ 650,000 $ 325,000 $ 151,000
Gregory, South Dakota 2 $ 730,000 $ 365,000 $ 485,000
Jackson, South Dakota 2 $ 180,000 $ 90,000 $ 85,000
Kingsbury, South Dakota 2 $ 160,000 $ 80,000 $ 37,000
Marshall, South Dakota 2 $ 120,000 $ 60,000 $ 61,000
Asotin, Washington 2 $ 1,220,000 $ 610,000 $ 266,000
Douglas, Washington 2 $ 1,430,000 $ 715,000 $ 2,352,000
Island, Washington 2 $ 310,000 $ 155,000 $ 84,000
Lincoln, Washington 2 $ 380,000 $ 190,000 $ 40,000
Skamania, Washington 2 $ 230,000 $ 115,000 $ 0
Yakima, Washington 2 $ 760,000 $ 380,000 $ 2,133,000
Carbon, Wyoming 2 $ 660,000 $ 330,000 $ 121,000
Goshen, Wyoming 2 $ 320,000 $ 160,000 $ 57,000
Washakie, Wyoming 2 $ 230,000 $ 115,000 $ 35,000
Coconino, Arizona 1 $ 1,495,000 $ 1,495,000 $ 1,168,000
Yuma, Arizona 1 $ 195,000 $ 195,000 $ 79,000
El Dorado, California 1 $ 795,000 $ 795,000 $ 188,000
Los Angeles, California 1 $ 1,025,000 $ 1,025,000 $ 0
Modoc, California 1 $ 115,000 $ 115,000 $ 55,000
Napa, California 1 $ 1,295,000 $ 1,295,000 $ 250,000
Sacramento, California 1 $ 85,000 $ 85,000 $ 95,000
San Bernardino, California 1 $ 985,000 $ 985,000 $ 977,000
San Diego, California 1 $ 305,000 $ 305,000 $ 59,000
Siskiyou, California 1 $ 35,000 $ 35,000 $ 59,000
Ventura, California 1 $ 425,000 $ 425,000 $ 126,000
Archuleta, Colorado 1 $ 95,000 $ 95,000 $ 157,000
Mesa, Colorado 1 $ 195,000 $ 195,000 $ 118,000
Moffat, Colorado 1 $ 275,000 $ 275,000 $ 67,000
Pueblo, Colorado 1 $ 1,355,000 $ 1,355,000 $ 0
Hillsborough, Florida 1 $ 245,000 $ 245,000 $ 70,000
Lee, Florida 1 $ 415,000 $ 415,000 $ 303,000
Manatee, Florida 1 $ 135,000 $ 135,000 $ 111,000
Sarasota, Florida 1 $ 515,000 $ 515,000 $ 0
Boundary, Idaho 1 $ 175,000 $ 175,000 $ 101,000
Custer, Idaho 1 $ 205,000 $ 205,000 $ 114,000
Idaho, Idaho 1 $ 255,000 $ 255,000 $ 79,000
Lemhi, Idaho 1 $ 445,000 $ 445,000 $ 130,000
Henderson, Illinois 1 $ 65,000 $ 65,000 $ 20,000
Audubon, Iowa 1 $ 105,000 $ 105,000 $ 48,000
Bremer, Iowa 1 $ 1,245,000 $ 1,245,000 $ 0
Buchanan, Iowa 1 $ 115,000 $ 115,000 $ 66,000
Butler, Iowa 1 $ 75,000 $ 75,000 $ 110,000
Cerro Gordo, Iowa 1 $ 1,575,000 $ 1,575,000 $ 721,000
Chickasaw, Iowa 1 $ 95,000 $ 95,000 $ 50,000
Delaware, Iowa 1 $ 135,000 $ 135,000 $ 44,000
Dubuque, Iowa 1 $ 65,000 $ 65,000 $ 0
Fayette, Iowa 1 $ 45,000 $ 45,000 $ 31,000
Greene, Iowa 1 $ 25,000 $ 25,000 $ 38,000
Louisa, Iowa 1 $ 35,000 $ 35,000 $ 69,000
Mitchell, Iowa 1 $ 95,000 $ 95,000 $ 372,000
Monona, Iowa 1 $ 25,000 $ 25,000 $ 59,000
Pocahontas, Iowa 1 $ 45,000 $ 45,000 $ 30,000
Sac, Iowa 1 $ 245,000 $ 245,000 $ 85,000
Scott, Iowa 1 $ 95,000 $ 95,000 $ 0
Shelby, Iowa 1 $ 245,000 $ 245,000 $ 71,000
Van Buren, Iowa 1 $ 55,000 $ 55,000 $ 329,000
Woodbury, Iowa 1 $ 45,000 $ 45,000 $ 165,000
Brown, Kansas 1 $ 245,000 $ 245,000 $ 108,000
Butler, Kansas 1 $ 175,000 $ 175,000 $ 175,000
Montgomery, Kansas 1 $ 435,000 $ 435,000 $ 0
Wyandotte, Kansas 1 $ 35,000 $ 35,000 $ 67,000
Jackson, Michigan 1 $ 75,000 $ 75,000 $ 20,000
Becker, Minnesota 1 $ 1,355,000 $ 1,355,000 $ 0
Le Sueur, Minnesota 1 $ 205,000 $ 205,000 $ 87,000
Pine, Minnesota 1 $ 1,205,000 $ 1,205,000 $ 0
Pipestone, Minnesota 1 $ 215,000 $ 215,000 $ 84,000
Ramsey, Minnesota 1 $ 135,000 $ 135,000 $ 68,000
Scott, Minnesota 1 $ 155,000 $ 155,000 $ 125,000
Stearns, Minnesota 1 $ 45,000 $ 45,000 $ 156,000
Yellow Medicine, Minnesota 1 $ 55,000 $ 55,000 $ 172,000
Adair, Missouri 1 $ 95,000 $ 95,000 $ 36,000
Atchison, Missouri 1 $ 45,000 $ 45,000 $ 178,000
Benton, Missouri 1 $ 155,000 $ 155,000 $ 74,000
Camden, Missouri 1 $ 505,000 $ 505,000 $ 239,000
Christian, Missouri 1 $ 315,000 $ 315,000 $ 211,000
Clay, Missouri 1 $ 6,805,000 $ 6,805,000 $ 0
Dade, Missouri 1 $ 35,000 $ 35,000 $ 128,000
Hickory, Missouri 1 $ 65,000 $ 65,000 $ 21,000
Jefferson, Missouri 1 $ 14,455,000 $ 14,455,000 $ 0
Johnson, Missouri 1 $ 455,000 $ 455,000 $ 120,000
Macon, Missouri 1 $ 115,000 $ 115,000 $ 60,000
St. Louis City, Missouri 1 $ 125,000 $ 125,000 $ 60,000
Dawson, Montana 1 $ 135,000 $ 135,000 $ 49,000
Garfield, Montana 1 $ 185,000 $ 185,000 $ 66,000
Judith Basin, Montana 1 $ 55,000 $ 55,000 $ 120,000
Meagher, Montana 1 $ 155,000 $ 155,000 $ 80,000
Sheridan, Montana 1 $ 195,000 $ 195,000 $ 0
Valley, Montana 1 $ 85,000 $ 85,000 $ 138,000
Antelope, Nebraska 1 $ 15,000 $ 15,000 $ 38,000
Banner, Nebraska 1 $ 105,000 $ 105,000 $ 86,000
Boyd, Nebraska 1 $ 15,000 $ 15,000 $ 13,000
Burt, Nebraska 1 $ 15,000 $ 15,000 $ 113,000
Butler, Nebraska 1 $ 135,000 $ 135,000 $ 75,000
Dakota, Nebraska 1 $ 145,000 $ 145,000 $ 111,000
Frontier, Nebraska 1 $ 145,000 $ 145,000 $ 68,000
Gosper, Nebraska 1 $ 135,000 $ 135,000 $ 42,000
Greeley, Nebraska 1 $ 35,000 $ 35,000 $ 22,000
Hooker, Nebraska 1 $ 125,000 $ 125,000 $ 70,000
Keith, Nebraska 1 $ 95,000 $ 95,000 $ 115,000
Merrick, Nebraska 1 $ 315,000 $ 315,000 $ 165,000
Morrill, Nebraska 1 $ 65,000 $ 65,000 $ 104,000
Nance, Nebraska 1 $ 65,000 $ 65,000 $ 82,000
Sherman, Nebraska 1 $ 25,000 $ 25,000 $ 83,000
Thayer, Nebraska 1 $ 175,000 $ 175,000 $ 64,000
Thomas, Nebraska 1 $ 645,000 $ 645,000 $ 279,000
Webster, Nebraska 1 $ 425,000 $ 425,000 $ 194,000
York, Nebraska 1 $ 35,000 $ 35,000 $ 104,000
Otero, New Mexico 1 $ 215,000 $ 215,000 $ 98,000
Dickey, North Dakota 1 $ 55,000 $ 55,000 $ 24,000
Grand Forks, North Dakota 1 $ 1,505,000 $ 1,505,000 $ 0
McLean, North Dakota 1 $ 55,000 $ 55,000 $ 33,000
Mountrail, North Dakota 1 $ 445,000 $ 445,000 $ 101,000
Slope, North Dakota 1 $ 45,000 $ 45,000 $ 131,000
Grant, Oregon 1 $ 75,000 $ 75,000 $ 62,000
Tillamook, Oregon 1 $ 1,695,000 $ 1,695,000 $ 577,000
Wallowa, Oregon 1 $ 15,000 $ 15,000 $ 120,000
Bennett, South Dakota 1 $ 155,000 $ 155,000 $ 80,000
Clark, South Dakota 1 $ 215,000 $ 215,000 $ 116,000
Douglas, South Dakota 1 $ 65,000 $ 65,000 $ 38,000
Edmunds, South Dakota 1 $ 105,000 $ 105,000 $ 110,000
Haakon, South Dakota 1 $ 85,000 $ 85,000 $ 100,000
Harding, South Dakota 1 $ 45,000 $ 45,000 $ 33,000
Jerauld, South Dakota 1 $ 95,000 $ 95,000 $ 37,000
Lyman, South Dakota 1 $ 125,000 $ 125,000 $ 25,000
Miner, South Dakota 1 $ 35,000 $ 35,000 $ 90,000
Sully, South Dakota 1 $ 205,000 $ 205,000 $ 71,000
Hamilton, Tennessee 1 $ 435,000 $ 435,000 $ 145,000
Cameron, Texas 1 $ 265,000 $ 265,000 $ 269,000
Summit, Utah 1 $ 255,000 $ 255,000 $ 376,000
Washington, Utah 1 $ 265,000 $ 265,000 $ 353,000
Weber, Utah 1 $ 105,000 $ 105,000 $ 131,000
Adams, Washington 1 $ 265,000 $ 265,000 $ 157,000
Columbia, Washington 1 $ 7,205,000 $ 7,205,000 $ 0
Cowlitz, Washington 1 $ 31,775,000 $ 31,775,000 $ 0
Franklin, Washington 1 $ 905,000 $ 905,000 $ 91,000
Kitsap, Washington 1 $ 775,000 $ 775,000 $ 0
Okanogan, Washington 1 $ 245,000 $ 245,000 $ 145,000
Pend Oreille, Washington 1 $ 425,000 $ 425,000 $ 73,000
San Juan, Washington 1 $ 465,000 $ 465,000 $ 172,000
Snohomish, Washington 1 $ 655,000 $ 655,000 $ 119,000
Thurston, Washington 1 $ 3,015,000 $ 3,015,000 $ 0
Walla Walla, Washington 1 $ 75,000 $ 75,000 $ 375,000
Whatcom, Washington 1 $ 475,000 $ 475,000 $ 804,000
Eau Claire, Wisconsin 1 $ 255,000 $ 255,000 $ 347,000

Mortgage Loan Application Detail Totals for First Interstate Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,281 $2,042,195,000 $622,000 $51,125,000 $175,000 $5,241,000
Home Improvement 2,528 $300,790,000 $118,000 $2,805,000 $141,000 $2,601,000
Refinancing 1,679 $539,325,000 $321,000 $48,835,000 $144,000 $4,462,000
Other Purpose 837 $107,655,000 $128,000 $1,505,000 $148,000 $1,946,000
Cash-out Refinancing 763 $182,605,000 $239,000 $1,575,000 $115,000 $3,137,000
Not Applicable 3 $745,000 $248,000 $295,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,105 $1,560,775,000 $219,000 $3,505,000 $148,000 $5,241,000
Not Provided 1,129 $361,425,000 $320,000 $4,755,000 $190,000 $4,953,000
Not applicable 441 $1,174,555,000 $2,663,000 $51,125,000 $220,000 $220,000
Hispanic 226 $39,130,000 $173,000 $1,435,000 $115,000 $1,425,000
Asian 66 $15,460,000 $234,000 $1,805,000 $127,000 $525,000
Black or African American 57 $9,575,000 $167,000 $615,000 $112,000 $665,000
American Indian or Alaskan Native 50 $7,150,000 $143,000 $755,000 $110,000 $1,300,000
Native Hawaiian or Other Pacific Islander 3 $455,000 $151,000 $335,000 $84,000 $114,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,657 $3,061,115,000 $353,000 $51,125,000 $156,000 $5,241,000
FHA-insured (Federal Housing Administration) 224 $48,910,000 $218,000 $495,000 $73,000 $348,000
VA-guaranteed (Veterans Administration) 138 $49,730,000 $360,000 $985,000 $95,000 $246,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 72 $13,560,000 $188,000 $465,000 $58,000 $110,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,564 $2,522,650,000 $384,000 $51,125,000 $159,000 $5,241,000
Application Denied By Financial Institution 1,238 $210,610,000 $170,000 $3,005,000 $108,000 $4,462,000
Application Withdrawn By Applicant 1,018 $353,100,000 $346,000 $14,505,000 $160,000 $4,953,000
File Closed For Incompleteness 143 $33,085,000 $231,000 $2,505,000 $162,000 $1,200,000
Application Approved But Not Accepted 123 $52,405,000 $426,000 $35,005,000 $143,000 $1,852,000
Loan Purchased By The Institution 5 $1,465,000 $293,000 $445,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,853 $2,962,705,000 $377,000 $51,125,000 $159,000 $5,241,000
Debt-To-Income Ratio 469 $104,205,000 $222,000 $2,255,000 $78,000 $3,137,000
Credit History 418 $42,170,000 $100,000 $2,005,000 $94,000 $862,000
Collateral 272 $42,480,000 $156,000 $3,005,000 $146,000 $1,743,000
Other 46 $12,020,000 $261,000 $1,505,000 $308,000 $4,462,000
Employment History 12 $2,240,000 $186,000 $335,000 $26,000 $74,000
Insufficient Cash (Downpayment, Closing Cost) 11 $2,705,000 $245,000 $675,000 $111,000 $191,000
Unverifiable Information 10 $4,790,000 $479,000 $1,615,000 $269,000 $778,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Interstate Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Interstate Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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