First National Bank Of Layton
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
First National Bank Of Layton 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Layton 1601 N. Hillfield Road Layton, UT 84041 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 635 |
| Total Mortgage Loan Application Amount | $162,158,000 |
| Average Mortgage Loan Application Amount | $275,500 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $87,000 |
| Highest Applicant Income | $3,574,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with First National Bank Of Layton. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Layton's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down First National Bank Of Layton's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Layton serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Layton, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Layton's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davis County Utah | 38 | $ 17,243,000 | $ 453,000 | $ 89,000 |
| Oakland County Michigan | 17 | $ 3,707,000 | $ 218,000 | $ 108,000 |
| Weber County Utah | 16 | $ 4,108,000 | $ 256,000 | $ 73,000 |
| Salt Lake County Utah | 14 | $ 8,379,000 | $ 598,000 | $ 318,000 |
| Clark County Nevada | 12 | $ 3,859,000 | $ 321,000 | $ 88,000 |
| Cook County Illinois | 9 | $ 1,465,000 | $ 162,000 | $ 117,000 |
| York County Maine | 9 | $ 1,574,000 | $ 174,000 | $ 61,000 |
| Washington County Utah | 9 | $ 4,917,000 | $ 546,000 | $ 57,000 |
| Hartford County Connecticut | 8 | $ 1,749,000 | $ 218,000 | $ 77,000 |
| Suffolk County New York | 8 | $ 2,456,000 | $ 307,000 | $ 86,000 |
| Fairfax County Virginia | 8 | $ 3,282,000 | $ 410,000 | $ 116,000 |
| Maricopa County Arizona | 7 | $ 2,107,000 | $ 301,000 | $ 41,000 |
| Cumberland County Maine | 7 | $ 1,418,000 | $ 202,000 | $ 20,000 |
| Prince George's County Maryland | 7 | $ 1,876,000 | $ 268,000 | $ 51,000 |
| Wayne County Michigan | 7 | $ 913,000 | $ 130,000 | $ 53,000 |
| District of Columbia County District Of Columbia | 6 | $ 1,845,000 | $ 307,000 | $ 54,000 |
| Ada County Idaho | 6 | $ 1,147,000 | $ 191,000 | $ 60,000 |
| Macomb County Michigan | 6 | $ 1,112,000 | $ 185,000 | $ 92,000 |
| Kings County New York | 6 | $ 1,912,000 | $ 318,000 | $ 47,000 |
| Nassau County New York | 6 | $ 1,869,000 | $ 311,000 | $ 86,000 |
| Los Angeles County California | 5 | $ 847,000 | $ 169,000 | $ 63,000 |
| Charles County Maryland | 5 | $ 1,273,000 | $ 254,000 | $ 64,000 |
| Bergen County New Jersey | 5 | $ 1,401,000 | $ 280,000 | $ 92,000 |
| Queens County New York | 5 | $ 1,839,000 | $ 367,000 | $ 85,000 |
| Riverside County California | 4 | $ 876,000 | $ 219,000 | $ 15,000 |
| Will County Illinois | 4 | $ 729,000 | $ 182,000 | $ 114,000 |
| Horry County South Carolina | 4 | $ 768,000 | $ 192,000 | $ 108,000 |
| Utah County Utah | 4 | $ 1,389,000 | $ 347,000 | $ 231,000 |
| Prince William County Virginia | 4 | $ 1,449,000 | $ 362,000 | $ 168,000 |
| Contra Costa County California | 3 | $ 953,000 | $ 317,000 | $ 69,000 |
| San Diego County California | 3 | $ 1,079,000 | $ 359,000 | $ 80,000 |
| Jefferson County Colorado | 3 | $ 796,000 | $ 265,000 | $ 101,000 |
| Palm Beach County Florida | 3 | $ 796,000 | $ 265,000 | $ 43,000 |
| Gwinnett County Georgia | 3 | $ 717,000 | $ 239,000 | $ 72,000 |
| Penobscot County Maine | 3 | $ 462,000 | $ 154,000 | $ 0 |
| Anne Arundel County Maryland | 3 | $ 694,000 | $ 231,000 | $ 90,000 |
| Baltimore County Maryland | 3 | $ 1,201,000 | $ 400,000 | $ 82,000 |
| Frederick County Maryland | 3 | $ 1,097,000 | $ 365,000 | $ 123,000 |
| Harford County Maryland | 3 | $ 844,000 | $ 281,000 | $ 156,000 |
| Worcester County Massachusetts | 3 | $ 419,000 | $ 139,000 | $ 50,000 |
| St. Louis County Missouri | 3 | $ 242,000 | $ 80,000 | $ 56,000 |
| Essex County New Jersey | 3 | $ 951,000 | $ 317,000 | $ 67,000 |
| Hudson County New Jersey | 3 | $ 799,000 | $ 266,000 | $ 159,000 |
| Middlesex County New Jersey | 3 | $ 789,000 | $ 263,000 | $ 86,000 |
| Albany County New York | 3 | $ 719,000 | $ 239,000 | $ 77,000 |
| Cumberland County North Carolina | 3 | $ 553,000 | $ 184,000 | $ 19,000 |
| Allegheny County Pennsylvania | 3 | $ 603,000 | $ 201,000 | $ 105,000 |
| Fort Bend County Texas | 3 | $ 547,000 | $ 182,000 | $ 93,000 |
| Portsmouth County Virginia | 3 | $ 582,000 | $ 194,000 | $ 64,000 |
| Clark County Washington | 3 | $ 666,000 | $ 222,000 | $ 19,000 |
| Anchorage County Alaska | 2 | $ 306,000 | $ 153,000 | $ 53,000 |
| Pinal County Arizona | 2 | $ 352,000 | $ 176,000 | $ 0 |
| Yavapai County Arizona | 2 | $ 265,000 | $ 132,000 | $ 0 |
| Phillips County Arkansas | 2 | $ 337,000 | $ 168,000 | $ 106,000 |
| Alameda County California | 2 | $ 507,000 | $ 253,000 | $ 64,000 |
| Butte County California | 2 | $ 338,000 | $ 169,000 | $ 58,000 |
| Santa Clara County California | 2 | $ 783,000 | $ 391,000 | $ 86,000 |
| Broomfield County Colorado | 2 | $ 459,000 | $ 229,000 | $ 120,000 |
| El Paso County Colorado | 2 | $ 391,000 | $ 195,000 | $ 39,000 |
| Fairfield County Connecticut | 2 | $ 815,000 | $ 407,000 | $ 123,000 |
| New Haven County Connecticut | 2 | $ 489,000 | $ 244,000 | $ 67,000 |
| Kent County Delaware | 2 | $ 349,000 | $ 174,000 | $ 57,000 |
| New Castle County Delaware | 2 | $ 323,000 | $ 161,000 | $ 52,000 |
| Sussex County Delaware | 2 | $ 1,186,000 | $ 593,000 | $ 155,000 |
| Miami-Dade County Florida | 2 | $ 531,000 | $ 265,000 | $ 230,000 |
| Orange County Florida | 2 | $ 504,000 | $ 252,000 | $ 154,000 |
| Polk County Florida | 2 | $ 495,000 | $ 247,000 | $ 47,000 |
| Volusia County Florida | 2 | $ 527,000 | $ 263,000 | $ 19,000 |
| Bartow County Georgia | 2 | $ 294,000 | $ 147,000 | $ 28,000 |
| Camden County Georgia | 2 | $ 174,000 | $ 87,000 | $ 87,000 |
| Fulton County Georgia | 2 | $ 483,000 | $ 241,000 | $ 27,000 |
| Hawaii County Hawaii | 2 | $ 585,000 | $ 292,000 | $ 79,000 |
| Polk County Iowa | 2 | $ 390,000 | $ 195,000 | $ 73,000 |
| Androscoggin County Maine | 2 | $ 327,000 | $ 163,000 | $ 70,000 |
| Baltimore City County Maryland | 2 | $ 259,000 | $ 129,000 | $ 92,000 |
| Howard County Maryland | 2 | $ 942,000 | $ 471,000 | $ 117,000 |
| Montgomery County Maryland | 2 | $ 475,000 | $ 237,000 | $ 52,000 |
| St. Mary's County Maryland | 2 | $ 444,000 | $ 222,000 | $ 0 |
| Bristol County Massachusetts | 2 | $ 424,000 | $ 212,000 | $ 49,000 |
| Middlesex County Massachusetts | 2 | $ 475,000 | $ 237,000 | $ 78,000 |
| Genesee County Michigan | 2 | $ 417,000 | $ 208,000 | $ 168,000 |
| Kalamazoo County Michigan | 2 | $ 239,000 | $ 119,000 | $ 78,000 |
| St. Clair County Michigan | 2 | $ 271,000 | $ 135,000 | $ 66,000 |
| Jefferson County Missouri | 2 | $ 319,000 | $ 159,000 | $ 70,000 |
| St. Charles County Missouri | 2 | $ 482,000 | $ 241,000 | $ 47,000 |
| Rockingham County New Hampshire | 2 | $ 520,000 | $ 260,000 | $ 87,000 |
| Atlantic County New Jersey | 2 | $ 431,000 | $ 215,000 | $ 16,000 |
| Passaic County New Jersey | 2 | $ 535,000 | $ 267,000 | $ 30,000 |
| Brunswick County North Carolina | 2 | $ 367,000 | $ 183,000 | $ 34,000 |
| Craven County North Carolina | 2 | $ 316,000 | $ 158,000 | $ 63,000 |
| Johnston County North Carolina | 2 | $ 456,000 | $ 228,000 | $ 21,000 |
| Mecklenburg County North Carolina | 2 | $ 433,000 | $ 216,000 | $ 49,000 |
| Marion County Oregon | 2 | $ 432,000 | $ 216,000 | $ 36,000 |
| Montgomery County Pennsylvania | 2 | $ 454,000 | $ 227,000 | $ 58,000 |
| Philadelphia County Pennsylvania | 2 | $ 116,000 | $ 58,000 | $ 30,000 |
| Kent County Rhode Island | 2 | $ 470,000 | $ 235,000 | $ 45,000 |
| Providence County Rhode Island | 2 | $ 287,000 | $ 143,000 | $ 194,000 |
| Florence County South Carolina | 2 | $ 365,000 | $ 182,000 | $ 28,000 |
| Richland County South Carolina | 2 | $ 348,000 | $ 174,000 | $ 22,000 |
| Knox County Tennessee | 2 | $ 316,000 | $ 158,000 | $ 31,000 |
| Shelby County Tennessee | 2 | $ 208,000 | $ 104,000 | $ 47,000 |
| Bell County Texas | 2 | $ 375,000 | $ 187,000 | $ 42,000 |
| Bexar County Texas | 2 | $ 533,000 | $ 266,000 | $ 147,000 |
| Dallas County Texas | 2 | $ 663,000 | $ 331,000 | $ 100,000 |
| Denton County Texas | 2 | $ 509,000 | $ 254,000 | $ 79,000 |
| Webb County Texas | 2 | $ 198,000 | $ 99,000 | $ 100,000 |
| Hampton County Virginia | 2 | $ 456,000 | $ 228,000 | $ 0 |
| Spotsylvania County Virginia | 2 | $ 470,000 | $ 235,000 | $ 67,000 |
| Benton County Washington | 2 | $ 275,000 | $ 137,000 | $ 0 |
| Pierce County Washington | 2 | $ 351,000 | $ 175,000 | $ 18,000 |
| Coffee County Alabama | 1 | $ 184,000 | $ 184,000 | $ 0 |
| DeKalb County Alabama | 1 | $ 580,000 | $ 580,000 | $ 608,000 |
| Geneva County Alabama | 1 | $ 146,000 | $ 146,000 | $ 64,000 |
| Jefferson County Alabama | 1 | $ 467,000 | $ 467,000 | $ 89,000 |
| Limestone County Alabama | 1 | $ 254,000 | $ 254,000 | $ 77,000 |
| Madison County Alabama | 1 | $ 276,000 | $ 276,000 | $ 45,000 |
| Morgan County Alabama | 1 | $ 274,000 | $ 274,000 | $ 59,000 |
| Perry County Alabama | 1 | $ 212,000 | $ 212,000 | $ 94,000 |
| Pike County Alabama | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Russell County Alabama | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Mohave County Arizona | 1 | $ 120,000 | $ 120,000 | $ 35,000 |
| Navajo County Arizona | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Pima County Arizona | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Madison County Arkansas | 1 | $ 320,000 | $ 320,000 | $ 112,000 |
| Poinsett County Arkansas | 1 | $ 114,000 | $ 114,000 | $ 20,000 |
| Pulaski County Arkansas | 1 | $ 417,000 | $ 417,000 | $ 197,000 |
| Washington County Arkansas | 1 | $ 123,000 | $ 123,000 | $ 106,000 |
| Fresno County California | 1 | $ 139,000 | $ 139,000 | $ 67,000 |
| Humboldt County California | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Monterey County California | 1 | $ 702,000 | $ 702,000 | $ 121,000 |
| Nevada County California | 1 | $ 207,000 | $ 207,000 | $ 37,000 |
| Orange County California | 1 | $ 124,000 | $ 124,000 | $ 79,000 |
| Sacramento County California | 1 | $ 263,000 | $ 263,000 | $ 71,000 |
| San Bernardino County California | 1 | $ 417,000 | $ 417,000 | $ 160,000 |
| Solano County California | 1 | $ 157,000 | $ 157,000 | $ 52,000 |
| Ventura County California | 1 | $ 305,000 | $ 305,000 | $ 130,000 |
| Yuba County California | 1 | $ 117,000 | $ 117,000 | $ 32,000 |
| Douglas County Colorado | 1 | $ 222,000 | $ 222,000 | $ 110,000 |
| Elbert County Colorado | 1 | $ 239,000 | $ 239,000 | $ 49,000 |
| Pueblo County Colorado | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Litchfield County Connecticut | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| New London County Connecticut | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Windham County Connecticut | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Charlotte County Florida | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| Columbia County Florida | 1 | $ 64,000 | $ 64,000 | $ 22,000 |
| Hillsborough County Florida | 1 | $ 212,000 | $ 212,000 | $ 186,000 |
| Okaloosa County Florida | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 397,000 | $ 397,000 | $ 0 |
| Burke County Georgia | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| Chatham County Georgia | 1 | $ 95,000 | $ 95,000 | $ 78,000 |
| Cobb County Georgia | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Fayette County Georgia | 1 | $ 383,000 | $ 383,000 | $ 0 |
| Habersham County Georgia | 1 | $ 77,000 | $ 77,000 | $ 16,000 |
| Henry County Georgia | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Lowndes County Georgia | 1 | $ 213,000 | $ 213,000 | $ 53,000 |
| Muscogee County Georgia | 1 | $ 417,000 | $ 417,000 | $ 115,000 |
| Paulding County Georgia | 1 | $ 483,000 | $ 483,000 | $ 100,000 |
| Canyon County Idaho | 1 | $ 173,000 | $ 173,000 | $ 67,000 |
| Kootenai County Idaho | 1 | $ 139,000 | $ 139,000 | $ 40,000 |
| Twin Falls County Idaho | 1 | $ 124,000 | $ 124,000 | $ 36,000 |
| Lake County Illinois | 1 | $ 148,000 | $ 148,000 | $ 49,000 |
| Madison County Illinois | 1 | $ 83,000 | $ 83,000 | $ 32,000 |
| McHenry County Illinois | 1 | $ 142,000 | $ 142,000 | $ 0 |
| McLean County Illinois | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Dearborn County Indiana | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Marion County Indiana | 1 | $ 62,000 | $ 62,000 | $ 42,000 |
| Perry County Indiana | 1 | $ 112,000 | $ 112,000 | $ 63,000 |
| Warrick County Indiana | 1 | $ 79,000 | $ 79,000 | $ 77,000 |
| Webster County Iowa | 1 | $ 120,000 | $ 120,000 | $ 70,000 |
| Johnson County Kansas | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 87,000 | $ 87,000 | $ 49,000 |
| Fayette County Kentucky | 1 | $ 394,000 | $ 394,000 | $ 80,000 |
| Hardin County Kentucky | 1 | $ 141,000 | $ 141,000 | $ 148,000 |
| Harlan County Kentucky | 1 | $ 194,000 | $ 194,000 | $ 108,000 |
| Jefferson County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Nelson County Kentucky | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Ascension County Louisiana | 1 | $ 346,000 | $ 346,000 | $ 63,000 |
| Catahoula County Louisiana | 1 | $ 47,000 | $ 47,000 | $ 82,000 |
| East Baton Rouge County Louisiana | 1 | $ 187,000 | $ 187,000 | $ 0 |
| East Feliciana County Louisiana | 1 | $ 186,000 | $ 186,000 | $ 125,000 |
| Jefferson County Louisiana | 1 | $ 112,000 | $ 112,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Tangipahoa County Louisiana | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Franklin County Maine | 1 | $ 146,000 | $ 146,000 | $ 14,000 |
| Hancock County Maine | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Sagadahoc County Maine | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Allegany County Maryland | 1 | $ 73,000 | $ 73,000 | $ 77,000 |
| Caroline County Maryland | 1 | $ 358,000 | $ 358,000 | $ 74,000 |
| Essex County Massachusetts | 1 | $ 387,000 | $ 387,000 | $ 97,000 |
| Norfolk County Massachusetts | 1 | $ 218,000 | $ 218,000 | $ 81,000 |
| Clinton County Michigan | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Dickinson County Michigan | 1 | $ 137,000 | $ 137,000 | $ 71,000 |
| Grand Traverse County Michigan | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Ingham County Michigan | 1 | $ 189,000 | $ 189,000 | $ 55,000 |
| Lenawee County Michigan | 1 | $ 118,000 | $ 118,000 | $ 52,000 |
| Mecosta County Michigan | 1 | $ 59,000 | $ 59,000 | $ 52,000 |
| Montcalm County Michigan | 1 | $ 50,000 | $ 50,000 | $ 56,000 |
| Muskegon County Michigan | 1 | $ 230,000 | $ 230,000 | $ 80,000 |
| Ottawa County Michigan | 1 | $ 140,000 | $ 140,000 | $ 61,000 |
| Roscommon County Michigan | 1 | $ 101,000 | $ 101,000 | $ 35,000 |
| Hennepin County Minnesota | 1 | $ 294,000 | $ 294,000 | $ 121,000 |
| Isanti County Minnesota | 1 | $ 97,000 | $ 97,000 | $ 35,000 |
| Washington County Minnesota | 1 | $ 358,000 | $ 358,000 | $ 311,000 |
| Lauderdale County Mississippi | 1 | $ 214,000 | $ 214,000 | $ 56,000 |
| Marshall County Mississippi | 1 | $ 379,000 | $ 379,000 | $ 115,000 |
| Rankin County Mississippi | 1 | $ 310,000 | $ 310,000 | $ 68,000 |
| Andrew County Missouri | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Barry County Missouri | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Clay County Missouri | 1 | $ 119,000 | $ 119,000 | $ 57,000 |
| Clinton County Missouri | 1 | $ 169,000 | $ 169,000 | $ 108,000 |
| Franklin County Missouri | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Churchill County Nevada | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Lincoln County Nevada | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 358,000 | $ 358,000 | $ 140,000 |
| Cape May County New Jersey | 1 | $ 396,000 | $ 396,000 | $ 88,000 |
| Gloucester County New Jersey | 1 | $ 160,000 | $ 160,000 | $ 67,000 |
| Hunterdon County New Jersey | 1 | $ 422,000 | $ 422,000 | $ 137,000 |
| Mercer County New Jersey | 1 | $ 177,000 | $ 177,000 | $ 46,000 |
| Monmouth County New Jersey | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Union County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Bernalillo County New Mexico | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Colfax County New Mexico | 1 | $ 64,000 | $ 64,000 | $ 63,000 |
| Dutchess County New York | 1 | $ 242,000 | $ 242,000 | $ 168,000 |
| Erie County New York | 1 | $ 300,000 | $ 300,000 | $ 69,000 |
| Oswego County New York | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Rockland County New York | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Schenectady County New York | 1 | $ 257,000 | $ 257,000 | $ 108,000 |
| Burke County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 255,000 |
| Cabarrus County North Carolina | 1 | $ 282,000 | $ 282,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Franklin County North Carolina | 1 | $ 183,000 | $ 183,000 | $ 162,000 |
| Harnett County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 79,000 |
| Henderson County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 29,000 |
| Iredell County North Carolina | 1 | $ 287,000 | $ 287,000 | $ 400,000 |
| Moore County North Carolina | 1 | $ 247,000 | $ 247,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 424,000 | $ 424,000 | $ 102,000 |
| Onslow County North Carolina | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Surry County North Carolina | 1 | $ 238,000 | $ 238,000 | $ 138,000 |
| Wake County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Butler County Ohio | 1 | $ 121,000 | $ 121,000 | $ 45,000 |
| Cuyahoga County Ohio | 1 | $ 364,000 | $ 364,000 | $ 83,000 |
| Delaware County Ohio | 1 | $ 298,000 | $ 298,000 | $ 67,000 |
| Erie County Ohio | 1 | $ 294,000 | $ 294,000 | $ 65,000 |
| Franklin County Ohio | 1 | $ 82,000 | $ 82,000 | $ 64,000 |
| Greene County Ohio | 1 | $ 91,000 | $ 91,000 | $ 65,000 |
| Hamilton County Ohio | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Holmes County Ohio | 1 | $ 89,000 | $ 89,000 | $ 47,000 |
| Huron County Ohio | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Madison County Ohio | 1 | $ 479,000 | $ 479,000 | $ 95,000 |
| Montgomery County Ohio | 1 | $ 71,000 | $ 71,000 | $ 21,000 |
| Ross County Ohio | 1 | $ 385,000 | $ 385,000 | $ 113,000 |
| Warren County Ohio | 1 | $ 299,000 | $ 299,000 | $ 191,000 |
| Comanche County Oklahoma | 1 | $ 103,000 | $ 103,000 | $ 157,000 |
| Logan County Oklahoma | 1 | $ 310,000 | $ 310,000 | $ 65,000 |
| Clackamas County Oregon | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 240,000 | $ 240,000 | $ 1,491,000 |
| Douglas County Oregon | 1 | $ 246,000 | $ 246,000 | $ 42,000 |
| Jackson County Oregon | 1 | $ 90,000 | $ 90,000 | $ 69,000 |
| Klamath County Oregon | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lincoln County Oregon | 1 | $ 338,000 | $ 338,000 | $ 80,000 |
| Washington County Oregon | 1 | $ 250,000 | $ 250,000 | $ 32,000 |
| Cumberland County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 43,000 |
| Dauphin County Pennsylvania | 1 | $ 154,000 | $ 154,000 | $ 45,000 |
| Elk County Pennsylvania | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Indiana County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 17,000 |
| Jefferson County Pennsylvania | 1 | $ 87,000 | $ 87,000 | $ 69,000 |
| Monroe County Pennsylvania | 1 | $ 187,000 | $ 187,000 | $ 0 |
| York County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 74,000 |
| Bristol County Rhode Island | 1 | $ 324,000 | $ 324,000 | $ 72,000 |
| Aiken County South Carolina | 1 | $ 78,000 | $ 78,000 | $ 40,000 |
| Anderson County South Carolina | 1 | $ 83,000 | $ 83,000 | $ 28,000 |
| Beaufort County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 41,000 |
| Berkeley County South Carolina | 1 | $ 118,000 | $ 118,000 | $ 36,000 |
| Dorchester County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 40,000 |
| Pickens County South Carolina | 1 | $ 103,000 | $ 103,000 | $ 34,000 |
| Spartanburg County South Carolina | 1 | $ 418,000 | $ 418,000 | $ 0 |
| Sumter County South Carolina | 1 | $ 298,000 | $ 298,000 | $ 78,000 |
| Custer County South Dakota | 1 | $ 144,000 | $ 144,000 | $ 74,000 |
| Robertson County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Angelina County Texas | 1 | $ 162,000 | $ 162,000 | $ 90,000 |
| Bastrop County Texas | 1 | $ 204,000 | $ 204,000 | $ 146,000 |
| Brazoria County Texas | 1 | $ 247,000 | $ 247,000 | $ 65,000 |
| Chambers County Texas | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| El Paso County Texas | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Ellis County Texas | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Harris County Texas | 1 | $ 260,000 | $ 260,000 | $ 143,000 |
| Hidalgo County Texas | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Travis County Texas | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Wichita County Texas | 1 | $ 59,000 | $ 59,000 | $ 60,000 |
| Cache County Utah | 1 | $ 271,000 | $ 271,000 | $ 81,000 |
| Iron County Utah | 1 | $ 139,000 | $ 139,000 | $ 26,000 |
| Morgan County Utah | 1 | $ 417,000 | $ 417,000 | $ 77,000 |
| Summit County Utah | 1 | $ 394,000 | $ 394,000 | $ 200,000 |
| Grand Isle County Vermont | 1 | $ 303,000 | $ 303,000 | $ 100,000 |
| Amherst County Virginia | 1 | $ 92,000 | $ 92,000 | $ 30,000 |
| Chesapeake County Virginia | 1 | $ 196,000 | $ 196,000 | $ 124,000 |
| Chesterfield County Virginia | 1 | $ 111,000 | $ 111,000 | $ 62,000 |
| Culpeper County Virginia | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Henrico County Virginia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 350,000 | $ 350,000 | $ 82,000 |
| Manassas Park County Virginia | 1 | $ 288,000 | $ 288,000 | $ 83,000 |
| New Kent County Virginia | 1 | $ 190,000 | $ 190,000 | $ 175,000 |
| Stafford County Virginia | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Spokane County Washington | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Thurston County Washington | 1 | $ 397,000 | $ 397,000 | $ 67,000 |
| Berkeley County West Virginia | 1 | $ 293,000 | $ 293,000 | $ 71,000 |
| Monroe County West Virginia | 1 | $ 103,000 | $ 103,000 | $ 33,000 |
| Ohio County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Bayfield County Wisconsin | 1 | $ 321,000 | $ 321,000 | $ 73,000 |
| Dane County Wisconsin | 1 | $ 92,000 | $ 92,000 | $ 150,000 |
| Jefferson County Wisconsin | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 231,000 | $ 231,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 351,000 | $ 351,000 | $ 49,000 |
| Laramie County Wyoming | 1 | $ 190,000 | $ 190,000 | $ 102,000 |
| Lincoln County Wyoming | 1 | $ 139,000 | $ 139,000 | $ 101,000 |
Mortgage Loan Application Detail Totals for First National Bank Of Layton in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 531 | $130,320,000 | $245,000 | $3,750,000 | $75,000 | $3,574,000 |
| Home Purchase | 104 | $31,838,000 | $306,000 | $4,000,000 | $99,000 | $1,491,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 382 | $89,579,000 | $234,000 | $973,000 | $90,000 | $3,574,000 |
| Black or African American | 93 | $21,164,000 | $227,000 | $669,000 | $69,000 | $624,000 |
| Not Provided | 74 | $19,502,000 | $263,000 | $4,000,000 | $41,000 | $564,000 |
| Hispanic | 48 | $10,029,000 | $208,000 | $494,000 | $71,000 | $295,000 |
| Asian | 28 | $7,492,000 | $267,000 | $554,000 | $101,000 | $261,000 |
| Not applicable | 8 | $13,807,000 | $1,725,000 | $3,750,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $357,000 | $357,000 | $357,000 | $100,000 | $100,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $228,000 | $228,000 | $228,000 | $58,000 | $58,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 272 | $86,875,000 | $319,000 | $4,000,000 | $118,000 | $3,574,000 |
| FHA-insured (Federal Housing Administration) | 201 | $36,405,000 | $181,000 | $697,000 | $54,000 | $1,491,000 |
| VA-guaranteed (Veterans Administration) | 162 | $38,878,000 | $239,000 | $702,000 | $46,000 | $624,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 429 | $102,615,000 | $239,000 | $789,000 | $74,000 | $1,491,000 |
| Application Denied By Financial Institution | 105 | $21,955,000 | $209,000 | $4,000,000 | $70,000 | $466,000 |
| Loan Originated | 95 | $35,708,000 | $375,000 | $3,750,000 | $118,000 | $3,574,000 |
| Loan Purchased By The Institution | 4 | $1,394,000 | $348,000 | $969,000 | $0 | $0 |
| Application Approved But Not Accepted | 2 | $486,000 | $243,000 | $250,000 | $68,000 | $97,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 55 | $8,904,000 | $161,000 | $417,000 | $78,000 | $466,000 |
| Credit History | 31 | $4,914,000 | $158,000 | $532,000 | $49,000 | $179,000 |
| Debt-To-Income Ratio | 10 | $6,050,000 | $605,000 | $4,000,000 | $86,000 | $237,000 |
| Collateral | 4 | $864,000 | $216,000 | $460,000 | $121,000 | $295,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $934,000 | $233,000 | $424,000 | $49,000 | $102,000 |
| Unverifiable Information | 1 | $289,000 | $289,000 | $289,000 | $53,000 | $53,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Layton's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Layton's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.