First Tennessee Bank NA Mortgage Lending & HMDA Data, 2009

In 2009, First Tennessee Bank NA of Memphis, TN reported 17,755 mortgage applications totaling $3.6 billion, down 86% from 2008. The average application was for $200,467, and applicants reported an average income of $107,155. 49% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Memphis, TN-MS-AR (1,863), Nashville-Davidson--Murfreesboro--Franklin, TN (1,610) and Knoxville, TN (1,179) (applications in parentheses).

Mortgage Company & Address First Tennessee Bank NA
165 Madison 5th Floor
Memphis, TN 38103
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 17,755
Total Mortgage Loan Application Amount $3,559,297,000
Average Mortgage Loan Application Amount $200,467
Highest Mortgage Loan Application Amount $6,847,000
Average Applicant Income $107,155
Highest Applicant Income $7,816,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Tennessee Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Tennessee Bank NA by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Shelby, Tennessee 1,494 $ 225,323,000 $ 150,818 $ 109,000
Knox, Tennessee 714 $ 121,176,000 $ 169,714 $ 114,000
Hamilton, Tennessee 683 $ 143,301,000 $ 209,811 $ 144,000
Davidson, Tennessee 512 $ 97,072,000 $ 189,593 $ 115,000
Washington, Tennessee 495 $ 74,014,000 $ 149,523 $ 82,000
Sullivan, Tennessee 492 $ 72,493,000 $ 147,343 $ 85,000
Blount, Tennessee 392 $ 65,016,000 $ 165,857 $ 101,000
Williamson, Tennessee 374 $ 108,434,000 $ 289,930 $ 175,000
Rutherford, Tennessee 347 $ 49,684,000 $ 143,181 $ 92,000
Maricopa, Arizona 299 $ 69,647,000 $ 232,933 $ 105,000
Hamblen, Tennessee 188 $ 25,020,000 $ 133,085 $ 72,000
Bradley, Tennessee 187 $ 28,715,000 $ 153,556 $ 117,000
King, Washington 181 $ 55,384,000 $ 305,988 $ 107,000
DeSoto, Mississippi 173 $ 23,924,000 $ 138,289 $ 79,000
Greene, Tennessee 173 $ 23,063,000 $ 133,312 $ 70,000
Fairfax, Virginia 169 $ 56,127,000 $ 332,112 $ 152,000
Wilson, Tennessee 165 $ 31,022,000 $ 188,012 $ 99,000
Jefferson, Tennessee 159 $ 23,609,000 $ 148,484 $ 75,000
Putnam, Tennessee 149 $ 20,751,000 $ 139,268 $ 75,000
Sumner, Tennessee 145 $ 28,047,000 $ 193,427 $ 113,000
Los Angeles, California 140 $ 45,148,000 $ 322,485 $ 112,000
Baltimore, Maryland 100 $ 22,359,000 $ 223,590 $ 93,000
Clark, Nevada 100 $ 24,104,000 $ 241,040 $ 108,000
Orange, California 99 $ 39,112,000 $ 395,070 $ 173,000
Madison, Tennessee 95 $ 14,137,000 $ 148,810 $ 90,000
Unicoi, Tennessee 81 $ 8,757,000 $ 108,111 $ 51,000
Fulton, Georgia 80 $ 20,052,000 $ 250,650 $ 144,000
Salt Lake, Utah 78 $ 21,270,000 $ 272,692 $ 116,000
Anne Arundel, Maryland 77 $ 21,154,000 $ 274,727 $ 114,000
Snohomish, Washington 73 $ 20,175,000 $ 276,369 $ 91,000
Montgomery, Maryland 71 $ 23,256,000 $ 327,549 $ 223,000
Santa Clara, California 70 $ 33,546,000 $ 479,228 $ 242,000
Tarrant, Texas 69 $ 19,042,000 $ 275,971 $ 175,000
Cook, Illinois 66 $ 12,987,000 $ 196,772 $ 84,000
Lancaster, Pennsylvania 65 $ 11,015,000 $ 169,461 $ 74,000
Clark, Washington 65 $ 13,788,000 $ 212,123 $ 77,000
Tipton, Tennessee 64 $ 7,926,000 $ 123,843 $ 68,000
San Diego, California 61 $ 21,016,000 $ 344,524 $ 191,000
Carter, Tennessee 61 $ 7,535,000 $ 123,524 $ 61,000
Cobb, Georgia 60 $ 11,298,000 $ 188,300 $ 87,000
Harris, Texas 59 $ 13,801,000 $ 233,915 $ 140,000
Fayette, Tennessee 58 $ 10,215,000 $ 176,120 $ 96,000
Hawkins, Tennessee 58 $ 8,003,000 $ 137,982 $ 76,000
Loudoun, Virginia 58 $ 20,744,000 $ 357,655 $ 148,000
Prince George's, Maryland 57 $ 14,579,000 $ 255,771 $ 103,000
Bernalillo, New Mexico 57 $ 11,339,000 $ 198,929 $ 69,000
Baltimore City, Maryland 56 $ 9,607,000 $ 171,553 $ 78,000
Gwinnett, Georgia 55 $ 10,491,000 $ 190,745 $ 87,000
DeKalb, Georgia 54 $ 13,295,000 $ 246,203 $ 139,000
Multnomah, Oregon 54 $ 12,124,000 $ 224,518 $ 99,000
Sevier, Tennessee 53 $ 10,809,000 $ 203,943 $ 155,000
Orange, Florida 52 $ 9,922,000 $ 190,807 $ 107,000
Pinal, Arizona 49 $ 9,607,000 $ 196,061 $ 101,000
Sedgwick, Kansas 48 $ 6,628,000 $ 138,083 $ 78,000
Harford, Maryland 48 $ 12,308,000 $ 256,416 $ 96,000
Sussex, Delaware 47 $ 9,631,000 $ 204,914 $ 99,000
Lee, Florida 47 $ 9,169,000 $ 195,085 $ 110,000
Catoosa, Georgia 47 $ 6,742,000 $ 143,446 $ 86,000
Jackson, Missouri 47 $ 7,574,000 $ 161,148 $ 85,000
Bergen, New Jersey 47 $ 13,302,000 $ 283,021 $ 114,000
Alameda, California 46 $ 15,362,000 $ 333,956 $ 148,000
District of Columbia, District Of Columbia 45 $ 13,105,000 $ 291,222 $ 103,000
Walker, Georgia 45 $ 8,098,000 $ 179,955 $ 84,000
Providence, Rhode Island 45 $ 8,357,000 $ 185,711 $ 79,000
Maury, Tennessee 45 $ 5,961,000 $ 132,466 $ 57,000
Spokane, Washington 45 $ 9,083,000 $ 201,844 $ 104,000
Contra Costa, California 44 $ 15,533,000 $ 353,022 $ 152,000
Riverside, California 44 $ 12,274,000 $ 278,954 $ 117,000
El Paso, Colorado 44 $ 8,399,000 $ 190,886 $ 94,000
Dallas, Texas 44 $ 12,230,000 $ 277,954 $ 150,000
Washington, Virginia 44 $ 6,356,000 $ 144,454 $ 90,000
Ada, Idaho 43 $ 8,667,000 $ 201,558 $ 77,000
Ocean, New Jersey 43 $ 9,646,000 $ 224,325 $ 92,000
Mecklenburg, North Carolina 43 $ 8,966,000 $ 208,511 $ 101,000
Washington, Oregon 43 $ 10,726,000 $ 249,441 $ 98,000
New Castle, Delaware 42 $ 8,027,000 $ 191,119 $ 79,000
Montgomery, Pennsylvania 42 $ 8,292,000 $ 197,428 $ 100,000
Palm Beach, Florida 41 $ 8,804,000 $ 214,731 $ 132,000
San Bernardino, California 40 $ 9,821,000 $ 245,525 $ 99,000
Tate, Mississippi 40 $ 4,905,000 $ 122,625 $ 70,000
Hillsborough, New Hampshire 39 $ 7,169,000 $ 183,820 $ 82,000
Loudon, Tennessee 39 $ 7,781,000 $ 199,512 $ 102,000
Virginia Beach, Virginia 39 $ 7,829,000 $ 200,743 $ 76,000
Suffolk, New York 38 $ 9,967,000 $ 262,289 $ 98,000
Sacramento, California 37 $ 10,685,000 $ 288,783 $ 113,000
Washoe, Nevada 37 $ 9,085,000 $ 245,540 $ 102,000
Travis, Texas 36 $ 12,069,000 $ 335,250 $ 196,000
Broward, Florida 35 $ 6,211,000 $ 177,457 $ 111,000
Monmouth, New Jersey 35 $ 11,066,000 $ 316,171 $ 142,000
Oklahoma, Oklahoma 35 $ 6,527,000 $ 186,485 $ 100,000
Allegheny, Pennsylvania 35 $ 5,609,000 $ 160,257 $ 80,000
York, Pennsylvania 35 $ 5,876,000 $ 167,885 $ 73,000
Cumberland, Maine 34 $ 6,583,000 $ 193,617 $ 95,000
Frederick, Maryland 34 $ 7,729,000 $ 227,323 $ 93,000
Morris, New Jersey 34 $ 8,633,000 $ 253,911 $ 95,000
Mohave, Arizona 33 $ 5,997,000 $ 181,727 $ 80,000
Gloucester, New Jersey 33 $ 6,202,000 $ 187,939 $ 87,000
Jefferson, Colorado 32 $ 6,970,000 $ 217,812 $ 96,000
Seminole, Florida 32 $ 5,260,000 $ 164,375 $ 81,000
Howard, Maryland 32 $ 8,671,000 $ 270,968 $ 113,000
Burlington, New Jersey 32 $ 7,560,000 $ 236,250 $ 106,000
Wake, North Carolina 32 $ 9,427,000 $ 294,593 $ 137,000
Denton, Texas 32 $ 6,632,000 $ 207,250 $ 141,000
Pinellas, Florida 31 $ 6,277,000 $ 202,483 $ 113,000
Lane, Oregon 31 $ 6,199,000 $ 199,967 $ 80,000
Sonoma, California 30 $ 8,464,000 $ 282,133 $ 122,000
Denver, Colorado 30 $ 5,699,000 $ 189,966 $ 187,000
Douglas, Nebraska 30 $ 3,783,000 $ 126,100 $ 82,000
Rockingham, New Hampshire 30 $ 5,953,000 $ 198,433 $ 96,000
Middlesex, New Jersey 30 $ 7,353,000 $ 245,100 $ 116,000
Pierce, Washington 30 $ 8,061,000 $ 268,700 $ 100,000
Pima, Arizona 29 $ 5,420,000 $ 186,896 $ 77,000
Johnson, Kansas 29 $ 4,740,000 $ 163,448 $ 126,000
Prince William, Virginia 29 $ 6,529,000 $ 225,137 $ 98,000
Fresno, California 28 $ 9,104,000 $ 325,142 $ 129,000
San Mateo, California 28 $ 13,809,000 $ 493,178 $ 199,000
Essex, New Jersey 28 $ 6,165,000 $ 220,178 $ 116,000
Dauphin, Pennsylvania 28 $ 4,695,000 $ 167,678 $ 72,000
Grainger, Tennessee 28 $ 3,889,000 $ 138,892 $ 67,000
Camden, New Jersey 27 $ 4,618,000 $ 171,037 $ 98,000
Clackamas, Oregon 27 $ 6,582,000 $ 243,777 $ 102,000
Delaware, Pennsylvania 27 $ 5,062,000 $ 187,481 $ 89,000
Arlington, Virginia 27 $ 10,208,000 $ 378,074 $ 161,000
Bristol, Virginia 27 $ 2,142,000 $ 79,333 $ 47,000
El Dorado, California 25 $ 10,159,000 $ 406,360 $ 159,000
Bonneville, Idaho 25 $ 5,220,000 $ 208,800 $ 78,000
Nassau, New York 25 $ 7,204,000 $ 288,160 $ 131,000
Bucks, Pennsylvania 25 $ 5,702,000 $ 228,080 $ 107,000
Chester, Pennsylvania 25 $ 4,701,000 $ 188,040 $ 106,000
Cumberland, Pennsylvania 25 $ 4,478,000 $ 179,120 $ 85,000
Cocke, Tennessee 25 $ 2,663,000 $ 106,520 $ 56,000
Placer, California 24 $ 6,329,000 $ 263,708 $ 102,000
Arapahoe, Colorado 24 $ 5,094,000 $ 212,250 $ 99,000
Marion, Indiana 24 $ 3,030,000 $ 126,250 $ 70,000
Santa Fe, New Mexico 24 $ 5,830,000 $ 242,916 $ 140,000
Pike, Pennsylvania 24 $ 4,360,000 $ 181,666 $ 96,000
Washington, Rhode Island 24 $ 6,346,000 $ 264,416 $ 90,000
Chesapeake, Virginia 24 $ 5,426,000 $ 226,083 $ 189,000
Canyon, Idaho 23 $ 4,326,000 $ 188,086 $ 94,000
Wayne, Michigan 23 $ 3,905,000 $ 169,782 $ 65,000
Union, New Jersey 23 $ 6,458,000 $ 280,782 $ 95,000
Philadelphia, Pennsylvania 23 $ 2,970,000 $ 129,130 $ 63,000
Ventura, California 22 $ 5,002,000 $ 227,363 $ 96,000
Marshall, Mississippi 22 $ 2,928,000 $ 133,090 $ 90,000
Westchester, New York 22 $ 6,668,000 $ 303,090 $ 157,000
Marion, Tennessee 22 $ 6,008,000 $ 273,090 $ 209,000
Robertson, Tennessee 22 $ 3,198,000 $ 145,363 $ 80,000
Alexandria, Virginia 22 $ 7,686,000 $ 349,363 $ 174,000
Chesterfield, Virginia 22 $ 4,296,000 $ 195,272 $ 115,000
Fairfield, Connecticut 21 $ 5,276,000 $ 251,238 $ 176,000
St. Clair, Illinois 21 $ 3,001,000 $ 142,904 $ 81,000
Cuyahoga, Ohio 21 $ 2,819,000 $ 134,238 $ 79,000
Anderson, Tennessee 21 $ 3,255,000 $ 155,000 $ 72,000
Collin, Texas 21 $ 6,662,000 $ 317,238 $ 164,000
Montgomery, Texas 21 $ 5,433,000 $ 258,714 $ 141,000
Yavapai, Arizona 20 $ 3,881,000 $ 194,050 $ 102,000
Santa Cruz, California 20 $ 6,433,000 $ 321,650 $ 128,000
Douglas, Colorado 20 $ 4,458,000 $ 222,900 $ 99,000
Hartford, Connecticut 20 $ 3,966,000 $ 198,300 $ 110,000
Duval, Florida 20 $ 3,743,000 $ 187,150 $ 93,000
Volusia, Florida 20 $ 2,995,000 $ 149,750 $ 73,000
Cherokee, Georgia 20 $ 3,605,000 $ 180,250 $ 76,000
Forsyth, Georgia 20 $ 4,298,000 $ 214,900 $ 104,000
Carroll, Maryland 20 $ 5,798,000 $ 289,900 $ 103,000
Luzerne, Pennsylvania 20 $ 1,771,000 $ 88,550 $ 60,000
Monroe, Pennsylvania 20 $ 4,076,000 $ 203,800 $ 74,000
Kent, Rhode Island 20 $ 4,604,000 $ 230,200 $ 114,000
Cheatham, Tennessee 20 $ 2,930,000 $ 146,500 $ 91,000
New Haven, Connecticut 19 $ 3,784,000 $ 199,157 $ 90,000
Henry, Georgia 19 $ 3,685,000 $ 193,947 $ 81,000
Honolulu, Hawaii 19 $ 5,760,000 $ 303,157 $ 95,000
Hudson, New Jersey 19 $ 5,284,000 $ 278,105 $ 110,000
Guilford, North Carolina 19 $ 3,141,000 $ 165,315 $ 94,000
Deschutes, Oregon 19 $ 5,287,000 $ 278,263 $ 111,000
Berks, Pennsylvania 19 $ 2,628,000 $ 138,315 $ 81,000
Hillsborough, Florida 18 $ 3,632,000 $ 201,777 $ 96,000
Fayette, Kentucky 18 $ 2,685,000 $ 149,166 $ 72,000
Calvert, Maryland 18 $ 5,522,000 $ 306,777 $ 122,000
Charles, Maryland 18 $ 4,980,000 $ 276,666 $ 133,000
Flathead, Montana 18 $ 3,710,000 $ 206,111 $ 67,000
Sarpy, Nebraska 18 $ 2,689,000 $ 149,388 $ 81,000
Marion, Oregon 18 $ 4,965,000 $ 275,833 $ 134,000
Yolo, California 17 $ 5,158,000 $ 303,411 $ 125,000
New London, Connecticut 17 $ 2,968,000 $ 174,588 $ 77,000
St. Louis, Missouri 17 $ 3,413,000 $ 200,764 $ 114,000
Merrimack, New Hampshire 17 $ 3,386,000 $ 199,176 $ 79,000
Passaic, New Jersey 17 $ 3,696,000 $ 217,411 $ 92,000
Utah, Utah 17 $ 5,321,000 $ 313,000 $ 104,000
Brevard, Florida 16 $ 2,709,000 $ 169,312 $ 84,000
Lake, Florida 16 $ 2,650,000 $ 165,625 $ 78,000
Dade, Georgia 16 $ 5,359,000 $ 334,937 $ 161,000
Worcester, Maryland 16 $ 3,265,000 $ 204,062 $ 126,000
St. Charles, Missouri 16 $ 2,582,000 $ 161,375 $ 91,000
Hunterdon, New Jersey 16 $ 4,365,000 $ 272,812 $ 119,000
Fauquier, Virginia 16 $ 5,340,000 $ 333,750 $ 138,000
Larimer, Colorado 15 $ 2,528,000 $ 168,533 $ 87,000
Miami-Dade, Florida 15 $ 3,174,000 $ 211,600 $ 107,000
St. Johns, Florida 15 $ 3,182,000 $ 212,133 $ 93,000
Coweta, Georgia 15 $ 2,329,000 $ 155,266 $ 71,000
Hennepin, Minnesota 15 $ 4,038,000 $ 269,200 $ 133,000
Somerset, New Jersey 15 $ 4,072,000 $ 271,466 $ 103,000
Orange, New York 15 $ 3,180,000 $ 212,000 $ 86,000
Queens, New York 15 $ 4,266,000 $ 284,400 $ 95,000
Tulsa, Oklahoma 15 $ 3,481,000 $ 232,066 $ 163,000
Williamson, Texas 15 $ 3,827,000 $ 255,133 $ 118,000
Manatee, Florida 14 $ 3,315,000 $ 236,785 $ 149,000
Pasco, Florida 14 $ 3,189,000 $ 227,785 $ 134,000
Bannock, Idaho 14 $ 2,586,000 $ 184,714 $ 96,000
Hamilton, Indiana 14 $ 3,603,000 $ 257,357 $ 131,000
Washtenaw, Michigan 14 $ 2,276,000 $ 162,571 $ 94,000
Douglas, Nevada 14 $ 3,226,000 $ 230,428 $ 81,000
San Juan, New Mexico 14 $ 2,822,000 $ 201,571 $ 104,000
Union, North Carolina 14 $ 3,832,000 $ 273,714 $ 119,000
Franklin, Ohio 14 $ 2,590,000 $ 185,000 $ 99,000
Northampton, Pennsylvania 14 $ 2,188,000 $ 156,285 $ 76,000
Overton, Tennessee 14 $ 1,784,000 $ 127,428 $ 54,000
El Paso, Texas 14 $ 2,910,000 $ 207,857 $ 100,000
Henrico, Virginia 14 $ 2,911,000 $ 207,928 $ 83,000
Norfolk, Virginia 14 $ 2,975,000 $ 212,500 $ 91,000
Benton, Washington 14 $ 2,535,000 $ 181,071 $ 83,000
DuPage, Illinois 13 $ 2,706,000 $ 208,153 $ 116,000
Will, Illinois 13 $ 2,327,000 $ 179,000 $ 75,000
Penobscot, Maine 13 $ 1,638,000 $ 126,000 $ 60,000
St. Mary's, Maryland 13 $ 3,143,000 $ 241,769 $ 111,000
Washington, Maryland 13 $ 2,526,000 $ 194,307 $ 80,000
Oakland, Michigan 13 $ 3,772,000 $ 290,153 $ 178,000
Clay, Missouri 13 $ 1,875,000 $ 144,230 $ 79,000
Gallatin, Montana 13 $ 4,760,000 $ 366,153 $ 211,000
Sussex, New Jersey 13 $ 2,914,000 $ 224,153 $ 95,000
Hamilton, Ohio 13 $ 2,359,000 $ 181,461 $ 103,000
Jackson, Oregon 13 $ 2,720,000 $ 209,230 $ 51,000
Spartanburg, South Carolina 13 $ 1,360,000 $ 104,615 $ 87,000
Union, Tennessee 13 $ 1,534,000 $ 118,000 $ 107,000
Davis, Utah 13 $ 3,579,000 $ 275,307 $ 101,000
Kern, California 12 $ 3,090,000 $ 257,500 $ 123,000
San Joaquin, California 12 $ 3,373,000 $ 281,083 $ 80,000
La Plata, Colorado 12 $ 2,771,000 $ 230,916 $ 98,000
Douglas, Georgia 12 $ 2,018,000 $ 168,166 $ 67,000
Fayette, Georgia 12 $ 2,872,000 $ 239,333 $ 75,000
Hawaii, Hawaii 12 $ 4,198,000 $ 349,833 $ 117,000
Maui, Hawaii 12 $ 6,217,000 $ 518,083 $ 164,000
Douglas, Kansas 12 $ 1,666,000 $ 138,833 $ 93,000
Jefferson, Kentucky 12 $ 2,187,000 $ 182,250 $ 84,000
York, Maine 12 $ 2,400,000 $ 200,000 $ 113,000
Kent, Michigan 12 $ 1,633,000 $ 136,083 $ 63,000
Dakota, Minnesota 12 $ 2,710,000 $ 225,833 $ 78,000
Atlantic, New Jersey 12 $ 2,556,000 $ 213,000 $ 103,000
Sandoval, New Mexico 12 $ 3,091,000 $ 257,583 $ 101,000
Richmond, New York 12 $ 3,048,000 $ 254,000 $ 128,000
Josephine, Oregon 12 $ 2,816,000 $ 234,666 $ 85,000
Gibson, Tennessee 12 $ 1,407,000 $ 117,250 $ 79,000
Jackson, Tennessee 12 $ 1,338,000 $ 111,500 $ 44,000
Bexar, Texas 12 $ 1,474,000 $ 122,833 $ 80,000
Fort Bend, Texas 12 $ 3,659,000 $ 304,916 $ 207,000
Weber, Utah 12 $ 2,610,000 $ 217,500 $ 106,000
Hanover, Virginia 12 $ 2,299,000 $ 191,583 $ 72,000
Dane, Wisconsin 12 $ 1,805,000 $ 150,416 $ 64,000
Benton, Arkansas 11 $ 1,599,000 $ 145,363 $ 54,000
Crittenden, Arkansas 11 $ 1,375,000 $ 125,000 $ 94,000
Mississippi, Arkansas 11 $ 1,039,000 $ 94,454 $ 76,000
Mono, California 11 $ 3,150,000 $ 286,363 $ 180,000
San Luis Obispo, California 11 $ 3,094,000 $ 281,272 $ 176,000
Solano, California 11 $ 3,014,000 $ 274,000 $ 78,000
Hall, Georgia 11 $ 1,913,000 $ 173,909 $ 73,000
Calcasieu, Louisiana 11 $ 1,691,000 $ 153,727 $ 74,000
St. Tammany, Louisiana 11 $ 1,714,000 $ 155,818 $ 78,000
Cecil, Maryland 11 $ 1,723,000 $ 156,636 $ 81,000
Lafayette, Mississippi 11 $ 2,122,000 $ 192,909 $ 262,000
Greene, Missouri 11 $ 1,281,000 $ 116,454 $ 85,000
Warren, New Jersey 11 $ 2,961,000 $ 269,181 $ 96,000
Kings, New York 11 $ 3,628,000 $ 329,818 $ 100,000
Saratoga, New York 11 $ 2,822,000 $ 256,545 $ 135,000
Buncombe, North Carolina 11 $ 2,023,000 $ 183,909 $ 96,000
Forsyth, North Carolina 11 $ 2,593,000 $ 235,727 $ 115,000
Cleveland, Oklahoma 11 $ 1,892,000 $ 172,000 $ 100,000
Lehigh, Pennsylvania 11 $ 1,753,000 $ 159,363 $ 81,000
Westmoreland, Pennsylvania 11 $ 1,788,000 $ 162,545 $ 112,000
Greenville, South Carolina 11 $ 2,654,000 $ 241,272 $ 116,000
White, Tennessee 11 $ 798,000 $ 72,545 $ 46,000
Stafford, Virginia 11 $ 3,352,000 $ 304,727 $ 93,000
Washington, Arkansas 10 $ 2,177,000 $ 217,700 $ 101,000
San Francisco, California 10 $ 5,300,000 $ 530,000 $ 152,000
Collier, Florida 10 $ 2,272,000 $ 227,200 $ 163,000
Polk, Florida 10 $ 1,231,000 $ 123,100 $ 55,000
Allen, Indiana 10 $ 1,062,000 $ 106,200 $ 61,000
Shawnee, Kansas 10 $ 1,828,000 $ 182,800 $ 149,000
Livingston, Michigan 10 $ 1,826,000 $ 182,600 $ 107,000
Macomb, Michigan 10 $ 1,461,000 $ 146,100 $ 73,000
St. Louis, Minnesota 10 $ 1,531,000 $ 153,100 $ 66,000
Dona Ana, New Mexico 10 $ 2,053,000 $ 205,300 $ 74,000
Lincoln, New Mexico 10 $ 2,100,000 $ 210,000 $ 126,000
Dare, North Carolina 10 $ 2,598,000 $ 259,800 $ 123,000
Horry, South Carolina 10 $ 1,986,000 $ 198,600 $ 148,000
Cumberland, Tennessee 10 $ 1,801,000 $ 180,100 $ 114,000
Kitsap, Washington 10 $ 1,583,000 $ 158,300 $ 62,000
Thurston, Washington 10 $ 1,988,000 $ 198,800 $ 156,000
Milwaukee, Wisconsin 10 $ 1,395,000 $ 139,500 $ 61,000
Jefferson, Alabama 9 $ 923,000 $ 102,555 $ 60,000
Pulaski, Arkansas 9 $ 2,426,000 $ 269,555 $ 192,000
Monterey, California 9 $ 7,590,000 $ 843,333 $ 237,000
Walton, Florida 9 $ 4,199,000 $ 466,555 $ 251,000
Paulding, Georgia 9 $ 1,341,000 $ 149,000 $ 71,000
Walton, Georgia 9 $ 1,057,000 $ 117,444 $ 61,000
Valley, Idaho 9 $ 2,911,000 $ 323,444 $ 193,000
Kane, Illinois 9 $ 2,533,000 $ 281,444 $ 103,000
Androscoggin, Maine 9 $ 1,236,000 $ 137,333 $ 70,000
Harrison, Mississippi 9 $ 1,087,000 $ 120,777 $ 62,000
Brunswick, North Carolina 9 $ 2,040,000 $ 226,666 $ 96,000
Cumberland, North Carolina 9 $ 745,000 $ 82,777 $ 88,000
Butler, Pennsylvania 9 $ 1,270,000 $ 141,111 $ 119,000
Newport, Rhode Island 9 $ 2,635,000 $ 292,777 $ 136,000
Charleston, South Carolina 9 $ 3,120,000 $ 346,666 $ 215,000
Richland, South Carolina 9 $ 1,507,000 $ 167,444 $ 127,000
DeKalb, Tennessee 9 $ 3,148,000 $ 349,777 $ 159,000
Roane, Tennessee 9 $ 1,755,000 $ 195,000 $ 201,000
Sequatchie, Tennessee 9 $ 2,617,000 $ 290,777 $ 258,000
Hidalgo, Texas 9 $ 1,271,000 $ 141,222 $ 94,000
Scott, Virginia 9 $ 1,065,000 $ 118,333 $ 54,000
Cowlitz, Washington 9 $ 2,082,000 $ 231,333 $ 92,000
Skagit, Washington 9 $ 2,213,000 $ 245,888 $ 95,000
Adams, Colorado 8 $ 1,426,000 $ 178,250 $ 64,000
Tolland, Connecticut 8 $ 1,648,000 $ 206,000 $ 87,000
Sarasota, Florida 8 $ 1,833,000 $ 229,125 $ 117,000
St. Lucie, Florida 8 $ 1,131,000 $ 141,375 $ 56,000
Sumter, Florida 8 $ 1,622,000 $ 202,750 $ 78,000
Newton, Georgia 8 $ 1,820,000 $ 227,500 $ 125,000
Kootenai, Idaho 8 $ 1,678,000 $ 209,750 $ 73,000
Lake, Illinois 8 $ 1,481,000 $ 185,125 $ 112,000
Madison, Illinois 8 $ 922,000 $ 115,250 $ 55,000
Hancock, Indiana 8 $ 1,458,000 $ 182,250 $ 96,000
Hendricks, Indiana 8 $ 1,304,000 $ 163,000 $ 84,000
Madison, Indiana 8 $ 699,000 $ 87,375 $ 78,000
Hancock, Maine 8 $ 1,469,000 $ 183,625 $ 99,000
Kennebec, Maine 8 $ 1,420,000 $ 177,500 $ 62,000
Wicomico, Maryland 8 $ 1,557,000 $ 194,625 $ 82,000
Anoka, Minnesota 8 $ 1,854,000 $ 231,750 $ 79,000
Jefferson, Missouri 8 $ 1,618,000 $ 202,250 $ 96,000
Cape May, New Jersey 8 $ 1,691,000 $ 211,375 $ 87,000
Canadian, Oklahoma 8 $ 1,609,000 $ 201,125 $ 120,000
Douglas, Oregon 8 $ 1,839,000 $ 229,875 $ 80,000
Carbon, Pennsylvania 8 $ 1,281,000 $ 160,125 $ 83,000
Bedford, Tennessee 8 $ 919,000 $ 114,875 $ 81,000
Coffee, Tennessee 8 $ 1,065,000 $ 133,125 $ 107,000
Hardin, Tennessee 8 $ 1,290,000 $ 161,250 $ 122,000
Marshall, Tennessee 8 $ 929,000 $ 116,125 $ 74,000
Monroe, Tennessee 8 $ 1,326,000 $ 165,750 $ 94,000
Polk, Tennessee 8 $ 1,055,000 $ 131,875 $ 46,000
Spotsylvania, Virginia 8 $ 2,047,000 $ 255,875 $ 107,000
Whatcom, Washington 8 $ 1,873,000 $ 234,125 $ 105,000
Navajo, Arizona 7 $ 1,426,000 $ 203,714 $ 122,000
Garland, Arkansas 7 $ 1,192,000 $ 170,285 $ 93,000
Calaveras, California 7 $ 1,268,000 $ 181,142 $ 68,000
Napa, California 7 $ 1,822,000 $ 260,285 $ 114,000
Boulder, Colorado 7 $ 2,572,000 $ 367,428 $ 139,000
Mesa, Colorado 7 $ 946,000 $ 135,142 $ 60,000
Weld, Colorado 7 $ 1,201,000 $ 171,571 $ 71,000
Middlesex, Connecticut 7 $ 1,457,000 $ 208,142 $ 112,000
Kent, Delaware 7 $ 1,314,000 $ 187,714 $ 80,000
Osceola, Florida 7 $ 1,060,000 $ 151,428 $ 93,000
McHenry, Illinois 7 $ 1,022,000 $ 146,000 $ 82,000
Johnson, Indiana 7 $ 653,000 $ 93,285 $ 102,000
Butler, Kansas 7 $ 931,000 $ 133,000 $ 85,000
Jackson, Kansas 7 $ 914,000 $ 130,571 $ 53,000
McCracken, Kentucky 7 $ 694,000 $ 99,142 $ 63,000
Jefferson, Louisiana 7 $ 949,000 $ 135,571 $ 57,000
Tangipahoa, Louisiana 7 $ 821,000 $ 117,285 $ 73,000
Talbot, Maryland 7 $ 1,512,000 $ 216,000 $ 80,000
Bristol, Massachusetts 7 $ 1,470,000 $ 210,000 $ 149,000
Ramsey, Minnesota 7 $ 1,691,000 $ 241,571 $ 102,000
Panola, Mississippi 7 $ 564,000 $ 80,571 $ 44,000
Cass, Missouri 7 $ 1,082,000 $ 154,571 $ 49,000
Mercer, New Jersey 7 $ 1,329,000 $ 189,857 $ 61,000
Valencia, New Mexico 7 $ 1,211,000 $ 173,000 $ 58,000
Cabarrus, North Carolina 7 $ 1,203,000 $ 171,857 $ 79,000
New Hanover, North Carolina 7 $ 1,985,000 $ 283,571 $ 230,000
Butler, Ohio 7 $ 1,527,000 $ 218,142 $ 102,000
Warren, Ohio 7 $ 1,901,000 $ 271,571 $ 117,000
Clatsop, Oregon 7 $ 1,988,000 $ 284,000 $ 77,000
Yamhill, Oregon 7 $ 1,469,000 $ 209,857 $ 99,000
Beaver, Pennsylvania 7 $ 603,000 $ 86,142 $ 49,000
Lackawanna, Pennsylvania 7 $ 958,000 $ 136,857 $ 74,000
Washington, Pennsylvania 7 $ 1,284,000 $ 183,428 $ 66,000
Bristol, Rhode Island 7 $ 1,753,000 $ 250,428 $ 98,000
York, South Carolina 7 $ 1,523,000 $ 217,571 $ 122,000
Claiborne, Tennessee 7 $ 876,000 $ 125,142 $ 55,000
Dickson, Tennessee 7 $ 1,036,000 $ 148,000 $ 78,000
Rhea, Tennessee 7 $ 778,000 $ 111,142 $ 97,000
Smith, Tennessee 7 $ 636,000 $ 90,857 $ 64,000
Comal, Texas 7 $ 2,222,000 $ 317,428 $ 218,000
Rockwall, Texas 7 $ 1,756,000 $ 250,857 $ 149,000
Summit, Utah 7 $ 3,885,000 $ 555,000 $ 224,000
Washington, Utah 7 $ 1,392,000 $ 198,857 $ 99,000
Waukesha, Wisconsin 7 $ 1,529,000 $ 218,428 $ 81,000
Madison, Alabama 6 $ 1,302,000 $ 217,000 $ 160,000
Coconino, Arizona 6 $ 1,127,000 $ 187,833 $ 102,000
Yuma, Arizona 6 $ 974,000 $ 162,333 $ 88,000
Cleburne, Arkansas 6 $ 1,553,000 $ 258,833 $ 276,000
Amador, California 6 $ 1,718,000 $ 286,333 $ 103,000
Madera, California 6 $ 2,557,000 $ 426,166 $ 99,000
Marin, California 6 $ 1,815,000 $ 302,500 $ 77,000
Nevada, California 6 $ 1,326,000 $ 221,000 $ 63,000
Stanislaus, California 6 $ 1,638,000 $ 273,000 $ 66,000
Eagle, Colorado 6 $ 5,928,000 $ 988,000 $ 300,000
Montrose, Colorado 6 $ 1,120,000 $ 186,666 $ 73,000
Summit, Colorado 6 $ 1,713,000 $ 285,500 $ 145,000
Marion, Florida 6 $ 662,000 $ 110,333 $ 41,000
Barrow, Georgia 6 $ 875,000 $ 145,833 $ 46,000
Bartow, Georgia 6 $ 1,285,000 $ 214,166 $ 81,000
Polk, Iowa 6 $ 950,000 $ 158,333 $ 95,000
Cowley, Kansas 6 $ 653,000 $ 108,833 $ 65,000
East Baton Rouge, Louisiana 6 $ 1,159,000 $ 193,166 $ 102,000
Knox, Maine 6 $ 1,637,000 $ 272,833 $ 72,000
Washington, Minnesota 6 $ 1,457,000 $ 242,833 $ 70,000
St. Louis City, Missouri 6 $ 936,000 $ 156,000 $ 72,000
Grafton, New Hampshire 6 $ 1,058,000 $ 176,333 $ 80,000
Strafford, New Hampshire 6 $ 1,026,000 $ 171,000 $ 78,000
Salem, New Jersey 6 $ 932,000 $ 155,333 $ 102,000
Dutchess, New York 6 $ 1,759,000 $ 293,166 $ 139,000
Davidson, North Carolina 6 $ 1,298,000 $ 216,333 $ 117,000
Iredell, North Carolina 6 $ 977,000 $ 162,833 $ 132,000
Montgomery, Ohio 6 $ 704,000 $ 117,333 $ 70,000
Adams, Pennsylvania 6 $ 1,386,000 $ 231,000 $ 94,000
Lebanon, Pennsylvania 6 $ 1,097,000 $ 182,833 $ 77,000
Decatur, Tennessee 6 $ 942,000 $ 157,000 $ 148,000
Franklin, Tennessee 6 $ 1,289,000 $ 214,833 $ 108,000
Brazoria, Texas 6 $ 1,149,000 $ 191,500 $ 91,000
Cameron, Texas 6 $ 962,000 $ 160,333 $ 96,000
Ellis, Texas 6 $ 1,278,000 $ 213,000 $ 96,000
Hunt, Texas 6 $ 1,424,000 $ 237,333 $ 93,000
Box Elder, Utah 6 $ 1,223,000 $ 203,833 $ 73,000
Suffolk, Virginia 6 $ 1,772,000 $ 295,333 $ 126,000
Island, Washington 6 $ 1,762,000 $ 293,666 $ 79,000
Baldwin, Alabama 5 $ 1,315,000 $ 263,000 $ 157,000
Shelby, Alabama 5 $ 997,000 $ 199,400 $ 84,000
Mendocino, California 5 $ 1,599,000 $ 319,800 $ 140,000
Siskiyou, California 5 $ 496,000 $ 99,200 $ 66,000
Delta, Colorado 5 $ 762,000 $ 152,400 $ 76,000
Garfield, Colorado 5 $ 1,356,000 $ 271,200 $ 60,000
Gunnison, Colorado 5 $ 2,563,000 $ 512,600 $ 355,000
Escambia, Florida 5 $ 1,298,000 $ 259,600 $ 193,000
Flagler, Florida 5 $ 1,363,000 $ 272,600 $ 98,000
Santa Rosa, Florida 5 $ 1,027,000 $ 205,400 $ 128,000
Carroll, Georgia 5 $ 504,000 $ 100,800 $ 46,000
Chatham, Georgia 5 $ 633,000 $ 126,600 $ 43,000
Spalding, Georgia 5 $ 751,000 $ 150,200 $ 64,000
Payette, Idaho 5 $ 631,000 $ 126,200 $ 43,000
Lake, Indiana 5 $ 653,000 $ 130,600 $ 47,000
Morgan, Indiana 5 $ 871,000 $ 174,200 $ 83,000
Ascension, Louisiana 5 $ 1,182,000 $ 236,400 $ 105,000
Jackson, Mississippi 5 $ 757,000 $ 151,400 $ 130,000
Camden, Missouri 5 $ 1,053,000 $ 210,600 $ 131,000
Franklin, Missouri 5 $ 791,000 $ 158,200 $ 88,000
Carroll, New Hampshire 5 $ 933,000 $ 186,600 $ 65,000
Onondaga, New York 5 $ 769,000 $ 153,800 $ 63,000
Ulster, New York 5 $ 1,126,000 $ 225,200 $ 86,000
Durham, North Carolina 5 $ 920,000 $ 184,000 $ 113,000
Johnston, North Carolina 5 $ 687,000 $ 137,400 $ 81,000
Watauga, North Carolina 5 $ 859,000 $ 171,800 $ 111,000
Lake, Ohio 5 $ 839,000 $ 167,800 $ 108,000
Licking, Ohio 5 $ 932,000 $ 186,400 $ 63,000
Summit, Ohio 5 $ 677,000 $ 135,400 $ 64,000
Hood River, Oregon 5 $ 731,000 $ 146,200 $ 54,000
Klamath, Oregon 5 $ 812,000 $ 162,400 $ 62,000
Fayette, Pennsylvania 5 $ 659,000 $ 131,800 $ 74,000
Beaufort, South Carolina 5 $ 1,330,000 $ 266,000 $ 244,000
Georgetown, South Carolina 5 $ 1,150,000 $ 230,000 $ 137,000
Clay, Tennessee 5 $ 428,000 $ 85,600 $ 55,000
Dyer, Tennessee 5 $ 674,000 $ 134,800 $ 87,000
Henderson, Tennessee 5 $ 584,000 $ 116,800 $ 67,000
McMinn, Tennessee 5 $ 573,000 $ 114,600 $ 50,000
Meigs, Tennessee 5 $ 818,000 $ 163,600 $ 75,000
Iron, Utah 5 $ 1,330,000 $ 266,000 $ 101,000
Windsor, Vermont 5 $ 1,017,000 $ 203,400 $ 76,000
Culpeper, Virginia 5 $ 1,398,000 $ 279,600 $ 91,000
James City, Virginia 5 $ 1,769,000 $ 353,800 $ 113,000
Newport News, Virginia 5 $ 730,000 $ 146,000 $ 141,000
Richmond City, Virginia 5 $ 1,147,000 $ 229,400 $ 159,000
Stevens, Washington 5 $ 977,000 $ 195,400 $ 49,000
St. Croix, Wisconsin 5 $ 1,138,000 $ 227,600 $ 60,000
Laramie, Wyoming 5 $ 1,197,000 $ 239,400 $ 80,000
DeKalb, Alabama 4 $ 290,000 $ 72,500 $ 89,000
Santa Barbara, California 4 $ 1,063,000 $ 265,750 $ 91,000
Tulare, California 4 $ 1,097,000 $ 274,250 $ 111,000
Yuba, California 4 $ 667,000 $ 166,750 $ 58,000
Pueblo, Colorado 4 $ 595,000 $ 148,750 $ 70,000
Alachua, Florida 4 $ 734,000 $ 183,500 $ 70,000
Hernando, Florida 4 $ 649,000 $ 162,250 $ 92,000
Clayton, Georgia 4 $ 361,000 $ 90,250 $ 48,000
Gilmer, Georgia 4 $ 921,000 $ 230,250 $ 66,000
Gordon, Georgia 4 $ 935,000 $ 233,750 $ 79,000
Pike, Georgia 4 $ 448,000 $ 112,000 $ 98,000
Rockdale, Georgia 4 $ 587,000 $ 146,750 $ 57,000
Blaine, Idaho 4 $ 1,053,000 $ 263,250 $ 59,000
Caribou, Idaho 4 $ 346,000 $ 86,500 $ 53,000
Twin Falls, Idaho 4 $ 746,000 $ 186,500 $ 44,000
Winnebago, Illinois 4 $ 554,000 $ 138,500 $ 71,000
Clark, Indiana 4 $ 474,000 $ 118,500 $ 72,000
Porter, Indiana 4 $ 576,000 $ 144,000 $ 63,000
St. Joseph, Indiana 4 $ 415,000 $ 103,750 $ 65,000
Tippecanoe, Indiana 4 $ 398,000 $ 99,500 $ 63,000
Page:

Mortgage Loan Application Detail Totals for First Tennessee Bank NA in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 14,511 $2,863,263,000 $197,000 $4,233,000 $103,000 $6,000,000
Home Purchase 2,698 $632,141,000 $234,000 $6,847,000 $135,000 $7,816,000
Home Improvement 546 $63,893,000 $117,000 $472,000 $80,000 $775,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,217 $2,379,581,000 $194,000 $4,233,000 $101,000 $5,293,000
Not Provided 3,417 $785,024,000 $229,000 $6,847,000 $142,000 $7,816,000
Black or African American 1,047 $155,764,000 $148,000 $1,360,000 $76,000 $2,015,000
Hispanic 514 $103,381,000 $201,000 $1,500,000 $85,000 $665,000
Asian 387 $104,441,000 $269,000 $2,470,000 $136,000 $4,834,000
American Indian or Alaskan Native 83 $14,723,000 $177,000 $469,000 $69,000 $290,000
Native Hawaiian or Other Pacific Islander 48 $9,643,000 $200,000 $719,000 $94,000 $298,000
Not applicable 42 $6,740,000 $160,000 $1,000,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 16,316 $3,363,266,000 $206,000 $6,847,000 $111,000 $7,816,000
FHA-insured (Federal Housing Administration) 1,423 $193,663,000 $136,000 $387,000 $57,000 $488,000
VA-guaranteed (Veterans Administration) 16 $2,368,000 $148,000 $523,000 $59,000 $201,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,768 $1,714,184,000 $195,000 $6,847,000 $111,000 $5,250,000
Application Denied By Financial Institution 4,404 $882,961,000 $200,000 $3,776,000 $94,000 $7,816,000
Application Approved But Not Accepted 4,323 $909,611,000 $210,000 $1,400,000 $112,000 $4,834,000
Application Withdrawn By Applicant 168 $36,571,000 $217,000 $950,000 $111,000 $807,000
File Closed For Incompleteness 92 $15,970,000 $173,000 $417,000 $93,000 $525,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 1,770 $356,234,000 $201,000 $1,686,000 $118,000 $7,816,000
Debt-To-Income Ratio 1,350 $287,568,000 $213,000 $1,800,000 $53,000 $457,000
Other 459 $97,329,000 $212,000 $1,980,000 $133,000 $6,000,000
Credit History 454 $62,664,000 $138,000 $3,776,000 $83,000 $1,229,000
Credit Application Incomplete 224 $53,464,000 $238,000 $915,000 $98,000 $1,044,000
Unverifiable Information 69 $11,428,000 $165,000 $526,000 $77,000 $307,000
Employment History 41 $6,917,000 $168,000 $589,000 $76,000 $400,000
Insufficient Cash (Downpayment, Closing Cost) 37 $7,357,000 $198,000 $524,000 $94,000 $400,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Tennessee Bank NA's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Tennessee Bank NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet with aggregated HMDA statistics today.

Download the Tennessee Lender List