Flagship Financial Group, Llc. Mortgage Lending & HMDA Data, 2015
In 2015, Flagship Financial Group, Llc. of Lehi, UT reported 6,801 mortgage applications totaling $1.5 billion. The average application was for $215,620, and applicants reported an average income of $7,902. 65% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (256), Riverside-San Bernardino-Ontario, CA (228) and San Antonio-New Braunfels, TX (216) (applications in parentheses).
| Mortgage Company & Address | Flagship Financial Group, Llc. 3130 W. Maple Loop Dr. Lehi, UT 84043 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 |
| Total Number of Mortgage Applications | 6,801 |
| Total Mortgage Loan Application Amount | $1,466,438,000 |
| Average Mortgage Loan Application Amount | $215,620 |
| Highest Mortgage Loan Application Amount | $1,179,000 |
| Average Applicant Income | $7,902 |
| Highest Applicant Income | $682,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Flagship Financial Group, Llc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 256 | $ 55,689,000 | $ 217,535 | $ 6,000 |
| Riverside-San Bernardino-Ontario, CA | 228 | $ 58,706,000 | $ 257,482 | $ 10,000 |
| San Antonio-New Braunfels, TX | 216 | $ 44,800,000 | $ 207,407 | $ 2,000 |
| Houston-The Woodlands-Sugar Land, TX | 205 | $ 42,519,000 | $ 207,409 | $ 4,000 |
| Atlanta-Sandy Springs-Roswell, GA | 192 | $ 39,994,000 | $ 208,302 | $ 9,000 |
| Las Vegas-Henderson-Paradise, NV | 175 | $ 41,056,000 | $ 234,605 | $ 12,000 |
| Dallas-Plano-Irving, TX | 138 | $ 29,612,000 | $ 214,579 | $ 3,000 |
| San Diego-Carlsbad, CA | 121 | $ 42,601,000 | $ 352,074 | $ 10,000 |
| Fort Worth-Arlington, TX | 120 | $ 22,863,000 | $ 190,525 | $ 1,000 |
| Killeen-Temple, TX | 113 | $ 18,901,000 | $ 167,265 | $ 1,000 |
| Tampa-St. Petersburg-Clearwater, FL | 106 | $ 21,937,000 | $ 206,952 | $ 7,000 |
| Los Angeles-Long Beach-Glendale, CA | 95 | $ 36,382,000 | $ 382,968 | $ 9,000 |
| Charlotte-Concord-Gastonia, NC-SC | 90 | $ 17,915,000 | $ 199,055 | $ 9,333 |
| Baltimore-Columbia-Towson, MD | 87 | $ 24,958,000 | $ 286,873 | $ 5,000 |
| Boise City, ID | 87 | $ 16,006,000 | $ 183,977 | $ 14,000 |
| Austin-Round Rock, TX | 83 | $ 16,038,000 | $ 193,228 | $ 1,000 |
| Fayetteville, NC | 74 | $ 13,238,000 | $ 178,891 | $ 4,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 73 | $ 19,645,000 | $ 269,109 | $ 14,000 |
| El Paso, TX | 72 | $ 13,051,000 | $ 181,263 | $ 0 |
| Jacksonville, FL | 70 | $ 14,148,000 | $ 202,114 | $ 8,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 70 | $ 23,686,000 | $ 338,371 | $ 15,000 |
| Albuquerque, NM | 67 | $ 12,679,000 | $ 189,238 | $ 5,000 |
| Indianapolis-Carmel-Anderson, IN | 66 | $ 10,871,000 | $ 164,712 | $ 5,000 |
| Clarksville, TN-KY | 63 | $ 10,754,000 | $ 170,698 | $ 7,000 |
| Orlando-Kissimmee-Sanford, FL | 62 | $ 13,941,000 | $ 224,854 | $ 8,000 |
| Salt Lake City, UT | 62 | $ 14,835,000 | $ 239,274 | $ 14,000 |
| Tucson, AZ | 60 | $ 11,829,000 | $ 197,150 | $ 2,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 57 | $ 11,587,000 | $ 203,280 | $ 4,000 |
| Jacksonville, NC | 55 | $ 9,823,000 | $ 178,600 | $ 1,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 54 | $ 10,886,000 | $ 201,592 | $ 4,000 |
| Ogden-Clearfield, UT | 54 | $ 11,163,000 | $ 206,722 | $ 5,000 |
| Columbus, OH | 47 | $ 7,526,000 | $ 160,127 | $ 4,000 |
| Augusta-Richmond County, GA-SC | 46 | $ 9,194,000 | $ 199,869 | $ 1,913 |
| Raleigh, NC | 44 | $ 9,602,000 | $ 218,227 | $ 11,000 |
| Crestview-Fort Walton Beach-Destin, FL | 43 | $ 9,953,000 | $ 231,465 | $ 19,000 |
| Reno, NV | 42 | $ 9,621,000 | $ 229,071 | $ 15,000 |
| Memphis, TN-MS-AR | 38 | $ 7,290,000 | $ 191,842 | $ 10,526 |
| Oakland-Hayward-Berkeley, CA | 36 | $ 14,740,000 | $ 409,444 | $ 5,000 |
| Columbus, GA-AL | 34 | $ 7,581,000 | $ 222,970 | $ 0 |
| Hinesville, GA | 34 | $ 5,767,000 | $ 169,617 | $ 0 |
| Knoxville, TN | 34 | $ 6,558,000 | $ 192,882 | $ 6,000 |
| Little Rock-North Little Rock-Conway, AR | 34 | $ 5,615,000 | $ 165,147 | $ 0 |
| Pittsburgh, PA | 34 | $ 6,148,000 | $ 180,823 | $ 6,000 |
| Chicago-Naperville-Arlington Heights, IL | 33 | $ 7,001,000 | $ 212,151 | $ 81,000 |
| Cincinnati, OH-KY-IN | 33 | $ 5,947,000 | $ 180,212 | $ 5,909 |
| Baton Rouge, LA | 32 | $ 6,647,000 | $ 207,718 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 32 | $ 9,068,000 | $ 283,375 | $ 10,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 32 | $ 12,529,000 | $ 391,531 | $ 10,000 |
| Provo-Orem, UT | 32 | $ 8,357,000 | $ 261,156 | $ 32,000 |
| Bakersfield, CA | 31 | $ 6,325,000 | $ 204,032 | $ 4,000 |
| Fresno, CA | 31 | $ 8,014,000 | $ 258,516 | $ 8,000 |
| Huntsville, AL | 31 | $ 6,369,000 | $ 205,451 | $ 5,000 |
| Omaha-Council Bluffs, NE-IA | 31 | $ 6,321,000 | $ 203,903 | $ 19,000 |
| Birmingham-Hoover, AL | 29 | $ 5,940,000 | $ 204,827 | $ 14,000 |
| Anaheim-Santa Ana-Irvine, CA | 28 | $ 13,030,000 | $ 465,357 | $ 6,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 28 | $ 7,240,000 | $ 258,571 | $ 7,000 |
| Greensboro-High Point, NC | 27 | $ 5,299,000 | $ 196,259 | $ 3,000 |
| Montgomery, AL | 27 | $ 5,008,000 | $ 185,481 | $ 2,000 |
| New Orleans-Metairie, LA | 27 | $ 5,519,000 | $ 204,407 | $ 13,000 |
| Palm Bay-Melbourne-Titusville, FL | 27 | $ 5,911,000 | $ 218,925 | $ 10,000 |
| Savannah, GA | 27 | $ 4,867,000 | $ 180,259 | $ 3,000 |
| Stockton-Lodi, CA | 27 | $ 7,696,000 | $ 285,037 | $ 16,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 25 | $ 4,908,000 | $ 196,320 | $ 24,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 25 | $ 7,608,000 | $ 304,320 | $ 17,000 |
| Lakeland-Winter Haven, FL | 25 | $ 4,569,000 | $ 182,760 | $ 11,000 |
| Cape Coral-Fort Myers, FL | 24 | $ 5,250,000 | $ 218,750 | $ 4,000 |
| Harrisburg-Carlisle, PA | 24 | $ 5,149,000 | $ 214,541 | $ 9,000 |
| Charleston-North Charleston, SC | 23 | $ 4,441,000 | $ 193,086 | $ 7,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 23 | $ 4,084,000 | $ 177,565 | $ 6,260 |
| Philadelphia, PA | 23 | $ 3,794,000 | $ 164,956 | $ 0 |
| Abilene, TX | 22 | $ 3,353,000 | $ 152,409 | $ 3,000 |
| Corpus Christi, TX | 22 | $ 3,616,000 | $ 164,363 | $ 10,000 |
| Prescott, AZ | 22 | $ 4,774,000 | $ 217,000 | $ 3,000 |
| Sierra Vista-Douglas, AZ | 22 | $ 4,291,000 | $ 195,045 | $ 2,000 |
| Warren-Troy-Farmington Hills, MI | 22 | $ 4,726,000 | $ 214,818 | $ 12,000 |
| North Port-Sarasota-Bradenton, FL | 21 | $ 5,027,000 | $ 239,380 | $ 2,000 |
| Pensacola-Ferry Pass-Brent, FL | 21 | $ 4,017,000 | $ 191,285 | $ 3,000 |
| St. Louis, MO-IL | 21 | $ 3,925,000 | $ 186,904 | $ 73,000 |
| Vallejo-Fairfield, CA | 21 | $ 6,322,000 | $ 301,047 | $ 22,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 21 | $ 5,285,000 | $ 251,666 | $ 19,000 |
| Anchorage, AK | 20 | $ 6,012,000 | $ 300,600 | $ 23,000 |
| Dayton, OH | 20 | $ 3,587,000 | $ 179,350 | $ 0 |
| Coeur D'Alene, ID | 19 | $ 4,188,000 | $ 220,421 | $ 27,000 |
| Lancaster, PA | 19 | $ 3,756,000 | $ 197,684 | $ 7,000 |
| Panama City, FL | 19 | $ 5,555,000 | $ 292,368 | $ 14,000 |
| Warner Robins, GA | 19 | $ 3,791,000 | $ 199,526 | $ 12,000 |
| Columbia, SC | 18 | $ 3,526,000 | $ 195,888 | $ 3,000 |
| Lincoln, NE | 18 | $ 2,583,000 | $ 143,500 | $ 17,000 |
| Portland-South Portland, ME | 18 | $ 4,468,000 | $ 248,222 | $ 3,000 |
| Shreveport-Bossier City, LA | 18 | $ 3,135,000 | $ 174,166 | $ 7,000 |
| Silver Spring-Frederick-Rockville, MD | 18 | $ 5,813,000 | $ 322,944 | $ 3,000 |
| Gary, IN | 17 | $ 3,336,000 | $ 196,235 | $ 10,000 |
| Lake Havasu City-Kingman, AZ | 17 | $ 2,585,000 | $ 152,058 | $ 15,000 |
| Cleveland-Elyria, OH | 16 | $ 2,788,000 | $ 174,250 | $ 0 |
| Dothan, AL | 16 | $ 2,777,000 | $ 173,562 | $ 21,000 |
| Greenville-Anderson-Mauldin, SC | 16 | $ 2,787,000 | $ 174,187 | $ 0 |
| Kansas City, MO-KS | 16 | $ 3,116,000 | $ 194,750 | $ 0 |
| Port St. Lucie, FL | 16 | $ 2,646,000 | $ 165,375 | $ 11,000 |
| Tuscaloosa, AL | 16 | $ 2,751,000 | $ 171,937 | $ 19,000 |
| Winston-Salem, NC | 16 | $ 2,211,000 | $ 138,187 | $ 2,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 15 | $ 2,918,000 | $ 194,533 | $ 7,000 |
| Asheville, NC | 15 | $ 3,064,000 | $ 204,266 | $ 10,000 |
| Chattanooga, TN-GA | 15 | $ 2,552,000 | $ 170,133 | $ 9,866 |
| New Bern, NC | 15 | $ 2,252,000 | $ 150,133 | $ 5,000 |
| Miami-Miami Beach-Kendall, FL | 14 | $ 3,898,000 | $ 278,428 | $ 0 |
| Mobile, AL | 14 | $ 2,723,000 | $ 194,500 | $ 0 |
| Lake County-Kenosha County, IL-WI | 13 | $ 3,018,000 | $ 232,153 | $ 78,461 |
| McAllen-Edinburg-Mission, TX | 13 | $ 2,136,000 | $ 164,307 | $ 14,000 |
| Modesto, CA | 13 | $ 3,007,000 | $ 231,307 | $ 17,000 |
| Ocala, FL | 13 | $ 2,575,000 | $ 198,076 | $ 10,000 |
| Visalia-Porterville, CA | 13 | $ 2,773,000 | $ 213,307 | $ 13,000 |
| Cheyenne, WY | 12 | $ 2,518,000 | $ 209,833 | $ 15,000 |
| Durham-Chapel Hill, NC | 12 | $ 2,755,000 | $ 229,583 | $ 29,000 |
| Milwaukee-Waukesha-West Allis, WI | 12 | $ 1,969,000 | $ 164,083 | $ 9,000 |
| Morristown, TN | 12 | $ 2,510,000 | $ 209,166 | $ 3,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 12 | $ 2,474,000 | $ 206,166 | $ 14,000 |
| Tallahassee, FL | 12 | $ 2,740,000 | $ 228,333 | $ 17,000 |
| The Villages, FL | 12 | $ 2,677,000 | $ 223,083 | $ 14,000 |
| Valdosta, GA | 12 | $ 1,829,000 | $ 152,416 | $ 8,000 |
| Wichita, KS | 12 | $ 1,679,000 | $ 139,916 | $ 6,000 |
| Yuma, AZ | 12 | $ 2,351,000 | $ 195,916 | $ 4,000 |
| Brownsville-Harlingen, TX | 11 | $ 1,636,000 | $ 148,727 | $ 4,000 |
| East Stroudsburg, PA | 11 | $ 2,354,000 | $ 214,000 | $ 0 |
| Eugene, OR | 11 | $ 2,511,000 | $ 228,272 | $ 6,000 |
| Hickory-Lenoir-Morganton, NC | 11 | $ 1,464,000 | $ 133,090 | $ 30,000 |
| Kingsport-Bristol-Bristol, TN-VA | 11 | $ 1,990,000 | $ 180,909 | $ 7,000 |
| Las Cruces, NM | 11 | $ 2,072,000 | $ 188,363 | $ 12,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 11 | $ 5,459,000 | $ 496,272 | $ 11,000 |
| Toledo, OH | 11 | $ 1,513,000 | $ 137,545 | $ 8,000 |
| Wilmington, NC | 11 | $ 2,438,000 | $ 221,636 | $ 3,000 |
| Akron, OH | 10 | $ 1,832,000 | $ 183,200 | $ 0 |
| Gainesville, FL | 10 | $ 1,908,000 | $ 190,800 | $ 7,000 |
| Gulfport-Biloxi-Pascagoula, MS | 10 | $ 1,436,000 | $ 143,600 | $ 0 |
| Reading, PA | 10 | $ 2,042,000 | $ 204,200 | $ 0 |
| Waco, TX | 10 | $ 1,622,000 | $ 162,200 | $ 22,000 |
| Auburn-Opelika, AL | 9 | $ 1,486,000 | $ 165,111 | $ 15,000 |
| Canton-Massillon, OH | 9 | $ 1,404,000 | $ 156,000 | $ 10,000 |
| Chico, CA | 9 | $ 2,278,000 | $ 253,111 | $ 11,000 |
| Daphne-Fairhope-Foley, AL | 9 | $ 2,020,000 | $ 224,444 | $ 4,000 |
| Youngstown-Warren-Boardman, OH-PA | 9 | $ 1,491,000 | $ 165,666 | $ 8,000 |
| Yuba City, CA | 9 | $ 2,030,000 | $ 225,555 | $ 0 |
| Alexandria, LA | 8 | $ 1,465,000 | $ 183,125 | $ 31,000 |
| Amarillo, TX | 8 | $ 1,146,000 | $ 143,250 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 8 | $ 1,309,000 | $ 163,625 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 8 | $ 1,545,000 | $ 193,125 | $ 28,000 |
| Florence-Muscle Shoals, AL | 8 | $ 1,428,000 | $ 178,500 | $ 0 |
| Fort Smith, AR-OK | 8 | $ 1,123,000 | $ 140,375 | $ 6,000 |
| Jackson, MS | 8 | $ 1,659,000 | $ 207,375 | $ 24,000 |
| Lafayette, LA | 8 | $ 1,488,000 | $ 186,000 | $ 11,000 |
| Laredo, TX | 8 | $ 1,332,000 | $ 166,500 | $ 0 |
| Lebanon, PA | 8 | $ 1,518,000 | $ 189,750 | $ 0 |
| Santa Fe, NM | 8 | $ 1,517,000 | $ 189,625 | $ 0 |
| Bangor, ME | 7 | $ 1,125,000 | $ 160,714 | $ 0 |
| California-Lexington Park, MD | 7 | $ 2,098,000 | $ 299,714 | $ 25,000 |
| Duluth, MN-WI | 7 | $ 1,344,000 | $ 192,000 | $ 0 |
| Greenville, NC | 7 | $ 1,340,000 | $ 191,428 | $ 0 |
| Idaho Falls, ID | 7 | $ 1,202,000 | $ 171,714 | $ 0 |
| Lubbock, TX | 7 | $ 1,516,000 | $ 216,571 | $ 0 |
| Macon, GA | 7 | $ 1,389,000 | $ 198,428 | $ 0 |
| Punta Gorda, FL | 7 | $ 1,324,000 | $ 189,142 | $ 4,000 |
| Salem, OR | 7 | $ 1,648,000 | $ 235,428 | $ 0 |
| San Angelo, TX | 7 | $ 1,563,000 | $ 223,285 | $ 5,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 7 | $ 2,564,000 | $ 366,285 | $ 0 |
| Santa Maria-Santa Barbara, CA | 7 | $ 2,247,000 | $ 321,000 | $ 0 |
| Springfield, IL | 7 | $ 1,088,000 | $ 155,428 | $ 62,000 |
| St. George, UT | 7 | $ 1,490,000 | $ 212,857 | $ 0 |
| Bend-Redmond, OR | 6 | $ 1,355,000 | $ 225,833 | $ 13,000 |
| Flagstaff, AZ | 6 | $ 1,695,000 | $ 282,500 | $ 22,000 |
| Hagerstown-Martinsburg, MD-WV | 6 | $ 1,019,000 | $ 169,833 | $ 0 |
| Hammond, LA | 6 | $ 1,267,000 | $ 211,166 | $ 0 |
| Hanford-Corcoran, CA | 6 | $ 1,167,000 | $ 194,500 | $ 0 |
| Houma-Thibodaux, LA | 6 | $ 1,212,000 | $ 202,000 | $ 14,000 |
| Johnson City, TN | 6 | $ 1,038,000 | $ 173,000 | $ 0 |
| Madera, CA | 6 | $ 1,006,000 | $ 167,666 | $ 0 |
| Merced, CA | 6 | $ 1,073,000 | $ 178,833 | $ 22,000 |
| Naples-Immokalee-Marco Island, FL | 6 | $ 1,509,000 | $ 251,500 | $ 52,000 |
| Texarkana, TX-AR | 6 | $ 1,053,000 | $ 175,500 | $ 0 |
| Tyler, TX | 6 | $ 1,165,000 | $ 194,166 | $ 0 |
| Chambersburg-Waynesboro, PA | 5 | $ 1,048,000 | $ 209,600 | $ 0 |
| Cleveland, TN | 5 | $ 993,000 | $ 198,600 | $ 13,000 |
| College Station-Bryan, TX | 5 | $ 964,000 | $ 192,800 | $ 0 |
| Decatur, AL | 5 | $ 1,195,000 | $ 239,000 | $ 21,000 |
| El Centro, CA | 5 | $ 1,344,000 | $ 268,800 | $ 0 |
| Erie, PA | 5 | $ 845,000 | $ 169,000 | $ 0 |
| Goldsboro, NC | 5 | $ 854,000 | $ 170,800 | $ 15,000 |
| Green Bay, WI | 5 | $ 1,021,000 | $ 204,200 | $ 0 |
| Homosassa Springs, FL | 5 | $ 776,000 | $ 155,200 | $ 0 |
| Jonesboro, AR | 5 | $ 767,000 | $ 153,400 | $ 0 |
| Lafayette-West Lafayette, IN | 5 | $ 669,000 | $ 133,800 | $ 0 |
| Louisville/Jefferson County, KY-IN | 5 | $ 830,000 | $ 166,000 | $ 0 |
| Medford, OR | 5 | $ 969,000 | $ 193,800 | $ 19,000 |
| Peoria, IL | 5 | $ 896,000 | $ 179,200 | $ 83,000 |
| Sebastian-Vero Beach, FL | 5 | $ 1,038,000 | $ 207,600 | $ 15,000 |
| Spartanburg, SC | 5 | $ 868,000 | $ 173,600 | $ 0 |
| St. Cloud, MN | 5 | $ 909,000 | $ 181,800 | $ 0 |
| York-Hanover, PA | 5 | $ 940,000 | $ 188,000 | $ 84,000 |
| Albany, GA | 4 | $ 616,000 | $ 154,000 | $ 0 |
| Altoona, PA | 4 | $ 681,000 | $ 170,250 | $ 0 |
| Ann Arbor, MI | 4 | $ 1,265,000 | $ 316,250 | $ 0 |
| Casper, WY | 4 | $ 975,000 | $ 243,750 | $ 6,000 |
| Farmington, NM | 4 | $ 880,000 | $ 220,000 | $ 0 |
| Flint, MI | 4 | $ 860,000 | $ 215,000 | $ 0 |
| Fort Wayne, IN | 4 | $ 1,005,000 | $ 251,250 | $ 0 |
| Lake Charles, LA | 4 | $ 734,000 | $ 183,500 | $ 0 |
| Lewiston, ID-WA | 4 | $ 1,088,000 | $ 272,000 | $ 0 |
| Lewiston-Auburn, ME | 4 | $ 955,000 | $ 238,750 | $ 0 |
| Madison, WI | 4 | $ 911,000 | $ 227,750 | $ 29,000 |
| Manchester-Nashua, NH | 4 | $ 871,000 | $ 217,750 | $ 0 |
| Michigan City-La Porte, IN | 4 | $ 567,000 | $ 141,750 | $ 0 |
| Monroe, MI | 4 | $ 476,000 | $ 119,000 | $ 0 |
| Pocatello, ID | 4 | $ 629,000 | $ 157,250 | $ 0 |
| Rockingham County-Strafford County, NH | 4 | $ 916,000 | $ 229,000 | $ 0 |
| Salinas, CA | 4 | $ 1,500,000 | $ 375,000 | $ 0 |
| Salisbury, MD-DE | 4 | $ 918,000 | $ 229,500 | $ 0 |
| Santa Cruz-Watsonville, CA | 4 | $ 1,740,000 | $ 435,000 | $ 0 |
| Santa Rosa, CA | 4 | $ 1,741,000 | $ 435,250 | $ 0 |
| State College, PA | 4 | $ 782,000 | $ 195,500 | $ 0 |
| Sumter, SC | 4 | $ 864,000 | $ 216,000 | $ 24,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 4 | $ 654,000 | $ 163,500 | $ 0 |
| Wichita Falls, TX | 4 | $ 636,000 | $ 159,000 | $ 0 |
| Williamsport, PA | 4 | $ 552,000 | $ 138,000 | $ 20,000 |
| Albany, OR | 3 | $ 550,000 | $ 183,333 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 3 | $ 459,000 | $ 153,000 | $ 0 |
| Beaumont-Port Arthur, TX | 3 | $ 659,000 | $ 219,666 | $ 0 |
| Bloomsburg-Berwick, PA | 3 | $ 433,000 | $ 144,333 | $ 0 |
| Brunswick, GA | 3 | $ 752,000 | $ 250,666 | $ 0 |
| Burlington, NC | 3 | $ 514,000 | $ 171,333 | $ 16,000 |
| Carson City, NV | 3 | $ 592,000 | $ 197,333 | $ 0 |
| Champaign-Urbana, IL | 3 | $ 622,000 | $ 207,333 | $ 73,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 448,000 | $ 149,333 | $ 0 |
| Elgin, IL | 3 | $ 493,000 | $ 164,333 | $ 73,000 |
| Fond Du Lac, WI | 3 | $ 481,000 | $ 160,333 | $ 0 |
| Gadsden, AL | 3 | $ 458,000 | $ 152,666 | $ 0 |
| Gainesville, GA | 3 | $ 480,000 | $ 160,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 3 | $ 505,000 | $ 168,333 | $ 0 |
| Hattiesburg, MS | 3 | $ 638,000 | $ 212,666 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 870,000 | $ 290,000 | $ 0 |
| Hot Springs, AR | 3 | $ 521,000 | $ 173,666 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 370,000 | $ 123,333 | $ 0 |
| Jackson, TN | 3 | $ 534,000 | $ 178,000 | $ 19,000 |
| Longview, TX | 3 | $ 443,000 | $ 147,666 | $ 0 |
| Manhattan, KS | 3 | $ 599,000 | $ 199,666 | $ 55,000 |
| Midland, TX | 3 | $ 548,000 | $ 182,666 | $ 0 |
| Rochester, MN | 3 | $ 661,000 | $ 220,333 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 3 | $ 1,434,000 | $ 478,000 | $ 0 |
| Springfield, OH | 3 | $ 397,000 | $ 132,333 | $ 21,000 |
| Urban Honolulu, HI | 3 | $ 1,257,000 | $ 419,000 | $ 0 |
| Victoria, TX | 3 | $ 629,000 | $ 209,666 | $ 0 |
| Appleton, WI | 2 | $ 426,000 | $ 213,000 | $ 0 |
| Athens-Clarke County, GA | 2 | $ 609,000 | $ 304,500 | $ 0 |
| Bloomington, IL | 2 | $ 524,000 | $ 262,000 | $ 95,000 |
| Columbus, IN | 2 | $ 341,000 | $ 170,500 | $ 0 |
| Corvallis, OR | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Eau Claire, WI | 2 | $ 434,000 | $ 217,000 | $ 0 |
| Evansville, IN-KY | 2 | $ 279,000 | $ 139,500 | $ 31,000 |
| Fairbanks, AK | 2 | $ 312,000 | $ 156,000 | $ 0 |
| Gettysburg, PA | 2 | $ 502,000 | $ 251,000 | $ 0 |
| Grand Island, NE | 2 | $ 403,000 | $ 201,500 | $ 0 |
| La Crosse-Onalaska, WI-MN | 2 | $ 515,000 | $ 257,500 | $ 0 |
| Lansing-East Lansing, MI | 2 | $ 318,000 | $ 159,000 | $ 0 |
| Lawrence, KS | 2 | $ 352,000 | $ 176,000 | $ 0 |
| Logan, UT-ID | 2 | $ 431,000 | $ 215,500 | $ 0 |
| Monroe, LA | 2 | $ 416,000 | $ 208,000 | $ 30,000 |
| Napa, CA | 2 | $ 931,000 | $ 465,500 | $ 101,000 |
| Newark, NJ-PA | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Odessa, TX | 2 | $ 249,000 | $ 124,500 | $ 0 |
| Oshkosh-Neenah, WI | 2 | $ 256,000 | $ 128,000 | $ 0 |
| Racine, WI | 2 | $ 833,000 | $ 416,500 | $ 0 |
| Rocky Mount, NC | 2 | $ 314,000 | $ 157,000 | $ 44,000 |
| Sebring, FL | 2 | $ 267,000 | $ 133,500 | $ 0 |
| Sherman-Denison, TX | 2 | $ 665,000 | $ 332,500 | $ 0 |
| Sioux City, IA-NE-SD | 2 | $ 270,000 | $ 135,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 2 | $ 333,000 | $ 166,500 | $ 0 |
| Topeka, KS | 2 | $ 324,000 | $ 162,000 | $ 0 |
| Wilmington, DE-MD-NJ | 2 | $ 612,000 | $ 306,000 | $ 0 |
| Bay City, MI | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Bismarck, ND | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Bloomington, IN | 1 | $ 116,000 | $ 116,000 | $ 32,000 |
| Cumberland, MD-WV | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Dalton, GA | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Danville, IL | 1 | $ 180,000 | $ 180,000 | $ 62,000 |
| Elkhart-Goshen, IN | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Fargo, ND-MN | 1 | $ 332,000 | $ 332,000 | $ 0 |
| Grand Forks, ND-MN | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Grants Pass, OR | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Jackson, MI | 1 | $ 267,000 | $ 267,000 | $ 0 |
| Johnstown, PA | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Kankakee, IL | 1 | $ 183,000 | $ 183,000 | $ 60,000 |
| Midland, MI | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Muskegon, MI | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Redding, CA | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Sheboygan, WI | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Terre Haute, IN | 1 | $ 127,000 | $ 127,000 | $ 0 |
Mortgage Loan Application Detail Totals for Flagship Financial Group, Llc. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,550 | $1,408,674,000 | $215,000 | $1,179,000 | $5,000 | $682,000 |
| Home Purchase | 133 | $30,297,000 | $227,000 | $940,000 | $86,000 | $602,000 |
| Home Improvement | 118 | $27,467,000 | $232,000 | $594,000 | $81,000 | $272,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,185 | $882,834,000 | $210,000 | $1,179,000 | $10,000 | $682,000 |
| Black or African American | 1,078 | $232,332,000 | $215,000 | $723,000 | $8,000 | $232,000 |
| Hispanic | 735 | $162,283,000 | $220,000 | $682,000 | $7,000 | $215,000 |
| Not Provided | 571 | $131,620,000 | $230,000 | $674,000 | $3,000 | $127,000 |
| Asian | 120 | $31,950,000 | $266,000 | $696,000 | $3,000 | $208,000 |
| American Indian or Alaskan Native | 67 | $14,121,000 | $210,000 | $459,000 | $3,000 | $107,000 |
| Native Hawaiian or Other Pacific Islander | 45 | $11,298,000 | $251,000 | $671,000 | $9,000 | $175,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 6,793 | $1,463,874,000 | $215,000 | $1,179,000 | $8,000 | $682,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6 | $2,225,000 | $370,000 | $940,000 | $191,000 | $602,000 |
| FHA-insured (Federal Housing Administration) | 2 | $339,000 | $169,000 | $192,000 | $15,000 | $31,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,394 | $951,589,000 | $216,000 | $1,179,000 | $6,000 | $682,000 |
| Application Withdrawn By Applicant | 1,852 | $399,241,000 | $215,000 | $940,000 | $12,000 | $602,000 |
| Application Denied By Financial Institution | 525 | $108,818,000 | $207,000 | $682,000 | $13,000 | $167,000 |
| Application Approved But Not Accepted | 29 | $6,577,000 | $226,000 | $619,000 | $0 | $0 |
| File Closed For Incompleteness | 1 | $213,000 | $213,000 | $213,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 26 | $6,016,000 | $231,000 | $502,000 | $77,000 | $167,000 |
| Other | 18 | $3,332,000 | $185,000 | $355,000 | $58,000 | $104,000 |
| Debt-To-Income Ratio | 11 | $1,883,000 | $171,000 | $259,000 | $57,000 | $100,000 |
| Collateral | 4 | $1,269,000 | $317,000 | $480,000 | $89,000 | $118,000 |
| Unverifiable Information | 3 | $437,000 | $145,000 | $183,000 | $44,000 | $58,000 |
| Credit Application Incomplete | 2 | $597,000 | $298,000 | $336,000 | $88,000 | $121,000 |
| Employment History | 2 | $316,000 | $158,000 | $180,000 | $51,000 | $52,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagship Financial Group, Llc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flagship Financial Group, Llc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.
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