Flagship Financial Group, Llc. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Flagship Financial Group, Llc. 3130 W. Maple Loop Dr. Lehi, UT 84043 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 |
| Total Number of Mortgage Applications | 6,801 |
| Total Mortgage Loan Application Amount | $1,466,438,000 |
| Average Mortgage Loan Application Amount | $224,666 |
| Highest Mortgage Loan Application Amount | $1,179,000 |
| Average Applicant Income | $57,333 |
| Highest Applicant Income | $682,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Flagship Financial Group, Llc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Flagship Financial Group, Llc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Flagship Financial Group, Llc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Flagship Financial Group, Llc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Flagship Financial Group, Llc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Flagship Financial Group, Llc.'s mortgage activity for 2015.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHOENIX-MESA-SCOTTSDALE, AZ | 256 | $ 55,689,000 | $ 217,000 | $ 6,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 228 | $ 58,706,000 | $ 257,000 | $ 10,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 216 | $ 44,800,000 | $ 207,000 | $ 2,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 205 | $ 42,519,000 | $ 207,000 | $ 4,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 192 | $ 39,994,000 | $ 208,000 | $ 9,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 175 | $ 41,056,000 | $ 234,000 | $ 12,000 |
| DALLAS-PLANO-IRVING, TX | 138 | $ 29,612,000 | $ 214,000 | $ 3,000 |
| SAN DIEGO-CARLSBAD, CA | 121 | $ 42,601,000 | $ 352,000 | $ 10,000 |
| FORT WORTH-ARLINGTON, TX | 120 | $ 22,863,000 | $ 190,000 | $ 1,000 |
| KILLEEN-TEMPLE, TX | 113 | $ 18,901,000 | $ 167,000 | $ 1,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 106 | $ 21,937,000 | $ 206,000 | $ 7,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 95 | $ 36,382,000 | $ 382,000 | $ 9,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 90 | $ 17,915,000 | $ 192,500 | $ 5,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 87 | $ 24,958,000 | $ 286,000 | $ 5,000 |
| BOISE CITY, ID | 87 | $ 16,006,000 | $ 183,000 | $ 14,000 |
| AUSTIN-ROUND ROCK, TX | 83 | $ 16,038,000 | $ 193,000 | $ 1,000 |
| FAYETTEVILLE, NC | 74 | $ 13,238,000 | $ 178,000 | $ 4,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 73 | $ 19,645,000 | $ 269,000 | $ 14,000 |
| EL PASO, TX | 72 | $ 13,051,000 | $ 181,000 | $ 0 |
| JACKSONVILLE, FL | 70 | $ 14,148,000 | $ 202,000 | $ 8,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 70 | $ 23,686,000 | $ 338,000 | $ 15,000 |
| ALBUQUERQUE, NM | 67 | $ 12,679,000 | $ 189,000 | $ 5,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 66 | $ 10,871,000 | $ 164,000 | $ 5,000 |
| CLARKSVILLE, TN-KY | 63 | $ 10,754,000 | $ 170,000 | $ 7,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 62 | $ 13,941,000 | $ 224,000 | $ 8,000 |
| SALT LAKE CITY, UT | 62 | $ 14,835,000 | $ 239,000 | $ 14,000 |
| TUCSON, AZ | 60 | $ 11,829,000 | $ 197,000 | $ 2,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 57 | $ 11,587,000 | $ 203,000 | $ 4,000 |
| JACKSONVILLE, NC | 55 | $ 9,823,000 | $ 178,000 | $ 1,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 54 | $ 10,886,000 | $ 201,000 | $ 4,000 |
| OGDEN-CLEARFIELD, UT | 54 | $ 11,163,000 | $ 206,000 | $ 5,000 |
| COLUMBUS, OH | 47 | $ 7,526,000 | $ 160,000 | $ 4,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 46 | $ 9,194,000 | $ 202,500 | $ 1,000 |
| RALEIGH, NC | 44 | $ 9,602,000 | $ 218,000 | $ 11,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 43 | $ 9,953,000 | $ 231,000 | $ 19,000 |
| RENO, NV | 42 | $ 9,621,000 | $ 229,000 | $ 15,000 |
| MEMPHIS, TN-MS-AR | 38 | $ 7,290,000 | $ 162,333 | $ 23,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 36 | $ 14,740,000 | $ 409,000 | $ 5,000 |
| COLUMBUS, GA-AL | 34 | $ 7,581,000 | $ 222,500 | $ 0 |
| HINESVILLE, GA | 34 | $ 5,767,000 | $ 169,000 | $ 0 |
| KNOXVILLE, TN | 34 | $ 6,558,000 | $ 192,000 | $ 6,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 34 | $ 5,615,000 | $ 165,000 | $ 0 |
| PITTSBURGH, PA | 34 | $ 6,148,000 | $ 180,000 | $ 6,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 33 | $ 7,001,000 | $ 212,000 | $ 81,000 |
| CINCINNATI, OH-KY-IN | 33 | $ 5,947,000 | $ 171,500 | $ 10,000 |
| BATON ROUGE, LA | 32 | $ 6,647,000 | $ 207,000 | $ 0 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 32 | $ 9,068,000 | $ 283,000 | $ 10,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 32 | $ 12,529,000 | $ 391,000 | $ 10,000 |
| PROVO-OREM, UT | 32 | $ 8,357,000 | $ 261,000 | $ 32,000 |
| BAKERSFIELD, CA | 31 | $ 6,325,000 | $ 204,000 | $ 4,000 |
| FRESNO, CA | 31 | $ 8,014,000 | $ 258,000 | $ 8,000 |
| HUNTSVILLE, AL | 31 | $ 6,369,000 | $ 205,000 | $ 5,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 31 | $ 6,321,000 | $ 203,000 | $ 19,000 |
| BIRMINGHAM-HOOVER, AL | 29 | $ 5,940,000 | $ 204,000 | $ 14,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 28 | $ 13,030,000 | $ 465,000 | $ 6,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 28 | $ 7,240,000 | $ 258,000 | $ 7,000 |
| GREENSBORO-HIGH POINT, NC | 27 | $ 5,299,000 | $ 196,000 | $ 3,000 |
| MONTGOMERY, AL | 27 | $ 5,008,000 | $ 185,000 | $ 2,000 |
| NEW ORLEANS-METAIRIE, LA | 27 | $ 5,519,000 | $ 204,000 | $ 13,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 27 | $ 5,911,000 | $ 218,000 | $ 10,000 |
| SAVANNAH, GA | 27 | $ 4,867,000 | $ 180,000 | $ 3,000 |
| STOCKTON-LODI, CA | 27 | $ 7,696,000 | $ 285,000 | $ 16,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 25 | $ 4,908,000 | $ 196,000 | $ 24,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 25 | $ 7,608,000 | $ 304,000 | $ 17,000 |
| LAKELAND-WINTER HAVEN, FL | 25 | $ 4,569,000 | $ 182,000 | $ 11,000 |
| CAPE CORAL-FORT MYERS, FL | 24 | $ 5,250,000 | $ 218,000 | $ 4,000 |
| HARRISBURG-CARLISLE, PA | 24 | $ 5,149,000 | $ 214,000 | $ 9,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 23 | $ 4,441,000 | $ 193,000 | $ 7,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 23 | $ 4,084,000 | $ 178,000 | $ 4,500 |
| PHILADELPHIA, PA | 23 | $ 3,794,000 | $ 164,000 | $ 0 |
| ABILENE, TX | 22 | $ 3,353,000 | $ 152,000 | $ 3,000 |
| CORPUS CHRISTI, TX | 22 | $ 3,616,000 | $ 164,000 | $ 10,000 |
| PRESCOTT, AZ | 22 | $ 4,774,000 | $ 217,000 | $ 3,000 |
| SIERRA VISTA-DOUGLAS, AZ | 22 | $ 4,291,000 | $ 195,000 | $ 2,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 22 | $ 4,726,000 | $ 214,000 | $ 12,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 21 | $ 5,027,000 | $ 239,000 | $ 2,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 21 | $ 4,017,000 | $ 191,000 | $ 3,000 |
| ST. LOUIS, MO-IL | 21 | $ 3,925,000 | $ 186,000 | $ 73,000 |
| VALLEJO-FAIRFIELD, CA | 21 | $ 6,322,000 | $ 301,000 | $ 22,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 21 | $ 5,285,000 | $ 251,000 | $ 19,000 |
| ANCHORAGE, AK | 20 | $ 6,012,000 | $ 300,000 | $ 23,000 |
| DAYTON, OH | 20 | $ 3,587,000 | $ 179,000 | $ 0 |
| COEUR D'ALENE, ID | 19 | $ 4,188,000 | $ 220,000 | $ 27,000 |
| LANCASTER, PA | 19 | $ 3,756,000 | $ 197,000 | $ 7,000 |
| PANAMA CITY, FL | 19 | $ 5,555,000 | $ 292,000 | $ 14,000 |
| WARNER ROBINS, GA | 19 | $ 3,791,000 | $ 199,000 | $ 12,000 |
| COLUMBIA, SC | 18 | $ 3,526,000 | $ 195,000 | $ 3,000 |
| LINCOLN, NE | 18 | $ 2,583,000 | $ 143,000 | $ 17,000 |
| PORTLAND-SOUTH PORTLAND, ME | 18 | $ 4,468,000 | $ 248,000 | $ 3,000 |
| SHREVEPORT-BOSSIER CITY, LA | 18 | $ 3,135,000 | $ 174,000 | $ 7,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 18 | $ 5,813,000 | $ 322,000 | $ 3,000 |
| GARY, IN | 17 | $ 3,336,000 | $ 196,000 | $ 10,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 17 | $ 2,585,000 | $ 152,000 | $ 15,000 |
| CLEVELAND-ELYRIA, OH | 16 | $ 2,788,000 | $ 174,000 | $ 0 |
| DOTHAN, AL | 16 | $ 2,777,000 | $ 173,000 | $ 21,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 16 | $ 2,787,000 | $ 174,000 | $ 0 |
| KANSAS CITY, MO-KS | 16 | $ 3,116,000 | $ 194,000 | $ 0 |
| PORT ST. LUCIE, FL | 16 | $ 2,646,000 | $ 165,000 | $ 11,000 |
| TUSCALOOSA, AL | 16 | $ 2,751,000 | $ 171,000 | $ 19,000 |
| WINSTON-SALEM, NC | 16 | $ 2,211,000 | $ 138,000 | $ 2,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 15 | $ 2,918,000 | $ 194,000 | $ 7,000 |
| ASHEVILLE, NC | 15 | $ 3,064,000 | $ 204,000 | $ 10,000 |
| CHATTANOOGA, TN-GA | 15 | $ 2,552,000 | $ 163,500 | $ 11,500 |
| NEW BERN, NC | 15 | $ 2,252,000 | $ 150,000 | $ 5,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 14 | $ 3,898,000 | $ 278,000 | $ 0 |
| MOBILE, AL | 14 | $ 2,723,000 | $ 194,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 13 | $ 3,018,000 | $ 219,500 | $ 42,500 |
| MCALLEN-EDINBURG-MISSION, TX | 13 | $ 2,136,000 | $ 164,000 | $ 14,000 |
| MODESTO, CA | 13 | $ 3,007,000 | $ 231,000 | $ 17,000 |
| OCALA, FL | 13 | $ 2,575,000 | $ 198,000 | $ 10,000 |
| VISALIA-PORTERVILLE, CA | 13 | $ 2,773,000 | $ 213,000 | $ 13,000 |
| CHEYENNE, WY | 12 | $ 2,518,000 | $ 209,000 | $ 15,000 |
| DURHAM-CHAPEL HILL, NC | 12 | $ 2,755,000 | $ 229,000 | $ 29,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 12 | $ 1,969,000 | $ 164,000 | $ 9,000 |
| MORRISTOWN, TN | 12 | $ 2,510,000 | $ 209,000 | $ 3,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 12 | $ 2,474,000 | $ 206,000 | $ 14,000 |
| TALLAHASSEE, FL | 12 | $ 2,740,000 | $ 228,000 | $ 17,000 |
| THE VILLAGES, FL | 12 | $ 2,677,000 | $ 223,000 | $ 14,000 |
| VALDOSTA, GA | 12 | $ 1,829,000 | $ 152,000 | $ 8,000 |
| WICHITA, KS | 12 | $ 1,679,000 | $ 139,000 | $ 6,000 |
| YUMA, AZ | 12 | $ 2,351,000 | $ 195,000 | $ 4,000 |
| BROWNSVILLE-HARLINGEN, TX | 11 | $ 1,636,000 | $ 148,000 | $ 4,000 |
| EAST STROUDSBURG, PA | 11 | $ 2,354,000 | $ 214,000 | $ 0 |
| EUGENE, OR | 11 | $ 2,511,000 | $ 228,000 | $ 6,000 |
| HICKORY-LENOIR-MORGANTON, NC | 11 | $ 1,464,000 | $ 133,000 | $ 30,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 11 | $ 1,990,000 | $ 180,000 | $ 7,000 |
| LAS CRUCES, NM | 11 | $ 2,072,000 | $ 188,000 | $ 12,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 11 | $ 5,459,000 | $ 496,000 | $ 11,000 |
| TOLEDO, OH | 11 | $ 1,513,000 | $ 137,000 | $ 8,000 |
| WILMINGTON, NC | 11 | $ 2,438,000 | $ 221,000 | $ 3,000 |
| AKRON, OH | 10 | $ 1,832,000 | $ 183,000 | $ 0 |
| GAINESVILLE, FL | 10 | $ 1,908,000 | $ 190,000 | $ 7,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 10 | $ 1,436,000 | $ 143,000 | $ 0 |
| READING, PA | 10 | $ 2,042,000 | $ 204,000 | $ 0 |
| WACO, TX | 10 | $ 1,622,000 | $ 162,000 | $ 22,000 |
| AUBURN-OPELIKA, AL | 9 | $ 1,486,000 | $ 165,000 | $ 15,000 |
| CANTON-MASSILLON, OH | 9 | $ 1,404,000 | $ 156,000 | $ 10,000 |
| CHICO, CA | 9 | $ 2,278,000 | $ 253,000 | $ 11,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 9 | $ 2,020,000 | $ 224,000 | $ 4,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 9 | $ 1,491,000 | $ 161,000 | $ 6,000 |
| YUBA CITY, CA | 9 | $ 2,030,000 | $ 225,000 | $ 0 |
| ALEXANDRIA, LA | 8 | $ 1,465,000 | $ 183,000 | $ 31,000 |
| AMARILLO, TX | 8 | $ 1,146,000 | $ 143,000 | $ 0 |
| DETROIT-DEARBORN-LIVONIA, MI | 8 | $ 1,309,000 | $ 163,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 8 | $ 1,545,000 | $ 193,000 | $ 28,000 |
| FLORENCE-MUSCLE SHOALS, AL | 8 | $ 1,428,000 | $ 178,000 | $ 0 |
| FORT SMITH, AR-OK | 8 | $ 1,123,000 | $ 140,000 | $ 6,000 |
| JACKSON, MS | 8 | $ 1,659,000 | $ 207,000 | $ 24,000 |
| LAFAYETTE, LA | 8 | $ 1,488,000 | $ 186,000 | $ 11,000 |
| LAREDO, TX | 8 | $ 1,332,000 | $ 166,000 | $ 0 |
| LEBANON, PA | 8 | $ 1,518,000 | $ 189,000 | $ 0 |
| SANTA FE, NM | 8 | $ 1,517,000 | $ 189,000 | $ 0 |
| BANGOR, ME | 7 | $ 1,125,000 | $ 160,000 | $ 0 |
| CALIFORNIA-LEXINGTON PARK, MD | 7 | $ 2,098,000 | $ 299,000 | $ 25,000 |
| DULUTH, MN-WI | 7 | $ 1,344,000 | $ 164,500 | $ 0 |
| GREENVILLE, NC | 7 | $ 1,340,000 | $ 191,000 | $ 0 |
| IDAHO FALLS, ID | 7 | $ 1,202,000 | $ 171,000 | $ 0 |
| LUBBOCK, TX | 7 | $ 1,516,000 | $ 216,000 | $ 0 |
| MACON, GA | 7 | $ 1,389,000 | $ 198,000 | $ 0 |
| PUNTA GORDA, FL | 7 | $ 1,324,000 | $ 189,000 | $ 4,000 |
| SALEM, OR | 7 | $ 1,648,000 | $ 235,000 | $ 0 |
| SAN ANGELO, TX | 7 | $ 1,563,000 | $ 223,000 | $ 5,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 7 | $ 2,564,000 | $ 366,000 | $ 0 |
| SANTA MARIA-SANTA BARBARA, CA | 7 | $ 2,247,000 | $ 321,000 | $ 0 |
| SPRINGFIELD, IL | 7 | $ 1,088,000 | $ 155,000 | $ 62,000 |
| ST. GEORGE, UT | 7 | $ 1,490,000 | $ 212,000 | $ 0 |
| BEND-REDMOND, OR | 6 | $ 1,355,000 | $ 225,000 | $ 13,000 |
| FLAGSTAFF, AZ | 6 | $ 1,695,000 | $ 282,000 | $ 22,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 6 | $ 1,019,000 | $ 169,000 | $ 0 |
| HAMMOND, LA | 6 | $ 1,267,000 | $ 211,000 | $ 0 |
| HANFORD-CORCORAN, CA | 6 | $ 1,167,000 | $ 194,000 | $ 0 |
| HOUMA-THIBODAUX, LA | 6 | $ 1,212,000 | $ 202,000 | $ 14,000 |
| JOHNSON CITY, TN | 6 | $ 1,038,000 | $ 173,000 | $ 0 |
| MADERA, CA | 6 | $ 1,006,000 | $ 167,000 | $ 0 |
| MERCED, CA | 6 | $ 1,073,000 | $ 178,000 | $ 22,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 6 | $ 1,509,000 | $ 251,000 | $ 52,000 |
| TEXARKANA, TX-AR | 6 | $ 1,053,000 | $ 175,500 | $ 0 |
| TYLER, TX | 6 | $ 1,165,000 | $ 194,000 | $ 0 |
| CHAMBERSBURG-WAYNESBORO, PA | 5 | $ 1,048,000 | $ 209,000 | $ 0 |
| CLEVELAND, TN | 5 | $ 993,000 | $ 198,000 | $ 13,000 |
| COLLEGE STATION-BRYAN, TX | 5 | $ 964,000 | $ 192,000 | $ 0 |
| DECATUR, AL | 5 | $ 1,195,000 | $ 239,000 | $ 21,000 |
| EL CENTRO, CA | 5 | $ 1,344,000 | $ 268,000 | $ 0 |
| ERIE, PA | 5 | $ 845,000 | $ 169,000 | $ 0 |
| GOLDSBORO, NC | 5 | $ 854,000 | $ 170,000 | $ 15,000 |
| GREEN BAY, WI | 5 | $ 1,021,000 | $ 204,000 | $ 0 |
| HOMOSASSA SPRINGS, FL | 5 | $ 776,000 | $ 155,000 | $ 0 |
| JONESBORO, AR | 5 | $ 767,000 | $ 153,000 | $ 0 |
| LAFAYETTE-WEST LAFAYETTE, IN | 5 | $ 669,000 | $ 133,000 | $ 0 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 5 | $ 830,000 | $ 166,000 | $ 0 |
| MEDFORD, OR | 5 | $ 969,000 | $ 193,000 | $ 19,000 |
| PEORIA, IL | 5 | $ 896,000 | $ 179,000 | $ 83,000 |
| SEBASTIAN-VERO BEACH, FL | 5 | $ 1,038,000 | $ 207,000 | $ 15,000 |
| SPARTANBURG, SC | 5 | $ 868,000 | $ 173,000 | $ 0 |
| ST. CLOUD, MN | 5 | $ 909,000 | $ 181,000 | $ 0 |
| YORK-HANOVER, PA | 5 | $ 940,000 | $ 188,000 | $ 84,000 |
| ALBANY, GA | 4 | $ 616,000 | $ 154,000 | $ 0 |
| ALTOONA, PA | 4 | $ 681,000 | $ 170,000 | $ 0 |
| ANN ARBOR, MI | 4 | $ 1,265,000 | $ 316,000 | $ 0 |
| CASPER, WY | 4 | $ 975,000 | $ 243,000 | $ 6,000 |
| FARMINGTON, NM | 4 | $ 880,000 | $ 220,000 | $ 0 |
| FLINT, MI | 4 | $ 860,000 | $ 215,000 | $ 0 |
| FORT WAYNE, IN | 4 | $ 1,005,000 | $ 251,000 | $ 0 |
| LAKE CHARLES, LA | 4 | $ 734,000 | $ 183,000 | $ 0 |
| LEWISTON, ID-WA | 4 | $ 1,088,000 | $ 272,000 | $ 0 |
| LEWISTON-AUBURN, ME | 4 | $ 955,000 | $ 238,000 | $ 0 |
| MADISON, WI | 4 | $ 911,000 | $ 227,000 | $ 29,000 |
| MANCHESTER-NASHUA, NH | 4 | $ 871,000 | $ 217,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 4 | $ 567,000 | $ 141,000 | $ 0 |
| MONROE, MI | 4 | $ 476,000 | $ 119,000 | $ 0 |
| POCATELLO, ID | 4 | $ 629,000 | $ 157,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 4 | $ 916,000 | $ 229,000 | $ 0 |
| SALINAS, CA | 4 | $ 1,500,000 | $ 375,000 | $ 0 |
| SALISBURY, MD-DE | 4 | $ 918,000 | $ 229,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 4 | $ 1,740,000 | $ 435,000 | $ 0 |
| SANTA ROSA, CA | 4 | $ 1,741,000 | $ 435,000 | $ 0 |
| STATE COLLEGE, PA | 4 | $ 782,000 | $ 195,000 | $ 0 |
| SUMTER, SC | 4 | $ 864,000 | $ 216,000 | $ 24,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 4 | $ 654,000 | $ 163,000 | $ 0 |
| WICHITA FALLS, TX | 4 | $ 636,000 | $ 159,000 | $ 0 |
| WILLIAMSPORT, PA | 4 | $ 552,000 | $ 138,000 | $ 20,000 |
| ALBANY, OR | 3 | $ 550,000 | $ 183,000 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 3 | $ 459,000 | $ 153,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 3 | $ 659,000 | $ 219,000 | $ 0 |
| BLOOMSBURG-BERWICK, PA | 3 | $ 433,000 | $ 144,000 | $ 0 |
| BRUNSWICK, GA | 3 | $ 752,000 | $ 250,000 | $ 0 |
| BURLINGTON, NC | 3 | $ 514,000 | $ 171,000 | $ 16,000 |
| CARSON CITY, NV | 3 | $ 592,000 | $ 197,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 3 | $ 622,000 | $ 207,000 | $ 73,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $ 448,000 | $ 149,000 | $ 0 |
| ELGIN, IL | 3 | $ 493,000 | $ 164,000 | $ 73,000 |
| FOND DU LAC, WI | 3 | $ 481,000 | $ 160,000 | $ 0 |
| GADSDEN, AL | 3 | $ 458,000 | $ 152,000 | $ 0 |
| GAINESVILLE, GA | 3 | $ 480,000 | $ 160,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 3 | $ 505,000 | $ 168,000 | $ 0 |
| HATTIESBURG, MS | 3 | $ 638,000 | $ 212,000 | $ 0 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 3 | $ 870,000 | $ 290,000 | $ 0 |
| HOT SPRINGS, AR | 3 | $ 521,000 | $ 173,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 3 | $ 370,000 | $ 123,000 | $ 0 |
| JACKSON, TN | 3 | $ 534,000 | $ 178,000 | $ 19,000 |
| LONGVIEW, TX | 3 | $ 443,000 | $ 147,000 | $ 0 |
| MANHATTAN, KS | 3 | $ 599,000 | $ 199,000 | $ 55,000 |
| MIDLAND, TX | 3 | $ 548,000 | $ 182,000 | $ 0 |
| ROCHESTER, MN | 3 | $ 661,000 | $ 220,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 3 | $ 1,434,000 | $ 478,000 | $ 0 |
| SPRINGFIELD, OH | 3 | $ 397,000 | $ 132,000 | $ 21,000 |
| URBAN HONOLULU, HI | 3 | $ 1,257,000 | $ 419,000 | $ 0 |
| VICTORIA, TX | 3 | $ 629,000 | $ 209,000 | $ 0 |
| APPLETON, WI | 2 | $ 426,000 | $ 213,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 609,000 | $ 304,000 | $ 0 |
| BLOOMINGTON, IL | 2 | $ 524,000 | $ 262,000 | $ 95,000 |
| COLUMBUS, IN | 2 | $ 341,000 | $ 170,000 | $ 0 |
| CORVALLIS, OR | 2 | $ 400,000 | $ 200,000 | $ 0 |
| EAU CLAIRE, WI | 2 | $ 434,000 | $ 217,000 | $ 0 |
| EVANSVILLE, IN-KY | 2 | $ 279,000 | $ 139,000 | $ 31,000 |
| FAIRBANKS, AK | 2 | $ 312,000 | $ 156,000 | $ 0 |
| GETTYSBURG, PA | 2 | $ 502,000 | $ 251,000 | $ 0 |
| GRAND ISLAND, NE | 2 | $ 403,000 | $ 201,000 | $ 0 |
| LA CROSSE-ONALASKA, WI-MN | 2 | $ 515,000 | $ 257,500 | $ 0 |
| LANSING-EAST LANSING, MI | 2 | $ 318,000 | $ 159,000 | $ 0 |
| LAWRENCE, KS | 2 | $ 352,000 | $ 176,000 | $ 0 |
| LOGAN, UT-ID | 2 | $ 431,000 | $ 215,500 | $ 0 |
| MONROE, LA | 2 | $ 416,000 | $ 208,000 | $ 30,000 |
| NAPA, CA | 2 | $ 931,000 | $ 465,000 | $ 101,000 |
| NEWARK, NJ-PA | 2 | $ 340,000 | $ 170,000 | $ 0 |
| ODESSA, TX | 2 | $ 249,000 | $ 124,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 2 | $ 256,000 | $ 128,000 | $ 0 |
| RACINE, WI | 2 | $ 833,000 | $ 416,000 | $ 0 |
| ROCKY MOUNT, NC | 2 | $ 314,000 | $ 157,000 | $ 44,000 |
| SEBRING, FL | 2 | $ 267,000 | $ 133,000 | $ 0 |
| SHERMAN-DENISON, TX | 2 | $ 665,000 | $ 332,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 2 | $ 270,000 | $ 135,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 333,000 | $ 166,000 | $ 0 |
| TOPEKA, KS | 2 | $ 324,000 | $ 162,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 2 | $ 612,000 | $ 306,000 | $ 0 |
| BAY CITY, MI | 1 | $ 160,000 | $ 160,000 | $ 0 |
| BISMARCK, ND | 1 | $ 138,000 | $ 138,000 | $ 0 |
| BLOOMINGTON, IN | 1 | $ 116,000 | $ 116,000 | $ 32,000 |
| CUMBERLAND, MD-WV | 1 | $ 159,000 | $ 159,000 | $ 0 |
| DALTON, GA | 1 | $ 118,000 | $ 118,000 | $ 0 |
| DANVILLE, IL | 1 | $ 180,000 | $ 180,000 | $ 62,000 |
| ELKHART-GOSHEN, IN | 1 | $ 139,000 | $ 139,000 | $ 0 |
| FARGO, ND-MN | 1 | $ 332,000 | $ 332,000 | $ 0 |
| GRAND FORKS, ND-MN | 1 | $ 158,000 | $ 158,000 | $ 0 |
| GRANTS PASS, OR | 1 | $ 125,000 | $ 125,000 | $ 0 |
| JACKSON, MI | 1 | $ 267,000 | $ 267,000 | $ 0 |
| JOHNSTOWN, PA | 1 | $ 134,000 | $ 134,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 304,000 | $ 304,000 | $ 0 |
| KANKAKEE, IL | 1 | $ 183,000 | $ 183,000 | $ 60,000 |
| MIDLAND, MI | 1 | $ 132,000 | $ 132,000 | $ 0 |
| MUSKEGON, MI | 1 | $ 118,000 | $ 118,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 1 | $ 234,000 | $ 234,000 | $ 0 |
| REDDING, CA | 1 | $ 173,000 | $ 173,000 | $ 0 |
| SHEBOYGAN, WI | 1 | $ 188,000 | $ 188,000 | $ 0 |
| TERRE HAUTE, IN | 1 | $ 127,000 | $ 127,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,550 | $1,408,674,000 | $215,000 | $1,179,000 | $5,000 | $682,000 |
| Home Purchase | 133 | $30,297,000 | $227,000 | $940,000 | $86,000 | $602,000 |
| Home Improvement | 118 | $27,467,000 | $232,000 | $594,000 | $81,000 | $272,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,185 | $882,834,000 | $210,000 | $1,179,000 | $10,000 | $682,000 |
| Black or African American | 1,078 | $232,332,000 | $215,000 | $723,000 | $8,000 | $232,000 |
| Hispanic | 735 | $162,283,000 | $220,000 | $682,000 | $7,000 | $215,000 |
| Not Provided | 571 | $131,620,000 | $230,000 | $674,000 | $3,000 | $127,000 |
| Asian | 120 | $31,950,000 | $266,000 | $696,000 | $3,000 | $208,000 |
| American Indian or Alaskan Native | 67 | $14,121,000 | $210,000 | $459,000 | $3,000 | $107,000 |
| Native Hawaiian or Other Pacific Islander | 45 | $11,298,000 | $251,000 | $671,000 | $9,000 | $175,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 6,793 | $1,463,874,000 | $215,000 | $1,179,000 | $8,000 | $682,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6 | $2,225,000 | $370,000 | $940,000 | $191,000 | $602,000 |
| FHA-insured (Federal Housing Administration) | 2 | $339,000 | $169,000 | $192,000 | $15,000 | $31,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,394 | $951,589,000 | $216,000 | $1,179,000 | $6,000 | $682,000 |
| Application Withdrawn By Applicant | 1,852 | $399,241,000 | $215,000 | $940,000 | $12,000 | $602,000 |
| Application Denied By Financial Institution | 525 | $108,818,000 | $207,000 | $682,000 | $13,000 | $167,000 |
| Application Approved But Not Accepted | 29 | $6,577,000 | $226,000 | $619,000 | $0 | $0 |
| File Closed For Incompleteness | 1 | $213,000 | $213,000 | $213,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 26 | $6,016,000 | $231,000 | $502,000 | $77,000 | $167,000 |
| Other | 18 | $3,332,000 | $185,000 | $355,000 | $58,000 | $104,000 |
| Debt-To-Income Ratio | 11 | $1,883,000 | $171,000 | $259,000 | $57,000 | $100,000 |
| Collateral | 4 | $1,269,000 | $317,000 | $480,000 | $89,000 | $118,000 |
| Unverifiable Information | 3 | $437,000 | $145,000 | $183,000 | $44,000 | $58,000 |
| Credit Application Incomplete | 2 | $597,000 | $298,000 | $336,000 | $88,000 | $121,000 |
| Employment History | 2 | $316,000 | $158,000 | $180,000 | $51,000 | $52,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagship Financial Group, Llc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flagship Financial Group, Llc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.