Flagstar Bank Mortgage Lending & HMDA Data, 2003

In 2003, Flagstar Bank of Troy, MI reported 458,736 mortgage applications totaling $74.4 billion. The average application was for $162,231, and applicants reported an average income of $74,979. 71% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Detroit, MI (48,773), Los Angeles-Long Beach, CA (14,142) and Chicago, IL (13,736) (applications in parentheses).

Mortgage Company & Address Flagstar Bank
5151 Corporate Dr
Troy, MI 48098
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 458,736
Total Mortgage Loan Application Amount $74,421,321,000
Average Mortgage Loan Application Amount $162,231
Highest Mortgage Loan Application Amount $2,052,000
Average Applicant Income $74,979
Highest Applicant Income $5,687,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Flagstar Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Flagstar Bank by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oakland, Michigan 19,032 $ 3,199,203,000 $ 168,095 $ 77,000
Los Angeles, California 14,142 $ 3,123,303,000 $ 220,852 $ 95,000
Wayne, Michigan 13,673 $ 1,695,809,000 $ 124,026 $ 63,000
Macomb, Michigan 12,192 $ 1,650,597,000 $ 135,383 $ 59,000
San Diego, California 9,149 $ 2,155,397,000 $ 235,588 $ 94,000
Cook, Illinois 7,710 $ 1,331,242,000 $ 172,664 $ 73,000
King, Washington 7,436 $ 1,540,642,000 $ 207,186 $ 88,000
Orange, California 6,645 $ 1,660,401,000 $ 249,872 $ 103,000
Santa Clara, California 6,273 $ 1,725,315,000 $ 275,038 $ 109,000
Maricopa, Arizona 6,266 $ 983,929,000 $ 157,026 $ 76,000
Alameda, California 4,239 $ 1,086,630,000 $ 256,341 $ 99,000
Kent, Michigan 4,169 $ 471,543,000 $ 113,106 $ 52,000
St. Louis, Missouri 3,868 $ 525,217,000 $ 135,785 $ 74,000
Contra Costa, California 3,479 $ 850,873,000 $ 244,574 $ 91,000
Harris, Texas 3,453 $ 486,131,000 $ 140,785 $ 86,000
Riverside, California 3,419 $ 656,961,000 $ 192,150 $ 88,000
Franklin, Ohio 3,343 $ 429,301,000 $ 128,417 $ 60,000
Snohomish, Washington 3,285 $ 621,034,000 $ 189,051 $ 78,000
Clark, Nevada 3,029 $ 485,529,000 $ 160,293 $ 86,000
Genesee, Michigan 2,973 $ 334,494,000 $ 112,510 $ 59,000
Washtenaw, Michigan 2,970 $ 507,470,000 $ 170,865 $ 97,000
Broward, Florida 2,911 $ 446,125,000 $ 153,254 $ 69,000
Suffolk, New York 2,816 $ 599,298,000 $ 212,818 $ 87,000
Cuyahoga, Ohio 2,792 $ 328,637,000 $ 117,706 $ 61,000
San Bernardino, California 2,718 $ 462,056,000 $ 169,998 $ 81,000
Dallas, Texas 2,675 $ 385,366,000 $ 144,062 $ 79,000
Sacramento, California 2,623 $ 496,834,000 $ 189,414 $ 81,000
Pima, Arizona 2,538 $ 345,292,000 $ 136,048 $ 65,000
Miami-Dade, Florida 2,473 $ 374,136,000 $ 151,288 $ 77,000
Ventura, California 2,446 $ 605,887,000 $ 247,705 $ 105,000
Jefferson, Colorado 2,437 $ 449,743,000 $ 184,547 $ 79,000
Middlesex, Massachusetts 2,426 $ 544,259,000 $ 224,344 $ 91,000
Livingston, Michigan 2,331 $ 402,067,000 $ 172,486 $ 75,000
Pierce, Washington 2,299 $ 376,808,000 $ 163,900 $ 75,000
Nassau, New York 2,296 $ 529,398,000 $ 230,574 $ 90,000
St. Clair, Michigan 2,171 $ 267,765,000 $ 123,337 $ 84,000
St. Charles, Missouri 2,102 $ 283,803,000 $ 135,015 $ 67,000
Tarrant, Texas 2,062 $ 288,551,000 $ 139,937 $ 83,000
Arapahoe, Colorado 2,051 $ 354,308,000 $ 172,748 $ 73,000
Fairfax, Virginia 2,044 $ 456,637,000 $ 223,403 $ 95,000
Palm Beach, Florida 2,024 $ 331,471,000 $ 163,770 $ 91,000
Brown, Wisconsin 1,979 $ 264,244,000 $ 133,524 $ 64,000
Montgomery, Maryland 1,948 $ 428,603,000 $ 220,022 $ 97,000
Salt Lake, Utah 1,891 $ 303,140,000 $ 160,306 $ 76,000
Denver, Colorado 1,886 $ 318,733,000 $ 168,999 $ 73,000
DuPage, Illinois 1,885 $ 343,085,000 $ 182,007 $ 85,000
San Mateo, California 1,834 $ 519,936,000 $ 283,498 $ 113,000
Hartford, Connecticut 1,776 $ 282,282,000 $ 158,942 $ 77,000
Multnomah, Oregon 1,738 $ 289,744,000 $ 166,711 $ 77,000
Lucas, Ohio 1,728 $ 181,935,000 $ 105,286 $ 56,000
Fairfield, Connecticut 1,719 $ 400,863,000 $ 233,195 $ 103,000
Baltimore, Maryland 1,718 $ 266,263,000 $ 154,984 $ 77,000
Ottawa, Michigan 1,692 $ 206,772,000 $ 122,205 $ 63,000
Travis, Texas 1,665 $ 291,656,000 $ 175,168 $ 93,000
Queens, New York 1,614 $ 390,296,000 $ 241,819 $ 80,000
Solano, California 1,612 $ 348,124,000 $ 215,957 $ 82,000
Allegheny, Pennsylvania 1,566 $ 164,474,000 $ 105,028 $ 71,000
Hamilton, Ohio 1,512 $ 184,128,000 $ 121,777 $ 59,000
Ingham, Michigan 1,499 $ 161,994,000 $ 108,068 $ 62,000
Adams, Colorado 1,486 $ 248,348,000 $ 167,125 $ 61,000
Orange, Florida 1,470 $ 194,556,000 $ 132,351 $ 58,000
Boulder, Colorado 1,450 $ 309,902,000 $ 213,725 $ 95,000
Norfolk, Massachusetts 1,430 $ 313,453,000 $ 219,197 $ 96,000
Providence, Rhode Island 1,429 $ 245,069,000 $ 171,496 $ 77,000
New Haven, Connecticut 1,425 $ 237,576,000 $ 166,720 $ 85,000
Hennepin, Minnesota 1,414 $ 239,137,000 $ 169,120 $ 65,000
San Francisco, California 1,410 $ 388,686,000 $ 275,663 $ 116,000
Jackson, Michigan 1,409 $ 138,125,000 $ 98,030 $ 53,000
Fresno, California 1,402 $ 206,092,000 $ 146,998 $ 68,000
Ada, Idaho 1,393 $ 188,531,000 $ 135,341 $ 71,000
Bergen, New Jersey 1,390 $ 336,290,000 $ 241,935 $ 124,000
Will, Illinois 1,358 $ 228,235,000 $ 168,067 $ 73,000
Douglas, Colorado 1,335 $ 300,838,000 $ 225,346 $ 90,000
Montgomery, Ohio 1,335 $ 141,320,000 $ 105,857 $ 57,000
Collin, Texas 1,334 $ 226,300,000 $ 169,640 $ 104,000
Marion, Indiana 1,281 $ 150,348,000 $ 117,367 $ 62,000
Utah, Utah 1,275 $ 202,723,000 $ 158,998 $ 75,000
Larimer, Colorado 1,273 $ 219,188,000 $ 172,182 $ 71,000
Westchester, New York 1,264 $ 320,469,000 $ 253,535 $ 114,000
Prince George's, Maryland 1,261 $ 216,180,000 $ 171,435 $ 70,000
Worcester, Massachusetts 1,237 $ 227,241,000 $ 183,703 $ 83,000
Summit, Ohio 1,234 $ 149,186,000 $ 120,896 $ 56,000
Bristol, Massachusetts 1,231 $ 209,424,000 $ 170,125 $ 72,000
Essex, Massachusetts 1,228 $ 256,196,000 $ 208,628 $ 86,000
Hillsborough, Florida 1,206 $ 157,457,000 $ 130,561 $ 60,000
Milwaukee, Wisconsin 1,198 $ 154,772,000 $ 129,191 $ 68,000
Anne Arundel, Maryland 1,190 $ 213,784,000 $ 179,650 $ 78,000
Santa Fe, New Mexico 1,172 $ 224,333,000 $ 191,410 $ 81,000
Jefferson, Missouri 1,164 $ 135,001,000 $ 115,980 $ 58,000
Washington, Oregon 1,148 $ 213,198,000 $ 185,712 $ 91,000
Lake, Illinois 1,127 $ 201,196,000 $ 178,523 $ 119,000
San Joaquin, California 1,126 $ 229,114,000 $ 203,476 $ 79,000
Spokane, Washington 1,126 $ 136,634,000 $ 121,344 $ 62,000
Douglas, Nebraska 1,115 $ 132,505,000 $ 118,838 $ 62,000
Maui, Hawaii 1,109 $ 282,283,000 $ 254,538 $ 131,000
Butler, Ohio 1,108 $ 128,708,000 $ 116,162 $ 63,000
Santa Barbara, California 1,096 $ 214,248,000 $ 195,481 $ 75,000
Allen, Indiana 1,081 $ 131,587,000 $ 121,727 $ 81,000
Pinellas, Florida 1,063 $ 132,990,000 $ 125,108 $ 71,000
Kings, New York 1,061 $ 265,773,000 $ 250,492 $ 89,000
Dane, Wisconsin 1,050 $ 169,854,000 $ 161,765 $ 83,000
Denton, Texas 997 $ 153,929,000 $ 154,392 $ 116,000
El Paso, Colorado 996 $ 171,143,000 $ 171,830 $ 73,000
Waukesha, Wisconsin 976 $ 176,405,000 $ 180,742 $ 96,000
Plymouth, Massachusetts 957 $ 194,007,000 $ 202,724 $ 84,000
Tulsa, Oklahoma 953 $ 101,001,000 $ 105,982 $ 63,000
Lapeer, Michigan 947 $ 133,188,000 $ 140,642 $ 67,000
Santa Cruz, California 892 $ 225,759,000 $ 253,093 $ 103,000
Lorain, Ohio 892 $ 107,948,000 $ 121,017 $ 54,000
Saginaw, Michigan 890 $ 82,366,000 $ 92,546 $ 54,000
Martin, Florida 882 $ 136,942,000 $ 155,263 $ 81,000
Clackamas, Oregon 846 $ 161,611,000 $ 191,029 $ 86,000
Placer, California 845 $ 187,503,000 $ 221,897 $ 108,000
Eaton, Michigan 844 $ 93,625,000 $ 110,930 $ 60,000
Sonoma, California 842 $ 206,093,000 $ 244,766 $ 99,000
Kane, Illinois 842 $ 142,700,000 $ 169,477 $ 75,000
Middlesex, New Jersey 831 $ 154,844,000 $ 186,334 $ 84,000
Seminole, Florida 827 $ 112,863,000 $ 136,472 $ 74,000
Orange, New York 823 $ 146,079,000 $ 177,495 $ 81,000
Kitsap, Washington 802 $ 137,797,000 $ 171,816 $ 72,000
Anchorage, Alaska 794 $ 140,103,000 $ 176,452 $ 69,000
Hamilton, Indiana 767 $ 138,034,000 $ 179,966 $ 101,000
Volusia, Florida 758 $ 81,910,000 $ 108,060 $ 60,000
Monroe, Michigan 758 $ 109,814,000 $ 144,873 $ 82,000
Jackson, Missouri 758 $ 88,460,000 $ 116,701 $ 72,000
Bexar, Texas 754 $ 96,493,000 $ 127,974 $ 83,000
Rockland, New York 750 $ 164,345,000 $ 219,126 $ 92,000
Weld, Colorado 728 $ 122,912,000 $ 168,835 $ 67,000
St. Louis City, Missouri 726 $ 68,806,000 $ 94,774 $ 55,000
Rockingham, New Hampshire 724 $ 134,373,000 $ 185,598 $ 90,000
Howard, Maryland 723 $ 154,560,000 $ 213,775 $ 101,000
Fairfield, Ohio 717 $ 97,476,000 $ 135,949 $ 60,000
Suffolk, Massachusetts 715 $ 155,954,000 $ 218,117 $ 84,000
Marin, California 713 $ 201,577,000 $ 282,716 $ 130,000
St. Lucie, Florida 703 $ 83,856,000 $ 119,283 $ 68,000
Davis, Utah 702 $ 111,218,000 $ 158,430 $ 74,000
Clark, Washington 701 $ 111,793,000 $ 159,476 $ 70,000
San Luis Obispo, California 699 $ 159,269,000 $ 227,852 $ 107,000
Morris, New Jersey 697 $ 156,449,000 $ 224,460 $ 102,000
Jefferson, Alabama 695 $ 92,070,000 $ 132,474 $ 61,000
Ramsey, Minnesota 687 $ 100,111,000 $ 145,721 $ 63,000
Warren, Ohio 681 $ 97,532,000 $ 143,218 $ 62,000
Polk, Iowa 677 $ 90,711,000 $ 133,989 $ 73,000
Monmouth, New Jersey 665 $ 135,759,000 $ 204,148 $ 97,000
Fort Bend, Texas 663 $ 107,751,000 $ 162,520 $ 105,000
Licking, Ohio 660 $ 85,554,000 $ 129,627 $ 62,000
Brevard, Florida 655 $ 74,725,000 $ 114,083 $ 58,000
Delaware, Ohio 653 $ 121,802,000 $ 186,526 $ 88,000
Lee, Florida 643 $ 95,059,000 $ 147,836 $ 75,000
Williamson, Texas 634 $ 91,347,000 $ 144,080 $ 78,000
Montgomery, Texas 633 $ 95,925,000 $ 151,540 $ 95,000
Stanislaus, California 631 $ 106,092,000 $ 168,133 $ 69,000
Lancaster, Nebraska 628 $ 72,058,000 $ 114,742 $ 50,000
Essex, New Jersey 626 $ 130,302,000 $ 208,150 $ 89,000
Jefferson, Louisiana 619 $ 70,886,000 $ 114,516 $ 54,000
Prince William, Virginia 608 $ 127,297,000 $ 209,370 $ 83,000
Lake, Ohio 599 $ 75,887,000 $ 126,689 $ 60,000
Harford, Maryland 598 $ 94,627,000 $ 158,239 $ 74,000
Leon, Florida 596 $ 71,981,000 $ 120,773 $ 61,000
Bonneville, Idaho 594 $ 63,941,000 $ 107,644 $ 49,000
Monterey, California 592 $ 140,116,000 $ 236,682 $ 109,000
Hudson, New Jersey 591 $ 117,410,000 $ 198,663 $ 88,000
Shasta, California 584 $ 93,442,000 $ 160,003 $ 89,000
Frederick, Maryland 584 $ 107,721,000 $ 184,453 $ 78,000
Honolulu, Hawaii 583 $ 147,159,000 $ 252,416 $ 102,000
Loudoun, Virginia 569 $ 133,378,000 $ 234,407 $ 94,000
Cobb, Georgia 566 $ 91,375,000 $ 161,439 $ 87,000
Ocean, New Jersey 566 $ 97,685,000 $ 172,588 $ 93,000
Passaic, New Jersey 561 $ 112,603,000 $ 200,718 $ 78,000
Dutchess, New York 556 $ 102,458,000 $ 184,276 $ 78,000
Westmoreland, Pennsylvania 545 $ 60,412,000 $ 110,847 $ 61,000
Carroll, Maryland 544 $ 92,918,000 $ 170,805 $ 79,000
Erie, New York 542 $ 57,374,000 $ 105,856 $ 68,000
Lexington, South Carolina 541 $ 61,709,000 $ 114,064 $ 51,000
Fulton, Georgia 540 $ 109,479,000 $ 202,738 $ 99,000
Rock, Wisconsin 538 $ 64,531,000 $ 119,946 $ 95,000
Hillsborough, New Hampshire 537 $ 93,653,000 $ 174,400 $ 85,000
Shawnee, Kansas 535 $ 64,415,000 $ 120,401 $ 69,000
Richland, South Carolina 533 $ 64,746,000 $ 121,474 $ 61,000
Richmond, New York 525 $ 113,957,000 $ 217,060 $ 82,000
Mecklenburg, North Carolina 525 $ 78,255,000 $ 149,057 $ 70,000
Butte, California 523 $ 82,660,000 $ 158,049 $ 72,000
Yakima, Washington 523 $ 59,465,000 $ 113,699 $ 61,000
Union, New Jersey 521 $ 108,587,000 $ 208,420 $ 99,000
Thurston, Washington 521 $ 77,756,000 $ 149,243 $ 72,000
Jefferson, Kentucky 518 $ 62,725,000 $ 121,090 $ 52,000
Kent, Rhode Island 517 $ 86,894,000 $ 168,073 $ 88,000
Davidson, Tennessee 517 $ 62,035,000 $ 119,990 $ 53,000
Gwinnett, Georgia 515 $ 83,656,000 $ 162,438 $ 72,000
Sarasota, Florida 513 $ 73,144,000 $ 142,580 $ 89,000
Kalamazoo, Michigan 511 $ 58,345,000 $ 114,178 $ 80,000
Allegan, Michigan 507 $ 58,087,000 $ 114,570 $ 57,000
Anoka, Minnesota 505 $ 84,961,000 $ 168,239 $ 71,000
Tuscola, Michigan 504 $ 45,867,000 $ 91,005 $ 43,000
Dakota, Minnesota 504 $ 87,732,000 $ 174,071 $ 76,000
Calhoun, Michigan 501 $ 50,555,000 $ 100,908 $ 66,000
McHenry, Illinois 499 $ 84,749,000 $ 169,837 $ 78,000
Baltimore City, Maryland 499 $ 58,575,000 $ 117,384 $ 66,000
Stark, Ohio 497 $ 55,097,000 $ 110,859 $ 55,000
Weber, Utah 495 $ 69,458,000 $ 140,319 $ 62,000
Washoe, Nevada 490 $ 88,897,000 $ 181,422 $ 79,000
Pasco, Florida 488 $ 50,384,000 $ 103,245 $ 59,000
Bronx, New York 486 $ 106,222,000 $ 218,563 $ 77,000
DeKalb, Georgia 483 $ 74,949,000 $ 155,173 $ 81,000
Kern, California 480 $ 62,501,000 $ 130,210 $ 67,000
Bernalillo, New Mexico 474 $ 66,957,000 $ 141,259 $ 81,000
Duval, Florida 468 $ 54,263,000 $ 115,946 $ 66,000
Greene, Missouri 466 $ 50,258,000 $ 107,849 $ 53,000
Richland, Ohio 465 $ 46,989,000 $ 101,051 $ 54,000
Oklahoma, Oklahoma 463 $ 46,189,000 $ 99,760 $ 54,000
Marathon, Wisconsin 463 $ 49,406,000 $ 106,708 $ 59,000
Madison, Illinois 457 $ 45,888,000 $ 100,411 $ 58,000
Shelby, Tennessee 456 $ 53,278,000 $ 116,837 $ 64,000
New Castle, Delaware 452 $ 69,937,000 $ 154,727 $ 87,000
Johnson, Kansas 444 $ 72,487,000 $ 163,259 $ 87,000
Okaloosa, Florida 443 $ 59,957,000 $ 135,343 $ 85,000
Deschutes, Oregon 443 $ 76,359,000 $ 172,367 $ 97,000
El Dorado, California 439 $ 100,116,000 $ 228,054 $ 100,000
Clinton, Michigan 438 $ 57,594,000 $ 131,493 $ 68,000
Saratoga, New York 438 $ 60,693,000 $ 138,568 $ 77,000
Montgomery, Pennsylvania 438 $ 71,808,000 $ 163,945 $ 80,000
La Plata, Colorado 431 $ 73,602,000 $ 170,770 $ 89,000
Ionia, Michigan 426 $ 45,706,000 $ 107,291 $ 50,000
District of Columbia, District Of Columbia 425 $ 94,063,000 $ 221,324 $ 102,000
Sussex, New Jersey 422 $ 74,093,000 $ 175,575 $ 80,000
Somerset, New Jersey 420 $ 94,130,000 $ 224,119 $ 109,000
Wake, North Carolina 417 $ 67,658,000 $ 162,249 $ 68,000
Tolland, Connecticut 415 $ 67,134,000 $ 161,768 $ 75,000
Napa, California 414 $ 103,607,000 $ 250,258 $ 100,000
Bay, Florida 410 $ 53,918,000 $ 131,507 $ 109,000
Muskegon, Michigan 407 $ 40,438,000 $ 99,356 $ 56,000
Monroe, New York 407 $ 46,337,000 $ 113,850 $ 64,000
Greene, Ohio 406 $ 52,794,000 $ 130,034 $ 58,000
Collier, Florida 401 $ 71,218,000 $ 177,600 $ 75,000
Bucks, Pennsylvania 400 $ 71,479,000 $ 178,697 $ 83,000
Lenawee, Michigan 398 $ 51,502,000 $ 129,402 $ 53,000
Sanilac, Michigan 397 $ 40,602,000 $ 102,272 $ 54,000
Medina, Ohio 395 $ 61,470,000 $ 155,620 $ 72,000
Franklin, Missouri 394 $ 52,524,000 $ 133,309 $ 81,000
Bay, Michigan 392 $ 36,375,000 $ 92,793 $ 58,000
Putnam, New York 389 $ 78,437,000 $ 201,637 $ 91,000
Washington, Rhode Island 381 $ 77,511,000 $ 203,440 $ 104,000
El Paso, Texas 381 $ 48,766,000 $ 127,994 $ 98,000
Elkhart, Indiana 380 $ 40,785,000 $ 107,328 $ 50,000
York, South Carolina 379 $ 48,449,000 $ 127,833 $ 57,000
Middlesex, Connecticut 377 $ 66,350,000 $ 175,994 $ 85,000
Coconino, Arizona 376 $ 62,664,000 $ 166,659 $ 82,000
St. Clair, Illinois 372 $ 39,287,000 $ 105,610 $ 50,000
Polk, Florida 370 $ 38,710,000 $ 104,621 $ 53,000
La Crosse, Wisconsin 370 $ 43,078,000 $ 116,427 $ 61,000
Portage, Ohio 369 $ 45,923,000 $ 124,452 $ 53,000
Lane, Oregon 369 $ 51,838,000 $ 140,482 $ 65,000
Litchfield, Connecticut 367 $ 63,137,000 $ 172,035 $ 87,000
Barry, Michigan 358 $ 44,234,000 $ 123,558 $ 70,000
Outagamie, Wisconsin 358 $ 47,037,000 $ 131,388 $ 61,000
Canyon, Idaho 354 $ 37,290,000 $ 105,338 $ 53,000
Barnstable, Massachusetts 354 $ 73,731,000 $ 208,279 $ 124,000
St. Louis, Minnesota 350 $ 39,691,000 $ 113,402 $ 64,000
Sarpy, Nebraska 350 $ 42,767,000 $ 122,191 $ 66,000
Cache, Utah 349 $ 42,450,000 $ 121,633 $ 50,000
Boone, Missouri 345 $ 38,473,000 $ 111,515 $ 54,000
Clermont, Ohio 344 $ 46,714,000 $ 135,796 $ 51,000
Racine, Wisconsin 340 $ 47,066,000 $ 138,429 $ 84,000
Alpena, Michigan 339 $ 27,644,000 $ 81,545 $ 60,000
Hampden, Massachusetts 334 $ 46,394,000 $ 138,904 $ 64,000
Shiawassee, Michigan 332 $ 36,339,000 $ 109,454 $ 55,000
Orleans, Louisiana 331 $ 42,990,000 $ 129,879 $ 64,000
Lake, Indiana 326 $ 39,339,000 $ 120,671 $ 72,000
East Baton Rouge, Louisiana 324 $ 43,370,000 $ 133,858 $ 73,000
Yolo, California 323 $ 65,538,000 $ 202,904 $ 80,000
Bannock, Idaho 320 $ 31,541,000 $ 98,565 $ 48,000
Linn, Iowa 320 $ 34,900,000 $ 109,062 $ 53,000
Skagit, Washington 320 $ 52,486,000 $ 164,018 $ 78,000
Chesterfield, Virginia 318 $ 42,582,000 $ 133,905 $ 62,000
Lincoln, New Mexico 316 $ 36,447,000 $ 115,338 $ 54,000
Lake, Florida 315 $ 37,595,000 $ 119,349 $ 59,000
Shelby, Alabama 313 $ 49,224,000 $ 157,265 $ 86,000
Vanderburgh, Indiana 310 $ 29,078,000 $ 93,800 $ 48,000
Clatsop, Oregon 310 $ 40,545,000 $ 130,790 $ 102,000
Osceola, Florida 302 $ 36,702,000 $ 121,529 $ 63,000
Grand Traverse, Michigan 300 $ 44,966,000 $ 149,886 $ 84,000
Galveston, Texas 298 $ 39,535,000 $ 132,667 $ 73,000
Buncombe, North Carolina 295 $ 35,019,000 $ 118,708 $ 62,000
Charles, Maryland 293 $ 52,039,000 $ 177,607 $ 95,000
Burlington, New Jersey 293 $ 47,649,000 $ 162,624 $ 84,000
Albany, New York 291 $ 36,859,000 $ 126,663 $ 85,000
Washington, Minnesota 290 $ 53,023,000 $ 182,837 $ 76,000
Marion, Oregon 289 $ 41,280,000 $ 142,837 $ 60,000
Yavapai, Arizona 287 $ 44,823,000 $ 156,177 $ 81,000
Fayette, Kentucky 285 $ 38,580,000 $ 135,368 $ 72,000
York, Pennsylvania 285 $ 33,415,000 $ 117,245 $ 83,000
Manatee, Florida 284 $ 38,482,000 $ 135,500 $ 65,000
Midland, Michigan 284 $ 35,443,000 $ 124,799 $ 80,000
Wood, Ohio 284 $ 36,864,000 $ 129,802 $ 60,000
Washington, Pennsylvania 283 $ 33,301,000 $ 117,671 $ 62,000
Clallam, Washington 282 $ 38,539,000 $ 136,663 $ 57,000
Clark, Ohio 281 $ 28,466,000 $ 101,302 $ 51,000
Onondaga, New York 277 $ 27,580,000 $ 99,566 $ 64,000
Whatcom, Washington 275 $ 41,444,000 $ 150,705 $ 60,000
New London, Connecticut 274 $ 43,734,000 $ 159,613 $ 90,000
Scott, Iowa 274 $ 31,315,000 $ 114,288 $ 58,000
Montcalm, Michigan 272 $ 26,872,000 $ 98,794 $ 45,000
Washington, Utah 270 $ 37,775,000 $ 139,907 $ 91,000
Mohave, Arizona 269 $ 34,210,000 $ 127,174 $ 117,000
Philadelphia, Pennsylvania 269 $ 28,206,000 $ 104,855 $ 60,000
Mesa, Colorado 267 $ 32,934,000 $ 123,348 $ 54,000
Hidalgo, Texas 267 $ 31,076,000 $ 116,389 $ 92,000
Sedgwick, Kansas 264 $ 26,740,000 $ 101,287 $ 51,000
Oconto, Wisconsin 263 $ 32,837,000 $ 124,855 $ 54,000
Porter, Indiana 262 $ 32,873,000 $ 125,469 $ 65,000
Isabella, Michigan 262 $ 32,354,000 $ 123,488 $ 78,000
Island, Washington 261 $ 46,720,000 $ 179,003 $ 76,000
Escambia, Florida 260 $ 26,060,000 $ 100,230 $ 54,000
Hancock, Indiana 259 $ 33,477,000 $ 129,254 $ 73,000
Tulare, California 257 $ 33,970,000 $ 132,178 $ 60,000
Mahoning, Ohio 256 $ 24,789,000 $ 96,832 $ 48,000
Klamath, Oregon 256 $ 26,669,000 $ 104,175 $ 63,000
Benton, Washington 255 $ 33,755,000 $ 132,372 $ 93,000
Humboldt, California 252 $ 39,835,000 $ 158,075 $ 84,000
Iosco, Michigan 252 $ 20,924,000 $ 83,031 $ 50,000
Kenosha, Wisconsin 250 $ 35,079,000 $ 140,316 $ 73,000
Schenectady, New York 249 $ 25,873,000 $ 103,907 $ 57,000
Cowlitz, Washington 249 $ 31,367,000 $ 125,971 $ 69,000
Bristol, Rhode Island 244 $ 46,950,000 $ 192,418 $ 105,000
St. Tammany, Louisiana 243 $ 32,000,000 $ 131,687 $ 63,000
Charleston, South Carolina 241 $ 38,498,000 $ 159,742 $ 80,000
Windham, Connecticut 240 $ 35,441,000 $ 147,670 $ 72,000
Kenton, Kentucky 237 $ 26,863,000 $ 113,345 $ 56,000
Gloucester, New Jersey 237 $ 34,212,000 $ 144,354 $ 77,000
Chittenden, Vermont 236 $ 36,476,000 $ 154,559 $ 84,000
Atlantic, New Jersey 235 $ 32,620,000 $ 138,808 $ 78,000
Brazoria, Texas 234 $ 30,958,000 $ 132,299 $ 85,000
Miami, Ohio 233 $ 27,787,000 $ 119,257 $ 53,000
Christian, Missouri 231 $ 26,233,000 $ 113,562 $ 52,000
Geauga, Ohio 231 $ 39,640,000 $ 171,601 $ 101,000
Berrien, Michigan 230 $ 33,449,000 $ 145,430 $ 87,000
Williamson, Tennessee 230 $ 43,955,000 $ 191,108 $ 101,000
Kootenai, Idaho 225 $ 30,438,000 $ 135,280 $ 76,000
Delaware, Pennsylvania 225 $ 36,217,000 $ 160,964 $ 74,000
Virginia Beach, Virginia 225 $ 36,339,000 $ 161,506 $ 76,000
Nevada, California 223 $ 46,710,000 $ 209,461 $ 136,000
Pickaway, Ohio 223 $ 27,053,000 $ 121,313 $ 59,000
Chester, Pennsylvania 223 $ 42,150,000 $ 189,013 $ 81,000
Madison, Indiana 221 $ 20,483,000 $ 92,683 $ 49,000
Calcasieu, Louisiana 221 $ 22,523,000 $ 101,914 $ 55,000
Pinal, Arizona 220 $ 27,774,000 $ 126,245 $ 96,000
Madera, California 220 $ 30,323,000 $ 137,831 $ 66,000
Erie, Ohio 219 $ 26,132,000 $ 119,324 $ 58,000
Hays, Texas 218 $ 36,336,000 $ 166,678 $ 90,000
Beaver, Pennsylvania 214 $ 21,405,000 $ 100,023 $ 49,000
Mercer, New Jersey 212 $ 37,167,000 $ 175,316 $ 74,000
Douglas, Oregon 212 $ 26,502,000 $ 125,009 $ 59,000
Taos, New Mexico 211 $ 34,922,000 $ 165,507 $ 94,000
Wood, West Virginia 211 $ 16,037,000 $ 76,004 $ 41,000
Missoula, Montana 210 $ 29,087,000 $ 138,509 $ 61,000
Catawba, North Carolina 210 $ 25,211,000 $ 120,052 $ 49,000
Parker, Texas 210 $ 28,239,000 $ 134,471 $ 74,000
Kendall, Illinois 209 $ 30,235,000 $ 144,665 $ 68,000
Merced, California 208 $ 34,576,000 $ 166,230 $ 69,000
Santa Rosa, Florida 207 $ 24,499,000 $ 118,352 $ 62,000
Hendricks, Indiana 204 $ 28,115,000 $ 137,818 $ 107,000
Lincoln, Missouri 204 $ 23,843,000 $ 116,877 $ 55,000
Camden, New Jersey 204 $ 30,002,000 $ 147,068 $ 74,000
Ulster, New York 204 $ 31,992,000 $ 156,823 $ 68,000
Roscommon, Michigan 202 $ 22,052,000 $ 109,168 $ 85,000
Newaygo, Michigan 201 $ 19,239,000 $ 95,716 $ 52,000
Huron, Ohio 201 $ 20,964,000 $ 104,298 $ 50,000
Wexford, Michigan 200 $ 17,245,000 $ 86,225 $ 38,000
Rock Island, Illinois 199 $ 19,017,000 $ 95,562 $ 55,000
Teller, Colorado 196 $ 32,042,000 $ 163,479 $ 73,000
Walworth, Wisconsin 196 $ 27,092,000 $ 138,224 $ 80,000
Ashtabula, Ohio 193 $ 18,403,000 $ 95,352 $ 49,000
Arlington, Virginia 193 $ 47,956,000 $ 248,476 $ 129,000
Mifflin, Pennsylvania 191 $ 14,150,000 $ 74,083 $ 40,000
Pottawattamie, Iowa 190 $ 18,279,000 $ 96,205 $ 55,000
Rowan, North Carolina 190 $ 20,334,000 $ 107,021 $ 47,000
Hamilton, Tennessee 190 $ 21,711,000 $ 114,268 $ 60,000
Henrico, Virginia 190 $ 29,244,000 $ 153,915 $ 64,000
Winnebago, Wisconsin 190 $ 23,273,000 $ 122,489 $ 74,000
Pulaski, Arkansas 189 $ 23,816,000 $ 126,010 $ 70,000
Charlotte, Florida 189 $ 22,768,000 $ 120,465 $ 63,000
Cape Girardeau, Missouri 189 $ 19,212,000 $ 101,650 $ 53,000
Pueblo, Colorado 186 $ 20,980,000 $ 112,795 $ 57,000
Cecil, Maryland 186 $ 26,656,000 $ 143,311 $ 68,000
Trumbull, Ohio 186 $ 18,205,000 $ 97,876 $ 50,000
Calvert, Maryland 185 $ 35,304,000 $ 190,832 $ 80,000
Newport, Rhode Island 185 $ 38,564,000 $ 208,454 $ 98,000
Rutherford, Tennessee 183 $ 20,561,000 $ 112,355 $ 52,000
Gladwin, Michigan 182 $ 18,010,000 $ 98,956 $ 82,000
St. Joseph, Indiana 181 $ 16,199,000 $ 89,497 $ 44,000
Washington, Wisconsin 181 $ 28,913,000 $ 159,740 $ 79,000
San Juan, New Mexico 179 $ 20,216,000 $ 112,938 $ 57,000
Caddo, Louisiana 178 $ 16,894,000 $ 94,910 $ 55,000
Sauk, Wisconsin 178 $ 23,232,000 $ 130,516 $ 69,000
Boone, Kentucky 177 $ 23,825,000 $ 134,604 $ 63,000
Ellis, Texas 176 $ 23,814,000 $ 135,306 $ 80,000
Stafford, Virginia 175 $ 33,895,000 $ 193,685 $ 82,000
Kanawha, West Virginia 175 $ 15,210,000 $ 86,914 $ 65,000
Hernando, Florida 173 $ 17,357,000 $ 100,329 $ 52,000
Summit, Colorado 172 $ 37,986,000 $ 220,848 $ 162,000
Warren, Iowa 172 $ 20,966,000 $ 121,895 $ 65,000
Hillsdale, Michigan 172 $ 15,616,000 $ 90,790 $ 51,000
Clay, Florida 171 $ 20,801,000 $ 121,643 $ 77,000
Ross, Ohio 171 $ 17,781,000 $ 103,982 $ 54,000
Johnson, Texas 170 $ 20,250,000 $ 119,117 $ 68,000
Rockwall, Texas 169 $ 27,910,000 $ 165,147 $ 101,000
Eagle, Colorado 167 $ 38,363,000 $ 229,718 $ 120,000
Erie, Pennsylvania 166 $ 16,497,000 $ 99,379 $ 45,000
Walton, Florida 165 $ 30,579,000 $ 185,327 $ 115,000
Jackson, Oregon 165 $ 25,026,000 $ 151,672 $ 58,000
Door, Wisconsin 165 $ 29,730,000 $ 180,181 $ 91,000
Union, North Carolina 164 $ 24,519,000 $ 149,506 $ 63,000
Butler, Pennsylvania 164 $ 20,890,000 $ 127,378 $ 66,000
St. Johns, Florida 163 $ 25,413,000 $ 155,907 $ 85,000
Carlton, Minnesota 163 $ 17,067,000 $ 104,705 $ 45,000
Warren, New York 163 $ 19,055,000 $ 116,901 $ 67,000
Berks, Pennsylvania 163 $ 18,990,000 $ 116,503 $ 49,000
Johnson, Indiana 162 $ 21,671,000 $ 133,771 $ 54,000
Monroe, Indiana 162 $ 19,689,000 $ 121,537 $ 66,000
Horry, South Carolina 161 $ 19,070,000 $ 118,447 $ 74,000
Forsyth, Georgia 159 $ 29,781,000 $ 187,301 $ 108,000
Washington, Maryland 159 $ 22,452,000 $ 141,207 $ 59,000
Randall, Texas 159 $ 15,902,000 $ 100,012 $ 51,000
Calhoun, Alabama 158 $ 17,616,000 $ 111,493 $ 64,000
Tehama, California 157 $ 20,385,000 $ 129,840 $ 67,000
Monroe, Florida 157 $ 39,204,000 $ 249,707 $ 109,000
Black Hawk, Iowa 156 $ 14,521,000 $ 93,083 $ 50,000
Hawaii, Hawaii 155 $ 33,601,000 $ 216,780 $ 118,000
St. Mary's, Maryland 155 $ 25,924,000 $ 167,251 $ 87,000
Scott, Minnesota 155 $ 28,872,000 $ 186,270 $ 71,000
DeSoto, Mississippi 154 $ 19,981,000 $ 129,746 $ 58,000
Flagler, Florida 153 $ 20,097,000 $ 131,352 $ 92,000
Matanuska-Susitna, Alaska 152 $ 20,473,000 $ 134,690 $ 68,000
Bingham, Idaho 152 $ 13,878,000 $ 91,302 $ 41,000
Cameron, Texas 152 $ 16,886,000 $ 111,092 $ 76,000
Sussex, Delaware 151 $ 27,248,000 $ 180,450 $ 122,000
Alexandria, Virginia 151 $ 31,804,000 $ 210,622 $ 95,000
Ozaukee, Wisconsin 151 $ 28,143,000 $ 186,377 $ 75,000
Knox, Ohio 150 $ 19,357,000 $ 129,046 $ 83,000
Lewis, Washington 150 $ 16,903,000 $ 112,686 $ 54,000
Campbell, Kentucky 149 $ 18,903,000 $ 126,865 $ 67,000
Clare, Michigan 149 $ 12,232,000 $ 82,093 $ 56,000
Union, Ohio 149 $ 21,870,000 $ 146,778 $ 60,000
Kaufman, Texas 148 $ 19,480,000 $ 131,621 $ 80,000
Tuscaloosa, Alabama 147 $ 17,054,000 $ 116,013 $ 56,000
Van Buren, Michigan 147 $ 18,809,000 $ 127,952 $ 66,000
Otsego, New York 147 $ 17,865,000 $ 121,530 $ 70,000
Charlevoix, Michigan 146 $ 30,958,000 $ 212,041 $ 91,000
Guilford, North Carolina 146 $ 20,169,000 $ 138,143 $ 81,000
Muskingum, Ohio 146 $ 15,400,000 $ 105,479 $ 56,000
Mecosta, Michigan 145 $ 13,278,000 $ 91,572 $ 63,000
Merrimack, New Hampshire 144 $ 23,604,000 $ 163,916 $ 69,000
Tuscarawas, Ohio 144 $ 13,632,000 $ 94,666 $ 41,000
Calaveras, California 143 $ 23,995,000 $ 167,797 $ 83,000
Alachua, Florida 143 $ 16,766,000 $ 117,244 $ 66,000
Hunterdon, New Jersey 143 $ 31,421,000 $ 219,727 $ 151,000
Warren, New Jersey 143 $ 25,277,000 $ 176,762 $ 77,000
Wayne, Ohio 143 $ 15,611,000 $ 109,167 $ 43,000
Cleveland, Oklahoma 143 $ 15,991,000 $ 111,825 $ 75,000
Greenville, South Carolina 143 $ 18,276,000 $ 127,804 $ 62,000
Sullivan, Tennessee 143 $ 15,410,000 $ 107,762 $ 83,000
Wright, Minnesota 142 $ 22,655,000 $ 159,542 $ 65,000
Madison, Idaho 141 $ 16,788,000 $ 119,063 $ 64,000
Hancock, Ohio 141 $ 15,343,000 $ 108,815 $ 45,000
Crow Wing, Minnesota 140 $ 20,298,000 $ 144,985 $ 79,000
Marion, Ohio 139 $ 13,916,000 $ 100,115 $ 54,000
Lancaster, Pennsylvania 139 $ 17,754,000 $ 127,726 $ 63,000
Raleigh, West Virginia 139 $ 11,057,000 $ 79,546 $ 42,000
Branch, Michigan 138 $ 12,656,000 $ 91,710 $ 56,000
Iredell, North Carolina 138 $ 18,767,000 $ 135,992 $ 64,000
Columbia, Wisconsin 138 $ 17,812,000 $ 129,072 $ 59,000
Jefferson, Idaho 136 $ 14,350,000 $ 105,514 $ 40,000
Antrim, Michigan 135 $ 20,375,000 $ 150,925 $ 109,000
Clay, Missouri 135 $ 17,369,000 $ 128,659 $ 63,000
San Benito, California 134 $ 34,279,000 $ 255,813 $ 131,000
Dallas, Iowa 134 $ 17,706,000 $ 132,134 $ 69,000
Cabarrus, North Carolina 134 $ 15,797,000 $ 117,888 $ 61,000
Cumberland, Maine 132 $ 25,509,000 $ 193,250 $ 99,000
Harrison, Mississippi 132 $ 12,526,000 $ 94,893 $ 61,000
Rensselaer, New York 130 $ 15,390,000 $ 118,384 $ 75,000
Ottawa, Ohio 130 $ 17,872,000 $ 137,476 $ 67,000
Spartanburg, South Carolina 130 $ 16,104,000 $ 123,876 $ 68,000
Lehigh, Pennsylvania 129 $ 16,724,000 $ 129,643 $ 67,000
Imperial, California 128 $ 15,642,000 $ 122,203 $ 92,000
Emmet, Michigan 127 $ 23,874,000 $ 187,984 $ 136,000
Johnson, Iowa 126 $ 17,187,000 $ 136,404 $ 78,000
Alcona, Michigan 126 $ 13,232,000 $ 105,015 $ 89,000
Lawrence, Indiana 125 $ 11,942,000 $ 95,536 $ 52,000
Worcester, Maryland 125 $ 17,953,000 $ 143,624 $ 115,000
Warrick, Indiana 124 $ 13,082,000 $ 105,500 $ 83,000
St. Joseph, Michigan 124 $ 12,375,000 $ 99,798 $ 49,000
Forsyth, North Carolina 124 $ 16,806,000 $ 135,532 $ 68,000
Kewaunee, Wisconsin 124 $ 15,545,000 $ 125,362 $ 60,000
Kings, California 123 $ 15,084,000 $ 122,634 $ 62,000
Park, Colorado 123 $ 21,235,000 $ 172,642 $ 92,000
Cass, Missouri 123 $ 15,920,000 $ 129,430 $ 71,000
Navajo, Arizona 122 $ 16,691,000 $ 136,811 $ 65,000
Knox, Tennessee 122 $ 14,788,000 $ 121,213 $ 60,000
Oldham, Kentucky 121 $ 17,195,000 $ 142,107 $ 63,000
Northampton, Pennsylvania 120 $ 15,671,000 $ 130,591 $ 56,000
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Mortgage Loan Application Detail Totals for Flagstar Bank in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 375,299 $61,268,208,000 $148,274 $2,052,000 $74,019 $4,846,000
Home Purchase (one-to-four family) 83,386 $13,143,956,000 $149,921 $1,943,000 $72,411 $5,687,000
Home Improvement (one-to-four family) 51 $9,157,000 $172,000 $650,000 $76,000 $246,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 356,552 $56,920,321,000 $150,490 $2,052,000 $77,333 $5,687,000
Information not provided by applicant in mail or telephone application 27,624 $4,705,924,000 $147,745 $1,658,000 $75,627 $4,374,000
Hispanic 26,270 $4,264,022,000 $134,720 $2,000,000 $59,900 $1,620,000
Black 20,614 $2,785,270,000 $138,673 $2,000,000 $67,734 $1,800,000
Asian or Pacific Islander 20,060 $4,393,915,000 $161,840 $1,740,000 $77,580 $2,557,000
Other 6,305 $1,143,981,000 $152,680 $1,880,000 $77,580 $3,696,000
American Indian or Alaskan Native 1,311 $207,888,000 $138,229 $1,000,000 $67,187 $1,111,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 446,925 $73,106,552,000 $148,764 $2,052,000 $75,137 $5,687,000
FHA-insured (Federal Housing Administration) 10,610 $1,161,461,000 $126,312 $380,000 $46,958 $1,118,000
VA-guaranteed (Veterans Administration) 1,201 $153,308,000 $130,119 $275,000 $48,428 $459,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 325,985 $52,467,546,000 $146,980 $2,000,000 $76,411 $5,687,000
Application Approved But Not Accepted 71,669 $11,978,219,000 $151,470 $2,000,000 $72,098 $4,800,000
Application Denied By Financial Institution 34,219 $5,588,784,000 $157,490 $2,052,000 $68,764 $4,000,000
Loan Purchased By The Institution 23,493 $3,862,582,000 $152,420 $627,000 $77,820 $3,696,000
File Closed For Incompleteness 3,292 $513,675,000 $146,680 $1,714,000 $74,340 $1,228,000
Application Withdrawn By Applicant 78 $10,515,000 $116,611 $400,000 $76,944 $420,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 14,201 $2,194,722,000 $157,254 $2,000,000 $67,274 $2,400,000
Debt-To-Income Ratio 8,873 $1,468,236,000 $162,039 $2,000,000 $52,431 $1,920,000
Other 7,150 $1,282,084,000 $157,137 $2,052,000 $84,529 $4,000,000
Collateral 2,177 $335,936,000 $150,254 $1,500,000 $76,588 $2,476,000
Insufficient Cash (Downpayment, Closing Cost) 709 $118,979,000 $145,936 $1,780,000 $61,553 $700,000
Unverifiable Information 705 $123,096,000 $159,152 $840,000 $72,304 $960,000
Employment History 301 $49,795,000 $150,648 $1,300,000 $69,108 $750,000
Mortgage Insurance Denied 64 $9,766,000 $136,307 $320,000 $58,461 $156,000
Credit Application Incomplete 39 $6,170,000 $145,727 $405,000 $59,590 $159,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Flagstar Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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