Flagstar Bank NA Mortgage Lending & HMDA Data, 2011

In 2011, Flagstar Bank NA of Troy, MI reported 170,558 mortgage applications totaling $37.9 billion. The average application was for $222,398, and applicants reported an average income of $81,719. 54% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (10,869), Santa Ana-Anaheim-Irvine, CA (6,441) and Warren-Troy-Farmington Hills, MI (5,683) (applications in parentheses).

Mortgage Company & Address Flagstar Bank NA

Troy, MI 49098
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2014  2013  2012  2011  
Total Number of Mortgage Applications 170,558
Total Mortgage Loan Application Amount $37,931,906,000
Average Mortgage Loan Application Amount $222,398
Highest Mortgage Loan Application Amount $2,500,000
Average Applicant Income $81,719
Highest Applicant Income $8,702,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Flagstar Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Flagstar Bank NA by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 10,869 $ 3,585,636,000 $ 329,895 $ 110,000
Orange, California 6,441 $ 2,294,193,000 $ 356,185 $ 139,000
San Diego, California 4,584 $ 1,472,819,000 $ 321,295 $ 107,000
Santa Clara, California 3,853 $ 1,564,965,000 $ 406,167 $ 150,000
Oakland, Michigan 3,231 $ 576,309,000 $ 178,368 $ 74,000
Maricopa, Arizona 3,162 $ 557,365,000 $ 176,269 $ 85,000
Harris, Texas 3,130 $ 577,435,000 $ 184,484 $ 100,000
Riverside, California 2,335 $ 522,935,000 $ 223,955 $ 93,000
Wayne, Michigan 2,306 $ 299,281,000 $ 129,783 $ 52,000
Alameda, California 2,034 $ 728,197,000 $ 358,012 $ 131,000
King, Washington 2,027 $ 580,858,000 $ 286,560 $ 106,000
Broward, Florida 1,968 $ 372,086,000 $ 189,068 $ 81,000
Miami-Dade, Florida 1,816 $ 347,499,000 $ 191,354 $ 89,000
Cook, Illinois 1,804 $ 411,252,000 $ 227,966 $ 65,000
San Bernardino, California 1,734 $ 402,664,000 $ 232,216 $ 93,000
Macomb, Michigan 1,622 $ 219,542,000 $ 135,352 $ 50,000
Ventura, California 1,483 $ 501,706,000 $ 338,304 $ 100,000
Palm Beach, Florida 1,376 $ 265,969,000 $ 193,291 $ 102,000
Travis, Texas 1,324 $ 297,737,000 $ 224,876 $ 94,000
Contra Costa, California 1,268 $ 432,321,000 $ 340,947 $ 132,000
Fort Bend, Texas 1,138 $ 247,511,000 $ 217,496 $ 112,000
Washtenaw, Michigan 1,062 $ 208,114,000 $ 195,964 $ 62,000
Kent, Michigan 1,060 $ 131,693,000 $ 124,238 $ 38,000
Clark, Nevada 1,015 $ 163,336,000 $ 160,922 $ 68,000
Sacramento, California 989 $ 217,014,000 $ 219,427 $ 104,000
San Mateo, California 960 $ 398,840,000 $ 415,458 $ 150,000
St. Louis, Missouri 900 $ 155,254,000 $ 172,504 $ 57,000
Pima, Arizona 878 $ 140,651,000 $ 160,194 $ 61,000
Fresno, California 863 $ 166,144,000 $ 192,519 $ 87,000
Bexar, Texas 839 $ 133,028,000 $ 158,555 $ 69,000
Orange, Florida 715 $ 125,002,000 $ 174,827 $ 65,000
Hillsborough, Florida 713 $ 130,186,000 $ 182,589 $ 75,000
Dallas, Texas 707 $ 122,400,000 $ 173,125 $ 95,000
Pierce, Washington 699 $ 155,811,000 $ 222,905 $ 71,000
Montgomery, Maryland 688 $ 220,139,000 $ 319,969 $ 115,000
Baltimore, Maryland 651 $ 155,771,000 $ 239,279 $ 78,000
Collin, Texas 638 $ 130,824,000 $ 205,053 $ 97,000
Providence, Rhode Island 637 $ 128,818,000 $ 202,226 $ 77,000
Tarrant, Texas 637 $ 105,423,000 $ 165,499 $ 71,000
San Francisco, California 631 $ 243,758,000 $ 386,304 $ 131,000
Nassau, New York 630 $ 196,436,000 $ 311,803 $ 95,000
Hennepin, Minnesota 615 $ 122,973,000 $ 199,956 $ 78,000
Montgomery, Texas 603 $ 118,744,000 $ 196,922 $ 103,000
Fairfax, Virginia 589 $ 205,500,000 $ 348,896 $ 104,000
Hartford, Connecticut 576 $ 123,854,000 $ 215,024 $ 75,000
Lee, Florida 576 $ 101,264,000 $ 175,805 $ 116,000
Snohomish, Washington 576 $ 147,147,000 $ 255,463 $ 81,000
Mecklenburg, North Carolina 575 $ 110,167,000 $ 191,594 $ 55,000
Arapahoe, Colorado 570 $ 115,527,000 $ 202,678 $ 65,000
Denver, Colorado 569 $ 115,768,000 $ 203,458 $ 75,000
Salt Lake, Utah 563 $ 115,387,000 $ 204,950 $ 67,000
Multnomah, Oregon 560 $ 131,865,000 $ 235,473 $ 68,000
Stanislaus, California 557 $ 85,407,000 $ 153,333 $ 55,000
Jefferson, Colorado 555 $ 125,270,000 $ 225,711 $ 72,000
Livingston, Michigan 552 $ 92,225,000 $ 167,074 $ 60,000
Sedgwick, Kansas 544 $ 70,206,000 $ 129,055 $ 19,000
St. Charles, Missouri 532 $ 93,707,000 $ 176,140 $ 55,000
Gwinnett, Georgia 530 $ 85,438,000 $ 161,203 $ 51,000
Fulton, Georgia 524 $ 124,637,000 $ 237,856 $ 102,000
Middlesex, Massachusetts 524 $ 153,059,000 $ 292,097 $ 87,000
Sonoma, California 511 $ 146,399,000 $ 286,495 $ 106,000
Douglas, Nebraska 504 $ 80,344,000 $ 159,412 $ 42,000
Suffolk, New York 501 $ 152,354,000 $ 304,099 $ 92,000
Jackson, Michigan 493 $ 52,524,000 $ 106,539 $ 47,000
Pinellas, Florida 483 $ 91,176,000 $ 188,770 $ 96,000
Ada, Idaho 462 $ 77,114,000 $ 166,913 $ 80,000
Prince George's, Maryland 452 $ 110,186,000 $ 243,774 $ 65,000
Bergen, New Jersey 449 $ 145,400,000 $ 323,830 $ 101,000
Franklin, Ohio 448 $ 69,914,000 $ 156,058 $ 45,000
Williamson, Texas 448 $ 77,626,000 $ 173,272 $ 75,000
Wake, North Carolina 446 $ 93,763,000 $ 210,230 $ 52,000
Denton, Texas 441 $ 84,446,000 $ 191,487 $ 87,000
Lake, Illinois 437 $ 90,189,000 $ 206,382 $ 59,000
Anne Arundel, Maryland 429 $ 129,222,000 $ 301,216 $ 90,000
Cobb, Georgia 427 $ 83,806,000 $ 196,266 $ 64,000
Douglas, Colorado 426 $ 112,016,000 $ 262,948 $ 85,000
San Joaquin, California 424 $ 83,980,000 $ 198,066 $ 92,000
Bernalillo, New Mexico 417 $ 78,329,000 $ 187,839 $ 55,000
Ingham, Michigan 406 $ 46,378,000 $ 114,231 $ 48,000
Brevard, Florida 405 $ 65,977,000 $ 162,906 $ 74,000
Marion, Indiana 392 $ 49,943,000 $ 127,405 $ 54,000
DuPage, Illinois 386 $ 89,265,000 $ 231,256 $ 75,000
Allegheny, Pennsylvania 380 $ 56,755,000 $ 149,355 $ 70,000
Queens, New York 379 $ 125,896,000 $ 332,179 $ 76,000
Adams, Colorado 376 $ 69,803,000 $ 185,646 $ 45,000
Seminole, Florida 364 $ 70,352,000 $ 193,274 $ 74,000
Solano, California 363 $ 82,517,000 $ 227,319 $ 93,000
Duval, Florida 359 $ 59,372,000 $ 165,381 $ 53,000
Philadelphia, Pennsylvania 359 $ 57,437,000 $ 159,991 $ 59,000
Benton, Washington 353 $ 65,252,000 $ 184,849 $ 91,000
Pennington, South Dakota 351 $ 57,952,000 $ 165,105 $ 58,000
Jefferson, Alabama 345 $ 49,284,000 $ 142,852 $ 34,000
Clark, Washington 344 $ 72,137,000 $ 209,700 $ 75,000
Washington, Oregon 333 $ 74,162,000 $ 222,708 $ 76,000
Norfolk, Massachusetts 332 $ 93,934,000 $ 282,933 $ 96,000
Bristol, Massachusetts 329 $ 78,821,000 $ 239,577 $ 83,000
Kern, California 322 $ 53,355,000 $ 165,698 $ 85,000
Placer, California 322 $ 87,556,000 $ 271,913 $ 110,000
Galveston, Texas 315 $ 58,070,000 $ 184,349 $ 113,000
Marion, Oregon 314 $ 52,966,000 $ 168,681 $ 71,000
DeKalb, Georgia 312 $ 56,096,000 $ 179,794 $ 62,000
Ottawa, Michigan 310 $ 43,080,000 $ 138,967 $ 42,000
Middlesex, New Jersey 308 $ 82,638,000 $ 268,305 $ 65,000
Spokane, Washington 307 $ 54,646,000 $ 178,000 $ 66,000
Sarasota, Florida 303 $ 59,049,000 $ 194,881 $ 95,000
St. Lucie, Florida 302 $ 36,616,000 $ 121,245 $ 62,000
Jackson, Missouri 301 $ 45,368,000 $ 150,724 $ 54,000
Howard, Maryland 300 $ 95,335,000 $ 317,783 $ 110,000
Jefferson, Missouri 300 $ 46,083,000 $ 153,610 $ 40,000
Ocean, New Jersey 297 $ 73,915,000 $ 248,872 $ 88,000
Allen, Indiana 295 $ 36,861,000 $ 124,952 $ 25,000
Greenville, South Carolina 295 $ 49,316,000 $ 167,172 $ 58,000
Collier, Florida 292 $ 61,050,000 $ 209,075 $ 122,000
Milwaukee, Wisconsin 289 $ 44,992,000 $ 155,681 $ 43,000
Will, Illinois 288 $ 61,801,000 $ 214,586 $ 59,000
Monmouth, New Jersey 287 $ 88,337,000 $ 307,794 $ 93,000
El Paso, Texas 283 $ 39,703,000 $ 140,293 $ 67,000
El Paso, Colorado 281 $ 61,032,000 $ 217,195 $ 68,000
Kings, New York 281 $ 105,547,000 $ 375,612 $ 105,000
Worcester, Massachusetts 270 $ 57,734,000 $ 213,829 $ 64,000
Sheboygan, Wisconsin 270 $ 34,464,000 $ 127,644 $ 14,000
Brazoria, Texas 269 $ 44,354,000 $ 164,884 $ 89,000
Clackamas, Oregon 267 $ 66,671,000 $ 249,704 $ 93,000
Kenosha, Wisconsin 267 $ 39,052,000 $ 146,262 $ 44,000
Johnson, Kansas 265 $ 47,798,000 $ 180,369 $ 50,000
Cuyahoga, Ohio 265 $ 36,777,000 $ 138,781 $ 36,000
Baltimore City, Maryland 264 $ 44,706,000 $ 169,340 $ 66,000
Fairfield, Connecticut 261 $ 81,285,000 $ 311,436 $ 133,000
Essex, Massachusetts 261 $ 68,386,000 $ 262,015 $ 75,000
Genesee, Michigan 261 $ 30,282,000 $ 116,022 $ 41,000
Montgomery, Pennsylvania 258 $ 62,292,000 $ 241,441 $ 78,000
Porter, Indiana 257 $ 42,029,000 $ 163,536 $ 15,000
Volusia, Florida 256 $ 38,545,000 $ 150,566 $ 75,000
Vanderburgh, Indiana 256 $ 34,763,000 $ 135,792 $ 48,000
St. Johns, Florida 252 $ 55,189,000 $ 219,003 $ 85,000
Prince William, Virginia 251 $ 77,925,000 $ 310,458 $ 77,000
Lake, Indiana 248 $ 37,014,000 $ 149,250 $ 28,000
Dakota, Minnesota 246 $ 50,762,000 $ 206,349 $ 75,000
Manatee, Florida 239 $ 44,743,000 $ 187,209 $ 87,000
New Castle, Delaware 238 $ 52,889,000 $ 222,222 $ 77,000
Pinal, Arizona 234 $ 28,143,000 $ 120,269 $ 55,000
Washington, Rhode Island 234 $ 57,184,000 $ 244,376 $ 107,000
Charleston, South Carolina 233 $ 56,433,000 $ 242,201 $ 100,000
Davis, Utah 232 $ 48,805,000 $ 210,366 $ 62,000
Delaware, Pennsylvania 231 $ 46,174,000 $ 199,887 $ 62,000
Kent, Rhode Island 231 $ 48,823,000 $ 211,354 $ 81,000
Fayette, Kentucky 227 $ 35,752,000 $ 157,497 $ 66,000
Loudoun, Virginia 226 $ 84,642,000 $ 374,522 $ 108,000
Shelby, Tennessee 223 $ 32,121,000 $ 144,040 $ 49,000
Rockingham, New Hampshire 221 $ 49,894,000 $ 225,764 $ 66,000
New Haven, Connecticut 220 $ 47,159,000 $ 214,359 $ 76,000
Frederick, Maryland 220 $ 58,759,000 $ 267,086 $ 80,000
Ramsey, Minnesota 216 $ 37,774,000 $ 174,879 $ 66,000
Davidson, Tennessee 216 $ 39,195,000 $ 181,458 $ 59,000
Bucks, Pennsylvania 215 $ 51,724,000 $ 240,576 $ 76,000
Anoka, Minnesota 214 $ 38,390,000 $ 179,392 $ 66,000
Boulder, Colorado 212 $ 52,423,000 $ 247,278 $ 88,000
East Baton Rouge, Louisiana 211 $ 43,844,000 $ 207,791 $ 91,000
Utah, Utah 211 $ 41,678,000 $ 197,526 $ 72,000
Kane, Illinois 210 $ 41,320,000 $ 196,761 $ 60,000
Eaton, Michigan 210 $ 25,446,000 $ 121,171 $ 40,000
Hidalgo, Texas 207 $ 35,193,000 $ 170,014 $ 103,000
Hamilton, Indiana 206 $ 43,453,000 $ 210,936 $ 70,000
St. Clair, Michigan 203 $ 24,735,000 $ 121,847 $ 56,000
Dane, Wisconsin 203 $ 44,566,000 $ 219,536 $ 94,000
Martin, Florida 201 $ 42,360,000 $ 210,746 $ 93,000
Santa Fe, New Mexico 201 $ 50,325,000 $ 250,373 $ 101,000
Plymouth, Massachusetts 200 $ 55,593,000 $ 277,965 $ 88,000
Washington, Minnesota 200 $ 43,341,000 $ 216,705 $ 74,000
Shelby, Alabama 199 $ 35,942,000 $ 180,613 $ 44,000
Essex, New Jersey 198 $ 60,790,000 $ 307,020 $ 83,000
Mohave, Arizona 196 $ 29,837,000 $ 152,229 $ 94,000
San Luis Obispo, California 195 $ 61,962,000 $ 317,753 $ 137,000
Pasco, Florida 194 $ 28,771,000 $ 148,304 $ 52,000
Flathead, Montana 193 $ 37,832,000 $ 196,020 $ 79,000
Harford, Maryland 192 $ 44,828,000 $ 233,479 $ 70,000
Sarpy, Nebraska 189 $ 30,456,000 $ 161,142 $ 39,000
Weber, Utah 189 $ 33,558,000 $ 177,555 $ 48,000
Burlington, New Jersey 187 $ 40,150,000 $ 214,705 $ 70,000
Forsyth, Georgia 184 $ 41,425,000 $ 225,135 $ 73,000
St. Louis City, Missouri 184 $ 24,888,000 $ 135,260 $ 53,000
Boone, Missouri 182 $ 28,488,000 $ 156,527 $ 46,000
Hays, Texas 182 $ 35,748,000 $ 196,417 $ 110,000
Whatcom, Washington 180 $ 41,627,000 $ 231,261 $ 75,000
District of Columbia, District Of Columbia 179 $ 56,348,000 $ 314,793 $ 90,000
Union, New Jersey 177 $ 46,657,000 $ 263,598 $ 67,000
El Dorado, California 176 $ 50,306,000 $ 285,829 $ 114,000
Shasta, California 176 $ 36,253,000 $ 205,982 $ 92,000
Thurston, Washington 176 $ 38,581,000 $ 219,210 $ 76,000
Marin, California 173 $ 67,171,000 $ 388,271 $ 135,000
Honolulu, Hawaii 172 $ 64,734,000 $ 376,360 $ 91,000
Morris, New Jersey 172 $ 54,713,000 $ 318,098 $ 102,000
Hudson, New Jersey 171 $ 50,235,000 $ 293,771 $ 99,000
Sangamon, Illinois 170 $ 19,961,000 $ 117,417 $ 9,000
Waukesha, Wisconsin 168 $ 37,604,000 $ 223,833 $ 79,000
Santa Barbara, California 167 $ 54,113,000 $ 324,029 $ 133,000
Carroll, Maryland 167 $ 44,133,000 $ 264,269 $ 85,000
Lancaster, Nebraska 167 $ 23,028,000 $ 137,892 $ 32,000
Ward, North Dakota 167 $ 30,125,000 $ 180,389 $ 62,000
McHenry, Illinois 165 $ 29,688,000 $ 179,927 $ 59,000
Cherokee, Georgia 164 $ 31,646,000 $ 192,963 $ 67,000
Camden, New Jersey 164 $ 30,916,000 $ 188,512 $ 62,000
Weld, Colorado 163 $ 34,443,000 $ 211,306 $ 61,000
Humboldt, California 162 $ 34,628,000 $ 213,753 $ 94,000
Westchester, New York 161 $ 52,091,000 $ 323,546 $ 134,000
Lucas, Ohio 161 $ 22,975,000 $ 142,701 $ 60,000
Minnehaha, South Dakota 161 $ 26,458,000 $ 164,335 $ 11,000
Hillsborough, New Hampshire 160 $ 33,992,000 $ 212,450 $ 72,000
Jefferson, Louisiana 159 $ 26,122,000 $ 164,289 $ 77,000
Monroe, Michigan 158 $ 20,073,000 $ 127,044 $ 50,000
Passaic, New Jersey 156 $ 42,722,000 $ 273,858 $ 69,000
Chester, Pennsylvania 156 $ 39,691,000 $ 254,429 $ 78,000
Racine, Wisconsin 156 $ 22,904,000 $ 146,820 $ 32,000
Summit, Ohio 154 $ 21,865,000 $ 141,980 $ 36,000
Yellowstone, Montana 152 $ 24,583,000 $ 161,730 $ 66,000
Northampton, Pennsylvania 152 $ 27,533,000 $ 181,138 $ 77,000
Brown, Wisconsin 152 $ 23,221,000 $ 152,769 $ 49,000
Burleigh, North Dakota 151 $ 25,707,000 $ 170,245 $ 86,000
Escambia, Florida 150 $ 27,707,000 $ 184,713 $ 64,000
Osceola, Florida 150 $ 20,543,000 $ 136,953 $ 51,000
Klamath, Oregon 150 $ 22,111,000 $ 147,406 $ 65,000
Wood, West Virginia 150 $ 15,730,000 $ 104,866 $ 49,000
Monroe, Florida 149 $ 42,295,000 $ 283,859 $ 148,000
York, Pennsylvania 148 $ 25,947,000 $ 175,317 $ 62,000
Horry, South Carolina 148 $ 26,698,000 $ 180,391 $ 84,000
Jefferson, Texas 148 $ 18,795,000 $ 126,993 $ 66,000
Lane, Oregon 147 $ 28,080,000 $ 191,020 $ 69,000
Monterey, California 146 $ 43,173,000 $ 295,705 $ 105,000
Yolo, California 146 $ 40,537,000 $ 277,650 $ 119,000
Polk, Florida 144 $ 20,711,000 $ 143,826 $ 49,000
Suffolk, Massachusetts 143 $ 40,607,000 $ 283,965 $ 95,000
Knox, Tennessee 143 $ 21,691,000 $ 151,685 $ 55,000
Polk, Iowa 142 $ 21,114,000 $ 148,690 $ 49,000
Kitsap, Washington 142 $ 34,528,000 $ 243,154 $ 72,000
Marion, Florida 139 $ 18,423,000 $ 132,539 $ 59,000
Saginaw, Michigan 139 $ 13,394,000 $ 96,359 $ 37,000
Douglas, Oregon 139 $ 24,918,000 $ 179,266 $ 63,000
Scott, Minnesota 138 $ 30,694,000 $ 222,420 $ 70,000
Larimer, Colorado 136 $ 29,423,000 $ 216,345 $ 78,000
Madison, Illinois 136 $ 18,609,000 $ 136,830 $ 51,000
Dutchess, New York 135 $ 32,123,000 $ 237,948 $ 88,000
Allegan, Michigan 134 $ 16,722,000 $ 124,791 $ 35,000
Greene, Missouri 132 $ 17,272,000 $ 130,848 $ 27,000
Orange, New York 131 $ 30,759,000 $ 234,801 $ 85,000
Virginia Beach, Virginia 131 $ 30,276,000 $ 231,114 $ 80,000
Okaloosa, Florida 130 $ 23,773,000 $ 182,869 $ 74,000
Maui, Hawaii 130 $ 47,570,000 $ 365,923 $ 135,000
St. Tammany, Louisiana 130 $ 26,960,000 $ 207,384 $ 104,000
Clay, Missouri 130 $ 20,248,000 $ 155,753 $ 50,000
Richland, South Carolina 130 $ 22,062,000 $ 169,707 $ 51,000
Franklin, Washington 130 $ 20,287,000 $ 156,053 $ 80,000
Gloucester, New Jersey 129 $ 27,617,000 $ 214,085 $ 62,000
Sandoval, New Mexico 129 $ 22,780,000 $ 176,589 $ 41,000
Union, North Carolina 128 $ 28,665,000 $ 223,945 $ 62,000
Tuscaloosa, Alabama 127 $ 20,586,000 $ 162,094 $ 30,000
Santa Cruz, California 126 $ 43,994,000 $ 349,158 $ 129,000
Somerset, New Jersey 125 $ 39,425,000 $ 315,400 $ 101,000
Lincoln, New Mexico 125 $ 23,735,000 $ 189,880 $ 113,000
Hamilton, Tennessee 125 $ 22,630,000 $ 181,040 $ 48,000
Bristol, Rhode Island 124 $ 31,210,000 $ 251,693 $ 95,000
Chesterfield, Virginia 124 $ 25,255,000 $ 203,669 $ 48,000
Orleans, Louisiana 123 $ 25,058,000 $ 203,723 $ 105,000
Berrien, Michigan 123 $ 18,271,000 $ 148,544 $ 30,000
Delaware, Ohio 122 $ 28,559,000 $ 234,090 $ 58,000
Rockland, New York 121 $ 37,357,000 $ 308,735 $ 118,000
Richmond, New York 120 $ 36,790,000 $ 306,583 $ 79,000
Nevada, California 119 $ 30,039,000 $ 252,428 $ 115,000
Tulare, California 119 $ 20,552,000 $ 172,705 $ 100,000
Tolland, Connecticut 119 $ 27,042,000 $ 227,243 $ 71,000
Lake, Florida 119 $ 22,058,000 $ 185,361 $ 70,000
Mobile, Alabama 118 $ 16,834,000 $ 142,661 $ 44,000
Sussex, Delaware 118 $ 24,559,000 $ 208,127 $ 73,000
Kalamazoo, Michigan 117 $ 16,638,000 $ 142,205 $ 44,000
Erie, New York 117 $ 16,593,000 $ 141,820 $ 71,000
Lee, Alabama 116 $ 20,041,000 $ 172,767 $ 58,000
Shawnee, Kansas 116 $ 16,819,000 $ 144,991 $ 93,000
Jefferson, Kentucky 116 $ 18,991,000 $ 163,715 $ 50,000
York, South Carolina 115 $ 20,900,000 $ 181,739 $ 47,000
Canyon, Idaho 114 $ 14,129,000 $ 123,938 $ 60,000
Hendricks, Indiana 114 $ 19,581,000 $ 171,763 $ 51,000
Washoe, Nevada 114 $ 23,643,000 $ 207,394 $ 119,000
Middlesex, Connecticut 113 $ 25,252,000 $ 223,469 $ 61,000
Tulsa, Oklahoma 113 $ 16,393,000 $ 145,070 $ 46,000
Bastrop, Texas 113 $ 18,333,000 $ 162,238 $ 81,000
Napa, California 111 $ 36,492,000 $ 328,756 $ 91,000
Bronx, New York 111 $ 34,787,000 $ 313,396 $ 72,000
St. Clair, Illinois 110 $ 14,873,000 $ 135,209 $ 45,000
Charles, Maryland 110 $ 29,723,000 $ 270,209 $ 78,000
Clinton, Michigan 109 $ 16,679,000 $ 153,018 $ 60,000
Comal, Texas 109 $ 25,239,000 $ 231,550 $ 109,000
Madera, California 108 $ 17,395,000 $ 161,064 $ 71,000
Madison, Alabama 107 $ 20,360,000 $ 190,280 $ 45,000
Ellis, Texas 107 $ 17,541,000 $ 163,934 $ 81,000
Berkeley, West Virginia 107 $ 18,854,000 $ 176,205 $ 51,000
Yakima, Washington 106 $ 18,067,000 $ 170,443 $ 72,000
Clatsop, Oregon 105 $ 20,406,000 $ 194,342 $ 65,000
Deschutes, Oregon 105 $ 19,301,000 $ 183,819 $ 96,000
Skagit, Washington 105 $ 21,481,000 $ 204,580 $ 68,000
Merced, California 104 $ 14,709,000 $ 141,432 $ 60,000
New London, Connecticut 104 $ 21,708,000 $ 208,730 $ 58,000
Berkeley, South Carolina 104 $ 18,725,000 $ 180,048 $ 53,000
Baldwin, Alabama 103 $ 16,615,000 $ 161,310 $ 67,000
Troup, Georgia 103 $ 13,153,000 $ 127,699 $ 44,000
Webb, Texas 103 $ 16,171,000 $ 157,000 $ 71,000
Butte, California 102 $ 20,179,000 $ 197,833 $ 90,000
Westmoreland, Pennsylvania 102 $ 15,077,000 $ 147,813 $ 65,000
Spartanburg, South Carolina 101 $ 13,915,000 $ 137,772 $ 43,000
Lexington, South Carolina 100 $ 14,852,000 $ 148,520 $ 64,000
Warrick, Indiana 99 $ 15,896,000 $ 160,565 $ 73,000
Lehigh, Pennsylvania 99 $ 17,996,000 $ 181,777 $ 65,000
Clallam, Washington 99 $ 20,553,000 $ 207,606 $ 89,000
Barnstable, Massachusetts 98 $ 24,946,000 $ 254,551 $ 130,000
Muskegon, Michigan 98 $ 10,637,000 $ 108,540 $ 43,000
Windham, Connecticut 97 $ 17,763,000 $ 183,123 $ 57,000
Paulding, Georgia 97 $ 13,221,000 $ 136,298 $ 36,000
Alachua, Florida 96 $ 16,791,000 $ 174,906 $ 67,000
Sussex, New Jersey 96 $ 23,181,000 $ 241,468 $ 80,000
St. Clair, Alabama 94 $ 13,832,000 $ 147,148 $ 29,000
Cabarrus, North Carolina 94 $ 17,060,000 $ 181,489 $ 46,000
Indian River, Florida 93 $ 15,394,000 $ 165,526 $ 93,000
Ionia, Michigan 93 $ 10,443,000 $ 112,290 $ 26,000
Hampden, Massachusetts 92 $ 16,143,000 $ 175,467 $ 42,000
Gaston, North Carolina 92 $ 14,803,000 $ 160,902 $ 45,000
Val Verde, Texas 92 $ 12,536,000 $ 136,260 $ 67,000
Leon, Florida 91 $ 19,362,000 $ 212,769 $ 82,000
Richmond, Georgia 91 $ 9,093,000 $ 99,923 $ 40,000
Saratoga, New York 91 $ 19,044,000 $ 209,274 $ 94,000
Durham, North Carolina 91 $ 16,478,000 $ 181,076 $ 40,000
Bell, Texas 91 $ 13,712,000 $ 150,681 $ 68,000
Columbia, Georgia 90 $ 15,651,000 $ 173,900 $ 59,000
Hamilton, Ohio 90 $ 13,564,000 $ 150,711 $ 43,000
Monongalia, West Virginia 89 $ 16,799,000 $ 188,752 $ 77,000
Santa Rosa, Florida 88 $ 16,892,000 $ 191,954 $ 54,000
Lancaster, Pennsylvania 87 $ 14,732,000 $ 169,333 $ 54,000
Williamson, Tennessee 87 $ 25,156,000 $ 289,149 $ 112,000
Clay, Florida 86 $ 15,264,000 $ 177,488 $ 58,000
Stark, Ohio 86 $ 12,990,000 $ 151,046 $ 31,000
Brazos, Texas 86 $ 14,526,000 $ 168,906 $ 123,000
Chatham, Georgia 85 $ 15,174,000 $ 178,517 $ 58,000
DeSoto, Mississippi 85 $ 13,593,000 $ 159,917 $ 51,000
Polk, Oregon 85 $ 16,302,000 $ 191,788 $ 72,000
Monroe, Pennsylvania 85 $ 14,553,000 $ 171,211 $ 51,000
Mercer, New Jersey 84 $ 21,485,000 $ 255,773 $ 77,000
Rutherford, Tennessee 84 $ 12,755,000 $ 151,845 $ 42,000
Broomfield, Colorado 83 $ 24,407,000 $ 294,060 $ 97,000
Cumberland, North Carolina 83 $ 11,533,000 $ 138,951 $ 48,000
Henrico, Virginia 83 $ 17,999,000 $ 216,855 $ 41,000
Bonneville, Idaho 82 $ 11,363,000 $ 138,573 $ 63,000
Missoula, Montana 82 $ 16,418,000 $ 200,219 $ 105,000
Cascade, Montana 81 $ 12,611,000 $ 155,691 $ 86,000
Berks, Pennsylvania 81 $ 13,598,000 $ 167,876 $ 39,000
Cameron, Texas 81 $ 12,207,000 $ 150,703 $ 83,000
Chesapeake, Virginia 81 $ 20,466,000 $ 252,666 $ 74,000
Charlotte, Florida 79 $ 11,645,000 $ 147,405 $ 81,000
Lee, Mississippi 79 $ 9,899,000 $ 125,303 $ 53,000
Putnam, Tennessee 79 $ 10,890,000 $ 137,848 $ 69,000
Tuolumne, California 78 $ 14,580,000 $ 186,923 $ 81,000
Guilford, North Carolina 78 $ 14,254,000 $ 182,743 $ 40,000
Guadalupe, Texas 78 $ 13,653,000 $ 175,038 $ 80,000
Hernando, Florida 77 $ 9,736,000 $ 126,441 $ 45,000
Park, Montana 77 $ 12,494,000 $ 162,259 $ 79,000
Coweta, Georgia 76 $ 13,854,000 $ 182,289 $ 49,000
LaPorte, Indiana 76 $ 10,572,000 $ 139,105 $ 19,000
Dorchester, South Carolina 76 $ 12,849,000 $ 169,065 $ 51,000
Litchfield, Connecticut 75 $ 16,255,000 $ 216,733 $ 69,000
Lapeer, Michigan 75 $ 11,380,000 $ 151,733 $ 63,000
Wright, Minnesota 75 $ 12,847,000 $ 171,293 $ 71,000
Lorain, Ohio 75 $ 12,160,000 $ 162,133 $ 43,000
Warren, Virginia 75 $ 14,433,000 $ 192,440 $ 56,000
Oklahoma, Oklahoma 74 $ 10,135,000 $ 136,959 $ 59,000
Nueces, Texas 74 $ 10,147,000 $ 137,121 $ 54,000
Hall, Georgia 73 $ 14,444,000 $ 197,863 $ 54,000
McLennan, Texas 73 $ 13,322,000 $ 182,493 $ 90,000
Rockwall, Texas 73 $ 13,674,000 $ 187,315 $ 106,000
Stafford, Virginia 73 $ 20,235,000 $ 277,191 $ 82,000
Lenawee, Michigan 72 $ 8,111,000 $ 112,652 $ 35,000
Highlands, Florida 71 $ 7,501,000 $ 105,647 $ 57,000
Washington, Maryland 71 $ 16,073,000 $ 226,380 $ 71,000
Marion, Mississippi 71 $ 11,238,000 $ 158,281 $ 37,000
Pitt, North Carolina 71 $ 11,778,000 $ 165,887 $ 63,000
Flagler, Florida 70 $ 9,253,000 $ 132,185 $ 61,000
Henry, Georgia 70 $ 10,833,000 $ 154,757 $ 37,000
Barry, Michigan 70 $ 8,880,000 $ 126,857 $ 35,000
Linn, Oregon 70 $ 11,221,000 $ 160,300 $ 59,000
Beaufort, South Carolina 70 $ 18,248,000 $ 260,685 $ 75,000
Yuma, Arizona 69 $ 10,843,000 $ 157,144 $ 23,000
New Hanover, North Carolina 69 $ 14,528,000 $ 210,550 $ 46,000
Jackson, Oregon 69 $ 12,370,000 $ 179,275 $ 62,000
Yamhill, Oregon 69 $ 12,874,000 $ 186,579 $ 50,000
Hughes, South Dakota 69 $ 10,432,000 $ 151,188 $ 83,000
Sevier, Tennessee 69 $ 9,845,000 $ 142,681 $ 80,000
Johnson, Indiana 68 $ 10,011,000 $ 147,220 $ 53,000
Scott, Iowa 68 $ 9,490,000 $ 139,558 $ 70,000
Woodbury, Iowa 68 $ 6,582,000 $ 96,794 $ 46,000
Franklin, Missouri 68 $ 10,171,000 $ 149,573 $ 49,000
Arlington, Virginia 68 $ 23,697,000 $ 348,485 $ 156,000
Ozaukee, Wisconsin 68 $ 12,306,000 $ 180,970 $ 29,000
Yavapai, Arizona 67 $ 13,553,000 $ 202,283 $ 77,000
Kent, Delaware 67 $ 13,663,000 $ 203,925 $ 69,000
Carroll, Georgia 67 $ 8,634,000 $ 128,865 $ 48,000
Fayette, Georgia 67 $ 14,776,000 $ 220,537 $ 52,000
Ascension, Louisiana 67 $ 13,302,000 $ 198,537 $ 53,000
Terrebonne, Louisiana 67 $ 10,614,000 $ 158,417 $ 37,000
Calvert, Maryland 67 $ 17,850,000 $ 266,417 $ 78,000
Lincoln, South Dakota 67 $ 13,108,000 $ 195,641 $ 15,000
Butler, Ohio 66 $ 10,112,000 $ 153,212 $ 44,000
Montgomery, Ohio 66 $ 6,956,000 $ 105,393 $ 18,000
Douglas, Georgia 65 $ 9,929,000 $ 152,753 $ 35,000
Lake, Ohio 65 $ 9,209,000 $ 141,676 $ 31,000
Medina, Ohio 65 $ 10,732,000 $ 165,107 $ 26,000
Beaver, Pennsylvania 63 $ 8,312,000 $ 131,936 $ 59,000
Kendall, Illinois 62 $ 12,805,000 $ 206,532 $ 46,000
Lincoln, Missouri 62 $ 8,852,000 $ 142,774 $ 41,000
Orange, North Carolina 62 $ 17,332,000 $ 279,548 $ 56,000
Bay, Florida 61 $ 10,676,000 $ 175,016 $ 51,000
Lafourche, Louisiana 61 $ 9,948,000 $ 163,081 $ 52,000
Butler, Pennsylvania 61 $ 11,375,000 $ 186,475 $ 63,000
Anchorage, Alaska 60 $ 16,462,000 $ 274,366 $ 78,000
Atlantic, New Jersey 60 $ 12,488,000 $ 208,133 $ 80,000
Buncombe, North Carolina 60 $ 10,034,000 $ 167,233 $ 58,000
Meade, South Dakota 60 $ 10,940,000 $ 182,333 $ 48,000
Frederick, Virginia 60 $ 12,481,000 $ 208,016 $ 64,000
Pope, Arkansas 59 $ 7,484,000 $ 126,847 $ 57,000
Iredell, North Carolina 59 $ 11,814,000 $ 200,237 $ 58,000
Cache, Utah 59 $ 10,009,000 $ 169,644 $ 60,000
Kootenai, Idaho 58 $ 10,648,000 $ 183,586 $ 71,000
St. Joseph, Michigan 58 $ 5,956,000 $ 102,689 $ 37,000
Carver, Minnesota 58 $ 13,842,000 $ 238,655 $ 80,000
Cass, Missouri 58 $ 9,628,000 $ 166,000 $ 50,000
Cape May, New Jersey 58 $ 14,744,000 $ 254,206 $ 112,000
Dauphin, Pennsylvania 58 $ 8,514,000 $ 146,793 $ 74,000
Pottawattamie, Iowa 57 $ 8,589,000 $ 150,684 $ 40,000
Lafayette, Louisiana 57 $ 10,133,000 $ 177,771 $ 89,000
Strafford, New Hampshire 57 $ 11,431,000 $ 200,543 $ 54,000
Forsyth, North Carolina 57 $ 9,532,000 $ 167,228 $ 39,000
Kaufman, Texas 57 $ 8,971,000 $ 157,385 $ 63,000
Ohio, West Virginia 57 $ 8,570,000 $ 150,350 $ 103,000
Benton, Arkansas 56 $ 8,907,000 $ 159,053 $ 62,000
Licking, Ohio 56 $ 9,060,000 $ 161,785 $ 34,000
Washington, Ohio 56 $ 6,494,000 $ 115,964 $ 52,000
Sumner, Tennessee 56 $ 9,574,000 $ 170,964 $ 35,000
Sumter, Florida 55 $ 9,809,000 $ 178,345 $ 56,000
Butler, Kansas 55 $ 7,832,000 $ 142,400 $ 55,000
Madison, Kentucky 55 $ 9,109,000 $ 165,618 $ 43,000
Hinds, Mississippi 55 $ 5,883,000 $ 106,963 $ 40,000
Newport, Rhode Island 55 $ 14,637,000 $ 266,127 $ 116,000
Island, Washington 55 $ 14,793,000 $ 268,963 $ 124,000
St. Mary's, Maryland 54 $ 12,911,000 $ 239,092 $ 79,000
Calhoun, Michigan 54 $ 6,526,000 $ 120,851 $ 31,000
Fairfield, Ohio 54 $ 9,315,000 $ 172,500 $ 38,000
Johnson, Texas 54 $ 6,798,000 $ 125,888 $ 58,000
Montgomery, Alabama 53 $ 9,637,000 $ 181,830 $ 51,000
Pulaski, Arkansas 53 $ 8,317,000 $ 156,924 $ 44,000
Walton, Florida 52 $ 14,895,000 $ 286,442 $ 168,000
Boone, Indiana 52 $ 9,382,000 $ 180,423 $ 70,000
Wyandotte, Kansas 52 $ 5,939,000 $ 114,211 $ 42,000
Merrimack, New Hampshire 52 $ 10,034,000 $ 192,961 $ 71,000
Albany, New York 52 $ 9,760,000 $ 187,692 $ 72,000
New York, New York 52 $ 20,261,000 $ 389,634 $ 164,000
Brunswick, North Carolina 52 $ 11,500,000 $ 221,153 $ 72,000
Lubbock, Texas 52 $ 6,472,000 $ 124,461 $ 61,000
Washington, Wisconsin 52 $ 11,072,000 $ 212,923 $ 57,000
Calaveras, California 51 $ 10,114,000 $ 198,313 $ 86,000
Hancock, Indiana 51 $ 7,334,000 $ 143,803 $ 62,000
Hunterdon, New Jersey 51 $ 15,011,000 $ 294,333 $ 82,000
Johnston, North Carolina 51 $ 9,418,000 $ 184,666 $ 56,000
Warren, Ohio 51 $ 9,337,000 $ 183,078 $ 29,000
Lackawanna, Pennsylvania 51 $ 7,514,000 $ 147,333 $ 54,000
Livingston, Louisiana 50 $ 9,155,000 $ 183,100 $ 77,000
York, Maine 50 $ 11,071,000 $ 221,420 $ 45,000
Cecil, Maryland 50 $ 11,672,000 $ 233,440 $ 57,000
Van Buren, Michigan 50 $ 6,712,000 $ 134,240 $ 64,000
Alexandria, Virginia 50 $ 14,806,000 $ 296,120 $ 97,000
Monroe, Indiana 49 $ 8,219,000 $ 167,734 $ 52,000
Luzerne, Pennsylvania 49 $ 7,435,000 $ 151,734 $ 59,000
Marion, West Virginia 49 $ 5,968,000 $ 121,795 $ 52,000
St. Louis, Minnesota 48 $ 8,326,000 $ 173,458 $ 60,000
Lawrence, Tennessee 48 $ 5,536,000 $ 115,333 $ 34,000
Washington, Tennessee 48 $ 7,817,000 $ 162,854 $ 81,000
Lake, California 47 $ 8,126,000 $ 172,893 $ 70,000
Hardin, Texas 47 $ 6,933,000 $ 147,510 $ 80,000
Henderson, Texas 47 $ 7,263,000 $ 154,531 $ 117,000
Spotsylvania, Virginia 47 $ 11,861,000 $ 252,361 $ 81,000
Coconino, Arizona 46 $ 10,335,000 $ 224,673 $ 91,000
Summit, Colorado 46 $ 15,418,000 $ 335,173 $ 200,000
Putnam, New York 46 $ 14,466,000 $ 314,478 $ 171,000
Anderson, South Carolina 46 $ 7,172,000 $ 155,913 $ 65,000
Pickens, South Carolina 46 $ 6,972,000 $ 151,565 $ 38,000
Jefferson, West Virginia 46 $ 11,989,000 $ 260,630 $ 66,000
St. Croix, Wisconsin 46 $ 8,924,000 $ 194,000 $ 70,000
Vermilion, Illinois 45 $ 3,275,000 $ 72,777 $ 6,000
Winnebago, Illinois 45 $ 5,539,000 $ 123,088 $ 31,000
Hillsdale, Michigan 45 $ 4,984,000 $ 110,755 $ 43,000
Portage, Ohio 45 $ 8,264,000 $ 183,644 $ 34,000
Montgomery, Tennessee 45 $ 6,566,000 $ 145,911 $ 63,000
Amador, California 44 $ 10,136,000 $ 230,363 $ 93,000
Worcester, Maryland 44 $ 8,946,000 $ 203,318 $ 124,000
Montcalm, Michigan 44 $ 4,077,000 $ 92,659 $ 23,000
Shiawassee, Michigan 44 $ 4,964,000 $ 112,818 $ 44,000
Christian, Missouri 44 $ 7,185,000 $ 163,295 $ 24,000
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Mortgage Loan Application Detail Totals for Flagstar Bank NA in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 103,256 $25,194,974,000 $244,000 $2,000,000 $86,000 $8,702,000
Home Purchase 64,322 $12,044,256,000 $187,000 $2,000,000 $74,000 $5,800,000
Home Improvement 2,980 $692,676,000 $232,000 $2,500,000 $100,000 $5,022,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 116,704 $24,917,459,000 $213,000 $2,000,000 $80,000 $8,702,000
Asian 17,865 $5,514,004,000 $308,000 $1,960,000 $122,000 $2,481,000
Not Provided 13,157 $3,208,402,000 $243,000 $2,000,000 $90,000 $3,639,000
Hispanic 13,093 $2,514,470,000 $192,000 $2,500,000 $60,000 $1,378,000
Black or African American 8,689 $1,541,589,000 $177,000 $1,372,000 $46,000 $3,256,000
Native Hawaiian or Other Pacific Islander 490 $123,403,000 $251,000 $788,000 $74,000 $720,000
American Indian or Alaskan Native 396 $84,503,000 $213,000 $730,000 $101,000 $3,299,000
Not applicable 164 $28,076,000 $171,000 $614,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 108,523 $26,459,280,000 $243,000 $2,500,000 $104,000 $8,702,000
FHA-insured (Federal Housing Administration) 49,301 $8,883,379,000 $180,000 $749,000 $38,000 $1,338,000
VA-guaranteed (Veterans Administration) 10,035 $2,246,169,000 $223,000 $754,000 $60,000 $573,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2,699 $343,078,000 $127,000 $376,000 $40,000 $114,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 92,883 $21,705,676,000 $233,000 $2,000,000 $105,000 $5,161,000
Loan Purchased By The Institution 32,249 $6,233,182,000 $193,000 $810,000 $0 $0
Application Denied By Financial Institution 19,342 $4,204,962,000 $217,000 $2,500,000 $92,000 $4,248,000
Application Approved But Not Accepted 19,022 $4,341,298,000 $228,000 $1,820,000 $99,000 $8,702,000
Application Withdrawn By Applicant 7,047 $1,443,123,000 $204,000 $2,000,000 $71,000 $5,800,000
File Closed For Incompleteness 15 $3,665,000 $244,000 $729,000 $173,000 $576,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 6,935 $1,601,652,000 $230,000 $2,000,000 $69,000 $3,256,000
Collateral 5,651 $1,278,957,000 $226,000 $2,500,000 $114,000 $2,931,000
Credit History 2,933 $521,163,000 $177,000 $1,252,000 $73,000 $1,101,000
Other 2,257 $470,369,000 $208,000 $1,655,000 $130,000 $4,248,000
Unverifiable Information 843 $177,069,000 $210,000 $1,335,000 $97,000 $702,000
Employment History 299 $59,096,000 $197,000 $1,216,000 $68,000 $526,000
Mortgage Insurance Denied 233 $56,899,000 $244,000 $627,000 $109,000 $1,618,000
Insufficient Cash (Downpayment, Closing Cost) 185 $38,245,000 $206,000 $1,313,000 $91,000 $410,000
Credit Application Incomplete 6 $1,512,000 $252,000 $465,000 $117,000 $232,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank NA's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Flagstar Bank NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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