Flagstar Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Flagstar Bank, N.A. 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Flagstar Bank, N.A. 5151 Corporate Drive Hicksville, NY 48098 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 170,558 |
| Total Mortgage Loan Application Amount | $37,931,906,000 |
| Average Mortgage Loan Application Amount | $221,000 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $86,666 |
| Highest Applicant Income | $8,702,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Flagstar Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Flagstar Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Flagstar Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Flagstar Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Flagstar Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Flagstar Bank, N.A.'s mortgage activity for 2011.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 10,869 | $ 3,585,636,000 | $ 329,000 | $ 110,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 6,441 | $ 2,294,193,000 | $ 356,000 | $ 139,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 5,683 | $ 924,191,000 | $ 162,000 | $ 65,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 5,577 | $ 1,066,143,000 | $ 191,000 | $ 103,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 4,584 | $ 1,472,819,000 | $ 321,000 | $ 107,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 4,069 | $ 925,599,000 | $ 227,000 | $ 93,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 3,872 | $ 1,569,995,000 | $ 405,000 | $ 149,000 |
| PHOENIX-MESA-GLENDALE, AZ | 3,396 | $ 585,508,000 | $ 172,000 | $ 83,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 3,302 | $ 1,160,518,000 | $ 351,000 | $ 131,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 2,931 | $ 649,151,000 | $ 221,000 | $ 64,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 2,883 | $ 536,451,000 | $ 186,000 | $ 64,000 |
| DENVER-AURORA-BROOMFIELD, CO | 2,675 | $ 584,675,000 | $ 218,000 | $ 71,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 2,603 | $ 728,005,000 | $ 279,000 | $ 100,000 |
| ST. LOUIS, MO-IL | 2,418 | $ 389,656,000 | $ 149,500 | $ 50,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2,321 | $ 705,161,000 | $ 287,500 | $ 80,500 |
| DETROIT-LIVONIA-DEARBORN, MI | 2,306 | $ 299,281,000 | $ 129,000 | $ 52,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 2,088 | $ 432,393,000 | $ 207,000 | $ 90,000 |
| DALLAS-PLANO-IRVING, TX | 2,047 | $ 381,005,000 | $ 186,000 | $ 92,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 2,047 | $ 665,552,000 | $ 321,500 | $ 97,500 |
| BALTIMORE-TOWSON, MD | 2,043 | $ 525,349,000 | $ 257,000 | $ 84,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,968 | $ 372,086,000 | $ 189,000 | $ 81,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1,904 | $ 376,864,000 | $ 196,500 | $ 71,500 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,816 | $ 347,499,000 | $ 191,000 | $ 89,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 1,764 | $ 709,769,000 | $ 402,000 | $ 142,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 1,633 | $ 395,413,000 | $ 242,000 | $ 107,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1,620 | $ 366,704,000 | $ 219,500 | $ 74,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 1,610 | $ 359,493,000 | $ 229,000 | $ 85,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1,483 | $ 501,706,000 | $ 338,000 | $ 100,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,467 | $ 259,869,000 | $ 177,000 | $ 77,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 1,376 | $ 265,969,000 | $ 193,000 | $ 102,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,348 | $ 237,955,000 | $ 176,000 | $ 66,000 |
| GRAND RAPIDS-WYOMING, MI | 1,256 | $ 154,572,000 | $ 123,000 | $ 37,000 |
| PHILADELPHIA, PA | 1,219 | $ 257,318,000 | $ 211,000 | $ 69,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1,151 | $ 195,866,000 | $ 170,000 | $ 75,000 |
| NASSAU-SUFFOLK, NY | 1,131 | $ 348,790,000 | $ 308,000 | $ 94,000 |
| ANN ARBOR, MI | 1,062 | $ 208,114,000 | $ 195,000 | $ 62,000 |
| EDISON-NEW BRUNSWICK, NJ | 1,017 | $ 284,315,000 | $ 279,000 | $ 84,000 |
| LAS VEGAS-PARADISE, NV | 1,015 | $ 163,336,000 | $ 160,000 | $ 68,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 1,006 | $ 191,764,000 | $ 186,000 | $ 50,500 |
| KANSAS CITY, MO-KS | 963 | $ 153,901,000 | $ 161,500 | $ 50,000 |
| INDIANAPOLIS-CARMEL, IN | 939 | $ 147,489,000 | $ 157,000 | $ 57,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 908 | $ 278,898,000 | $ 307,000 | $ 106,000 |
| TUCSON, AZ | 878 | $ 140,651,000 | $ 160,000 | $ 61,000 |
| FRESNO, CA | 863 | $ 166,144,000 | $ 192,000 | $ 87,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 816 | $ 130,376,000 | $ 155,500 | $ 38,500 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 808 | $ 176,148,000 | $ 218,000 | $ 73,000 |
| FORT WORTH-ARLINGTON, TX | 761 | $ 123,675,000 | $ 162,000 | $ 70,000 |
| COLUMBUS, OH | 744 | $ 127,209,000 | $ 170,000 | $ 46,000 |
| JACKSONVILLE, FL | 737 | $ 138,590,000 | $ 188,000 | $ 66,000 |
| LANSING-EAST LANSING, MI | 725 | $ 88,503,000 | $ 122,000 | $ 48,000 |
| NEWARK-UNION, NJ-PA | 719 | $ 203,979,000 | $ 216,500 | $ 67,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 704 | $ 129,241,000 | $ 176,000 | $ 51,500 |
| TACOMA, WA | 699 | $ 155,811,000 | $ 222,000 | $ 71,000 |
| BIRMINGHAM-HOOVER, AL | 696 | $ 106,182,000 | $ 152,000 | $ 35,000 |
| BOSTON-QUINCY, MA | 675 | $ 190,134,000 | $ 281,000 | $ 94,000 |
| PITTSBURGH, PA | 674 | $ 102,458,000 | $ 152,000 | $ 66,000 |
| WICHITA, KS | 620 | $ 80,723,000 | $ 130,000 | $ 22,000 |
| SALT LAKE CITY, UT | 618 | $ 128,757,000 | $ 208,000 | $ 71,000 |
| BOISE CITY-NAMPA, ID | 592 | $ 93,730,000 | $ 158,000 | $ 75,000 |
| ALBUQUERQUE, NM | 579 | $ 105,661,000 | $ 182,000 | $ 51,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 577 | $ 105,974,000 | $ 183,000 | $ 53,000 |
| CAPE CORAL-FORT MYERS, FL | 576 | $ 101,264,000 | $ 175,000 | $ 116,000 |
| MODESTO, CA | 557 | $ 85,407,000 | $ 153,000 | $ 55,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 542 | $ 103,792,000 | $ 191,000 | $ 92,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 541 | $ 103,843,000 | $ 191,000 | $ 62,000 |
| GARY, IN | 527 | $ 82,709,000 | $ 156,000 | $ 22,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 524 | $ 153,059,000 | $ 292,000 | $ 87,000 |
| SANTA ROSA-PETALUMA, CA | 511 | $ 146,399,000 | $ 286,000 | $ 106,000 |
| RALEIGH-CARY, NC | 508 | $ 105,154,000 | $ 206,000 | $ 52,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 504 | $ 75,654,000 | $ 150,000 | $ 36,000 |
| PORT ST. LUCIE, FL | 503 | $ 78,976,000 | $ 157,000 | $ 74,000 |
| JACKSON, MI | 493 | $ 52,524,000 | $ 106,000 | $ 47,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 483 | $ 85,539,000 | $ 177,000 | $ 88,000 |
| CAMDEN, NJ | 480 | $ 98,683,000 | $ 205,000 | $ 65,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 479 | $ 89,274,000 | $ 186,000 | $ 88,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 458 | $ 105,147,000 | $ 265,000 | $ 74,500 |
| OGDEN-CLEARFIELD, UT | 424 | $ 83,002,000 | $ 195,000 | $ 56,000 |
| STOCKTON, CA | 424 | $ 83,980,000 | $ 198,000 | $ 92,000 |
| EVANSVILLE, IN-KY | 420 | $ 59,335,000 | $ 136,000 | $ 41,500 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 413 | $ 88,007,000 | $ 213,000 | $ 79,000 |
| RAPID CITY, SD | 411 | $ 68,892,000 | $ 167,000 | $ 57,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 405 | $ 65,977,000 | $ 162,000 | $ 74,000 |
| SALEM, OR | 399 | $ 69,268,000 | $ 173,000 | $ 71,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 379 | $ 59,332,000 | $ 154,666 | $ 40,666 |
| MEMPHIS, TN-MS-AR | 378 | $ 56,238,000 | $ 156,000 | $ 49,666 |
| RICHMOND, VA | 374 | $ 77,614,000 | $ 207,000 | $ 48,000 |
| BATON ROUGE, LA | 369 | $ 74,802,000 | $ 202,000 | $ 85,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 364 | $ 59,136,000 | $ 162,000 | $ 55,000 |
| VALLEJO-FAIRFIELD, CA | 363 | $ 82,517,000 | $ 227,000 | $ 93,000 |
| FORT WAYNE, IN | 336 | $ 41,623,000 | $ 123,000 | $ 28,000 |
| BAKERSFIELD-DELANO, CA | 322 | $ 53,355,000 | $ 165,000 | $ 85,000 |
| LEXINGTON-FAYETTE, KY | 322 | $ 51,107,000 | $ 158,000 | $ 63,000 |
| HOLLAND-GRAND HAVEN, MI | 310 | $ 43,080,000 | $ 138,000 | $ 42,000 |
| SPOKANE, WA | 307 | $ 54,646,000 | $ 178,000 | $ 66,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 304 | $ 57,545,000 | $ 217,500 | $ 64,000 |
| COLORADO SPRINGS, CO | 302 | $ 65,295,000 | $ 216,000 | $ 68,000 |
| WILMINGTON, DE-MD-NJ | 302 | $ 67,492,000 | $ 221,333 | $ 65,333 |
| NAPLES-MARCO ISLAND, FL | 292 | $ 61,050,000 | $ 209,000 | $ 122,000 |
| EL PASO, TX | 283 | $ 39,703,000 | $ 140,000 | $ 67,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 278 | $ 61,325,000 | $ 220,000 | $ 63,000 |
| SHEBOYGAN, WI | 270 | $ 34,464,000 | $ 127,000 | $ 14,000 |
| WORCESTER, MA | 270 | $ 57,734,000 | $ 213,000 | $ 64,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 266 | $ 62,882,000 | $ 236,000 | $ 86,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 261 | $ 81,285,000 | $ 311,000 | $ 133,000 |
| FLINT, MI | 261 | $ 30,282,000 | $ 116,000 | $ 41,000 |
| PEABODY, MA | 261 | $ 68,386,000 | $ 262,000 | $ 75,000 |
| COLUMBIA, SC | 256 | $ 41,410,000 | $ 161,000 | $ 54,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 256 | $ 38,545,000 | $ 150,000 | $ 75,000 |
| SIOUX FALLS, SD | 244 | $ 42,083,000 | $ 172,000 | $ 12,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 238 | $ 44,599,000 | $ 187,000 | $ 60,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 233 | $ 31,913,000 | $ 136,000 | $ 50,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 232 | $ 37,799,000 | $ 155,500 | $ 37,000 |
| KNOXVILLE, TN | 227 | $ 35,790,000 | $ 157,000 | $ 51,000 |
| BEAUMONT-PORT ARTHUR, TX | 224 | $ 28,915,000 | $ 129,000 | $ 69,000 |
| NEW HAVEN-MILFORD, CT | 220 | $ 47,159,000 | $ 214,000 | $ 76,000 |
| MADISON, WI | 218 | $ 46,805,000 | $ 214,000 | $ 90,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 213 | $ 23,049,000 | $ 110,000 | $ 50,500 |
| BOULDER, CO | 212 | $ 52,423,000 | $ 247,000 | $ 88,000 |
| PROVO-OREM, UT | 212 | $ 41,792,000 | $ 197,000 | $ 72,000 |
| TOLEDO, OH | 210 | $ 30,632,000 | $ 145,000 | $ 59,000 |
| MCALLEN-EDINBURG-MISSION, TX | 207 | $ 35,193,000 | $ 170,000 | $ 103,000 |
| SPRINGFIELD, MO | 203 | $ 28,151,000 | $ 138,000 | $ 24,000 |
| ALBANY-SCHENECTADY-TROY, NY | 201 | $ 38,167,000 | $ 189,000 | $ 80,000 |
| SANTA FE, NM | 201 | $ 50,325,000 | $ 250,000 | $ 101,000 |
| AKRON, OH | 199 | $ 30,129,000 | $ 151,000 | $ 36,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 196 | $ 29,837,000 | $ 152,000 | $ 94,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 195 | $ 61,962,000 | $ 317,000 | $ 137,000 |
| BILLINGS, MT | 194 | $ 31,183,000 | $ 160,000 | $ 69,000 |
| GREEN BAY, WI | 192 | $ 29,541,000 | $ 153,000 | $ 49,000 |
| BISMARCK, ND | 190 | $ 31,502,000 | $ 165,000 | $ 84,000 |
| CHATTANOOGA, TN-GA | 187 | $ 30,693,000 | $ 150,000 | $ 32,500 |
| COLUMBIA, MO | 187 | $ 29,203,000 | $ 156,000 | $ 46,000 |
| DES MOINES-WEST DES MOINES, IA | 186 | $ 28,626,000 | $ 153,000 | $ 53,000 |
| BELLINGHAM, WA | 180 | $ 41,627,000 | $ 231,000 | $ 75,000 |
| DURHAM-CHAPEL HILL, NC | 180 | $ 41,606,000 | $ 231,000 | $ 52,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 180 | $ 35,241,000 | $ 200,500 | $ 60,500 |
| LINCOLN, NE | 177 | $ 24,231,000 | $ 136,000 | $ 33,000 |
| SPRINGFIELD, IL | 177 | $ 21,024,000 | $ 118,000 | $ 9,000 |
| TULSA, OK | 177 | $ 26,500,000 | $ 149,000 | $ 49,000 |
| OLYMPIA, WA | 176 | $ 38,581,000 | $ 219,000 | $ 76,000 |
| REDDING, CA | 176 | $ 36,253,000 | $ 205,000 | $ 92,000 |
| HONOLULU, HI | 172 | $ 64,734,000 | $ 376,000 | $ 91,000 |
| KALAMAZOO-PORTAGE, MI | 167 | $ 23,350,000 | $ 139,000 | $ 50,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 167 | $ 54,113,000 | $ 324,000 | $ 133,000 |
| GREELEY, CO | 163 | $ 34,443,000 | $ 211,000 | $ 61,000 |
| MANCHESTER-NASHUA, NH | 160 | $ 33,992,000 | $ 212,000 | $ 72,000 |
| MONROE, MI | 158 | $ 20,073,000 | $ 127,000 | $ 50,000 |
| RACINE, WI | 156 | $ 22,904,000 | $ 146,000 | $ 32,000 |
| BUFFALO-NIAGARA FALLS, NY | 155 | $ 21,795,000 | $ 140,000 | $ 73,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 148 | $ 26,698,000 | $ 180,000 | $ 84,000 |
| SAVANNAH, GA | 148 | $ 24,792,000 | $ 167,000 | $ 54,000 |
| YORK-HANOVER, PA | 148 | $ 25,947,000 | $ 175,000 | $ 62,000 |
| EUGENE-SPRINGFIELD, OR | 147 | $ 28,080,000 | $ 191,000 | $ 69,000 |
| SALINAS, CA | 146 | $ 43,173,000 | $ 295,000 | $ 105,000 |
| HUNTSVILLE, AL | 144 | $ 26,530,000 | $ 184,000 | $ 45,000 |
| LAKELAND-WINTER HAVEN, FL | 144 | $ 20,711,000 | $ 143,000 | $ 49,000 |
| OKLAHOMA CITY, OK | 144 | $ 20,966,000 | $ 145,000 | $ 62,000 |
| TOPEKA, KS | 144 | $ 20,690,000 | $ 143,000 | $ 89,000 |
| BREMERTON-SILVERDALE, WA | 142 | $ 34,528,000 | $ 243,000 | $ 72,000 |
| WILMINGTON, NC | 140 | $ 30,584,000 | $ 218,000 | $ 59,000 |
| OCALA, FL | 139 | $ 18,423,000 | $ 132,000 | $ 59,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 139 | $ 13,394,000 | $ 96,000 | $ 37,000 |
| FORT COLLINS-LOVELAND, CO | 136 | $ 29,423,000 | $ 216,000 | $ 78,000 |
| TUSCALOOSA, AL | 132 | $ 21,169,000 | $ 160,000 | $ 29,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 130 | $ 23,773,000 | $ 182,000 | $ 74,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 128 | $ 20,562,000 | $ 160,000 | $ 44,000 |
| SANTA CRUZ-WATSONVILLE, CA | 126 | $ 43,994,000 | $ 349,000 | $ 129,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 124 | $ 18,429,000 | $ 148,000 | $ 47,000 |
| NILES-BENTON HARBOR, MI | 123 | $ 18,271,000 | $ 148,000 | $ 30,000 |
| SPRINGFIELD, MA | 123 | $ 22,162,000 | $ 180,000 | $ 41,000 |
| VISALIA-PORTERVILLE, CA | 119 | $ 20,552,000 | $ 172,000 | $ 100,000 |
| MOBILE, AL | 118 | $ 16,834,000 | $ 142,000 | $ 44,000 |
| AUBURN-OPELIKA, AL | 116 | $ 20,041,000 | $ 172,000 | $ 58,000 |
| RENO-SPARKS, NV | 116 | $ 24,146,000 | $ 208,000 | $ 118,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 115 | $ 16,919,000 | $ 147,000 | $ 63,000 |
| GREENSBORO-HIGH POINT, NC | 112 | $ 19,342,000 | $ 172,000 | $ 36,000 |
| TALLAHASSEE, FL | 112 | $ 23,188,000 | $ 207,000 | $ 75,000 |
| NAPA, CA | 111 | $ 36,492,000 | $ 328,000 | $ 91,000 |
| SCRANTON--WILKES-BARRE, PA | 110 | $ 16,305,000 | $ 148,000 | $ 57,000 |
| SIOUX CITY, IA-NE-SD | 110 | $ 12,046,000 | $ 109,000 | $ 53,000 |
| IDAHO FALLS, ID | 108 | $ 15,980,000 | $ 147,000 | $ 72,000 |
| MADERA-CHOWCHILLA, CA | 108 | $ 17,395,000 | $ 161,000 | $ 71,000 |
| HARRISBURG-CARLISLE, PA | 106 | $ 17,849,000 | $ 168,000 | $ 62,000 |
| JACKSON, MS | 106 | $ 14,810,000 | $ 139,000 | $ 41,000 |
| YAKIMA, WA | 106 | $ 18,067,000 | $ 170,000 | $ 72,000 |
| BEND, OR | 105 | $ 19,301,000 | $ 183,000 | $ 96,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 105 | $ 14,766,000 | $ 140,500 | $ 62,500 |
| MOUNT VERNON-ANACORTES, WA | 105 | $ 21,481,000 | $ 204,000 | $ 68,000 |
| MERCED, CA | 104 | $ 14,709,000 | $ 141,000 | $ 60,000 |
| NORWICH-NEW LONDON, CT | 104 | $ 21,708,000 | $ 208,000 | $ 58,000 |
| LAREDO, TX | 103 | $ 16,171,000 | $ 157,000 | $ 71,000 |
| CHICO, CA | 102 | $ 20,179,000 | $ 197,000 | $ 90,000 |
| COLLEGE STATION-BRYAN, TX | 102 | $ 17,358,000 | $ 170,000 | $ 116,000 |
| GAINESVILLE, FL | 101 | $ 17,383,000 | $ 172,000 | $ 66,000 |
| SPARTANBURG, SC | 101 | $ 13,915,000 | $ 137,000 | $ 43,000 |
| DAYTON, OH | 99 | $ 11,894,000 | $ 120,000 | $ 22,000 |
| BARNSTABLE TOWN, MA | 98 | $ 24,946,000 | $ 254,000 | $ 130,000 |
| CORPUS CHRISTI, TX | 98 | $ 14,368,000 | $ 146,000 | $ 66,000 |
| MUSKEGON-NORTON SHORES, MI | 98 | $ 10,637,000 | $ 108,000 | $ 43,000 |
| ASHEVILLE, NC | 96 | $ 17,696,000 | $ 184,000 | $ 52,000 |
| FAYETTEVILLE, NC | 96 | $ 14,227,000 | $ 148,000 | $ 48,000 |
| MORGANTOWN, WV | 96 | $ 17,798,000 | $ 185,000 | $ 75,000 |
| ANCHORAGE, AK | 95 | $ 23,103,000 | $ 243,000 | $ 79,000 |
| WHEELING, WV-OH | 95 | $ 13,429,000 | $ 138,000 | $ 77,500 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 94 | $ 13,775,000 | $ 130,000 | $ 80,500 |
| SEBASTIAN-VERO BEACH, FL | 93 | $ 15,394,000 | $ 165,000 | $ 93,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 92 | $ 20,312,000 | $ 220,000 | $ 57,000 |
| MONTGOMERY, AL | 90 | $ 16,125,000 | $ 179,000 | $ 52,000 |
| CANTON-MASSILLON, OH | 88 | $ 13,265,000 | $ 150,000 | $ 31,000 |
| DULUTH, MN-WI | 88 | $ 14,328,000 | $ 164,500 | $ 52,500 |
| LANCASTER, PA | 87 | $ 14,732,000 | $ 169,000 | $ 54,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 84 | $ 8,800,000 | $ 104,666 | $ 25,000 |
| TRENTON-EWING, NJ | 84 | $ 21,485,000 | $ 255,000 | $ 77,000 |
| MISSOULA, MT | 82 | $ 16,418,000 | $ 200,000 | $ 105,000 |
| BROWNSVILLE-HARLINGEN, TX | 81 | $ 12,207,000 | $ 150,000 | $ 83,000 |
| GREAT FALLS, MT | 81 | $ 12,611,000 | $ 155,000 | $ 86,000 |
| READING, PA | 81 | $ 13,598,000 | $ 167,000 | $ 39,000 |
| PUNTA GORDA, FL | 79 | $ 11,645,000 | $ 147,000 | $ 81,000 |
| ROANOKE, VA | 78 | $ 14,375,000 | $ 184,000 | $ 39,000 |
| MICHIGAN CITY-LA PORTE, IN | 76 | $ 10,572,000 | $ 139,000 | $ 19,000 |
| WINSTON-SALEM, NC | 76 | $ 13,021,000 | $ 171,000 | $ 39,000 |
| LOGAN, UT-ID | 75 | $ 12,567,000 | $ 164,000 | $ 60,000 |
| WINCHESTER, VA-WV | 75 | $ 14,824,000 | $ 204,000 | $ 49,500 |
| GAINESVILLE, GA | 73 | $ 14,444,000 | $ 197,000 | $ 54,000 |
| SHREVEPORT-BOSSIER CITY, LA | 73 | $ 11,997,000 | $ 164,000 | $ 56,000 |
| WACO, TX | 73 | $ 13,322,000 | $ 182,000 | $ 90,000 |
| COLUMBUS, GA-AL | 72 | $ 12,873,000 | $ 168,000 | $ 56,500 |
| GREENVILLE, NC | 72 | $ 12,062,000 | $ 167,000 | $ 64,000 |
| PALM COAST, FL | 70 | $ 9,253,000 | $ 132,000 | $ 61,000 |
| BLOOMINGTON, IN | 69 | $ 10,649,000 | $ 154,000 | $ 48,000 |
| MEDFORD, OR | 69 | $ 12,370,000 | $ 179,000 | $ 62,000 |
| YUMA, AZ | 69 | $ 10,843,000 | $ 157,000 | $ 23,000 |
| DOVER, DE | 67 | $ 13,663,000 | $ 203,000 | $ 69,000 |
| PRESCOTT, AZ | 67 | $ 13,553,000 | $ 202,000 | $ 77,000 |
| LAFAYETTE, LA | 66 | $ 11,722,000 | $ 177,000 | $ 85,000 |
| APPLETON, WI | 63 | $ 9,848,000 | $ 156,000 | $ 50,000 |
| JOHNSON CITY, TN | 62 | $ 9,686,000 | $ 156,000 | $ 80,000 |
| CHARLESTON, WV | 61 | $ 8,593,000 | $ 140,000 | $ 60,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 61 | $ 10,676,000 | $ 175,000 | $ 51,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 60 | $ 12,488,000 | $ 208,000 | $ 80,000 |
| COEUR D'ALENE, ID | 58 | $ 10,648,000 | $ 183,000 | $ 71,000 |
| OCEAN CITY, NJ | 58 | $ 14,744,000 | $ 254,000 | $ 112,000 |
| ROCHESTER, NY | 58 | $ 9,341,000 | $ 161,000 | $ 80,000 |
| AMARILLO, TX | 57 | $ 8,858,000 | $ 155,000 | $ 60,000 |
| CHARLOTTESVILLE, VA | 56 | $ 13,241,000 | $ 236,000 | $ 55,000 |
| CLARKSVILLE, TN-KY | 55 | $ 7,871,000 | $ 135,000 | $ 49,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 55 | $ 7,371,000 | $ 134,500 | $ 34,500 |
| BATTLE CREEK, MI | 54 | $ 6,526,000 | $ 120,000 | $ 31,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 54 | $ 6,509,000 | $ 137,500 | $ 35,500 |
| HATTIESBURG, MS | 53 | $ 9,063,000 | $ 171,000 | $ 48,000 |
| YUBA CITY, CA | 53 | $ 8,833,000 | $ 166,000 | $ 73,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 52 | $ 8,730,000 | $ 167,000 | $ 42,000 |
| LUBBOCK, TX | 52 | $ 6,472,000 | $ 124,000 | $ 61,000 |
| ROCKFORD, IL | 50 | $ 6,042,000 | $ 120,000 | $ 33,000 |
| ATHENS-CLARKE COUNTY, GA | 48 | $ 7,808,000 | $ 162,000 | $ 56,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 48 | $ 6,725,000 | $ 151,000 | $ 51,000 |
| ANDERSON, SC | 46 | $ 7,172,000 | $ 155,000 | $ 65,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 46 | $ 7,384,000 | $ 160,000 | $ 44,000 |
| FLAGSTAFF, AZ | 46 | $ 10,335,000 | $ 224,000 | $ 91,000 |
| JOPLIN, MO | 46 | $ 5,298,000 | $ 115,000 | $ 23,000 |
| MONROE, LA | 46 | $ 7,132,000 | $ 155,000 | $ 46,000 |
| DANVILLE, IL | 45 | $ 3,275,000 | $ 72,000 | $ 6,000 |
| JACKSONVILLE, NC | 44 | $ 8,014,000 | $ 182,000 | $ 66,000 |
| JEFFERSON CITY, MO | 44 | $ 6,652,000 | $ 151,000 | $ 33,000 |
| ALBANY, GA | 43 | $ 6,026,000 | $ 140,000 | $ 69,000 |
| HANFORD-CORCORAN, CA | 43 | $ 7,537,000 | $ 175,000 | $ 62,000 |
| PEORIA, IL | 43 | $ 7,669,000 | $ 178,000 | $ 53,000 |
| SPRINGFIELD, OH | 43 | $ 5,188,000 | $ 120,000 | $ 28,000 |
| ST. GEORGE, UT | 43 | $ 9,150,000 | $ 212,000 | $ 76,000 |
| BAY CITY, MI | 42 | $ 4,569,000 | $ 108,000 | $ 45,000 |
| LONGVIEW, TX | 42 | $ 6,124,000 | $ 145,000 | $ 46,000 |
| LONGVIEW, WA | 42 | $ 7,180,000 | $ 170,000 | $ 37,000 |
| LYNCHBURG, VA | 42 | $ 7,330,000 | $ 174,000 | $ 53,000 |
| OSHKOSH-NEENAH, WI | 42 | $ 6,223,000 | $ 148,000 | $ 34,000 |
| ST. CLOUD, MN | 42 | $ 5,977,000 | $ 142,000 | $ 48,000 |
| ANNISTON-OXFORD, AL | 41 | $ 5,237,000 | $ 127,000 | $ 46,000 |
| CEDAR RAPIDS, IA | 41 | $ 5,572,000 | $ 135,000 | $ 39,000 |
| HICKORY-LENOIR-MORGANTON, NC | 41 | $ 7,029,000 | $ 171,000 | $ 40,000 |
| POCATELLO, ID | 41 | $ 5,370,000 | $ 130,000 | $ 55,000 |
| SYRACUSE, NY | 40 | $ 6,299,000 | $ 157,000 | $ 94,000 |
| BRUNSWICK, GA | 39 | $ 6,334,000 | $ 162,000 | $ 25,000 |
| SHERMAN-DENISON, TX | 39 | $ 6,250,000 | $ 160,000 | $ 119,000 |
| TYLER, TX | 39 | $ 6,143,000 | $ 157,000 | $ 62,000 |
| WENATCHEE-EAST WENATCHEE, WA | 39 | $ 8,923,000 | $ 228,000 | $ 118,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 38 | $ 8,270,000 | $ 217,000 | $ 88,000 |
| LAWTON, OK | 38 | $ 5,369,000 | $ 141,000 | $ 55,000 |
| MACON, GA | 38 | $ 6,670,000 | $ 175,000 | $ 46,000 |
| PUEBLO, CO | 38 | $ 6,188,000 | $ 162,000 | $ 69,000 |
| CORVALLIS, OR | 36 | $ 7,180,000 | $ 199,000 | $ 95,000 |
| GULFPORT-BILOXI, MS | 35 | $ 5,458,000 | $ 155,000 | $ 73,000 |
| KINGSTON, NY | 35 | $ 7,637,000 | $ 218,000 | $ 88,000 |
| MANKATO-NORTH MANKATO, MN | 35 | $ 5,265,000 | $ 150,000 | $ 50,000 |
| SALISBURY, MD | 35 | $ 6,271,000 | $ 179,000 | $ 43,000 |
| ANDERSON, IN | 34 | $ 3,321,000 | $ 97,000 | $ 39,000 |
| LAS CRUCES, NM | 33 | $ 6,804,000 | $ 206,000 | $ 55,000 |
| EAU CLAIRE, WI | 32 | $ 5,184,000 | $ 162,000 | $ 51,000 |
| FLORENCE-MUSCLE SHOALS, AL | 31 | $ 4,656,000 | $ 150,000 | $ 11,000 |
| MIDLAND, TX | 31 | $ 4,817,000 | $ 155,000 | $ 66,000 |
| CLEVELAND, TN | 30 | $ 4,734,000 | $ 157,000 | $ 38,000 |
| MANHATTAN, KS | 30 | $ 4,808,000 | $ 160,000 | $ 50,000 |
| MORRISTOWN, TN | 30 | $ 4,143,000 | $ 138,000 | $ 41,000 |
| LAWRENCE, KS | 29 | $ 4,900,000 | $ 168,000 | $ 51,000 |
| SANDUSKY, OH | 29 | $ 3,897,000 | $ 134,000 | $ 84,000 |
| ALTOONA, PA | 28 | $ 3,212,000 | $ 114,000 | $ 37,000 |
| GRAND JUNCTION, CO | 28 | $ 5,806,000 | $ 207,000 | $ 55,000 |
| LAFAYETTE, IN | 28 | $ 3,126,000 | $ 111,000 | $ 45,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 28 | $ 5,057,000 | $ 180,000 | $ 37,000 |
| ELIZABETHTOWN, KY | 26 | $ 3,472,000 | $ 133,000 | $ 69,000 |
| ELKHART-GOSHEN, IN | 26 | $ 3,591,000 | $ 138,000 | $ 33,000 |
| JANESVILLE, WI | 26 | $ 3,840,000 | $ 147,000 | $ 72,000 |
| ODESSA, TX | 26 | $ 3,045,000 | $ 117,000 | $ 55,000 |
| SAN ANGELO, TX | 26 | $ 4,254,000 | $ 163,000 | $ 78,000 |
| WARNER ROBINS, GA | 26 | $ 4,185,000 | $ 160,000 | $ 48,000 |
| CUMBERLAND, MD-WV | 25 | $ 3,621,000 | $ 143,500 | $ 64,000 |
| FORT SMITH, AR-OK | 25 | $ 3,771,000 | $ 156,500 | $ 47,500 |
| MANSFIELD, OH | 25 | $ 2,526,000 | $ 101,000 | $ 32,000 |
| VALDOSTA, GA | 25 | $ 3,965,000 | $ 158,000 | $ 35,000 |
| ABILENE, TX | 24 | $ 2,703,000 | $ 112,000 | $ 39,000 |
| BINGHAMTON, NY | 24 | $ 3,637,000 | $ 151,000 | $ 115,000 |
| BURLINGTON, NC | 24 | $ 4,165,000 | $ 173,000 | $ 39,000 |
| DANVILLE, VA | 24 | $ 2,784,000 | $ 116,000 | $ 37,000 |
| FARGO, ND-MN | 24 | $ 4,047,000 | $ 168,000 | $ 70,500 |
| FARMINGTON, NM | 24 | $ 4,064,000 | $ 169,000 | $ 92,000 |
| ROCHESTER, MN | 24 | $ 4,144,000 | $ 172,000 | $ 49,000 |
| WAUSAU, WI | 24 | $ 3,535,000 | $ 147,000 | $ 51,000 |
| EL CENTRO, CA | 23 | $ 3,579,000 | $ 155,000 | $ 38,000 |
| LA CROSSE, WI-MN | 23 | $ 3,617,000 | $ 197,000 | $ 77,500 |
| FOND DU LAC, WI | 21 | $ 3,039,000 | $ 144,000 | $ 33,000 |
| GLENS FALLS, NY | 21 | $ 3,612,000 | $ 172,000 | $ 63,000 |
| ROCKY MOUNT, NC | 21 | $ 3,777,000 | $ 179,000 | $ 33,000 |
| ST. JOSEPH, MO-KS | 21 | $ 2,807,000 | $ 146,000 | $ 27,500 |
| VICTORIA, TX | 21 | $ 3,279,000 | $ 156,000 | $ 73,000 |
| WILLIAMSPORT, PA | 21 | $ 3,017,000 | $ 143,000 | $ 39,000 |
| CHAMPAIGN-URBANA, IL | 20 | $ 3,080,000 | $ 154,000 | $ 38,000 |
| GADSDEN, AL | 20 | $ 2,781,000 | $ 139,000 | $ 38,000 |
| PASCAGOULA, MS | 20 | $ 2,827,000 | $ 141,000 | $ 34,000 |
| DOTHAN, AL | 19 | $ 2,568,000 | $ 135,000 | $ 33,000 |
| AMES, IA | 18 | $ 2,688,000 | $ 149,000 | $ 60,000 |
| BOWLING GREEN, KY | 18 | $ 2,529,000 | $ 140,000 | $ 26,000 |
| CASPER, WY | 17 | $ 2,949,000 | $ 173,000 | $ 30,000 |
| ERIE, PA | 17 | $ 2,211,000 | $ 130,000 | $ 46,000 |
| FLORENCE, SC | 17 | $ 2,693,000 | $ 158,000 | $ 27,000 |
| KANKAKEE-BRADLEY, IL | 17 | $ 2,297,000 | $ 135,000 | $ 92,000 |
| LEBANON, PA | 17 | $ 3,004,000 | $ 176,000 | $ 40,000 |
| BANGOR, ME | 16 | $ 2,347,000 | $ 146,000 | $ 50,000 |
| DECATUR, AL | 16 | $ 2,326,000 | $ 145,000 | $ 24,000 |
| PITTSFIELD, MA | 16 | $ 3,879,000 | $ 242,000 | $ 73,000 |
| TEXARKANA, TX-TEXARKANA, AR | 16 | $ 2,690,000 | $ 138,500 | $ 57,000 |
| CHEYENNE, WY | 15 | $ 2,971,000 | $ 198,000 | $ 39,000 |
| ROME, GA | 15 | $ 1,911,000 | $ 127,000 | $ 29,000 |
| STATE COLLEGE, PA | 15 | $ 2,246,000 | $ 149,000 | $ 65,000 |
| SUMTER, SC | 15 | $ 2,450,000 | $ 163,000 | $ 47,000 |
| DALTON, GA | 14 | $ 2,452,000 | $ 175,000 | $ 68,000 |
| HARRISONBURG, VA | 14 | $ 2,356,000 | $ 168,000 | $ 32,000 |
| MUNCIE, IN | 14 | $ 2,172,000 | $ 155,000 | $ 29,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 14 | $ 1,466,000 | $ 100,500 | $ 54,000 |
| WICHITA FALLS, TX | 14 | $ 1,927,000 | $ 137,000 | $ 59,000 |
| BLOOMINGTON-NORMAL, IL | 13 | $ 2,241,000 | $ 172,000 | $ 61,000 |
| JACKSON, TN | 13 | $ 1,892,000 | $ 145,000 | $ 40,000 |
| JOHNSTOWN, PA | 13 | $ 1,608,000 | $ 123,000 | $ 62,000 |
| TERRE HAUTE, IN | 13 | $ 1,623,000 | $ 124,000 | $ 41,000 |
| UTICA-ROME, NY | 13 | $ 1,986,000 | $ 152,000 | $ 56,000 |
| WATERLOO-CEDAR FALLS, IA | 13 | $ 1,640,000 | $ 126,000 | $ 45,000 |
| GOLDSBORO, NC | 12 | $ 2,137,000 | $ 178,000 | $ 31,000 |
| HINESVILLE-FORT STEWART, GA | 12 | $ 1,799,000 | $ 149,000 | $ 37,000 |
| KOKOMO, IN | 12 | $ 1,365,000 | $ 113,000 | $ 15,000 |
| LIMA, OH | 12 | $ 1,595,000 | $ 132,000 | $ 11,000 |
| ALEXANDRIA, LA | 11 | $ 2,101,000 | $ 191,000 | $ 66,000 |
| LAKE CHARLES, LA | 11 | $ 1,903,000 | $ 173,000 | $ 54,000 |
| OWENSBORO, KY | 11 | $ 977,000 | $ 88,000 | $ 18,000 |
| DUBUQUE, IA | 10 | $ 1,389,000 | $ 138,000 | $ 46,000 |
| LEWISTON-AUBURN, ME | 10 | $ 1,586,000 | $ 158,000 | $ 40,000 |
| COLUMBUS, IN | 9 | $ 1,052,000 | $ 116,000 | $ 35,000 |
| HOT SPRINGS, AR | 9 | $ 1,052,000 | $ 116,000 | $ 51,000 |
| JONESBORO, AR | 9 | $ 1,259,000 | $ 139,000 | $ 30,000 |
| LEWISTON, ID-WA | 9 | $ 1,348,000 | $ 150,000 | $ 30,000 |
| DECATUR, IL | 8 | $ 966,000 | $ 120,000 | $ 38,000 |
| CARSON CITY, NV | 7 | $ 1,245,000 | $ 177,000 | $ 91,000 |
| PINE BLUFF, AR | 6 | $ 976,000 | $ 162,000 | $ 31,000 |
| FAIRBANKS, AK | 5 | $ 962,000 | $ 192,000 | $ 47,000 |
| ITHACA, NY | 4 | $ 673,000 | $ 168,000 | $ 50,000 |
| ELMIRA, NY | 3 | $ 411,000 | $ 137,000 | $ 93,000 |
| GRAND FORKS, ND-MN | 3 | $ 614,000 | $ 200,500 | $ 142,500 |
| IOWA CITY, IA | 3 | $ 413,000 | $ 137,000 | $ 84,000 |
| SAN JUAN-CAGUAS-GUAYNABO, PR | 1 | $ 352,000 | $ 352,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for Flagstar Bank, N.A. in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 103,256 | $25,194,974,000 | $244,000 | $2,000,000 | $86,000 | $8,702,000 |
| Home Purchase | 64,322 | $12,044,256,000 | $187,000 | $2,000,000 | $74,000 | $5,800,000 |
| Home Improvement | 2,980 | $692,676,000 | $232,000 | $2,500,000 | $100,000 | $5,022,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 116,704 | $24,917,459,000 | $213,000 | $2,000,000 | $80,000 | $8,702,000 |
| Asian | 17,865 | $5,514,004,000 | $308,000 | $1,960,000 | $122,000 | $2,481,000 |
| Not Provided | 13,157 | $3,208,402,000 | $243,000 | $2,000,000 | $90,000 | $3,639,000 |
| Hispanic | 13,093 | $2,514,470,000 | $192,000 | $2,500,000 | $60,000 | $1,378,000 |
| Black or African American | 8,689 | $1,541,589,000 | $177,000 | $1,372,000 | $46,000 | $3,256,000 |
| Native Hawaiian or Other Pacific Islander | 490 | $123,403,000 | $251,000 | $788,000 | $74,000 | $720,000 |
| American Indian or Alaskan Native | 396 | $84,503,000 | $213,000 | $730,000 | $101,000 | $3,299,000 |
| Not applicable | 164 | $28,076,000 | $171,000 | $614,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 108,523 | $26,459,280,000 | $243,000 | $2,500,000 | $104,000 | $8,702,000 |
| FHA-insured (Federal Housing Administration) | 49,301 | $8,883,379,000 | $180,000 | $749,000 | $38,000 | $1,338,000 |
| VA-guaranteed (Veterans Administration) | 10,035 | $2,246,169,000 | $223,000 | $754,000 | $60,000 | $573,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,699 | $343,078,000 | $127,000 | $376,000 | $40,000 | $114,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 92,883 | $21,705,676,000 | $233,000 | $2,000,000 | $105,000 | $5,161,000 |
| Loan Purchased By The Institution | 32,249 | $6,233,182,000 | $193,000 | $810,000 | $0 | $0 |
| Application Denied By Financial Institution | 19,342 | $4,204,962,000 | $217,000 | $2,500,000 | $92,000 | $4,248,000 |
| Application Approved But Not Accepted | 19,022 | $4,341,298,000 | $228,000 | $1,820,000 | $99,000 | $8,702,000 |
| Application Withdrawn By Applicant | 7,047 | $1,443,123,000 | $204,000 | $2,000,000 | $71,000 | $5,800,000 |
| File Closed For Incompleteness | 15 | $3,665,000 | $244,000 | $729,000 | $173,000 | $576,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 6,935 | $1,601,652,000 | $230,000 | $2,000,000 | $69,000 | $3,256,000 |
| Collateral | 5,651 | $1,278,957,000 | $226,000 | $2,500,000 | $114,000 | $2,931,000 |
| Credit History | 2,933 | $521,163,000 | $177,000 | $1,252,000 | $73,000 | $1,101,000 |
| Other | 2,257 | $470,369,000 | $208,000 | $1,655,000 | $130,000 | $4,248,000 |
| Unverifiable Information | 843 | $177,069,000 | $210,000 | $1,335,000 | $97,000 | $702,000 |
| Employment History | 299 | $59,096,000 | $197,000 | $1,216,000 | $68,000 | $526,000 |
| Mortgage Insurance Denied | 233 | $56,899,000 | $244,000 | $627,000 | $109,000 | $1,618,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 185 | $38,245,000 | $206,000 | $1,313,000 | $91,000 | $410,000 |
| Credit Application Incomplete | 6 | $1,512,000 | $252,000 | $465,000 | $117,000 | $232,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank, N.A.'s 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flagstar Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.