Flanagan State Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Flanagan State Bank 301 W Falcon Hwy Flanagan, IL 61740 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,834 |
| Total Mortgage Loan Application Amount | $379,551,000 |
| Average Mortgage Loan Application Amount | $129,333 |
| Highest Mortgage Loan Application Amount | $680,000 |
| Average Applicant Income | $69,333 |
| Highest Applicant Income | $805,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Flanagan State Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Flanagan State Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Flanagan State Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Flanagan State Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Flanagan State Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Flanagan State Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lawrence County Indiana | 182 | $ 19,993,000 | $ 109,000 | $ 53,000 |
| Will County Illinois | 165 | $ 30,969,000 | $ 187,000 | $ 81,000 |
| Butler County Missouri | 145 | $ 14,926,000 | $ 102,000 | $ 51,000 |
| McLean County Illinois | 142 | $ 18,835,000 | $ 132,000 | $ 91,000 |
| Stoddard County Missouri | 106 | $ 11,071,000 | $ 104,000 | $ 50,000 |
| Minnehaha County South Dakota | 82 | $ 14,561,000 | $ 177,000 | $ 67,000 |
| Scott County Missouri | 75 | $ 8,479,000 | $ 113,000 | $ 52,000 |
| Berks County Pennsylvania | 63 | $ 7,151,000 | $ 113,000 | $ 42,000 |
| Muscatine County Iowa | 62 | $ 7,894,000 | $ 127,000 | $ 61,000 |
| Cook County Illinois | 42 | $ 6,060,000 | $ 144,000 | $ 61,000 |
| Woodford County Illinois | 42 | $ 5,052,000 | $ 120,000 | $ 75,000 |
| Gunnison County Colorado | 38 | $ 8,714,000 | $ 229,000 | $ 88,000 |
| Kankakee County Illinois | 36 | $ 6,213,000 | $ 172,000 | $ 73,000 |
| Lincoln County South Dakota | 32 | $ 6,193,000 | $ 193,000 | $ 83,000 |
| Anderson County Texas | 30 | $ 3,148,000 | $ 104,000 | $ 59,000 |
| Scott County Iowa | 29 | $ 4,281,000 | $ 147,000 | $ 91,000 |
| Lake County Indiana | 27 | $ 4,883,000 | $ 180,000 | $ 95,000 |
| Nodaway County Missouri | 27 | $ 2,387,000 | $ 88,000 | $ 64,000 |
| Pennington County South Dakota | 26 | $ 5,802,000 | $ 223,000 | $ 94,000 |
| Dunklin County Missouri | 25 | $ 1,733,000 | $ 69,000 | $ 43,000 |
| Rock Island County Illinois | 24 | $ 2,976,000 | $ 124,000 | $ 80,000 |
| Tazewell County Illinois | 24 | $ 2,842,000 | $ 118,000 | $ 61,000 |
| Mississippi County Missouri | 24 | $ 2,023,000 | $ 84,000 | $ 48,000 |
| New Madrid County Missouri | 24 | $ 2,309,000 | $ 96,000 | $ 46,000 |
| Buchanan County Missouri | 23 | $ 2,696,000 | $ 117,000 | $ 59,000 |
| Campbell County Wyoming | 23 | $ 4,729,000 | $ 205,000 | $ 88,000 |
| Livingston County Illinois | 21 | $ 2,282,000 | $ 108,000 | $ 58,000 |
| Logan County Illinois | 20 | $ 1,528,000 | $ 76,000 | $ 51,000 |
| Ripley County Missouri | 20 | $ 1,902,000 | $ 95,000 | $ 42,000 |
| Laramie County Wyoming | 20 | $ 5,179,000 | $ 258,000 | $ 133,000 |
| Polk County Florida | 19 | $ 2,499,000 | $ 131,000 | $ 58,000 |
| Stephenson County Illinois | 19 | $ 1,458,000 | $ 76,000 | $ 47,000 |
| Wayne County Missouri | 18 | $ 1,808,000 | $ 100,000 | $ 54,000 |
| Sheridan County Wyoming | 18 | $ 4,064,000 | $ 225,000 | $ 76,000 |
| Christian County Illinois | 16 | $ 1,133,000 | $ 70,000 | $ 39,000 |
| LaSalle County Illinois | 16 | $ 1,496,000 | $ 93,000 | $ 70,000 |
| Peoria County Illinois | 16 | $ 1,610,000 | $ 100,000 | $ 53,000 |
| Taylor County Kentucky | 16 | $ 2,061,000 | $ 128,000 | $ 48,000 |
| Big Horn County Wyoming | 16 | $ 2,548,000 | $ 159,000 | $ 55,000 |
| Orange County Indiana | 15 | $ 1,595,000 | $ 106,000 | $ 48,000 |
| Cerro Gordo County Iowa | 15 | $ 1,669,000 | $ 111,000 | $ 48,000 |
| Hot Spring County Arkansas | 14 | $ 1,660,000 | $ 118,000 | $ 41,000 |
| Marion County Illinois | 14 | $ 1,547,000 | $ 110,000 | $ 74,000 |
| Sangamon County Illinois | 14 | $ 1,869,000 | $ 133,000 | $ 65,000 |
| Carter County Missouri | 14 | $ 1,418,000 | $ 101,000 | $ 39,000 |
| Marion County Florida | 13 | $ 1,718,000 | $ 132,000 | $ 54,000 |
| St. Lucie County Florida | 13 | $ 2,298,000 | $ 176,000 | $ 53,000 |
| De Witt County Illinois | 13 | $ 1,096,000 | $ 84,000 | $ 46,000 |
| Russell County Kentucky | 13 | $ 1,520,000 | $ 116,000 | $ 56,000 |
| Andrew County Missouri | 13 | $ 1,905,000 | $ 146,000 | $ 67,000 |
| Lincoln County Mississippi | 12 | $ 1,203,000 | $ 100,000 | $ 36,000 |
| Brookings County South Dakota | 12 | $ 2,514,000 | $ 209,000 | $ 83,000 |
| Otero County Colorado | 11 | $ 1,042,000 | $ 94,000 | $ 46,000 |
| Perry County Illinois | 11 | $ 930,000 | $ 84,000 | $ 54,000 |
| St. Louis County Minnesota | 11 | $ 958,000 | $ 87,000 | $ 60,000 |
| Reynolds County Missouri | 11 | $ 1,388,000 | $ 126,000 | $ 54,000 |
| Beadle County South Dakota | 11 | $ 1,317,000 | $ 119,000 | $ 58,000 |
| Mason County Illinois | 10 | $ 740,000 | $ 74,000 | $ 49,000 |
| McDonough County Illinois | 10 | $ 1,006,000 | $ 100,000 | $ 63,000 |
| Ogle County Illinois | 10 | $ 830,000 | $ 83,000 | $ 52,000 |
| Trigg County Kentucky | 10 | $ 788,000 | $ 78,000 | $ 31,000 |
| East Baton Rouge County Louisiana | 10 | $ 1,549,000 | $ 154,000 | $ 54,000 |
| Natrona County Wyoming | 10 | $ 1,774,000 | $ 177,000 | $ 91,000 |
| Henry County Illinois | 9 | $ 977,000 | $ 108,000 | $ 73,000 |
| Wabash County Illinois | 9 | $ 814,000 | $ 90,000 | $ 62,000 |
| Warren County Illinois | 9 | $ 608,000 | $ 67,000 | $ 35,000 |
| Monroe County Indiana | 9 | $ 1,314,000 | $ 146,000 | $ 58,000 |
| Newton County Indiana | 9 | $ 1,040,000 | $ 115,000 | $ 47,000 |
| Cape Girardeau County Missouri | 9 | $ 1,278,000 | $ 142,000 | $ 68,000 |
| Madison County Nebraska | 9 | $ 999,000 | $ 111,000 | $ 47,000 |
| Brevard County Florida | 8 | $ 1,180,000 | $ 147,000 | $ 38,000 |
| DuPage County Illinois | 8 | $ 1,931,000 | $ 241,000 | $ 123,000 |
| Grundy County Illinois | 8 | $ 1,549,000 | $ 193,000 | $ 67,000 |
| Greene County Indiana | 8 | $ 705,000 | $ 88,000 | $ 45,000 |
| Jasper County Indiana | 8 | $ 1,154,000 | $ 144,000 | $ 42,000 |
| Buchanan County Iowa | 8 | $ 699,000 | $ 87,000 | $ 41,000 |
| Mills County Iowa | 8 | $ 1,312,000 | $ 164,000 | $ 71,000 |
| Jackson County Minnesota | 8 | $ 732,000 | $ 91,000 | $ 43,000 |
| Adams County Mississippi | 8 | $ 956,000 | $ 119,000 | $ 44,000 |
| Broward County Florida | 7 | $ 1,207,000 | $ 172,000 | $ 63,000 |
| Franklin County Illinois | 7 | $ 737,000 | $ 105,000 | $ 51,000 |
| Lee County Illinois | 7 | $ 770,000 | $ 110,000 | $ 69,000 |
| Macon County Illinois | 7 | $ 854,000 | $ 122,000 | $ 63,000 |
| Marshall County Illinois | 7 | $ 791,000 | $ 113,000 | $ 47,000 |
| Williamson County Illinois | 7 | $ 473,000 | $ 67,000 | $ 37,000 |
| Starke County Indiana | 7 | $ 937,000 | $ 133,000 | $ 103,000 |
| Black Hawk County Iowa | 7 | $ 806,000 | $ 115,000 | $ 40,000 |
| Franklin County Iowa | 7 | $ 627,000 | $ 89,000 | $ 45,000 |
| Hancock County Iowa | 7 | $ 703,000 | $ 100,000 | $ 44,000 |
| Woodbury County Iowa | 7 | $ 979,000 | $ 139,000 | $ 45,000 |
| Newton County Missouri | 7 | $ 721,000 | $ 103,000 | $ 65,000 |
| Washakie County Wyoming | 7 | $ 997,000 | $ 142,000 | $ 86,000 |
| Bent County Colorado | 6 | $ 625,000 | $ 104,000 | $ 71,000 |
| DeKalb County Illinois | 6 | $ 1,263,000 | $ 210,000 | $ 73,000 |
| Fulton County Illinois | 6 | $ 444,000 | $ 74,000 | $ 46,000 |
| Iroquois County Illinois | 6 | $ 526,000 | $ 87,000 | $ 47,000 |
| Lawrence County Illinois | 6 | $ 401,000 | $ 66,000 | $ 37,000 |
| Montgomery County Illinois | 6 | $ 571,000 | $ 95,000 | $ 60,000 |
| Shelby County Illinois | 6 | $ 410,000 | $ 68,000 | $ 38,000 |
| Whiteside County Illinois | 6 | $ 747,000 | $ 124,000 | $ 59,000 |
| Bremer County Iowa | 6 | $ 796,000 | $ 132,000 | $ 49,000 |
| Cedar County Iowa | 6 | $ 779,000 | $ 129,000 | $ 55,000 |
| Linn County Iowa | 6 | $ 573,000 | $ 95,000 | $ 39,000 |
| Jasper County Missouri | 6 | $ 472,000 | $ 78,000 | $ 52,000 |
| Wright County Missouri | 6 | $ 964,000 | $ 160,000 | $ 62,000 |
| Carroll County Illinois | 5 | $ 283,000 | $ 56,000 | $ 39,000 |
| Macoupin County Illinois | 5 | $ 409,000 | $ 81,000 | $ 58,000 |
| Mercer County Illinois | 5 | $ 425,000 | $ 85,000 | $ 55,000 |
| Porter County Indiana | 5 | $ 1,000,000 | $ 200,000 | $ 84,000 |
| Tippecanoe County Indiana | 5 | $ 840,000 | $ 168,000 | $ 62,000 |
| White County Indiana | 5 | $ 467,000 | $ 93,000 | $ 35,000 |
| Stone County Missouri | 5 | $ 759,000 | $ 151,000 | $ 79,000 |
| Douglas County Nebraska | 5 | $ 481,000 | $ 96,000 | $ 44,000 |
| Johnston County North Carolina | 5 | $ 886,000 | $ 177,000 | $ 61,000 |
| Turner County South Dakota | 5 | $ 1,147,000 | $ 229,000 | $ 86,000 |
| Cherokee County Texas | 5 | $ 569,000 | $ 113,000 | $ 58,000 |
| Maricopa County Arizona | 4 | $ 976,000 | $ 244,000 | $ 78,000 |
| La Plata County Colorado | 4 | $ 918,000 | $ 229,000 | $ 113,000 |
| Pasco County Florida | 4 | $ 316,000 | $ 79,000 | $ 39,000 |
| Ford County Illinois | 4 | $ 432,000 | $ 108,000 | $ 77,000 |
| Jasper County Illinois | 4 | $ 255,000 | $ 63,000 | $ 32,000 |
| Knox County Illinois | 4 | $ 431,000 | $ 107,000 | $ 62,000 |
| O'Brien County Iowa | 4 | $ 478,000 | $ 119,000 | $ 67,000 |
| Pottawattamie County Iowa | 4 | $ 547,000 | $ 136,000 | $ 52,000 |
| Caddo County Louisiana | 4 | $ 488,000 | $ 122,000 | $ 55,000 |
| Cottonwood County Minnesota | 4 | $ 278,000 | $ 69,000 | $ 39,000 |
| Clinton County Missouri | 4 | $ 553,000 | $ 138,000 | $ 47,000 |
| Pemiscot County Missouri | 4 | $ 328,000 | $ 82,000 | $ 45,000 |
| Webster County Missouri | 4 | $ 490,000 | $ 122,000 | $ 61,000 |
| Madison County Montana | 4 | $ 937,000 | $ 234,000 | $ 89,000 |
| Wake County North Carolina | 4 | $ 950,000 | $ 237,000 | $ 77,000 |
| Custer County South Dakota | 4 | $ 1,190,000 | $ 297,000 | $ 137,000 |
| Meade County South Dakota | 4 | $ 664,000 | $ 166,000 | $ 61,000 |
| Smith County Texas | 4 | $ 378,000 | $ 94,000 | $ 40,000 |
| Uinta County Wyoming | 4 | $ 725,000 | $ 181,000 | $ 87,000 |
| Monterey County California | 3 | $ 695,000 | $ 231,000 | $ 74,000 |
| El Paso County Colorado | 3 | $ 908,000 | $ 302,000 | $ 36,000 |
| Jackson County Illinois | 3 | $ 497,000 | $ 165,000 | $ 44,000 |
| Kendall County Illinois | 3 | $ 470,000 | $ 156,000 | $ 71,000 |
| Madison County Illinois | 3 | $ 420,000 | $ 140,000 | $ 65,000 |
| Menard County Illinois | 3 | $ 320,000 | $ 106,000 | $ 47,000 |
| Butler County Iowa | 3 | $ 400,000 | $ 133,000 | $ 38,000 |
| Clayton County Iowa | 3 | $ 358,000 | $ 119,000 | $ 69,000 |
| Emmet County Iowa | 3 | $ 283,000 | $ 94,000 | $ 55,000 |
| Fayette County Iowa | 3 | $ 215,000 | $ 71,000 | $ 74,000 |
| Floyd County Iowa | 3 | $ 197,000 | $ 65,000 | $ 35,000 |
| Kossuth County Iowa | 3 | $ 224,000 | $ 74,000 | $ 57,000 |
| West Baton Rouge County Louisiana | 3 | $ 275,000 | $ 91,000 | $ 26,000 |
| Copiah County Mississippi | 3 | $ 381,000 | $ 127,000 | $ 50,000 |
| Barry County Missouri | 3 | $ 338,000 | $ 112,000 | $ 73,000 |
| Greene County Missouri | 3 | $ 352,000 | $ 117,000 | $ 79,000 |
| Ozark County Missouri | 3 | $ 169,000 | $ 56,000 | $ 33,000 |
| Gallatin County Montana | 3 | $ 744,000 | $ 248,000 | $ 83,000 |
| Jefferson County Montana | 3 | $ 718,000 | $ 239,000 | $ 91,000 |
| Sarpy County Nebraska | 3 | $ 755,000 | $ 251,000 | $ 86,000 |
| Brown County South Dakota | 3 | $ 770,000 | $ 256,000 | $ 108,000 |
| Union County South Dakota | 3 | $ 509,000 | $ 169,000 | $ 89,000 |
| Harrison County Texas | 3 | $ 452,000 | $ 150,000 | $ 75,000 |
| Henderson County Texas | 3 | $ 208,000 | $ 69,000 | $ 69,000 |
| Weston County Wyoming | 3 | $ 408,000 | $ 136,000 | $ 65,000 |
| Yavapai County Arizona | 2 | $ 640,000 | $ 320,000 | $ 66,000 |
| Clay County Arkansas | 2 | $ 145,000 | $ 72,000 | $ 14,000 |
| Lake County Florida | 2 | $ 236,000 | $ 118,000 | $ 57,000 |
| Miami-Dade County Florida | 2 | $ 216,000 | $ 108,000 | $ 43,000 |
| Orange County Florida | 2 | $ 531,000 | $ 265,000 | $ 208,000 |
| Osceola County Florida | 2 | $ 422,000 | $ 211,000 | $ 67,000 |
| Boone County Illinois | 2 | $ 246,000 | $ 123,000 | $ 78,000 |
| Champaign County Illinois | 2 | $ 286,000 | $ 143,000 | $ 68,000 |
| Fayette County Illinois | 2 | $ 233,000 | $ 116,000 | $ 61,000 |
| Kane County Illinois | 2 | $ 388,000 | $ 194,000 | $ 160,000 |
| Lake County Illinois | 2 | $ 399,000 | $ 199,000 | $ 69,000 |
| McHenry County Illinois | 2 | $ 412,000 | $ 206,000 | $ 56,000 |
| Moultrie County Illinois | 2 | $ 297,000 | $ 148,000 | $ 96,000 |
| Washington County Illinois | 2 | $ 296,000 | $ 148,000 | $ 79,000 |
| Bartholomew County Indiana | 2 | $ 150,000 | $ 75,000 | $ 31,000 |
| Daviess County Indiana | 2 | $ 124,000 | $ 62,000 | $ 38,000 |
| Johnson County Indiana | 2 | $ 275,000 | $ 137,000 | $ 59,000 |
| Fremont County Iowa | 2 | $ 182,000 | $ 91,000 | $ 50,000 |
| Jackson County Iowa | 2 | $ 114,000 | $ 57,000 | $ 20,000 |
| Louisa County Iowa | 2 | $ 276,000 | $ 138,000 | $ 38,000 |
| Monona County Iowa | 2 | $ 426,000 | $ 213,000 | $ 76,000 |
| Webster County Iowa | 2 | $ 138,000 | $ 69,000 | $ 41,000 |
| Winnebago County Iowa | 2 | $ 201,000 | $ 100,000 | $ 35,000 |
| Wright County Iowa | 2 | $ 168,000 | $ 84,000 | $ 31,000 |
| Doniphan County Kansas | 2 | $ 147,000 | $ 73,000 | $ 32,000 |
| Adair County Kentucky | 2 | $ 190,000 | $ 95,000 | $ 36,000 |
| Fayette County Kentucky | 2 | $ 413,000 | $ 206,000 | $ 61,000 |
| Marion County Kentucky | 2 | $ 325,000 | $ 162,000 | $ 62,000 |
| Pulaski County Kentucky | 2 | $ 354,000 | $ 177,000 | $ 90,000 |
| Ascension County Louisiana | 2 | $ 491,000 | $ 245,000 | $ 66,000 |
| Livingston County Louisiana | 2 | $ 648,000 | $ 324,000 | $ 83,000 |
| Hennepin County Minnesota | 2 | $ 1,258,000 | $ 629,000 | $ 425,000 |
| Lyon County Minnesota | 2 | $ 211,000 | $ 105,000 | $ 58,000 |
| Rock County Minnesota | 2 | $ 144,000 | $ 72,000 | $ 45,000 |
| Sherburne County Minnesota | 2 | $ 351,000 | $ 175,000 | $ 53,000 |
| Christian County Missouri | 2 | $ 507,000 | $ 253,000 | $ 109,000 |
| Dallas County Missouri | 2 | $ 509,000 | $ 254,000 | $ 51,000 |
| St. Francois County Missouri | 2 | $ 197,000 | $ 98,000 | $ 56,000 |
| Taney County Missouri | 2 | $ 280,000 | $ 140,000 | $ 53,000 |
| Yellowstone County Montana | 2 | $ 501,000 | $ 250,000 | $ 104,000 |
| Furnas County Nebraska | 2 | $ 112,000 | $ 56,000 | $ 55,000 |
| Clay County South Dakota | 2 | $ 443,000 | $ 221,000 | $ 165,000 |
| Douglas County South Dakota | 2 | $ 368,000 | $ 184,000 | $ 92,000 |
| Kingsbury County South Dakota | 2 | $ 409,000 | $ 204,000 | $ 86,000 |
| Lake County South Dakota | 2 | $ 313,000 | $ 156,000 | $ 60,000 |
| Sullivan County Tennessee | 2 | $ 690,000 | $ 345,000 | $ 184,000 |
| Bexar County Texas | 2 | $ 303,000 | $ 151,000 | $ 47,000 |
| Freestone County Texas | 2 | $ 326,000 | $ 163,000 | $ 53,000 |
| Gregg County Texas | 2 | $ 213,000 | $ 106,000 | $ 46,000 |
| Harris County Texas | 2 | $ 665,000 | $ 332,000 | $ 208,000 |
| Hays County Texas | 2 | $ 274,000 | $ 137,000 | $ 31,000 |
| Leon County Texas | 2 | $ 227,000 | $ 113,000 | $ 102,000 |
| Llano County Texas | 2 | $ 134,000 | $ 67,000 | $ 31,000 |
| Nacogdoches County Texas | 2 | $ 272,000 | $ 136,000 | $ 50,000 |
| Rusk County Texas | 2 | $ 297,000 | $ 148,000 | $ 56,000 |
| Vilas County Wisconsin | 2 | $ 419,000 | $ 209,000 | $ 325,000 |
| Converse County Wyoming | 2 | $ 270,000 | $ 135,000 | $ 73,000 |
| Crook County Wyoming | 2 | $ 398,000 | $ 199,000 | $ 110,000 |
| Park County Wyoming | 2 | $ 379,000 | $ 189,000 | $ 90,000 |
| Lee County Alabama | 1 | $ 295,000 | $ 295,000 | $ 141,000 |
| Coconino County Arizona | 1 | $ 395,000 | $ 395,000 | $ 144,000 |
| Pinal County Arizona | 1 | $ 223,000 | $ 223,000 | $ 92,000 |
| Benton County Arkansas | 1 | $ 136,000 | $ 136,000 | $ 36,000 |
| Grant County Arkansas | 1 | $ 126,000 | $ 126,000 | $ 63,000 |
| Pulaski County Arkansas | 1 | $ 166,000 | $ 166,000 | $ 71,000 |
| San Diego County California | 1 | $ 560,000 | $ 560,000 | $ 224,000 |
| Adams County Colorado | 1 | $ 105,000 | $ 105,000 | $ 200,000 |
| Arapahoe County Colorado | 1 | $ 304,000 | $ 304,000 | $ 107,000 |
| Archuleta County Colorado | 1 | $ 306,000 | $ 306,000 | $ 70,000 |
| Crowley County Colorado | 1 | $ 77,000 | $ 77,000 | $ 70,000 |
| Garfield County Colorado | 1 | $ 479,000 | $ 479,000 | $ 179,000 |
| Hinsdale County Colorado | 1 | $ 212,000 | $ 212,000 | $ 53,000 |
| Kiowa County Colorado | 1 | $ 64,000 | $ 64,000 | $ 30,000 |
| Larimer County Colorado | 1 | $ 212,000 | $ 212,000 | $ 90,000 |
| Phillips County Colorado | 1 | $ 151,000 | $ 151,000 | $ 344,000 |
| Citrus County Florida | 1 | $ 59,000 | $ 59,000 | $ 21,000 |
| Duval County Florida | 1 | $ 142,000 | $ 142,000 | $ 50,000 |
| Lee County Florida | 1 | $ 168,000 | $ 168,000 | $ 55,000 |
| Monroe County Florida | 1 | $ 329,000 | $ 329,000 | $ 101,000 |
| Pinellas County Florida | 1 | $ 74,000 | $ 74,000 | $ 59,000 |
| Sarasota County Florida | 1 | $ 197,000 | $ 197,000 | $ 59,000 |
| Volusia County Florida | 1 | $ 130,000 | $ 130,000 | $ 38,000 |
| Brooks County Georgia | 1 | $ 91,000 | $ 91,000 | $ 48,000 |
| Hart County Georgia | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Butte County Idaho | 1 | $ 101,000 | $ 101,000 | $ 93,000 |
| Kootenai County Idaho | 1 | $ 149,000 | $ 149,000 | $ 33,000 |
| Adams County Illinois | 1 | $ 99,000 | $ 99,000 | $ 30,000 |
| Calhoun County Illinois | 1 | $ 73,000 | $ 73,000 | $ 31,000 |
| Clay County Illinois | 1 | $ 102,000 | $ 102,000 | $ 30,000 |
| Edgar County Illinois | 1 | $ 64,000 | $ 64,000 | $ 23,000 |
| Henderson County Illinois | 1 | $ 89,000 | $ 89,000 | $ 49,000 |
| Jersey County Illinois | 1 | $ 64,000 | $ 64,000 | $ 88,000 |
| Johnson County Illinois | 1 | $ 52,000 | $ 52,000 | $ 13,000 |
| Pulaski County Illinois | 1 | $ 76,000 | $ 76,000 | $ 75,000 |
| Putnam County Illinois | 1 | $ 60,000 | $ 60,000 | $ 110,000 |
| Randolph County Illinois | 1 | $ 97,000 | $ 97,000 | $ 64,000 |
| Schuyler County Illinois | 1 | $ 51,000 | $ 51,000 | $ 29,000 |
| St. Clair County Illinois | 1 | $ 154,000 | $ 154,000 | $ 101,000 |
| Stark County Illinois | 1 | $ 56,000 | $ 56,000 | $ 24,000 |
| Vermilion County Illinois | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Winnebago County Illinois | 1 | $ 140,000 | $ 140,000 | $ 90,000 |
| Carroll County Indiana | 1 | $ 250,000 | $ 250,000 | $ 80,000 |
| Clinton County Indiana | 1 | $ 116,000 | $ 116,000 | $ 37,000 |
| Crawford County Indiana | 1 | $ 174,000 | $ 174,000 | $ 56,000 |
| Hamilton County Indiana | 1 | $ 150,000 | $ 150,000 | $ 71,000 |
| Harrison County Indiana | 1 | $ 182,000 | $ 182,000 | $ 50,000 |
| Jackson County Indiana | 1 | $ 141,000 | $ 141,000 | $ 53,000 |
| LaGrange County Indiana | 1 | $ 54,000 | $ 54,000 | $ 40,000 |
| Martin County Indiana | 1 | $ 56,000 | $ 56,000 | $ 34,000 |
| Pulaski County Indiana | 1 | $ 60,000 | $ 60,000 | $ 20,000 |
| Sullivan County Indiana | 1 | $ 42,000 | $ 42,000 | $ 58,000 |
| Washington County Indiana | 1 | $ 83,000 | $ 83,000 | $ 98,000 |
| Boone County Iowa | 1 | $ 78,000 | $ 78,000 | $ 42,000 |
| Clay County Iowa | 1 | $ 56,000 | $ 56,000 | $ 38,000 |
| Clinton County Iowa | 1 | $ 148,000 | $ 148,000 | $ 49,000 |
| Grundy County Iowa | 1 | $ 90,000 | $ 90,000 | $ 19,000 |
| Humboldt County Iowa | 1 | $ 79,000 | $ 79,000 | $ 77,000 |
| Lee County Iowa | 1 | $ 209,000 | $ 209,000 | $ 158,000 |
| Page County Iowa | 1 | $ 104,000 | $ 104,000 | $ 48,000 |
| Palo Alto County Iowa | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Plymouth County Iowa | 1 | $ 167,000 | $ 167,000 | $ 52,000 |
| Tama County Iowa | 1 | $ 118,000 | $ 118,000 | $ 75,000 |
| Worth County Iowa | 1 | $ 54,000 | $ 54,000 | $ 31,000 |
| Crawford County Kansas | 1 | $ 88,000 | $ 88,000 | $ 46,000 |
| Caldwell County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 35,000 |
| Casey County Kentucky | 1 | $ 73,000 | $ 73,000 | $ 33,000 |
| Jefferson County Kentucky | 1 | $ 141,000 | $ 141,000 | $ 34,000 |
| Larue County Kentucky | 1 | $ 148,000 | $ 148,000 | $ 77,000 |
| Lyon County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Madison County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 50,000 |
| Wayne County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 24,000 |
| Concordia County Louisiana | 1 | $ 118,000 | $ 118,000 | $ 46,000 |
| Iberville County Louisiana | 1 | $ 146,000 | $ 146,000 | $ 42,000 |
| St. Bernard County Louisiana | 1 | $ 126,000 | $ 126,000 | $ 35,000 |
| Allegan County Michigan | 1 | $ 101,000 | $ 101,000 | $ 90,000 |
| Macomb County Michigan | 1 | $ 310,000 | $ 310,000 | $ 57,000 |
| Van Buren County Michigan | 1 | $ 158,000 | $ 158,000 | $ 249,000 |
| Washtenaw County Michigan | 1 | $ 168,000 | $ 168,000 | $ 68,000 |
| Wayne County Michigan | 1 | $ 207,000 | $ 207,000 | $ 100,000 |
| Dakota County Minnesota | 1 | $ 344,000 | $ 344,000 | $ 173,000 |
| Freeborn County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 16,000 |
| Lincoln County Minnesota | 1 | $ 43,000 | $ 43,000 | $ 35,000 |
| Martin County Minnesota | 1 | $ 38,000 | $ 38,000 | $ 29,000 |
| Pennington County Minnesota | 1 | $ 157,000 | $ 157,000 | $ 38,000 |
| Pipestone County Minnesota | 1 | $ 76,000 | $ 76,000 | $ 29,000 |
| Pike County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Rankin County Mississippi | 1 | $ 169,000 | $ 169,000 | $ 55,000 |
| Walthall County Mississippi | 1 | $ 131,000 | $ 131,000 | $ 65,000 |
| Warren County Mississippi | 1 | $ 88,000 | $ 88,000 | $ 31,000 |
| Clay County Missouri | 1 | $ 250,000 | $ 250,000 | $ 226,000 |
| DeKalb County Missouri | 1 | $ 84,000 | $ 84,000 | $ 34,000 |
| Dent County Missouri | 1 | $ 325,000 | $ 325,000 | $ 116,000 |
| Douglas County Missouri | 1 | $ 63,000 | $ 63,000 | $ 36,000 |
| Jackson County Missouri | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Jefferson County Missouri | 1 | $ 339,000 | $ 339,000 | $ 132,000 |
| Lafayette County Missouri | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Madison County Missouri | 1 | $ 92,000 | $ 92,000 | $ 42,000 |
| Perry County Missouri | 1 | $ 120,000 | $ 120,000 | $ 62,000 |
| Platte County Missouri | 1 | $ 267,000 | $ 267,000 | $ 70,000 |
| St. Louis County Missouri | 1 | $ 128,000 | $ 128,000 | $ 61,000 |
| St. Louis City County Missouri | 1 | $ 142,000 | $ 142,000 | $ 61,000 |
| Cascade County Montana | 1 | $ 142,000 | $ 142,000 | $ 41,000 |
| Chouteau County Montana | 1 | $ 119,000 | $ 119,000 | $ 50,000 |
| Custer County Montana | 1 | $ 283,000 | $ 283,000 | $ 67,000 |
| Deer Lodge County Montana | 1 | $ 167,000 | $ 167,000 | $ 64,000 |
| Flathead County Montana | 1 | $ 261,000 | $ 261,000 | $ 87,000 |
| Lewis and Clark County Montana | 1 | $ 77,000 | $ 77,000 | $ 72,000 |
| Lincoln County Montana | 1 | $ 127,000 | $ 127,000 | $ 37,000 |
| Silver Bow County Montana | 1 | $ 202,000 | $ 202,000 | $ 92,000 |
| Stillwater County Montana | 1 | $ 268,000 | $ 268,000 | $ 130,000 |
| Cuming County Nebraska | 1 | $ 134,000 | $ 134,000 | $ 40,000 |
| Dakota County Nebraska | 1 | $ 170,000 | $ 170,000 | $ 64,000 |
| Holt County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Lancaster County Nebraska | 1 | $ 117,000 | $ 117,000 | $ 68,000 |
| Phelps County Nebraska | 1 | $ 63,000 | $ 63,000 | $ 55,000 |
| Platte County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Stanton County Nebraska | 1 | $ 122,000 | $ 122,000 | $ 40,000 |
| Nye County Nevada | 1 | $ 143,000 | $ 143,000 | $ 104,000 |
| Franklin County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 35,000 |
| Guilford County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 61,000 |
| Halifax County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 30,000 |
| Harnett County North Carolina | 1 | $ 121,000 | $ 121,000 | $ 46,000 |
| Jackson County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 42,000 |
| Mountrail County North Dakota | 1 | $ 272,000 | $ 272,000 | $ 125,000 |
| Ward County North Dakota | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Ottawa County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 140,000 |
| Chester County Pennsylvania | 1 | $ 282,000 | $ 282,000 | $ 80,000 |
| Lebanon County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Luzerne County Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 29,000 |
| Montgomery County Pennsylvania | 1 | $ 91,000 | $ 91,000 | $ 41,000 |
| Schuylkill County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 79,000 |
| Dorchester County South Carolina | 1 | $ 179,000 | $ 179,000 | $ 47,000 |
| Campbell County South Dakota | 1 | $ 136,000 | $ 136,000 | $ 62,000 |
| Charles Mix County South Dakota | 1 | $ 162,000 | $ 162,000 | $ 29,000 |
| Davison County South Dakota | 1 | $ 99,000 | $ 99,000 | $ 75,000 |
| Day County South Dakota | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Fall River County South Dakota | 1 | $ 164,000 | $ 164,000 | $ 70,000 |
| Hand County South Dakota | 1 | $ 151,000 | $ 151,000 | $ 81,000 |
| McCook County South Dakota | 1 | $ 72,000 | $ 72,000 | $ 37,000 |
| Moody County South Dakota | 1 | $ 186,000 | $ 186,000 | $ 86,000 |
| Yankton County South Dakota | 1 | $ 113,000 | $ 113,000 | $ 41,000 |
| Chester County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 95,000 |
| Rutherford County Tennessee | 1 | $ 172,000 | $ 172,000 | $ 52,000 |
| Williamson County Tennessee | 1 | $ 393,000 | $ 393,000 | $ 215,000 |
| Bowie County Texas | 1 | $ 98,000 | $ 98,000 | $ 62,000 |
| Cass County Texas | 1 | $ 93,000 | $ 93,000 | $ 44,000 |
| Dallas County Texas | 1 | $ 216,000 | $ 216,000 | $ 97,000 |
| Houston County Texas | 1 | $ 107,000 | $ 107,000 | $ 42,000 |
| Johnson County Texas | 1 | $ 285,000 | $ 285,000 | $ 101,000 |
| Kaufman County Texas | 1 | $ 130,000 | $ 130,000 | $ 72,000 |
| Nueces County Texas | 1 | $ 107,000 | $ 107,000 | $ 38,000 |
| Tarrant County Texas | 1 | $ 258,000 | $ 258,000 | $ 45,000 |
| Travis County Texas | 1 | $ 62,000 | $ 62,000 | $ 91,000 |
| Williamson County Texas | 1 | $ 220,000 | $ 220,000 | $ 87,000 |
| Wood County Texas | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Mason County Washington | 1 | $ 147,000 | $ 147,000 | $ 139,000 |
| Whitman County Washington | 1 | $ 200,000 | $ 200,000 | $ 68,000 |
| Crawford County Wisconsin | 1 | $ 83,000 | $ 83,000 | $ 31,000 |
| Carbon County Wyoming | 1 | $ 150,000 | $ 150,000 | $ 66,000 |
| Fremont County Wyoming | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Hot Springs County Wyoming | 1 | $ 245,000 | $ 245,000 | $ 110,000 |
| Johnson County Wyoming | 1 | $ 216,000 | $ 216,000 | $ 67,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,064 | $260,865,000 | $126,000 | $508,000 | $59,000 | $805,000 |
| Refinancing | 691 | $110,531,000 | $159,000 | $680,000 | $76,000 | $515,000 |
| Home Improvement | 79 | $8,155,000 | $103,000 | $383,000 | $73,000 | $274,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,488 | $335,395,000 | $134,000 | $680,000 | $65,000 | $805,000 |
| Black or African American | 134 | $18,143,000 | $135,000 | $466,000 | $52,000 | $205,000 |
| Hispanic | 134 | $14,356,000 | $107,000 | $381,000 | $44,000 | $226,000 |
| Not Provided | 47 | $6,211,000 | $132,000 | $363,000 | $63,000 | $183,000 |
| Asian | 19 | $3,667,000 | $193,000 | $560,000 | $89,000 | $224,000 |
| American Indian or Alaskan Native | 10 | $1,350,000 | $135,000 | $308,000 | $61,000 | $152,000 |
| Not applicable | 2 | $429,000 | $214,000 | $390,000 | $4,000 | $9,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 957 | $147,166,000 | $153,000 | $680,000 | $84,000 | $805,000 |
| FHA-insured (Federal Housing Administration) | 874 | $115,496,000 | $132,000 | $393,000 | $57,000 | $230,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 763 | $76,157,000 | $99,000 | $466,000 | $43,000 | $140,000 |
| VA-guaranteed (Veterans Administration) | 240 | $40,732,000 | $169,000 | $534,000 | $71,000 | $701,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,678 | $222,855,000 | $132,000 | $560,000 | $64,000 | $805,000 |
| Application Denied By Financial Institution | 395 | $46,894,000 | $118,000 | $680,000 | $54,000 | $425,000 |
| Application Withdrawn By Applicant | 355 | $49,529,000 | $139,000 | $578,000 | $68,000 | $425,000 |
| Loan Purchased By The Institution | 355 | $53,551,000 | $150,000 | $534,000 | $69,000 | $701,000 |
| Application Approved But Not Accepted | 47 | $6,199,000 | $131,000 | $390,000 | $71,000 | $264,000 |
| File Closed For Incompleteness | 4 | $523,000 | $130,000 | $271,000 | $129,000 | $208,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flanagan State Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flanagan State Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.