Flanagan State Bank Mortgage Lending & HMDA Data, 2017

In 2017, Flanagan State Bank of Flanagan, IL reported 2,834 mortgage applications totaling $379.6 million, up 3% from 2016. The average application was for $133,927, and applicants reported an average income of $63,535. 59% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (228), Bloomington, IL (155) and Sioux Falls, SD (120) (applications in parentheses).

Mortgage Company & Address Flanagan State Bank
301 W Falcon Hwy
Flanagan, IL 61740
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,834
Total Mortgage Loan Application Amount $379,551,000
Average Mortgage Loan Application Amount $133,927
Highest Mortgage Loan Application Amount $680,000
Average Applicant Income $63,535
Highest Applicant Income $805,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Flanagan State Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Flanagan State Bank by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lawrence, Indiana 182 $ 19,993,000 $ 109,851 $ 53,000
Will, Illinois 165 $ 30,969,000 $ 187,690 $ 81,000
Butler, Missouri 145 $ 14,926,000 $ 102,937 $ 51,000
McLean, Illinois 142 $ 18,835,000 $ 132,640 $ 91,000
Stoddard, Missouri 106 $ 11,071,000 $ 104,443 $ 50,000
Minnehaha, South Dakota 82 $ 14,561,000 $ 177,573 $ 67,000
Scott, Missouri 75 $ 8,479,000 $ 113,053 $ 52,000
Berks, Pennsylvania 63 $ 7,151,000 $ 113,507 $ 42,000
Muscatine, Iowa 62 $ 7,894,000 $ 127,322 $ 61,000
Cook, Illinois 42 $ 6,060,000 $ 144,285 $ 61,000
Woodford, Illinois 42 $ 5,052,000 $ 120,285 $ 75,000
Gunnison, Colorado 38 $ 8,714,000 $ 229,315 $ 88,000
Kankakee, Illinois 36 $ 6,213,000 $ 172,583 $ 73,000
Lincoln, South Dakota 32 $ 6,193,000 $ 193,531 $ 83,000
Anderson, Texas 30 $ 3,148,000 $ 104,933 $ 59,000
Scott, Iowa 29 $ 4,281,000 $ 147,620 $ 91,000
Lake, Indiana 27 $ 4,883,000 $ 180,851 $ 95,000
Nodaway, Missouri 27 $ 2,387,000 $ 88,407 $ 64,000
Pennington, South Dakota 26 $ 5,802,000 $ 223,153 $ 94,000
Dunklin, Missouri 25 $ 1,733,000 $ 69,320 $ 43,000
Rock Island, Illinois 24 $ 2,976,000 $ 124,000 $ 80,000
Tazewell, Illinois 24 $ 2,842,000 $ 118,416 $ 61,000
Mississippi, Missouri 24 $ 2,023,000 $ 84,291 $ 48,000
New Madrid, Missouri 24 $ 2,309,000 $ 96,208 $ 46,000
Buchanan, Missouri 23 $ 2,696,000 $ 117,217 $ 59,000
Campbell, Wyoming 23 $ 4,729,000 $ 205,608 $ 88,000
Livingston, Illinois 21 $ 2,282,000 $ 108,666 $ 58,000
Logan, Illinois 20 $ 1,528,000 $ 76,400 $ 51,000
Ripley, Missouri 20 $ 1,902,000 $ 95,100 $ 42,000
Laramie, Wyoming 20 $ 5,179,000 $ 258,950 $ 133,000
Polk, Florida 19 $ 2,499,000 $ 131,526 $ 58,000
Stephenson, Illinois 19 $ 1,458,000 $ 76,736 $ 47,000
Wayne, Missouri 18 $ 1,808,000 $ 100,444 $ 54,000
Sheridan, Wyoming 18 $ 4,064,000 $ 225,777 $ 76,000
Christian, Illinois 16 $ 1,133,000 $ 70,812 $ 39,000
LaSalle, Illinois 16 $ 1,496,000 $ 93,500 $ 70,000
Peoria, Illinois 16 $ 1,610,000 $ 100,625 $ 53,000
Taylor, Kentucky 16 $ 2,061,000 $ 128,812 $ 48,000
Big Horn, Wyoming 16 $ 2,548,000 $ 159,250 $ 55,000
Orange, Indiana 15 $ 1,595,000 $ 106,333 $ 48,000
Cerro Gordo, Iowa 15 $ 1,669,000 $ 111,266 $ 48,000
Hot Spring, Arkansas 14 $ 1,660,000 $ 118,571 $ 41,000
Marion, Illinois 14 $ 1,547,000 $ 110,500 $ 74,000
Sangamon, Illinois 14 $ 1,869,000 $ 133,500 $ 65,000
Carter, Missouri 14 $ 1,418,000 $ 101,285 $ 39,000
Marion, Florida 13 $ 1,718,000 $ 132,153 $ 54,000
St. Lucie, Florida 13 $ 2,298,000 $ 176,769 $ 53,000
De Witt, Illinois 13 $ 1,096,000 $ 84,307 $ 46,000
Russell, Kentucky 13 $ 1,520,000 $ 116,923 $ 56,000
Andrew, Missouri 13 $ 1,905,000 $ 146,538 $ 67,000
Lincoln, Mississippi 12 $ 1,203,000 $ 100,250 $ 36,000
Brookings, South Dakota 12 $ 2,514,000 $ 209,500 $ 83,000
Otero, Colorado 11 $ 1,042,000 $ 94,727 $ 46,000
Perry, Illinois 11 $ 930,000 $ 84,545 $ 54,000
St. Louis, Minnesota 11 $ 958,000 $ 87,090 $ 60,000
Reynolds, Missouri 11 $ 1,388,000 $ 126,181 $ 54,000
Beadle, South Dakota 11 $ 1,317,000 $ 119,727 $ 58,000
Mason, Illinois 10 $ 740,000 $ 74,000 $ 49,000
McDonough, Illinois 10 $ 1,006,000 $ 100,600 $ 63,000
Ogle, Illinois 10 $ 830,000 $ 83,000 $ 52,000
Trigg, Kentucky 10 $ 788,000 $ 78,800 $ 31,000
East Baton Rouge, Louisiana 10 $ 1,549,000 $ 154,900 $ 54,000
Natrona, Wyoming 10 $ 1,774,000 $ 177,400 $ 91,000
Henry, Illinois 9 $ 977,000 $ 108,555 $ 73,000
Wabash, Illinois 9 $ 814,000 $ 90,444 $ 62,000
Warren, Illinois 9 $ 608,000 $ 67,555 $ 35,000
Monroe, Indiana 9 $ 1,314,000 $ 146,000 $ 58,000
Newton, Indiana 9 $ 1,040,000 $ 115,555 $ 47,000
Cape Girardeau, Missouri 9 $ 1,278,000 $ 142,000 $ 68,000
Madison, Nebraska 9 $ 999,000 $ 111,000 $ 47,000
Brevard, Florida 8 $ 1,180,000 $ 147,500 $ 38,000
DuPage, Illinois 8 $ 1,931,000 $ 241,375 $ 123,000
Grundy, Illinois 8 $ 1,549,000 $ 193,625 $ 67,000
Greene, Indiana 8 $ 705,000 $ 88,125 $ 45,000
Jasper, Indiana 8 $ 1,154,000 $ 144,250 $ 42,000
Buchanan, Iowa 8 $ 699,000 $ 87,375 $ 41,000
Mills, Iowa 8 $ 1,312,000 $ 164,000 $ 71,000
Jackson, Minnesota 8 $ 732,000 $ 91,500 $ 43,000
Adams, Mississippi 8 $ 956,000 $ 119,500 $ 44,000
Broward, Florida 7 $ 1,207,000 $ 172,428 $ 63,000
Franklin, Illinois 7 $ 737,000 $ 105,285 $ 51,000
Lee, Illinois 7 $ 770,000 $ 110,000 $ 69,000
Macon, Illinois 7 $ 854,000 $ 122,000 $ 63,000
Marshall, Illinois 7 $ 791,000 $ 113,000 $ 47,000
Williamson, Illinois 7 $ 473,000 $ 67,571 $ 37,000
Starke, Indiana 7 $ 937,000 $ 133,857 $ 103,000
Black Hawk, Iowa 7 $ 806,000 $ 115,142 $ 40,000
Franklin, Iowa 7 $ 627,000 $ 89,571 $ 45,000
Hancock, Iowa 7 $ 703,000 $ 100,428 $ 44,000
Woodbury, Iowa 7 $ 979,000 $ 139,857 $ 45,000
Newton, Missouri 7 $ 721,000 $ 103,000 $ 65,000
Washakie, Wyoming 7 $ 997,000 $ 142,428 $ 86,000
Bent, Colorado 6 $ 625,000 $ 104,166 $ 71,000
DeKalb, Illinois 6 $ 1,263,000 $ 210,500 $ 73,000
Fulton, Illinois 6 $ 444,000 $ 74,000 $ 46,000
Iroquois, Illinois 6 $ 526,000 $ 87,666 $ 47,000
Lawrence, Illinois 6 $ 401,000 $ 66,833 $ 37,000
Montgomery, Illinois 6 $ 571,000 $ 95,166 $ 60,000
Shelby, Illinois 6 $ 410,000 $ 68,333 $ 38,000
Whiteside, Illinois 6 $ 747,000 $ 124,500 $ 59,000
Bremer, Iowa 6 $ 796,000 $ 132,666 $ 49,000
Cedar, Iowa 6 $ 779,000 $ 129,833 $ 55,000
Linn, Iowa 6 $ 573,000 $ 95,500 $ 39,000
Jasper, Missouri 6 $ 472,000 $ 78,666 $ 52,000
Wright, Missouri 6 $ 964,000 $ 160,666 $ 62,000
Carroll, Illinois 5 $ 283,000 $ 56,600 $ 39,000
Macoupin, Illinois 5 $ 409,000 $ 81,800 $ 58,000
Mercer, Illinois 5 $ 425,000 $ 85,000 $ 55,000
Porter, Indiana 5 $ 1,000,000 $ 200,000 $ 84,000
Tippecanoe, Indiana 5 $ 840,000 $ 168,000 $ 62,000
White, Indiana 5 $ 467,000 $ 93,400 $ 35,000
Stone, Missouri 5 $ 759,000 $ 151,800 $ 79,000
Douglas, Nebraska 5 $ 481,000 $ 96,200 $ 44,000
Johnston, North Carolina 5 $ 886,000 $ 177,200 $ 61,000
Turner, South Dakota 5 $ 1,147,000 $ 229,400 $ 86,000
Cherokee, Texas 5 $ 569,000 $ 113,800 $ 58,000
Maricopa, Arizona 4 $ 976,000 $ 244,000 $ 78,000
La Plata, Colorado 4 $ 918,000 $ 229,500 $ 113,000
Pasco, Florida 4 $ 316,000 $ 79,000 $ 39,000
Ford, Illinois 4 $ 432,000 $ 108,000 $ 77,000
Jasper, Illinois 4 $ 255,000 $ 63,750 $ 32,000
Knox, Illinois 4 $ 431,000 $ 107,750 $ 62,000
O'Brien, Iowa 4 $ 478,000 $ 119,500 $ 67,000
Pottawattamie, Iowa 4 $ 547,000 $ 136,750 $ 52,000
Caddo, Louisiana 4 $ 488,000 $ 122,000 $ 55,000
Cottonwood, Minnesota 4 $ 278,000 $ 69,500 $ 39,000
Clinton, Missouri 4 $ 553,000 $ 138,250 $ 47,000
Pemiscot, Missouri 4 $ 328,000 $ 82,000 $ 45,000
Webster, Missouri 4 $ 490,000 $ 122,500 $ 61,000
Madison, Montana 4 $ 937,000 $ 234,250 $ 89,000
Wake, North Carolina 4 $ 950,000 $ 237,500 $ 77,000
Custer, South Dakota 4 $ 1,190,000 $ 297,500 $ 137,000
Meade, South Dakota 4 $ 664,000 $ 166,000 $ 61,000
Smith, Texas 4 $ 378,000 $ 94,500 $ 40,000
Uinta, Wyoming 4 $ 725,000 $ 181,250 $ 87,000
Monterey, California 3 $ 695,000 $ 231,666 $ 74,000
El Paso, Colorado 3 $ 908,000 $ 302,666 $ 36,000
Jackson, Illinois 3 $ 497,000 $ 165,666 $ 44,000
Kendall, Illinois 3 $ 470,000 $ 156,666 $ 71,000
Madison, Illinois 3 $ 420,000 $ 140,000 $ 65,000
Menard, Illinois 3 $ 320,000 $ 106,666 $ 47,000
Butler, Iowa 3 $ 400,000 $ 133,333 $ 38,000
Clayton, Iowa 3 $ 358,000 $ 119,333 $ 69,000
Emmet, Iowa 3 $ 283,000 $ 94,333 $ 55,000
Fayette, Iowa 3 $ 215,000 $ 71,666 $ 74,000
Floyd, Iowa 3 $ 197,000 $ 65,666 $ 35,000
Kossuth, Iowa 3 $ 224,000 $ 74,666 $ 57,000
West Baton Rouge, Louisiana 3 $ 275,000 $ 91,666 $ 26,000
Copiah, Mississippi 3 $ 381,000 $ 127,000 $ 50,000
Barry, Missouri 3 $ 338,000 $ 112,666 $ 73,000
Greene, Missouri 3 $ 352,000 $ 117,333 $ 79,000
Ozark, Missouri 3 $ 169,000 $ 56,333 $ 33,000
Gallatin, Montana 3 $ 744,000 $ 248,000 $ 83,000
Jefferson, Montana 3 $ 718,000 $ 239,333 $ 91,000
Sarpy, Nebraska 3 $ 755,000 $ 251,666 $ 86,000
Brown, South Dakota 3 $ 770,000 $ 256,666 $ 108,000
Union, South Dakota 3 $ 509,000 $ 169,666 $ 89,000
Harrison, Texas 3 $ 452,000 $ 150,666 $ 75,000
Henderson, Texas 3 $ 208,000 $ 69,333 $ 69,000
Weston, Wyoming 3 $ 408,000 $ 136,000 $ 65,000
Yavapai, Arizona 2 $ 640,000 $ 320,000 $ 66,000
Clay, Arkansas 2 $ 145,000 $ 72,500 $ 14,000
Lake, Florida 2 $ 236,000 $ 118,000 $ 57,000
Miami-Dade, Florida 2 $ 216,000 $ 108,000 $ 43,000
Orange, Florida 2 $ 531,000 $ 265,500 $ 208,000
Osceola, Florida 2 $ 422,000 $ 211,000 $ 67,000
Boone, Illinois 2 $ 246,000 $ 123,000 $ 78,000
Champaign, Illinois 2 $ 286,000 $ 143,000 $ 68,000
Fayette, Illinois 2 $ 233,000 $ 116,500 $ 61,000
Kane, Illinois 2 $ 388,000 $ 194,000 $ 160,000
Lake, Illinois 2 $ 399,000 $ 199,500 $ 69,000
McHenry, Illinois 2 $ 412,000 $ 206,000 $ 56,000
Moultrie, Illinois 2 $ 297,000 $ 148,500 $ 96,000
Washington, Illinois 2 $ 296,000 $ 148,000 $ 79,000
Bartholomew, Indiana 2 $ 150,000 $ 75,000 $ 31,000
Daviess, Indiana 2 $ 124,000 $ 62,000 $ 38,000
Johnson, Indiana 2 $ 275,000 $ 137,500 $ 59,000
Fremont, Iowa 2 $ 182,000 $ 91,000 $ 50,000
Jackson, Iowa 2 $ 114,000 $ 57,000 $ 20,000
Louisa, Iowa 2 $ 276,000 $ 138,000 $ 38,000
Monona, Iowa 2 $ 426,000 $ 213,000 $ 76,000
Webster, Iowa 2 $ 138,000 $ 69,000 $ 41,000
Winnebago, Iowa 2 $ 201,000 $ 100,500 $ 35,000
Wright, Iowa 2 $ 168,000 $ 84,000 $ 31,000
Doniphan, Kansas 2 $ 147,000 $ 73,500 $ 32,000
Adair, Kentucky 2 $ 190,000 $ 95,000 $ 36,000
Fayette, Kentucky 2 $ 413,000 $ 206,500 $ 61,000
Marion, Kentucky 2 $ 325,000 $ 162,500 $ 62,000
Pulaski, Kentucky 2 $ 354,000 $ 177,000 $ 90,000
Ascension, Louisiana 2 $ 491,000 $ 245,500 $ 66,000
Livingston, Louisiana 2 $ 648,000 $ 324,000 $ 83,000
Hennepin, Minnesota 2 $ 1,258,000 $ 629,000 $ 425,000
Lyon, Minnesota 2 $ 211,000 $ 105,500 $ 58,000
Rock, Minnesota 2 $ 144,000 $ 72,000 $ 45,000
Sherburne, Minnesota 2 $ 351,000 $ 175,500 $ 53,000
Christian, Missouri 2 $ 507,000 $ 253,500 $ 109,000
Dallas, Missouri 2 $ 509,000 $ 254,500 $ 51,000
St. Francois, Missouri 2 $ 197,000 $ 98,500 $ 56,000
Taney, Missouri 2 $ 280,000 $ 140,000 $ 53,000
Yellowstone, Montana 2 $ 501,000 $ 250,500 $ 104,000
Furnas, Nebraska 2 $ 112,000 $ 56,000 $ 55,000
Clay, South Dakota 2 $ 443,000 $ 221,500 $ 165,000
Douglas, South Dakota 2 $ 368,000 $ 184,000 $ 92,000
Kingsbury, South Dakota 2 $ 409,000 $ 204,500 $ 86,000
Lake, South Dakota 2 $ 313,000 $ 156,500 $ 60,000
Sullivan, Tennessee 2 $ 690,000 $ 345,000 $ 184,000
Bexar, Texas 2 $ 303,000 $ 151,500 $ 47,000
Freestone, Texas 2 $ 326,000 $ 163,000 $ 53,000
Gregg, Texas 2 $ 213,000 $ 106,500 $ 46,000
Harris, Texas 2 $ 665,000 $ 332,500 $ 208,000
Hays, Texas 2 $ 274,000 $ 137,000 $ 31,000
Leon, Texas 2 $ 227,000 $ 113,500 $ 102,000
Llano, Texas 2 $ 134,000 $ 67,000 $ 31,000
Nacogdoches, Texas 2 $ 272,000 $ 136,000 $ 50,000
Rusk, Texas 2 $ 297,000 $ 148,500 $ 56,000
Vilas, Wisconsin 2 $ 419,000 $ 209,500 $ 325,000
Converse, Wyoming 2 $ 270,000 $ 135,000 $ 73,000
Crook, Wyoming 2 $ 398,000 $ 199,000 $ 110,000
Park, Wyoming 2 $ 379,000 $ 189,500 $ 90,000
Lee, Alabama 1 $ 295,000 $ 295,000 $ 141,000
Coconino, Arizona 1 $ 395,000 $ 395,000 $ 144,000
Pinal, Arizona 1 $ 223,000 $ 223,000 $ 92,000
Benton, Arkansas 1 $ 136,000 $ 136,000 $ 36,000
Grant, Arkansas 1 $ 126,000 $ 126,000 $ 63,000
Pulaski, Arkansas 1 $ 166,000 $ 166,000 $ 71,000
San Diego, California 1 $ 560,000 $ 560,000 $ 224,000
Adams, Colorado 1 $ 105,000 $ 105,000 $ 200,000
Arapahoe, Colorado 1 $ 304,000 $ 304,000 $ 107,000
Archuleta, Colorado 1 $ 306,000 $ 306,000 $ 70,000
Crowley, Colorado 1 $ 77,000 $ 77,000 $ 70,000
Garfield, Colorado 1 $ 479,000 $ 479,000 $ 179,000
Hinsdale, Colorado 1 $ 212,000 $ 212,000 $ 53,000
Kiowa, Colorado 1 $ 64,000 $ 64,000 $ 30,000
Larimer, Colorado 1 $ 212,000 $ 212,000 $ 90,000
Phillips, Colorado 1 $ 151,000 $ 151,000 $ 344,000
Citrus, Florida 1 $ 59,000 $ 59,000 $ 21,000
Duval, Florida 1 $ 142,000 $ 142,000 $ 50,000
Lee, Florida 1 $ 168,000 $ 168,000 $ 55,000
Monroe, Florida 1 $ 329,000 $ 329,000 $ 101,000
Pinellas, Florida 1 $ 74,000 $ 74,000 $ 59,000
Sarasota, Florida 1 $ 197,000 $ 197,000 $ 59,000
Volusia, Florida 1 $ 130,000 $ 130,000 $ 38,000
Brooks, Georgia 1 $ 91,000 $ 91,000 $ 48,000
Hart, Georgia 1 $ 115,000 $ 115,000 $ 39,000
Butte, Idaho 1 $ 101,000 $ 101,000 $ 93,000
Kootenai, Idaho 1 $ 149,000 $ 149,000 $ 33,000
Adams, Illinois 1 $ 99,000 $ 99,000 $ 30,000
Calhoun, Illinois 1 $ 73,000 $ 73,000 $ 31,000
Clay, Illinois 1 $ 102,000 $ 102,000 $ 30,000
Edgar, Illinois 1 $ 64,000 $ 64,000 $ 23,000
Henderson, Illinois 1 $ 89,000 $ 89,000 $ 49,000
Jersey, Illinois 1 $ 64,000 $ 64,000 $ 88,000
Johnson, Illinois 1 $ 52,000 $ 52,000 $ 13,000
Pulaski, Illinois 1 $ 76,000 $ 76,000 $ 75,000
Putnam, Illinois 1 $ 60,000 $ 60,000 $ 110,000
Randolph, Illinois 1 $ 97,000 $ 97,000 $ 64,000
Schuyler, Illinois 1 $ 51,000 $ 51,000 $ 29,000
St. Clair, Illinois 1 $ 154,000 $ 154,000 $ 101,000
Stark, Illinois 1 $ 56,000 $ 56,000 $ 24,000
Vermilion, Illinois 1 $ 55,000 $ 55,000 $ 29,000
Winnebago, Illinois 1 $ 140,000 $ 140,000 $ 90,000
Carroll, Indiana 1 $ 250,000 $ 250,000 $ 80,000
Clinton, Indiana 1 $ 116,000 $ 116,000 $ 37,000
Crawford, Indiana 1 $ 174,000 $ 174,000 $ 56,000
Hamilton, Indiana 1 $ 150,000 $ 150,000 $ 71,000
Harrison, Indiana 1 $ 182,000 $ 182,000 $ 50,000
Jackson, Indiana 1 $ 141,000 $ 141,000 $ 53,000
LaGrange, Indiana 1 $ 54,000 $ 54,000 $ 40,000
Martin, Indiana 1 $ 56,000 $ 56,000 $ 34,000
Pulaski, Indiana 1 $ 60,000 $ 60,000 $ 20,000
Sullivan, Indiana 1 $ 42,000 $ 42,000 $ 58,000
Washington, Indiana 1 $ 83,000 $ 83,000 $ 98,000
Boone, Iowa 1 $ 78,000 $ 78,000 $ 42,000
Clay, Iowa 1 $ 56,000 $ 56,000 $ 38,000
Clinton, Iowa 1 $ 148,000 $ 148,000 $ 49,000
Grundy, Iowa 1 $ 90,000 $ 90,000 $ 19,000
Humboldt, Iowa 1 $ 79,000 $ 79,000 $ 77,000
Lee, Iowa 1 $ 209,000 $ 209,000 $ 158,000
Page, Iowa 1 $ 104,000 $ 104,000 $ 48,000
Palo Alto, Iowa 1 $ 85,000 $ 85,000 $ 70,000
Plymouth, Iowa 1 $ 167,000 $ 167,000 $ 52,000
Tama, Iowa 1 $ 118,000 $ 118,000 $ 75,000
Worth, Iowa 1 $ 54,000 $ 54,000 $ 31,000
Crawford, Kansas 1 $ 88,000 $ 88,000 $ 46,000
Caldwell, Kentucky 1 $ 76,000 $ 76,000 $ 35,000
Casey, Kentucky 1 $ 73,000 $ 73,000 $ 33,000
Jefferson, Kentucky 1 $ 141,000 $ 141,000 $ 34,000
Larue, Kentucky 1 $ 148,000 $ 148,000 $ 77,000
Lyon, Kentucky 1 $ 115,000 $ 115,000 $ 55,000
Madison, Kentucky 1 $ 130,000 $ 130,000 $ 50,000
Wayne, Kentucky 1 $ 63,000 $ 63,000 $ 24,000
Concordia, Louisiana 1 $ 118,000 $ 118,000 $ 46,000
Iberville, Louisiana 1 $ 146,000 $ 146,000 $ 42,000
St. Bernard, Louisiana 1 $ 126,000 $ 126,000 $ 35,000
Allegan, Michigan 1 $ 101,000 $ 101,000 $ 90,000
Macomb, Michigan 1 $ 310,000 $ 310,000 $ 57,000
Van Buren, Michigan 1 $ 158,000 $ 158,000 $ 249,000
Washtenaw, Michigan 1 $ 168,000 $ 168,000 $ 68,000
Wayne, Michigan 1 $ 207,000 $ 207,000 $ 100,000
Dakota, Minnesota 1 $ 344,000 $ 344,000 $ 173,000
Freeborn, Minnesota 1 $ 80,000 $ 80,000 $ 16,000
Lincoln, Minnesota 1 $ 43,000 $ 43,000 $ 35,000
Martin, Minnesota 1 $ 38,000 $ 38,000 $ 29,000
Pennington, Minnesota 1 $ 157,000 $ 157,000 $ 38,000
Pipestone, Minnesota 1 $ 76,000 $ 76,000 $ 29,000
Pike, Mississippi 1 $ 80,000 $ 80,000 $ 42,000
Rankin, Mississippi 1 $ 169,000 $ 169,000 $ 55,000
Walthall, Mississippi 1 $ 131,000 $ 131,000 $ 65,000
Warren, Mississippi 1 $ 88,000 $ 88,000 $ 31,000
Clay, Missouri 1 $ 250,000 $ 250,000 $ 226,000
DeKalb, Missouri 1 $ 84,000 $ 84,000 $ 34,000
Dent, Missouri 1 $ 325,000 $ 325,000 $ 116,000
Douglas, Missouri 1 $ 63,000 $ 63,000 $ 36,000
Jackson, Missouri 1 $ 13,000 $ 13,000 $ 0
Jefferson, Missouri 1 $ 339,000 $ 339,000 $ 132,000
Lafayette, Missouri 1 $ 100,000 $ 100,000 $ 60,000
Madison, Missouri 1 $ 92,000 $ 92,000 $ 42,000
Perry, Missouri 1 $ 120,000 $ 120,000 $ 62,000
Platte, Missouri 1 $ 267,000 $ 267,000 $ 70,000
St. Louis, Missouri 1 $ 128,000 $ 128,000 $ 61,000
St. Louis City, Missouri 1 $ 142,000 $ 142,000 $ 61,000
Cascade, Montana 1 $ 142,000 $ 142,000 $ 41,000
Chouteau, Montana 1 $ 119,000 $ 119,000 $ 50,000
Custer, Montana 1 $ 283,000 $ 283,000 $ 67,000
Deer Lodge, Montana 1 $ 167,000 $ 167,000 $ 64,000
Flathead, Montana 1 $ 261,000 $ 261,000 $ 87,000
Lewis and Clark, Montana 1 $ 77,000 $ 77,000 $ 72,000
Lincoln, Montana 1 $ 127,000 $ 127,000 $ 37,000
Silver Bow, Montana 1 $ 202,000 $ 202,000 $ 92,000
Stillwater, Montana 1 $ 268,000 $ 268,000 $ 130,000
Cuming, Nebraska 1 $ 134,000 $ 134,000 $ 40,000
Dakota, Nebraska 1 $ 170,000 $ 170,000 $ 64,000
Holt, Nebraska 1 $ 135,000 $ 135,000 $ 41,000
Lancaster, Nebraska 1 $ 117,000 $ 117,000 $ 68,000
Phelps, Nebraska 1 $ 63,000 $ 63,000 $ 55,000
Platte, Nebraska 1 $ 155,000 $ 155,000 $ 56,000
Stanton, Nebraska 1 $ 122,000 $ 122,000 $ 40,000
Nye, Nevada 1 $ 143,000 $ 143,000 $ 104,000
Franklin, North Carolina 1 $ 63,000 $ 63,000 $ 35,000
Guilford, North Carolina 1 $ 171,000 $ 171,000 $ 61,000
Halifax, North Carolina 1 $ 57,000 $ 57,000 $ 30,000
Harnett, North Carolina 1 $ 121,000 $ 121,000 $ 46,000
Jackson, North Carolina 1 $ 97,000 $ 97,000 $ 42,000
Mountrail, North Dakota 1 $ 272,000 $ 272,000 $ 125,000
Ward, North Dakota 1 $ 165,000 $ 165,000 $ 58,000
Ottawa, Oklahoma 1 $ 165,000 $ 165,000 $ 140,000
Chester, Pennsylvania 1 $ 282,000 $ 282,000 $ 80,000
Lebanon, Pennsylvania 1 $ 80,000 $ 80,000 $ 43,000
Luzerne, Pennsylvania 1 $ 113,000 $ 113,000 $ 29,000
Montgomery, Pennsylvania 1 $ 91,000 $ 91,000 $ 41,000
Schuylkill, Pennsylvania 1 $ 84,000 $ 84,000 $ 79,000
Dorchester, South Carolina 1 $ 179,000 $ 179,000 $ 47,000
Campbell, South Dakota 1 $ 136,000 $ 136,000 $ 62,000
Charles Mix, South Dakota 1 $ 162,000 $ 162,000 $ 29,000
Davison, South Dakota 1 $ 99,000 $ 99,000 $ 75,000
Day, South Dakota 1 $ 173,000 $ 173,000 $ 0
Fall River, South Dakota 1 $ 164,000 $ 164,000 $ 70,000
Hand, South Dakota 1 $ 151,000 $ 151,000 $ 81,000
McCook, South Dakota 1 $ 72,000 $ 72,000 $ 37,000
Moody, South Dakota 1 $ 186,000 $ 186,000 $ 86,000
Yankton, South Dakota 1 $ 113,000 $ 113,000 $ 41,000
Chester, Tennessee 1 $ 74,000 $ 74,000 $ 95,000
Rutherford, Tennessee 1 $ 172,000 $ 172,000 $ 52,000
Williamson, Tennessee 1 $ 393,000 $ 393,000 $ 215,000
Bowie, Texas 1 $ 98,000 $ 98,000 $ 62,000
Cass, Texas 1 $ 93,000 $ 93,000 $ 44,000
Dallas, Texas 1 $ 216,000 $ 216,000 $ 97,000
Houston, Texas 1 $ 107,000 $ 107,000 $ 42,000
Johnson, Texas 1 $ 285,000 $ 285,000 $ 101,000
Kaufman, Texas 1 $ 130,000 $ 130,000 $ 72,000
Nueces, Texas 1 $ 107,000 $ 107,000 $ 38,000
Tarrant, Texas 1 $ 258,000 $ 258,000 $ 45,000
Travis, Texas 1 $ 62,000 $ 62,000 $ 91,000
Williamson, Texas 1 $ 220,000 $ 220,000 $ 87,000
Wood, Texas 1 $ 100,000 $ 100,000 $ 35,000
Mason, Washington 1 $ 147,000 $ 147,000 $ 139,000
Whitman, Washington 1 $ 200,000 $ 200,000 $ 68,000
Crawford, Wisconsin 1 $ 83,000 $ 83,000 $ 31,000
Carbon, Wyoming 1 $ 150,000 $ 150,000 $ 66,000
Fremont, Wyoming 1 $ 175,000 $ 175,000 $ 40,000
Hot Springs, Wyoming 1 $ 245,000 $ 245,000 $ 110,000
Johnson, Wyoming 1 $ 216,000 $ 216,000 $ 67,000

Mortgage Loan Application Detail Totals for Flanagan State Bank in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,064 $260,865,000 $126,000 $508,000 $59,000 $805,000
Refinancing 691 $110,531,000 $159,000 $680,000 $76,000 $515,000
Home Improvement 79 $8,155,000 $103,000 $383,000 $73,000 $274,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,488 $335,395,000 $134,000 $680,000 $65,000 $805,000
Black or African American 134 $18,143,000 $135,000 $466,000 $52,000 $205,000
Hispanic 134 $14,356,000 $107,000 $381,000 $44,000 $226,000
Not Provided 47 $6,211,000 $132,000 $363,000 $63,000 $183,000
Asian 19 $3,667,000 $193,000 $560,000 $89,000 $224,000
American Indian or Alaskan Native 10 $1,350,000 $135,000 $308,000 $61,000 $152,000
Not applicable 2 $429,000 $214,000 $390,000 $4,000 $9,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 957 $147,166,000 $153,000 $680,000 $84,000 $805,000
FHA-insured (Federal Housing Administration) 874 $115,496,000 $132,000 $393,000 $57,000 $230,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 763 $76,157,000 $99,000 $466,000 $43,000 $140,000
VA-guaranteed (Veterans Administration) 240 $40,732,000 $169,000 $534,000 $71,000 $701,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,678 $222,855,000 $132,000 $560,000 $64,000 $805,000
Application Denied By Financial Institution 395 $46,894,000 $118,000 $680,000 $54,000 $425,000
Application Withdrawn By Applicant 355 $49,529,000 $139,000 $578,000 $68,000 $425,000
Loan Purchased By The Institution 355 $53,551,000 $150,000 $534,000 $69,000 $701,000
Application Approved But Not Accepted 47 $6,199,000 $131,000 $390,000 $71,000 $264,000
File Closed For Incompleteness 4 $523,000 $130,000 $271,000 $129,000 $208,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Flanagan State Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Flanagan State Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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