Fremont Investment & Loan
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Fremont Investment & Loan 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fremont Investment & Loan 2727 E. Imperial Highway Brea, CA 92821 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 41,453 |
| Total Mortgage Loan Application Amount | $11,397,146,000 |
| Average Mortgage Loan Application Amount | $281,666 |
| Highest Mortgage Loan Application Amount | $99,999,000 |
| Average Applicant Income | $121,666 |
| Highest Applicant Income | $6,747,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Fremont Investment & Loan. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fremont Investment & Loan's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Fremont Investment & Loan's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fremont Investment & Loan serves its applicants.
Each category highlights the total number of mortgage applications processed by Fremont Investment & Loan, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fremont Investment & Loan's mortgage activity for 2007.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 2,772 | $ 1,110,611,000 | $ 385,500 | $ 149,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2,110 | $ 845,728,000 | $ 400,000 | $ 154,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,925 | $ 583,381,000 | $ 280,750 | $ 111,500 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 1,906 | $ 422,912,000 | $ 221,000 | $ 103,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,703 | $ 563,380,000 | $ 330,000 | $ 140,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,470 | $ 374,614,000 | $ 254,000 | $ 121,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 1,229 | $ 226,854,000 | $ 184,000 | $ 100,000 |
| BALTIMORE-TOWSON, MD | 1,188 | $ 259,903,000 | $ 218,000 | $ 108,000 |
| NASSAU-SUFFOLK, NY | 1,026 | $ 368,148,000 | $ 358,000 | $ 155,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 879 | $ 220,914,000 | $ 251,000 | $ 128,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 851 | $ 260,510,000 | $ 306,000 | $ 101,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 800 | $ 157,442,000 | $ 196,000 | $ 103,000 |
| ORLANDO-KISSIMMEE, FL | 657 | $ 147,747,000 | $ 224,000 | $ 102,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 615 | $ 264,880,000 | $ 430,000 | $ 185,000 |
| NEWARK-UNION, NJ-PA | 572 | $ 176,952,000 | $ 258,500 | $ 142,500 |
| PHILADELPHIA, PA | 553 | $ 205,328,000 | $ 371,000 | $ 103,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 508 | $ 232,553,000 | $ 457,000 | $ 179,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 500 | $ 157,003,000 | $ 314,000 | $ 133,000 |
| EDISON, NJ | 476 | $ 156,792,000 | $ 329,000 | $ 144,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 458 | $ 180,638,000 | $ 394,000 | $ 166,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 451 | $ 95,608,000 | $ 203,000 | $ 116,000 |
| BOSTON-QUINCY, MA | 420 | $ 134,100,000 | $ 319,000 | $ 137,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 415 | $ 110,588,000 | $ 266,000 | $ 119,000 |
| LAS VEGAS-PARADISE, NV | 405 | $ 109,325,000 | $ 269,000 | $ 142,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 404 | $ 76,407,000 | $ 254,000 | $ 96,500 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 387 | $ 122,788,000 | $ 317,000 | $ 115,000 |
| DENVER-AURORA, CO | 357 | $ 76,592,000 | $ 214,000 | $ 93,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 354 | $ 89,206,000 | $ 254,500 | $ 102,500 |
| SEATTLE-BELLEVUE-EVERETT, WA | 288 | $ 81,839,000 | $ 284,000 | $ 128,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 285 | $ 40,559,000 | $ 142,000 | $ 92,000 |
| DALLAS-PLANO-IRVING, TX | 279 | $ 54,202,000 | $ 194,000 | $ 142,000 |
| CAMDEN, NJ | 274 | $ 59,093,000 | $ 215,000 | $ 102,000 |
| HONOLULU, HI | 267 | $ 101,846,000 | $ 381,000 | $ 155,000 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 262 | $ 94,193,000 | $ 359,000 | $ 128,000 |
| JACKSONVILLE, FL | 257 | $ 46,641,000 | $ 181,000 | $ 88,000 |
| BAKERSFIELD, CA | 253 | $ 59,635,000 | $ 235,000 | $ 119,000 |
| RICHMOND, VA | 245 | $ 42,377,000 | $ 172,000 | $ 74,000 |
| STOCKTON, CA | 232 | $ 69,464,000 | $ 299,000 | $ 108,000 |
| CAPE CORAL-FORT MYERS, FL | 230 | $ 48,407,000 | $ 210,000 | $ 109,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 224 | $ 112,887,000 | $ 503,000 | $ 194,000 |
| ST. LOUIS, MO-IL | 222 | $ 30,223,000 | $ 134,000 | $ 73,500 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 219 | $ 39,639,000 | $ 163,000 | $ 98,500 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 218 | $ 73,150,000 | $ 335,000 | $ 151,000 |
| NEW HAVEN-MILFORD, CT | 215 | $ 47,350,000 | $ 220,000 | $ 95,000 |
| WILMINGTON, DE-MD-NJ | 187 | $ 37,965,000 | $ 201,333 | $ 103,333 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 186 | $ 49,828,000 | $ 267,000 | $ 140,000 |
| FRESNO, CA | 184 | $ 40,850,000 | $ 222,000 | $ 114,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 183 | $ 38,630,000 | $ 211,000 | $ 109,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 176 | $ 87,218,000 | $ 495,000 | $ 202,000 |
| KANSAS CITY, MO-KS | 173 | $ 21,780,000 | $ 132,500 | $ 92,000 |
| WORCESTER, MA | 173 | $ 38,026,000 | $ 219,000 | $ 102,000 |
| LAKELAND, FL | 168 | $ 25,667,000 | $ 152,000 | $ 93,000 |
| PEABODY, MA | 168 | $ 45,425,000 | $ 270,000 | $ 111,000 |
| PORT ST. LUCIE, FL | 166 | $ 38,462,000 | $ 231,000 | $ 107,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 159 | $ 58,817,000 | $ 369,000 | $ 161,000 |
| MODESTO, CA | 153 | $ 48,696,000 | $ 318,000 | $ 127,000 |
| COLUMBUS, OH | 145 | $ 22,028,000 | $ 151,000 | $ 85,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 145 | $ 15,307,000 | $ 105,000 | $ 62,000 |
| SARASOTA-BRADENTON-VENICE, FL | 145 | $ 34,237,000 | $ 236,000 | $ 117,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 143 | $ 22,089,000 | $ 179,333 | $ 85,333 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 143 | $ 25,262,000 | $ 176,000 | $ 123,000 |
| VALLEJO-FAIRFIELD, CA | 143 | $ 51,939,000 | $ 363,000 | $ 130,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 137 | $ 34,011,000 | $ 241,000 | $ 106,500 |
| ALBUQUERQUE, NM | 131 | $ 26,687,000 | $ 203,000 | $ 158,000 |
| TUCSON, AZ | 129 | $ 22,522,000 | $ 174,000 | $ 76,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 128 | $ 22,135,000 | $ 172,000 | $ 95,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 126 | $ 30,104,000 | $ 205,500 | $ 112,000 |
| ALBANY-SCHENECTADY-TROY, NY | 123 | $ 18,400,000 | $ 149,000 | $ 101,000 |
| INDIANAPOLIS-CARMEL, IN | 122 | $ 19,819,000 | $ 162,000 | $ 98,000 |
| TACOMA, WA | 122 | $ 31,476,000 | $ 258,000 | $ 105,000 |
| FORT WORTH-ARLINGTON, TX | 119 | $ 22,219,000 | $ 186,000 | $ 116,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 114 | $ 23,079,000 | $ 230,000 | $ 101,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 106 | $ 23,599,000 | $ 222,000 | $ 125,000 |
| RALEIGH-CARY, NC | 101 | $ 17,638,000 | $ 174,000 | $ 86,000 |
| SPRINGFIELD, MA | 100 | $ 18,530,000 | $ 185,000 | $ 74,000 |
| AUSTIN-ROUND ROCK, TX | 98 | $ 87,465,000 | $ 892,000 | $ 145,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 94 | $ 42,095,000 | $ 447,000 | $ 177,000 |
| SALT LAKE CITY, UT | 93 | $ 19,620,000 | $ 210,000 | $ 93,000 |
| MEMPHIS, TN-MS-AR | 92 | $ 13,689,000 | $ 148,000 | $ 78,000 |
| SALINAS, CA | 91 | $ 39,867,000 | $ 438,000 | $ 170,000 |
| VISALIA-PORTERVILLE, CA | 91 | $ 18,098,000 | $ 198,000 | $ 81,000 |
| ATLANTIC CITY, NJ | 90 | $ 23,914,000 | $ 265,000 | $ 104,000 |
| OCALA, FL | 90 | $ 16,689,000 | $ 185,000 | $ 105,000 |
| GARY, IN | 85 | $ 11,155,000 | $ 131,000 | $ 70,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 84 | $ 19,351,000 | $ 230,000 | $ 106,000 |
| SAN ANTONIO, TX | 80 | $ 11,702,000 | $ 146,000 | $ 98,000 |
| NAPLES-MARCO ISLAND, FL | 78 | $ 24,479,000 | $ 313,000 | $ 129,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 76 | $ 12,896,000 | $ 169,000 | $ 87,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 76 | $ 16,489,000 | $ 216,500 | $ 82,000 |
| MERCED, CA | 72 | $ 21,685,000 | $ 301,000 | $ 113,000 |
| COLORADO SPRINGS, CO | 70 | $ 13,315,000 | $ 190,000 | $ 107,000 |
| PITTSBURGH, PA | 70 | $ 7,980,000 | $ 114,000 | $ 74,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 68 | $ 11,809,000 | $ 173,000 | $ 85,000 |
| MADISON, WI | 66 | $ 13,558,000 | $ 205,000 | $ 97,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 61 | $ 7,849,000 | $ 119,500 | $ 52,500 |
| TRENTON-EWING, NJ | 61 | $ 12,716,000 | $ 208,000 | $ 83,000 |
| ROCKFORD, IL | 60 | $ 6,735,000 | $ 112,000 | $ 72,000 |
| SANTA ROSA-PETALUMA, CA | 60 | $ 24,604,000 | $ 410,000 | $ 160,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 59 | $ 7,819,000 | $ 132,000 | $ 64,000 |
| COLUMBIA, SC | 58 | $ 7,690,000 | $ 132,000 | $ 69,000 |
| ROCHESTER, NY | 55 | $ 7,888,000 | $ 143,000 | $ 96,000 |
| BOISE CITY-NAMPA, ID | 53 | $ 11,353,000 | $ 214,000 | $ 78,000 |
| BARNSTABLE TOWN, MA | 52 | $ 16,989,000 | $ 326,000 | $ 161,000 |
| KNOXVILLE, TN | 51 | $ 7,656,000 | $ 150,000 | $ 129,000 |
| PROVO-OREM, UT | 49 | $ 11,472,000 | $ 234,000 | $ 92,000 |
| AKRON, OH | 47 | $ 5,719,000 | $ 121,000 | $ 74,000 |
| PUNTA GORDA, FL | 47 | $ 11,869,000 | $ 252,000 | $ 122,000 |
| CHATTANOOGA, TN-GA | 45 | $ 5,513,000 | $ 123,000 | $ 65,500 |
| DURHAM, NC | 45 | $ 8,146,000 | $ 181,000 | $ 124,000 |
| MANCHESTER-NASHUA, NH | 45 | $ 9,311,000 | $ 206,000 | $ 99,000 |
| EL CENTRO, CA | 44 | $ 8,845,000 | $ 201,000 | $ 105,000 |
| NORWICH-NEW LONDON, CT | 44 | $ 9,723,000 | $ 220,000 | $ 109,000 |
| YORK-HANOVER, PA | 44 | $ 8,114,000 | $ 184,000 | $ 75,000 |
| BUFFALO-NIAGARA FALLS, NY | 43 | $ 5,300,000 | $ 123,000 | $ 64,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 42 | $ 8,631,000 | $ 205,000 | $ 139,000 |
| OGDEN-CLEARFIELD, UT | 42 | $ 7,566,000 | $ 180,000 | $ 81,000 |
| SALISBURY, MD | 42 | $ 8,239,000 | $ 196,000 | $ 80,000 |
| TALLAHASSEE, FL | 42 | $ 7,577,000 | $ 180,000 | $ 115,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 41 | $ 10,282,000 | $ 250,000 | $ 96,000 |
| MADERA, CA | 40 | $ 9,125,000 | $ 228,000 | $ 89,000 |
| KINGSTON, NY | 37 | $ 8,039,000 | $ 217,000 | $ 116,000 |
| LANCASTER, PA | 37 | $ 5,390,000 | $ 145,000 | $ 73,000 |
| YUBA CITY, CA | 36 | $ 9,961,000 | $ 276,000 | $ 107,000 |
| OKLAHOMA CITY, OK | 35 | $ 3,341,000 | $ 95,000 | $ 65,000 |
| SCRANTON--WILKES-BARRE, PA | 35 | $ 4,759,000 | $ 135,000 | $ 65,000 |
| SEBASTIAN-VERO BEACH, FL | 35 | $ 6,808,000 | $ 194,000 | $ 117,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 34 | $ 5,072,000 | $ 149,000 | $ 60,000 |
| SAVANNAH, GA | 34 | $ 6,678,000 | $ 196,000 | $ 106,000 |
| PRESCOTT, AZ | 33 | $ 8,267,000 | $ 250,000 | $ 124,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 33 | $ 15,070,000 | $ 456,000 | $ 236,000 |
| GREENSBORO-HIGH POINT, NC | 32 | $ 4,544,000 | $ 142,000 | $ 92,000 |
| BIRMINGHAM-HOOVER, AL | 31 | $ 6,273,000 | $ 202,000 | $ 136,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 31 | $ 9,487,000 | $ 306,000 | $ 193,000 |
| HARRISBURG-CARLISLE, PA | 31 | $ 4,913,000 | $ 158,000 | $ 86,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 31 | $ 6,911,000 | $ 222,000 | $ 251,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 31 | $ 4,837,000 | $ 156,000 | $ 83,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 30 | $ 3,292,000 | $ 108,000 | $ 59,000 |
| CHICO, CA | 30 | $ 6,356,000 | $ 211,000 | $ 110,000 |
| RACINE, WI | 30 | $ 4,584,000 | $ 152,000 | $ 100,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 30 | $ 11,692,000 | $ 389,000 | $ 132,000 |
| REDDING, CA | 28 | $ 7,431,000 | $ 265,000 | $ 96,000 |
| WILMINGTON, NC | 28 | $ 7,448,000 | $ 266,000 | $ 123,000 |
| WINSTON-SALEM, NC | 28 | $ 3,689,000 | $ 131,000 | $ 73,000 |
| CANTON-MASSILLON, OH | 27 | $ 2,926,000 | $ 108,000 | $ 46,000 |
| DAYTON, OH | 26 | $ 2,495,000 | $ 95,000 | $ 56,000 |
| GREELEY, CO | 26 | $ 4,508,000 | $ 173,000 | $ 78,000 |
| HANFORD-CORCORAN, CA | 26 | $ 5,712,000 | $ 219,000 | $ 97,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 26 | $ 6,241,000 | $ 240,000 | $ 159,000 |
| OLYMPIA, WA | 26 | $ 6,138,000 | $ 236,000 | $ 95,000 |
| TULSA, OK | 26 | $ 4,226,000 | $ 162,000 | $ 90,000 |
| BREMERTON-SILVERDALE, WA | 25 | $ 5,864,000 | $ 234,000 | $ 107,000 |
| DES MOINES-WEST DES MOINES, IA | 25 | $ 3,646,000 | $ 145,000 | $ 71,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 25 | $ 3,862,000 | $ 154,000 | $ 84,000 |
| GREEN BAY, WI | 25 | $ 3,034,000 | $ 121,000 | $ 69,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 25 | $ 3,184,000 | $ 127,000 | $ 73,000 |
| NAPA, CA | 25 | $ 11,101,000 | $ 444,000 | $ 151,000 |
| SPARTANBURG, SC | 25 | $ 2,562,000 | $ 102,000 | $ 52,000 |
| READING, PA | 24 | $ 4,547,000 | $ 189,000 | $ 100,000 |
| RENO-SPARKS, NV | 24 | $ 5,854,000 | $ 243,000 | $ 96,000 |
| SANTA CRUZ-WATSONVILLE, CA | 24 | $ 12,486,000 | $ 520,000 | $ 191,000 |
| EUGENE-SPRINGFIELD, OR | 23 | $ 4,538,000 | $ 197,000 | $ 84,000 |
| JANESVILLE, WI | 23 | $ 3,151,000 | $ 137,000 | $ 63,000 |
| OCEAN CITY, NJ | 23 | $ 7,656,000 | $ 332,000 | $ 231,000 |
| PALM COAST, FL | 23 | $ 6,630,000 | $ 288,000 | $ 93,000 |
| SALEM, OR | 23 | $ 3,764,000 | $ 163,000 | $ 70,000 |
| MOBILE, AL | 22 | $ 2,337,000 | $ 106,000 | $ 56,000 |
| SPOKANE, WA | 22 | $ 3,740,000 | $ 170,000 | $ 104,000 |
| LAREDO, TX | 21 | $ 2,189,000 | $ 104,000 | $ 68,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 21 | $ 2,538,000 | $ 120,000 | $ 113,000 |
| FORT COLLINS-LOVELAND, CO | 20 | $ 3,385,000 | $ 169,000 | $ 105,000 |
| IDAHO FALLS, ID | 20 | $ 2,416,000 | $ 120,000 | $ 92,000 |
| MACON, GA | 20 | $ 3,531,000 | $ 176,000 | $ 85,000 |
| DOVER, DE | 19 | $ 3,914,000 | $ 206,000 | $ 81,000 |
| ROANOKE, VA | 19 | $ 3,219,000 | $ 169,000 | $ 77,000 |
| SANTA FE, NM | 19 | $ 5,211,000 | $ 274,000 | $ 115,000 |
| ANCHORAGE, AK | 18 | $ 4,181,000 | $ 232,000 | $ 91,000 |
| ASHEVILLE, NC | 18 | $ 3,703,000 | $ 205,000 | $ 76,000 |
| CHARLESTON, WV | 17 | $ 3,041,000 | $ 178,000 | $ 81,000 |
| GRAND RAPIDS-WYOMING, MI | 17 | $ 28,997,000 | $ 1,705,000 | $ 54,000 |
| SPRINGFIELD, MO | 17 | $ 2,862,000 | $ 168,000 | $ 74,000 |
| TOLEDO, OH | 17 | $ 2,242,000 | $ 131,000 | $ 81,000 |
| GAINESVILLE, FL | 16 | $ 2,847,000 | $ 177,000 | $ 629,000 |
| ST. GEORGE, UT | 16 | $ 5,424,000 | $ 339,000 | $ 166,000 |
| BINGHAMTON, NY | 15 | $ 1,474,000 | $ 98,000 | $ 80,000 |
| COEUR D'ALENE, ID | 15 | $ 2,336,000 | $ 155,000 | $ 71,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 15 | $ 1,725,000 | $ 110,000 | $ 130,000 |
| PITTSFIELD, MA | 15 | $ 2,148,000 | $ 143,000 | $ 57,000 |
| BELLINGHAM, WA | 14 | $ 2,881,000 | $ 205,000 | $ 187,000 |
| CHARLOTTESVILLE, VA | 14 | $ 3,329,000 | $ 237,000 | $ 128,000 |
| CLARKSVILLE, TN-KY | 14 | $ 1,085,000 | $ 72,000 | $ 55,000 |
| LEXINGTON-FAYETTE, KY | 14 | $ 2,380,000 | $ 170,000 | $ 76,000 |
| PANAMA CITY-LYNN HAVEN, FL | 14 | $ 2,958,000 | $ 211,000 | $ 138,000 |
| SYRACUSE, NY | 14 | $ 1,518,000 | $ 108,000 | $ 97,000 |
| PUEBLO, CO | 13 | $ 1,849,000 | $ 142,000 | $ 91,000 |
| WINCHESTER, VA-WV | 13 | $ 4,252,000 | $ 217,500 | $ 63,500 |
| CORPUS CHRISTI, TX | 12 | $ 1,456,000 | $ 121,000 | $ 71,000 |
| FLORENCE, SC | 12 | $ 1,665,000 | $ 138,000 | $ 56,000 |
| GAINESVILLE, GA | 12 | $ 1,991,000 | $ 165,000 | $ 67,000 |
| GLENS FALLS, NY | 12 | $ 2,312,000 | $ 192,000 | $ 80,000 |
| GRAND JUNCTION, CO | 12 | $ 2,195,000 | $ 182,000 | $ 84,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 12 | $ 1,340,000 | $ 129,000 | $ 72,500 |
| FAYETTEVILLE, NC | 11 | $ 1,111,000 | $ 101,000 | $ 53,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 11 | $ 2,136,000 | $ 194,000 | $ 105,000 |
| LAS CRUCES, NM | 11 | $ 2,828,000 | $ 257,000 | $ 86,000 |
| ST. CLOUD, MN | 11 | $ 1,819,000 | $ 165,000 | $ 68,000 |
| ST. JOSEPH, MO-KS | 11 | $ 1,244,000 | $ 113,000 | $ 64,000 |
| SUMTER, SC | 11 | $ 1,128,000 | $ 102,000 | $ 48,000 |
| UTICA-ROME, NY | 11 | $ 1,202,000 | $ 109,000 | $ 56,000 |
| YAKIMA, WA | 11 | $ 2,056,000 | $ 186,000 | $ 67,000 |
| APPLETON, WI | 10 | $ 1,353,000 | $ 135,000 | $ 66,000 |
| BANGOR, ME | 10 | $ 1,023,000 | $ 102,000 | $ 47,000 |
| BEND, OR | 10 | $ 4,182,000 | $ 418,000 | $ 202,000 |
| BOULDER, CO | 10 | $ 3,774,000 | $ 377,000 | $ 119,000 |
| FLINT, MI | 10 | $ 1,510,000 | $ 151,000 | $ 89,000 |
| GREENVILLE, NC | 10 | $ 968,000 | $ 96,000 | $ 67,000 |
| HICKORY-LENOIR-MORGANTON, NC | 10 | $ 1,447,000 | $ 144,000 | $ 78,000 |
| KANKAKEE-BRADLEY, IL | 10 | $ 1,511,000 | $ 151,000 | $ 74,000 |
| LANSING-EAST LANSING, MI | 10 | $ 1,385,000 | $ 138,000 | $ 81,000 |
| MCALLEN-EDINBURG-MISSION, TX | 10 | $ 1,424,000 | $ 142,000 | $ 75,000 |
| MICHIGAN CITY-LA PORTE, IN | 10 | $ 1,460,000 | $ 146,000 | $ 140,000 |
| MONROE, MI | 10 | $ 1,976,000 | $ 197,000 | $ 78,000 |
| MONTGOMERY, AL | 10 | $ 2,202,000 | $ 220,000 | $ 181,000 |
| MOUNT VERNON-ANACORTES, WA | 10 | $ 1,837,000 | $ 183,000 | $ 65,000 |
| BRUNSWICK, GA | 9 | $ 3,004,000 | $ 333,000 | $ 116,000 |
| COLUMBUS, GA-AL | 9 | $ 25,140,000 | $ 1,871,000 | $ 81,500 |
| EAU CLAIRE, WI | 9 | $ 1,281,000 | $ 142,000 | $ 188,000 |
| EL PASO, TX | 9 | $ 1,332,000 | $ 148,000 | $ 89,000 |
| LONGVIEW, WA | 9 | $ 1,511,000 | $ 167,000 | $ 63,000 |
| OSHKOSH-NEENAH, WI | 9 | $ 980,000 | $ 108,000 | $ 54,000 |
| ROCKY MOUNT, NC | 9 | $ 1,527,000 | $ 169,000 | $ 63,000 |
| WICHITA, KS | 9 | $ 901,000 | $ 100,000 | $ 64,000 |
| YUMA, AZ | 9 | $ 1,483,000 | $ 164,000 | $ 55,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 8 | $ 2,154,000 | $ 269,000 | $ 186,000 |
| GOLDSBORO, NC | 8 | $ 1,562,000 | $ 195,000 | $ 90,000 |
| LEWISTON-AUBURN, ME | 8 | $ 1,011,000 | $ 126,000 | $ 57,000 |
| ROCHESTER, MN | 8 | $ 1,403,000 | $ 175,000 | $ 94,000 |
| ROME, GA | 8 | $ 886,000 | $ 110,000 | $ 34,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 8 | $ 487,000 | $ 72,500 | $ 71,000 |
| ALBANY, GA | 7 | $ 912,000 | $ 130,000 | $ 78,000 |
| ATHENS-CLARKE COUNTY, GA | 7 | $ 1,573,000 | $ 224,000 | $ 82,000 |
| CHAMPAIGN-URBANA, IL | 7 | $ 1,034,000 | $ 147,000 | $ 61,000 |
| LYNCHBURG, VA | 7 | $ 1,555,000 | $ 222,000 | $ 77,000 |
| PINE BLUFF, AR | 7 | $ 666,000 | $ 95,000 | $ 65,000 |
| SPRINGFIELD, OH | 7 | $ 707,000 | $ 101,000 | $ 50,000 |
| ANN ARBOR, MI | 6 | $ 1,546,000 | $ 257,000 | $ 120,000 |
| BLOOMINGTON-NORMAL, IL | 6 | $ 1,025,000 | $ 170,000 | $ 111,000 |
| CUMBERLAND, MD-WV | 6 | $ 450,000 | $ 75,000 | $ 34,000 |
| DALTON, GA | 6 | $ 836,000 | $ 139,000 | $ 72,000 |
| FORT WAYNE, IN | 6 | $ 515,000 | $ 85,000 | $ 42,000 |
| JACKSON, TN | 6 | $ 664,000 | $ 110,000 | $ 77,000 |
| LAFAYETTE, IN | 6 | $ 1,023,000 | $ 170,000 | $ 85,000 |
| LAWRENCE, KS | 6 | $ 1,002,000 | $ 167,000 | $ 75,000 |
| LONGVIEW, TX | 6 | $ 705,000 | $ 117,000 | $ 90,000 |
| MUSKEGON-NORTON SHORES, MI | 6 | $ 660,000 | $ 110,000 | $ 74,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 6 | $ 465,000 | $ 92,500 | $ 76,500 |
| POCATELLO, ID | 6 | $ 635,000 | $ 105,000 | $ 49,000 |
| SHEBOYGAN, WI | 6 | $ 938,000 | $ 156,000 | $ 64,000 |
| SHERMAN-DENISON, TX | 6 | $ 1,001,000 | $ 166,000 | $ 84,000 |
| WARNER ROBINS, GA | 6 | $ 678,000 | $ 113,000 | $ 67,000 |
| AMARILLO, TX | 5 | $ 724,000 | $ 144,000 | $ 61,000 |
| BATTLE CREEK, MI | 5 | $ 357,000 | $ 71,000 | $ 33,000 |
| BEAUMONT-PORT ARTHUR, TX | 5 | $ 808,000 | $ 161,000 | $ 111,000 |
| BROWNSVILLE-HARLINGEN, TX | 5 | $ 1,097,000 | $ 219,000 | $ 250,000 |
| CLEVELAND, TN | 5 | $ 671,000 | $ 134,000 | $ 49,000 |
| DULUTH, MN-WI | 5 | $ 771,000 | $ 118,000 | $ 66,500 |
| ELIZABETHTOWN, KY | 5 | $ 620,000 | $ 124,000 | $ 110,000 |
| FARMINGTON, NM | 5 | $ 724,000 | $ 144,000 | $ 96,000 |
| FORT SMITH, AR-OK | 5 | $ 1,242,000 | $ 248,000 | $ 136,000 |
| JACKSONVILLE, NC | 5 | $ 1,286,000 | $ 257,000 | $ 99,000 |
| JEFFERSON CITY, MO | 5 | $ 675,000 | $ 135,000 | $ 89,000 |
| JOHNSON CITY, TN | 5 | $ 1,256,000 | $ 251,000 | $ 88,000 |
| JONESBORO, AR | 5 | $ 527,000 | $ 105,000 | $ 64,000 |
| KALAMAZOO-PORTAGE, MI | 5 | $ 657,000 | $ 131,000 | $ 57,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 5 | $ 649,000 | $ 129,000 | $ 91,000 |
| LA CROSSE, WI-MN | 5 | $ 813,000 | $ 162,000 | $ 170,000 |
| MANSFIELD, OH | 5 | $ 689,000 | $ 137,000 | $ 106,000 |
| PEORIA, IL | 5 | $ 616,000 | $ 123,000 | $ 46,000 |
| SPRINGFIELD, IL | 5 | $ 732,000 | $ 146,000 | $ 71,000 |
| TYLER, TX | 5 | $ 1,547,000 | $ 309,000 | $ 173,000 |
| BURLINGTON, NC | 4 | $ 608,000 | $ 152,000 | $ 59,000 |
| CHEYENNE, WY | 4 | $ 756,000 | $ 189,000 | $ 60,000 |
| COLUMBIA, MO | 4 | $ 1,026,000 | $ 256,000 | $ 158,000 |
| COLUMBUS, IN | 4 | $ 478,000 | $ 119,000 | $ 70,000 |
| DANVILLE, VA | 4 | $ 497,000 | $ 124,000 | $ 117,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 4 | $ 358,000 | $ 90,500 | $ 49,500 |
| ERIE, PA | 4 | $ 378,000 | $ 94,000 | $ 41,000 |
| HARRISONBURG, VA | 4 | $ 1,147,000 | $ 286,000 | $ 82,000 |
| LINCOLN, NE | 4 | $ 596,000 | $ 149,000 | $ 62,000 |
| LOGAN, UT-ID | 4 | $ 631,000 | $ 157,000 | $ 93,000 |
| MORRISTOWN, TN | 4 | $ 362,000 | $ 90,000 | $ 52,000 |
| NILES-BENTON HARBOR, MI | 4 | $ 489,000 | $ 122,000 | $ 46,000 |
| STATE COLLEGE, PA | 4 | $ 372,000 | $ 93,000 | $ 58,000 |
| TERRE HAUTE, IN | 4 | $ 318,000 | $ 79,000 | $ 67,000 |
| VALDOSTA, GA | 4 | $ 317,000 | $ 79,000 | $ 81,000 |
| ALTOONA, PA | 3 | $ 253,000 | $ 84,000 | $ 36,000 |
| ANDERSON, SC | 3 | $ 661,000 | $ 220,000 | $ 262,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 3 | $ 378,000 | $ 126,000 | $ 46,000 |
| CARSON CITY, NV | 3 | $ 760,000 | $ 253,000 | $ 71,000 |
| CEDAR RAPIDS, IA | 3 | $ 990,000 | $ 330,000 | $ 109,000 |
| ELKHART-GOSHEN, IN | 3 | $ 310,000 | $ 103,000 | $ 34,000 |
| FAIRBANKS, AK | 3 | $ 513,000 | $ 171,000 | $ 65,000 |
| FARGO, ND-MN | 3 | $ 365,000 | $ 121,000 | $ 89,000 |
| FLAGSTAFF, AZ | 3 | $ 898,000 | $ 299,000 | $ 91,000 |
| FOND DU LAC, WI | 3 | $ 708,000 | $ 236,000 | $ 105,000 |
| GREAT FALLS, MT | 3 | $ 453,000 | $ 151,000 | $ 111,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 3 | $ 864,000 | $ 288,000 | $ 92,666 |
| HUNTSVILLE, AL | 3 | $ 432,000 | $ 144,000 | $ 70,000 |
| KOKOMO, IN | 3 | $ 235,000 | $ 78,000 | $ 42,000 |
| LEBANON, PA | 3 | $ 673,000 | $ 224,000 | $ 88,000 |
| LEWISTON, ID-WA | 3 | $ 374,000 | $ 124,000 | $ 385,000 |
| LIMA, OH | 3 | $ 248,000 | $ 82,000 | $ 90,000 |
| MIDLAND, TX | 3 | $ 367,000 | $ 122,000 | $ 40,000 |
| MORGANTOWN, WV | 3 | $ 285,000 | $ 95,000 | $ 45,000 |
| ODESSA, TX | 3 | $ 347,000 | $ 115,000 | $ 83,000 |
| SAN ANGELO, TX | 3 | $ 1,086,000 | $ 362,000 | $ 238,000 |
| SIOUX CITY, IA-NE-SD | 3 | $ 462,000 | $ 132,500 | $ 114,500 |
| TEXARKANA, TX-TEXARKANA, AR | 3 | $ 307,000 | $ 93,500 | $ 90,000 |
| TOPEKA, KS | 3 | $ 271,000 | $ 90,000 | $ 58,000 |
| WICHITA FALLS, TX | 3 | $ 739,000 | $ 246,000 | $ 140,000 |
| ANDERSON, IN | 2 | $ 193,000 | $ 96,000 | $ 58,000 |
| ANNISTON-OXFORD, AL | 2 | $ 166,000 | $ 83,000 | $ 54,000 |
| AUBURN-OPELIKA, AL | 2 | $ 1,024,000 | $ 512,000 | $ 155,000 |
| BLOOMINGTON, IN | 2 | $ 568,000 | $ 284,000 | $ 399,000 |
| BOWLING GREEN, KY | 2 | $ 471,000 | $ 235,000 | $ 105,000 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 130,000 | $ 65,000 | $ 61,000 |
| ELMIRA, NY | 2 | $ 308,000 | $ 154,000 | $ 58,000 |
| HINESVILLE-FORT STEWART, GA | 2 | $ 193,000 | $ 96,000 | $ 27,000 |
| HOLLAND-GRAND HAVEN, MI | 2 | $ 211,000 | $ 105,000 | $ 43,000 |
| JOPLIN, MO | 2 | $ 177,000 | $ 88,000 | $ 48,000 |
| SANDUSKY, OH | 2 | $ 402,000 | $ 201,000 | $ 96,000 |
| WACO, TX | 2 | $ 332,000 | $ 166,000 | $ 62,000 |
| WENATCHEE, WA | 2 | $ 800,000 | $ 400,000 | $ 533,000 |
| ABILENE, TX | 1 | $ 500,000 | $ 500,000 | $ 639,000 |
| BATON ROUGE, LA | 1 | $ 150,000 | $ 150,000 | $ 145,000 |
| BAY CITY, MI | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| BILLINGS, MT | 1 | $ 316,000 | $ 316,000 | $ 89,000 |
| CASPER, WY | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| CORVALLIS, OR | 1 | $ 281,000 | $ 281,000 | $ 61,000 |
| DECATUR, IL | 1 | $ 91,000 | $ 91,000 | $ 39,000 |
| DOTHAN, AL | 1 | $ 140,000 | $ 140,000 | $ 55,000 |
| EVANSVILLE, IN-KY | 1 | $ 68,000 | $ 68,000 | $ 19,000 |
| GADSDEN, AL | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| HOT SPRINGS, AR | 1 | $ 94,000 | $ 94,000 | $ 36,000 |
| IOWA CITY, IA | 1 | $ 122,000 | $ 122,000 | $ 48,000 |
| ITHACA, NY | 1 | $ 128,000 | $ 128,000 | $ 68,000 |
| JACKSON, MI | 1 | $ 191,000 | $ 191,000 | $ 113,000 |
| LAWTON, OK | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| LUBBOCK, TX | 1 | $ 122,000 | $ 122,000 | $ 74,000 |
| MEDFORD, OR | 1 | $ 290,000 | $ 290,000 | $ 95,000 |
| MUNCIE, IN | 1 | $ 64,000 | $ 64,000 | $ 26,000 |
| OWENSBORO, KY | 1 | $ 75,000 | $ 75,000 | $ 96,000 |
| WHEELING, WV-OH | 1 | $ 176,000 | $ 176,000 | $ 144,000 |
Mortgage Loan Application Detail Totals for Fremont Investment & Loan in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 26,758 | $7,566,125,000 | $282,000 | $1,500,000 | $116,000 | $6,747,000 |
| Home Purchase | 13,070 | $3,328,462,000 | $254,000 | $99,999,000 | $128,000 | $4,774,000 |
| Home Improvement | 1,625 | $502,559,000 | $309,000 | $1,375,000 | $121,000 | $2,946,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 15,034 | $4,010,253,000 | $266,000 | $1,600,000 | $130,000 | $5,421,000 |
| Black or African American | 9,899 | $2,312,515,000 | $233,000 | $1,170,000 | $99,000 | $1,948,000 |
| Hispanic | 8,434 | $2,253,311,000 | $267,000 | $1,280,000 | $116,000 | $6,747,000 |
| Not Provided | 5,911 | $1,724,789,000 | $291,000 | $1,500,000 | $117,000 | $2,722,000 |
| Asian | 1,725 | $597,636,000 | $346,000 | $1,440,000 | $171,000 | $2,858,000 |
| Native Hawaiian or Other Pacific Islander | 328 | $112,502,000 | $342,000 | $1,233,000 | $173,000 | $3,824,000 |
| American Indian or Alaskan Native | 115 | $31,669,000 | $275,000 | $782,000 | $118,000 | $416,000 |
| Not applicable | 7 | $354,471,000 | $50,638,000 | $99,999,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 41,453 | $11,397,146,000 | $274,000 | $99,999,000 | $120,000 | $6,747,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 22,879 | $6,248,997,000 | $273,000 | $1,600,000 | $121,000 | $4,774,000 |
| Loan Originated | 15,145 | $3,940,927,000 | $260,000 | $1,425,000 | $120,000 | $6,747,000 |
| File Closed For Incompleteness | 3,218 | $799,656,000 | $248,000 | $1,435,000 | $115,000 | $2,858,000 |
| Application Approved But Not Accepted | 196 | $404,199,000 | $2,062,000 | $99,999,000 | $108,000 | $886,000 |
| Application Withdrawn By Applicant | 15 | $3,367,000 | $224,000 | $595,000 | $117,000 | $336,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fremont Investment & Loan's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fremont Investment & Loan's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.