Geneva Financial LLC Mortgage Lending & HMDA Data, 2019

In 2019, Geneva Financial LLC of Chandler, AZ reported 5,788 mortgage applications totaling $1.3 billion, up 23% from 2018. The average application was for $226,109, and applicants reported an average income of $92,588. 75% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (840), Miami-Miami Beach-Kendall, FL (272) and Portland-Vancouver-Hillsboro, OR-WA (218) (applications in parentheses).

Mortgage Company & Address Geneva Financial LLC
180 S Arizona Ave Ste 310
Chandler, AZ 85225
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 5,788
Total Mortgage Loan Application Amount $1,308,720,000
Average Mortgage Loan Application Amount $226,109
Highest Mortgage Loan Application Amount $2,795,000
Average Applicant Income $92,588
Highest Applicant Income $2,765,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Geneva Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Geneva Financial LLC by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 736 $ 188,870,000 $ 256,616 $ 101,000
Miami-Dade, Florida 272 $ 67,200,000 $ 247,058 $ 84,000
Lee, Florida 159 $ 29,885,000 $ 187,955 $ 71,000
Harris, Texas 136 $ 25,680,000 $ 188,823 $ 99,000
St. Lucie, Florida 114 $ 24,090,000 $ 211,315 $ 91,000
Pima, Arizona 104 $ 19,920,000 $ 191,538 $ 67,000
Pinal, Arizona 104 $ 19,330,000 $ 185,865 $ 65,000
Charlotte, Florida 103 $ 17,385,000 $ 168,786 $ 74,000
Broward, Florida 97 $ 22,435,000 $ 231,288 $ 81,000
Polk, Florida 93 $ 17,035,000 $ 183,172 $ 71,000
Jefferson, Indiana 82 $ 9,540,000 $ 116,341 $ 58,000
King, Washington 78 $ 32,400,000 $ 415,384 $ 138,000
Clackamas, Oregon 71 $ 24,575,000 $ 346,126 $ 104,000
Duval, Florida 70 $ 9,550,000 $ 136,428 $ 53,000
Dallas, Texas 68 $ 14,360,000 $ 211,176 $ 88,000
Clark, Nevada 64 $ 13,930,000 $ 217,656 $ 72,000
Yuma, Arizona 60 $ 9,910,000 $ 165,166 $ 66,000
Bexar, Texas 60 $ 10,670,000 $ 177,833 $ 95,000
Jefferson, Alabama 59 $ 4,995,000 $ 84,661 $ 141,000
Snohomish, Washington 58 $ 21,640,000 $ 373,103 $ 112,000
Multnomah, Oregon 57 $ 18,575,000 $ 325,877 $ 126,000
Milwaukee, Wisconsin 52 $ 5,620,000 $ 108,076 $ 52,000
Lea, New Mexico 50 $ 11,010,000 $ 220,200 $ 93,000
Gila, Arizona 48 $ 6,110,000 $ 127,291 $ 66,000
Washington, Oregon 48 $ 15,870,000 $ 330,625 $ 92,000
Cook, Illinois 46 $ 5,680,000 $ 123,478 $ 82,000
Santa Barbara, California 45 $ 15,395,000 $ 342,111 $ 94,000
Webb, Texas 44 $ 8,260,000 $ 187,727 $ 77,000
Cochise, Arizona 43 $ 7,415,000 $ 172,441 $ 67,000
St. Louis, Missouri 43 $ 5,415,000 $ 125,930 $ 76,000
Palm Beach, Florida 41 $ 10,555,000 $ 257,439 $ 87,000
Canyon, Idaho 41 $ 8,695,000 $ 212,073 $ 87,000
Deschutes, Oregon 40 $ 13,590,000 $ 339,750 $ 89,000
Los Angeles, California 39 $ 17,595,000 $ 451,153 $ 145,000
Collin, Texas 37 $ 12,415,000 $ 335,540 $ 108,000
Tarrant, Texas 37 $ 7,485,000 $ 202,297 $ 108,000
Hillsborough, Florida 36 $ 7,540,000 $ 209,444 $ 77,000
Travis, Texas 35 $ 11,365,000 $ 324,714 $ 122,000
Montgomery, Ohio 33 $ 4,255,000 $ 128,939 $ 82,000
Sarasota, Florida 32 $ 6,760,000 $ 211,250 $ 97,000
Franklin, Ohio 32 $ 4,220,000 $ 131,875 $ 75,000
Pierce, Washington 32 $ 9,100,000 $ 284,375 $ 107,000
Ada, Idaho 31 $ 8,275,000 $ 266,935 $ 106,000
Pasco, Florida 30 $ 5,310,000 $ 177,000 $ 101,000
Hennepin, Minnesota 30 $ 6,440,000 $ 214,666 $ 62,000
Clark, Washington 30 $ 10,190,000 $ 339,666 $ 142,000
Sacramento, California 28 $ 8,250,000 $ 294,642 $ 85,000
Fulton, Georgia 28 $ 5,080,000 $ 181,428 $ 64,000
Shelby, Tennessee 27 $ 2,255,000 $ 83,518 $ 142,000
Chesterfield, Virginia 27 $ 6,805,000 $ 252,037 $ 242,000
Highlands, Florida 26 $ 3,500,000 $ 134,615 $ 48,000
Pinellas, Florida 26 $ 5,530,000 $ 212,692 $ 107,000
Fort Bend, Texas 26 $ 6,360,000 $ 244,615 $ 123,000
Davidson, Tennessee 23 $ 5,325,000 $ 231,521 $ 76,000
Riverside, California 21 $ 6,315,000 $ 300,714 $ 79,000
San Diego, California 21 $ 8,855,000 $ 421,666 $ 97,000
DeKalb, Georgia 20 $ 3,420,000 $ 171,000 $ 64,000
Spokane, Washington 20 $ 4,170,000 $ 208,500 $ 76,000
Contra Costa, California 19 $ 9,255,000 $ 487,105 $ 145,000
Orange, Florida 19 $ 4,175,000 $ 219,736 $ 81,000
Cobb, Georgia 19 $ 5,445,000 $ 286,578 $ 87,000
Denton, Texas 19 $ 4,725,000 $ 248,684 $ 100,000
Galveston, Texas 19 $ 3,015,000 $ 158,684 $ 94,000
Pulaski, Arkansas 18 $ 2,670,000 $ 148,333 $ 104,000
Fairfield, Connecticut 18 $ 5,330,000 $ 296,111 $ 113,000
Hernando, Florida 18 $ 2,500,000 $ 138,888 $ 57,000
Cuyahoga, Ohio 18 $ 1,700,000 $ 94,444 $ 129,000
Williamson, Texas 17 $ 3,715,000 $ 218,529 $ 82,000
Jefferson, Missouri 16 $ 2,440,000 $ 152,500 $ 47,000
San Bernardino, California 15 $ 4,505,000 $ 300,333 $ 101,000
Manatee, Florida 15 $ 2,825,000 $ 188,333 $ 69,000
Lake, Indiana 15 $ 1,355,000 $ 90,333 $ 146,000
St. Louis City, Missouri 15 $ 2,165,000 $ 144,333 $ 88,000
Lyon, Nevada 14 $ 3,060,000 $ 218,571 $ 147,000
Portage, Ohio 14 $ 2,020,000 $ 144,285 $ 66,000
Navajo, Arizona 13 $ 2,795,000 $ 215,000 $ 94,000
Clay, Florida 13 $ 2,875,000 $ 221,153 $ 79,000
Jackson, Missouri 13 $ 1,365,000 $ 105,000 $ 158,000
Gaston, North Carolina 13 $ 1,765,000 $ 135,769 $ 52,000
Benton, Washington 13 $ 2,955,000 $ 227,307 $ 82,000
Cowlitz, Washington 13 $ 2,855,000 $ 219,615 $ 80,000
Alameda, California 12 $ 5,710,000 $ 475,833 $ 109,000
Orange, California 12 $ 6,500,000 $ 541,666 $ 156,000
Solano, California 12 $ 4,400,000 $ 366,666 $ 122,000
Lake, Florida 12 $ 2,400,000 $ 200,000 $ 107,000
Martin, Florida 12 $ 2,750,000 $ 229,166 $ 80,000
Osceola, Florida 12 $ 2,730,000 $ 227,500 $ 157,000
Henry, Georgia 12 $ 2,610,000 $ 217,500 $ 75,000
Marion, Indiana 12 $ 1,510,000 $ 125,833 $ 112,000
Dakota, Minnesota 12 $ 2,110,000 $ 175,833 $ 91,000
St. Charles, Missouri 12 $ 2,180,000 $ 181,666 $ 73,000
Mecklenburg, North Carolina 12 $ 1,960,000 $ 163,333 $ 77,000
Ellis, Texas 12 $ 4,180,000 $ 348,333 $ 80,000
Lewis, Washington 12 $ 2,260,000 $ 188,333 $ 70,000
Napa, California 11 $ 4,765,000 $ 433,181 $ 182,000
Placer, California 11 $ 3,855,000 $ 350,454 $ 115,000
San Luis Obispo, California 11 $ 5,035,000 $ 457,727 $ 132,000
El Paso, Colorado 11 $ 2,325,000 $ 211,363 $ 71,000
Indian River, Florida 11 $ 1,775,000 $ 161,363 $ 71,000
Newton, Georgia 11 $ 1,905,000 $ 173,181 $ 61,000
Kootenai, Idaho 11 $ 2,415,000 $ 219,545 $ 156,000
Hays, Texas 11 $ 2,315,000 $ 210,454 $ 152,000
Fresno, California 10 $ 1,980,000 $ 198,000 $ 74,000
Santa Clara, California 10 $ 6,170,000 $ 617,000 $ 138,000
Gwinnett, Georgia 10 $ 1,900,000 $ 190,000 $ 85,000
Macomb, Michigan 10 $ 1,330,000 $ 133,000 $ 88,000
Anoka, Minnesota 10 $ 2,120,000 $ 212,000 $ 74,000
Essex, New Jersey 10 $ 2,750,000 $ 275,000 $ 110,000
Marion, Oregon 10 $ 2,410,000 $ 241,000 $ 64,000
Rutherford, Tennessee 10 $ 2,000,000 $ 200,000 $ 61,000
Henrico, Virginia 10 $ 1,750,000 $ 175,000 $ 92,000
Ohio, Indiana 9 $ 745,000 $ 82,777 $ 50,000
Oakland, Michigan 9 $ 1,395,000 $ 155,000 $ 92,000
Ramsey, Minnesota 9 $ 1,725,000 $ 191,666 $ 54,000
Williamson, Tennessee 9 $ 4,075,000 $ 452,777 $ 133,000
El Paso, Texas 9 $ 1,755,000 $ 195,000 $ 132,000
Montgomery, Texas 9 $ 1,375,000 $ 152,777 $ 85,000
Utah, Utah 9 $ 2,425,000 $ 269,444 $ 96,000
Grant, Washington 9 $ 1,915,000 $ 212,777 $ 62,000
San Joaquin, California 8 $ 2,270,000 $ 283,750 $ 76,000
Stanislaus, California 8 $ 2,080,000 $ 260,000 $ 80,000
Douglas, Colorado 8 $ 2,450,000 $ 306,250 $ 137,000
St. Johns, Florida 8 $ 1,800,000 $ 225,000 $ 67,000
Paulding, Georgia 8 $ 1,480,000 $ 185,000 $ 80,000
Iberia, Louisiana 8 $ 1,180,000 $ 147,500 $ 65,000
St. Landry, Louisiana 8 $ 1,330,000 $ 166,250 $ 149,000
Wayne, Michigan 8 $ 930,000 $ 116,250 $ 78,000
Scott, Minnesota 8 $ 1,420,000 $ 177,500 $ 77,000
Montgomery, Tennessee 8 $ 1,600,000 $ 200,000 $ 300,000
Washington, Utah 8 $ 1,640,000 $ 205,000 $ 47,000
Stevens, Washington 8 $ 1,560,000 $ 195,000 $ 62,000
Brevard, Florida 7 $ 1,655,000 $ 236,428 $ 112,000
Seminole, Florida 7 $ 1,565,000 $ 223,571 $ 67,000
Hamilton, Indiana 7 $ 1,785,000 $ 255,000 $ 102,000
Ripley, Indiana 7 $ 685,000 $ 97,857 $ 45,000
Switzerland, Indiana 7 $ 855,000 $ 122,142 $ 58,000
Webster, Louisiana 7 $ 715,000 $ 102,142 $ 46,000
Washoe, Nevada 7 $ 2,095,000 $ 299,285 $ 79,000
Union, New Jersey 7 $ 1,995,000 $ 285,000 $ 111,000
Bernalillo, New Mexico 7 $ 1,605,000 $ 229,285 $ 191,000
Butler, Ohio 7 $ 885,000 $ 126,428 $ 114,000
Lincoln, Oregon 7 $ 2,005,000 $ 286,428 $ 100,000
Yamhill, Oregon 7 $ 2,395,000 $ 342,142 $ 101,000
Virginia Beach, Virginia 7 $ 1,195,000 $ 170,714 $ 59,000
Grays Harbor, Washington 7 $ 965,000 $ 137,857 $ 90,000
Yavapai, Arizona 6 $ 1,740,000 $ 290,000 $ 115,000
Saline, Arkansas 6 $ 780,000 $ 130,000 $ 85,000
Clayton, Georgia 6 $ 730,000 $ 121,666 $ 63,000
Douglas, Georgia 6 $ 1,320,000 $ 220,000 $ 64,000
Rockdale, Georgia 6 $ 1,120,000 $ 186,666 $ 76,000
Kane, Illinois 6 $ 1,150,000 $ 191,666 $ 73,000
Lafayette, Louisiana 6 $ 640,000 $ 106,666 $ 45,000
Washington, Maryland 6 $ 580,000 $ 96,666 $ 163,000
Stearns, Minnesota 6 $ 770,000 $ 128,333 $ 39,000
Summit, Ohio 6 $ 1,000,000 $ 166,666 $ 56,000
Cumberland, Pennsylvania 6 $ 710,000 $ 118,333 $ 70,000
Lebanon, Pennsylvania 6 $ 520,000 $ 86,666 $ 51,000
Richland, South Carolina 6 $ 860,000 $ 143,333 $ 41,000
Hamilton, Tennessee 6 $ 1,460,000 $ 243,333 $ 43,000
Kitsap, Washington 6 $ 1,470,000 $ 245,000 $ 55,000
Thurston, Washington 6 $ 1,540,000 $ 256,666 $ 66,000
Arapahoe, Colorado 5 $ 1,255,000 $ 251,000 $ 120,000
Honolulu, Hawaii 5 $ 2,885,000 $ 577,000 $ 113,000
Will, Illinois 5 $ 915,000 $ 183,000 $ 49,000
Hopkins, Kentucky 5 $ 1,075,000 $ 215,000 $ 121,000
Iredell, North Carolina 5 $ 815,000 $ 163,000 $ 88,000
Hamilton, Ohio 5 $ 655,000 $ 131,000 $ 137,000
Brazoria, Texas 5 $ 1,315,000 $ 263,000 $ 87,000
Johnson, Texas 5 $ 1,035,000 $ 207,000 $ 91,000
Parker, Texas 5 $ 1,065,000 $ 213,000 $ 66,000
Davis, Utah 5 $ 3,355,000 $ 671,000 $ 930,000
Salt Lake, Utah 5 $ 1,305,000 $ 261,000 $ 75,000
Hanover, Virginia 5 $ 1,125,000 $ 225,000 $ 322,000
Loudoun, Virginia 5 $ 1,965,000 $ 393,000 $ 130,000
Richmond City, Virginia 5 $ 635,000 $ 127,000 $ 40,000
Kittitas, Washington 5 $ 1,595,000 $ 319,000 $ 62,000
Montgomery, Alabama 4 $ 290,000 $ 72,500 $ 182,000
Talladega, Alabama 4 $ 300,000 $ 75,000 $ 107,000
Lonoke, Arkansas 4 $ 450,000 $ 112,500 $ 105,000
Marin, California 4 $ 1,330,000 $ 332,500 $ 75,000
Tuolumne, California 4 $ 910,000 $ 227,500 $ 90,000
DeSoto, Florida 4 $ 920,000 $ 230,000 $ 91,000
Okeechobee, Florida 4 $ 660,000 $ 165,000 $ 56,000
Volusia, Florida 4 $ 640,000 $ 160,000 $ 153,000
Chatham, Georgia 4 $ 660,000 $ 165,000 $ 82,000
Bannock, Idaho 4 $ 910,000 $ 227,500 $ 123,000
Payette, Idaho 4 $ 730,000 $ 182,500 $ 76,000
Rock Island, Illinois 4 $ 350,000 $ 87,500 $ 191,000
Allen, Indiana 4 $ 510,000 $ 127,500 $ 77,000
Dearborn, Indiana 4 $ 580,000 $ 145,000 $ 57,000
Jennings, Indiana 4 $ 450,000 $ 112,500 $ 63,000
Madison, Indiana 4 $ 620,000 $ 155,000 $ 168,000
Benton, Minnesota 4 $ 990,000 $ 247,500 $ 129,000
Carver, Minnesota 4 $ 970,000 $ 242,500 $ 63,000
Sherburne, Minnesota 4 $ 790,000 $ 197,500 $ 93,000
Wright, Minnesota 4 $ 980,000 $ 245,000 $ 91,000
Franklin, Missouri 4 $ 800,000 $ 200,000 $ 55,000
Lafayette, Missouri 4 $ 650,000 $ 162,500 $ 61,000
Cabarrus, North Carolina 4 $ 710,000 $ 177,500 $ 91,000
Catawba, North Carolina 4 $ 470,000 $ 117,500 $ 74,000
Erie, Ohio 4 $ 550,000 $ 137,500 $ 74,000
Trumbull, Ohio 4 $ 350,000 $ 87,500 $ 45,000
Columbia, Oregon 4 $ 1,380,000 $ 345,000 $ 59,000
Jefferson, Oregon 4 $ 770,000 $ 192,500 $ 59,000
Polk, Oregon 4 $ 930,000 $ 232,500 $ 72,000
Tillamook, Oregon 4 $ 1,240,000 $ 310,000 $ 119,000
York, South Carolina 4 $ 760,000 $ 190,000 $ 38,000
Wilson, Tennessee 4 $ 1,100,000 $ 275,000 $ 60,000
Bell, Texas 4 $ 530,000 $ 132,500 $ 57,000
Cameron, Texas 4 $ 360,000 $ 90,000 $ 108,000
Midland, Texas 4 $ 880,000 $ 220,000 $ 114,000
Wasatch, Utah 4 $ 810,000 $ 202,500 $ 114,000
Chesapeake, Virginia 4 $ 1,610,000 $ 402,500 $ 148,000
Goochland, Virginia 4 $ 1,110,000 $ 277,500 $ 114,000
Franklin, Washington 4 $ 760,000 $ 190,000 $ 156,000
Skagit, Washington 4 $ 1,190,000 $ 297,500 $ 107,000
Madison, Alabama 3 $ 895,000 $ 298,333 $ 142,000
Walker, Alabama 3 $ 225,000 $ 75,000 $ 136,000
Graham, Arizona 3 $ 295,000 $ 98,333 $ 60,000
Mohave, Arizona 3 $ 755,000 $ 251,666 $ 136,000
Faulkner, Arkansas 3 $ 345,000 $ 115,000 $ 40,000
El Dorado, California 3 $ 1,055,000 $ 351,666 $ 98,000
San Francisco, California 3 $ 1,315,000 $ 438,333 $ 104,000
Sonoma, California 3 $ 1,035,000 $ 345,000 $ 93,000
Tulare, California 3 $ 795,000 $ 265,000 $ 86,000
Jefferson, Colorado 3 $ 965,000 $ 321,666 $ 125,000
New Haven, Connecticut 3 $ 685,000 $ 228,333 $ 112,000
New Castle, Delaware 3 $ 985,000 $ 328,333 $ 132,000
Collier, Florida 3 $ 545,000 $ 181,666 $ 87,000
Escambia, Florida 3 $ 695,000 $ 231,666 $ 166,000
Hendry, Florida 3 $ 585,000 $ 195,000 $ 68,000
Marion, Florida 3 $ 505,000 $ 168,333 $ 49,000
Okaloosa, Florida 3 $ 1,815,000 $ 605,000 $ 367,000
Walton, Georgia 3 $ 505,000 $ 168,333 $ 66,000
Bonneville, Idaho 3 $ 545,000 $ 181,666 $ 37,000
Valley, Idaho 3 $ 985,000 $ 328,333 $ 215,000
Lake, Illinois 3 $ 435,000 $ 145,000 $ 58,000
Polk, Iowa 3 $ 425,000 $ 141,666 $ 48,000
Geary, Kansas 3 $ 465,000 $ 155,000 $ 21,000
Jefferson, Kentucky 3 $ 425,000 $ 141,666 $ 102,000
Ouachita, Louisiana 3 $ 375,000 $ 125,000 $ 53,000
St. Bernard, Louisiana 3 $ 355,000 $ 118,333 $ 138,000
Baltimore City, Maryland 3 $ 255,000 $ 85,000 $ 218,000
Prince George's, Maryland 3 $ 965,000 $ 321,666 $ 92,000
Kalamazoo, Michigan 3 $ 295,000 $ 98,333 $ 180,000
Le Sueur, Minnesota 3 $ 485,000 $ 161,666 $ 34,000
Platte, Missouri 3 $ 935,000 $ 311,666 $ 79,000
Bergen, New Jersey 3 $ 985,000 $ 328,333 $ 104,000
Ocean, New Jersey 3 $ 585,000 $ 195,000 $ 98,000
Sussex, New Jersey 3 $ 995,000 $ 331,666 $ 171,000
Eddy, New Mexico 3 $ 295,000 $ 98,333 $ 95,000
Santa Fe, New Mexico 3 $ 755,000 $ 251,666 $ 108,000
Forsyth, North Carolina 3 $ 355,000 $ 118,333 $ 85,000
Delaware, Ohio 3 $ 605,000 $ 201,666 $ 98,000
Fairfield, Ohio 3 $ 555,000 $ 185,000 $ 104,000
Lorain, Ohio 3 $ 435,000 $ 145,000 $ 54,000
Medina, Ohio 3 $ 535,000 $ 178,333 $ 46,000
Pickaway, Ohio 3 $ 865,000 $ 288,333 $ 111,000
Lane, Oregon 3 $ 1,005,000 $ 335,000 $ 125,000
Monroe, Pennsylvania 3 $ 365,000 $ 121,666 $ 90,000
Charleston, South Carolina 3 $ 325,000 $ 108,333 $ 40,000
Lexington, South Carolina 3 $ 365,000 $ 121,666 $ 89,000
Bedford, Tennessee 3 $ 585,000 $ 195,000 $ 96,000
Coffee, Tennessee 3 $ 375,000 $ 125,000 $ 50,000
Dickson, Tennessee 3 $ 545,000 $ 181,666 $ 54,000
Sullivan, Tennessee 3 $ 675,000 $ 225,000 $ 111,000
Comal, Texas 3 $ 895,000 $ 298,333 $ 147,000
Grayson, Texas 3 $ 845,000 $ 281,666 $ 102,000
Guadalupe, Texas 3 $ 675,000 $ 225,000 $ 84,000
Hunt, Texas 3 $ 675,000 $ 225,000 $ 109,000
Kaufman, Texas 3 $ 375,000 $ 125,000 $ 188,000
Taylor, Texas 3 $ 605,000 $ 201,666 $ 194,000
Charlottesville, Virginia 3 $ 2,535,000 $ 845,000 $ 314,000
Fairfax, Virginia 3 $ 905,000 $ 301,666 $ 142,000
Manassas, Virginia 3 $ 505,000 $ 168,333 $ 68,000
Spotsylvania, Virginia 3 $ 675,000 $ 225,000 $ 56,000
Mason, Washington 3 $ 715,000 $ 238,333 $ 70,000
Shelby, Alabama 2 $ 250,000 $ 125,000 $ 73,000
St. Clair, Alabama 2 $ 210,000 $ 105,000 $ 75,000
Tuscaloosa, Alabama 2 $ 190,000 $ 95,000 $ 75,000
Apache, Arizona 2 $ 180,000 $ 90,000 $ 41,000
Santa Cruz, Arizona 2 $ 440,000 $ 220,000 $ 99,000
Kern, California 2 $ 130,000 $ 65,000 $ 30,000
Monterey, California 2 $ 1,060,000 $ 530,000 $ 138,000
San Mateo, California 2 $ 1,250,000 $ 625,000 $ 175,000
Santa Cruz, California 2 $ 1,220,000 $ 610,000 $ 116,000
Denver, Colorado 2 $ 450,000 $ 225,000 $ 50,000
Elbert, Colorado 2 $ 750,000 $ 375,000 $ 71,000
Montezuma, Colorado 2 $ 530,000 $ 265,000 $ 92,000
Montrose, Colorado 2 $ 160,000 $ 80,000 $ 16,000
Pueblo, Colorado 2 $ 170,000 $ 85,000 $ 81,000
Hartford, Connecticut 2 $ 430,000 $ 215,000 $ 160,000
Middlesex, Connecticut 2 $ 660,000 $ 330,000 $ 99,000
Citrus, Florida 2 $ 630,000 $ 315,000 $ 60,000
Flagler, Florida 2 $ 420,000 $ 210,000 $ 50,000
Leon, Florida 2 $ 150,000 $ 75,000 $ 114,000
Monroe, Florida 2 $ 520,000 $ 260,000 $ 92,000
Putnam, Florida 2 $ 300,000 $ 150,000 $ 57,000
Santa Rosa, Florida 2 $ 370,000 $ 185,000 $ 59,000
Sumter, Florida 2 $ 470,000 $ 235,000 $ 74,000
Walton, Florida 2 $ 2,110,000 $ 1,055,000 $ 650,000
Barrow, Georgia 2 $ 340,000 $ 170,000 $ 46,000
Catoosa, Georgia 2 $ 110,000 $ 55,000 $ 27,000
Cherokee, Georgia 2 $ 480,000 $ 240,000 $ 64,000
Fayette, Georgia 2 $ 530,000 $ 265,000 $ 64,000
Houston, Georgia 2 $ 290,000 $ 145,000 $ 36,000
Richmond, Georgia 2 $ 130,000 $ 65,000 $ 37,000
Gem, Idaho 2 $ 580,000 $ 290,000 $ 71,000
Madison, Idaho 2 $ 170,000 $ 85,000 $ 75,000
DuPage, Illinois 2 $ 330,000 $ 165,000 $ 57,000
McHenry, Illinois 2 $ 320,000 $ 160,000 $ 103,000
St. Clair, Illinois 2 $ 330,000 $ 165,000 $ 103,000
Delaware, Indiana 2 $ 170,000 $ 85,000 $ 89,000
Jackson, Indiana 2 $ 280,000 $ 140,000 $ 41,000
Shelby, Indiana 2 $ 170,000 $ 85,000 $ 83,000
Scott, Iowa 2 $ 240,000 $ 120,000 $ 131,000
Boone, Kentucky 2 $ 340,000 $ 170,000 $ 106,000
Caddo, Louisiana 2 $ 260,000 $ 130,000 $ 120,000
Richland, Louisiana 2 $ 150,000 $ 75,000 $ 29,000
Calvert, Maryland 2 $ 270,000 $ 135,000 $ 26,000
Bristol, Massachusetts 2 $ 690,000 $ 345,000 $ 82,000
Middlesex, Massachusetts 2 $ 820,000 $ 410,000 $ 133,000
Genesee, Michigan 2 $ 280,000 $ 140,000 $ 56,000
Lapeer, Michigan 2 $ 340,000 $ 170,000 $ 49,000
Beltrami, Minnesota 2 $ 270,000 $ 135,000 $ 74,000
Itasca, Minnesota 2 $ 240,000 $ 120,000 $ 51,000
Kanabec, Minnesota 2 $ 400,000 $ 200,000 $ 39,000
Washington, Minnesota 2 $ 660,000 $ 330,000 $ 90,000
Lee, Mississippi 2 $ 310,000 $ 155,000 $ 46,000
Johnson, Missouri 2 $ 280,000 $ 140,000 $ 53,000
Montgomery, Missouri 2 $ 210,000 $ 105,000 $ 37,000
Warren, Missouri 2 $ 640,000 $ 320,000 $ 96,000
Washington, Missouri 2 $ 180,000 $ 90,000 $ 44,000
Douglas, Nebraska 2 $ 140,000 $ 70,000 $ 105,000
Douglas, Nevada 2 $ 890,000 $ 445,000 $ 112,000
Burlington, New Jersey 2 $ 400,000 $ 200,000 $ 59,000
Hunterdon, New Jersey 2 $ 410,000 $ 205,000 $ 62,000
Mercer, New Jersey 2 $ 940,000 $ 470,000 $ 180,000
Passaic, New Jersey 2 $ 580,000 $ 290,000 $ 95,000
Somerset, New Jersey 2 $ 600,000 $ 300,000 $ 116,000
Sandoval, New Mexico 2 $ 340,000 $ 170,000 $ 47,000
Cleveland, North Carolina 2 $ 230,000 $ 115,000 $ 56,000
Dare, North Carolina 2 $ 1,300,000 $ 650,000 $ 233,000
Guilford, North Carolina 2 $ 330,000 $ 165,000 $ 49,000
Lincoln, North Carolina 2 $ 240,000 $ 120,000 $ 55,000
Clark, Ohio 2 $ 290,000 $ 145,000 $ 54,000
Geauga, Ohio 2 $ 360,000 $ 180,000 $ 83,000
Greene, Ohio 2 $ 480,000 $ 240,000 $ 86,000
Ottawa, Ohio 2 $ 270,000 $ 135,000 $ 58,000
Benton, Oregon 2 $ 760,000 $ 380,000 $ 96,000
Crook, Oregon 2 $ 190,000 $ 95,000 $ 60,000
Allegheny, Pennsylvania 2 $ 180,000 $ 90,000 $ 85,000
Dauphin, Pennsylvania 2 $ 430,000 $ 215,000 $ 79,000
Philadelphia, Pennsylvania 2 $ 400,000 $ 200,000 $ 98,000
York, Pennsylvania 2 $ 260,000 $ 130,000 $ 214,000
Robertson, Tennessee 2 $ 200,000 $ 100,000 $ 48,000
Sumner, Tennessee 2 $ 520,000 $ 260,000 $ 92,000
Washington, Tennessee 2 $ 280,000 $ 140,000 $ 44,000
Bastrop, Texas 2 $ 430,000 $ 215,000 $ 82,000
Burnet, Texas 2 $ 830,000 $ 415,000 $ 120,000
Coleman, Texas 2 $ 250,000 $ 125,000 $ 40,000
Hardin, Texas 2 $ 420,000 $ 210,000 $ 93,000
Jim Wells, Texas 2 $ 480,000 $ 240,000 $ 73,000
Liberty, Texas 2 $ 350,000 $ 175,000 $ 69,000
Navarro, Texas 2 $ 70,000 $ 35,000 $ 21,000
Orange, Texas 2 $ 280,000 $ 140,000 $ 117,000
Rockwall, Texas 2 $ 490,000 $ 245,000 $ 91,000
Wise, Texas 2 $ 490,000 $ 245,000 $ 136,000
Iron, Utah 2 $ 600,000 $ 300,000 $ 64,000
Tooele, Utah 2 $ 260,000 $ 130,000 $ 76,000
Weber, Utah 2 $ 600,000 $ 300,000 $ 25,000
Colonial Heights, Virginia 2 $ 470,000 $ 235,000 $ 78,000
Dinwiddie, Virginia 2 $ 190,000 $ 95,000 $ 135,000
Louisa, Virginia 2 $ 500,000 $ 250,000 $ 146,000
Newport News, Virginia 2 $ 290,000 $ 145,000 $ 81,000
Norfolk, Virginia 2 $ 330,000 $ 165,000 $ 49,000
Yakima, Washington 2 $ 330,000 $ 165,000 $ 65,000
Ozaukee, Wisconsin 2 $ 250,000 $ 125,000 $ 87,000
Racine, Wisconsin 2 $ 250,000 $ 125,000 $ 66,000
Baldwin, Alabama 1 $ 405,000 $ 405,000 $ 93,000
Coconino, Arizona 1 $ 365,000 $ 365,000 $ 158,000
Greenlee, Arizona 1 $ 165,000 $ 165,000 $ 72,000
Drew, Arkansas 1 $ 205,000 $ 205,000 $ 74,000
Calaveras, California 1 $ 305,000 $ 305,000 $ 72,000
Lassen, California 1 $ 165,000 $ 165,000 $ 77,000
Mariposa, California 1 $ 375,000 $ 375,000 $ 180,000
Mendocino, California 1 $ 265,000 $ 265,000 $ 61,000
Nevada, California 1 $ 575,000 $ 575,000 $ 208,000
Plumas, California 1 $ 445,000 $ 445,000 $ 130,000
Shasta, California 1 $ 235,000 $ 235,000 $ 61,000
Ventura, California 1 $ 455,000 $ 455,000 $ 149,000
Yolo, California 1 $ 235,000 $ 235,000 $ 46,000
Adams, Colorado 1 $ 365,000 $ 365,000 $ 79,000
Eagle, Colorado 1 $ 815,000 $ 815,000 $ 298,000
Fremont, Colorado 1 $ 115,000 $ 115,000 $ 37,000
Garfield, Colorado 1 $ 395,000 $ 395,000 $ 82,000
La Plata, Colorado 1 $ 355,000 $ 355,000 $ 74,000
Larimer, Colorado 1 $ 255,000 $ 255,000 $ 107,000
Summit, Colorado 1 $ 2,795,000 $ 2,795,000 $ 1,020,000
Weld, Colorado 1 $ 305,000 $ 305,000 $ 63,000
Alachua, Florida 1 $ 185,000 $ 185,000 $ 91,000
Bay, Florida 1 $ 135,000 $ 135,000 $ 85,000
Glades, Florida 1 $ 105,000 $ 105,000 $ 54,000
Nassau, Florida 1 $ 115,000 $ 115,000 $ 62,000
Bulloch, Georgia 1 $ 105,000 $ 105,000 $ 66,000
Camden, Georgia 1 $ 125,000 $ 125,000 $ 48,000
Dawson, Georgia 1 $ 235,000 $ 235,000 $ 47,000
Forsyth, Georgia 1 $ 205,000 $ 205,000 $ 93,000
Hall, Georgia 1 $ 225,000 $ 225,000 $ 88,000
Jasper, Georgia 1 $ 215,000 $ 215,000 $ 50,000
Lee, Georgia 1 $ 185,000 $ 185,000 $ 103,000
Liberty, Georgia 1 $ 175,000 $ 175,000 $ 46,000
Walker, Georgia 1 $ 105,000 $ 105,000 $ 49,000
Maui, Hawaii 1 $ 225,000 $ 225,000 $ 0
Bingham, Idaho 1 $ 305,000 $ 305,000 $ 62,000
Blaine, Idaho 1 $ 755,000 $ 755,000 $ 161,000
Bonner, Idaho 1 $ 755,000 $ 755,000 $ 269,000
Elmore, Idaho 1 $ 135,000 $ 135,000 $ 52,000
Latah, Idaho 1 $ 165,000 $ 165,000 $ 56,000
Owyhee, Idaho 1 $ 315,000 $ 315,000 $ 72,000
Champaign, Illinois 1 $ 95,000 $ 95,000 $ 76,000
Clinton, Illinois 1 $ 125,000 $ 125,000 $ 52,000
DeKalb, Illinois 1 $ 135,000 $ 135,000 $ 114,000
Macoupin, Illinois 1 $ 175,000 $ 175,000 $ 67,000
McDonough, Illinois 1 $ 75,000 $ 75,000 $ 63,000
Sangamon, Illinois 1 $ 115,000 $ 115,000 $ 63,000
Washington, Illinois 1 $ 125,000 $ 125,000 $ 73,000
Williamson, Illinois 1 $ 195,000 $ 195,000 $ 81,000
Bartholomew, Indiana 1 $ 125,000 $ 125,000 $ 55,000
Elkhart, Indiana 1 $ 135,000 $ 135,000 $ 73,000
Hancock, Indiana 1 $ 245,000 $ 245,000 $ 100,000
Hendricks, Indiana 1 $ 45,000 $ 45,000 $ 119,000
Monroe, Indiana 1 $ 115,000 $ 115,000 $ 34,000
Washington, Indiana 1 $ 185,000 $ 185,000 $ 79,000
Dallas, Iowa 1 $ 365,000 $ 365,000 $ 85,000
Pottawattamie, Iowa 1 $ 55,000 $ 55,000 $ 47,000
Cloud, Kansas 1 $ 105,000 $ 105,000 $ 51,000
Johnson, Kansas 1 $ 385,000 $ 385,000 $ 114,000
Linn, Kansas 1 $ 125,000 $ 125,000 $ 158,000
Reno, Kansas 1 $ 135,000 $ 135,000 $ 51,000
Wyandotte, Kansas 1 $ 95,000 $ 95,000 $ 66,000
Fayette, Kentucky 1 $ 205,000 $ 205,000 $ 121,000
Kenton, Kentucky 1 $ 105,000 $ 105,000 $ 89,000
Oldham, Kentucky 1 $ 295,000 $ 295,000 $ 96,000
Trimble, Kentucky 1 $ 265,000 $ 265,000 $ 49,000
Claiborne, Louisiana 1 $ 145,000 $ 145,000 $ 71,000
Jackson, Louisiana 1 $ 155,000 $ 155,000 $ 47,000
Vermilion, Louisiana 1 $ 95,000 $ 95,000 $ 43,000
Vernon, Louisiana 1 $ 235,000 $ 235,000 $ 74,000
Baltimore, Maryland 1 $ 275,000 $ 275,000 $ 185,000
Charles, Maryland 1 $ 595,000 $ 595,000 $ 0
Harford, Maryland 1 $ 425,000 $ 425,000 $ 199,000
Norfolk, Massachusetts 1 $ 185,000 $ 185,000 $ 54,000
Worcester, Massachusetts 1 $ 255,000 $ 255,000 $ 141,000
Bay, Michigan 1 $ 195,000 $ 195,000 $ 106,000
Gladwin, Michigan 1 $ 105,000 $ 105,000 $ 52,000
Huron, Michigan 1 $ 205,000 $ 205,000 $ 41,000
Jackson, Michigan 1 $ 255,000 $ 255,000 $ 56,000
Monroe, Michigan 1 $ 105,000 $ 105,000 $ 56,000
Aitkin, Minnesota 1 $ 225,000 $ 225,000 $ 34,000
Crow Wing, Minnesota 1 $ 195,000 $ 195,000 $ 42,000
Fillmore, Minnesota 1 $ 185,000 $ 185,000 $ 79,000
Freeborn, Minnesota 1 $ 65,000 $ 65,000 $ 24,000
McLeod, Minnesota 1 $ 145,000 $ 145,000 $ 69,000
Mille Lacs, Minnesota 1 $ 195,000 $ 195,000 $ 47,000
Rice, Minnesota 1 $ 385,000 $ 385,000 $ 276,000
DeSoto, Mississippi 1 $ 95,000 $ 95,000 $ 168,000
Hinds, Mississippi 1 $ 65,000 $ 65,000 $ 98,000
Rankin, Mississippi 1 $ 175,000 $ 175,000 $ 78,000
Clay, Missouri 1 $ 105,000 $ 105,000 $ 36,000
Gasconade, Missouri 1 $ 145,000 $ 145,000 $ 37,000
Lincoln, Missouri 1 $ 125,000 $ 125,000 $ 39,000
Miller, Missouri 1 $ 145,000 $ 145,000 $ 74,000
Morgan, Missouri 1 $ 115,000 $ 115,000 $ 80,000
Pike, Missouri 1 $ 145,000 $ 145,000 $ 85,000
Shelby, Missouri 1 $ 95,000 $ 95,000 $ 51,000
Hall, Nebraska 1 $ 135,000 $ 135,000 $ 160,000
Carson City, Nevada 1 $ 315,000 $ 315,000 $ 53,000
Storey, Nevada 1 $ 265,000 $ 265,000 $ 39,000
Strafford, New Hampshire 1 $ 235,000 $ 235,000 $ 147,000
Chaves, New Mexico 1 $ 115,000 $ 115,000 $ 98,000
San Juan, New Mexico 1 $ 165,000 $ 165,000 $ 50,000
San Miguel, New Mexico 1 $ 115,000 $ 115,000 $ 46,000
Avery, North Carolina 1 $ 145,000 $ 145,000 $ 218,000
Brunswick, North Carolina 1 $ 135,000 $ 135,000 $ 56,000
Buncombe, North Carolina 1 $ 315,000 $ 315,000 $ 115,000
Currituck, North Carolina 1 $ 295,000 $ 295,000 $ 119,000
Franklin, North Carolina 1 $ 325,000 $ 325,000 $ 79,000
Gates, North Carolina 1 $ 165,000 $ 165,000 $ 120,000
Jackson, North Carolina 1 $ 315,000 $ 315,000 $ 58,000
Johnston, North Carolina 1 $ 265,000 $ 265,000 $ 63,000
McDowell, North Carolina 1 $ 125,000 $ 125,000 $ 85,000
Onslow, North Carolina 1 $ 305,000 $ 305,000 $ 100,000
Pitt, North Carolina 1 $ 185,000 $ 185,000 $ 94,000
Richmond, North Carolina 1 $ 115,000 $ 115,000 $ 43,000
Union, North Carolina 1 $ 175,000 $ 175,000 $ 74,000
Ashtabula, Ohio 1 $ 65,000 $ 65,000 $ 48,000
Clermont, Ohio 1 $ 475,000 $ 475,000 $ 155,000
Clinton, Ohio 1 $ 115,000 $ 115,000 $ 35,000
Knox, Ohio 1 $ 205,000 $ 205,000 $ 78,000
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Mortgage Loan Application Detail Totals for Geneva Financial LLC in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,560 $985,810,000 $216,000 $2,795,000 $90,000 $2,765,000
Refinancing 698 $191,100,000 $273,000 $1,385,000 $101,000 $1,885,000
Cash-out Refinancing 527 $131,135,000 $248,000 $1,955,000 $104,000 $1,200,000
Home Improvement 3 $675,000 $225,000 $305,000 $66,000 $83,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,329 $783,215,000 $235,000 $2,795,000 $100,000 $2,765,000
Hispanic 1,381 $295,025,000 $213,000 $855,000 $78,000 $1,721,000
Black or African American 744 $150,140,000 $201,000 $795,000 $82,000 $817,000
Asian 205 $47,165,000 $230,000 $995,000 $112,000 $828,000
Not Provided 74 $18,700,000 $252,000 $595,000 $97,000 $738,000
American Indian or Alaskan Native 26 $5,890,000 $226,000 $495,000 $108,000 $362,000
Native Hawaiian or Other Pacific Islander 19 $5,975,000 $314,000 $765,000 $110,000 $165,000
Not applicable 1 $115,000 $115,000 $115,000 $93,000 $93,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,576 $814,510,000 $227,000 $2,795,000 $108,000 $2,765,000
FHA-insured (Federal Housing Administration) 1,650 $347,960,000 $210,000 $785,000 $68,000 $305,000
VA-guaranteed (Veterans Administration) 477 $133,115,000 $279,000 $795,000 $71,000 $279,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 85 $13,135,000 $154,000 $425,000 $52,000 $114,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,355 $982,555,000 $225,000 $1,385,000 $91,000 $1,826,000
Application Withdrawn By Applicant 1,004 $232,270,000 $231,000 $2,795,000 $101,000 $2,765,000
Application Denied By Financial Institution 174 $38,620,000 $221,000 $1,555,000 $68,000 $337,000
File Closed For Incompleteness 132 $29,220,000 $221,000 $1,955,000 $111,000 $1,331,000
Application Approved But Not Accepted 123 $26,055,000 $211,000 $995,000 $89,000 $559,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,614 $1,270,100,000 $226,000 $2,795,000 $94,000 $2,765,000
Debt-To-Income Ratio 50 $11,140,000 $222,000 $765,000 $53,000 $240,000
Unverifiable Information 32 $8,580,000 $268,000 $1,555,000 $80,000 $337,000
Credit History 31 $6,425,000 $207,000 $395,000 $72,000 $220,000
Collateral 22 $4,380,000 $199,000 $425,000 $80,000 $173,000
Other 18 $3,760,000 $208,000 $325,000 $62,000 $130,000
Insufficient Cash (Downpayment, Closing Cost) 10 $1,410,000 $141,000 $215,000 $69,000 $240,000
Employment History 6 $1,560,000 $260,000 $365,000 $80,000 $156,000
Credit Application Incomplete 5 $1,365,000 $273,000 $485,000 $62,000 $85,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Geneva Financial LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Geneva Financial LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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