Goldwater Bank, N.A. Mortgage Lending & HMDA Data, 2021

In 2021, Goldwater Bank, N.A. of Phoenix, AZ reported 10,130 mortgage applications totaling $2.9 billion, down 22% from 2020. The average application was for $285,452, and applicants reported an average income of $114,810. 68% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (1,936), Atlanta-Sandy Springs-Roswell, GA (887) and New Orleans-Metairie, LA (587) (applications in parentheses).

Mortgage Company & Address Goldwater Bank, N.A.
2525 East Camelback Road Suite 1100
Phoenix, AZ 85016
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 10,130
Total Mortgage Loan Application Amount $2,891,630,000
Average Mortgage Loan Application Amount $285,452
Highest Mortgage Loan Application Amount $4,725,000
Average Applicant Income $114,810
Highest Applicant Income $3,238,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Goldwater Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Goldwater Bank, N.A. by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin, Minnesota 504 $ 144,030,000 $ 285,773 $ 108,000
Anoka, Minnesota 486 $ 130,270,000 $ 268,045 $ 93,000
St. Tammany, Louisiana 311 $ 76,865,000 $ 247,154 $ 108,000
Harris, Texas 273 $ 79,215,000 $ 290,164 $ 135,000
Maricopa, Arizona 269 $ 127,835,000 $ 475,223 $ 171,000
Carroll, Georgia 237 $ 57,485,000 $ 242,552 $ 97,000
Marion, Florida 211 $ 42,995,000 $ 203,767 $ 80,000
Ramsey, Minnesota 201 $ 47,955,000 $ 238,582 $ 86,000
Cuyahoga, Ohio 195 $ 34,245,000 $ 175,615 $ 132,000
Dakota, Minnesota 190 $ 51,380,000 $ 270,421 $ 104,000
Pierce, Washington 172 $ 72,590,000 $ 422,034 $ 124,000
Montgomery, Texas 168 $ 52,100,000 $ 310,119 $ 134,000
DeKalb, Georgia 150 $ 38,960,000 $ 259,733 $ 133,000
Gwinnett, Georgia 140 $ 35,930,000 $ 256,642 $ 98,000
St. Lucie, Florida 136 $ 40,960,000 $ 301,176 $ 100,000
Cameron, Texas 129 $ 30,765,000 $ 238,488 $ 129,000
Jefferson, Louisiana 125 $ 29,975,000 $ 239,800 $ 82,000
Bossier, Louisiana 124 $ 29,000,000 $ 233,870 $ 87,000
Caddo, Louisiana 124 $ 23,890,000 $ 192,661 $ 84,000
Wright, Minnesota 124 $ 31,170,000 $ 251,370 $ 110,000
Washington, Minnesota 114 $ 31,170,000 $ 273,421 $ 98,000
Orleans, Louisiana 110 $ 40,320,000 $ 366,545 $ 156,000
Brown, South Dakota 110 $ 19,410,000 $ 176,454 $ 59,000
Denton, Texas 90 $ 27,560,000 $ 306,222 $ 134,000
Crow Wing, Minnesota 88 $ 19,880,000 $ 225,909 $ 99,000
Baldwin, Alabama 85 $ 29,915,000 $ 351,941 $ 206,000
Sherburne, Minnesota 84 $ 22,160,000 $ 263,809 $ 92,000
King, Washington 79 $ 39,505,000 $ 500,063 $ 170,000
Fulton, Georgia 75 $ 25,305,000 $ 337,400 $ 145,000
San Diego, California 74 $ 41,570,000 $ 561,756 $ 228,000
Cobb, Georgia 72 $ 19,620,000 $ 272,500 $ 125,000
Scott, Minnesota 66 $ 20,990,000 $ 318,030 $ 129,000
Tarrant, Texas 64 $ 18,370,000 $ 287,031 $ 125,000
Collin, Texas 59 $ 21,565,000 $ 365,508 $ 152,000
Etowah, Alabama 58 $ 9,660,000 $ 166,551 $ 65,000
Oklahoma, Oklahoma 55 $ 10,915,000 $ 198,454 $ 102,000
Stearns, Minnesota 52 $ 11,170,000 $ 214,807 $ 73,000
Chisago, Minnesota 51 $ 14,105,000 $ 276,568 $ 96,000
Dallas, Texas 50 $ 15,040,000 $ 300,800 $ 111,000
Los Angeles, California 49 $ 26,665,000 $ 544,183 $ 147,000
Hernando, Florida 48 $ 9,450,000 $ 196,875 $ 87,000
Fort Bend, Texas 48 $ 16,510,000 $ 343,958 $ 141,000
Bernalillo, New Mexico 47 $ 10,215,000 $ 217,340 $ 82,000
Isanti, Minnesota 46 $ 11,270,000 $ 245,000 $ 79,000
Navarro, Texas 46 $ 9,770,000 $ 212,391 $ 121,000
Jefferson, Alabama 44 $ 11,870,000 $ 269,772 $ 112,000
Escambia, Florida 44 $ 9,360,000 $ 212,727 $ 71,000
Titus, Texas 44 $ 11,320,000 $ 257,272 $ 107,000
Hidalgo, Texas 40 $ 7,380,000 $ 184,500 $ 98,000
Baltimore, Maryland 38 $ 16,800,000 $ 442,105 $ 123,000
Washington, Utah 35 $ 14,515,000 $ 414,714 $ 150,000
Travis, Texas 33 $ 13,215,000 $ 400,454 $ 202,000
Haralson, Georgia 32 $ 7,340,000 $ 229,375 $ 77,000
Lake, Ohio 31 $ 4,785,000 $ 154,354 $ 76,000
Shelby, Tennessee 31 $ 6,575,000 $ 212,096 $ 133,000
Bexar, Texas 31 $ 6,045,000 $ 195,000 $ 97,000
Riverside, California 30 $ 13,660,000 $ 455,333 $ 192,000
Fairfax, Virginia 29 $ 15,075,000 $ 519,827 $ 180,000
Jefferson, Kentucky 28 $ 5,050,000 $ 180,357 $ 71,000
Cass, Minnesota 28 $ 6,880,000 $ 245,714 $ 92,000
Coos, Oregon 28 $ 8,150,000 $ 291,071 $ 80,000
Camp, Texas 28 $ 7,080,000 $ 252,857 $ 151,000
Orange, California 27 $ 18,895,000 $ 699,814 $ 179,000
Cook, Illinois 27 $ 8,685,000 $ 321,666 $ 115,000
Tangipahoa, Louisiana 27 $ 5,515,000 $ 204,259 $ 87,000
Carver, Minnesota 27 $ 8,285,000 $ 306,851 $ 100,000
Shelby, Alabama 25 $ 7,145,000 $ 285,800 $ 102,000
Summit, Ohio 25 $ 4,665,000 $ 186,600 $ 69,000
Douglas, Georgia 24 $ 5,860,000 $ 244,166 $ 125,000
Geauga, Ohio 24 $ 10,390,000 $ 432,916 $ 158,000
Martin, Florida 23 $ 7,775,000 $ 338,043 $ 134,000
Cherokee, Georgia 23 $ 6,795,000 $ 295,434 $ 121,000
El Paso, Texas 22 $ 5,910,000 $ 268,636 $ 335,000
Broward, Florida 21 $ 6,945,000 $ 330,714 $ 218,000
Pinellas, Florida 21 $ 6,115,000 $ 291,190 $ 162,000
Pearl River, Mississippi 21 $ 3,205,000 $ 152,619 $ 72,000
Pinal, Arizona 20 $ 6,770,000 $ 338,500 $ 126,000
Hendry, Florida 20 $ 4,220,000 $ 211,000 $ 96,000
Lee, Florida 20 $ 6,950,000 $ 347,500 $ 157,000
Pasco, Florida 20 $ 5,030,000 $ 251,500 $ 101,000
Mille Lacs, Minnesota 20 $ 4,400,000 $ 220,000 $ 110,000
Canadian, Oklahoma 20 $ 4,200,000 $ 210,000 $ 92,000
Brazoria, Texas 20 $ 4,530,000 $ 226,500 $ 86,000
DeKalb, Alabama 19 $ 3,135,000 $ 165,000 $ 61,000
Contra Costa, California 19 $ 11,285,000 $ 593,947 $ 220,000
Henry, Georgia 19 $ 5,095,000 $ 268,157 $ 87,000
Webster, Louisiana 19 $ 2,715,000 $ 142,894 $ 65,000
Anne Arundel, Maryland 19 $ 6,555,000 $ 345,000 $ 120,000
Oakland, Michigan 19 $ 4,795,000 $ 252,368 $ 93,000
St. Louis, Missouri 19 $ 3,755,000 $ 197,631 $ 108,000
Victoria, Texas 19 $ 3,475,000 $ 182,894 $ 74,000
Palm Beach, Florida 18 $ 7,790,000 $ 432,777 $ 156,000
St. Charles, Louisiana 18 $ 4,020,000 $ 223,333 $ 85,000
Montgomery, Maryland 18 $ 9,490,000 $ 527,222 $ 134,000
Clark, Nevada 18 $ 6,110,000 $ 339,444 $ 93,000
Alameda, California 17 $ 10,005,000 $ 588,529 $ 162,000
Hillsborough, Florida 17 $ 6,025,000 $ 354,411 $ 111,000
Forsyth, Georgia 17 $ 6,245,000 $ 367,352 $ 117,000
Prince George's, Maryland 17 $ 5,615,000 $ 330,294 $ 93,000
Snohomish, Washington 17 $ 7,485,000 $ 440,294 $ 136,000
Sacramento, California 16 $ 5,800,000 $ 362,500 $ 235,000
San Bernardino, California 16 $ 6,040,000 $ 377,500 $ 91,000
Eddy, New Mexico 16 $ 3,910,000 $ 244,375 $ 120,000
Logan, Oklahoma 16 $ 3,180,000 $ 198,750 $ 76,000
Caldwell, Texas 16 $ 3,470,000 $ 216,875 $ 96,000
Galveston, Texas 16 $ 4,740,000 $ 296,250 $ 140,000
Johnson, Texas 16 $ 3,950,000 $ 246,875 $ 101,000
San Mateo, California 15 $ 7,715,000 $ 514,333 $ 180,000
Polk, Florida 15 $ 5,535,000 $ 369,000 $ 144,000
Santa Rosa, Florida 15 $ 4,445,000 $ 296,333 $ 130,000
Coweta, Georgia 15 $ 3,575,000 $ 238,333 $ 110,000
Paulding, Georgia 15 $ 4,045,000 $ 269,666 $ 181,000
Goodhue, Minnesota 15 $ 3,795,000 $ 253,000 $ 140,000
Rice, Minnesota 15 $ 3,315,000 $ 221,000 $ 70,000
Ellis, Texas 15 $ 4,195,000 $ 279,666 $ 106,000
Cleburne, Alabama 14 $ 2,570,000 $ 183,571 $ 82,000
Santa Clara, California 14 $ 9,540,000 $ 681,428 $ 176,000
Citrus, Florida 14 $ 2,990,000 $ 213,571 $ 96,000
Benton, Minnesota 14 $ 2,940,000 $ 210,000 $ 96,000
Morris, Texas 14 $ 2,310,000 $ 165,000 $ 64,000
Williamson, Texas 14 $ 4,550,000 $ 325,000 $ 175,000
Milwaukee, Wisconsin 14 $ 2,330,000 $ 166,428 $ 92,000
Hall, Georgia 13 $ 4,385,000 $ 337,307 $ 121,000
Rockdale, Georgia 13 $ 2,865,000 $ 220,384 $ 50,000
Wayne, Michigan 13 $ 1,845,000 $ 141,923 $ 72,000
McLeod, Minnesota 13 $ 2,575,000 $ 198,076 $ 78,000
St. Louis, Minnesota 13 $ 2,555,000 $ 196,538 $ 100,000
Wake, North Carolina 13 $ 3,745,000 $ 288,076 $ 134,000
Lorain, Ohio 13 $ 2,175,000 $ 167,307 $ 84,000
Philadelphia, Pennsylvania 13 $ 2,135,000 $ 164,230 $ 97,000
Davidson, Tennessee 13 $ 4,865,000 $ 374,230 $ 158,000
Starr, Texas 13 $ 2,165,000 $ 166,538 $ 76,000
Sonoma, California 12 $ 4,950,000 $ 412,500 $ 143,000
Larimer, Colorado 12 $ 3,530,000 $ 294,166 $ 154,000
Clayton, Georgia 12 $ 3,220,000 $ 268,333 $ 104,000
Macomb, Michigan 12 $ 2,920,000 $ 243,333 $ 103,000
Kanabec, Minnesota 12 $ 1,990,000 $ 165,833 $ 94,000
Medina, Ohio 12 $ 2,830,000 $ 235,833 $ 85,000
Cass, Texas 12 $ 2,280,000 $ 190,000 $ 117,000
Harrison, Texas 12 $ 3,010,000 $ 250,833 $ 106,000
Thurston, Washington 12 $ 5,530,000 $ 460,833 $ 139,000
Calhoun, Alabama 11 $ 2,095,000 $ 190,454 $ 74,000
Mohave, Arizona 11 $ 2,655,000 $ 241,363 $ 80,000
Arapahoe, Colorado 11 $ 4,055,000 $ 368,636 $ 106,000
Weld, Colorado 11 $ 4,875,000 $ 443,181 $ 182,000
Miami-Dade, Florida 11 $ 3,415,000 $ 310,454 $ 168,000
Putnam, Georgia 11 $ 3,875,000 $ 352,272 $ 151,000
Livingston, Louisiana 11 $ 2,575,000 $ 234,090 $ 202,000
St. Bernard, Louisiana 11 $ 1,855,000 $ 168,636 $ 77,000
Harford, Maryland 11 $ 4,165,000 $ 378,636 $ 139,000
Le Sueur, Minnesota 11 $ 2,275,000 $ 206,818 $ 78,000
Sandoval, New Mexico 11 $ 3,495,000 $ 317,727 $ 130,000
Mecklenburg, North Carolina 11 $ 3,655,000 $ 332,272 $ 123,000
Hays, Texas 11 $ 4,125,000 $ 375,000 $ 178,000
District of Columbia, District Of Columbia 10 $ 5,990,000 $ 599,000 $ 196,000
Collier, Florida 10 $ 3,670,000 $ 367,000 $ 221,000
Chatham, Georgia 10 $ 2,900,000 $ 290,000 $ 128,000
Walton, Georgia 10 $ 2,250,000 $ 225,000 $ 73,000
East Baton Rouge, Louisiana 10 $ 1,970,000 $ 197,000 $ 124,000
Howard, Maryland 10 $ 4,360,000 $ 436,000 $ 149,000
Cleveland, Oklahoma 10 $ 1,860,000 $ 186,000 $ 61,000
Bell, Texas 10 $ 2,970,000 $ 297,000 $ 221,000
Cooke, Texas 10 $ 2,470,000 $ 247,000 $ 112,000
Grayson, Texas 10 $ 2,600,000 $ 260,000 $ 238,000
Kaufman, Texas 10 $ 2,470,000 $ 247,000 $ 96,000
Walker, Texas 10 $ 3,080,000 $ 308,000 $ 166,000
Salt Lake, Utah 10 $ 3,250,000 $ 325,000 $ 93,000
St. Croix, Wisconsin 10 $ 3,070,000 $ 307,000 $ 118,000
Pima, Arizona 9 $ 3,095,000 $ 343,888 $ 121,000
El Paso, Colorado 9 $ 3,405,000 $ 378,333 $ 99,000
De Soto, Louisiana 9 $ 2,575,000 $ 286,111 $ 89,000
Washington, Louisiana 9 $ 1,835,000 $ 203,888 $ 84,000
Charles, Maryland 9 $ 3,235,000 $ 359,444 $ 142,000
Middlesex, Massachusetts 9 $ 3,335,000 $ 370,555 $ 94,000
Worcester, Massachusetts 9 $ 3,665,000 $ 407,222 $ 135,000
Harrison, Mississippi 9 $ 1,245,000 $ 138,333 $ 69,000
Montgomery, Ohio 9 $ 995,000 $ 110,555 $ 106,000
Washington, Oregon 9 $ 2,795,000 $ 310,555 $ 84,000
Horry, South Carolina 9 $ 1,815,000 $ 201,666 $ 79,000
Henderson, Texas 9 $ 2,735,000 $ 303,888 $ 120,000
Nueces, Texas 9 $ 3,295,000 $ 366,111 $ 144,000
Waller, Texas 9 $ 2,945,000 $ 327,222 $ 96,000
Burnett, Wisconsin 9 $ 2,055,000 $ 228,333 $ 116,000
Solano, California 8 $ 3,000,000 $ 375,000 $ 132,000
Denver, Colorado 8 $ 3,100,000 $ 387,500 $ 82,000
Douglas, Colorado 8 $ 3,110,000 $ 388,750 $ 103,000
Duval, Florida 8 $ 2,440,000 $ 305,000 $ 76,000
Okaloosa, Florida 8 $ 2,110,000 $ 263,750 $ 136,000
Orange, Florida 8 $ 2,070,000 $ 258,750 $ 111,000
Sumter, Florida 8 $ 1,920,000 $ 240,000 $ 61,000
Barrow, Georgia 8 $ 2,110,000 $ 263,750 $ 367,000
St. John the Baptist, Louisiana 8 $ 1,040,000 $ 130,000 $ 58,000
Frederick, Maryland 8 $ 2,640,000 $ 330,000 $ 83,000
Dona Ana, New Mexico 8 $ 1,630,000 $ 203,750 $ 127,000
Franklin, Ohio 8 $ 2,140,000 $ 267,500 $ 45,000
Knox, Tennessee 8 $ 1,510,000 $ 188,750 $ 71,000
Rutherford, Tennessee 8 $ 2,170,000 $ 271,250 $ 76,000
Comal, Texas 8 $ 3,240,000 $ 405,000 $ 229,000
Franklin, Texas 8 $ 2,060,000 $ 257,500 $ 88,000
Parker, Texas 8 $ 2,640,000 $ 330,000 $ 128,000
Polk, Texas 8 $ 1,830,000 $ 228,750 $ 162,000
Rockwall, Texas 8 $ 2,530,000 $ 316,250 $ 137,000
Clark, Washington 8 $ 2,520,000 $ 315,000 $ 145,000
Lee, Alabama 7 $ 1,465,000 $ 209,285 $ 92,000
Jefferson, Colorado 7 $ 2,845,000 $ 406,428 $ 112,000
Bay, Florida 7 $ 1,825,000 $ 260,714 $ 63,000
Indian River, Florida 7 $ 3,035,000 $ 433,571 $ 154,000
Seminole, Florida 7 $ 1,705,000 $ 243,571 $ 64,000
Fayette, Georgia 7 $ 2,925,000 $ 417,857 $ 131,000
Will, Illinois 7 $ 2,085,000 $ 297,857 $ 116,000
Baltimore City, Maryland 7 $ 1,925,000 $ 275,000 $ 129,000
Bristol, Massachusetts 7 $ 2,175,000 $ 310,714 $ 96,000
Plymouth, Massachusetts 7 $ 1,775,000 $ 253,571 $ 82,000
Morrison, Minnesota 7 $ 1,445,000 $ 206,428 $ 57,000
Olmsted, Minnesota 7 $ 1,415,000 $ 202,142 $ 100,000
Pine, Minnesota 7 $ 1,865,000 $ 266,428 $ 79,000
Hancock, Mississippi 7 $ 1,115,000 $ 159,285 $ 159,000
Rockingham, New Hampshire 7 $ 2,055,000 $ 293,571 $ 143,000
Stark, Ohio 7 $ 1,215,000 $ 173,571 $ 57,000
Charleston, South Carolina 7 $ 2,235,000 $ 319,285 $ 103,000
Gregg, Texas 7 $ 1,185,000 $ 169,285 $ 71,000
Hunt, Texas 7 $ 1,925,000 $ 275,000 $ 120,000
Liberty, Texas 7 $ 1,705,000 $ 243,571 $ 112,000
San Jacinto, Texas 7 $ 3,215,000 $ 459,285 $ 182,000
Smith, Texas 7 $ 1,585,000 $ 226,428 $ 66,000
Upshur, Texas 7 $ 1,105,000 $ 157,857 $ 85,000
Wise, Texas 7 $ 2,015,000 $ 287,857 $ 100,000
Virginia Beach, Virginia 7 $ 2,315,000 $ 330,714 $ 67,000
Madison, Alabama 6 $ 2,170,000 $ 361,666 $ 109,000
Mobile, Alabama 6 $ 1,310,000 $ 218,333 $ 139,000
St. Clair, Alabama 6 $ 1,000,000 $ 166,666 $ 77,000
Ventura, California 6 $ 3,260,000 $ 543,333 $ 115,000
Brevard, Florida 6 $ 1,860,000 $ 310,000 $ 118,000
Lake, Florida 6 $ 1,070,000 $ 178,333 $ 43,000
Osceola, Florida 6 $ 2,280,000 $ 380,000 $ 162,000
St. Johns, Florida 6 $ 3,200,000 $ 533,333 $ 177,000
Walton, Florida 6 $ 3,410,000 $ 568,333 $ 174,000
Glynn, Georgia 6 $ 890,000 $ 148,333 $ 105,000
Muscogee, Georgia 6 $ 720,000 $ 120,000 $ 81,000
Newton, Georgia 6 $ 1,630,000 $ 271,666 $ 90,000
DuPage, Illinois 6 $ 1,720,000 $ 286,666 $ 113,000
Johnson, Kansas 6 $ 1,300,000 $ 216,666 $ 80,000
Suffolk, Massachusetts 6 $ 2,840,000 $ 473,333 $ 83,000
Union, North Carolina 6 $ 2,330,000 $ 388,333 $ 132,000
Hamilton, Ohio 6 $ 850,000 $ 141,666 $ 55,000
Multnomah, Oregon 6 $ 2,200,000 $ 366,666 $ 108,000
Calhoun, Texas 6 $ 1,160,000 $ 193,333 $ 108,000
Freestone, Texas 6 $ 1,250,000 $ 208,333 $ 91,000
McCulloch, Texas 6 $ 1,250,000 $ 208,333 $ 165,000
Utah, Utah 6 $ 2,240,000 $ 373,333 $ 177,000
Prince William, Virginia 6 $ 3,180,000 $ 530,000 $ 97,000
Montgomery, Alabama 5 $ 1,325,000 $ 265,000 $ 134,000
Cochise, Arizona 5 $ 2,015,000 $ 403,000 $ 112,000
Pulaski, Arkansas 5 $ 1,685,000 $ 337,000 $ 195,000
Saline, Arkansas 5 $ 1,285,000 $ 257,000 $ 130,000
Kern, California 5 $ 1,115,000 $ 223,000 $ 88,000
Monterey, California 5 $ 2,415,000 $ 483,000 $ 126,000
Stanislaus, California 5 $ 1,845,000 $ 369,000 $ 67,000
Volusia, Florida 5 $ 1,155,000 $ 231,000 $ 66,000
Bartow, Georgia 5 $ 1,235,000 $ 247,000 $ 77,000
Gilmer, Georgia 5 $ 2,125,000 $ 425,000 $ 597,000
Polk, Georgia 5 $ 1,675,000 $ 335,000 $ 76,000
Ada, Idaho 5 $ 2,065,000 $ 413,000 $ 86,000
Lafayette, Louisiana 5 $ 775,000 $ 155,000 $ 72,000
Essex, Massachusetts 5 $ 1,865,000 $ 373,000 $ 42,000
Lamar, Mississippi 5 $ 1,675,000 $ 335,000 $ 116,000
Portage, Ohio 5 $ 1,225,000 $ 245,000 $ 168,000
Tulsa, Oklahoma 5 $ 1,465,000 $ 293,000 $ 134,000
Clackamas, Oregon 5 $ 1,695,000 $ 339,000 $ 114,000
Allegheny, Pennsylvania 5 $ 1,005,000 $ 201,000 $ 132,000
Montgomery, Pennsylvania 5 $ 1,465,000 $ 293,000 $ 122,000
Beaufort, South Carolina 5 $ 2,115,000 $ 423,000 $ 191,000
Berkeley, South Carolina 5 $ 1,365,000 $ 273,000 $ 76,000
Grimes, Texas 5 $ 1,035,000 $ 207,000 $ 117,000
Midland, Texas 5 $ 1,425,000 $ 285,000 $ 103,000
Wood, Texas 5 $ 1,285,000 $ 257,000 $ 83,000
Stafford, Virginia 5 $ 1,895,000 $ 379,000 $ 123,000
Kitsap, Washington 5 $ 1,655,000 $ 331,000 $ 87,000
Waukesha, Wisconsin 5 $ 2,365,000 $ 473,000 $ 208,000
Cherokee, Alabama 4 $ 730,000 $ 182,500 $ 55,000
Marshall, Alabama 4 $ 600,000 $ 150,000 $ 51,000
Tallapoosa, Alabama 4 $ 750,000 $ 187,500 $ 196,000
Tuscaloosa, Alabama 4 $ 820,000 $ 205,000 $ 86,000
Garland, Arkansas 4 $ 930,000 $ 232,500 $ 83,000
Fresno, California 4 $ 1,490,000 $ 372,500 $ 166,000
Napa, California 4 $ 3,610,000 $ 902,500 $ 239,000
Nevada, California 4 $ 1,610,000 $ 402,500 $ 80,000
Placer, California 4 $ 1,350,000 $ 337,500 $ 135,000
San Francisco, California 4 $ 1,670,000 $ 417,500 $ 98,000
San Joaquin, California 4 $ 2,080,000 $ 520,000 $ 77,000
Fairfield, Connecticut 4 $ 1,740,000 $ 435,000 $ 103,000
Alachua, Florida 4 $ 470,000 $ 117,500 $ 33,000
Flagler, Florida 4 $ 1,650,000 $ 412,500 $ 217,000
Levy, Florida 4 $ 1,120,000 $ 280,000 $ 104,000
Manatee, Florida 4 $ 1,350,000 $ 337,500 $ 128,000
Sarasota, Florida 4 $ 1,130,000 $ 282,500 $ 89,000
Bryan, Georgia 4 $ 1,610,000 $ 402,500 $ 590,000
Habersham, Georgia 4 $ 1,370,000 $ 342,500 $ 10,000
Lumpkin, Georgia 4 $ 1,530,000 $ 382,500 $ 133,000
Bonneville, Idaho 4 $ 690,000 $ 172,500 $ 67,000
Lake, Illinois 4 $ 1,200,000 $ 300,000 $ 160,000
Clark, Indiana 4 $ 840,000 $ 210,000 $ 59,000
Marion, Indiana 4 $ 530,000 $ 132,500 $ 111,000
Sedgwick, Kansas 4 $ 1,010,000 $ 252,500 $ 56,000
Ascension, Louisiana 4 $ 1,080,000 $ 270,000 $ 113,000
Calcasieu, Louisiana 4 $ 990,000 $ 247,500 $ 122,000
Plaquemines, Louisiana 4 $ 1,210,000 $ 302,500 $ 52,000
Carroll, Maryland 4 $ 1,520,000 $ 380,000 $ 108,000
Norfolk, Massachusetts 4 $ 1,700,000 $ 425,000 $ 70,000
Ottawa, Michigan 4 $ 1,010,000 $ 252,500 $ 70,000
Aitkin, Minnesota 4 $ 870,000 $ 217,500 $ 103,000
Blue Earth, Minnesota 4 $ 930,000 $ 232,500 $ 68,000
Kandiyohi, Minnesota 4 $ 440,000 $ 110,000 $ 49,000
Lake, Minnesota 4 $ 560,000 $ 140,000 $ 116,000
DeSoto, Mississippi 4 $ 960,000 $ 240,000 $ 57,000
Jackson, Mississippi 4 $ 710,000 $ 177,500 $ 82,000
Douglas, Nebraska 4 $ 1,070,000 $ 267,500 $ 45,000
Washoe, Nevada 4 $ 1,340,000 $ 335,000 $ 94,000
Middlesex, New Jersey 4 $ 1,330,000 $ 332,500 $ 59,000
Cumberland, North Carolina 4 $ 1,100,000 $ 275,000 $ 96,000
Guilford, North Carolina 4 $ 1,000,000 $ 250,000 $ 159,000
Trumbull, Ohio 4 $ 350,000 $ 87,500 $ 46,000
Rogers, Oklahoma 4 $ 830,000 $ 207,500 $ 40,000
Bucks, Pennsylvania 4 $ 1,520,000 $ 380,000 $ 166,000
Richland, South Carolina 4 $ 750,000 $ 187,500 $ 87,000
Anderson, Tennessee 4 $ 730,000 $ 182,500 $ 133,000
Tipton, Tennessee 4 $ 1,420,000 $ 355,000 $ 68,000
Williamson, Tennessee 4 $ 1,840,000 $ 460,000 $ 285,000
Blanco, Texas 4 $ 970,000 $ 242,500 $ 118,000
Guadalupe, Texas 4 $ 1,540,000 $ 385,000 $ 82,000
Hood, Texas 4 $ 800,000 $ 200,000 $ 34,000
Young, Texas 4 $ 640,000 $ 160,000 $ 103,000
Davis, Utah 4 $ 1,370,000 $ 342,500 $ 98,000
Alexandria, Virginia 4 $ 1,110,000 $ 277,500 $ 42,000
Norfolk, Virginia 4 $ 1,190,000 $ 297,500 $ 51,000
Lewis, Washington 4 $ 1,570,000 $ 392,500 $ 99,000
Yakima, Washington 4 $ 840,000 $ 210,000 $ 75,000
Berkeley, West Virginia 4 $ 480,000 $ 120,000 $ 18,000
Dane, Wisconsin 4 $ 1,130,000 $ 282,500 $ 70,000
Polk, Wisconsin 4 $ 1,050,000 $ 262,500 $ 109,000
Laramie, Wyoming 4 $ 1,140,000 $ 285,000 $ 64,000
Elmore, Alabama 3 $ 565,000 $ 188,333 $ 78,000
Morgan, Alabama 3 $ 655,000 $ 218,333 $ 124,000
Navajo, Arizona 3 $ 1,085,000 $ 361,666 $ 133,000
Yavapai, Arizona 3 $ 1,735,000 $ 578,333 $ 62,000
Benton, Arkansas 3 $ 525,000 $ 175,000 $ 86,000
Faulkner, Arkansas 3 $ 625,000 $ 208,333 $ 35,000
Franklin, Arkansas 3 $ 795,000 $ 265,000 $ 46,000
Marin, California 3 $ 1,625,000 $ 541,666 $ 189,000
San Luis Obispo, California 3 $ 1,445,000 $ 481,666 $ 159,000
Tulare, California 3 $ 1,155,000 $ 385,000 $ 124,000
Adams, Colorado 3 $ 1,015,000 $ 338,333 $ 90,000
Boulder, Colorado 3 $ 945,000 $ 315,000 $ 296,000
La Plata, Colorado 3 $ 2,145,000 $ 715,000 $ 362,000
Hartford, Connecticut 3 $ 585,000 $ 195,000 $ 94,000
New Haven, Connecticut 3 $ 605,000 $ 201,666 $ 52,000
New Castle, Delaware 3 $ 1,135,000 $ 378,333 $ 133,000
Sussex, Delaware 3 $ 1,155,000 $ 385,000 $ 142,000
Charlotte, Florida 3 $ 525,000 $ 175,000 $ 166,000
Clay, Florida 3 $ 545,000 $ 181,666 $ 157,000
Glades, Florida 3 $ 445,000 $ 148,333 $ 46,000
Leon, Florida 3 $ 495,000 $ 165,000 $ 79,000
Putnam, Florida 3 $ 455,000 $ 151,666 $ 68,000
Clarke, Georgia 3 $ 455,000 $ 151,666 $ 53,000
Fannin, Georgia 3 $ 1,015,000 $ 338,333 $ 858,000
Heard, Georgia 3 $ 1,025,000 $ 341,666 $ 92,000
Houston, Georgia 3 $ 685,000 $ 228,333 $ 145,000
Madison, Georgia 3 $ 625,000 $ 208,333 $ 93,000
Kootenai, Idaho 3 $ 915,000 $ 305,000 $ 86,000
Lake, Indiana 3 $ 665,000 $ 221,666 $ 85,000
St. Joseph, Indiana 3 $ 335,000 $ 111,666 $ 92,000
Linn, Iowa 3 $ 1,165,000 $ 388,333 $ 203,000
Polk, Iowa 3 $ 935,000 $ 311,666 $ 98,000
Warren, Iowa 3 $ 685,000 $ 228,333 $ 242,000
Fayette, Kentucky 3 $ 435,000 $ 145,000 $ 91,000
Hardin, Kentucky 3 $ 695,000 $ 231,666 $ 36,000
Claiborne, Louisiana 3 $ 675,000 $ 225,000 $ 113,000
Morehouse, Louisiana 3 $ 685,000 $ 228,333 $ 156,000
Penobscot, Maine 3 $ 785,000 $ 261,666 $ 82,000
Cecil, Maryland 3 $ 885,000 $ 295,000 $ 73,000
Barnstable, Massachusetts 3 $ 1,515,000 $ 505,000 $ 130,000
Hampden, Massachusetts 3 $ 565,000 $ 188,333 $ 75,000
Washtenaw, Michigan 3 $ 805,000 $ 268,333 $ 39,000
Douglas, Minnesota 3 $ 715,000 $ 238,333 $ 85,000
Fillmore, Minnesota 3 $ 285,000 $ 95,000 $ 49,000
Itasca, Minnesota 3 $ 515,000 $ 171,666 $ 77,000
Meeker, Minnesota 3 $ 595,000 $ 198,333 $ 62,000
Steele, Minnesota 3 $ 535,000 $ 178,333 $ 64,000
Winona, Minnesota 3 $ 785,000 $ 261,666 $ 66,000
Forrest, Mississippi 3 $ 265,000 $ 88,333 $ 59,000
St. Louis City, Missouri 3 $ 345,000 $ 115,000 $ 51,000
Taney, Missouri 3 $ 365,000 $ 121,666 $ 65,000
Hillsborough, New Hampshire 3 $ 1,525,000 $ 508,333 $ 75,000
Bergen, New Jersey 3 $ 1,495,000 $ 498,333 $ 158,000
Essex, New Jersey 3 $ 695,000 $ 231,666 $ 84,000
Monmouth, New Jersey 3 $ 1,675,000 $ 558,333 $ 208,000
Otero, New Mexico 3 $ 315,000 $ 105,000 $ 38,000
San Juan, New Mexico 3 $ 565,000 $ 188,333 $ 95,000
Santa Fe, New Mexico 3 $ 1,145,000 $ 381,666 $ 121,000
Chatham, North Carolina 3 $ 1,435,000 $ 478,333 $ 134,000
Davidson, North Carolina 3 $ 895,000 $ 298,333 $ 52,000
Iredell, North Carolina 3 $ 795,000 $ 265,000 $ 125,000
Johnston, North Carolina 3 $ 1,755,000 $ 585,000 $ 148,000
Burleigh, North Dakota 3 $ 825,000 $ 275,000 $ 104,000
Delaware, Ohio 3 $ 985,000 $ 328,333 $ 83,000
Warren, Ohio 3 $ 705,000 $ 235,000 $ 88,000
Delaware, Oklahoma 3 $ 615,000 $ 205,000 $ 108,000
Payne, Oklahoma 3 $ 335,000 $ 111,666 $ 41,000
Lane, Oregon 3 $ 1,485,000 $ 495,000 $ 101,000
Adams, Pennsylvania 3 $ 445,000 $ 148,333 $ 68,000
Chester, Pennsylvania 3 $ 1,785,000 $ 595,000 $ 133,000
Monroe, Pennsylvania 3 $ 655,000 $ 218,333 $ 73,000
Kent, Rhode Island 3 $ 525,000 $ 175,000 $ 32,000
Greenville, South Carolina 3 $ 805,000 $ 268,333 $ 96,000
Edmunds, South Dakota 3 $ 565,000 $ 188,333 $ 59,000
Fayette, Tennessee 3 $ 865,000 $ 288,333 $ 64,000
Hamilton, Tennessee 3 $ 725,000 $ 241,666 $ 175,000
Sevier, Tennessee 3 $ 795,000 $ 265,000 $ 48,000
Austin, Texas 3 $ 645,000 $ 215,000 $ 107,000
Bastrop, Texas 3 $ 935,000 $ 311,666 $ 154,000
Brazos, Texas 3 $ 755,000 $ 251,666 $ 165,000
Burleson, Texas 3 $ 685,000 $ 228,333 $ 231,000
Coryell, Texas 3 $ 595,000 $ 198,333 $ 75,000
Ector, Texas 3 $ 495,000 $ 165,000 $ 88,000
Limestone, Texas 3 $ 855,000 $ 285,000 $ 104,000
Marion, Texas 3 $ 525,000 $ 175,000 $ 79,000
McLennan, Texas 3 $ 625,000 $ 208,333 $ 88,000
Taylor, Texas 3 $ 455,000 $ 151,666 $ 56,000
Van Zandt, Texas 3 $ 805,000 $ 268,333 $ 106,000
Wichita, Texas 3 $ 685,000 $ 228,333 $ 76,000
Summit, Utah 3 $ 6,475,000 $ 2,158,333 $ 778,000
Weber, Utah 3 $ 915,000 $ 305,000 $ 107,000
Arlington, Virginia 3 $ 1,835,000 $ 611,666 $ 248,000
Chesterfield, Virginia 3 $ 1,125,000 $ 375,000 $ 32,000
Loudoun, Virginia 3 $ 2,025,000 $ 675,000 $ 180,000
Rockingham, Virginia 3 $ 1,705,000 $ 568,333 $ 191,000
Suffolk, Virginia 3 $ 905,000 $ 301,666 $ 33,000
Island, Washington 3 $ 815,000 $ 271,666 $ 64,000
Jefferson, West Virginia 3 $ 2,065,000 $ 688,333 $ 129,000
Bayfield, Wisconsin 3 $ 635,000 $ 211,666 $ 92,000
Sawyer, Wisconsin 3 $ 595,000 $ 198,333 $ 203,000
Autauga, Alabama 2 $ 360,000 $ 180,000 $ 48,000
Covington, Alabama 2 $ 260,000 $ 130,000 $ 140,000
Houston, Alabama 2 $ 250,000 $ 125,000 $ 116,000
Anchorage, Alaska 2 $ 560,000 $ 280,000 $ 68,000
Coconino, Arizona 2 $ 1,550,000 $ 775,000 $ 250,000
Gila, Arizona 2 $ 810,000 $ 405,000 $ 251,000
Miller, Arkansas 2 $ 500,000 $ 250,000 $ 61,000
Santa Cruz, California 2 $ 1,020,000 $ 510,000 $ 124,000
Shasta, California 2 $ 330,000 $ 165,000 $ 67,000
Archuleta, Colorado 2 $ 710,000 $ 355,000 $ 132,000
Broomfield, Colorado 2 $ 910,000 $ 455,000 $ 104,000
Fremont, Colorado 2 $ 490,000 $ 245,000 $ 137,000
Franklin, Florida 2 $ 540,000 $ 270,000 $ 108,000
Monroe, Florida 2 $ 930,000 $ 465,000 $ 264,000
Bulloch, Georgia 2 $ 370,000 $ 185,000 $ 100,000
Columbia, Georgia 2 $ 490,000 $ 245,000 $ 39,000
Greene, Georgia 2 $ 1,460,000 $ 730,000 $ 435,000
Liberty, Georgia 2 $ 240,000 $ 120,000 $ 75,000
Long, Georgia 2 $ 390,000 $ 195,000 $ 86,000
Lowndes, Georgia 2 $ 370,000 $ 185,000 $ 74,000
McIntosh, Georgia 2 $ 1,920,000 $ 960,000 $ 1,064,000
Morgan, Georgia 2 $ 420,000 $ 210,000 $ 119,000
Oconee, Georgia 2 $ 1,260,000 $ 630,000 $ 192,000
Pulaski, Georgia 2 $ 170,000 $ 85,000 $ 54,000
Honolulu, Hawaii 2 $ 950,000 $ 475,000 $ 121,000
Elmore, Idaho 2 $ 580,000 $ 290,000 $ 81,000
Kane, Illinois 2 $ 770,000 $ 385,000 $ 190,000
McHenry, Illinois 2 $ 420,000 $ 210,000 $ 119,000
St. Clair, Illinois 2 $ 650,000 $ 325,000 $ 121,000
Floyd, Indiana 2 $ 380,000 $ 190,000 $ 85,000
Harrison, Indiana 2 $ 510,000 $ 255,000 $ 78,000
Dallas, Iowa 2 $ 550,000 $ 275,000 $ 23,000
Winnebago, Iowa 2 $ 200,000 $ 100,000 $ 75,000
Wyandotte, Kansas 2 $ 440,000 $ 220,000 $ 0
Bullitt, Kentucky 2 $ 390,000 $ 195,000 $ 52,000
Oldham, Kentucky 2 $ 690,000 $ 345,000 $ 146,000
Scott, Kentucky 2 $ 970,000 $ 485,000 $ 122,000
Shelby, Kentucky 2 $ 470,000 $ 235,000 $ 67,000
Ouachita, Louisiana 2 $ 300,000 $ 150,000 $ 56,000
Sabine, Louisiana 2 $ 470,000 $ 235,000 $ 28,000
Terrebonne, Louisiana 2 $ 880,000 $ 440,000 $ 963,000
Cumberland, Maine 2 $ 350,000 $ 175,000 $ 40,000
Waldo, Maine 2 $ 460,000 $ 230,000 $ 0
St. Mary's, Maryland 2 $ 800,000 $ 400,000 $ 200,000
Hampshire, Massachusetts 2 $ 420,000 $ 210,000 $ 99,000
Eaton, Michigan 2 $ 360,000 $ 180,000 $ 38,000
Genesee, Michigan 2 $ 350,000 $ 175,000 $ 59,000
Hillsdale, Michigan 2 $ 430,000 $ 215,000 $ 52,000
Livingston, Michigan 2 $ 430,000 $ 215,000 $ 82,000
Brown, Minnesota 2 $ 210,000 $ 105,000 $ 42,000
Chippewa, Minnesota 2 $ 340,000 $ 170,000 $ 102,000
Cottonwood, Minnesota 2 $ 180,000 $ 90,000 $ 41,000
Freeborn, Minnesota 2 $ 560,000 $ 280,000 $ 119,000
Martin, Minnesota 2 $ 240,000 $ 120,000 $ 43,000
Nobles, Minnesota 2 $ 170,000 $ 85,000 $ 123,000
Norman, Minnesota 2 $ 210,000 $ 105,000 $ 77,000
Otter Tail, Minnesota 2 $ 410,000 $ 205,000 $ 123,000
Pipestone, Minnesota 2 $ 110,000 $ 55,000 $ 71,000
Polk, Minnesota 2 $ 260,000 $ 130,000 $ 105,000
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Mortgage Loan Application Detail Totals for Goldwater Bank, N.A. in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,218 $1,449,370,000 $277,000 $4,725,000 $112,000 $2,676,000
Refinancing 2,948 $842,910,000 $285,000 $2,655,000 $113,000 $3,238,000
Cash-out Refinancing 1,963 $598,815,000 $305,000 $4,005,000 $125,000 $1,980,000
Not Applicable 1 $535,000 $535,000 $535,000 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,046 $1,994,240,000 $283,000 $4,725,000 $117,000 $1,859,000
Not Provided 910 $294,610,000 $323,000 $2,655,000 $117,000 $2,676,000
Black or African American 869 $239,235,000 $275,000 $1,945,000 $99,000 $2,364,000
Hispanic 847 $215,025,000 $253,000 $3,095,000 $99,000 $1,678,000
Asian 389 $130,945,000 $336,000 $1,925,000 $140,000 $3,238,000
American Indian or Alaskan Native 49 $11,265,000 $229,000 $625,000 $85,000 $229,000
Native Hawaiian or Other Pacific Islander 10 $2,490,000 $249,000 $445,000 $59,000 $89,000
Not applicable 2 $670,000 $335,000 $535,000 $146,000 $146,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,536 $2,186,210,000 $290,000 $4,725,000 $130,000 $3,238,000
FHA-insured (Federal Housing Administration) 1,432 $328,980,000 $229,000 $775,000 $71,000 $374,000
VA-guaranteed (Veterans Administration) 990 $344,300,000 $347,000 $1,805,000 $72,000 $1,566,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 172 $32,140,000 $186,000 $425,000 $57,000 $115,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,905 $1,960,535,000 $283,000 $4,725,000 $114,000 $3,238,000
Application Withdrawn By Applicant 2,570 $737,410,000 $286,000 $4,005,000 $121,000 $2,676,000
Application Denied By Financial Institution 438 $120,160,000 $274,000 $2,295,000 $81,000 $1,032,000
File Closed For Incompleteness 136 $50,300,000 $369,000 $2,565,000 $136,000 $1,859,000
Application Approved But Not Accepted 74 $21,500,000 $290,000 $1,065,000 $100,000 $383,000
Preapproval Denied by Financial Institution 5 $945,000 $189,000 $305,000 $46,000 $64,000
Loan Purchased By The Institution 1 $535,000 $535,000 $535,000 $0 $0
Preapproval Approved but not Accepted 1 $245,000 $245,000 $245,000 $57,000 $57,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 9,687 $2,770,525,000 $286,000 $4,725,000 $116,000 $3,238,000
Credit Application Incomplete 130 $32,400,000 $249,000 $695,000 $77,000 $1,032,000
Debt-To-Income Ratio 93 $28,205,000 $303,000 $2,295,000 $61,000 $351,000
Credit History 83 $21,565,000 $259,000 $735,000 $85,000 $384,000
Collateral 46 $13,530,000 $294,000 $1,665,000 $124,000 $493,000
Other 30 $9,360,000 $312,000 $1,065,000 $92,000 $466,000
Employment History 24 $4,760,000 $198,000 $455,000 $53,000 $144,000
Insufficient Cash (Downpayment, Closing Cost) 19 $6,755,000 $355,000 $1,115,000 $100,000 $358,000
Unverifiable Information 18 $4,530,000 $251,000 $685,000 $77,000 $407,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Goldwater Bank, N.A.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Goldwater Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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