Goldwater Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Goldwater Bank, N.A. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Goldwater Bank, N.A.
2525 East Camelback Road Suite 1100
Phoenix, AZ 85016
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 4,216
Total Mortgage Loan Application Amount $1,273,350,000
Average Mortgage Loan Application Amount $344,200
Highest Mortgage Loan Application Amount $3,215,000
Average Applicant Income $76,000
Highest Applicant Income $2,446,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Goldwater Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Goldwater Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2022 breaks down Goldwater Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Goldwater Bank, N.A. serves its applicants.

Each category highlights the total number of mortgage applications processed by Goldwater Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Goldwater Bank, N.A.'s mortgage activity for 2022.

Mortgage Loan Application Totals for Goldwater Bank, N.A. by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin County Minnesota 456 $ 136,620,000 $ 299,000 $ 110,000
Anoka County Minnesota 294 $ 81,630,000 $ 277,000 $ 114,000
Ramsey County Minnesota 182 $ 46,290,000 $ 254,000 $ 105,000
Marion County Florida 143 $ 33,715,000 $ 235,000 $ 84,000
Maricopa County Arizona 139 $ 68,045,000 $ 489,000 $ 215,000
Dakota County Minnesota 133 $ 34,565,000 $ 259,000 $ 89,000
St. Lucie County Florida 110 $ 41,220,000 $ 374,000 $ 113,000
Carroll County Georgia 108 $ 29,570,000 $ 273,000 $ 107,000
Montgomery County Texas 79 $ 27,725,000 $ 350,000 $ 169,000
Wright County Minnesota 75 $ 21,705,000 $ 289,000 $ 98,000
Pierce County Washington 67 $ 32,505,000 $ 485,000 $ 131,000
Washington County Minnesota 66 $ 20,850,000 $ 315,000 $ 106,000
Bossier County Louisiana 65 $ 15,035,000 $ 231,000 $ 91,000
DeKalb County Georgia 63 $ 20,065,000 $ 318,000 $ 119,000
Sherburne County Minnesota 62 $ 17,720,000 $ 285,000 $ 94,000
Harris County Texas 56 $ 16,540,000 $ 295,000 $ 138,000
Brown County South Dakota 55 $ 10,335,000 $ 187,000 $ 69,000
Gwinnett County Georgia 54 $ 16,040,000 $ 297,000 $ 104,000
Caddo County Louisiana 54 $ 11,140,000 $ 206,000 $ 85,000
Crow Wing County Minnesota 54 $ 12,900,000 $ 238,000 $ 93,000
Scott County Minnesota 44 $ 14,610,000 $ 332,000 $ 110,000
Isanti County Minnesota 43 $ 10,445,000 $ 242,000 $ 98,000
Etowah County Alabama 39 $ 7,315,000 $ 187,000 $ 68,000
Fulton County Georgia 31 $ 12,345,000 $ 398,000 $ 145,000
Hernando County Florida 26 $ 6,620,000 $ 254,000 $ 95,000
Eddy County New Mexico 26 $ 6,360,000 $ 244,000 $ 120,000
Stearns County Minnesota 25 $ 4,825,000 $ 193,000 $ 64,000
Cuyahoga County Ohio 25 $ 3,125,000 $ 125,000 $ 184,000
Oklahoma County Oklahoma 25 $ 5,785,000 $ 231,000 $ 105,000
King County Washington 25 $ 11,655,000 $ 466,000 $ 141,000
Carver County Minnesota 23 $ 6,385,000 $ 277,000 $ 104,000
Washington County Utah 23 $ 11,005,000 $ 478,000 $ 257,000
Haralson County Georgia 22 $ 4,930,000 $ 224,000 $ 89,000
Rice County Minnesota 21 $ 5,245,000 $ 249,000 $ 89,000
Chisago County Minnesota 20 $ 6,400,000 $ 320,000 $ 104,000
Denton County Texas 19 $ 5,705,000 $ 300,000 $ 141,000
Mille Lacs County Minnesota 18 $ 4,400,000 $ 244,000 $ 75,000
El Paso County Colorado 17 $ 7,135,000 $ 419,000 $ 132,000
Lee County Florida 17 $ 7,485,000 $ 440,000 $ 186,000
Webster County Louisiana 16 $ 2,550,000 $ 159,000 $ 67,000
El Paso County Texas 16 $ 4,450,000 $ 278,000 $ 125,000
Tarrant County Texas 16 $ 3,490,000 $ 218,000 $ 89,000
Pinal County Arizona 15 $ 6,525,000 $ 435,000 $ 111,000
Escambia County Florida 15 $ 4,525,000 $ 301,000 $ 94,000
Palm Beach County Florida 15 $ 6,915,000 $ 461,000 $ 132,000
Citrus County Florida 14 $ 3,720,000 $ 265,000 $ 119,000
Cobb County Georgia 14 $ 4,320,000 $ 308,000 $ 146,000
Henry County Georgia 14 $ 3,460,000 $ 247,000 $ 141,000
Bernalillo County New Mexico 14 $ 3,180,000 $ 227,000 $ 99,000
San Diego County California 12 $ 4,710,000 $ 392,000 $ 210,000
Travis County Texas 12 $ 4,590,000 $ 382,000 $ 187,000
Thurston County Washington 12 $ 6,280,000 $ 523,000 $ 103,000
Jefferson County Alabama 11 $ 2,795,000 $ 254,000 $ 96,000
Mohave County Arizona 11 $ 2,825,000 $ 256,000 $ 74,000
Hendry County Florida 11 $ 2,465,000 $ 224,000 $ 71,000
Douglas County Georgia 11 $ 3,525,000 $ 320,000 $ 109,000
Cass County Minnesota 11 $ 2,855,000 $ 259,000 $ 88,000
Todd County Minnesota 11 $ 1,565,000 $ 142,000 $ 91,000
Pasco County Florida 10 $ 2,020,000 $ 202,000 $ 80,000
Kanabec County Minnesota 10 $ 1,930,000 $ 193,000 $ 76,000
McLeod County Minnesota 10 $ 2,140,000 $ 214,000 $ 105,000
Olmsted County Minnesota 10 $ 1,700,000 $ 170,000 $ 96,000
Pine County Minnesota 10 $ 2,240,000 $ 224,000 $ 75,000
Coos County Oregon 10 $ 2,900,000 $ 290,000 $ 89,000
St. Croix County Wisconsin 10 $ 3,430,000 $ 343,000 $ 144,000
Baldwin County Alabama 9 $ 4,265,000 $ 473,000 $ 158,000
St. Tammany County Louisiana 9 $ 2,025,000 $ 225,000 $ 112,000
Logan County Oklahoma 9 $ 1,335,000 $ 148,000 $ 112,000
Hidalgo County Texas 9 $ 1,995,000 $ 221,000 $ 118,000
DeKalb County Alabama 8 $ 1,980,000 $ 247,000 $ 70,000
Los Angeles County California 8 $ 5,520,000 $ 690,000 $ 236,000
Riverside County California 8 $ 5,740,000 $ 717,000 $ 357,000
Manatee County Florida 8 $ 5,610,000 $ 701,000 $ 555,000
Clayton County Georgia 8 $ 1,520,000 $ 190,000 $ 106,000
Paulding County Georgia 8 $ 2,310,000 $ 288,000 $ 237,000
Walton County Georgia 8 $ 2,750,000 $ 343,000 $ 141,000
Cook County Illinois 8 $ 1,820,000 $ 227,000 $ 86,000
Prince George's County Maryland 8 $ 3,090,000 $ 386,000 $ 89,000
Polk County Wisconsin 8 $ 1,840,000 $ 230,000 $ 85,000
Alachua County Florida 7 $ 2,305,000 $ 329,000 $ 130,000
Polk County Florida 7 $ 2,905,000 $ 415,000 $ 176,000
Cherokee County Georgia 7 $ 1,815,000 $ 259,000 $ 72,000
Wayne County Michigan 7 $ 985,000 $ 140,000 $ 136,000
Aitkin County Minnesota 7 $ 2,605,000 $ 372,000 $ 225,000
Wadena County Minnesota 7 $ 1,545,000 $ 220,000 $ 63,000
Sandoval County New Mexico 7 $ 3,095,000 $ 442,000 $ 180,000
Brazos County Texas 7 $ 1,925,000 $ 275,000 $ 93,000
Dallas County Texas 7 $ 2,265,000 $ 323,000 $ 95,000
Forsyth County Georgia 6 $ 3,210,000 $ 535,000 $ 224,000
Hall County Georgia 6 $ 2,530,000 $ 421,000 $ 161,000
Jackson County Georgia 6 $ 1,800,000 $ 300,000 $ 116,000
Orleans County Louisiana 6 $ 2,100,000 $ 350,000 $ 133,000
Mecklenburg County North Carolina 6 $ 2,430,000 $ 405,000 $ 126,000
Cleveland County Oklahoma 6 $ 2,020,000 $ 336,000 $ 133,000
Tulsa County Oklahoma 6 $ 1,010,000 $ 168,000 $ 164,000
Bell County Texas 6 $ 1,460,000 $ 243,000 $ 410,000
Cameron County Texas 6 $ 2,000,000 $ 333,000 $ 92,000
Collin County Texas 6 $ 2,120,000 $ 353,000 $ 166,000
Starr County Texas 6 $ 870,000 $ 145,000 $ 61,000
Williamson County Texas 6 $ 1,650,000 $ 275,000 $ 111,000
Cherokee County Alabama 5 $ 1,215,000 $ 243,000 $ 70,000
Cleburne County Alabama 5 $ 1,345,000 $ 269,000 $ 92,000
St. Clair County Alabama 5 $ 1,835,000 $ 367,000 $ 161,000
Pima County Arizona 5 $ 955,000 $ 191,000 $ 100,000
San Bernardino County California 5 $ 2,245,000 $ 449,000 $ 194,000
Denver County Colorado 5 $ 1,195,000 $ 239,000 $ 191,000
Orange County Florida 5 $ 1,485,000 $ 297,000 $ 233,000
Santa Rosa County Florida 5 $ 1,175,000 $ 235,000 $ 98,000
Sumter County Florida 5 $ 1,225,000 $ 245,000 $ 91,000
Barrow County Georgia 5 $ 1,065,000 $ 213,000 $ 77,000
Bartow County Georgia 5 $ 2,325,000 $ 465,000 $ 146,000
De Soto County Louisiana 5 $ 855,000 $ 171,000 $ 69,000
Anne Arundel County Maryland 5 $ 1,685,000 $ 337,000 $ 83,000
Baltimore County Maryland 5 $ 1,685,000 $ 337,000 $ 110,000
Blue Earth County Minnesota 5 $ 1,345,000 $ 269,000 $ 83,000
Le Sueur County Minnesota 5 $ 665,000 $ 133,000 $ 70,000
Clark County Nevada 5 $ 2,525,000 $ 505,000 $ 178,000
Canadian County Oklahoma 5 $ 1,115,000 $ 223,000 $ 84,000
Knox County Tennessee 5 $ 1,525,000 $ 305,000 $ 124,000
Sevier County Tennessee 5 $ 1,945,000 $ 389,000 $ 140,000
Fort Bend County Texas 5 $ 1,295,000 $ 259,000 $ 108,000
Walker County Texas 5 $ 1,635,000 $ 327,000 $ 134,000
Milwaukee County Wisconsin 5 $ 1,015,000 $ 203,000 $ 132,000
Madison County Alabama 4 $ 1,140,000 $ 285,000 $ 244,000
Shelby County Alabama 4 $ 1,280,000 $ 320,000 $ 138,000
Orange County California 4 $ 4,460,000 $ 1,115,000 $ 645,000
Douglas County Colorado 4 $ 2,860,000 $ 715,000 $ 208,000
Broward County Florida 4 $ 2,180,000 $ 545,000 $ 159,000
Collier County Florida 4 $ 1,170,000 $ 292,000 $ 199,000
Duval County Florida 4 $ 540,000 $ 135,000 $ 179,000
Hillsborough County Florida 4 $ 1,970,000 $ 492,000 $ 261,000
Lake County Florida 4 $ 1,120,000 $ 280,000 $ 83,000
Martin County Florida 4 $ 1,730,000 $ 432,000 $ 170,000
Okaloosa County Florida 4 $ 2,880,000 $ 720,000 $ 243,000
Pinellas County Florida 4 $ 1,770,000 $ 442,000 $ 123,000
Volusia County Florida 4 $ 1,080,000 $ 270,000 $ 87,000
Coweta County Georgia 4 $ 1,520,000 $ 380,000 $ 147,000
Fannin County Georgia 4 $ 2,100,000 $ 525,000 $ 228,000
Putnam County Georgia 4 $ 1,800,000 $ 450,000 $ 248,000
Baltimore City County Maryland 4 $ 1,030,000 $ 257,000 $ 66,000
Oakland County Michigan 4 $ 2,010,000 $ 502,000 $ 145,000
Douglas County Minnesota 4 $ 500,000 $ 125,000 $ 56,000
Goodhue County Minnesota 4 $ 880,000 $ 220,000 $ 98,000
Itasca County Minnesota 4 $ 640,000 $ 160,000 $ 72,000
Koochiching County Minnesota 4 $ 570,000 $ 142,000 $ 116,000
Morrison County Minnesota 4 $ 930,000 $ 232,000 $ 64,000
Cherokee County North Carolina 4 $ 760,000 $ 190,000 $ 120,000
Pottawatomie County Oklahoma 4 $ 640,000 $ 160,000 $ 42,000
Bexar County Texas 4 $ 1,050,000 $ 262,000 $ 144,000
Brazoria County Texas 4 $ 1,170,000 $ 292,000 $ 198,000
Caldwell County Texas 4 $ 900,000 $ 225,000 $ 128,000
Cooke County Texas 4 $ 900,000 $ 225,000 $ 103,000
Hays County Texas 4 $ 2,370,000 $ 592,000 $ 155,000
McCulloch County Texas 4 $ 530,000 $ 132,000 $ 81,000
Navarro County Texas 4 $ 420,000 $ 105,000 $ 72,000
Nueces County Texas 4 $ 910,000 $ 227,000 $ 194,000
Salt Lake County Utah 4 $ 1,330,000 $ 332,000 $ 103,000
Loudoun County Virginia 4 $ 6,700,000 $ 1,675,000 $ 311,000
Burnett County Wisconsin 4 $ 880,000 $ 220,000 $ 132,000
Calhoun County Alabama 3 $ 575,000 $ 191,000 $ 51,000
Marshall County Alabama 3 $ 725,000 $ 241,000 $ 72,000
Randolph County Alabama 3 $ 505,000 $ 168,000 $ 61,000
Tuscaloosa County Alabama 3 $ 835,000 $ 278,000 $ 66,000
Yavapai County Arizona 3 $ 3,765,000 $ 1,255,000 $ 529,000
Washington County Arkansas 3 $ 585,000 $ 195,000 $ 114,000
Sacramento County California 3 $ 1,215,000 $ 405,000 $ 201,000
Brevard County Florida 3 $ 1,385,000 $ 461,000 $ 129,000
Sarasota County Florida 3 $ 525,000 $ 175,000 $ 92,000
Seminole County Florida 3 $ 1,985,000 $ 661,000 $ 255,000
St. Johns County Florida 3 $ 885,000 $ 295,000 $ 135,000
Fayette County Georgia 3 $ 1,125,000 $ 375,000 $ 96,000
McIntosh County Georgia 3 $ 935,000 $ 311,000 $ 1,159,000
Polk County Georgia 3 $ 535,000 $ 178,000 $ 75,000
Rockdale County Georgia 3 $ 755,000 $ 251,000 $ 76,000
Spalding County Georgia 3 $ 855,000 $ 285,000 $ 110,000
Ada County Idaho 3 $ 995,000 $ 331,000 $ 47,000
Johnson County Kansas 3 $ 895,000 $ 298,000 $ 148,000
Calcasieu County Louisiana 3 $ 575,000 $ 191,000 $ 122,000
Rapides County Louisiana 3 $ 885,000 $ 295,000 $ 163,000
Vermilion County Louisiana 3 $ 235,000 $ 78,000 $ 27,000
Beltrami County Minnesota 3 $ 385,000 $ 128,000 $ 84,000
Brown County Minnesota 3 $ 305,000 $ 101,000 $ 134,000
Kandiyohi County Minnesota 3 $ 785,000 $ 261,000 $ 77,000
Meeker County Minnesota 3 $ 745,000 $ 248,000 $ 81,000
Otter Tail County Minnesota 3 $ 905,000 $ 301,000 $ 284,000
Yellowstone County Montana 3 $ 1,005,000 $ 335,000 $ 107,000
Rockingham County New Hampshire 3 $ 905,000 $ 301,000 $ 136,000
Dona Ana County New Mexico 3 $ 1,295,000 $ 431,000 $ 139,000
Lorain County Ohio 3 $ 565,000 $ 188,000 $ 60,000
Delaware County Oklahoma 3 $ 785,000 $ 261,000 $ 90,000
Monroe County Pennsylvania 3 $ 655,000 $ 218,000 $ 189,000
Greenwood County South Carolina 3 $ 465,000 $ 155,000 $ 49,000
Montgomery County Tennessee 3 $ 455,000 $ 151,000 $ 82,000
Bastrop County Texas 3 $ 985,000 $ 328,000 $ 96,000
Coryell County Texas 3 $ 345,000 $ 115,000 $ 131,000
Ellis County Texas 3 $ 1,265,000 $ 421,000 $ 120,000
Galveston County Texas 3 $ 1,445,000 $ 481,000 $ 171,000
Grimes County Texas 3 $ 855,000 $ 285,000 $ 133,000
Johnson County Texas 3 $ 765,000 $ 255,000 $ 117,000
Young County Texas 3 $ 385,000 $ 128,000 $ 100,000
Dane County Wisconsin 3 $ 615,000 $ 205,000 $ 70,000
Coosa County Alabama 2 $ 1,060,000 $ 530,000 $ 135,000
Jackson County Alabama 2 $ 290,000 $ 145,000 $ 75,000
Montgomery County Alabama 2 $ 590,000 $ 295,000 $ 142,000
Garland County Arkansas 2 $ 440,000 $ 220,000 $ 115,000
Saline County Arkansas 2 $ 490,000 $ 245,000 $ 107,000
Contra Costa County California 2 $ 2,010,000 $ 1,005,000 $ 439,000
Placer County California 2 $ 1,230,000 $ 615,000 $ 157,000
San Mateo County California 2 $ 1,290,000 $ 645,000 $ 338,000
Tulare County California 2 $ 740,000 $ 370,000 $ 75,000
Adams County Colorado 2 $ 590,000 $ 295,000 $ 65,000
Arapahoe County Colorado 2 $ 480,000 $ 240,000 $ 67,000
Pueblo County Colorado 2 $ 560,000 $ 280,000 $ 80,000
District of Columbia County District Of Columbia 2 $ 880,000 $ 440,000 $ 114,000
Bay County Florida 2 $ 590,000 $ 295,000 $ 227,000
Charlotte County Florida 2 $ 1,060,000 $ 530,000 $ 249,000
Hamilton County Florida 2 $ 410,000 $ 205,000 $ 87,000
Miami-Dade County Florida 2 $ 770,000 $ 385,000 $ 150,000
Monroe County Florida 2 $ 1,920,000 $ 960,000 $ 705,000
Bryan County Georgia 2 $ 1,400,000 $ 700,000 $ 774,000
Effingham County Georgia 2 $ 480,000 $ 240,000 $ 75,000
Floyd County Georgia 2 $ 290,000 $ 145,000 $ 108,000
Heard County Georgia 2 $ 440,000 $ 220,000 $ 51,000
Houston County Georgia 2 $ 710,000 $ 355,000 $ 80,000
Pickens County Georgia 2 $ 630,000 $ 315,000 $ 98,000
Rabun County Georgia 2 $ 660,000 $ 330,000 $ 147,000
Tift County Georgia 2 $ 290,000 $ 145,000 $ 110,000
Lake County Indiana 2 $ 330,000 $ 165,000 $ 235,000
Boyle County Kentucky 2 $ 600,000 $ 300,000 $ 159,000
Jefferson County Louisiana 2 $ 460,000 $ 230,000 $ 57,000
Livingston County Louisiana 2 $ 230,000 $ 115,000 $ 100,000
Charles County Maryland 2 $ 600,000 $ 300,000 $ 83,000
Harford County Maryland 2 $ 1,430,000 $ 715,000 $ 175,000
Montgomery County Maryland 2 $ 740,000 $ 370,000 $ 103,000
Macomb County Michigan 2 $ 690,000 $ 345,000 $ 87,000
Midland County Michigan 2 $ 210,000 $ 105,000 $ 64,000
Benton County Minnesota 2 $ 370,000 $ 185,000 $ 47,000
Cottonwood County Minnesota 2 $ 190,000 $ 95,000 $ 57,000
Lake of the Woods County Minnesota 2 $ 300,000 $ 150,000 $ 37,000
Lyon County Minnesota 2 $ 170,000 $ 85,000 $ 39,000
Redwood County Minnesota 2 $ 410,000 $ 205,000 $ 31,000
St. Louis County Minnesota 2 $ 370,000 $ 185,000 $ 115,000
Stevens County Minnesota 2 $ 180,000 $ 90,000 $ 39,000
Covington County Mississippi 2 $ 590,000 $ 295,000 $ 133,000
Simpson County Mississippi 2 $ 150,000 $ 75,000 $ 39,000
Clay County Missouri 2 $ 600,000 $ 300,000 $ 195,000
Jefferson County Missouri 2 $ 160,000 $ 80,000 $ 45,000
Lancaster County Nebraska 2 $ 640,000 $ 320,000 $ 109,000
Grant County New Mexico 2 $ 290,000 $ 145,000 $ 64,000
Guilford County North Carolina 2 $ 750,000 $ 375,000 $ 177,000
Onslow County North Carolina 2 $ 500,000 $ 250,000 $ 70,000
Wake County North Carolina 2 $ 740,000 $ 370,000 $ 129,000
Burleigh County North Dakota 2 $ 180,000 $ 90,000 $ 78,000
Grand Forks County North Dakota 2 $ 330,000 $ 165,000 $ 59,000
Franklin County Ohio 2 $ 280,000 $ 140,000 $ 63,000
Montgomery County Ohio 2 $ 520,000 $ 260,000 $ 64,000
Summit County Ohio 2 $ 470,000 $ 235,000 $ 49,000
Carter County Oklahoma 2 $ 170,000 $ 85,000 $ 80,000
Garfield County Oklahoma 2 $ 570,000 $ 285,000 $ 107,000
Garvin County Oklahoma 2 $ 680,000 $ 340,000 $ 86,000
Roger Mills County Oklahoma 2 $ 320,000 $ 160,000 $ 95,000
Washita County Oklahoma 2 $ 480,000 $ 240,000 $ 105,000
Beaufort County South Carolina 2 $ 570,000 $ 285,000 $ 158,000
Spartanburg County South Carolina 2 $ 660,000 $ 330,000 $ 95,000
Jefferson County Tennessee 2 $ 440,000 $ 220,000 $ 48,000
Shelby County Tennessee 2 $ 460,000 $ 230,000 $ 85,000
Williamson County Tennessee 2 $ 840,000 $ 420,000 $ 153,000
Blanco County Texas 2 $ 520,000 $ 260,000 $ 122,000
Burnet County Texas 2 $ 840,000 $ 420,000 $ 65,000
Camp County Texas 2 $ 280,000 $ 140,000 $ 72,000
Comal County Texas 2 $ 1,040,000 $ 520,000 $ 131,000
Gregg County Texas 2 $ 580,000 $ 290,000 $ 344,000
Midland County Texas 2 $ 530,000 $ 265,000 $ 79,000
Nacogdoches County Texas 2 $ 940,000 $ 470,000 $ 226,000
Trinity County Texas 2 $ 240,000 $ 120,000 $ 62,000
Victoria County Texas 2 $ 280,000 $ 140,000 $ 73,000
Utah County Utah 2 $ 1,290,000 $ 645,000 $ 73,000
Fairfax County Virginia 2 $ 2,740,000 $ 1,370,000 $ 666,000
Grays Harbor County Washington 2 $ 680,000 $ 340,000 $ 77,000
Island County Washington 2 $ 400,000 $ 200,000 $ 61,000
Kitsap County Washington 2 $ 830,000 $ 415,000 $ 131,000
Snohomish County Washington 2 $ 870,000 $ 435,000 $ 137,000
Spokane County Washington 2 $ 600,000 $ 300,000 $ 204,000
Yakima County Washington 2 $ 680,000 $ 340,000 $ 126,000
Barron County Wisconsin 2 $ 270,000 $ 135,000 $ 51,000
Eau Claire County Wisconsin 2 $ 390,000 $ 195,000 $ 96,000
Autauga County Alabama 1 $ 275,000 $ 275,000 $ 128,000
Elmore County Alabama 1 $ 225,000 $ 225,000 $ 285,000
Lee County Alabama 1 $ 115,000 $ 115,000 $ 70,000
Limestone County Alabama 1 $ 355,000 $ 355,000 $ 80,000
Mobile County Alabama 1 $ 175,000 $ 175,000 $ 46,000
Talladega County Alabama 1 $ 155,000 $ 155,000 $ 33,000
Tallapoosa County Alabama 1 $ 145,000 $ 145,000 $ 48,000
Anchorage County Alaska 1 $ 125,000 $ 125,000 $ 105,000
Cochise County Arizona 1 $ 85,000 $ 85,000 $ 74,000
Coconino County Arizona 1 $ 1,205,000 $ 1,205,000 $ 477,000
Gila County Arizona 1 $ 685,000 $ 685,000 $ 139,000
Yuma County Arizona 1 $ 255,000 $ 255,000 $ 78,000
Benton County Arkansas 1 $ 265,000 $ 265,000 $ 70,000
Faulkner County Arkansas 1 $ 195,000 $ 195,000 $ 90,000
Jefferson County Arkansas 1 $ 215,000 $ 215,000 $ 39,000
Pulaski County Arkansas 1 $ 285,000 $ 285,000 $ 133,000
Yell County Arkansas 1 $ 55,000 $ 55,000 $ 22,000
Alameda County California 1 $ 885,000 $ 885,000 $ 411,000
Butte County California 1 $ 435,000 $ 435,000 $ 0
Kern County California 1 $ 445,000 $ 445,000 $ 237,000
Madera County California 1 $ 275,000 $ 275,000 $ 51,000
Napa County California 1 $ 2,805,000 $ 2,805,000 $ 1,290,000
San Francisco County California 1 $ 1,495,000 $ 1,495,000 $ 26,000
San Joaquin County California 1 $ 305,000 $ 305,000 $ 287,000
Santa Cruz County California 1 $ 1,315,000 $ 1,315,000 $ 400,000
Solano County California 1 $ 345,000 $ 345,000 $ 68,000
Sonoma County California 1 $ 385,000 $ 385,000 $ 143,000
Archuleta County Colorado 1 $ 95,000 $ 95,000 $ 108,000
Boulder County Colorado 1 $ 465,000 $ 465,000 $ 206,000
Chaffee County Colorado 1 $ 645,000 $ 645,000 $ 173,000
Clear Creek County Colorado 1 $ 355,000 $ 355,000 $ 1,104,000
Grand County Colorado 1 $ 445,000 $ 445,000 $ 206,000
Gunnison County Colorado 1 $ 205,000 $ 205,000 $ 175,000
Larimer County Colorado 1 $ 155,000 $ 155,000 $ 206,000
Weld County Colorado 1 $ 395,000 $ 395,000 $ 92,000
Kent County Delaware 1 $ 415,000 $ 415,000 $ 94,000
Sussex County Delaware 1 $ 165,000 $ 165,000 $ 39,000
Calhoun County Florida 1 $ 205,000 $ 205,000 $ 73,000
Clay County Florida 1 $ 355,000 $ 355,000 $ 160,000
Glades County Florida 1 $ 295,000 $ 295,000 $ 262,000
Highlands County Florida 1 $ 255,000 $ 255,000 $ 72,000
Indian River County Florida 1 $ 365,000 $ 365,000 $ 145,000
Leon County Florida 1 $ 155,000 $ 155,000 $ 97,000
Levy County Florida 1 $ 145,000 $ 145,000 $ 46,000
Suwannee County Florida 1 $ 115,000 $ 115,000 $ 42,000
Walton County Florida 1 $ 195,000 $ 195,000 $ 225,000
Banks County Georgia 1 $ 265,000 $ 265,000 $ 55,000
Bibb County Georgia 1 $ 115,000 $ 115,000 $ 145,000
Chatham County Georgia 1 $ 85,000 $ 85,000 $ 97,000
Chattooga County Georgia 1 $ 165,000 $ 165,000 $ 78,000
Colquitt County Georgia 1 $ 135,000 $ 135,000 $ 149,000
Dawson County Georgia 1 $ 415,000 $ 415,000 $ 154,000
Elbert County Georgia 1 $ 225,000 $ 225,000 $ 66,000
Gordon County Georgia 1 $ 255,000 $ 255,000 $ 157,000
Greene County Georgia 1 $ 435,000 $ 435,000 $ 111,000
Habersham County Georgia 1 $ 75,000 $ 75,000 $ 178,000
Hart County Georgia 1 $ 285,000 $ 285,000 $ 90,000
Lee County Georgia 1 $ 295,000 $ 295,000 $ 80,000
Long County Georgia 1 $ 345,000 $ 345,000 $ 140,000
Madison County Georgia 1 $ 135,000 $ 135,000 $ 105,000
Morgan County Georgia 1 $ 135,000 $ 135,000 $ 44,000
Muscogee County Georgia 1 $ 105,000 $ 105,000 $ 25,000
Newton County Georgia 1 $ 335,000 $ 335,000 $ 59,000
Stephens County Georgia 1 $ 455,000 $ 455,000 $ 211,000
Troup County Georgia 1 $ 55,000 $ 55,000 $ 65,000
Union County Georgia 1 $ 285,000 $ 285,000 $ 146,000
White County Georgia 1 $ 345,000 $ 345,000 $ 166,000
Maui County Hawaii 1 $ 1,025,000 $ 1,025,000 $ 946,000
Kootenai County Idaho 1 $ 335,000 $ 335,000 $ 56,000
Champaign County Illinois 1 $ 105,000 $ 105,000 $ 67,000
Kane County Illinois 1 $ 355,000 $ 355,000 $ 187,000
Lake County Illinois 1 $ 455,000 $ 455,000 $ 142,000
McLean County Illinois 1 $ 295,000 $ 295,000 $ 83,000
Winnebago County Illinois 1 $ 175,000 $ 175,000 $ 60,000
Clark County Indiana 1 $ 245,000 $ 245,000 $ 118,000
Crawford County Indiana 1 $ 315,000 $ 315,000 $ 88,000
Franklin County Indiana 1 $ 165,000 $ 165,000 $ 31,000
Black Hawk County Iowa 1 $ 65,000 $ 65,000 $ 17,000
Hancock County Iowa 1 $ 85,000 $ 85,000 $ 222,000
Johnson County Iowa 1 $ 395,000 $ 395,000 $ 90,000
Washington County Iowa 1 $ 175,000 $ 175,000 $ 75,000
Montgomery County Kansas 1 $ 45,000 $ 45,000 $ 109,000
Shawnee County Kansas 1 $ 455,000 $ 455,000 $ 136,000
Stanton County Kansas 1 $ 285,000 $ 285,000 $ 63,000
Claiborne County Louisiana 1 $ 155,000 $ 155,000 $ 61,000
Grant County Louisiana 1 $ 315,000 $ 315,000 $ 146,000
Lafourche County Louisiana 1 $ 205,000 $ 205,000 $ 120,000
Lincoln County Louisiana 1 $ 335,000 $ 335,000 $ 140,000
St. John the Baptist County Louisiana 1 $ 165,000 $ 165,000 $ 75,000
St. Landry County Louisiana 1 $ 115,000 $ 115,000 $ 108,000
Terrebonne County Louisiana 1 $ 235,000 $ 235,000 $ 105,000
York County Maine 1 $ 1,235,000 $ 1,235,000 $ 249,000
Frederick County Maryland 1 $ 365,000 $ 365,000 $ 80,000
Queen Anne's County Maryland 1 $ 175,000 $ 175,000 $ 71,000
Washington County Maryland 1 $ 355,000 $ 355,000 $ 123,000
Clinton County Michigan 1 $ 155,000 $ 155,000 $ 0
Muskegon County Michigan 1 $ 245,000 $ 245,000 $ 96,000
Oscoda County Michigan 1 $ 55,000 $ 55,000 $ 157,000
Carlton County Minnesota 1 $ 235,000 $ 235,000 $ 110,000
Chippewa County Minnesota 1 $ 85,000 $ 85,000 $ 37,000
Clay County Minnesota 1 $ 315,000 $ 315,000 $ 161,000
Clearwater County Minnesota 1 $ 115,000 $ 115,000 $ 39,000
Cook County Minnesota 1 $ 285,000 $ 285,000 $ 106,000
Dodge County Minnesota 1 $ 175,000 $ 175,000 $ 45,000
Faribault County Minnesota 1 $ 75,000 $ 75,000 $ 30,000
Fillmore County Minnesota 1 $ 235,000 $ 235,000 $ 103,000
Hubbard County Minnesota 1 $ 215,000 $ 215,000 $ 60,000
Lac qui Parle County Minnesota 1 $ 235,000 $ 235,000 $ 109,000
Lake County Minnesota 1 $ 235,000 $ 235,000 $ 257,000
Mahnomen County Minnesota 1 $ 195,000 $ 195,000 $ 57,000
Martin County Minnesota 1 $ 225,000 $ 225,000 $ 122,000
Mower County Minnesota 1 $ 175,000 $ 175,000 $ 36,000
Polk County Minnesota 1 $ 105,000 $ 105,000 $ 116,000
Pope County Minnesota 1 $ 125,000 $ 125,000 $ 49,000
Roseau County Minnesota 1 $ 335,000 $ 335,000 $ 106,000
Sibley County Minnesota 1 $ 165,000 $ 165,000 $ 54,000
Steele County Minnesota 1 $ 185,000 $ 185,000 $ 50,000
Swift County Minnesota 1 $ 85,000 $ 85,000 $ 50,000
Yellow Medicine County Minnesota 1 $ 205,000 $ 205,000 $ 66,000
DeSoto County Mississippi 1 $ 145,000 $ 145,000 $ 29,000
Pearl River County Mississippi 1 $ 195,000 $ 195,000 $ 45,000
Washington County Mississippi 1 $ 445,000 $ 445,000 $ 101,000
Andrew County Missouri 1 $ 105,000 $ 105,000 $ 120,000
Bates County Missouri 1 $ 265,000 $ 265,000 $ 107,000
Callaway County Missouri 1 $ 365,000 $ 365,000 $ 157,000
Christian County Missouri 1 $ 525,000 $ 525,000 $ 95,000
Jackson County Missouri 1 $ 205,000 $ 205,000 $ 118,000
Platte County Missouri 1 $ 245,000 $ 245,000 $ 146,000
St. Francois County Missouri 1 $ 65,000 $ 65,000 $ 44,000
Flathead County Montana 1 $ 545,000 $ 545,000 $ 546,000
Cass County Nebraska 1 $ 545,000 $ 545,000 $ 171,000
Douglas County Nebraska 1 $ 265,000 $ 265,000 $ 74,000
Carson City County Nevada 1 $ 1,105,000 $ 1,105,000 $ 206,000
Nye County Nevada 1 $ 215,000 $ 215,000 $ 55,000
Monmouth County New Jersey 1 $ 405,000 $ 405,000 $ 77,000
Morris County New Jersey 1 $ 365,000 $ 365,000 $ 194,000
Ocean County New Jersey 1 $ 495,000 $ 495,000 $ 158,000
Curry County New Mexico 1 $ 125,000 $ 125,000 $ 62,000
Lea County New Mexico 1 $ 145,000 $ 145,000 $ 46,000
Lincoln County New Mexico 1 $ 275,000 $ 275,000 $ 384,000
Los Alamos County New Mexico 1 $ 275,000 $ 275,000 $ 0
McKinley County New Mexico 1 $ 85,000 $ 85,000 $ 131,000
Otero County New Mexico 1 $ 205,000 $ 205,000 $ 140,000
Rio Arriba County New Mexico 1 $ 245,000 $ 245,000 $ 72,000
San Juan County New Mexico 1 $ 165,000 $ 165,000 $ 83,000
Santa Fe County New Mexico 1 $ 195,000 $ 195,000 $ 78,000
Torrance County New Mexico 1 $ 145,000 $ 145,000 $ 60,000
Valencia County New Mexico 1 $ 85,000 $ 85,000 $ 45,000
Brunswick County North Carolina 1 $ 185,000 $ 185,000 $ 71,000
Craven County North Carolina 1 $ 195,000 $ 195,000 $ 80,000
Durham County North Carolina 1 $ 265,000 $ 265,000 $ 62,000
Granville County North Carolina 1 $ 315,000 $ 315,000 $ 105,000
Halifax County North Carolina 1 $ 115,000 $ 115,000 $ 34,000
Harnett County North Carolina 1 $ 275,000 $ 275,000 $ 89,000
Iredell County North Carolina 1 $ 365,000 $ 365,000 $ 138,000
New Hanover County North Carolina 1 $ 95,000 $ 95,000 $ 70,000
Randolph County North Carolina 1 $ 115,000 $ 115,000 $ 52,000
Surry County North Carolina 1 $ 355,000 $ 355,000 $ 128,000
Watauga County North Carolina 1 $ 205,000 $ 205,000 $ 302,000
Butler County Ohio 1 $ 185,000 $ 185,000 $ 95,000
Geauga County Ohio 1 $ 85,000 $ 85,000 $ 77,000
Hamilton County Ohio 1 $ 205,000 $ 205,000 $ 93,000
Licking County Ohio 1 $ 355,000 $ 355,000 $ 96,000
Medina County Ohio 1 $ 185,000 $ 185,000 $ 53,000
Seneca County Ohio 1 $ 145,000 $ 145,000 $ 105,000
Stark County Ohio 1 $ 75,000 $ 75,000 $ 44,000
Grady County Oklahoma 1 $ 845,000 $ 845,000 $ 317,000
Harper County Oklahoma 1 $ 135,000 $ 135,000 $ 48,000
Lincoln County Oklahoma 1 $ 405,000 $ 405,000 $ 72,000
McClain County Oklahoma 1 $ 175,000 $ 175,000 $ 76,000
Noble County Oklahoma 1 $ 105,000 $ 105,000 $ 141,000
Payne County Oklahoma 1 $ 155,000 $ 155,000 $ 79,000
Seminole County Oklahoma 1 $ 95,000 $ 95,000 $ 46,000
Woodward County Oklahoma 1 $ 105,000 $ 105,000 $ 34,000
Benton County Oregon 1 $ 85,000 $ 85,000 $ 445,000
Clackamas County Oregon 1 $ 615,000 $ 615,000 $ 195,000
Curry County Oregon 1 $ 165,000 $ 165,000 $ 57,000
Jackson County Oregon 1 $ 385,000 $ 385,000 $ 522,000
Lincoln County Oregon 1 $ 135,000 $ 135,000 $ 169,000
Linn County Oregon 1 $ 345,000 $ 345,000 $ 97,000
Marion County Oregon 1 $ 235,000 $ 235,000 $ 52,000
Yamhill County Oregon 1 $ 425,000 $ 425,000 $ 0
Northampton County Pennsylvania 1 $ 185,000 $ 185,000 $ 57,000
Anderson County South Carolina 1 $ 265,000 $ 265,000 $ 64,000
Berkeley County South Carolina 1 $ 155,000 $ 155,000 $ 62,000
Charleston County South Carolina 1 $ 535,000 $ 535,000 $ 107,000
Edgefield County South Carolina 1 $ 295,000 $ 295,000 $ 168,000
Greenville County South Carolina 1 $ 75,000 $ 75,000 $ 101,000
Richland County South Carolina 1 $ 185,000 $ 185,000 $ 41,000
Brookings County South Dakota 1 $ 125,000 $ 125,000 $ 895,000
Custer County South Dakota 1 $ 375,000 $ 375,000 $ 246,000
Davison County South Dakota 1 $ 205,000 $ 205,000 $ 44,000
Day County South Dakota 1 $ 65,000 $ 65,000 $ 57,000
Lawrence County South Dakota 1 $ 175,000 $ 175,000 $ 85,000
Minnehaha County South Dakota 1 $ 415,000 $ 415,000 $ 217,000
Potter County South Dakota 1 $ 85,000 $ 85,000 $ 39,000
Spink County South Dakota 1 $ 205,000 $ 205,000 $ 52,000
Bradley County Tennessee 1 $ 175,000 $ 175,000 $ 145,000
Dickson County Tennessee 1 $ 205,000 $ 205,000 $ 68,000
Greene County Tennessee 1 $ 95,000 $ 95,000 $ 44,000
Hamilton County Tennessee 1 $ 285,000 $ 285,000 $ 95,000
Scott County Tennessee 1 $ 105,000 $ 105,000 $ 66,000
Tipton County Tennessee 1 $ 615,000 $ 615,000 $ 99,000
Washington County Tennessee 1 $ 175,000 $ 175,000 $ 140,000
Wilson County Tennessee 1 $ 175,000 $ 175,000 $ 25,000
Angelina County Texas 1 $ 225,000 $ 225,000 $ 92,000
Austin County Texas 1 $ 205,000 $ 205,000 $ 88,000
Calhoun County Texas 1 $ 485,000 $ 485,000 $ 325,000
Chambers County Texas 1 $ 495,000 $ 495,000 $ 205,000
Ector County Texas 1 $ 265,000 $ 265,000 $ 85,000
Gaines County Texas 1 $ 405,000 $ 405,000 $ 88,000
Goliad County Texas 1 $ 125,000 $ 125,000 $ 144,000
Gonzales County Texas 1 $ 255,000 $ 255,000 $ 66,000
Gray County Texas 1 $ 65,000 $ 65,000 $ 53,000
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Mortgage Loan Application Detail Totals for Goldwater Bank, N.A. in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,191 $993,875,000 $311,000 $3,215,000 $116,000 $2,446,000
Cash-out Refinancing 681 $179,435,000 $263,000 $1,685,000 $131,000 $2,386,000
Refinancing 327 $93,685,000 $286,000 $1,925,000 $133,000 $1,296,000
Not Applicable 16 $5,860,000 $366,000 $545,000 $0 $0
Home Improvement 1 $495,000 $495,000 $495,000 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,857 $857,165,000 $300,000 $2,805,000 $126,000 $2,446,000
Black or African American 452 $143,690,000 $317,000 $1,845,000 $103,000 $750,000
Hispanic 405 $107,855,000 $266,000 $2,095,000 $94,000 $1,104,000
Not Provided 248 $77,550,000 $312,000 $3,215,000 $125,000 $946,000
Asian 142 $46,890,000 $330,000 $1,915,000 $119,000 $726,000
Not applicable 74 $29,000,000 $391,000 $1,175,000 $180,000 $180,000
American Indian or Alaskan Native 26 $6,150,000 $236,000 $575,000 $89,000 $218,000
Native Hawaiian or Other Pacific Islander 4 $1,680,000 $420,000 $725,000 $141,000 $229,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,060 $935,370,000 $305,000 $2,805,000 $133,000 $2,446,000
FHA-insured (Federal Housing Administration) 780 $205,170,000 $263,000 $745,000 $78,000 $750,000
VA-guaranteed (Veterans Administration) 302 $118,660,000 $392,000 $3,215,000 $107,000 $488,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 74 $14,150,000 $191,000 $355,000 $63,000 $108,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,884 $863,120,000 $299,000 $1,925,000 $120,000 $2,446,000
Application Withdrawn By Applicant 1,004 $305,830,000 $304,000 $2,805,000 $124,000 $1,296,000
Application Denied By Financial Institution 148 $47,100,000 $318,000 $3,215,000 $96,000 $550,000
Loan Purchased By The Institution 68 $24,970,000 $367,000 $715,000 $0 $0
File Closed For Incompleteness 64 $16,690,000 $260,000 $885,000 $114,000 $619,000
Application Approved But Not Accepted 23 $6,845,000 $297,000 $805,000 $112,000 $232,000
Preapproval Approved but not Accepted 19 $6,905,000 $363,000 $805,000 $121,000 $350,000
Preapproval Denied by Financial Institution 6 $1,890,000 $315,000 $455,000 $67,000 $117,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,062 $1,224,360,000 $301,000 $2,805,000 $121,000 $2,446,000
Debt-To-Income Ratio 72 $23,100,000 $320,000 $1,285,000 $89,000 $525,000
Credit History 30 $9,040,000 $301,000 $1,275,000 $101,000 $416,000
Collateral 16 $4,290,000 $268,000 $1,405,000 $114,000 $550,000
Other 14 $6,870,000 $490,000 $3,215,000 $106,000 $488,000
Employment History 11 $2,755,000 $250,000 $415,000 $64,000 $140,000
Unverifiable Information 6 $1,540,000 $256,000 $365,000 $74,000 $160,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,395,000 $279,000 $455,000 $159,000 $274,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Goldwater Bank, N.A.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Goldwater Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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