Goldwater Bank, N.A. Mortgage Lending & HMDA Data, 2022

In 2022, Goldwater Bank, N.A. of Phoenix, AZ reported 4,216 mortgage applications totaling $1.3 billion, down 58% from 2021. The average application was for $302,027, and applicants reported an average income of $119,756. 68% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (1,432), Atlanta-Sandy Springs-Roswell, GA (384) and Phoenix-Mesa-Scottsdale, AZ (154) (applications in parentheses).

Mortgage Company & Address Goldwater Bank, N.A.
2525 East Camelback Road Suite 1100
Phoenix, AZ 85016
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 4,216
Total Mortgage Loan Application Amount $1,273,350,000
Average Mortgage Loan Application Amount $302,027
Highest Mortgage Loan Application Amount $3,215,000
Average Applicant Income $119,756
Highest Applicant Income $2,446,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Goldwater Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Goldwater Bank, N.A. by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin, Minnesota 456 $ 136,620,000 $ 299,605 $ 110,000
Anoka, Minnesota 294 $ 81,630,000 $ 277,653 $ 114,000
Ramsey, Minnesota 182 $ 46,290,000 $ 254,340 $ 105,000
Marion, Florida 143 $ 33,715,000 $ 235,769 $ 84,000
Maricopa, Arizona 139 $ 68,045,000 $ 489,532 $ 215,000
Dakota, Minnesota 133 $ 34,565,000 $ 259,887 $ 89,000
St. Lucie, Florida 110 $ 41,220,000 $ 374,727 $ 113,000
Carroll, Georgia 108 $ 29,570,000 $ 273,796 $ 107,000
Montgomery, Texas 79 $ 27,725,000 $ 350,949 $ 169,000
Wright, Minnesota 75 $ 21,705,000 $ 289,400 $ 98,000
Pierce, Washington 67 $ 32,505,000 $ 485,149 $ 131,000
Washington, Minnesota 66 $ 20,850,000 $ 315,909 $ 106,000
Bossier, Louisiana 65 $ 15,035,000 $ 231,307 $ 91,000
DeKalb, Georgia 63 $ 20,065,000 $ 318,492 $ 119,000
Sherburne, Minnesota 62 $ 17,720,000 $ 285,806 $ 94,000
Harris, Texas 56 $ 16,540,000 $ 295,357 $ 138,000
Brown, South Dakota 55 $ 10,335,000 $ 187,909 $ 69,000
Gwinnett, Georgia 54 $ 16,040,000 $ 297,037 $ 104,000
Caddo, Louisiana 54 $ 11,140,000 $ 206,296 $ 85,000
Crow Wing, Minnesota 54 $ 12,900,000 $ 238,888 $ 93,000
Scott, Minnesota 44 $ 14,610,000 $ 332,045 $ 110,000
Isanti, Minnesota 43 $ 10,445,000 $ 242,906 $ 98,000
Etowah, Alabama 39 $ 7,315,000 $ 187,564 $ 68,000
Fulton, Georgia 31 $ 12,345,000 $ 398,225 $ 145,000
Hernando, Florida 26 $ 6,620,000 $ 254,615 $ 95,000
Eddy, New Mexico 26 $ 6,360,000 $ 244,615 $ 120,000
Stearns, Minnesota 25 $ 4,825,000 $ 193,000 $ 64,000
Cuyahoga, Ohio 25 $ 3,125,000 $ 125,000 $ 184,000
Oklahoma, Oklahoma 25 $ 5,785,000 $ 231,400 $ 105,000
King, Washington 25 $ 11,655,000 $ 466,200 $ 141,000
Carver, Minnesota 23 $ 6,385,000 $ 277,608 $ 104,000
Washington, Utah 23 $ 11,005,000 $ 478,478 $ 257,000
Haralson, Georgia 22 $ 4,930,000 $ 224,090 $ 89,000
Rice, Minnesota 21 $ 5,245,000 $ 249,761 $ 89,000
Chisago, Minnesota 20 $ 6,400,000 $ 320,000 $ 104,000
Denton, Texas 19 $ 5,705,000 $ 300,263 $ 141,000
Mille Lacs, Minnesota 18 $ 4,400,000 $ 244,444 $ 75,000
El Paso, Colorado 17 $ 7,135,000 $ 419,705 $ 132,000
Lee, Florida 17 $ 7,485,000 $ 440,294 $ 186,000
Webster, Louisiana 16 $ 2,550,000 $ 159,375 $ 67,000
El Paso, Texas 16 $ 4,450,000 $ 278,125 $ 125,000
Tarrant, Texas 16 $ 3,490,000 $ 218,125 $ 89,000
Pinal, Arizona 15 $ 6,525,000 $ 435,000 $ 111,000
Escambia, Florida 15 $ 4,525,000 $ 301,666 $ 94,000
Palm Beach, Florida 15 $ 6,915,000 $ 461,000 $ 132,000
Citrus, Florida 14 $ 3,720,000 $ 265,714 $ 119,000
Cobb, Georgia 14 $ 4,320,000 $ 308,571 $ 146,000
Henry, Georgia 14 $ 3,460,000 $ 247,142 $ 141,000
Bernalillo, New Mexico 14 $ 3,180,000 $ 227,142 $ 99,000
San Diego, California 12 $ 4,710,000 $ 392,500 $ 210,000
Travis, Texas 12 $ 4,590,000 $ 382,500 $ 187,000
Thurston, Washington 12 $ 6,280,000 $ 523,333 $ 103,000
Jefferson, Alabama 11 $ 2,795,000 $ 254,090 $ 96,000
Mohave, Arizona 11 $ 2,825,000 $ 256,818 $ 74,000
Hendry, Florida 11 $ 2,465,000 $ 224,090 $ 71,000
Douglas, Georgia 11 $ 3,525,000 $ 320,454 $ 109,000
Cass, Minnesota 11 $ 2,855,000 $ 259,545 $ 88,000
Todd, Minnesota 11 $ 1,565,000 $ 142,272 $ 91,000
Pasco, Florida 10 $ 2,020,000 $ 202,000 $ 80,000
Kanabec, Minnesota 10 $ 1,930,000 $ 193,000 $ 76,000
McLeod, Minnesota 10 $ 2,140,000 $ 214,000 $ 105,000
Olmsted, Minnesota 10 $ 1,700,000 $ 170,000 $ 96,000
Pine, Minnesota 10 $ 2,240,000 $ 224,000 $ 75,000
Coos, Oregon 10 $ 2,900,000 $ 290,000 $ 89,000
St. Croix, Wisconsin 10 $ 3,430,000 $ 343,000 $ 144,000
Baldwin, Alabama 9 $ 4,265,000 $ 473,888 $ 158,000
St. Tammany, Louisiana 9 $ 2,025,000 $ 225,000 $ 112,000
Logan, Oklahoma 9 $ 1,335,000 $ 148,333 $ 112,000
Hidalgo, Texas 9 $ 1,995,000 $ 221,666 $ 118,000
DeKalb, Alabama 8 $ 1,980,000 $ 247,500 $ 70,000
Los Angeles, California 8 $ 5,520,000 $ 690,000 $ 236,000
Riverside, California 8 $ 5,740,000 $ 717,500 $ 357,000
Manatee, Florida 8 $ 5,610,000 $ 701,250 $ 555,000
Clayton, Georgia 8 $ 1,520,000 $ 190,000 $ 106,000
Paulding, Georgia 8 $ 2,310,000 $ 288,750 $ 237,000
Walton, Georgia 8 $ 2,750,000 $ 343,750 $ 141,000
Cook, Illinois 8 $ 1,820,000 $ 227,500 $ 86,000
Prince George's, Maryland 8 $ 3,090,000 $ 386,250 $ 89,000
Polk, Wisconsin 8 $ 1,840,000 $ 230,000 $ 85,000
Alachua, Florida 7 $ 2,305,000 $ 329,285 $ 130,000
Polk, Florida 7 $ 2,905,000 $ 415,000 $ 176,000
Cherokee, Georgia 7 $ 1,815,000 $ 259,285 $ 72,000
Wayne, Michigan 7 $ 985,000 $ 140,714 $ 136,000
Aitkin, Minnesota 7 $ 2,605,000 $ 372,142 $ 225,000
Wadena, Minnesota 7 $ 1,545,000 $ 220,714 $ 63,000
Sandoval, New Mexico 7 $ 3,095,000 $ 442,142 $ 180,000
Brazos, Texas 7 $ 1,925,000 $ 275,000 $ 93,000
Dallas, Texas 7 $ 2,265,000 $ 323,571 $ 95,000
Forsyth, Georgia 6 $ 3,210,000 $ 535,000 $ 224,000
Hall, Georgia 6 $ 2,530,000 $ 421,666 $ 161,000
Jackson, Georgia 6 $ 1,800,000 $ 300,000 $ 116,000
Orleans, Louisiana 6 $ 2,100,000 $ 350,000 $ 133,000
Mecklenburg, North Carolina 6 $ 2,430,000 $ 405,000 $ 126,000
Cleveland, Oklahoma 6 $ 2,020,000 $ 336,666 $ 133,000
Tulsa, Oklahoma 6 $ 1,010,000 $ 168,333 $ 164,000
Bell, Texas 6 $ 1,460,000 $ 243,333 $ 410,000
Cameron, Texas 6 $ 2,000,000 $ 333,333 $ 92,000
Collin, Texas 6 $ 2,120,000 $ 353,333 $ 166,000
Starr, Texas 6 $ 870,000 $ 145,000 $ 61,000
Williamson, Texas 6 $ 1,650,000 $ 275,000 $ 111,000
Cherokee, Alabama 5 $ 1,215,000 $ 243,000 $ 70,000
Cleburne, Alabama 5 $ 1,345,000 $ 269,000 $ 92,000
St. Clair, Alabama 5 $ 1,835,000 $ 367,000 $ 161,000
Pima, Arizona 5 $ 955,000 $ 191,000 $ 100,000
San Bernardino, California 5 $ 2,245,000 $ 449,000 $ 194,000
Denver, Colorado 5 $ 1,195,000 $ 239,000 $ 191,000
Orange, Florida 5 $ 1,485,000 $ 297,000 $ 233,000
Santa Rosa, Florida 5 $ 1,175,000 $ 235,000 $ 98,000
Sumter, Florida 5 $ 1,225,000 $ 245,000 $ 91,000
Barrow, Georgia 5 $ 1,065,000 $ 213,000 $ 77,000
Bartow, Georgia 5 $ 2,325,000 $ 465,000 $ 146,000
De Soto, Louisiana 5 $ 855,000 $ 171,000 $ 69,000
Anne Arundel, Maryland 5 $ 1,685,000 $ 337,000 $ 83,000
Baltimore, Maryland 5 $ 1,685,000 $ 337,000 $ 110,000
Blue Earth, Minnesota 5 $ 1,345,000 $ 269,000 $ 83,000
Le Sueur, Minnesota 5 $ 665,000 $ 133,000 $ 70,000
Clark, Nevada 5 $ 2,525,000 $ 505,000 $ 178,000
Canadian, Oklahoma 5 $ 1,115,000 $ 223,000 $ 84,000
Knox, Tennessee 5 $ 1,525,000 $ 305,000 $ 124,000
Sevier, Tennessee 5 $ 1,945,000 $ 389,000 $ 140,000
Fort Bend, Texas 5 $ 1,295,000 $ 259,000 $ 108,000
Walker, Texas 5 $ 1,635,000 $ 327,000 $ 134,000
Milwaukee, Wisconsin 5 $ 1,015,000 $ 203,000 $ 132,000
Madison, Alabama 4 $ 1,140,000 $ 285,000 $ 244,000
Shelby, Alabama 4 $ 1,280,000 $ 320,000 $ 138,000
Orange, California 4 $ 4,460,000 $ 1,115,000 $ 645,000
Douglas, Colorado 4 $ 2,860,000 $ 715,000 $ 208,000
Broward, Florida 4 $ 2,180,000 $ 545,000 $ 159,000
Collier, Florida 4 $ 1,170,000 $ 292,500 $ 199,000
Duval, Florida 4 $ 540,000 $ 135,000 $ 179,000
Hillsborough, Florida 4 $ 1,970,000 $ 492,500 $ 261,000
Lake, Florida 4 $ 1,120,000 $ 280,000 $ 83,000
Martin, Florida 4 $ 1,730,000 $ 432,500 $ 170,000
Okaloosa, Florida 4 $ 2,880,000 $ 720,000 $ 243,000
Pinellas, Florida 4 $ 1,770,000 $ 442,500 $ 123,000
Volusia, Florida 4 $ 1,080,000 $ 270,000 $ 87,000
Coweta, Georgia 4 $ 1,520,000 $ 380,000 $ 147,000
Fannin, Georgia 4 $ 2,100,000 $ 525,000 $ 228,000
Putnam, Georgia 4 $ 1,800,000 $ 450,000 $ 248,000
Baltimore City, Maryland 4 $ 1,030,000 $ 257,500 $ 66,000
Oakland, Michigan 4 $ 2,010,000 $ 502,500 $ 145,000
Douglas, Minnesota 4 $ 500,000 $ 125,000 $ 56,000
Goodhue, Minnesota 4 $ 880,000 $ 220,000 $ 98,000
Itasca, Minnesota 4 $ 640,000 $ 160,000 $ 72,000
Koochiching, Minnesota 4 $ 570,000 $ 142,500 $ 116,000
Morrison, Minnesota 4 $ 930,000 $ 232,500 $ 64,000
Cherokee, North Carolina 4 $ 760,000 $ 190,000 $ 120,000
Pottawatomie, Oklahoma 4 $ 640,000 $ 160,000 $ 42,000
Bexar, Texas 4 $ 1,050,000 $ 262,500 $ 144,000
Brazoria, Texas 4 $ 1,170,000 $ 292,500 $ 198,000
Caldwell, Texas 4 $ 900,000 $ 225,000 $ 128,000
Cooke, Texas 4 $ 900,000 $ 225,000 $ 103,000
Hays, Texas 4 $ 2,370,000 $ 592,500 $ 155,000
McCulloch, Texas 4 $ 530,000 $ 132,500 $ 81,000
Navarro, Texas 4 $ 420,000 $ 105,000 $ 72,000
Nueces, Texas 4 $ 910,000 $ 227,500 $ 194,000
Salt Lake, Utah 4 $ 1,330,000 $ 332,500 $ 103,000
Loudoun, Virginia 4 $ 6,700,000 $ 1,675,000 $ 311,000
Burnett, Wisconsin 4 $ 880,000 $ 220,000 $ 132,000
Calhoun, Alabama 3 $ 575,000 $ 191,666 $ 51,000
Marshall, Alabama 3 $ 725,000 $ 241,666 $ 72,000
Randolph, Alabama 3 $ 505,000 $ 168,333 $ 61,000
Tuscaloosa, Alabama 3 $ 835,000 $ 278,333 $ 66,000
Yavapai, Arizona 3 $ 3,765,000 $ 1,255,000 $ 529,000
Washington, Arkansas 3 $ 585,000 $ 195,000 $ 114,000
Sacramento, California 3 $ 1,215,000 $ 405,000 $ 201,000
Brevard, Florida 3 $ 1,385,000 $ 461,666 $ 129,000
Sarasota, Florida 3 $ 525,000 $ 175,000 $ 92,000
Seminole, Florida 3 $ 1,985,000 $ 661,666 $ 255,000
St. Johns, Florida 3 $ 885,000 $ 295,000 $ 135,000
Fayette, Georgia 3 $ 1,125,000 $ 375,000 $ 96,000
McIntosh, Georgia 3 $ 935,000 $ 311,666 $ 1,159,000
Polk, Georgia 3 $ 535,000 $ 178,333 $ 75,000
Rockdale, Georgia 3 $ 755,000 $ 251,666 $ 76,000
Spalding, Georgia 3 $ 855,000 $ 285,000 $ 110,000
Ada, Idaho 3 $ 995,000 $ 331,666 $ 47,000
Johnson, Kansas 3 $ 895,000 $ 298,333 $ 148,000
Calcasieu, Louisiana 3 $ 575,000 $ 191,666 $ 122,000
Rapides, Louisiana 3 $ 885,000 $ 295,000 $ 163,000
Vermilion, Louisiana 3 $ 235,000 $ 78,333 $ 27,000
Beltrami, Minnesota 3 $ 385,000 $ 128,333 $ 84,000
Brown, Minnesota 3 $ 305,000 $ 101,666 $ 134,000
Kandiyohi, Minnesota 3 $ 785,000 $ 261,666 $ 77,000
Meeker, Minnesota 3 $ 745,000 $ 248,333 $ 81,000
Otter Tail, Minnesota 3 $ 905,000 $ 301,666 $ 284,000
Yellowstone, Montana 3 $ 1,005,000 $ 335,000 $ 107,000
Rockingham, New Hampshire 3 $ 905,000 $ 301,666 $ 136,000
Dona Ana, New Mexico 3 $ 1,295,000 $ 431,666 $ 139,000
Lorain, Ohio 3 $ 565,000 $ 188,333 $ 60,000
Delaware, Oklahoma 3 $ 785,000 $ 261,666 $ 90,000
Monroe, Pennsylvania 3 $ 655,000 $ 218,333 $ 189,000
Greenwood, South Carolina 3 $ 465,000 $ 155,000 $ 49,000
Montgomery, Tennessee 3 $ 455,000 $ 151,666 $ 82,000
Bastrop, Texas 3 $ 985,000 $ 328,333 $ 96,000
Coryell, Texas 3 $ 345,000 $ 115,000 $ 131,000
Ellis, Texas 3 $ 1,265,000 $ 421,666 $ 120,000
Galveston, Texas 3 $ 1,445,000 $ 481,666 $ 171,000
Grimes, Texas 3 $ 855,000 $ 285,000 $ 133,000
Johnson, Texas 3 $ 765,000 $ 255,000 $ 117,000
Young, Texas 3 $ 385,000 $ 128,333 $ 100,000
Dane, Wisconsin 3 $ 615,000 $ 205,000 $ 70,000
Coosa, Alabama 2 $ 1,060,000 $ 530,000 $ 135,000
Jackson, Alabama 2 $ 290,000 $ 145,000 $ 75,000
Montgomery, Alabama 2 $ 590,000 $ 295,000 $ 142,000
Garland, Arkansas 2 $ 440,000 $ 220,000 $ 115,000
Saline, Arkansas 2 $ 490,000 $ 245,000 $ 107,000
Contra Costa, California 2 $ 2,010,000 $ 1,005,000 $ 439,000
Placer, California 2 $ 1,230,000 $ 615,000 $ 157,000
San Mateo, California 2 $ 1,290,000 $ 645,000 $ 338,000
Tulare, California 2 $ 740,000 $ 370,000 $ 75,000
Adams, Colorado 2 $ 590,000 $ 295,000 $ 65,000
Arapahoe, Colorado 2 $ 480,000 $ 240,000 $ 67,000
Pueblo, Colorado 2 $ 560,000 $ 280,000 $ 80,000
District of Columbia, District Of Columbia 2 $ 880,000 $ 440,000 $ 114,000
Bay, Florida 2 $ 590,000 $ 295,000 $ 227,000
Charlotte, Florida 2 $ 1,060,000 $ 530,000 $ 249,000
Hamilton, Florida 2 $ 410,000 $ 205,000 $ 87,000
Miami-Dade, Florida 2 $ 770,000 $ 385,000 $ 150,000
Monroe, Florida 2 $ 1,920,000 $ 960,000 $ 705,000
Bryan, Georgia 2 $ 1,400,000 $ 700,000 $ 774,000
Effingham, Georgia 2 $ 480,000 $ 240,000 $ 75,000
Floyd, Georgia 2 $ 290,000 $ 145,000 $ 108,000
Heard, Georgia 2 $ 440,000 $ 220,000 $ 51,000
Houston, Georgia 2 $ 710,000 $ 355,000 $ 80,000
Pickens, Georgia 2 $ 630,000 $ 315,000 $ 98,000
Rabun, Georgia 2 $ 660,000 $ 330,000 $ 147,000
Tift, Georgia 2 $ 290,000 $ 145,000 $ 110,000
Lake, Indiana 2 $ 330,000 $ 165,000 $ 235,000
Boyle, Kentucky 2 $ 600,000 $ 300,000 $ 159,000
Jefferson, Louisiana 2 $ 460,000 $ 230,000 $ 57,000
Livingston, Louisiana 2 $ 230,000 $ 115,000 $ 100,000
Charles, Maryland 2 $ 600,000 $ 300,000 $ 83,000
Harford, Maryland 2 $ 1,430,000 $ 715,000 $ 175,000
Montgomery, Maryland 2 $ 740,000 $ 370,000 $ 103,000
Macomb, Michigan 2 $ 690,000 $ 345,000 $ 87,000
Midland, Michigan 2 $ 210,000 $ 105,000 $ 64,000
Benton, Minnesota 2 $ 370,000 $ 185,000 $ 47,000
Cottonwood, Minnesota 2 $ 190,000 $ 95,000 $ 57,000
Lake of the Woods, Minnesota 2 $ 300,000 $ 150,000 $ 37,000
Lyon, Minnesota 2 $ 170,000 $ 85,000 $ 39,000
Redwood, Minnesota 2 $ 410,000 $ 205,000 $ 31,000
St. Louis, Minnesota 2 $ 370,000 $ 185,000 $ 115,000
Stevens, Minnesota 2 $ 180,000 $ 90,000 $ 39,000
Covington, Mississippi 2 $ 590,000 $ 295,000 $ 133,000
Simpson, Mississippi 2 $ 150,000 $ 75,000 $ 39,000
Clay, Missouri 2 $ 600,000 $ 300,000 $ 195,000
Jefferson, Missouri 2 $ 160,000 $ 80,000 $ 45,000
Lancaster, Nebraska 2 $ 640,000 $ 320,000 $ 109,000
Grant, New Mexico 2 $ 290,000 $ 145,000 $ 64,000
Guilford, North Carolina 2 $ 750,000 $ 375,000 $ 177,000
Onslow, North Carolina 2 $ 500,000 $ 250,000 $ 70,000
Wake, North Carolina 2 $ 740,000 $ 370,000 $ 129,000
Burleigh, North Dakota 2 $ 180,000 $ 90,000 $ 78,000
Grand Forks, North Dakota 2 $ 330,000 $ 165,000 $ 59,000
Franklin, Ohio 2 $ 280,000 $ 140,000 $ 63,000
Montgomery, Ohio 2 $ 520,000 $ 260,000 $ 64,000
Summit, Ohio 2 $ 470,000 $ 235,000 $ 49,000
Carter, Oklahoma 2 $ 170,000 $ 85,000 $ 80,000
Garfield, Oklahoma 2 $ 570,000 $ 285,000 $ 107,000
Garvin, Oklahoma 2 $ 680,000 $ 340,000 $ 86,000
Roger Mills, Oklahoma 2 $ 320,000 $ 160,000 $ 95,000
Washita, Oklahoma 2 $ 480,000 $ 240,000 $ 105,000
Beaufort, South Carolina 2 $ 570,000 $ 285,000 $ 158,000
Spartanburg, South Carolina 2 $ 660,000 $ 330,000 $ 95,000
Jefferson, Tennessee 2 $ 440,000 $ 220,000 $ 48,000
Shelby, Tennessee 2 $ 460,000 $ 230,000 $ 85,000
Williamson, Tennessee 2 $ 840,000 $ 420,000 $ 153,000
Blanco, Texas 2 $ 520,000 $ 260,000 $ 122,000
Burnet, Texas 2 $ 840,000 $ 420,000 $ 65,000
Camp, Texas 2 $ 280,000 $ 140,000 $ 72,000
Comal, Texas 2 $ 1,040,000 $ 520,000 $ 131,000
Gregg, Texas 2 $ 580,000 $ 290,000 $ 344,000
Midland, Texas 2 $ 530,000 $ 265,000 $ 79,000
Nacogdoches, Texas 2 $ 940,000 $ 470,000 $ 226,000
Trinity, Texas 2 $ 240,000 $ 120,000 $ 62,000
Victoria, Texas 2 $ 280,000 $ 140,000 $ 73,000
Utah, Utah 2 $ 1,290,000 $ 645,000 $ 73,000
Fairfax, Virginia 2 $ 2,740,000 $ 1,370,000 $ 666,000
Grays Harbor, Washington 2 $ 680,000 $ 340,000 $ 77,000
Island, Washington 2 $ 400,000 $ 200,000 $ 61,000
Kitsap, Washington 2 $ 830,000 $ 415,000 $ 131,000
Snohomish, Washington 2 $ 870,000 $ 435,000 $ 137,000
Spokane, Washington 2 $ 600,000 $ 300,000 $ 204,000
Yakima, Washington 2 $ 680,000 $ 340,000 $ 126,000
Barron, Wisconsin 2 $ 270,000 $ 135,000 $ 51,000
Eau Claire, Wisconsin 2 $ 390,000 $ 195,000 $ 96,000
Autauga, Alabama 1 $ 275,000 $ 275,000 $ 128,000
Elmore, Alabama 1 $ 225,000 $ 225,000 $ 285,000
Lee, Alabama 1 $ 115,000 $ 115,000 $ 70,000
Limestone, Alabama 1 $ 355,000 $ 355,000 $ 80,000
Mobile, Alabama 1 $ 175,000 $ 175,000 $ 46,000
Talladega, Alabama 1 $ 155,000 $ 155,000 $ 33,000
Tallapoosa, Alabama 1 $ 145,000 $ 145,000 $ 48,000
Anchorage, Alaska 1 $ 125,000 $ 125,000 $ 105,000
Cochise, Arizona 1 $ 85,000 $ 85,000 $ 74,000
Coconino, Arizona 1 $ 1,205,000 $ 1,205,000 $ 477,000
Gila, Arizona 1 $ 685,000 $ 685,000 $ 139,000
Yuma, Arizona 1 $ 255,000 $ 255,000 $ 78,000
Benton, Arkansas 1 $ 265,000 $ 265,000 $ 70,000
Faulkner, Arkansas 1 $ 195,000 $ 195,000 $ 90,000
Jefferson, Arkansas 1 $ 215,000 $ 215,000 $ 39,000
Pulaski, Arkansas 1 $ 285,000 $ 285,000 $ 133,000
Yell, Arkansas 1 $ 55,000 $ 55,000 $ 22,000
Alameda, California 1 $ 885,000 $ 885,000 $ 411,000
Butte, California 1 $ 435,000 $ 435,000 $ 0
Kern, California 1 $ 445,000 $ 445,000 $ 237,000
Madera, California 1 $ 275,000 $ 275,000 $ 51,000
Napa, California 1 $ 2,805,000 $ 2,805,000 $ 1,290,000
San Francisco, California 1 $ 1,495,000 $ 1,495,000 $ 26,000
San Joaquin, California 1 $ 305,000 $ 305,000 $ 287,000
Santa Cruz, California 1 $ 1,315,000 $ 1,315,000 $ 400,000
Solano, California 1 $ 345,000 $ 345,000 $ 68,000
Sonoma, California 1 $ 385,000 $ 385,000 $ 143,000
Archuleta, Colorado 1 $ 95,000 $ 95,000 $ 108,000
Boulder, Colorado 1 $ 465,000 $ 465,000 $ 206,000
Chaffee, Colorado 1 $ 645,000 $ 645,000 $ 173,000
Clear Creek, Colorado 1 $ 355,000 $ 355,000 $ 1,104,000
Grand, Colorado 1 $ 445,000 $ 445,000 $ 206,000
Gunnison, Colorado 1 $ 205,000 $ 205,000 $ 175,000
Larimer, Colorado 1 $ 155,000 $ 155,000 $ 206,000
Weld, Colorado 1 $ 395,000 $ 395,000 $ 92,000
Kent, Delaware 1 $ 415,000 $ 415,000 $ 94,000
Sussex, Delaware 1 $ 165,000 $ 165,000 $ 39,000
Calhoun, Florida 1 $ 205,000 $ 205,000 $ 73,000
Clay, Florida 1 $ 355,000 $ 355,000 $ 160,000
Glades, Florida 1 $ 295,000 $ 295,000 $ 262,000
Highlands, Florida 1 $ 255,000 $ 255,000 $ 72,000
Indian River, Florida 1 $ 365,000 $ 365,000 $ 145,000
Leon, Florida 1 $ 155,000 $ 155,000 $ 97,000
Levy, Florida 1 $ 145,000 $ 145,000 $ 46,000
Suwannee, Florida 1 $ 115,000 $ 115,000 $ 42,000
Walton, Florida 1 $ 195,000 $ 195,000 $ 225,000
Banks, Georgia 1 $ 265,000 $ 265,000 $ 55,000
Bibb, Georgia 1 $ 115,000 $ 115,000 $ 145,000
Chatham, Georgia 1 $ 85,000 $ 85,000 $ 97,000
Chattooga, Georgia 1 $ 165,000 $ 165,000 $ 78,000
Colquitt, Georgia 1 $ 135,000 $ 135,000 $ 149,000
Dawson, Georgia 1 $ 415,000 $ 415,000 $ 154,000
Elbert, Georgia 1 $ 225,000 $ 225,000 $ 66,000
Gordon, Georgia 1 $ 255,000 $ 255,000 $ 157,000
Greene, Georgia 1 $ 435,000 $ 435,000 $ 111,000
Habersham, Georgia 1 $ 75,000 $ 75,000 $ 178,000
Hart, Georgia 1 $ 285,000 $ 285,000 $ 90,000
Lee, Georgia 1 $ 295,000 $ 295,000 $ 80,000
Long, Georgia 1 $ 345,000 $ 345,000 $ 140,000
Madison, Georgia 1 $ 135,000 $ 135,000 $ 105,000
Morgan, Georgia 1 $ 135,000 $ 135,000 $ 44,000
Muscogee, Georgia 1 $ 105,000 $ 105,000 $ 25,000
Newton, Georgia 1 $ 335,000 $ 335,000 $ 59,000
Stephens, Georgia 1 $ 455,000 $ 455,000 $ 211,000
Troup, Georgia 1 $ 55,000 $ 55,000 $ 65,000
Union, Georgia 1 $ 285,000 $ 285,000 $ 146,000
White, Georgia 1 $ 345,000 $ 345,000 $ 166,000
Maui, Hawaii 1 $ 1,025,000 $ 1,025,000 $ 946,000
Kootenai, Idaho 1 $ 335,000 $ 335,000 $ 56,000
Champaign, Illinois 1 $ 105,000 $ 105,000 $ 67,000
Kane, Illinois 1 $ 355,000 $ 355,000 $ 187,000
Lake, Illinois 1 $ 455,000 $ 455,000 $ 142,000
McLean, Illinois 1 $ 295,000 $ 295,000 $ 83,000
Winnebago, Illinois 1 $ 175,000 $ 175,000 $ 60,000
Clark, Indiana 1 $ 245,000 $ 245,000 $ 118,000
Crawford, Indiana 1 $ 315,000 $ 315,000 $ 88,000
Franklin, Indiana 1 $ 165,000 $ 165,000 $ 31,000
Black Hawk, Iowa 1 $ 65,000 $ 65,000 $ 17,000
Hancock, Iowa 1 $ 85,000 $ 85,000 $ 222,000
Johnson, Iowa 1 $ 395,000 $ 395,000 $ 90,000
Washington, Iowa 1 $ 175,000 $ 175,000 $ 75,000
Montgomery, Kansas 1 $ 45,000 $ 45,000 $ 109,000
Shawnee, Kansas 1 $ 455,000 $ 455,000 $ 136,000
Stanton, Kansas 1 $ 285,000 $ 285,000 $ 63,000
Claiborne, Louisiana 1 $ 155,000 $ 155,000 $ 61,000
Grant, Louisiana 1 $ 315,000 $ 315,000 $ 146,000
Lafourche, Louisiana 1 $ 205,000 $ 205,000 $ 120,000
Lincoln, Louisiana 1 $ 335,000 $ 335,000 $ 140,000
St. John the Baptist, Louisiana 1 $ 165,000 $ 165,000 $ 75,000
St. Landry, Louisiana 1 $ 115,000 $ 115,000 $ 108,000
Terrebonne, Louisiana 1 $ 235,000 $ 235,000 $ 105,000
York, Maine 1 $ 1,235,000 $ 1,235,000 $ 249,000
Frederick, Maryland 1 $ 365,000 $ 365,000 $ 80,000
Queen Anne's, Maryland 1 $ 175,000 $ 175,000 $ 71,000
Washington, Maryland 1 $ 355,000 $ 355,000 $ 123,000
Clinton, Michigan 1 $ 155,000 $ 155,000 $ 0
Muskegon, Michigan 1 $ 245,000 $ 245,000 $ 96,000
Oscoda, Michigan 1 $ 55,000 $ 55,000 $ 157,000
Carlton, Minnesota 1 $ 235,000 $ 235,000 $ 110,000
Chippewa, Minnesota 1 $ 85,000 $ 85,000 $ 37,000
Clay, Minnesota 1 $ 315,000 $ 315,000 $ 161,000
Clearwater, Minnesota 1 $ 115,000 $ 115,000 $ 39,000
Cook, Minnesota 1 $ 285,000 $ 285,000 $ 106,000
Dodge, Minnesota 1 $ 175,000 $ 175,000 $ 45,000
Faribault, Minnesota 1 $ 75,000 $ 75,000 $ 30,000
Fillmore, Minnesota 1 $ 235,000 $ 235,000 $ 103,000
Hubbard, Minnesota 1 $ 215,000 $ 215,000 $ 60,000
Lac qui Parle, Minnesota 1 $ 235,000 $ 235,000 $ 109,000
Lake, Minnesota 1 $ 235,000 $ 235,000 $ 257,000
Mahnomen, Minnesota 1 $ 195,000 $ 195,000 $ 57,000
Martin, Minnesota 1 $ 225,000 $ 225,000 $ 122,000
Mower, Minnesota 1 $ 175,000 $ 175,000 $ 36,000
Polk, Minnesota 1 $ 105,000 $ 105,000 $ 116,000
Pope, Minnesota 1 $ 125,000 $ 125,000 $ 49,000
Roseau, Minnesota 1 $ 335,000 $ 335,000 $ 106,000
Sibley, Minnesota 1 $ 165,000 $ 165,000 $ 54,000
Steele, Minnesota 1 $ 185,000 $ 185,000 $ 50,000
Swift, Minnesota 1 $ 85,000 $ 85,000 $ 50,000
Yellow Medicine, Minnesota 1 $ 205,000 $ 205,000 $ 66,000
DeSoto, Mississippi 1 $ 145,000 $ 145,000 $ 29,000
Pearl River, Mississippi 1 $ 195,000 $ 195,000 $ 45,000
Washington, Mississippi 1 $ 445,000 $ 445,000 $ 101,000
Andrew, Missouri 1 $ 105,000 $ 105,000 $ 120,000
Bates, Missouri 1 $ 265,000 $ 265,000 $ 107,000
Callaway, Missouri 1 $ 365,000 $ 365,000 $ 157,000
Christian, Missouri 1 $ 525,000 $ 525,000 $ 95,000
Jackson, Missouri 1 $ 205,000 $ 205,000 $ 118,000
Platte, Missouri 1 $ 245,000 $ 245,000 $ 146,000
St. Francois, Missouri 1 $ 65,000 $ 65,000 $ 44,000
Flathead, Montana 1 $ 545,000 $ 545,000 $ 546,000
Cass, Nebraska 1 $ 545,000 $ 545,000 $ 171,000
Douglas, Nebraska 1 $ 265,000 $ 265,000 $ 74,000
Carson City, Nevada 1 $ 1,105,000 $ 1,105,000 $ 206,000
Nye, Nevada 1 $ 215,000 $ 215,000 $ 55,000
Monmouth, New Jersey 1 $ 405,000 $ 405,000 $ 77,000
Morris, New Jersey 1 $ 365,000 $ 365,000 $ 194,000
Ocean, New Jersey 1 $ 495,000 $ 495,000 $ 158,000
Curry, New Mexico 1 $ 125,000 $ 125,000 $ 62,000
Lea, New Mexico 1 $ 145,000 $ 145,000 $ 46,000
Lincoln, New Mexico 1 $ 275,000 $ 275,000 $ 384,000
Los Alamos, New Mexico 1 $ 275,000 $ 275,000 $ 0
McKinley, New Mexico 1 $ 85,000 $ 85,000 $ 131,000
Otero, New Mexico 1 $ 205,000 $ 205,000 $ 140,000
Rio Arriba, New Mexico 1 $ 245,000 $ 245,000 $ 72,000
San Juan, New Mexico 1 $ 165,000 $ 165,000 $ 83,000
Santa Fe, New Mexico 1 $ 195,000 $ 195,000 $ 78,000
Torrance, New Mexico 1 $ 145,000 $ 145,000 $ 60,000
Valencia, New Mexico 1 $ 85,000 $ 85,000 $ 45,000
Brunswick, North Carolina 1 $ 185,000 $ 185,000 $ 71,000
Craven, North Carolina 1 $ 195,000 $ 195,000 $ 80,000
Durham, North Carolina 1 $ 265,000 $ 265,000 $ 62,000
Granville, North Carolina 1 $ 315,000 $ 315,000 $ 105,000
Halifax, North Carolina 1 $ 115,000 $ 115,000 $ 34,000
Harnett, North Carolina 1 $ 275,000 $ 275,000 $ 89,000
Iredell, North Carolina 1 $ 365,000 $ 365,000 $ 138,000
New Hanover, North Carolina 1 $ 95,000 $ 95,000 $ 70,000
Randolph, North Carolina 1 $ 115,000 $ 115,000 $ 52,000
Surry, North Carolina 1 $ 355,000 $ 355,000 $ 128,000
Watauga, North Carolina 1 $ 205,000 $ 205,000 $ 302,000
Butler, Ohio 1 $ 185,000 $ 185,000 $ 95,000
Geauga, Ohio 1 $ 85,000 $ 85,000 $ 77,000
Hamilton, Ohio 1 $ 205,000 $ 205,000 $ 93,000
Licking, Ohio 1 $ 355,000 $ 355,000 $ 96,000
Medina, Ohio 1 $ 185,000 $ 185,000 $ 53,000
Seneca, Ohio 1 $ 145,000 $ 145,000 $ 105,000
Stark, Ohio 1 $ 75,000 $ 75,000 $ 44,000
Grady, Oklahoma 1 $ 845,000 $ 845,000 $ 317,000
Harper, Oklahoma 1 $ 135,000 $ 135,000 $ 48,000
Lincoln, Oklahoma 1 $ 405,000 $ 405,000 $ 72,000
McClain, Oklahoma 1 $ 175,000 $ 175,000 $ 76,000
Noble, Oklahoma 1 $ 105,000 $ 105,000 $ 141,000
Payne, Oklahoma 1 $ 155,000 $ 155,000 $ 79,000
Seminole, Oklahoma 1 $ 95,000 $ 95,000 $ 46,000
Woodward, Oklahoma 1 $ 105,000 $ 105,000 $ 34,000
Benton, Oregon 1 $ 85,000 $ 85,000 $ 445,000
Clackamas, Oregon 1 $ 615,000 $ 615,000 $ 195,000
Curry, Oregon 1 $ 165,000 $ 165,000 $ 57,000
Jackson, Oregon 1 $ 385,000 $ 385,000 $ 522,000
Lincoln, Oregon 1 $ 135,000 $ 135,000 $ 169,000
Linn, Oregon 1 $ 345,000 $ 345,000 $ 97,000
Marion, Oregon 1 $ 235,000 $ 235,000 $ 52,000
Yamhill, Oregon 1 $ 425,000 $ 425,000 $ 0
Northampton, Pennsylvania 1 $ 185,000 $ 185,000 $ 57,000
Anderson, South Carolina 1 $ 265,000 $ 265,000 $ 64,000
Berkeley, South Carolina 1 $ 155,000 $ 155,000 $ 62,000
Charleston, South Carolina 1 $ 535,000 $ 535,000 $ 107,000
Edgefield, South Carolina 1 $ 295,000 $ 295,000 $ 168,000
Greenville, South Carolina 1 $ 75,000 $ 75,000 $ 101,000
Richland, South Carolina 1 $ 185,000 $ 185,000 $ 41,000
Brookings, South Dakota 1 $ 125,000 $ 125,000 $ 895,000
Custer, South Dakota 1 $ 375,000 $ 375,000 $ 246,000
Davison, South Dakota 1 $ 205,000 $ 205,000 $ 44,000
Day, South Dakota 1 $ 65,000 $ 65,000 $ 57,000
Lawrence, South Dakota 1 $ 175,000 $ 175,000 $ 85,000
Minnehaha, South Dakota 1 $ 415,000 $ 415,000 $ 217,000
Potter, South Dakota 1 $ 85,000 $ 85,000 $ 39,000
Spink, South Dakota 1 $ 205,000 $ 205,000 $ 52,000
Bradley, Tennessee 1 $ 175,000 $ 175,000 $ 145,000
Dickson, Tennessee 1 $ 205,000 $ 205,000 $ 68,000
Greene, Tennessee 1 $ 95,000 $ 95,000 $ 44,000
Hamilton, Tennessee 1 $ 285,000 $ 285,000 $ 95,000
Scott, Tennessee 1 $ 105,000 $ 105,000 $ 66,000
Tipton, Tennessee 1 $ 615,000 $ 615,000 $ 99,000
Washington, Tennessee 1 $ 175,000 $ 175,000 $ 140,000
Wilson, Tennessee 1 $ 175,000 $ 175,000 $ 25,000
Angelina, Texas 1 $ 225,000 $ 225,000 $ 92,000
Austin, Texas 1 $ 205,000 $ 205,000 $ 88,000
Calhoun, Texas 1 $ 485,000 $ 485,000 $ 325,000
Chambers, Texas 1 $ 495,000 $ 495,000 $ 205,000
Ector, Texas 1 $ 265,000 $ 265,000 $ 85,000
Gaines, Texas 1 $ 405,000 $ 405,000 $ 88,000
Goliad, Texas 1 $ 125,000 $ 125,000 $ 144,000
Gonzales, Texas 1 $ 255,000 $ 255,000 $ 66,000
Gray, Texas 1 $ 65,000 $ 65,000 $ 53,000
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Mortgage Loan Application Detail Totals for Goldwater Bank, N.A. in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,191 $993,875,000 $311,000 $3,215,000 $116,000 $2,446,000
Cash-out Refinancing 681 $179,435,000 $263,000 $1,685,000 $131,000 $2,386,000
Refinancing 327 $93,685,000 $286,000 $1,925,000 $133,000 $1,296,000
Not Applicable 16 $5,860,000 $366,000 $545,000 $0 $0
Home Improvement 1 $495,000 $495,000 $495,000 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,857 $857,165,000 $300,000 $2,805,000 $126,000 $2,446,000
Black or African American 452 $143,690,000 $317,000 $1,845,000 $103,000 $750,000
Hispanic 405 $107,855,000 $266,000 $2,095,000 $94,000 $1,104,000
Not Provided 248 $77,550,000 $312,000 $3,215,000 $125,000 $946,000
Asian 142 $46,890,000 $330,000 $1,915,000 $119,000 $726,000
Not applicable 74 $29,000,000 $391,000 $1,175,000 $180,000 $180,000
American Indian or Alaskan Native 26 $6,150,000 $236,000 $575,000 $89,000 $218,000
Native Hawaiian or Other Pacific Islander 4 $1,680,000 $420,000 $725,000 $141,000 $229,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,060 $935,370,000 $305,000 $2,805,000 $133,000 $2,446,000
FHA-insured (Federal Housing Administration) 780 $205,170,000 $263,000 $745,000 $78,000 $750,000
VA-guaranteed (Veterans Administration) 302 $118,660,000 $392,000 $3,215,000 $107,000 $488,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 74 $14,150,000 $191,000 $355,000 $63,000 $108,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,884 $863,120,000 $299,000 $1,925,000 $120,000 $2,446,000
Application Withdrawn By Applicant 1,004 $305,830,000 $304,000 $2,805,000 $124,000 $1,296,000
Application Denied By Financial Institution 148 $47,100,000 $318,000 $3,215,000 $96,000 $550,000
Loan Purchased By The Institution 68 $24,970,000 $367,000 $715,000 $0 $0
File Closed For Incompleteness 64 $16,690,000 $260,000 $885,000 $114,000 $619,000
Application Approved But Not Accepted 23 $6,845,000 $297,000 $805,000 $112,000 $232,000
Preapproval Approved but not Accepted 19 $6,905,000 $363,000 $805,000 $121,000 $350,000
Preapproval Denied by Financial Institution 6 $1,890,000 $315,000 $455,000 $67,000 $117,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,062 $1,224,360,000 $301,000 $2,805,000 $121,000 $2,446,000
Debt-To-Income Ratio 72 $23,100,000 $320,000 $1,285,000 $89,000 $525,000
Credit History 30 $9,040,000 $301,000 $1,275,000 $101,000 $416,000
Collateral 16 $4,290,000 $268,000 $1,405,000 $114,000 $550,000
Other 14 $6,870,000 $490,000 $3,215,000 $106,000 $488,000
Employment History 11 $2,755,000 $250,000 $415,000 $64,000 $140,000
Unverifiable Information 6 $1,540,000 $256,000 $365,000 $74,000 $160,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,395,000 $279,000 $455,000 $159,000 $274,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Goldwater Bank, N.A.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Goldwater Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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