Grand Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Grand Bank, National Association 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Grand Bank, National Association 2297 Hwy 33 Hamilton, NJ 08690 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,054 |
| Total Mortgage Loan Application Amount | $250,792,000 |
| Average Mortgage Loan Application Amount | $195,333 |
| Highest Mortgage Loan Application Amount | $2,695,000 |
| Average Applicant Income | $49,666 |
| Highest Applicant Income | $1,176,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Grand Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Grand Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Grand Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Grand Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Grand Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Grand Bank, National Association's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Burlington County New Jersey | 58 | $ 11,880,000 | $ 204,000 | $ 48,000 |
| Mercer County New Jersey | 42 | $ 9,941,000 | $ 236,000 | $ 59,000 |
| Hartford County Connecticut | 26 | $ 6,070,000 | $ 233,000 | $ 8,000 |
| Camden County New Jersey | 23 | $ 4,245,000 | $ 184,000 | $ 33,000 |
| Middlesex County New Jersey | 23 | $ 6,869,000 | $ 298,000 | $ 34,000 |
| Monmouth County New Jersey | 23 | $ 7,029,000 | $ 305,000 | $ 63,000 |
| Maricopa County Arizona | 15 | $ 3,858,000 | $ 257,000 | $ 0 |
| New Haven County Connecticut | 15 | $ 3,188,000 | $ 212,000 | $ 0 |
| Harris County Texas | 15 | $ 3,040,000 | $ 202,000 | $ 0 |
| Gloucester County New Jersey | 14 | $ 3,456,000 | $ 246,000 | $ 38,000 |
| Tarrant County Texas | 14 | $ 2,597,000 | $ 185,000 | $ 0 |
| Baltimore County Maryland | 12 | $ 3,035,000 | $ 252,000 | $ 0 |
| Montgomery County Maryland | 12 | $ 3,874,000 | $ 322,000 | $ 0 |
| Prince George's County Maryland | 12 | $ 3,143,000 | $ 261,000 | $ 16,000 |
| Oakland County Michigan | 12 | $ 2,476,000 | $ 206,000 | $ 0 |
| Ocean County New Jersey | 12 | $ 4,298,000 | $ 358,000 | $ 54,000 |
| Bucks County Pennsylvania | 12 | $ 2,865,000 | $ 238,000 | $ 48,000 |
| Prince William County Virginia | 11 | $ 3,160,000 | $ 287,000 | $ 3,000 |
| Somerset County New Jersey | 10 | $ 2,958,000 | $ 295,000 | $ 48,000 |
| Collin County Texas | 10 | $ 1,876,000 | $ 187,000 | $ 0 |
| Harford County Maryland | 9 | $ 2,743,000 | $ 304,000 | $ 0 |
| Denton County Texas | 9 | $ 1,818,000 | $ 202,000 | $ 0 |
| Pinal County Arizona | 8 | $ 1,672,000 | $ 209,000 | $ 0 |
| Gwinnett County Georgia | 8 | $ 2,323,000 | $ 290,000 | $ 41,000 |
| Essex County New Jersey | 8 | $ 2,805,000 | $ 350,000 | $ 34,000 |
| Kings County New York | 8 | $ 3,844,000 | $ 480,000 | $ 260,000 |
| Saratoga County New York | 8 | $ 1,794,000 | $ 224,000 | $ 83,000 |
| Hamilton County Ohio | 8 | $ 1,611,000 | $ 201,000 | $ 0 |
| Travis County Texas | 8 | $ 1,597,000 | $ 199,000 | $ 0 |
| New London County Connecticut | 7 | $ 1,338,000 | $ 191,000 | $ 0 |
| Cecil County Maryland | 7 | $ 1,570,000 | $ 224,000 | $ 8,000 |
| Union County New Jersey | 7 | $ 2,517,000 | $ 359,000 | $ 19,000 |
| Cuyahoga County Ohio | 7 | $ 1,460,000 | $ 208,000 | $ 0 |
| Williamson County Texas | 7 | $ 1,413,000 | $ 201,000 | $ 0 |
| Chesterfield County Virginia | 7 | $ 1,731,000 | $ 247,000 | $ 0 |
| Windham County Connecticut | 6 | $ 1,288,000 | $ 214,000 | $ 0 |
| Anne Arundel County Maryland | 6 | $ 1,601,000 | $ 266,000 | $ 0 |
| Frederick County Maryland | 6 | $ 1,815,000 | $ 302,000 | $ 0 |
| Hudson County New Jersey | 6 | $ 1,772,000 | $ 295,000 | $ 13,000 |
| Passaic County New Jersey | 6 | $ 1,780,000 | $ 296,000 | $ 28,000 |
| Bexar County Texas | 6 | $ 1,271,000 | $ 211,000 | $ 0 |
| El Paso County Colorado | 5 | $ 1,045,000 | $ 209,000 | $ 0 |
| Fairfield County Connecticut | 5 | $ 1,737,000 | $ 347,000 | $ 26,000 |
| Tolland County Connecticut | 5 | $ 1,074,000 | $ 214,000 | $ 0 |
| Fulton County Georgia | 5 | $ 1,046,000 | $ 209,000 | $ 0 |
| Baltimore City County Maryland | 5 | $ 982,000 | $ 196,000 | $ 0 |
| Charles County Maryland | 5 | $ 1,756,000 | $ 351,000 | $ 0 |
| Essex County Massachusetts | 5 | $ 1,304,000 | $ 260,000 | $ 59,000 |
| Wayne County Michigan | 5 | $ 880,000 | $ 176,000 | $ 0 |
| Philadelphia County Pennsylvania | 5 | $ 908,000 | $ 181,000 | $ 30,000 |
| Dallas County Texas | 5 | $ 912,000 | $ 182,000 | $ 0 |
| Kaufman County Texas | 5 | $ 1,026,000 | $ 205,000 | $ 0 |
| Newport News County Virginia | 5 | $ 1,149,000 | $ 229,000 | $ 0 |
| Virginia Beach County Virginia | 5 | $ 1,181,000 | $ 236,000 | $ 0 |
| Milwaukee County Wisconsin | 5 | $ 945,000 | $ 189,000 | $ 0 |
| Adams County Colorado | 4 | $ 792,000 | $ 198,000 | $ 0 |
| Jefferson County Colorado | 4 | $ 773,000 | $ 193,000 | $ 0 |
| Columbia County Georgia | 4 | $ 718,000 | $ 179,000 | $ 0 |
| Jackson County Georgia | 4 | $ 713,000 | $ 178,000 | $ 0 |
| Hennepin County Minnesota | 4 | $ 978,000 | $ 244,000 | $ 0 |
| Atlantic County New Jersey | 4 | $ 868,000 | $ 217,000 | $ 11,000 |
| Bergen County New Jersey | 4 | $ 1,549,000 | $ 387,000 | $ 41,000 |
| Cumberland County New Jersey | 4 | $ 702,000 | $ 175,000 | $ 17,000 |
| Morris County New Jersey | 4 | $ 1,040,000 | $ 260,000 | $ 0 |
| Salem County New Jersey | 4 | $ 744,000 | $ 186,000 | $ 57,000 |
| Nassau County New York | 4 | $ 3,809,000 | $ 952,000 | $ 53,000 |
| Franklin County Ohio | 4 | $ 909,000 | $ 227,000 | $ 0 |
| Davidson County Tennessee | 4 | $ 760,000 | $ 190,000 | $ 0 |
| Fort Bend County Texas | 4 | $ 887,000 | $ 221,000 | $ 0 |
| Smith County Texas | 4 | $ 761,000 | $ 190,000 | $ 0 |
| Chesapeake County Virginia | 4 | $ 1,226,000 | $ 306,000 | $ 0 |
| Fairfax County Virginia | 4 | $ 1,418,000 | $ 354,000 | $ 18,000 |
| Loudoun County Virginia | 4 | $ 1,278,000 | $ 319,000 | $ 0 |
| Norfolk County Virginia | 4 | $ 845,000 | $ 211,000 | $ 0 |
| Eau Claire County Wisconsin | 4 | $ 773,000 | $ 193,000 | $ 0 |
| Kenosha County Wisconsin | 4 | $ 796,000 | $ 199,000 | $ 0 |
| Madison County Alabama | 3 | $ 555,000 | $ 185,000 | $ 0 |
| Mohave County Arizona | 3 | $ 670,000 | $ 223,000 | $ 0 |
| Pima County Arizona | 3 | $ 694,000 | $ 231,000 | $ 0 |
| Weld County Colorado | 3 | $ 553,000 | $ 184,000 | $ 15,000 |
| Cobb County Georgia | 3 | $ 553,000 | $ 184,000 | $ 0 |
| Hall County Georgia | 3 | $ 643,000 | $ 214,000 | $ 0 |
| Boone County Kentucky | 3 | $ 593,000 | $ 197,000 | $ 0 |
| Howard County Maryland | 3 | $ 876,000 | $ 292,000 | $ 0 |
| Allegan County Michigan | 3 | $ 709,000 | $ 236,000 | $ 33,000 |
| Kent County Michigan | 3 | $ 556,000 | $ 185,000 | $ 0 |
| Macomb County Michigan | 3 | $ 628,000 | $ 209,000 | $ 0 |
| Washington County Minnesota | 3 | $ 588,000 | $ 196,000 | $ 0 |
| Hunterdon County New Jersey | 3 | $ 767,000 | $ 255,000 | $ 71,000 |
| Albany County New York | 3 | $ 515,000 | $ 171,000 | $ 49,000 |
| Suffolk County New York | 3 | $ 1,174,000 | $ 391,000 | $ 68,000 |
| Summit County Ohio | 3 | $ 630,000 | $ 210,000 | $ 0 |
| Blount County Tennessee | 3 | $ 521,000 | $ 173,000 | $ 0 |
| Rutherford County Tennessee | 3 | $ 522,000 | $ 174,000 | $ 0 |
| Sumner County Tennessee | 3 | $ 614,000 | $ 204,000 | $ 0 |
| Brazoria County Texas | 3 | $ 619,000 | $ 206,000 | $ 0 |
| Ellis County Texas | 3 | $ 662,000 | $ 220,000 | $ 0 |
| Montgomery County Texas | 3 | $ 603,000 | $ 201,000 | $ 0 |
| Parker County Texas | 3 | $ 547,000 | $ 182,000 | $ 0 |
| Rockwall County Texas | 3 | $ 497,000 | $ 165,000 | $ 0 |
| Frederick County Virginia | 3 | $ 746,000 | $ 248,000 | $ 0 |
| Henrico County Virginia | 3 | $ 552,000 | $ 184,000 | $ 16,000 |
| Louisa County Virginia | 3 | $ 680,000 | $ 226,000 | $ 17,000 |
| Stafford County Virginia | 3 | $ 909,000 | $ 303,000 | $ 0 |
| York County Virginia | 3 | $ 685,000 | $ 228,000 | $ 0 |
| Waukesha County Wisconsin | 3 | $ 627,000 | $ 209,000 | $ 0 |
| Mobile County Alabama | 2 | $ 462,000 | $ 231,000 | $ 0 |
| Yavapai County Arizona | 2 | $ 415,000 | $ 207,000 | $ 0 |
| Arapahoe County Colorado | 2 | $ 414,000 | $ 207,000 | $ 102,000 |
| Moffat County Colorado | 2 | $ 381,000 | $ 190,000 | $ 0 |
| Litchfield County Connecticut | 2 | $ 605,000 | $ 302,000 | $ 0 |
| District of Columbia County District Of Columbia | 2 | $ 716,000 | $ 358,000 | $ 0 |
| Henry County Georgia | 2 | $ 356,000 | $ 178,000 | $ 0 |
| Bullitt County Kentucky | 2 | $ 332,000 | $ 166,000 | $ 0 |
| Jefferson County Kentucky | 2 | $ 399,000 | $ 199,000 | $ 0 |
| Oldham County Kentucky | 2 | $ 353,000 | $ 176,000 | $ 0 |
| St. Mary's County Maryland | 2 | $ 498,000 | $ 249,000 | $ 0 |
| Washington County Maryland | 2 | $ 467,000 | $ 233,000 | $ 0 |
| Middlesex County Massachusetts | 2 | $ 740,000 | $ 370,000 | $ 67,000 |
| Norfolk County Massachusetts | 2 | $ 541,000 | $ 270,000 | $ 35,000 |
| Worcester County Massachusetts | 2 | $ 398,000 | $ 199,000 | $ 36,000 |
| Bay County Michigan | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Cass County Michigan | 2 | $ 389,000 | $ 194,000 | $ 0 |
| Genesee County Michigan | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Jackson County Michigan | 2 | $ 313,000 | $ 156,000 | $ 0 |
| Livingston County Michigan | 2 | $ 434,000 | $ 217,000 | $ 0 |
| Muskegon County Michigan | 2 | $ 312,000 | $ 156,000 | $ 0 |
| Van Buren County Michigan | 2 | $ 411,000 | $ 205,000 | $ 0 |
| Dakota County Minnesota | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Fillmore County Minnesota | 2 | $ 459,000 | $ 229,000 | $ 0 |
| Olmsted County Minnesota | 2 | $ 288,000 | $ 144,000 | $ 0 |
| Sherburne County Minnesota | 2 | $ 438,000 | $ 219,000 | $ 0 |
| Stearns County Minnesota | 2 | $ 311,000 | $ 155,000 | $ 0 |
| Sussex County New Jersey | 2 | $ 624,000 | $ 312,000 | $ 0 |
| Onondaga County New York | 2 | $ 237,000 | $ 118,000 | $ 36,000 |
| Queens County New York | 2 | $ 1,057,000 | $ 528,000 | $ 0 |
| Rensselaer County New York | 2 | $ 483,000 | $ 241,000 | $ 86,000 |
| Schenectady County New York | 2 | $ 291,000 | $ 145,000 | $ 18,000 |
| Ashland County Ohio | 2 | $ 408,000 | $ 204,000 | $ 0 |
| Delaware County Ohio | 2 | $ 402,000 | $ 201,000 | $ 0 |
| Hancock County Ohio | 2 | $ 368,000 | $ 184,000 | $ 0 |
| Medina County Ohio | 2 | $ 469,000 | $ 234,000 | $ 0 |
| Warren County Ohio | 2 | $ 365,000 | $ 182,000 | $ 0 |
| Montgomery County Pennsylvania | 2 | $ 570,000 | $ 285,000 | $ 110,000 |
| Berkeley County South Carolina | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Horry County South Carolina | 2 | $ 364,000 | $ 182,000 | $ 0 |
| York County South Carolina | 2 | $ 448,000 | $ 224,000 | $ 0 |
| Bradley County Tennessee | 2 | $ 441,000 | $ 220,000 | $ 0 |
| Wilson County Tennessee | 2 | $ 334,000 | $ 167,000 | $ 0 |
| Bandera County Texas | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Brazos County Texas | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Hidalgo County Texas | 2 | $ 435,000 | $ 217,000 | $ 0 |
| Nueces County Texas | 2 | $ 364,000 | $ 182,000 | $ 0 |
| Webb County Texas | 2 | $ 447,000 | $ 223,000 | $ 0 |
| Arlington County Virginia | 2 | $ 940,000 | $ 470,000 | $ 0 |
| Augusta County Virginia | 2 | $ 455,000 | $ 227,000 | $ 0 |
| James City County Virginia | 2 | $ 544,000 | $ 272,000 | $ 0 |
| Manassas County Virginia | 2 | $ 503,000 | $ 251,000 | $ 0 |
| Orange County Virginia | 2 | $ 608,000 | $ 304,000 | $ 0 |
| Prince George County Virginia | 2 | $ 469,000 | $ 234,000 | $ 0 |
| Roanoke County Virginia | 2 | $ 467,000 | $ 233,000 | $ 0 |
| Waynesboro County Virginia | 2 | $ 424,000 | $ 212,000 | $ 0 |
| Dane County Wisconsin | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Walworth County Wisconsin | 2 | $ 373,000 | $ 186,000 | $ 0 |
| Washington County Wisconsin | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Coffee County Alabama | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Limestone County Alabama | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Russell County Alabama | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Coconino County Arizona | 1 | $ 401,000 | $ 401,000 | $ 0 |
| Yuma County Arizona | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Los Angeles County California | 1 | $ 157,000 | $ 157,000 | $ 76,000 |
| Boulder County Colorado | 1 | $ 278,000 | $ 278,000 | $ 0 |
| Delta County Colorado | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Denver County Colorado | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Douglas County Colorado | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Eagle County Colorado | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Elbert County Colorado | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Fremont County Colorado | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Garfield County Colorado | 1 | $ 402,000 | $ 402,000 | $ 0 |
| La Plata County Colorado | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Larimer County Colorado | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Mesa County Colorado | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Broward County Florida | 1 | $ 230,000 | $ 230,000 | $ 24,000 |
| Miami-Dade County Florida | 1 | $ 137,000 | $ 137,000 | $ 73,000 |
| Monroe County Florida | 1 | $ 600,000 | $ 600,000 | $ 204,000 |
| Palm Beach County Florida | 1 | $ 53,000 | $ 53,000 | $ 144,000 |
| Polk County Florida | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Barrow County Georgia | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Bartow County Georgia | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Berrien County Georgia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Bibb County Georgia | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Catoosa County Georgia | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Coweta County Georgia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Dawson County Georgia | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Fannin County Georgia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Jasper County Georgia | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Liberty County Georgia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Murray County Georgia | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Paulding County Georgia | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Peach County Georgia | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Upson County Georgia | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Walton County Georgia | 1 | $ 161,000 | $ 161,000 | $ 0 |
| DeKalb County Illinois | 1 | $ 258,000 | $ 258,000 | $ 0 |
| DuPage County Illinois | 1 | $ 417,000 | $ 417,000 | $ 100,000 |
| Macon County Illinois | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Garrard County Kentucky | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Greenup County Kentucky | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Kenton County Kentucky | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Allegany County Maryland | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Caroline County Maryland | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Carroll County Maryland | 1 | $ 271,000 | $ 271,000 | $ 0 |
| Dorchester County Maryland | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Wicomico County Maryland | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 112,000 | $ 112,000 | $ 36,000 |
| Calhoun County Michigan | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Charlevoix County Michigan | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Gladwin County Michigan | 1 | $ 231,000 | $ 231,000 | $ 0 |
| Hillsdale County Michigan | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Ionia County Michigan | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Lenawee County Michigan | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Monroe County Michigan | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Oceana County Michigan | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Saginaw County Michigan | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Shiawassee County Michigan | 1 | $ 278,000 | $ 278,000 | $ 0 |
| St. Clair County Michigan | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Tuscola County Michigan | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Chisago County Minnesota | 1 | $ 281,000 | $ 281,000 | $ 0 |
| Scott County Minnesota | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Wadena County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Clark County Nevada | 1 | $ 358,000 | $ 358,000 | $ 196,000 |
| Hillsborough County New Hampshire | 1 | $ 328,000 | $ 328,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 241,000 | $ 241,000 | $ 62,000 |
| Strafford County New Hampshire | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 87,000 |
| Warren County New Jersey | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Bronx County New York | 1 | $ 402,000 | $ 402,000 | $ 81,000 |
| Niagara County New York | 1 | $ 224,000 | $ 224,000 | $ 108,000 |
| Oneida County New York | 1 | $ 214,000 | $ 214,000 | $ 60,000 |
| Orange County New York | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Richmond County New York | 1 | $ 363,000 | $ 363,000 | $ 120,000 |
| Johnston County North Carolina | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Wake County North Carolina | 1 | $ 151,000 | $ 151,000 | $ 42,000 |
| Ashtabula County Ohio | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Butler County Ohio | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Clermont County Ohio | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Clinton County Ohio | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Knox County Ohio | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Lake County Ohio | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Licking County Ohio | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Muskingum County Ohio | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Perry County Ohio | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Pike County Ohio | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Portage County Ohio | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Scioto County Ohio | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Union County Ohio | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Wayne County Ohio | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Carbon County Pennsylvania | 1 | $ 306,000 | $ 306,000 | $ 181,000 |
| Dauphin County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 37,000 |
| Lackawanna County Pennsylvania | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Lehigh County Pennsylvania | 1 | $ 149,000 | $ 149,000 | $ 52,000 |
| Luzerne County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 78,000 |
| Northampton County Pennsylvania | 1 | $ 233,000 | $ 233,000 | $ 95,000 |
| Schuylkill County Pennsylvania | 1 | $ 228,000 | $ 228,000 | $ 97,000 |
| Westmoreland County Pennsylvania | 1 | $ 186,000 | $ 186,000 | $ 113,000 |
| Aiken County South Carolina | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Chester County South Carolina | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Laurens County South Carolina | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Richland County South Carolina | 1 | $ 209,000 | $ 209,000 | $ 138,000 |
| Coffee County Tennessee | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Dyer County Tennessee | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Greene County Tennessee | 1 | $ 281,000 | $ 281,000 | $ 0 |
| Knox County Tennessee | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Meigs County Tennessee | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 294,000 | $ 294,000 | $ 0 |
| Blanco County Texas | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Cooke County Texas | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Coryell County Texas | 1 | $ 232,000 | $ 232,000 | $ 0 |
| El Paso County Texas | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Hays County Texas | 1 | $ 296,000 | $ 296,000 | $ 0 |
| Hill County Texas | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Jefferson County Texas | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Johnson County Texas | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Lubbock County Texas | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Matagorda County Texas | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Maverick County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| McLennan County Texas | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Midland County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Randall County Texas | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Rusk County Texas | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Taylor County Texas | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Upshur County Texas | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Wilson County Texas | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Iron County Utah | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Albemarle County Virginia | 1 | $ 319,000 | $ 319,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 633,000 | $ 633,000 | $ 0 |
| Botetourt County Virginia | 1 | $ 278,000 | $ 278,000 | $ 0 |
| Charlottesville County Virginia | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Fauquier County Virginia | 1 | $ 396,000 | $ 396,000 | $ 0 |
| Goochland County Virginia | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Greene County Virginia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Montgomery County Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Petersburg County Virginia | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Shenandoah County Virginia | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Southampton County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 326,000 | $ 326,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Sussex County Virginia | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Westmoreland County Virginia | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Winchester County Virginia | 1 | $ 268,000 | $ 268,000 | $ 0 |
| Wise County Virginia | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Pierce County Washington | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Brown County Wisconsin | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Columbia County Wisconsin | 1 | $ 297,000 | $ 297,000 | $ 0 |
| Juneau County Wisconsin | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Lincoln County Wisconsin | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Manitowoc County Wisconsin | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Pepin County Wisconsin | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Portage County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Rock County Wisconsin | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Sheboygan County Wisconsin | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Washburn County Wisconsin | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Winnebago County Wisconsin | 1 | $ 161,000 | $ 161,000 | $ 0 |
Mortgage Loan Application Detail Totals for Grand Bank, National Association in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 898 | $213,140,000 | $237,000 | $796,000 | $8,000 | $1,176,000 |
| Home Purchase | 152 | $37,230,000 | $244,000 | $2,695,000 | $78,000 | $330,000 |
| Home Improvement | 4 | $422,000 | $105,000 | $169,000 | $63,000 | $120,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 811 | $189,628,000 | $233,000 | $796,000 | $19,000 | $1,176,000 |
| Black or African American | 113 | $25,920,000 | $229,000 | $789,000 | $13,000 | $168,000 |
| Hispanic | 65 | $14,967,000 | $230,000 | $494,000 | $13,000 | $113,000 |
| Asian | 32 | $8,589,000 | $268,000 | $610,000 | $21,000 | $159,000 |
| Not Provided | 26 | $7,233,000 | $278,000 | $569,000 | $39,000 | $196,000 |
| Not applicable | 5 | $3,923,000 | $784,000 | $2,695,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 2 | $532,000 | $266,000 | $303,000 | $65,000 | $131,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,034 | $243,811,000 | $235,000 | $796,000 | $18,000 | $1,176,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10 | $4,600,000 | $460,000 | $2,695,000 | $69,000 | $302,000 |
| VA-guaranteed (Veterans Administration) | 10 | $2,381,000 | $238,000 | $336,000 | $77,000 | $168,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 736 | $173,273,000 | $235,000 | $2,695,000 | $15,000 | $302,000 |
| Application Denied By Financial Institution | 158 | $34,857,000 | $220,000 | $583,000 | $9,000 | $167,000 |
| Application Approved But Not Accepted | 82 | $24,266,000 | $295,000 | $796,000 | $81,000 | $1,176,000 |
| Application Withdrawn By Applicant | 71 | $16,449,000 | $231,000 | $429,000 | $6,000 | $131,000 |
| File Closed For Incompleteness | 6 | $1,449,000 | $241,000 | $339,000 | $0 | $0 |
| Loan Purchased By The Institution | 1 | $498,000 | $498,000 | $498,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 67 | $14,640,000 | $218,000 | $583,000 | $10,000 | $167,000 |
| Credit History | 58 | $13,880,000 | $239,000 | $485,000 | $4,000 | $116,000 |
| Collateral | 18 | $3,396,000 | $188,000 | $339,000 | $23,000 | $118,000 |
| Credit Application Incomplete | 8 | $1,840,000 | $230,000 | $325,000 | $0 | $0 |
| Debt-To-Income Ratio | 3 | $565,000 | $188,000 | $336,000 | $9,000 | $29,000 |
| Unverifiable Information | 2 | $220,000 | $110,000 | $127,000 | $30,000 | $37,000 |
| Employment History | 1 | $183,000 | $183,000 | $183,000 | $51,000 | $51,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $133,000 | $133,000 | $133,000 | $44,000 | $44,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Grand Bank, National Association's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Grand Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.