Grand Bank, National Association Mortgage Lending & HMDA Data, 2012
In 2012, Grand Bank, National Association of Hamilton, NJ reported 14,375 mortgage applications totaling $3.7 billion, up 135% from 2011. The average application was for $258,727, and applicants reported an average income of $95,286. 53% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,819), New York-White Plains-Wayne, NY-NJ (951) and Phoenix-Mesa-Glendale, AZ (879) (applications in parentheses).
| Mortgage Company & Address | Grand Bank, National Association 2297 Hwy 33 Hamilton, NJ 08690 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 14,375 |
| Total Mortgage Loan Application Amount | $3,719,209,000 |
| Average Mortgage Loan Application Amount | $258,727 |
| Highest Mortgage Loan Application Amount | $1,806,000 |
| Average Applicant Income | $95,286 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Grand Bank, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 1,819 | $ 555,309,000 | $ 305,282 | $ 109,000 |
| New York-White Plains-Wayne, NY-NJ | 951 | $ 341,957,000 | $ 359,576 | $ 140,450 |
| Phoenix-Mesa-Glendale, AZ | 879 | $ 183,001,000 | $ 208,192 | $ 92,000 |
| Riverside-San Bernardino-Ontario, CA | 827 | $ 190,119,000 | $ 229,889 | $ 82,000 |
| Santa Ana-Anaheim-Irvine, CA | 633 | $ 210,712,000 | $ 332,878 | $ 122,000 |
| San Diego-Carlsbad-San Marcos, CA | 557 | $ 164,649,000 | $ 295,599 | $ 115,000 |
| Nassau-Suffolk, NY | 401 | $ 123,490,000 | $ 307,955 | $ 115,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 349 | $ 100,068,000 | $ 286,727 | $ 98,744 |
| Oakland-Fremont-Hayward, CA | 310 | $ 93,901,000 | $ 302,906 | $ 119,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 283 | $ 91,883,000 | $ 324,674 | $ 110,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 273 | $ 65,098,000 | $ 238,454 | $ 72,000 |
| Seattle-Bellevue-Everett, WA | 235 | $ 67,298,000 | $ 286,374 | $ 110,000 |
| Denver-Aurora-Broomfield, CO | 218 | $ 49,373,000 | $ 226,481 | $ 83,000 |
| Bethesda-Rockville-Frederick, MD | 199 | $ 53,975,000 | $ 271,231 | $ 122,000 |
| Honolulu, HI | 195 | $ 76,721,000 | $ 393,441 | $ 96,000 |
| Chicago-Joliet-Naperville, IL | 189 | $ 38,244,000 | $ 202,349 | $ 76,000 |
| Las Vegas-Paradise, NV | 188 | $ 38,419,000 | $ 204,356 | $ 81,000 |
| Miami-Miami Beach-Kendall, FL | 172 | $ 37,081,000 | $ 215,587 | $ 108,000 |
| Orlando-Kissimmee-Sanford, FL | 165 | $ 35,976,000 | $ 218,036 | $ 83,000 |
| Dallas-Plano-Irving, TX | 162 | $ 28,554,000 | $ 176,259 | $ 100,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 161 | $ 49,643,000 | $ 308,341 | $ 114,000 |
| Houston-Sugar Land-Baytown, TX | 138 | $ 23,764,000 | $ 172,202 | $ 94,000 |
| Atlanta-Sandy Springs-Marietta, GA | 126 | $ 25,566,000 | $ 202,904 | $ 57,000 |
| San Francisco-San Mateo-Redwood City, CA | 118 | $ 47,514,000 | $ 402,661 | $ 132,000 |
| Edison-New Brunswick, NJ | 117 | $ 30,772,000 | $ 263,008 | $ 112,000 |
| Baltimore-Towson, MD | 112 | $ 30,119,000 | $ 268,919 | $ 87,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 104 | $ 22,654,000 | $ 217,826 | $ 97,000 |
| Albuquerque, NM | 101 | $ 19,570,000 | $ 193,762 | $ 58,000 |
| Warren-Troy-Farmington Hills, MI | 97 | $ 18,677,000 | $ 192,546 | $ 61,000 |
| Colorado Springs, CO | 95 | $ 21,328,000 | $ 224,505 | $ 68,000 |
| Philadelphia, PA | 95 | $ 20,355,000 | $ 214,263 | $ 84,000 |
| Bakersfield-Delano, CA | 94 | $ 19,743,000 | $ 210,031 | $ 80,000 |
| Tucson, AZ | 90 | $ 19,689,000 | $ 218,766 | $ 107,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 88 | $ 20,190,000 | $ 229,431 | $ 118,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 87 | $ 19,571,000 | $ 224,954 | $ 104,000 |
| San Antonio-New Braunfels, TX | 80 | $ 14,762,000 | $ 184,525 | $ 65,000 |
| Tampa-St. Petersburg-Clearwater, FL | 74 | $ 14,801,000 | $ 200,013 | $ 103,000 |
| Salt Lake City, UT | 73 | $ 15,893,000 | $ 217,712 | $ 53,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 69 | $ 15,299,000 | $ 221,724 | $ 97,000 |
| Tacoma, WA | 67 | $ 16,534,000 | $ 246,776 | $ 67,000 |
| Vallejo-Fairfield, CA | 67 | $ 16,502,000 | $ 246,298 | $ 72,000 |
| Boston-Quincy, MA | 66 | $ 18,999,000 | $ 287,863 | $ 101,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 66 | $ 13,642,000 | $ 206,696 | $ 65,575 |
| Stockton, CA | 64 | $ 14,233,000 | $ 222,390 | $ 95,000 |
| Jacksonville, FL | 63 | $ 13,021,000 | $ 206,682 | $ 62,000 |
| Newark-Union, NJ-PA | 56 | $ 15,039,000 | $ 268,553 | $ 137,000 |
| Fort Worth-Arlington, TX | 50 | $ 6,837,000 | $ 136,740 | $ 95,000 |
| Austin-Round Rock-San Marcos, TX | 47 | $ 8,458,000 | $ 179,957 | $ 173,000 |
| St. Louis, MO-IL | 44 | $ 10,613,000 | $ 241,204 | $ 109,727 |
| Fresno, CA | 43 | $ 10,011,000 | $ 232,813 | $ 60,000 |
| Modesto, CA | 43 | $ 8,562,000 | $ 199,116 | $ 83,000 |
| New Orleans-Metairie-Kenner, LA | 43 | $ 8,841,000 | $ 205,604 | $ 103,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 40 | $ 10,657,000 | $ 266,425 | $ 13,000 |
| Bridgeport-Stamford-Norwalk, CT | 39 | $ 10,588,000 | $ 271,487 | $ 168,000 |
| Ogden-Clearfield, UT | 39 | $ 7,280,000 | $ 186,666 | $ 73,000 |
| Providence-New Bedford-Fall River, RI-MA | 39 | $ 8,090,000 | $ 207,435 | $ 87,923 |
| Columbus, OH | 38 | $ 5,745,000 | $ 151,184 | $ 36,000 |
| Kansas City, MO-KS | 38 | $ 6,717,000 | $ 176,763 | $ 72,078 |
| Pensacola-Ferry Pass-Brent, FL | 36 | $ 5,822,000 | $ 161,722 | $ 32,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 36 | $ 10,375,000 | $ 288,194 | $ 99,000 |
| Cambridge-Newton-Framingham, MA | 34 | $ 9,524,000 | $ 280,117 | $ 97,000 |
| Provo-Orem, UT | 34 | $ 7,400,000 | $ 217,647 | $ 65,000 |
| Santa Rosa-Petaluma, CA | 32 | $ 9,556,000 | $ 298,625 | $ 99,000 |
| Olympia, WA | 30 | $ 6,748,000 | $ 224,933 | $ 55,000 |
| Boise City-Nampa, ID | 29 | $ 6,079,000 | $ 209,620 | $ 61,000 |
| Peabody, MA | 29 | $ 7,760,000 | $ 267,586 | $ 114,000 |
| Detroit-Livonia-Dearborn, MI | 28 | $ 5,577,000 | $ 199,178 | $ 82,000 |
| Indianapolis-Carmel, IN | 26 | $ 3,474,000 | $ 133,615 | $ 54,000 |
| Richmond, VA | 25 | $ 4,610,000 | $ 184,400 | $ 50,000 |
| Cape Coral-Fort Myers, FL | 23 | $ 3,862,000 | $ 167,913 | $ 92,000 |
| Cleveland-Elyria-Mentor, OH | 23 | $ 3,509,000 | $ 152,565 | $ 33,000 |
| Lakeland-Winter Haven, FL | 23 | $ 4,195,000 | $ 182,391 | $ 61,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 23 | $ 4,850,000 | $ 210,869 | $ 68,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 22 | $ 4,180,000 | $ 190,000 | $ 62,000 |
| North Port-Bradenton-Sarasota, FL | 22 | $ 3,828,000 | $ 174,000 | $ 43,000 |
| Prescott, AZ | 22 | $ 4,937,000 | $ 224,409 | $ 73,000 |
| Worcester, MA | 22 | $ 5,046,000 | $ 229,363 | $ 76,000 |
| El Centro, CA | 21 | $ 3,256,000 | $ 155,047 | $ 64,000 |
| Hartford-West Hartford-East Hartford, CT | 21 | $ 4,458,000 | $ 212,285 | $ 63,000 |
| Lake County-Kenosha County, IL-WI | 21 | $ 4,947,000 | $ 235,571 | $ 83,000 |
| Port St. Lucie, FL | 21 | $ 3,325,000 | $ 158,333 | $ 77,000 |
| Salinas, CA | 21 | $ 4,556,000 | $ 216,952 | $ 76,000 |
| Visalia-Porterville, CA | 21 | $ 4,728,000 | $ 225,142 | $ 46,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 20 | $ 3,409,000 | $ 170,450 | $ 60,000 |
| Memphis, TN-MS-AR | 20 | $ 3,824,000 | $ 191,200 | $ 59,250 |
| San Luis Obispo-Paso Robles, CA | 20 | $ 6,291,000 | $ 314,550 | $ 155,000 |
| Anchorage, AK | 19 | $ 4,792,000 | $ 252,210 | $ 63,000 |
| Camden, NJ | 19 | $ 4,565,000 | $ 240,263 | $ 55,000 |
| Charleston-North Charleston-Summerville, SC | 18 | $ 3,982,000 | $ 221,222 | $ 110,000 |
| Raleigh-Cary, NC | 18 | $ 3,364,000 | $ 186,888 | $ 89,000 |
| Trenton-Ewing, NJ | 18 | $ 3,970,000 | $ 220,555 | $ 72,000 |
| Chico, CA | 17 | $ 3,971,000 | $ 233,588 | $ 61,000 |
| New Haven-Milford, CT | 17 | $ 3,857,000 | $ 226,882 | $ 83,000 |
| Oklahoma City, OK | 17 | $ 2,754,000 | $ 162,000 | $ 94,000 |
| Santa Cruz-Watsonville, CA | 17 | $ 5,280,000 | $ 310,588 | $ 98,000 |
| Wilmington, DE-MD-NJ | 17 | $ 3,781,000 | $ 222,411 | $ 105,705 |
| Palm Bay-Melbourne-Titusville, FL | 16 | $ 2,922,000 | $ 182,625 | $ 67,000 |
| Charlottesville, VA | 15 | $ 3,528,000 | $ 235,200 | $ 59,000 |
| Cincinnati-Middletown, OH-KY-IN | 15 | $ 3,273,000 | $ 218,200 | $ 82,400 |
| Redding, CA | 15 | $ 2,316,000 | $ 154,400 | $ 116,000 |
| Tuscaloosa, AL | 15 | $ 2,504,000 | $ 166,933 | $ 14,000 |
| Birmingham-Hoover, AL | 14 | $ 2,763,000 | $ 197,357 | $ 48,000 |
| Yuba City, CA | 14 | $ 3,415,000 | $ 243,928 | $ 57,000 |
| Albany-Schenectady-Troy, NY | 13 | $ 2,711,000 | $ 208,538 | $ 50,000 |
| Crestview-Fort Walton Beach-Destin, FL | 13 | $ 3,060,000 | $ 235,384 | $ 58,000 |
| Flagstaff, AZ | 13 | $ 2,873,000 | $ 221,000 | $ 63,000 |
| Las Cruces, NM | 13 | $ 1,816,000 | $ 139,692 | $ 70,000 |
| Little Rock-North Little Rock-Conway, AR | 13 | $ 2,143,000 | $ 164,846 | $ 34,000 |
| Milwaukee-Waukesha-West Allis, WI | 13 | $ 2,424,000 | $ 186,461 | $ 111,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 12 | $ 2,813,000 | $ 234,416 | $ 71,500 |
| Bremerton-Silverdale, WA | 12 | $ 2,451,000 | $ 204,250 | $ 68,000 |
| Gary, IN | 12 | $ 1,789,000 | $ 149,083 | $ 8,000 |
| Huntsville, AL | 12 | $ 2,585,000 | $ 215,416 | $ 56,000 |
| Spokane, WA | 12 | $ 2,668,000 | $ 222,333 | $ 44,000 |
| El Paso, TX | 11 | $ 1,835,000 | $ 166,818 | $ 55,000 |
| Greeley, CO | 11 | $ 2,149,000 | $ 195,363 | $ 54,000 |
| Kennewick-Pasco-Richland, WA | 11 | $ 1,838,000 | $ 167,090 | $ 71,000 |
| Killeen-Temple-Fort Hood, TX | 11 | $ 2,174,000 | $ 197,636 | $ 29,000 |
| Rockingham County-Strafford County, NH | 11 | $ 2,939,000 | $ 267,181 | $ 175,000 |
| Salem, OR | 11 | $ 2,320,000 | $ 210,909 | $ 78,000 |
| Bend, OR | 10 | $ 2,363,000 | $ 236,300 | $ 81,000 |
| Boulder, CO | 10 | $ 2,137,000 | $ 213,700 | $ 47,000 |
| Buffalo-Niagara Falls, NY | 10 | $ 1,668,000 | $ 166,800 | $ 53,000 |
| Grand Rapids-Wyoming, MI | 10 | $ 1,507,000 | $ 150,700 | $ 35,000 |
| Warner Robins, GA | 10 | $ 2,086,000 | $ 208,600 | $ 9,000 |
| Fort Collins-Loveland, CO | 9 | $ 2,272,000 | $ 252,444 | $ 74,000 |
| Madera-Chowchilla, CA | 9 | $ 1,799,000 | $ 199,888 | $ 23,000 |
| Montgomery, AL | 9 | $ 2,099,000 | $ 233,222 | $ 29,000 |
| Naples-Marco Island, FL | 9 | $ 2,051,000 | $ 227,888 | $ 128,000 |
| Ocala, FL | 9 | $ 1,774,000 | $ 197,111 | $ 60,000 |
| Pittsburgh, PA | 9 | $ 2,014,000 | $ 223,777 | $ 54,000 |
| Reno-Sparks, NV | 9 | $ 2,060,000 | $ 228,888 | $ 32,000 |
| Tallahassee, FL | 9 | $ 1,621,000 | $ 180,111 | $ 73,000 |
| Wichita, KS | 9 | $ 1,232,000 | $ 136,888 | $ 31,000 |
| Yuma, AZ | 9 | $ 1,714,000 | $ 190,444 | $ 13,000 |
| Bellingham, WA | 8 | $ 2,120,000 | $ 265,000 | $ 136,000 |
| Clarksville, TN-KY | 8 | $ 1,451,000 | $ 181,375 | $ 0 |
| Des Moines-West Des Moines, IA | 8 | $ 1,376,000 | $ 172,000 | $ 62,000 |
| Jackson, MS | 8 | $ 1,301,000 | $ 162,625 | $ 55,000 |
| Kingston, NY | 8 | $ 2,206,000 | $ 275,750 | $ 133,000 |
| Lansing-East Lansing, MI | 8 | $ 1,269,000 | $ 158,625 | $ 113,000 |
| Lexington-Fayette, KY | 8 | $ 1,482,000 | $ 185,250 | $ 90,000 |
| McAllen-Edinburg-Mission, TX | 8 | $ 1,611,000 | $ 201,375 | $ 257,000 |
| Michigan City-La Porte, IN | 8 | $ 1,002,000 | $ 125,250 | $ 37,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 8 | $ 1,645,000 | $ 205,625 | $ 59,000 |
| Spartanburg, SC | 8 | $ 1,336,000 | $ 167,000 | $ 43,000 |
| Springfield, MA | 8 | $ 1,447,000 | $ 180,875 | $ 45,000 |
| St. George, UT | 8 | $ 2,202,000 | $ 275,250 | $ 122,000 |
| Baton Rouge, LA | 7 | $ 1,431,000 | $ 204,428 | $ 89,000 |
| Columbus, GA-AL | 7 | $ 1,472,000 | $ 210,285 | $ 5,142 |
| Davenport-Moline-Rock Island, IA-IL | 7 | $ 959,000 | $ 137,000 | $ 7,000 |
| Eugene-Springfield, OR | 7 | $ 1,403,000 | $ 200,428 | $ 43,000 |
| Fayetteville, NC | 7 | $ 1,269,000 | $ 181,285 | $ 0 |
| Greensboro-High Point, NC | 7 | $ 1,263,000 | $ 180,428 | $ 12,000 |
| Lake Havasu City-Kingman, AZ | 7 | $ 1,410,000 | $ 201,428 | $ 80,000 |
| Louisville/Jefferson County, KY-IN | 7 | $ 873,000 | $ 124,714 | $ 48,857 |
| Manchester-Nashua, NH | 7 | $ 1,581,000 | $ 225,857 | $ 42,000 |
| Norwich-New London, CT | 7 | $ 1,218,000 | $ 174,000 | $ 94,000 |
| Rochester, NY | 7 | $ 1,272,000 | $ 181,714 | $ 42,000 |
| Rockford, IL | 7 | $ 905,000 | $ 129,285 | $ 0 |
| Akron, OH | 6 | $ 856,000 | $ 142,666 | $ 34,000 |
| Ann Arbor, MI | 6 | $ 1,093,000 | $ 182,166 | $ 74,000 |
| Auburn-Opelika, AL | 6 | $ 992,000 | $ 165,333 | $ 36,000 |
| Augusta-Richmond County, GA-SC | 6 | $ 947,000 | $ 157,833 | $ 19,000 |
| Columbia, SC | 6 | $ 848,000 | $ 141,333 | $ 40,000 |
| Corpus Christi, TX | 6 | $ 812,000 | $ 135,333 | $ 92,000 |
| Dayton, OH | 6 | $ 1,519,000 | $ 253,166 | $ 34,000 |
| Evansville, IN-KY | 6 | $ 997,000 | $ 166,166 | $ 48,000 |
| Grand Junction, CO | 6 | $ 1,309,000 | $ 218,166 | $ 61,000 |
| Hagerstown-Martinsburg, MD-WV | 6 | $ 1,562,000 | $ 260,333 | $ 42,000 |
| Hinesville-Fort Stewart, GA | 6 | $ 1,059,000 | $ 176,500 | $ 29,000 |
| Holland-Grand Haven, MI | 6 | $ 907,000 | $ 151,166 | $ 23,000 |
| Jacksonville, NC | 6 | $ 1,005,000 | $ 167,500 | $ 0 |
| Madison, WI | 6 | $ 1,199,000 | $ 199,833 | $ 24,000 |
| Medford, OR | 6 | $ 1,388,000 | $ 231,333 | $ 41,000 |
| Merced, CA | 6 | $ 1,234,000 | $ 205,666 | $ 74,000 |
| Napa, CA | 6 | $ 1,703,000 | $ 283,833 | $ 232,000 |
| Palm Coast, FL | 6 | $ 985,000 | $ 164,166 | $ 69,000 |
| Pascagoula, MS | 6 | $ 960,000 | $ 160,000 | $ 63,000 |
| Savannah, GA | 6 | $ 1,472,000 | $ 245,333 | $ 36,000 |
| Wilmington, NC | 6 | $ 1,386,000 | $ 231,000 | $ 81,000 |
| Winston-Salem, NC | 6 | $ 1,161,000 | $ 193,500 | $ 43,000 |
| Atlantic City-Hammonton, NJ | 5 | $ 1,192,000 | $ 238,400 | $ 149,000 |
| Harrisburg-Carlisle, PA | 5 | $ 693,000 | $ 138,600 | $ 22,000 |
| Jackson, MI | 5 | $ 814,000 | $ 162,800 | $ 31,000 |
| Monroe, MI | 5 | $ 1,202,000 | $ 240,400 | $ 79,000 |
| Mount Vernon-Anacortes, WA | 5 | $ 1,383,000 | $ 276,600 | $ 51,000 |
| Omaha-Council Bluffs, NE-IA | 5 | $ 916,000 | $ 183,200 | $ 27,000 |
| Portland-South Portland-Biddeford, ME | 5 | $ 1,174,000 | $ 234,800 | $ 35,000 |
| Punta Gorda, FL | 5 | $ 910,000 | $ 182,000 | $ 44,000 |
| Santa Fe, NM | 5 | $ 1,238,000 | $ 247,600 | $ 96,000 |
| Sioux Falls, SD | 5 | $ 1,044,000 | $ 208,800 | $ 10,000 |
| South Bend-Mishawaka, IN-MI | 5 | $ 739,000 | $ 147,800 | $ 40,400 |
| Springfield, MO | 5 | $ 603,000 | $ 120,600 | $ 34,000 |
| Barnstable Town, MA | 4 | $ 1,035,000 | $ 258,750 | $ 86,000 |
| Cheyenne, WY | 4 | $ 921,000 | $ 230,250 | $ 26,000 |
| Durham-Chapel Hill, NC | 4 | $ 755,000 | $ 188,750 | $ 13,000 |
| Elizabethtown, KY | 4 | $ 929,000 | $ 232,250 | $ 19,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 501,000 | $ 125,250 | $ 28,000 |
| Hanford-Corcoran, CA | 4 | $ 825,000 | $ 206,250 | $ 83,000 |
| Idaho Falls, ID | 4 | $ 609,000 | $ 152,250 | $ 14,000 |
| Kalamazoo-Portage, MI | 4 | $ 674,000 | $ 168,500 | $ 66,000 |
| Mankato-North Mankato, MN | 4 | $ 490,000 | $ 122,500 | $ 16,000 |
| Saginaw-Saginaw Township North, MI | 4 | $ 585,000 | $ 146,250 | $ 42,000 |
| Scranton--Wilkes-Barre, PA | 4 | $ 860,000 | $ 215,000 | $ 103,000 |
| Tyler, TX | 4 | $ 723,000 | $ 180,750 | $ 25,000 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 560,000 | $ 140,000 | $ 31,000 |
| Battle Creek, MI | 3 | $ 385,000 | $ 128,333 | $ 19,000 |
| Canton-Massillon, OH | 3 | $ 633,000 | $ 211,000 | $ 18,000 |
| Coeur D'Alene, ID | 3 | $ 852,000 | $ 284,000 | $ 51,000 |
| College Station-Bryan, TX | 3 | $ 559,000 | $ 186,333 | $ 36,000 |
| Decatur, AL | 3 | $ 420,000 | $ 140,000 | $ 80,000 |
| Dothan, AL | 3 | $ 878,000 | $ 292,666 | $ 0 |
| Duluth, MN-WI | 3 | $ 695,000 | $ 231,666 | $ 0 |
| Fargo, ND-MN | 3 | $ 606,000 | $ 202,000 | $ 24,666 |
| Farmington, NM | 3 | $ 582,000 | $ 194,000 | $ 61,000 |
| Fort Wayne, IN | 3 | $ 359,000 | $ 119,666 | $ 35,000 |
| Gainesville, FL | 3 | $ 505,000 | $ 168,333 | $ 133,000 |
| Greenville-Mauldin-Easley, SC | 3 | $ 548,000 | $ 182,666 | $ 36,000 |
| Gulfport-Biloxi, MS | 3 | $ 488,000 | $ 162,666 | $ 13,000 |
| Harrisonburg, VA | 3 | $ 478,000 | $ 159,333 | $ 51,000 |
| Kankakee-Bradley, IL | 3 | $ 442,000 | $ 147,333 | $ 69,000 |
| Lancaster, PA | 3 | $ 665,000 | $ 221,666 | $ 0 |
| Lebanon, PA | 3 | $ 485,000 | $ 161,666 | $ 0 |
| Mobile, AL | 3 | $ 514,000 | $ 171,333 | $ 82,000 |
| Muncie, IN | 3 | $ 423,000 | $ 141,000 | $ 21,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 3 | $ 583,000 | $ 194,333 | $ 45,000 |
| Peoria, IL | 3 | $ 343,000 | $ 114,333 | $ 0 |
| Rochester, MN | 3 | $ 452,000 | $ 150,666 | $ 21,000 |
| Sebastian-Vero Beach, FL | 3 | $ 620,000 | $ 206,666 | $ 99,000 |
| St. Cloud, MN | 3 | $ 468,000 | $ 156,000 | $ 0 |
| Wenatchee-East Wenatchee, WA | 3 | $ 684,000 | $ 228,000 | $ 133,000 |
| Abilene, TX | 2 | $ 412,000 | $ 206,000 | $ 119,000 |
| Albany, GA | 2 | $ 416,000 | $ 208,000 | $ 0 |
| Amarillo, TX | 2 | $ 260,000 | $ 130,000 | $ 19,000 |
| Anderson, IN | 2 | $ 460,000 | $ 230,000 | $ 51,000 |
| Asheville, NC | 2 | $ 249,000 | $ 124,500 | $ 29,000 |
| Bangor, ME | 2 | $ 337,000 | $ 168,500 | $ 51,000 |
| Beaumont-Port Arthur, TX | 2 | $ 300,000 | $ 150,000 | $ 56,000 |
| Brownsville-Harlingen, TX | 2 | $ 448,000 | $ 224,000 | $ 164,000 |
| Burlington-South Burlington, VT | 2 | $ 410,000 | $ 205,000 | $ 85,000 |
| Cedar Rapids, IA | 2 | $ 285,000 | $ 142,500 | $ 21,000 |
| Columbia, MO | 2 | $ 156,000 | $ 78,000 | $ 21,000 |
| Corvallis, OR | 2 | $ 469,000 | $ 234,500 | $ 22,000 |
| Dover, DE | 2 | $ 665,000 | $ 332,500 | $ 0 |
| Eau Claire, WI | 2 | $ 313,000 | $ 156,500 | $ 0 |
| Elkhart-Goshen, IN | 2 | $ 284,000 | $ 142,000 | $ 26,000 |
| Greenville, NC | 2 | $ 474,000 | $ 237,000 | $ 79,000 |
| Johnson City, TN | 2 | $ 334,000 | $ 167,000 | $ 0 |
| Lafayette, IN | 2 | $ 237,000 | $ 118,500 | $ 0 |
| Laredo, TX | 2 | $ 250,000 | $ 125,000 | $ 39,000 |
| Lawton, OK | 2 | $ 342,000 | $ 171,000 | $ 0 |
| Lincoln, NE | 2 | $ 514,000 | $ 257,000 | $ 0 |
| Longview, TX | 2 | $ 268,000 | $ 134,000 | $ 70,000 |
| Longview, WA | 2 | $ 440,000 | $ 220,000 | $ 28,000 |
| Lynchburg, VA | 2 | $ 356,000 | $ 178,000 | $ 0 |
| Ocean City, NJ | 2 | $ 279,000 | $ 139,500 | $ 62,000 |
| Pueblo, CO | 2 | $ 268,000 | $ 134,000 | $ 43,000 |
| Toledo, OH | 2 | $ 334,000 | $ 167,000 | $ 26,000 |
| Topeka, KS | 2 | $ 321,000 | $ 160,500 | $ 0 |
| Tulsa, OK | 2 | $ 404,000 | $ 202,000 | $ 13,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 304,000 | $ 152,000 | $ 50,000 |
| Yakima, WA | 2 | $ 392,000 | $ 196,000 | $ 39,000 |
| Altoona, PA | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Anniston-Oxford, AL | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Appleton, WI | 1 | $ 98,000 | $ 98,000 | $ 84,000 |
| Bay City, MI | 1 | $ 102,000 | $ 102,000 | $ 50,000 |
| Billings, MT | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Binghamton, NY | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Bloomington, IN | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Bowling Green, KY | 1 | $ 193,000 | $ 193,000 | $ 60,000 |
| Brunswick, GA | 1 | $ 122,000 | $ 122,000 | $ 60,000 |
| Champaign-Urbana, IL | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Charleston, WV | 1 | $ 140,000 | $ 140,000 | $ 22,000 |
| Chattanooga, TN-GA | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Cleveland, TN | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Fairbanks, AK | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Flint, MI | 1 | $ 144,000 | $ 144,000 | $ 110,000 |
| Florence, SC | 1 | $ 106,000 | $ 106,000 | $ 16,000 |
| Florence-Muscle Shoals, AL | 1 | $ 177,000 | $ 177,000 | $ 61,000 |
| Gainesville, GA | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Goldsboro, NC | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Green Bay, WI | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Hot Springs, AR | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 216,000 | $ 216,000 | $ 105,000 |
| Iowa City, IA | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Knoxville, TN | 1 | $ 172,000 | $ 172,000 | $ 49,000 |
| La Crosse, WI-MN | 1 | $ 379,000 | $ 379,000 | $ 120,000 |
| Lafayette, LA | 1 | $ 347,000 | $ 347,000 | $ 135,000 |
| Lake Charles, LA | 1 | $ 217,000 | $ 217,000 | $ 124,000 |
| Lewiston, ID-WA | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Lubbock, TX | 1 | $ 184,000 | $ 184,000 | $ 35,000 |
| Manhattan, KS | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Mansfield, OH | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Muskegon-Norton Shores, MI | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Owensboro, KY | 1 | $ 417,000 | $ 417,000 | $ 10,000 |
| Pocatello, ID | 1 | $ 90,000 | $ 90,000 | $ 28,000 |
| Reading, PA | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Roanoke, VA | 1 | $ 116,000 | $ 116,000 | $ 25,000 |
| Salisbury, MD | 1 | $ 135,000 | $ 135,000 | $ 106,000 |
| San Angelo, TX | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Shreveport-Bossier City, LA | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Sioux City, IA-NE-SD | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Syracuse, NY | 1 | $ 122,000 | $ 122,000 | $ 37,000 |
| Terre Haute, IN | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Utica-Rome, NY | 1 | $ 130,000 | $ 130,000 | $ 39,000 |
| Valdosta, GA | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Victoria, TX | 1 | $ 228,000 | $ 228,000 | $ 138,000 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 341,000 | $ 341,000 | $ 0 |
| Waco, TX | 1 | $ 124,000 | $ 124,000 | $ 86,000 |
| Wheeling, WV-OH | 1 | $ 112,000 | $ 112,000 | $ 73,000 |
| Wichita Falls, TX | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Williamsport, PA | 1 | $ 111,000 | $ 111,000 | $ 0 |
Mortgage Loan Application Detail Totals for Grand Bank, National Association in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 11,322 | $2,939,873,000 | $259,000 | $1,806,000 | $91,000 | $9,999,000 |
| Home Purchase | 2,969 | $758,835,000 | $255,000 | $1,492,000 | $110,000 | $6,088,000 |
| Home Improvement | 84 | $20,501,000 | $244,000 | $645,000 | $153,000 | $2,366,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,491 | $2,199,063,000 | $258,000 | $1,806,000 | $100,000 | $9,999,000 |
| Asian | 2,005 | $548,603,000 | $273,000 | $1,492,000 | $112,000 | $1,954,000 |
| Hispanic | 1,703 | $392,379,000 | $230,000 | $682,000 | $68,000 | $812,000 |
| Not Provided | 1,422 | $392,473,000 | $276,000 | $1,740,000 | $94,000 | $1,091,000 |
| Black or African American | 640 | $153,438,000 | $239,000 | $646,000 | $59,000 | $462,000 |
| Native Hawaiian or Other Pacific Islander | 87 | $26,549,000 | $305,000 | $688,000 | $83,000 | $445,000 |
| American Indian or Alaskan Native | 24 | $6,451,000 | $268,000 | $559,000 | $229,000 | $2,280,000 |
| Not applicable | 3 | $253,000 | $84,000 | $100,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,007 | $2,637,881,000 | $263,000 | $1,806,000 | $124,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 2,571 | $623,450,000 | $242,000 | $951,000 | $43,000 | $872,000 |
| VA-guaranteed (Veterans Administration) | 1,795 | $457,419,000 | $254,000 | $939,000 | $11,000 | $264,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $459,000 | $229,000 | $240,000 | $78,000 | $98,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,656 | $1,978,150,000 | $258,000 | $939,000 | $93,000 | $6,088,000 |
| Application Denied By Financial Institution | 3,503 | $908,038,000 | $259,000 | $1,469,000 | $104,000 | $9,999,000 |
| Application Approved But Not Accepted | 2,757 | $717,898,000 | $260,000 | $1,806,000 | $93,000 | $2,178,000 |
| Application Withdrawn By Applicant | 459 | $115,123,000 | $250,000 | $952,000 | $89,000 | $960,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 1,318 | $329,082,000 | $249,000 | $957,000 | $113,000 | $9,999,000 |
| Debt-To-Income Ratio | 807 | $220,153,000 | $272,000 | $1,413,000 | $77,000 | $1,025,000 |
| Collateral | 529 | $135,278,000 | $255,000 | $1,350,000 | $131,000 | $4,636,000 |
| Credit History | 358 | $91,037,000 | $254,000 | $1,469,000 | $82,000 | $792,000 |
| Unverifiable Information | 238 | $66,066,000 | $277,000 | $1,200,000 | $112,000 | $1,093,000 |
| Credit Application Incomplete | 171 | $44,874,000 | $262,000 | $721,000 | $119,000 | $2,213,000 |
| Employment History | 43 | $10,812,000 | $251,000 | $631,000 | $70,000 | $263,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 29 | $8,533,000 | $294,000 | $626,000 | $87,000 | $390,000 |
| Mortgage Insurance Denied | 10 | $2,203,000 | $220,000 | $397,000 | $96,000 | $160,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Grand Bank, National Association's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Grand Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
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