Grand Bank, National Association Mortgage Lending & HMDA Data, 2012

In 2012, Grand Bank, National Association of Hamilton, NJ reported 14,375 mortgage applications totaling $3.7 billion, up 135% from 2011. The average application was for $258,727, and applicants reported an average income of $95,286. 53% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,819), New York-White Plains-Wayne, NY-NJ (951) and Phoenix-Mesa-Glendale, AZ (879) (applications in parentheses).

Mortgage Company & Address Grand Bank, National Association
2297 Hwy 33
Hamilton, NJ 08690
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 14,375
Total Mortgage Loan Application Amount $3,719,209,000
Average Mortgage Loan Application Amount $258,727
Highest Mortgage Loan Application Amount $1,806,000
Average Applicant Income $95,286
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Grand Bank, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Grand Bank, National Association by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,819 $ 555,309,000 $ 305,282 $ 109,000
Maricopa, Arizona 833 $ 174,806,000 $ 209,851 $ 93,000
Orange, California 633 $ 210,712,000 $ 332,878 $ 122,000
San Diego, California 557 $ 164,649,000 $ 295,599 $ 115,000
Riverside, California 447 $ 107,842,000 $ 241,257 $ 87,000
San Bernardino, California 380 $ 82,277,000 $ 216,518 $ 76,000
Kings, New York 300 $ 127,379,000 $ 424,596 $ 179,000
Santa Clara, California 279 $ 90,468,000 $ 324,258 $ 111,000
Queens, New York 219 $ 78,361,000 $ 357,812 $ 84,000
Suffolk, New York 203 $ 57,770,000 $ 284,581 $ 110,000
Nassau, New York 198 $ 65,720,000 $ 331,919 $ 120,000
Honolulu, Hawaii 195 $ 76,721,000 $ 393,441 $ 96,000
Clark, Nevada 188 $ 38,419,000 $ 204,356 $ 81,000
Sacramento, California 184 $ 41,519,000 $ 225,646 $ 72,000
Montgomery, Maryland 183 $ 50,207,000 $ 274,355 $ 125,000
Miami-Dade, Florida 172 $ 37,081,000 $ 215,587 $ 108,000
King, Washington 165 $ 47,282,000 $ 286,557 $ 119,000
Ventura, California 161 $ 49,643,000 $ 308,341 $ 114,000
Alameda, California 157 $ 51,471,000 $ 327,840 $ 132,000
Fairfax, Virginia 156 $ 50,330,000 $ 322,628 $ 122,000
Contra Costa, California 153 $ 42,430,000 $ 277,320 $ 105,000
Rockland, New York 147 $ 45,207,000 $ 307,530 $ 150,000
Cook, Illinois 119 $ 23,722,000 $ 199,344 $ 76,000
Broward, Florida 104 $ 22,654,000 $ 217,826 $ 97,000
Kern, California 94 $ 19,743,000 $ 210,031 $ 80,000
El Paso, Colorado 93 $ 20,643,000 $ 221,967 $ 68,000
Pima, Arizona 90 $ 19,689,000 $ 218,766 $ 107,000
Orange, Florida 82 $ 18,238,000 $ 222,414 $ 84,000
Westchester, New York 78 $ 25,642,000 $ 328,743 $ 173,000
Harris, Texas 75 $ 12,546,000 $ 167,280 $ 99,000
Salt Lake, Utah 72 $ 15,754,000 $ 218,805 $ 53,000
Bernalillo, New Mexico 71 $ 13,601,000 $ 191,563 $ 50,000
Richmond, New York 70 $ 22,185,000 $ 316,928 $ 94,000
Snohomish, Washington 70 $ 20,016,000 $ 285,942 $ 88,000
Palm Beach, Florida 69 $ 15,299,000 $ 221,724 $ 97,000
Solano, California 67 $ 16,502,000 $ 246,298 $ 72,000
Pierce, Washington 67 $ 16,534,000 $ 246,776 $ 67,000
San Joaquin, California 64 $ 14,233,000 $ 222,390 $ 95,000
Dallas, Texas 64 $ 10,969,000 $ 171,390 $ 97,000
Bexar, Texas 59 $ 10,043,000 $ 170,220 $ 65,000
San Mateo, California 57 $ 23,020,000 $ 403,859 $ 125,000
Middlesex, New Jersey 57 $ 15,860,000 $ 278,245 $ 100,000
Orange, New York 54 $ 11,774,000 $ 218,037 $ 111,000
Collin, Texas 54 $ 9,656,000 $ 178,814 $ 106,000
Placer, California 49 $ 13,423,000 $ 273,938 $ 70,000
Douglas, Colorado 49 $ 13,715,000 $ 279,897 $ 107,000
Pinal, Arizona 46 $ 8,195,000 $ 178,152 $ 80,000
San Francisco, California 46 $ 18,170,000 $ 395,000 $ 141,000
Tarrant, Texas 46 $ 6,108,000 $ 132,782 $ 95,000
Denver, Colorado 45 $ 9,937,000 $ 220,822 $ 93,000
Fresno, California 43 $ 10,011,000 $ 232,813 $ 60,000
Stanislaus, California 43 $ 8,562,000 $ 199,116 $ 83,000
Arapahoe, Colorado 43 $ 8,973,000 $ 208,674 $ 63,000
Oakland, Michigan 43 $ 9,394,000 $ 218,465 $ 87,000
Jefferson, Colorado 42 $ 9,218,000 $ 219,476 $ 67,000
Macomb, Michigan 42 $ 7,087,000 $ 168,738 $ 43,000
Bergen, New Jersey 41 $ 12,863,000 $ 313,731 $ 133,000
Prince William, Virginia 40 $ 10,593,000 $ 264,825 $ 63,000
Fairfield, Connecticut 39 $ 10,588,000 $ 271,487 $ 168,000
Prince George's, Maryland 39 $ 8,808,000 $ 225,846 $ 72,000
Loudoun, Virginia 39 $ 10,883,000 $ 279,051 $ 109,000
Hillsborough, Florida 38 $ 7,589,000 $ 199,710 $ 63,000
Bronx, New York 38 $ 12,648,000 $ 332,842 $ 144,000
Osceola, Florida 37 $ 7,302,000 $ 197,351 $ 92,000
Santa Barbara, California 36 $ 10,375,000 $ 288,194 $ 99,000
Duval, Florida 36 $ 6,721,000 $ 186,694 $ 57,000
Denton, Texas 36 $ 6,848,000 $ 190,222 $ 106,000
Middlesex, Massachusetts 34 $ 9,524,000 $ 280,117 $ 97,000
Suffolk, Massachusetts 34 $ 11,327,000 $ 333,147 $ 131,000
Multnomah, Oregon 34 $ 6,476,000 $ 190,470 $ 135,000
Utah, Utah 34 $ 7,400,000 $ 217,647 $ 65,000
Baltimore, Maryland 33 $ 7,620,000 $ 230,909 $ 78,000
Dutchess, New York 33 $ 7,797,000 $ 236,272 $ 93,000
Sonoma, California 32 $ 9,556,000 $ 298,625 $ 99,000
Seminole, Florida 32 $ 7,391,000 $ 230,968 $ 86,000
Adams, Colorado 31 $ 5,364,000 $ 173,032 $ 76,000
Ocean, New Jersey 31 $ 6,524,000 $ 210,451 $ 141,000
Philadelphia, Pennsylvania 31 $ 4,810,000 $ 155,161 $ 61,000
Fort Bend, Texas 31 $ 6,008,000 $ 193,806 $ 65,000
Anne Arundel, Maryland 30 $ 8,981,000 $ 299,366 $ 78,000
Thurston, Washington 30 $ 6,748,000 $ 224,933 $ 55,000
Essex, Massachusetts 29 $ 7,760,000 $ 267,586 $ 114,000
Wayne, Michigan 28 $ 5,577,000 $ 199,178 $ 82,000
Baldwin, Alabama 27 $ 5,868,000 $ 217,333 $ 117,000
Escambia, Florida 27 $ 4,201,000 $ 155,592 $ 40,000
Howard, Maryland 27 $ 8,738,000 $ 323,629 $ 104,000
Essex, New Jersey 26 $ 5,896,000 $ 226,769 $ 160,000
Sandoval, New Mexico 26 $ 4,932,000 $ 189,692 $ 62,000
Montgomery, Pennsylvania 25 $ 6,174,000 $ 246,960 $ 121,000
Davis, Utah 25 $ 4,989,000 $ 199,560 $ 84,000
Hennepin, Minnesota 24 $ 5,200,000 $ 216,666 $ 97,000
St. Louis, Missouri 24 $ 6,783,000 $ 282,625 $ 116,000
Lee, Florida 23 $ 3,862,000 $ 167,913 $ 92,000
Polk, Florida 23 $ 4,195,000 $ 182,391 $ 61,000
Maui, Hawaii 23 $ 7,749,000 $ 336,913 $ 160,000
Franklin, Ohio 23 $ 3,395,000 $ 147,608 $ 32,000
Bucks, Pennsylvania 23 $ 5,825,000 $ 253,260 $ 93,000
Yavapai, Arizona 22 $ 4,937,000 $ 224,409 $ 73,000
Worcester, Massachusetts 22 $ 5,046,000 $ 229,363 $ 76,000
Travis, Texas 22 $ 4,635,000 $ 210,681 $ 199,000
Imperial, California 21 $ 3,256,000 $ 155,047 $ 64,000
Monterey, California 21 $ 4,556,000 $ 216,952 $ 76,000
Tulare, California 21 $ 4,728,000 $ 225,142 $ 46,000
Yolo, California 21 $ 5,402,000 $ 257,238 $ 66,000
Lake, Illinois 21 $ 4,947,000 $ 235,571 $ 83,000
San Luis Obispo, California 20 $ 6,291,000 $ 314,550 $ 155,000
Volusia, Florida 20 $ 3,409,000 $ 170,450 $ 60,000
Fulton, Georgia 20 $ 4,475,000 $ 223,750 $ 117,000
Will, Illinois 20 $ 3,891,000 $ 194,550 $ 59,000
Charles, Maryland 20 $ 5,890,000 $ 294,500 $ 83,000
Clark, Washington 20 $ 4,471,000 $ 223,550 $ 118,000
Cochise, Arizona 19 $ 4,336,000 $ 228,210 $ 23,000
El Dorado, California 19 $ 4,754,000 $ 250,210 $ 79,000
Pinellas, Florida 18 $ 3,530,000 $ 196,111 $ 230,000
Orleans, Louisiana 18 $ 4,347,000 $ 241,500 $ 134,000
Mercer, New Jersey 18 $ 3,970,000 $ 220,555 $ 72,000
Williamson, Texas 18 $ 2,610,000 $ 145,000 $ 179,000
Butte, California 17 $ 3,971,000 $ 233,588 $ 61,000
Santa Cruz, California 17 $ 5,280,000 $ 310,588 $ 98,000
Hartford, Connecticut 17 $ 3,745,000 $ 220,294 $ 69,000
New Haven, Connecticut 17 $ 3,857,000 $ 226,882 $ 83,000
St. Lucie, Florida 17 $ 2,445,000 $ 143,823 $ 79,000
Gwinnett, Georgia 17 $ 3,733,000 $ 219,588 $ 79,000
Kane, Illinois 17 $ 3,587,000 $ 211,000 $ 62,000
Johnson, Kansas 17 $ 2,976,000 $ 175,058 $ 89,000
Norfolk, Massachusetts 17 $ 5,017,000 $ 295,117 $ 78,000
Putnam, New York 17 $ 4,353,000 $ 256,058 $ 117,000
Washington, Oregon 17 $ 4,724,000 $ 277,882 $ 105,000
Brevard, Florida 16 $ 2,922,000 $ 182,625 $ 67,000
Pasco, Florida 16 $ 3,377,000 $ 211,062 $ 61,000
Frederick, Maryland 16 $ 3,768,000 $ 235,500 $ 87,000
Providence, Rhode Island 16 $ 2,541,000 $ 158,812 $ 83,000
Marin, California 15 $ 6,324,000 $ 421,600 $ 132,000
Shasta, California 15 $ 2,316,000 $ 154,400 $ 116,000
Bristol, Massachusetts 15 $ 3,773,000 $ 251,533 $ 91,000
Plymouth, Massachusetts 15 $ 2,655,000 $ 177,000 $ 59,000
Somerset, New Jersey 15 $ 3,307,000 $ 220,466 $ 96,000
New York, New York 15 $ 6,372,000 $ 424,800 $ 280,000
Wake, North Carolina 15 $ 2,759,000 $ 183,933 $ 95,000
Guadalupe, Texas 15 $ 2,990,000 $ 199,333 $ 28,000
Anchorage, Alaska 14 $ 3,663,000 $ 261,642 $ 70,000
Lake, Florida 14 $ 3,045,000 $ 217,500 $ 52,000
Manatee, Florida 14 $ 2,306,000 $ 164,714 $ 38,000
Cobb, Georgia 14 $ 2,979,000 $ 212,785 $ 38,000
DeKalb, Georgia 14 $ 2,724,000 $ 194,571 $ 51,000
Ada, Idaho 14 $ 3,330,000 $ 237,857 $ 54,000
McHenry, Illinois 14 $ 3,452,000 $ 246,571 $ 121,000
Monmouth, New Jersey 14 $ 5,081,000 $ 362,928 $ 112,000
Shelby, Tennessee 14 $ 2,714,000 $ 193,857 $ 65,000
Weber, Utah 14 $ 2,291,000 $ 163,642 $ 53,000
Tuscaloosa, Alabama 13 $ 2,293,000 $ 176,384 $ 16,000
Coconino, Arizona 13 $ 2,873,000 $ 221,000 $ 63,000
Nevada, California 13 $ 3,317,000 $ 255,153 $ 71,000
New Castle, Delaware 13 $ 2,952,000 $ 227,076 $ 123,000
District of Columbia, District Of Columbia 13 $ 3,113,000 $ 239,461 $ 102,000
Okaloosa, Florida 13 $ 3,060,000 $ 235,384 $ 58,000
Canyon, Idaho 13 $ 2,278,000 $ 175,230 $ 74,000
Anoka, Minnesota 13 $ 2,543,000 $ 195,615 $ 62,000
Burlington, New Jersey 13 $ 3,080,000 $ 236,923 $ 41,000
Hudson, New Jersey 13 $ 3,556,000 $ 273,538 $ 123,000
Morris, New Jersey 13 $ 4,170,000 $ 320,769 $ 108,000
Passaic, New Jersey 13 $ 3,391,000 $ 260,846 $ 74,000
Dona Ana, New Mexico 13 $ 1,816,000 $ 139,692 $ 70,000
Clackamas, Oregon 13 $ 3,495,000 $ 268,846 $ 105,000
Montgomery, Texas 13 $ 2,278,000 $ 175,230 $ 156,000
St. Johns, Florida 12 $ 3,328,000 $ 277,333 $ 105,000
Henry, Georgia 12 $ 1,940,000 $ 161,666 $ 20,000
Jefferson, Louisiana 12 $ 1,825,000 $ 152,083 $ 96,000
Mecklenburg, North Carolina 12 $ 2,109,000 $ 175,750 $ 54,000
Galveston, Texas 12 $ 1,633,000 $ 136,083 $ 76,000
Virginia Beach, Virginia 12 $ 3,175,000 $ 264,583 $ 18,000
Kitsap, Washington 12 $ 2,451,000 $ 204,250 $ 68,000
Spokane, Washington 12 $ 2,668,000 $ 222,333 $ 44,000
Weld, Colorado 11 $ 2,149,000 $ 195,363 $ 54,000
Hawaii, Hawaii 11 $ 2,760,000 $ 250,909 $ 67,000
DuPage, Illinois 11 $ 2,049,000 $ 186,272 $ 74,000
Marion, Indiana 11 $ 1,295,000 $ 117,727 $ 35,000
Rockingham, New Hampshire 11 $ 2,939,000 $ 267,181 $ 175,000
Charleston, South Carolina 11 $ 3,026,000 $ 275,090 $ 99,000
El Paso, Texas 11 $ 1,835,000 $ 166,818 $ 55,000
Madison, Alabama 10 $ 1,977,000 $ 197,700 $ 61,000
Boulder, Colorado 10 $ 2,137,000 $ 213,700 $ 47,000
Houston, Georgia 10 $ 2,086,000 $ 208,600 $ 9,000
Lake, Indiana 10 $ 1,500,000 $ 150,000 $ 9,000
St. Tammany, Louisiana 10 $ 2,159,000 $ 215,900 $ 74,000
Tangipahoa, Louisiana 10 $ 1,412,000 $ 141,200 $ 86,000
Erie, New York 10 $ 1,668,000 $ 166,800 $ 53,000
Cuyahoga, Ohio 10 $ 1,245,000 $ 124,500 $ 27,000
Deschutes, Oregon 10 $ 2,363,000 $ 236,300 $ 81,000
Bell, Texas 10 $ 2,050,000 $ 205,000 $ 21,000
Yuma, Arizona 9 $ 1,714,000 $ 190,444 $ 13,000
Madera, California 9 $ 1,799,000 $ 199,888 $ 23,000
Larimer, Colorado 9 $ 2,272,000 $ 252,444 $ 74,000
Clay, Florida 9 $ 1,735,000 $ 192,777 $ 28,000
Collier, Florida 9 $ 2,051,000 $ 227,888 $ 128,000
Marion, Florida 9 $ 1,774,000 $ 197,111 $ 60,000
Santa Rosa, Florida 9 $ 1,621,000 $ 180,111 $ 6,000
Kauai, Hawaii 9 $ 3,105,000 $ 345,000 $ 180,000
Sedgwick, Kansas 9 $ 1,232,000 $ 136,888 $ 31,000
Kent, Michigan 9 $ 1,324,000 $ 147,111 $ 39,000
Ramsey, Minnesota 9 $ 1,745,000 $ 193,888 $ 47,000
Washoe, Nevada 9 $ 2,060,000 $ 228,888 $ 32,000
Union, New Jersey 9 $ 2,592,000 $ 288,000 $ 143,000
Marion, Oregon 9 $ 2,006,000 $ 222,888 $ 91,000
Delaware, Pennsylvania 9 $ 1,696,000 $ 188,444 $ 82,000
Chesterfield, Virginia 9 $ 1,524,000 $ 169,333 $ 26,000
Milwaukee, Wisconsin 9 $ 1,460,000 $ 162,222 $ 62,000
Eagle, Colorado 8 $ 2,657,000 $ 332,125 $ 99,000
Bay, Florida 8 $ 1,645,000 $ 205,625 $ 59,000
Sarasota, Florida 8 $ 1,522,000 $ 190,250 $ 53,000
LaPorte, Indiana 8 $ 1,002,000 $ 125,250 $ 37,000
Baltimore City, Maryland 8 $ 1,420,000 $ 177,500 $ 57,000
Jackson, Missouri 8 $ 1,915,000 $ 239,375 $ 91,000
St. Charles, Missouri 8 $ 1,366,000 $ 170,750 $ 61,000
Ulster, New York 8 $ 2,206,000 $ 275,750 $ 133,000
Lorain, Ohio 8 $ 1,483,000 $ 185,375 $ 38,000
Oklahoma, Oklahoma 8 $ 1,513,000 $ 189,125 $ 68,000
Spartanburg, South Carolina 8 $ 1,336,000 $ 167,000 $ 43,000
Davidson, Tennessee 8 $ 1,591,000 $ 198,875 $ 77,000
Montgomery, Tennessee 8 $ 1,451,000 $ 181,375 $ 0
Hidalgo, Texas 8 $ 1,611,000 $ 201,375 $ 257,000
Washington, Utah 8 $ 2,202,000 $ 275,250 $ 122,000
Albemarle, Virginia 8 $ 1,900,000 $ 237,500 $ 70,000
Henrico, Virginia 8 $ 1,364,000 $ 170,500 $ 60,000
Whatcom, Washington 8 $ 2,120,000 $ 265,000 $ 136,000
Mohave, Arizona 7 $ 1,410,000 $ 201,428 $ 80,000
Sutter, California 7 $ 1,611,000 $ 230,142 $ 62,000
Yuba, California 7 $ 1,804,000 $ 257,714 $ 52,000
New London, Connecticut 7 $ 1,218,000 $ 174,000 $ 94,000
Leon, Florida 7 $ 1,264,000 $ 180,571 $ 86,000
Cherokee, Georgia 7 $ 1,392,000 $ 198,857 $ 33,000
Forsyth, Georgia 7 $ 1,783,000 $ 254,714 $ 62,000
Kendall, Illinois 7 $ 1,400,000 $ 200,000 $ 68,000
Harford, Maryland 7 $ 1,534,000 $ 219,142 $ 167,000
Hampden, Massachusetts 7 $ 1,259,000 $ 179,857 $ 8,000
Livingston, Michigan 7 $ 1,251,000 $ 178,714 $ 34,000
Hillsborough, New Hampshire 7 $ 1,581,000 $ 225,857 $ 42,000
Hunterdon, New Jersey 7 $ 2,139,000 $ 305,571 $ 114,000
Hamilton, Ohio 7 $ 1,781,000 $ 254,428 $ 177,000
Lane, Oregon 7 $ 1,403,000 $ 200,428 $ 43,000
Chester, Pennsylvania 7 $ 1,850,000 $ 264,285 $ 29,000
Rutherford, Tennessee 7 $ 1,256,000 $ 179,428 $ 62,000
Alexandria, Virginia 7 $ 2,211,000 $ 315,857 $ 124,000
Chesapeake, Virginia 7 $ 2,450,000 $ 350,000 $ 12,000
Spotsylvania, Virginia 7 $ 1,348,000 $ 192,571 $ 58,000
Stafford, Virginia 7 $ 1,985,000 $ 283,571 $ 11,000
Island, Washington 7 $ 1,905,000 $ 272,142 $ 38,000
Lee, Alabama 6 $ 992,000 $ 165,333 $ 36,000
Pulaski, Arkansas 6 $ 982,000 $ 163,666 $ 21,000
Merced, California 6 $ 1,234,000 $ 205,666 $ 74,000
Napa, California 6 $ 1,703,000 $ 283,833 $ 232,000
Tuolumne, California 6 $ 1,562,000 $ 260,333 $ 101,000
Mesa, Colorado 6 $ 1,309,000 $ 218,166 $ 61,000
Flagler, Florida 6 $ 985,000 $ 164,166 $ 69,000
Nassau, Florida 6 $ 1,237,000 $ 206,166 $ 61,000
Walton, Florida 6 $ 1,424,000 $ 237,333 $ 43,000
Newton, Georgia 6 $ 952,000 $ 158,666 $ 45,000
Rock Island, Illinois 6 $ 822,000 $ 137,000 $ 8,000
Winnebago, Illinois 6 $ 762,000 $ 127,000 $ 0
Polk, Iowa 6 $ 1,101,000 $ 183,500 $ 69,000
Carroll, Maryland 6 $ 1,498,000 $ 249,666 $ 31,000
Washington, Maryland 6 $ 1,562,000 $ 260,333 $ 42,000
Ingham, Michigan 6 $ 1,022,000 $ 170,333 $ 144,000
Ottawa, Michigan 6 $ 907,000 $ 151,166 $ 23,000
Washtenaw, Michigan 6 $ 1,093,000 $ 182,166 $ 74,000
Dakota, Minnesota 6 $ 1,185,000 $ 197,500 $ 26,000
Jackson, Mississippi 6 $ 960,000 $ 160,000 $ 63,000
Warren, New Jersey 6 $ 1,644,000 $ 274,000 $ 69,000
Forsyth, North Carolina 6 $ 1,161,000 $ 193,500 $ 43,000
Guilford, North Carolina 6 $ 1,062,000 $ 177,000 $ 14,000
Moore, North Carolina 6 $ 1,052,000 $ 175,333 $ 113,000
Onslow, North Carolina 6 $ 1,005,000 $ 167,500 $ 0
Union, North Carolina 6 $ 1,456,000 $ 242,666 $ 77,000
Fairfield, Ohio 6 $ 755,000 $ 125,833 $ 53,000
Jackson, Oregon 6 $ 1,388,000 $ 231,333 $ 41,000
Brazoria, Texas 6 $ 1,051,000 $ 175,166 $ 81,000
Hays, Texas 6 $ 1,026,000 $ 171,000 $ 87,000
Newport News, Virginia 6 $ 1,150,000 $ 191,666 $ 5,000
Franklin, Washington 6 $ 795,000 $ 132,500 $ 84,000
Jefferson, Alabama 5 $ 829,000 $ 165,800 $ 23,000
Shelby, Alabama 5 $ 1,403,000 $ 280,600 $ 72,000
Matanuska-Susitna, Alaska 5 $ 1,129,000 $ 225,800 $ 43,000
Amador, California 5 $ 1,228,000 $ 245,600 $ 66,000
Calaveras, California 5 $ 1,407,000 $ 281,400 $ 116,000
Mono, California 5 $ 1,526,000 $ 305,200 $ 129,000
Windham, Connecticut 5 $ 1,153,000 $ 230,600 $ 73,000
Charlotte, Florida 5 $ 910,000 $ 182,000 $ 44,000
Monroe, Florida 5 $ 1,308,000 $ 261,600 $ 86,000
Liberty, Georgia 5 $ 907,000 $ 181,400 $ 35,000
Paulding, Georgia 5 $ 1,018,000 $ 203,600 $ 62,000
Jefferson, Kentucky 5 $ 642,000 $ 128,400 $ 50,000
Calvert, Maryland 5 $ 1,502,000 $ 300,400 $ 122,000
St. Mary's, Maryland 5 $ 1,512,000 $ 302,400 $ 90,000
Jackson, Michigan 5 $ 814,000 $ 162,800 $ 31,000
Monroe, Michigan 5 $ 1,202,000 $ 240,400 $ 79,000
Wright, Minnesota 5 $ 846,000 $ 169,200 $ 32,000
DeSoto, Mississippi 5 $ 1,006,000 $ 201,200 $ 55,000
Atlantic, New Jersey 5 $ 1,192,000 $ 238,400 $ 149,000
Santa Fe, New Mexico 5 $ 1,238,000 $ 247,600 $ 96,000
Montgomery, New York 5 $ 711,000 $ 142,200 $ 53,000
Rensselaer, New York 5 $ 896,000 $ 179,200 $ 33,000
Cumberland, North Carolina 5 $ 878,000 $ 175,600 $ 0
Lincoln, Oregon 5 $ 1,276,000 $ 255,200 $ 120,000
Allegheny, Pennsylvania 5 $ 998,000 $ 199,600 $ 51,000
Richland, South Carolina 5 $ 554,000 $ 110,800 $ 48,000
Manassas, Virginia 5 $ 892,000 $ 178,400 $ 55,000
Benton, Washington 5 $ 1,043,000 $ 208,600 $ 57,000
Skagit, Washington 5 $ 1,383,000 $ 276,600 $ 51,000
Dane, Wisconsin 5 $ 973,000 $ 194,600 $ 29,000
Montgomery, Alabama 4 $ 1,176,000 $ 294,000 $ 0
Gila, Arizona 4 $ 831,000 $ 207,750 $ 119,000
Kings, California 4 $ 825,000 $ 206,250 $ 83,000
San Benito, California 4 $ 1,415,000 $ 353,750 $ 44,000
Martin, Florida 4 $ 880,000 $ 220,000 $ 65,000
Columbia, Georgia 4 $ 689,000 $ 172,250 $ 29,000
Douglas, Georgia 4 $ 687,000 $ 171,750 $ 23,000
Harris, Georgia 4 $ 979,000 $ 244,750 $ 9,000
Bonneville, Idaho 4 $ 609,000 $ 152,250 $ 14,000
Boone, Indiana 4 $ 600,000 $ 150,000 $ 129,000
St. Joseph, Indiana 4 $ 550,000 $ 137,500 $ 28,000
Vanderburgh, Indiana 4 $ 775,000 $ 193,750 $ 42,000
Fayette, Kentucky 4 $ 646,000 $ 161,500 $ 104,000
Hardin, Kentucky 4 $ 929,000 $ 232,250 $ 19,000
York, Maine 4 $ 933,000 $ 233,250 $ 44,000
Barnstable, Massachusetts 4 $ 1,035,000 $ 258,750 $ 86,000
Kalamazoo, Michigan 4 $ 674,000 $ 168,500 $ 66,000
Saginaw, Michigan 4 $ 585,000 $ 146,250 $ 42,000
St. Clair, Michigan 4 $ 843,000 $ 210,750 $ 23,000
Scott, Minnesota 4 $ 1,097,000 $ 274,250 $ 70,000
Clay, Missouri 4 $ 533,000 $ 133,250 $ 38,000
Camden, New Jersey 4 $ 961,000 $ 240,250 $ 64,000
Valencia, New Mexico 4 $ 1,037,000 $ 259,250 $ 159,000
Albany, New York 4 $ 770,000 $ 192,500 $ 51,000
Lake, Ohio 4 $ 584,000 $ 146,000 $ 48,000
Licking, Ohio 4 $ 540,000 $ 135,000 $ 52,000
Montgomery, Ohio 4 $ 951,000 $ 237,750 $ 51,000
Summit, Ohio 4 $ 705,000 $ 176,250 $ 0
Cleveland, Oklahoma 4 $ 532,000 $ 133,000 $ 163,000
Logan, Oklahoma 4 $ 525,000 $ 131,250 $ 68,000
Franklin, Pennsylvania 4 $ 579,000 $ 144,750 $ 29,000
Washington, Rhode Island 4 $ 932,000 $ 233,000 $ 79,000
Berkeley, South Carolina 4 $ 629,000 $ 157,250 $ 27,000
Minnehaha, South Dakota 4 $ 873,000 $ 218,250 $ 13,000
Sumner, Tennessee 4 $ 790,000 $ 197,500 $ 126,000
Williamson, Tennessee 4 $ 1,213,000 $ 303,250 $ 0
Ellis, Texas 4 $ 534,000 $ 133,500 $ 42,000
Smith, Texas 4 $ 723,000 $ 180,750 $ 25,000
Arlington, Virginia 4 $ 1,072,000 $ 268,000 $ 71,000
Norfolk, Virginia 4 $ 941,000 $ 235,250 $ 0
Clallam, Washington 4 $ 1,029,000 $ 257,250 $ 47,000
Waukesha, Wisconsin 4 $ 964,000 $ 241,000 $ 223,000
Laramie, Wyoming 4 $ 921,000 $ 230,250 $ 26,000
Elmore, Alabama 3 $ 662,000 $ 220,666 $ 29,000
Houston, Alabama 3 $ 878,000 $ 292,666 $ 0
Mobile, Alabama 3 $ 514,000 $ 171,333 $ 82,000
Morgan, Alabama 3 $ 420,000 $ 140,000 $ 80,000
Talladega, Alabama 3 $ 858,000 $ 286,000 $ 112,000
Benton, Arkansas 3 $ 403,000 $ 134,333 $ 37,000
Faulkner, Arkansas 3 $ 644,000 $ 214,666 $ 20,000
Saline, Arkansas 3 $ 399,000 $ 133,000 $ 87,000
Siskiyou, California 3 $ 876,000 $ 292,000 $ 84,000
Broomfield, Colorado 3 $ 897,000 $ 299,000 $ 131,000
Elbert, Colorado 3 $ 794,000 $ 264,666 $ 100,000
Garfield, Colorado 3 $ 790,000 $ 263,333 $ 37,000
La Plata, Colorado 3 $ 470,000 $ 156,666 $ 50,000
Tolland, Connecticut 3 $ 488,000 $ 162,666 $ 30,000
Sussex, Delaware 3 $ 869,000 $ 289,666 $ 115,000
Citrus, Florida 3 $ 436,000 $ 145,333 $ 18,000
Indian River, Florida 3 $ 620,000 $ 206,666 $ 99,000
Chatham, Georgia 3 $ 548,000 $ 182,666 $ 42,000
Clayton, Georgia 3 $ 396,000 $ 132,000 $ 11,000
Fayette, Georgia 3 $ 675,000 $ 225,000 $ 15,000
Peach, Georgia 3 $ 586,000 $ 195,333 $ 0
Rockdale, Georgia 3 $ 757,000 $ 252,333 $ 23,000
Walton, Georgia 3 $ 467,000 $ 155,666 $ 77,000
Kootenai, Idaho 3 $ 852,000 $ 284,000 $ 51,000
Kankakee, Illinois 3 $ 442,000 $ 147,333 $ 69,000
Delaware, Indiana 3 $ 423,000 $ 141,000 $ 21,000
Hancock, Indiana 3 $ 373,000 $ 124,333 $ 13,000
Johnson, Indiana 3 $ 417,000 $ 139,000 $ 37,000
Pottawattamie, Iowa 3 $ 445,000 $ 148,333 $ 45,000
Wyandotte, Kansas 3 $ 310,000 $ 103,333 $ 34,000
Ascension, Louisiana 3 $ 558,000 $ 186,000 $ 94,000
Hancock, Maine 3 $ 647,000 $ 215,666 $ 15,000
Worcester, Maryland 3 $ 872,000 $ 290,666 $ 110,000
Calhoun, Michigan 3 $ 385,000 $ 128,333 $ 19,000
Becker, Minnesota 3 $ 476,000 $ 158,666 $ 21,000
Blue Earth, Minnesota 3 $ 375,000 $ 125,000 $ 9,000
Le Sueur, Minnesota 3 $ 375,000 $ 125,000 $ 9,000
Harrison, Mississippi 3 $ 488,000 $ 162,666 $ 13,000
Rankin, Mississippi 3 $ 435,000 $ 145,000 $ 79,000
Greene, Missouri 3 $ 350,000 $ 116,666 $ 40,000
Jefferson, Missouri 3 $ 566,000 $ 188,666 $ 59,000
Platte, Missouri 3 $ 367,000 $ 122,333 $ 16,000
St. Louis City, Missouri 3 $ 691,000 $ 230,333 $ 73,000
Eddy, New Mexico 3 $ 271,000 $ 90,333 $ 71,000
San Juan, New Mexico 3 $ 582,000 $ 194,000 $ 61,000
Monroe, New York 3 $ 416,000 $ 138,666 $ 12,000
Ontario, New York 3 $ 679,000 $ 226,333 $ 85,000
Saratoga, New York 3 $ 811,000 $ 270,333 $ 92,000
Brunswick, North Carolina 3 $ 693,000 $ 231,000 $ 117,000
Gaston, North Carolina 3 $ 515,000 $ 171,666 $ 34,000
Butler, Ohio 3 $ 543,000 $ 181,000 $ 0
Delaware, Ohio 3 $ 647,000 $ 215,666 $ 36,000
Muskingum, Ohio 3 $ 255,000 $ 85,000 $ 0
Stark, Ohio 3 $ 633,000 $ 211,000 $ 18,000
Trumbull, Ohio 3 $ 445,000 $ 148,333 $ 42,000
Klamath, Oregon 3 $ 828,000 $ 276,000 $ 110,000
Linn, Oregon 3 $ 703,000 $ 234,333 $ 41,000
Yamhill, Oregon 3 $ 834,000 $ 278,000 $ 54,000
Lancaster, Pennsylvania 3 $ 665,000 $ 221,666 $ 0
Lebanon, Pennsylvania 3 $ 485,000 $ 161,666 $ 0
Northampton, Pennsylvania 3 $ 784,000 $ 261,333 $ 90,000
Dorchester, South Carolina 3 $ 327,000 $ 109,000 $ 261,000
Greenville, South Carolina 3 $ 548,000 $ 182,666 $ 36,000
Horry, South Carolina 3 $ 583,000 $ 194,333 $ 45,000
Kendall, Texas 3 $ 719,000 $ 239,666 $ 213,000
Nueces, Texas 3 $ 331,000 $ 110,333 $ 137,000
San Patricio, Texas 3 $ 481,000 $ 160,333 $ 47,000
Box Elder, Utah 3 $ 370,000 $ 123,333 $ 39,000
Iron, Utah 3 $ 718,000 $ 239,333 $ 19,000
Fluvanna, Virginia 3 $ 648,000 $ 216,000 $ 70,000
Manassas Park, Virginia 3 $ 449,000 $ 149,666 $ 79,000
Portsmouth, Virginia 3 $ 711,000 $ 237,000 $ 0
Shenandoah, Virginia 3 $ 955,000 $ 318,333 $ 220,000
York, Virginia 3 $ 917,000 $ 305,666 $ 50,000
Chelan, Washington 3 $ 684,000 $ 228,000 $ 133,000
Lewis, Washington 3 $ 588,000 $ 196,000 $ 51,000
Johnson, Wyoming 3 $ 561,000 $ 187,000 $ 57,000
Autauga, Alabama 2 $ 261,000 $ 130,500 $ 88,000
Chilton, Alabama 2 $ 303,000 $ 151,500 $ 45,000
Hale, Alabama 2 $ 211,000 $ 105,500 $ 0
Limestone, Alabama 2 $ 608,000 $ 304,000 $ 28,000
Marshall, Alabama 2 $ 496,000 $ 248,000 $ 0
Apache, Arizona 2 $ 416,000 $ 208,000 $ 38,000
Navajo, Arizona 2 $ 475,000 $ 237,500 $ 0
Humboldt, California 2 $ 489,000 $ 244,500 $ 56,000
Inyo, California 2 $ 376,000 $ 188,000 $ 93,000
Lake, California 2 $ 419,000 $ 209,500 $ 30,000
Mariposa, California 2 $ 363,000 $ 181,500 $ 108,000
Mendocino, California 2 $ 503,000 $ 251,500 $ 224,000
Tehama, California 2 $ 452,000 $ 226,000 $ 62,000
Chaffee, Colorado 2 $ 379,000 $ 189,500 $ 52,000
Gilpin, Colorado 2 $ 475,000 $ 237,500 $ 46,000
Grand, Colorado 2 $ 267,000 $ 133,500 $ 120,000
Pueblo, Colorado 2 $ 268,000 $ 134,000 $ 43,000
Routt, Colorado 2 $ 777,000 $ 388,500 $ 114,000
Summit, Colorado 2 $ 793,000 $ 396,500 $ 190,000
Teller, Colorado 2 $ 685,000 $ 342,500 $ 45,000
Litchfield, Connecticut 2 $ 602,000 $ 301,000 $ 98,000
Kent, Delaware 2 $ 665,000 $ 332,500 $ 0
Alachua, Florida 2 $ 365,000 $ 182,500 $ 200,000
Gadsden, Florida 2 $ 357,000 $ 178,500 $ 28,000
Hernando, Florida 2 $ 305,000 $ 152,500 $ 68,000
Putnam, Florida 2 $ 262,000 $ 131,000 $ 74,000
Sumter, Florida 2 $ 260,000 $ 130,000 $ 65,000
Camden, Georgia 2 $ 342,000 $ 171,000 $ 67,000
Carroll, Georgia 2 $ 486,000 $ 243,000 $ 68,000
Effingham, Georgia 2 $ 565,000 $ 282,500 $ 46,000
Muscogee, Georgia 2 $ 392,000 $ 196,000 $ 0
Bonner, Idaho 2 $ 495,000 $ 247,500 $ 103,000
Washington, Idaho 2 $ 449,000 $ 224,500 $ 0
LaSalle, Illinois 2 $ 216,000 $ 108,000 $ 56,000
Madison, Illinois 2 $ 191,000 $ 95,500 $ 34,000
Tazewell, Illinois 2 $ 234,000 $ 117,000 $ 0
Allen, Indiana 2 $ 232,000 $ 116,000 $ 18,000
Elkhart, Indiana 2 $ 284,000 $ 142,000 $ 26,000
Hamilton, Indiana 2 $ 269,000 $ 134,500 $ 16,000
Hendricks, Indiana 2 $ 366,000 $ 183,000 $ 170,000
Madison, Indiana 2 $ 460,000 $ 230,000 $ 51,000
Marshall, Indiana 2 $ 338,000 $ 169,000 $ 0
Porter, Indiana 2 $ 289,000 $ 144,500 $ 0
Tippecanoe, Indiana 2 $ 237,000 $ 118,500 $ 0
Warrick, Indiana 2 $ 222,000 $ 111,000 $ 60,000
Black Hawk, Iowa 2 $ 304,000 $ 152,000 $ 50,000
Linn, Iowa 2 $ 285,000 $ 142,500 $ 21,000
Muscatine, Iowa 2 $ 237,000 $ 118,500 $ 0
Warren, Iowa 2 $ 275,000 $ 137,500 $ 43,000
Reno, Kansas 2 $ 151,000 $ 75,500 $ 10,000
Boone, Kentucky 2 $ 393,000 $ 196,500 $ 0
Woodford, Kentucky 2 $ 502,000 $ 251,000 $ 127,000
Livingston, Louisiana 2 $ 227,000 $ 113,500 $ 103,000
St. Charles, Louisiana 2 $ 382,000 $ 191,000 $ 45,000
Penobscot, Maine 2 $ 337,000 $ 168,500 $ 51,000
Cecil, Maryland 2 $ 521,000 $ 260,500 $ 29,000
Allegan, Michigan 2 $ 385,000 $ 192,500 $ 0
Isabella, Michigan 2 $ 276,000 $ 138,000 $ 0
Midland, Michigan 2 $ 290,000 $ 145,000 $ 23,000
Shiawassee, Michigan 2 $ 276,000 $ 138,000 $ 16,000
St. Joseph, Michigan 2 $ 261,000 $ 130,500 $ 0
Dodge, Minnesota 2 $ 266,000 $ 133,000 $ 0
Rice, Minnesota 2 $ 338,000 $ 169,000 $ 0
St. Louis, Minnesota 2 $ 332,000 $ 166,000 $ 0
Stearns, Minnesota 2 $ 351,000 $ 175,500 $ 0
Washington, Minnesota 2 $ 544,000 $ 272,000 $ 56,000
Hinds, Mississippi 2 $ 307,000 $ 153,500 $ 39,000
Leake, Mississippi 2 $ 200,000 $ 100,000 $ 79,000
Madison, Mississippi 2 $ 355,000 $ 177,500 $ 62,000
Barry, Missouri 2 $ 354,000 $ 177,000 $ 23,000
Boone, Missouri 2 $ 156,000 $ 78,000 $ 21,000
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Mortgage Loan Application Detail Totals for Grand Bank, National Association in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 11,322 $2,939,873,000 $259,000 $1,806,000 $91,000 $9,999,000
Home Purchase 2,969 $758,835,000 $255,000 $1,492,000 $110,000 $6,088,000
Home Improvement 84 $20,501,000 $244,000 $645,000 $153,000 $2,366,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,491 $2,199,063,000 $258,000 $1,806,000 $100,000 $9,999,000
Asian 2,005 $548,603,000 $273,000 $1,492,000 $112,000 $1,954,000
Hispanic 1,703 $392,379,000 $230,000 $682,000 $68,000 $812,000
Not Provided 1,422 $392,473,000 $276,000 $1,740,000 $94,000 $1,091,000
Black or African American 640 $153,438,000 $239,000 $646,000 $59,000 $462,000
Native Hawaiian or Other Pacific Islander 87 $26,549,000 $305,000 $688,000 $83,000 $445,000
American Indian or Alaskan Native 24 $6,451,000 $268,000 $559,000 $229,000 $2,280,000
Not applicable 3 $253,000 $84,000 $100,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,007 $2,637,881,000 $263,000 $1,806,000 $124,000 $9,999,000
FHA-insured (Federal Housing Administration) 2,571 $623,450,000 $242,000 $951,000 $43,000 $872,000
VA-guaranteed (Veterans Administration) 1,795 $457,419,000 $254,000 $939,000 $11,000 $264,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $459,000 $229,000 $240,000 $78,000 $98,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,656 $1,978,150,000 $258,000 $939,000 $93,000 $6,088,000
Application Denied By Financial Institution 3,503 $908,038,000 $259,000 $1,469,000 $104,000 $9,999,000
Application Approved But Not Accepted 2,757 $717,898,000 $260,000 $1,806,000 $93,000 $2,178,000
Application Withdrawn By Applicant 459 $115,123,000 $250,000 $952,000 $89,000 $960,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 1,318 $329,082,000 $249,000 $957,000 $113,000 $9,999,000
Debt-To-Income Ratio 807 $220,153,000 $272,000 $1,413,000 $77,000 $1,025,000
Collateral 529 $135,278,000 $255,000 $1,350,000 $131,000 $4,636,000
Credit History 358 $91,037,000 $254,000 $1,469,000 $82,000 $792,000
Unverifiable Information 238 $66,066,000 $277,000 $1,200,000 $112,000 $1,093,000
Credit Application Incomplete 171 $44,874,000 $262,000 $721,000 $119,000 $2,213,000
Employment History 43 $10,812,000 $251,000 $631,000 $70,000 $263,000
Insufficient Cash (Downpayment, Closing Cost) 29 $8,533,000 $294,000 $626,000 $87,000 $390,000
Mortgage Insurance Denied 10 $2,203,000 $220,000 $397,000 $96,000 $160,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Grand Bank, National Association's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Grand Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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