Greenlight Financial Services Mortgage Lending & HMDA Data, 2009

In 2009, Greenlight Financial Services of Irvine, CA reported 2,364 mortgage applications totaling $647.6 million, down 41% from 2008. The average application was for $273,939, and applicants reported an average income of $80,093. 44% of its applications resulted in an originated loan and 28% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (805), Santa Ana-Anaheim-Irvine, CA (367) and Riverside-San Bernardino-Ontario, CA (361) (applications in parentheses).

Mortgage Company & Address Greenlight Financial Services
18200 Von Karman Ste #300
Irvine, CA 92612
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,364
Total Mortgage Loan Application Amount $647,592,000
Average Mortgage Loan Application Amount $273,939
Highest Mortgage Loan Application Amount $1,800,000
Average Applicant Income $80,093
Highest Applicant Income $1,195,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Greenlight Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Greenlight Financial Services by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 805 $ 235,608,000 $ 292,680 $ 83,000
Orange, California 367 $ 121,440,000 $ 330,899 $ 100,000
San Bernardino, California 205 $ 51,672,000 $ 252,058 $ 85,000
Riverside, California 156 $ 39,388,000 $ 252,487 $ 77,000
San Diego, California 97 $ 28,796,000 $ 296,865 $ 109,000
Ventura, California 83 $ 24,087,000 $ 290,204 $ 79,000
Maricopa, Arizona 33 $ 6,688,000 $ 202,666 $ 40,000
Santa Clara, California 32 $ 12,783,000 $ 399,468 $ 111,000
Sacramento, California 31 $ 7,155,000 $ 230,806 $ 53,000
Alameda, California 24 $ 7,813,000 $ 325,541 $ 69,000
Fresno, California 20 $ 4,412,000 $ 220,600 $ 39,000
Contra Costa, California 16 $ 4,438,000 $ 277,375 $ 60,000
Solano, California 16 $ 4,607,000 $ 287,937 $ 54,000
San Luis Obispo, California 14 $ 4,312,000 $ 308,000 $ 69,000
Kern, California 13 $ 2,120,000 $ 163,076 $ 46,000
San Joaquin, California 13 $ 2,728,000 $ 209,846 $ 100,000
Pima, Arizona 12 $ 3,157,000 $ 263,083 $ 44,000
San Mateo, California 12 $ 5,221,000 $ 435,083 $ 89,000
Harris, Texas 12 $ 1,601,000 $ 133,416 $ 46,000
Monterey, California 11 $ 3,013,000 $ 273,909 $ 73,000
San Francisco, California 10 $ 3,167,000 $ 316,700 $ 48,000
Sonoma, California 9 $ 2,135,000 $ 237,222 $ 95,000
Tulare, California 9 $ 1,707,000 $ 189,666 $ 26,000
Yavapai, Arizona 8 $ 2,187,000 $ 273,375 $ 58,000
Placer, California 8 $ 1,773,000 $ 221,625 $ 71,000
Santa Barbara, California 8 $ 2,158,000 $ 269,750 $ 84,000
Stanislaus, California 8 $ 1,957,000 $ 244,625 $ 45,000
Miami-Dade, Florida 7 $ 1,441,000 $ 205,857 $ 134,000
Fulton, Georgia 7 $ 1,405,000 $ 200,714 $ 76,000
Tarrant, Texas 7 $ 1,276,000 $ 182,285 $ 85,000
Mohave, Arizona 6 $ 1,040,000 $ 173,333 $ 50,000
Marin, California 6 $ 2,105,000 $ 350,833 $ 125,000
Oklahoma, Oklahoma 6 $ 820,000 $ 136,666 $ 52,000
Pinal, Arizona 5 $ 963,000 $ 192,600 $ 8,000
El Dorado, California 5 $ 1,447,000 $ 289,400 $ 67,000
Cobb, Georgia 5 $ 748,000 $ 149,600 $ 46,000
DeKalb, Georgia 5 $ 804,000 $ 160,800 $ 25,000
Bexar, Texas 5 $ 570,000 $ 114,000 $ 67,000
Butte, California 4 $ 885,000 $ 221,250 $ 77,000
Imperial, California 4 $ 673,000 $ 168,250 $ 13,000
Madera, California 4 $ 953,000 $ 238,250 $ 53,000
Palm Beach, Florida 4 $ 942,000 $ 235,500 $ 93,000
Gwinnett, Georgia 4 $ 583,000 $ 145,750 $ 40,000
Hennepin, Minnesota 4 $ 1,001,000 $ 250,250 $ 80,000
Jackson, Missouri 4 $ 457,000 $ 114,250 $ 56,000
Fort Bend, Texas 4 $ 677,000 $ 169,250 $ 58,000
Calhoun, Alabama 3 $ 308,000 $ 102,666 $ 36,000
Jefferson, Alabama 3 $ 663,000 $ 221,000 $ 0
Mobile, Alabama 3 $ 608,000 $ 202,666 $ 16,000
Shelby, Alabama 3 $ 588,000 $ 196,000 $ 62,000
Tuscaloosa, Alabama 3 $ 554,000 $ 184,666 $ 0
Coconino, Arizona 3 $ 642,000 $ 214,000 $ 24,000
Calaveras, California 3 $ 502,000 $ 167,333 $ 23,000
Lake, California 3 $ 510,000 $ 170,000 $ 4,000
Merced, California 3 $ 562,000 $ 187,333 $ 46,000
Hillsborough, Florida 3 $ 345,000 $ 115,000 $ 36,000
Osceola, Florida 3 $ 377,000 $ 125,666 $ 21,000
Douglas, Georgia 3 $ 597,000 $ 199,000 $ 81,000
Honolulu, Hawaii 3 $ 977,000 $ 325,666 $ 103,000
Tulsa, Oklahoma 3 $ 343,000 $ 114,333 $ 52,000
Collin, Texas 3 $ 407,000 $ 135,666 $ 81,000
Dallas, Texas 3 $ 369,000 $ 123,000 $ 42,000
Montgomery, Texas 3 $ 773,000 $ 257,666 $ 77,000
Travis, Texas 3 $ 569,000 $ 189,666 $ 22,000
Limestone, Alabama 2 $ 373,000 $ 186,500 $ 110,000
Madison, Alabama 2 $ 435,000 $ 217,500 $ 24,000
Santa Cruz, Arizona 2 $ 384,000 $ 192,000 $ 75,000
Yuma, Arizona 2 $ 363,000 $ 181,500 $ 42,000
Amador, California 2 $ 458,000 $ 229,000 $ 44,000
Kings, California 2 $ 360,000 $ 180,000 $ 33,000
Mono, California 2 $ 724,000 $ 362,000 $ 144,000
Napa, California 2 $ 419,000 $ 209,500 $ 49,000
Shasta, California 2 $ 444,000 $ 222,000 $ 64,000
Sutter, California 2 $ 392,000 $ 196,000 $ 33,000
Tuolumne, California 2 $ 832,000 $ 416,000 $ 81,000
Yolo, California 2 $ 457,000 $ 228,500 $ 25,000
Brevard, Florida 2 $ 331,000 $ 165,500 $ 115,000
Broward, Florida 2 $ 592,000 $ 296,000 $ 146,000
Escambia, Florida 2 $ 321,000 $ 160,500 $ 92,000
Lee, Florida 2 $ 174,000 $ 87,000 $ 75,000
Leon, Florida 2 $ 248,000 $ 124,000 $ 87,000
Polk, Florida 2 $ 193,000 $ 96,500 $ 39,000
Columbia, Georgia 2 $ 424,000 $ 212,000 $ 72,000
Forsyth, Georgia 2 $ 363,000 $ 181,500 $ 77,000
Lake, Indiana 2 $ 190,000 $ 95,000 $ 68,000
Tippecanoe, Indiana 2 $ 276,000 $ 138,000 $ 61,000
Carlton, Minnesota 2 $ 463,000 $ 231,500 $ 36,000
Washington, Minnesota 2 $ 496,000 $ 248,000 $ 110,000
St. Charles, Missouri 2 $ 286,000 $ 143,000 $ 63,000
St. Louis, Missouri 2 $ 184,000 $ 92,000 $ 24,000
Nassau, New York 2 $ 700,000 $ 350,000 $ 59,000
Cleveland, Oklahoma 2 $ 245,000 $ 122,500 $ 69,000
Coffee, Tennessee 2 $ 145,000 $ 72,500 $ 23,000
Knox, Tennessee 2 $ 300,000 $ 150,000 $ 0
Denton, Texas 2 $ 479,000 $ 239,500 $ 664,000
Smith, Texas 2 $ 267,000 $ 133,500 $ 101,000
Fairfax, Virginia 2 $ 690,000 $ 345,000 $ 179,000
Barbour, Alabama 1 $ 194,000 $ 194,000 $ 0
Bibb, Alabama 1 $ 104,000 $ 104,000 $ 53,000
Covington, Alabama 1 $ 89,000 $ 89,000 $ 63,000
Henry, Alabama 1 $ 181,000 $ 181,000 $ 0
Houston, Alabama 1 $ 95,000 $ 95,000 $ 0
Marengo, Alabama 1 $ 275,000 $ 275,000 $ 0
Apache, Arizona 1 $ 168,000 $ 168,000 $ 0
Gila, Arizona 1 $ 160,000 $ 160,000 $ 120,000
Mendocino, California 1 $ 307,000 $ 307,000 $ 80,000
Nevada, California 1 $ 244,000 $ 244,000 $ 25,000
Plumas, California 1 $ 169,000 $ 169,000 $ 0
San Benito, California 1 $ 94,000 $ 94,000 $ 25,000
Santa Cruz, California 1 $ 298,000 $ 298,000 $ 62,000
Tehama, California 1 $ 214,000 $ 214,000 $ 0
Adams, Colorado 1 $ 185,000 $ 185,000 $ 75,000
Arapahoe, Colorado 1 $ 227,000 $ 227,000 $ 100,000
Denver, Colorado 1 $ 130,000 $ 130,000 $ 0
Jefferson, Colorado 1 $ 87,000 $ 87,000 $ 29,000
Duval, Florida 1 $ 185,000 $ 185,000 $ 83,000
Flagler, Florida 1 $ 149,000 $ 149,000 $ 39,000
Hernando, Florida 1 $ 115,000 $ 115,000 $ 37,000
Lake, Florida 1 $ 120,000 $ 120,000 $ 64,000
Manatee, Florida 1 $ 398,000 $ 398,000 $ 72,000
Nassau, Florida 1 $ 155,000 $ 155,000 $ 33,000
Orange, Florida 1 $ 175,000 $ 175,000 $ 63,000
Pinellas, Florida 1 $ 134,000 $ 134,000 $ 59,000
St. Johns, Florida 1 $ 134,000 $ 134,000 $ 138,000
Camden, Georgia 1 $ 122,000 $ 122,000 $ 24,000
Chatham, Georgia 1 $ 255,000 $ 255,000 $ 10,000
Cherokee, Georgia 1 $ 194,000 $ 194,000 $ 32,000
Clayton, Georgia 1 $ 139,000 $ 139,000 $ 51,000
Coffee, Georgia 1 $ 40,000 $ 40,000 $ 0
Dawson, Georgia 1 $ 119,000 $ 119,000 $ 65,000
Fayette, Georgia 1 $ 353,000 $ 353,000 $ 50,000
Henry, Georgia 1 $ 72,000 $ 72,000 $ 0
Lowndes, Georgia 1 $ 122,000 $ 122,000 $ 35,000
Muscogee, Georgia 1 $ 185,000 $ 185,000 $ 42,000
Paulding, Georgia 1 $ 110,000 $ 110,000 $ 102,000
Spalding, Georgia 1 $ 36,000 $ 36,000 $ 19,000
Walker, Georgia 1 $ 100,000 $ 100,000 $ 47,000
Ware, Georgia 1 $ 166,000 $ 166,000 $ 36,000
Maui, Hawaii 1 $ 230,000 $ 230,000 $ 77,000
Bonneville, Idaho 1 $ 78,000 $ 78,000 $ 73,000
Allen, Indiana 1 $ 150,000 $ 150,000 $ 58,000
Greene, Indiana 1 $ 70,000 $ 70,000 $ 30,000
Hamilton, Indiana 1 $ 240,000 $ 240,000 $ 109,000
Miami, Indiana 1 $ 96,000 $ 96,000 $ 81,000
Washington, Indiana 1 $ 174,000 $ 174,000 $ 65,000
Wayne, Indiana 1 $ 163,000 $ 163,000 $ 60,000
St. John the Baptist, Louisiana 1 $ 105,000 $ 105,000 $ 29,000
Terrebonne, Louisiana 1 $ 113,000 $ 113,000 $ 62,000
Wayne, Michigan 1 $ 60,000 $ 60,000 $ 21,000
Chisago, Minnesota 1 $ 440,000 $ 440,000 $ 0
Dakota, Minnesota 1 $ 191,000 $ 191,000 $ 0
Goodhue, Minnesota 1 $ 145,000 $ 145,000 $ 105,000
Martin, Minnesota 1 $ 102,000 $ 102,000 $ 105,000
McLeod, Minnesota 1 $ 111,000 $ 111,000 $ 37,000
Clay, Missouri 1 $ 77,000 $ 77,000 $ 33,000
Clinton, Missouri 1 $ 91,000 $ 91,000 $ 13,000
Crawford, Missouri 1 $ 72,000 $ 72,000 $ 60,000
Greene, Missouri 1 $ 144,000 $ 144,000 $ 67,000
Lafayette, Missouri 1 $ 118,000 $ 118,000 $ 74,000
Reynolds, Missouri 1 $ 111,000 $ 111,000 $ 28,000
St. Louis City, Missouri 1 $ 254,000 $ 254,000 $ 42,000
Taney, Missouri 1 $ 140,000 $ 140,000 $ 42,000
Flathead, Montana 1 $ 213,000 $ 213,000 $ 31,000
Clark, Nevada 1 $ 417,000 $ 417,000 $ 240,000
Bronx, New York 1 $ 350,000 $ 350,000 $ 0
Erie, New York 1 $ 105,000 $ 105,000 $ 32,000
Kings, New York 1 $ 664,000 $ 664,000 $ 120,000
Schenectady, New York 1 $ 51,000 $ 51,000 $ 15,000
Suffolk, New York 1 $ 273,000 $ 273,000 $ 60,000
Pottawatomie, Oklahoma 1 $ 25,000 $ 25,000 $ 78,000
Monroe, Pennsylvania 1 $ 155,000 $ 155,000 $ 13,000
Philadelphia, Pennsylvania 1 $ 108,000 $ 108,000 $ 42,000
Beaufort, South Carolina 1 $ 110,000 $ 110,000 $ 42,000
Florence, South Carolina 1 $ 75,000 $ 75,000 $ 0
Lexington, South Carolina 1 $ 96,000 $ 96,000 $ 0
Richland, South Carolina 1 $ 95,000 $ 95,000 $ 0
Spartanburg, South Carolina 1 $ 315,000 $ 315,000 $ 0
Cocke, Tennessee 1 $ 51,000 $ 51,000 $ 0
Hardeman, Tennessee 1 $ 136,000 $ 136,000 $ 0
Henderson, Tennessee 1 $ 76,000 $ 76,000 $ 50,000
Rhea, Tennessee 1 $ 90,000 $ 90,000 $ 30,000
Bell, Texas 1 $ 229,000 $ 229,000 $ 0
Brazoria, Texas 1 $ 193,000 $ 193,000 $ 0
Cameron, Texas 1 $ 156,000 $ 156,000 $ 0
Cherokee, Texas 1 $ 326,000 $ 326,000 $ 90,000
Comal, Texas 1 $ 318,000 $ 318,000 $ 139,000
El Paso, Texas 1 $ 75,000 $ 75,000 $ 0
Ellis, Texas 1 $ 358,000 $ 358,000 $ 113,000
Galveston, Texas 1 $ 317,000 $ 317,000 $ 102,000
Guadalupe, Texas 1 $ 115,000 $ 115,000 $ 31,000
Hidalgo, Texas 1 $ 56,000 $ 56,000 $ 120,000
Hood, Texas 1 $ 188,000 $ 188,000 $ 0
Lubbock, Texas 1 $ 182,000 $ 182,000 $ 0
Maverick, Texas 1 $ 86,000 $ 86,000 $ 63,000
Parker, Texas 1 $ 177,000 $ 177,000 $ 74,000
Potter, Texas 1 $ 76,000 $ 76,000 $ 0
Randall, Texas 1 $ 153,000 $ 153,000 $ 57,000
Tyler, Texas 1 $ 77,000 $ 77,000 $ 0
Upshur, Texas 1 $ 154,000 $ 154,000 $ 93,000
Williamson, Texas 1 $ 176,000 $ 176,000 $ 0
Wise, Texas 1 $ 212,000 $ 212,000 $ 98,000
Chesapeake, Virginia 1 $ 75,000 $ 75,000 $ 0
Danville, Virginia 1 $ 169,000 $ 169,000 $ 82,000
Fluvanna, Virginia 1 $ 472,000 $ 472,000 $ 95,000
Hanover, Virginia 1 $ 318,000 $ 318,000 $ 109,000
Henrico, Virginia 1 $ 92,000 $ 92,000 $ 0
Louisa, Virginia 1 $ 390,000 $ 390,000 $ 70,000
Lynchburg, Virginia 1 $ 100,000 $ 100,000 $ 42,000
Newport News, Virginia 1 $ 89,000 $ 89,000 $ 36,000
Stafford, Virginia 1 $ 200,000 $ 200,000 $ 0
Warren, Virginia 1 $ 256,000 $ 256,000 $ 81,000
York, Virginia 1 $ 280,000 $ 280,000 $ 0
Snohomish, Washington 1 $ 233,000 $ 233,000 $ 43,000

Mortgage Loan Application Detail Totals for Greenlight Financial Services in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,290 $630,215,000 $275,000 $1,800,000 $80,000 $1,195,000
Home Purchase 74 $17,377,000 $234,000 $636,000 $83,000 $398,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,086 $302,458,000 $278,000 $772,000 $85,000 $1,195,000
Not Provided 762 $207,223,000 $271,000 $865,000 $81,000 $1,188,000
Hispanic 344 $88,055,000 $255,000 $720,000 $65,000 $307,000
Asian 94 $29,867,000 $317,000 $1,800,000 $92,000 $529,000
Black or African American 62 $15,035,000 $242,000 $403,000 $54,000 $159,000
Native Hawaiian or Other Pacific Islander 11 $3,562,000 $323,000 $560,000 $99,000 $218,000
American Indian or Alaskan Native 5 $1,392,000 $278,000 $399,000 $98,000 $252,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,009 $559,738,000 $278,000 $1,800,000 $89,000 $1,195,000
FHA-insured (Federal Housing Administration) 355 $87,854,000 $247,000 $732,000 $34,000 $321,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,043 $292,715,000 $280,000 $730,000 $92,000 $1,195,000
Application Denied By Financial Institution 654 $175,880,000 $268,000 $865,000 $62,000 $550,000
Application Approved But Not Accepted 343 $92,239,000 $268,000 $865,000 $94,000 $504,000
Application Withdrawn By Applicant 276 $74,728,000 $270,000 $1,800,000 $61,000 $1,188,000
File Closed For Incompleteness 48 $12,030,000 $250,000 $664,000 $82,000 $456,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 1 $358,000 $358,000 $358,000 $82,000 $82,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenlight Financial Services's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Greenlight Financial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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