Guaranteed Rate, Inc. Mortgage Lending & HMDA Data, 2009

In 2009, Guaranteed Rate, Inc. of Chicago, IL reported 18,217 mortgage applications totaling $4.9 billion, up 40% from 2008. The average application was for $267,304, and applicants reported an average income of $130,920. 89% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (10,146), Lake County-Kenosha County, IL-WI (1,220) and Minneapolis-St. Paul-Bloomington, MN-WI (620) (applications in parentheses).

Mortgage Company & Address Guaranteed Rate, Inc.
3940 North Ravenswood Ave
Chicago, IL 60613
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 18,217
Total Mortgage Loan Application Amount $4,869,490,000
Average Mortgage Loan Application Amount $267,304
Highest Mortgage Loan Application Amount $2,300,000
Average Applicant Income $130,920
Highest Applicant Income $5,196,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranteed Rate, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Guaranteed Rate, Inc. by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 8,262 $ 2,363,698,000 $ 286,092 $ 140,000
Lake, Illinois 1,176 $ 339,482,000 $ 288,675 $ 162,000
DuPage, Illinois 924 $ 251,851,000 $ 272,566 $ 133,000
Maricopa, Arizona 478 $ 97,774,000 $ 204,548 $ 98,000
Will, Illinois 378 $ 91,701,000 $ 242,595 $ 110,000
Kane, Illinois 256 $ 62,389,000 $ 243,707 $ 115,000
San Diego, California 242 $ 84,783,000 $ 350,342 $ 123,000
McHenry, Illinois 241 $ 56,464,000 $ 234,290 $ 104,000
Middlesex, Massachusetts 198 $ 58,424,000 $ 295,070 $ 112,000
Clark, Nevada 189 $ 30,119,000 $ 159,359 $ 71,000
Windsor, Vermont 177 $ 39,212,000 $ 221,536 $ 128,000
Hennepin, Minnesota 171 $ 31,783,000 $ 185,865 $ 82,000
Los Angeles, California 141 $ 50,816,000 $ 360,397 $ 133,000
Norfolk, Massachusetts 133 $ 41,330,000 $ 310,751 $ 117,000
Palm Beach, Florida 114 $ 27,457,000 $ 240,850 $ 202,000
Suffolk, Massachusetts 112 $ 36,888,000 $ 329,357 $ 132,000
Yuma, Arizona 109 $ 18,926,000 $ 173,633 $ 66,000
Santa Cruz, California 107 $ 39,102,000 $ 365,439 $ 131,000
Lake, Indiana 94 $ 17,758,000 $ 188,914 $ 85,000
Washington, Minnesota 79 $ 17,458,000 $ 220,987 $ 91,000
Johnson, Kansas 76 $ 15,461,000 $ 203,434 $ 119,000
Broward, Florida 75 $ 15,854,000 $ 211,386 $ 124,000
St. Louis, Missouri 75 $ 15,097,000 $ 201,293 $ 87,000
Kendall, Illinois 74 $ 15,820,000 $ 213,783 $ 84,000
Anoka, Minnesota 71 $ 13,637,000 $ 192,070 $ 70,000
Orange, California 70 $ 28,497,000 $ 407,100 $ 185,000
Santa Clara, California 67 $ 29,621,000 $ 442,104 $ 162,000
Ramsey, Minnesota 67 $ 10,978,000 $ 163,850 $ 53,000
Harris, Texas 63 $ 16,843,000 $ 267,349 $ 128,000
Chittenden, Vermont 63 $ 14,486,000 $ 229,936 $ 83,000
Mecklenburg, North Carolina 58 $ 12,804,000 $ 220,758 $ 82,000
Essex, Massachusetts 56 $ 16,860,000 $ 301,071 $ 106,000
Plymouth, Massachusetts 55 $ 14,014,000 $ 254,800 $ 104,000
Monroe, Illinois 54 $ 9,489,000 $ 175,722 $ 66,000
St. Clair, Illinois 54 $ 8,056,000 $ 149,185 $ 73,000
Chisago, Minnesota 52 $ 9,597,000 $ 184,557 $ 67,000
Hillsborough, New Hampshire 47 $ 10,692,000 $ 227,489 $ 81,000
Porter, Indiana 45 $ 12,265,000 $ 272,555 $ 121,000
Kenosha, Wisconsin 44 $ 8,781,000 $ 199,568 $ 120,000
Dakota, Minnesota 43 $ 8,294,000 $ 192,883 $ 73,000
Jackson, Missouri 43 $ 8,068,000 $ 187,627 $ 76,000
Wake, North Carolina 43 $ 10,143,000 $ 235,883 $ 110,000
Jefferson, Colorado 41 $ 10,489,000 $ 255,829 $ 121,000
Denver, Colorado 40 $ 11,535,000 $ 288,375 $ 195,000
St. Croix, Wisconsin 37 $ 7,769,000 $ 209,972 $ 74,000
King, Washington 36 $ 10,338,000 $ 287,166 $ 100,000
Rutland, Vermont 35 $ 6,241,000 $ 178,314 $ 126,000
Walworth, Wisconsin 35 $ 10,348,000 $ 295,657 $ 254,000
Miami-Dade, Florida 34 $ 10,762,000 $ 316,529 $ 514,000
Worcester, Massachusetts 34 $ 8,007,000 $ 235,500 $ 100,000
Berrien, Michigan 31 $ 9,338,000 $ 301,225 $ 295,000
Dallas, Texas 31 $ 9,614,000 $ 310,129 $ 149,000
Elkhart, Indiana 30 $ 4,192,000 $ 139,733 $ 56,000
St. Charles, Missouri 30 $ 5,398,000 $ 179,933 $ 112,000
Barnstable, Massachusetts 29 $ 8,777,000 $ 302,655 $ 258,000
Arapahoe, Colorado 28 $ 7,502,000 $ 267,928 $ 104,000
Montgomery, Maryland 28 $ 9,406,000 $ 335,928 $ 131,000
Riverside, California 27 $ 7,806,000 $ 289,111 $ 196,000
San Bernardino, California 27 $ 6,517,000 $ 241,370 $ 166,000
Douglas, Colorado 27 $ 7,736,000 $ 286,518 $ 100,000
Bexar, Texas 27 $ 6,110,000 $ 226,296 $ 144,000
Durham, North Carolina 26 $ 5,547,000 $ 213,346 $ 89,000
Dane, Wisconsin 26 $ 6,549,000 $ 251,884 $ 124,000
Randolph, Illinois 25 $ 2,568,000 $ 102,720 $ 37,000
Bristol, Massachusetts 25 $ 7,375,000 $ 295,000 $ 101,000
Cabarrus, North Carolina 25 $ 3,833,000 $ 153,320 $ 61,000
Alameda, California 24 $ 12,207,000 $ 508,625 $ 171,000
Adams, Colorado 24 $ 6,090,000 $ 253,750 $ 78,000
LaPorte, Indiana 24 $ 5,702,000 $ 237,583 $ 147,000
Fairfax, Virginia 24 $ 7,881,000 $ 328,375 $ 144,000
Milwaukee, Wisconsin 24 $ 4,726,000 $ 196,916 $ 114,000
Sherburne, Minnesota 23 $ 3,249,000 $ 141,260 $ 53,000
Fort Bend, Texas 23 $ 5,844,000 $ 254,086 $ 473,000
Fairfield, Connecticut 22 $ 7,871,000 $ 357,772 $ 168,000
Murray, Minnesota 22 $ 2,785,000 $ 126,590 $ 73,000
Clay, Missouri 22 $ 3,839,000 $ 174,500 $ 78,000
Pima, Arizona 21 $ 5,543,000 $ 263,952 $ 134,000
Ventura, California 21 $ 8,402,000 $ 400,095 $ 128,000
Boulder, Colorado 21 $ 5,421,000 $ 258,142 $ 149,000
Wright, Minnesota 21 $ 3,670,000 $ 174,761 $ 74,000
Jefferson, Missouri 21 $ 3,977,000 $ 189,380 $ 78,000
Bernalillo, New Mexico 21 $ 4,830,000 $ 230,000 $ 85,000
Travis, Texas 21 $ 6,208,000 $ 295,619 $ 181,000
Oakland, Michigan 20 $ 4,941,000 $ 247,050 $ 114,000
Pinal, Arizona 19 $ 3,020,000 $ 158,947 $ 70,000
Pierce, Wisconsin 19 $ 3,080,000 $ 162,105 $ 56,000
Mille Lacs, Minnesota 18 $ 2,098,000 $ 116,555 $ 47,000
Lee, Florida 17 $ 3,286,000 $ 193,294 $ 89,000
Madison, Illinois 17 $ 2,996,000 $ 176,235 $ 60,000
St. Joseph, Indiana 17 $ 3,047,000 $ 179,235 $ 122,000
Cuyahoga, Ohio 17 $ 4,965,000 $ 292,058 $ 192,000
Denton, Texas 17 $ 3,972,000 $ 233,647 $ 100,000
Waukesha, Wisconsin 17 $ 3,825,000 $ 225,000 $ 156,000
Contra Costa, California 16 $ 6,963,000 $ 435,187 $ 168,000
San Mateo, California 16 $ 7,450,000 $ 465,625 $ 157,000
Franklin, Ohio 16 $ 4,059,000 $ 253,687 $ 125,000
Hamilton, Indiana 15 $ 4,248,000 $ 283,200 $ 173,000
Jefferson, Kentucky 15 $ 3,479,000 $ 231,933 $ 88,000
Scott, Minnesota 15 $ 3,541,000 $ 236,066 $ 84,000
Union, North Carolina 15 $ 5,365,000 $ 357,666 $ 137,000
El Paso, Colorado 14 $ 3,490,000 $ 249,285 $ 83,000
District of Columbia, District Of Columbia 14 $ 4,744,000 $ 338,857 $ 142,000
Pinellas, Florida 14 $ 2,411,000 $ 172,214 $ 88,000
Sarasota, Florida 14 $ 3,006,000 $ 214,714 $ 173,000
Honolulu, Hawaii 14 $ 4,803,000 $ 343,071 $ 118,000
Wayne, Michigan 14 $ 2,443,000 $ 174,500 $ 110,000
Le Sueur, Minnesota 14 $ 1,620,000 $ 115,714 $ 46,000
New Hanover, North Carolina 14 $ 3,704,000 $ 264,571 $ 101,000
Orange, North Carolina 14 $ 4,157,000 $ 296,928 $ 144,000
Montgomery, Texas 14 $ 3,019,000 $ 215,642 $ 114,000
Tarrant, Texas 14 $ 3,241,000 $ 231,500 $ 164,000
San Francisco, California 13 $ 5,191,000 $ 399,307 $ 145,000
Hartford, Connecticut 13 $ 3,576,000 $ 275,076 $ 96,000
Hillsborough, Florida 13 $ 2,526,000 $ 194,307 $ 144,000
Wyandotte, Kansas 13 $ 1,696,000 $ 130,461 $ 51,000
Douglas, Nebraska 13 $ 2,588,000 $ 199,076 $ 145,000
Franklin, Vermont 13 $ 2,524,000 $ 194,153 $ 75,000
Snohomish, Washington 13 $ 3,740,000 $ 287,692 $ 88,000
Monterey, California 12 $ 3,826,000 $ 318,833 $ 80,000
Collier, Florida 12 $ 4,457,000 $ 371,416 $ 437,000
Fulton, Georgia 12 $ 3,284,000 $ 273,666 $ 131,000
Kent, Michigan 12 $ 1,853,000 $ 154,416 $ 69,000
Isanti, Minnesota 12 $ 1,812,000 $ 151,000 $ 44,000
Rockingham, New Hampshire 12 $ 2,941,000 $ 245,083 $ 103,000
Iredell, North Carolina 12 $ 2,612,000 $ 217,666 $ 141,000
New Haven, Connecticut 11 $ 2,471,000 $ 224,636 $ 118,000
Anne Arundel, Maryland 11 $ 3,269,000 $ 297,181 $ 109,000
Crow Wing, Minnesota 11 $ 1,556,000 $ 141,454 $ 52,000
Rowan, North Carolina 11 $ 1,386,000 $ 126,000 $ 53,000
Summit, Ohio 11 $ 2,234,000 $ 203,090 $ 103,000
Weber, Utah 11 $ 1,709,000 $ 155,363 $ 54,000
Windham, Vermont 11 $ 2,551,000 $ 231,909 $ 242,000
Brown, Wisconsin 11 $ 1,874,000 $ 170,363 $ 76,000
Orange, Florida 10 $ 2,022,000 $ 202,200 $ 82,000
Peoria, Illinois 10 $ 2,527,000 $ 252,700 $ 116,000
Macomb, Michigan 10 $ 1,590,000 $ 159,000 $ 74,000
Carver, Minnesota 10 $ 2,415,000 $ 241,500 $ 110,000
St. Louis City, Missouri 10 $ 1,341,000 $ 134,100 $ 49,000
Santa Fe, New Mexico 10 $ 2,989,000 $ 298,900 $ 163,000
Guilford, North Carolina 10 $ 1,518,000 $ 151,800 $ 67,000
Hamilton, Ohio 10 $ 2,805,000 $ 280,500 $ 339,000
Washington, Oregon 10 $ 2,310,000 $ 231,000 $ 122,000
Collin, Texas 10 $ 2,584,000 $ 258,400 $ 124,000
Salt Lake, Utah 10 $ 2,419,000 $ 241,900 $ 105,000
Racine, Wisconsin 10 $ 2,643,000 $ 264,300 $ 123,000
Marin, California 9 $ 4,247,000 $ 471,888 $ 316,000
New Castle, Delaware 9 $ 2,358,000 $ 262,000 $ 108,000
Forsyth, Georgia 9 $ 2,174,000 $ 241,555 $ 88,000
Gwinnett, Georgia 9 $ 2,052,000 $ 228,000 $ 145,000
Howard, Maryland 9 $ 3,166,000 $ 351,777 $ 162,000
Platte, Missouri 9 $ 1,809,000 $ 201,000 $ 66,000
Allegheny, Pennsylvania 9 $ 2,453,000 $ 272,555 $ 136,000
Montgomery, Pennsylvania 9 $ 2,733,000 $ 303,666 $ 149,000
Jefferson, Texas 9 $ 1,058,000 $ 117,555 $ 68,000
Bennington, Vermont 9 $ 1,483,000 $ 164,777 $ 78,000
Weld, Colorado 8 $ 2,134,000 $ 266,750 $ 70,000
McLean, Illinois 8 $ 1,727,000 $ 215,875 $ 93,000
Marion, Indiana 8 $ 1,378,000 $ 172,250 $ 90,000
Cass, Minnesota 8 $ 1,227,000 $ 153,375 $ 66,000
Buncombe, North Carolina 8 $ 1,754,000 $ 219,250 $ 106,000
Catawba, North Carolina 8 $ 1,300,000 $ 162,500 $ 63,000
Clermont, Ohio 8 $ 2,050,000 $ 256,250 $ 132,000
Delaware, Ohio 8 $ 2,117,000 $ 264,625 $ 135,000
Pierce, Washington 8 $ 2,330,000 $ 291,250 $ 127,000
Washington, Wisconsin 8 $ 1,948,000 $ 243,500 $ 124,000
Mohave, Arizona 7 $ 1,189,000 $ 169,857 $ 65,000
Eagle, Colorado 7 $ 3,195,000 $ 456,428 $ 332,000
Larimer, Colorado 7 $ 1,566,000 $ 223,714 $ 70,000
DeKalb, Illinois 7 $ 1,392,000 $ 198,857 $ 78,000
Winnebago, Illinois 7 $ 1,456,000 $ 208,000 $ 108,000
Hampden, Massachusetts 7 $ 1,363,000 $ 194,714 $ 70,000
Allegan, Michigan 7 $ 1,786,000 $ 255,142 $ 382,000
Merrimack, New Hampshire 7 $ 1,435,000 $ 205,000 $ 84,000
Stanly, North Carolina 7 $ 767,000 $ 109,571 $ 34,000
Chester, Pennsylvania 7 $ 1,677,000 $ 239,571 $ 106,000
Delaware, Pennsylvania 7 $ 1,657,000 $ 236,714 $ 116,000
York, South Carolina 7 $ 1,340,000 $ 191,428 $ 68,000
Williamson, Texas 7 $ 1,640,000 $ 234,285 $ 144,000
Vilas, Wisconsin 7 $ 1,836,000 $ 262,285 $ 241,000
Placer, California 6 $ 1,954,000 $ 325,666 $ 116,000
San Luis Obispo, California 6 $ 1,897,000 $ 316,166 $ 104,000
Broomfield, Colorado 6 $ 1,669,000 $ 278,166 $ 110,000
Summit, Colorado 6 $ 1,475,000 $ 245,833 $ 94,000
Cobb, Georgia 6 $ 2,041,000 $ 340,166 $ 116,000
DeKalb, Georgia 6 $ 1,977,000 $ 329,500 $ 180,000
Hawaii, Hawaii 6 $ 1,662,000 $ 277,000 $ 58,000
Boone, Illinois 6 $ 1,122,000 $ 187,000 $ 100,000
Berkshire, Massachusetts 6 $ 1,498,000 $ 249,666 $ 70,000
Cottonwood, Minnesota 6 $ 619,000 $ 103,166 $ 48,000
St. Louis, Minnesota 6 $ 1,358,000 $ 226,333 $ 92,000
Forsyth, North Carolina 6 $ 1,059,000 $ 176,500 $ 76,000
Stark, Ohio 6 $ 1,419,000 $ 236,500 $ 136,000
Warren, Ohio 6 $ 1,693,000 $ 282,166 $ 144,000
Multnomah, Oregon 6 $ 1,368,000 $ 228,000 $ 82,000
Bucks, Pennsylvania 6 $ 1,964,000 $ 327,333 $ 160,000
Butler, Pennsylvania 6 $ 1,346,000 $ 224,333 $ 92,000
Kendall, Texas 6 $ 2,642,000 $ 440,333 $ 166,000
Sussex, Delaware 5 $ 1,538,000 $ 307,600 $ 124,000
Pasco, Florida 5 $ 766,000 $ 153,200 $ 69,000
Champaign, Illinois 5 $ 796,000 $ 159,200 $ 172,000
Kankakee, Illinois 5 $ 593,000 $ 118,600 $ 45,000
Floyd, Indiana 5 $ 1,087,000 $ 217,400 $ 103,000
Douglas, Kansas 5 $ 870,000 $ 174,000 $ 168,000
Baltimore, Maryland 5 $ 1,068,000 $ 213,600 $ 72,000
Baltimore City, Maryland 5 $ 870,000 $ 174,000 $ 43,000
Harford, Maryland 5 $ 1,251,000 $ 250,200 $ 74,000
Prince George's, Maryland 5 $ 1,447,000 $ 289,400 $ 62,000
Washington, Maryland 5 $ 1,335,000 $ 267,000 $ 132,000
Camden, Missouri 5 $ 1,311,000 $ 262,200 $ 242,000
Onondaga, New York 5 $ 880,000 $ 176,000 $ 104,000
Chatham, North Carolina 5 $ 1,609,000 $ 321,800 $ 124,000
Gaston, North Carolina 5 $ 903,000 $ 180,600 $ 67,000
Oklahoma, Oklahoma 5 $ 1,642,000 $ 328,400 $ 124,000
Philadelphia, Pennsylvania 5 $ 1,900,000 $ 380,000 $ 297,000
Brazoria, Texas 5 $ 1,092,000 $ 218,400 $ 129,000
Lamoille, Vermont 5 $ 1,142,000 $ 228,400 $ 367,000
Orange, Vermont 5 $ 1,188,000 $ 237,600 $ 134,000
Chesterfield, Virginia 5 $ 974,000 $ 194,800 $ 69,000
Loudoun, Virginia 5 $ 1,851,000 $ 370,200 $ 134,000
Barron, Wisconsin 5 $ 1,015,000 $ 203,000 $ 136,000
Ozaukee, Wisconsin 5 $ 1,627,000 $ 325,400 $ 156,000
Cochise, Arizona 4 $ 730,000 $ 182,500 $ 96,000
Gila, Arizona 4 $ 996,000 $ 249,000 $ 72,000
Navajo, Arizona 4 $ 1,307,000 $ 326,750 $ 276,000
Yavapai, Arizona 4 $ 1,275,000 $ 318,750 $ 99,000
Sacramento, California 4 $ 1,013,000 $ 253,250 $ 162,000
San Joaquin, California 4 $ 543,000 $ 135,750 $ 162,000
Tolland, Connecticut 4 $ 856,000 $ 214,000 $ 132,000
Brevard, Florida 4 $ 1,287,000 $ 321,750 $ 240,000
Duval, Florida 4 $ 1,110,000 $ 277,500 $ 87,000
Seminole, Florida 4 $ 928,000 $ 232,000 $ 75,000
Maui, Hawaii 4 $ 1,020,000 $ 255,000 $ 63,000
Grundy, Illinois 4 $ 904,000 $ 226,000 $ 78,000
LaSalle, Illinois 4 $ 864,000 $ 216,000 $ 150,000
Clark, Indiana 4 $ 1,086,000 $ 271,500 $ 93,000
Jasper, Indiana 4 $ 654,000 $ 163,500 $ 69,000
Linn, Iowa 4 $ 1,281,000 $ 320,250 $ 327,000
Scott, Iowa 4 $ 784,000 $ 196,000 $ 84,000
York, Maine 4 $ 928,000 $ 232,000 $ 129,000
Frederick, Maryland 4 $ 1,333,000 $ 333,250 $ 105,000
Kalamazoo, Michigan 4 $ 1,140,000 $ 285,000 $ 102,000
Livingston, Michigan 4 $ 1,066,000 $ 266,500 $ 147,000
Monroe, Michigan 4 $ 544,000 $ 136,000 $ 96,000
Franklin, Missouri 4 $ 496,000 $ 124,000 $ 51,000
Grafton, New Hampshire 4 $ 816,000 $ 204,000 $ 105,000
Brunswick, North Carolina 4 $ 1,051,000 $ 262,750 $ 153,000
Dare, North Carolina 4 $ 928,000 $ 232,000 $ 117,000
Davidson, North Carolina 4 $ 827,000 $ 206,750 $ 87,000
Haywood, North Carolina 4 $ 872,000 $ 218,000 $ 72,000
Pender, North Carolina 4 $ 928,000 $ 232,000 $ 69,000
Lucas, Ohio 4 $ 1,012,000 $ 253,000 $ 84,000
Beaufort, South Carolina 4 $ 1,436,000 $ 359,000 $ 105,000
Charleston, South Carolina 4 $ 1,171,000 $ 292,750 $ 63,000
Greenville, South Carolina 4 $ 1,257,000 $ 314,250 $ 120,000
Davidson, Tennessee 4 $ 959,000 $ 239,750 $ 108,000
Addison, Vermont 4 $ 931,000 $ 232,750 $ 99,000
Arlington, Virginia 4 $ 1,420,000 $ 355,000 $ 156,000
Virginia Beach, Virginia 4 $ 1,036,000 $ 259,000 $ 96,000
Benton, Washington 4 $ 777,000 $ 194,250 $ 99,000
Kitsap, Washington 4 $ 837,000 $ 209,250 $ 81,000
Skagit, Washington 4 $ 1,568,000 $ 392,000 $ 114,000
Polk, Wisconsin 4 $ 1,090,000 $ 272,500 $ 93,000
Rock, Wisconsin 4 $ 802,000 $ 200,500 $ 117,000
Winnebago, Wisconsin 4 $ 1,029,000 $ 257,250 $ 144,000
Coconino, Arizona 3 $ 609,000 $ 203,000 $ 80,000
El Dorado, California 3 $ 1,082,000 $ 360,666 $ 144,000
Solano, California 3 $ 1,000,000 $ 333,333 $ 88,000
Stanislaus, California 3 $ 727,000 $ 242,333 $ 88,000
Elbert, Colorado 3 $ 687,000 $ 229,000 $ 60,000
La Plata, Colorado 3 $ 707,000 $ 235,666 $ 108,000
New London, Connecticut 3 $ 818,000 $ 272,666 $ 84,000
Volusia, Florida 3 $ 533,000 $ 177,666 $ 96,000
Cherokee, Georgia 3 $ 837,000 $ 279,000 $ 124,000
Kauai, Hawaii 3 $ 1,218,000 $ 406,000 $ 196,000
Henry, Illinois 3 $ 430,000 $ 143,333 $ 56,000
Jo Daviess, Illinois 3 $ 427,000 $ 142,333 $ 212,000
Macon, Illinois 3 $ 721,000 $ 240,333 $ 312,000
Marshall, Illinois 3 $ 690,000 $ 230,000 $ 152,000
Tazewell, Illinois 3 $ 436,000 $ 145,333 $ 80,000
Woodford, Illinois 3 $ 645,000 $ 215,000 $ 116,000
Allen, Indiana 3 $ 435,000 $ 145,000 $ 68,000
Polk, Iowa 3 $ 847,000 $ 282,333 $ 124,000
Leavenworth, Kansas 3 $ 562,000 $ 187,333 $ 112,000
Worcester, Maryland 3 $ 745,000 $ 248,333 $ 280,000
Hampshire, Massachusetts 3 $ 735,000 $ 245,000 $ 76,000
Nantucket, Massachusetts 3 $ 1,202,000 $ 400,666 $ 324,000
Emmet, Michigan 3 $ 1,064,000 $ 354,666 $ 156,000
St. Clair, Michigan 3 $ 380,000 $ 126,666 $ 48,000
St. Joseph, Michigan 3 $ 1,136,000 $ 378,666 $ 268,000
Van Buren, Michigan 3 $ 702,000 $ 234,000 $ 200,000
Washtenaw, Michigan 3 $ 839,000 $ 279,666 $ 128,000
Itasca, Minnesota 3 $ 469,000 $ 156,333 $ 52,000
Rice, Minnesota 3 $ 437,000 $ 145,666 $ 40,000
Sibley, Minnesota 3 $ 373,000 $ 124,333 $ 48,000
Boone, Missouri 3 $ 535,000 $ 178,333 $ 92,000
Cass, Missouri 3 $ 460,000 $ 153,333 $ 52,000
Lincoln, Missouri 3 $ 458,000 $ 152,666 $ 60,000
Howard, Nebraska 3 $ 437,000 $ 145,666 $ 88,000
White Pine, Nevada 3 $ 388,000 $ 129,333 $ 40,000
Suffolk, New York 3 $ 940,000 $ 313,333 $ 292,000
Westchester, New York 3 $ 1,126,000 $ 375,333 $ 248,000
Carteret, North Carolina 3 $ 804,000 $ 268,000 $ 628,000
Person, North Carolina 3 $ 828,000 $ 276,000 $ 128,000
Greene, Ohio 3 $ 659,000 $ 219,666 $ 104,000
Lorain, Ohio 3 $ 527,000 $ 175,666 $ 136,000
Mahoning, Ohio 3 $ 748,000 $ 249,333 $ 120,000
Montgomery, Ohio 3 $ 657,000 $ 219,000 $ 56,000
Jackson, Oregon 3 $ 622,000 $ 207,333 $ 100,000
Klamath, Oregon 3 $ 421,000 $ 140,333 $ 92,000
Lane, Oregon 3 $ 826,000 $ 275,333 $ 64,000
Marion, Oregon 3 $ 558,000 $ 186,000 $ 92,000
York, Pennsylvania 3 $ 898,000 $ 299,333 $ 120,000
Aiken, South Carolina 3 $ 792,000 $ 264,000 $ 64,000
Richland, South Carolina 3 $ 883,000 $ 294,333 $ 96,000
Williamson, Tennessee 3 $ 984,000 $ 328,000 $ 164,000
Davis, Utah 3 $ 802,000 $ 267,333 $ 76,000
Utah, Utah 3 $ 752,000 $ 250,666 $ 60,000
Grand Isle, Vermont 3 $ 504,000 $ 168,000 $ 100,000
Henrico, Virginia 3 $ 974,000 $ 324,666 $ 68,000
Clark, Washington 3 $ 881,000 $ 293,666 $ 93,000
Whatcom, Washington 3 $ 705,000 $ 235,000 $ 136,000
Door, Wisconsin 3 $ 758,000 $ 252,666 $ 416,000
Lincoln, Wisconsin 3 $ 663,000 $ 221,000 $ 180,000
Wood, Wisconsin 3 $ 585,000 $ 195,000 $ 112,000
Santa Cruz, Arizona 2 $ 780,000 $ 390,000 $ 96,000
Fresno, California 2 $ 834,000 $ 417,000 $ 660,000
Shasta, California 2 $ 480,000 $ 240,000 $ 60,000
Tulare, California 2 $ 458,000 $ 229,000 $ 60,000
Tuolumne, California 2 $ 473,000 $ 236,500 $ 108,000
Archuleta, Colorado 2 $ 662,000 $ 331,000 $ 204,000
Garfield, Colorado 2 $ 731,000 $ 365,500 $ 102,000
Kit Carson, Colorado 2 $ 442,000 $ 221,000 $ 84,000
Mesa, Colorado 2 $ 349,000 $ 174,500 $ 60,000
Park, Colorado 2 $ 626,000 $ 313,000 $ 156,000
Pitkin, Colorado 2 $ 548,000 $ 274,000 $ 126,000
Pueblo, Colorado 2 $ 326,000 $ 163,000 $ 66,000
Teller, Colorado 2 $ 445,000 $ 222,500 $ 48,000
Alachua, Florida 2 $ 406,000 $ 203,000 $ 102,000
Charlotte, Florida 2 $ 565,000 $ 282,500 $ 240,000
Indian River, Florida 2 $ 307,000 $ 153,500 $ 36,000
Lake, Florida 2 $ 327,000 $ 163,500 $ 60,000
Leon, Florida 2 $ 557,000 $ 278,500 $ 138,000
Marion, Florida 2 $ 314,000 $ 157,000 $ 60,000
Polk, Florida 2 $ 575,000 $ 287,500 $ 102,000
St. Lucie, Florida 2 $ 208,000 $ 104,000 $ 36,000
Bond, Illinois 2 $ 507,000 $ 253,500 $ 120,000
Clinton, Illinois 2 $ 268,000 $ 134,000 $ 72,000
Iroquois, Illinois 2 $ 440,000 $ 220,000 $ 84,000
Knox, Illinois 2 $ 442,000 $ 221,000 $ 222,000
Perry, Illinois 2 $ 196,000 $ 98,000 $ 60,000
Sangamon, Illinois 2 $ 492,000 $ 246,000 $ 168,000
Washington, Illinois 2 $ 288,000 $ 144,000 $ 66,000
Boone, Indiana 2 $ 384,000 $ 192,000 $ 114,000
Hancock, Indiana 2 $ 462,000 $ 231,000 $ 0
Johnson, Indiana 2 $ 442,000 $ 221,000 $ 78,000
Pottawattamie, Iowa 2 $ 541,000 $ 270,500 $ 54,000
Sedgwick, Kansas 2 $ 416,000 $ 208,000 $ 180,000
Shawnee, Kansas 2 $ 317,000 $ 158,500 $ 84,000
McCracken, Kentucky 2 $ 211,000 $ 105,500 $ 36,000
Oldham, Kentucky 2 $ 522,000 $ 261,000 $ 132,000
Calcasieu, Louisiana 2 $ 163,000 $ 81,500 $ 84,000
East Baton Rouge, Louisiana 2 $ 330,000 $ 165,000 $ 144,000
Orleans, Louisiana 2 $ 421,000 $ 210,500 $ 426,000
Lincoln, Maine 2 $ 680,000 $ 340,000 $ 132,000
Calvert, Maryland 2 $ 613,000 $ 306,500 $ 126,000
Cecil, Maryland 2 $ 380,000 $ 190,000 $ 90,000
Charles, Maryland 2 $ 565,000 $ 282,500 $ 96,000
Talbot, Maryland 2 $ 526,000 $ 263,000 $ 90,000
Dukes, Massachusetts 2 $ 605,000 $ 302,500 $ 246,000
Cass, Michigan 2 $ 387,000 $ 193,500 $ 342,000
Leelanau, Michigan 2 $ 521,000 $ 260,500 $ 150,000
Benton, Minnesota 2 $ 260,000 $ 130,000 $ 42,000
Blue Earth, Minnesota 2 $ 200,000 $ 100,000 $ 42,000
Kanabec, Minnesota 2 $ 218,000 $ 109,000 $ 30,000
Lyon, Minnesota 2 $ 211,000 $ 105,500 $ 48,000
Martin, Minnesota 2 $ 307,000 $ 153,500 $ 54,000
Meeker, Minnesota 2 $ 321,000 $ 160,500 $ 120,000
Otter Tail, Minnesota 2 $ 401,000 $ 200,500 $ 78,000
Pipestone, Minnesota 2 $ 234,000 $ 117,000 $ 54,000
Stearns, Minnesota 2 $ 324,000 $ 162,000 $ 36,000
Steele, Minnesota 2 $ 312,000 $ 156,000 $ 36,000
Yellow Medicine, Minnesota 2 $ 352,000 $ 176,000 $ 102,000
Warren, Missouri 2 $ 294,000 $ 147,000 $ 42,000
Belknap, New Hampshire 2 $ 325,000 $ 162,500 $ 66,000
Carroll, New Hampshire 2 $ 753,000 $ 376,500 $ 228,000
Sullivan, New Hampshire 2 $ 241,000 $ 120,500 $ 54,000
Dona Ana, New Mexico 2 $ 367,000 $ 183,500 $ 60,000
Grant, New Mexico 2 $ 315,000 $ 157,500 $ 48,000
New York, New York 2 $ 970,000 $ 485,000 $ 208,000
Rockland, New York 2 $ 322,000 $ 161,000 $ 84,000
Alamance, North Carolina 2 $ 321,000 $ 160,500 $ 54,000
Beaufort, North Carolina 2 $ 283,000 $ 141,500 $ 102,000
Caldwell, North Carolina 2 $ 319,000 $ 159,500 $ 138,000
Craven, North Carolina 2 $ 269,000 $ 134,500 $ 72,000
Davie, North Carolina 2 $ 426,000 $ 213,000 $ 60,000
Lee, North Carolina 2 $ 388,000 $ 194,000 $ 72,000
Pitt, North Carolina 2 $ 418,000 $ 209,000 $ 108,000
Transylvania, North Carolina 2 $ 390,000 $ 195,000 $ 60,000
Butler, Ohio 2 $ 361,000 $ 180,500 $ 78,000
Erie, Ohio 2 $ 301,000 $ 150,500 $ 48,000
Lake, Ohio 2 $ 395,000 $ 197,500 $ 66,000
Medina, Ohio 2 $ 414,000 $ 207,000 $ 96,000
Richland, Ohio 2 $ 378,000 $ 189,000 $ 78,000
Wood, Ohio 2 $ 271,000 $ 135,500 $ 120,000
Stephens, Oklahoma 2 $ 331,000 $ 165,500 $ 138,000
Tulsa, Oklahoma 2 $ 407,000 $ 203,500 $ 102,000
Clackamas, Oregon 2 $ 494,000 $ 247,000 $ 342,000
Deschutes, Oregon 2 $ 589,000 $ 294,500 $ 174,000
Dauphin, Pennsylvania 2 $ 487,000 $ 243,500 $ 102,000
Luzerne, Pennsylvania 2 $ 802,000 $ 401,000 $ 216,000
Monroe, Pennsylvania 2 $ 607,000 $ 303,500 $ 210,000
Washington, Rhode Island 2 $ 665,000 $ 332,500 $ 378,000
Dorchester, South Carolina 2 $ 255,000 $ 127,500 $ 36,000
Lexington, South Carolina 2 $ 882,000 $ 441,000 $ 108,000
Jefferson, Tennessee 2 $ 594,000 $ 297,000 $ 78,000
Sevier, Tennessee 2 $ 274,000 $ 137,000 $ 54,000
Shelby, Tennessee 2 $ 614,000 $ 307,000 $ 240,000
Atascosa, Texas 2 $ 342,000 $ 171,000 $ 60,000
Bell, Texas 2 $ 656,000 $ 328,000 $ 156,000
Blanco, Texas 2 $ 720,000 $ 360,000 $ 72,000
Guadalupe, Texas 2 $ 385,000 $ 192,500 $ 96,000
Hays, Texas 2 $ 420,000 $ 210,000 $ 84,000
Hidalgo, Texas 2 $ 327,000 $ 163,500 $ 60,000
Midland, Texas 2 $ 688,000 $ 344,000 $ 126,000
Nueces, Texas 2 $ 290,000 $ 145,000 $ 114,000
Orange, Texas 2 $ 328,000 $ 164,000 $ 66,000
Rockwall, Texas 2 $ 289,000 $ 144,500 $ 162,000
Summit, Utah 2 $ 1,145,000 $ 572,500 $ 210,000
Washington, Vermont 2 $ 518,000 $ 259,000 $ 108,000
Albemarle, Virginia 2 $ 452,000 $ 226,000 $ 54,000
Frederick, Virginia 2 $ 455,000 $ 227,500 $ 54,000
Nelson, Virginia 2 $ 470,000 $ 235,000 $ 60,000
Norfolk, Virginia 2 $ 803,000 $ 401,500 $ 96,000
Prince William, Virginia 2 $ 609,000 $ 304,500 $ 90,000
Island, Washington 2 $ 560,000 $ 280,000 $ 83,000
Jefferson, Washington 2 $ 455,000 $ 227,500 $ 72,000
Spokane, Washington 2 $ 375,000 $ 187,500 $ 84,000
Ashland, Wisconsin 2 $ 302,000 $ 151,000 $ 42,000
Burnett, Wisconsin 2 $ 155,000 $ 77,500 $ 60,000
Eau Claire, Wisconsin 2 $ 576,000 $ 288,000 $ 108,000
Fond du Lac, Wisconsin 2 $ 358,000 $ 179,000 $ 72,000
Grant, Wisconsin 2 $ 379,000 $ 189,500 $ 132,000
Green Lake, Wisconsin 2 $ 505,000 $ 252,500 $ 168,000
Jefferson, Wisconsin 2 $ 488,000 $ 244,000 $ 102,000
Juneau, Wisconsin 2 $ 440,000 $ 220,000 $ 210,000
Marathon, Wisconsin 2 $ 346,000 $ 173,000 $ 90,000
Oconto, Wisconsin 2 $ 505,000 $ 252,500 $ 120,000
Oneida, Wisconsin 2 $ 425,000 $ 212,500 $ 120,000
Outagamie, Wisconsin 2 $ 291,000 $ 145,500 $ 48,000
Sheboygan, Wisconsin 2 $ 319,000 $ 159,500 $ 120,000
Washburn, Wisconsin 2 $ 459,000 $ 229,500 $ 138,000
Waupaca, Wisconsin 2 $ 377,000 $ 188,500 $ 126,000
Baldwin, Alabama 1 $ 195,000 $ 195,000 $ 168,000
Juneau, Alaska 1 $ 247,000 $ 247,000 $ 72,000
Butte, California 1 $ 340,000 $ 340,000 $ 60,000
Kern, California 1 $ 257,000 $ 257,000 $ 144,000
Merced, California 1 $ 112,000 $ 112,000 $ 48,000
Napa, California 1 $ 213,000 $ 213,000 $ 108,000
Nevada, California 1 $ 378,000 $ 378,000 $ 408,000
San Benito, California 1 $ 350,000 $ 350,000 $ 72,000
Santa Barbara, California 1 $ 565,000 $ 565,000 $ 132,000
Siskiyou, California 1 $ 157,000 $ 157,000 $ 36,000
Sonoma, California 1 $ 417,000 $ 417,000 $ 108,000
Yolo, California 1 $ 370,000 $ 370,000 $ 360,000
Yuba, California 1 $ 178,000 $ 178,000 $ 60,000
Alamosa, Colorado 1 $ 168,000 $ 168,000 $ 60,000
Fremont, Colorado 1 $ 417,000 $ 417,000 $ 168,000
Gilpin, Colorado 1 $ 360,000 $ 360,000 $ 156,000
Grand, Colorado 1 $ 183,000 $ 183,000 $ 216,000
Lake, Colorado 1 $ 307,000 $ 307,000 $ 84,000
Montrose, Colorado 1 $ 224,000 $ 224,000 $ 108,000
Routt, Colorado 1 $ 476,000 $ 476,000 $ 1,020,000
Middlesex, Connecticut 1 $ 409,000 $ 409,000 $ 516,000
Bay, Florida 1 $ 205,000 $ 205,000 $ 180,000
Columbia, Florida 1 $ 203,000 $ 203,000 $ 48,000
Escambia, Florida 1 $ 358,000 $ 358,000 $ 108,000
Flagler, Florida 1 $ 385,000 $ 385,000 $ 144,000
Hernando, Florida 1 $ 105,000 $ 105,000 $ 48,000
Jackson, Florida 1 $ 197,000 $ 197,000 $ 120,000
Manatee, Florida 1 $ 300,000 $ 300,000 $ 84,000
Okaloosa, Florida 1 $ 275,000 $ 275,000 $ 168,000
St. Johns, Florida 1 $ 938,000 $ 938,000 $ 564,000
Sumter, Florida 1 $ 184,000 $ 184,000 $ 0
Bryan, Georgia 1 $ 132,000 $ 132,000 $ 132,000
Columbia, Georgia 1 $ 246,000 $ 246,000 $ 108,000
Coweta, Georgia 1 $ 200,000 $ 200,000 $ 120,000
Dawson, Georgia 1 $ 260,000 $ 260,000 $ 192,000
Dougherty, Georgia 1 $ 220,000 $ 220,000 $ 36,000
Franklin, Georgia 1 $ 138,000 $ 138,000 $ 48,000
Glynn, Georgia 1 $ 305,000 $ 305,000 $ 192,000
Hall, Georgia 1 $ 267,000 $ 267,000 $ 108,000
Jones, Georgia 1 $ 188,000 $ 188,000 $ 60,000
Rabun, Georgia 1 $ 240,000 $ 240,000 $ 60,000
Rockdale, Georgia 1 $ 360,000 $ 360,000 $ 84,000
Tift, Georgia 1 $ 164,000 $ 164,000 $ 72,000
Adams, Illinois 1 $ 233,000 $ 233,000 $ 72,000
Bureau, Illinois 1 $ 140,000 $ 140,000 $ 0
Carroll, Illinois 1 $ 255,000 $ 255,000 $ 300,000
Hamilton, Illinois 1 $ 115,000 $ 115,000 $ 0
Lee, Illinois 1 $ 207,000 $ 207,000 $ 60,000
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Mortgage Loan Application Detail Totals for Guaranteed Rate, Inc. in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 12,310 $3,436,473,000 $279,000 $2,300,000 $140,000 $5,196,000
Home Purchase 5,907 $1,433,017,000 $242,000 $1,781,000 $112,000 $4,800,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,947 $3,758,958,000 $269,000 $2,300,000 $134,000 $5,196,000
Not Provided 2,439 $664,959,000 $272,000 $1,330,000 $123,000 $4,800,000
Asian 880 $237,481,000 $269,000 $1,500,000 $131,000 $3,093,000
Hispanic 594 $128,890,000 $216,000 $1,000,000 $82,000 $624,000
Black or African American 296 $64,768,000 $218,000 $1,720,000 $139,000 $4,896,000
Native Hawaiian or Other Pacific Islander 36 $8,507,000 $236,000 $417,000 $118,000 $528,000
American Indian or Alaskan Native 25 $5,927,000 $237,000 $429,000 $77,000 $264,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,975 $4,182,848,000 $279,000 $2,300,000 $146,000 $5,196,000
FHA-insured (Federal Housing Administration) 3,027 $638,432,000 $210,000 $893,000 $62,000 $1,296,000
VA-guaranteed (Veterans Administration) 215 $48,210,000 $224,000 $744,000 $66,000 $228,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 16,203 $4,305,340,000 $265,000 $2,300,000 $131,000 $5,196,000
Application Approved But Not Accepted 1,532 $426,267,000 $278,000 $1,955,000 $127,000 $2,892,000
File Closed For Incompleteness 319 $94,507,000 $296,000 $1,417,000 $168,000 $5,004,000
Application Denied By Financial Institution 163 $43,376,000 $266,000 $1,260,000 $122,000 $1,344,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 69 $17,639,000 $255,000 $825,000 $124,000 $720,000
Credit History 40 $12,174,000 $304,000 $1,260,000 $153,000 $1,344,000
Other 34 $7,250,000 $213,000 $500,000 $77,000 $264,000
Debt-To-Income Ratio 10 $2,781,000 $278,000 $464,000 $116,000 $492,000
Employment History 7 $2,694,000 $384,000 $800,000 $157,000 $336,000
Unverifiable Information 3 $838,000 $279,000 $500,000 $120,000 $252,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate, Inc.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Guaranteed Rate, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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