Guaranteed Rate, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009

Guaranteed Rate, Inc. 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Guaranteed Rate, Inc.
3940 North Ravenswood Ave
Wilmington, DE 60613
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 18,217
Total Mortgage Loan Application Amount $4,869,490,000
Average Mortgage Loan Application Amount $260,500
Highest Mortgage Loan Application Amount $2,300,000
Average Applicant Income $126,000
Highest Applicant Income $5,196,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Guaranteed Rate, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guaranteed Rate, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2009 breaks down Guaranteed Rate, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guaranteed Rate, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Guaranteed Rate, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guaranteed Rate, Inc.'s mortgage activity for 2009.

Mortgage Loan Application Totals for Guaranteed Rate, Inc. by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook County Illinois 8,262 $ 2,363,698,000 $ 286,000 $ 140,000
Lake County Illinois 1,176 $ 339,482,000 $ 288,000 $ 162,000
DuPage County Illinois 924 $ 251,851,000 $ 272,000 $ 133,000
Maricopa County Arizona 478 $ 97,774,000 $ 204,000 $ 98,000
Will County Illinois 378 $ 91,701,000 $ 242,000 $ 110,000
Kane County Illinois 256 $ 62,389,000 $ 243,000 $ 115,000
San Diego County California 242 $ 84,783,000 $ 350,000 $ 123,000
McHenry County Illinois 241 $ 56,464,000 $ 234,000 $ 104,000
Middlesex County Massachusetts 198 $ 58,424,000 $ 295,000 $ 112,000
Clark County Nevada 189 $ 30,119,000 $ 159,000 $ 71,000
Windsor County Vermont 177 $ 39,212,000 $ 221,000 $ 128,000
Hennepin County Minnesota 171 $ 31,783,000 $ 185,000 $ 82,000
Los Angeles County California 141 $ 50,816,000 $ 360,000 $ 133,000
Norfolk County Massachusetts 133 $ 41,330,000 $ 310,000 $ 117,000
Palm Beach County Florida 114 $ 27,457,000 $ 240,000 $ 202,000
Suffolk County Massachusetts 112 $ 36,888,000 $ 329,000 $ 132,000
Yuma County Arizona 109 $ 18,926,000 $ 173,000 $ 66,000
Santa Cruz County California 107 $ 39,102,000 $ 365,000 $ 131,000
Lake County Indiana 94 $ 17,758,000 $ 188,000 $ 85,000
Washington County Minnesota 79 $ 17,458,000 $ 220,000 $ 91,000
Johnson County Kansas 76 $ 15,461,000 $ 203,000 $ 119,000
Broward County Florida 75 $ 15,854,000 $ 211,000 $ 124,000
St. Louis County Missouri 75 $ 15,097,000 $ 201,000 $ 87,000
Kendall County Illinois 74 $ 15,820,000 $ 213,000 $ 84,000
Anoka County Minnesota 71 $ 13,637,000 $ 192,000 $ 70,000
Orange County California 70 $ 28,497,000 $ 407,000 $ 185,000
Santa Clara County California 67 $ 29,621,000 $ 442,000 $ 162,000
Ramsey County Minnesota 67 $ 10,978,000 $ 163,000 $ 53,000
Harris County Texas 63 $ 16,843,000 $ 267,000 $ 128,000
Chittenden County Vermont 63 $ 14,486,000 $ 229,000 $ 83,000
Mecklenburg County North Carolina 58 $ 12,804,000 $ 220,000 $ 82,000
Essex County Massachusetts 56 $ 16,860,000 $ 301,000 $ 106,000
Plymouth County Massachusetts 55 $ 14,014,000 $ 254,000 $ 104,000
Monroe County Illinois 54 $ 9,489,000 $ 175,000 $ 66,000
St. Clair County Illinois 54 $ 8,056,000 $ 149,000 $ 73,000
Chisago County Minnesota 52 $ 9,597,000 $ 184,000 $ 67,000
Hillsborough County New Hampshire 47 $ 10,692,000 $ 227,000 $ 81,000
Porter County Indiana 45 $ 12,265,000 $ 272,000 $ 121,000
Kenosha County Wisconsin 44 $ 8,781,000 $ 199,000 $ 120,000
Dakota County Minnesota 43 $ 8,294,000 $ 192,000 $ 73,000
Jackson County Missouri 43 $ 8,068,000 $ 187,000 $ 76,000
Wake County North Carolina 43 $ 10,143,000 $ 235,000 $ 110,000
Jefferson County Colorado 41 $ 10,489,000 $ 255,000 $ 121,000
Denver County Colorado 40 $ 11,535,000 $ 288,000 $ 195,000
St. Croix County Wisconsin 37 $ 7,769,000 $ 209,000 $ 74,000
King County Washington 36 $ 10,338,000 $ 287,000 $ 100,000
Rutland County Vermont 35 $ 6,241,000 $ 178,000 $ 126,000
Walworth County Wisconsin 35 $ 10,348,000 $ 295,000 $ 254,000
Miami-Dade County Florida 34 $ 10,762,000 $ 316,000 $ 514,000
Worcester County Massachusetts 34 $ 8,007,000 $ 235,000 $ 100,000
Berrien County Michigan 31 $ 9,338,000 $ 301,000 $ 295,000
Dallas County Texas 31 $ 9,614,000 $ 310,000 $ 149,000
Elkhart County Indiana 30 $ 4,192,000 $ 139,000 $ 56,000
St. Charles County Missouri 30 $ 5,398,000 $ 179,000 $ 112,000
Barnstable County Massachusetts 29 $ 8,777,000 $ 302,000 $ 258,000
Arapahoe County Colorado 28 $ 7,502,000 $ 267,000 $ 104,000
Montgomery County Maryland 28 $ 9,406,000 $ 335,000 $ 131,000
Riverside County California 27 $ 7,806,000 $ 289,000 $ 196,000
San Bernardino County California 27 $ 6,517,000 $ 241,000 $ 166,000
Douglas County Colorado 27 $ 7,736,000 $ 286,000 $ 100,000
Bexar County Texas 27 $ 6,110,000 $ 226,000 $ 144,000
Durham County North Carolina 26 $ 5,547,000 $ 213,000 $ 89,000
Dane County Wisconsin 26 $ 6,549,000 $ 251,000 $ 124,000
Randolph County Illinois 25 $ 2,568,000 $ 102,000 $ 37,000
Bristol County Massachusetts 25 $ 7,375,000 $ 295,000 $ 101,000
Cabarrus County North Carolina 25 $ 3,833,000 $ 153,000 $ 61,000
Alameda County California 24 $ 12,207,000 $ 508,000 $ 171,000
Adams County Colorado 24 $ 6,090,000 $ 253,000 $ 78,000
LaPorte County Indiana 24 $ 5,702,000 $ 237,000 $ 147,000
Fairfax County Virginia 24 $ 7,881,000 $ 328,000 $ 144,000
Milwaukee County Wisconsin 24 $ 4,726,000 $ 196,000 $ 114,000
Sherburne County Minnesota 23 $ 3,249,000 $ 141,000 $ 53,000
Fort Bend County Texas 23 $ 5,844,000 $ 254,000 $ 473,000
Fairfield County Connecticut 22 $ 7,871,000 $ 357,000 $ 168,000
Murray County Minnesota 22 $ 2,785,000 $ 126,000 $ 73,000
Clay County Missouri 22 $ 3,839,000 $ 174,000 $ 78,000
Pima County Arizona 21 $ 5,543,000 $ 263,000 $ 134,000
Ventura County California 21 $ 8,402,000 $ 400,000 $ 128,000
Boulder County Colorado 21 $ 5,421,000 $ 258,000 $ 149,000
Wright County Minnesota 21 $ 3,670,000 $ 174,000 $ 74,000
Jefferson County Missouri 21 $ 3,977,000 $ 189,000 $ 78,000
Bernalillo County New Mexico 21 $ 4,830,000 $ 230,000 $ 85,000
Travis County Texas 21 $ 6,208,000 $ 295,000 $ 181,000
Oakland County Michigan 20 $ 4,941,000 $ 247,000 $ 114,000
Pinal County Arizona 19 $ 3,020,000 $ 158,000 $ 70,000
Pierce County Wisconsin 19 $ 3,080,000 $ 162,000 $ 56,000
Mille Lacs County Minnesota 18 $ 2,098,000 $ 116,000 $ 47,000
Lee County Florida 17 $ 3,286,000 $ 193,000 $ 89,000
Madison County Illinois 17 $ 2,996,000 $ 176,000 $ 60,000
St. Joseph County Indiana 17 $ 3,047,000 $ 179,000 $ 122,000
Cuyahoga County Ohio 17 $ 4,965,000 $ 292,000 $ 192,000
Denton County Texas 17 $ 3,972,000 $ 233,000 $ 100,000
Waukesha County Wisconsin 17 $ 3,825,000 $ 225,000 $ 156,000
Contra Costa County California 16 $ 6,963,000 $ 435,000 $ 168,000
San Mateo County California 16 $ 7,450,000 $ 465,000 $ 157,000
Franklin County Ohio 16 $ 4,059,000 $ 253,000 $ 125,000
Hamilton County Indiana 15 $ 4,248,000 $ 283,000 $ 173,000
Jefferson County Kentucky 15 $ 3,479,000 $ 231,000 $ 88,000
Scott County Minnesota 15 $ 3,541,000 $ 236,000 $ 84,000
Union County North Carolina 15 $ 5,365,000 $ 357,000 $ 137,000
El Paso County Colorado 14 $ 3,490,000 $ 249,000 $ 83,000
District of Columbia County District Of Columbia 14 $ 4,744,000 $ 338,000 $ 142,000
Pinellas County Florida 14 $ 2,411,000 $ 172,000 $ 88,000
Sarasota County Florida 14 $ 3,006,000 $ 214,000 $ 173,000
Honolulu County Hawaii 14 $ 4,803,000 $ 343,000 $ 118,000
Wayne County Michigan 14 $ 2,443,000 $ 174,000 $ 110,000
Le Sueur County Minnesota 14 $ 1,620,000 $ 115,000 $ 46,000
New Hanover County North Carolina 14 $ 3,704,000 $ 264,000 $ 101,000
Orange County North Carolina 14 $ 4,157,000 $ 296,000 $ 144,000
Montgomery County Texas 14 $ 3,019,000 $ 215,000 $ 114,000
Tarrant County Texas 14 $ 3,241,000 $ 231,000 $ 164,000
San Francisco County California 13 $ 5,191,000 $ 399,000 $ 145,000
Hartford County Connecticut 13 $ 3,576,000 $ 275,000 $ 96,000
Hillsborough County Florida 13 $ 2,526,000 $ 194,000 $ 144,000
Wyandotte County Kansas 13 $ 1,696,000 $ 130,000 $ 51,000
Douglas County Nebraska 13 $ 2,588,000 $ 199,000 $ 145,000
Franklin County Vermont 13 $ 2,524,000 $ 194,000 $ 75,000
Snohomish County Washington 13 $ 3,740,000 $ 287,000 $ 88,000
Monterey County California 12 $ 3,826,000 $ 318,000 $ 80,000
Collier County Florida 12 $ 4,457,000 $ 371,000 $ 437,000
Fulton County Georgia 12 $ 3,284,000 $ 273,000 $ 131,000
Kent County Michigan 12 $ 1,853,000 $ 154,000 $ 69,000
Isanti County Minnesota 12 $ 1,812,000 $ 151,000 $ 44,000
Rockingham County New Hampshire 12 $ 2,941,000 $ 245,000 $ 103,000
Iredell County North Carolina 12 $ 2,612,000 $ 217,000 $ 141,000
New Haven County Connecticut 11 $ 2,471,000 $ 224,000 $ 118,000
Anne Arundel County Maryland 11 $ 3,269,000 $ 297,000 $ 109,000
Crow Wing County Minnesota 11 $ 1,556,000 $ 141,000 $ 52,000
Rowan County North Carolina 11 $ 1,386,000 $ 126,000 $ 53,000
Summit County Ohio 11 $ 2,234,000 $ 203,000 $ 103,000
Weber County Utah 11 $ 1,709,000 $ 155,000 $ 54,000
Windham County Vermont 11 $ 2,551,000 $ 231,000 $ 242,000
Brown County Wisconsin 11 $ 1,874,000 $ 170,000 $ 76,000
Orange County Florida 10 $ 2,022,000 $ 202,000 $ 82,000
Peoria County Illinois 10 $ 2,527,000 $ 252,000 $ 116,000
Macomb County Michigan 10 $ 1,590,000 $ 159,000 $ 74,000
Carver County Minnesota 10 $ 2,415,000 $ 241,000 $ 110,000
St. Louis City County Missouri 10 $ 1,341,000 $ 134,000 $ 49,000
Santa Fe County New Mexico 10 $ 2,989,000 $ 298,000 $ 163,000
Guilford County North Carolina 10 $ 1,518,000 $ 151,000 $ 67,000
Hamilton County Ohio 10 $ 2,805,000 $ 280,000 $ 339,000
Washington County Oregon 10 $ 2,310,000 $ 231,000 $ 122,000
Collin County Texas 10 $ 2,584,000 $ 258,000 $ 124,000
Salt Lake County Utah 10 $ 2,419,000 $ 241,000 $ 105,000
Racine County Wisconsin 10 $ 2,643,000 $ 264,000 $ 123,000
Marin County California 9 $ 4,247,000 $ 471,000 $ 316,000
New Castle County Delaware 9 $ 2,358,000 $ 262,000 $ 108,000
Forsyth County Georgia 9 $ 2,174,000 $ 241,000 $ 88,000
Gwinnett County Georgia 9 $ 2,052,000 $ 228,000 $ 145,000
Howard County Maryland 9 $ 3,166,000 $ 351,000 $ 162,000
Platte County Missouri 9 $ 1,809,000 $ 201,000 $ 66,000
Allegheny County Pennsylvania 9 $ 2,453,000 $ 272,000 $ 136,000
Montgomery County Pennsylvania 9 $ 2,733,000 $ 303,000 $ 149,000
Jefferson County Texas 9 $ 1,058,000 $ 117,000 $ 68,000
Bennington County Vermont 9 $ 1,483,000 $ 164,000 $ 78,000
Weld County Colorado 8 $ 2,134,000 $ 266,000 $ 70,000
McLean County Illinois 8 $ 1,727,000 $ 215,000 $ 93,000
Marion County Indiana 8 $ 1,378,000 $ 172,000 $ 90,000
Cass County Minnesota 8 $ 1,227,000 $ 153,000 $ 66,000
Buncombe County North Carolina 8 $ 1,754,000 $ 219,000 $ 106,000
Catawba County North Carolina 8 $ 1,300,000 $ 162,000 $ 63,000
Clermont County Ohio 8 $ 2,050,000 $ 256,000 $ 132,000
Delaware County Ohio 8 $ 2,117,000 $ 264,000 $ 135,000
Pierce County Washington 8 $ 2,330,000 $ 291,000 $ 127,000
Washington County Wisconsin 8 $ 1,948,000 $ 243,000 $ 124,000
Mohave County Arizona 7 $ 1,189,000 $ 169,000 $ 65,000
Eagle County Colorado 7 $ 3,195,000 $ 456,000 $ 332,000
Larimer County Colorado 7 $ 1,566,000 $ 223,000 $ 70,000
DeKalb County Illinois 7 $ 1,392,000 $ 198,000 $ 78,000
Winnebago County Illinois 7 $ 1,456,000 $ 208,000 $ 108,000
Hampden County Massachusetts 7 $ 1,363,000 $ 194,000 $ 70,000
Allegan County Michigan 7 $ 1,786,000 $ 255,000 $ 382,000
Merrimack County New Hampshire 7 $ 1,435,000 $ 205,000 $ 84,000
Stanly County North Carolina 7 $ 767,000 $ 109,000 $ 34,000
Chester County Pennsylvania 7 $ 1,677,000 $ 239,000 $ 106,000
Delaware County Pennsylvania 7 $ 1,657,000 $ 236,000 $ 116,000
York County South Carolina 7 $ 1,340,000 $ 191,000 $ 68,000
Williamson County Texas 7 $ 1,640,000 $ 234,000 $ 144,000
Vilas County Wisconsin 7 $ 1,836,000 $ 262,000 $ 241,000
Placer County California 6 $ 1,954,000 $ 325,000 $ 116,000
San Luis Obispo County California 6 $ 1,897,000 $ 316,000 $ 104,000
Broomfield County Colorado 6 $ 1,669,000 $ 278,000 $ 110,000
Summit County Colorado 6 $ 1,475,000 $ 245,000 $ 94,000
Cobb County Georgia 6 $ 2,041,000 $ 340,000 $ 116,000
DeKalb County Georgia 6 $ 1,977,000 $ 329,000 $ 180,000
Hawaii County Hawaii 6 $ 1,662,000 $ 277,000 $ 58,000
Boone County Illinois 6 $ 1,122,000 $ 187,000 $ 100,000
Berkshire County Massachusetts 6 $ 1,498,000 $ 249,000 $ 70,000
Cottonwood County Minnesota 6 $ 619,000 $ 103,000 $ 48,000
St. Louis County Minnesota 6 $ 1,358,000 $ 226,000 $ 92,000
Forsyth County North Carolina 6 $ 1,059,000 $ 176,000 $ 76,000
Stark County Ohio 6 $ 1,419,000 $ 236,000 $ 136,000
Warren County Ohio 6 $ 1,693,000 $ 282,000 $ 144,000
Multnomah County Oregon 6 $ 1,368,000 $ 228,000 $ 82,000
Bucks County Pennsylvania 6 $ 1,964,000 $ 327,000 $ 160,000
Butler County Pennsylvania 6 $ 1,346,000 $ 224,000 $ 92,000
Kendall County Texas 6 $ 2,642,000 $ 440,000 $ 166,000
Sussex County Delaware 5 $ 1,538,000 $ 307,000 $ 124,000
Pasco County Florida 5 $ 766,000 $ 153,000 $ 69,000
Champaign County Illinois 5 $ 796,000 $ 159,000 $ 172,000
Kankakee County Illinois 5 $ 593,000 $ 118,000 $ 45,000
Floyd County Indiana 5 $ 1,087,000 $ 217,000 $ 103,000
Douglas County Kansas 5 $ 870,000 $ 174,000 $ 168,000
Baltimore County Maryland 5 $ 1,068,000 $ 213,000 $ 72,000
Baltimore City County Maryland 5 $ 870,000 $ 174,000 $ 43,000
Harford County Maryland 5 $ 1,251,000 $ 250,000 $ 74,000
Prince George's County Maryland 5 $ 1,447,000 $ 289,000 $ 62,000
Washington County Maryland 5 $ 1,335,000 $ 267,000 $ 132,000
Camden County Missouri 5 $ 1,311,000 $ 262,000 $ 242,000
Onondaga County New York 5 $ 880,000 $ 176,000 $ 104,000
Chatham County North Carolina 5 $ 1,609,000 $ 321,000 $ 124,000
Gaston County North Carolina 5 $ 903,000 $ 180,000 $ 67,000
Oklahoma County Oklahoma 5 $ 1,642,000 $ 328,000 $ 124,000
Philadelphia County Pennsylvania 5 $ 1,900,000 $ 380,000 $ 297,000
Brazoria County Texas 5 $ 1,092,000 $ 218,000 $ 129,000
Lamoille County Vermont 5 $ 1,142,000 $ 228,000 $ 367,000
Orange County Vermont 5 $ 1,188,000 $ 237,000 $ 134,000
Chesterfield County Virginia 5 $ 974,000 $ 194,000 $ 69,000
Loudoun County Virginia 5 $ 1,851,000 $ 370,000 $ 134,000
Barron County Wisconsin 5 $ 1,015,000 $ 203,000 $ 136,000
Ozaukee County Wisconsin 5 $ 1,627,000 $ 325,000 $ 156,000
Cochise County Arizona 4 $ 730,000 $ 182,000 $ 96,000
Gila County Arizona 4 $ 996,000 $ 249,000 $ 72,000
Navajo County Arizona 4 $ 1,307,000 $ 326,000 $ 276,000
Yavapai County Arizona 4 $ 1,275,000 $ 318,000 $ 99,000
Sacramento County California 4 $ 1,013,000 $ 253,000 $ 162,000
San Joaquin County California 4 $ 543,000 $ 135,000 $ 162,000
Tolland County Connecticut 4 $ 856,000 $ 214,000 $ 132,000
Brevard County Florida 4 $ 1,287,000 $ 321,000 $ 240,000
Duval County Florida 4 $ 1,110,000 $ 277,000 $ 87,000
Seminole County Florida 4 $ 928,000 $ 232,000 $ 75,000
Maui County Hawaii 4 $ 1,020,000 $ 255,000 $ 63,000
Grundy County Illinois 4 $ 904,000 $ 226,000 $ 78,000
LaSalle County Illinois 4 $ 864,000 $ 216,000 $ 150,000
Clark County Indiana 4 $ 1,086,000 $ 271,000 $ 93,000
Jasper County Indiana 4 $ 654,000 $ 163,000 $ 69,000
Linn County Iowa 4 $ 1,281,000 $ 320,000 $ 327,000
Scott County Iowa 4 $ 784,000 $ 196,000 $ 84,000
York County Maine 4 $ 928,000 $ 232,000 $ 129,000
Frederick County Maryland 4 $ 1,333,000 $ 333,000 $ 105,000
Kalamazoo County Michigan 4 $ 1,140,000 $ 285,000 $ 102,000
Livingston County Michigan 4 $ 1,066,000 $ 266,000 $ 147,000
Monroe County Michigan 4 $ 544,000 $ 136,000 $ 96,000
Franklin County Missouri 4 $ 496,000 $ 124,000 $ 51,000
Grafton County New Hampshire 4 $ 816,000 $ 204,000 $ 105,000
Brunswick County North Carolina 4 $ 1,051,000 $ 262,000 $ 153,000
Dare County North Carolina 4 $ 928,000 $ 232,000 $ 117,000
Davidson County North Carolina 4 $ 827,000 $ 206,000 $ 87,000
Haywood County North Carolina 4 $ 872,000 $ 218,000 $ 72,000
Pender County North Carolina 4 $ 928,000 $ 232,000 $ 69,000
Lucas County Ohio 4 $ 1,012,000 $ 253,000 $ 84,000
Beaufort County South Carolina 4 $ 1,436,000 $ 359,000 $ 105,000
Charleston County South Carolina 4 $ 1,171,000 $ 292,000 $ 63,000
Greenville County South Carolina 4 $ 1,257,000 $ 314,000 $ 120,000
Davidson County Tennessee 4 $ 959,000 $ 239,000 $ 108,000
Addison County Vermont 4 $ 931,000 $ 232,000 $ 99,000
Arlington County Virginia 4 $ 1,420,000 $ 355,000 $ 156,000
Virginia Beach County Virginia 4 $ 1,036,000 $ 259,000 $ 96,000
Benton County Washington 4 $ 777,000 $ 194,000 $ 99,000
Kitsap County Washington 4 $ 837,000 $ 209,000 $ 81,000
Skagit County Washington 4 $ 1,568,000 $ 392,000 $ 114,000
Polk County Wisconsin 4 $ 1,090,000 $ 272,000 $ 93,000
Rock County Wisconsin 4 $ 802,000 $ 200,000 $ 117,000
Winnebago County Wisconsin 4 $ 1,029,000 $ 257,000 $ 144,000
Coconino County Arizona 3 $ 609,000 $ 203,000 $ 80,000
El Dorado County California 3 $ 1,082,000 $ 360,000 $ 144,000
Solano County California 3 $ 1,000,000 $ 333,000 $ 88,000
Stanislaus County California 3 $ 727,000 $ 242,000 $ 88,000
Elbert County Colorado 3 $ 687,000 $ 229,000 $ 60,000
La Plata County Colorado 3 $ 707,000 $ 235,000 $ 108,000
New London County Connecticut 3 $ 818,000 $ 272,000 $ 84,000
Volusia County Florida 3 $ 533,000 $ 177,000 $ 96,000
Cherokee County Georgia 3 $ 837,000 $ 279,000 $ 124,000
Kauai County Hawaii 3 $ 1,218,000 $ 406,000 $ 196,000
Henry County Illinois 3 $ 430,000 $ 143,000 $ 56,000
Jo Daviess County Illinois 3 $ 427,000 $ 142,000 $ 212,000
Macon County Illinois 3 $ 721,000 $ 240,000 $ 312,000
Marshall County Illinois 3 $ 690,000 $ 230,000 $ 152,000
Tazewell County Illinois 3 $ 436,000 $ 145,000 $ 80,000
Woodford County Illinois 3 $ 645,000 $ 215,000 $ 116,000
Allen County Indiana 3 $ 435,000 $ 145,000 $ 68,000
Polk County Iowa 3 $ 847,000 $ 282,000 $ 124,000
Leavenworth County Kansas 3 $ 562,000 $ 187,000 $ 112,000
Worcester County Maryland 3 $ 745,000 $ 248,000 $ 280,000
Hampshire County Massachusetts 3 $ 735,000 $ 245,000 $ 76,000
Nantucket County Massachusetts 3 $ 1,202,000 $ 400,000 $ 324,000
Emmet County Michigan 3 $ 1,064,000 $ 354,000 $ 156,000
St. Clair County Michigan 3 $ 380,000 $ 126,000 $ 48,000
St. Joseph County Michigan 3 $ 1,136,000 $ 378,000 $ 268,000
Van Buren County Michigan 3 $ 702,000 $ 234,000 $ 200,000
Washtenaw County Michigan 3 $ 839,000 $ 279,000 $ 128,000
Itasca County Minnesota 3 $ 469,000 $ 156,000 $ 52,000
Rice County Minnesota 3 $ 437,000 $ 145,000 $ 40,000
Sibley County Minnesota 3 $ 373,000 $ 124,000 $ 48,000
Boone County Missouri 3 $ 535,000 $ 178,000 $ 92,000
Cass County Missouri 3 $ 460,000 $ 153,000 $ 52,000
Lincoln County Missouri 3 $ 458,000 $ 152,000 $ 60,000
Howard County Nebraska 3 $ 437,000 $ 145,000 $ 88,000
White Pine County Nevada 3 $ 388,000 $ 129,000 $ 40,000
Suffolk County New York 3 $ 940,000 $ 313,000 $ 292,000
Westchester County New York 3 $ 1,126,000 $ 375,000 $ 248,000
Carteret County North Carolina 3 $ 804,000 $ 268,000 $ 628,000
Person County North Carolina 3 $ 828,000 $ 276,000 $ 128,000
Greene County Ohio 3 $ 659,000 $ 219,000 $ 104,000
Lorain County Ohio 3 $ 527,000 $ 175,000 $ 136,000
Mahoning County Ohio 3 $ 748,000 $ 249,000 $ 120,000
Montgomery County Ohio 3 $ 657,000 $ 219,000 $ 56,000
Jackson County Oregon 3 $ 622,000 $ 207,000 $ 100,000
Klamath County Oregon 3 $ 421,000 $ 140,000 $ 92,000
Lane County Oregon 3 $ 826,000 $ 275,000 $ 64,000
Marion County Oregon 3 $ 558,000 $ 186,000 $ 92,000
York County Pennsylvania 3 $ 898,000 $ 299,000 $ 120,000
Aiken County South Carolina 3 $ 792,000 $ 264,000 $ 64,000
Richland County South Carolina 3 $ 883,000 $ 294,000 $ 96,000
Williamson County Tennessee 3 $ 984,000 $ 328,000 $ 164,000
Davis County Utah 3 $ 802,000 $ 267,000 $ 76,000
Utah County Utah 3 $ 752,000 $ 250,000 $ 60,000
Grand Isle County Vermont 3 $ 504,000 $ 168,000 $ 100,000
Henrico County Virginia 3 $ 974,000 $ 324,000 $ 68,000
Clark County Washington 3 $ 881,000 $ 293,000 $ 93,000
Whatcom County Washington 3 $ 705,000 $ 235,000 $ 136,000
Door County Wisconsin 3 $ 758,000 $ 252,000 $ 416,000
Lincoln County Wisconsin 3 $ 663,000 $ 221,000 $ 180,000
Wood County Wisconsin 3 $ 585,000 $ 195,000 $ 112,000
Santa Cruz County Arizona 2 $ 780,000 $ 390,000 $ 96,000
Fresno County California 2 $ 834,000 $ 417,000 $ 660,000
Shasta County California 2 $ 480,000 $ 240,000 $ 60,000
Tulare County California 2 $ 458,000 $ 229,000 $ 60,000
Tuolumne County California 2 $ 473,000 $ 236,000 $ 108,000
Archuleta County Colorado 2 $ 662,000 $ 331,000 $ 204,000
Garfield County Colorado 2 $ 731,000 $ 365,000 $ 102,000
Kit Carson County Colorado 2 $ 442,000 $ 221,000 $ 84,000
Mesa County Colorado 2 $ 349,000 $ 174,000 $ 60,000
Park County Colorado 2 $ 626,000 $ 313,000 $ 156,000
Pitkin County Colorado 2 $ 548,000 $ 274,000 $ 126,000
Pueblo County Colorado 2 $ 326,000 $ 163,000 $ 66,000
Teller County Colorado 2 $ 445,000 $ 222,000 $ 48,000
Alachua County Florida 2 $ 406,000 $ 203,000 $ 102,000
Charlotte County Florida 2 $ 565,000 $ 282,000 $ 240,000
Indian River County Florida 2 $ 307,000 $ 153,000 $ 36,000
Lake County Florida 2 $ 327,000 $ 163,000 $ 60,000
Leon County Florida 2 $ 557,000 $ 278,000 $ 138,000
Marion County Florida 2 $ 314,000 $ 157,000 $ 60,000
Polk County Florida 2 $ 575,000 $ 287,000 $ 102,000
St. Lucie County Florida 2 $ 208,000 $ 104,000 $ 36,000
Bond County Illinois 2 $ 507,000 $ 253,000 $ 120,000
Clinton County Illinois 2 $ 268,000 $ 134,000 $ 72,000
Iroquois County Illinois 2 $ 440,000 $ 220,000 $ 84,000
Knox County Illinois 2 $ 442,000 $ 221,000 $ 222,000
Perry County Illinois 2 $ 196,000 $ 98,000 $ 60,000
Sangamon County Illinois 2 $ 492,000 $ 246,000 $ 168,000
Washington County Illinois 2 $ 288,000 $ 144,000 $ 66,000
Boone County Indiana 2 $ 384,000 $ 192,000 $ 114,000
Hancock County Indiana 2 $ 462,000 $ 231,000 $ 0
Johnson County Indiana 2 $ 442,000 $ 221,000 $ 78,000
Pottawattamie County Iowa 2 $ 541,000 $ 270,000 $ 54,000
Sedgwick County Kansas 2 $ 416,000 $ 208,000 $ 180,000
Shawnee County Kansas 2 $ 317,000 $ 158,000 $ 84,000
McCracken County Kentucky 2 $ 211,000 $ 105,000 $ 36,000
Oldham County Kentucky 2 $ 522,000 $ 261,000 $ 132,000
Calcasieu County Louisiana 2 $ 163,000 $ 81,000 $ 84,000
East Baton Rouge County Louisiana 2 $ 330,000 $ 165,000 $ 144,000
Orleans County Louisiana 2 $ 421,000 $ 210,000 $ 426,000
Lincoln County Maine 2 $ 680,000 $ 340,000 $ 132,000
Calvert County Maryland 2 $ 613,000 $ 306,000 $ 126,000
Cecil County Maryland 2 $ 380,000 $ 190,000 $ 90,000
Charles County Maryland 2 $ 565,000 $ 282,000 $ 96,000
Talbot County Maryland 2 $ 526,000 $ 263,000 $ 90,000
Dukes County Massachusetts 2 $ 605,000 $ 302,000 $ 246,000
Cass County Michigan 2 $ 387,000 $ 193,000 $ 342,000
Leelanau County Michigan 2 $ 521,000 $ 260,000 $ 150,000
Benton County Minnesota 2 $ 260,000 $ 130,000 $ 42,000
Blue Earth County Minnesota 2 $ 200,000 $ 100,000 $ 42,000
Kanabec County Minnesota 2 $ 218,000 $ 109,000 $ 30,000
Lyon County Minnesota 2 $ 211,000 $ 105,000 $ 48,000
Martin County Minnesota 2 $ 307,000 $ 153,000 $ 54,000
Meeker County Minnesota 2 $ 321,000 $ 160,000 $ 120,000
Otter Tail County Minnesota 2 $ 401,000 $ 200,000 $ 78,000
Pipestone County Minnesota 2 $ 234,000 $ 117,000 $ 54,000
Stearns County Minnesota 2 $ 324,000 $ 162,000 $ 36,000
Steele County Minnesota 2 $ 312,000 $ 156,000 $ 36,000
Yellow Medicine County Minnesota 2 $ 352,000 $ 176,000 $ 102,000
Warren County Missouri 2 $ 294,000 $ 147,000 $ 42,000
Belknap County New Hampshire 2 $ 325,000 $ 162,000 $ 66,000
Carroll County New Hampshire 2 $ 753,000 $ 376,000 $ 228,000
Sullivan County New Hampshire 2 $ 241,000 $ 120,000 $ 54,000
Dona Ana County New Mexico 2 $ 367,000 $ 183,000 $ 60,000
Grant County New Mexico 2 $ 315,000 $ 157,000 $ 48,000
New York County New York 2 $ 970,000 $ 485,000 $ 208,000
Rockland County New York 2 $ 322,000 $ 161,000 $ 84,000
Alamance County North Carolina 2 $ 321,000 $ 160,000 $ 54,000
Beaufort County North Carolina 2 $ 283,000 $ 141,000 $ 102,000
Caldwell County North Carolina 2 $ 319,000 $ 159,000 $ 138,000
Craven County North Carolina 2 $ 269,000 $ 134,000 $ 72,000
Davie County North Carolina 2 $ 426,000 $ 213,000 $ 60,000
Lee County North Carolina 2 $ 388,000 $ 194,000 $ 72,000
Pitt County North Carolina 2 $ 418,000 $ 209,000 $ 108,000
Transylvania County North Carolina 2 $ 390,000 $ 195,000 $ 60,000
Butler County Ohio 2 $ 361,000 $ 180,000 $ 78,000
Erie County Ohio 2 $ 301,000 $ 150,000 $ 48,000
Lake County Ohio 2 $ 395,000 $ 197,000 $ 66,000
Medina County Ohio 2 $ 414,000 $ 207,000 $ 96,000
Richland County Ohio 2 $ 378,000 $ 189,000 $ 78,000
Wood County Ohio 2 $ 271,000 $ 135,000 $ 120,000
Stephens County Oklahoma 2 $ 331,000 $ 165,000 $ 138,000
Tulsa County Oklahoma 2 $ 407,000 $ 203,000 $ 102,000
Clackamas County Oregon 2 $ 494,000 $ 247,000 $ 342,000
Deschutes County Oregon 2 $ 589,000 $ 294,000 $ 174,000
Dauphin County Pennsylvania 2 $ 487,000 $ 243,000 $ 102,000
Luzerne County Pennsylvania 2 $ 802,000 $ 401,000 $ 216,000
Monroe County Pennsylvania 2 $ 607,000 $ 303,000 $ 210,000
Washington County Rhode Island 2 $ 665,000 $ 332,000 $ 378,000
Dorchester County South Carolina 2 $ 255,000 $ 127,000 $ 36,000
Lexington County South Carolina 2 $ 882,000 $ 441,000 $ 108,000
Jefferson County Tennessee 2 $ 594,000 $ 297,000 $ 78,000
Sevier County Tennessee 2 $ 274,000 $ 137,000 $ 54,000
Shelby County Tennessee 2 $ 614,000 $ 307,000 $ 240,000
Atascosa County Texas 2 $ 342,000 $ 171,000 $ 60,000
Bell County Texas 2 $ 656,000 $ 328,000 $ 156,000
Blanco County Texas 2 $ 720,000 $ 360,000 $ 72,000
Guadalupe County Texas 2 $ 385,000 $ 192,000 $ 96,000
Hays County Texas 2 $ 420,000 $ 210,000 $ 84,000
Hidalgo County Texas 2 $ 327,000 $ 163,000 $ 60,000
Midland County Texas 2 $ 688,000 $ 344,000 $ 126,000
Nueces County Texas 2 $ 290,000 $ 145,000 $ 114,000
Orange County Texas 2 $ 328,000 $ 164,000 $ 66,000
Rockwall County Texas 2 $ 289,000 $ 144,000 $ 162,000
Summit County Utah 2 $ 1,145,000 $ 572,000 $ 210,000
Washington County Vermont 2 $ 518,000 $ 259,000 $ 108,000
Albemarle County Virginia 2 $ 452,000 $ 226,000 $ 54,000
Frederick County Virginia 2 $ 455,000 $ 227,000 $ 54,000
Nelson County Virginia 2 $ 470,000 $ 235,000 $ 60,000
Norfolk County Virginia 2 $ 803,000 $ 401,000 $ 96,000
Prince William County Virginia 2 $ 609,000 $ 304,000 $ 90,000
Island County Washington 2 $ 560,000 $ 280,000 $ 83,000
Jefferson County Washington 2 $ 455,000 $ 227,000 $ 72,000
Spokane County Washington 2 $ 375,000 $ 187,000 $ 84,000
Ashland County Wisconsin 2 $ 302,000 $ 151,000 $ 42,000
Burnett County Wisconsin 2 $ 155,000 $ 77,000 $ 60,000
Eau Claire County Wisconsin 2 $ 576,000 $ 288,000 $ 108,000
Fond du Lac County Wisconsin 2 $ 358,000 $ 179,000 $ 72,000
Grant County Wisconsin 2 $ 379,000 $ 189,000 $ 132,000
Green Lake County Wisconsin 2 $ 505,000 $ 252,000 $ 168,000
Jefferson County Wisconsin 2 $ 488,000 $ 244,000 $ 102,000
Juneau County Wisconsin 2 $ 440,000 $ 220,000 $ 210,000
Marathon County Wisconsin 2 $ 346,000 $ 173,000 $ 90,000
Oconto County Wisconsin 2 $ 505,000 $ 252,000 $ 120,000
Oneida County Wisconsin 2 $ 425,000 $ 212,000 $ 120,000
Outagamie County Wisconsin 2 $ 291,000 $ 145,000 $ 48,000
Sheboygan County Wisconsin 2 $ 319,000 $ 159,000 $ 120,000
Washburn County Wisconsin 2 $ 459,000 $ 229,000 $ 138,000
Waupaca County Wisconsin 2 $ 377,000 $ 188,000 $ 126,000
Baldwin County Alabama 1 $ 195,000 $ 195,000 $ 168,000
Juneau County Alaska 1 $ 247,000 $ 247,000 $ 72,000
Butte County California 1 $ 340,000 $ 340,000 $ 60,000
Kern County California 1 $ 257,000 $ 257,000 $ 144,000
Merced County California 1 $ 112,000 $ 112,000 $ 48,000
Napa County California 1 $ 213,000 $ 213,000 $ 108,000
Nevada County California 1 $ 378,000 $ 378,000 $ 408,000
San Benito County California 1 $ 350,000 $ 350,000 $ 72,000
Santa Barbara County California 1 $ 565,000 $ 565,000 $ 132,000
Siskiyou County California 1 $ 157,000 $ 157,000 $ 36,000
Sonoma County California 1 $ 417,000 $ 417,000 $ 108,000
Yolo County California 1 $ 370,000 $ 370,000 $ 360,000
Yuba County California 1 $ 178,000 $ 178,000 $ 60,000
Alamosa County Colorado 1 $ 168,000 $ 168,000 $ 60,000
Fremont County Colorado 1 $ 417,000 $ 417,000 $ 168,000
Gilpin County Colorado 1 $ 360,000 $ 360,000 $ 156,000
Grand County Colorado 1 $ 183,000 $ 183,000 $ 216,000
Lake County Colorado 1 $ 307,000 $ 307,000 $ 84,000
Montrose County Colorado 1 $ 224,000 $ 224,000 $ 108,000
Routt County Colorado 1 $ 476,000 $ 476,000 $ 1,020,000
Middlesex County Connecticut 1 $ 409,000 $ 409,000 $ 516,000
Bay County Florida 1 $ 205,000 $ 205,000 $ 180,000
Columbia County Florida 1 $ 203,000 $ 203,000 $ 48,000
Escambia County Florida 1 $ 358,000 $ 358,000 $ 108,000
Flagler County Florida 1 $ 385,000 $ 385,000 $ 144,000
Hernando County Florida 1 $ 105,000 $ 105,000 $ 48,000
Jackson County Florida 1 $ 197,000 $ 197,000 $ 120,000
Manatee County Florida 1 $ 300,000 $ 300,000 $ 84,000
Okaloosa County Florida 1 $ 275,000 $ 275,000 $ 168,000
St. Johns County Florida 1 $ 938,000 $ 938,000 $ 564,000
Sumter County Florida 1 $ 184,000 $ 184,000 $ 0
Bryan County Georgia 1 $ 132,000 $ 132,000 $ 132,000
Columbia County Georgia 1 $ 246,000 $ 246,000 $ 108,000
Coweta County Georgia 1 $ 200,000 $ 200,000 $ 120,000
Dawson County Georgia 1 $ 260,000 $ 260,000 $ 192,000
Dougherty County Georgia 1 $ 220,000 $ 220,000 $ 36,000
Franklin County Georgia 1 $ 138,000 $ 138,000 $ 48,000
Glynn County Georgia 1 $ 305,000 $ 305,000 $ 192,000
Hall County Georgia 1 $ 267,000 $ 267,000 $ 108,000
Jones County Georgia 1 $ 188,000 $ 188,000 $ 60,000
Rabun County Georgia 1 $ 240,000 $ 240,000 $ 60,000
Rockdale County Georgia 1 $ 360,000 $ 360,000 $ 84,000
Tift County Georgia 1 $ 164,000 $ 164,000 $ 72,000
Adams County Illinois 1 $ 233,000 $ 233,000 $ 72,000
Bureau County Illinois 1 $ 140,000 $ 140,000 $ 0
Carroll County Illinois 1 $ 255,000 $ 255,000 $ 300,000
Hamilton County Illinois 1 $ 115,000 $ 115,000 $ 0
Lee County Illinois 1 $ 207,000 $ 207,000 $ 60,000
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Mortgage Loan Application Detail Totals for Guaranteed Rate, Inc. in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 12,310 $3,436,473,000 $279,000 $2,300,000 $140,000 $5,196,000
Home Purchase 5,907 $1,433,017,000 $242,000 $1,781,000 $112,000 $4,800,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,947 $3,758,958,000 $269,000 $2,300,000 $134,000 $5,196,000
Not Provided 2,439 $664,959,000 $272,000 $1,330,000 $123,000 $4,800,000
Asian 880 $237,481,000 $269,000 $1,500,000 $131,000 $3,093,000
Hispanic 594 $128,890,000 $216,000 $1,000,000 $82,000 $624,000
Black or African American 296 $64,768,000 $218,000 $1,720,000 $139,000 $4,896,000
Native Hawaiian or Other Pacific Islander 36 $8,507,000 $236,000 $417,000 $118,000 $528,000
American Indian or Alaskan Native 25 $5,927,000 $237,000 $429,000 $77,000 $264,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,975 $4,182,848,000 $279,000 $2,300,000 $146,000 $5,196,000
FHA-insured (Federal Housing Administration) 3,027 $638,432,000 $210,000 $893,000 $62,000 $1,296,000
VA-guaranteed (Veterans Administration) 215 $48,210,000 $224,000 $744,000 $66,000 $228,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 16,203 $4,305,340,000 $265,000 $2,300,000 $131,000 $5,196,000
Application Approved But Not Accepted 1,532 $426,267,000 $278,000 $1,955,000 $127,000 $2,892,000
File Closed For Incompleteness 319 $94,507,000 $296,000 $1,417,000 $168,000 $5,004,000
Application Denied By Financial Institution 163 $43,376,000 $266,000 $1,260,000 $122,000 $1,344,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 69 $17,639,000 $255,000 $825,000 $124,000 $720,000
Credit History 40 $12,174,000 $304,000 $1,260,000 $153,000 $1,344,000
Other 34 $7,250,000 $213,000 $500,000 $77,000 $264,000
Debt-To-Income Ratio 10 $2,781,000 $278,000 $464,000 $116,000 $492,000
Employment History 7 $2,694,000 $384,000 $800,000 $157,000 $336,000
Unverifiable Information 3 $838,000 $279,000 $500,000 $120,000 $252,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate, Inc.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Guaranteed Rate, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet with aggregated HMDA statistics today.

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