Guaranteed Rate, Inc. Mortgage Lending & HMDA Data, 2009
In 2009, Guaranteed Rate, Inc. of Chicago, IL reported 18,217 mortgage applications totaling $4.9 billion, up 40% from 2008. The average application was for $267,304, and applicants reported an average income of $130,920. 89% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (10,146), Lake County-Kenosha County, IL-WI (1,220) and Minneapolis-St. Paul-Bloomington, MN-WI (620) (applications in parentheses).
| Mortgage Company & Address | Guaranteed Rate, Inc. 3940 North Ravenswood Ave Chicago, IL 60613 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 18,217 |
| Total Mortgage Loan Application Amount | $4,869,490,000 |
| Average Mortgage Loan Application Amount | $267,304 |
| Highest Mortgage Loan Application Amount | $2,300,000 |
| Average Applicant Income | $130,920 |
| Highest Applicant Income | $5,196,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranteed Rate, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 10,146 | $ 2,844,219,000 | $ 280,329 | $ 136,000 |
| Lake County-Kenosha County, IL-WI | 1,220 | $ 348,263,000 | $ 285,461 | $ 160,485 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 620 | $ 117,283,000 | $ 189,166 | $ 73,458 |
| Phoenix-Mesa-Scottsdale, AZ | 497 | $ 100,794,000 | $ 202,804 | $ 97,000 |
| Boston-Quincy, MA | 300 | $ 92,232,000 | $ 307,440 | $ 120,000 |
| St. Louis, MO-IL | 275 | $ 48,562,000 | $ 176,589 | $ 77,963 |
| San Diego-Carlsbad-San Marcos, CA | 242 | $ 84,783,000 | $ 350,342 | $ 123,000 |
| Cambridge-Newton-Framingham, MA | 198 | $ 58,424,000 | $ 295,070 | $ 112,000 |
| Las Vegas-Paradise, NV | 189 | $ 30,119,000 | $ 159,359 | $ 71,000 |
| Denver-Aurora-Broomfield, CO | 172 | $ 46,694,000 | $ 271,476 | $ 125,000 |
| Kansas City, MO-KS | 172 | $ 32,402,000 | $ 188,383 | $ 92,843 |
| Gary, IN | 144 | $ 30,807,000 | $ 213,937 | $ 95,000 |
| Los Angeles-Long Beach-Glendale, CA | 141 | $ 50,816,000 | $ 360,397 | $ 133,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 114 | $ 27,457,000 | $ 240,850 | $ 202,000 |
| Charlotte-Gastonia-Concord, NC-SC | 110 | $ 24,245,000 | $ 220,409 | $ 82,981 |
| Yuma, AZ | 109 | $ 18,926,000 | $ 173,633 | $ 66,000 |
| Santa Cruz-Watsonville, CA | 107 | $ 39,102,000 | $ 365,439 | $ 131,000 |
| Houston-Sugar Land-Baytown, TX | 105 | $ 26,798,000 | $ 255,219 | $ 202,000 |
| Burlington-South Burlington, VT | 79 | $ 17,514,000 | $ 221,696 | $ 82,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 75 | $ 15,854,000 | $ 211,386 | $ 124,000 |
| Santa Ana-Anaheim-Irvine, CA | 70 | $ 28,497,000 | $ 407,100 | $ 185,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 65 | $ 28,866,000 | $ 444,092 | $ 160,000 |
| Dallas-Plano-Irving, TX | 62 | $ 16,893,000 | $ 272,467 | $ 130,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 62 | $ 20,405,000 | $ 329,112 | $ 129,806 |
| Peabody, MA | 56 | $ 16,860,000 | $ 301,071 | $ 106,000 |
| Milwaukee-Waukesha-West Allis, WI | 54 | $ 12,126,000 | $ 224,555 | $ 132,000 |
| Riverside-San Bernardino-Ontario, CA | 54 | $ 14,323,000 | $ 265,240 | $ 181,000 |
| Seattle-Bellevue-Everett, WA | 49 | $ 14,078,000 | $ 287,306 | $ 97,000 |
| Atlanta-Sandy Springs-Marietta, GA | 48 | $ 13,185,000 | $ 274,687 | $ 129,000 |
| Durham-Chapel Hill, NC | 48 | $ 12,141,000 | $ 252,937 | $ 111,000 |
| Manchester-Nashua, NH | 47 | $ 10,692,000 | $ 227,489 | $ 81,000 |
| Raleigh-Cary, NC | 45 | $ 10,458,000 | $ 232,400 | $ 107,000 |
| Oakland-Fremont-Hayward, CA | 40 | $ 19,170,000 | $ 479,250 | $ 170,000 |
| San Antonio, TX | 39 | $ 10,118,000 | $ 259,435 | $ 141,000 |
| San Francisco-San Mateo-Redwood City, CA | 38 | $ 16,888,000 | $ 444,421 | $ 191,000 |
| Warren-Troy-Farmington Hills, MI | 37 | $ 7,977,000 | $ 215,594 | $ 101,000 |
| Baltimore-Towson, MD | 36 | $ 9,763,000 | $ 271,194 | $ 104,000 |
| Miami-Miami Beach-Kendall, FL | 34 | $ 10,762,000 | $ 316,529 | $ 514,000 |
| Philadelphia, PA | 34 | $ 9,931,000 | $ 292,088 | $ 157,000 |
| Worcester, MA | 34 | $ 8,007,000 | $ 235,500 | $ 100,000 |
| Tampa-St. Petersburg-Clearwater, FL | 33 | $ 5,808,000 | $ 176,000 | $ 106,000 |
| Bethesda-Frederick-Rockville, MD | 32 | $ 10,739,000 | $ 335,593 | $ 128,000 |
| Indianapolis-Carmel, IN | 31 | $ 7,437,000 | $ 239,903 | $ 127,000 |
| Niles-Benton Harbor, MI | 31 | $ 9,338,000 | $ 301,225 | $ 295,000 |
| Austin-Round Rock, TX | 30 | $ 8,268,000 | $ 275,600 | $ 166,000 |
| Elkhart-Goshen, IN | 30 | $ 4,192,000 | $ 139,733 | $ 56,000 |
| Barnstable Town, MA | 29 | $ 8,777,000 | $ 302,655 | $ 258,000 |
| Columbus, OH | 29 | $ 7,360,000 | $ 253,793 | $ 126,000 |
| Louisville-Jefferson County, KY-IN | 29 | $ 6,717,000 | $ 231,620 | $ 91,379 |
| Providence-New Bedford-Fall River, RI-MA | 28 | $ 8,214,000 | $ 293,357 | $ 122,750 |
| Cincinnati-Middletown, OH-KY-IN | 27 | $ 7,136,000 | $ 264,296 | $ 205,333 |
| Madison, WI | 27 | $ 6,646,000 | $ 246,148 | $ 122,000 |
| Cleveland-Elyria-Mentor, OH | 25 | $ 6,470,000 | $ 258,800 | $ 163,000 |
| Michigan City-La Porte, IN | 24 | $ 5,702,000 | $ 237,583 | $ 147,000 |
| Albuquerque, NM | 23 | $ 5,159,000 | $ 224,304 | $ 81,000 |
| Bridgeport-Stamford-Norwalk, CT | 22 | $ 7,871,000 | $ 357,772 | $ 168,000 |
| Portland-Vancouver-Beaverton, OR-WA | 22 | $ 5,626,000 | $ 255,727 | $ 127,545 |
| Wilmington, NC | 22 | $ 5,683,000 | $ 258,318 | $ 104,000 |
| Boulder, CO | 21 | $ 5,421,000 | $ 258,142 | $ 149,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 21 | $ 8,402,000 | $ 400,095 | $ 128,000 |
| Tucson, AZ | 21 | $ 5,543,000 | $ 263,952 | $ 134,000 |
| Peoria, IL | 20 | $ 4,422,000 | $ 221,100 | $ 115,000 |
| South Bend-Mishawaka, IN-MI | 19 | $ 3,434,000 | $ 180,736 | $ 145,157 |
| Hartford-West Hartford-East Hartford, CT | 18 | $ 4,841,000 | $ 268,944 | $ 127,000 |
| Cape Coral-Fort Myers, FL | 17 | $ 3,286,000 | $ 193,294 | $ 89,000 |
| Pittsburgh, PA | 17 | $ 4,308,000 | $ 253,411 | $ 127,000 |
| Colorado Springs, CO | 16 | $ 3,935,000 | $ 245,937 | $ 78,000 |
| Fort Worth-Arlington, TX | 16 | $ 3,732,000 | $ 233,250 | $ 154,000 |
| Omaha-Council Bluffs, NE-IA | 16 | $ 3,370,000 | $ 210,625 | $ 132,750 |
| Orlando-Kissimmee, FL | 16 | $ 3,277,000 | $ 204,812 | $ 78,000 |
| Bradenton-Sarasota-Venice, FL | 15 | $ 3,306,000 | $ 220,400 | $ 167,000 |
| Detroit-Livonia-Dearborn, MI | 14 | $ 2,443,000 | $ 174,500 | $ 110,000 |
| Honolulu, HI | 14 | $ 4,803,000 | $ 343,071 | $ 118,000 |
| Ogden-Clearfield, UT | 14 | $ 2,511,000 | $ 179,357 | $ 59,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 14 | $ 4,419,000 | $ 315,642 | $ 152,000 |
| Asheville, NC | 13 | $ 2,813,000 | $ 216,384 | $ 92,000 |
| Grand Rapids-Wyoming, MI | 13 | $ 1,998,000 | $ 153,692 | $ 70,000 |
| Green Bay, WI | 13 | $ 2,379,000 | $ 183,000 | $ 83,000 |
| Richmond, VA | 13 | $ 3,202,000 | $ 246,307 | $ 77,000 |
| Rockford, IL | 13 | $ 2,578,000 | $ 198,307 | $ 104,000 |
| Rockingham County-Strafford County, NH | 13 | $ 3,121,000 | $ 240,076 | $ 106,000 |
| Hickory-Lenoir-Morganton, NC | 12 | $ 1,887,000 | $ 157,250 | $ 68,000 |
| Naples-Marco Island, FL | 12 | $ 4,457,000 | $ 371,416 | $ 437,000 |
| Salinas, CA | 12 | $ 3,826,000 | $ 318,833 | $ 80,000 |
| Salt Lake City, UT | 12 | $ 3,564,000 | $ 297,000 | $ 123,000 |
| Akron, OH | 11 | $ 2,234,000 | $ 203,090 | $ 103,000 |
| Beaumont-Port Arthur, TX | 11 | $ 1,386,000 | $ 126,000 | $ 67,000 |
| New Haven-Milford, CT | 11 | $ 2,471,000 | $ 224,636 | $ 118,000 |
| Wilmington, DE-MD-NJ | 11 | $ 2,738,000 | $ 248,909 | $ 104,727 |
| Greensboro-High Point, NC | 10 | $ 1,518,000 | $ 151,800 | $ 67,000 |
| New York-White Plains-Wayne, NY-NJ | 10 | $ 3,409,000 | $ 340,900 | $ 164,000 |
| Racine, WI | 10 | $ 2,643,000 | $ 264,300 | $ 123,000 |
| Santa Fe, NM | 10 | $ 2,989,000 | $ 298,900 | $ 163,000 |
| Springfield, MA | 10 | $ 2,098,000 | $ 209,800 | $ 72,000 |
| Winston-Salem, NC | 10 | $ 1,838,000 | $ 183,800 | $ 75,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 9 | $ 2,478,000 | $ 275,333 | $ 128,000 |
| Bloomington-Normal, IL | 8 | $ 1,727,000 | $ 215,875 | $ 93,000 |
| Davenport-Moline-Rock Island, IA-IL | 8 | $ 1,389,000 | $ 173,625 | $ 69,000 |
| Greeley, CO | 8 | $ 2,134,000 | $ 266,750 | $ 70,000 |
| Tacoma, WA | 8 | $ 2,330,000 | $ 291,250 | $ 127,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 8 | $ 2,401,000 | $ 300,125 | $ 88,000 |
| Fort Collins-Loveland, CO | 7 | $ 1,566,000 | $ 223,714 | $ 70,000 |
| Kalamazoo-Portage, MI | 7 | $ 1,842,000 | $ 263,142 | $ 144,000 |
| Lake Havasu City-Kingman, AZ | 7 | $ 1,189,000 | $ 169,857 | $ 65,000 |
| Oklahoma City, OK | 7 | $ 1,952,000 | $ 278,857 | $ 109,000 |
| Toledo, OH | 7 | $ 1,447,000 | $ 206,714 | $ 89,000 |
| Canton-Massillon, OH | 6 | $ 1,419,000 | $ 236,500 | $ 136,000 |
| Charleston-North Charleston-Summerville, SC | 6 | $ 1,426,000 | $ 237,666 | $ 54,000 |
| Charlottesville, VA | 6 | $ 1,425,000 | $ 237,500 | $ 66,000 |
| Dayton, OH | 6 | $ 1,316,000 | $ 219,333 | $ 80,000 |
| Duluth, MN-WI | 6 | $ 1,358,000 | $ 226,333 | $ 92,000 |
| Pittsfield, MA | 6 | $ 1,498,000 | $ 249,666 | $ 70,000 |
| San Luis Obispo-Paso Robles, CA | 6 | $ 1,897,000 | $ 316,166 | $ 104,000 |
| Champaign-Urbana, IL | 5 | $ 796,000 | $ 159,200 | $ 172,000 |
| Columbia, SC | 5 | $ 1,765,000 | $ 353,000 | $ 100,000 |
| Greenville-Mauldin-Easley, SC | 5 | $ 1,463,000 | $ 292,600 | $ 151,000 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 1,335,000 | $ 267,000 | $ 132,000 |
| Jacksonville, FL | 5 | $ 2,048,000 | $ 409,600 | $ 182,000 |
| Kankakee-Bradley, IL | 5 | $ 593,000 | $ 118,600 | $ 45,000 |
| Kennewick-Pasco-Richland, WA | 5 | $ 979,000 | $ 195,800 | $ 91,000 |
| Lawrence, KS | 5 | $ 870,000 | $ 174,000 | $ 168,000 |
| Syracuse, NY | 5 | $ 880,000 | $ 176,000 | $ 104,000 |
| Augusta-Richmond County, GA-SC | 4 | $ 1,038,000 | $ 259,500 | $ 75,000 |
| Baton Rouge, LA | 4 | $ 538,000 | $ 134,500 | $ 108,000 |
| Bremerton-Silverdale, WA | 4 | $ 837,000 | $ 209,250 | $ 81,000 |
| Cedar Rapids, IA | 4 | $ 1,281,000 | $ 320,250 | $ 327,000 |
| Des Moines-West Des Moines, IA | 4 | $ 1,020,000 | $ 255,000 | $ 129,000 |
| Janesville, WI | 4 | $ 802,000 | $ 200,500 | $ 117,000 |
| Monroe, MI | 4 | $ 544,000 | $ 136,000 | $ 96,000 |
| Mount Vernon-Anacortes, WA | 4 | $ 1,568,000 | $ 392,000 | $ 114,000 |
| Oshkosh-Neenah, WI | 4 | $ 1,029,000 | $ 257,250 | $ 144,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 1,287,000 | $ 321,750 | $ 240,000 |
| Portland-South Portland-Biddeford, ME | 4 | $ 928,000 | $ 232,000 | $ 129,000 |
| Prescott, AZ | 4 | $ 1,275,000 | $ 318,750 | $ 99,000 |
| Salem, OR | 4 | $ 716,000 | $ 179,000 | $ 81,000 |
| St. Cloud, MN | 4 | $ 584,000 | $ 146,000 | $ 39,000 |
| Stockton, CA | 4 | $ 543,000 | $ 135,750 | $ 162,000 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 877,000 | $ 219,250 | $ 105,000 |
| Ann Arbor, MI | 3 | $ 839,000 | $ 279,666 | $ 128,000 |
| Appleton, WI | 3 | $ 547,000 | $ 182,333 | $ 72,000 |
| Bellingham, WA | 3 | $ 705,000 | $ 235,000 | $ 136,000 |
| Columbia, MO | 3 | $ 535,000 | $ 178,333 | $ 92,000 |
| Corpus Christi, TX | 3 | $ 438,000 | $ 146,000 | $ 124,000 |
| Decatur, IL | 3 | $ 721,000 | $ 240,333 | $ 312,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 533,000 | $ 177,666 | $ 96,000 |
| Eugene-Springfield, OR | 3 | $ 826,000 | $ 275,333 | $ 64,000 |
| Flagstaff, AZ | 3 | $ 609,000 | $ 203,000 | $ 80,000 |
| Fort Wayne, IN | 3 | $ 435,000 | $ 145,000 | $ 68,000 |
| Harrisburg-Carlisle, PA | 3 | $ 775,000 | $ 258,333 | $ 116,000 |
| Medford, OR | 3 | $ 622,000 | $ 207,333 | $ 100,000 |
| Modesto, CA | 3 | $ 727,000 | $ 242,333 | $ 88,000 |
| Nassau-Suffolk, NY | 3 | $ 940,000 | $ 313,333 | $ 292,000 |
| New Orleans-Metairie-Kenner, LA | 3 | $ 631,000 | $ 210,333 | $ 312,000 |
| Norwich-New London, CT | 3 | $ 818,000 | $ 272,666 | $ 84,000 |
| Provo-Orem, UT | 3 | $ 752,000 | $ 250,666 | $ 60,000 |
| Scranton--Wilkes-Barre, PA | 3 | $ 938,000 | $ 312,666 | $ 160,000 |
| Topeka, KS | 3 | $ 501,000 | $ 167,000 | $ 84,000 |
| Vallejo-Fairfield, CA | 3 | $ 1,000,000 | $ 333,333 | $ 88,000 |
| York-Hanover, PA | 3 | $ 898,000 | $ 299,333 | $ 120,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 500,000 | $ 250,000 | $ 156,000 |
| Bend, OR | 2 | $ 589,000 | $ 294,500 | $ 174,000 |
| Burlington, NC | 2 | $ 321,000 | $ 160,500 | $ 54,000 |
| Clarksville, TN-KY | 2 | $ 313,000 | $ 156,500 | $ 66,000 |
| Eau Claire, WI | 2 | $ 576,000 | $ 288,000 | $ 108,000 |
| Fond Du Lac, WI | 2 | $ 358,000 | $ 179,000 | $ 72,000 |
| Fresno, CA | 2 | $ 834,000 | $ 417,000 | $ 660,000 |
| Gainesville, FL | 2 | $ 406,000 | $ 203,000 | $ 102,000 |
| Grand Junction, CO | 2 | $ 349,000 | $ 174,500 | $ 60,000 |
| Greenville, NC | 2 | $ 418,000 | $ 209,000 | $ 108,000 |
| Killeen-Temple-Fort Hood, TX | 2 | $ 656,000 | $ 328,000 | $ 156,000 |
| Knoxville, TN | 2 | $ 724,000 | $ 362,000 | $ 270,000 |
| Lake Charles, LA | 2 | $ 163,000 | $ 81,500 | $ 84,000 |
| Lakeland-Winter Haven, FL | 2 | $ 575,000 | $ 287,500 | $ 102,000 |
| Las Cruces, NM | 2 | $ 367,000 | $ 183,500 | $ 60,000 |
| Mankato-North Mankato, MN | 2 | $ 200,000 | $ 100,000 | $ 42,000 |
| Mansfield, OH | 2 | $ 378,000 | $ 189,000 | $ 78,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 327,000 | $ 163,500 | $ 60,000 |
| Memphis, TN-MS-AR | 2 | $ 614,000 | $ 307,000 | $ 240,000 |
| Midland, TX | 2 | $ 688,000 | $ 344,000 | $ 126,000 |
| Morristown, TN | 2 | $ 594,000 | $ 297,000 | $ 78,000 |
| Ocala, FL | 2 | $ 314,000 | $ 157,000 | $ 60,000 |
| Port St. Lucie, FL | 2 | $ 208,000 | $ 104,000 | $ 36,000 |
| Pueblo, CO | 2 | $ 326,000 | $ 163,000 | $ 66,000 |
| Punta Gorda, FL | 2 | $ 565,000 | $ 282,500 | $ 240,000 |
| Redding, CA | 2 | $ 480,000 | $ 240,000 | $ 60,000 |
| Roanoke, VA | 2 | $ 696,000 | $ 348,000 | $ 120,000 |
| Sandusky, OH | 2 | $ 301,000 | $ 150,500 | $ 48,000 |
| Sebastian-Vero Beach, FL | 2 | $ 307,000 | $ 153,500 | $ 36,000 |
| Sheboygan, WI | 2 | $ 319,000 | $ 159,500 | $ 120,000 |
| Spokane, WA | 2 | $ 375,000 | $ 187,500 | $ 84,000 |
| Springfield, IL | 2 | $ 492,000 | $ 246,000 | $ 168,000 |
| Tallahassee, FL | 2 | $ 557,000 | $ 278,500 | $ 138,000 |
| Tulsa, OK | 2 | $ 407,000 | $ 203,500 | $ 102,000 |
| Victoria, TX | 2 | $ 400,000 | $ 200,000 | $ 78,000 |
| Visalia-Porterville, CA | 2 | $ 458,000 | $ 229,000 | $ 60,000 |
| Wausau, WI | 2 | $ 346,000 | $ 173,000 | $ 90,000 |
| Wichita, KS | 2 | $ 416,000 | $ 208,000 | $ 180,000 |
| Winchester, VA-WV | 2 | $ 455,000 | $ 227,500 | $ 54,000 |
| Albany, GA | 1 | $ 220,000 | $ 220,000 | $ 36,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 198,000 | $ 198,000 | $ 84,000 |
| Altoona, PA | 1 | $ 136,000 | $ 136,000 | $ 144,000 |
| Amarillo, TX | 1 | $ 344,000 | $ 344,000 | $ 372,000 |
| Ames, IA | 1 | $ 271,000 | $ 271,000 | $ 204,000 |
| Bakersfield, CA | 1 | $ 257,000 | $ 257,000 | $ 144,000 |
| Bowling Green, KY | 1 | $ 355,000 | $ 355,000 | $ 120,000 |
| Brownsville-Harlingen, TX | 1 | $ 206,000 | $ 206,000 | $ 48,000 |
| Brunswick, GA | 1 | $ 305,000 | $ 305,000 | $ 192,000 |
| Chattanooga, TN-GA | 1 | $ 166,000 | $ 166,000 | $ 48,000 |
| Cleveland, TN | 1 | $ 163,000 | $ 163,000 | $ 0 |
| College Station-Bryan, TX | 1 | $ 226,000 | $ 226,000 | $ 84,000 |
| Corvallis, OR | 1 | $ 188,000 | $ 188,000 | $ 84,000 |
| Evansville, IN-KY | 1 | $ 180,000 | $ 180,000 | $ 108,000 |
| Flint, MI | 1 | $ 104,000 | $ 104,000 | $ 60,000 |
| Fort Walton Beach-Crestview-Destin, FL | 1 | $ 275,000 | $ 275,000 | $ 168,000 |
| Gainesville, GA | 1 | $ 267,000 | $ 267,000 | $ 108,000 |
| Goldsboro, NC | 1 | $ 256,000 | $ 256,000 | $ 72,000 |
| Grand Forks, ND-MN | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Holland-Grand Haven, MI | 1 | $ 142,000 | $ 142,000 | $ 48,000 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 203,000 | $ 203,000 | $ 60,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 164,000 | $ 164,000 | $ 48,000 |
| Iowa City, IA | 1 | $ 392,000 | $ 392,000 | $ 240,000 |
| Jacksonville, NC | 1 | $ 70,000 | $ 70,000 | $ 72,000 |
| Johnson City, TN | 1 | $ 170,000 | $ 170,000 | $ 48,000 |
| La Crosse, WI-MN | 1 | $ 121,000 | $ 121,000 | $ 60,000 |
| Lafayette, LA | 1 | $ 200,000 | $ 200,000 | $ 84,000 |
| Laredo, TX | 1 | $ 149,000 | $ 149,000 | $ 108,000 |
| Lawton, OK | 1 | $ 149,000 | $ 149,000 | $ 60,000 |
| Lexington-Fayette, KY | 1 | $ 276,000 | $ 276,000 | $ 72,000 |
| Longview, TX | 1 | $ 161,000 | $ 161,000 | $ 36,000 |
| Longview, WA | 1 | $ 133,000 | $ 133,000 | $ 24,000 |
| Macon, GA | 1 | $ 188,000 | $ 188,000 | $ 60,000 |
| Merced, CA | 1 | $ 112,000 | $ 112,000 | $ 48,000 |
| Muskegon-Norton Shores, MI | 1 | $ 132,000 | $ 132,000 | $ 72,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 1 | $ 749,000 | $ 749,000 | $ 420,000 |
| Napa, CA | 1 | $ 213,000 | $ 213,000 | $ 108,000 |
| Owensboro, KY | 1 | $ 213,000 | $ 213,000 | $ 84,000 |
| Palm Coast, FL | 1 | $ 385,000 | $ 385,000 | $ 144,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 1 | $ 205,000 | $ 205,000 | $ 180,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 383,000 | $ 383,000 | $ 180,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 358,000 | $ 358,000 | $ 108,000 |
| Reno-Sparks, NV | 1 | $ 281,000 | $ 281,000 | $ 108,000 |
| Rochester, MN | 1 | $ 270,000 | $ 270,000 | $ 168,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 565,000 | $ 565,000 | $ 132,000 |
| Santa Rosa-Petaluma, CA | 1 | $ 417,000 | $ 417,000 | $ 108,000 |
| Savannah, GA | 1 | $ 132,000 | $ 132,000 | $ 132,000 |
| Shreveport-Bossier City, LA | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Spartanburg, SC | 1 | $ 367,000 | $ 367,000 | $ 108,000 |
| Springfield, MO | 1 | $ 102,000 | $ 102,000 | $ 36,000 |
| St. George, UT | 1 | $ 233,000 | $ 233,000 | $ 372,000 |
| State College, PA | 1 | $ 290,000 | $ 290,000 | $ 108,000 |
| Terre Haute, IN | 1 | $ 260,000 | $ 260,000 | $ 96,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 127,000 | $ 127,000 | $ 2,904,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 134,000 | $ 134,000 | $ 60,000 |
| Yuba City, CA | 1 | $ 178,000 | $ 178,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Guaranteed Rate, Inc. in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 12,310 | $3,436,473,000 | $279,000 | $2,300,000 | $140,000 | $5,196,000 |
| Home Purchase | 5,907 | $1,433,017,000 | $242,000 | $1,781,000 | $112,000 | $4,800,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,947 | $3,758,958,000 | $269,000 | $2,300,000 | $134,000 | $5,196,000 |
| Not Provided | 2,439 | $664,959,000 | $272,000 | $1,330,000 | $123,000 | $4,800,000 |
| Asian | 880 | $237,481,000 | $269,000 | $1,500,000 | $131,000 | $3,093,000 |
| Hispanic | 594 | $128,890,000 | $216,000 | $1,000,000 | $82,000 | $624,000 |
| Black or African American | 296 | $64,768,000 | $218,000 | $1,720,000 | $139,000 | $4,896,000 |
| Native Hawaiian or Other Pacific Islander | 36 | $8,507,000 | $236,000 | $417,000 | $118,000 | $528,000 |
| American Indian or Alaskan Native | 25 | $5,927,000 | $237,000 | $429,000 | $77,000 | $264,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,975 | $4,182,848,000 | $279,000 | $2,300,000 | $146,000 | $5,196,000 |
| FHA-insured (Federal Housing Administration) | 3,027 | $638,432,000 | $210,000 | $893,000 | $62,000 | $1,296,000 |
| VA-guaranteed (Veterans Administration) | 215 | $48,210,000 | $224,000 | $744,000 | $66,000 | $228,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 16,203 | $4,305,340,000 | $265,000 | $2,300,000 | $131,000 | $5,196,000 |
| Application Approved But Not Accepted | 1,532 | $426,267,000 | $278,000 | $1,955,000 | $127,000 | $2,892,000 |
| File Closed For Incompleteness | 319 | $94,507,000 | $296,000 | $1,417,000 | $168,000 | $5,004,000 |
| Application Denied By Financial Institution | 163 | $43,376,000 | $266,000 | $1,260,000 | $122,000 | $1,344,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 69 | $17,639,000 | $255,000 | $825,000 | $124,000 | $720,000 |
| Credit History | 40 | $12,174,000 | $304,000 | $1,260,000 | $153,000 | $1,344,000 |
| Other | 34 | $7,250,000 | $213,000 | $500,000 | $77,000 | $264,000 |
| Debt-To-Income Ratio | 10 | $2,781,000 | $278,000 | $464,000 | $116,000 | $492,000 |
| Employment History | 7 | $2,694,000 | $384,000 | $800,000 | $157,000 | $336,000 |
| Unverifiable Information | 3 | $838,000 | $279,000 | $500,000 | $120,000 | $252,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate, Inc.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranteed Rate, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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