Guaranteed Rate, Inc. Mortgage Lending & HMDA Data, 2022

In 2022, Guaranteed Rate, Inc. of Chicago, IL reported 175,146 mortgage applications totaling $66.2 billion, down 45% from 2021. The average application was for $377,941, and applicants reported an average income of $151,525. 47% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Chicago-Naperville, IL (20,534), Cambridge-Newton-Framingham, MA (4,019) and Houston-The Woodlands-Sugar Land, TX (3,684) (applications in parentheses).

Mortgage Company & Address Guaranteed Rate, Inc.
3940 North Ravenswood Ave
Chicago, IL 60613
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 175,146
Total Mortgage Loan Application Amount $66,194,910,000
Average Mortgage Loan Application Amount $377,941
Highest Mortgage Loan Application Amount $30,145,000
Average Applicant Income $151,525
Highest Applicant Income $8,950,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranteed Rate, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Guaranteed Rate, Inc. by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 15,278 $ 5,166,880,000 $ 338,190 $ 150,000
Los Angeles, California 3,492 $ 2,228,100,000 $ 638,058 $ 195,000
Maricopa, Arizona 2,928 $ 1,168,750,000 $ 399,163 $ 154,000
Middlesex, Massachusetts 2,859 $ 1,588,965,000 $ 555,776 $ 195,000
Clark, Nevada 2,638 $ 994,070,000 $ 376,827 $ 135,000
DuPage, Illinois 2,470 $ 863,210,000 $ 349,477 $ 164,000
Harris, Texas 2,059 $ 659,255,000 $ 320,182 $ 150,000
Riverside, California 1,903 $ 853,255,000 $ 448,373 $ 149,000
Will, Illinois 1,859 $ 509,955,000 $ 274,316 $ 118,000
Lake, Illinois 1,784 $ 635,380,000 $ 356,154 $ 167,000
Philadelphia, Pennsylvania 1,652 $ 546,880,000 $ 331,041 $ 148,000
San Diego, California 1,597 $ 1,089,555,000 $ 682,251 $ 212,000
Orange, California 1,252 $ 797,670,000 $ 637,116 $ 214,000
Kane, Illinois 1,177 $ 331,965,000 $ 282,043 $ 124,000
Essex, Massachusetts 1,160 $ 526,870,000 $ 454,198 $ 152,000
Bexar, Texas 1,159 $ 345,595,000 $ 298,183 $ 132,000
San Bernardino, California 1,155 $ 474,805,000 $ 411,086 $ 151,000
Dallas, Texas 1,137 $ 467,715,000 $ 411,358 $ 168,000
Suffolk, Massachusetts 1,119 $ 638,915,000 $ 570,969 $ 213,000
Tarrant, Texas 1,078 $ 362,160,000 $ 335,955 $ 139,000
Essex, New Jersey 1,036 $ 588,430,000 $ 567,982 $ 228,000
Pinellas, Florida 1,021 $ 353,395,000 $ 346,126 $ 152,000
Hillsborough, Florida 1,016 $ 349,430,000 $ 343,927 $ 151,000
Hennepin, Minnesota 988 $ 314,870,000 $ 318,694 $ 131,000
Morris, New Jersey 977 $ 476,875,000 $ 488,101 $ 199,000
Franklin, Ohio 977 $ 280,095,000 $ 286,688 $ 131,000
Norfolk, Massachusetts 974 $ 533,500,000 $ 547,741 $ 200,000
El Paso, Colorado 960 $ 401,200,000 $ 417,916 $ 120,000
Contra Costa, California 949 $ 576,205,000 $ 607,170 $ 198,000
Alameda, California 946 $ 696,140,000 $ 735,877 $ 232,000
Hartford, Connecticut 928 $ 251,780,000 $ 271,314 $ 122,000
Hamilton, Ohio 923 $ 239,185,000 $ 259,138 $ 132,000
Worcester, Massachusetts 921 $ 335,845,000 $ 364,652 $ 129,000
Fairfield, Connecticut 919 $ 430,715,000 $ 468,677 $ 192,000
Pima, Arizona 904 $ 266,310,000 $ 294,590 $ 118,000
Duval, Florida 901 $ 243,815,000 $ 270,604 $ 135,000
Honolulu, Hawaii 892 $ 547,820,000 $ 614,147 $ 164,000
Denton, Texas 887 $ 374,685,000 $ 422,418 $ 183,000
Broward, Florida 886 $ 346,300,000 $ 390,857 $ 173,000
Allegheny, Pennsylvania 867 $ 207,975,000 $ 239,878 $ 123,000
Sacramento, California 852 $ 364,840,000 $ 428,215 $ 154,000
King, Washington 850 $ 563,990,000 $ 663,517 $ 216,000
Bergen, New Jersey 837 $ 425,485,000 $ 508,345 $ 210,000
Montgomery, Pennsylvania 835 $ 337,185,000 $ 403,814 $ 166,000
Travis, Texas 809 $ 388,525,000 $ 480,253 $ 253,000
Collin, Texas 800 $ 360,720,000 $ 450,900 $ 177,000
Lake, Indiana 799 $ 196,045,000 $ 245,362 $ 96,000
McHenry, Illinois 784 $ 199,230,000 $ 254,119 $ 119,000
Wake, North Carolina 776 $ 319,120,000 $ 411,237 $ 173,000
Salt Lake, Utah 776 $ 337,310,000 $ 434,677 $ 169,000
Palm Beach, Florida 761 $ 300,805,000 $ 395,275 $ 207,000
Polk, Florida 742 $ 219,410,000 $ 295,700 $ 115,000
Miami-Dade, Florida 722 $ 352,270,000 $ 487,908 $ 245,000
New Haven, Connecticut 698 $ 209,150,000 $ 299,641 $ 159,000
Williamson, Texas 681 $ 264,055,000 $ 387,745 $ 184,000
Santa Clara, California 677 $ 583,695,000 $ 862,178 $ 285,000
Montgomery, Texas 660 $ 217,300,000 $ 329,242 $ 148,000
Union, New Jersey 657 $ 329,865,000 $ 502,077 $ 188,000
Wayne, Michigan 651 $ 175,095,000 $ 268,963 $ 133,000
Ventura, California 650 $ 364,780,000 $ 561,200 $ 182,000
Plymouth, Massachusetts 645 $ 299,075,000 $ 463,682 $ 166,000
Denver, Colorado 617 $ 313,505,000 $ 508,111 $ 197,000
Ocean, New Jersey 615 $ 239,675,000 $ 389,715 $ 169,000
Delaware, Pennsylvania 597 $ 202,995,000 $ 340,025 $ 150,000
Fairfax, Virginia 591 $ 364,785,000 $ 617,233 $ 216,000
Onslow, North Carolina 540 $ 129,160,000 $ 239,185 $ 91,000
St. Louis, Missouri 533 $ 152,645,000 $ 286,388 $ 130,000
Fulton, Georgia 527 $ 226,075,000 $ 428,984 $ 192,000
Chester, Pennsylvania 527 $ 216,745,000 $ 411,280 $ 172,000
Horry, South Carolina 525 $ 139,995,000 $ 266,657 $ 116,000
El Paso, Texas 523 $ 126,875,000 $ 242,590 $ 102,000
Pasco, Florida 520 $ 183,790,000 $ 353,442 $ 136,000
Lee, Florida 491 $ 177,445,000 $ 361,395 $ 182,000
Fort Bend, Texas 486 $ 166,740,000 $ 343,086 $ 155,000
Oakland, Michigan 478 $ 159,070,000 $ 332,782 $ 150,000
Jefferson, Colorado 475 $ 244,025,000 $ 513,736 $ 179,000
Manatee, Florida 473 $ 176,155,000 $ 372,420 $ 189,000
Kendall, Illinois 473 $ 127,075,000 $ 268,657 $ 109,000
Arapahoe, Colorado 469 $ 204,245,000 $ 435,490 $ 183,000
Providence, Rhode Island 463 $ 148,855,000 $ 321,501 $ 120,000
Multnomah, Oregon 460 $ 200,790,000 $ 436,500 $ 153,000
Passaic, New Jersey 459 $ 182,295,000 $ 397,156 $ 151,000
Cuyahoga, Ohio 455 $ 106,275,000 $ 233,571 $ 147,000
San Francisco, California 444 $ 395,530,000 $ 890,833 $ 275,000
Utah, Utah 437 $ 200,015,000 $ 457,700 $ 173,000
Anne Arundel, Maryland 435 $ 197,865,000 $ 454,862 $ 154,000
Davidson, Tennessee 435 $ 175,525,000 $ 403,505 $ 154,000
Monmouth, New Jersey 432 $ 201,750,000 $ 467,013 $ 231,000
Orange, Florida 430 $ 151,640,000 $ 352,651 $ 139,000
Camden, New Jersey 430 $ 123,750,000 $ 287,790 $ 131,000
Bristol, Massachusetts 424 $ 165,350,000 $ 389,976 $ 130,000
Cobb, Georgia 422 $ 152,680,000 $ 361,800 $ 138,000
Middlesex, New Jersey 422 $ 154,490,000 $ 366,090 $ 143,000
Douglas, Colorado 420 $ 236,420,000 $ 562,904 $ 216,000
Adams, Colorado 418 $ 182,250,000 $ 436,004 $ 148,000
Mecklenburg, North Carolina 418 $ 158,450,000 $ 379,066 $ 150,000
Hudson, New Jersey 414 $ 205,450,000 $ 496,256 $ 191,000
Rockland, New York 414 $ 173,360,000 $ 418,743 $ 161,000
San Joaquin, California 409 $ 189,425,000 $ 463,141 $ 148,000
Ramsey, Minnesota 403 $ 108,555,000 $ 269,367 $ 100,000
Pinal, Arizona 402 $ 120,970,000 $ 300,920 $ 102,000
Macomb, Michigan 401 $ 104,145,000 $ 259,713 $ 90,000
Sarasota, Florida 400 $ 157,700,000 $ 394,250 $ 181,000
Kings, New York 399 $ 285,555,000 $ 715,676 $ 268,000
New Hanover, North Carolina 399 $ 141,795,000 $ 355,375 $ 166,000
Kern, California 398 $ 108,720,000 $ 273,165 $ 108,000
Baltimore, Maryland 396 $ 131,700,000 $ 332,575 $ 152,000
Hampden, Massachusetts 391 $ 95,625,000 $ 244,565 $ 121,000
Ada, Idaho 386 $ 165,770,000 $ 429,455 $ 162,000
Dakota, Minnesota 385 $ 111,275,000 $ 289,025 $ 119,000
Davis, Utah 369 $ 164,625,000 $ 446,138 $ 119,000
San Mateo, California 367 $ 333,795,000 $ 909,523 $ 326,000
Montgomery, Tennessee 366 $ 103,910,000 $ 283,907 $ 89,000
Larimer, Colorado 362 $ 150,840,000 $ 416,685 $ 151,000
Somerset, New Jersey 362 $ 165,780,000 $ 457,955 $ 214,000
Sussex, New Jersey 358 $ 104,950,000 $ 293,156 $ 127,000
Burlington, New Jersey 355 $ 103,645,000 $ 291,957 $ 138,000
Boulder, Colorado 352 $ 206,500,000 $ 586,647 $ 228,000
Placer, California 351 $ 177,245,000 $ 504,971 $ 207,000
Bell, Texas 350 $ 96,070,000 $ 274,485 $ 112,000
St. Charles, Missouri 349 $ 97,995,000 $ 280,787 $ 113,000
Brevard, Florida 347 $ 109,365,000 $ 315,172 $ 126,000
Gwinnett, Georgia 345 $ 118,735,000 $ 344,159 $ 138,000
St. Clair, Illinois 338 $ 71,740,000 $ 212,248 $ 92,000
Anoka, Minnesota 336 $ 95,790,000 $ 285,089 $ 100,000
Pierce, Washington 332 $ 149,580,000 $ 450,542 $ 139,000
Prince George's, Maryland 329 $ 131,555,000 $ 399,863 $ 128,000
Guilford, North Carolina 327 $ 78,065,000 $ 238,730 $ 107,000
Fresno, California 325 $ 113,605,000 $ 349,553 $ 128,000
DeKalb, Georgia 321 $ 109,815,000 $ 342,102 $ 144,000
District of Columbia, District Of Columbia 319 $ 208,155,000 $ 652,523 $ 222,000
Richland, South Carolina 318 $ 82,870,000 $ 260,597 $ 99,000
New York, New York 316 $ 202,770,000 $ 641,677 $ 372,000
Bucks, Pennsylvania 316 $ 125,160,000 $ 396,075 $ 159,000
Clark, Washington 314 $ 135,660,000 $ 432,038 $ 141,000
Okaloosa, Florida 311 $ 108,105,000 $ 347,604 $ 132,000
Maui, Hawaii 309 $ 209,765,000 $ 678,851 $ 265,000
Oklahoma, Oklahoma 307 $ 75,745,000 $ 246,726 $ 113,000
Chatham, Georgia 301 $ 85,185,000 $ 283,006 $ 144,000
San Luis Obispo, California 298 $ 170,360,000 $ 571,677 $ 206,000
Suffolk, New York 297 $ 154,405,000 $ 519,882 $ 211,000
Weld, Colorado 295 $ 124,435,000 $ 421,813 $ 126,000
Sonoma, California 292 $ 168,310,000 $ 576,404 $ 209,000
Madison, Alabama 288 $ 85,450,000 $ 296,701 $ 147,000
Montgomery, Maryland 287 $ 163,855,000 $ 570,923 $ 203,000
Snohomish, Washington 285 $ 161,685,000 $ 567,315 $ 176,000
Milwaukee, Wisconsin 282 $ 67,390,000 $ 238,971 $ 133,000
Marin, California 281 $ 264,775,000 $ 942,259 $ 304,000
Santa Barbara, California 281 $ 189,145,000 $ 673,113 $ 218,000
Westchester, New York 280 $ 150,150,000 $ 536,250 $ 259,000
Cumberland, North Carolina 280 $ 60,350,000 $ 215,535 $ 85,000
Tulare, California 279 $ 74,135,000 $ 265,716 $ 112,000
Lake, Florida 279 $ 92,305,000 $ 330,842 $ 114,000
Rockingham, New Hampshire 279 $ 126,655,000 $ 453,960 $ 176,000
Washington, Minnesota 270 $ 88,780,000 $ 328,814 $ 132,000
Elkhart, Indiana 269 $ 46,195,000 $ 171,728 $ 69,000
Hillsborough, New Hampshire 269 $ 100,495,000 $ 373,587 $ 136,000
Baltimore City, Maryland 265 $ 59,235,000 $ 223,528 $ 113,000
Brunswick, North Carolina 263 $ 82,355,000 $ 313,136 $ 134,000
Camden, Georgia 259 $ 71,795,000 $ 277,200 $ 92,000
Craven, North Carolina 256 $ 57,930,000 $ 226,289 $ 93,000
Nassau, New York 254 $ 145,760,000 $ 573,858 $ 218,000
Solano, California 253 $ 112,945,000 $ 446,422 $ 130,000
Collier, Florida 242 $ 135,640,000 $ 560,495 $ 267,000
Volusia, Florida 241 $ 68,155,000 $ 282,800 $ 128,000
Lexington, South Carolina 240 $ 62,620,000 $ 260,916 $ 104,000
Anchorage, Alaska 237 $ 78,755,000 $ 332,299 $ 118,000
Osceola, Florida 235 $ 84,265,000 $ 358,574 $ 177,000
Marion, Indiana 232 $ 45,120,000 $ 194,482 $ 96,000
New Castle, Delaware 229 $ 67,725,000 $ 295,742 $ 119,000
Queens, New York 228 $ 110,370,000 $ 484,078 $ 143,000
Seminole, Florida 227 $ 72,455,000 $ 319,185 $ 124,000
Olmsted, Minnesota 227 $ 56,025,000 $ 246,806 $ 105,000
Buncombe, North Carolina 227 $ 79,155,000 $ 348,700 $ 149,000
Bernalillo, New Mexico 225 $ 56,375,000 $ 250,555 $ 133,000
Weber, Utah 225 $ 83,825,000 $ 372,555 $ 114,000
Kenton, Kentucky 223 $ 54,585,000 $ 244,775 $ 107,000
Madison, Illinois 220 $ 46,830,000 $ 212,863 $ 94,000
York, Pennsylvania 220 $ 56,100,000 $ 255,000 $ 102,000
Loudoun, Virginia 219 $ 126,525,000 $ 577,739 $ 192,000
Galveston, Texas 215 $ 66,345,000 $ 308,581 $ 143,000
Guadalupe, Texas 214 $ 64,260,000 $ 300,280 $ 131,000
Clermont, Ohio 212 $ 50,350,000 $ 237,500 $ 99,000
Stanislaus, California 211 $ 82,185,000 $ 389,502 $ 118,000
Berks, Pennsylvania 207 $ 47,195,000 $ 227,995 $ 102,000
Barnstable, Massachusetts 205 $ 101,475,000 $ 495,000 $ 239,000
Marion, Florida 204 $ 49,220,000 $ 241,274 $ 93,000
St. Lucie, Florida 203 $ 62,355,000 $ 307,167 $ 116,000
Brown, Wisconsin 203 $ 46,185,000 $ 227,512 $ 95,000
Butler, Ohio 201 $ 51,165,000 $ 254,552 $ 119,000
Pulaski, Arkansas 199 $ 40,235,000 $ 202,185 $ 101,000
St. Johns, Florida 198 $ 76,640,000 $ 387,070 $ 195,000
Prince William, Virginia 197 $ 99,165,000 $ 503,375 $ 154,000
Atlantic, New Jersey 196 $ 57,670,000 $ 294,234 $ 148,000
Polk, Iowa 195 $ 46,825,000 $ 240,128 $ 98,000
Jackson, Missouri 195 $ 48,295,000 $ 247,666 $ 137,000
St. Louis City, Missouri 194 $ 44,880,000 $ 231,340 $ 124,000
Hays, Texas 193 $ 79,055,000 $ 409,611 $ 166,000
Genesee, Michigan 187 $ 30,125,000 $ 161,096 $ 92,000
Kaufman, Texas 187 $ 58,725,000 $ 314,037 $ 112,000
Litchfield, Connecticut 186 $ 57,830,000 $ 310,913 $ 150,000
New London, Connecticut 186 $ 55,050,000 $ 295,967 $ 116,000
Spokane, Washington 186 $ 63,840,000 $ 343,225 $ 127,000
Mercer, New Jersey 185 $ 62,945,000 $ 340,243 $ 140,000
Hawaii, Hawaii 184 $ 95,920,000 $ 521,304 $ 182,000
Porter, Indiana 184 $ 54,570,000 $ 296,576 $ 125,000
Forsyth, North Carolina 183 $ 47,305,000 $ 258,497 $ 101,000
Pender, North Carolina 183 $ 66,695,000 $ 364,453 $ 152,000
Hunterdon, New Jersey 178 $ 71,300,000 $ 400,561 $ 169,000
Charleston, South Carolina 178 $ 88,160,000 $ 495,280 $ 263,000
Gloucester, New Jersey 177 $ 46,165,000 $ 260,819 $ 117,000
Ellis, Texas 177 $ 64,455,000 $ 364,152 $ 118,000
Durham, North Carolina 175 $ 59,525,000 $ 340,142 $ 152,000
Canyon, Idaho 173 $ 54,355,000 $ 314,190 $ 104,000
DeKalb, Illinois 173 $ 36,285,000 $ 209,739 $ 103,000
Lancaster, Pennsylvania 173 $ 44,905,000 $ 259,566 $ 100,000
Howard, Maryland 172 $ 82,520,000 $ 479,767 $ 233,000
Stark, Ohio 172 $ 27,150,000 $ 157,848 $ 94,000
Shelby, Tennessee 172 $ 40,080,000 $ 233,023 $ 139,000
Comal, Texas 171 $ 63,625,000 $ 372,076 $ 174,000
Tolland, Connecticut 169 $ 45,385,000 $ 268,550 $ 114,000
Kent, Rhode Island 169 $ 51,755,000 $ 306,242 $ 115,000
Berkeley, South Carolina 166 $ 60,930,000 $ 367,048 $ 159,000
Charlotte, Florida 164 $ 46,450,000 $ 283,231 $ 118,000
Williamson, Tennessee 164 $ 101,160,000 $ 616,829 $ 207,000
Campbell, Kentucky 161 $ 36,385,000 $ 225,993 $ 104,000
Warren, Ohio 159 $ 46,325,000 $ 291,352 $ 119,000
Gallatin, Montana 158 $ 94,840,000 $ 600,253 $ 231,000
Boone, Kentucky 156 $ 44,240,000 $ 283,589 $ 105,000
Berrien, Michigan 155 $ 46,735,000 $ 301,516 $ 174,000
Trumbull, Ohio 153 $ 20,355,000 $ 133,039 $ 62,000
Washington, Oregon 153 $ 64,565,000 $ 421,993 $ 158,000
Westmoreland, Pennsylvania 152 $ 33,120,000 $ 217,894 $ 83,000
Warren, New Jersey 151 $ 43,875,000 $ 290,562 $ 130,000
Brazoria, Texas 151 $ 48,115,000 $ 318,642 $ 151,000
Middlesex, Connecticut 150 $ 43,260,000 $ 288,400 $ 120,000
Windham, Connecticut 150 $ 39,830,000 $ 265,533 $ 92,000
Johnson, Kansas 150 $ 59,640,000 $ 397,600 $ 183,000
Delaware, Ohio 150 $ 57,890,000 $ 385,933 $ 165,000
Newport, Rhode Island 150 $ 73,920,000 $ 492,800 $ 196,000
Alexandria, Virginia 150 $ 85,410,000 $ 569,400 $ 219,000
Nueces, Texas 149 $ 37,435,000 $ 251,241 $ 148,000
Johnston, North Carolina 148 $ 45,610,000 $ 308,175 $ 106,000
Smith, Texas 147 $ 37,275,000 $ 253,571 $ 105,000
Grayson, Texas 146 $ 37,960,000 $ 260,000 $ 133,000
Grundy, Illinois 143 $ 29,445,000 $ 205,909 $ 93,000
Monterey, California 142 $ 83,070,000 $ 585,000 $ 236,000
Cherokee, Georgia 142 $ 52,470,000 $ 369,507 $ 141,000
Jefferson, New York 142 $ 27,370,000 $ 192,746 $ 87,000
Jefferson, Missouri 141 $ 30,505,000 $ 216,347 $ 87,000
Orange, New York 141 $ 47,695,000 $ 338,262 $ 143,000
McLennan, Texas 141 $ 37,505,000 $ 265,992 $ 103,000
Nassau, Florida 140 $ 49,600,000 $ 354,285 $ 149,000
Waukesha, Wisconsin 140 $ 49,050,000 $ 350,357 $ 152,000
Yavapai, Arizona 139 $ 45,455,000 $ 327,014 $ 133,000
Walworth, Wisconsin 139 $ 40,235,000 $ 289,460 $ 158,000
Tulsa, Oklahoma 138 $ 35,950,000 $ 260,507 $ 143,000
Johnson, Texas 138 $ 48,110,000 $ 348,623 $ 132,000
Washtenaw, Michigan 137 $ 48,735,000 $ 355,729 $ 192,000
Summit, Ohio 137 $ 26,785,000 $ 195,510 $ 102,000
Pueblo, Colorado 136 $ 40,530,000 $ 298,014 $ 81,000
Parker, Texas 136 $ 55,370,000 $ 407,132 $ 151,000
Cumberland, Pennsylvania 135 $ 42,435,000 $ 314,333 $ 139,000
Houston, Georgia 134 $ 30,840,000 $ 230,149 $ 101,000
Winnebago, Illinois 134 $ 18,220,000 $ 135,970 $ 147,000
Clackamas, Oregon 133 $ 65,085,000 $ 489,360 $ 185,000
Spotsylvania, Virginia 132 $ 58,210,000 $ 440,984 $ 140,000
Montgomery, Ohio 131 $ 25,755,000 $ 196,603 $ 132,000
Paulding, Georgia 130 $ 40,870,000 $ 314,384 $ 91,000
St. Joseph, Indiana 130 $ 19,950,000 $ 153,461 $ 93,000
Chisago, Minnesota 130 $ 36,660,000 $ 282,000 $ 103,000
Cape May, New Jersey 130 $ 69,240,000 $ 532,615 $ 287,000
Frederick, Maryland 129 $ 63,225,000 $ 490,116 $ 183,000
Washoe, Nevada 129 $ 57,645,000 $ 446,860 $ 143,000
Sussex, Delaware 127 $ 47,785,000 $ 376,259 $ 203,000
Henry, Georgia 127 $ 43,265,000 $ 340,669 $ 103,000
Harford, Maryland 127 $ 42,625,000 $ 335,629 $ 118,000
Santa Rosa, Florida 126 $ 41,050,000 $ 325,793 $ 114,000
Kenosha, Wisconsin 126 $ 34,590,000 $ 274,523 $ 142,000
Scott, Minnesota 123 $ 46,425,000 $ 377,439 $ 126,000
Stafford, Virginia 123 $ 66,345,000 $ 539,390 $ 153,000
Sumter, Florida 121 $ 36,215,000 $ 299,297 $ 135,000
Sumter, South Carolina 121 $ 24,785,000 $ 204,834 $ 66,000
Wright, Minnesota 120 $ 35,520,000 $ 296,000 $ 107,000
Midland, Texas 120 $ 38,940,000 $ 324,500 $ 113,000
Hernando, Florida 119 $ 31,695,000 $ 266,344 $ 89,000
Mahoning, Ohio 119 $ 18,295,000 $ 153,739 $ 87,000
Santa Cruz, California 117 $ 77,535,000 $ 662,692 $ 216,000
Outagamie, Wisconsin 117 $ 29,895,000 $ 255,512 $ 120,000
Baldwin, Alabama 116 $ 35,850,000 $ 309,051 $ 147,000
Rockwall, Texas 116 $ 49,400,000 $ 425,862 $ 173,000
Arlington, Virginia 116 $ 72,890,000 $ 628,362 $ 220,000
Woodbury, Iowa 114 $ 22,930,000 $ 201,140 $ 81,000
Dorchester, South Carolina 114 $ 37,280,000 $ 327,017 $ 100,000
Clay, Florida 113 $ 31,955,000 $ 282,787 $ 101,000
Kent, Michigan 113 $ 35,165,000 $ 311,194 $ 135,000
Dare, North Carolina 113 $ 51,475,000 $ 455,530 $ 198,000
Florence, South Carolina 112 $ 22,460,000 $ 200,535 $ 81,000
El Dorado, California 111 $ 50,615,000 $ 455,990 $ 223,000
DeSoto, Mississippi 111 $ 31,705,000 $ 285,630 $ 103,000
Racine, Wisconsin 111 $ 28,095,000 $ 253,108 $ 148,000
York, South Carolina 110 $ 34,620,000 $ 314,727 $ 112,000
Tooele, Utah 110 $ 41,350,000 $ 375,909 $ 89,000
San Benito, California 109 $ 74,345,000 $ 682,064 $ 161,000
LaSalle, Illinois 109 $ 17,935,000 $ 164,541 $ 87,000
Columbia, New York 109 $ 38,235,000 $ 350,779 $ 197,000
Clarke, Georgia 108 $ 28,970,000 $ 268,240 $ 129,000
Fayette, Kentucky 108 $ 32,640,000 $ 302,222 $ 134,000
Harnett, North Carolina 108 $ 32,110,000 $ 297,314 $ 86,000
Forsyth, Georgia 107 $ 40,915,000 $ 382,383 $ 134,000
Georgetown, South Carolina 107 $ 36,295,000 $ 339,205 $ 130,000
Broomfield, Colorado 105 $ 50,335,000 $ 479,380 $ 177,000
Bay, Florida 105 $ 27,995,000 $ 266,619 $ 132,000
Escambia, Florida 105 $ 27,865,000 $ 265,380 $ 118,000
Jefferson, Texas 105 $ 22,695,000 $ 216,142 $ 84,000
Walton, Florida 104 $ 64,980,000 $ 624,807 $ 321,000
Hamilton, Indiana 104 $ 38,750,000 $ 372,596 $ 163,000
Carver, Minnesota 103 $ 39,575,000 $ 384,223 $ 141,000
Dauphin, Pennsylvania 103 $ 22,305,000 $ 216,553 $ 92,000
Kankakee, Illinois 102 $ 19,050,000 $ 186,764 $ 84,000
Clay, Missouri 102 $ 26,950,000 $ 264,215 $ 109,000
Lake, Ohio 101 $ 18,995,000 $ 188,069 $ 91,000
Freeborn, Minnesota 100 $ 15,230,000 $ 152,300 $ 72,000
Yellowstone, Montana 100 $ 31,180,000 $ 311,800 $ 100,000
Bronx, New York 100 $ 38,840,000 $ 388,400 $ 134,000
Davidson, North Carolina 100 $ 25,450,000 $ 254,500 $ 94,000
Monroe, Pennsylvania 99 $ 25,805,000 $ 260,656 $ 139,000
Marshall, Alabama 98 $ 24,330,000 $ 248,265 $ 99,000
Rice, Minnesota 98 $ 20,620,000 $ 210,408 $ 87,000
Burleigh, North Dakota 98 $ 28,770,000 $ 293,571 $ 106,000
Maury, Tennessee 98 $ 33,670,000 $ 343,571 $ 101,000
Union, North Carolina 97 $ 38,745,000 $ 399,432 $ 170,000
York, Maine 96 $ 38,110,000 $ 396,979 $ 180,000
Washington, Pennsylvania 96 $ 24,500,000 $ 255,208 $ 103,000
Spartanburg, South Carolina 95 $ 24,485,000 $ 257,736 $ 82,000
Sullivan, Tennessee 92 $ 19,660,000 $ 213,695 $ 78,000
Hunt, Texas 92 $ 24,730,000 $ 268,804 $ 129,000
Canadian, Oklahoma 91 $ 22,465,000 $ 246,868 $ 109,000
Northampton, Pennsylvania 91 $ 24,425,000 $ 268,406 $ 119,000
Marshall, Iowa 90 $ 11,960,000 $ 132,888 $ 61,000
Rutherford, Tennessee 90 $ 32,880,000 $ 365,333 $ 117,000
Orleans, Louisiana 86 $ 29,780,000 $ 346,279 $ 133,000
Cleveland, Oklahoma 86 $ 21,200,000 $ 246,511 $ 160,000
Washington, Rhode Island 86 $ 36,470,000 $ 424,069 $ 172,000
Wilson, Tennessee 86 $ 33,330,000 $ 387,558 $ 113,000
Alachua, Florida 85 $ 19,025,000 $ 223,823 $ 113,000
Jackson, Georgia 85 $ 26,705,000 $ 314,176 $ 110,000
Aiken, South Carolina 85 $ 18,985,000 $ 223,352 $ 109,000
Greenville, South Carolina 85 $ 25,555,000 $ 300,647 $ 120,000
Minnehaha, South Dakota 85 $ 24,165,000 $ 284,294 $ 97,000
Dane, Wisconsin 85 $ 26,685,000 $ 313,941 $ 117,000
Matanuska-Susitna, Alaska 84 $ 27,680,000 $ 329,523 $ 115,000
Deschutes, Oregon 84 $ 39,830,000 $ 474,166 $ 165,000
Butler, Pennsylvania 84 $ 24,780,000 $ 295,000 $ 147,000
Madera, California 83 $ 27,755,000 $ 334,397 $ 169,000
Santa Fe, New Mexico 83 $ 32,085,000 $ 386,566 $ 161,000
Beaufort, South Carolina 83 $ 36,585,000 $ 440,783 $ 257,000
Kent, Delaware 82 $ 23,080,000 $ 281,463 $ 86,000
Douglas, Georgia 82 $ 24,860,000 $ 303,170 $ 100,000
Mohave, Arizona 81 $ 25,275,000 $ 312,037 $ 176,000
Indian River, Florida 81 $ 27,825,000 $ 343,518 $ 130,000
Ross, Ohio 81 $ 16,165,000 $ 199,567 $ 87,000
Marion, Oregon 81 $ 31,395,000 $ 387,592 $ 128,000
Beaver, Pennsylvania 81 $ 14,105,000 $ 174,135 $ 113,000
Washington, Utah 81 $ 31,585,000 $ 389,938 $ 115,000
Champaign, Illinois 79 $ 16,525,000 $ 209,177 $ 95,000
St. Louis, Minnesota 79 $ 16,215,000 $ 205,253 $ 98,000
Bastrop, Texas 79 $ 26,925,000 $ 340,822 $ 199,000
Hall, Georgia 78 $ 23,620,000 $ 302,820 $ 102,000
Pike, Pennsylvania 78 $ 19,620,000 $ 251,538 $ 132,000
Jefferson, Alabama 77 $ 18,675,000 $ 242,532 $ 136,000
Liberty, Georgia 77 $ 17,665,000 $ 229,415 $ 76,000
Muscogee, Georgia 77 $ 18,665,000 $ 242,402 $ 82,000
Carroll, Maryland 77 $ 29,915,000 $ 388,506 $ 133,000
Nash, North Carolina 77 $ 14,975,000 $ 194,480 $ 72,000
Isanti, Minnesota 76 $ 20,580,000 $ 270,789 $ 85,000
Ector, Texas 76 $ 17,820,000 $ 234,473 $ 113,000
Flagler, Florida 75 $ 22,815,000 $ 304,200 $ 126,000
Bulloch, Georgia 75 $ 14,275,000 $ 190,333 $ 82,000
Clayton, Georgia 74 $ 16,810,000 $ 227,162 $ 82,000
Sumner, Tennessee 74 $ 30,340,000 $ 410,000 $ 143,000
Chesterfield, Virginia 74 $ 27,310,000 $ 369,054 $ 153,000
Bonner, Idaho 73 $ 35,865,000 $ 491,301 $ 182,000
LaPorte, Indiana 73 $ 18,755,000 $ 256,917 $ 113,000
Sandoval, New Mexico 73 $ 21,915,000 $ 300,205 $ 163,000
Nevada, California 72 $ 40,930,000 $ 568,472 $ 221,000
Kalamazoo, Michigan 70 $ 13,240,000 $ 189,142 $ 112,000
Washington, Wisconsin 70 $ 19,850,000 $ 283,571 $ 131,000
Blaine, Idaho 69 $ 43,695,000 $ 633,260 $ 264,000
Dutchess, New York 69 $ 25,655,000 $ 371,811 $ 179,000
Ward, North Dakota 69 $ 15,875,000 $ 230,072 $ 85,000
Mobile, Alabama 68 $ 10,460,000 $ 153,823 $ 76,000
Knox, Tennessee 68 $ 21,670,000 $ 318,676 $ 122,000
Coryell, Texas 68 $ 15,280,000 $ 224,705 $ 86,000
Bartow, Georgia 67 $ 19,675,000 $ 293,656 $ 122,000
Iredell, North Carolina 67 $ 21,035,000 $ 313,955 $ 114,000
Stephens, Oklahoma 67 $ 12,615,000 $ 188,283 $ 82,000
Greene, Missouri 66 $ 13,330,000 $ 201,969 $ 91,000
Lewis and Clark, Montana 66 $ 25,840,000 $ 391,515 $ 128,000
Missoula, Montana 66 $ 30,590,000 $ 463,484 $ 177,000
Limestone, Alabama 65 $ 20,685,000 $ 318,230 $ 126,000
Kauai, Hawaii 65 $ 46,235,000 $ 711,307 $ 203,000
Cumberland, Maine 65 $ 26,525,000 $ 408,076 $ 198,000
Charles, Maryland 65 $ 26,635,000 $ 409,769 $ 115,000
Dona Ana, New Mexico 65 $ 15,195,000 $ 233,769 $ 83,000
Kershaw, South Carolina 65 $ 18,025,000 $ 277,307 $ 82,000
Oconee, Georgia 64 $ 23,300,000 $ 364,062 $ 128,000
Sherburne, Minnesota 64 $ 19,190,000 $ 299,843 $ 115,000
Fairfield, Ohio 64 $ 19,920,000 $ 311,250 $ 158,000
Lorain, Ohio 64 $ 17,220,000 $ 269,062 $ 105,000
Lehigh, Pennsylvania 64 $ 17,020,000 $ 265,937 $ 105,000
Randolph, Illinois 63 $ 8,455,000 $ 134,206 $ 72,000
Gaston, North Carolina 63 $ 16,015,000 $ 254,206 $ 97,000
Thurston, Washington 63 $ 29,465,000 $ 467,698 $ 143,000
Effingham, Georgia 62 $ 16,830,000 $ 271,451 $ 102,000
Jefferson, Kentucky 62 $ 16,060,000 $ 259,032 $ 134,000
Hoke, North Carolina 62 $ 16,040,000 $ 258,709 $ 86,000
Martin, Florida 61 $ 22,575,000 $ 370,081 $ 215,000
Walton, Georgia 61 $ 18,205,000 $ 298,442 $ 98,000
Peoria, Illinois 61 $ 9,965,000 $ 163,360 $ 121,000
Merced, California 60 $ 18,810,000 $ 313,500 $ 152,000
Bryan, Georgia 60 $ 18,150,000 $ 302,500 $ 114,000
Saratoga, New York 60 $ 18,910,000 $ 315,166 $ 133,000
Ulster, New York 60 $ 20,290,000 $ 338,166 $ 194,000
Washington, Tennessee 60 $ 13,820,000 $ 230,333 $ 93,000
Virginia Beach, Virginia 60 $ 21,000,000 $ 350,000 $ 130,000
Kitsap, Washington 60 $ 27,340,000 $ 455,666 $ 170,000
McLean, Illinois 59 $ 11,525,000 $ 195,338 $ 138,000
Hidalgo, Texas 59 $ 15,075,000 $ 255,508 $ 98,000
East Baton Rouge, Louisiana 58 $ 17,890,000 $ 308,448 $ 96,000
Barrow, Georgia 57 $ 16,105,000 $ 282,543 $ 95,000
Wicomico, Maryland 57 $ 15,355,000 $ 269,385 $ 92,000
Henderson, North Carolina 57 $ 18,035,000 $ 316,403 $ 140,000
Yolo, California 56 $ 24,980,000 $ 446,071 $ 177,000
Citrus, Florida 56 $ 14,060,000 $ 251,071 $ 112,000
Hampshire, Massachusetts 56 $ 16,550,000 $ 295,535 $ 129,000
Geauga, Ohio 56 $ 17,320,000 $ 309,285 $ 140,000
Hamilton, Tennessee 56 $ 19,970,000 $ 356,607 $ 131,000
Winnebago, Wisconsin 56 $ 13,060,000 $ 233,214 $ 126,000
Lake, California 55 $ 16,435,000 $ 298,818 $ 137,000
Stearns, Minnesota 55 $ 12,615,000 $ 229,363 $ 76,000
Cabarrus, North Carolina 55 $ 16,355,000 $ 297,363 $ 117,000
Luzerne, Pennsylvania 55 $ 9,705,000 $ 176,454 $ 92,000
Jackson, Alabama 54 $ 12,780,000 $ 236,666 $ 36,000
Benton, Arkansas 54 $ 17,300,000 $ 320,370 $ 134,000
Newton, Georgia 54 $ 15,560,000 $ 288,148 $ 89,000
Williamson, Illinois 54 $ 8,340,000 $ 154,444 $ 70,000
Livingston, Michigan 54 $ 16,610,000 $ 307,592 $ 148,000
Van Buren, Michigan 54 $ 14,020,000 $ 259,629 $ 169,000
Lincoln, Missouri 54 $ 12,120,000 $ 224,444 $ 80,000
Kootenai, Idaho 53 $ 25,785,000 $ 486,509 $ 179,000
Morton, North Dakota 53 $ 13,855,000 $ 261,415 $ 82,000
Bibb, Georgia 52 $ 10,410,000 $ 200,192 $ 78,000
Coweta, Georgia 52 $ 21,410,000 $ 411,730 $ 136,000
Monroe, Illinois 52 $ 13,040,000 $ 250,769 $ 99,000
Merrimack, New Hampshire 52 $ 16,470,000 $ 316,730 $ 135,000
Essex, New York 52 $ 9,280,000 $ 178,461 $ 85,000
Gregg, Texas 52 $ 11,560,000 $ 222,307 $ 99,000
Yuma, Arizona 51 $ 13,315,000 $ 261,078 $ 98,000
Calvert, Maryland 51 $ 22,005,000 $ 431,470 $ 131,000
Goodhue, Minnesota 51 $ 12,115,000 $ 237,549 $ 87,000
Moore, North Carolina 51 $ 15,505,000 $ 304,019 $ 162,000
Albemarle, Virginia 51 $ 25,075,000 $ 491,666 $ 194,000
Whatcom, Washington 51 $ 22,745,000 $ 445,980 $ 145,000
Rock Island, Illinois 50 $ 7,840,000 $ 156,800 $ 82,000
Cass, North Dakota 50 $ 13,400,000 $ 268,000 $ 87,000
Grady, Oklahoma 50 $ 10,430,000 $ 208,600 $ 94,000
Glynn, Georgia 49 $ 17,995,000 $ 367,244 $ 123,000
Tazewell, Illinois 49 $ 8,035,000 $ 163,979 $ 74,000
Bossier, Louisiana 49 $ 12,555,000 $ 256,224 $ 102,000
Alamance, North Carolina 49 $ 13,095,000 $ 267,244 $ 98,000
Currituck, North Carolina 49 $ 25,735,000 $ 525,204 $ 216,000
Montgomery, Alabama 48 $ 9,470,000 $ 197,291 $ 110,000
Calhoun, Michigan 48 $ 11,040,000 $ 230,000 $ 81,000
Mower, Minnesota 48 $ 7,570,000 $ 157,708 $ 72,000
Carteret, North Carolina 48 $ 18,470,000 $ 384,791 $ 218,000
Christian, Kentucky 47 $ 9,135,000 $ 194,361 $ 66,000
Licking, Ohio 47 $ 13,345,000 $ 283,936 $ 139,000
Leon, Florida 46 $ 9,400,000 $ 204,347 $ 150,000
Hendricks, Indiana 46 $ 14,010,000 $ 304,565 $ 121,000
Worcester, Maryland 46 $ 15,350,000 $ 333,695 $ 232,000
Steele, Minnesota 46 $ 8,320,000 $ 180,869 $ 82,000
Lancaster, South Carolina 46 $ 16,020,000 $ 348,260 $ 133,000
Sevier, Tennessee 46 $ 20,100,000 $ 436,956 $ 246,000
Lonoke, Arkansas 45 $ 9,955,000 $ 221,222 $ 96,000
Saline, Arkansas 45 $ 12,875,000 $ 286,111 $ 106,000
Scott, Iowa 45 $ 9,425,000 $ 209,444 $ 89,000
Albany, New York 45 $ 12,685,000 $ 281,888 $ 159,000
Chatham, North Carolina 45 $ 23,945,000 $ 532,111 $ 215,000
Henrico, Virginia 45 $ 12,745,000 $ 283,222 $ 137,000
Ozaukee, Wisconsin 45 $ 17,485,000 $ 388,555 $ 215,000
Richmond, New York 44 $ 23,190,000 $ 527,045 $ 289,000
Randolph, North Carolina 44 $ 8,960,000 $ 203,636 $ 67,000
Bristol, Rhode Island 44 $ 21,420,000 $ 486,818 $ 218,000
Navajo, Arizona 43 $ 10,945,000 $ 254,534 $ 123,000
Finney, Kansas 43 $ 9,205,000 $ 214,069 $ 72,000
Sedgwick, Kansas 43 $ 9,155,000 $ 212,906 $ 81,000
Cecil, Maryland 43 $ 12,015,000 $ 279,418 $ 94,000
Queen Anne's, Maryland 43 $ 17,875,000 $ 415,697 $ 137,000
Douglas, Nebraska 43 $ 13,025,000 $ 302,906 $ 186,000
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Mortgage Loan Application Detail Totals for Guaranteed Rate, Inc. in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 134,562 $51,598,415,000 $383,000 $29,605,000 $151,000 $8,415,000
Cash-out Refinancing 25,061 $8,838,365,000 $352,000 $6,815,000 $146,000 $8,950,000
Refinancing 15,523 $5,758,130,000 $370,000 $30,145,000 $165,000 $7,858,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 72,173 $27,442,630,000 $380,000 $7,125,000 $157,000 $8,950,000
Not applicable 40,984 $15,238,960,000 $371,000 $3,005,000 $0 $0
Not Provided 22,409 $9,197,285,000 $410,000 $30,145,000 $169,000 $8,270,000
Hispanic 15,304 $5,001,950,000 $326,000 $2,625,000 $115,000 $2,188,000
Black or African American 11,708 $3,548,560,000 $303,000 $4,415,000 $111,000 $7,925,000
Asian 8,359 $3,913,655,000 $468,000 $4,205,000 $179,000 $5,596,000
American Indian or Alaskan Native 1,168 $376,290,000 $322,000 $3,785,000 $123,000 $2,598,000
Native Hawaiian or Other Pacific Islander 217 $89,725,000 $413,000 $1,795,000 $127,000 $825,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 137,995 $53,651,815,000 $388,000 $30,145,000 $166,000 $8,950,000
FHA-insured (Federal Housing Administration) 21,597 $6,373,155,000 $295,000 $1,805,000 $89,000 $2,028,000
VA-guaranteed (Veterans Administration) 14,687 $5,995,395,000 $408,000 $5,005,000 $113,000 $8,000,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 867 $174,545,000 $201,000 $705,000 $65,000 $327,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 82,163 $31,008,935,000 $377,000 $5,005,000 $149,000 $8,415,000
Loan Purchased By The Institution 40,984 $15,238,960,000 $371,000 $3,005,000 $0 $0
Application Withdrawn By Applicant 38,442 $15,212,430,000 $395,000 $30,145,000 $165,000 $8,950,000
Application Denied By Financial Institution 7,278 $2,435,660,000 $334,000 $5,005,000 $111,000 $8,270,000
File Closed For Incompleteness 5,042 $1,840,710,000 $365,000 $5,005,000 $163,000 $5,700,000
Application Approved But Not Accepted 1,009 $371,295,000 $367,000 $4,415,000 $148,000 $2,471,000
Preapproval Denied by Financial Institution 176 $65,530,000 $372,000 $1,605,000 $93,000 $370,000
Preapproval Approved but not Accepted 52 $21,390,000 $411,000 $1,845,000 $125,000 $439,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 167,692 $63,693,720,000 $379,000 $30,145,000 $154,000 $8,950,000
Debt-To-Income Ratio 2,847 $1,030,195,000 $361,000 $5,005,000 $83,000 $1,620,000
Credit History 1,790 $509,700,000 $284,000 $4,205,000 $111,000 $1,188,000
Collateral 848 $282,570,000 $333,000 $3,605,000 $152,000 $2,472,000
Other 629 $220,735,000 $350,000 $2,625,000 $143,000 $1,850,000
Unverifiable Information 490 $179,450,000 $366,000 $2,005,000 $143,000 $8,270,000
Insufficient Cash (Downpayment, Closing Cost) 395 $122,805,000 $310,000 $1,925,000 $111,000 $742,000
Employment History 273 $78,275,000 $286,000 $1,205,000 $93,000 $1,202,000
Credit Application Incomplete 182 $77,460,000 $425,000 $1,745,000 $153,000 $1,111,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Guaranteed Rate, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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