Guaranty Bank, FSB Mortgage Lending & HMDA Data, 2007

In 2007, Guaranty Bank, FSB of Brown Deer, WI reported 23,442 mortgage applications totaling $3.8 billion, down 18% from 2006. The average application was for $161,361, and applicants reported an average income of $91,214. 0% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (1,527), Atlanta-Sandy Springs-Marietta, GA (1,444) and Portland-Vancouver-Beaverton, OR-WA (931) (applications in parentheses).

Mortgage Company & Address Guaranty Bank, FSB
4000 W Brown Deer Road
Brown Deer, WI 53209
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 23,442
Total Mortgage Loan Application Amount $3,782,646,000
Average Mortgage Loan Application Amount $161,361
Highest Mortgage Loan Application Amount $1,942,000
Average Applicant Income $91,214
Highest Applicant Income $3,600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranty Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Guaranty Bank, FSB by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 926 $ 163,290,000 $ 176,339 $ 92,000
Dallas, Texas 557 $ 87,527,000 $ 157,140 $ 97,000
Lane, Oregon 488 $ 97,341,000 $ 199,469 $ 71,000
Charleston, South Carolina 465 $ 89,375,000 $ 192,204 $ 84,000
Gwinnett, Georgia 460 $ 73,359,000 $ 159,476 $ 90,000
Los Angeles, California 451 $ 142,366,000 $ 315,667 $ 140,000
Spokane, Washington 438 $ 69,686,000 $ 159,100 $ 65,000
Maricopa, Arizona 437 $ 79,688,000 $ 182,352 $ 135,000
Milwaukee, Wisconsin 396 $ 48,353,000 $ 122,103 $ 75,000
Polk, Florida 348 $ 60,334,000 $ 173,373 $ 70,000
King, Washington 300 $ 65,608,000 $ 218,693 $ 120,000
Multnomah, Oregon 298 $ 58,777,000 $ 197,238 $ 96,000
Middlesex, Massachusetts 287 $ 65,020,000 $ 226,550 $ 100,000
DeKalb, Georgia 279 $ 46,208,000 $ 165,620 $ 110,000
Snohomish, Washington 277 $ 60,505,000 $ 218,429 $ 84,000
Dane, Wisconsin 274 $ 40,963,000 $ 149,500 $ 88,000
Pierce, Washington 271 $ 50,681,000 $ 187,014 $ 91,000
Berkeley, South Carolina 244 $ 36,593,000 $ 149,971 $ 64,000
DuPage, Illinois 224 $ 43,215,000 $ 192,924 $ 96,000
Washington, Oregon 218 $ 49,320,000 $ 226,238 $ 93,000
Brevard, Florida 215 $ 37,026,000 $ 172,213 $ 62,000
Essex, Massachusetts 214 $ 45,588,000 $ 213,028 $ 95,000
Dorchester, South Carolina 212 $ 35,858,000 $ 169,141 $ 63,000
Clark, Washington 191 $ 40,137,000 $ 210,141 $ 87,000
Worcester, Massachusetts 183 $ 33,613,000 $ 183,677 $ 85,000
Winnebago, Illinois 178 $ 20,294,000 $ 114,011 $ 60,000
Waukesha, Wisconsin 177 $ 21,285,000 $ 120,254 $ 98,000
Hillsborough, New Hampshire 173 $ 34,656,000 $ 200,323 $ 72,000
Hennepin, Minnesota 172 $ 20,553,000 $ 119,494 $ 94,000
Rockingham, New Hampshire 169 $ 36,750,000 $ 217,455 $ 83,000
Fulton, Georgia 160 $ 24,442,000 $ 152,762 $ 133,000
Will, Illinois 157 $ 25,427,000 $ 161,955 $ 81,000
Clackamas, Oregon 153 $ 35,812,000 $ 234,065 $ 95,000
Montgomery, Pennsylvania 148 $ 34,947,000 $ 236,128 $ 133,000
Bristol, Massachusetts 134 $ 25,044,000 $ 186,895 $ 75,000
St. Lucie, Florida 128 $ 24,013,000 $ 187,601 $ 65,000
Clark, Nevada 128 $ 18,956,000 $ 148,093 $ 122,000
Salt Lake, Utah 121 $ 9,561,000 $ 79,016 $ 93,000
Providence, Rhode Island 118 $ 21,694,000 $ 183,847 $ 74,000
Lee, Florida 116 $ 16,956,000 $ 146,172 $ 91,000
Plymouth, Massachusetts 111 $ 25,250,000 $ 227,477 $ 95,000
Prince George's, Maryland 106 $ 26,186,000 $ 247,037 $ 99,000
Washington, Wisconsin 106 $ 15,046,000 $ 141,943 $ 83,000
Lake, Illinois 104 $ 16,461,000 $ 158,278 $ 101,000
Suffolk, Massachusetts 104 $ 24,374,000 $ 234,365 $ 98,000
Norfolk, Massachusetts 103 $ 26,259,000 $ 254,941 $ 115,000
San Bernardino, California 102 $ 26,313,000 $ 257,970 $ 121,000
Riverside, California 99 $ 19,181,000 $ 193,747 $ 118,000
Delaware, Pennsylvania 99 $ 19,753,000 $ 199,525 $ 99,000
Hall, Georgia 98 $ 15,629,000 $ 159,479 $ 97,000
St. Louis, Missouri 98 $ 8,876,000 $ 90,571 $ 85,000
Hartford, Connecticut 96 $ 12,367,000 $ 128,822 $ 77,000
Orange, California 95 $ 30,165,000 $ 317,526 $ 133,000
Kane, Illinois 95 $ 13,715,000 $ 144,368 $ 85,000
Ozaukee, Wisconsin 95 $ 16,623,000 $ 174,978 $ 85,000
Deschutes, Oregon 94 $ 21,460,000 $ 228,297 $ 106,000
Cobb, Georgia 90 $ 9,454,000 $ 105,044 $ 103,000
Miami-Dade, Florida 88 $ 10,676,000 $ 121,318 $ 118,000
Douglas, Oregon 88 $ 15,344,000 $ 174,363 $ 61,000
Ventura, California 86 $ 29,299,000 $ 340,686 $ 128,000
Jackson, Oregon 85 $ 19,451,000 $ 228,835 $ 73,000
Bernalillo, New Mexico 83 $ 6,227,000 $ 75,024 $ 87,000
Forsyth, Georgia 82 $ 13,095,000 $ 159,695 $ 121,000
Scott, Iowa 82 $ 8,263,000 $ 100,768 $ 56,000
Duval, Florida 81 $ 11,333,000 $ 139,913 $ 82,000
Broward, Florida 80 $ 13,285,000 $ 166,062 $ 116,000
Polk, Iowa 80 $ 8,302,000 $ 103,775 $ 62,000
Oakland, Michigan 80 $ 12,763,000 $ 159,537 $ 116,000
Mecklenburg, North Carolina 80 $ 6,962,000 $ 87,025 $ 100,000
Putnam, Tennessee 80 $ 9,039,000 $ 112,987 $ 52,000
Utah, Utah 80 $ 5,059,000 $ 63,237 $ 86,000
New Haven, Connecticut 77 $ 14,016,000 $ 182,025 $ 93,000
Tarrant, Texas 76 $ 9,327,000 $ 122,723 $ 67,000
Kootenai, Idaho 72 $ 14,612,000 $ 202,944 $ 81,000
Chester, Pennsylvania 69 $ 17,297,000 $ 250,681 $ 132,000
Montgomery, Maryland 68 $ 20,575,000 $ 302,573 $ 134,000
St. Charles, Missouri 68 $ 6,501,000 $ 95,602 $ 99,000
Hillsborough, Florida 67 $ 7,819,000 $ 116,701 $ 158,000
Barrow, Georgia 66 $ 9,132,000 $ 138,363 $ 102,000
McHenry, Illinois 66 $ 8,554,000 $ 129,606 $ 85,000
Rock Island, Illinois 66 $ 6,192,000 $ 93,818 $ 59,000
Dakota, Minnesota 66 $ 7,171,000 $ 108,651 $ 88,000
Marion, Oregon 65 $ 9,471,000 $ 145,707 $ 63,000
Daviess, Kentucky 64 $ 7,649,000 $ 119,515 $ 54,000
Jackson, Georgia 63 $ 9,814,000 $ 155,777 $ 80,000
Ramsey, Minnesota 63 $ 5,457,000 $ 86,619 $ 102,000
Kitsap, Washington 62 $ 13,312,000 $ 214,709 $ 85,000
Stevens, Washington 62 $ 9,036,000 $ 145,741 $ 55,000
Fairfax, Virginia 61 $ 20,304,000 $ 332,852 $ 150,000
San Diego, California 60 $ 16,291,000 $ 271,516 $ 142,000
Collin, Texas 60 $ 9,886,000 $ 164,766 $ 115,000
Pinal, Arizona 58 $ 7,469,000 $ 128,775 $ 87,000
Cherokee, Georgia 56 $ 7,430,000 $ 132,678 $ 88,000
Denver, Colorado 55 $ 7,039,000 $ 127,981 $ 112,000
Vanderburgh, Indiana 55 $ 7,907,000 $ 143,763 $ 67,000
Orange, Florida 52 $ 7,293,000 $ 140,250 $ 102,000
Jefferson, Colorado 51 $ 6,281,000 $ 123,156 $ 102,000
Anoka, Minnesota 51 $ 6,074,000 $ 119,098 $ 83,000
Pima, Arizona 50 $ 4,037,000 $ 80,740 $ 91,000
Arapahoe, Colorado 49 $ 7,963,000 $ 162,510 $ 110,000
Habersham, Georgia 49 $ 7,009,000 $ 143,040 $ 55,000
Allegheny, Pennsylvania 49 $ 2,825,000 $ 57,653 $ 85,000
Lancaster, Pennsylvania 49 $ 6,575,000 $ 134,183 $ 93,000
Douglas, Colorado 48 $ 7,179,000 $ 149,562 $ 135,000
El Paso, Colorado 48 $ 4,674,000 $ 97,375 $ 83,000
Thurston, Washington 48 $ 9,110,000 $ 189,791 $ 74,000
Barnstable, Massachusetts 47 $ 11,466,000 $ 243,957 $ 107,000
Merrimack, New Hampshire 47 $ 7,496,000 $ 159,489 $ 68,000
Wake, North Carolina 47 $ 6,571,000 $ 139,808 $ 67,000
Kent, Rhode Island 47 $ 8,006,000 $ 170,340 $ 72,000
Racine, Wisconsin 47 $ 5,222,000 $ 111,106 $ 88,000
Palm Beach, Florida 46 $ 6,897,000 $ 149,934 $ 165,000
Marion, Indiana 45 $ 3,592,000 $ 79,822 $ 86,000
Alameda, California 44 $ 8,129,000 $ 184,750 $ 134,000
Marion, Florida 44 $ 6,552,000 $ 148,909 $ 69,000
Santa Rosa, Florida 44 $ 6,726,000 $ 152,863 $ 79,000
Sarasota, Florida 44 $ 5,776,000 $ 131,272 $ 90,000
Oklahoma, Oklahoma 43 $ 2,815,000 $ 65,465 $ 96,000
Philadelphia, Pennsylvania 43 $ 7,817,000 $ 181,790 $ 117,000
Fairfield, Connecticut 42 $ 7,881,000 $ 187,642 $ 133,000
Troup, Georgia 42 $ 4,937,000 $ 117,547 $ 66,000
Washington, Minnesota 42 $ 4,538,000 $ 108,047 $ 101,000
Columbia, Oregon 42 $ 8,534,000 $ 203,190 $ 80,000
Linn, Oregon 42 $ 6,767,000 $ 161,119 $ 61,000
Denton, Texas 42 $ 5,481,000 $ 130,500 $ 74,000
District of Columbia, District Of Columbia 40 $ 13,635,000 $ 340,875 $ 147,000
Indian River, Florida 40 $ 6,319,000 $ 157,975 $ 57,000
Walton, Georgia 38 $ 6,659,000 $ 175,236 $ 108,000
Klamath, Oregon 38 $ 6,738,000 $ 177,315 $ 65,000
Macomb, Michigan 37 $ 2,937,000 $ 79,378 $ 75,000
Davis, Utah 37 $ 2,315,000 $ 62,567 $ 82,000
Yakima, Washington 37 $ 4,520,000 $ 122,162 $ 51,000
Dawson, Georgia 35 $ 7,020,000 $ 200,571 $ 81,000
Kern, California 34 $ 6,985,000 $ 205,441 $ 98,000
Volusia, Florida 34 $ 5,880,000 $ 172,941 $ 53,000
Flathead, Montana 34 $ 7,415,000 $ 218,088 $ 113,000
Durham, North Carolina 34 $ 3,343,000 $ 98,323 $ 59,000
Santa Clara, California 33 $ 9,434,000 $ 285,878 $ 140,000
Adams, Colorado 33 $ 3,926,000 $ 118,969 $ 96,000
Suffolk, New York 33 $ 2,745,000 $ 83,181 $ 117,000
Josephine, Oregon 33 $ 7,357,000 $ 222,939 $ 69,000
Hamilton, Indiana 32 $ 3,151,000 $ 98,468 $ 132,000
Wayne, Michigan 32 $ 1,919,000 $ 59,968 $ 78,000
Nassau, New York 32 $ 2,804,000 $ 87,625 $ 141,000
Hamilton, Ohio 32 $ 1,890,000 $ 59,062 $ 89,000
Cumberland, Pennsylvania 32 $ 7,885,000 $ 246,406 $ 117,000
Shelby, Tennessee 32 $ 4,104,000 $ 128,250 $ 93,000
Outagamie, Wisconsin 32 $ 1,639,000 $ 51,218 $ 72,000
Rock, Wisconsin 32 $ 2,735,000 $ 85,468 $ 63,000
Fayette, Georgia 30 $ 4,820,000 $ 160,666 $ 104,000
Lake, Indiana 30 $ 2,763,000 $ 92,100 $ 72,000
Hampden, Massachusetts 30 $ 4,110,000 $ 137,000 $ 58,000
Clarke, Georgia 29 $ 3,339,000 $ 115,137 $ 107,000
Scott, Minnesota 29 $ 2,886,000 $ 99,517 $ 78,000
Prince William, Virginia 29 $ 7,421,000 $ 255,896 $ 101,000
Brown, Wisconsin 29 $ 1,329,000 $ 45,827 $ 67,000
Marathon, Wisconsin 29 $ 2,532,000 $ 87,310 $ 56,000
Sacramento, California 28 $ 5,411,000 $ 193,250 $ 111,000
Citrus, Florida 28 $ 4,027,000 $ 143,821 $ 56,000
Boone, Illinois 28 $ 4,904,000 $ 175,142 $ 76,000
Kendall, Illinois 28 $ 4,654,000 $ 166,214 $ 92,000
Baltimore, Maryland 28 $ 4,594,000 $ 164,071 $ 88,000
Jackson, Missouri 28 $ 1,735,000 $ 61,964 $ 83,000
Queens, New York 28 $ 3,044,000 $ 108,714 $ 135,000
Seminole, Florida 27 $ 3,319,000 $ 122,925 $ 95,000
Coweta, Georgia 27 $ 3,265,000 $ 120,925 $ 70,000
Lumpkin, Georgia 27 $ 4,203,000 $ 155,666 $ 83,000
Atlantic, New Jersey 27 $ 8,600,000 $ 318,518 $ 115,000
Ellis, Texas 27 $ 2,924,000 $ 108,296 $ 94,000
Hernando, Florida 26 $ 3,008,000 $ 115,692 $ 60,000
Pasco, Florida 26 $ 2,104,000 $ 80,923 $ 119,000
Ada, Idaho 26 $ 3,934,000 $ 151,307 $ 68,000
Johnson, Kansas 26 $ 2,453,000 $ 94,346 $ 101,000
Wright, Minnesota 26 $ 4,281,000 $ 164,653 $ 109,000
Franklin, Ohio 26 $ 1,482,000 $ 57,000 $ 121,000
Yamhill, Oregon 26 $ 4,966,000 $ 191,000 $ 74,000
Benton, Washington 26 $ 3,684,000 $ 141,692 $ 48,000
Franklin, Washington 26 $ 3,401,000 $ 130,807 $ 68,000
Sheboygan, Wisconsin 26 $ 1,638,000 $ 63,000 $ 67,000
Okaloosa, Florida 25 $ 4,466,000 $ 178,640 $ 80,000
Clayton, Georgia 25 $ 2,435,000 $ 97,400 $ 64,000
St. Louis City, Missouri 25 $ 2,025,000 $ 81,000 $ 65,000
Strafford, New Hampshire 25 $ 4,708,000 $ 188,320 $ 78,000
York, Pennsylvania 25 $ 4,715,000 $ 188,600 $ 124,000
St. Johns, Florida 24 $ 4,981,000 $ 207,541 $ 122,000
York, Maine 24 $ 3,211,000 $ 133,791 $ 94,000
Jefferson, Missouri 24 $ 1,903,000 $ 79,291 $ 64,000
Lancaster, Nebraska 24 $ 862,000 $ 35,916 $ 90,000
Sandoval, New Mexico 24 $ 1,883,000 $ 78,458 $ 82,000
New London, Connecticut 23 $ 3,545,000 $ 154,130 $ 71,000
DeKalb, Illinois 23 $ 3,530,000 $ 153,478 $ 74,000
Howard, Maryland 23 $ 5,521,000 $ 240,043 $ 128,000
Skagit, Washington 23 $ 4,398,000 $ 191,217 $ 76,000
Windham, Connecticut 22 $ 3,265,000 $ 148,409 $ 73,000
Muscatine, Iowa 22 $ 2,147,000 $ 97,590 $ 45,000
Belknap, New Hampshire 22 $ 3,330,000 $ 151,363 $ 53,000
Benton, Oregon 22 $ 2,892,000 $ 131,454 $ 90,000
Weld, Colorado 21 $ 1,792,000 $ 85,333 $ 80,000
Bibb, Georgia 21 $ 1,448,000 $ 68,952 $ 85,000
White, Georgia 21 $ 3,519,000 $ 167,571 $ 102,000
Bonner, Idaho 21 $ 3,996,000 $ 190,285 $ 112,000
Warren, Ohio 21 $ 1,111,000 $ 52,904 $ 118,000
Virginia Beach, Virginia 21 $ 2,817,000 $ 134,142 $ 93,000
Green, Wisconsin 21 $ 3,035,000 $ 144,523 $ 92,000
Charlotte, Florida 20 $ 3,074,000 $ 153,700 $ 94,000
Paulding, Georgia 20 $ 1,591,000 $ 79,550 $ 90,000
Whiteside, Illinois 20 $ 2,169,000 $ 108,450 $ 47,000
Hendricks, Indiana 20 $ 2,069,000 $ 103,450 $ 126,000
Sherburne, Minnesota 20 $ 1,968,000 $ 98,400 $ 68,000
Butler, Ohio 20 $ 1,210,000 $ 60,500 $ 95,000
Hood River, Oregon 20 $ 4,346,000 $ 217,300 $ 86,000
Greenville, South Carolina 20 $ 1,526,000 $ 76,300 $ 82,000
Richland, South Carolina 20 $ 2,224,000 $ 111,200 $ 68,000
Smith, Texas 20 $ 2,036,000 $ 101,800 $ 49,000
Loudoun, Virginia 20 $ 4,604,000 $ 230,200 $ 148,000
Muscogee, Georgia 19 $ 1,377,000 $ 72,473 $ 73,000
Henderson, Kentucky 19 $ 2,540,000 $ 133,684 $ 55,000
Carver, Minnesota 19 $ 2,175,000 $ 114,473 $ 114,000
Cowlitz, Washington 19 $ 2,921,000 $ 153,736 $ 82,000
Mason, Washington 19 $ 2,764,000 $ 145,473 $ 63,000
Winnebago, Wisconsin 19 $ 789,000 $ 41,526 $ 56,000
Contra Costa, California 18 $ 4,170,000 $ 231,666 $ 164,000
Escambia, Florida 18 $ 2,144,000 $ 119,111 $ 76,000
Chatham, Georgia 18 $ 965,000 $ 53,611 $ 90,000
Henry, Georgia 18 $ 2,488,000 $ 138,222 $ 66,000
Canyon, Idaho 18 $ 2,232,000 $ 124,000 $ 60,000
Dubuque, Iowa 18 $ 1,565,000 $ 86,944 $ 75,000
Frederick, Maryland 18 $ 3,786,000 $ 210,333 $ 104,000
Douglas, Nebraska 18 $ 1,060,000 $ 58,888 $ 95,000
Buncombe, North Carolina 18 $ 1,573,000 $ 87,388 $ 70,000
Berks, Pennsylvania 18 $ 1,363,000 $ 75,722 $ 63,000
Jefferson, Wisconsin 18 $ 1,688,000 $ 93,777 $ 65,000
Fresno, California 17 $ 3,467,000 $ 203,941 $ 108,000
Rabun, Georgia 17 $ 4,805,000 $ 282,647 $ 99,000
Anne Arundel, Maryland 17 $ 3,446,000 $ 202,705 $ 91,000
Baltimore City, Maryland 17 $ 3,286,000 $ 193,294 $ 124,000
Clay, Missouri 17 $ 1,337,000 $ 78,647 $ 69,000
Polk, Oregon 17 $ 2,504,000 $ 147,294 $ 72,000
Washington, Rhode Island 17 $ 4,249,000 $ 249,941 $ 122,000
Spotsylvania, Virginia 17 $ 3,796,000 $ 223,294 $ 90,000
Grant, Washington 17 $ 2,511,000 $ 147,705 $ 62,000
San Joaquin, California 16 $ 1,887,000 $ 117,937 $ 113,000
Middlesex, Connecticut 16 $ 1,965,000 $ 122,812 $ 121,000
Tolland, Connecticut 16 $ 2,264,000 $ 141,500 $ 64,000
Flagler, Florida 16 $ 2,833,000 $ 177,062 $ 167,000
Lake, Florida 16 $ 1,184,000 $ 74,000 $ 102,000
Pinellas, Florida 16 $ 1,929,000 $ 120,562 $ 106,000
Walton, Florida 16 $ 2,791,000 $ 174,437 $ 85,000
Johnson, Indiana 16 $ 1,918,000 $ 119,875 $ 113,000
Curry, New Mexico 16 $ 2,080,000 $ 130,000 $ 73,000
Tulsa, Oklahoma 16 $ 1,642,000 $ 102,625 $ 214,000
Erie, Pennsylvania 16 $ 119,000 $ 7,437 $ 56,000
White, Tennessee 16 $ 1,173,000 $ 73,312 $ 39,000
Lewis, Washington 16 $ 3,188,000 $ 199,250 $ 65,000
Lincoln, Washington 16 $ 2,499,000 $ 156,187 $ 68,000
Kenosha, Wisconsin 16 $ 1,545,000 $ 96,562 $ 89,000
Shawano, Wisconsin 16 $ 957,000 $ 59,812 $ 75,000
Genesee, Michigan 15 $ 745,000 $ 49,666 $ 96,000
Santa Fe, New Mexico 15 $ 1,619,000 $ 107,933 $ 131,000
Guilford, North Carolina 15 $ 1,773,000 $ 118,200 $ 67,000
Johnston, North Carolina 15 $ 2,274,000 $ 151,600 $ 58,000
Spartanburg, South Carolina 15 $ 954,000 $ 63,600 $ 77,000
Harris, Texas 15 $ 1,504,000 $ 100,266 $ 131,000
Henrico, Virginia 15 $ 2,203,000 $ 146,866 $ 68,000
Westmoreland, Virginia 15 $ 2,268,000 $ 151,200 $ 71,000
Whatcom, Washington 15 $ 2,383,000 $ 158,866 $ 81,000
Walworth, Wisconsin 15 $ 1,455,000 $ 97,000 $ 116,000
Baldwin, Alabama 14 $ 2,665,000 $ 190,357 $ 66,000
Osceola, Florida 14 $ 1,758,000 $ 125,571 $ 96,000
Warrick, Indiana 14 $ 1,797,000 $ 128,357 $ 64,000
Story, Iowa 14 $ 1,420,000 $ 101,428 $ 67,000
Missoula, Montana 14 $ 3,407,000 $ 243,357 $ 121,000
Washington, Pennsylvania 14 $ 525,000 $ 37,500 $ 68,000
Overton, Tennessee 14 $ 1,114,000 $ 79,571 $ 32,000
Weber, Utah 14 $ 1,154,000 $ 82,428 $ 122,000
Chelan, Washington 14 $ 2,970,000 $ 212,142 $ 82,000
Walla Walla, Washington 14 $ 2,985,000 $ 213,214 $ 120,000
Fond du Lac, Wisconsin 14 $ 1,140,000 $ 81,428 $ 71,000
Leon, Florida 13 $ 1,846,000 $ 142,000 $ 88,000
Henry, Illinois 13 $ 1,424,000 $ 109,538 $ 54,000
Dallas, Iowa 13 $ 1,717,000 $ 132,076 $ 69,000
Charles, Maryland 13 $ 2,495,000 $ 191,923 $ 111,000
Ingham, Michigan 13 $ 1,974,000 $ 151,846 $ 151,000
Saratoga, New York 13 $ 840,000 $ 64,615 $ 103,000
Forsyth, North Carolina 13 $ 758,000 $ 58,307 $ 58,000
Clermont, Ohio 13 $ 777,000 $ 59,769 $ 66,000
Bucks, Pennsylvania 13 $ 1,917,000 $ 147,461 $ 113,000
Chesterfield, Virginia 13 $ 1,549,000 $ 119,153 $ 77,000
Columbia, Wisconsin 13 $ 1,101,000 $ 84,692 $ 70,000
Mobile, Alabama 12 $ 488,000 $ 40,666 $ 67,000
Placer, California 12 $ 1,837,000 $ 153,083 $ 199,000
Solano, California 12 $ 3,022,000 $ 251,833 $ 231,000
Litchfield, Connecticut 12 $ 1,283,000 $ 106,916 $ 82,000
Clay, Florida 12 $ 934,000 $ 77,833 $ 91,000
Ogle, Illinois 12 $ 1,314,000 $ 109,500 $ 65,000
Allen, Indiana 12 $ 468,000 $ 39,000 $ 75,000
Hamilton, Iowa 12 $ 789,000 $ 65,750 $ 43,000
Cumberland, Maine 12 $ 1,711,000 $ 142,583 $ 55,000
Harford, Maryland 12 $ 1,381,000 $ 115,083 $ 113,000
St. Louis, Minnesota 12 $ 751,000 $ 62,583 $ 73,000
Cheshire, New Hampshire 12 $ 1,588,000 $ 132,333 $ 49,000
Sullivan, New Hampshire 12 $ 1,712,000 $ 142,666 $ 94,000
Lincoln, Oregon 12 $ 2,003,000 $ 166,916 $ 121,000
Carbon, Pennsylvania 12 $ 1,202,000 $ 100,166 $ 60,000
Kaufman, Texas 12 $ 1,513,000 $ 126,083 $ 58,000
Larimer, Colorado 11 $ 1,488,000 $ 135,272 $ 107,000
Mesa, Colorado 11 $ 2,136,000 $ 194,181 $ 77,000
Douglas, Georgia 11 $ 1,313,000 $ 119,363 $ 95,000
Stephens, Georgia 11 $ 1,047,000 $ 95,181 $ 36,000
Bonneville, Idaho 11 $ 1,512,000 $ 137,454 $ 125,000
Des Moines, Iowa 11 $ 988,000 $ 89,818 $ 41,000
Linn, Iowa 11 $ 911,000 $ 82,818 $ 41,000
Jefferson, Kentucky 11 $ 899,000 $ 81,727 $ 106,000
Hampshire, Massachusetts 11 $ 2,204,000 $ 200,363 $ 83,000
Franklin, Missouri 11 $ 609,000 $ 55,363 $ 86,000
Washoe, Nevada 11 $ 3,275,000 $ 297,727 $ 104,000
Kings, New York 11 $ 1,304,000 $ 118,545 $ 127,000
Union, North Carolina 11 $ 960,000 $ 87,272 $ 96,000
Cuyahoga, Ohio 11 $ 722,000 $ 65,636 $ 124,000
Canadian, Oklahoma 11 $ 607,000 $ 55,181 $ 91,000
Luzerne, Pennsylvania 11 $ 1,211,000 $ 110,090 $ 78,000
Davidson, Tennessee 11 $ 430,000 $ 39,090 $ 61,000
Washington, Utah 11 $ 575,000 $ 52,272 $ 102,000
Chesapeake, Virginia 11 $ 1,793,000 $ 163,000 $ 75,000
Frederick, Virginia 11 $ 1,812,000 $ 164,727 $ 99,000
Douglas, Washington 11 $ 2,500,000 $ 227,272 $ 78,000
Grays Harbor, Washington 11 $ 1,399,000 $ 127,181 $ 49,000
Island, Washington 11 $ 2,751,000 $ 250,090 $ 75,000
Dodge, Wisconsin 11 $ 957,000 $ 87,000 $ 58,000
St. Croix, Wisconsin 11 $ 1,036,000 $ 94,181 $ 75,000
Jefferson, Alabama 10 $ 707,000 $ 70,700 $ 151,000
Boulder, Colorado 10 $ 900,000 $ 90,000 $ 119,000
New Castle, Delaware 10 $ 1,348,000 $ 134,800 $ 93,000
Newton, Georgia 10 $ 669,000 $ 66,900 $ 51,000
Pickens, Georgia 10 $ 1,885,000 $ 188,500 $ 139,000
Kankakee, Illinois 10 $ 964,000 $ 96,400 $ 53,000
Madison, Illinois 10 $ 522,000 $ 52,200 $ 86,000
Elkhart, Indiana 10 $ 961,000 $ 96,100 $ 66,000
Boone, Kentucky 10 $ 840,000 $ 84,000 $ 64,000
Kenton, Kentucky 10 $ 446,000 $ 44,600 $ 64,000
Oldham, Kentucky 10 $ 1,322,000 $ 132,200 $ 91,000
Grafton, New Hampshire 10 $ 1,360,000 $ 136,000 $ 77,000
Union, New Jersey 10 $ 1,532,000 $ 153,200 $ 101,000
Onondaga, New York 10 $ 354,000 $ 35,400 $ 45,000
New Hanover, North Carolina 10 $ 833,000 $ 83,300 $ 113,000
Wilkes, North Carolina 10 $ 1,295,000 $ 129,500 $ 57,000
Stark, Ohio 10 $ 335,000 $ 33,500 $ 69,000
Summit, Ohio 10 $ 512,000 $ 51,200 $ 88,000
Crook, Oregon 10 $ 1,550,000 $ 155,000 $ 72,000
Jefferson, Oregon 10 $ 1,673,000 $ 167,300 $ 55,000
Tillamook, Oregon 10 $ 1,442,000 $ 144,200 $ 67,000
Umatilla, Oregon 10 $ 1,294,000 $ 129,400 $ 65,000
Lehigh, Pennsylvania 10 $ 1,410,000 $ 141,000 $ 98,000
Bexar, Texas 10 $ 1,325,000 $ 132,500 $ 86,000
Arlington, Virginia 10 $ 2,413,000 $ 241,300 $ 118,000
Manitowoc, Wisconsin 10 $ 422,000 $ 42,200 $ 64,000
Sauk, Wisconsin 10 $ 657,000 $ 65,700 $ 63,000
Amador, California 9 $ 3,260,000 $ 362,222 $ 135,000
Stanislaus, California 9 $ 1,328,000 $ 147,555 $ 96,000
Morgan, Georgia 9 $ 1,681,000 $ 186,777 $ 92,000
Mercer, Illinois 9 $ 891,000 $ 99,000 $ 65,000
St. Clair, Illinois 9 $ 767,000 $ 85,222 $ 62,000
Warren, Illinois 9 $ 609,000 $ 67,666 $ 53,000
Boone, Indiana 9 $ 873,000 $ 97,000 $ 65,000
Carroll, Maryland 9 $ 2,186,000 $ 242,888 $ 71,000
Washtenaw, Michigan 9 $ 1,355,000 $ 150,555 $ 79,000
Olmsted, Minnesota 9 $ 382,000 $ 42,444 $ 75,000
Dona Ana, New Mexico 9 $ 803,000 $ 89,222 $ 64,000
Portage, Ohio 9 $ 624,000 $ 69,333 $ 75,000
Clatsop, Oregon 9 $ 1,798,000 $ 199,777 $ 187,000
Coos, Oregon 9 $ 1,490,000 $ 165,555 $ 41,000
Wasco, Oregon 9 $ 1,148,000 $ 127,555 $ 83,000
Northampton, Pennsylvania 9 $ 1,166,000 $ 129,555 $ 94,000
Knox, Tennessee 9 $ 828,000 $ 92,000 $ 75,000
Tooele, Utah 9 $ 475,000 $ 52,777 $ 85,000
Fauquier, Virginia 9 $ 2,135,000 $ 237,222 $ 142,000
Stafford, Virginia 9 $ 2,194,000 $ 243,777 $ 89,000
Warren, Virginia 9 $ 1,264,000 $ 140,444 $ 99,000
Natrona, Wyoming 9 $ 1,070,000 $ 118,888 $ 55,000
Monterey, California 8 $ 1,643,000 $ 205,375 $ 130,000
San Mateo, California 8 $ 1,465,000 $ 183,125 $ 124,000
Shasta, California 8 $ 1,702,000 $ 212,750 $ 81,000
Grundy, Illinois 8 $ 905,000 $ 113,125 $ 73,000
Lafayette, Louisiana 8 $ 280,000 $ 35,000 $ 76,000
Kalamazoo, Michigan 8 $ 561,000 $ 70,125 $ 92,000
Carroll, New Hampshire 8 $ 1,396,000 $ 174,500 $ 56,000
Albany, New York 8 $ 499,000 $ 62,375 $ 86,000
Westchester, New York 8 $ 920,000 $ 115,000 $ 177,000
Gaston, North Carolina 8 $ 909,000 $ 113,625 $ 90,000
Nash, North Carolina 8 $ 1,249,000 $ 156,125 $ 45,000
Greene, Ohio 8 $ 553,000 $ 69,125 $ 97,000
Lake, Ohio 8 $ 322,000 $ 40,250 $ 53,000
Montgomery, Ohio 8 $ 267,000 $ 33,375 $ 78,000
Butler, Pennsylvania 8 $ 460,000 $ 57,500 $ 89,000
Dauphin, Pennsylvania 8 $ 835,000 $ 104,375 $ 96,000
Westmoreland, Pennsylvania 8 $ 424,000 $ 53,000 $ 89,000
Beaufort, South Carolina 8 $ 974,000 $ 121,750 $ 178,000
Lexington, South Carolina 8 $ 501,000 $ 62,625 $ 67,000
York, South Carolina 8 $ 543,000 $ 67,875 $ 65,000
Norfolk, Virginia 8 $ 1,147,000 $ 143,375 $ 91,000
Portsmouth, Virginia 8 $ 1,274,000 $ 159,250 $ 67,000
Calumet, Wisconsin 8 $ 267,000 $ 33,375 $ 72,000
Waupaca, Wisconsin 8 $ 264,000 $ 33,000 $ 56,000
Benton, Arkansas 7 $ 409,000 $ 58,428 $ 108,000
Mississippi, Arkansas 7 $ 551,000 $ 78,714 $ 45,000
Manatee, Florida 7 $ 1,295,000 $ 185,000 $ 82,000
Bartow, Georgia 7 $ 618,000 $ 88,285 $ 69,000
Bryan, Georgia 7 $ 507,000 $ 72,428 $ 90,000
Putnam, Georgia 7 $ 895,000 $ 127,857 $ 115,000
Twin Falls, Idaho 7 $ 1,236,000 $ 176,571 $ 79,000
Cerro Gordo, Iowa 7 $ 792,000 $ 113,142 $ 48,000
Pottawattamie, Iowa 7 $ 516,000 $ 73,714 $ 22,000
Warren, Iowa 7 $ 930,000 $ 132,857 $ 47,000
Washington, Iowa 7 $ 925,000 $ 132,142 $ 63,000
Leavenworth, Kansas 7 $ 487,000 $ 69,571 $ 70,000
East Baton Rouge, Louisiana 7 $ 250,000 $ 35,714 $ 96,000
St. Tammany, Louisiana 7 $ 677,000 $ 96,714 $ 81,000
Dukes, Massachusetts 7 $ 2,227,000 $ 318,142 $ 246,000
Kent, Michigan 7 $ 208,000 $ 29,714 $ 71,000
Ottawa, Michigan 7 $ 555,000 $ 79,285 $ 67,000
Stearns, Minnesota 7 $ 564,000 $ 80,571 $ 69,000
Cass, Missouri 7 $ 412,000 $ 58,857 $ 66,000
Warren, Missouri 7 $ 865,000 $ 123,571 $ 84,000
Gallatin, Montana 7 $ 1,799,000 $ 257,000 $ 63,000
Lincoln, Montana 7 $ 1,412,000 $ 201,714 $ 117,000
Sarpy, Nebraska 7 $ 494,000 $ 70,571 $ 114,000
Middlesex, New Jersey 7 $ 1,758,000 $ 251,142 $ 80,000
Rensselaer, New York 7 $ 258,000 $ 36,857 $ 94,000
Henderson, North Carolina 7 $ 574,000 $ 82,000 $ 60,000
Orange, North Carolina 7 $ 2,487,000 $ 355,285 $ 146,000
Delaware, Ohio 7 $ 459,000 $ 65,571 $ 122,000
Lucas, Ohio 7 $ 276,000 $ 39,428 $ 108,000
Newport, Rhode Island 7 $ 2,203,000 $ 314,714 $ 101,000
Florence, South Carolina 7 $ 821,000 $ 117,285 $ 43,000
Williamson, Tennessee 7 $ 1,012,000 $ 144,571 $ 204,000
Alexandria, Virginia 7 $ 2,027,000 $ 289,571 $ 126,000
Shenandoah, Virginia 7 $ 981,000 $ 140,142 $ 57,000
Okanogan, Washington 7 $ 1,100,000 $ 157,142 $ 82,000
Whitman, Washington 7 $ 916,000 $ 130,857 $ 69,000
Grant, Wisconsin 7 $ 1,005,000 $ 143,571 $ 75,000
Wood, Wisconsin 7 $ 435,000 $ 62,142 $ 66,000
Shelby, Alabama 6 $ 497,000 $ 82,833 $ 134,000
Apache, Arizona 6 $ 1,299,000 $ 216,500 $ 208,000
Coconino, Arizona 6 $ 1,094,000 $ 182,333 $ 81,000
San Francisco, California 6 $ 1,435,000 $ 239,166 $ 64,000
Banks, Georgia 6 $ 858,000 $ 143,000 $ 74,000
Columbia, Georgia 6 $ 216,000 $ 36,000 $ 79,000
Houston, Georgia 6 $ 150,000 $ 25,000 $ 62,000
Webster, Iowa 6 $ 574,000 $ 95,666 $ 47,000
Jefferson, Louisiana 6 $ 252,000 $ 42,000 $ 112,000
Kennebec, Maine 6 $ 600,000 $ 100,000 $ 74,000
Berkshire, Massachusetts 6 $ 653,000 $ 108,833 $ 69,000
Crow Wing, Minnesota 6 $ 471,000 $ 78,500 $ 110,000
Goodhue, Minnesota 6 $ 341,000 $ 56,833 $ 72,000
Isanti, Minnesota 6 $ 488,000 $ 81,333 $ 66,000
Christian, Missouri 6 $ 367,000 $ 61,166 $ 82,000
Lincoln, Missouri 6 $ 290,000 $ 48,333 $ 91,000
St. Francois, Missouri 6 $ 478,000 $ 79,666 $ 38,000
Sanders, Montana 6 $ 1,446,000 $ 241,000 $ 87,000
Cape May, New Jersey 6 $ 1,486,000 $ 247,666 $ 166,000
Essex, New Jersey 6 $ 1,984,000 $ 330,666 $ 173,000
Ocean, New Jersey 6 $ 1,213,000 $ 202,166 $ 79,000
Valencia, New Mexico 6 $ 268,000 $ 44,666 $ 70,000
Bronx, New York 6 $ 721,000 $ 120,166 $ 170,000
Cumberland, North Carolina 6 $ 435,000 $ 72,500 $ 39,000
Onslow, North Carolina 6 $ 664,000 $ 110,666 $ 72,000
Medina, Ohio 6 $ 218,000 $ 36,333 $ 108,000
Cleveland, Oklahoma 6 $ 283,000 $ 47,166 $ 129,000
Monroe, Pennsylvania 6 $ 455,000 $ 75,833 $ 61,000
Horry, South Carolina 6 $ 731,000 $ 121,833 $ 110,000
El Paso, Texas 6 $ 705,000 $ 117,500 $ 94,000
Parker, Texas 6 $ 1,287,000 $ 214,500 $ 185,000
Williamson, Texas 6 $ 759,000 $ 126,500 $ 126,000
Windham, Vermont 6 $ 1,131,000 $ 188,500 $ 56,000
Caroline, Virginia 6 $ 611,000 $ 101,833 $ 86,000
Hampton, Virginia 6 $ 600,000 $ 100,000 $ 45,000
Kittitas, Washington 6 $ 1,365,000 $ 227,500 $ 72,000
Klickitat, Washington 6 $ 1,569,000 $ 261,500 $ 66,000
Lincoln, Wisconsin 6 $ 526,000 $ 87,666 $ 59,000
Oneida, Wisconsin 6 $ 385,000 $ 64,166 $ 134,000
Gila, Arizona 5 $ 1,091,000 $ 218,200 $ 321,000
Broomfield, Colorado 5 $ 481,000 $ 96,200 $ 95,000
Collier, Florida 5 $ 913,000 $ 182,600 $ 78,000
Carroll, Georgia 5 $ 362,000 $ 72,400 $ 82,000
Catoosa, Georgia 5 $ 310,000 $ 62,000 $ 159,000
Franklin, Georgia 5 $ 457,000 $ 91,400 $ 60,000
Greene, Georgia 5 $ 2,192,000 $ 438,400 $ 153,000
Rockdale, Georgia 5 $ 683,000 $ 136,600 $ 56,000
Honolulu, Hawaii 5 $ 755,000 $ 151,000 $ 137,000
Benewah, Idaho 5 $ 552,000 $ 110,400 $ 52,000
Carroll, Illinois 5 $ 363,000 $ 72,600 $ 46,000
Henderson, Illinois 5 $ 311,000 $ 62,200 $ 16,000
LaSalle, Illinois 5 $ 641,000 $ 128,200 $ 49,000
Macon, Illinois 5 $ 468,000 $ 93,600 $ 49,000
Monroe, Illinois 5 $ 226,000 $ 45,200 $ 76,000
Stephenson, Illinois 5 $ 634,000 $ 126,800 $ 56,000
Hancock, Indiana 5 $ 835,000 $ 167,000 $ 81,000
Porter, Indiana 5 $ 464,000 $ 92,800 $ 90,000
Clinton, Iowa 5 $ 531,000 $ 106,200 $ 48,000
Jasper, Iowa 5 $ 435,000 $ 87,000 $ 39,000
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Mortgage Loan Application Detail Totals for Guaranty Bank, FSB in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 11,541 $2,060,064,000 $178,000 $1,500,000 $86,000 $3,600,000
Refinancing 9,011 $1,461,279,000 $162,000 $1,942,000 $97,000 $2,947,000
Home Improvement 2,890 $261,303,000 $90,000 $1,154,000 $94,000 $895,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 17,618 $2,837,189,000 $161,000 $1,942,000 $93,000 $3,600,000
Hispanic 2,047 $335,717,000 $164,000 $1,000,000 $77,000 $696,000
Black or African American 1,678 $260,140,000 $155,000 $788,000 $78,000 $825,000
Not Provided 1,199 $153,518,000 $128,000 $1,181,000 $90,000 $1,013,000
Asian 736 $167,981,000 $228,000 $1,415,000 $112,000 $2,543,000
American Indian or Alaskan Native 85 $13,457,000 $158,000 $970,000 $79,000 $247,000
Native Hawaiian or Other Pacific Islander 79 $14,644,000 $185,000 $508,000 $103,000 $468,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 21,875 $3,508,939,000 $160,000 $1,942,000 $93,000 $3,600,000
FHA-insured (Federal Housing Administration) 1,173 $195,106,000 $166,000 $368,000 $63,000 $514,000
VA-guaranteed (Veterans Administration) 380 $76,230,000 $200,000 $417,000 $62,000 $229,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 14 $2,371,000 $169,000 $196,000 $44,000 $60,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 23,442 $3,782,646,000 $161,000 $1,942,000 $91,000 $3,600,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Originated 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranty Bank, FSB's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Guaranty Bank, FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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