Guidance Residential, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Guidance Residential, Llc 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guidance Residential, Llc 11107 Sunset Hills Road, Stes 100 & 200 Wilmington, DE 20190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,969 |
| Total Mortgage Loan Application Amount | $436,418,000 |
| Average Mortgage Loan Application Amount | $225,027 |
| Highest Mortgage Loan Application Amount | $950,000 |
| Average Applicant Income | $91,108 |
| Highest Applicant Income | $1,167,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Guidance Residential, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guidance Residential, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Guidance Residential, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guidance Residential, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Guidance Residential, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guidance Residential, Llc's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 172 | $ 37,527,000 | $ 218,000 | $ 88,000 |
| Wayne County Michigan | 96 | $ 15,324,000 | $ 159,000 | $ 63,000 |
| DuPage County Illinois | 95 | $ 19,402,000 | $ 204,000 | $ 81,000 |
| Middlesex County New Jersey | 70 | $ 17,961,000 | $ 256,000 | $ 82,000 |
| Orange County Florida | 56 | $ 11,989,000 | $ 214,000 | $ 80,000 |
| Fairfax County Virginia | 50 | $ 13,152,000 | $ 263,000 | $ 92,000 |
| Baltimore County Maryland | 42 | $ 8,237,000 | $ 196,000 | $ 71,000 |
| Oakland County Michigan | 40 | $ 9,226,000 | $ 230,000 | $ 74,000 |
| Queens County New York | 39 | $ 12,642,000 | $ 324,000 | $ 102,000 |
| Prince George's County Maryland | 37 | $ 8,753,000 | $ 236,000 | $ 73,000 |
| Hennepin County Minnesota | 36 | $ 6,620,000 | $ 183,000 | $ 62,000 |
| Cuyahoga County Ohio | 33 | $ 4,735,000 | $ 143,000 | $ 54,000 |
| Will County Illinois | 32 | $ 7,047,000 | $ 220,000 | $ 69,000 |
| Broward County Florida | 31 | $ 7,366,000 | $ 237,000 | $ 80,000 |
| Anoka County Minnesota | 31 | $ 6,263,000 | $ 202,000 | $ 67,000 |
| Wake County North Carolina | 27 | $ 4,090,000 | $ 151,000 | $ 78,000 |
| Montgomery County Maryland | 26 | $ 7,873,000 | $ 302,000 | $ 79,000 |
| Hillsborough County Florida | 25 | $ 4,551,000 | $ 182,000 | $ 76,000 |
| Essex County New Jersey | 23 | $ 4,160,000 | $ 180,000 | $ 66,000 |
| Nassau County New York | 23 | $ 6,945,000 | $ 301,000 | $ 117,000 |
| Philadelphia County Pennsylvania | 22 | $ 3,161,000 | $ 143,000 | $ 82,000 |
| Franklin County Ohio | 21 | $ 3,134,000 | $ 149,000 | $ 54,000 |
| Duval County Florida | 20 | $ 4,336,000 | $ 216,000 | $ 69,000 |
| Palm Beach County Florida | 20 | $ 5,652,000 | $ 282,000 | $ 107,000 |
| Baltimore City County Maryland | 19 | $ 2,216,000 | $ 116,000 | $ 60,000 |
| Bergen County New Jersey | 19 | $ 5,594,000 | $ 294,000 | $ 86,000 |
| Los Angeles County California | 18 | $ 5,719,000 | $ 317,000 | $ 85,000 |
| Mercer County New Jersey | 18 | $ 3,207,000 | $ 178,000 | $ 100,000 |
| Alameda County California | 17 | $ 6,160,000 | $ 362,000 | $ 97,000 |
| Osceola County Florida | 17 | $ 2,966,000 | $ 174,000 | $ 96,000 |
| Somerset County New Jersey | 17 | $ 5,169,000 | $ 304,000 | $ 128,000 |
| Kings County New York | 17 | $ 5,764,000 | $ 339,000 | $ 102,000 |
| Ramsey County Minnesota | 16 | $ 3,164,000 | $ 197,000 | $ 59,000 |
| Orange County California | 15 | $ 5,346,000 | $ 356,000 | $ 115,000 |
| Howard County Maryland | 15 | $ 4,072,000 | $ 271,000 | $ 83,000 |
| Suffolk County New York | 15 | $ 3,973,000 | $ 264,000 | $ 99,000 |
| Delaware County Pennsylvania | 15 | $ 1,343,000 | $ 89,000 | $ 30,000 |
| Miami-Dade County Florida | 14 | $ 2,739,000 | $ 195,000 | $ 59,000 |
| Hudson County New Jersey | 14 | $ 4,374,000 | $ 312,000 | $ 105,000 |
| Passaic County New Jersey | 14 | $ 3,811,000 | $ 272,000 | $ 66,000 |
| Prince William County Virginia | 14 | $ 2,936,000 | $ 209,000 | $ 56,000 |
| Sacramento County California | 13 | $ 4,015,000 | $ 308,000 | $ 86,000 |
| Santa Clara County California | 13 | $ 5,161,000 | $ 397,000 | $ 126,000 |
| Gwinnett County Georgia | 13 | $ 2,449,000 | $ 188,000 | $ 65,000 |
| Washtenaw County Michigan | 13 | $ 2,641,000 | $ 203,000 | $ 75,000 |
| San Bernardino County California | 12 | $ 3,343,000 | $ 278,000 | $ 53,000 |
| Fulton County Georgia | 12 | $ 3,145,000 | $ 262,000 | $ 83,000 |
| Middlesex County Massachusetts | 12 | $ 3,454,000 | $ 287,000 | $ 82,000 |
| Seminole County Florida | 11 | $ 2,324,000 | $ 211,000 | $ 101,000 |
| San Diego County California | 10 | $ 2,580,000 | $ 258,000 | $ 92,000 |
| Pinellas County Florida | 10 | $ 1,640,000 | $ 164,000 | $ 66,000 |
| Charles County Maryland | 10 | $ 2,778,000 | $ 277,000 | $ 132,000 |
| Genesee County Michigan | 10 | $ 1,696,000 | $ 169,000 | $ 113,000 |
| Bronx County New York | 10 | $ 2,452,000 | $ 245,000 | $ 89,000 |
| Loudoun County Virginia | 10 | $ 3,034,000 | $ 303,000 | $ 80,000 |
| Dakota County Minnesota | 9 | $ 1,901,000 | $ 211,000 | $ 73,000 |
| Butler County Ohio | 9 | $ 1,645,000 | $ 182,000 | $ 113,000 |
| Northampton County Pennsylvania | 9 | $ 1,964,000 | $ 218,000 | $ 100,000 |
| Bay County Florida | 8 | $ 2,193,000 | $ 274,000 | $ 319,000 |
| Lake County Illinois | 8 | $ 1,715,000 | $ 214,000 | $ 81,000 |
| Richmond County New York | 8 | $ 2,211,000 | $ 276,000 | $ 106,000 |
| Henrico County Virginia | 8 | $ 2,003,000 | $ 250,000 | $ 78,000 |
| Anne Arundel County Maryland | 7 | $ 1,821,000 | $ 260,000 | $ 75,000 |
| Monmouth County New Jersey | 7 | $ 1,900,000 | $ 271,000 | $ 139,000 |
| Riverside County California | 6 | $ 1,821,000 | $ 303,000 | $ 84,000 |
| Lake County Florida | 6 | $ 1,264,000 | $ 210,000 | $ 220,000 |
| Kane County Illinois | 6 | $ 1,405,000 | $ 234,000 | $ 66,000 |
| Frederick County Maryland | 6 | $ 1,590,000 | $ 265,000 | $ 87,000 |
| Norfolk County Massachusetts | 6 | $ 1,699,000 | $ 283,000 | $ 111,000 |
| Washington County Minnesota | 6 | $ 1,668,000 | $ 278,000 | $ 87,000 |
| St. Louis County Missouri | 6 | $ 1,222,000 | $ 203,000 | $ 114,000 |
| Morris County New Jersey | 6 | $ 1,703,000 | $ 283,000 | $ 93,000 |
| Mecklenburg County North Carolina | 6 | $ 1,034,000 | $ 172,000 | $ 72,000 |
| Montgomery County Ohio | 6 | $ 1,697,000 | $ 282,000 | $ 149,000 |
| Allegheny County Pennsylvania | 6 | $ 1,087,000 | $ 181,000 | $ 77,000 |
| Montgomery County Pennsylvania | 6 | $ 1,192,000 | $ 198,000 | $ 74,000 |
| Pasco County Florida | 5 | $ 1,160,000 | $ 232,000 | $ 137,000 |
| Polk County Florida | 5 | $ 770,000 | $ 154,000 | $ 36,000 |
| Cobb County Georgia | 5 | $ 984,000 | $ 196,000 | $ 94,000 |
| DeKalb County Georgia | 5 | $ 767,000 | $ 153,000 | $ 63,000 |
| Kendall County Illinois | 5 | $ 1,032,000 | $ 206,000 | $ 80,000 |
| Peoria County Illinois | 5 | $ 831,000 | $ 166,000 | $ 69,000 |
| Macomb County Michigan | 5 | $ 683,000 | $ 136,000 | $ 55,000 |
| Atlantic County New Jersey | 5 | $ 521,000 | $ 104,000 | $ 57,000 |
| Burlington County New Jersey | 5 | $ 983,000 | $ 196,000 | $ 63,000 |
| Summit County Ohio | 5 | $ 912,000 | $ 182,000 | $ 58,000 |
| Bucks County Pennsylvania | 5 | $ 1,097,000 | $ 219,000 | $ 83,000 |
| Contra Costa County California | 4 | $ 1,029,000 | $ 257,000 | $ 69,000 |
| Brevard County Florida | 4 | $ 865,000 | $ 216,000 | $ 75,000 |
| Leon County Florida | 4 | $ 542,000 | $ 135,000 | $ 71,000 |
| Volusia County Florida | 4 | $ 1,012,000 | $ 253,000 | $ 145,000 |
| Champaign County Illinois | 4 | $ 445,000 | $ 111,000 | $ 55,000 |
| Bristol County Massachusetts | 4 | $ 1,221,000 | $ 305,000 | $ 159,000 |
| Ingham County Michigan | 4 | $ 882,000 | $ 220,000 | $ 83,000 |
| Scott County Minnesota | 4 | $ 858,000 | $ 214,000 | $ 64,000 |
| Albany County New York | 4 | $ 597,000 | $ 149,000 | $ 55,000 |
| Westchester County New York | 4 | $ 1,463,000 | $ 365,000 | $ 94,000 |
| Durham County North Carolina | 4 | $ 456,000 | $ 114,000 | $ 57,000 |
| Lucas County Ohio | 4 | $ 444,000 | $ 111,000 | $ 70,000 |
| Alexandria County Virginia | 4 | $ 831,000 | $ 207,000 | $ 81,000 |
| Chesterfield County Virginia | 4 | $ 753,000 | $ 188,000 | $ 58,000 |
| Monterey County California | 3 | $ 843,000 | $ 281,000 | $ 178,000 |
| San Joaquin County California | 3 | $ 1,016,000 | $ 338,000 | $ 130,000 |
| Manatee County Florida | 3 | $ 587,000 | $ 195,000 | $ 434,000 |
| St. Lucie County Florida | 3 | $ 374,000 | $ 124,000 | $ 87,000 |
| Oconee County Georgia | 3 | $ 924,000 | $ 308,000 | $ 180,000 |
| Macon County Illinois | 3 | $ 526,000 | $ 175,000 | $ 283,000 |
| Winnebago County Illinois | 3 | $ 427,000 | $ 142,000 | $ 112,000 |
| Essex County Massachusetts | 3 | $ 924,000 | $ 308,000 | $ 98,000 |
| Suffolk County Massachusetts | 3 | $ 669,000 | $ 223,000 | $ 37,000 |
| Olmsted County Minnesota | 3 | $ 409,000 | $ 136,000 | $ 56,000 |
| Camden County New Jersey | 3 | $ 584,000 | $ 194,000 | $ 61,000 |
| Erie County New York | 3 | $ 183,000 | $ 61,000 | $ 50,000 |
| Cumberland County North Carolina | 3 | $ 595,000 | $ 198,000 | $ 88,000 |
| Scotland County North Carolina | 3 | $ 396,000 | $ 132,000 | $ 91,000 |
| Medina County Ohio | 3 | $ 430,000 | $ 143,000 | $ 41,000 |
| Arlington County Virginia | 3 | $ 575,000 | $ 191,000 | $ 56,000 |
| Fredericksburg County Virginia | 3 | $ 472,000 | $ 157,000 | $ 73,000 |
| Richmond City County Virginia | 3 | $ 370,000 | $ 123,000 | $ 72,000 |
| King County Washington | 3 | $ 1,194,000 | $ 398,000 | $ 121,000 |
| Milwaukee County Wisconsin | 3 | $ 463,000 | $ 154,000 | $ 63,000 |
| Kern County California | 2 | $ 576,000 | $ 288,000 | $ 92,000 |
| Solano County California | 2 | $ 512,000 | $ 256,000 | $ 48,000 |
| District of Columbia County District Of Columbia | 2 | $ 487,000 | $ 243,000 | $ 110,000 |
| Lee County Florida | 2 | $ 432,000 | $ 216,000 | $ 52,000 |
| Marion County Florida | 2 | $ 230,000 | $ 115,000 | $ 57,000 |
| St. Johns County Florida | 2 | $ 460,000 | $ 230,000 | $ 98,000 |
| Fayette County Georgia | 2 | $ 334,000 | $ 167,000 | $ 50,000 |
| Henry County Georgia | 2 | $ 346,000 | $ 173,000 | $ 100,000 |
| DeKalb County Illinois | 2 | $ 313,000 | $ 156,000 | $ 36,000 |
| Grundy County Illinois | 2 | $ 417,000 | $ 208,000 | $ 72,000 |
| McHenry County Illinois | 2 | $ 574,000 | $ 287,000 | $ 104,000 |
| Sangamon County Illinois | 2 | $ 348,000 | $ 174,000 | $ 75,000 |
| Allen County Indiana | 2 | $ 405,000 | $ 202,000 | $ 81,000 |
| Hamilton County Indiana | 2 | $ 635,000 | $ 317,000 | $ 115,000 |
| Howard County Indiana | 2 | $ 272,000 | $ 136,000 | $ 63,000 |
| Lake County Indiana | 2 | $ 208,000 | $ 104,000 | $ 27,000 |
| St. Joseph County Indiana | 2 | $ 428,000 | $ 214,000 | $ 125,000 |
| Washington County Maryland | 2 | $ 685,000 | $ 342,000 | $ 299,000 |
| Wicomico County Maryland | 2 | $ 266,000 | $ 133,000 | $ 81,000 |
| Jackson County Missouri | 2 | $ 106,000 | $ 53,000 | $ 26,000 |
| Monroe County New York | 2 | $ 215,000 | $ 107,000 | $ 93,000 |
| Oneida County New York | 2 | $ 129,000 | $ 64,000 | $ 68,000 |
| Cabarrus County North Carolina | 2 | $ 438,000 | $ 219,000 | $ 141,000 |
| Guilford County North Carolina | 2 | $ 224,000 | $ 112,000 | $ 30,000 |
| Richmond County North Carolina | 2 | $ 432,000 | $ 216,000 | $ 134,000 |
| Lorain County Ohio | 2 | $ 255,000 | $ 127,000 | $ 35,000 |
| Chester County Pennsylvania | 2 | $ 495,000 | $ 247,000 | $ 69,000 |
| Lehigh County Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 92,000 |
| Northumberland County Pennsylvania | 2 | $ 88,000 | $ 44,000 | $ 34,000 |
| Caroline County Virginia | 2 | $ 487,000 | $ 243,000 | $ 89,000 |
| Hampton County Virginia | 2 | $ 365,000 | $ 182,000 | $ 41,000 |
| Manassas Park County Virginia | 2 | $ 541,000 | $ 270,000 | $ 72,000 |
| Portsmouth County Virginia | 2 | $ 159,000 | $ 79,000 | $ 52,000 |
| Fresno County California | 1 | $ 196,000 | $ 196,000 | $ 65,000 |
| Placer County California | 1 | $ 342,000 | $ 342,000 | $ 77,000 |
| San Francisco County California | 1 | $ 104,000 | $ 104,000 | $ 47,000 |
| San Mateo County California | 1 | $ 300,000 | $ 300,000 | $ 139,000 |
| Stanislaus County California | 1 | $ 288,000 | $ 288,000 | $ 82,000 |
| Sutter County California | 1 | $ 360,000 | $ 360,000 | $ 614,000 |
| Ventura County California | 1 | $ 327,000 | $ 327,000 | $ 56,000 |
| Alachua County Florida | 1 | $ 700,000 | $ 700,000 | $ 396,000 |
| Clay County Florida | 1 | $ 197,000 | $ 197,000 | $ 72,000 |
| Escambia County Florida | 1 | $ 162,000 | $ 162,000 | $ 54,000 |
| Flagler County Florida | 1 | $ 188,000 | $ 188,000 | $ 35,000 |
| Hernando County Florida | 1 | $ 182,000 | $ 182,000 | $ 102,000 |
| Martin County Florida | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Barrow County Georgia | 1 | $ 130,000 | $ 130,000 | $ 33,000 |
| Columbia County Georgia | 1 | $ 190,000 | $ 190,000 | $ 45,000 |
| Dodge County Georgia | 1 | $ 151,000 | $ 151,000 | $ 160,000 |
| Forsyth County Georgia | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Upson County Georgia | 1 | $ 93,000 | $ 93,000 | $ 120,000 |
| Jackson County Illinois | 1 | $ 214,000 | $ 214,000 | $ 58,000 |
| McLean County Illinois | 1 | $ 309,000 | $ 309,000 | $ 85,000 |
| Ogle County Illinois | 1 | $ 89,000 | $ 89,000 | $ 56,000 |
| St. Clair County Illinois | 1 | $ 36,000 | $ 36,000 | $ 20,000 |
| Berkshire County Massachusetts | 1 | $ 98,000 | $ 98,000 | $ 80,000 |
| Worcester County Massachusetts | 1 | $ 360,000 | $ 360,000 | $ 91,000 |
| Kalamazoo County Michigan | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Kent County Michigan | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Midland County Michigan | 1 | $ 167,000 | $ 167,000 | $ 83,000 |
| Ogemaw County Michigan | 1 | $ 76,000 | $ 76,000 | $ 106,000 |
| St. Clair County Michigan | 1 | $ 134,000 | $ 134,000 | $ 59,000 |
| Carver County Minnesota | 1 | $ 276,000 | $ 276,000 | $ 60,000 |
| Goodhue County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 282,000 |
| Sherburne County Minnesota | 1 | $ 117,000 | $ 117,000 | $ 75,000 |
| Stearns County Minnesota | 1 | $ 179,000 | $ 179,000 | $ 117,000 |
| Steele County Minnesota | 1 | $ 229,000 | $ 229,000 | $ 96,000 |
| Stevens County Minnesota | 1 | $ 172,000 | $ 172,000 | $ 90,000 |
| Boone County Missouri | 1 | $ 132,000 | $ 132,000 | $ 36,000 |
| Cumberland County New Jersey | 1 | $ 104,000 | $ 104,000 | $ 43,000 |
| Gloucester County New Jersey | 1 | $ 270,000 | $ 270,000 | $ 100,000 |
| Ocean County New Jersey | 1 | $ 212,000 | $ 212,000 | $ 72,000 |
| Union County New Jersey | 1 | $ 220,000 | $ 220,000 | $ 120,000 |
| Broome County New York | 1 | $ 48,000 | $ 48,000 | $ 67,000 |
| Columbia County New York | 1 | $ 152,000 | $ 152,000 | $ 76,000 |
| New York County New York | 1 | $ 250,000 | $ 250,000 | $ 56,000 |
| Onondaga County New York | 1 | $ 176,000 | $ 176,000 | $ 66,000 |
| Orange County New York | 1 | $ 275,000 | $ 275,000 | $ 253,000 |
| Saratoga County New York | 1 | $ 355,000 | $ 355,000 | $ 207,000 |
| Schenectady County New York | 1 | $ 90,000 | $ 90,000 | $ 28,000 |
| Steuben County New York | 1 | $ 16,000 | $ 16,000 | $ 162,000 |
| Sullivan County New York | 1 | $ 250,000 | $ 250,000 | $ 80,000 |
| Ulster County New York | 1 | $ 204,000 | $ 204,000 | $ 78,000 |
| Franklin County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 18,000 |
| Gaston County North Carolina | 1 | $ 197,000 | $ 197,000 | $ 100,000 |
| Pitt County North Carolina | 1 | $ 360,000 | $ 360,000 | $ 110,000 |
| Union County North Carolina | 1 | $ 349,000 | $ 349,000 | $ 103,000 |
| Vance County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 83,000 |
| Ashtabula County Ohio | 1 | $ 110,000 | $ 110,000 | $ 140,000 |
| Clark County Ohio | 1 | $ 238,000 | $ 238,000 | $ 100,000 |
| Greene County Ohio | 1 | $ 160,000 | $ 160,000 | $ 80,000 |
| Madison County Ohio | 1 | $ 66,000 | $ 66,000 | $ 21,000 |
| Marion County Ohio | 1 | $ 236,000 | $ 236,000 | $ 80,000 |
| Stark County Ohio | 1 | $ 330,000 | $ 330,000 | $ 106,000 |
| Union County Ohio | 1 | $ 256,000 | $ 256,000 | $ 62,000 |
| Warren County Ohio | 1 | $ 223,000 | $ 223,000 | $ 186,000 |
| Beaver County Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 48,000 |
| Berks County Pennsylvania | 1 | $ 278,000 | $ 278,000 | $ 220,000 |
| Butler County Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 40,000 |
| Centre County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Lancaster County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Luzerne County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Westmoreland County Pennsylvania | 1 | $ 360,000 | $ 360,000 | $ 371,000 |
| Albemarle County Virginia | 1 | $ 209,000 | $ 209,000 | $ 120,000 |
| Fairfax City County Virginia | 1 | $ 98,000 | $ 98,000 | $ 38,000 |
| Norfolk County Virginia | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| Roanoke County Virginia | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Spotsylvania County Virginia | 1 | $ 93,000 | $ 93,000 | $ 32,000 |
| Snohomish County Washington | 1 | $ 279,000 | $ 279,000 | $ 107,000 |
Mortgage Loan Application Detail Totals for Guidance Residential, Llc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,159 | $255,823,000 | $223,166 | $900,000 | $88,888 | $1,167,000 |
| Refinancing | 810 | $180,595,000 | $226,789 | $950,000 | $93,210 | $617,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,124 | $264,279,000 | $223,789 | $900,000 | $90,947 | $840,000 |
| White | 583 | $123,194,000 | $222,411 | $950,000 | $85,176 | $614,000 |
| Black or African American | 218 | $39,767,000 | $163,133 | $465,000 | $64,666 | $1,167,000 |
| Not Provided | 21 | $4,103,000 | $214,875 | $417,000 | $69,125 | $158,000 |
| Hispanic | 18 | $3,807,000 | $224,333 | $330,000 | $75,888 | $125,000 |
| American Indian or Alaskan Native | 3 | $590,000 | $196,666 | $251,000 | $74,666 | $100,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $678,000 | $339,000 | $345,000 | $97,000 | $144,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,969 | $436,418,000 | $221,105 | $950,000 | $85,842 | $1,167,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,032 | $228,763,000 | $232,888 | $900,000 | $89,055 | $1,167,000 |
| Application Withdrawn By Applicant | 428 | $95,526,000 | $211,187 | $740,000 | $78,187 | $840,000 |
| Application Approved But Not Accepted | 195 | $45,052,000 | $214,200 | $630,000 | $86,400 | $617,000 |
| File Closed For Incompleteness | 173 | $37,672,000 | $191,294 | $950,000 | $78,235 | $614,000 |
| Application Denied By Financial Institution | 141 | $29,405,000 | $199,250 | $578,000 | $67,562 | $384,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 66 | $14,665,000 | $223,615 | $528,000 | $51,000 | $139,000 |
| Collateral | 24 | $5,725,000 | $232,916 | $578,000 | $95,416 | $384,000 |
| Credit History | 21 | $3,800,000 | $192,000 | $576,000 | $63,166 | $128,000 |
| Other | 13 | $2,171,000 | $155,714 | $546,000 | $58,571 | $92,000 |
| Mortgage Insurance Denied | 7 | $1,211,000 | $186,200 | $350,000 | $58,600 | $120,000 |
| Employment History | 4 | $1,037,000 | $221,333 | $500,000 | $52,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $490,000 | $122,500 | $190,000 | $46,250 | $60,000 |
| Unverifiable Information | 2 | $306,000 | $153,000 | $180,000 | $69,000 | $103,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, Llc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guidance Residential, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.