Guidance Residential, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Guidance Residential, Llc 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guidance Residential, Llc 11107 Sunset Hills Road, Stes 100 & 200 Wilmington, DE 20190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,174 |
| Total Mortgage Loan Application Amount | $515,760,000 |
| Average Mortgage Loan Application Amount | $235,000 |
| Highest Mortgage Loan Application Amount | $800,000 |
| Average Applicant Income | $114,500 |
| Highest Applicant Income | $1,404,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Guidance Residential, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guidance Residential, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Guidance Residential, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guidance Residential, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Guidance Residential, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guidance Residential, Llc's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 142 | $ 25,322,000 | $ 178,000 | $ 91,000 |
| Fort Bend County Texas | 93 | $ 20,061,000 | $ 215,000 | $ 109,000 |
| Collin County Texas | 84 | $ 20,374,000 | $ 242,000 | $ 114,000 |
| Harris County Texas | 73 | $ 11,690,000 | $ 160,000 | $ 108,000 |
| Queens County New York | 66 | $ 24,017,000 | $ 363,000 | $ 86,000 |
| DuPage County Illinois | 64 | $ 14,177,000 | $ 221,000 | $ 140,000 |
| Franklin County Ohio | 52 | $ 8,042,000 | $ 154,000 | $ 76,000 |
| Middlesex County New Jersey | 47 | $ 13,523,000 | $ 287,000 | $ 117,000 |
| Dallas County Texas | 40 | $ 8,952,000 | $ 223,000 | $ 136,000 |
| Fairfax County Virginia | 40 | $ 11,929,000 | $ 298,000 | $ 112,000 |
| Nassau County New York | 39 | $ 12,017,000 | $ 308,000 | $ 112,000 |
| Orange County Florida | 37 | $ 7,870,000 | $ 212,000 | $ 125,000 |
| Broward County Florida | 34 | $ 6,631,000 | $ 195,000 | $ 84,000 |
| Wake County North Carolina | 32 | $ 6,463,000 | $ 201,000 | $ 126,000 |
| Los Angeles County California | 31 | $ 11,768,000 | $ 379,000 | $ 132,000 |
| Montgomery County Maryland | 30 | $ 8,864,000 | $ 295,000 | $ 132,000 |
| King County Washington | 30 | $ 10,218,000 | $ 340,000 | $ 118,000 |
| Gwinnett County Georgia | 28 | $ 4,236,000 | $ 151,000 | $ 111,000 |
| Bronx County New York | 28 | $ 9,190,000 | $ 328,000 | $ 94,000 |
| Tarrant County Texas | 27 | $ 4,703,000 | $ 174,000 | $ 99,000 |
| Will County Illinois | 26 | $ 5,865,000 | $ 225,000 | $ 101,000 |
| Hennepin County Minnesota | 24 | $ 4,576,000 | $ 190,000 | $ 98,000 |
| Hillsborough County Florida | 23 | $ 4,034,000 | $ 175,000 | $ 96,000 |
| Macomb County Michigan | 23 | $ 2,924,000 | $ 127,000 | $ 66,000 |
| Prince William County Virginia | 22 | $ 5,910,000 | $ 268,000 | $ 107,000 |
| Oakland County Michigan | 21 | $ 4,443,000 | $ 211,000 | $ 138,000 |
| Anoka County Minnesota | 21 | $ 3,737,000 | $ 177,000 | $ 72,000 |
| Fulton County Georgia | 20 | $ 4,123,000 | $ 206,000 | $ 94,000 |
| Wayne County Michigan | 20 | $ 3,474,000 | $ 173,000 | $ 88,000 |
| Middlesex County Massachusetts | 19 | $ 5,824,000 | $ 306,000 | $ 89,000 |
| Passaic County New Jersey | 19 | $ 4,398,000 | $ 231,000 | $ 108,000 |
| Orange County California | 18 | $ 8,244,000 | $ 458,000 | $ 125,000 |
| Hartford County Connecticut | 18 | $ 2,761,000 | $ 153,000 | $ 61,000 |
| Loudoun County Virginia | 18 | $ 6,268,000 | $ 348,000 | $ 104,000 |
| Bergen County New Jersey | 17 | $ 4,575,000 | $ 269,000 | $ 102,000 |
| Kings County New York | 17 | $ 6,804,000 | $ 400,000 | $ 98,000 |
| Philadelphia County Pennsylvania | 16 | $ 2,326,000 | $ 145,000 | $ 103,000 |
| Alameda County California | 15 | $ 6,989,000 | $ 465,000 | $ 138,000 |
| Suffolk County New York | 15 | $ 3,729,000 | $ 248,000 | $ 77,000 |
| Maricopa County Arizona | 14 | $ 3,343,000 | $ 238,000 | $ 115,000 |
| San Diego County California | 14 | $ 4,016,000 | $ 286,000 | $ 86,000 |
| San Joaquin County California | 14 | $ 4,390,000 | $ 313,000 | $ 112,000 |
| Palm Beach County Florida | 14 | $ 3,603,000 | $ 257,000 | $ 268,000 |
| Washington County Oregon | 14 | $ 4,289,000 | $ 306,000 | $ 171,000 |
| Shelby County Tennessee | 14 | $ 3,741,000 | $ 267,000 | $ 154,000 |
| Milwaukee County Wisconsin | 14 | $ 1,995,000 | $ 142,000 | $ 107,000 |
| Cobb County Georgia | 13 | $ 2,640,000 | $ 203,000 | $ 73,000 |
| Howard County Maryland | 13 | $ 3,842,000 | $ 295,000 | $ 149,000 |
| Prince George's County Maryland | 13 | $ 3,920,000 | $ 301,000 | $ 96,000 |
| Snohomish County Washington | 13 | $ 3,510,000 | $ 270,000 | $ 139,000 |
| Osceola County Florida | 12 | $ 1,880,000 | $ 156,000 | $ 78,000 |
| DeKalb County Georgia | 12 | $ 2,045,000 | $ 170,000 | $ 65,000 |
| Baltimore County Maryland | 12 | $ 3,037,000 | $ 253,000 | $ 103,000 |
| Worcester County Massachusetts | 12 | $ 3,149,000 | $ 262,000 | $ 112,000 |
| Williamson County Texas | 12 | $ 2,445,000 | $ 203,000 | $ 136,000 |
| Santa Clara County California | 11 | $ 5,304,000 | $ 482,000 | $ 168,000 |
| Monmouth County New Jersey | 11 | $ 3,793,000 | $ 344,000 | $ 156,000 |
| Morris County New Jersey | 11 | $ 3,601,000 | $ 327,000 | $ 193,000 |
| Brazoria County Texas | 11 | $ 2,196,000 | $ 199,000 | $ 110,000 |
| Essex County Massachusetts | 10 | $ 2,522,000 | $ 252,000 | $ 106,000 |
| Norfolk County Massachusetts | 10 | $ 3,234,000 | $ 323,000 | $ 150,000 |
| Suffolk County Massachusetts | 10 | $ 2,084,000 | $ 208,000 | $ 94,000 |
| Richmond County New York | 10 | $ 3,346,000 | $ 334,000 | $ 103,000 |
| Sacramento County California | 9 | $ 2,409,000 | $ 267,000 | $ 107,000 |
| Dakota County Minnesota | 9 | $ 1,326,000 | $ 147,000 | $ 112,000 |
| Mecklenburg County North Carolina | 9 | $ 1,456,000 | $ 161,000 | $ 91,000 |
| Cuyahoga County Ohio | 9 | $ 1,395,000 | $ 155,000 | $ 78,000 |
| Fairfield County Connecticut | 8 | $ 1,772,000 | $ 221,000 | $ 84,000 |
| Lake County Illinois | 8 | $ 1,728,000 | $ 216,000 | $ 100,000 |
| Hudson County New Jersey | 8 | $ 1,537,000 | $ 192,000 | $ 93,000 |
| Contra Costa County California | 7 | $ 3,113,000 | $ 444,000 | $ 126,000 |
| Miami-Dade County Florida | 7 | $ 1,062,000 | $ 151,000 | $ 85,000 |
| Forsyth County Georgia | 7 | $ 1,579,000 | $ 225,000 | $ 100,000 |
| Johnson County Kansas | 7 | $ 1,918,000 | $ 274,000 | $ 104,000 |
| Essex County New Jersey | 7 | $ 1,310,000 | $ 187,000 | $ 82,000 |
| Allegheny County Pennsylvania | 7 | $ 1,645,000 | $ 235,000 | $ 139,000 |
| Delaware County Pennsylvania | 7 | $ 1,232,000 | $ 176,000 | $ 166,000 |
| Northampton County Pennsylvania | 7 | $ 1,107,000 | $ 158,000 | $ 80,000 |
| Travis County Texas | 7 | $ 1,677,000 | $ 239,000 | $ 90,000 |
| Solano County California | 6 | $ 1,914,000 | $ 319,000 | $ 117,000 |
| Duval County Florida | 6 | $ 603,000 | $ 100,000 | $ 126,000 |
| Genesee County Michigan | 6 | $ 1,642,000 | $ 273,000 | $ 220,000 |
| Somerset County New Jersey | 6 | $ 2,177,000 | $ 362,000 | $ 125,000 |
| Cabarrus County North Carolina | 6 | $ 1,614,000 | $ 269,000 | $ 109,000 |
| Guilford County North Carolina | 6 | $ 1,442,000 | $ 240,000 | $ 112,000 |
| Butler County Ohio | 6 | $ 1,540,000 | $ 256,000 | $ 201,000 |
| Denton County Texas | 6 | $ 1,268,000 | $ 211,000 | $ 86,000 |
| Riverside County California | 5 | $ 1,799,000 | $ 359,000 | $ 134,000 |
| Sonoma County California | 5 | $ 943,000 | $ 188,000 | $ 187,000 |
| New Haven County Connecticut | 5 | $ 664,000 | $ 132,000 | $ 78,000 |
| Seminole County Florida | 5 | $ 1,187,000 | $ 237,000 | $ 139,000 |
| Peoria County Illinois | 5 | $ 1,251,000 | $ 250,000 | $ 107,000 |
| Baltimore City County Maryland | 5 | $ 1,168,000 | $ 233,000 | $ 84,000 |
| Hampden County Massachusetts | 5 | $ 663,000 | $ 132,000 | $ 56,000 |
| Albany County New York | 5 | $ 1,604,000 | $ 320,000 | $ 129,000 |
| Onondaga County New York | 5 | $ 438,000 | $ 87,000 | $ 29,000 |
| Westchester County New York | 5 | $ 1,798,000 | $ 359,000 | $ 132,000 |
| Hamilton County Ohio | 5 | $ 958,000 | $ 191,000 | $ 118,000 |
| Montgomery County Pennsylvania | 5 | $ 1,176,000 | $ 235,000 | $ 161,000 |
| Davidson County Tennessee | 5 | $ 821,000 | $ 164,000 | $ 154,000 |
| Henrico County Virginia | 5 | $ 976,000 | $ 195,000 | $ 92,000 |
| Fresno County California | 4 | $ 947,000 | $ 236,000 | $ 66,000 |
| San Bernardino County California | 4 | $ 967,000 | $ 241,000 | $ 114,000 |
| Volusia County Florida | 4 | $ 1,082,000 | $ 270,000 | $ 122,000 |
| Bristol County Massachusetts | 4 | $ 1,223,000 | $ 305,000 | $ 139,000 |
| Washtenaw County Michigan | 4 | $ 690,000 | $ 172,000 | $ 106,000 |
| Scott County Minnesota | 4 | $ 1,001,000 | $ 250,000 | $ 83,000 |
| Mercer County New Jersey | 4 | $ 1,180,000 | $ 295,000 | $ 83,000 |
| Ocean County New Jersey | 4 | $ 962,000 | $ 240,000 | $ 83,000 |
| Union County New Jersey | 4 | $ 490,000 | $ 122,000 | $ 57,000 |
| Rockland County New York | 4 | $ 1,602,000 | $ 400,000 | $ 154,000 |
| Delaware County Ohio | 4 | $ 853,000 | $ 213,000 | $ 229,000 |
| Chester County Pennsylvania | 4 | $ 967,000 | $ 241,000 | $ 133,000 |
| Cumberland County Pennsylvania | 4 | $ 861,000 | $ 215,000 | $ 154,000 |
| Montgomery County Texas | 4 | $ 1,106,000 | $ 276,000 | $ 139,000 |
| Waukesha County Wisconsin | 4 | $ 932,000 | $ 233,000 | $ 184,000 |
| Polk County Florida | 3 | $ 431,000 | $ 143,000 | $ 281,000 |
| Cherokee County Georgia | 3 | $ 408,000 | $ 136,000 | $ 36,000 |
| Erie County New York | 3 | $ 396,000 | $ 132,000 | $ 88,000 |
| Forsyth County North Carolina | 3 | $ 685,000 | $ 228,000 | $ 137,000 |
| Mahoning County Ohio | 3 | $ 414,000 | $ 138,000 | $ 64,000 |
| Summit County Ohio | 3 | $ 550,000 | $ 183,000 | $ 98,000 |
| Jackson County Oregon | 3 | $ 581,000 | $ 193,000 | $ 227,000 |
| Lehigh County Pennsylvania | 3 | $ 787,000 | $ 262,000 | $ 135,000 |
| Rutherford County Tennessee | 3 | $ 542,000 | $ 180,000 | $ 70,000 |
| Washington County Tennessee | 3 | $ 832,000 | $ 277,000 | $ 271,000 |
| Chesterfield County Virginia | 3 | $ 532,000 | $ 177,000 | $ 51,000 |
| Manassas Park County Virginia | 3 | $ 455,000 | $ 151,000 | $ 88,000 |
| San Francisco County California | 2 | $ 1,181,000 | $ 590,000 | $ 131,000 |
| Stanislaus County California | 2 | $ 394,000 | $ 197,000 | $ 174,000 |
| Pinellas County Florida | 2 | $ 229,000 | $ 114,000 | $ 63,000 |
| Columbia County Georgia | 2 | $ 702,000 | $ 351,000 | $ 259,000 |
| Champaign County Illinois | 2 | $ 567,000 | $ 283,000 | $ 171,000 |
| Winnebago County Illinois | 2 | $ 358,000 | $ 179,000 | $ 283,000 |
| Sedgwick County Kansas | 2 | $ 636,000 | $ 318,000 | $ 120,000 |
| Cecil County Maryland | 2 | $ 287,000 | $ 143,000 | $ 71,000 |
| Harford County Maryland | 2 | $ 183,000 | $ 91,000 | $ 76,000 |
| Wicomico County Maryland | 2 | $ 264,000 | $ 132,000 | $ 114,000 |
| Hampshire County Massachusetts | 2 | $ 304,000 | $ 152,000 | $ 108,000 |
| Ingham County Michigan | 2 | $ 336,000 | $ 168,000 | $ 127,000 |
| Midland County Michigan | 2 | $ 288,000 | $ 144,000 | $ 91,000 |
| Ramsey County Minnesota | 2 | $ 370,000 | $ 185,000 | $ 96,000 |
| Washington County Minnesota | 2 | $ 515,000 | $ 257,000 | $ 221,000 |
| Burlington County New Jersey | 2 | $ 365,000 | $ 182,000 | $ 106,000 |
| Dutchess County New York | 2 | $ 383,000 | $ 191,000 | $ 65,000 |
| Durham County North Carolina | 2 | $ 166,000 | $ 83,000 | $ 157,000 |
| New Hanover County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 60,000 |
| Pitt County North Carolina | 2 | $ 422,000 | $ 211,000 | $ 140,000 |
| Union County North Carolina | 2 | $ 682,000 | $ 341,000 | $ 109,000 |
| Fairfield County Ohio | 2 | $ 200,000 | $ 100,000 | $ 58,000 |
| Warren County Ohio | 2 | $ 291,000 | $ 145,000 | $ 43,000 |
| Berks County Pennsylvania | 2 | $ 298,000 | $ 149,000 | $ 94,000 |
| Bucks County Pennsylvania | 2 | $ 589,000 | $ 294,000 | $ 130,000 |
| Anderson County South Carolina | 2 | $ 194,000 | $ 97,000 | $ 45,000 |
| Bexar County Texas | 2 | $ 316,000 | $ 158,000 | $ 108,000 |
| El Paso County Texas | 2 | $ 449,000 | $ 224,000 | $ 298,000 |
| Galveston County Texas | 2 | $ 346,000 | $ 173,000 | $ 79,000 |
| Roanoke City County Virginia | 2 | $ 250,000 | $ 125,000 | $ 56,000 |
| Spotsylvania County Virginia | 2 | $ 403,000 | $ 201,000 | $ 53,000 |
| Stafford County Virginia | 2 | $ 348,000 | $ 174,000 | $ 87,000 |
| Staunton County Virginia | 2 | $ 162,000 | $ 81,000 | $ 27,000 |
| Dane County Wisconsin | 2 | $ 386,000 | $ 193,000 | $ 226,000 |
| Pima County Arizona | 1 | $ 101,000 | $ 101,000 | $ 49,000 |
| El Dorado County California | 1 | $ 270,000 | $ 270,000 | $ 79,000 |
| Kern County California | 1 | $ 103,000 | $ 103,000 | $ 132,000 |
| Ventura County California | 1 | $ 394,000 | $ 394,000 | $ 111,000 |
| Yolo County California | 1 | $ 240,000 | $ 240,000 | $ 111,000 |
| New London County Connecticut | 1 | $ 304,000 | $ 304,000 | $ 269,000 |
| Windham County Connecticut | 1 | $ 107,000 | $ 107,000 | $ 66,000 |
| Alachua County Florida | 1 | $ 318,000 | $ 318,000 | $ 559,000 |
| Bay County Florida | 1 | $ 255,000 | $ 255,000 | $ 62,000 |
| Collier County Florida | 1 | $ 248,000 | $ 248,000 | $ 57,000 |
| Lee County Florida | 1 | $ 398,000 | $ 398,000 | $ 224,000 |
| Manatee County Florida | 1 | $ 156,000 | $ 156,000 | $ 70,000 |
| Marion County Florida | 1 | $ 86,000 | $ 86,000 | $ 30,000 |
| Monroe County Florida | 1 | $ 222,000 | $ 222,000 | $ 212,000 |
| Pasco County Florida | 1 | $ 317,000 | $ 317,000 | $ 173,000 |
| Chatham County Georgia | 1 | $ 120,000 | $ 120,000 | $ 86,000 |
| Clayton County Georgia | 1 | $ 72,000 | $ 72,000 | $ 16,000 |
| Fayette County Georgia | 1 | $ 108,000 | $ 108,000 | $ 63,000 |
| Walton County Georgia | 1 | $ 130,000 | $ 130,000 | $ 40,000 |
| Boone County Illinois | 1 | $ 189,000 | $ 189,000 | $ 93,000 |
| Jackson County Illinois | 1 | $ 320,000 | $ 320,000 | $ 275,000 |
| Kane County Illinois | 1 | $ 188,000 | $ 188,000 | $ 69,000 |
| Kendall County Illinois | 1 | $ 342,000 | $ 342,000 | $ 112,000 |
| McLean County Illinois | 1 | $ 159,000 | $ 159,000 | $ 138,000 |
| St. Clair County Illinois | 1 | $ 312,000 | $ 312,000 | $ 248,000 |
| Butler County Kansas | 1 | $ 323,000 | $ 323,000 | $ 100,000 |
| Frederick County Maryland | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Washington County Maryland | 1 | $ 307,000 | $ 307,000 | $ 74,000 |
| Eaton County Michigan | 1 | $ 81,000 | $ 81,000 | $ 38,000 |
| Saginaw County Michigan | 1 | $ 328,000 | $ 328,000 | $ 87,000 |
| Carver County Minnesota | 1 | $ 171,000 | $ 171,000 | $ 80,000 |
| Olmsted County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 25,000 |
| Stearns County Minnesota | 1 | $ 134,000 | $ 134,000 | $ 51,000 |
| Atlantic County New Jersey | 1 | $ 102,000 | $ 102,000 | $ 102,000 |
| Camden County New Jersey | 1 | $ 161,000 | $ 161,000 | $ 84,000 |
| Sussex County New Jersey | 1 | $ 241,000 | $ 241,000 | $ 157,000 |
| Broome County New York | 1 | $ 181,000 | $ 181,000 | $ 101,000 |
| Chautauqua County New York | 1 | $ 417,000 | $ 417,000 | $ 200,000 |
| Madison County New York | 1 | $ 128,000 | $ 128,000 | $ 71,000 |
| Monroe County New York | 1 | $ 392,000 | $ 392,000 | $ 150,000 |
| Orange County New York | 1 | $ 238,000 | $ 238,000 | $ 114,000 |
| Saratoga County New York | 1 | $ 220,000 | $ 220,000 | $ 59,000 |
| Chatham County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 163,000 |
| Davidson County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 22,000 |
| Gaston County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 53,000 |
| Granville County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 112,000 |
| Iredell County North Carolina | 1 | $ 268,000 | $ 268,000 | $ 94,000 |
| Orange County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 893,000 |
| Greene County Ohio | 1 | $ 251,000 | $ 251,000 | $ 456,000 |
| Hardin County Ohio | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Lucas County Ohio | 1 | $ 286,000 | $ 286,000 | $ 155,000 |
| Portage County Ohio | 1 | $ 160,000 | $ 160,000 | $ 83,000 |
| Union County Ohio | 1 | $ 340,000 | $ 340,000 | $ 227,000 |
| Wood County Ohio | 1 | $ 224,000 | $ 224,000 | $ 164,000 |
| Multnomah County Oregon | 1 | $ 239,000 | $ 239,000 | $ 745,000 |
| Lawrence County Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 32,000 |
| Beaufort County South Carolina | 1 | $ 168,000 | $ 168,000 | $ 110,000 |
| Greenville County South Carolina | 1 | $ 267,000 | $ 267,000 | $ 127,000 |
| Richland County South Carolina | 1 | $ 123,000 | $ 123,000 | $ 99,000 |
| York County South Carolina | 1 | $ 212,000 | $ 212,000 | $ 95,000 |
| Hamilton County Tennessee | 1 | $ 347,000 | $ 347,000 | $ 202,000 |
| Williamson County Tennessee | 1 | $ 407,000 | $ 407,000 | $ 104,000 |
| Angelina County Texas | 1 | $ 62,000 | $ 62,000 | $ 677,000 |
| Bastrop County Texas | 1 | $ 71,000 | $ 71,000 | $ 27,000 |
| Cameron County Texas | 1 | $ 140,000 | $ 140,000 | $ 157,000 |
| Hays County Texas | 1 | $ 417,000 | $ 417,000 | $ 113,000 |
| Hidalgo County Texas | 1 | $ 200,000 | $ 200,000 | $ 39,000 |
| Lubbock County Texas | 1 | $ 122,000 | $ 122,000 | $ 50,000 |
| Midland County Texas | 1 | $ 283,000 | $ 283,000 | $ 156,000 |
| Smith County Texas | 1 | $ 417,000 | $ 417,000 | $ 384,000 |
| Victoria County Texas | 1 | $ 178,000 | $ 178,000 | $ 91,000 |
| Alexandria County Virginia | 1 | $ 160,000 | $ 160,000 | $ 53,000 |
| Arlington County Virginia | 1 | $ 319,000 | $ 319,000 | $ 69,000 |
| Chesapeake County Virginia | 1 | $ 83,000 | $ 83,000 | $ 55,000 |
| Fredericksburg County Virginia | 1 | $ 203,000 | $ 203,000 | $ 72,000 |
| Manassas County Virginia | 1 | $ 86,000 | $ 86,000 | $ 92,000 |
| Norfolk County Virginia | 1 | $ 87,000 | $ 87,000 | $ 55,000 |
| Richmond City County Virginia | 1 | $ 193,000 | $ 193,000 | $ 170,000 |
| Warren County Virginia | 1 | $ 116,000 | $ 116,000 | $ 22,000 |
| Benton County Washington | 1 | $ 152,000 | $ 152,000 | $ 99,000 |
| Skagit County Washington | 1 | $ 94,000 | $ 94,000 | $ 54,000 |
| Spokane County Washington | 1 | $ 252,000 | $ 252,000 | $ 110,000 |
| Thurston County Washington | 1 | $ 196,000 | $ 196,000 | $ 62,000 |
| Racine County Wisconsin | 1 | $ 51,000 | $ 51,000 | $ 169,000 |
| Rock County Wisconsin | 1 | $ 84,000 | $ 84,000 | $ 76,000 |
| Sheboygan County Wisconsin | 1 | $ 400,000 | $ 400,000 | $ 203,000 |
Mortgage Loan Application Detail Totals for Guidance Residential, Llc in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,590 | $379,819,000 | $238,000 | $800,000 | $109,000 | $936,000 |
| Refinancing | 584 | $135,941,000 | $232,000 | $645,000 | $120,000 | $1,404,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,386 | $348,865,000 | $251,000 | $800,000 | $116,000 | $936,000 |
| White | 591 | $129,322,000 | $218,000 | $645,000 | $110,000 | $1,404,000 |
| Black or African American | 181 | $34,444,000 | $190,000 | $645,000 | $86,000 | $550,000 |
| Hispanic | 14 | $2,914,000 | $208,000 | $501,000 | $79,000 | $145,000 |
| Not Provided | 2 | $215,000 | $107,000 | $135,000 | $49,000 | $62,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,174 | $515,760,000 | $237,000 | $800,000 | $112,000 | $1,404,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,378 | $328,647,000 | $238,000 | $645,000 | $112,000 | $932,000 |
| Application Denied By Financial Institution | 261 | $57,592,000 | $220,000 | $626,000 | $96,000 | $936,000 |
| Application Withdrawn By Applicant | 227 | $53,095,000 | $233,000 | $800,000 | $118,000 | $859,000 |
| File Closed For Incompleteness | 156 | $36,601,000 | $234,000 | $645,000 | $126,000 | $1,404,000 |
| Application Approved But Not Accepted | 152 | $39,825,000 | $262,000 | $625,000 | $118,000 | $745,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 77 | $17,564,000 | $228,000 | $620,000 | $56,000 | $160,000 |
| Collateral | 52 | $10,538,000 | $202,000 | $508,000 | $109,000 | $677,000 |
| Credit History | 42 | $9,302,000 | $221,000 | $625,000 | $105,000 | $325,000 |
| Mortgage Insurance Denied | 36 | $8,382,000 | $232,000 | $507,000 | $137,000 | $841,000 |
| Unverifiable Information | 30 | $6,961,000 | $232,000 | $625,000 | $121,000 | $936,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $2,027,000 | $184,000 | $460,000 | $81,000 | $162,000 |
| Employment History | 9 | $2,050,000 | $227,000 | $626,000 | $91,000 | $203,000 |
| Other | 4 | $768,000 | $192,000 | $252,000 | $84,000 | $202,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, Llc's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guidance Residential, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.