Guidance Residential, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014

Guidance Residential, Llc 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Guidance Residential, Llc
11107 Sunset Hills Road, Stes 100 & 200
Wilmington, DE 20190
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,174
Total Mortgage Loan Application Amount $515,760,000
Average Mortgage Loan Application Amount $235,000
Highest Mortgage Loan Application Amount $800,000
Average Applicant Income $114,500
Highest Applicant Income $1,404,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Guidance Residential, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guidance Residential, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2014 breaks down Guidance Residential, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guidance Residential, Llc serves its applicants.

Each category highlights the total number of mortgage applications processed by Guidance Residential, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guidance Residential, Llc's mortgage activity for 2014.

Mortgage Loan Application Totals for Guidance Residential, Llc by Metropolitan Area in 2014

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 237 $ 75,783,000 $ 314,500 $ 104,500
CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL 233 $ 45,706,000 $ 196,000 $ 106,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 183 $ 35,399,000 $ 193,000 $ 109,000
DALLAS-PLANO-IRVING, TX 130 $ 30,594,000 $ 235,000 $ 120,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 105 $ 30,117,000 $ 292,500 $ 100,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 86 $ 15,341,000 $ 178,000 $ 89,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 63 $ 11,696,000 $ 185,000 $ 94,000
COLUMBUS, OH 59 $ 9,435,000 $ 159,000 $ 88,000
NASSAU COUNTY-SUFFOLK COUNTY, NY 54 $ 15,746,000 $ 291,000 $ 102,000
ORLANDO-KISSIMMEE-SANFORD, FL 54 $ 10,937,000 $ 202,000 $ 116,000
WARREN-TROY-FARMINGTON HILLS, MI 44 $ 7,367,000 $ 167,000 $ 100,000
SEATTLE-BELLEVUE-EVERETT, WA 43 $ 13,728,000 $ 319,000 $ 124,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 34 $ 6,631,000 $ 195,000 $ 84,000
BALTIMORE-COLUMBIA-TOWSON, MD 32 $ 8,230,000 $ 257,000 $ 117,000
RALEIGH, NC 32 $ 6,463,000 $ 201,000 $ 126,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 31 $ 11,768,000 $ 379,000 $ 132,000
SILVER SPRING-FREDERICK-ROCKVILLE, MD 31 $ 9,139,000 $ 294,000 $ 130,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 29 $ 8,346,000 $ 287,000 $ 95,000
NEWARK, NJ-PA 29 $ 7,819,000 $ 269,000 $ 132,000
FORT WORTH-ARLINGTON, TX 27 $ 4,703,000 $ 174,000 $ 99,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 26 $ 4,580,000 $ 176,000 $ 97,000
PHILADELPHIA, PA 23 $ 3,558,000 $ 154,000 $ 123,000
OAKLAND-HAYWARD-BERKELEY, CA 22 $ 10,102,000 $ 459,000 $ 135,000
AUSTIN-ROUND ROCK, TX 21 $ 4,610,000 $ 219,000 $ 114,000
BOSTON, MA 20 $ 5,318,000 $ 265,000 $ 122,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 20 $ 4,462,000 $ 217,500 $ 96,000
DETROIT-DEARBORN-LIVONIA, MI 20 $ 3,474,000 $ 173,000 $ 88,000
ANAHEIM-SANTA ANA-IRVINE, CA 18 $ 8,244,000 $ 458,000 $ 125,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 18 $ 2,761,000 $ 153,000 $ 61,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 18 $ 2,927,000 $ 162,000 $ 124,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 15 $ 4,528,000 $ 301,000 $ 209,000
MEMPHIS, TN-MS-AR 14 $ 3,741,000 $ 267,000 $ 154,000
PHOENIX-MESA-SCOTTSDALE, AZ 14 $ 3,343,000 $ 238,000 $ 115,000
SAN DIEGO-CARLSBAD, CA 14 $ 4,016,000 $ 286,000 $ 86,000
STOCKTON-LODI, CA 14 $ 4,390,000 $ 313,000 $ 112,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 14 $ 3,603,000 $ 257,000 $ 268,000
CINCINNATI, OH-KY-IN 13 $ 2,789,000 $ 214,000 $ 145,000
WORCESTER, MA-CT 13 $ 3,256,000 $ 184,500 $ 89,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 11 $ 2,732,000 $ 248,000 $ 145,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 11 $ 2,919,000 $ 265,000 $ 104,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 11 $ 5,304,000 $ 482,000 $ 168,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 10 $ 1,894,000 $ 189,000 $ 97,000
CLEVELAND-ELYRIA, OH 9 $ 1,395,000 $ 155,000 $ 78,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 9 $ 1,770,000 $ 196,000 $ 120,000
RICHMOND, VA 9 $ 1,701,000 $ 189,000 $ 87,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 9 $ 2,766,000 $ 307,000 $ 125,000
BRIDGEPORT-STAMFORD-NORWALK, CT 8 $ 1,772,000 $ 221,000 $ 84,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 8 $ 1,728,000 $ 216,000 $ 100,000
KANSAS CITY, MO-KS 7 $ 1,918,000 $ 274,000 $ 104,000
MIAMI-MIAMI BEACH-KENDALL, FL 7 $ 1,062,000 $ 151,000 $ 85,000
PITTSBURGH, PA 7 $ 1,645,000 $ 235,000 $ 139,000
SPRINGFIELD, MA 7 $ 967,000 $ 138,000 $ 71,000
ALBANY-SCHENECTADY-TROY, NY 6 $ 1,824,000 $ 304,000 $ 117,000
FLINT, MI 6 $ 1,642,000 $ 273,000 $ 220,000
GREENSBORO-HIGH POINT, NC 6 $ 1,442,000 $ 240,000 $ 112,000
JACKSONVILLE, FL 6 $ 603,000 $ 100,000 $ 126,000
SYRACUSE, NY 6 $ 566,000 $ 94,000 $ 36,000
VALLEJO-FAIRFIELD, CA 6 $ 1,914,000 $ 319,000 $ 117,000
NEW HAVEN-MILFORD, CT 5 $ 664,000 $ 132,000 $ 78,000
PEORIA, IL 5 $ 1,251,000 $ 250,000 $ 107,000
SANTA ROSA, CA 5 $ 943,000 $ 188,000 $ 187,000
AKRON, OH 4 $ 710,000 $ 177,000 $ 94,000
ANN ARBOR, MI 4 $ 690,000 $ 172,000 $ 106,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 4 $ 1,082,000 $ 270,000 $ 122,000
DURHAM-CHAPEL HILL, NC 4 $ 681,000 $ 170,000 $ 342,000
FRESNO, CA 4 $ 947,000 $ 236,000 $ 66,000
HARRISBURG-CARLISLE, PA 4 $ 861,000 $ 215,000 $ 154,000
PROVIDENCE-WARWICK, RI-MA 4 $ 1,223,000 $ 305,000 $ 139,000
TRENTON, NJ 4 $ 1,180,000 $ 295,000 $ 83,000
WINSTON-SALEM, NC 4 $ 769,000 $ 192,000 $ 108,000
BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY 3 $ 396,000 $ 132,000 $ 88,000
CAMDEN, NJ 3 $ 526,000 $ 175,000 $ 99,000
GREENVILLE-ANDERSON-MAULDIN, SC 3 $ 461,000 $ 153,000 $ 72,000
JOHNSON CITY, TN 3 $ 832,000 $ 277,000 $ 271,000
LAKELAND-WINTER HAVEN, FL 3 $ 431,000 $ 143,000 $ 281,000
LANSING-EAST LANSING, MI 3 $ 417,000 $ 139,000 $ 97,000
MEDFORD, OR 3 $ 581,000 $ 193,000 $ 227,000
ROCKFORD, IL 3 $ 547,000 $ 182,000 $ 219,000
WICHITA, KS 3 $ 959,000 $ 319,000 $ 113,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 3 $ 414,000 $ 138,000 $ 64,000
AUGUSTA-RICHMOND COUNTY, GA-SC 2 $ 702,000 $ 351,000 $ 259,000
CHAMPAIGN-URBANA, IL 2 $ 567,000 $ 283,000 $ 171,000
DUTCHESS COUNTY-PUTNAM COUNTY, NY 2 $ 383,000 $ 191,000 $ 65,000
EL PASO, TX 2 $ 449,000 $ 224,000 $ 298,000
GREENVILLE, NC 2 $ 422,000 $ 211,000 $ 140,000
MADISON, WI 2 $ 386,000 $ 193,000 $ 226,000
MIDLAND, MI 2 $ 288,000 $ 144,000 $ 91,000
MODESTO, CA 2 $ 394,000 $ 197,000 $ 174,000
READING, PA 2 $ 298,000 $ 149,000 $ 94,000
ROANOKE, VA 2 $ 250,000 $ 125,000 $ 56,000
SALISBURY, MD-DE 2 $ 264,000 $ 132,000 $ 114,000
SAN ANTONIO-NEW BRAUNFELS, TX 2 $ 316,000 $ 158,000 $ 108,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 2 $ 1,181,000 $ 590,000 $ 131,000
STAUNTON-WAYNESBORO, VA 2 $ 162,000 $ 81,000 $ 27,000
TOLEDO, OH 2 $ 510,000 $ 255,000 $ 159,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 2 $ 170,000 $ 85,000 $ 55,000
WILMINGTON, DE-MD-NJ 2 $ 287,000 $ 143,000 $ 71,000
WILMINGTON, NC 2 $ 420,000 $ 210,000 $ 60,000
ATLANTIC CITY-HAMMONTON, NJ 1 $ 102,000 $ 102,000 $ 102,000
BAKERSFIELD, CA 1 $ 103,000 $ 103,000 $ 132,000
BINGHAMTON, NY 1 $ 181,000 $ 181,000 $ 101,000
BLOOMINGTON, IL 1 $ 159,000 $ 159,000 $ 138,000
BROWNSVILLE-HARLINGEN, TX 1 $ 140,000 $ 140,000 $ 157,000
CAPE CORAL-FORT MYERS, FL 1 $ 398,000 $ 398,000 $ 224,000
CARBONDALE-MARION, IL 1 $ 320,000 $ 320,000 $ 275,000
CHATTANOOGA, TN-GA 1 $ 347,000 $ 347,000 $ 202,000
COLUMBIA, SC 1 $ 123,000 $ 123,000 $ 99,000
DAYTON, OH 1 $ 251,000 $ 251,000 $ 456,000
ELGIN, IL 1 $ 188,000 $ 188,000 $ 69,000
GAINESVILLE, FL 1 $ 318,000 $ 318,000 $ 559,000
HAGERSTOWN-MARTINSBURG, MD-WV 1 $ 307,000 $ 307,000 $ 74,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 1 $ 168,000 $ 168,000 $ 110,000
JANESVILLE-BELOIT, WI 1 $ 84,000 $ 84,000 $ 76,000
KENNEWICK-RICHLAND, WA 1 $ 152,000 $ 152,000 $ 99,000
LUBBOCK, TX 1 $ 122,000 $ 122,000 $ 50,000
MCALLEN-EDINBURG-MISSION, TX 1 $ 200,000 $ 200,000 $ 39,000
MIDLAND, TX 1 $ 283,000 $ 283,000 $ 156,000
MOUNT VERNON-ANACORTES, WA 1 $ 94,000 $ 94,000 $ 54,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 1 $ 248,000 $ 248,000 $ 57,000
NORTH PORT-SARASOTA-BRADENTON, FL 1 $ 156,000 $ 156,000 $ 70,000
NORWICH-NEW LONDON, CT 1 $ 304,000 $ 304,000 $ 269,000
OCALA, FL 1 $ 86,000 $ 86,000 $ 30,000
OLYMPIA-TUMWATER, WA 1 $ 196,000 $ 196,000 $ 62,000
OXNARD-THOUSAND OAKS-VENTURA, CA 1 $ 394,000 $ 394,000 $ 111,000
PANAMA CITY, FL 1 $ 255,000 $ 255,000 $ 62,000
RACINE, WI 1 $ 51,000 $ 51,000 $ 169,000
ROCHESTER, MN 1 $ 160,000 $ 160,000 $ 25,000
ROCHESTER, NY 1 $ 392,000 $ 392,000 $ 150,000
SAGINAW, MI 1 $ 328,000 $ 328,000 $ 87,000
SAVANNAH, GA 1 $ 120,000 $ 120,000 $ 86,000
SHEBOYGAN, WI 1 $ 400,000 $ 400,000 $ 203,000
SPOKANE-SPOKANE VALLEY, WA 1 $ 252,000 $ 252,000 $ 110,000
ST. CLOUD, MN 1 $ 134,000 $ 134,000 $ 51,000
ST. LOUIS, MO-IL 1 $ 312,000 $ 312,000 $ 248,000
TUCSON, AZ 1 $ 101,000 $ 101,000 $ 49,000
TYLER, TX 1 $ 417,000 $ 417,000 $ 384,000
VICTORIA, TX 1 $ 178,000 $ 178,000 $ 91,000

Mortgage Loan Application Detail Totals for Guidance Residential, Llc in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,590 $379,819,000 $238,000 $800,000 $109,000 $936,000
Refinancing 584 $135,941,000 $232,000 $645,000 $120,000 $1,404,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 1,386 $348,865,000 $251,000 $800,000 $116,000 $936,000
White 591 $129,322,000 $218,000 $645,000 $110,000 $1,404,000
Black or African American 181 $34,444,000 $190,000 $645,000 $86,000 $550,000
Hispanic 14 $2,914,000 $208,000 $501,000 $79,000 $145,000
Not Provided 2 $215,000 $107,000 $135,000 $49,000 $62,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,174 $515,760,000 $237,000 $800,000 $112,000 $1,404,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,378 $328,647,000 $238,000 $645,000 $112,000 $932,000
Application Denied By Financial Institution 261 $57,592,000 $220,000 $626,000 $96,000 $936,000
Application Withdrawn By Applicant 227 $53,095,000 $233,000 $800,000 $118,000 $859,000
File Closed For Incompleteness 156 $36,601,000 $234,000 $645,000 $126,000 $1,404,000
Application Approved But Not Accepted 152 $39,825,000 $262,000 $625,000 $118,000 $745,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 77 $17,564,000 $228,000 $620,000 $56,000 $160,000
Collateral 52 $10,538,000 $202,000 $508,000 $109,000 $677,000
Credit History 42 $9,302,000 $221,000 $625,000 $105,000 $325,000
Mortgage Insurance Denied 36 $8,382,000 $232,000 $507,000 $137,000 $841,000
Unverifiable Information 30 $6,961,000 $232,000 $625,000 $121,000 $936,000
Insufficient Cash (Downpayment, Closing Cost) 11 $2,027,000 $184,000 $460,000 $81,000 $162,000
Employment History 9 $2,050,000 $227,000 $626,000 $91,000 $203,000
Other 4 $768,000 $192,000 $252,000 $84,000 $202,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, Llc's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Guidance Residential, Llc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet with aggregated HMDA statistics today.

Download the Delaware Lender List