Ocmbc, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Ocmbc, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ocmbc, Inc. 19000 Macarthur Blvd, Suite 200 Glendale, CA 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 5,149 |
| Total Mortgage Loan Application Amount | $2,111,635,000 |
| Average Mortgage Loan Application Amount | $354,000 |
| Highest Mortgage Loan Application Amount | $8,925,000 |
| Average Applicant Income | $94,000 |
| Highest Applicant Income | $8,547,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Ocmbc, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ocmbc, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Ocmbc, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ocmbc, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Ocmbc, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ocmbc, Inc.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,068 | $ 592,140,000 | $ 554,000 | $ 152,000 |
| San Bernardino County California | 545 | $ 176,165,000 | $ 323,000 | $ 79,000 |
| Riverside County California | 486 | $ 167,230,000 | $ 344,000 | $ 103,000 |
| Cook County Illinois | 334 | $ 71,620,000 | $ 214,000 | $ 77,000 |
| Orange County California | 315 | $ 223,555,000 | $ 709,000 | $ 254,000 |
| San Diego County California | 230 | $ 113,570,000 | $ 493,000 | $ 155,000 |
| Sacramento County California | 86 | $ 26,080,000 | $ 303,000 | $ 77,000 |
| Broward County Florida | 64 | $ 25,830,000 | $ 403,000 | $ 165,000 |
| Lee County Florida | 64 | $ 13,100,000 | $ 204,000 | $ 76,000 |
| Kern County California | 62 | $ 13,790,000 | $ 222,000 | $ 87,000 |
| Miami-Dade County Florida | 59 | $ 25,365,000 | $ 429,000 | $ 159,000 |
| Monterey County California | 58 | $ 29,060,000 | $ 501,000 | $ 114,000 |
| Harris County Texas | 58 | $ 12,810,000 | $ 220,000 | $ 187,000 |
| Maricopa County Arizona | 57 | $ 19,125,000 | $ 335,000 | $ 183,000 |
| Alameda County California | 57 | $ 36,465,000 | $ 639,000 | $ 159,000 |
| Clark County Nevada | 54 | $ 22,920,000 | $ 424,000 | $ 234,000 |
| Contra Costa County California | 53 | $ 26,635,000 | $ 502,000 | $ 123,000 |
| Ventura County California | 47 | $ 32,025,000 | $ 681,000 | $ 194,000 |
| Prince George's County Maryland | 41 | $ 12,185,000 | $ 297,000 | $ 87,000 |
| San Joaquin County California | 38 | $ 12,400,000 | $ 326,000 | $ 87,000 |
| Santa Clara County California | 38 | $ 34,360,000 | $ 904,000 | $ 306,000 |
| Kane County Illinois | 37 | $ 7,705,000 | $ 208,000 | $ 81,000 |
| Dallas County Texas | 32 | $ 9,690,000 | $ 302,000 | $ 175,000 |
| Fresno County California | 31 | $ 7,045,000 | $ 227,000 | $ 108,000 |
| Lake County Illinois | 31 | $ 5,775,000 | $ 186,000 | $ 91,000 |
| Orange County Florida | 30 | $ 8,050,000 | $ 268,000 | $ 73,000 |
| Will County Illinois | 30 | $ 7,030,000 | $ 234,000 | $ 83,000 |
| Palm Beach County Florida | 29 | $ 8,975,000 | $ 309,000 | $ 98,000 |
| Baltimore City County Maryland | 27 | $ 5,415,000 | $ 200,000 | $ 77,000 |
| Brevard County Florida | 26 | $ 7,290,000 | $ 280,000 | $ 63,000 |
| Polk County Florida | 25 | $ 5,035,000 | $ 201,000 | $ 59,000 |
| Seminole County Florida | 25 | $ 5,515,000 | $ 220,000 | $ 135,000 |
| Solano County California | 24 | $ 10,110,000 | $ 421,000 | $ 115,000 |
| San Francisco County California | 23 | $ 22,345,000 | $ 971,000 | $ 113,000 |
| Hillsborough County Florida | 23 | $ 4,345,000 | $ 188,000 | $ 72,000 |
| Montgomery County Maryland | 23 | $ 6,895,000 | $ 299,000 | $ 67,000 |
| Santa Barbara County California | 22 | $ 18,850,000 | $ 856,000 | $ 434,000 |
| Baltimore County Maryland | 22 | $ 5,350,000 | $ 243,000 | $ 66,000 |
| Sonoma County California | 21 | $ 14,345,000 | $ 683,000 | $ 213,000 |
| Stanislaus County California | 19 | $ 5,635,000 | $ 296,000 | $ 66,000 |
| Osceola County Florida | 18 | $ 4,300,000 | $ 238,000 | $ 114,000 |
| Volusia County Florida | 18 | $ 2,930,000 | $ 162,000 | $ 46,000 |
| McHenry County Illinois | 18 | $ 3,750,000 | $ 208,000 | $ 74,000 |
| DuPage County Illinois | 17 | $ 4,465,000 | $ 262,000 | $ 98,000 |
| Charlotte County Florida | 16 | $ 2,890,000 | $ 180,000 | $ 76,000 |
| San Mateo County California | 15 | $ 17,725,000 | $ 1,181,000 | $ 396,000 |
| Placer County California | 14 | $ 7,610,000 | $ 543,000 | $ 128,000 |
| Fort Bend County Texas | 14 | $ 5,460,000 | $ 390,000 | $ 162,000 |
| Marin County California | 13 | $ 12,835,000 | $ 987,000 | $ 275,000 |
| Oakland County Michigan | 13 | $ 3,065,000 | $ 235,000 | $ 90,000 |
| Salt Lake County Utah | 13 | $ 4,255,000 | $ 327,000 | $ 76,000 |
| Pinellas County Florida | 12 | $ 4,150,000 | $ 345,000 | $ 185,000 |
| Cameron County Texas | 12 | $ 2,010,000 | $ 167,000 | $ 86,000 |
| Denton County Texas | 12 | $ 3,150,000 | $ 262,000 | $ 106,000 |
| Tarrant County Texas | 12 | $ 2,640,000 | $ 220,000 | $ 210,000 |
| District of Columbia County District Of Columbia | 11 | $ 4,135,000 | $ 375,000 | $ 153,000 |
| San Luis Obispo County California | 10 | $ 6,320,000 | $ 632,000 | $ 73,000 |
| Lake County Florida | 10 | $ 2,220,000 | $ 222,000 | $ 74,000 |
| Fulton County Georgia | 10 | $ 3,100,000 | $ 310,000 | $ 132,000 |
| Wayne County Michigan | 10 | $ 1,750,000 | $ 175,000 | $ 55,000 |
| Pasco County Florida | 9 | $ 1,575,000 | $ 175,000 | $ 60,000 |
| Cobb County Georgia | 9 | $ 2,765,000 | $ 307,000 | $ 140,000 |
| Howard County Maryland | 9 | $ 2,875,000 | $ 319,000 | $ 121,000 |
| Hennepin County Minnesota | 8 | $ 2,120,000 | $ 265,000 | $ 34,000 |
| Merced County California | 7 | $ 1,975,000 | $ 282,000 | $ 76,000 |
| Collier County Florida | 7 | $ 3,505,000 | $ 500,000 | $ 259,000 |
| St. Lucie County Florida | 7 | $ 1,415,000 | $ 202,000 | $ 68,000 |
| Charles County Maryland | 7 | $ 1,745,000 | $ 249,000 | $ 80,000 |
| Harford County Maryland | 7 | $ 2,315,000 | $ 330,000 | $ 129,000 |
| Bexar County Texas | 7 | $ 1,465,000 | $ 209,000 | $ 103,000 |
| El Paso County Texas | 7 | $ 1,045,000 | $ 149,000 | $ 62,000 |
| Mohave County Arizona | 6 | $ 1,690,000 | $ 281,000 | $ 239,000 |
| Yavapai County Arizona | 6 | $ 1,620,000 | $ 270,000 | $ 228,000 |
| El Dorado County California | 6 | $ 2,950,000 | $ 491,000 | $ 134,000 |
| Lake County California | 6 | $ 760,000 | $ 126,000 | $ 14,000 |
| Mendocino County California | 6 | $ 4,640,000 | $ 773,000 | $ 148,000 |
| Santa Cruz County California | 6 | $ 4,340,000 | $ 723,000 | $ 33,000 |
| Marion County Florida | 6 | $ 900,000 | $ 150,000 | $ 44,000 |
| St. Johns County Florida | 6 | $ 1,290,000 | $ 215,000 | $ 60,000 |
| Marion County Indiana | 6 | $ 950,000 | $ 158,000 | $ 49,000 |
| Wicomico County Maryland | 6 | $ 1,320,000 | $ 220,000 | $ 61,000 |
| Lane County Oregon | 6 | $ 1,620,000 | $ 270,000 | $ 59,000 |
| Washington County Oregon | 6 | $ 1,820,000 | $ 303,000 | $ 66,000 |
| King County Washington | 6 | $ 2,330,000 | $ 388,000 | $ 32,000 |
| Madera County California | 5 | $ 1,695,000 | $ 339,000 | $ 110,000 |
| Tulare County California | 5 | $ 1,275,000 | $ 255,000 | $ 126,000 |
| Arapahoe County Colorado | 5 | $ 2,145,000 | $ 429,000 | $ 108,000 |
| Hardin County Kentucky | 5 | $ 1,115,000 | $ 223,000 | $ 59,000 |
| Frederick County Maryland | 5 | $ 1,655,000 | $ 331,000 | $ 73,000 |
| Lea County New Mexico | 5 | $ 905,000 | $ 181,000 | $ 75,000 |
| Kaufman County Texas | 5 | $ 855,000 | $ 171,000 | $ 140,000 |
| Weber County Utah | 5 | $ 865,000 | $ 173,000 | $ 42,000 |
| Pinal County Arizona | 4 | $ 820,000 | $ 205,000 | $ 67,000 |
| Amador County California | 4 | $ 1,130,000 | $ 282,000 | $ 95,000 |
| Imperial County California | 4 | $ 800,000 | $ 200,000 | $ 50,000 |
| Jefferson County Colorado | 4 | $ 1,370,000 | $ 342,000 | $ 76,000 |
| Sarasota County Florida | 4 | $ 1,950,000 | $ 487,000 | $ 179,000 |
| Gwinnett County Georgia | 4 | $ 1,540,000 | $ 385,000 | $ 84,000 |
| Henry County Georgia | 4 | $ 940,000 | $ 235,000 | $ 28,000 |
| Kendall County Illinois | 4 | $ 840,000 | $ 210,000 | $ 52,000 |
| Anne Arundel County Maryland | 4 | $ 1,060,000 | $ 265,000 | $ 87,000 |
| Bristol County Massachusetts | 4 | $ 710,000 | $ 177,000 | $ 66,000 |
| Essex County Massachusetts | 4 | $ 1,970,000 | $ 492,000 | $ 134,000 |
| Brazoria County Texas | 4 | $ 680,000 | $ 170,000 | $ 69,000 |
| Utah County Utah | 4 | $ 900,000 | $ 225,000 | $ 42,000 |
| Pima County Arizona | 3 | $ 455,000 | $ 151,000 | $ 16,000 |
| Calaveras County California | 3 | $ 575,000 | $ 191,000 | $ 46,000 |
| Kings County California | 3 | $ 575,000 | $ 191,000 | $ 27,000 |
| San Benito County California | 3 | $ 1,145,000 | $ 381,000 | $ 80,000 |
| Shasta County California | 3 | $ 665,000 | $ 221,000 | $ 71,000 |
| Yuba County California | 3 | $ 715,000 | $ 238,000 | $ 51,000 |
| Hernando County Florida | 3 | $ 345,000 | $ 115,000 | $ 45,000 |
| Manatee County Florida | 3 | $ 765,000 | $ 255,000 | $ 60,000 |
| Clayton County Georgia | 3 | $ 495,000 | $ 165,000 | $ 26,000 |
| DeKalb County Georgia | 3 | $ 635,000 | $ 211,000 | $ 19,000 |
| Newton County Georgia | 3 | $ 385,000 | $ 128,000 | $ 25,000 |
| Hamilton County Indiana | 3 | $ 545,000 | $ 181,000 | $ 65,000 |
| Hendricks County Indiana | 3 | $ 495,000 | $ 165,000 | $ 63,000 |
| Orleans County Louisiana | 3 | $ 575,000 | $ 191,000 | $ 39,000 |
| Plymouth County Massachusetts | 3 | $ 1,035,000 | $ 345,000 | $ 134,000 |
| Worcester County Massachusetts | 3 | $ 575,000 | $ 191,000 | $ 62,000 |
| Washoe County Nevada | 3 | $ 565,000 | $ 188,000 | $ 238,000 |
| Burlington County New Jersey | 3 | $ 745,000 | $ 248,000 | $ 190,000 |
| Mercer County New Jersey | 3 | $ 435,000 | $ 145,000 | $ 56,000 |
| Dona Ana County New Mexico | 3 | $ 515,000 | $ 171,000 | $ 64,000 |
| Dare County North Carolina | 3 | $ 1,085,000 | $ 361,000 | $ 149,000 |
| Multnomah County Oregon | 3 | $ 1,885,000 | $ 628,000 | $ 193,000 |
| Philadelphia County Pennsylvania | 3 | $ 365,000 | $ 121,000 | $ 35,000 |
| Travis County Texas | 3 | $ 565,000 | $ 188,000 | $ 90,000 |
| Arlington County Virginia | 3 | $ 2,265,000 | $ 755,000 | $ 40,000 |
| Fairfax County Virginia | 3 | $ 1,565,000 | $ 521,000 | $ 131,000 |
| Loudoun County Virginia | 3 | $ 1,085,000 | $ 361,000 | $ 61,000 |
| Prince William County Virginia | 3 | $ 915,000 | $ 305,000 | $ 100,000 |
| Snohomish County Washington | 3 | $ 985,000 | $ 328,000 | $ 89,000 |
| Butte County California | 2 | $ 390,000 | $ 195,000 | $ 77,000 |
| Napa County California | 2 | $ 800,000 | $ 400,000 | $ 136,000 |
| Nevada County California | 2 | $ 660,000 | $ 330,000 | $ 51,000 |
| Sutter County California | 2 | $ 510,000 | $ 255,000 | $ 35,000 |
| Yolo County California | 2 | $ 1,040,000 | $ 520,000 | $ 201,000 |
| Adams County Colorado | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Denver County Colorado | 2 | $ 850,000 | $ 425,000 | $ 94,000 |
| El Paso County Colorado | 2 | $ 500,000 | $ 250,000 | $ 43,000 |
| Bay County Florida | 2 | $ 330,000 | $ 165,000 | $ 25,000 |
| Clay County Florida | 2 | $ 1,570,000 | $ 785,000 | $ 153,000 |
| Monroe County Florida | 2 | $ 3,060,000 | $ 1,530,000 | $ 1,555,000 |
| Santa Rosa County Florida | 2 | $ 410,000 | $ 205,000 | $ 68,000 |
| Chatham County Georgia | 2 | $ 320,000 | $ 160,000 | $ 93,000 |
| Winnebago County Illinois | 2 | $ 400,000 | $ 200,000 | $ 54,000 |
| Lake County Indiana | 2 | $ 180,000 | $ 90,000 | $ 28,000 |
| Ascension County Louisiana | 2 | $ 450,000 | $ 225,000 | $ 119,000 |
| Caddo County Louisiana | 2 | $ 370,000 | $ 185,000 | $ 139,000 |
| Jefferson County Louisiana | 2 | $ 280,000 | $ 140,000 | $ 90,000 |
| Ouachita County Louisiana | 2 | $ 700,000 | $ 350,000 | $ 155,000 |
| Calvert County Maryland | 2 | $ 490,000 | $ 245,000 | $ 51,000 |
| Carroll County Maryland | 2 | $ 650,000 | $ 325,000 | $ 130,000 |
| St. Mary's County Maryland | 2 | $ 530,000 | $ 265,000 | $ 70,000 |
| Barnstable County Massachusetts | 2 | $ 820,000 | $ 410,000 | $ 112,000 |
| Middlesex County Massachusetts | 2 | $ 820,000 | $ 410,000 | $ 70,000 |
| Macomb County Michigan | 2 | $ 350,000 | $ 175,000 | $ 90,000 |
| Anoka County Minnesota | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Dakota County Minnesota | 2 | $ 730,000 | $ 365,000 | $ 127,000 |
| Goodhue County Minnesota | 2 | $ 410,000 | $ 205,000 | $ 41,000 |
| Ramsey County Minnesota | 2 | $ 320,000 | $ 160,000 | $ 27,000 |
| Bergen County New Jersey | 2 | $ 730,000 | $ 365,000 | $ 308,000 |
| Monmouth County New Jersey | 2 | $ 970,000 | $ 485,000 | $ 190,000 |
| Bernalillo County New Mexico | 2 | $ 530,000 | $ 265,000 | $ 55,000 |
| Mecklenburg County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 75,000 |
| Wake County North Carolina | 2 | $ 1,330,000 | $ 665,000 | $ 46,000 |
| Douglas County Oregon | 2 | $ 850,000 | $ 425,000 | $ 31,000 |
| Jackson County Oregon | 2 | $ 660,000 | $ 330,000 | $ 389,000 |
| Collin County Texas | 2 | $ 1,700,000 | $ 850,000 | $ 376,000 |
| Grayson County Texas | 2 | $ 210,000 | $ 105,000 | $ 37,000 |
| Hays County Texas | 2 | $ 780,000 | $ 390,000 | $ 132,000 |
| Nueces County Texas | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Rockwall County Texas | 2 | $ 430,000 | $ 215,000 | $ 92,000 |
| Wise County Texas | 2 | $ 430,000 | $ 215,000 | $ 228,000 |
| Davis County Utah | 2 | $ 460,000 | $ 230,000 | $ 60,000 |
| Alexandria County Virginia | 2 | $ 820,000 | $ 410,000 | $ 19,000 |
| Henrico County Virginia | 2 | $ 620,000 | $ 310,000 | $ 59,000 |
| Pierce County Washington | 2 | $ 740,000 | $ 370,000 | $ 115,000 |
| Spokane County Washington | 2 | $ 410,000 | $ 205,000 | $ 52,000 |
| Whatcom County Washington | 2 | $ 500,000 | $ 250,000 | $ 63,000 |
| Milwaukee County Wisconsin | 2 | $ 270,000 | $ 135,000 | $ 54,000 |
| St. Croix County Wisconsin | 2 | $ 600,000 | $ 300,000 | $ 59,000 |
| Waukesha County Wisconsin | 2 | $ 910,000 | $ 455,000 | $ 222,000 |
| Graham County Arizona | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Navajo County Arizona | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Tuolumne County California | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Boulder County Colorado | 1 | $ 295,000 | $ 295,000 | $ 59,000 |
| Larimer County Colorado | 1 | $ 435,000 | $ 435,000 | $ 95,000 |
| Weld County Colorado | 1 | $ 175,000 | $ 175,000 | $ 35,000 |
| Alachua County Florida | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Duval County Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Escambia County Florida | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Flagler County Florida | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Highlands County Florida | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Leon County Florida | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Martin County Florida | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Okaloosa County Florida | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Sumter County Florida | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Barrow County Georgia | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
| Cherokee County Georgia | 1 | $ 345,000 | $ 345,000 | $ 135,000 |
| Fayette County Georgia | 1 | $ 435,000 | $ 435,000 | $ 336,000 |
| Hall County Georgia | 1 | $ 365,000 | $ 365,000 | $ 69,000 |
| Muscogee County Georgia | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Paulding County Georgia | 1 | $ 235,000 | $ 235,000 | $ 92,000 |
| Rockdale County Georgia | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Walton County Georgia | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| DeKalb County Illinois | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Kankakee County Illinois | 1 | $ 165,000 | $ 165,000 | $ 99,000 |
| Ogle County Illinois | 1 | $ 215,000 | $ 215,000 | $ 77,000 |
| Allen County Indiana | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Boone County Indiana | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Floyd County Indiana | 1 | $ 225,000 | $ 225,000 | $ 36,000 |
| Hancock County Indiana | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Johnson County Indiana | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Morgan County Indiana | 1 | $ 125,000 | $ 125,000 | $ 27,000 |
| Ripley County Indiana | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Shelby County Indiana | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| St. Joseph County Indiana | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Boone County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 143,000 |
| Boyle County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 57,000 |
| Bullitt County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Jefferson County Kentucky | 1 | $ 405,000 | $ 405,000 | $ 156,000 |
| Kenton County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Larue County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Meade County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| East Baton Rouge County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| St. James County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| St. John the Baptist County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| St. Tammany County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| West Baton Rouge County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 66,000 |
| Garrett County Maryland | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
| Washington County Maryland | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Hampden County Massachusetts | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Emmet County Michigan | 1 | $ 155,000 | $ 155,000 | $ 152,000 |
| Genesee County Michigan | 1 | $ 165,000 | $ 165,000 | $ 102,000 |
| Lapeer County Michigan | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Midland County Michigan | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Monroe County Michigan | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Montmorency County Michigan | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Muskegon County Michigan | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Saginaw County Michigan | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| St. Clair County Michigan | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Isanti County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Mille Lacs County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Olmsted County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 43,000 |
| St. Louis County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 196,000 |
| Washington County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 84,000 |
| Wright County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Flathead County Montana | 1 | $ 325,000 | $ 325,000 | $ 80,000 |
| Yellowstone County Montana | 1 | $ 275,000 | $ 275,000 | $ 162,000 |
| Camden County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 104,000 |
| Essex County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Hunterdon County New Jersey | 1 | $ 415,000 | $ 415,000 | $ 109,000 |
| Somerset County New Jersey | 1 | $ 545,000 | $ 545,000 | $ 190,000 |
| Los Alamos County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Onslow County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Randolph County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Clackamas County Oregon | 1 | $ 685,000 | $ 685,000 | $ 246,000 |
| Clatsop County Oregon | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| Josephine County Oregon | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
| Linn County Oregon | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Marion County Oregon | 1 | $ 715,000 | $ 715,000 | $ 70,000 |
| Chester County Pennsylvania | 1 | $ 625,000 | $ 625,000 | $ 641,000 |
| Franklin County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Montgomery County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Westmoreland County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Georgetown County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Greenville County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Lexington County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| York County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| Bastrop County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Burnet County Texas | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Caldwell County Texas | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Ellis County Texas | 1 | $ 425,000 | $ 425,000 | $ 953,000 |
| Hardin County Texas | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Panola County Texas | 1 | $ 245,000 | $ 245,000 | $ 89,000 |
| Parker County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| San Patricio County Texas | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Scurry County Texas | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Waller County Texas | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Williamson County Texas | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| Box Elder County Utah | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Iron County Utah | 1 | $ 365,000 | $ 365,000 | $ 251,000 |
| Kane County Utah | 1 | $ 355,000 | $ 355,000 | $ 144,000 |
| Summit County Utah | 1 | $ 765,000 | $ 765,000 | $ 662,000 |
| Accomack County Virginia | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Caroline County Virginia | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Chesterfield County Virginia | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Hampton County Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 265,000 | $ 265,000 | $ 108,000 |
| Stafford County Virginia | 1 | $ 475,000 | $ 475,000 | $ 123,000 |
| Clark County Washington | 1 | $ 315,000 | $ 315,000 | $ 68,000 |
| Cowlitz County Washington | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Douglas County Washington | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Grant County Washington | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Island County Washington | 1 | $ 565,000 | $ 565,000 | $ 0 |
| San Juan County Washington | 1 | $ 645,000 | $ 645,000 | $ 238,000 |
| Thurston County Washington | 1 | $ 465,000 | $ 465,000 | $ 0 |
Mortgage Loan Application Detail Totals for Ocmbc, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,586 | $938,030,000 | $362,000 | $3,415,000 | $126,000 | $6,074,000 |
| Cash-out Refinancing | 1,568 | $736,750,000 | $469,000 | $6,005,000 | $148,000 | $8,547,000 |
| Refinancing | 993 | $436,355,000 | $439,000 | $8,925,000 | $104,000 | $2,425,000 |
| Other Purpose | 1 | $345,000 | $345,000 | $345,000 | $0 | $0 |
| Home Improvement | 1 | $155,000 | $155,000 | $155,000 | $92,000 | $92,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 2,101 | $699,025,000 | $332,000 | $5,405,000 | $93,000 | $2,924,000 |
| White | 1,503 | $707,645,000 | $470,000 | $5,005,000 | $161,000 | $3,914,000 |
| Not Provided | 629 | $351,845,000 | $559,000 | $6,005,000 | $168,000 | $6,396,000 |
| Black or African American | 583 | $172,825,000 | $296,000 | $1,505,000 | $100,000 | $1,611,000 |
| Asian | 301 | $163,185,000 | $542,000 | $8,925,000 | $192,000 | $8,547,000 |
| American Indian or Alaskan Native | 21 | $10,035,000 | $477,000 | $1,395,000 | $260,000 | $1,800,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $7,075,000 | $643,000 | $3,255,000 | $78,000 | $142,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,138 | $1,504,960,000 | $479,000 | $8,925,000 | $165,000 | $8,547,000 |
| FHA-insured (Federal Housing Administration) | 1,729 | $508,765,000 | $294,000 | $945,000 | $72,000 | $384,000 |
| VA-guaranteed (Veterans Administration) | 264 | $94,320,000 | $357,000 | $905,000 | $73,000 | $280,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $3,590,000 | $199,000 | $315,000 | $56,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,465 | $1,290,585,000 | $372,000 | $3,005,000 | $115,000 | $3,914,000 |
| Application Approved But Not Accepted | 834 | $384,850,000 | $461,000 | $8,925,000 | $158,000 | $6,074,000 |
| Application Denied By Financial Institution | 685 | $365,155,000 | $533,000 | $6,005,000 | $161,000 | $8,547,000 |
| File Closed For Incompleteness | 163 | $70,135,000 | $430,000 | $2,045,000 | $143,000 | $2,924,000 |
| Preapproval Approved but not Accepted | 1 | $255,000 | $255,000 | $255,000 | $56,000 | $56,000 |
| Application Withdrawn By Applicant | 1 | $655,000 | $655,000 | $655,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,464 | $1,746,480,000 | $391,000 | $8,925,000 | $124,000 | $6,074,000 |
| Debt-To-Income Ratio | 204 | $96,520,000 | $473,000 | $2,745,000 | $107,000 | $1,200,000 |
| Credit History | 122 | $67,270,000 | $551,000 | $5,405,000 | $165,000 | $6,396,000 |
| Collateral | 97 | $59,665,000 | $615,000 | $3,665,000 | $195,000 | $2,104,000 |
| Other | 93 | $54,855,000 | $589,000 | $6,005,000 | $229,000 | $8,547,000 |
| Unverifiable Information | 75 | $46,485,000 | $619,000 | $5,005,000 | $190,000 | $2,685,000 |
| Credit Application Incomplete | 54 | $22,980,000 | $425,000 | $1,605,000 | $143,000 | $939,000 |
| Employment History | 20 | $8,610,000 | $430,000 | $1,105,000 | $197,000 | $747,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $8,770,000 | $438,000 | $1,105,000 | $118,000 | $425,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ocmbc, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ocmbc, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.