Ocmbc, Inc. Mortgage Lending & HMDA Data, 2019
In 2019, Ocmbc, Inc. of Irvine, CA reported 5,149 mortgage applications totaling $2.1 billion, up 57% from 2018. The average application was for $410,105, and applicants reported an average income of $128,425. 67% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,068), Riverside-San Bernardino-Ontario, CA (1,031) and Chicago-Naperville, IL (399) (applications in parentheses).
| Mortgage Company & Address | Ocmbc, Inc. 19000 Macarthur Blvd, Suite 200 Irvine, CA 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 5,149 |
| Total Mortgage Loan Application Amount | $2,111,635,000 |
| Average Mortgage Loan Application Amount | $410,105 |
| Highest Mortgage Loan Application Amount | $8,925,000 |
| Average Applicant Income | $128,425 |
| Highest Applicant Income | $8,547,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ocmbc, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 1,068 | $ 592,140,000 | $ 554,438 | $ 152,000 |
| San Bernardino, California | 545 | $ 176,165,000 | $ 323,238 | $ 79,000 |
| Riverside, California | 486 | $ 167,230,000 | $ 344,094 | $ 103,000 |
| Cook, Illinois | 334 | $ 71,620,000 | $ 214,431 | $ 77,000 |
| Orange, California | 315 | $ 223,555,000 | $ 709,698 | $ 254,000 |
| San Diego, California | 230 | $ 113,570,000 | $ 493,782 | $ 155,000 |
| Sacramento, California | 86 | $ 26,080,000 | $ 303,255 | $ 77,000 |
| Broward, Florida | 64 | $ 25,830,000 | $ 403,593 | $ 165,000 |
| Lee, Florida | 64 | $ 13,100,000 | $ 204,687 | $ 76,000 |
| Kern, California | 62 | $ 13,790,000 | $ 222,419 | $ 87,000 |
| Miami-Dade, Florida | 59 | $ 25,365,000 | $ 429,915 | $ 159,000 |
| Monterey, California | 58 | $ 29,060,000 | $ 501,034 | $ 114,000 |
| Harris, Texas | 58 | $ 12,810,000 | $ 220,862 | $ 187,000 |
| Maricopa, Arizona | 57 | $ 19,125,000 | $ 335,526 | $ 183,000 |
| Alameda, California | 57 | $ 36,465,000 | $ 639,736 | $ 159,000 |
| Clark, Nevada | 54 | $ 22,920,000 | $ 424,444 | $ 234,000 |
| Contra Costa, California | 53 | $ 26,635,000 | $ 502,547 | $ 123,000 |
| Ventura, California | 47 | $ 32,025,000 | $ 681,382 | $ 194,000 |
| Prince George's, Maryland | 41 | $ 12,185,000 | $ 297,195 | $ 87,000 |
| San Joaquin, California | 38 | $ 12,400,000 | $ 326,315 | $ 87,000 |
| Santa Clara, California | 38 | $ 34,360,000 | $ 904,210 | $ 306,000 |
| Kane, Illinois | 37 | $ 7,705,000 | $ 208,243 | $ 81,000 |
| Dallas, Texas | 32 | $ 9,690,000 | $ 302,812 | $ 175,000 |
| Fresno, California | 31 | $ 7,045,000 | $ 227,258 | $ 108,000 |
| Lake, Illinois | 31 | $ 5,775,000 | $ 186,290 | $ 91,000 |
| Orange, Florida | 30 | $ 8,050,000 | $ 268,333 | $ 73,000 |
| Will, Illinois | 30 | $ 7,030,000 | $ 234,333 | $ 83,000 |
| Palm Beach, Florida | 29 | $ 8,975,000 | $ 309,482 | $ 98,000 |
| Baltimore City, Maryland | 27 | $ 5,415,000 | $ 200,555 | $ 77,000 |
| Brevard, Florida | 26 | $ 7,290,000 | $ 280,384 | $ 63,000 |
| Polk, Florida | 25 | $ 5,035,000 | $ 201,400 | $ 59,000 |
| Seminole, Florida | 25 | $ 5,515,000 | $ 220,600 | $ 135,000 |
| Solano, California | 24 | $ 10,110,000 | $ 421,250 | $ 115,000 |
| San Francisco, California | 23 | $ 22,345,000 | $ 971,521 | $ 113,000 |
| Hillsborough, Florida | 23 | $ 4,345,000 | $ 188,913 | $ 72,000 |
| Montgomery, Maryland | 23 | $ 6,895,000 | $ 299,782 | $ 67,000 |
| Santa Barbara, California | 22 | $ 18,850,000 | $ 856,818 | $ 434,000 |
| Baltimore, Maryland | 22 | $ 5,350,000 | $ 243,181 | $ 66,000 |
| Sonoma, California | 21 | $ 14,345,000 | $ 683,095 | $ 213,000 |
| Stanislaus, California | 19 | $ 5,635,000 | $ 296,578 | $ 66,000 |
| Osceola, Florida | 18 | $ 4,300,000 | $ 238,888 | $ 114,000 |
| Volusia, Florida | 18 | $ 2,930,000 | $ 162,777 | $ 46,000 |
| McHenry, Illinois | 18 | $ 3,750,000 | $ 208,333 | $ 74,000 |
| DuPage, Illinois | 17 | $ 4,465,000 | $ 262,647 | $ 98,000 |
| Charlotte, Florida | 16 | $ 2,890,000 | $ 180,625 | $ 76,000 |
| San Mateo, California | 15 | $ 17,725,000 | $ 1,181,666 | $ 396,000 |
| Placer, California | 14 | $ 7,610,000 | $ 543,571 | $ 128,000 |
| Fort Bend, Texas | 14 | $ 5,460,000 | $ 390,000 | $ 162,000 |
| Marin, California | 13 | $ 12,835,000 | $ 987,307 | $ 275,000 |
| Oakland, Michigan | 13 | $ 3,065,000 | $ 235,769 | $ 90,000 |
| Salt Lake, Utah | 13 | $ 4,255,000 | $ 327,307 | $ 76,000 |
| Pinellas, Florida | 12 | $ 4,150,000 | $ 345,833 | $ 185,000 |
| Cameron, Texas | 12 | $ 2,010,000 | $ 167,500 | $ 86,000 |
| Denton, Texas | 12 | $ 3,150,000 | $ 262,500 | $ 106,000 |
| Tarrant, Texas | 12 | $ 2,640,000 | $ 220,000 | $ 210,000 |
| District of Columbia, District Of Columbia | 11 | $ 4,135,000 | $ 375,909 | $ 153,000 |
| San Luis Obispo, California | 10 | $ 6,320,000 | $ 632,000 | $ 73,000 |
| Lake, Florida | 10 | $ 2,220,000 | $ 222,000 | $ 74,000 |
| Fulton, Georgia | 10 | $ 3,100,000 | $ 310,000 | $ 132,000 |
| Wayne, Michigan | 10 | $ 1,750,000 | $ 175,000 | $ 55,000 |
| Pasco, Florida | 9 | $ 1,575,000 | $ 175,000 | $ 60,000 |
| Cobb, Georgia | 9 | $ 2,765,000 | $ 307,222 | $ 140,000 |
| Howard, Maryland | 9 | $ 2,875,000 | $ 319,444 | $ 121,000 |
| Hennepin, Minnesota | 8 | $ 2,120,000 | $ 265,000 | $ 34,000 |
| Merced, California | 7 | $ 1,975,000 | $ 282,142 | $ 76,000 |
| Collier, Florida | 7 | $ 3,505,000 | $ 500,714 | $ 259,000 |
| St. Lucie, Florida | 7 | $ 1,415,000 | $ 202,142 | $ 68,000 |
| Charles, Maryland | 7 | $ 1,745,000 | $ 249,285 | $ 80,000 |
| Harford, Maryland | 7 | $ 2,315,000 | $ 330,714 | $ 129,000 |
| Bexar, Texas | 7 | $ 1,465,000 | $ 209,285 | $ 103,000 |
| El Paso, Texas | 7 | $ 1,045,000 | $ 149,285 | $ 62,000 |
| Mohave, Arizona | 6 | $ 1,690,000 | $ 281,666 | $ 239,000 |
| Yavapai, Arizona | 6 | $ 1,620,000 | $ 270,000 | $ 228,000 |
| El Dorado, California | 6 | $ 2,950,000 | $ 491,666 | $ 134,000 |
| Lake, California | 6 | $ 760,000 | $ 126,666 | $ 14,000 |
| Mendocino, California | 6 | $ 4,640,000 | $ 773,333 | $ 148,000 |
| Santa Cruz, California | 6 | $ 4,340,000 | $ 723,333 | $ 33,000 |
| Marion, Florida | 6 | $ 900,000 | $ 150,000 | $ 44,000 |
| St. Johns, Florida | 6 | $ 1,290,000 | $ 215,000 | $ 60,000 |
| Marion, Indiana | 6 | $ 950,000 | $ 158,333 | $ 49,000 |
| Wicomico, Maryland | 6 | $ 1,320,000 | $ 220,000 | $ 61,000 |
| Lane, Oregon | 6 | $ 1,620,000 | $ 270,000 | $ 59,000 |
| Washington, Oregon | 6 | $ 1,820,000 | $ 303,333 | $ 66,000 |
| King, Washington | 6 | $ 2,330,000 | $ 388,333 | $ 32,000 |
| Madera, California | 5 | $ 1,695,000 | $ 339,000 | $ 110,000 |
| Tulare, California | 5 | $ 1,275,000 | $ 255,000 | $ 126,000 |
| Arapahoe, Colorado | 5 | $ 2,145,000 | $ 429,000 | $ 108,000 |
| Hardin, Kentucky | 5 | $ 1,115,000 | $ 223,000 | $ 59,000 |
| Frederick, Maryland | 5 | $ 1,655,000 | $ 331,000 | $ 73,000 |
| Lea, New Mexico | 5 | $ 905,000 | $ 181,000 | $ 75,000 |
| Kaufman, Texas | 5 | $ 855,000 | $ 171,000 | $ 140,000 |
| Weber, Utah | 5 | $ 865,000 | $ 173,000 | $ 42,000 |
| Pinal, Arizona | 4 | $ 820,000 | $ 205,000 | $ 67,000 |
| Amador, California | 4 | $ 1,130,000 | $ 282,500 | $ 95,000 |
| Imperial, California | 4 | $ 800,000 | $ 200,000 | $ 50,000 |
| Jefferson, Colorado | 4 | $ 1,370,000 | $ 342,500 | $ 76,000 |
| Sarasota, Florida | 4 | $ 1,950,000 | $ 487,500 | $ 179,000 |
| Gwinnett, Georgia | 4 | $ 1,540,000 | $ 385,000 | $ 84,000 |
| Henry, Georgia | 4 | $ 940,000 | $ 235,000 | $ 28,000 |
| Kendall, Illinois | 4 | $ 840,000 | $ 210,000 | $ 52,000 |
| Anne Arundel, Maryland | 4 | $ 1,060,000 | $ 265,000 | $ 87,000 |
| Bristol, Massachusetts | 4 | $ 710,000 | $ 177,500 | $ 66,000 |
| Essex, Massachusetts | 4 | $ 1,970,000 | $ 492,500 | $ 134,000 |
| Brazoria, Texas | 4 | $ 680,000 | $ 170,000 | $ 69,000 |
| Utah, Utah | 4 | $ 900,000 | $ 225,000 | $ 42,000 |
| Pima, Arizona | 3 | $ 455,000 | $ 151,666 | $ 16,000 |
| Calaveras, California | 3 | $ 575,000 | $ 191,666 | $ 46,000 |
| Kings, California | 3 | $ 575,000 | $ 191,666 | $ 27,000 |
| San Benito, California | 3 | $ 1,145,000 | $ 381,666 | $ 80,000 |
| Shasta, California | 3 | $ 665,000 | $ 221,666 | $ 71,000 |
| Yuba, California | 3 | $ 715,000 | $ 238,333 | $ 51,000 |
| Hernando, Florida | 3 | $ 345,000 | $ 115,000 | $ 45,000 |
| Manatee, Florida | 3 | $ 765,000 | $ 255,000 | $ 60,000 |
| Clayton, Georgia | 3 | $ 495,000 | $ 165,000 | $ 26,000 |
| DeKalb, Georgia | 3 | $ 635,000 | $ 211,666 | $ 19,000 |
| Newton, Georgia | 3 | $ 385,000 | $ 128,333 | $ 25,000 |
| Hamilton, Indiana | 3 | $ 545,000 | $ 181,666 | $ 65,000 |
| Hendricks, Indiana | 3 | $ 495,000 | $ 165,000 | $ 63,000 |
| Orleans, Louisiana | 3 | $ 575,000 | $ 191,666 | $ 39,000 |
| Plymouth, Massachusetts | 3 | $ 1,035,000 | $ 345,000 | $ 134,000 |
| Worcester, Massachusetts | 3 | $ 575,000 | $ 191,666 | $ 62,000 |
| Washoe, Nevada | 3 | $ 565,000 | $ 188,333 | $ 238,000 |
| Burlington, New Jersey | 3 | $ 745,000 | $ 248,333 | $ 190,000 |
| Mercer, New Jersey | 3 | $ 435,000 | $ 145,000 | $ 56,000 |
| Dona Ana, New Mexico | 3 | $ 515,000 | $ 171,666 | $ 64,000 |
| Dare, North Carolina | 3 | $ 1,085,000 | $ 361,666 | $ 149,000 |
| Multnomah, Oregon | 3 | $ 1,885,000 | $ 628,333 | $ 193,000 |
| Philadelphia, Pennsylvania | 3 | $ 365,000 | $ 121,666 | $ 35,000 |
| Travis, Texas | 3 | $ 565,000 | $ 188,333 | $ 90,000 |
| Arlington, Virginia | 3 | $ 2,265,000 | $ 755,000 | $ 40,000 |
| Fairfax, Virginia | 3 | $ 1,565,000 | $ 521,666 | $ 131,000 |
| Loudoun, Virginia | 3 | $ 1,085,000 | $ 361,666 | $ 61,000 |
| Prince William, Virginia | 3 | $ 915,000 | $ 305,000 | $ 100,000 |
| Snohomish, Washington | 3 | $ 985,000 | $ 328,333 | $ 89,000 |
| Butte, California | 2 | $ 390,000 | $ 195,000 | $ 77,000 |
| Napa, California | 2 | $ 800,000 | $ 400,000 | $ 136,000 |
| Nevada, California | 2 | $ 660,000 | $ 330,000 | $ 51,000 |
| Sutter, California | 2 | $ 510,000 | $ 255,000 | $ 35,000 |
| Yolo, California | 2 | $ 1,040,000 | $ 520,000 | $ 201,000 |
| Adams, Colorado | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Denver, Colorado | 2 | $ 850,000 | $ 425,000 | $ 94,000 |
| El Paso, Colorado | 2 | $ 500,000 | $ 250,000 | $ 43,000 |
| Bay, Florida | 2 | $ 330,000 | $ 165,000 | $ 25,000 |
| Clay, Florida | 2 | $ 1,570,000 | $ 785,000 | $ 153,000 |
| Monroe, Florida | 2 | $ 3,060,000 | $ 1,530,000 | $ 1,555,000 |
| Santa Rosa, Florida | 2 | $ 410,000 | $ 205,000 | $ 68,000 |
| Chatham, Georgia | 2 | $ 320,000 | $ 160,000 | $ 93,000 |
| Winnebago, Illinois | 2 | $ 400,000 | $ 200,000 | $ 54,000 |
| Lake, Indiana | 2 | $ 180,000 | $ 90,000 | $ 28,000 |
| Ascension, Louisiana | 2 | $ 450,000 | $ 225,000 | $ 119,000 |
| Caddo, Louisiana | 2 | $ 370,000 | $ 185,000 | $ 139,000 |
| Jefferson, Louisiana | 2 | $ 280,000 | $ 140,000 | $ 90,000 |
| Ouachita, Louisiana | 2 | $ 700,000 | $ 350,000 | $ 155,000 |
| Calvert, Maryland | 2 | $ 490,000 | $ 245,000 | $ 51,000 |
| Carroll, Maryland | 2 | $ 650,000 | $ 325,000 | $ 130,000 |
| St. Mary's, Maryland | 2 | $ 530,000 | $ 265,000 | $ 70,000 |
| Barnstable, Massachusetts | 2 | $ 820,000 | $ 410,000 | $ 112,000 |
| Middlesex, Massachusetts | 2 | $ 820,000 | $ 410,000 | $ 70,000 |
| Macomb, Michigan | 2 | $ 350,000 | $ 175,000 | $ 90,000 |
| Anoka, Minnesota | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Dakota, Minnesota | 2 | $ 730,000 | $ 365,000 | $ 127,000 |
| Goodhue, Minnesota | 2 | $ 410,000 | $ 205,000 | $ 41,000 |
| Ramsey, Minnesota | 2 | $ 320,000 | $ 160,000 | $ 27,000 |
| Bergen, New Jersey | 2 | $ 730,000 | $ 365,000 | $ 308,000 |
| Monmouth, New Jersey | 2 | $ 970,000 | $ 485,000 | $ 190,000 |
| Bernalillo, New Mexico | 2 | $ 530,000 | $ 265,000 | $ 55,000 |
| Mecklenburg, North Carolina | 2 | $ 420,000 | $ 210,000 | $ 75,000 |
| Wake, North Carolina | 2 | $ 1,330,000 | $ 665,000 | $ 46,000 |
| Douglas, Oregon | 2 | $ 850,000 | $ 425,000 | $ 31,000 |
| Jackson, Oregon | 2 | $ 660,000 | $ 330,000 | $ 389,000 |
| Collin, Texas | 2 | $ 1,700,000 | $ 850,000 | $ 376,000 |
| Grayson, Texas | 2 | $ 210,000 | $ 105,000 | $ 37,000 |
| Hays, Texas | 2 | $ 780,000 | $ 390,000 | $ 132,000 |
| Nueces, Texas | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Rockwall, Texas | 2 | $ 430,000 | $ 215,000 | $ 92,000 |
| Wise, Texas | 2 | $ 430,000 | $ 215,000 | $ 228,000 |
| Davis, Utah | 2 | $ 460,000 | $ 230,000 | $ 60,000 |
| Alexandria, Virginia | 2 | $ 820,000 | $ 410,000 | $ 19,000 |
| Henrico, Virginia | 2 | $ 620,000 | $ 310,000 | $ 59,000 |
| Pierce, Washington | 2 | $ 740,000 | $ 370,000 | $ 115,000 |
| Spokane, Washington | 2 | $ 410,000 | $ 205,000 | $ 52,000 |
| Whatcom, Washington | 2 | $ 500,000 | $ 250,000 | $ 63,000 |
| Milwaukee, Wisconsin | 2 | $ 270,000 | $ 135,000 | $ 54,000 |
| St. Croix, Wisconsin | 2 | $ 600,000 | $ 300,000 | $ 59,000 |
| Waukesha, Wisconsin | 2 | $ 910,000 | $ 455,000 | $ 222,000 |
| Graham, Arizona | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Navajo, Arizona | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Tuolumne, California | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Boulder, Colorado | 1 | $ 295,000 | $ 295,000 | $ 59,000 |
| Larimer, Colorado | 1 | $ 435,000 | $ 435,000 | $ 95,000 |
| Weld, Colorado | 1 | $ 175,000 | $ 175,000 | $ 35,000 |
| Alachua, Florida | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Duval, Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Escambia, Florida | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Flagler, Florida | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Highlands, Florida | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Leon, Florida | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Martin, Florida | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Okaloosa, Florida | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Sumter, Florida | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Barrow, Georgia | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
| Cherokee, Georgia | 1 | $ 345,000 | $ 345,000 | $ 135,000 |
| Fayette, Georgia | 1 | $ 435,000 | $ 435,000 | $ 336,000 |
| Hall, Georgia | 1 | $ 365,000 | $ 365,000 | $ 69,000 |
| Muscogee, Georgia | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Paulding, Georgia | 1 | $ 235,000 | $ 235,000 | $ 92,000 |
| Rockdale, Georgia | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Walton, Georgia | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| DeKalb, Illinois | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Kankakee, Illinois | 1 | $ 165,000 | $ 165,000 | $ 99,000 |
| Ogle, Illinois | 1 | $ 215,000 | $ 215,000 | $ 77,000 |
| Allen, Indiana | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Boone, Indiana | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Floyd, Indiana | 1 | $ 225,000 | $ 225,000 | $ 36,000 |
| Hancock, Indiana | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Johnson, Indiana | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Morgan, Indiana | 1 | $ 125,000 | $ 125,000 | $ 27,000 |
| Ripley, Indiana | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Shelby, Indiana | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| St. Joseph, Indiana | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Boone, Kentucky | 1 | $ 255,000 | $ 255,000 | $ 143,000 |
| Boyle, Kentucky | 1 | $ 195,000 | $ 195,000 | $ 57,000 |
| Bullitt, Kentucky | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Jefferson, Kentucky | 1 | $ 405,000 | $ 405,000 | $ 156,000 |
| Kenton, Kentucky | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Larue, Kentucky | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Meade, Kentucky | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| East Baton Rouge, Louisiana | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| St. James, Louisiana | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| St. John the Baptist, Louisiana | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| St. Tammany, Louisiana | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| West Baton Rouge, Louisiana | 1 | $ 235,000 | $ 235,000 | $ 66,000 |
| Garrett, Maryland | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
| Washington, Maryland | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Hampden, Massachusetts | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Emmet, Michigan | 1 | $ 155,000 | $ 155,000 | $ 152,000 |
| Genesee, Michigan | 1 | $ 165,000 | $ 165,000 | $ 102,000 |
| Lapeer, Michigan | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Midland, Michigan | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Monroe, Michigan | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Montmorency, Michigan | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Muskegon, Michigan | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Saginaw, Michigan | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| St. Clair, Michigan | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Isanti, Minnesota | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Mille Lacs, Minnesota | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Olmsted, Minnesota | 1 | $ 245,000 | $ 245,000 | $ 43,000 |
| St. Louis, Minnesota | 1 | $ 165,000 | $ 165,000 | $ 196,000 |
| Washington, Minnesota | 1 | $ 355,000 | $ 355,000 | $ 84,000 |
| Wright, Minnesota | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Flathead, Montana | 1 | $ 325,000 | $ 325,000 | $ 80,000 |
| Yellowstone, Montana | 1 | $ 275,000 | $ 275,000 | $ 162,000 |
| Camden, New Jersey | 1 | $ 155,000 | $ 155,000 | $ 104,000 |
| Essex, New Jersey | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Hunterdon, New Jersey | 1 | $ 415,000 | $ 415,000 | $ 109,000 |
| Somerset, New Jersey | 1 | $ 545,000 | $ 545,000 | $ 190,000 |
| Los Alamos, New Mexico | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Iredell, North Carolina | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Onslow, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Randolph, North Carolina | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Clackamas, Oregon | 1 | $ 685,000 | $ 685,000 | $ 246,000 |
| Clatsop, Oregon | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| Josephine, Oregon | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
| Linn, Oregon | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Marion, Oregon | 1 | $ 715,000 | $ 715,000 | $ 70,000 |
| Chester, Pennsylvania | 1 | $ 625,000 | $ 625,000 | $ 641,000 |
| Franklin, Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Montgomery, Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Westmoreland, Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Georgetown, South Carolina | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Greenville, South Carolina | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Lexington, South Carolina | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| York, South Carolina | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| Bastrop, Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Burnet, Texas | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Caldwell, Texas | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Ellis, Texas | 1 | $ 425,000 | $ 425,000 | $ 953,000 |
| Hardin, Texas | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Panola, Texas | 1 | $ 245,000 | $ 245,000 | $ 89,000 |
| Parker, Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| San Patricio, Texas | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Scurry, Texas | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Waller, Texas | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Williamson, Texas | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| Box Elder, Utah | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Iron, Utah | 1 | $ 365,000 | $ 365,000 | $ 251,000 |
| Kane, Utah | 1 | $ 355,000 | $ 355,000 | $ 144,000 |
| Summit, Utah | 1 | $ 765,000 | $ 765,000 | $ 662,000 |
| Accomack, Virginia | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Caroline, Virginia | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Chesterfield, Virginia | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Hampton, Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Spotsylvania, Virginia | 1 | $ 265,000 | $ 265,000 | $ 108,000 |
| Stafford, Virginia | 1 | $ 475,000 | $ 475,000 | $ 123,000 |
| Clark, Washington | 1 | $ 315,000 | $ 315,000 | $ 68,000 |
| Cowlitz, Washington | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Douglas, Washington | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Grant, Washington | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Island, Washington | 1 | $ 565,000 | $ 565,000 | $ 0 |
| San Juan, Washington | 1 | $ 645,000 | $ 645,000 | $ 238,000 |
| Thurston, Washington | 1 | $ 465,000 | $ 465,000 | $ 0 |
Mortgage Loan Application Detail Totals for Ocmbc, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,586 | $938,030,000 | $362,000 | $3,415,000 | $126,000 | $6,074,000 |
| Cash-out Refinancing | 1,568 | $736,750,000 | $469,000 | $6,005,000 | $148,000 | $8,547,000 |
| Refinancing | 993 | $436,355,000 | $439,000 | $8,925,000 | $104,000 | $2,425,000 |
| Other Purpose | 1 | $345,000 | $345,000 | $345,000 | $0 | $0 |
| Home Improvement | 1 | $155,000 | $155,000 | $155,000 | $92,000 | $92,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 2,101 | $699,025,000 | $332,000 | $5,405,000 | $93,000 | $2,924,000 |
| White | 1,503 | $707,645,000 | $470,000 | $5,005,000 | $161,000 | $3,914,000 |
| Not Provided | 629 | $351,845,000 | $559,000 | $6,005,000 | $168,000 | $6,396,000 |
| Black or African American | 583 | $172,825,000 | $296,000 | $1,505,000 | $100,000 | $1,611,000 |
| Asian | 301 | $163,185,000 | $542,000 | $8,925,000 | $192,000 | $8,547,000 |
| American Indian or Alaskan Native | 21 | $10,035,000 | $477,000 | $1,395,000 | $260,000 | $1,800,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $7,075,000 | $643,000 | $3,255,000 | $78,000 | $142,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,138 | $1,504,960,000 | $479,000 | $8,925,000 | $165,000 | $8,547,000 |
| FHA-insured (Federal Housing Administration) | 1,729 | $508,765,000 | $294,000 | $945,000 | $72,000 | $384,000 |
| VA-guaranteed (Veterans Administration) | 264 | $94,320,000 | $357,000 | $905,000 | $73,000 | $280,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $3,590,000 | $199,000 | $315,000 | $56,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,465 | $1,290,585,000 | $372,000 | $3,005,000 | $115,000 | $3,914,000 |
| Application Approved But Not Accepted | 834 | $384,850,000 | $461,000 | $8,925,000 | $158,000 | $6,074,000 |
| Application Denied By Financial Institution | 685 | $365,155,000 | $533,000 | $6,005,000 | $161,000 | $8,547,000 |
| File Closed For Incompleteness | 163 | $70,135,000 | $430,000 | $2,045,000 | $143,000 | $2,924,000 |
| Preapproval Approved but not Accepted | 1 | $255,000 | $255,000 | $255,000 | $56,000 | $56,000 |
| Application Withdrawn By Applicant | 1 | $655,000 | $655,000 | $655,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,464 | $1,746,480,000 | $391,000 | $8,925,000 | $124,000 | $6,074,000 |
| Debt-To-Income Ratio | 204 | $96,520,000 | $473,000 | $2,745,000 | $107,000 | $1,200,000 |
| Credit History | 122 | $67,270,000 | $551,000 | $5,405,000 | $165,000 | $6,396,000 |
| Collateral | 97 | $59,665,000 | $615,000 | $3,665,000 | $195,000 | $2,104,000 |
| Other | 93 | $54,855,000 | $589,000 | $6,005,000 | $229,000 | $8,547,000 |
| Unverifiable Information | 75 | $46,485,000 | $619,000 | $5,005,000 | $190,000 | $2,685,000 |
| Credit Application Incomplete | 54 | $22,980,000 | $425,000 | $1,605,000 | $143,000 | $939,000 |
| Employment History | 20 | $8,610,000 | $430,000 | $1,105,000 | $197,000 | $747,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $8,770,000 | $438,000 | $1,105,000 | $118,000 | $425,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ocmbc, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ocmbc, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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