Home Finance Of America
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Home Finance Of America 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Finance Of America 521 Plymouth Road, Suite 112 Plymouth Meeting, PA 19462 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,216 |
| Total Mortgage Loan Application Amount | $446,926,000 |
| Average Mortgage Loan Application Amount | $208,000 |
| Highest Mortgage Loan Application Amount | $1,110,000 |
| Average Applicant Income | $115,000 |
| Highest Applicant Income | $1,494,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Home Finance Of America. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Finance Of America's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Home Finance Of America's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Finance Of America serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Finance Of America, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Finance Of America's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 73 | $ 17,556,000 | $ 240,000 | $ 103,000 |
| Montgomery County Pennsylvania | 61 | $ 13,194,000 | $ 216,000 | $ 132,000 |
| Harris County Texas | 61 | $ 10,483,000 | $ 171,000 | $ 127,000 |
| Orange County California | 41 | $ 11,433,000 | $ 278,000 | $ 125,000 |
| Cook County Illinois | 33 | $ 6,063,000 | $ 183,000 | $ 98,000 |
| Middlesex County Massachusetts | 32 | $ 6,988,000 | $ 218,000 | $ 122,000 |
| San Diego County California | 31 | $ 7,401,000 | $ 238,000 | $ 123,000 |
| Chester County Pennsylvania | 31 | $ 6,664,000 | $ 214,000 | $ 129,000 |
| Riverside County California | 29 | $ 5,899,000 | $ 203,000 | $ 94,000 |
| Fairfax County Virginia | 29 | $ 8,732,000 | $ 301,000 | $ 150,000 |
| Santa Clara County California | 27 | $ 8,295,000 | $ 307,000 | $ 157,000 |
| Wake County North Carolina | 27 | $ 5,102,000 | $ 188,000 | $ 100,000 |
| Oakland County Michigan | 25 | $ 4,425,000 | $ 177,000 | $ 101,000 |
| Philadelphia County Pennsylvania | 25 | $ 4,890,000 | $ 195,000 | $ 80,000 |
| Allegheny County Pennsylvania | 24 | $ 3,996,000 | $ 166,000 | $ 97,000 |
| Sacramento County California | 23 | $ 4,819,000 | $ 209,000 | $ 101,000 |
| Morris County New Jersey | 23 | $ 7,131,000 | $ 310,000 | $ 158,000 |
| Delaware County Pennsylvania | 23 | $ 5,308,000 | $ 230,000 | $ 137,000 |
| Essex County Massachusetts | 21 | $ 4,519,000 | $ 215,000 | $ 109,000 |
| Bucks County Pennsylvania | 21 | $ 5,026,000 | $ 239,000 | $ 126,000 |
| Bergen County New Jersey | 20 | $ 5,599,000 | $ 279,000 | $ 132,000 |
| Collin County Texas | 20 | $ 3,108,000 | $ 155,000 | $ 116,000 |
| Dallas County Texas | 20 | $ 4,170,000 | $ 208,000 | $ 117,000 |
| Alameda County California | 19 | $ 5,349,000 | $ 281,000 | $ 108,000 |
| San Bernardino County California | 19 | $ 3,899,000 | $ 205,000 | $ 95,000 |
| Palm Beach County Florida | 19 | $ 4,256,000 | $ 224,000 | $ 106,000 |
| DuPage County Illinois | 18 | $ 3,100,000 | $ 172,000 | $ 108,000 |
| Middlesex County New Jersey | 18 | $ 3,931,000 | $ 218,000 | $ 112,000 |
| Fort Bend County Texas | 18 | $ 3,651,000 | $ 202,000 | $ 119,000 |
| Denton County Texas | 17 | $ 2,245,000 | $ 132,000 | $ 121,000 |
| Fairfield County Connecticut | 16 | $ 3,512,000 | $ 219,000 | $ 104,000 |
| Gwinnett County Georgia | 16 | $ 2,713,000 | $ 169,000 | $ 76,000 |
| Monmouth County New Jersey | 16 | $ 4,121,000 | $ 257,000 | $ 146,000 |
| Nassau County New York | 16 | $ 4,357,000 | $ 272,000 | $ 115,000 |
| Worcester County Massachusetts | 15 | $ 3,170,000 | $ 211,000 | $ 118,000 |
| Travis County Texas | 15 | $ 3,223,000 | $ 214,000 | $ 96,000 |
| Montgomery County Maryland | 14 | $ 4,032,000 | $ 288,000 | $ 154,000 |
| Norfolk County Massachusetts | 14 | $ 3,357,000 | $ 239,000 | $ 133,000 |
| Hillsborough County New Hampshire | 14 | $ 2,415,000 | $ 172,000 | $ 82,000 |
| Westchester County New York | 13 | $ 3,220,000 | $ 247,000 | $ 115,000 |
| Mecklenburg County North Carolina | 13 | $ 1,850,000 | $ 142,000 | $ 72,000 |
| Tarrant County Texas | 13 | $ 1,933,000 | $ 148,000 | $ 101,000 |
| King County Washington | 13 | $ 2,880,000 | $ 221,000 | $ 95,000 |
| Contra Costa County California | 12 | $ 2,586,000 | $ 215,000 | $ 121,000 |
| Ventura County California | 12 | $ 3,619,000 | $ 301,000 | $ 115,000 |
| Broward County Florida | 12 | $ 2,330,000 | $ 194,000 | $ 104,000 |
| Baltimore County Maryland | 12 | $ 2,237,000 | $ 186,000 | $ 123,000 |
| Macomb County Michigan | 12 | $ 1,842,000 | $ 153,000 | $ 99,000 |
| Essex County New Jersey | 12 | $ 3,146,000 | $ 262,000 | $ 122,000 |
| Placer County California | 11 | $ 2,218,000 | $ 201,000 | $ 95,000 |
| Anne Arundel County Maryland | 11 | $ 2,390,000 | $ 217,000 | $ 134,000 |
| Wayne County Michigan | 11 | $ 2,286,000 | $ 207,000 | $ 130,000 |
| Hennepin County Minnesota | 11 | $ 2,302,000 | $ 209,000 | $ 143,000 |
| Burlington County New Jersey | 11 | $ 2,068,000 | $ 188,000 | $ 148,000 |
| Somerset County New Jersey | 11 | $ 2,681,000 | $ 243,000 | $ 118,000 |
| Monroe County New York | 11 | $ 1,957,000 | $ 177,000 | $ 116,000 |
| Fresno County California | 10 | $ 1,714,000 | $ 171,000 | $ 107,000 |
| Rockingham County New Hampshire | 10 | $ 1,868,000 | $ 186,000 | $ 105,000 |
| Camden County New Jersey | 10 | $ 1,578,000 | $ 157,000 | $ 105,000 |
| Cuyahoga County Ohio | 10 | $ 2,054,000 | $ 205,000 | $ 99,000 |
| Fulton County Georgia | 9 | $ 1,521,000 | $ 169,000 | $ 101,000 |
| Atlantic County New Jersey | 9 | $ 2,081,000 | $ 231,000 | $ 326,000 |
| Cape May County New Jersey | 9 | $ 1,994,000 | $ 221,000 | $ 163,000 |
| Ocean County New Jersey | 9 | $ 2,123,000 | $ 235,000 | $ 133,000 |
| Montgomery County Texas | 9 | $ 1,658,000 | $ 184,000 | $ 99,000 |
| Sonoma County California | 8 | $ 2,463,000 | $ 307,000 | $ 108,000 |
| Hillsborough County Florida | 8 | $ 1,401,000 | $ 175,000 | $ 121,000 |
| Leon County Florida | 8 | $ 1,210,000 | $ 151,000 | $ 79,000 |
| Pinellas County Florida | 8 | $ 1,261,000 | $ 157,000 | $ 101,000 |
| Prince George's County Maryland | 8 | $ 1,253,000 | $ 156,000 | $ 146,000 |
| Bristol County Massachusetts | 8 | $ 1,705,000 | $ 213,000 | $ 91,000 |
| Williamson County Texas | 8 | $ 1,262,000 | $ 157,000 | $ 85,000 |
| Loudoun County Virginia | 8 | $ 2,171,000 | $ 271,000 | $ 123,000 |
| Hartford County Connecticut | 7 | $ 1,260,000 | $ 180,000 | $ 102,000 |
| Duval County Florida | 7 | $ 1,418,000 | $ 202,000 | $ 108,000 |
| Orange County Florida | 7 | $ 1,322,000 | $ 188,000 | $ 88,000 |
| Cobb County Georgia | 7 | $ 1,185,000 | $ 169,000 | $ 121,000 |
| DeKalb County Georgia | 7 | $ 1,173,000 | $ 167,000 | $ 64,000 |
| Gloucester County New Jersey | 7 | $ 1,166,000 | $ 166,000 | $ 79,000 |
| Mercer County New Jersey | 7 | $ 1,758,000 | $ 251,000 | $ 135,000 |
| Erie County New York | 7 | $ 1,165,000 | $ 166,000 | $ 135,000 |
| Suffolk County New York | 7 | $ 1,976,000 | $ 282,000 | $ 203,000 |
| Franklin County Ohio | 7 | $ 1,151,000 | $ 164,000 | $ 110,000 |
| Lehigh County Pennsylvania | 7 | $ 1,030,000 | $ 147,000 | $ 89,000 |
| Northampton County Pennsylvania | 7 | $ 1,700,000 | $ 242,000 | $ 130,000 |
| San Mateo County California | 6 | $ 1,698,000 | $ 283,000 | $ 84,000 |
| Arapahoe County Colorado | 6 | $ 1,311,000 | $ 218,000 | $ 94,000 |
| New Haven County Connecticut | 6 | $ 1,176,000 | $ 196,000 | $ 78,000 |
| Pasco County Florida | 6 | $ 1,030,000 | $ 171,000 | $ 108,000 |
| Guilford County North Carolina | 6 | $ 957,000 | $ 159,000 | $ 99,000 |
| Berks County Pennsylvania | 6 | $ 947,000 | $ 157,000 | $ 91,000 |
| Dauphin County Pennsylvania | 6 | $ 720,000 | $ 120,000 | $ 74,000 |
| York County Pennsylvania | 6 | $ 1,012,000 | $ 168,000 | $ 97,000 |
| Bexar County Texas | 6 | $ 857,000 | $ 142,000 | $ 118,000 |
| San Francisco County California | 5 | $ 1,343,000 | $ 268,000 | $ 95,000 |
| Shasta County California | 5 | $ 1,028,000 | $ 205,000 | $ 112,000 |
| Solano County California | 5 | $ 971,000 | $ 194,000 | $ 375,000 |
| Adams County Colorado | 5 | $ 1,314,000 | $ 262,000 | $ 105,000 |
| Miami-Dade County Florida | 5 | $ 690,000 | $ 138,000 | $ 127,000 |
| Seminole County Florida | 5 | $ 809,000 | $ 161,000 | $ 86,000 |
| Plymouth County Massachusetts | 5 | $ 1,056,000 | $ 211,000 | $ 113,000 |
| Suffolk County Massachusetts | 5 | $ 918,000 | $ 183,000 | $ 59,000 |
| Passaic County New Jersey | 5 | $ 1,145,000 | $ 229,000 | $ 123,000 |
| Richmond County New York | 5 | $ 1,701,000 | $ 340,000 | $ 131,000 |
| Buncombe County North Carolina | 5 | $ 634,000 | $ 126,000 | $ 64,000 |
| Onslow County North Carolina | 5 | $ 799,000 | $ 159,000 | $ 76,000 |
| Delaware County Ohio | 5 | $ 933,000 | $ 186,000 | $ 100,000 |
| Hamilton County Ohio | 5 | $ 982,000 | $ 196,000 | $ 88,000 |
| Warren County Ohio | 5 | $ 889,000 | $ 177,000 | $ 109,000 |
| Lancaster County Pennsylvania | 5 | $ 788,000 | $ 157,000 | $ 81,000 |
| Luzerne County Pennsylvania | 5 | $ 621,000 | $ 124,000 | $ 106,000 |
| Westmoreland County Pennsylvania | 5 | $ 529,000 | $ 105,000 | $ 103,000 |
| Brazoria County Texas | 5 | $ 701,000 | $ 140,000 | $ 113,000 |
| El Paso County Texas | 5 | $ 800,000 | $ 160,000 | $ 106,000 |
| Hays County Texas | 5 | $ 547,000 | $ 109,000 | $ 57,000 |
| Clark County Washington | 5 | $ 884,000 | $ 176,000 | $ 118,000 |
| Snohomish County Washington | 5 | $ 1,290,000 | $ 258,000 | $ 168,000 |
| El Dorado County California | 4 | $ 731,000 | $ 182,000 | $ 91,000 |
| Marin County California | 4 | $ 665,000 | $ 166,000 | $ 97,000 |
| Mendocino County California | 4 | $ 678,000 | $ 169,000 | $ 260,000 |
| Nevada County California | 4 | $ 1,218,000 | $ 304,000 | $ 167,000 |
| San Joaquin County California | 4 | $ 797,000 | $ 199,000 | $ 152,000 |
| San Luis Obispo County California | 4 | $ 746,000 | $ 186,000 | $ 95,000 |
| El Paso County Colorado | 4 | $ 585,000 | $ 146,000 | $ 78,000 |
| Jefferson County Colorado | 4 | $ 554,000 | $ 138,000 | $ 116,000 |
| Lake County Florida | 4 | $ 863,000 | $ 215,000 | $ 112,000 |
| Volusia County Florida | 4 | $ 459,000 | $ 114,000 | $ 78,000 |
| Cherokee County Georgia | 4 | $ 599,000 | $ 149,000 | $ 90,000 |
| Columbia County Georgia | 4 | $ 641,000 | $ 160,000 | $ 141,000 |
| Forsyth County Georgia | 4 | $ 833,000 | $ 208,000 | $ 120,000 |
| Will County Illinois | 4 | $ 665,000 | $ 166,000 | $ 97,000 |
| Baltimore City County Maryland | 4 | $ 624,000 | $ 156,000 | $ 94,000 |
| Carroll County Maryland | 4 | $ 875,000 | $ 218,000 | $ 77,000 |
| Howard County Maryland | 4 | $ 1,090,000 | $ 272,000 | $ 147,000 |
| Barnstable County Massachusetts | 4 | $ 944,000 | $ 236,000 | $ 106,000 |
| Kent County Michigan | 4 | $ 649,000 | $ 162,000 | $ 54,000 |
| Sussex County New Jersey | 4 | $ 1,174,000 | $ 293,000 | $ 156,000 |
| Dutchess County New York | 4 | $ 1,096,000 | $ 274,000 | $ 119,000 |
| Putnam County New York | 4 | $ 803,000 | $ 200,000 | $ 196,000 |
| Queens County New York | 4 | $ 1,063,000 | $ 265,000 | $ 69,000 |
| Orange County North Carolina | 4 | $ 1,057,000 | $ 264,000 | $ 172,000 |
| Monroe County Pennsylvania | 4 | $ 696,000 | $ 174,000 | $ 315,000 |
| Galveston County Texas | 4 | $ 580,000 | $ 145,000 | $ 101,000 |
| Roanoke County Virginia | 4 | $ 734,000 | $ 183,000 | $ 86,000 |
| Pierce County Washington | 4 | $ 845,000 | $ 211,000 | $ 126,000 |
| Monterey County California | 3 | $ 498,000 | $ 166,000 | $ 88,000 |
| Napa County California | 3 | $ 440,000 | $ 146,000 | $ 53,000 |
| Stanislaus County California | 3 | $ 401,000 | $ 133,000 | $ 98,000 |
| Boulder County Colorado | 3 | $ 597,000 | $ 199,000 | $ 99,000 |
| New London County Connecticut | 3 | $ 379,000 | $ 126,000 | $ 69,000 |
| Alachua County Florida | 3 | $ 454,000 | $ 151,000 | $ 89,000 |
| Brevard County Florida | 3 | $ 495,000 | $ 165,000 | $ 101,000 |
| Manatee County Florida | 3 | $ 293,000 | $ 97,000 | $ 45,000 |
| St. Johns County Florida | 3 | $ 632,000 | $ 210,000 | $ 82,000 |
| Sumter County Florida | 3 | $ 656,000 | $ 218,000 | $ 61,000 |
| Fayette County Georgia | 3 | $ 446,000 | $ 148,000 | $ 72,000 |
| Pickens County Georgia | 3 | $ 562,000 | $ 187,000 | $ 156,000 |
| Kane County Illinois | 3 | $ 702,000 | $ 234,000 | $ 116,000 |
| Lake County Illinois | 3 | $ 745,000 | $ 248,000 | $ 151,000 |
| St. Mary's County Maryland | 3 | $ 921,000 | $ 307,000 | $ 200,000 |
| Grand Traverse County Michigan | 3 | $ 482,000 | $ 160,000 | $ 87,000 |
| Livingston County Michigan | 3 | $ 432,000 | $ 144,000 | $ 88,000 |
| St. Clair County Michigan | 3 | $ 657,000 | $ 219,000 | $ 102,000 |
| Washtenaw County Michigan | 3 | $ 733,000 | $ 244,000 | $ 123,000 |
| Dakota County Minnesota | 3 | $ 413,000 | $ 137,000 | $ 103,000 |
| Mille Lacs County Minnesota | 3 | $ 515,000 | $ 171,000 | $ 89,000 |
| Ramsey County Minnesota | 3 | $ 418,000 | $ 139,000 | $ 120,000 |
| St. Louis County Minnesota | 3 | $ 375,000 | $ 125,000 | $ 72,000 |
| Belknap County New Hampshire | 3 | $ 511,000 | $ 170,000 | $ 86,000 |
| Grafton County New Hampshire | 3 | $ 559,000 | $ 186,000 | $ 118,000 |
| Merrimack County New Hampshire | 3 | $ 543,000 | $ 181,000 | $ 96,000 |
| Union County New Jersey | 3 | $ 444,000 | $ 148,000 | $ 96,000 |
| Clinton County New York | 3 | $ 364,000 | $ 121,000 | $ 89,000 |
| Kings County New York | 3 | $ 545,000 | $ 181,000 | $ 127,000 |
| Orange County New York | 3 | $ 536,000 | $ 178,000 | $ 84,000 |
| Rockland County New York | 3 | $ 743,000 | $ 247,000 | $ 163,000 |
| Saratoga County New York | 3 | $ 392,000 | $ 130,000 | $ 120,000 |
| Brunswick County North Carolina | 3 | $ 370,000 | $ 123,000 | $ 113,000 |
| Burke County North Carolina | 3 | $ 491,000 | $ 163,000 | $ 110,000 |
| Cumberland County North Carolina | 3 | $ 504,000 | $ 168,000 | $ 85,000 |
| Henderson County North Carolina | 3 | $ 483,000 | $ 161,000 | $ 104,000 |
| Lake County Ohio | 3 | $ 355,000 | $ 118,000 | $ 84,000 |
| Lucas County Ohio | 3 | $ 252,000 | $ 84,000 | $ 45,000 |
| Montgomery County Ohio | 3 | $ 319,000 | $ 106,000 | $ 65,000 |
| Portage County Ohio | 3 | $ 316,000 | $ 105,000 | $ 65,000 |
| Stark County Ohio | 3 | $ 364,000 | $ 121,000 | $ 59,000 |
| Summit County Ohio | 3 | $ 252,000 | $ 84,000 | $ 55,000 |
| Centre County Pennsylvania | 3 | $ 432,000 | $ 144,000 | $ 46,000 |
| Cumberland County Pennsylvania | 3 | $ 505,000 | $ 168,000 | $ 57,000 |
| Elk County Pennsylvania | 3 | $ 408,000 | $ 136,000 | $ 63,000 |
| Erie County Pennsylvania | 3 | $ 612,000 | $ 204,000 | $ 145,000 |
| Lackawanna County Pennsylvania | 3 | $ 361,000 | $ 120,000 | $ 102,000 |
| Lebanon County Pennsylvania | 3 | $ 555,000 | $ 185,000 | $ 86,000 |
| Comal County Texas | 3 | $ 765,000 | $ 255,000 | $ 187,000 |
| Kaufman County Texas | 3 | $ 246,000 | $ 82,000 | $ 82,000 |
| Chesterfield County Virginia | 3 | $ 650,000 | $ 216,000 | $ 86,000 |
| Frederick County Virginia | 3 | $ 443,000 | $ 147,000 | $ 118,000 |
| Henrico County Virginia | 3 | $ 1,016,000 | $ 338,000 | $ 126,000 |
| Prince William County Virginia | 3 | $ 512,000 | $ 170,000 | $ 73,000 |
| Virginia Beach County Virginia | 3 | $ 390,000 | $ 130,000 | $ 104,000 |
| Humboldt County California | 2 | $ 555,000 | $ 277,000 | $ 194,000 |
| Kern County California | 2 | $ 451,000 | $ 225,000 | $ 160,000 |
| Lake County California | 2 | $ 258,000 | $ 129,000 | $ 86,000 |
| Merced County California | 2 | $ 198,000 | $ 99,000 | $ 41,000 |
| Santa Barbara County California | 2 | $ 522,000 | $ 261,000 | $ 139,000 |
| Santa Cruz County California | 2 | $ 582,000 | $ 291,000 | $ 117,000 |
| Yolo County California | 2 | $ 641,000 | $ 320,000 | $ 117,000 |
| Denver County Colorado | 2 | $ 413,000 | $ 206,000 | $ 722,000 |
| Douglas County Colorado | 2 | $ 380,000 | $ 190,000 | $ 80,000 |
| Eagle County Colorado | 2 | $ 485,000 | $ 242,000 | $ 91,000 |
| Larimer County Colorado | 2 | $ 331,000 | $ 165,000 | $ 139,000 |
| Park County Colorado | 2 | $ 313,000 | $ 156,000 | $ 119,000 |
| Litchfield County Connecticut | 2 | $ 354,000 | $ 177,000 | $ 111,000 |
| Lee County Florida | 2 | $ 264,000 | $ 132,000 | $ 73,000 |
| Marion County Florida | 2 | $ 410,000 | $ 205,000 | $ 137,000 |
| Santa Rosa County Florida | 2 | $ 240,000 | $ 120,000 | $ 79,000 |
| Chatham County Georgia | 2 | $ 311,000 | $ 155,000 | $ 72,000 |
| Clayton County Georgia | 2 | $ 162,000 | $ 81,000 | $ 62,000 |
| Coweta County Georgia | 2 | $ 313,000 | $ 156,000 | $ 50,000 |
| Floyd County Georgia | 2 | $ 201,000 | $ 100,000 | $ 70,000 |
| Lowndes County Georgia | 2 | $ 559,000 | $ 279,000 | $ 125,000 |
| Towns County Georgia | 2 | $ 388,000 | $ 194,000 | $ 300,000 |
| Walton County Georgia | 2 | $ 226,000 | $ 113,000 | $ 75,000 |
| McHenry County Illinois | 2 | $ 258,000 | $ 129,000 | $ 105,000 |
| McLean County Illinois | 2 | $ 281,000 | $ 140,000 | $ 110,000 |
| Calvert County Maryland | 2 | $ 481,000 | $ 240,000 | $ 204,000 |
| Cecil County Maryland | 2 | $ 279,000 | $ 139,000 | $ 89,000 |
| Dorchester County Maryland | 2 | $ 415,000 | $ 207,000 | $ 142,000 |
| Frederick County Maryland | 2 | $ 286,000 | $ 143,000 | $ 123,000 |
| Harford County Maryland | 2 | $ 482,000 | $ 241,000 | $ 166,000 |
| Kent County Maryland | 2 | $ 205,000 | $ 102,000 | $ 54,000 |
| Washington County Maryland | 2 | $ 411,000 | $ 205,000 | $ 99,000 |
| Hampden County Massachusetts | 2 | $ 230,000 | $ 115,000 | $ 80,000 |
| Benzie County Michigan | 2 | $ 286,000 | $ 143,000 | $ 105,000 |
| Jackson County Michigan | 2 | $ 467,000 | $ 233,000 | $ 212,000 |
| Kalamazoo County Michigan | 2 | $ 409,000 | $ 204,000 | $ 111,000 |
| Ottawa County Michigan | 2 | $ 255,000 | $ 127,000 | $ 62,000 |
| Cheshire County New Hampshire | 2 | $ 584,000 | $ 292,000 | $ 154,000 |
| Strafford County New Hampshire | 2 | $ 298,000 | $ 149,000 | $ 115,000 |
| Hunterdon County New Jersey | 2 | $ 467,000 | $ 233,000 | $ 103,000 |
| Salem County New Jersey | 2 | $ 216,000 | $ 108,000 | $ 50,000 |
| Niagara County New York | 2 | $ 380,000 | $ 190,000 | $ 111,000 |
| Onondaga County New York | 2 | $ 237,000 | $ 118,000 | $ 94,000 |
| Alamance County North Carolina | 2 | $ 293,000 | $ 146,000 | $ 102,000 |
| Caswell County North Carolina | 2 | $ 289,000 | $ 144,000 | $ 64,000 |
| Chatham County North Carolina | 2 | $ 425,000 | $ 212,000 | $ 144,000 |
| Forsyth County North Carolina | 2 | $ 184,000 | $ 92,000 | $ 50,000 |
| Franklin County North Carolina | 2 | $ 353,000 | $ 176,000 | $ 57,000 |
| Gaston County North Carolina | 2 | $ 212,000 | $ 106,000 | $ 55,000 |
| Iredell County North Carolina | 2 | $ 538,000 | $ 269,000 | $ 127,000 |
| Johnston County North Carolina | 2 | $ 353,000 | $ 176,000 | $ 101,000 |
| Lincoln County North Carolina | 2 | $ 417,000 | $ 208,000 | $ 85,000 |
| Pitt County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 111,000 |
| Stanly County North Carolina | 2 | $ 325,000 | $ 162,000 | $ 93,000 |
| Union County North Carolina | 2 | $ 364,000 | $ 182,000 | $ 83,000 |
| Ashtabula County Ohio | 2 | $ 230,000 | $ 115,000 | $ 124,000 |
| Butler County Ohio | 2 | $ 385,000 | $ 192,000 | $ 78,000 |
| Columbiana County Ohio | 2 | $ 215,000 | $ 107,000 | $ 64,000 |
| Greene County Ohio | 2 | $ 721,000 | $ 360,000 | $ 133,000 |
| Licking County Ohio | 2 | $ 390,000 | $ 195,000 | $ 107,000 |
| Lorain County Ohio | 2 | $ 420,000 | $ 210,000 | $ 77,000 |
| Union County Ohio | 2 | $ 370,000 | $ 185,000 | $ 90,000 |
| Adams County Pennsylvania | 2 | $ 437,000 | $ 218,000 | $ 197,000 |
| Armstrong County Pennsylvania | 2 | $ 137,000 | $ 68,000 | $ 49,000 |
| Bradford County Pennsylvania | 2 | $ 329,000 | $ 164,000 | $ 107,000 |
| Butler County Pennsylvania | 2 | $ 349,000 | $ 174,000 | $ 116,000 |
| Carbon County Pennsylvania | 2 | $ 304,000 | $ 152,000 | $ 219,000 |
| Franklin County Pennsylvania | 2 | $ 241,000 | $ 120,000 | $ 73,000 |
| Juniata County Pennsylvania | 2 | $ 253,000 | $ 126,000 | $ 72,000 |
| Mifflin County Pennsylvania | 2 | $ 116,000 | $ 58,000 | $ 56,000 |
| Washington County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 98,000 |
| Bell County Texas | 2 | $ 161,000 | $ 80,000 | $ 43,000 |
| Botetourt County Virginia | 2 | $ 415,000 | $ 207,000 | $ 34,000 |
| Charlottesville County Virginia | 2 | $ 330,000 | $ 165,000 | $ 250,000 |
| Clarke County Virginia | 2 | $ 557,000 | $ 278,000 | $ 126,000 |
| Hanover County Virginia | 2 | $ 265,000 | $ 132,000 | $ 95,000 |
| Montgomery County Virginia | 2 | $ 220,000 | $ 110,000 | $ 77,000 |
| Shenandoah County Virginia | 2 | $ 255,000 | $ 127,000 | $ 45,000 |
| Benton County Washington | 2 | $ 382,000 | $ 191,000 | $ 112,000 |
| Kitsap County Washington | 2 | $ 393,000 | $ 196,000 | $ 61,000 |
| Spokane County Washington | 2 | $ 204,000 | $ 102,000 | $ 65,000 |
| Whatcom County Washington | 2 | $ 653,000 | $ 326,000 | $ 190,000 |
| Butte County California | 1 | $ 189,000 | $ 189,000 | $ 106,000 |
| Calaveras County California | 1 | $ 151,000 | $ 151,000 | $ 337,000 |
| Imperial County California | 1 | $ 149,000 | $ 149,000 | $ 93,000 |
| Inyo County California | 1 | $ 205,000 | $ 205,000 | $ 147,000 |
| Lassen County California | 1 | $ 110,000 | $ 110,000 | $ 71,000 |
| Madera County California | 1 | $ 113,000 | $ 113,000 | $ 61,000 |
| Mariposa County California | 1 | $ 182,000 | $ 182,000 | $ 66,000 |
| Siskiyou County California | 1 | $ 175,000 | $ 175,000 | $ 235,000 |
| Broomfield County Colorado | 1 | $ 238,000 | $ 238,000 | $ 140,000 |
| La Plata County Colorado | 1 | $ 250,000 | $ 250,000 | $ 55,000 |
| Mesa County Colorado | 1 | $ 170,000 | $ 170,000 | $ 90,000 |
| Montezuma County Colorado | 1 | $ 110,000 | $ 110,000 | $ 34,000 |
| Ouray County Colorado | 1 | $ 378,000 | $ 378,000 | $ 135,000 |
| Bay County Florida | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Charlotte County Florida | 1 | $ 97,000 | $ 97,000 | $ 23,000 |
| Collier County Florida | 1 | $ 206,000 | $ 206,000 | $ 87,000 |
| Escambia County Florida | 1 | $ 230,000 | $ 230,000 | $ 322,000 |
| Flagler County Florida | 1 | $ 200,000 | $ 200,000 | $ 490,000 |
| Gilchrist County Florida | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Highlands County Florida | 1 | $ 120,000 | $ 120,000 | $ 66,000 |
| Martin County Florida | 1 | $ 243,000 | $ 243,000 | $ 108,000 |
| Okaloosa County Florida | 1 | $ 152,000 | $ 152,000 | $ 156,000 |
| Sarasota County Florida | 1 | $ 357,000 | $ 357,000 | $ 179,000 |
| St. Lucie County Florida | 1 | $ 250,000 | $ 250,000 | $ 143,000 |
| Wakulla County Florida | 1 | $ 263,000 | $ 263,000 | $ 203,000 |
| Baldwin County Georgia | 1 | $ 230,000 | $ 230,000 | $ 95,000 |
| Bibb County Georgia | 1 | $ 150,000 | $ 150,000 | $ 63,000 |
| Bryan County Georgia | 1 | $ 200,000 | $ 200,000 | $ 127,000 |
| Carroll County Georgia | 1 | $ 288,000 | $ 288,000 | $ 145,000 |
| Clarke County Georgia | 1 | $ 132,000 | $ 132,000 | $ 63,000 |
| Clinch County Georgia | 1 | $ 155,000 | $ 155,000 | $ 146,000 |
| Dodge County Georgia | 1 | $ 143,000 | $ 143,000 | $ 210,000 |
| Effingham County Georgia | 1 | $ 136,000 | $ 136,000 | $ 61,000 |
| Gilmer County Georgia | 1 | $ 116,000 | $ 116,000 | $ 42,000 |
| Glynn County Georgia | 1 | $ 187,000 | $ 187,000 | $ 56,000 |
| Gordon County Georgia | 1 | $ 110,000 | $ 110,000 | $ 107,000 |
| Habersham County Georgia | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Hart County Georgia | 1 | $ 120,000 | $ 120,000 | $ 46,000 |
| Lumpkin County Georgia | 1 | $ 107,000 | $ 107,000 | $ 51,000 |
| Muscogee County Georgia | 1 | $ 97,000 | $ 97,000 | $ 97,000 |
| Pierce County Georgia | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Rabun County Georgia | 1 | $ 113,000 | $ 113,000 | $ 34,000 |
| Tattnall County Georgia | 1 | $ 128,000 | $ 128,000 | $ 109,000 |
| Wayne County Georgia | 1 | $ 177,000 | $ 177,000 | $ 110,000 |
| Whitfield County Georgia | 1 | $ 190,000 | $ 190,000 | $ 105,000 |
| Champaign County Illinois | 1 | $ 61,000 | $ 61,000 | $ 35,000 |
| DeKalb County Illinois | 1 | $ 126,000 | $ 126,000 | $ 68,000 |
| Hamilton County Illinois | 1 | $ 409,000 | $ 409,000 | $ 108,000 |
| Kendall County Illinois | 1 | $ 200,000 | $ 200,000 | $ 80,000 |
| Mercer County Illinois | 1 | $ 160,000 | $ 160,000 | $ 139,000 |
| Peoria County Illinois | 1 | $ 108,000 | $ 108,000 | $ 48,000 |
| Rock Island County Illinois | 1 | $ 417,000 | $ 417,000 | $ 112,000 |
| St. Clair County Illinois | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Wicomico County Maryland | 1 | $ 219,000 | $ 219,000 | $ 133,000 |
| Worcester County Maryland | 1 | $ 350,000 | $ 350,000 | $ 245,000 |
| Berkshire County Massachusetts | 1 | $ 128,000 | $ 128,000 | $ 102,000 |
| Franklin County Massachusetts | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Alpena County Michigan | 1 | $ 178,000 | $ 178,000 | $ 77,000 |
| Antrim County Michigan | 1 | $ 118,000 | $ 118,000 | $ 60,000 |
| Berrien County Michigan | 1 | $ 133,000 | $ 133,000 | $ 102,000 |
| Clare County Michigan | 1 | $ 109,000 | $ 109,000 | $ 97,000 |
| Clinton County Michigan | 1 | $ 150,000 | $ 150,000 | $ 82,000 |
| Eaton County Michigan | 1 | $ 122,000 | $ 122,000 | $ 71,000 |
| Genesee County Michigan | 1 | $ 152,000 | $ 152,000 | $ 49,000 |
| Hillsdale County Michigan | 1 | $ 317,000 | $ 317,000 | $ 97,000 |
| Houghton County Michigan | 1 | $ 86,000 | $ 86,000 | $ 73,000 |
| Kalkaska County Michigan | 1 | $ 165,000 | $ 165,000 | $ 140,000 |
| Mason County Michigan | 1 | $ 156,000 | $ 156,000 | $ 56,000 |
| Mecosta County Michigan | 1 | $ 94,000 | $ 94,000 | $ 108,000 |
| Monroe County Michigan | 1 | $ 113,000 | $ 113,000 | $ 104,000 |
| Muskegon County Michigan | 1 | $ 188,000 | $ 188,000 | $ 195,000 |
| Newaygo County Michigan | 1 | $ 264,000 | $ 264,000 | $ 200,000 |
| Saginaw County Michigan | 1 | $ 88,000 | $ 88,000 | $ 49,000 |
| Tuscola County Michigan | 1 | $ 96,000 | $ 96,000 | $ 65,000 |
| Anoka County Minnesota | 1 | $ 110,000 | $ 110,000 | $ 89,000 |
| Carver County Minnesota | 1 | $ 119,000 | $ 119,000 | $ 115,000 |
| Chippewa County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 107,000 |
| Douglas County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 760,000 |
| Le Sueur County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 29,000 |
| Olmsted County Minnesota | 1 | $ 166,000 | $ 166,000 | $ 105,000 |
| Otter Tail County Minnesota | 1 | $ 220,000 | $ 220,000 | $ 73,000 |
| Scott County Minnesota | 1 | $ 360,000 | $ 360,000 | $ 105,000 |
| Sherburne County Minnesota | 1 | $ 228,000 | $ 228,000 | $ 199,000 |
| Waseca County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 84,000 |
| Washington County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 73,000 |
| Wright County Minnesota | 1 | $ 220,000 | $ 220,000 | $ 71,000 |
| Carroll County New Hampshire | 1 | $ 150,000 | $ 150,000 | $ 31,000 |
| Hudson County New Jersey | 1 | $ 233,000 | $ 233,000 | $ 60,000 |
| Warren County New Jersey | 1 | $ 166,000 | $ 166,000 | $ 74,000 |
| Albany County New York | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Allegany County New York | 1 | $ 100,000 | $ 100,000 | $ 184,000 |
| Bronx County New York | 1 | $ 220,000 | $ 220,000 | $ 53,000 |
| Chautauqua County New York | 1 | $ 192,000 | $ 192,000 | $ 237,000 |
| Cortland County New York | 1 | $ 63,000 | $ 63,000 | $ 61,000 |
| Franklin County New York | 1 | $ 150,000 | $ 150,000 | $ 128,000 |
| Herkimer County New York | 1 | $ 66,000 | $ 66,000 | $ 59,000 |
| Jefferson County New York | 1 | $ 139,000 | $ 139,000 | $ 72,000 |
| Montgomery County New York | 1 | $ 152,000 | $ 152,000 | $ 96,000 |
| New York County New York | 1 | $ 400,000 | $ 400,000 | $ 368,000 |
| Oneida County New York | 1 | $ 199,000 | $ 199,000 | $ 72,000 |
| Ontario County New York | 1 | $ 122,000 | $ 122,000 | $ 84,000 |
| Rensselaer County New York | 1 | $ 128,000 | $ 128,000 | $ 58,000 |
| St. Lawrence County New York | 1 | $ 146,000 | $ 146,000 | $ 95,000 |
| Ashe County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 85,000 |
| Beaufort County North Carolina | 1 | $ 221,000 | $ 221,000 | $ 143,000 |
| Bladen County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 37,000 |
| Cabarrus County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 39,000 |
| Carteret County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 187,000 |
| Durham County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 27,000 |
| Greene County North Carolina | 1 | $ 62,000 | $ 62,000 | $ 40,000 |
| Harnett County North Carolina | 1 | $ 304,000 | $ 304,000 | $ 94,000 |
| Haywood County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| New Hanover County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 41,000 |
| Randolph County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Rockingham County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 55,000 |
| Rowan County North Carolina | 1 | $ 330,000 | $ 330,000 | $ 217,000 |
| Rutherford County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 39,000 |
| Washington County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Athens County Ohio | 1 | $ 139,000 | $ 139,000 | $ 60,000 |
| Belmont County Ohio | 1 | $ 140,000 | $ 140,000 | $ 125,000 |
| Brown County Ohio | 1 | $ 167,000 | $ 167,000 | $ 100,000 |
| Clinton County Ohio | 1 | $ 138,000 | $ 138,000 | $ 28,000 |
| Fairfield County Ohio | 1 | $ 173,000 | $ 173,000 | $ 166,000 |
| Gallia County Ohio | 1 | $ 326,000 | $ 326,000 | $ 587,000 |
| Knox County Ohio | 1 | $ 157,000 | $ 157,000 | $ 140,000 |
| Logan County Ohio | 1 | $ 61,000 | $ 61,000 | $ 45,000 |
| Mahoning County Ohio | 1 | $ 78,000 | $ 78,000 | $ 134,000 |
| Medina County Ohio | 1 | $ 235,000 | $ 235,000 | $ 160,000 |
| Miami County Ohio | 1 | $ 172,000 | $ 172,000 | $ 55,000 |
| Washington County Ohio | 1 | $ 136,000 | $ 136,000 | $ 54,000 |
| Blair County Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 114,000 |
| Cambria County Pennsylvania | 1 | $ 349,000 | $ 349,000 | $ 50,000 |
| Clinton County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Columbia County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Mercer County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 48,000 |
| Montour County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| Pike County Pennsylvania | 1 | $ 154,000 | $ 154,000 | $ 137,000 |
| Schuylkill County Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 84,000 |
| Sullivan County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 127,000 |
| Union County Pennsylvania | 1 | $ 337,000 | $ 337,000 | $ 106,000 |
| Venango County Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 78,000 |
| Brazos County Texas | 1 | $ 108,000 | $ 108,000 | $ 46,000 |
| Ellis County Texas | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Guadalupe County Texas | 1 | $ 143,000 | $ 143,000 | $ 60,000 |
| Hardin County Texas | 1 | $ 176,000 | $ 176,000 | $ 65,000 |
| Hood County Texas | 1 | $ 281,000 | $ 281,000 | $ 78,000 |
| Johnson County Texas | 1 | $ 91,000 | $ 91,000 | $ 55,000 |
| Lavaca County Texas | 1 | $ 204,000 | $ 204,000 | $ 68,000 |
| Lee County Texas | 1 | $ 122,000 | $ 122,000 | $ 93,000 |
| McLennan County Texas | 1 | $ 225,000 | $ 225,000 | $ 136,000 |
| Nueces County Texas | 1 | $ 130,000 | $ 130,000 | $ 67,000 |
| Potter County Texas | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Randall County Texas | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Refugio County Texas | 1 | $ 202,000 | $ 202,000 | $ 94,000 |
| San Patricio County Texas | 1 | $ 97,000 | $ 97,000 | $ 154,000 |
| Smith County Texas | 1 | $ 107,000 | $ 107,000 | $ 55,000 |
| Stephens County Texas | 1 | $ 67,000 | $ 67,000 | $ 144,000 |
| Victoria County Texas | 1 | $ 114,000 | $ 114,000 | $ 102,000 |
| Wilson County Texas | 1 | $ 187,000 | $ 187,000 | $ 80,000 |
| Alexandria County Virginia | 1 | $ 105,000 | $ 105,000 | $ 221,000 |
| Arlington County Virginia | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Campbell County Virginia | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Chesapeake County Virginia | 1 | $ 94,000 | $ 94,000 | $ 74,000 |
| Culpeper County Virginia | 1 | $ 150,000 | $ 150,000 | $ 150,000 |
| Fluvanna County Virginia | 1 | $ 268,000 | $ 268,000 | $ 96,000 |
| Grayson County Virginia | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Greene County Virginia | 1 | $ 205,000 | $ 205,000 | $ 127,000 |
| Highland County Virginia | 1 | $ 350,000 | $ 350,000 | $ 500,000 |
| Isle of Wight County Virginia | 1 | $ 417,000 | $ 417,000 | $ 105,000 |
| James City County Virginia | 1 | $ 255,000 | $ 255,000 | $ 70,000 |
| King George County Virginia | 1 | $ 262,000 | $ 262,000 | $ 147,000 |
| Lynchburg County Virginia | 1 | $ 281,000 | $ 281,000 | $ 113,000 |
| Nelson County Virginia | 1 | $ 110,000 | $ 110,000 | $ 180,000 |
| Newport News County Virginia | 1 | $ 90,000 | $ 90,000 | $ 132,000 |
| Norfolk County Virginia | 1 | $ 143,000 | $ 143,000 | $ 48,000 |
| Northampton County Virginia | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| Orange County Virginia | 1 | $ 281,000 | $ 281,000 | $ 90,000 |
| Richmond City County Virginia | 1 | $ 348,000 | $ 348,000 | $ 150,000 |
| York County Virginia | 1 | $ 390,000 | $ 390,000 | $ 220,000 |
| Chelan County Washington | 1 | $ 281,000 | $ 281,000 | $ 107,000 |
| Douglas County Washington | 1 | $ 140,000 | $ 140,000 | $ 80,000 |
| Ferry County Washington | 1 | $ 203,000 | $ 203,000 | $ 121,000 |
| Jefferson County Washington | 1 | $ 250,000 | $ 250,000 | $ 128,000 |
| Kittitas County Washington | 1 | $ 211,000 | $ 211,000 | $ 185,000 |
| Lincoln County Washington | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Pend Oreille County Washington | 1 | $ 162,000 | $ 162,000 | $ 90,000 |
| San Juan County Washington | 1 | $ 164,000 | $ 164,000 | $ 54,000 |
| Skagit County Washington | 1 | $ 189,000 | $ 189,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Home Finance Of America in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,903 | $378,749,000 | $199,000 | $691,000 | $114,000 | $1,370,000 |
| Home Purchase | 313 | $68,177,000 | $217,000 | $1,110,000 | $116,000 | $1,494,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,706 | $343,292,000 | $201,000 | $1,110,000 | $117,000 | $1,494,000 |
| Asian | 324 | $67,975,000 | $209,000 | $544,000 | $108,000 | $587,000 |
| Hispanic | 100 | $19,935,000 | $199,000 | $417,000 | $105,000 | $339,000 |
| Black or African American | 48 | $8,342,000 | $173,000 | $417,000 | $100,000 | $302,000 |
| Not Provided | 27 | $5,011,000 | $185,000 | $417,000 | $100,000 | $456,000 |
| American Indian or Alaskan Native | 6 | $1,272,000 | $212,000 | $345,000 | $111,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,099,000 | $219,000 | $300,000 | $91,000 | $212,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,216 | $446,926,000 | $201,000 | $1,110,000 | $114,000 | $1,494,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,315 | $258,767,000 | $196,000 | $456,000 | $118,000 | $1,494,000 |
| Application Withdrawn By Applicant | 548 | $115,035,000 | $209,000 | $1,110,000 | $115,000 | $1,370,000 |
| Application Denied By Financial Institution | 353 | $73,124,000 | $207,000 | $691,000 | $98,000 | $510,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 134 | $27,940,000 | $208,000 | $691,000 | $107,000 | $480,000 |
| Other | 114 | $21,838,000 | $191,000 | $417,000 | $102,000 | $510,000 |
| Debt-To-Income Ratio | 96 | $21,545,000 | $224,000 | $417,000 | $81,000 | $288,000 |
| Unverifiable Information | 7 | $1,576,000 | $225,000 | $332,000 | $106,000 | $180,000 |
| Employment History | 2 | $225,000 | $112,000 | $120,000 | $67,000 | $88,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Finance Of America's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Finance Of America's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.