Home Finance of America Mortgage Lending & HMDA Data, 2011
In 2011, Home Finance of America of Plymouth Meeting, PA reported 2,216 mortgage applications totaling $446.9 million. The average application was for $201,681, and applicants reported an average income of $114,282. 59% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Philadelphia, PA (161), Houston-Sugar Land-Baytown, TX (97) and Los Angeles-Long Beach-Glendale, CA (73) (applications in parentheses).
| Mortgage Company & Address | Home Finance of America 521 Plymouth Road, Suite 112 Plymouth Meeting, PA 19462 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,216 |
| Total Mortgage Loan Application Amount | $446,926,000 |
| Average Mortgage Loan Application Amount | $201,681 |
| Highest Mortgage Loan Application Amount | $1,110,000 |
| Average Applicant Income | $114,282 |
| Highest Applicant Income | $1,494,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Finance of America filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 73 | $ 17,556,000 | $ 240,493 | $ 103,000 |
| Montgomery, Pennsylvania | 61 | $ 13,194,000 | $ 216,295 | $ 132,000 |
| Harris, Texas | 61 | $ 10,483,000 | $ 171,852 | $ 127,000 |
| Orange, California | 41 | $ 11,433,000 | $ 278,853 | $ 125,000 |
| Cook, Illinois | 33 | $ 6,063,000 | $ 183,727 | $ 98,000 |
| Middlesex, Massachusetts | 32 | $ 6,988,000 | $ 218,375 | $ 122,000 |
| San Diego, California | 31 | $ 7,401,000 | $ 238,741 | $ 123,000 |
| Chester, Pennsylvania | 31 | $ 6,664,000 | $ 214,967 | $ 129,000 |
| Riverside, California | 29 | $ 5,899,000 | $ 203,413 | $ 94,000 |
| Fairfax, Virginia | 29 | $ 8,732,000 | $ 301,103 | $ 150,000 |
| Santa Clara, California | 27 | $ 8,295,000 | $ 307,222 | $ 157,000 |
| Wake, North Carolina | 27 | $ 5,102,000 | $ 188,962 | $ 100,000 |
| Oakland, Michigan | 25 | $ 4,425,000 | $ 177,000 | $ 101,000 |
| Philadelphia, Pennsylvania | 25 | $ 4,890,000 | $ 195,600 | $ 80,000 |
| Allegheny, Pennsylvania | 24 | $ 3,996,000 | $ 166,500 | $ 97,000 |
| Sacramento, California | 23 | $ 4,819,000 | $ 209,521 | $ 101,000 |
| Morris, New Jersey | 23 | $ 7,131,000 | $ 310,043 | $ 158,000 |
| Delaware, Pennsylvania | 23 | $ 5,308,000 | $ 230,782 | $ 137,000 |
| Essex, Massachusetts | 21 | $ 4,519,000 | $ 215,190 | $ 109,000 |
| Bucks, Pennsylvania | 21 | $ 5,026,000 | $ 239,333 | $ 126,000 |
| Bergen, New Jersey | 20 | $ 5,599,000 | $ 279,950 | $ 132,000 |
| Collin, Texas | 20 | $ 3,108,000 | $ 155,400 | $ 116,000 |
| Dallas, Texas | 20 | $ 4,170,000 | $ 208,500 | $ 117,000 |
| Alameda, California | 19 | $ 5,349,000 | $ 281,526 | $ 108,000 |
| San Bernardino, California | 19 | $ 3,899,000 | $ 205,210 | $ 95,000 |
| Palm Beach, Florida | 19 | $ 4,256,000 | $ 224,000 | $ 106,000 |
| DuPage, Illinois | 18 | $ 3,100,000 | $ 172,222 | $ 108,000 |
| Middlesex, New Jersey | 18 | $ 3,931,000 | $ 218,388 | $ 112,000 |
| Fort Bend, Texas | 18 | $ 3,651,000 | $ 202,833 | $ 119,000 |
| Denton, Texas | 17 | $ 2,245,000 | $ 132,058 | $ 121,000 |
| Fairfield, Connecticut | 16 | $ 3,512,000 | $ 219,500 | $ 104,000 |
| Gwinnett, Georgia | 16 | $ 2,713,000 | $ 169,562 | $ 76,000 |
| Monmouth, New Jersey | 16 | $ 4,121,000 | $ 257,562 | $ 146,000 |
| Nassau, New York | 16 | $ 4,357,000 | $ 272,312 | $ 115,000 |
| Worcester, Massachusetts | 15 | $ 3,170,000 | $ 211,333 | $ 118,000 |
| Travis, Texas | 15 | $ 3,223,000 | $ 214,866 | $ 96,000 |
| Montgomery, Maryland | 14 | $ 4,032,000 | $ 288,000 | $ 154,000 |
| Norfolk, Massachusetts | 14 | $ 3,357,000 | $ 239,785 | $ 133,000 |
| Hillsborough, New Hampshire | 14 | $ 2,415,000 | $ 172,500 | $ 82,000 |
| Westchester, New York | 13 | $ 3,220,000 | $ 247,692 | $ 115,000 |
| Mecklenburg, North Carolina | 13 | $ 1,850,000 | $ 142,307 | $ 72,000 |
| Tarrant, Texas | 13 | $ 1,933,000 | $ 148,692 | $ 101,000 |
| King, Washington | 13 | $ 2,880,000 | $ 221,538 | $ 95,000 |
| Contra Costa, California | 12 | $ 2,586,000 | $ 215,500 | $ 121,000 |
| Ventura, California | 12 | $ 3,619,000 | $ 301,583 | $ 115,000 |
| Broward, Florida | 12 | $ 2,330,000 | $ 194,166 | $ 104,000 |
| Baltimore, Maryland | 12 | $ 2,237,000 | $ 186,416 | $ 123,000 |
| Macomb, Michigan | 12 | $ 1,842,000 | $ 153,500 | $ 99,000 |
| Essex, New Jersey | 12 | $ 3,146,000 | $ 262,166 | $ 122,000 |
| Placer, California | 11 | $ 2,218,000 | $ 201,636 | $ 95,000 |
| Anne Arundel, Maryland | 11 | $ 2,390,000 | $ 217,272 | $ 134,000 |
| Wayne, Michigan | 11 | $ 2,286,000 | $ 207,818 | $ 130,000 |
| Hennepin, Minnesota | 11 | $ 2,302,000 | $ 209,272 | $ 143,000 |
| Burlington, New Jersey | 11 | $ 2,068,000 | $ 188,000 | $ 148,000 |
| Somerset, New Jersey | 11 | $ 2,681,000 | $ 243,727 | $ 118,000 |
| Monroe, New York | 11 | $ 1,957,000 | $ 177,909 | $ 116,000 |
| Fresno, California | 10 | $ 1,714,000 | $ 171,400 | $ 107,000 |
| Rockingham, New Hampshire | 10 | $ 1,868,000 | $ 186,800 | $ 105,000 |
| Camden, New Jersey | 10 | $ 1,578,000 | $ 157,800 | $ 105,000 |
| Cuyahoga, Ohio | 10 | $ 2,054,000 | $ 205,400 | $ 99,000 |
| Fulton, Georgia | 9 | $ 1,521,000 | $ 169,000 | $ 101,000 |
| Atlantic, New Jersey | 9 | $ 2,081,000 | $ 231,222 | $ 326,000 |
| Cape May, New Jersey | 9 | $ 1,994,000 | $ 221,555 | $ 163,000 |
| Ocean, New Jersey | 9 | $ 2,123,000 | $ 235,888 | $ 133,000 |
| Montgomery, Texas | 9 | $ 1,658,000 | $ 184,222 | $ 99,000 |
| Sonoma, California | 8 | $ 2,463,000 | $ 307,875 | $ 108,000 |
| Hillsborough, Florida | 8 | $ 1,401,000 | $ 175,125 | $ 121,000 |
| Leon, Florida | 8 | $ 1,210,000 | $ 151,250 | $ 79,000 |
| Pinellas, Florida | 8 | $ 1,261,000 | $ 157,625 | $ 101,000 |
| Prince George's, Maryland | 8 | $ 1,253,000 | $ 156,625 | $ 146,000 |
| Bristol, Massachusetts | 8 | $ 1,705,000 | $ 213,125 | $ 91,000 |
| Williamson, Texas | 8 | $ 1,262,000 | $ 157,750 | $ 85,000 |
| Loudoun, Virginia | 8 | $ 2,171,000 | $ 271,375 | $ 123,000 |
| Hartford, Connecticut | 7 | $ 1,260,000 | $ 180,000 | $ 102,000 |
| Duval, Florida | 7 | $ 1,418,000 | $ 202,571 | $ 108,000 |
| Orange, Florida | 7 | $ 1,322,000 | $ 188,857 | $ 88,000 |
| Cobb, Georgia | 7 | $ 1,185,000 | $ 169,285 | $ 121,000 |
| DeKalb, Georgia | 7 | $ 1,173,000 | $ 167,571 | $ 64,000 |
| Gloucester, New Jersey | 7 | $ 1,166,000 | $ 166,571 | $ 79,000 |
| Mercer, New Jersey | 7 | $ 1,758,000 | $ 251,142 | $ 135,000 |
| Erie, New York | 7 | $ 1,165,000 | $ 166,428 | $ 135,000 |
| Suffolk, New York | 7 | $ 1,976,000 | $ 282,285 | $ 203,000 |
| Franklin, Ohio | 7 | $ 1,151,000 | $ 164,428 | $ 110,000 |
| Lehigh, Pennsylvania | 7 | $ 1,030,000 | $ 147,142 | $ 89,000 |
| Northampton, Pennsylvania | 7 | $ 1,700,000 | $ 242,857 | $ 130,000 |
| San Mateo, California | 6 | $ 1,698,000 | $ 283,000 | $ 84,000 |
| Arapahoe, Colorado | 6 | $ 1,311,000 | $ 218,500 | $ 94,000 |
| New Haven, Connecticut | 6 | $ 1,176,000 | $ 196,000 | $ 78,000 |
| Pasco, Florida | 6 | $ 1,030,000 | $ 171,666 | $ 108,000 |
| Guilford, North Carolina | 6 | $ 957,000 | $ 159,500 | $ 99,000 |
| Berks, Pennsylvania | 6 | $ 947,000 | $ 157,833 | $ 91,000 |
| Dauphin, Pennsylvania | 6 | $ 720,000 | $ 120,000 | $ 74,000 |
| York, Pennsylvania | 6 | $ 1,012,000 | $ 168,666 | $ 97,000 |
| Bexar, Texas | 6 | $ 857,000 | $ 142,833 | $ 118,000 |
| San Francisco, California | 5 | $ 1,343,000 | $ 268,600 | $ 95,000 |
| Shasta, California | 5 | $ 1,028,000 | $ 205,600 | $ 112,000 |
| Solano, California | 5 | $ 971,000 | $ 194,200 | $ 375,000 |
| Adams, Colorado | 5 | $ 1,314,000 | $ 262,800 | $ 105,000 |
| Miami-Dade, Florida | 5 | $ 690,000 | $ 138,000 | $ 127,000 |
| Seminole, Florida | 5 | $ 809,000 | $ 161,800 | $ 86,000 |
| Plymouth, Massachusetts | 5 | $ 1,056,000 | $ 211,200 | $ 113,000 |
| Suffolk, Massachusetts | 5 | $ 918,000 | $ 183,600 | $ 59,000 |
| Passaic, New Jersey | 5 | $ 1,145,000 | $ 229,000 | $ 123,000 |
| Richmond, New York | 5 | $ 1,701,000 | $ 340,200 | $ 131,000 |
| Buncombe, North Carolina | 5 | $ 634,000 | $ 126,800 | $ 64,000 |
| Onslow, North Carolina | 5 | $ 799,000 | $ 159,800 | $ 76,000 |
| Delaware, Ohio | 5 | $ 933,000 | $ 186,600 | $ 100,000 |
| Hamilton, Ohio | 5 | $ 982,000 | $ 196,400 | $ 88,000 |
| Warren, Ohio | 5 | $ 889,000 | $ 177,800 | $ 109,000 |
| Lancaster, Pennsylvania | 5 | $ 788,000 | $ 157,600 | $ 81,000 |
| Luzerne, Pennsylvania | 5 | $ 621,000 | $ 124,200 | $ 106,000 |
| Westmoreland, Pennsylvania | 5 | $ 529,000 | $ 105,800 | $ 103,000 |
| Brazoria, Texas | 5 | $ 701,000 | $ 140,200 | $ 113,000 |
| El Paso, Texas | 5 | $ 800,000 | $ 160,000 | $ 106,000 |
| Hays, Texas | 5 | $ 547,000 | $ 109,400 | $ 57,000 |
| Clark, Washington | 5 | $ 884,000 | $ 176,800 | $ 118,000 |
| Snohomish, Washington | 5 | $ 1,290,000 | $ 258,000 | $ 168,000 |
| El Dorado, California | 4 | $ 731,000 | $ 182,750 | $ 91,000 |
| Marin, California | 4 | $ 665,000 | $ 166,250 | $ 97,000 |
| Mendocino, California | 4 | $ 678,000 | $ 169,500 | $ 260,000 |
| Nevada, California | 4 | $ 1,218,000 | $ 304,500 | $ 167,000 |
| San Joaquin, California | 4 | $ 797,000 | $ 199,250 | $ 152,000 |
| San Luis Obispo, California | 4 | $ 746,000 | $ 186,500 | $ 95,000 |
| El Paso, Colorado | 4 | $ 585,000 | $ 146,250 | $ 78,000 |
| Jefferson, Colorado | 4 | $ 554,000 | $ 138,500 | $ 116,000 |
| Lake, Florida | 4 | $ 863,000 | $ 215,750 | $ 112,000 |
| Volusia, Florida | 4 | $ 459,000 | $ 114,750 | $ 78,000 |
| Cherokee, Georgia | 4 | $ 599,000 | $ 149,750 | $ 90,000 |
| Columbia, Georgia | 4 | $ 641,000 | $ 160,250 | $ 141,000 |
| Forsyth, Georgia | 4 | $ 833,000 | $ 208,250 | $ 120,000 |
| Will, Illinois | 4 | $ 665,000 | $ 166,250 | $ 97,000 |
| Baltimore City, Maryland | 4 | $ 624,000 | $ 156,000 | $ 94,000 |
| Carroll, Maryland | 4 | $ 875,000 | $ 218,750 | $ 77,000 |
| Howard, Maryland | 4 | $ 1,090,000 | $ 272,500 | $ 147,000 |
| Barnstable, Massachusetts | 4 | $ 944,000 | $ 236,000 | $ 106,000 |
| Kent, Michigan | 4 | $ 649,000 | $ 162,250 | $ 54,000 |
| Sussex, New Jersey | 4 | $ 1,174,000 | $ 293,500 | $ 156,000 |
| Dutchess, New York | 4 | $ 1,096,000 | $ 274,000 | $ 119,000 |
| Putnam, New York | 4 | $ 803,000 | $ 200,750 | $ 196,000 |
| Queens, New York | 4 | $ 1,063,000 | $ 265,750 | $ 69,000 |
| Orange, North Carolina | 4 | $ 1,057,000 | $ 264,250 | $ 172,000 |
| Monroe, Pennsylvania | 4 | $ 696,000 | $ 174,000 | $ 315,000 |
| Galveston, Texas | 4 | $ 580,000 | $ 145,000 | $ 101,000 |
| Roanoke, Virginia | 4 | $ 734,000 | $ 183,500 | $ 86,000 |
| Pierce, Washington | 4 | $ 845,000 | $ 211,250 | $ 126,000 |
| Monterey, California | 3 | $ 498,000 | $ 166,000 | $ 88,000 |
| Napa, California | 3 | $ 440,000 | $ 146,666 | $ 53,000 |
| Stanislaus, California | 3 | $ 401,000 | $ 133,666 | $ 98,000 |
| Boulder, Colorado | 3 | $ 597,000 | $ 199,000 | $ 99,000 |
| New London, Connecticut | 3 | $ 379,000 | $ 126,333 | $ 69,000 |
| Alachua, Florida | 3 | $ 454,000 | $ 151,333 | $ 89,000 |
| Brevard, Florida | 3 | $ 495,000 | $ 165,000 | $ 101,000 |
| Manatee, Florida | 3 | $ 293,000 | $ 97,666 | $ 45,000 |
| St. Johns, Florida | 3 | $ 632,000 | $ 210,666 | $ 82,000 |
| Sumter, Florida | 3 | $ 656,000 | $ 218,666 | $ 61,000 |
| Fayette, Georgia | 3 | $ 446,000 | $ 148,666 | $ 72,000 |
| Pickens, Georgia | 3 | $ 562,000 | $ 187,333 | $ 156,000 |
| Kane, Illinois | 3 | $ 702,000 | $ 234,000 | $ 116,000 |
| Lake, Illinois | 3 | $ 745,000 | $ 248,333 | $ 151,000 |
| St. Mary's, Maryland | 3 | $ 921,000 | $ 307,000 | $ 200,000 |
| Grand Traverse, Michigan | 3 | $ 482,000 | $ 160,666 | $ 87,000 |
| Livingston, Michigan | 3 | $ 432,000 | $ 144,000 | $ 88,000 |
| St. Clair, Michigan | 3 | $ 657,000 | $ 219,000 | $ 102,000 |
| Washtenaw, Michigan | 3 | $ 733,000 | $ 244,333 | $ 123,000 |
| Dakota, Minnesota | 3 | $ 413,000 | $ 137,666 | $ 103,000 |
| Mille Lacs, Minnesota | 3 | $ 515,000 | $ 171,666 | $ 89,000 |
| Ramsey, Minnesota | 3 | $ 418,000 | $ 139,333 | $ 120,000 |
| St. Louis, Minnesota | 3 | $ 375,000 | $ 125,000 | $ 72,000 |
| Belknap, New Hampshire | 3 | $ 511,000 | $ 170,333 | $ 86,000 |
| Grafton, New Hampshire | 3 | $ 559,000 | $ 186,333 | $ 118,000 |
| Merrimack, New Hampshire | 3 | $ 543,000 | $ 181,000 | $ 96,000 |
| Union, New Jersey | 3 | $ 444,000 | $ 148,000 | $ 96,000 |
| Clinton, New York | 3 | $ 364,000 | $ 121,333 | $ 89,000 |
| Kings, New York | 3 | $ 545,000 | $ 181,666 | $ 127,000 |
| Orange, New York | 3 | $ 536,000 | $ 178,666 | $ 84,000 |
| Rockland, New York | 3 | $ 743,000 | $ 247,666 | $ 163,000 |
| Saratoga, New York | 3 | $ 392,000 | $ 130,666 | $ 120,000 |
| Brunswick, North Carolina | 3 | $ 370,000 | $ 123,333 | $ 113,000 |
| Burke, North Carolina | 3 | $ 491,000 | $ 163,666 | $ 110,000 |
| Cumberland, North Carolina | 3 | $ 504,000 | $ 168,000 | $ 85,000 |
| Henderson, North Carolina | 3 | $ 483,000 | $ 161,000 | $ 104,000 |
| Lake, Ohio | 3 | $ 355,000 | $ 118,333 | $ 84,000 |
| Lucas, Ohio | 3 | $ 252,000 | $ 84,000 | $ 45,000 |
| Montgomery, Ohio | 3 | $ 319,000 | $ 106,333 | $ 65,000 |
| Portage, Ohio | 3 | $ 316,000 | $ 105,333 | $ 65,000 |
| Stark, Ohio | 3 | $ 364,000 | $ 121,333 | $ 59,000 |
| Summit, Ohio | 3 | $ 252,000 | $ 84,000 | $ 55,000 |
| Centre, Pennsylvania | 3 | $ 432,000 | $ 144,000 | $ 46,000 |
| Cumberland, Pennsylvania | 3 | $ 505,000 | $ 168,333 | $ 57,000 |
| Elk, Pennsylvania | 3 | $ 408,000 | $ 136,000 | $ 63,000 |
| Erie, Pennsylvania | 3 | $ 612,000 | $ 204,000 | $ 145,000 |
| Lackawanna, Pennsylvania | 3 | $ 361,000 | $ 120,333 | $ 102,000 |
| Lebanon, Pennsylvania | 3 | $ 555,000 | $ 185,000 | $ 86,000 |
| Comal, Texas | 3 | $ 765,000 | $ 255,000 | $ 187,000 |
| Kaufman, Texas | 3 | $ 246,000 | $ 82,000 | $ 82,000 |
| Chesterfield, Virginia | 3 | $ 650,000 | $ 216,666 | $ 86,000 |
| Frederick, Virginia | 3 | $ 443,000 | $ 147,666 | $ 118,000 |
| Henrico, Virginia | 3 | $ 1,016,000 | $ 338,666 | $ 126,000 |
| Prince William, Virginia | 3 | $ 512,000 | $ 170,666 | $ 73,000 |
| Virginia Beach, Virginia | 3 | $ 390,000 | $ 130,000 | $ 104,000 |
| Humboldt, California | 2 | $ 555,000 | $ 277,500 | $ 194,000 |
| Kern, California | 2 | $ 451,000 | $ 225,500 | $ 160,000 |
| Lake, California | 2 | $ 258,000 | $ 129,000 | $ 86,000 |
| Merced, California | 2 | $ 198,000 | $ 99,000 | $ 41,000 |
| Santa Barbara, California | 2 | $ 522,000 | $ 261,000 | $ 139,000 |
| Santa Cruz, California | 2 | $ 582,000 | $ 291,000 | $ 117,000 |
| Yolo, California | 2 | $ 641,000 | $ 320,500 | $ 117,000 |
| Denver, Colorado | 2 | $ 413,000 | $ 206,500 | $ 722,000 |
| Douglas, Colorado | 2 | $ 380,000 | $ 190,000 | $ 80,000 |
| Eagle, Colorado | 2 | $ 485,000 | $ 242,500 | $ 91,000 |
| Larimer, Colorado | 2 | $ 331,000 | $ 165,500 | $ 139,000 |
| Park, Colorado | 2 | $ 313,000 | $ 156,500 | $ 119,000 |
| Litchfield, Connecticut | 2 | $ 354,000 | $ 177,000 | $ 111,000 |
| Lee, Florida | 2 | $ 264,000 | $ 132,000 | $ 73,000 |
| Marion, Florida | 2 | $ 410,000 | $ 205,000 | $ 137,000 |
| Santa Rosa, Florida | 2 | $ 240,000 | $ 120,000 | $ 79,000 |
| Chatham, Georgia | 2 | $ 311,000 | $ 155,500 | $ 72,000 |
| Clayton, Georgia | 2 | $ 162,000 | $ 81,000 | $ 62,000 |
| Coweta, Georgia | 2 | $ 313,000 | $ 156,500 | $ 50,000 |
| Floyd, Georgia | 2 | $ 201,000 | $ 100,500 | $ 70,000 |
| Lowndes, Georgia | 2 | $ 559,000 | $ 279,500 | $ 125,000 |
| Towns, Georgia | 2 | $ 388,000 | $ 194,000 | $ 300,000 |
| Walton, Georgia | 2 | $ 226,000 | $ 113,000 | $ 75,000 |
| McHenry, Illinois | 2 | $ 258,000 | $ 129,000 | $ 105,000 |
| McLean, Illinois | 2 | $ 281,000 | $ 140,500 | $ 110,000 |
| Calvert, Maryland | 2 | $ 481,000 | $ 240,500 | $ 204,000 |
| Cecil, Maryland | 2 | $ 279,000 | $ 139,500 | $ 89,000 |
| Dorchester, Maryland | 2 | $ 415,000 | $ 207,500 | $ 142,000 |
| Frederick, Maryland | 2 | $ 286,000 | $ 143,000 | $ 123,000 |
| Harford, Maryland | 2 | $ 482,000 | $ 241,000 | $ 166,000 |
| Kent, Maryland | 2 | $ 205,000 | $ 102,500 | $ 54,000 |
| Washington, Maryland | 2 | $ 411,000 | $ 205,500 | $ 99,000 |
| Hampden, Massachusetts | 2 | $ 230,000 | $ 115,000 | $ 80,000 |
| Benzie, Michigan | 2 | $ 286,000 | $ 143,000 | $ 105,000 |
| Jackson, Michigan | 2 | $ 467,000 | $ 233,500 | $ 212,000 |
| Kalamazoo, Michigan | 2 | $ 409,000 | $ 204,500 | $ 111,000 |
| Ottawa, Michigan | 2 | $ 255,000 | $ 127,500 | $ 62,000 |
| Cheshire, New Hampshire | 2 | $ 584,000 | $ 292,000 | $ 154,000 |
| Strafford, New Hampshire | 2 | $ 298,000 | $ 149,000 | $ 115,000 |
| Hunterdon, New Jersey | 2 | $ 467,000 | $ 233,500 | $ 103,000 |
| Salem, New Jersey | 2 | $ 216,000 | $ 108,000 | $ 50,000 |
| Niagara, New York | 2 | $ 380,000 | $ 190,000 | $ 111,000 |
| Onondaga, New York | 2 | $ 237,000 | $ 118,500 | $ 94,000 |
| Alamance, North Carolina | 2 | $ 293,000 | $ 146,500 | $ 102,000 |
| Caswell, North Carolina | 2 | $ 289,000 | $ 144,500 | $ 64,000 |
| Chatham, North Carolina | 2 | $ 425,000 | $ 212,500 | $ 144,000 |
| Forsyth, North Carolina | 2 | $ 184,000 | $ 92,000 | $ 50,000 |
| Franklin, North Carolina | 2 | $ 353,000 | $ 176,500 | $ 57,000 |
| Gaston, North Carolina | 2 | $ 212,000 | $ 106,000 | $ 55,000 |
| Iredell, North Carolina | 2 | $ 538,000 | $ 269,000 | $ 127,000 |
| Johnston, North Carolina | 2 | $ 353,000 | $ 176,500 | $ 101,000 |
| Lincoln, North Carolina | 2 | $ 417,000 | $ 208,500 | $ 85,000 |
| Pitt, North Carolina | 2 | $ 210,000 | $ 105,000 | $ 111,000 |
| Stanly, North Carolina | 2 | $ 325,000 | $ 162,500 | $ 93,000 |
| Union, North Carolina | 2 | $ 364,000 | $ 182,000 | $ 83,000 |
| Ashtabula, Ohio | 2 | $ 230,000 | $ 115,000 | $ 124,000 |
| Butler, Ohio | 2 | $ 385,000 | $ 192,500 | $ 78,000 |
| Columbiana, Ohio | 2 | $ 215,000 | $ 107,500 | $ 64,000 |
| Greene, Ohio | 2 | $ 721,000 | $ 360,500 | $ 133,000 |
| Licking, Ohio | 2 | $ 390,000 | $ 195,000 | $ 107,000 |
| Lorain, Ohio | 2 | $ 420,000 | $ 210,000 | $ 77,000 |
| Union, Ohio | 2 | $ 370,000 | $ 185,000 | $ 90,000 |
| Adams, Pennsylvania | 2 | $ 437,000 | $ 218,500 | $ 197,000 |
| Armstrong, Pennsylvania | 2 | $ 137,000 | $ 68,500 | $ 49,000 |
| Bradford, Pennsylvania | 2 | $ 329,000 | $ 164,500 | $ 107,000 |
| Butler, Pennsylvania | 2 | $ 349,000 | $ 174,500 | $ 116,000 |
| Carbon, Pennsylvania | 2 | $ 304,000 | $ 152,000 | $ 219,000 |
| Franklin, Pennsylvania | 2 | $ 241,000 | $ 120,500 | $ 73,000 |
| Juniata, Pennsylvania | 2 | $ 253,000 | $ 126,500 | $ 72,000 |
| Mifflin, Pennsylvania | 2 | $ 116,000 | $ 58,000 | $ 56,000 |
| Washington, Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 98,000 |
| Bell, Texas | 2 | $ 161,000 | $ 80,500 | $ 43,000 |
| Botetourt, Virginia | 2 | $ 415,000 | $ 207,500 | $ 34,000 |
| Charlottesville, Virginia | 2 | $ 330,000 | $ 165,000 | $ 250,000 |
| Clarke, Virginia | 2 | $ 557,000 | $ 278,500 | $ 126,000 |
| Hanover, Virginia | 2 | $ 265,000 | $ 132,500 | $ 95,000 |
| Montgomery, Virginia | 2 | $ 220,000 | $ 110,000 | $ 77,000 |
| Shenandoah, Virginia | 2 | $ 255,000 | $ 127,500 | $ 45,000 |
| Benton, Washington | 2 | $ 382,000 | $ 191,000 | $ 112,000 |
| Kitsap, Washington | 2 | $ 393,000 | $ 196,500 | $ 61,000 |
| Spokane, Washington | 2 | $ 204,000 | $ 102,000 | $ 65,000 |
| Whatcom, Washington | 2 | $ 653,000 | $ 326,500 | $ 190,000 |
| Butte, California | 1 | $ 189,000 | $ 189,000 | $ 106,000 |
| Calaveras, California | 1 | $ 151,000 | $ 151,000 | $ 337,000 |
| Imperial, California | 1 | $ 149,000 | $ 149,000 | $ 93,000 |
| Inyo, California | 1 | $ 205,000 | $ 205,000 | $ 147,000 |
| Lassen, California | 1 | $ 110,000 | $ 110,000 | $ 71,000 |
| Madera, California | 1 | $ 113,000 | $ 113,000 | $ 61,000 |
| Mariposa, California | 1 | $ 182,000 | $ 182,000 | $ 66,000 |
| Siskiyou, California | 1 | $ 175,000 | $ 175,000 | $ 235,000 |
| Broomfield, Colorado | 1 | $ 238,000 | $ 238,000 | $ 140,000 |
| La Plata, Colorado | 1 | $ 250,000 | $ 250,000 | $ 55,000 |
| Mesa, Colorado | 1 | $ 170,000 | $ 170,000 | $ 90,000 |
| Montezuma, Colorado | 1 | $ 110,000 | $ 110,000 | $ 34,000 |
| Ouray, Colorado | 1 | $ 378,000 | $ 378,000 | $ 135,000 |
| Bay, Florida | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Charlotte, Florida | 1 | $ 97,000 | $ 97,000 | $ 23,000 |
| Collier, Florida | 1 | $ 206,000 | $ 206,000 | $ 87,000 |
| Escambia, Florida | 1 | $ 230,000 | $ 230,000 | $ 322,000 |
| Flagler, Florida | 1 | $ 200,000 | $ 200,000 | $ 490,000 |
| Gilchrist, Florida | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Highlands, Florida | 1 | $ 120,000 | $ 120,000 | $ 66,000 |
| Martin, Florida | 1 | $ 243,000 | $ 243,000 | $ 108,000 |
| Okaloosa, Florida | 1 | $ 152,000 | $ 152,000 | $ 156,000 |
| Sarasota, Florida | 1 | $ 357,000 | $ 357,000 | $ 179,000 |
| St. Lucie, Florida | 1 | $ 250,000 | $ 250,000 | $ 143,000 |
| Wakulla, Florida | 1 | $ 263,000 | $ 263,000 | $ 203,000 |
| Baldwin, Georgia | 1 | $ 230,000 | $ 230,000 | $ 95,000 |
| Bibb, Georgia | 1 | $ 150,000 | $ 150,000 | $ 63,000 |
| Bryan, Georgia | 1 | $ 200,000 | $ 200,000 | $ 127,000 |
| Carroll, Georgia | 1 | $ 288,000 | $ 288,000 | $ 145,000 |
| Clarke, Georgia | 1 | $ 132,000 | $ 132,000 | $ 63,000 |
| Clinch, Georgia | 1 | $ 155,000 | $ 155,000 | $ 146,000 |
| Dodge, Georgia | 1 | $ 143,000 | $ 143,000 | $ 210,000 |
| Effingham, Georgia | 1 | $ 136,000 | $ 136,000 | $ 61,000 |
| Gilmer, Georgia | 1 | $ 116,000 | $ 116,000 | $ 42,000 |
| Glynn, Georgia | 1 | $ 187,000 | $ 187,000 | $ 56,000 |
| Gordon, Georgia | 1 | $ 110,000 | $ 110,000 | $ 107,000 |
| Habersham, Georgia | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Hart, Georgia | 1 | $ 120,000 | $ 120,000 | $ 46,000 |
| Lumpkin, Georgia | 1 | $ 107,000 | $ 107,000 | $ 51,000 |
| Muscogee, Georgia | 1 | $ 97,000 | $ 97,000 | $ 97,000 |
| Pierce, Georgia | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Rabun, Georgia | 1 | $ 113,000 | $ 113,000 | $ 34,000 |
| Tattnall, Georgia | 1 | $ 128,000 | $ 128,000 | $ 109,000 |
| Wayne, Georgia | 1 | $ 177,000 | $ 177,000 | $ 110,000 |
| Whitfield, Georgia | 1 | $ 190,000 | $ 190,000 | $ 105,000 |
| Champaign, Illinois | 1 | $ 61,000 | $ 61,000 | $ 35,000 |
| DeKalb, Illinois | 1 | $ 126,000 | $ 126,000 | $ 68,000 |
| Hamilton, Illinois | 1 | $ 409,000 | $ 409,000 | $ 108,000 |
| Kendall, Illinois | 1 | $ 200,000 | $ 200,000 | $ 80,000 |
| Mercer, Illinois | 1 | $ 160,000 | $ 160,000 | $ 139,000 |
| Peoria, Illinois | 1 | $ 108,000 | $ 108,000 | $ 48,000 |
| Rock Island, Illinois | 1 | $ 417,000 | $ 417,000 | $ 112,000 |
| St. Clair, Illinois | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Wicomico, Maryland | 1 | $ 219,000 | $ 219,000 | $ 133,000 |
| Worcester, Maryland | 1 | $ 350,000 | $ 350,000 | $ 245,000 |
| Berkshire, Massachusetts | 1 | $ 128,000 | $ 128,000 | $ 102,000 |
| Franklin, Massachusetts | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Alpena, Michigan | 1 | $ 178,000 | $ 178,000 | $ 77,000 |
| Antrim, Michigan | 1 | $ 118,000 | $ 118,000 | $ 60,000 |
| Berrien, Michigan | 1 | $ 133,000 | $ 133,000 | $ 102,000 |
| Clare, Michigan | 1 | $ 109,000 | $ 109,000 | $ 97,000 |
| Clinton, Michigan | 1 | $ 150,000 | $ 150,000 | $ 82,000 |
| Eaton, Michigan | 1 | $ 122,000 | $ 122,000 | $ 71,000 |
| Genesee, Michigan | 1 | $ 152,000 | $ 152,000 | $ 49,000 |
| Hillsdale, Michigan | 1 | $ 317,000 | $ 317,000 | $ 97,000 |
| Houghton, Michigan | 1 | $ 86,000 | $ 86,000 | $ 73,000 |
| Kalkaska, Michigan | 1 | $ 165,000 | $ 165,000 | $ 140,000 |
| Mason, Michigan | 1 | $ 156,000 | $ 156,000 | $ 56,000 |
| Mecosta, Michigan | 1 | $ 94,000 | $ 94,000 | $ 108,000 |
| Monroe, Michigan | 1 | $ 113,000 | $ 113,000 | $ 104,000 |
| Muskegon, Michigan | 1 | $ 188,000 | $ 188,000 | $ 195,000 |
| Newaygo, Michigan | 1 | $ 264,000 | $ 264,000 | $ 200,000 |
| Saginaw, Michigan | 1 | $ 88,000 | $ 88,000 | $ 49,000 |
| Tuscola, Michigan | 1 | $ 96,000 | $ 96,000 | $ 65,000 |
| Anoka, Minnesota | 1 | $ 110,000 | $ 110,000 | $ 89,000 |
| Carver, Minnesota | 1 | $ 119,000 | $ 119,000 | $ 115,000 |
| Chippewa, Minnesota | 1 | $ 65,000 | $ 65,000 | $ 107,000 |
| Douglas, Minnesota | 1 | $ 417,000 | $ 417,000 | $ 760,000 |
| Le Sueur, Minnesota | 1 | $ 100,000 | $ 100,000 | $ 29,000 |
| Olmsted, Minnesota | 1 | $ 166,000 | $ 166,000 | $ 105,000 |
| Otter Tail, Minnesota | 1 | $ 220,000 | $ 220,000 | $ 73,000 |
| Scott, Minnesota | 1 | $ 360,000 | $ 360,000 | $ 105,000 |
| Sherburne, Minnesota | 1 | $ 228,000 | $ 228,000 | $ 199,000 |
| Waseca, Minnesota | 1 | $ 120,000 | $ 120,000 | $ 84,000 |
| Washington, Minnesota | 1 | $ 200,000 | $ 200,000 | $ 73,000 |
| Wright, Minnesota | 1 | $ 220,000 | $ 220,000 | $ 71,000 |
| Carroll, New Hampshire | 1 | $ 150,000 | $ 150,000 | $ 31,000 |
| Hudson, New Jersey | 1 | $ 233,000 | $ 233,000 | $ 60,000 |
| Warren, New Jersey | 1 | $ 166,000 | $ 166,000 | $ 74,000 |
| Albany, New York | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Allegany, New York | 1 | $ 100,000 | $ 100,000 | $ 184,000 |
| Bronx, New York | 1 | $ 220,000 | $ 220,000 | $ 53,000 |
| Chautauqua, New York | 1 | $ 192,000 | $ 192,000 | $ 237,000 |
| Cortland, New York | 1 | $ 63,000 | $ 63,000 | $ 61,000 |
| Franklin, New York | 1 | $ 150,000 | $ 150,000 | $ 128,000 |
| Herkimer, New York | 1 | $ 66,000 | $ 66,000 | $ 59,000 |
| Jefferson, New York | 1 | $ 139,000 | $ 139,000 | $ 72,000 |
| Montgomery, New York | 1 | $ 152,000 | $ 152,000 | $ 96,000 |
| New York, New York | 1 | $ 400,000 | $ 400,000 | $ 368,000 |
| Oneida, New York | 1 | $ 199,000 | $ 199,000 | $ 72,000 |
| Ontario, New York | 1 | $ 122,000 | $ 122,000 | $ 84,000 |
| Rensselaer, New York | 1 | $ 128,000 | $ 128,000 | $ 58,000 |
| St. Lawrence, New York | 1 | $ 146,000 | $ 146,000 | $ 95,000 |
| Ashe, North Carolina | 1 | $ 157,000 | $ 157,000 | $ 85,000 |
| Beaufort, North Carolina | 1 | $ 221,000 | $ 221,000 | $ 143,000 |
| Bladen, North Carolina | 1 | $ 119,000 | $ 119,000 | $ 37,000 |
| Cabarrus, North Carolina | 1 | $ 132,000 | $ 132,000 | $ 39,000 |
| Carteret, North Carolina | 1 | $ 144,000 | $ 144,000 | $ 187,000 |
| Durham, North Carolina | 1 | $ 87,000 | $ 87,000 | $ 27,000 |
| Greene, North Carolina | 1 | $ 62,000 | $ 62,000 | $ 40,000 |
| Harnett, North Carolina | 1 | $ 304,000 | $ 304,000 | $ 94,000 |
| Haywood, North Carolina | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| New Hanover, North Carolina | 1 | $ 154,000 | $ 154,000 | $ 41,000 |
| Randolph, North Carolina | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Rockingham, North Carolina | 1 | $ 148,000 | $ 148,000 | $ 55,000 |
| Rowan, North Carolina | 1 | $ 330,000 | $ 330,000 | $ 217,000 |
| Rutherford, North Carolina | 1 | $ 140,000 | $ 140,000 | $ 39,000 |
| Washington, North Carolina | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Athens, Ohio | 1 | $ 139,000 | $ 139,000 | $ 60,000 |
| Belmont, Ohio | 1 | $ 140,000 | $ 140,000 | $ 125,000 |
| Brown, Ohio | 1 | $ 167,000 | $ 167,000 | $ 100,000 |
| Clinton, Ohio | 1 | $ 138,000 | $ 138,000 | $ 28,000 |
| Fairfield, Ohio | 1 | $ 173,000 | $ 173,000 | $ 166,000 |
| Gallia, Ohio | 1 | $ 326,000 | $ 326,000 | $ 587,000 |
| Knox, Ohio | 1 | $ 157,000 | $ 157,000 | $ 140,000 |
| Logan, Ohio | 1 | $ 61,000 | $ 61,000 | $ 45,000 |
| Mahoning, Ohio | 1 | $ 78,000 | $ 78,000 | $ 134,000 |
| Medina, Ohio | 1 | $ 235,000 | $ 235,000 | $ 160,000 |
| Miami, Ohio | 1 | $ 172,000 | $ 172,000 | $ 55,000 |
| Washington, Ohio | 1 | $ 136,000 | $ 136,000 | $ 54,000 |
| Blair, Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 114,000 |
| Cambria, Pennsylvania | 1 | $ 349,000 | $ 349,000 | $ 50,000 |
| Clinton, Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Columbia, Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Mercer, Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 48,000 |
| Montour, Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| Pike, Pennsylvania | 1 | $ 154,000 | $ 154,000 | $ 137,000 |
| Schuylkill, Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 84,000 |
| Sullivan, Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 127,000 |
| Union, Pennsylvania | 1 | $ 337,000 | $ 337,000 | $ 106,000 |
| Venango, Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 78,000 |
| Brazos, Texas | 1 | $ 108,000 | $ 108,000 | $ 46,000 |
| Ellis, Texas | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Guadalupe, Texas | 1 | $ 143,000 | $ 143,000 | $ 60,000 |
| Hardin, Texas | 1 | $ 176,000 | $ 176,000 | $ 65,000 |
| Hood, Texas | 1 | $ 281,000 | $ 281,000 | $ 78,000 |
| Johnson, Texas | 1 | $ 91,000 | $ 91,000 | $ 55,000 |
| Lavaca, Texas | 1 | $ 204,000 | $ 204,000 | $ 68,000 |
| Lee, Texas | 1 | $ 122,000 | $ 122,000 | $ 93,000 |
| McLennan, Texas | 1 | $ 225,000 | $ 225,000 | $ 136,000 |
| Nueces, Texas | 1 | $ 130,000 | $ 130,000 | $ 67,000 |
| Potter, Texas | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Randall, Texas | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Refugio, Texas | 1 | $ 202,000 | $ 202,000 | $ 94,000 |
| San Patricio, Texas | 1 | $ 97,000 | $ 97,000 | $ 154,000 |
| Smith, Texas | 1 | $ 107,000 | $ 107,000 | $ 55,000 |
| Stephens, Texas | 1 | $ 67,000 | $ 67,000 | $ 144,000 |
| Victoria, Texas | 1 | $ 114,000 | $ 114,000 | $ 102,000 |
| Wilson, Texas | 1 | $ 187,000 | $ 187,000 | $ 80,000 |
| Alexandria, Virginia | 1 | $ 105,000 | $ 105,000 | $ 221,000 |
| Arlington, Virginia | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Campbell, Virginia | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Chesapeake, Virginia | 1 | $ 94,000 | $ 94,000 | $ 74,000 |
| Culpeper, Virginia | 1 | $ 150,000 | $ 150,000 | $ 150,000 |
| Fluvanna, Virginia | 1 | $ 268,000 | $ 268,000 | $ 96,000 |
| Grayson, Virginia | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Greene, Virginia | 1 | $ 205,000 | $ 205,000 | $ 127,000 |
| Highland, Virginia | 1 | $ 350,000 | $ 350,000 | $ 500,000 |
| Isle of Wight, Virginia | 1 | $ 417,000 | $ 417,000 | $ 105,000 |
| James City, Virginia | 1 | $ 255,000 | $ 255,000 | $ 70,000 |
| King George, Virginia | 1 | $ 262,000 | $ 262,000 | $ 147,000 |
| Lynchburg, Virginia | 1 | $ 281,000 | $ 281,000 | $ 113,000 |
| Nelson, Virginia | 1 | $ 110,000 | $ 110,000 | $ 180,000 |
| Newport News, Virginia | 1 | $ 90,000 | $ 90,000 | $ 132,000 |
| Norfolk, Virginia | 1 | $ 143,000 | $ 143,000 | $ 48,000 |
| Northampton, Virginia | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| Orange, Virginia | 1 | $ 281,000 | $ 281,000 | $ 90,000 |
| Richmond City, Virginia | 1 | $ 348,000 | $ 348,000 | $ 150,000 |
| York, Virginia | 1 | $ 390,000 | $ 390,000 | $ 220,000 |
| Chelan, Washington | 1 | $ 281,000 | $ 281,000 | $ 107,000 |
| Douglas, Washington | 1 | $ 140,000 | $ 140,000 | $ 80,000 |
| Ferry, Washington | 1 | $ 203,000 | $ 203,000 | $ 121,000 |
| Jefferson, Washington | 1 | $ 250,000 | $ 250,000 | $ 128,000 |
| Kittitas, Washington | 1 | $ 211,000 | $ 211,000 | $ 185,000 |
| Lincoln, Washington | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Pend Oreille, Washington | 1 | $ 162,000 | $ 162,000 | $ 90,000 |
| San Juan, Washington | 1 | $ 164,000 | $ 164,000 | $ 54,000 |
| Skagit, Washington | 1 | $ 189,000 | $ 189,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Home Finance of America in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,903 | $378,749,000 | $199,000 | $691,000 | $114,000 | $1,370,000 |
| Home Purchase | 313 | $68,177,000 | $217,000 | $1,110,000 | $116,000 | $1,494,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,706 | $343,292,000 | $201,000 | $1,110,000 | $117,000 | $1,494,000 |
| Asian | 324 | $67,975,000 | $209,000 | $544,000 | $108,000 | $587,000 |
| Hispanic | 100 | $19,935,000 | $199,000 | $417,000 | $105,000 | $339,000 |
| Black or African American | 48 | $8,342,000 | $173,000 | $417,000 | $100,000 | $302,000 |
| Not Provided | 27 | $5,011,000 | $185,000 | $417,000 | $100,000 | $456,000 |
| American Indian or Alaskan Native | 6 | $1,272,000 | $212,000 | $345,000 | $111,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,099,000 | $219,000 | $300,000 | $91,000 | $212,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,216 | $446,926,000 | $201,000 | $1,110,000 | $114,000 | $1,494,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,315 | $258,767,000 | $196,000 | $456,000 | $118,000 | $1,494,000 |
| Application Withdrawn By Applicant | 548 | $115,035,000 | $209,000 | $1,110,000 | $115,000 | $1,370,000 |
| Application Denied By Financial Institution | 353 | $73,124,000 | $207,000 | $691,000 | $98,000 | $510,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 134 | $27,940,000 | $208,000 | $691,000 | $107,000 | $480,000 |
| Other | 114 | $21,838,000 | $191,000 | $417,000 | $102,000 | $510,000 |
| Debt-To-Income Ratio | 96 | $21,545,000 | $224,000 | $417,000 | $81,000 | $288,000 |
| Unverifiable Information | 7 | $1,576,000 | $225,000 | $332,000 | $106,000 | $180,000 |
| Employment History | 2 | $225,000 | $112,000 | $120,000 | $67,000 | $88,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Finance of America's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Finance of America's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
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